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A L L - B A N K STATISTICS
U N I T E D

S T A T E S

1 8 9 6 - 1 9 5 5




BOARD OF GOVERNORS OF THE
FEDERAL RESERVE SYSTEM




PUBLISHED APRIL 1959

Library of Congress Catalog Card Number 58-60050

PREFACE

A reworking of the basic historical banking data of the United States, carried as far back as
practicable, has long been needed in order to establish a comparable and consistent record for use
by Federal and State bank supervisory agencies, bankers, students of money and banking, and
others. Some years ago such an undertaking was initiated by the Board of Governors of the
Federal Reserve System, with the active collaboration of the Comptroller of the Currency and the
Federal Deposit Insurance Corporation. The program has also received the cooperative interest
and support of State bank supervisors.
This volume includes the results of this comprehensive revision of statistics for all banks, by
class of bank and by State, for the period 1896-1955, together with descriptive and explanatory
material. In part the revised record verifies the substantial accuracy of that published for many
years by the Comptroller of the Currency and by the Federal Deposit Insurance Corporation since
its establishment in 1933; in part it supplements and corrects the earlier record by providing over
time more complete coverage of all banks and balance-sheet items. The new series is a useful
statistical history of banking developments in the United States over the past 60 years and provides
a reliable basis for relating banking and monetary forces to changing levels of economic activity.
Briefly, the specific advantages of the revised series over presently existing series are; fuller
coverage as well as greater consistency of balance-sheet items annually for more than a half century;
major breakdowns of principal balance-sheet items on a standard basis (for example, segregation
of loans into real estate, collateral, and other loans for the period 1896-1938 and into a larger
number of items beginning with 1939); and inclusion of data on hundreds of unincorporated
(private) banks. These data are provided in convenient form both for States and for major
categories of banks.
The revised series carries back to 1896 in a condensed form the Federal series which has been
compiled semiannually by the Federal Deposit Insurance Corporation since 1947 pursuant to
arrangements made by the three Federal bank supervisory agencies in that year. Summary
figures for 1956 and later years are available in recent publications of the Federal Deposit Insurance
Corporation, and detailed data are available upon request from that agency.
Preparation of this historical banking record engaged many members of the Board's staff,
especially the staffs of the Divisions of Bank Operations, Research and Statistics, and Administrative Services. Major contributions to the completion of the project were made by Raymond J.
Collier and Edwin J. Swindler, who directly supervised the development of statistical techniques
and compilations and prepared the description of the series; Harold L. Cheadle, now of the staff
of the Federal Reserve Bank of Chicago, who participated in the developmental work of the
project; Rita S. Boyer and Elizabeth P. Tewksbury, who did much of the statistical work, with
the latter also carrying the main load of checking individual State and United States series and
descriptions; Davis H. Wilson, who supervised the vast amount of machine tabulation; and
Elizabeth B. Sette, who edited the material and prepared it for publication. General supervision
was provided by J. E. Horbett, formerly Associate Director of the Division of Bank Operations,
and Albert R. Koch, Associate Adviser of the Division of Research and Statistics.




IV

The work at the Board was greatly facilitated by material furnished from the files of the
Comptroller of the Currency and the Federal Deposit Insurance Corporation; by consultation with
William A. Kane, formerly Chief of the Statistical Division of the Comptroller of the Currency; and
by a detailed and painstaking review of the preliminary results by Clark Warburton, of the Division
of Research and Statistics of the Federal Deposit Insurance Corporation, whose comments and
suggestions were particularly helpful because of his long-time historical research in and studies of
the American banking structure. Preliminary results of the tabulations were circulated to the
supervisors of State banks and others for comment and suggestion.
RALPH A. YOUNG, Director
Division of Research and Statistics,
Board of Governors of the Federal Reserve System.
WASHINGTON, D. C.
November 19,1958




CONTENTS

PART I—UNITED STATES SUMMARY
PAGE

INTRODUCTION
HISTORY OF ALL-BANK STATISTICS
THE REVISED SERIES
Definition of "Bank"
Classification of Banks
Balance-Sheet Items
COMPARISONS WITH SERIES PREVIOUSLY AVAILABLE, 1896-1933
Number of Banks
Total Assets—Total Liabilities and Capital Accounts
Loans and Investments
Deposits
Capital Accounts
SOURCES OF DATA
Comptroller of the Currency
State Banking Departments
Federal Deposit Insurance Corporation
Federal Reserve System
National Monetary Commission
Bankers' Directories
Other Sources
NATIONAL BANKS, 1896-1955
Loans
Obligations of States and Political Subdivisions
Time Deposits
INCORPORATED STATE COMMERCIAL BANKS, 1896-1933
Major Estimating Problems
Procedures and Techniques of Estimating
UNINCORPORATED BANKS, 1896-1933
Number of Banks
States Selected for Separate Tabulations of Balance Sheets
Major Balance-Sheet Items
Data compiled for a few States
Data estimated for other States
Breakdowns of Major Items




3
3
4
5
5
6
8
8
8
9
13
13
13
13
14
14
15
15
15
16
16
17
17
18
18
19
19
21
22
23
23
24
24
25

VI

PAGE

ALL STATE COMMERCIAL BANKS, 1934-1955
1934-1946
1947-1955

26
26
28

MUTUAL SAVINGS BANKS

28

APPENDICES:
A. All Banks—Continental United States
B. Revised Series and Former Series
C. Reports of State Banking Authorities
D. Nonlicensed Banks, 1933 and 1934
E. Composition of Asset and Liability Items
F. Interpolating Technique No. 2

30
53
67
71
86
92

PART II—SUMMARIES BY STATES AND OTHER AREAS
ALABAMA
ARIZONA
ARKANSAS
CALIFORNIA
COLORADO
CONNECTICUT
DELAWARE
DISTRICT OF COLUMBIA
FLORIDA
GEORGIA
IDAHO
ILLINOIS
INDIANA
IOWA
KANSAS
KENTUCKY
LOUISIANA
MAINE
MARYLAND
MASSACHUSETTS
MICHIGAN
MINNESOTA
MISSISSIPPI
MISSOURI
MONTANA
NEBRASKA
NEVADA
NEW HAMPSHIRE
NEW JERSEY
NEW MEXICO




f

96
112
128
144
161

,

183
213
238
252
268
291
306
327
358
380
396
413
428
452
483
512
535
566
582
598
618
635
651
674
705

Vll
PAGE

NEW YORK
NORTH CAROLINA
NORTH DAKOTA
OHIO
OKLAHOMA
OREGON
PENNSYLVANIA
RHODE ISLAND
SOUTH CAROLINA
SOUTH DAKOTA
TENNESSEE
TEXAS
UTAH
VERMONT
VIRGINIA
WASHINGTON
WEST VIRGINIA
WISCONSIN
WYOMING
OTHER AREAS




720
755
770
787
819
836
861
892
916
933
948
964
987
1003
1026
1047
1076
1101
1127
1142

PART I—UNITED STATES SUMMARY




U N I T E D STATES S U M M A R Y

Statistics for banks in the United States
have improved with changes in the banking
system and with banking legislation during
the twentieth century. Establishment of the
Federal Reserve System in 1913 resulted ultimately in a uniform reporting of data by
banks that were members of the System. Still
more uniformity in reporting followed the
establishment of the Federal Deposit Insurance Corporation in 1933. The resulting improvements in statistics pointed up the need
for compiling more adequate data for earlier
years in order to provide a consistent, longrun series. The need comprehended classifications of data that would be more nearly
comparable with those for recent years and a
complete coverage of banking institutions.
The banking system of the United States
comprises thousands of separate institutions,
some Federally chartered and some State chartered. In addition, at the turn of the century
unincorporated banks accounted for a substantial portion of the total number of banks. Data
for Federally chartered and for State chartered banks have generally been more adequate than those for unincorporated banks.
Before 1909, however, data for all types of
banks often were not reported fully.
To provide more adequate banking data,
the Board of Governors of the Federal Reserve

System—with the cooperation of the Comptroller of the Currency, the Federal Deposit
Insurance Corporation, and the State bank
supervisory authorities—has compiled a revised series for all banks in the continental
United States as of June 30 of each year,
1896-1955. This series includes data for principal assets and liabilities and number of the
major categories of banks. Figures for these
categories are shown in the tables on pages
30-49 of this Part. Part II, which begins on
page 96, includes comparable figures by States,
as well as for areas outside the continental
United States.
Revisions in the data affect primarily the
nonnational components. The largest changes
in terms of both number of banks and balancesheet data are in the figures for years before
1920. Comparisons with series previously
available indicate that in some of the earliest
years of the period the number of banks in the
revised series is as much as 45 per cent larger
than the number in existing series. Most of the
institutions added were smaller, on the average, than those included in earlier series. Accordingly, the revision affected assets and
liabilities relatively less than the number.
Nevertheless, in some of the early years the
revision in balance-sheet totals was as much as
14 per cent.

HISTORY OF ALL-BANK STATISTICS
Compilation and publication of statistics
1863 the Secretary of the Treasury compiled
for all banks by Federal authorities began in
and published certain data for all banks that
1833 under a resolution passed by the House
responded to his call for information. Comof Representatives in 1832. From then until
pilation of the series, which was discontinued




All-Bank Statistics
when the National Bank Act was passed, was
resumed in 1873 by the Comptroller of the
Currency in compliance with Federal legislation enacted that year. From then until 1947
the primary responsibility for all-bank statistics remained with the Comptroller.
In 1947 the Comptroller of the Currency,
the Board of Governors of the Federal Reserve
System, and the Federal Deposit Insurance
Corporation, which were compiling somewhat
different balance-sheet statistics for all banks,
worked out an arrangement for the Federal
Deposit Insurance Corporation to compile
semiannually a uniform series of statistics for
all banking institutions.
In the 1833-1863 period, reporting by
banks to the Secretary of the Treasury was
voluntary. The need for complete reporting
was recognized in the Act of 1873, which authorized the Comptroller to obtain balancesheet data for banks other than national banks
from State banking authorities, territorial
authorities, or individual banks. Although
coverage was improved, the data obtained
were not sufficiently uniform for a national
series, because the various State and territorial authorities did not request the same
information from banks and some States had
no departments to request statistics.
Provisions of this law, moreover, failed
to affect reporting by one major banking group
—the unincorporated banks. In some States
large numbers of these banks, usually referred
to as "private" banks, operated outside the
jurisdiction of State authority. A request each
year by the Comptroller that private banks
report directly to him met with only limited
success.

Notwithstanding the difficulties of collecting statistics for all banks, the coverage and
standardization of data published by the
Comptroller became progressively more adequate, particularly after World War I. This
improvement reflected for' the most part
greater uniformity in classification of balancesheet data requested of banks by the Comptroller and State banking authorities. To a
lesser extent, it was the result of more adequate collection and tabulation of bank data
by existing State departments and the establishment of banking departments in States
that previously had none.
The problems of collecting data from
banks not reporting to either State or Federal
authority were largely overcome by the Banking Act of 1933, which required all banks
receiving deposits subject to check to report
to either State or Federal authority. Among
private banks, however, the improvement in
reporting was shortlived, for the Banking Act
of 1935 amended the 1933 Act to require that
nonnational banks report only to State authorities. After this amendment, private banks in
some States discontinued reporting to either
State or Federal authority but some private
banks continued to furnish balance-sheet data
to Federal authority upon request.
Efforts to promote uniformity in bank
statistics culminated in 1938 when representatives of Federal bank supervisory agencies
worked out a standardized balance-sheet report form. This form, which was approved by
the National Association of State Bank Supervisors, was adopted by the three Federal banking agencies and by many State banking
departments. Nearly all States now use a form
that is substantially consistent with the standard one.

THE REVISED SERIES
The revised all-bank series, which begins
with 1896, is an improvement over previously
available series in two major respects:
First, it provides more accurate and more
complete data, State by State, than were avail-




able before. In many States, large numbers
of private banks and State commercial banks
are included for the first time, particularly in
the earlier years. In some of the older States
such additions are small because nearly com-

United States Summary
plete data were already available for the
entire period, but in other States the additions
are substantial.
Secondly, it provides for principal classes
of banks beginning with 1896 breakdowns of
major asset and liability items—loans, investments, cash assets, deposits, and capital accounts—that are as consistent as possible with
present-day classifications. Loans are subdivided into real estate, collateral, and "all
other" through 1938, and into more detail
thereafter; investments into United States
Government, State and political subdivision,
and other securities; cash assets into cash
items in process of collection, currency and
coin, and bankers' balances (including reserves) ; and deposits into interbank, United
States Government, other demand, and other
time.
These two types of improvements were
made possible in part by extensive research
into all types of available banking statistics
and in part by the cooperation of several large
private banks, which made their historical
balance-sheet data available for the first time.
The main sources of information, other than
the records of these private banks, were the
annual reports and statistical publications and
records of the Comptroller of the Currency,
the Bureau of Internal Revenue, the Board
of Governors of the Federal Reserve System,
the Federal Deposit Insurance Corporation,
and State banking departments, as well as
compilations published in bankers7 directories.
Unofficial compilations of figures for banks in
several States were also consulted.
DEFINITION OF "BANK"

In the revised series, a financial institution is considered a bank if it accepts deposits
from the general public or if it conducts principally a fiduciary business. This conforms
to the definition used by the Comptroller of
the Currency, the Federal Deposit Insurance
Corporation, and the Board of Governors of
the Federal Reserve System in the all-bank
statistics published beginning with 1947,1




In accordance with this definition, national banks and chartered State banks, loan
and trust companies, stock savings banks, unincorporated or "private" banks, and mutual
savings banks are included in the revised
series over the entire period. Other chartered institutions that are included because
their operations involve the receipt of deposits
are cooperative exchanges in Arkansas, cash
depositories in South Carolina, and Morris
Plan and industrial banks (unless engaged
merely in making loans and investments).
Adoption of this concept of a bank introduced certain difficulties in compiling the
series. In the first place, some States did
not treat loan and trust companies as banks
until well into the period covered by the series,
and it was necessary to obtain data for such
companies from nonofficial sources. Secondly,
it was often difficult to determine whether
unincorporated financial institutions that did
not report to State or Federal authority were
banks. Beginning in 1934, banks accepting
deposits subject to check were not permitted
to engage in the securities business, but prior
to that time unincorporated financial institutions frequently combined a deposit banking
business with a brokerage or investment business. The methods of determining whether
an institution was engaged primarily in a
banking business in the early period are described in the section "Unincorporated Banks,
1896-1933."
CLASSIFICATION OF BANKS

In planning a useful organization of the
revised data for all banks, it was originally
hoped to provide two major classifications.
The first, by origin of charter, would comprise
1
In 1947, representatives of these three agencies agreed
that certain types of banks previously excluded from all-bank
statistics should thenceforth be included. (For complete descriptions of the types of institutions included and of those
excluded, see the 1956 Annual Report of the Federal Deposit
Insurance Corporation, pp. 88-89.) In compiling the revised
all-bank series, an effort was made to obtain balance-sheet
information for these banks and others of the same type for
the whole period 1896-1956, or, if no longer operative, for
the period when they were in existence. This effort was only
partly successful, but the missing data are not significant.

All-Bank Statistics
each State, tabulations of data for the kinds
of banks listed above that operate in that
State, together with a description of the
sources of the data and the methods used in
compiling them.

a series for national banks and a series for
State institutions; a separate series for unincorporated banks would supplement these two
series. The second classification, according to
function, would include a series for commercial
banks, one for savings banks, and one for loan
and trust companies.
Early in the project, however, it became
apparent that neither of these two classifications would be sufficiently accurate to justify
the effort and time required to prepare them.
Often the data needed for such classifications
were not available. In many States separate
data were not reported consistently by kinds
of banks, and in other States they were not
reported at all. Moreover, historical differences among classifications in lending and
investing activities, structure of deposit liabilities, and banking functions have diminished steadily over the period covered by the
revised series. This is a matter of common
knowledge among bankers and bank supervisors that is confirmed by available data on
the various kinds of banks.
As a practical solution, therefore, it was
decided to compile the data according to a
classification that is in part by origin of charter and in part by banking function, as follows: (1) all banks, (2) commercial banks,
that is, all banks other than mutual savings
banks, (3) national banks, (4) incorporated
and unincorporated State commercial banks,
that is, all banks other than national and
mutual savings banks, and (5) mutual savings
banks.2 In this publication, the term "nonnational banks" is often used in referring to
Groups (4) and (5) combined.
The simplest and most accurate method
was to compile the data on a State-by-State
basis. Most of the data for State-chartered
banks included in previous series had been
gathered from State banking authorities; other
sources also present such data for individual
States. Part II of this volume includes, for

The aggregate balance sheet for banks included in the revised series is a consolidation
of the assets and liabilities of commercial departments of banks and the assets and liabilities of all other departments except trust departments. The specific items included were
selected after careful scrutiny of data for the
period 1896-1955 contained in reports of condition submitted to the Comptroller of the
Currency, State banking authorities, the Federal Reserve Board beginning with 1917, and
the Federal Deposit Insurance Corporation
beginning with 1934.3 For the early years
special attention was given to balance-sheet
items included in national bank statistics because these banks were the largest group
reporting consistently before the Federal Reserve System was established.
The objective was to provide a list of
balance-sheet items that would be as consistent, detailed, and meaningful as possible.
Ideally this would be a series—extending back
to 1896—for each of the items now included in
the standard form of condition report. This
goal was achieved substantially except for the
breakdown of the loan portfolio, where the
lack of uniformity and consistency in the reporting of a number of items over the period
made it impossible.
"Total real estate loans" is the only loan
item that is consistent for the entire period
covered by the revised series. Loans on collateral include loans secured by all collateral
other than real estate for 1896-1928, but for
the period 1929-1938 they include only loans
with securities as collateral. The most important change in the breakdown of loans was

2
Data for these five groups of banks, respectively, are
shown in Tables A-l, A-la. A-2, A-3, and A-4 of Appendix A.

3
Before June 21, 1917, State member hanks reported to
the Comptroller of the Currency.




BALANCE-SHEET ITEMS

United States Summary
TABLE 1
BALANCE-SHEET ITEMS IN THE REVISED ALL-BANK SERIES, 1896-1955
ASSETS
Loans:
1896-1938
Real estate
Collateral1
All other1
1939-194$
Commercial, industrial, and agricultural loans
(including open market paper)
Loans for purchasing or carrying securities:
To brokers and dealers
To others
Real estate loans:
On farm land
On residential property
Other
All other loans
1043-1955
Same as for 1939-1942, except that last
item was subdivided into:
Other loans to individuals
All other loans

ASSETS—Continued
Casn assets:
Cash items in process of collection
Currency and coin
Bankers' balances (including reserves)
Other assets
Total assets

LIABILITIES
Deposits:
Interbank
U. S. Government
Other demand
Other time
Borrowings
National bank notes
Other liabilities

Investments:
U. S. Government obligations
Obligations of States and political subdivisions
Other securities

Capital
Surplus and other capital accounts

1
For the period 1929-1938, loans on collateral include only
those loans with securities as collateral. For 1896-1928, this
loan category was somewhat broader in coverage, including
loans secured by any type of collateral other than real estate.

For a description of the revised treatment of both loans on
collateral and all other loans after 1938, see Board of Governors of the Federal Reserve System, Banking and Monetary
Statistics (Washington, D. C., 1944), pp. 63 and 64.

made in December 1938, when the Federal
bank supervisory agencies adopted a loan
classification based more on purpose of loan
than on type of collateral. The last change
was the segregation, beginning with 1943, of
other loans to individuals.
The balance-sheet items in the revised
series, shown in Table 1, represent the most
detailed breakdown obtainable from information that could be gathered with reasonable
consistency over the period 1896-1955.4 More

detailed information for national banks, member banks, and insured commercial banks for
varying periods is available in reports of the
Federal bank supervisory agencies, and for
State banks in some States in the reports of
State banking authorities. Such information is
useful in studying some monetary and banking problems, even though it does not cover
the country's entire banking structure.

4
For the greater part of the period information was
available on some specific categories of "other" securities,
e.g., obligations of railroads, but it was so fragmentary and




Total liabilities and capital accounts

the type of information changed so often for nonnational
banks up to 1928, and for banks not members of the Federal
Reserve System thereafter, that no attempt was made to
construct a breakdown of "other'* securities. Moreover, no
such specific breakdowns have been available for national
banks since 1942.

All-Bank Statistics
COMPARISONS WITH SERIES PREVIOUSLY AVAILABLE, 1896-1933
Data comparing the number and principal
balance-sheet items for broad categories of
banks in the revised series and corresponding
items in series previously published are shown
in Appendix B. In general, differences between
the revised series and the series previously
available are confined almost entirely to the
nonnational bank component. The exceptions
are the breakdowns of certain items—loans
and time deposits for 1896-1908 and investments other than United States Government
securities for 1896-1907—that had to be estimated for national banks.
For nonnational banks some changes occur
in both number of banks and balance-sheet
items in practically every year of the period
1896-1955. The largest revisions, however,
are in years before 1920. The additions to
the series beginning in 1934 represent largely
the inclusion of trust companies not engaged
in deposit banking and nonreporting private
banks; these changes were in accordance with
the 1947 arrangement among the three Federal
bank supervisory agencies with respect to
coverage of the all-bank series.
Because the changes for national banks
were so small and because there were so few
changes in the series for nonnational banks
after 1933, the following descriptions of major
revisions in data are confined primarily to
nonnational banks and to the period 18961933. The principal series used for comparison is that published by the Comptroller of
the Currency.
NUMBER OF BANKS

In the first 10 years of the period covered by the revised series, the number of
nonnational banks in that series exceeds by
about 2,400-2,800 the number in the Comptroller's series. In percentage terms, the revision raises the number of banks in that period
by 22 to 46 per cent. After 1906 the differences
decrease gradually, and in the late twenties
and early thirties they range between 200 and




300, or only about 2 per cent. Chart 1 compares
the number of nonnational banks in the revised
series for the period 1896-1946 with the number in the series published by the Comptroller.
The greater number of banks is accounted
for in large part by improved coverage of unincorporated (private) banks, many of which
did not report to State banking authorities or
to the Comptroller of the Currency, and in
lesser degree by the addition in a few States
of sizable numbers of State commercial banks.
Addition of these banks was offset somewhat
by exclusion of branches reported to the
Comptroller as unit banks in some States and
by exclusion of banks in liquidation.
TOTAL ASSETS—TOTAL LIABILITIES
AND CAPITAL ACCOUNTS

The addition of banks in the revised series
affects assets and liabilities much less than
the number of institutions because the institutions added are much smaller on the average
than those included in former series.
Chart 2 compares total assets of nonnational banks in the revised series with those
in the Comptroller of the Currency series for
1896-1946. As would be expected, in view of
the gradually improving coverage of banks by
supervisory agencies, the largest relative additions to total assets occur in the early
years of the period. The increases amount to
as much as 14 per cent in some of these years
and to as little as one per cent in some of the
later years. In 1929 and 1930, however, the
revised series is 2 to 3 per cent larger than the
Comptroller's series, principally because of
the addition of the assets of certain private
banks, particularly in New York State. As
was indicated earlier, these private banks
were not included in the Comptroller's series
through 1933. After that, as the chart shows,
the differences in the two series are negligible.
For this reason aggregates for the principal
asset and liability items compared in Tables 2
and 3 cover only the period through 1933.

United States Summary
LOANS AND INVESTMENTS

The more consistent classification of assets
in the revised series applies to the division of
bank credit into the broad categories of loans
and investments as well as to the subclassification of these two major items. Differences
between the nonnational bank totals in the revised series and in the Comptroller's series are
larger for loans than for investments. The
revised series shows larger totals for loans
in all years and for investments in most
years.

9

For most of the twenties, however, as
Table 2 shows, the investments of nonnational
banks in the revised series are considerably
smaller than those in the Comptroller's series.
These differences are explained largely by two
facts: First, for many years several State authorities classified real estate mortgage loans
as investments in their compilations and in the
data reported to the Comptroller. Secondly,
trust department investments were inadvertently included in the statistics reported to the
Comptroller by one State.

TABLE 2
LOANS AND INVESTMENTS OF NONNATIONAL BANKS IN THE UNITED STATES, 1896-1933
REVISED SERIES COMPARED WITH OLD SERIES
[Dollar amounts in millions]
Total loans

June 30

Revised
series

Old
series
(Comptroller
of the
Currency)

Total investments

Revised series compared
with old series —
increase (+),
or decrease ( — )
Amount

Revised
series

Per cent

Old
series
(Comptroller
of the
Currency)

Revised series compared
with old series—
increase (+),
or decrease ( — )
Amount

Per cent

1896
1897
1898
1899

$2,643
2,618
2,812
3,181

$2,280
2,238
2,489
2,670

$+363
+380
+323
+511

+15.9
+17.0
+13.0
+19.1

$1,225
1,318
1,415
1,602

$1,211
1,248
1,305
1,528

$+14
+70
+110
+74

+1.2
+6.6
+8.4
+4.8

1900
1901
1902
1903
1904

3,449
3,934
4,418
4,816
4,920

3,010
3,431
3,923
4,275
4,338

+439
+503
+495
+541
+582

+14.6
+14.7
+12.6
+12.7
+13.4

1,769
2,006
2,153
2,316
2,504

1,724
1,935
2,093
2,332
2,521

+46
+71
+60
-16
-17

+2.6
+3.7
+2.9
-0.7
-0.7

1905
1906
1907
1908
1909

5,612
6,206
6,657
6,124
6,562

5,078
5,639
6,079
5,777
6,361

+534
+567
+578
+347
+201

+10.6
+10.1
+9.5
+6.0
+3.2

2,770
2,840
2,923
2,938
3,152

2,745
2,787
2,929
2,871
3,004

+26
+53
-6
+67
+148

+0.9
+1.9
-0.2
+2.3
+4.9

1910
1911
1912
1913
1914

7,312
7,596
8,152
8,661
9,059

7,039
7,379
7,941
8,431
8,853

+273
+217
+211
+230
+206

+3.9
+2.9
+2.7
+2.7
+2.3

3,264
3,412
3,618
3,655
3,831

3,105
3,282
3,492
3,514
3,664

+159
+130
+126
+141
+167

+5.1
+4.0
+3.6
+4.0
+4.6

1915
1916
1917
1918
1919

9,313
10,496
11,966
12,786
14,229

9,049
10,114
11,610
12,332
13,908

+264
+382
+356
+454
+321

+2.9
+3.8
+3.1
+3.7
+2.3

3,957
4,514
4,964
6,773
7,216

3,807
4,436
4,981
5,770
7,162

+150
+78
-17
+3
+53

+3.9
+1.8
-0.3
+0.1
+0.7

1920
1921
1922
1923
1924

17,690
17,260
16,809
18,956
20,075

16,956
16,524
16,259
18,208
19,150

+734
+736
+550
+748
+925

+4.3
+4.5
+3.4
+4.1
+4.8

6,995
7', 250
7,814
8,447
8,740

7,183
7,338
7,965
8,579
9,060

-188
-88
-151
-132
-320

-2.6
-1.2
-1.9
-1.5
-3.5

1926
1926
1927
1928
1929

21,786
23,336
24,100
25,025
27,139

20,848
22,353
23,096
24,054
26,422

+938
+983
+1,004
+971
+717

+4.6
+4.4
+4.3
+4.0
+2.7

9,355
9,725
10,261
11,005
10,654

9,643
9,944
10,829
11,589
10,655

-288
-219
-568
-684
-1

-3.0
-2.2
-5.2
-6.0

1930
1931
1932
1933

26,116
22,254
17,806
14,236

25,442
21 ,-844
17,640
14,118

+674
+410
+166
+117

+2.6
+1.9
+0.9
+0.8

11,215
12,311
11,223
10,767

11,028
12,344
10,987
10,517

+187
-33
+236
+250

+1.7
-0.3
+2-1
+2.4




Chart 1

NUMBER OF NONNATIONAL

BANKS

IN THE UNITED

STATES

Thousands




30

REVISED

SERIES

\

20

OLD SERIES

10

I
1900

1
1905

1910

1915

1920

1925

1930

1935

1940

1945

Chart 2

TOTAL ASSETS OF NONNATIONAL BANKS IN THE UNITED STATES
Billions

of

dollars
100

80

60

40

-X-

REVISED SERIES

II

20

OLD SERIES

mil
1900

Illlllll
1905

1910

1915

1920

1925

1930

* For these three years top of bar indicates level of old series; top of black portion, level of revised series.




1935

1940

1945

12

All-Bank Statistics

Another important improvement in the
revised series is the consistent breakdown for
all banks of loans for the period 1896-1938
and of investments for the entire period,
1896-1955. Most of the inadequacies of breakdowns in the series previously used are in data
for the nonnational bank sector, but there are
some for national banks, especially in the
period before 1909. For years in which the
subitems of loans and investments were not
reported in series previously available, improvements in the revised series are repre-

sented by the availability of these subitems
rather than by the amounts added. This is
especially true of the period before 1909.
Breakdowns of both loans and investments at nonnational banks, for example, were
not reported regularly or uniformly to the
Comptroller by some State banking departments over the entire period 1896-1933; presumably the State authorities did not request
such information from the banks. For national banks, the breakdown for loans in the
Comptroller's reports was not complete before

TABLE 3
DEPOSITS AND CAPITAL ACCOUNTS OF NONNATIONAL BANKS IN THE UNITED STATES, 1896-1933
REVISED SERIES COMPARED WITH OLD SERIES
[Dollar amounts in millions}
Total capital accounts

Total deposits

June 30

Revised
series

Old
series
(Comptroller
of the
Currency)

Revised series compared
with old series —
increase (+),
or decrease ( — )
Amount

Revised
series

Per cent

Old
series
(Comptroller
of the
Currency)

Revised series compared
with old seriesincrease (+),
or decrease ( — )
Amount

Per cent

$909
916
923
960

$763
763
770
788

$+146
+153
+153
+172

+19.1
+20.1
+19.9
+21.8

+8.4
+9.0
+8.3
+7.1
+7.3

1,062
1,137
1,289
1,475
1,587

893
964
1,107
1,304
1,397

+169
+173
+182
+171
+190

+18.9
+17.9
+16.4
+13.1
+13.6

+467
+521
+431
+356
+331

+5.9
+6.1
+4.7
+4.1
+3.4

1,660
1,796
1,889
1,961
2,022

1,488
1,625
1,724
1,840
1,897

+172
+171
+166
+121
+126

+11.6
+10.6
+9.6
+6.6
+6.6

10,285
10,857
11,603
11,947
12,743

+411
+329
+349
+436
+362

+4.0
+3.0
+3.0
+3.6
+2.8

2,134
2,203
2,288
2,398
2,454

1,977
2,074
2,181
2,292
2,347

+157
+129
+107
+106
+107

+7.9
+6.2
+4.9
+4.6
+4.6

13,687
15,865
18,088
19,045
22,047

12,245
15,412
17,563
18,413
21,620

+1,442
+453
+525
+632
+427

+11.8
+2.9
+3.0
+3.4
+2.0

2,638
2,616
2,791
2,865
3,046

2,418
2,492
2,660
2,740
2,944

+120
+124
+131
+125
+102

+6.0
+5.0
+4.9
+4.6
+3.6

1920
1921
1922
1923
1924

24,680
23,793
24,904
27,478
29,612

24,297
23,316
24,630
27,163
29,159

+383
+477
+274
+315
+453

+1.6
+2.0
+1.1
+1.2
+1.6

3,398
3,690
3,752
3,943
4,158

3,300
3,613
3,679
3,895
4,098

+98
+77
+73
+48
+60

+3.0
+2.2
+2.0
+1.2
+1.6

1925
1926
1927
1928
1929

32,389
33,773
34,922
35,492
36,683

31,886
33,213
34,760
35,537
36,081

+503
+560
+162
- 45
+602

+1.6
+1.7
+0.5
-0.1
+1-7

4,416
4,753
5,064
5,385
6,077

4,338
4,672
4,987
5,276
5,940

+78
+81
+77
+110
+137

+1.8
+1.7
+1.5
+2.1
+2.3

37,130
35,024
28,140
24,943

36,396
34,445
27,733
24,571

+734
+579
+407
+372

+2.0
+1-7
+1.5
+1.5

6,402
6,122
5,252
4,537

6,257
6,026
5,211
4,482

+145
+96
+41
+55

+2.3
+1.6
+0.8
+1.2

1896
1897
1898
1899

$3,718
3,885
4,246
4,934

$3,345
3,402
3,755
4,362

$+373
+483
+491
+572

+11.2
+14.2
+13.1
+13.1

1900
1901
1902
1903
1904

5,299
6,125
6,636
7,051
7,507

4,888
5,621
6,125
6,583
6,996

+411
+504
+511
+468
+511

1905
1906
1907
1908
1909

8,365
9,012
9,571
9,112
9.951

7,898
8,491
9,140
8,756
9,620

10,696
11,186
11,952
12,383
13,105

1915
1916
1917
1918
1919

1910
1911
1912
1913
1914

1930
1931
1932
1933

.

.




....

United States Summary
1909. Throughout the period 1896-1908, the
Comptroller did not require national banks to
classify loans on real estate separately from
other loans on collateral. These items were
estimated for 'the revised series.
Differences in United States Government
security holdings as shown in the revised series
and in the two series previously available are
relatively small. They reflect variations in
estimating techniques and in coverage.
DEPOSITS

A comparison of total deposits of nonnational banks in the revised series with those
for this group published in the Comptroller
of the Currency's annual reports appears in
Table 3. Additions to total deposits in the
revised series, as for all items on the balance
sheet, are considerably larger in percentage
terms before 1920 than in later years. The
additions to total deposits range from 14 per
cent of the Comptroller's figures for 1897 to
less than one per cent in 1927.
The revised series provides a more consistent breakdown of deposits by type (inter-

13

bank, United States Government, other demand, and other time) than was available in
the earlier series. In most States before 1909
and in some States for several years after
1909, there was no clear distinction between
demand and time (or savings) deposits. Since
no special recognition or treatment was given
to time deposits in nonmutual savings banks,
with some exceptions, it was necessary to estimate figures for such deposits in many States.
For the period 1896-1908 the revised series
provides for the first time an estimate of time
deposits on a State-by-State basis and also
provides a better estimate for the country as
a whole than was available heretofore.
CAPITAL ACCOUNTS

Table 3 also compares total capital accounts of all nonnational banks in the revised
series with the corresponding item in the
Comptroller of the Currency's annual reports.
Amounts shown in the revised series are about
20 per cent larger than the Comptroller's
figures before 1900, but after 1905 the percentage declines fairly steadily to about one
per cent in the early thirties.

SOURCES OF DATA
Compilation of the revised all-bank figments were made in some balance-sheet items
ures was based primarily on the sources of
for some years in order to make classifications
data described in the following paragraphs.
of the items consistent with current practices,
The balance sheet for each State was derived
and the breakdowns of some items were estiby selecting, year by year and item by item,
mated for part of the earlier period.
the best data from these sources.
The annual reports of the Comptroller
were also the primary source of the figures for
COMPTROLLER OF THE CURRENCY
nonnational banks in the revised series for
years before 1934. From 1873 to 1947 the
Data collected by the Comptroller of the
Currency from national banks, from State
Comptroller was authorized to request State
banking authorities to furnish summary balbanking authorities, and in some instances
from individual banks are the backbone of the
ance-sheet statements annually for the banks
under their supervision. The collection of this
revised series, as they were of the old series.
information depended largely on reports made
All figures for national banks in the revised series were obtained from the annual
by the banks to the State legislatures or to
reports and abstracts of bank condition reofficers of the different States and territories.
Gaps in the Comptroller's reports on individports published by the Comptroller, with the
following exceptions: Relatively minor adjustual balance-sheet items are accounted for




14

All-Bank Statistics

mainly by differences between the reports
required by many State banking authorities
and the information requested by the Comptroller.
The data published by the Comptroller
could not adequately cover unincorporated
(private) banks. These banks in many instances were not subject to State banking
authorities, and the majority of them did not
comply with the Comptroller's request that
they report to him directly. The search for
additional data relating to these banks is described in the section "Unincorporated Banks,
1896-1933."
STATE BANKING DEPARTMENTS

The annual reports of the State banking
departments or authorities, which generally
include condensed balance sheets for the individual reporting banks, were a major source
of supplementary information for nonnational
banks, particularly for the period up to 1934.
In some instances where these reports did not
contain the information needed, the State
banking departments were asked to provide
any available pertinent information that had
not been published.
By studying the reports of these State
banking authorities it was frequently possible
not only to reconcile inconsistencies iri the
classification of balance-sheet items from year
to year, but also—and this was even more
important—to supplement the data for individual items sent to the Comptroller by the
State banking authority. In Pennsylvania and
several other States, for example, it was possible for several years to derive figures for holdings of United States Government, State and
political subdivision, and other securities. at~all
banks in the State on a call date other than
June 30 by aggregating amounts for these
items shown in the balance sheets of individual
banks. Figures for June 30 were estimated
from these data. The descriptions for individual States indicate instances where figures
were obtained in this manner.




The sources of balance-sheet information
varied from State to State, and the forms in
which such data were published often changed
over the period covered by the revision. To
simplify identification, the sources of data are
usually indicated as "State banking department" or "State banking authorities" in this
Summary and in the State descriptions; these
terms should be understood to include the
following types of material: (1) annual or
other regular reports published by State authorities; (2) abstracts or summaries of condition issued or published by State authorities,
or prepared by them for their own use; (3)
summaries prepared by State authorities at the
request of the Comptroller of the Currency,
the Federal Reserve Banks, or the Federal
Deposit Insurance Corporation; and (4) summaries prepared by the Reserve Banks from
reports made available by State authorities.
Appendix C lists by States the titles and
dates of the most recent reports of State banking departments or other State banking authorities that were used in compiling data for
the revised series.
FEDERAL DEPOSIT INSURANCE
CORPORATION

Summaries of condition reports of insured
banks published by the Federal Deposit Insurance Corporation were the major source
of data beginning in 1934. The insured bank
group includes national banks and State
banks that are members of the Federal Reserve System, and nonmember banks that
carry Federal deposit insurance. Figures for
national banks are supplied to the Federal
Deposit Insurance Corporation by the Comptroller and for State member banks by the
Federal Reserve System. Figures for insured
nonmember banks are collected by the Federal Deposit Insurance Corporation; these
figures were often used as a basis for estimating breakdowns of balance-sheet items for
noninsured banks in the 1934-1946 period.
Beginning with 1947, data for all classes of

United States Summary
banks were taken from publications of the
Federal Deposit Insurance Corporation.
Research by the staff of the Federal
Deposit Insurance Corporation in connection
with matters relating to the licensing of banks
and the insuring of bank deposits yielded
information that proved very useful in developing the revised series for the period
immediately after 1932. This information was
particularly valuable in ascertaining which
banks were not licensed to operate in the
period immediately after the bank holiday of
March 1933. Similar data collected by the
Federal Reserve Board provided a further
check on licensing operations. Besides assuring accurate data for banks in active operation, these data made it possible to construct
a separate series for nonlicensed banks in 1933
and 1934. This series, which is given in Appendix D, shows the number of nonlicensed
banks and available balance-sheet data. Because such data could not be obtained for the
nonlicensed banks in some States, the balance
sheet is not complete.
FEDERAL RESERVE SYSTEM

Sumjnaries of condition reports of State
member banks published by the Federal Reserve System beginning with 1917 provided a
basis from which to estimate totals for all
State commercial banks in some States for
which the Comptroller did not have adequate
information on individual balance-sheet items.
The summaries and descriptions of all-bank
figures published by the Board of Governors,
and the supporting records by States and by
years, were also of substantial assistance in
preparing and testing the revised series beginning with 1914.5
NATIONAL MONETARY COMMISSION

The publications of the National Monetary Commission are a benchmark in the
statistical record of bank assets and liabilities.
fi
Board of Governors of the Federal Reserve System,
Banking and Monetary Statistics (Washington, D. C., 1943),
pp. 5-33.




15

Statements of condition, submitted in response
to the Commission's call of April 28, 1909,
constitute the first complete reporting by all
national banks, as well as by State commercial
banks in many States, of assets and liabilities
in a manner consistent with the balance-sheet
items in the revised all-bank series. Although
not all State commercial banks submitted
reports of condition to the Commission, the
coverage for the country as a whole was more
nearly complete for that date than in any
other source. Except in isolated instances all
of the data for 1909 in the revised series
are those for the April call date of that year
published by the Commission.
BANKERS9 DIRECTORIES

The several bankers' directories were a
valuable source of information on banks
(mainly unincorporated or private banks)
that did not report to a public authority. In
most States the coverage of private banks in
directories appears to be comprehensive and
reasonably .accurate, but in a few States,
mainly those with large cities, it was difficult
to distinguish "brokers and dealers" from private banks. This problem is discussed in the
section on unincorporated banks and also in
the descriptions of the individual State series.
The directories not only list individual
banks, thus making it possible to derive their
number, but they also provide a considerable
amount of balance-sheet data. For some
States, figures for most of the principal balance-sheet items of banks are available for
long periods of time. For other States, however, only the data for capital accounts are
published, and these sometimes intermittently;
and in a few States no data are reported.
Because listing in directories was voluntary and the information reported did not
always meet the requirements for the revised
series, it was necessary to select information
from these sources carefully, particularly for
early years. Sometimes the directories included banks in liquidation and banks no

16

All-Bank Statistics

longer in existence; sometimes they listed
branches as separate banks; or they misclassified national banks as State banks, and vice
versa. In addition, when banks did not submit current statements, the directories often
merely repeated the balance-sheet information
that had been reported for a prior year. Despite these shortcomings, the directories were
useful. Where apparent errors were limited
to one or two years, it was often possible to
correct them by comparing data for a longer
period.
OTHER SOURCES

Other sources provided data for banks
that did not report regularly to a public authority, but these data were often for limited
periods. Foremost among these sources were
the records of the Bureau of Internal Revenue
for the period 1900-1902, when taxes were
levied on capital accounts of banks under
authority of the War Revenue Act of June 13,
1898,6 The Bureau's classification of banks
into such categories as private, State, and
national did not always agree with that of
the bank supervisory authorities, but its data
on the number and capital of banks appear to
be the most accurate available by States and
for the nation as a whole before 1909.

An annual publication entitled Trust
Companies of the United States, the first
issue of which appeared in 1903, was used in
deriving information on trust companies for
the early years of the century.7 Some State
banking authorities did not regard these institutions as banks even though they accepted
deposits and, accordingly, did not include
them in banking statistics transmitted to the
Comptroller.
Early in the work of revising the series, a comprehensive search was made in
the Library of Congress for publications in
which information on banks might be found;
these included publications of State finance or
tax departments and those of individual students of banking. Examples of information located in this way included Mr. William
H. Dillistin's list of all banks in New York
for 150 years or more, which was extremely
helpful with respect to private banks in that
State, and Mr. Harwood B. Dolbeare's study
of Florida banking, which contained data not
elsewhere published that were an aid in preparing the aggregate balance sheet for that
State.8
Finally, as indicated earlier, several of
the largest private banks, which had not reported to public authorities before 1934, submitted balance sheets back through 1896.

NATIONAL BANKS, 1896-1955
The problems of compiling a revised balance sheet were considerably less numerous
and less difficult for national banks than for
State banks because the national banks reported on identical forms in response to calls
for reports of condition from a single supervisory authority, the Comptroller of the
Currency.
The main problems in revising the national bank series related to the period 18961908. In those years loans were not classified
e
Records were available for 1899 too, but they did not
irovide sufficient detail to be useful in revising the all-bank
?ries.




by type for the June 30 call date used in the
revised series; obligations of States and political subdivisions were included with "other"
investments; and time deposits were available
separately only for 1896, 1899, and 1906, and
then only as countrywide totals. For 1909, as
indicated earlier, data frorn publications of the
National Monetary Commission were used.
After 1909, the classification of loans by type
7
United States Mortgage and Trust Company < New
York).
8
Historical Directory of the Banks in the State of New
York (New York State Bankers Association, New York,
1946). A Record of Fifty Years of State Banking in Florida,
1890-1939 (reprinted from Annual Report of the State Comptroller, Banking Department, n. d.).

United States Summary
was available for all years except 1910, 1913,
and 1914, and time deposits were available for
all years except 1914.
LOANS

The annual reports of the Comptroller of
the Currency before 1909 classify loans for
the fall call date in two categories: (1) collateral loans, including real estate loans, and
(2) all other loans. These classifications were
used in estimating the breakdown of total
loans for June 30 call dates into the three
categories required for the revised series for
1896-1908. The following method was used
to derive estimates for each State.
(1) The ratio of collateral loans, including real
estate loans, to total loans was computed for the fall
call date. This ratio was then applied to total loans
as reported by the Comptroller for the June call date,
thus breaking the total into two categories—collateral
and all other.
(2) The ratio of real estate loans to total collateral loans was computed from data in the call
report for April 28, 1909, the earliest date for which
this breakdown is available. This ratio was then
applied to the estimated total of collateral loans on
all previous June 30 call dates to derive separate
estimates for real estate loans and for other collateral
loans.

The assumption that there was a constant
relationship between real estate loans and collateral loans in the period 1896-1908 appears
reasonable in light of relationships between the
two in the years closely fQllowing 1909. Real
estate loans constituted a very small part (little more than one per cent) of total loans at
national banks when first reported in 1909 and
for many years thereafter. One reason why
national banks held such small amounts of real
estate loans in early years of the period was
that prior to 1913 they were not permitted to
make loans on real estate except for the purpose of consolidating and protecting other
loans. Since State banks accounted for the
bulk of outstanding real estate loans of banks
in this period, even a relatively large error in
the estimates for national banks could have
very little effect on the movements or the level
of total real estate loans at all banks.




17

For 1913 the necessary breakdown of
loans was available for the United States but
not for each State. The distribution of each
type of loan was made by assuming that each
State accounted for the same proportion of the
United States total as was computed from
reported data for 1912.
For 1910 and 1914, there were no breakdowns of loans for the United States or for individual States. The figures for 1910 were estimated as follows: ratios of each subitem (for
example, real estate loans) to total loans for
each State, computed from reported figures for
April 1909 and for June 1911, were averaged,
and then these average ratios were applied to
total loans in 1910 to get the breakdown. For
1914 the loan breakdown for each State was estimated by applying to total loans a weighted
average of the ratios of each subitem to total
loans computed from data for 1912 and 1915.
For each subitem the ratio for 1914 was
weighted toward the 1915 ratio, that is, twice
as much weight was given to the ratio for
1915 as to that for 1912, because data for the
other intervening year, 1913, had been estimated.
OBLIGATIONS OF STATES AND
POLITICAL SUBDIVISIONS

Data on national bank holdings of obligations of States and political subdivisions were
not published by the Comptroller of the Currency until the midyear call report of 1908.
In previous years these securities were included with investments other than United
States Government securities. The ratio of
State and political subdivision obligations to
total investments other than United States
Government securities was computed for 1908
for each State. The ratio for each State was
then applied to its total investments other
than United States Government securities in
each year of the period 1896-1907 as shown
in the midyear call report.
The assumption that there was a constant
relationship between holdings of State and
political subdivision obligations and other non-

18

All-Bank Statistics

United States Government securities at national banks over the period 1896-1907 appears
reasonable on the basis of the reported data on
the two types of bank investments after 1907.
National banks, in fact, held relatively small
amounts of State and political subdivision securities for some years after 1909. In 1908
they accounted for only about 10 per cent of
the total held by all banks. Therefore, even
a relatively large error in estimates for national banks could have little effect on the
movements or the levels of these holdings at
all banks.
TIME DEPOSITS

Before 1909 figures for time deposits,
which include savings deposits and time certificates of deposit, were reported separately
from demand deposits of national banks only
for the years 1896, 1899, and 1906. Furthermore, in these years only United States totals
were published.9 For other years prior to 1909,
United States totals of time deposits were estimated by applying to the total of demand and
time deposits the ratio of time deposits to this
total as follows:
For 1897 and 1898, the ratio for 1896 was
used. The change in this ratio between 1896
and 1899 was so small that data were not interpolated. For 1900-1905, ratios that were interpolated between similar ratios computed from

data for 1899 and 1906 were used. In 1899 the
reported ratio was 3.4 per cent, and in 1909
it was 15.4 per cent; the reported ratio for
1906, at 7.1 per cent, is somewhat less than
halfway between the two. For 1907 and 1908,
ratios that were interpolated between ratios
for 1906 and 1909 were used.
Total time deposits, as published or as thus
estimated, were then apportioned among the
States for the years 1896-1908 on the basis of
the percentage distribution of total time deposits as reported for national banks in 1909.
For 1910-1913 the figures for time deposits
represent the total of time certificates of deposit and savings deposits shown in the Comptroller's annual reports for these years.
For June 1914 the figures for time deposits
of national banks were estimated by applying
to total deposits for each State the ratio of
time deposits to total deposits computed from
data in the December 1914 national bank abstract. This is the first report of time deposits
on the basis of the Federal Reserve Act, which
defines time deposits as those payable after 30
days, and demand deposits as those payable
within 30 days. Probably because of the resulting changes in classification, there is a
drop of 12 per cent from 1913 to 1914 in the
volume of time deposits reported in the revised series.

INCORPORATED STATE COMMERCIAL BANKS, 1896-1933
Compilations of the revised aggregate balance sheet for incorporated State commercial
banks in the period 1896-1933 presented major
problems and considerations not encountered
in connection with national banks. Some of
these banks did not report to any official
agency, and those that reported regularly to
their* respective State authorities furnished in0
Data on time deposits at national banks for these years
were taken from Statistics for United States, Great Britain,
Germany, and France, XXI (National Monetary Commission,
Washington, D. C., 1911), p. 161. A note to the table on
that page indicates that these figures were compiled from
reports submitted to the Comptroller of the Currency.




formation that in general was neither uniform
nor consistent from State to State.
In order to prepare the revised series for
these banks, it was necessary to gather data
from State banking departments and other
sources, to compare the data obtained with
balance-sheet data for State banks published
in the Comptroller's annual reports, and to
make extensive adjustments and estimates in
the light of these comparisons. The lack of
uniformity in material, particularly in the
years 1896-1908, made it necessary to make

United States Summary
more extensive estimates for State commercial
banks than for national banks.
For the period beginning with 1934, when
substantially uniform data became available
for all insured commercial banks, simpler
methods of compilation were followed, as described in the section "All State Commercial
Banks, 1934-1955," beginning on page 26.
MAJOR ESTIMATING PROBLEMS

The major problems in preparing estimates for the period 1896-1933, and the methods adopted for resolving them, are discussed
in the following paragraphs. The individual
State summaries include more detailed descriptions of procedures and techniques used.
(1> The call report forms used by State commercial banks were not uniform from State to State,
and in many cases they differed considerably from
the form used by the Comptroller in collecting statistics for State banks from State banking departments. Moreover, both the Comptroller and the State
bank supervisory authorities made various and nonuniform changes over the period in their respective
call report forms in order to improve bank reports or
to provide more timely information. As a result, it
was necessary to compare the detailed data published
by the Comptroller with the detailed data in State
banking department reports and to make extensive
adjustments to achieve comparability. Appendix E
lists representative items included in the major asset
and liability categories of the revised series. A comprehensive list of all the items included by all States
and in all years would be much longer.
(2) For some States the data reported to and
published by the Comptroller on specific items were
not consistent from year to year, and amounts showed
extreme movements over short periods. In such
instances, data published by the Comptroller were
revised on the basis of information in State bank
reports and other supplementary sources. In one
State, for example, the balance sheet had to be revised for 1916-1920 and for several years in the
twenties because total assets of the savings departments of loan and trust companies were included in
"all other loans," in "other securities," or in "other
(3) In the early part of the period, banks in
some States were not required to report as of a June
call date. In these instances, data for the call date




19

nearest to June were used, or figures for a June call
date were estimated by averaging the figures for the
preceding and subsequent call dates nearest to June
30. In some cases, however, a given item was estimated from data for a single call date, the one
nearest to June 30.
(4) In some years and for some States a considerable number of banks, mainly loan and trust
companies accepting deposits, were not included in
the statistics furnished to and published by the
Comptroller. Some revisions, as to both number of
State banks and their assets and liabilities, were required on this account in the majority of the States.
(5) In many instances branches of banks and
banks in liquidation had to be eliminated from the
Comptroller's data. The former change, of course,
affected only the number of banks.
PROCEDURES AND TECHNIQUES
OF ESTIMATING

In some instances where balance-sheet
data were not available in the Comptroller's
reports, they could be found in reports of the
State banking departments. Despite the wealth
of data in the latter reports, a substantial
amount of estimating was necessary in order
to derive the revised series for all years and
all States. The estimating techniques varied
with the particular problem. The following
paragraphs describe in general terms the six
major procedures and techniques used.
(1) Interpolating technique No. 1 was used
extensively in deriving estimates for missing years
from reported data for nearby years. If figures for
a balance-sheet item were lacking for a relatively
short period, estimates for the missing years were
usually made in two steps: (a) deriving the percentage relationship of the item to its related total—e.g.,
real estate loans to total loans—in the year before
and the year after the period to be covered, and then
obtaining ratios for the missing years by straight-line
interpolation, and (b) applying the interpolated ratios
to the related total for years in which the item was
missing.
This type of interpolation was used when
changes in an item were believed to be related to
and roughly proportionate with changes in the total
of which it is a part. In a few cases straight-line
interpolation was based on dollar amounts of the
item, on the assumption that there had been a gradual change between two points in time, irrespective
of movements in the total.

20

All-Bank Statistics

(2) Interpolating (or extrapolating) technique
No. 2 was often used in estimating data for several
consecutive years when changes in an item were
not believed to be related to or roughly proportionate
with changes in the principal item of which it
is a part. It applied, to a specific balancesheet item, the relative yearly changes for the same
item at another group of banks in the same or a
nearby State for which changes could be assumed to
be most nearly similar to those for the banking group
with incomplete data.10 This technique, which is described in detail in Appendix F, involved the derivation of statistical measures of relationship between
reported data for the two groups in another period.
Insofar as possible, statistics used in this estimating
process were derived from reported figures for the
two groups of banks in a period close to that for
which the estimates were to be made. This is the
only technique referred to by number in the individual State descriptions.
Statistics for national banks were often used as
a basis for estimating individual balance-sheet items
at State commercial banks. Correlation after 1909
of national bank and State commercial bank data
on all types of loans, on the breakdown of securities,
and on the distribution of deposits between demand
and time usually yielded coefficients satisfactory for
estimating these items at State banks on the basis
of reported figures for national banks.
On the other hand, certain balance-sheet items
for State commercial banks could seldom be estimated from national bank data because of differences
in the types of business at the two classes of banks.
This was particularly true of the period before 1920.
National bank loans outstanding on real estate,
restricted by statute until 1913, were still only 2
per cent of all loans at these banks in 1920, for example, whereas in the same year real estate loans
accounted for about 20 per cent of all loans at State
commercial banks.
Although in some States, particularly after 1920,
the relative importance of real estate loans appeared to
be fairly comparable at the two classes of banks, estimates for real estate loans at State commercial banks
were based on national bank figures only infrequently.
Data for national bank holdings of United States
Government securities also were used * infrequently
before 1916 as a basis for estimating State commercial
bank holdings. These securities constituted an insignificant proportion of the investment portfolios at
State commercial banks, whereas at national banks
(which used them largely as collateral for national
10
This technique was suggested by work done by Professor Milton Friedman of the University of Chicago.




bank notes) they accounted for 30-60 per cent of the
investment portfolio. With the sharp increase in
Government financing during World War I, the ratios
of United States Government securities to total investments at the different classes of banks became
reasonably comparable, and national bank data were
used frequently thereafter as a basis for estimating
these holdings at State commercial banks.
(3) For State commercial banks that did not
report their holdings of United States , Government
securities separately for 1916-1920, estimates were
generally made by assuming that changes in holdings
of these securities accounted for the same proportion
of the annual change in total investments as was
computed for national banks in the State.
(4) Data for State member banks, available
after the Federal Reserve System was established,
were sometimes used as representative of all State
commercial banks (member and nonmember) in a
particular State, or in other instances as a basis for
estimating data for this group. During World War I
and for a number of years thereafter, for example,
State member bank figures for United States Government deposits were used in most States to represent
such deposits at all State commercial banks in the
respective States. United States Government deposits were always deducted from reported or estimated
figures for demand deposits.
A drawback in basing estimates for State commercial banks on State member bank data was that
such data sometimes reflected primarily the large
banks in the group. The character of the business
done by these large banks and, consequently, the relative importance of their various balance-sheet items
were often considerably different from those of nonmember State banks. An estimate for all State commercial banks in a given State derived from reported
figures for a balance-sheet item for its State member
banks would sometimes be less reliable than an estimate based on the particular item for national banks
in the State.
(5) Borrowings of State commercial banks were
not segregated from other liabilities in several States
in the period 1896-1908 and had to be estimated. If
the level of reported "other liabilities" in 1896-1908
seemed to be roughly comparable with the aggregate
of borrowings and all other liabilities (except deposits) in 1909 and .later years when figures for these
two items were reported separately, it was assumed
that borrowings were included in reported "other
liabilities" prior to 1909.
If separate figures for borrowings could not be
obtained from other sources, and if there was clear
evidence that other liabilities (total liabilities other
than deposits) contained relatively substantial

United States Summary
amounts of borrowings, the amounts were estimated
by one of two methods. The method selected depended on (1) the trend in borrowings in the period
when this item was reported separately for this class
of bank (State commercial) in the State in question,
(2) the trend in borrowings at national banks in the
same State, and (3) the general banking situation in
that State during the period for which estimates were
needed. The two methods used were:
(a) In some States the relatively stable item
"all other liabilities" (total liabilities other than borrowings and deposits) was estimated first—by applying to total liabilities in each $ear the ratio of this
item to total liabilities in 1909, the first year when
separate figures were available. Borrowings were derived by subtracting these estimates from reported
figures for "other liabilities/' which were assumed to
include borrowings.
(b) In other instances borrowings at State commercial banks were estimated from the trend in this
item at national banks in the same State. Generally
the figures were extrapolated from reported figures
for borrowings in 1909 on the basis of annual percentage changes in borrowings at national banks from
1909 back to 1896.
(6) Compilation of data for 1910 for each class
of bank other than national banks presented a special
problem because the annual report of the Comptroller
of the Currency for that year did not include balancesheet data for all principal items and subitems for
each class of State bank. Figures for total loans, total

21

investments, and total deposits were published by
class of bank and by States, but the breakdown of
each of these items by States—together with varying
amounts of unclassified loans and deposits — was
shown only for all nonnational banks combined. For
mutual savings banks the Comptroller published the
loan, investment, and deposit breakdowns for the
United States, but not by States.11
Distribution of the major balance-sheet items
for State commercial banks, separate from those for
mutual savings banks, had to be estimated unless the
figures for either class could be obtained from State
banking department reports or some other source.
Generally speaking, the distributions for mutual savings banks were estimated first, because there were
fewer of these banks and they did not operate in all
States. In most instances the figures for mutual savings banks were interpolated from data for 1909 and
1911.
After estimates were prepared for mutual savings banks in States where they operated, these estimates were subtracted from the corresponding figures
for all nonnational banks in those States to obtain
figures for State commercial banks. The resulting
figures for State commercial banks had to be adjusted
to bring them in line with figures for other years,
which had been adjusted to reflect (1) additions of
banks to the Comptroller's data, (2) correction of
miselassification of banks by type, and (3) distribution of unclassified amounts of loans and investments
shown in the Comptroller's report.

UNINCORPORATED BANKS, 1896-1933
One of the major deficiencies for the
period before 1934 in each of the series previously available for all banks in the United
States was the lack of data for a large number
of unincorporated (private) banks. This is not
to say that nonreporting private banks were an
important part of the banking business in all or
even in most States, but rather that statistics
available did not disclose their relative importance. Because the coverage of private banks
in official sources was incomplete in this period,
there were special problems in estimating the
revised series. For this reason the data for
private banks are described separately from
those for incorporated State commercial banks.
The nature of, and the information about,
private banking is such that no series relating




to private banks can claim to be all-inclusive.
In the first place, many institutions that were
well recognized over the years as private banks
did not make their statements of financial
condition available in early years. Before
1934 many private banks were not required to
report to any public authority, and there is
evidence that in some parts of the country a
substantial number were not included in the
bankers' directories.
Secondly, many businesses that were not
primarily banks did perform some banking
functions. For example, many small businesses
such as merchandising concerns, as well as
some larger businesses such as brokers and in11
Although this problem affects each class of State bank,
it is discussed here because State commercial banks account
for the largest proportion of the total.

22

All-Bank Statistics

vestment houses, accepted deposits until such
operations were prohibited by the Banking
Act of 1933. In compiling the revised series,
it was necessary (1) to determine whether
such businesses provided any banking services
and to include only those that did and (2) to
include only the balance-sheet items representing their banking business.
Thirdly, in many communities individuals
accepted money for safekeeping and loaned it
out on an informal basis. These in a sense
were "private bankers/' but no information
is available on their number or financial
status.
Even though there was no possibility of
deriving a series covering every individual or
organization that on occasion had accepted
deposits or made loans, every effort was made
to obtain as complete and accurate a coverage
as possible. All sources of information were
surveyed for names of private banks. Decisions as to whether a particular individual or
institution met the requirements for a "private bank" as defined for purposes of the revised series were made in the light of the best
available information, even though the decisions were sometimes arbitrary. Also, arbitrary decisions were sometimes necessary in
estimating their assets and liabilities.
The major problems in the private bank
area related to the period before World War I.
After that the number and relative importance
of these banks declined sharply, and the proportion reporting to public authorities increased. Even for these earlier years, shortcomings in the revised data are relatively unimportant in relation to total commercial bank
assets in those States for which private bank
data had to be estimated.
The revised series for private banks, which
is believed to include most of these banks and
the greater part of their assets and liabilities,
is substantially larger than the Comptroller's
series, as to both number of institutions and
their assets and liabilities. While the data for
private banks are the least accurate compo-




nent of the revised all-bank series—because
they were compiled largely from unofficial
sources—they are probably the most rewarding for they provide new insight into the history of the banking structure and, it is believed, satisfactorily resolve long-standing
questions as to the relative importance of private banks in the various States. Heretofore,
little study had been made on a State basis of
the number, the size, and the composition of
the assets and liabilities of these banks.
NUMBER OF BANKS

The first step in compiling data for private banks was a State-by-State comparison
of their numbers as reported by the Comptroller of the Currency, State banking departments, bankers' directories, the National Monetary Commission, and in a special study by
the Federal Reserve System.12 Since the estimates of the National Monetary Commission
and of the Federal Reserve were based
mainly on the bankers' directories, the figures
in these three sources were similar, and they
showed the largest numbers of private banks.
The Comptroller's reports included the next
largest number, while the State banking authorities reported the smallest number.
The bankers' directories, however, overstated the number of private banks for the
following reasons: (1) Some State banks and
some national banks were erroneously designated as private banks; (2) branches of private banks were frequently shown as separate
banks; (3) banks no longer in existence or in
the process of liquidation were often included;
and (4) investment houses, bond dealers, and
brokers that did not do a banking business
were often included.
The last factor accounted for the major
part of the differences between the numbers
reported by the Comptroller and by the directories. This part of the problem was confined
mostly to a few States with large cities—such
12
Federal Reserve System Committee on Branch, Group,
and Chain Banking, Changes in the Number and Size of
Banks in the United States, 1834-19S1 (1938, unpublished).

United States Summary
as New York, Pennsylvania, Illinois, and
Ohio—but there were problems in other States
that had one or more large cities.
Investment houses, bond dealers, and
brokers were usually so designated in bankers' directories, and the directories also indicated that most of these institutions did not
do a banking business. For those that did have
a significant banking business, however, there
was usually no direct information as to this
activity. Advertisements in the directories
sometimes served as a guide in determining
whether to classify a given institution as a
private bank.
One basis for correcting overstatement of
the number of private banks in the directories
was found in Roman's Bankers Directory, the
1917 issue of which announced that bond dealers, investment houses, and brokers were no
longer tabulated with private banks as had
been done previously. As a result of this
change, the number of private banks listed in
this directory declined from 4,046 in 1916 to
1,652 in 1917.
Overstatement of the number of private
banks by bankers' directories before 1917 was
further substantiated by reports of the Bureau
of Internal Revenue for 1900-1902 in connection with tax collections under the War Revenue Act of 1898. These reports showed that
the numbers of such banks ranged from 2,000
to about 4,200 in these three years, about
1,000-3,000 fewer than the numbers in bankers' directories. Even these tax data had to be
used with some caution, however, because it
was evident that branches of banks had been
included and that there had been some misclassification of banks among the several classes. The number of private banks, according
to tax reports, was about 1,000 larger in 1901
and 1902 than the number included in the
revised series.
The number of banks for each State was
estimated on the basis of data from the sources
already mentioned. In most States the number
as reported to the Comptroller of the Currency




was increased to take account of the additional
banks shown in bankers' directories, after adjusting the number in the latter source for
overstatement.
STATES SELECTED FOR SEPARATE
TABULATIONS OF BALANCE SHEETS

The State-by-State inspection of the data
published in various sources revealed that private banking was largely concentrated in 18
States and that most of the private banks
that did not report to public authorities were
located in these States.13 A separate balance
sheet for private banks was prepared for each
of these States for the period 1896-1933, using
the general procedure described in the following sections. In States where it was necessary
to deviate from these procedures, those used
are described in the respective State summary. The procedures used to obtain data for
private banks in these States in the 1934-1946
period were essentially the same as those for
incorporated State commercial banks as described in the section on "All State Commercial Banks, 1934-1955."14
Separate balance sheets were not constructed for private banks in other States in
the 1896-1933 period because private banking
in those States appeared to be relatively unimportant or the coverage of such banks, in the
data for all State commercial banks reporting
to the Comptroller, appeared to be adequate.
Data for private banks in these States in both
this period and the 1934-1955 period were estimated as part of the data for all State commercial banks.
MAJOR BALANCE-SHEET ITEMS

In most of the 18 States where private
banks were numerous, some reported to either
13
The 18 States are Colorado, Connecticut, Georgia, Illinois, Indiana, Iowa, Maryland, Massachusetts, Michigan,
Minnesota, Montana, New Jersey, New York, Ohio, Pennsylvania, Texas, Virginia, and Washington.
14
Beginning with 1934, private banks are not segregated
from incorporated State commercial banks for discussion
purposes (see pp. 26-28) even though it was necessary in
1934-1946 to complete the coverage of private bank statistics
for Iowa, Georgia, Michigan, and Texas by tabulating data
for individual banks from bankers' directories. The procedures are described in the individual State summaries.

24

All-Bank Statistics

the Comptroller or the State banking authorities in most of the years 1896-1933. These
reports were invaluable bases for estimating
data for a large proportion of the private
banks for which balance-sheet statements were
not available.
Of major importance in deriving a reasonably complete balance-sheet statement for private banks in the 18 States in the 1896-1933
period was the fact that two large private
banks in New York made available to the
Board of Governors annual balance-sheet
statements for this period. Data for these two
banks, which had not been available previously, account for a substantial proportion of
all private bank assets.
The methods of obtaining aggregate balance-sheet figures for private banks in the 18
States were determined State by State. The
methods selected depended primarily on the
degree of coverage of the number and assets
of these institutions in reports of the Comptroller of the Currency or the State banking
departments and secondarily on the length of
the period for which data were not available.
Data compiled for a few States. When
data were missing for only a few years or the
number of nonreporting private banks was
small, the balance sheets were compiled from
the bankers' directories. Where the names and
locations of these institutions were known, it
was frequently possible to adjust the officially
reported data on an individual-bank basis.
This was facilitated in later years of the
period by the marked improvement in the
data shown in the bankers' directories.
Data estimated for other States. In
those of the 18 States for which data could
not be compiled, it was necessary to estimate
the data. This group of States included relatively large numbers of banks which did not
report over long intervals. In selecting the
source or sources of data that were the most
reliable, several factors were considered:
(1) Data for 1900-1902 on capital accounts of
banks by class of bank and by States, compiled by
the Bureau of Internal Revenue, provided the best




coverage of any balance-sheet item for private banks
prior to 1909.15 These data were very useful in
determining the representativeness of the group of
private banks reporting to public authorities or
recorded in the bankers' directories during this
three-year period.
(2) Information on private bank assets by States
was especially good in 1909 as a result of efforts by
the National Monetary Commission to obtain the
best possible coverage and consistency of bank statistics for that year. Since the coverage was more
nearly complete and the reported data included
breakdowns of all balance-sheet items that were
required by the revised series, these data for 1909
provided another good check on the reliability of
figures from other sources for the early period of the
revised series.
(3) As already indicated, the proportion of
private banks reporting to the public authorities
increased substantially in most States over the period
1896-1933. The better coverage in later years provided
a basis for judging the reliability of estimates in
scattered early years and for testing their continuity
over comparatively long periods. When estimates
derived by one method showed extreme fluctuations
that could not be explained, it was necessary to
modify the method or to shift to another method
that would yield more reasonable results.

To summarize, the selection of a particular series or combination of series for estimating purposes depended in part on the adequacy
and representativeness of the data in the few
years before 1910 for which the data were
reported, and in part on the continuity of
estimated data over the entire period ctf
underreporting.
The balance sheets for private banks in
these States were estimated from data available in selected "base" years. In general, the
procedure was to calculate major asset and
liability items for the average bank in each
base year and then blow up these averages to
reflect the revised totals of all private banks
in the State. After estimates for these base
years had been made, figures for other years
were interpolated or extrapolated.
The base years most commonly used
were 1901, 1906, 1909, and 1914, but 1915,
15
For an explanation of capital accounts of private banks,
see p. 26.

United States Summary
1920-1922, 1924, 1925, 1928, and 1930 were
also used. In most States it was not necessary
to use all of them because data were available
for part of the 1896-1933 period. The available data for selected balance-sheet items from
the various sources (Comptroller of the Currency, bankers' directories, and, if possible,
the State authorities) in the base years were
tabulated and divided by the number of banks
reporting in each source to get figures representing an "average" bank. The averages in
these sources were compared to determine in
what source or combination of sources the
averages appeared to be most representative.
The figures for average capital accounts
computed from Bureau of Internal Revenue
data for 1900-1902 were used to check this
representativeness. Where it was found that
capital accounts for the average bank reporting to the Comptroller of the Currency were
about the same size as those shown in Bureau
of Internal Revenue data, it was assumed that
the sample of banks reporting to the Comptroller was representative of all private banks
in the State. In such instances the Comptroller's balance-sheet figures for each base
year were expanded on the basis of the ratio
of the number of reporting banks to the estimated total number of private banks in the
State in that year. For some States, data reported to public authorities were unsatisfactory and better results were obtained by using
data from bankers' directories.
After reasonably satisfactory estimates
had been derived for principal balance-sheet
items for base years, estimates for other years
were made by one of three principal methods.
The method selected depended on the amount
and sources of reported data for private banks
in the State in years other than base years.
(1) Wherever the data for banks reporting to
public; authorities were acceptable, and these data
showed consistent trends over a period during which
the proportion of reporting banks usually increased,
aggregate balance-sheet data were estimated by multiplying average figures for reporting banks for each
nonbase year by the revised total number of banks in
that year.




25

(2) Where data reported to public authorities
were not adequate, data from bankers' directories
were used. If principal balance-sheet items were
available in the directories, these were tabulated to
derive the aggregate balance sheet for private banks.
In many instances, however, particularly in the
early years, the only item available in the bankers'
directories was capital accounts, and it was necessary
to estimate other items from this item. Average
capital accounts for banks reporting in the directories
were computed for each missing year, and this figure
was multiplied by the revised number of private
banks to obtain an estimate of total capital accounts.
Other major items were estimated by applying to
estimated total capital accounts, ratios of the major
items to capital accounts that were interpolated from
similar ratios for base years derived from data in
bankers' directories or in reports to public authorities;
data for years before the first base year were derived
from extrapolated ratios,
(3) Where neither public authorities nor bankers' directories provided adequate data for estimating
data for years between base years, total assets and
total liabilities were estimated by interpolating between data for base years or, in the case of years
prior to the first base year, by extrapolating the
dollar amounts of total assets and total liabilities
from that year. The principal balance-sheet items
were then obtained by applying to total assets or
liabilities, ratios of principal items to the respective
total that were interpolated between similar ratios
derived from data for base years; data for years
before the first base year were derived from extrapolated ratios.
BREAKDOWNS OF MAJOR ITEMS

In all of the 18 States the detailed breakdowns of loans, investments, cash assets, and
deposits (e.g., the breakdown of loans into real
estate, collateral, and "all other") were estimated by applying to the principal items (e.g.,
total loans) the percentage distribution computed from data reported to public authorities
in the same year or in a nearby year in which
the sample of reporting banks was adequate.
The breakdown of capital accounts of
private banks, which have no capital stock,
has been treated in two ways for the period
1896-1933 in the revised series. In those of
the 18 States where the State laws or regulations permitted or required such banks to
assign a certain portion of their total capital

All-Bank Statistics

26

accounts or net worth to "capital" and such
capital was reported separately after 1933, a
breakdown of capital accounts into "Capital"
and "Surplus and other capital accounts" was
estimated for the earlier period. For the others, where no breakdown of capital accounts
was shown after 1933 or for which it was

necessary to estimate the balance-sheet data
for the 1896-1933 period for a large segment
of the banks included, no effort was made to
supply a separate figure for capital; in these
States all capital accounts are included in the
tables for individual States under the heading
"Surplus and other capital accounts."

ALL STATE COMMERCIAL BANKS, 1934-1955
Several procedures for compiling data for
all State commercial banks (including unincorporated banks) in the 1934-1946 period
were considered, but in each case the procedures used for each State were designed to
take advantage of the data for insured banks
reporting to the Federal Deposit Insurance
Corporation. Throughout this period, as mentioned earlier, figures published by the Federal Deposit Insurance Corporation were
adjusted, where necessary, to include or exclude financial institutions in accordance
with the definition established in 1947.16 Beginning in 1947 the data in the revised series
are those compiled by the Federal Deposit
Insurance Corporation.
1934.1946. Figures for the principal
assets and liabilities of banks in each State
were tabulated by two methods. The results
of the two methods were compared and the
method that appeared, in view of the character
of the data, to provide the better results was
chosen for each State. Ultimately, one of the
two methods was used for the entire period
for some States, whereas for other States one
method was used for some years and the other
method for the other years.
In the first method, data for insured State
commercial banks published by the Federal
Deposit Insurance Corporation were combined
with data for individual noninsured commercial banks taken from statements for those
banks published in reports of the State banking department or in bankers* directories or
10

See note 1, p. B.




(in a few instances) from other sources. The
data used for noninsured banks in this method
were compiled by the Federal Reserve for
1934-1941; for 1942-1946 they represent
summary balance-sheet data that had been
compiled by the Federal Deposit Insurance
Corporation.
In the second method, State totals were
derived from reports or abstracts published by
the State banking department or prepared for
the Federal Reserve Banks or published in the
annual reports of the Comptroller of the
Currency, with appropriate adjustments for
the noninsured bank group, as described later.
The method or methods finally chosen
depended in large part on the data available.
A combination of data for insured and noninsured banks (the first method) was used in
most States, including the following instances:
(1) for States for which June 30 statements of
individual noninsured banks were published
in sufficient detail in the reports of the State
banking department; (2) for States where
aggregate data for June 30 were not available
in State reports; and (3) for States where
comparison of the results of the two methods
of tabulating the principal assets and
liabilities indicated substantial inconsistencies
in the data pertaining to insured banks (member and nonmember) available in records of
Federal and State banking agencies. In the
last two instances data for the major balancesheet items for noninsured banks were taken
from bankers' directories and data for minor
categories were estimated by appropriate
methods.

United States Summary
When the second method of tabulating the
data was used, a tentative balance sheet for
noninsured banks was derived by subtracting
the insured bank data from totals for all State
commercial banks reported by the State banking department to the Comptroller. Each item
in this residual balance sheet for each State
was inspected for reasonableness of the distribution of assets and liabilities in each year
and for consistency from year to year. Many
of the adjustments that were needed in the
residual balance sheet stemmed from the fact
that (1) State banking department summaries
frequently showed less detail than corresponding summaries available for insured State
commercial banks, and (2) the forms of condition reports prescribed and summarized by
State banking departments covering all State
commercial banks (insured and noninsured)
differed from those prescribed and summarized
by the Federal agencies for insured State commercial banks.
To correct the inconsistencies, the residual
balance-sheet data for noninsured banks (derived by the second method) were adjusted
in the light of the following considerations:
(1) Care was taken to have no double counting
of assets and liabilities of banks whose insurance
status changed during the year by reason of (a)
admission of noninsured banks to Federal Reserve
membership or to membership in the Federal Deposit
Insurance Corporation, or (b) the withdrawal of
banks from Federal Reserve membership or from
Federal deposit insurance coverage.
(2) Account was taken of the distribution of
assets and liabilities of all State commercial banks as
shown in summaries made by the State banking
department directly from condition reports submitted
to it by the banks. Copies of these summaries, which
had been furnished to the Board of Governors of the
Federal Reserve System for many years, were available as a basis for adjusting the summary figures
reported to the Comptroller of the Currency. These
State banking department summaries conformed, of
course, to the report forms prescribed by the department in the given year although they usually were
condensed versions of these forms. On the other hand,
the summary figures submitted by the State banking
department to the Comptroller (used in deriving the
tentative balance sheet for noninsured banks) were




27

reported on the standard form supplied by him, and
they necessarily reflected to some extent arbitrary
distributions of assets and liabilities reported by State
commercial banks on the particular form used in each
State.
The lack of uniform reporting by Federal and
State agencies, noted earlier, was not the sole reason
for many of the adjustments made in the residual
noninsured bank summaries. Either a State banking
department or a Federal agency may adjust a condition report (submitted on a uniform schedule to
both) for statistical purposes, usually on the basis of
correspondence with the bank. Unless such adjustments are uniform, the statistics compiled from
reports that initially were identical will differ. Resulting differences necessitated some adjustments in the
residual balance sheet. The aggregate difference for
a given item for the country as a whole would be
very small, however, because the assets and liabilities
of noninsured commercial banks are a small percentage of the totals for all State commercial banks.
(3) Where it was necessary to redistribute the
assets and liabilities of noninsured banks, estimates
were sometimes based on changes over a period of
years in distributions of these items at insured nonmember banks. Such changes were particularly useful
where the State banking department's summary
balance sheet for all State commercial banks did
not adequately classify loans, securities other than
United States Government obligations, cash assets,
or deposits.
This method of estimating was not used, however, without first determining that the noninsured
commercial banks were of the same general type as
the insured banks. If it were found, for example,
that noninsured "banks" were in reality trust companies without deposits, it was not feasible to
estimate their balance-sheet items from summary
balance-sheet data for insured nonmember banks. If
the insured nonmember and the noninsured groups
were obviously of different types, the breakdown for
noninsured banks was estimated on the basis of balance sheets of such banks for another call date in
the same year.
If, after these adjustments had been made, it
seemed desirable to test further the adequacy of the
residual balance sheet for this group of banks, a
tabulation was made of the available balance-sheet
figures for individual banks. These were obtained
insofar as practicable from the annual reports of State
banking departments, but where such official reports
were not available bankers' directories were used. If
the residual balance sheet then appeared to be inadequate, the data tabulated from individual bank
balance sheets were used.

28

All-Bank Statistics

1947-1955. The figures shown for State
commercial banks beginning with 1947 are
those compiled by the Federal Deposit Insurance Corporation from (1) summaries of condition reports of State member banks compiled,
by the Board of Governors of the Federal
Reserve System, (2) condition reports submitted to the Corporation by insured nonmember banks, and (3) similar reports for

noninsured banks collected by the Corporation
from State banking departments or the banks
themselves, or estimates for this group based
on data in bankers* directories. The figures
for this period incorporate revisions that have
been made by the Corporation from time to
time in its published figures. The aggregates
for the United States differ only slightly,
however, from those originally published.

MUTUAL SAVINGS BANKS
The problems encountered in compiling
balance-sheet data for mutual savings banks
were similar to those described for State commercial banks. Mutual savings banks existed
in only 18 States, however, and the amounts
for most of their balance-sheet items were
thus comparatively small in relation to the
totals for all banks.
In general the estimating techniques de-

scribed in the preceding sections and the
problems of selecting a particular technique
in a given instance applied equally well to
mutual savings banks. An exception was that
trends shown by other classes of banks in the
same State or in nearby States could not be
used as a guide in estimating data for mutual
savings banks because they conducted a different type of business.

17
Mutual saving-s banks operated during all or a part of
the period covered by the revised series in Connecticut, Delaware, Indiana, Maine, Maryland, Massachusetts, Minnesota,

New Hampshire, New Jersey, New York, Ohio, Oregon,
Pennsylvania, Rhode Island, Vermont, Washington, West
Virginia and Wisconsin.




Appendix A
ALL BANKS—CONTINENTAL UNITED STATES

PAGE

TABLE A-l. ASSETS, LIABILITIES, AND NUMBER OF ALL BANKS,
1896-1955
r

30

TABLE A-la. ASSETS, LIABILITIES, AND NUMBER OF ALL COMMERCIAL
BANKS, 1896-1955

34

TABLE A-2. ASSETS, LIABILITIES, AND NUMBER OF NATIONAL
BANKS, 1896-1955

38

TABLE A-3. ASSETS, LIABILITIES, AND NUMBER OF STATE COMMERCIAL
BANKS, 1896-1955

42

TABLE A-4. ASSETS, LIABILITIES, AND NUMBER OF MUTUAL SAVINGS
BANKS, 1896-1955
,

46




30

Continental United States

All Banks—Table A-l

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available .date; partly estimated. Amounts in millions of dollars]
Loans

Loans
Year
Total

Real
estate

All.
other

Collateral

1896
1897
1696
1899

4*615
4.596
4.976
5.689

1*164
1*169
1 > 197
1*261

1*365
1.413
1*613
2*121

6*093
6*914
7*664
8*257
8,545

1*342
1*445
1*564
1*697
1*805

2.215
2»657
2*991
3*130
3*107

2.536
2*812

1905
1906
1907
1908
1909

9*540
10*442
11*319
10.763
11*548

1*991
2.228
2*393
2*430
2*548

1910
1911
1912
1913
1914

12*766
13*228
14*124
14,821
15*502

1915
1916
1917
1918
1919

15*976
18*263
20*902
22*863
25*132

Total

Real
estate

Collateral

All
other

2*086
2*014
2*166
2*307

1900
1901
1902
1903
1904

Year

3*430
3*633

1920
1921
1922
1923
1924

31.189
29.236
28,000
30,734
32*030

5*516
5*857
6*386
7.329
3.239

10*033
9*203
9*036
9*658
9*949

15*640
14*176
12*578
13*747
13.842

3*600
3.765
3*911
3*671
4*016

3*949
4*449
5*015
4*662
4*984

1925
1926
1927
1928
1929

34*378
36*658
37*949
39*946
41.944

9,196
10*105
10.752
11.364
11.796

11*177
12*080
12*835
14*104
13*854

14*005
14.473
14.362
14.478
16*294

2*892
3*084
3.354
3*590
3*678

4.239
4*234
4.485
4*564
4*604

5.635

1930
1931
1932
1933
1934

40*990
35.416
28,071
' 22.337
21*309

11*780
11*626
10.857
9*954

9*141

13.695
10,999
7*388
5*455
5.342

15.515
12*791
9*826
6*928
6*826

3*875
4*108
4.504
4.578
4.709

5*168
6*149
6*957
7*460
9*329

6,933
8,006

1935
1936
1937
1938

20*240
20*640
22,435
21,033

8*691
8*487
8*610
8*689

4.740
4*752
4*902
3*806

6*809
7*401
8*923
8*538

3.109 .

5.910
6*285
6*667
7,220

9.441

10.825
11*094

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

7*050

On
farmland

On
residential
property

Other

Other
loans
to
individuals

All
other

577

6*413

1*921

3,703

1940
1941
19*2
1943
1944

22*311
25.273
25*063
22*2*8
25*435

7*863
9.707
10*192
8*340
9.018

475
606
578
1.1*4
2.233

778
736
647
697
2*329

593
597
570
510
506

6,694
7*033
7.156
6*932
6.727

1.940
1.969
1*891
1.713
1*564

3*968
t+ .625
tt»029
1*995
1*933

1945
1946
19*7
19*8
1949

27.996
31*506
38*365
45*100
47*078

9.293
11,890
16*498
20*071
19.291

3.123
2.422
1*523
1*189
1*984

3*631
2,678
1,309
1*104
926

522
660
810
910
937

6*673
7,569
9*769
11*883
13.255

1*545
1*897
2*332
2.797
3*005

2*181
3*157
5*011
6*538
7*310

.028
.233
*113
• 160
.054

1950
1951
1952
1953
1954

52*001
63*841
69*7*2
77*117
81*225

19.885
26*799
28*994
31.127
31.311

1*872
1*622
2*113
1.719
2* 462

934
1*024
968
1*078
1*261

983
1*071
1*106
1*1*9
1*190

15*567
18*620
20*621
22*994
25*293

3*190
3*590
3*8*6
*»200
4*625

9*179
10*444
11*511
-14*220
1*>584

.228
.632
.615
• 746
»675

1955

91*353

33,304

2*859

1*618

1,319

29.3*4

5*288

16*497

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to the
total and are not entirely comparable with prior figures. Total loans continue to be shown net.




917
L.125

»**53

NOTE.—Figures for individual classes of banks may not add to totals
for all banks because figures for each class were rounded to millions of
dollars independently.

Continental United States

31

Table A-7—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

1*689
1.802
1.970
2,254

506
514
533
574

584
621
673
718

599
667
764
962

1*421
1*703
1*914
2*382

136
154
152
340

568
655
717
749

717
894
*045
.293

323
331
356
354

8-»048
6*432
9,216
10,679

1900
1901
1902
1903
1904

2,544
2*891
3.098
3*341
3*595

611
603
579
588
600

736
785
823
875
916

1*197
1*503
1.696
1*878
2*079

2*395
2,866
2*855
2*828
3.202

277
522
378
347
292

774
848
878
881
1.031

.344
.496
.599
>600
.879

356
366
409
475
506

11*388
13*037
14*026
14*901
15*846

1905
1906
1907
1908
1909

3.974
4»080
4*284
4*456
4*746

600
620
636
722
747

959
973
1 1»001
1 1»017
1*131

2*415
2*487
2*647
2*717
2*868

3*455
3*635
3*848
4.043
4.499

446
520
468
432
566

1.016
1*052
1*141
1,373
1,472

1.991
2*063
2*219
2*236
2*461

542
583
663
684
696

17*511
16*740
20,114
19*946
21*489

1910
1911
1912
1913
1914

4*839
5*136
5*440
5*500
5*701

750
755
787
783
793

Iil73
I n 224
1*280
I n 340
1*407

2*916
3,157
3*373
3.377
3*501

4.543
4*842
4*925
4*653
5*125

758
520
496
491
590

1,441
1*574
1.575
1 » 564
1*636

2*344
2*748
2*854
2*798
2*899

774
820
883
929
1*021

22*922
24,026
25,372
26*103
27*349

1915
1916
1917
1916
1919

5*982
6*833
7*925
9*609
12*024

778
753
1»349
3.243
5*425

1*477
1*636
1*727
1*708
1*695

3,727
4,442
4,849
4,658
4.904

5*300
6*385
7,250
6,837
8.286

435
778
771
872
1*740

1.477
1*486
1.489
888
965

3*388
4*121
4*990
5.077
5,581

1.105
1*216
1,463
1*788
2.161

28*363
32*697
37,540
41,097
47,603

1920
1921
1922
1923
1924

11*043
11*169
12*328
13*474
13*843

4.420
4.201
4.818
5.715
5*381

1.594
1 1-723
U843
1 1>852
2.060

5*029
5.245
5.667
5.907
6.402

8*489
6*980
7*830
7.595
9.034

2*010
1.669
1*991
1.680
2.508

1*038
679
807
770
882

5*441
4*432
5*032
5*145
5*644

2.373
2*248
2,210
2,341
2*513

53,094
49*633
50.368
54,144
57*420

1925
1926
1927
1928
1929

15*056
15*562
16*649
18*146
17.305

5.529
5.364
5*345
5.671
5.477

2.235
2.481
2i740
2i698
2*860

7.292
7.697
8,564
9.577
8,966

9.903
9*806
10.156
9*454
9.222

2*758
2*667
2*894
2*413
2,397

920
937
921
797
770

6*225
6.182
6.341
6.244
6*055

2,895
3,053
3.139
3*575
3 • 8 44

62.232
65.079
67*893
71,121
72,315

1930
1931
1932
1933
1934

18*090
19,973
18*406
16*125
21*262

5.373
6.601
6.937
6*229
11*308

3.031
3.472
3i256
3.178
3.256

9.686
9,900
8,213
6.718
6,698

11,201
10,405
7*407
7*793
10,158

3,663
2*531
1*376
1*510
1*102

831
851
767
641
691

6.707
7,023
5,264
5,642
6,365

4.009
4*276
3*411
3,104
3*186

74,290
70,070
57*295
51,359
55*915

1935
1936
1937
1938
1939

24*176
27*857
27.212
26.267
28*339

14*316
17,392
16.933
16*761
18,779

3*555
3.646
3i592
3.483
3,932

6.305
6,819
6,667
6,023
5*628

12,318
15*038
15*520
17*374
20.550

1*230
2*208
2*262
1*958
2*256

772
994
924
993
1,014

10,316
11*836
12,334
14,423
17,260

3.217
3*319
3.235
3*056
3.004

59*951
66*854
68*402
67*730
73,193

1940
1941
1942
1943
1944

29*040
32*667
38.954
65*674
83*329

19*705
23*559
30*320
57*774
75,775

4.161
4i206
3.952
3*751
3.628

5.174
4*902
4*682
4.149
3*926

25.603
26,785
25.595
26.696
28*195

1.607
2,527
2*701
3*560
4*136

1*111
1,366
1,413
1,563
1,576

22*885
22*892
21*481
21*573
22.483

2.775
2.599
2.318
2*111
1*083

79*729
87.324
91*930
116.729
138.842

1945
1946
1947
1948
1949

101*724
105*163
92*729
87*982
86*794

93,708
95,969
82*673
76.774
74*879

3i880
4*173
5*029
5*666
6.005

4*136
5.021
5.027
5.540
5.910

30*740
33*163
33*544
35,000
34.967

3*412
5*268
5*848
6,054
6*121

1,586
1*594
1*934
2*195
2*169

25.742
26.301
25.762
26,751
26,677

.709
• 697
.698
.970
.971

162.169
171.529
166.336
170,052
170,810

1950
1951
1952
1953
19S4

90*962
83*901
67.786
85*965
92.115

77*322
68*726
70.784
66,109
72t524

7*477
8 * 595
10*078
10*911
12*463

6.163
6*560
6.924
6*945
7.128

34.101
36.236
41*668
42,024
42*555

6,843
7.439
8,655
8*854
8*911

1*919
1*972
2*497
2.699
2*777

25*339
26*825
30*516
30,471
30*667

2*101
2*360
2,599
2*654
3*001

179,165
186,338
201,795
207,760
218,696

1955

92.897

71,946

13.440

7*511

42*013

9,799

2*800

29*414

3,363

229,626




32

Continental United States

All Banks—Table A-l




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]

Deposits

Year

Total

Inter**"*

Other
demand

Government

Other
time

1896
1897
1898
1899

5,859
6,270
7,044
8,472

571

15

726
872
1.126

16
53
76

2,844
2,999
3*431
4*295

2.429
2.529
2*688
2*975

1900
1901
1902
1903
1904

8,922
10,374
11,103
11,612
12,341

1.261
1.437
1.498
1.479
1.756

99
99
124
147
110

4.346
5,279
5*541
5.772
6*058

3*216
3.559
3.940
4*214
4*417

1905
1906
1907
1908
1909

13*772
14.703
15.759
15*440
16.883

1,909
1.908
2,094
2.213
2.492

75
90
160
130
70

6.899
7.404
7.710
7.382
8*119

4*889
5*301
5*775
5*715
6*202

1910
1911
1912
1913
1914

17,950
18,860
20.013
20.523
21.665

2.304
2,633
2.636
2*585
2*720

54
48
58
49
66

8*567
8*629
9*220
9*252
10*309

7*025
7.550
8.099
8*637
8*570

1915
1916
1917
1918
1919

22.504
26,738
30.855
33.061
37.982

2*811
3.511
4*014
3*718
3*949

48
39
146
1*542
914

10*706
12.921
15*088
15*751
19.285

8*939
10*267
11,607
12*050
13.834

1920
1921
1922
1923
1924

41.838
38*934
41,227
44*376
47.961

3*728
2*904
3*353
3.417
4.246

261
405
158
305
185

21*579
18*934
20*112
20*835
22.076

16.270
16*691
17*604
19i819
21.454

1925
1926
1927
1928
1929

52.301
54.416
56,700
58,138
58*269

4^330
4V289
4.528
4.283
3*975

IS2
235*
232
274
375

24.332
25..010
25*265
24*864
25.169

23*457
24,882
26*675
28*717
28.750

1930
1931
1932
1933
1934

60.365
57.187
45.569
41.684
46*480

5*129
5*150
3.323
3.467
4.582

298
447
433
858
1,735

25*658
22.573
17,114
16.022
17*798

29*280
29.017
24.699
21,337
22*365

1935
1936
1937
1938
1939

51*270
58*066
59*485
59*000
64.303

5,644
6,903
6*337
6*838
8*220

820
1*144
669
596
766

21.733
26*100
27.582
26*398
29.694

23*073
23,921
24*897
25*168
25.601

1940
1941
1942
1943
1944

70*854
78,212
82.765
107.297
126.684

10*168
10.929
10*278
10,888
11.201

824
748
1*837
8.027
19*512

33.649
39*919
44*614
59.667
64.262

26*213
26*616
26*036
28*715
33.709

1945
1946
1947
1948
1949

151.128
159.293
153,375
156.373
156*488

12.587
12.309
11.682
11.436
10.938

24.385
13.415
1*367
2*180
2*304

72*535
84.838
66.044
68*769
88*015

41.621
46.731
52*282
53*988
55*231

1950
1951
1952
1953
1954

163*769
171*879
184.147
189,176
199,505

11*436
11.947
13*513
13.601
15*500

3*801
6*332
6*121
3*942
5*895

91*900
96*417
103*426
105*769
107*042

56*652
57.183
61*087
65*864
71*068

113*032

75*151

1955

Continental United States

33

Table A-l—Att Banks

[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrc wings

Other
liabilities

Capital

Amounts in millions of dollars]
Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1»96
1899

43
34
26
25

199
197
190
, 199

54
54
78
76

1*135
1*103
1*091
1*079

758
774
787
828

8*048
8*432
9.218
10.679

12.112
12*079
12*163
12*459

1900
1901
1902
1903
1904

40
43
49
56
62

265
319
309
359
399

86
101
92
114
111

1*138
1*191
1*328
1*440
1*529

937
.009
>145
»320
»406

11*388
13*037
14*026
14*901
15*848

13*053
14,054
15*112
16*433
17*659

1905
1906
1907
1908
1909

63
86
115
111
97

445
510
548
613
636

165
156
200
155
123

1*573
1*673
1*769
1*828
1*882

»493
*612
.723
*799
1*868

17.511
18*740
20.114
19*946
21*489

18*767
20*407
21*966
23*161
23*734

1910
19U
1912
1913
1914

162
141
155
193
238

675
631
708
722
722

151
211
227
222
221

1*989
2*027
2*069
2*155
2*183

1*995
2.106
2.200
2*286
2*320

22*922
24*026
25.372
26*103
27*349

25*151
25,815
26,472
27,285
27*864

1915
1916
1917
1916
1919

231
173
442
It314
2*210

722
676
660
6»1
677

263
392
595
928
1*325

2*217
2*257
2*354
2*427
2*504

2*426
2*461
2*634
2*686
2*905

28*363
32*697
37*540
41,097
47*603

28*017
28*362
26*919
29*460
29*767

1920
1921
1922
1923
1924

3*205
2*636
1*016
1*281
766

64)6
704
725
720
729

1*344
974
801
949
891

2.777
2*946
2*984
3*080
3.125

3.242
3*439
3*615
3*738
3*948

53*094
49*633
50*368
54*144
57*420

30*909
31*076
30*736
30*444
29*601

1925
1926
1927
1928
1929

850
930
851
1*594
1*710

648
6!>1
650
649
649

1*049
1*241
1*391
1*786
1*937

3.212
3.338
3.440
3*610
3*683

4*172
4.503
4*861
5*344
5*867

62*232
65*079
67*893
71.121
72*315

29,052
28*350
27*255
26*401
25*568

1930
1931
1932
1933
1934

762
485
1*282
539
169

649
636
649
727
695

2*142
1*890
1*270
1*021
706

3.997
3*749
3.356
2.943
3.510

6.375
6*123
5*1*7
4*445
4.355

74*290
70*070
57*295
51*359
55*915

24,273
22*242
19*317
14*771
15*913

1935
1936
1937
1938
1939

66
54
49
37
24

222

578
716
745
586
630

3.540
3.391
3*223
3*163
3.119

4,275
4*625
4*900
4*924
5.117

59.951
66*854
68*402
67*730
73.193

16*047
15*884
15*646
15,419
15,210

1940
1941
1942
1943
1944

19
15
16
29
87

604
656
649
638
730

3*047
3*011
2*966
2*966
3*016

5*205
5*430
5*514
5*799
6.315

79.729
67.324
91*930
116*729
136*842

15,076
14*975
14*691
14*734
14*674

1945
1946
1947
1948
1949

70
68
63
66
31

845
1*044
1*179
1*374
1*445

3*102
3*195
3*292
3.349
3.479

7*024
7.909
8*427
8.890
9*367

162*169
171,529
166*336
170*052
170*810

14*660
14*685
14,715
14,721
14*681

1950
1951
1952
1953
1954

49
76
94
114

1*750
2*148
2*516
2*679
2*672

3*583
3.726
3.927
4*059
4.229

9,994
10,509
11*111
11.732
12*435

179*165
186*338
201*795
207*760
218.896

14*676
14*636
14*596
14*533
14*464

1955




55

4*547

14*308

34

Continental United States

All Commercial Banks—Table A-la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Loans
Year
Total

Real
estate

Loans
All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

3.741
3.701
4*060
4.718

436

417
420
446

1.281
1*336
1*535
2.024

2*024
1*946
2.105
2*248

1900
1901
1902
1903
1904

5*065
5*835
6*521
7.052
7.299

484
545
617
698
756

2.106
2.543
2.860
2*988
2,974

2,475
2,747
3,044
3 , 366
3*569

1920
1921

1922
1923
1924

28.562
26.386
25.040
27.397
28.278

3,225
3,354
3.671
4.243
4.710

9,824
9*005
8*872
9,490
9.803

15*513
14,027
12,497
13.664
13.765

1905
1906
1907
1908
1909

8*220
9*013
9.610
9.243
10.015

870
1,026
1*111
1.104
1*199

3*468
3*611
3*758
3*541
3*891

3.882
4*376
4*941
4.598
4,925

1925
1926
1927
1928
1929

30.222
32.084
32*932
34*468
36,114

5*273
5.781
5.992
6,193
6,313

11.014
11*895
12.641
13.876
13,572

13,935
14,408
14,299
14,419
16.229

1910
1911
1912
1913
1914

11.072
11.455
12.239
12*820
13*416

1.392
1.513
1*677
1.809
1*812

4*105
4,101
4,347
4.415
4*463

5,575
5,841
6*215
6.596
7*141

1930
1931
1932
1933
1934

35*043
29*307
22,001
16,457
15,719

6*146
5.757
4,955
4*202
3.661

13*434
10.807
7,260
5,358
5,259

15,463
12.743
9*786
6,897
6,799

1915
1916
1917
1916
1919

13*834
16*067
18.581
20.571
22.814

1.960
2*122
2.395
2*484
2.609

5*024
6.001
6.612
7*329
9*188

6,850
7.944
9.374
10*758
11*017

1935
1936
1937
1936

14.950
15.600
17*471
16*126

3.494
3.530
3,727
3,863

4.670
4,695
4,651
3,759

6*786
7,375
8,893
8,506

Loans'
Commercial,

Year
Total

and
agricultural

16*411

7.029

1940
1941
1942
1943
1944

17*393
20.324
20.249
17.673
21*029

7.833
9 . 672
10*163
8.320
6*997

1945
1946
1947
1948
1949

23.697
27.159
33.679
39*866
41.028

1950
1951
1952
1953
1954
1955

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farm land

others

residential
property

to

All
other

individuals

Other

770

1*144
2,232

764
724
636
690
2,323

563
569
542
485
482

2*790
3.113
3*331
3.267
3*209

1*039
1,060
1*002
661
756

9*269
11,664
16.469
20*036
19.253

3*123
2*422
1.523
1*188
1.984

3,626
2,675
1.307
1.102
924

496
636
784
877
698

3.251
4.112
5.994
7.533
6*146

44*798
54*821
59*233
65.025
67*335

19*643
26*773
26.964
31,093
31*263

1.872
1.622
2*113
1.719
2.462

932

1,074
1,256

939
1*026
1*058
1*096
1*135

75*181

33.263

2.859

1*613

1*260

475
606
578

1.022
965

. l Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to the
total and are not entirely comparable with prior figures. Total loans continue to be shown net.




Other

On

1.974
1.911

3,929
4,580
3*995
912
1*119

1.097
1.532
1,823
1,979

2.157
3,128
4,976
6,485
7,250

1*021
1,225
1*094
1*152
1*048

9.420
10.786
11.476
12*420
13.112

2*052
2.332
2.485
2*712
2.979

9,110
10,353
11.417
14.111
14,461

1*221
1*622
1,608
1*737
1*657

15.006

3.513

16*364

2*428

752

NOTE.—Figures for individual classes of banks may not add to totals
for all commercial banks because figures for each class were rounded to
millions of dollars independently.

Continental United States

35

Table A-la—A\l Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankersbalances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

886
1*002
1*207

die

348
358
386
435

102
113
128
157

366
415
486
615

1*330
1*604
1*800
2.264

136
153
151
339

550
638
701
732

644
813
948
1*193

278
284
308
300

6*167
6*475
7.170
8.489

1900
1901
1902
1903
1904

It410
1*676
1*821
2*016
2*226

506
525
517
542
562

169
190
199
223
259

735
961

1*105
1*251
1*405

2*274
2*740
2.731
2*706
3*066

276
521
377
345
291

756
831
862
865

1*014

1*242
1*388
1.492
1.496
1.761

310
321
354
416
444

9*059
10*572
11.427
12.190
13*035

1905
1906
1907
1908
1909

2*523
2*563
2*744
2*912
3*1S3

571
596
616
706
733

286
279
316
335
412

1*666
1*686
1*812
1.871
2*008

3.321
3.502
3*706
3*885
4.340

445
519
487
431
565

1.001
1*036
1*120
1.351
1*453

1.875
1*947
2*099
2.103
2*322

478
523
602
624
637

14*542
15*601
16*862
16.664
18*145

1910
19L1
1912
1913
1914

3.156
3*431
3*676
3*697
3*861

737
742
774
770
782

408
466
530
536
565

2*011
2*223
2*372
2*391
2*514

4.387
4*672
4*758
4.681
4*930

757
519
495
490
587

1*421
1*559
1*559
1*548
1.615

2.209
2.594
2,704
2.643
2.728

709
762
822
858
948

19.324
20*320
21*495
22*056
23*155

1915
1916
1917
1918
1919

4*156
4*870
5*837
7*478
9*521

767
740

1*300
3*043
4*864

663
786
863
924
947

2*726
3.344
3*674
3*511
3*710

5*092
6.148
7*010
6.613
8*061

434
775
768
869

1.452
1.463
1.464

1.737

3.206
3*910
4*778
4.879
5.383

1*024
1*132
1*374
1*690
2*066

24.106
26.217
32*802
36.352
42.462

1920
1921
1922
1923
1924

8*398
8*360
9*359
10*325
10*679

3*638
3*262
3.846
4*604
4*260

944

1*043
1*146
1.182
1.382

3.816
4*055
4.367
4*539
5*037

8.264
6.771
7.602
7*377
8*787

2*007
1.665
1*988
1*677
2*504

85.6
776
743
855

5.245
4*250
4*838
4.957
5*428

2*285
2*152
2*105
2*233
2*392

47*509
43*669
44*106
47*332
50*136

1925
1926
1927
1928
1929

11*755
12*224
13*165
14*466
13*683

4*454
4*414
4*494
4*933
4*872

1*527
1.723
1*912
1*999
1*955

5*774
6*087
6.759
7*534
6*856

9*663
9*568
9.901
9.215
9*004

2*755
2*683
2*890
2.409
2*394

892
911
893
768
740

6.016
5*974
6.118
6.038
5*870

2*761
2.905
2.975
3*394
3*641

54*401
56*781
58*973
61*563
62*442

1930
1931
1932
1933
1934

14*392
15*686
14*277
14*078
17*072

4*874
6.011
6*250
7*496
10*324

2*111
2*434
2*299
2*267
2*360

7*407
7*241
5*728
4.315
4.388

10*910
10*017
6*970
7.368
9*648

3*659
2*526
1*372
1*506
1.097

799
816
715
582
642

6*452
6*675
4.883
5*280
7.909

3.780
4*007
3*056
2*608
2.539

64*125
59*017
46*304
40*511
44*978

1935
1936
1937
1938
1939

19*735
23*077
22*138
21*109
23*004

12*778
15*344
14*583
14*081
15*740

2*689
2*873
2»799
2i»779
3«>286

4*268
4*860
4*756
4*249
3*978

11.799
14.497
14.993
16.798
19.852

1.226
2*204
2*257
1*953
2.249

729
945
875
936
950

9.844
11*348
11*861
13*909
16*653

2*421
2*398
2*305
2*150
2*155

48*905
55*572
56*907
56*185
61*422

1940
1941
1942
1943
1944

23*793
27*319
33*431
59*020
74*784

16.597
20*139
26*439
52*495
68*480

3i»610
31.670
3d 564
3r517
3*472

3*586
3*510
3*428
3»008
2*832

24.626
25.819
24.844
25*976
27.662

1*598
2.517
2*691
3*550
4*126

»037
.290
.334
• 485
.503

21*991
22*012
20*819
20*941
22*033

1*992
1*894
1.752
1*653
1*556

67*804
75*356
80.276
104*322
125*031

1945
1946
1947
1948
1949

90*917
92*417
79*076
73*990
72*750

84*136
84*549
70*533
64*798
63*221

3 (.778
4 1>082
4i>965
5»588

5,929

3*003
3*786
3*578
3*604
3*600

30*157
32*418
32.705
34*168
34*167

3*402
5.253
5.831
6*038
6*102

1*509
1*510
1.851
2*103
2*072

25*246
25*655
25*023
26*027
25*993

1.474
1*513
1*514
1.775
1*760

146*245
153.507
146.974
149.799
149*705

1950
1951
1962
1963
195*4

76.973
71*224
75*204
72*932
79*046

65*753
58*521
61*178
58*645
63*508

7t392
8t514
9 1 844
10*533
11*930

3*828
4.1*9
4*182
3*754
3*608

33*270
37*385
40*703
41*157
41*568

6.813
7*409
8*619
8*826
8*880

1*829
1.873
2*396
2*590
2*659

24*628
28*103
29*688
29*741
30*029

1*873
2*073
2*277
2*313
2*632

156*914
165*503
177*417
181*427
190*581

1955

60.080

63*270

12*785

4*025

41.024

9.762

2*681

28*581

2*959

199*244




865
941

1.012

36

Continental United States

All Commercial Banks—Table A-la




ASSETS, LIABILITIES, AM) NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Deposits
Year
Total

Inter bank

U S
* '
Government

Other
demand

Other
time

1896
1897
1896
1699

4*142
4*486
5,175
6*472

571
726
872
1*126

15
16
53
76

2*844
2.999
3*431
4*295

712
745

1900
1901
1902
1903
1904

6.792
8,114
8.713
9.107
9.739

1*261
1*437
1*498
1*479
1*756

99
99
124
147
110

4.345
5*279
5*541
5.771
6*057

1*087
1*299
1*550
1*710
1*816

1905
1906
1907
1908
1909

11*028
11*791
12*727
12*425
13*789

1,909
1,906
2,094
2,213
2*492

75
89
180
130
70

6*698
7,403
7,708
7,381
8*115

2*146
2*391
2*745
2*701
3*112

1910
1911
1912
1913
1914

14*644
15,452
16,455
16,808
17,606

2,304
2*633
2,636
2*585
2*720

54
46
58
49
66

8*566
6*625
9*217
9*249
10*306

3*720
4.146
4*544
4*925
4*714

1915
1916
1917
1916
1919

18*612
22*613
26*501
26.708
33,254

2*811
3*510
4*015
3*718
3,946

46
39
146
1*541 ,
914

10*703
12.917
15*085
15,747
19*282

5*050
6*147
7.255
7*702
9*110

1920
1921
1922
1923
1924

36,682
33*432
35,532
38*175
41*343

3,729
2*904
3.353
3,417
4,247

261
405
158
305
185

21,571
16*926
20,106
20*829
22*069

11*121
11*197
11*915
13*624
14*842

1925
1926
1927
1928
1929

45,230
46,952
48,704
49*582
49*385

4,330
4,289
4,527
4,282
3.975

162
235
232
274
375

24*325
24*993
25.257
24*657
25*160

16*393
17.435
18*688
20*169
19.875

1930
1931
1932
1933
1934

51,267
47,277
35*658
3**£T8
3*T810

5,129
5*150
3,323
3*467
4*581

298
447
433
858
1*735

25*646
22.569
17*111
16*019
17*796

20*192
19*111
14*791
11*734
12*698

1935
1936
1937
1936
1939

41,462
48*116
49.345
48,814
53.894

5*644
6,903
6,336
6,838
6.220

820
1*144
669
596
786

21*731
26*096
27.578
26*367
29*691

13*267
13.975
14*762
14*993
15*195

1940
1941
1942
1943
1944

60,246
67,588
72,394
96.175
116*235

10,166
10,929
]10,278
10*888
11*201

824
748
1*837
8,026
19*511

33*646
39*915
44,611
59*661
64*254

15*608
15*996
15*668
17*600
21.269

1945
1946
1947
1948
1949

136,727
143*042
135,933
138,162
137,536

12*586
12*309
J11,681
11*435
10,938

24*384
13*413
1*365
2*176
2*302

72,526
84*624
88*030
88*754
87*999

27*231
32*496
34*857
35*795
36*299

1950
1951
1952
1953
1954

143*845
151,475
162*365
165*548
174,065

11*435
11,946
13.512
13*598
15.497

3*799
6*329
6.118
3*940
5*892

91*682
96*399
103*402
105*735
106*995

36*729
36*801
39*333
42.275
45*681

15*242

5*414

112,981

1955

819
975

Continental United States

37

Table A-la—A\\ Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]

Year

Nat onjil
ba
no£

Borrowings

1896
1897
1896
1899

43
34
28
25

n..
Habeas

<**"

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

199
197
190
199

53
53
76
73

1*135
1*103
1*091
1*080

595
602
610
640

6*167
6*475
7.170
8*489

11*474
11,438
11*530
11*835

40
44
49
56
62

265
319
309
359
399

84
99
90
113
106

1*138
1*191
1*326
1*440
1*529

740
805
938
• 115
.198

9*059
10.572
11.427
12*190
13*035

12*427
13*424
14,488
15*814
17.037

1905
1906
1907
1908
1909

63
86
115
110
97

445
511
547
613
636

162
153
199
152
122

1*573
1,673
1*770
1*828
1*882

• 271
,387
*504
.536
• 619

14*542
15.601
16.862
16*664
18.145

18,152
19*786
21*361
22.531
23,098

1910
1911
1912
1913
1914

162
141
154
193
238

675
681
709
722
722

149
203
222
217
220

1*989
2*027
2*069
2*155
2*183

1.705
1*816
1*886
1*961
1*986

19*324
20*320
21*495
22*056
23.155

24,514
25*183
25*844
26.664
27,236

1915
1916
1917
1918
1919

230
173
441
1»313
2*208

722
676
660
681
677

256
388
568
908
1*309

2*216
2*257
2*354
2.427
2*504

2,070
2*110
2*258
2*315
2*510

24.106
28,217
32.802
36,352
42.462

27,390
27,739
28*296
28.856
29.147

1920
1921
1922
1923
1924

3*204
2*635
1*015
1*281
766

688
703
725
719
729

1*336
963
790
937
878

2*777
2*946
2*984
3*080
3.125

2*822
2*990
3*060
3.140
3.295

47.509
43*669
44*106
47.332
50.136

30,291
30,456
30,120
29,829
28*986

1925
1926
1927
1928
1929

850
930
851
1*593
1*708

648
651
650
649
649

1*037
1*227
1*376
1,771
1*920

3*212
3*338
3*440
3*610
3.884

3*424
3*683
3,952.
4,358
4,896

54*401
56.781
58*973
61.563
62.442

28*442
27*742
26*650
25*798
24,970

1930
1931
1932
1933
1934

761
481
1*266
523
163

649
636
649
727
695

2*130
1.877
1*247
993
685

3*997
3,748
3.358
2*943
3*510

5,321
4*996
4*126
3,247
3,115

64.125
59.017
46*304
40*511
44*978

23*679
21*654
18.734
14.207
15*346

1935
1936
1937
1938
1939

61
51
46
34
23

222

559
700
730
567
609

3*540
3*391
3.224
3*183
3*119

3*061
3*312
3.562
3,567
3,777

48*905
55*572
56*907
56*185
61*422

15*488
15*329
15.094
14.867
14*667

1940
1941
1942
1943
1944

19
15
16
29
87

579
622
612
597
698

3*047
3*011
2*986
2*966
3*018

3,913
4,120
4.268
4,555
4,993

67*804
75,356
. 80*276
104*322
125.031

14*534
14*434
14.353
14.197
14.138

1945
1946
1947
1948
194?

69
86
63
65
30

797
987
1*101
1*286
1*356

3*102
3*195
3*292
3*349
3*479

5,550
6,197
6,565
6*935
7,302

146.245
153»-507
146.974
149*799
149.705

14*126
14.152
14*182
14.189
14.151

1950
1951
1952
1953
1954

50
75
94
113
55

1*630
2*003
2.359
2.490
2*423

3.563
3*726
3*926
4*059
4*229

7,806
8,224
8,673
9,217
9,809

156*914
165*503
177*417
181.427
190*581

14*146
14.107
14,069
14*005
13.936

1955

150

2*676

1900
1901
1902
1903
1904




*

//

10*359

38

Continental United States

National Banks—Table A-2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Loans

Loans
Year
Total

*tl

All
other

^atera,

Year
Total

Real
estate

Collateral

1896
1897
1898
1699

1.972
1*976
2.164
2.508

18
18
20
24

637
681
779
1*048

1.317
1.279
.365
»436

1900
1901
1902
1903
1904

2*644
2*960
3*246
3*441
3*625

26
31
35
37
38

1.049
1.193
1.291
1.307
1.416

• 569
»756
.920
2.097
2.171

1920

1921
1922
1923
1924

13*499
11*976
11*191
11*778
11*955

230
280
371
463
535

1905
1906
1907
1908
1909

3*928
4.236
4*66 1
4*639
4*966

41
47
52
52
57

1.522
1.567
1.640
1.808
1.939

2.365
2.622
2.970
2.779
2.990

1925
1926
1927
1928
1929

12.592
13*322
13*649
14*921
14*605

636
725
1*062
1*285

1910
1911
1912
1913
1914

5*454
5*632
5.972
6.160
6*443

65
65
75
77
114

1.985
2*004
2.134
2.167
2.294

3»404
3*563
3.763
3.916
4.035

1930
1931
1932
1933
1934

14.874
13.162
10*265
6.102
7*681

1.468

1915
1916
1917
1918
1919

6.663
7.767
8.936
10.077
10*903

151
161
185
185
184

2.632
3.072
3.398
3.837
4*768

3.880
4*534
5.353
6*055
5.951

1935
1936
1937
1938

7.353
7.749
8.797
8*316

All
other

*
.

4,899

4.361

8*370
7.335

4.289
4*368
4*454

6.531

5.022
5»492
5*824
6*587
5*476

6,934

7,791
6,931

1*326

5*615
4*651
3.369
2.865
2.624

1.293
1.367
1,503
1.621

2*265
2.275
2*335
1*898

3.795

1*412
1*580

1.612
1.322

6.947
6.966

7,105
6,963
7*049

7,917

5,284

3,915
3*731

4.107
4.959
4*797

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farmland

To
others

On
residential
property

Other
loans
to
individuals

Other

All
other

4.086

290

4*516
5.672
6*022
4,875
5.347

169
238
187
368
900

390
356
307
313
1*322

234
234
220
188
184

1.274
1*448
1*557
1*561
1.519

485
490
460
360
329

698
838

2*086
2.459
2»127
590
774

12.369
14.469
1 8 . 764
22.243
22.505

5.440
6.814
9.791
11.925
11*345

1*330
1.166
769
523
694

1*872
1*394
671
558
443

183
238
307
342
348

1*562
1*984
3*139
3*988
4.320

332
518
769
920
1*009

940
1*472
2*666
3.531
3*981

710
881
652
655
626

1950
1951
1952
1953
1954

24.591
30*479
33*054
36,420
37.671

11*647
15*819
17,111
18.290
18.476

704
621
917
745
1*055

441
496
495
563 '
612

356
390
401
414
428

4.953
5.645
6.114
6.639
7.134

1.0Z6
1*189
1*270
1,390
1.547

5*053
5,759
6,335
7,916
8*083

748
969
905
1,001
910

1955

39.422

17*979

890

679

483

8*051

1*832

8*916

1,182

1940
1941
1942
1943
19*4

9.156
10*897
10.860
9.173
11*213

1945
1946
1947
1948
1949

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., Jbefore deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Continental United States

39

Table A-2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

1896
1897
1698
1899

464
484
555
652

274
279
304
346

22
24
29
36

168
181
222
270

801
982
1*129
1*428

89
101
112
229

1900
1901
1902
1903
1904

775
885
945
1*025
I f 091

418
450
460
486
514

41
51
57
63
67

316
384
428
476
510

1,400
1,681
1.665
1.633
1,740

1905
1906
1907
1908
1909

Ii204
It240
1*361
1*518
1.594

527
562
587
679
705

76
78
93
105
157

601
600
681
734
732

1910
1911
1912
1913
1914

1.575
1.724
1.822
1.845
1.870

712
717
745
752
764

149
164
179
175
176

1915
1916
1917
1918
1919

2*025
2*319
2.961
3*836
4.809

749
703
1*043
2*025
2*941

1920
1921
1922
1923
1924

4.048
3.919
4.514
5.027
5.103

1925
1926
1927
1928
1929

5*7.pjT.837
6.388
7.141
6.651

1930
1931
1932
1933
1934
1935
1936
1937
1938
1939

6 » 8 75_
Tib' 6?"
7,183
7 fi 31 58^

Trmi

10^69Jt

fr¥t£9

12.097
11*618
12*528
12.882

1940
1941
1942
1943
1944

Yzr^fsr
18*584

1945
1946
1947
1948
1949

JS4J&8—
*5T?809

1950
1951
1952
1953
1954

44,132-,

33.632
42*130

44.218
41.395
41.012

4trm5

42.962
41,429
44.808




Currency
and
coin
0

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

363
435
493
512

349
446
524
687

117
119
130
121

3,354
3*563
3,978
4*709

180
326
269
250
172

529
567
597
581
689

691
788
819
802
879

125
128
131
186
197

4*944
5.674
6*007
6*265
6.653

1*982
2,071
2,157
2,264
2.496

296
345
306
271
338

679
681
721
869
926

1.007
1.045
1.130
1.104
1.232

211
234
292
289
289

7,325
7.781
8,472
8,710
9,365

714
643
896
918
930

2.549
2.691
2,714
2,659
2*770

483
317
295
295
358

865
996
996
968
1*022

1*201
1.376
1*423
1*396
1*390

314
331
349
368
394

9*892
10,378
10*857
11*032
11*477

245
278
315
320
322

1,031
1*338
1*603
1.491
1,546

2*695
3*352
3.739
3,570
4*395

250
522
530
596
1,183

857
618
752
382
424

1*588
2.012
2.457
2*590
2.786

407
482
595
779
996

11*790
13*920
16*231
16*262
21*105

2.137
1.917
2,240
2.655
2.446

338
393
414
401
505

1»573
1,609
1*660
1*971
2,152

4.493
3.535
3.969
3,660
4*455

1*406
1*106
1*251
1,023
1,468

449
373
325
290
345

2.636
2.056
2.393
2.347
2*642

1*227
1*045
959
989
1*012

23*267
20*475
20,633
21,454
22,525

2.512
2.466
2.593
2*886
2*801

594
647
743
839
636

2,595
2,724
3*052
3,414
3*012

4,789
4.768
4.978
4.736
4.279

1,605
1,568
1,635
1,412
1,228

359
359
363
314
297

2,825
2*861
2,960
3,012
2,754

1*170
1.255
1.240
1.465
1.525

24,252
25,202
26,455
28,265
27,260

2.746
3,251
3,3^7
4,026
5,847

893
1.107
1,114
1,158
1,225

3,234
3.304
2*722
2,174
2.259

5.408
4.988
3,430
4*110
5,688

1,808
1,262
692
764
633

340
367
336
286
350

3*260
3*359
2.452
3*060
4.705

1.671
1.616
1,390
1,243
1,154

28,628
27,430
22,318
20*613
23,854

7,164
6*435
6*206
7.973
8,753

1.396
1»535
1,462
1,424
1,691

2*138
2,489
2.429
2*221
2,064

6*857
6,368
8,365
9,438
11*061

689
1.236
1,284
1,107
1.257

402
528
441
525
527

5.766
6.604
6.640
7.806
9*277

1*101
1.067
1.013
945
977

26*009
29,643
30*272
30.317
33*119

9,094
11,111
14,878
30,102
38*640

1*926
2,016
1,956
2*022
2*029

1*862
1.795
1*750
1.508
-1*461

13*857
14,496
14*274
15,154
15*998

960
1*512
1*671
2*258
2*509

575
703
715
793
803

12.302
12*281
11*888
12*103
12.686

921
913
846
824
802

36.816
41.228
44*584
58*783
70*143'

47,051
47,271
39,271
36,092
35,487

2,196
2.451
2*898
3.204
3.406

1,561
2.037
2*049
2*099
2,119

17,544
18,607
19,341
20,415
20,324

2*184
3,004
3*558
3,829
3.692

601
788
966
1.105
1*077

14.559
14.615
14*817
15*481
15.555

770
813
826
.028
.012

81.491
85.696
83,149
65*061
64*653

37,548
32.965
34.604
32.956
35,757

4,286
4,959
5,800
6,209
6.941

2,296
2.611
2.578
2.262
2,110

19,914
22,196
23,927
24,279
24,635

4,334
4*616
5*271
5.547
5*489

946
968
1.239
1*336
1.369

14*634
16.614
17,417
17,396
17,777

.054
,182
.290
*290
1*493

89*691
94*394
101,253
103,418
108*607

7.011

16*121

107.736

40

Continental United States

National Banks— Table A-2




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Deposits

\/

Year
Total

Interbank

Government

Other

Other
time

1696
1897
1898
1899

2*141
2.386
2.799
3.599

454
597
720
933

16
16
53
76

1*603
1*700
1.943
2*443

68
73
83
87

1900
1901
1902
1903
1904

3.621
4.249
4.4 67
4.561
4.834

1.063
1.207
1*243
1.212
1*412

99
99
124
147
110

2,361
2*811
2*945
3.026
3,113

98
132
155
176
199

1905
1906
1907
1908
1909

5.406
5.691
6.188
6*328
6.932

1.547
1.545
1*686
1*823
2.037

75
90
180
130
70

3.538
3*766
3*890
3.850
4,082

246
290
432
525
743

1910
1911
1912
1913
1914

7.254
7.673
8*061
8,140
8*560

1»900
2.147
2*178
2,120
2*186

54
48
58
49
66

4,266
4,394
4,611
4*603
5.107

1*014
1*084
1*214
1*368
1*201

1915
1916
1917
1916
1919

8.817
10.872
12.767
14.015
15.935

2*208
2.713
3*025
2,796
2,974

46
39
133
1*036
565

5*235
6*391
7*430
7*840
9*612

1*326
1*729
2*179
2*343
2*784

1920
1921
1922
1923
1924

17.159
15*142
16*323
16*899
18*349

2,824
2,132
2,482
2*384
2.794

174
247
102
191
121

10,676
9*068
9*628
9*570
10,175

3*485
3*695
4*111
4*754
5*259

1925
1926
1927
1928
1929

19*912
20*644
21.778
22.645
21*586

2.855
2.864
2.620
2.701
2*219

106
143
138
184
226

11*028
11*325
11,507
11*466
10*908

5*923
6*312
7.313
8*294
8*233

1930
1931
1932
1933
1934

23,235
22,164
17,428
16,742
19,896

2*850
2*862
1*814
2*000
2*767

170
234
212
448
887

11*682
10*653
8*196
6*141
9,469

8*533
8*415
7*206
6*153
6.773

1935
1936
1937
1936
1939

22,477
26,153
26,716
26*763
29.416

3,410
4*167
3,790
4*210
4.881

435
690
377
392
500

11*517
13.786
14*785
14,210
15*999

7*115
7*510
7*764
7*951
8*036

1940
1941
1942
1943
1944

33,014
37*273
40*533
54.5 90
65.585

6*083
6*589
6,497
7*156
7,402

537
516
1*146
4*542
10*746

18*189
21*812
24.737
33*715
36*214

6*205
6*356
8*153
9*177
11*223

1945
1946
1947
1948
1949

76,534
80,212
77,146
78,753
78.219

8,251
7,616
7*432
7*305
6.945

13*138
7,646
843
1*327
1*417

40*636
47*356
49*932
50*680
50*130

14*507
17*392
18*939
19*441
19*727

1950
1951
1952
1953
1954

82.430
86.589
92,7 19
94,475
99*358

7,362
7*625
8,584
8,594
9.750

2*363
3*670
3*629
2*434
3.576

52*746
55*014
58,862
60*166
60,826

19*957
20*060
21*644
23*261
25»206

1955

96*631

3*099

60.917

Continental United States

41

Table 4-2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]

Year

Nat onal
ba k
no»
.es

Borrowings

fWmr
IU&

Surplus and
other
capital
accounts

^^

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

28
15
15
8

199
196
190
199

3
4
19
16

651
632
622
605

332
330
333
342

3.354
3.563
3*978
4*709

3*689
3*610
3*581
3*582

1900
1901
1902
1903
1904

17
18
23
29
30

265
319
309
359
399

27
26
24
51
41

622
645
702
743
767

392
417
482
542
582

4*944
5.674
6*007
6.285
6*653

3.731
4*163
4*532
4*935
5*330

1905
1906
1907
1908
1909

27
37
39
42
28

445
511
547
613
636

41
52
95
60
41

791
825
883
918
933

615
665
720
749
795

7.325
7.781
8.472
8.710
9.365

5*664
6.047
6.422
6*817
6*886

1910
1911
1912
1913
1914

70
46
59
73
91

675
681
708
722
722

43
46
46
52
55

989
1*019
1*033
1*056
1*058

861
913
950
989
991

9*892
10*376
10*857
11*032
11*477

7*138
7*270
7*366
7*467
7*518

1915
1916
1917
1918
1919

98
69
320
799
1.363

722
675
660
601
677

48
202
287
518
768

1*068
1*065
1*082
1*098
1.118

1*037
1,037
1*115
1.151
1*244

11*790
13*920
16*231
18*262
21.105

7*597
7.571
7.599
7.699
7.779

1920
1921
1922
1923
1924

2t071
1*437
444
676
310

688
704
725
719
729

728
397
294
286
222

1*224
1*273
1*306
1*328
1*333

1.397
1.522
1.541
1*546
1.582

23*267
20*475
20*633
21*454
22*525

8*024
6*150
8.244
8.236
8*080

1925
1926
1927
1928
1929

395
425
372
808
764

648
6!>1
630
649
649

328
394
418
594
589

1*369
1.412
1*473
1.593
1*626

1*600
1*676
1*764
1*976
2*046

24.252
25*202
26*455
28*265
27*260

8.066
7*972
7,790
7*685
7.530

1930
1931
1932
1933
1934

237
164
546
127
20

649
636
649
727
695

738
717
421
367
248

1*740
1,684
1*566
1,512
1,734

2*229
2*065
1,708
1.336
1.261

28*828
27*430
22*316
20*813
23*854

7*247
6,800
6*145
4*697
5.417

1935
1936
1937
1938
1939

9
3
9
10
3

222

221
327
342
278
318

1*806
1,688
1,578
1*569
1*559

1.274
1.472
1*627
1*697
1*823

26*009
29*643
30*272
30*317
33.119

5*425
5,368
5.293
5.242
5.203

1940
1941
1942
1943
1944

3
2
2
4
6

331
363
378
373
451

1*531
1*520
1*504
1*494
1*550

1.937
2*070
2*167
2*322
2.551

36*816
41*226
44 » 584
58*783
70*143

5.164
5,130
5,101
5*060
5*036

1945
1946
1947
1946
1949

5
24
28
43
14

491
600
679
752
805

1*620
1*679
1*766
1.800
1,904

2*841
3.183
3.530
3.733
3*911

81*491
85*698
83*149
85*081
64*853

5*015
5*012
5*012
4*996
4*967

1950
1951
1952
1953
1954

29
33
42
46
29

1,052
1*268
1*613
1.677
1*534

1*975
2*062
2*198
2*259
2*366

4.205
4.442
4.661
4,961
5.320

89*691
94*394
101*253
103*418
108*607

4.971
4.946
4.925
4.874
4.834

1955

72

1.319

2*416

5,296

107*736

4*743




42

Continental United States

State Commercial Banks—Table A-3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]

Loains

.cans
Year
Total

Real
estate

All
other

Collateral

1896
1897
1898
1899

1.770
1.723
1.897
2*210

418
399
401
421

644

2.421
2.854
3.275
3.611
3.674

457
513
581
661
718

.057
,350
,569
,681
,559

1,125

1905
1906
1907
1908
1909

4.292
4,778
5.148
4.604
5.029

829
979

1,946
2,044
2.117
1,733
1.953

1910
1911
1912
1913
1914

5.618
5*822
6*267
6*661
6.973

1915
1916
1917
1918
1919

7,171
8*300
9.645
10.494
11.912

Collateral

All
other

669
740
813

1900
1901
1902
1903
1904

Total

Real
estate

708

655
756
976

Year

1,060
1.052
1*141
1.327
1*448

1,602
1*733

1,698
1,809
1.961
2.210
2.299
2.425

1,397

1920
1921
1922
1923
1924

15*063
14*410
13.849
15.620
16.323

2,995
3,074
3,300
3,780
4,175

4,925
4,644
4,582
5.122
5.349

7*143
6,692
5,967
6.718
6,799

1,517
1,755
1,971
1,819
1,935

1925
1926
1927
1928
1929

17.630
18.762
19.083
19.567
21,308

4,636
5*056
4,930
4,908
4,901

5,993
6,403
6*817
7.289
8,095

7,001
7,303
7,336
7,370
8.312

2,120
2,097
2,212
2.246
2,169

2,171

1930
1931
1932
1933
1934

20,169
16,145
11.735
8.355
8,039

4,678
4.177
3.342
2.880
2.335

7,819
6,156
3,891
2.494
2,636

7,672
5,812
4,502
2,961
3,068

2.393
2.929
3.413
3,492
4,421

2*969

1935
1936
1937
1938

7,597
7,852
8,674
7,811

2,200
2.164
2.224
2,241

2,405
2,420
2*516
1*861

2.992
3,268
3,934
3,709

907
991

1*269

2,277
2,453
2,680
3*106

3,410
4.022
4,703
5*066

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farm land

To
others

1939

On
residential
property

Other
loans
to
individuals

Other

1,751

318

1940
1941
1942
1943
1944

3,237
9,427
9.369
6,500
9,816

3,3)6
4,000
4,141
3,445
3,650

1,332

1.001

1945
1946
1947
1948
1949

11,329
12,690
14,915
17,622
18,522

3,829
5,050
6*679
8*111
7.908

1 » 794
1,254
754
666
1*290

1,754
1*261

1950
1951
1952
1953
1954

20,208
24*341
26*180
28*606
29,664

8.197
10.955
11.853
12*802
12,787

1*168
1,001
1,195

1955

35,759

15,284

306
368
391
775

374
368
331
377

,516
,665
.7
74
.726
• 689

636
544
462

315
398
477
535
550
583
635
657
664
707

4.467

1,407

492
526
470
511
64
4

1*969

934

776

6,954

975

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to
the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.




329
335
322
297
296

All
other

1.689
2.128

2.854
3.545
3.826
5,142

5,362
5,781

5,978

554
570
542
482
427

1,842
2,121
1,868
1,076
1,074

322
345

420
579
763
903
970

1,217
1.656
2.310

2.954
3.269

311
344
442
497
422

• 026
.143
,215
,322
,432

4,057
4.594
5*082
6*192
6,378

473
653
703
7.
36
747

7,447

1,246

1,680

Note.—In this table blanks indicate that amounts are either less than
$500,000 or zero.

Continental United States

43

Table A-3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Investments
Year

U.S.
Government
obligations

Total

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Cash items
in process
of collection

Total

Currency
^and
*coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

355
402
447
555

75
79
81
88

80
89
100
121

200
234
266
346

528
622
671
636

46
52
40
111

187
203
208
220

295
367
423
505

160
165
178
179

2*813
2.912
3.193
3.780

1900
1901
1902
1903
1904

635
791
877
991
1.135

88
75
57
56
48

128
139
143
160
192

419
577
677
775
895

874
1.059
1*046
1*073
1*326

96
195
108
96
119

227
264
264
283
325

551
600
674
694
882

185
193
222
230
247

4*115
4.697
5.420
5.905
6.382

1905
1906
1907
1908
1909

1.319
1.322
.383
.394
.559

44
35
29
27
28

210
200
223
230
256

1,065
1,087
1*131
1,137
1.275

1.339
1.431
1*549
1*621
1*843

149
175
181
159
226

321
354
399
463
527

869
902
969
999
1,090

267
289
310
335
349

7.217
7*820
8*390
7.954
6*760

1910
1911
1912
1913
1914

.581
*708
.854
.851
1.991

24
26
29
19
18

260
302
351
360
389

1*297
1.380
1,474
1*472
1*584

1.838
1*960
2*045
2*022
2*160

274
201
200
195
230

556
561
564
580
593

1.008
1*218
1.281
1,247
1,337

395
431
472
490
555

9.432
9*941
10,638
11*024
11.679

1915
1916
1917
1918
1919

2*131
2*551
2*876
3*643
4i711

17
37
257
1.018
1.922

419
508
548
605
625

1*695
2*006
2*071
2.020
2*164

2.397
2»796
3.271
3.043
3*666

183
254
238
271
553

596
644
712
483
517

1*616
1*896
2*321
2*239
2*596

617
650
779
910
1*068

12*316
14.297
16,571
18.090
21.357

1920
1921
1922
1923
192*

.350
*441
.846
.297
*576

• 501
*345
• 607
.948
• 813

607
650
732
780
878

2*242
2.446
2*507
2*569
2*885

3,771
3.236
3*633
3.717
4*332

601
560
737
654
1*036

562
482
451
453
510

2.608
2*194
2*445
2*610
2*786

1*058
1*107
1*145
1.244
1.381

24.242
23*194
23.473
25.878
27.612

1925
1926
1927
1928
1929

6*05^
6.387
6.777
7.324
7.032

1.942
1.948
1.900
2*044
2*071

933
1.076
1.170
1.160
1.117

3.180
3.363
3.707
4*120
3*844

4*874
4*780
4*924
4*478
4.725

1.149
1*115
1*255
997
1*165

534
552
530
455
444

3*191
3*113
3*139
3*026
3.116

1.591
1*650
1*734
1*929
2*116

30*150
31.579
32*518
33.298
35.181

7.517

2*126
2.760
2.903
3.469
4.477

1*218
1*327
1.185
1*109
1*135

4.173
3.937
3.006
2*141
2.129

5*502
5.029
3.490
3.259
3.959

1*851
1*264
680
742
463

459
449
379
296
292

3*192
3*316
2*431
2*221
3.204

2*109
2*369
1*666
1*365
1*385

35*297
31*587
23*985
19*698
21,124

10*042
9*491
10.476

5.614
6.909
6.377
6.108
6*986

1.293
1*338
1*338
1.355
1.595

2*130
2*371
2*327
2*028
1.895

4*941
6*129
6*627
7*361
8*792

536
966
973
846
. 993

327
417
434
412
423

4*078
4.744
5*220
6*103
7,376

1*321
1*330
1.292
1.205
1.177

22*896
25.929
26.635
25,868
28.303

10.9JQ
T27398
14*848
25.389
32*655

7,503
9*028
11*562
22.393
29*841

1.685
1*655
1*608
1*496
1*443

.723
,715
.678
• 500
.371

10*769
11.322
10*569
10*821
11.664

618
1.004
1.020
1.292
1.617

461
587
618
692
700

9.690
9,731
6*931
8.637
9.347

1.071
981
905
829
754

30.988
34,126
35*691
45.539
54,889

flfO»609
34*858
32*595
31.738

37.085
37,278
31*262
28*707
27.734

1*582
1*631
2*067
2*384
2.523

*441
,700
.529
1.504
1.481

12*613
13.811
13.363
13.753
13.844

1.218
2.249
2.273
2.209
2*410

709
723
884
998
995

10*686
10.839
10,206
10,546
10,439

704
700
689
748
748

64,754
67,610
63*825
64,718
64*852

1950
1951
19S2
1953
1954

32*64Ll
30*690
32.222
31.503
34*238

28,205
25*556
26.574
25.687
27.750

3il04
3*555
4*044
4*324
4(990

1.532
1,579
1,604
1,492
1,498

13,355
15.187
16,775
16*678
16.933

2.478
2.793
3.348
3*279
3.391

883
905
1.156
1,254
1*290

9*994
11*489
12.271
12*345
12*252

619
891
987
1.022
1*139

67.223
71.109
76*164
76*009
81*974

1955

36.189

28.599

5(774

1.816

16.134

4,357

1,317

12*460

1.426

91*508

1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949

•s~. 6 zC
7.094
6»719_

/ 1 /4T"
9*037

lU.tlff

4p,|ga
1

Note.—In this table blanks indicate that amounts are either less than
$500,000 or zero.




44

Continental United States

State Commercial Banks—Table A-3




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figur s as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Deposits

Year
Total

Interbank

1896
1897
1898
1899

2*. 001
2,101
2,376
2*934

1900
1901
1902
1903
1904

3,171
3,864
4,246
4,5 46
4,905

198
230
256

1905
1906
1907
1908
1909

Other
demand

Q^imt

Other
time

116

1.241

152
194

1.299
1.488
1.652

644
673
736
888

344

1.984
2.467
2,595
2.745
2.944

989
1*167
1,395
1,534
1,617

5,622
6,101
6,539
6*096
6,857

362
362
409
390
455

3.360
3.637
3.816
3,530
4.033

1*900
2*102
2,312
2*176
2,369

1910
1911
1912
1913
1914

7,390
7,780
8*394
8*667
9,246

404
486
458
464
534

4,260
4,232
4,605
4*646
5*198

2.706
3*062
3*331
3,557
3*514

1915
1916
1917
1918
1919

9,794
11*742
13,7 33
14,693
17*319

603
797

3,723
4*419
5*076
5*358
6*326

1920
1921
1922
1923
1924

129

267

989

13

922
975

506
349

5,468
6,526
7,655
7,907
9,669

19,523
18,289
19,210
21,276
22*994

904
771
871
1,032
1,453

88
158
56
115
64

10,895
9,858
10,479
11*259
11,894

7*636
7,502
7,804
8*670
9*583

1925
1926
1927
1928
1929

25*318
26.307
26,926
26*9 37
27.799

1*476
1,425
1,708

76
92
95

1*755

149

13,296
13,668
13,749
13,392
14,252

10*470
11»122
11,374
11*874
11*643

1930
1931
1932
1933
1934

28,032
25,113
18.229
15,337
16,914

2,279
2,288
1,509
1*467
1*814

128
213
221
410
848

13,966
11,916
8,914
7.879
8*327

11*659
10*696
• 585
• 581
,925

1935
1936
1937
1938
1939

18,965
21,965
22*629
22*0 51
24,478

2*234
2,735
2.547

386
454
292

3.338

289

10*214
12*311
12.793
12.177
13*692

,151
• 465
6,997
7*042
7,159

1940
1941
1942
1943
1944

27,233
30.3 15
31.860
41.586
50,650

4.085

287

15*458
18*103
19,874
25*947
28*039

7,403
7*641
7*515
8*423
10*047

1945
1946
1947
1948
1949

60,193
62,830
58,786
59,4 08
59,319

31*888
37*468
38*097
38*074
37.870

12,724
15,104
15,917
16,353
16,571

1950
1951
1952
1953
1954

16,773
16,721
17»6B9
19*015
20»475

1955

21*574

1,581

2,628

90

204

4,339

232

3*781
3*732
3*796

690
3,484
8,766

4*335
4,493
4,249

11*246
5,765
523

3,993

885

61,416
64,886
69.6 45
71.073
74,706

4,073
4,321

1,436
2»459

5,004
5.747

1,506
2.315

39.134
41.385
44.540
45,548
46,169

82*881

6,928

2*.315

52,064

For note sue opposite page.

4*131

4*927

850

2*489

Continental United States

45

Table A-3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]

Year

Nat onail
ha
no"£

Borrowings

otliatiUties

Surplus and
other
capital
accounts

^P*31

Total
liabilities
and capital
accounts

Number
of
banks

1896
1*97
1696
1899

16
19
13
16

50
49
57
58

483
471
469
475

263
272
278
297

2,813
2,912
3,193
3*780

7,765
7*828
7,949
8,253

1900
1901
1902
1903
1904

23
26
26
27
31

56
73
66
62
67

516
546
626
697
762

349
368
456
573
617

4*115
4*897
5,420
5*905
6*382

8*696
9,261
9,956
10*879
11,707

1905
1906
1907
1906
1909

36
48
76
68
68

121
101
104
93
81

782
848
687
910
949

656
722
764
787
825

7,217
7.820
8.390
7.954
8*780

12*488
13,739
14*939
15*714
16*212

1910
1911
1912
1913
1914

92
94
96
120
147

106

ItOOO

156

1,008

177

165
165

1*036

1.099
1*126

844
903
935
973
995

9*432
9*941
10,638
11,024
11,679

17,376
17,913
18,478
19,197
19,718

1915
1916
1917
1918
1919

132
104
121
513
845

208
186

1*149
1*192

302
390
541

It272
1*329
1*386

1,033
1*073
1*143
1*165
1*266

12*316
14,297
16.571
18*090
21.357

19,793
20,166
20,699
21.157
21,368

1920
1921
1922
1923
1924

1.133
1*198
571
605
456

608
566
496
651
656

1*553
1*673
1*677
1*752
1*792

1*425
1*468
1,519
1.594
1*714

24.242
23,194
23,473
25,878
27,612

22,267
22,306
21*676
21,593
20.906

1925
1926
1927
1928
1929

455
504
479
785
944

709
834
956

1*844
1*926
1*967

1*177

2.017

1*824
2*008
2*188
2*362
2*849

30*150
31,579
32.518
33.298
35*181

20*376
19*770
18*860
18*113
17.440

1930
1931
1932
1933
1934

3*092
2.933
2,418
1*909
1*854

35.297
31.587
23.985
19,698
21,124

16,432
14.854
12,589
9.310
9,931

1,766
1,641
1,935
1,869
1*954

22,896
25,929
26,635
25,868
28.303

10*063
9*961
9*601
9*625
9.464

1*975
2,050
2*101
2*233
2,442

30,988
34,128
35,691
45,539
54,889

9.370
9.304
9.252
9,137
9,102

2,708
3,014
3*056
3*203
3,391

64,754
67.810
63,625
64,718
64,852

9,111
9,140
9,170
9,191
9,164

67,223
71,109
76,164
78,009
61,974

9,175
9,161
9*144
9,131
9,102

91*508

9,037

1*332

2*257

524
317
720
395
143

1*393
1*160

2*256
2*064

825
626
437

.793
*431
,776

1935
1936
1937
1938
1939

52
47
37
25
20

338
373

,735
,703

369

*645

291

»560

1940
1941
1942
1943
1944

16
13
14
24
80

248
259
234
224

1*516
1*491
1,482
1.472

248

1*469

1945
1946
1947
1948
1949

64
62
35
22
16

307

1*482

1950
1951
1952
1953
1954

21
42
52
68
26

578
735

746

1,729

613
689

1*800
1*864

3,601
3,782
3*992
4,255
4,489

1955

78

1*357

2,129

5*063

»614

289

388

1*516

422
536

1*526
1*549

550

Note.—In this table blanks indicate that amounts are either less than
$500,000 or zero.




1.576
1*607
1*664

46

Continental United States

Mutual Savings Banks—Table A-4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Loans

Loans

Year
Total

84
77
77
97

858
901
948
999
1*049

109
114
130
141
133

60
65
65
65
64

1*121
1*202
1*282
1*326
1*349

133
154
153
129
125

66
73
74
64
59

»685
2*001
2*085

1*500
1*570
1*677
1*780
1*866

134
134
138
150
140

60
69
70
71
79

2*143
2*196
2*321
2*292
2f318

1*916
1*986
2.109
2*094
2*100

144
148
145
131
141

83
62
67
67
77

1899
1900

1.027

1901

uoeo

1902
1903
1904

1*143
1*205
1*246

1905
1906
1907

1*320
1*429
1*509

1908
1909

*533

1910

»694

1911

.773

1914

1916
1917
1918
1919

co'" -

SSL

<z

62
66
61
59

1898

1915

Total

728
752
777
815

874
895
915
971

1696
1897

1912
1913

«S5,

C*

SSL

Year

*519

1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938

2*627
2*650
2*961
3*337
3*753

2*291
2*502
2*715
3*086
3*529

210
199
165
168
146

126
149
61
83
76

4*155
4*574
5*017
5*458
5*830

3.923
4.325
4*760
5*171
5*483

162
184
194
228
282

70
65
63
59
65

5.947
6*108
6*071
5*680
5*590

5*635
5*869
5.903
5,752
5,480

261
191
126
97
83

51
48
40
31
27

5*289
5*040
4*965
4*905

5.196
4*956
4,864
4,826

70
58
51
47

23
26
30
32

Loans'

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On
farm land

To
others

On
residential
property

Other
loans
to
individuals

Other

21

17

3,871

912

1940
1941
1942
1943
1944

4.917
4.949
4*815
4*575
4*405

30
34
29
20
20

14
12
9
8
6

30
26
28
25
24

3*904
3.921
3*625
3.646
3*519

901
909
890
651
806

1945
1946
1947
1948
1949

4.299
4*347
4*686
5*234
6*050

25
26
29
35
36

5
4
3
2
2

24
24
26
32
39

3*422
3*457
3*775
4*349
5.108

793
600
800
974

1950
1951
1952
1953
1954

7*203
9*020
10.509
12*092
13*890

42
26
30
34
48

2
3
3
4
5

44
46
48
50
55

6.147
7.833
9.145
10.574
12.181

1955

16.172

41

5

59

14.339

All
other

1939

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to
the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.




20
22

38
45
34
5
6

1.026

24
29
35
53
60

6
7
18
9
6

1.138
1*258
1*361
1*468
1*645

69
91
94
110
123

7
10
7
9
18

1*775

133

24

Note.—In this table blanks indicate that amounts are either less than
$500,000 or zero.

Continental United States

47

Table A-4— Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

1896
1897
1896
1899
1900
1901
1902
1903
1904

Obligations
of States
and political
subdivisions

Other
securities

Cash items
in pr ocess
of collection

Total

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total

482
508
544
561

230
252
277
347

91
99
115
117

1
1
1

18

1*047

158
156
147
139

17
17
17

73
81
97
99

46
47
50
55

1.881
1.957
2*048
2*190

1*134
1*215
1*277
1*325
1*370

105
78
62
46
38

567
595
624
652
657

462
542
591
627
675

121
125
124
122
135

1
1
1
1
1

18
17
16
16
17

102
107
107
105
117

46
46
55
59
63

2*326
2*466
2*599
2.711
2*814

1905
1906
1907
1908
1909

1*452
1.517
1*540
1*544
1*593

30
22
20
16
14

673
694
684
682
719

749
801
836
846
860

134
133
142
158
159

1
1
1
1
2

17
16
21
22
16

116
116
120
135
139

63
60
61
60
59

2*969
3.139
3*252
3*281
3*344

1910
1911
1912
1913
1914

1*684
1*705
1*764
1*803
1*840

13
12
13
12
12

765
759
750
804
642

1*001

906
934

987
986

156
170
167
172
196

1
1
1
1
3

20
15
16
16
21

135
154
150
155
172

64
56
61
71
73

3*598
3.706
3.877
4.047
4.194

1915
1916
1917
1918
1919

1»825
1*963
2*089
2*131
2*503

11
14
50
200
561

813
851
864
783
748

1*001
1*098
1*175
1»146
1*194

208
237
240
224
225

2
2
2
3
4

24
24
26
23
24

182
211
212
198
197

81
84
89
96
95

4,257
4*480
4.739
4.745
5*141

1920
1921
1922
1923
1924

2*646
2*809
2*968
3*150
3*164

783
939
971

650
680
697
670
677

1*213
1*190
1.300
1*364
1*365

225
209
228
218
247

3
3
3
3
4

26
24
31
27
27

196
182
194
188
216

88
96
105
107
120

5*586
5*964
6*262
6*812
7.284

1925
1926
1927
1928
1929

3*302
3*337
3*464
3*661
3*621

1*076

709
758
827
900
905

1*517
1*609
1*805
2*043
2*112

240
236
255
238
219

4
4
4
4
3

27
26
28
28
30

209
208
223
206
186

134
149
164
180
203

7.831
8*298
8*920
9*557
9*873

1930
1931
1932
1933
1934

3*697
4*287
4*129
4*047
4*190

499
590
687
733
984

920
957
911
896

2*278
2.659
2*485
2*403
2*310

291
388
437
425
511

4
5
5
5
5

32
35
51
59
50

255
348
381
361
456

229
269
354
496
647

10.164
11.052
10*991
10*846
10,936

1935
1936
1937
1938
1939

4*441
4*780
5*074
5*158
5*336

1*538
2*049
2*350
2*680
3*040

866
773
793
704
647

2*037
1*958
1.931
1.774
1*649

520
541
527
575
697

4
5
5
5
6

43
48
49
56
64

473
488
473
514
627

796
922
930
907
849

11.046
11*283
11.496
11*545
11.771

1940
1941
1942
1943
1944

• 247
.348
• 522
• 654
• 545

3*108
3*420
3*880
5*279
7*294

551
536
388
234
156

1*588
1*392
1*254
1.141
1*095

977
966
751
720
533

9
10
9
10
9

74
76
79
78
74

894
880
663
632
450

784
706
567
458
327

11*925
11*969
11*655
12*407
13*810

1945
1946
1947
1948
1949

10*606
12*745
13*654
13*992
14*044

9*572
11.419
12*140
11*976
11.657

102
91
65
79
77

1*134
1.235
1.449
1*937
2*310

582
745
839
632
800

10
15
17
17
19

76
84
84
92
97

496
646
738
723
684

235
164
183
194
211

15,924
18,021
19*362
20*252
21*105

1950
1951
1952
1953
1954

13*989
12.677
12*582
13*033
13*069

11*569
10*205
9.606
9.464
9*017

85
81
234
378
532

2*335
2*391
2.742
3*191
3.520

832
851
966
867
987

31
29
37
28
31

90
99
101
106
118

711
723
828
731
838

228
287
321
341
369

22*252
22*835
24*378
26*333
28*315

1955

12*818

8*676

656

3.486

989

38

119

832

403

30*362

870
916
968

1.112
1*122
970
852
738
604

11.038

NOTE.—In this table blanks indicate that amounts are either less than
$500,000 or zero.




48

Continental United States

Mutual Savings Banks—Table A-4




[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Deposits
Year
Total

U. S.
Government

Interbank

Other
demand

Other
time

1896

1*717

1897
1898
1899

1.785
1.670
2 ,OOO

1900
1901
1902
1903
1904

2*129
2*261
2*390
2.505
2*602

1
1

2*129
2*261
2*390
2*504
2*601

1905
1906
1907
1908
1909

2.744
2.911
3.032
3*016
3.094

1
1
1
2
3

2*743
2*910
3*031
3*014
3*091

1910
1911
1912
1913
1914

3.306
3*407
3*558
3.715
3.859

2
4
3
3
3

3*304
3,403
3,555
3.712
3*856

1915
1916
1917
1918
1919

3.893
4*124
4,355
4*353
4.728

3
3
3
4
4

3.889
4*120
4.352
4.348
4,723

1920
1921
1922
1923
1924

5,157
5.503
5*695
6*202
6.618

1925
1926
1927
1928
1929

7.071
7,465
7,996
8,555
8.884

7
17
9
7
9

7.064
7.448
7»987
,546
»875

1930
1931
1932
1933
1934

9.099
9,910
9,911
9,606
9.670

11
4
3
3
3

,088
,906
,908
,603
,667

1935
1936
1937
1936
1939

9.609
9.950
10.141
10.186
10*409

2
4
5
11
3

9*807
9,946
10,136
10,175
10.406

1940
1941
1942
1943
1944

10.608
10*624
10.372
11*122
12*449

3
4
3
6
6

10*605
10*620
10*366
11,115
12*440

1945
1946
1947
1946
1949

14*400
16*251
17*442
18*211
18*949

1
2
2
3
2

9
14
14
15
15

14,390
16,235
17,425
18,193
18,932

1950
1951
1952
1953
1954

19.943
20*404
21*783
23*628
25.440

1
2
2
3

2
2
2
2
3

19
18
24
35
46

19*922
20*383
21,755
23*589
25,388

1955

27.334

3

3

51

27,277

For notu sw: opposite pape.

1

1
1
1
1

5*149
5.495
5.689
6,196
6*612

1

1
1
1

1

1.717
Ii784
1*670
2 »000

Continental United States

49

Table A-4—Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]

Year

National
bank
notes

Borrowings

Q,,
liabilities

., ,
CaP1*81
r

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Numh«Number
<*
oanKs

1896
1897
1896
1899

1
1
1
2

163
171
177
188

1.881
1*957
2*048
2*190

638
641
633
624

1900
1901
1902
1903
1904

2
2
2
1
3

197
203
207
205
209

2*328
2*466
2*599
2*711
2*814

626
630
624
619
622

1905
1906
1907
1908
1909

3
3
2
2
1

222
225
218
263
249

2*969
3*139
3*252
3*281
3*344

615
621
625
630
636

1910
1911
1912
1913
1914

2
8
4
4
2

290
291
315
327
333

3*598
3*706
3*877
4*047
4*194

637
632
628
621
628

7
5
7
19
16

356
351
376
371
395

4*257
4*480
4*739
4*745
5*141

627
623
621
624
620

1
1
1

8
11
11
12
13

420
449
555
598
653

5*566
5*964
6*262
6*812
7*284

618
620
616
615
613

1

1915
1916
1917
1918
1919
1920
1921
1922
1923
1924

1
1
1
2
2

"

1925
1926
1927
1928
1929

1
1
2

11
13
14
15
16

748
820
909
986
971

7*831
8*298
8.920
9*557
9.873

610
608
605
603
598

1930
1931
1932
1933
1934

1
4
16
16
6

U
13
23
28
21

1*053
1.125
1*041
1*198
1*241

10*164
11*052
10*991
10*848
10*936

594
586
583
564
565

1935
1936
1937
1938
1939

5
3
3
3
1

19
17
15
19
21

1*213
1*313
1*337
1*337
1.340

11*046
11*283
11*496
11*545
11*771

559
555
552
552
543

25
35
37
41
39

1.292
1*310
1.246
1*244
1*322

11*925
11*969
11*655
12*407
13*810

542
541
536
537
536

48
57
78
86
90

1*475
1»712
1*842
1*955
2*065

15*924
18*021
19*362
20*252
21*105

534
533
533
532
530

120
145
157
189
249

2*189
2*285
2.438
2*516
2*626

22*252
22.835
24.378
26*333
28*315

530
529
529
528
528

291

2*757

30*362

528

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955

1
1
1
1

NOTE.—In this table blanks indicate that amounts arc either less than
*500,000 or zero.




Appendix B
REVISED SERIES AND FORMER SERIES

PAGE

TABLE B-l. TOTAL ASSETS AND TOTAL CAPITAL ACCOUNTS OF ALL BANKS
IN THE UNITED STATES, 1896-1955

53

TABLE B-2. TOTAL LOANS OF ALL BANKS IN THE UNITED STATES,
BY CLASS OF BANK, 1896-1955

54

TABLE B-3. TOTAL INVESTMENTS OF ALL BANKS IN THE UNITED STATES,
BY CLASS OF BANK, 1896-1955

56

TABLE EA. UNITED STATES GOVERNMENT OBLIGATIONS HELD BY ALL BANKS
IN THE UNITED STATES, BY CLASS OF BANK, 1896-1955

58

TABLE B-5. TOTAL DEPOSITS OF ALL BANKS BY CLASSES AND DEMAND
DEPOSITS ADJUSTED AT ALL BANKS IN THE
UNITED STATES, 1896-1955

60

TABLE B-6. NUMBER OF BANKS IN THE UNITED STATES,
BY CLASS OF BANK, 1896-1955

62




TABLE B-l
TOTAL ASSETS AND TOTAL CAPITAL ACCOUNTS OF ALL BANKS IN THE UNITED STATES, 1896-1955
REVISED SERIES COMPARED WITH SERIES PREVIOUSLY AVAILABLE
[In millions of dollars]
Total capital accounts

Total assets

Revised
series

June 30

Difference— excess (+},
or deficiency (— )
Comptroller
of the
Currency

Federal
Deposit
Insurance
Corp.

Revised
series

Difference— excess (+),
or deficiency (— }
Comptroller
of the
Currency

8,048
8,432
9,218
10,679

+494
+610
+609
+774

1,893
1,877
1,878
1,907

+147
+152
+153
+172

11,388
13,037
14,026
14,901
15,848

+607
+714
+707
+644
+695

2,075
2,200
2,473
2,760
2,935

+169
+174
+182
+172
+190

1905
1906
1907
1908
1909

17,511
18,740
20,114
19,946
21,489

+636
+632
+515
+413
+349

3,066
3,285
3,492
3,627
3,750

+172
+170
+165
+120
+110

1910
1911
1912
1913
1914

22,922
24,026
25,372
26,103
27,349

+534
+466
+466
+462
+456

3,984
4,133
4,269
4,443
4,503

+157
+127
+105
+106
+108

1915
1916
1917
1918
1919.

28,363
32,697
37,540
41,097
47,603

+650
+537
+552
+577
+275

4,643
4,718
4,988
5,113
5,409

+120
+124
+130
+123
+103

53,094
49,633
50,368
54,144
57,420

+622
+367
+351
+510
+626

6,019
6,385
6,599
6,818
7,073

+99
+76
+73
+48
+61

1896
1897
1898
1899
1900
1901...
1902
1903
1904

1920
1921
1922
1923
1924




. .

. . .

*
i

Total assets

June 30

Federal
Deposit
Insurance
Corp.

Revised
series

Total capital accounts

Difference —excess (+),
or deficiency (— )
Comptroller
of the
Currency

Federal
Deposit
Insurance
Corp.

Revised
series

Difference— excess (+),
or deficiency (— )
CompFederal
troller
Deposit
of the
Insurance
Currency
Corp.

1925
1Q26
1927
1928
1929

62,232
65,079
67,893
71,121
72,315

+631
+699
+279
+328
+963

7,384
7.841
8,301
8,954
9,750

1930
1931
1932
1933..
1934

74,290
70,070
57,295
51,359
55,915

+1,147
+669
+430
+380
+81

10,372
9,872
8,525
7,388
7,865

1935
1936
1937
1938
1939

59,951
66,854
68,402
67,730
73,193

-103
+34
-91
-102
+44

7,815
8,016
8,123
8,107
8,236

+33
+99
-59
-20
-2

1940
1941
1942
1943
1944

79,729
87,324
91,930
116,729
138,842

+46
+24
+73
+76
+81

8,252
8,441
8,500
8,765
9,333

-2
-10
+9
+6
+17

1945.
1946
1947
1948
1949

162,169
171,529
166,336
170,052
170,810

+104
+141

10,126
11,104
11,719
12,239
12,846

+19
+20

1950
1951
1952
1953
1954

179,165
188,338
201,795
207,760
218,896

1955

229,626

-1

+i'
+6
+2
+2
+2

13,577
14,235
15,038
15,791
16,664
17,663

+76
+82
+77
+109
+138

.

+145
+96
+40
+56
+65

-2
+2
+1
+1
-1

TABLE B-2
TOTAL LOANS OF ALL BANKS IN THE UNITED STATES, BY CLASS OF BANK, 1896-1955
REVISED SERIES COMPARED WITH SERIES PREVIOUSLY AVAILABLE
[In millions of dollars]
CD

All banks

Commercial banks

Difference —excess (+), or deficiency (— )
June 30

Revised
series

Comptroller Federal De- Banking and
of the
posit Insur- Monetary
Currency
ance Corp. Statistics >

Mutual savings banks

Difference— excess (+), or deficiency (— )

Bowser
and
Pearson *

Revised
series

Comptroller Federal De- Banking aud
posit Insurof the
Monetary
ance Corp. Statistics '
Currency

Difference —excess (+), or deficiency (— )
Revised
series

CD

Comptroller Federal De- Banking and
of the
posit Insur- Monetary
Currency
ance Corp. Statistics l

3,741
3,701
4,060
4,718

+336
+362
+328
+491

874
895
915
971

+28
+18
-5
+20

+420
+488
+476
+519
+570

5,065
5,835
6,521
7,052
7,299

+412
+471
+443
+474
+524

,027
,080
,143
,205
,246

+25
+33
+53
+67
+62

+534
+568
+578
+347
+127

+532
+568
+574
+351
+201

8,220
9,013
9,810
9,243
10,015

+484
+515
+561
+365
+184

,320
,429
,509
,519
,533

+50
+53
+17
-19
-57

12,766
13,228
14,124
14,821
15,502

+273
+217
+211
+230
+206

+239

+273
+216
+211
+231
+245

11,072
11,455
12,239
12,820
13,416

+306
+254
+246
+268
+244

+245

,694
,773
,885
2,001
2,085

-33
-37
-35
-38
-39

-7

15,976
18,263
20,902
22,863
25,132

+264
+382
+302
+370
+201

+318
+283
+380
+489
+442

+323
+291
+377
+459
+409

13,834
16,067
18,581
20,571
22,814

+292
+407
+349
+393
+219

+315
+299
+396
+498
+451

2,143
2,196
2,321
2,292
2,318

-27
-25
-47
-23
-18

+4
-16
-16
-9
-9

1920
1921
1922
1923
1924

31,189
29,236
28,000
30,734
32,030

+734
+735
+551
+749
+926

+457
+309
+373
+462
+621

+350
+248
+250
+336
+489

28,562
26,386
25,040
27,397
28,278

+698
+695
+594
+773
+950

+459
+313
+388
+474
+634

2,627
2,850
2,961
3,337
3,753

+36
+40
-42
-24
-23

-2
-4
-14
-12
-12

1925
1926
1927
1928
1929

34,378
36,658
37,949
39,946
41,944

+937
+983
+1,005
+972
+718

+649
+623
+741
+439
+363

+496
+482
+571
+463
+413

30,222
32,084
32,932
34,488
36,114

+964
+1,033
+1,053
+1.026
+689^

+662
+635
+754
+453
+376

4,155
4,574
5,017
5,458
5,830

-28
-50
-48
-54
+29

-14
-12
-13
-14
-13

1896
1897
1898
1899

4,615
4,596
4,976
5,689

+364
+380
+324
+511

1900
1901
1902
1903
1904

6,093
6,914
7,664
8,257
8,545

+438
+503
+496
+541
+586

1905
1906
1907
1908
1909

9,540
10,442
11,319
10,763
11,548

1910
1911
1912
1913
1914
1915
1916
1917
1918
1919




. . .

.

i.
I

1930
1931
1932...
1933
1934

40,990
35,416
28,071
22,337
21,309

+674
+409
+164
+117

+493
+131
+183

1935
1936
1937
1938
1939

20,240
20,640
22,435
21,033
21,300

-30
—61
-96

+27
+4
+25
+51
—20

1940
1941
1942 ...
1943
1944

22,311
25,273
25 063
22,248
25,435

-30
-38
—15
+6
+16

-HI

1945
1946
1947
1948--.
1949

27,996
31,506
38,365
45,100
47,078

+22
+21

1950
1951
1952
1953
1954

52,001
63,841
69,742
77,117
81,225

1955 . . .

91,353

35 043
29,307
22 001
16,457
15,719

+623
+351
+235
+178

+504
+141
+195
+108

+51
+57
—70
-61
-57

— 11

+19

5 947
6,108
6,071
5,880
5,590

14,950
15 600
17,471
16,128
16 411

+22
+13
-49
-81
-14

+41
+41
+39
+75
-12

5,289
5 040
4,965
4,905
4 889

-53
—74
-46
-22
—6

-15
-37
-13
-24
—8

—29
-38
—24
+2

17 393
20,324
20 249
17 673
21,029

—22
-29
—15
+6
+15

—21
-29

_|_1

—9
-9

+8
+20

4 917
4,949
4 815
4 575
4,405

—9
—9
_7
—6
-9

+17
+20

23,697
27 159
33 679
39 866
41 028

+22
+20

+25
+29

+94
+3

+32

-103

-20

-|_1

+1
+2

+2

+2
+1

+2
+1

+352

+32

+237
+134

+30
-32
-39
-79

44 798
54,821
59 233
65,025
67,335
75 181

+89

— 16

_j_l

-j-1

+3

+3

+2

+2

4,299
4 347
4,686
5 234
6 050
7 203
9,020
10 509
12,092
13,890

—11
—11
— 14

-16

-8
—9

+1

+1

+1

16 172

For notes see p. 59.




t
I
Cn

Oi

TABLE B-3
TOTAL INVESTMENTS OF ALL BANKS IN THE UNITED STATES, BY CLASS OF BANK, 1896-1955
REVISED SEKIES COMPARED WITH SERIES PREVIOUSLY AVAILABLE
[In millions of dollars]
Commercial banks

All banks
Difference— excess (+), or deficiency (— )
June 30

Revised
series

Comptroller Federal De- Banking and
posit Insur- Monetary
of the
ance Corp. Statistics l
Currency

Mutual savings banks

Difference —excess (+), or deficiency (— )

Bowser
and !
Pearson

Revised
series

Comptroller Federal De- Banking and
posit Insur- Monetary
of the
ance Corp, Statistics i
Currency

Difference —excess (+), or deficiency (— )
Revised
series

Comptroller Federal De- Banking and
posit Insur- Monetary
of the
Currency
rance Corp. Statistics l

818
886
1,002
1,207

+8
+45
+72
+54

870
916
968
1,047

+5
+25
+38
+21

+42
+70
+58
-60
-57

1,410
1,676
1,821
2,016
2,226

+40
+69
+70
+23
+12

1,134
1,215
1,277
1,325
1,370

+6
+2
-9
-40
-32

t3
+67

+130

-11
+11
-89
+14
+138

2,523
2,563
2,744
2,912
3,153

+27
+59
+9
+36
+137

1,452
1,517
1,540
1,544
1,593

-1
-6
-14
+31

4,839
5,136
5,440
5,500
5,701

+159
+130
+127
+142
+167

+176

+123
+93
+89
+99
+169

3,156
3,431
3,676
3,697
3,861

+152
+141
+141
+157
+182

+178

1,684
1,705
1,764
1,803
1,840

+8
-11
-14
-15
-15

-2

1915
1916. . .
1917 .
1918. . .
1919

5,982
6,833
7,925
9,609
12,024

+150
+78
-16
+2
+53

+174
+226
+156
+169
+143

+169
+219
+161
+201
+177

4,156
4,870
5,837
7,478
9,521

+194
+114
+28
+45
+42

+202
+227
+159
+171
+124

1,825
1,963
2,089
2,131
2,503

-45
-36
-43
-43
+11

-29
-1
-2
2
+19

1920
1921
1922 .
1923
1924

11,043
11,169
12,328
13,474
13,843

-188
-88
-151
-132
-321

+203
+201
+118
+133
+185

+198
+157
+122
+133
+204

8,398
8,360
9,359
10,325
10,679

-117
-8
-113
-94
-267

+207
+214
+118
+140
+192

2,646
2,809
2,968
3,150
3,164

-70
-80
-39
-37
-54

-3
-13
-1
-6
-7

1925
1926
1927
1928 .
1929

15,056
15,562
16,649
18,146
17,305

-287
-219
-568
-585
-2

+76
+123
+212
-30
-13

+108
+176
+276
+364
+362

11,755
12,224
13,165
14,466
13,683

-237
-151
-529
-514
+152

+82
+131
+220
-21
-3

3,302
3,337
3,484
3,681
3,621

-49
-69
-39
-70
-155

-5
-9
-8
-8
-11

1896
1897
1898
1899

1,689
1,802
1,970
2,254

+14
+70
+110
+75

1900
1901
1902
1903
1904

2,544
2,891
3,098
3,341
3,595

+46
+71

1905
1906
1907
1908
1909

3,974
4,080
4,284
4,456
4,746

1910
1911 . .
1912
1913 .
1914




±S
-21
+25

I
s.

1930. . .
1931
1932 . . .
1933
1934

18,090
19 973
18,406
18 125
21 262

+188
—34
+236
+250
+38

+31
—9
-16
+63
+16

+619
+336
+169
+251
+38

14,392
15 686
14,277
14 078
17 072

+362
+154
+302
+306
+105

+39
-1
-8
+70
+30

3,697
4,287
4,129
4,047
4,190

-175
-188
-66
-56
-67

-9
-8
-8
-7
-14

1935
1936
1937
1938
1939 .

24 176
27,857
27 212
26 267
28,339

+30
+82
+31
+15
+40

+42
+81
+57
+37
+43

+31
+78
+30

19 735
23,077
22 138
21 109
23,004

+100
+155
+135
+33
+59

+56
+96
+98
+53
+60

4,441
4,780
5,074
5,158
5,336

-70
-73
-104
-18
-18

-14
-15
-41
-16
-16

1940
1941
1942
1943 . . .
1944

29,040
32 667
38 954
65.674
83 329

+45
+34
+57
+34
+38

+44
+32
+28
+39
+45

23,793
27 319
33 431
59,020
74 784

+60
+48
+55
+33
+41

+59
+47
+44
+53
+62

5,247
5,348
5,522
6,654
8,545

-15
— 14
+1
+1
-3

-15
-15
-17
-14
-17

101 724
105,163
92 729
87 982
86 794

+56
+70

+63
+76
—1

90 917
92,417
79 076
73 990
72 750

+57
+70

—I

+84
+99
_1

10,808
12,745
13,654
13,992
14 044

1945
1946
1947
1948
1949
1950
1951
1952 .
1953
1954

90 962
83 901
87,786
85 965
92 115

1955

92 897

—1
+2
_j_l

+2
+1

+2

+2

76 973
71 224
75,204
72 932
79 046

+2

+2

+1

+1

+1

-20
-24
+1

13 989
12,677
12,582
13 033
13,069

80 080

-1

12,818

For notes see p. 59,




§
afr^
x

TABLE B-4
UNITED STATES GOVERNMENT OBLIGATIONS HELD BY ALL BANKS IN THE UNITED STATES, BY CLASS OF BANK, 1896-1955
REVISED SERIES COMPARED WITH SERIES PREVIOUSLY AVAILABLE
[In millions of dollars]
Commercial banks

All banks

Difference —excess (-}-), or deficiency (— )

Difference —excess (+), or deficiency (— )
June 30

Revised
series

Banking and Federal DeMonetary posit InsurStatistics » ance Corp.

Bowser
and
Pearson *

Mutual savings banks

Revised
series

Banking and Federal DeMonetary posit InsurStatistics 1 ance Corp.

Bowser
and
Pearson *

Difference— excess (+), or deficiency (— )
Revised
series

Banking and Federal DeMonetary posit InsurStatistics > ance Corp.

Bowser
and
Pearson *

158
156
147
139

348
358
386
435

1896
1897
1898
1899

506
514
533
574

1900
1901
1902
1903
1904

611
603
579
588
600

—3
-11
-57
-68

+»

506
525
517
542
562

+32
+16
+3
-40
-51

105
78
62
46
38

-23
-19
-14
-17
-17

1905
1906
1907
1908
1909

600
620
636
722
747

-64
-68
-99
-57
-42

571
598
616
706
733

-46
-52
-93
-54
-31

30
22
20
16
14

-17
-16

1910
1911
1912
1913
1914

750
755
787
783
793

-36

-40
-37
-39
-44
-36

737
742
774
770
782

-36

-29
-28
-30
-39
-30

13
12
13
12
12

+1

-11
-10
-9
-6
-5

1915
1916
1917
1918
1919

778
753
1,349
3,243
5,425

-34
-10
-293
-264
-388

-34
-10
-293
-264
-388

767
740
1,300
3,043
4,864

-35
-12
-245
-168
-283

-28
-5
-237
-160
-283

11
14
50
200
561

+3
-46
-95
-105

-6
-4
-55
-104
-105

1920
1921
1922
1923
1924

4,420
4,201
4,818
5,715
5,381

-163
-130
-171
-113
-211

-163
-130
-171
-113
-211

3,638
3,262
3,846
4,604
4,260

-110
-124
-135
-101
-172

-110
-113
-124
-91
-161

783
939
971
1,112
1,122

-52
-6
-37
-10
-38

-52
-17
-48
-21
-49

1925
1926
1927
1928
1929

5,529
5,384
5,345
5,671
5,477

-231
-128
-58
-209
-22

-231
-128
-58
-85
+100

4,454
4,414
4,494
4,933
4,872

-178
-137
-97
-229
-69

-167
-127
-86
-93
+63

1,076
970
852
738
604

-52
+9
+40
+19
+47

-63
-1
+29
+8
+36




-3
-11

5,373
6 601
6,937
8,229
11,308

—124
—61
+42
+30
+30

+176
+113
+179
+209
+329

4,874
6 Oil
6,250
7,496
10 324

— 103
—3
+33
+20
+17

14,316
17,392
16,933
16,761
18,779

+58
+69
-21
+34
+36

+2 139
+2,585
+2,405

12 778
15,344
14,583
14 081
15,740

19,705
23,559
30,320
57,774
75,775

+39
+38
+21
+34
+38

1945
1946
1947
1948
1949 .

93,708
95,969
82,673
76,774
74,879

+51
+58
-6

-6

-J-2

+2

1950 ....
1951
1952
1953
1954

77,322
68,726
70,784
68,109
72,524

+2

+2

+1
+1

t

1930
1931
1932
1933 ....
1934
1935
1936
1937
1938
1939

.

...

.

1940
1941
1942
1943 ...
1944....

1955

;..

. .

l
1

71,946

499
590
687
733
984

-20
-58
+9
+10
+13

+62
+74
+20
+39
+40

1,538
2,049
2,350
2,680
3,040

—4
-3
-41
—5
-3

16,597
20,139
26 439
52,495
68,480

1
Changes for 1896-1941 based on data from Board of Governors of the Federal
Reserve System, Banking and Monetary Statistics (Washington, D. C., 1943), pp. 18, 19,
and 23; beginning with 1942, from Federal Reserve BULLETIN.




+207
+186
+189
+220
+337

+44
+44
+28
+41
+49

3,108
3,420
3,880
5,279
7,294

-5

84,136
84,549
70,533
64 798
63,221

+67
+76
-6

-6

+1

+1

65,753
58,521
61 , 178
58,645
63,508

+2

+2

+1

+1

63,270

9,572
11,419
12,140
11,976
11,657

—31
-73
—10
-11
—8

—8
-8
-12
—16
-19

11,569
10,205
9,606
9,464
9,017
8,676

+1

+1

«Estimates made by Henry R. Bowser and Harold T. Pearson of the Federal Reserve
Bank of Boston.

TABLE B-5
TOTAL DEPOSITS OF ALL BANKS BY CLASSES AND DEMAND DEPOSITS ADJUSTED AT ALL BANKS IN THE UNITED STATES, 189&-1955
REVISED SERIES COMPARED WITH SERIES PREVIOUSLY AVAILABLE
[In millions of dollars]
All banks
Commercial banks—total deposits
Total deposits
Difference —excess (+), or
deficiency (— J

June 30
Revised
series

Comptroller
of the
Currency

Mutual savings banks—total deposits

Demand deposits adjusted

Banking
Federal
Deposit
and
Insurance Monetaryl
Corp.
Statistics

Revised
series

Cfl

Difference— excess (+}, or
deficiency (— )

Difference
from
Banking
and
Monetary
Statisticsexcess (+},
or deficiency (-} ]

Revised
series

Comptroller
of the
Currency

Federal
Banking
Deposit
and
Insurance Monetaryl
Corp.
Statistics

Difference —excess (+), or
deficiency (— )
Revised
series

Comptroller
of the
Currency

5,859
6,270
7,044
8,472

+373
+483
+490
+572

2,708
2,845
3,279
3,955

-131
-26
-153
-207

4,142
4,486
5,175
6,472

+344
+436
+446
+533

1,717
1,785
1,870
2,000

+29
+48
+45
+39

1900
1901
1902
1903
1904

8,922
10,374
11,103
11,612
12,341

+413
+504
+511
+469
+511

4,069
4,757
5,163
5,425
5,766

-351
-447
-556
-537
-490

6,792
8,114
8,713
9,107
9,739

+418
+504
+501
+477
+511

2,129
2,261
2,390
2,505
2,602

+

1905
1906
1907
1908
1909

13,772
14,703
15,759
15,440
16,883

+467
+522
+432
+355
+256

6,453
6,884
7,222
6,950
7,553

-616
-620
-650
-434
-215

11,028
11,791
12,727
12,425
13,789

+460
+519
+455
+406
+307

2,744
2,911
3,032
3,016
3,094

-If
-50

1910
1911
1912
1913
1914

17,950
18,860
20,013
20,523
21,665

+411
+332
+349
+435
+362

+409

7,809
8,109
8,724
8,761
9,719

-445
-559
-432
-379
-363

14,644
15,452
16,455
16,808
17,806

+466
+385
+400
+490
+419

+416

3,306
3,407
3,558
3,715
3,859

-55
-54
-51
-55
-57

1P15 .
1916
1P17
1918
1P19

22,504
26,738
30,855
33,061
37,982

+541
+367
+497
+607
+426

+610
+519
+597
+688
+509

10,271
12,143
14,317
14,879
17,545

18,612
22,613
26,501
28,708
33,254

+600
+431
+566
+676
+450

+619
+534
+616
+697
+515

3,893
4,124
4,355
4,353
4,728

1920
1921
1922
1923
1924

41,838
38,934
41,227
44,376
47,961

+382
+475
+276
+314
+454

+556
+429
+413
+434
+670

19,569
17,265
18,121
19,155
19,568

+443
+170
+816
+36
-79
__47
+152
+76
+197
+156

36,682
33,432
35,532
38,175
41,343

+413
+548
+361
+402
+529

+568
+445
+427
+450
+687

52,301
54,416
56,700
58,138
58,269

+503
+559
+164
-44
+601

+660
+680
+903
+347
+328

21,574
22,323
22,371
22,451
22,772

+198
+323
+388
+192
+232

45,230
46,952
48,704
49,582
49,385

+584
+673
+245
+73
+720

+678
+699
+923
+367
+349

Federal
Banking Historical
Deposit
and
Statistics
Insurance Monetary
of the
Corp.
Statistics > United
States -

1896
1897
1898
1899

1925
1926
1927
1928
1929




..

....

. .

-6
+1

•

H

+7
-51

y

-52
-51
-97
-51

-58
-65
-68
-69
-24

-8
-16
-18
-9
-6

-52
+22
+16
-29
-4

5,157
5,503
5,695
6,202
6,618

-30
-72
-85
-87
-75

-11
-15
-14
-15
-17

+99
-65
-123
-71
-75

7,071
7,465
7,996
8,555
8,884

-81
-113
-81
-118
-119

-18
-18
-20
-21
-21

-81
-60
-44
-113
-20

I
I

+44

9,809
9,950
10,141
10,186
10,409

-111
-110

+101

+143
+205
+248
+231
+105

-21
-21
+16
-23
-24

-63
-60
-23
+35
+24

+107
+116

+107
+116

10,608
10,624
10,372
11,122
12,449

-23
-24
+1

+24
+23
+21

+3

-23
-24
-23
-19
-22

+26
+20
+18

14,400
16,251
17,442
18,211
18,949

+4
+3

-26
-30

+18
+18
+17
+17
+1

19 943
20,404
21,783
23,628
25,440

+112
+122
+127

+70

+81

+83

41,462
48,118
49,345
48,814
53,894

+84
+92
+99
+72
+73

+84
+92
+58
+75
+79

32 042
37,392
41,913
56 107
60,126

+80
+75
+43
+68
+61

60,246
67,588
72,394
96,175
116,235

+90

+95

69,123
79,570
82 196
82,715
81 894

+70
+94
+10
+18
+17

136,727
143,042
135,933
138,162
137 538

+85

85 057
88 978
94,771
96 915
98,131

+17
+18
+17
+17

143 845
151 475
162,365
165 548
174,065

51,270
58 068
59,485
59,000
64 303

-68
+10
-8
-44
+77

1940
1941
1942
1943
1944

70 854
78 212
82,765
107 297
128,684

1945
1946
1947
1948
1949

151 128
159,293
153 375
156,373
156 488

1950
1951
1952
1953
1954

163 789
171 879
184,147
189 176
199 505

+45

+122

+124

+26
+20
+18

+26
+20
+18

+19
+19
+17
+17

+19
+19
+17
+17

103,233

Changes for 1896-1941 based on-data from Board of Governors of the Federal
Reserve System, Banking and Monetary Statistics (Washington, D. C., 1943) pp. 18, 19,
and 23; beginning with 1942, from Federal Reserve BULLETIN.




-18
-18
-16
-15
-21

20,503
23,892
25,320
24,440
27,438

1935
1936
1937
1938
1939

208 845

-117
-125
-128
-107
-110

+121
+184
+263
+208

+537
+285
+158
+152

1

9,099
9,910
9,911
9,606
9,670

51,267
47 277
35,658
32,078
36,810

+734
+577
+408
+371
+79

1955

+556
+303
+174
+167
+66

+289
+210
+113
+101
+2

60 365
57 1S7
45 569
41,684
46,480

....

+852
+702
+536
+478
+189

21,995
20 042
15,738
14,512
16,696

1930
1931
1932
1933
1934

+120

+65
-21

+82
+95

+99
+72
+70
+121

+102

+26
+20
+18
+18
+18
+17
+17
+1

181,512

+120
+152

-72
-23
-24

+1

-107
-124
-129
-154
-133

+1

27,334
2

A supplement to Statistical Abstract of the United States (U. S. Department of
Commerce, 1949), p. 271.

TABLE B-6
NUMBER OP BANKS IN THE UNITED STATES, BY CLASS OF BANK, 1896-1955
REVISED SERIES COMPARED WITH SERIES PREVIOUSLY AVAILABLE
All banks

Commercial banks
Difference— excess (+), or deficiency (— )

Difference —excess (+), or deficiency (— )
June 30

Revised
series

CompBank-ing
troller
Bowser
and
Monetary
and
of the
Currency Statistics ' Pearson*

Other
series *

Bankers'
directories *

12,112
12,079
12,163
12,459

+2,643
+2,622
+2,664
+2,728

13,053
14,054
15,112
16,433
17,659

+2,676
+2,666
+2,716
+2,778
+2,840

+2,676
+2,664
+2,716
+2,740
+2,840

-2,085
-1,709
-1,671
-1,919
-1,665

18,767
20,407
21,986
23,161
23,734

+2,389
+2,534
+2,276
+1,858
+1,255

+2,389
+2,534
+2,276
+1,858
+1,255

-2,492
-2,440
-1,987
-2,261
-2,898

25,151
25,815
26,472
27,285
27,864

+2,093
+1,472
+ 1,329
+1,338
+1,151

+2,093
+ 1,472
+ 1,329
+1,338
+1,128

28,017
28,362
28,919
29,480
29,767

+1,005
+902
+ 1,052
+661
+703

+1,506
+1,512
+ 1,456
+1,389
+1,278

1920
1921
1922
1923
1924

30,909
31,076
30,736
30,444
29,601

+831
+328
+411
+332
+320

1925
1926
1927
1928
1929

29,052
28,350
27,255
26,401
25,568

+279
+269
+261
+256
+308

1896
1897
1898
1899
1900
1901
1902
1903
1904

. .

...
. .

1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1918
1919




. . . .

, .

....

Mutual savings banks

Revised
series

Banking
Compand
troller
Monetary
of the
Currency Statistics '

Branch,
Group,
and
Chain
Banking
Committee'

11,474
11,438
11,530
11,835

+2,682
+2,649
+2,690
+2,759

-304
-398
-390
-653

12,427
13,424
14,488
15,814
17,037

+2,702
+2,696
+2,749
+2,816
+2,886

-1,498
-1,450
-1,191
— ,428
- ,744

18,152
19,786
21,361
22,531
23,098

+2,442
+2,591
+2,329
+1,904
+1,261

—
-

-1,871
-2,628
-2,483
-2,206
-2,135

24,514
25,183
25,844
26,664
27,236

+2,094
+1,475
+1,331
+1,340
+1,157

+1,006
+902
+1,052
+661
+703

-2,027
-2,129
-198
+22
-429

27,390
27,739
28,298
28,856
29,147

+1,008
+901
+1,053
+662
+705

+1,194
+657
+650
+617
+605

+831
+328
+411
+332
+320

-683
-618
-565
-434
-1,187

30,291
30,456
30,120
29,829
28,988

+573
+496
+490
+457
+455

+279
+269
+261
+256
+308

-889
-896
-625
-577
+111

28,442
27,742
26,650
25,798
24,970

Other
series *

+2,500
+2,556

-1,881

:

+ 2 ;m+ 1,288

+2,531

Difference— excess (+),
or deficiency (— )

Revised
series

Banking
Compand
troller
Monetary
of the
Currency Statistics »

638
641
633
624

-39
-27
-26
-31

626
630
624
619
622

-26
-30
-33
-38
-46

615
621
625
630
636

-53
-57
-53
-46
-6

-641
— 1 ,092
-965
-857
-842

637
632
628
621
628

-1
-3
-2
-2
-6

+1,515
+1,522
+1,467
+1,399
+1,288

-692
-53
+137
-93
-95

627
623
621
624
620

-3
+1

+833
+331
+414
+335
+320

+1,204
+668
+662
+628
+616

-104
-203
-70
-141
-128

618
620
616
615
613

-2
-3
-3
-3

+280
+281
+274
+269
+321

+584
+507
+501
+468
+466

-112
-84
-51
-64
+27

610
608
605
603
598

-1
-12
-13
-13
-13

Other
series4

,821
,303
,477
,665
,616

+2,575

+2,259
+1,294

-2

-31
-19

-88
-6

-12
-9
-10
-11
-10
-10
-10

-11

-12
-11
-11

-11
-11
-11
-11
-11

+121
+120
+116
+114
+121

—128
—131

1945
1946 ..
1947
1948
1949 ....

14,660
14,685
14,715
14,721
14,681

+118
+118

+118
+118

—110
—126
-103

1950
1951
1952
1953
1954

14,676
14,636
14,598
14,533
14,464

..

1955

....

14,308

-1
+2
+1
+2

-i

-4

-141
—110
-128

—92

-101

—91

—94
-99

—69
-79
—85
-77
—66

_1
+2
+1
+2
—1

-4

—77

1
Changes for 1896-1941 based on data from Board of Governors of the Federal
Reserve System, Banking and Monetary Statistics (Washington, D. C., 1943), pp. 18, 19,
and 23; beginning with 1942, from Federal Reserve BULLETIN.
* Estimates made by Henry R. Bowser and Harold T. Pearson of the Federal Reserve
Bank of Boston.
* Homan's, 1899-1918; Rand McNally, 1919-1955.
* Differences for the period through 1909 are based on data published by the National




+131
+128
+118
+115
+120

+130
+129
+125
+122
+129

542
541
538
537
536

—9
—9

—9
—9
—9
—8
—8

+118
+118

+126
-r-ijo
+126

14 126
14 152
14,182
14 189
14,151

+122
+119
+118
+115
+120

.
...

+132
+119

—10
—10
—11
—10
—9

14,534
14 434
14,353
14,197
14 138

15,076
14,975
14,891
14,734
14,674

1940
1941
1942
1943
1944

+76

+78
+53

-12
-11
—12
—10
-9

+146
+131
+143
+131

+107
+120
+127

-16

559
555
552
552
543

15 488
15,329
15,094
14 867
14,667

+135
+119
+133
+122

+73

+118
+130
+136

+14
+3

+48

..

14,146
14,107
14 069
14,005
13 936
13 780

+36
+27
+24
+72

—10
—10
-9
—10
—11

+273
+247
+225
+218
+86

16,047
15,884
15,646
15,419
15,210

.

1935
1936
1937
1938
1939

+261
+235
+271
+252

-12
-12
-11
—12
-13

23,679
21 654
18,734
14 207
15 348

+261
+235
+214
+206

+418
+335
+276
+248

594
588
583
564
565

+118
+186
+277
—1 231
-281

24,273
22,242
19,317
14 , 771
15,913

1930
1931
1932
1933
1934

+60

+428
+345
+285
+258
—5

+10
+86

+2
+1

-1
-r-2
+1

+2

+2

_i

—1
-4

-4

534
533
533
532
530

—8
—8

530
529
529
528
528
528

Monetary Commission; those for later years, on data published by the Federal Deposit
Insurance Corporation.
6
Data compiled by Federal Reserve Committee on Branch, Group, and Chain
Banking.
NOTE.—In some instances after 1946 the differences between (1) the revised series
and (2) data published by the Federal Deposit Insurance Corporation and the series
labeled "Banking and Monetary Statistics" (published currently in the Federal Reserve
BULLETIN) are the result of rounding.

Appendix C
REPORTS OF STATE BANKING AUTHORITIES




Appendix C

67

REPORTS OF STATE BANKING AUTHORITIES
[Includes the latest current reports that were used in compiling the revised series for all banks in the United States. Most of the reports
arc annual, but some cover other periods. Alabama, Arizona, Michigan, Minnesota, Montana, Oklahoma, Pennsylvania, Tennessee, Texas,
and Wyoming are not included because the banking authorities in these States no longer publish such reports. Current data for banks in
these States may be obtained from abstracts available from their respective State banking departments.)

State

Frequency of report, and title

Latest
report used

Semiannual
Louisiana

Reports of the State Banks, Savings Banks, and Trust Companies

June 30, 1955

Annual
Arkansas
California
. ..
Connecticut
Delaware
District of Columbia . .
Florida
Georgia
Idaho . . .
Indiana
Iowa
..
Kentucky
Maryland
Massachusetts
New Hampshire . .
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oregon
Rhode Island
South Carolina
Vermont .
Virginia
Washington
West Virginia
Wisconsin

Report of the Bank Commissioner.
Report of the Superintendent of Banks
.
....
....
Report of the Bank Commissioner.
Report of the State Bank Commissioner
Report of the Comptroller of the Currency .
Report of the Comptroller of the State
Report of the Superintendent of Banks
Report of the Department of Finance
.
...
Report of the Department of Financial Institutions
Report of the Superintendent of Banking
..
Report of the Commissioner of Banking , .
..
Report of the Bank Commissioner
Report of the Commissioner of Banks
Report of the Bank Commissioner
..
...
....
Report of the Commissioner of Banking and Insurance
(Bureau of Banking)
Report of the State Bank Examiner
...
Report of the Superintendent of Banks (3 parts)
Report of the Commissioner of Banks
..
Report of State Examiner to the State Banking Board
Report of the Division of Banks (Department of Commerce)
Report of the Superintendent of Banks. . . .
Report of the Banking Bureau to the General Assembly
(Department of Business Regulation)
.
.
Report of the State Banking Department
Report of the Bank Commissioner
..
....
Report of the State Corporation Commissioner
Report of the Supervisor of Banking
Report of the Commissioner of Banking
,
....
Report of the Condition of State Banks, Mutual Savings Banks, Trust
Companies,, and National Banks

1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955

Biennial (fiscal years unless otherwise indicated)
Colorado
Illinois
Kansas.
. ..
Maine
Mississippi
Missouri
Nebraska
Nevada.
.....
South Dakota
Utah
1

Calendar years.




Report of State Bank Commissioner
Report of the Auditor of Public Accounts . .
....
Report of the Bank Commissioner
Report of the Bank Commissioner
Report of the Department of Bank Supervision . . . .
Report of the Department of Business and Administration
Report of the Department of Banking . . .
...
Report of the Superintendent of Banks
Report of the Superintendent of Banks
Report of the Bank Commissioner
1

1

1955-56
2
1956
1954-56
1954-56
1
1954-55
2
1956
1953-55
1954-56
1954-56
1954-56

Includes data for fiscal years ending June 30, 1955 and 1956.

Appendix D
NONLICENSED BANKS, 1933

AND 1934

PAGE
TEXT

,

71

TABLE D-l. SELECTED ASSETS AND LIABILITIES AND NUMBER
OF ALL NONLICENSED BANKS, BY STATES,
JUNE 30, 1933

72

TABLE D-2. SELECTED ASSETS AND LIABILITIES AND NUMBER
OF ALL NONLICENSED BANKS, BY STATES,
JUNE 30, 1934

74

TABLE D-3. SELECTED ASSETS AND LIABILITIES AND NUMBER
OF NONLICENSED NATIONAL BANKS, BY STATES,
JUNE 30, 1933..,

76

TABLE D-4. SELECTED ASSETS AND LIABILITIES AND NUMBER
OF NONLICENSED NATIONAL BANKS, BY STATES,
JUNE 30, 1934

78

TABLE D-5. SELECTED ASSETS AND LIABILITIES AND NUMBER
OF NONLICENSED STATE BANKS, BY STATES,
JUNE 30, 1933

80

TABLE D-6. SELECTED ASSETS AND LIABILITIES AND NUMBER
OF NONLICENSED STATE BANKS, BY STATES,
JUNE 30, 1934

82




N O N L I C E N S E D B A N K S , 1933

1934

district: (1) State member banks that were
not licensed as of Marefa 15, 1933, (2) nonmember banks thai were not licensed as of
April 12, 1933, and (3) the date when each
bank was licensed or placed in liquidation or
receivership.
From these compilations it was possible
to ascertain which banks were not licensed as
of June 30, 1933 and 1934. This list was
reconciled with information collected by the
Federal Deposit Insurance Corporation m its
survey of banks for insurance purposes and
with lists published in the reports of some of
the State banking departments.
The major assets and liabilities of nonlicensed State banks were obtained from State
banking department reports and from bankers'
directories. For most banks the data are for
June 30, 1933 and 1934, as compiled and
reported by the State banking authorities. For
the others the data are for the call date prior
to March 15, 1933.
In a few States the Federal Deposit Insurance Corporation insured some nonmember
banks before they were licensed; the Corporation included data for these nonlicensed banks
in its summary call report of active insured
banks for June 30, 1934. Accordingly, for this
study, the data for these banks are included
in the active-bank data and are excluded from
the data for nonlicensed banks.
There were only a few nonlicensed mutual
savings banks and they were not large. The
number and balance-sheet data for these banks
have been combined with data for State
commercial banks in Tables D-5 and D-6.

As the United States Summary indicates,
both the revised all-bank series and the series
previously available exclude banks in liquidation or receivership, suspended banks, and
banks not licensed after the banking holiday
in March 1933. A large number of banks were
not licensed after the banking holiday, but
emergency regulations permitted these banks
to pay out a portion of their old deposits
under prescribed restrictions and to receive
new deposits subject to withdrawal without
restriction. A separate abbreviated balance
sheet covering such banks has been constructed
for June 30, 1933 and 1934. A few nonlicensed
banks continued to exist for several years after
1934, but their assets and liabilities were not
large enough to warrant tabulation; they have
been excluded from the data for active banks
until the date of their activation.
Data for selected assets and liabilities and
the number of all nonlicensed banks as of June
30, 1933, and June 30, 1934, by States, are
shown in Tables D-l and D-2; for nonlicensed
national banks, in Tables D-3 and D-4; and
for nonlicensed State banks, in Tables D-5
and D-6, respectively.
The data for nonlicensed national banks
were obtained from compilations made in 1933
and 1934 by the Comptroller of the Currency.
They include the amounts of unrestricted deposits and related assets held by these banks.
Such data are not available for nonlicensed
State banks.
A list of nonlicensed State banks was
obtained from special compilations made by
the Federal Reserve Banks in 1933 and 1934.
These compilations showed for each Reserve




AND

71

t

5

i

TABLE D-l

I
I

SELECTED ASSETS AND LIABILITIES AND NUMBER OF ALL NONLICENSED BANKS, BY STATES, JUNE 30, 1933
[Amounts in thousands of dollars]
Assets
State

Total
assets —
Total
liabilities
and
capital
accounts

GO

Liabilities
Other i

Capital

Other
capital
accounts

Number
of
banks

Investments

Cash assets

1,614,496

885,111

332,183

294,627

3,126,417

2,207,480

242,780

228,096

265,598

182,463

9,767
35
8,134
9,639
6,734

2,714
208
2,188
8,385
5,007

2,284
42
2,119
2,394
3,213

1,673
70
1,223
2,306
1,427

16,438
355
13,664
22,724
16,381

10,383
282
8,670
16,137
11,007

713

2,002
2,459
1,626

2,020
43
220
716
1,011

1,832
25
2,046
2,630
2,113

1,490
5
726
782
624

28
1
61
28
46

Connecticut
Delaware
District of Columbia
Florida
Georgia

732
318
24,866
4,363
4,359

379
217
9,607
3,793
2,828

143
27
4,294
1,247
956

29
56
8,283
2,260
1,597

1,283
618
47,050
11,663
9,740

935
482
32,414
7,464
4,558

88
12
6,500
1,015
881

1,288
879
2,019

150
75
4,365
1,405
1,365

110
49
2,483
900
917

1
2
12
25
11

Idaho . . .
Illinois
Indiana .
Iowa
Kansas. .

534
68,877
71,715
77,869
6,567

1,065
47,161
34,361
32,124
2,631

595
17,733
17,999
20,107
2,109

224
12,535
14,501
12,519
1,235

2,418
146,306
138,576
142,619
12,542

1,937
106,453
96,526
107,411
8,737

13
3,376
11,091
11,327
1,059

150
12,883
9,384
2,995
846

230
14,546
14,640
13,784
1,370

88
9,048
6,935
7,102
530

5
153
150
349
31

11,714
34,359
74,197
111,541
21,360

5,746
11,765
41,046
70,069
20,837

2,421
4,716
13,923
17,497
5,925

1,415
2,915
8,434
17,409
3,604

21,296
53,755
137,600
216,516
51,726

14,303
37,030
108,845
152,768
38,288

1,410
8,348
2,876
20,203
963

1 ,960
2,081
12,460
14,415
5,412

2,458
4,276
6,538
15,052
3,400

1,165
2,020
6,881
14,078
3,663

25
35
31
67
19

239,955
9,208
3,421
44,168
1,883

117,878
5,339
1,415
30,112
1,577

51,549
1,635
1,057
14,106
823

60,339
1,517
562
6,358
523

469,721
17,699
6,455
94,744
4,806

319,856
13,055
4,677
65,719
3,428

7,131
1,958
176
9,291
315

83,131
576
648
3,643
159

36,112
1,548
582
10,932
720

23,491
662
372
5,159
184

315
57
17
166
13

18,366
634
2,284
81,161
3,598

7,781
571
3,165
49,293
3,291

6,627
296
731
9,808
1,215

3,242
59
602
12,118
792

36,016
1,560
6,782
151,880
8,896

26,929
1,242
5,391
96,691
6,789

1,153

560
52
397
5,104
569

4,949
125
450
11,145
775

2,425
141
325
11,840
416

178
3
5
63
5

Loans

United States
Alabama
Arizona
Arkansas
California
Colorado

Kentucky .
Louisiana
Maine
Maryland
Massachusetts

....
....

"
.

Michigan
Minnesota
Mississippi .
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico




. ..

m

Other

Deposits

Borrowings

219
27,100
347

3,084

New York
North Carolina
North Dakota.
Ohio
Oklahoma

84 , 892
13,920
5,369
101,454
6,555

68,551
3,667
3,124
45,968
5,482

17,984
3,075
1,380
16,855
2,753

13,409
2,429
1,434
15,602
1,400

184,836
23,091
11,307
179,879
16,190

134,945
12,322
8,347
132,136
12,032

17,461
2,503
918
16,283

10,402
2,142
621
6,581

13,290
4,208
1,090
14,660
1,859

8,738
1,916
331
10,219

Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota

8,458
253 , 005
1,444
14,613
1,923

4,261
135,871

1,918
37,569

1,163
51,036

418

23,003

1,736
36,620

619

38,433

6,169

3,676

155

11,813
332,262
2,003
21,996
2,072

1,214
47,163

9,649

15,800
477,481
2,933
34 , 107
3,321

4,789

2,872

3,279

1,171

1,721

932

2,055
1,710

1,887

988
935

163

308

338

909

188

627

666

436

196

Tennessee
Texas
Utah
Vermont
Virginia

15,841
5,152

1,762
1,671

2,206
1,242

1,567
1,565

21,376
9,630

13,669
5,778

2,044

13,532
13,561

9 850
4,740

2,286
2,686

1,674
3,444

27,342
24,431

21,426
14,878

2,510
1,931

1,103
4,040

Washington
West Virginia
Wisconsin

16,885
18,860
86,140

12,041
9,597
44,333

4,493
4,015
19,915

3,119
2,524
10,247

36,538
34,996
160,635

25 , 076
25,310
122 , 578

3,627
2,888
13 157

2,393
1,928
3,021

534

68

75

18

695

430

782
134

200
310

724

106
116

82
57

33
163
73

28
214
1
25
7

1,225
2,557

428
81

1,078
1,025

12
37
1
15
26

3,775
2,645
14,691

1,667
2,225
7,188

34
323

50

51

' Includes national bank notes outstanding; such notes amounted to $77,789,000 for the United States as a whole.




CO

fc
60
TABLE D-2
SELECTED ASSETS AND LIABILITIES AND NUMBER OF ALL NONLICENSED BANKS, BY STATES, JUNE 30, 1934

I
.

[Amounts in thousands of dollars]

.

Ass eta

State

Loans

Cash assets

104,659

63,602

49,580

425,573

314,806

123

376

288

2,375

1,636

297

411

249

Borrowings

8

Capital

Other i

44,197

25,603

573

178

5

265

291

5

1,237
6,249
1,419

6
542

225
45
224

403

1,210

591

65
247
109

15
9
10

646

23

50
140
200

237
50

1
4
2

1,253
1,046

13
40
66
3

8
18
232
209

1
3
2
7
1

79
403
363

107
202
271

160
525
152

1,640
1,126

1,073
676

77

190
123

3,930
5,800
4,275
173

2,583
3,565
7 476
131

979
3,327
2,711
83

12,121
24,319
24 , 565
663

9,905
19,095
20 544

206
905
439
11

572
157
71
75

950
2,909
2,465
90

108
771
565
851
10,936

86

281
739
3,673

35
220
61
213
572

358
9,369
2,367
3,690
28,290

250
5,828

2,222
90

50
11
579
268

50

1,460
1,887
13,109
14,554
1,477
256
7,378
430
....

348

129
7,337

Michigan
Minnesota
Mississippi

1,253

4,629
11,627
10,103
276

Kentucky
Louisiana
Maine
Maryland
Massachusetts

1,301

373
510
340

Idaho
Illinois
Indiana
Iowa
Kansas

2,183

13,256
501
38
3,013
66

8,204
228
153
2,658
62

3,589
534
36
1,751
102

39 , 603
2,740
483
14,800
660

30,588
2,125
364
11,598
414

2 693
288

665
185

2 058

211

523
67

5 939

4 363

17,581

11,750

1,981

6,884

38,196

26,484

570

1 041

719

751

Number
of
banks

21,646

1,936
8,293
2,343

531

Other
capital
accounts

19,321

979
3,556
894

Connecticut .
Delaware
District of Columbia
Florida
Georgia




Deposits

Investments

1,588

Alabama
Arizona
Arkansas
California
Colorado

New Mexico

Liabilities

207,732

United States

Nebraska
Nevada
New Hampshire

Other

Total
assets—
Total
liabilities
and
capital
accounts

447

1,305
3,008
20 , 365

3,106

1,290

161
205
3,800

488
40

1,019

485
94

573

1,694

3,332
42
9
78

4,074
255
100
1,804
120

1,495

68
10
835
32

108
4
1
64
4

117
4

114
250

895
80

564
94

34
3

4,068

3,500

2,450

is

3,905
5,913

3,025
2,700

6,270
290

56,357
2,867

44,619
2,097

12 176

274

13 603

2,813
99 911

2,222
69 959

180
204

248
173

180
65

1 081

822
717

258
528
15

267
517
56
338
302

141
761
26
896
155

2,006
3,287

1 493
1,872

6,171
1,781

5,030
1,382

98
499
856

101
615
247

1,489
2,838

1,480
1,120

1,155

32,279

11,404

6,404

Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota.

1,198
51 515

507

22 617

834

473
351

Tennessee
Texas
Utah
Vermont ....
Virginia

1 340
1,481

New York . ,
North Carolina
North Dakota
Ohio
Oklahoma

Washington
West Virginia
Wisconsin . . . .
Wyoming

328

961

. .

493

3,205
1,084
292

2 571
2,380

8

870

1,732

240
143
539

1,952

525
40

746

411
800
83

459

793

590

634

4 224
5,435

365

126
858

1,192

80
601
g

3,533

1,024

4,130

3,051

78

13

415

249
562
26

74

60

410

156

4
10
4
41
8

207
520
98
698

424

60
387

9,373

9,477

85

9
34

2
1

5,493

365

3 108
4 414

130

425

232
75

25

5
2

108
102
65
64

140
553
50
200
225

58
240
77
178
110

3
9
1
3
2

89
104

125
465
520

25
175
397

4
8
13

5,609

i Includes national bank notes outstanding; such notes amounted to $5,754,000 for the United States as a whole.




f
I

w
S
?r

TABLE D-3
SELECTED ASSETS AND LIABILITIES AND NUMBER OF NONLICENSED NATIONAL BANKS, BY STATES, JUNE 30, 1933
[Amounts in thousands of dollars]
Assets
State

Total
assets—
Total
liabilties
and
capital
accounts

Cash
assets

Other

Deposits

Borrowings

669,956

481,051

168,815

121,614 1,441,436 1,028,347

124,616

91,658

3,095
35
1,485
6,227
4,959

Alabama
Arizona
Arkansas
California
Colorado

Investments

2,221
208
847
5,190
4,464

672
42
335
1,756
2,643

713

659
43
204
700
954

691
70
164
1,404
1,071

6,679
355
2,831
14,577
13,137

3,898
282
1,767
10,086
8,850

401
1,803
1,457

Other
capital
accounts

Number
of
banks

117,878

78,937

985

76,307

49,619

26,688

890
25
380
1,625
1,470

519
5
79
363
406

11
1
8
18
22

329
29
138
763
1,275

221
22
86
470
864

108
7
52
293
411

Capital

Loans

United States

i
I

Memoranda

Liabilities

Other i

Related assets
Unrestricted
deposits

Reserves
with
F. R.
banks

Cash and
due
from
banks

Delaware
District of
Columbia
Florida
.. .
Georgia

77

132

17

18

244

200

12

25

7

1

4

1

3

14,708
1,705
2,078

6,490
1,977
1,252

2,363
478
659

5,068
439
933

28,629
4,599
4,922

18,895
3,157
2,453

3,746
620
881

1,188
134
543

3,225
425
770

1,575
263
275

3
4
9

948
319
347

455
155
197

493
164
150

Idaho
Illinois
Indiana
Iowa
Kansas

501
30,110
40,840
14,076
4,731

1,010
30,191
25,296
10,614
2,453

527
11,079
13,271
4,638
1,707

212
6,217
9,344
2,142
1,009

2,250
77,597
88,751
31,470
9,900

1,827
58,802
60,774
22,998
6,887

13
3,376
6,049
1,366
791

150
4,575
9,186
2,670
813

190
6,645
9,182
3,315
1,030

70
4,199
3,560
1,121
379

3
93
40
61
18

215
5,667
9,008
2,237
612

162
4,079
5,441
1,413
308

53
1,588
3,567
824
304

Kentucky
Louisiana
Maine
Maryland
Massachusetts. . . .

10,173
8,976
22,115
9,377
7,899

5,464
1,572
18,489
7,844
16,074

2,216
1,091
8,518
2,382
4,013

1,227
561
1,987
1,159
2,056

19,080
12,200
51,109
20,762
30,042

13,313
7,066
40,443
16,418
23,934

1,127
2,963
2,876
1,220
963

1,785
452
2,533
846
1,688

1,843
1,575
2,640
1,190
2,050

1,012
144
2,617
1,088
1,407

19
8
17
19
14

589
566
2,021
1,088
1,138

338
345
1,350
895
474

251
221
671
193
664

Michigan
Minnesota
M ississi p pi
Missouri
Montana

49,451
5,501
1,121
17,461
1,008

36,490
3,415
493
19,129
863

13,614
963
332
6,752
390

13,368
1,003
336
2,078
196

112,923
10,882
2,282
45,420
2,457

86,416
7,728
1,651
29,964
1,676

5,824
1,409
176
4,735
269

7,860
574
132
3,244
159

7,960
870
100
5,850
280

4,863
301
223
1,627
73

47
23
1
9
5

4,944
431
184
3,274
245

3,112
315
69
2,836
161

1,832
116
115
438
84

3,774
383
2,284
32,570
2,112

2,896
363
3,165
28,608
2,597

1,176
134
731
7,963
731

321
7
602
5,997
634

8,167
887
6,782
75,138
6,074

5,828
721
5,391
52,379
4,566

527

560
51
397
2,979
530

895
50
450
5,400
500

357
65
325
3,383
264

18
1
5
48
3

534
75
184
3,813
83

425
63
109
2,677
51

109
12
75
1,136
32

..

Nebraska
Nevada
New Hampshire. . .
New Mexico




219
10,997
214

New York
North Carolina . . .
North Dakota
Ohio
Oklahoma

70,884
7,125
3,471
2&, 738
2 538

63,297
2,982
2,724
23,986
2 941

16 , 714
1,542
892
7,728
1,240

11,813
1,235
955
6,164
656

162,708
12,884
8,042
67,616
7 375

117,792
5,833
5,852
49,157
5,480

17,461
2,258
686
2,560
510

8,242
1,671
618
5,625
349

11,690
2,090
675
5,908
780

7,523
1,032
211
4,366
256

80
8
9
56
13

4,306
839
335
3,257
504

2,447
399
221
2,013
360

1,859
440
114
1,244
154

Oregon
Penns y I vani a
Rhode Island
South Carolina . . .
South Dakota

4,935
162,254

2,363
90 797

961
25,691

591
26,797

8,850
305 , 539

6,364
216,321

711
27 , 773

417
16,198

1,050
19,555

308
25,692

8
142

411
14,183

256
9,781

155
4,402

12,537
1,657

9,117
812

5,667
278

2,892
125

30,213
2,872

19,522
1,809

4,749
627

2,375
136

2,560
210

1,007
90

5
6

3,723
116

1,928
77

1,795
39

Tennessee
Texas
Utah
Vermont
Virginia

15,055
3,443
534
8,628
10,281

1,729
1,119
68
8,233
3,343

2,085
761
75
2,101
1,588

1,426
785
18
570
1,194

20,295
6 , 108
695
19,532
16,406

12,857
3,736
430
15,779
10,546

2,044
782
134
978
1,931

1,581
370
872
1,545

1,970
930
50
1,000
1,620

1,843
290
81
903
764

9
21
1
12
15

1,130
289
45
745
731

615
214
37
451
594

515
75
8
294
137

Washington
West Virginia . . . .
Wisconsin. .
WVoming

12,590
11,687
13,767

10,151
6,898
10,684

3,889
2,843
3,567

2,431
1,508
2,140

29,061
22,936
30 158

20,122
16,524
21,853

2,848
2,372
1,445

2,387
1,266
2,397

2,605
1,665
2,670

1,099
1,109
1,793

18
20
33

1,406
1,623
1,604

998
1,049
1,095

408
574
o 509

1

Includes national bank notes outstanding; such notes amounted to $77,789,000 for the United States as a whole.




I

TABLE D-4
SELECTED ASSETS AND LIABILITIES AND NUMBER OF NONLICENSED NATIONAL BANKS, BY STATES, JUNE 30, 1934
[Amounts in thousands of dollars]
ASElets

State
Loans

United States

Cash
assets

Other

Deposits

Borrowings

7,325

2,328

42

29

13

2,138

6
490

32
33
85

25
450
275

2
81
44

1
4
3

12
374
159

10
317
111

2
57
48

1 126

676

77

123

200

60

2

150

105

45

820
177

9 063
1 917

7,460
1 568

206

374
49

650
237

373
63

12
4

1 287

1 016
156

271
29

65

565

372

10

75

75

33

2

52

43

9

50

1
1
1
1

41
695
21
83

29
518
11
58

12
177
10
25

10,038

250

28

56
593
341

38
788
336

16
358
72

182

3,192
1 116

117

340

363

271

152

2,809

Kentucky
Louisiana
Maine
Maryland
Massachusetts

3,346

2,088
728

162

118

....

Nebraska
Nevada
....
New Hampshire.
New Jersey
New Mexico




129

250

108
749
59
195

1 , 004
71
264

35
170
40
95

9,144

5,711

481

1 050
501

353
228

135
534

2 019
2,740

1 584
2,125

880

294

617

55

1 846

5,073

5,186

762

1,463

12 484

358

467
847

206
727

9,099

185

90

50
6
52
60

1,200

g
11
54

103
250

78
42

200
255

54
68

3
4

149
112

132
68

17
44

117

175

110

4

363

308

55

419

800

472

4

291

181

110

1 444

1,477

86

712

297
293

7,221

Cash and
due
from
banks

9,653

97,999

316

220

Reserves
with
F. B.
banks

95
1

136,128

67

315

RelatecI assets
Unrestricted
deposits

8,011
g

14,896

48

697

Number
of
banks

25

20,123

16

367

I*taho
Illinois
Indiana
Iowa
Kansas

Other i

Other
capital
accounts

12,932

33,308

1,453

Connecticut • • .
Delaware
District of
Columbia
Florida
Georgia

Capital

7,148
5

67,801
72

Colorado

Memoranda

Liabilities

185

Alabama
Arizona
Arkan^aft

Michigan
Minnesota
Mississippi
Missouri T
Montana

Investments

Total
assets—
Total
liabilties
and
capital
accounts

2,216

1,694

65
60

1,489
2,203

1,480
1,030

525
1,046

411
697

3,905
4,976

3,025
2,308

249
522

126
840

425
800

80
506

4
3

269
656

178
439

91
117

2,354
162

882
273

664
110

575
134

4,475
679

3,425
311

251
68

126
100

435
200

238

5
1

362
43

266
33

96
10

267
34,934

160
14,603

248
8,136

59
7,936

734
65,609

575
47,666

20
3,287

12
4,006

125
6,375

2
5,275

2
20

183
3,410

172
2,477

11
933

South Dakota

361

204

173

65

793

717

TW^BSCC . , . . . . , .

923
509
493
432
955

51
141
15
158
239

187
346
56
95
269

114
253
26
15
145

1,275
1,249
590
700
1 608

905
703
365
584
1 246

207
143
98

54
99

570
165

184
554

153
315

192
20

1,099
1,054

823
907

23

New York
North Carolina . . .
North Dakota
Ohio
Oklfth om a
Oregon

. ..

Pennsylvania

Te*a«
Utah
Vermont
Virginia

-.

Washington

West Virginia
Wisconsin

y

g

1

1

2

73

54

19

25
64

80
170
50
60
200

29
134
77
41
98

1
3
1
1
1

105
228
49
31
68

99
206
40
24
40

6
22
9
7
28

70
25

140
65

43
57

2
1

86
174

33
172

53
2

75

Includes national bank notes outstanding; such notes amounted to $5,754,000 for the United States as a whole.




1
*ri*

K

d

00

o

WW

8

TABLE D-5
Cfl

I
I

SELECTED ASSETS AND LIABILITIES AND NUMBER OF NONLICENSED STATE BANKS, BY STATES, JUNE 30, 1933
[Amounts in thousands of dollars]
Ass ets

State

Other

Total
assets—
Total
liabilities
and
capital
accounts

Liabilities

Deposits

Borrowings

Investments

Cash assets

944,540

404,060

163,368

173,013

1,684,981

1,179,133

6 672

493

1 612

982

9,759

6,485

6,649
3 412
1,775

1,341
3,195
543

1,784
638
570

1,059
902
356

10,833
8,147
3,244

6,903
6,051
2,157

1,601
656
169

Connecti cut
Delaware
District of Columbia
Florida
Georgia

732
241
10,158
2 658
2 281

379
85
3,117
1,816
- 1 576

143
10
1,931
769
297

29
38
3,215
1,821
664

1,283
374
18,421
7,064
4,818

935
282
13,519
4,307
2,105

33
38 767
30,875
63 793
1,836

55
16,970
9,065
21,510
178

68
6,654
4,728
15,469
402

12
6,318
5,157
10,377
226

168
68 , 709
49 , 825
111,149
2,642

110
47,651
35,752
84,413
1,850

1,541
25 383
52 082
102 164
13 461

282
10,193
22 557
62,225
4,763

205
3,625
5,405
15,115
1,912

188
2,354
6,447
16,250
1,548

2,216
41,555
86,491
195,754
21,684

990
29,964
68 , 402
136,350
14,354

Michigan
Minnesota
Mississippi
Missouri .
Montana

190,504
3 707
2 300
26 707
875

81,388
1,924
922
10,983
714

37,935
672
725
7,354
433

46,971
514
226
4,280
327

356,798
6,817
4,173
49 , 324
2,349

233,440
5,*327
3,026
35,755
1,752

Nebraska

14 592
251

4 885
208

5,451
162

2,921
52

27 , 849
673

21,101
521

626

48 591
1,486

20,685
694

1,345
484

6,121
158

76 , 742
2,822

44,312
2,223

16,103
133

Capital

Other

88

Idaho
Illinois l
Indiana
Iowa
Kansas .

Oft

Loans

United States
Alabama
Arizona
Arkansas
California
Colorado

...r , . . .

Kentucky
Louisiana . .
Maine
Maryland 2
M a ssaoh u setts

NPW H

.

*mhirp

New Jersey
New Mexico




Other
capital
accounts

Number
of
banks

136,438

147,720

103,526

2,099

1,361

942

971

17

16
16
57

1,666
1,005
643

647
419
218

53
10
24

2,754
395

100
745
1,476

150
50
1,140
980
595

110
42
908
637
642

1
1
9
21
2

5,042
9,961
268

8,308
198
325
33

40
7,901
5,458
10,469
340

18
4,849
3,375
5,981
151

2
60
110
288
13

175
1,629
9,927
13,569
3,724

615
2,701
3,898
13,862
1,350

153
1,876
4,264
12,990
2,256

6
27
14
48
5

75,271
2
516
399

28,152
678
482
5,082
440

18,628
261
149
3,532
111

268
34
16
157
8

1

4,054
75

2,068
76

160
2

2,125
39

5,745
275

8,457
152

15
2

118,164

283
5,385

18,983
1,307
549
4,556
46

1
2

Includes one mutual saving
Includes three mutual savin]




24 239

6,950
171 942
2,933
3,894

5,449
115,941
2,003
2,474

449

263

121
481

141
780

1 081
3,522

185

1,104
2,250

7,810
8,025

5,647
4,332

604

688

1,172
16,348

1,016
8,107

7,477
12 , 060
130 477

4,954
8,786
100 , 725

21,982
2,541

9,127
1,513

9,438

3,523
90 751
1,444
2,076

1,898
45,074

957

572

11,878

786
1,709

33
552

4 904
3,280

1,617
1,397

1,098

4,295
7,173
72,373

1,890
2,699
33,649

266

mk.
banks.

5,254

685
400

988
532
123

2,160

2,042

479

Oregon
1*6 nnsy 1 v a ni a
Rhode Island
South Carolina
South Dakota

Washington . . . .
West Virginia
Wisconsin *

17,153
6,489
2,495
82,979
6,552

1,596
1,194

488

14,008
6,795
1,898
71,716
4,017

Tennessee
Toxas
.. .
Utah
Vermont
Virginia

22 , 128
10,207
3,265
112,263
8,815

1,270
1,533

New York
North Carolina.
North Dakota
Ohio
Oklahoma

163
502
30

744

338
784
30

245
232
399

471
3
956
317

503

1

13 , 723

1,600
2,118

1,215

8,752
1,079

5,853

415

884
120

468

686

311

17,065

12,741

2
49
24
107
60

188
40

812
1,532

779
516

11,712

436
497
60

200
719
100

106
164
26

20
72
1
20
1

140
562

19,390

85
780

44
138

3
16

231
2,495

225
937

175
261

3
11

6
662
624

1,170

568

12,021

1,116
5,395

33
14
290

6,805

980

' Includes two mutual savings banks.

I
d
00

TABLE D-6
SELECTED ASSETS AND LIABILITIES AND NUMBER OF NONLICENSED STATE BANKS, BY STATES, JUNE 30, 1934
[Amounts in thousands of dollars]
Asslets

State

Other

Total
assets —
Total
liabilities
and
capital
accounts

Liabilities
Borrowings

Investments

Cash assets

139 931

71 351

43 479

34,684

289,445

216,807

9,283

1 403

107

328

221

2,059

1,386

907
2,103
527

241
1,590
190

373
513
234

233
895
276

1,754
5,101
1,227

1,120
4,111
707

52

373
510

79
403

107
202

160
525

719
1,640

646
1,073

23

Kansas

1,820
10,930
10,103
56

584
5,485
4,275
11

495
2,837
7,476
13

159
3,150
2,711
18

3,058
22,402
24 , 565
98

2,445
17,527
20,544
75

905
439
1

Kentucky
Louisiana
Maine . .
Maryland »
Massachusetts

116
1,163
1 594
13,109

22
506
656
10,936

37
210
475
3,673

50
21
118
572

225
1,900
2 843
28,290

117
1,099
2,281
20,365

Michigan
Minnesota

14,073

12,206

7,851

3,454

37,584

29 , 004

256
7,378
430

38
3,013
66

153
2,658
62

36
1,751
102

483
14,800
660

364
11,598
414

1,813
288

371
185

1,441
211

468
67

4,093
751

2,919
573

12,508

6,564

5,421

25,712

17,385

Capital

Other

150

Loans

United States
Alabama
Arizona
.. . ,
Arkansas
California
Colorado

Deposits

14 498

Other
capital
accounts

Number
of
banks

31,265

17 , 592

240

283

478
4

193
12
139

378
760
316

63
166
65

14
5
7

190

50
140

237

1
4

198
108
71

300
2 , 672
2,465
15

115
1,190
1,046
7

1
36
66
1

6

5
527
208
3,106

90
96
145
3,800

7
178
209
1,019

2
1
g
1

11

3,254
9
78

3,874

1,441

100
1,804
120

10
835
32

105
1
64
4

4

720
80

454
94

30
3

3,649

2,700

1,978

9

Connecticut
District of Columbia
Florida
Georgia
Idaho
lUinois

Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico




..

1,219

485
94

New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania . ,
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
\Vashington
West Virginia
Wisconsi n
Wyoming
1

635
328

'
• ..

109
40

103
83

937
459

392
365

29,925

10,522

5,740

5,695

156

51,882
2,188

41,194
1,786

931

347

586

215

1,647
22,293

40
26

822

799

597

636

16,581

8,014

4,040

5,667

2,079
34,302

473

180

248

180

1,081

417
972

207
387

80
171

27
508

2,038

1,169

2,773

1,574

1

243
33

881
10

5,471

143
355

98
346
541

101
423
227

3,125
4 381

129

292

2,001
2 215

Includes one mutual savings bank.




90
8

1 398

731

173
634

18

392
60

3,282

6

898
30

3,695

58

1

290

210

95
8

2,813

7
4
36
7

156

1,603

3,998

4,202

83

7
14

2

232

25

5

377

64
3

60
383

29
106

2
6

4,446

698

40

150
25

137
12

2
1

424

60
364

19
79

125
325
465

25
132
340

4
6
12

588

136

2,285
3 507

2,206

Appendix E
COMPOSITION OF ASSET AND LIABILITY ITEMS




86

All-Bank Statistics
COMPOSITION OP ASSET AND LIABILITY ITEMS
Items reported by banks

Revised series
Assets

Revised series

Items reported by banks

Assets—Continued

Loans secured by mortgages
on real estate
Loans secured by real estate
mortgages or other liens or
realty
Loans on farm land
Real estate loans
Loans on residential properties
Loans on other properties
Bonds and mortgages
Mortgages purchased
Mortgages owned
Loans on demand or time secured by stocks and bonds
Loans on demand or time secured by other personal
securities including merchandise, warehouse receipts, etc.
Loans on securities
Loans on demand <jr time secured by collateral
Loans secured by collateral
other than real estate
Loans on collateral . . . Loans on other collateral
security
Loans on public funds (loans
secured by securities of
national, State, and local
governments)
Loans to banks and trust
companies on securities
Loans to brokers and dealers
Other loans for the purpose
of purchasing or carrying
stocks, bonds, and other
securities
Loans on demand or time, unsecured by collateral
Loans on demand or time
with one or more individual
or firm names
Loans on demand or time,
single-name paper (one person or firm) without other
security
All other loans 1
Loans on personal security
Loans on depositors' books
Acceptances or bills of exchange purchased or discounted
Syndicate participations
Customers' liability on account of drafts paid under
, letters of credit

' Advances to trust estates
Personal loans
Commercial paper bought in
open market
1
All other loans
Overdrafts
— Continued
- Notes and bills rediscounted
Loans to banks and trust
companies, not secured by
collateral
Loans and discounts not
classified
' United States bonds
Premium on United States
bonds
Payment on account of subscription to Liberty Loan
bonds
United States bills
United States certificates of
indebtedness
United States Victory notes
United States GovBonds deposited with United
ernment obligaStates Treasurer to secure
tions 2
...
Postal Savings deposits
War savings certificates
Thrift stamps
Bonds fully guaranteed by
United States:
Reconstruction Finance
Corp.3
Home Owners* Loan Corp.3
Federal Farm Mortgage
Corp.
Federal Housing Corp.
Other Government corporations and agencies
' State, city, town, county, or
other municipal or district
bonds
State warrants
Obligations of States
Special warrants
and political subSchool and county warrants
divisions
Tax certificates
Loans to towns, villages,
school districts, etc. , including warrants
Territorial and insular possessions
t
' Bank stock
Stocks of other corporations
Railroad bonds
Other securities *
< Railroad notes
Terminal company bonds
Collateral trust and other
corporation notes

1
For the period 1921-1928, foreign bills of exchange or drafts
sold with indorsement, then regarded as rediscounts and included
in gross loans and discounts, were deducted from loans and from
total 1assets of Federal Reserve member banks.
To conform with current practice, amounts of U. S. Government securities borrowed by national banks were deducted from
their reported holdings in 1903-1925.

'Initially, obligations of the Reconstruction Finance Corporation and the Home Owners' Loan Corporation were guaranteed 4as to interest only; those issued later were fully guaranteed.
To conform with current practice, amounts of other securities
borrowed by national banks were deducted from their reported
holdings in 1914-1925.




Appendix £

87

COMPOSITION OF ASSET AND LIABILITY ITEMS (Continued)
Revised series

Items reported by banks

Assets—Continued

Other securities4
—Continued..

Cash items in process
of collection (float),

Currency and coin..

Bankers1 balances (including reserves)6..

Bonds of privately owned
public utilities
Federal Reserve Bank stock
Obligations of:
Federal land banks
Federal intermediate credit
banks
Other Government corporations not fully guaranteed
by United States8
Stocks and bonds taken for
indebtedness
Premium account
Bonds of foreign governments
Other foreign bonds and securities
Obligations of foreign state.
provincial, and municipal
governments
Stocks and bonds of foreign
corporations
Checks on other banks and
other cash items
Exchange for clearing house
Outside checks and other
cash items
Items with Federal Reserve
Banks in process of collection
Bills of other banks
Notes of other national banks
Fractional currency
Specie
Legal tender notes
United States certificates of
deposit for legal tender
notes
United States certificates for
gold deposited
Silver certificates
Federal Reserve notes
Federal Reserve Bank notes
Cash in vault
Lawful money reserve
Due from national banks
Due from State banks
Due from Reserve Agents
Due from private banks and
bankers
Due from Federal Reserve
Banks
Due from bankers and trust
companies
Cash on deposit in banks
Cash in other banks
Collection accounts (balances)
Lawful reserve with Federal
Reserve Banks

For notes 3 and 4 see opposite page.
1
Beginning in 1942, demand balances due from other banks
and those due to other banks exclude reciprocal bank balances,




Revised series

Items reported by banks

Assets—Continued
' Balances payable in dollars
due from foreign branches
of other American banks
Due from banks and bankers
in foreign countries
Bankers' balances (in- Balances not subject to imcluding reserves)
mediate withdrawal with
—Continued... .
banks in the United States
and foreign countries
Time balances with other
banks
Balances with banks in foreign countries
Banking house, furniture, and
fixtures
Other real estate owned
Redemption fund with United
States Treasurer
Due from United States
Treasurer
Internal revenue stamps
United States and other bonds
borrowed
Other securities borrowed
Real estate owned for banking purposes
Real estate acquired by foreclosure
Safe deposit vaults
Due from branches (to the
extent not offset by due to
branches)
Guaranty fund and assessments
Interest in depositors guaranty fund
Other assets.
Accounts receivable
Insurance or other expenses
prepaid
Suspense account
Clearing house fund
Supplies
Accrued interest on loans and
investments
Customer's liability on acceptances
Cash items not in process of
collection
Foreign money
Due to banking department
from other departments
(to the extent not offset
by contra accounts)
Investments and other assets
representing bank premises
or other real estate
Interest, commissions, rent,
and other income earned
or accrued but not collected
Sundry assets
which totaled $643 million at all insured commercial banks on June
30 of that year.

88

All-Bank Statistics
COMPOSITION OP ASSET AND LIABIIJTT ITEMS (Continued)
Revised series

Items reported by banks
Liabilities

Due to national banks
Due to State banks
Due to private banks and
bankers
Due to trust companies
Due to savings banks
Due to Reserve Agents
Due to banks in foreign
countries
5
Interbank deposits . . < Due to clearing house
Time deposits of banks in
United States and foreign
countries
Balances due . to foreign
branches of other American
banks, but excluding
amounts due to own foreign
branches
' United States Government
deposits
Deposits of United States disUnited States Govbursing officers
ernment deposits... United States Treasurer's
time deposits, open account
War loans and Series E bond
accounts
Liberty Loan subscriptions
t United. States War Savings
' Letters of credit and travelers
checks sold for cash and
outstanding
Deposits subject to check
Deposits for payment of
coupons
Certified checks
Cashiers' and treasurers' or
other officers' checks
Dividends unpaid
Demand certificates
Deposits sub j ect to withdrawal within 30 days
Trust funds (not offset by per
Other demand
contra entry)
deposits
• Special deposits
Guaranty fund deposits
Time certificates of deposit
payable within 30 days
State and municipal demand
deposits
Due to Federal Reserve Bank
Dividend checks outstanding
Uninvested funds of sinking
fund for railroads or other
corporations
Individual deposits subject
to check, less savings deposits
For note 5 see p. 87.




Revised series

Items reported by banks

Liabilities —Continued

' Time deposits
Time certificates of deposit
Savings deposits
Postal savings
Christmas savings accounts
Trust funds subject to 30 or
more days notice
Time deposits, open account
Interim certificates
Time certificates payable after
30 days
Other time deposits. . Deposits evidenced by savings pass books
Deposits the payment of
which has been deferred
beyond the customary period by agreement with
depositors
Public funds of States, counties, school districts, or
other subdivisions or municipalities (time)
Deposits accumulated for
payment of personal loans
Bills payable
Notes and bills rediscounted
Certificates of deposit representing money borrowed
Borrowings
Bonds and other securities
sold under repurchase agreement
Real estate loans sold under
repurchase agreement
Circulating notes outstanding
National bank notes . . National bank circulation
National bank notes outstanding
Accounts payable
State bank circulation outstanding
United States and other bonds
borrowed
Other securities borrowed
Acceptances executed for customers and outstanding
Time drafts outstanding
Acceptances executed by
Other liabilities . . . .
other banks lor account of
reporting bank and outstanding
Reserves for interest, taxes,
and other expenses accrued
and unpaid
Interest, discount, and other
income collected but not
earned
Dividends declared but not
yet payable

Appendix E

89

COMPOSITION OF ASSET AND LIABILITY ITEMS (Continued)
Revised series

Items reported by banks

Liabilities— Continued

Other liabilities
— Continued

Capital




' Mortgages or other liens on
bank premises or other real
estate
Reserves for alterations
Bank liquidation account
Fees, rents, commissions, and
other income unearned
Annuities on lives
Loans to customers—uncompleted
Due on "future" accounts
Due to other departments
from banking department
(to the extent not offset
by contra accounts)
t
Capital stock
Common stock
Preferred stock
t Capital notes and debentures

Revised series

Items reported by banks

Liabilities-—Continued

Surplus fund
Undivided profits, less expenses and taxes paid
Reserves for dividends, contingencies, etc.
Preferred stock retirement
fund
Surplus and other cap- Reserve for dividends payital accounts
able in common stock
Undivided earnings
Improvement fund
Guaranty fund (mutual savings banks)
Profit and loss
Stockholders statutory liability
t Reserve fund

Appendix F
INTERPOLATING TECHNIQUE NO. 2




INTERPOLATING TECHNIQUE NO. 2

(1) Compute annual ratios of real estate
loans to total loans for Series X and Series Y
banks for 1935-1946 (columns 1 and 4 of
Table 1-A). Then compute a straight-line
trend between the ratios for the initial year
1935 and the terminal year 1946 (columns 2
and 5). Compute annually for each class
of bank for 1936-1945 the relationships
between actual ratios and interpolated-trend
ratios (columns 3 and 6).

Interpolating Technique No. 2 involves
several steps, which are described in the following paragraphs. In the example used,
real estate loans for Series Y banks are estimated for the years 1925-1934 on the basis
of the relationship of their behavior in 1924
and 1935-1945 to the behavior of such loans
at Series X banks. In those years real estate
loans were available for both classes of banks.

TABLE 1
COMPUTATION OF ESTIMATING STATISTICS
A.
Series Y banks

Series X banks
Ratio of real estate loans to
total loans

Year

Actual
(1)

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946

.

.

20.0
22.9
25.9
27.0
30.2
31.2
34.6
35.4
38.9
39.6
43.2
42.0

Interpolated
trend
(2)

Ratio of
actual to
interpolated
trend

Ratio of real estate loans to
total loans
Actual

104.0
108.0
104.0
108.0
104.0
108.0
104.0
108.0
104.0
108.0

22.0
24.0
26.0
28.0
30.0
32.0
34.0
36.0
38.0
40.0

(3)

(4)

42.0
40.4
38.8
36.4
34.7
32.3
30.6
28.3
26.5
24.2
22.4
20.0

Interpolated
trend
(5)

40.0
38.0
36.0
34.0
32.0
30.0
28.0
26.0
24.0
22.0

Ratio of
actual to
interpolated
trend
(6)

101.0
102.0
101.0
102.0
101.0
102.0
101.0
102.0
101.0
102.0

B.
Year

1936
1937
1938
1939
1940
1941
1942
1943
1944
1945

(Col. 3 of
Table 1-A
minus 100)
(1)

(2)

16.0
64 0
16.0
64 0
16 0
64.0
16 0
64.0
16 0
64.0

4.0

8 0
4.0
8.0

4 0
8.0

4 0
8.0

4 0
8.0

S




X*

400 0

92

(Col. 6 of
Table 1-A
minus 100)
(3)
1.0

&

xy

(4)

(5)

1.0

2 0

4 0

2 0
10

10

1.0

1.0
4.0

4.0

16.0

4.0

16.0

4.0

2.0

4.0

16.0

2.0

4.0
1.0
4.0

16.0

25 0

100.0

10

10

2.0

10

4.0

16.0

4.0

Appendix F
(2) Compute the difference between the
ratio of "actual to interpolated" and 100;
this represents the percentage-point variation
of the actual ratio from the straight-linetrend value. These variations for Series X
and Series Y banks appear as x and y,
respectively, in columns 1 and 3 of Table
1-B. Then compute (1) the coefficient of
association (axy), which is analogous to the
correlation coefficient except that differences
are measured from corresponding trend
values, and (2) mean square deviations of
Series X and Series Y (dx and dy), using the
following formulas (where N equals the
number of years) and x2, yzt and xy as shown
in columns 2, 4, and 5, respectively, of
Table 1-B:
100
= 1.00
V (400). (25)

93

TABLE 2
APPLICATION OF ESTIMATING STATISTICS
A.
Series X banks
Year

Ratio of real estate loans to
total loans
Actual

Interpolated
trend
(2)

(D

1924.
1925,
1926.
1927.
1928.
1929.
1930,
1931,
1932.
1933.
1934.
1936.

Ratio of
actual to
interpolated
trend

31.0
31.6
29.8
29.6
27.8
27.6
25.8
25.6
23.8
23.6
21.8
20.0

(3)

30.0
29.0
28.0
27.0
26.0
25.0
24.0
23.0
22.0
21.0

105.3
102.8
105.7
108.0
106.2
103.2
106.7
103.5
107.3
103.8

B.

Year

Series X,
difference
from trend
(Col (3) of
Table 2-A
minus 100)
(D

* d*
(adjustment)
(2)

1925. . .
1926..
1927..
1928..
1929 . .
1930.,
1931 . .
1932.,
1933..
1934..

5.3
2.8
5.7
3.0
6.2
3.2
6.7
3.5
7.3
3.8

0.25
0.25
0.25
0.25
0.25
0.25
0.25
0.25
0.25
0.25

= 6.32455
To obtain a measure of the average difference between amplitudes of movement in
the two series, express the standard deviations of the two series from their trends in
the following form:

d y _ l . 58113 _
d "6.32455

a
a y

dy

Col. m X
Col (2)
(adjusted
difference)
(3)
1.3
0.7
1.4
0.8
1.6
0.8
1.7
0.9
1.8
1.0

Col, (3)
plus 100
(4)
101.8
100.7
101.4
100.8
101.6
100.8
101.7
100.9
101.8
101.0

c.
Series Y banks— Ratio of real estate loans to total loans

Thus, on the average, for every movement of
one point in Series X ratios, Series Y ratios
move one-quarter of one point.
(3) To apply these relationships in estimating real estate loans for 1925-1934 at
Series Y banks, compute for Series X banks
for this period (1) actual and interpplatedtrend ratios of real estate loans to total loans
and annual percentage relationships between
the two sets of ratios (columns 1-3 of Table
2-A) and (2) interpolated ratios for Series Y
banks based on reported data for 1924 and
1935 (column 1 of Table 2-C); these compu-




Year

Interpolated
trend
U>

1924 . .
1925.
1926.
1927.
1928.
1929.
1930.
1931.
1932.
1933.
1934.
1935.

31.0
32.0
33.0
34.0
35.0
36.0
37.0
38.0
39.0
40.0
41.0
42.0

Adjustment,
actual to
interpolated
trend
(2)

Estimated
final
ratio
(3)

101.3
100.7
101.4
100.8
101.6
100.8
101.7
100.9
101.8
101.0

32.4
33.2
34.5
35.3
36.6
37.3
38.6
39.4
40.7
41.4

94

All-Bank Statistics

tations are made in the same manner as
those in Table 1-A, described earlier.
The derivation of figures for 1925-1934 in
columns 2 and 3 of Table 2-C depends on the
following calculations shown in Table 2-B:
(1) For Series X banks, the annual differences from trend (column 3 of Table 2-A
minus 100) for 1925-1934; (2) the following
adjustment, consisting of the previously computed coefficient of association and mean
square deviations of each series (column 2):
0*,-^- = 1.0 (.25) = .25
(3) multiply this adjustment by the annual
differences shown in column 1 to obtain the
adjusted annual differences (column 3); (4)




then add these adjusted differences to 100.
The results—the annual percentage relationships between actual ratios and interpolatedtrend ratios—appear in column 4, and also
in column 2 of Table 2-C.
Use these percentages in Table 2-C to
adjust the interpolated ratio trend for Series
Y banks in the period 1925-1934, that is,
multiply the interpolated-trend values in
column 1 by the adjusted ratios in column 2
to obtain the estimated final ratios in column
3.
Finally, multiply these estimated ratios
in column 3 of Table 2-C by the dollar
amount of total loans at Series Y banks for
1925-1935 to obtain estimates of real estate
loans at these banks.

PART II—SUMMARIES BY STATES AND OTHER AREAS




ALABAMA

Revised data for assets and liabilities and
number of all banks in Alabama, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks in
this State because adequate data were reported, either separately or in combination
with data for other State commercial banks,
in the reports of the Comptroller of the Currency or the State banking department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Alabama
were obtained from the abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments. A description of these figures is included in the United
States Summary. Compilation of figures for

State commercial banks presented a number
of problems and considerations not encountered in compiling the balance sheet for national banks. The following sections describe
these problems and the methods used in
deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department. These sources were supplemented by
data obtained from bankers' directories.
The sources of such statistics for the
period 1934-1946 were either (1) summary
figures of assets and liabilities of all State
commercial banks published or supplied by
the State banking department or (2) summary
figures for insured banks published or supplied
by the Federal Deposit Insurance Corporation
together with figures for noninsured banks
obtained from bankers' directories. Data for
this period are discussed separately because
of the substantially better coverage and more
consistent reporting beginning in 1934.
Beginning with 1947, all statistics for
State commercial banks—including the breakdowns of loans, investments, cash assets, and
deposits—were taken directly from data published or supplied by the Federal Deposit
Insurance Corporation.

1
Since there have been no mutual savings banks in Alabama, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used tn Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock sayings banks," or "private banks
and bankers" (unincorporated banks).




96

Alabama

97

STATE COMMERCIAL BANKS, 1896-1933
The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

The accompanying table shows adjustments made in figures published by the
Comptroller for number of banks and balance
sheets. Most of these changes reflect underreporting.
CHANGES IN NUMBER OF BANKS AND BALANCE SHEETS
Year or period

Additions

Deductions

Number of banks and corresponding balance sheets
65
59
56

1896
1897-1898
1899
1900
1901
1902.
1903
1904

.....

59
62
73
92
97
74

1910.
1913
1914

U2
W

1

Number of banks only

1916
1919
1

27
21
Unincorporated (private) banks.

2

In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual.




Less than one-fourth of all State commercial banks reported to the Comptroller
during most of the period 1896-1904, and 65
per cent reported in 1910. Since reports of the
State banking department were not available
until 1911, the number of banks was taken
from the bankers* directories and the aggregate balance sheet was estimated from information on capital accounts available in these
directories. In estimating the aggregate balance sheet of nonreporting banks, it was assumed that the ratios of capital accounts to
various asset and liability items were the same
as for banks reporting to the Comptroller.
Data that were nearer to the midyear call
date than those in the Comptroller's reports
for the years 1906-1908 were substituted for
the Comptroller's figures in those years. Figures for October 1906 and 1907, which were
shown in publications of the Comptroller for
1907 and 1908, respectively, were transferred
to the year in which the call was made; figures
for 1908 were estimated by interpolating each
balance-sheet item in dollar amounts between
reported figures for October 1907 and April
1909.
In the discussion in the following paragraphs of adjustments or estimates for individual balance-sheet items and their breakdowns, it should be noted that such adjustments and estimates were made prior to the
addition of nonreporting banks discussed
above.
LOANS

A complete classification of loans into
real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. In the years in which items were not
reported, figures were estimated.
Estimates of collateral loans and "all
other" loans, reported as a single total in 1899,
were obtained by applying to this total an
average of the ratios of each of these items to

All-Bank Statistics
the total computed from reported data for
1898 and 1900.
The loan breakdowns for 1905-1908 were
estimated by applying to total loans for each
year the percentage distribution based on reported data for 1909; for 1910, by applying
the percentage distribution for 1911. This
single year was used as the estimating base
for 1910 because of the sharp increase in total
loans between the calls for 1909 and 1910.
The loan breakdowns for 1916-1921, for
1924 and 1925, and for 1927-1931 were estimated by applying to total loans, ratios of
each subitem to the total that were derived
by interpolating between similar ratios based
on reported data for 1915 and 1922, for 1923
and 1926, and for 1926 and 1932, respectively.
INVESTMENTS

A complete classification of investments
into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934, although figures for United States Government securities were complete with minor
exceptions after 1918. In the years for which
items were not reported, figures were estimated.
United States Government securities*
Estimates for the period 1896-1908 were made
by applying to total investments in each year
the ratio of United States Government securities to total investments computed from reported data for 1909. Since amounts for this
item as well as for total investments were
comparatively small when the breakdown was
reported in 1909, it seemed reasonable to
assume that amounts were small for the
earlier years also.
An estimate for 1914 was made by applying to total investments the average of the
ratios of United States Government securities
to total investments computed from reported
data for 1913 and 1915.
For 1918, when United States Government
securities were again unreported, an estimate
was made by assuming that holdings of these




securities accounted for the same proportion
of the change from 1917 to 1918 in total
investments as was computed for Alabama
national banks.
Obligations of States and political subdivisions. The amounts of these securities
were estimated for 1896-1908 and 1914 in the
manner described for United States Government securities for these years.
Estimates for 1916-1921 were made by
applying to total investments less United
States Government securities, annual ratios
of State and political subdivision securities to
this total that were derived by interpolating
between similar ratios based on reported figures for 1915 and 1922. This estimating procedure was followed in order to avoid the
influence, on the rest of the investment breakdown, of the rapid growth in United States
Government security holdings during these
years.
Estimates for 1923-1925 were made by
applying to total investments less United
States Government securities the average of
the ratios of State and political subdivision
securities to this total computed from reported
data for 1922 and 1926. The ratios for these
two years were very similar. Figures for
1927-1931 were estimated by applying annual
ratios derived by interpolating between ratios
for 1926 and 1932.
DEPOSITS

The breakdown of deposits into interbank, United States Government, other demand, and other time was adequate, after
some minor revisions, in the reports of the
Comptroller beginning with 1914, although
reported figures for United States Government
deposits were supplemented in a number of
years.3 No attempt was made in the revised
series to provide figures for the latter item
prior to 1918 because practically all such
deposits were held by national banks.
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
an'd United States Government. This order differs from that
in the tables.

Alabama

99

In years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdown of total deposits other
than interbank into demand and time was
estimated for 1896-1908 by applying to this
total, annual ratios of time deposits to the
total that were extrapolated from a straightline trend of sudh ratios computed from reported data for 1911-1923. The breakdown
for 1910 was derived by applying the average
time-to-total-deposits ratio computed from
reported figures for 1909 and 1911.
Figures for United States Government
deposits for 1918-1930 represent such deposits
at State member banks only, which held practically all of this type of deposit at State
commercial banks. Figures except for 1918
are as reported. The figure for 1918 was esti-

mated by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year, the
ratio of these deposits at State member banks
in Alabama to such deposits at all State
member banks on June 30, 1919.

STATE COMMERCIAL
The principal assets and liabilities of all
State commercial banks for 1934, 1935, 1940,
and 1941 were taken from annual reports of
the State banking department. Comparison
of these figures with totals obtained by combining data for insured banks published by
the Federal Deposit Insurance Corporation
with data for noninsured banks from bankers'
directories indicated no need for adjustments.
For 1936, 1938, and 1939, June 30 figures
were not available in State banking department reports because the State had made no
June 30 call for condition reports. For June
30, 1937, the figures for some of the principal
items of all State commercial banks were
available in the summary report of condition
published by the State banking department,
but these totals were smaller than the figures
for identical items at insured State commercial
banks published by the Federal Deposit Insurance Corporation. Because of these discrepancies, the principal assets and liabilities of
each noninsured bank for June 30, or the nearest available date, for the period 1936-1939
were obtained from bankers' directories.

BANKS, 1934-1946




OTHER ITEMS

Small amounts of cash items in process
of collection were estimated for 1905, 1907,
and 1908 by' applying to total cash assets in
each year the ratio of this item to total cash
assets computed from reported data in a
nearby year or years.
Borrowings, reported with "other" liabilities in 1896-1908, were estimated by applying
to that total for each year the ratio of borrowings to that total computed from reported
data for 1909.

For 1942-1946 the Federal Deposit Insurance Corporation made available condensed
balance-sheet data covering noninsured banks,
which it had compiled from the balance sheets
of individual banks obtained from the State
banking authority or from bankers' directories.
For both 1936-1939 and 1942-1946, figures for
noninsured banks were added to those for
insured State commercial banks.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in the sources cited. The
breakdowns of the following items were estimated on the basis of the percentage distribution of such items at insured nonmember
commercial banks in corresponding years:4
loans, 1934-1946; securities other than United
States Government obligations, 1934-1941;
cash assets, 1934-1946; and deposits, 19341946.
* It should be noted that during the period 1934-1946, total
deposits of noninsured commercial banks amounted to less
than 1 per cent of total deposits at all commercial banks in
the State.

100

Alabama

All Banks—7b&/e 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Real
estate

Total

Collateral

All
other

1896
1897
1898
1899

15.439
15.394
15.245
16.356

3*753
1.394
1*236
1*306

4.311
3.309
4*686
4*601

7,375
10*691
9.323
10.449

1900
1901
1902
1903
1904

20.391
23.030
28.564
32.609
38.370

1.128
4.420
3.421
3.967
2*683

5.147
6*933
6,736
9,373
10.519

14*116
11*677
18,407
19*269
25.168

1921
1922
1923
1924

187*118
169*610
159,685
182.277
191,953

21*209
20,624
20,901
21*672
23*951

68.774
68,192
63.597
72,554
78.053

97.135
80,794
75,187
88*051
89*949

1905
1906
1907
1908
1909

43.625
58.685
64*370
59.886
58.311

2.849
3*921
4,397
4*139
4*255

11.744
16*634
18*156
16.959
21.975

29,032
38,130
41,817
38,788
32,081

1925
1926
1927
1928
1929

205,980
223,531
221*666
243,694
249,358

26,171
29.347
28,995
30,361
31,583

81.515
90.374
82.682
90.704
53,542

98*294
103**810
109.989
122.629
164.233

1910
1911
1912
1913
1914

72.774
76.784
90.061
92.705
95.368

5.9.17
6*315
7.927
6.822
5.576

23*212
25,208
27,275
26,084
22.087

43,645
45,261
54,859
59,799
67.705

1930
1931
1932
1933
1934

210,817
170*145
130,506
98*367
94,990

29,122
23.509
20.785
16,535
14,142

36*114
28,989
21,732
18,960
17,352

145.581
117.647
87*989
62,852
63,496

1915
1916
1917
1918
1919

84.749
86*169
94»220
108*398
134.057

8,713
9.376
10.464
12.538
14,970

26*557
28.518
31.121
36.735
49,703

49,479
48,275
52,635
59,125
69,384

1935
1936
1937
1938

108,612
90,798
106*487
123.105

13,586
14,608
17,656
18*805

16*686
12,885
12*653
11*960

78.340
63,305
76,178
92,340

1920

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

76,951

Other

4.810

11,012

6.777

2,057
1.702

5.130

2,224
31.324

4.099
4,456

12.158
13.748
13.352
14*707
13*458

1.067
1.511
1*188

21.872
24.161
14.175
10,127
7,446

7»672
11*348
13*572
14.523

15,085
26,630
43,647
51*397.
51*678

1*921

7,189

3*147
3*166
2*338
2,041

6,274
5,009
4*200
4.736

15*841
16.425
17.119
17*840
18.243

2.777

5*320

20*089

Other
loans
to
individuals

All
other

7,323

5.390
5*619

1940
1941
1942
1943
1944

127.114
146*940
146*417
123*483
164.373

61,622
69.170
74.966
65,224
75.934

1,087
784
548
564
870

1945
1946
1947
1948
1949

171*568
213.625
282.876
339,128
372.641

91.676
99.956
131.079
166.596
194.028

1*444
3.822

1950
1951
1952
1953
1954

399*100
434.094
448*532
490.621
521*341

166*954
192.850
197.001
202.130
242.996

1955

572,056

243,374

1.318

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




On
farm land

On
residential
property

5.013

8.185
7.111

38*762
47.377
43*608
11*135
9*917

7*403
9*402

18,127
19,012

6,951

20,390
33,530
58,982
74*244
78,829

9*137

8.703
15.375
17.344
20.105

73.353
69*258
60.529
70.899
67.941

19*649
18,454
17*780
18.342
20,011

104,547
119.501
137.667
159,202
160*972

15,310
15,659
18.514
24,956
13,678

73.557

25,050

181,953

30*603

.

9,151

7,203
6,442
8,789

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Alabama

101

Table 1—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments

u. s.

Year
Total

Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

2.580
2.887
3»152
5i064

1,427
1,414
1*094
1,599

678
807
1,047
1,625

475
666
1,011
1,840

4,573
4,086
8,481
10,180

60
85
174
91

1.863
1,663
3,390
2,958

2,650
2»338
4,917
7,131

1.280
2.143
1.013
1.331

23,872
24,510
27,891
32,931

1900
1901
1902
1903
1904

6,059
4*839
5,582
5,725
6,944

2,212
2,378
2,515
3,179
4,012

1,791
1*298
1*463
1,312
1,442

2,056
1,163
1,604
1,234
1,490

12*428
9,624
12.358
13,551
16,890

190
271
182
339
463

3,542
3,270
4,626
4,048
5,004

8,696
6,083
7,550
9,164
11,423

1.840
1.812
1.947
1,922
2.717

40,718
39,305
48,451
53,807
64,921

1905
1906
1907
1908
1909

7,212
8,724
12,985
13,333
12,870

4,458
5,338
6*886
7,724
7,928

1,293
1,571
2,880
2*656
2,434

1*461
1.815
3,219
2,953
2,508

18,952
19,300
20,410
19,215
21,195

468
594
617
665
690

5.436
6.330
6,131
6,748
6,860

13.048
12,376
13,662
11,802
13,625

2.602
3.209
3.664
4,512
4*462

72,391
89,918
101,629
96,946
96*858

1910
1911
1912
1913
1914

13,356
13,945
15,669
15,768
17,115

7,831
8,194
8,758
8,936
9*598

2,695
2,838
2,467
2*482
2,814

2,830
2,913
4,444
4,350
4,703

20,377
23,632
26,015
24,530
28,203

791
710
597
1.578
709

7,175
7,268
7,477
7,618
8*137

12,411
15,654
17,941
15,334
19,357

5,176
5,559
4,874
6.599
7.339

111,683
119,920
136,619
139,602
148,025

1915
1916
1917
1918
1919

17,397
16,844
20*388
34,723
48,380

9*595
9,603
10,790
24*181
37*061

2,599
2*586
2,729
2,836
3,046

5,203
4.655
6.869
7,706
8,273

24,380
32,245
36,688
46*184
47*703

665
1*230
1*345
3,013
3,746

6,791
7,815
3,310
7,029
8,047

16,924
23,150
27,033
36,142
35.910

6,866
7.034
7,627
9,746
9,124

133,392
142.292
158.923
199,051
239,264

1920
1921
1922
1923
1924

42,245
36,322
31,791
40,708
41,455

29.762
24*448
18*451
22.872
18.907

3,219
3,320
3,743
5,590
7,479

9,264
8,554
9,597
U»246
15,069

51*280
38,897
42,138
50,523
54,531

5,119
3,179
4,200
5,389
4,895

9,531
7,349
6,884
6*526
8,090

36,630
28,369
31,054
38,608
41,546

8,804
8*883
10,542
12*674
12.980

289,447
253.712
244,156
286,182
300,919

1925
1926
1927
1928
1929

42,751
45*654
50*408
57,958
57,508

16,736
15,560
18,689
20,696
22,381

8*283
10*363
10,700
13,028
12,469

17.732
19,731
21,019
24,234
22,658

54,233
55,850
60,351
52,906
51*174

6.869
6,630
6,841
6,348
6*373

8,561
9,407
9,445
8,150
7,498

38,803
39,813
44,065
38.408
37.303

14.093
14,639
16,816
18,372
19.851

317,057
339,674
349,241
372,930
377,891

1930
1931
1932
1933
1934

51,409
56,452
56,416
57,299
72,761

20,088
22,330
25*108
29*150
36*858

10,434
13.518
12*354
12,085
18,413

20,887
20.604
18*954
16.064
17,490

52*428
48,393
31,646
38,489
60*420

6*234
3*589
2,054
2*748
4.731

7,877
7,808
5,551
5,099
5,118

38.317
36,996
24,041
30,642
50,571

19,418
18,682
18,406
16,794
17,573

334.072
293,672
236,974
210,949
245,744

193S
1936
1937
1938
1939

78,743
98*526
102,901
85,507
92,486

42,324
55,487
56,800
38,599
41,759

23*139
30,118
33*160
34.618
38*435

13.280
12.921
12.941
12.290
12.242

56,262
90,889
87,748
79.372
103,552

4*659
5.398
6.036
5.613
7.342

5,506
7,639
8,064
7,667
7,926

46.097
77,852
73,648
66,092
88,284

18,299
17.550
17.122
16*912
16*960

261,916
297,763
314,258
304,896
348.791

1940
1941
1942
1943
1944

99,817
108*785
184,900
399,371
506,257

46,845
50,078
121*506
329.909
438*062

42.292
47.328
51*282
57.413
57,906

10.680
11.379
12,112
12,049
10,289

134,214
181*285
218*708
251*309
265.338

8.793
9.635
14.435
15,993
17,409

8,274
10,227
14,861
18,344
20,608

117,147
161,423
189,412
216,972
227,321

17,831
17*574
16*350
14,930
13,067

378,976
454,584
566,375
789.093
949.035

1945
1946
1947
1948
1949

674,604
763,160
628,324
588*559
546*015

596,340
667,730
526,178
478,823
435*719

64.135
74.325
81.210
86,719
89,756

14,129
21*105
20.936
23,017
20.540

310.743
318,999
297.345
304.623
302.345

20.310
23.580
19.173
23.100
23.239

19,716
21,157
24,910
28,863
28,552

270,717
274,262
253,262
252,660
250,554

12,814
13*202
11*968
13*152
13*503

1*169,729
1,308,986
1,220,513
1,245,462
1,234*504

1950
1951
1952
1953
1954

556,178
545,779
613*691
609,829
665,626

439,041
422,646
469,313
456,145
490,787

96,362
102*110
123,119
132,781
150,287

20,775
21.023
21.259
20,903
24,552

293,644
334,872
365*660
357,769
356,498

27,830
32,622
30,120
48,^11
55*388

24,423
25,359
31,460
33,532
33,502

241,391
276,891
304,060
275,826
267,608

13*993
15,427
16.229
16,428
16,980

1*262*915
1,330,172
1,444,112
1.474.647
1.562,445

49.257

34,937

286,019

679,736




102

Alabama

All Banks—Table 1




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated, Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

1896
1897
1698
1899

11*540
16t204
21.931

1900
1901
1902
1903
1904

26,522
24.561
32.239
34.185
41.624

1905
1906
1907
1908
1909

46,551
55*802
64*550
58*240
59.021

2.762
3*602

1910
1911
1912
1913
1914

l i t 545

U.S.
Government

Other
demand

Other
time
1*377
1,439
2.200

358
412
563
2,266

94
94
100
195

9.595
13.341
16*816

1,278

251
251
451
498
401

21.370
19.979
25.774
27.511
33i331

3*623
2*937
4*344

3*610
4.033

265
264
949
1*166
522

36.723
43*454
48*864
42*664
44*641

6*601
8,482
10*612
10.778
9*825

67.068
74,622
88*626
86*437
94.748

4*340
4.536
6,635
5,072
5*746

309
345
342
260
394

46.021
51.390
59*008
57*062
65*066

14,398
18.351
22*441
24*043
23.542

1915
1916
1917
1918
1919

79,842
92,916
110.468
147.396
178.333

4*676
5,293
7,235
6,568
8*690

329
326
321
4,109
2.023

55*441
63*083
73*630
99*632
121.944

19*196
24*212
29*282
35*087
45.676

1920
1921
1922
1923
1924

215*464
172.839
175.708
213*841
226.904

8,515
6.107
8*191
10.128
9.559

741
692
837
1.124
815

146,055
106.900
105,545
129,524
128,749

60*173
59*140
61.135
78.065
87*781

1925
1926
1927
1928
1929

243.385
261,296
269,371
279.862
265,447

10,446
10,660
12,071
10*146
9*388

1*626
2,457
2.923
3.433

138.199
145,888
148.090
151,418
138,067

93.112
103*177
106*753
115.373
114.559

1930
1931
1932
1933
1934

240*404
214,743
162*204
147,800
183,180

6,488
10,120

126,232
110,983
77.114
67*821
87,742

101.735
90*102
74*012
63.773
72*923

1935
1936
1937
1938
1939

206*508
249,501
263*412
255,147
298,287

15,063
22,971
21*884
20,752
32*359

6.394
9.747

3.315
2.143
6,114

108.844
132.700
147*060
139.892
161*566

78*207
84*083
91,133
92*360
96*228

1940
1941
1942
1943
1944

328,371
402,094
511*862
731,198
888.136

38.449
50*492
55,707
60,200
59.509

6.933
9*350
13.141
53.079
119*488

179.358
232*617
326.097
488.643
553.109

103*631
109*635
116.917
129*276
156.032

1945
1946
1947
1948
1949

,103,249
,236*225
1*141,783
,159,874
,142,273

72.295
71*764
58.929
53.720
46.852

129,779
92.787
9.968
14.252
12*162

696*582
829.551
819*262
836.402
825.210

204*593
242.123
253.624
255*500
258*049

1950
1951
1952
1953
1954

.163,815
.224,477
»329.952
1*352,762
1*431,576

55*604
65.235
73.781
70.324
74,687

22.645
34.653
33*411
25*885
40.566

824,937
866*945
944*696
957*887
990,070

260*429
257,644
278*064
298*666
326*233

1955

1*394

1,670
1,625
2,228

4.125

6,521
7,891
14,254

1.571

3,949
3.538
4.557

8.315
8.261

9.716

2*654

4,351
5*664

340*542

Alabama

103

Table 1—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat onal
bank
no ;es

^

nt,
. - •*
ia ities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number

of
banks

30
92
48
17

7*938
7*539
7*724
7*404

2,333
2,552
2,220
2.218

23*872
24,510
27*891
32*931

102

1*626
1*953
1*928
2.479
3.366

191
153
132
155
149

8*169
7*850
8*499
10*999
12,950

2.684
3.057
4.495
4,538
4,951

40.718
39*305
48.451
53.807
64*921

107
117
136
153
175

2*332
6*101
5*014
4*743
2*813

3*920
4*804
5.771
6,557
6.896

203
385
461
419
225

12*945
14*978
16,751
17*499
17*910

6,440
7,848
9,082
9*488
9,993

72*391
69.918
101.629
96.946
96.858

204
240
269
276
274

1910
1911
1912
1913
1914

6.519
4.453
3.553
7.266
5.469

7,158
7*475
8.051
8*197
8*984

168
187
87
405
261

19.647
20,696
21.726
22*801
23*480

11.123
12.487
14.576
14,496
15,083

111*683
119,920
136*619
139.602
148,025

293
304
324
34-5
357

1915
1916
1917
1918
1919

6.000
4.394
3.240
5*163
12*334

9.144
8.958
9*263
9*248
9.099

193
235
348
1.194
1.730

23,033
21,704
21,335
21*262
21*622

15*180
14.085
14,269
14,788
16,146

133.392
142*292
158.923
199*051
239.264

353
334
328
329
334

1920
1921
1922
1923
1924

19.365
24.943
11.743
8.704
12.063

9.562
10*516
10*450
10.026
10,585

1.646
860
1.048
1.305
1.366

23,774
24,445
24,329
25.443
26*721

19,616
20.089
20*878
21.863
23.280

289*447
253*712
244*156
286*182
300*919

352
358
356
360
362

1925
1926
1927
1928
1929

11.103
14*705
11.804
18.399
33*271

9*200
8*724
9.335
12*195
13*638

2*028
1.191
2*031
3*065
3*113

26.898
27.058
28.098
28,886
30*131

24*443
26.700
28*602
30.523
32*291

317.057
339.674
349.241
372*930
377,891

354
355
356
357
350

1930
1931
1932
1933
1934

16*306
9.538
11*369
3*072
504

13*641
13*414
13.653
10.513
11*355

3*779
2.184
2.250
2.581
1*472

28,806
27,581
24,789
26,956
31,805

30*636
26,212
22.709
20*027
17.428

334.072
293.672
236.974
210*949
245*744

321
286
243
203
216

1935
1936
1937
1938
1939

864
256
654
970
310

4*897

1*330
1*199
1*527
1*320
1*164

29*994
29,160
28,990
28*692
28,465

16.323
17,647
19.675
18,767
20,565

261*916
297.763
314*258
304*896
348*791

217
217
217
218
216

1940
1941
1942
1943
1944

132
52
47
47
97

1.595
2.026
2.057
1*911
2.495

26,713
26,592
26,369
25*953
24*799

22*165
23,820
26,040
29,984
33,506

378,976
454*584
566,375
789.093
949*035

218
217
217
216
217

1945
1946
1947
1948
1949

347

2*968
4*121
4*931
5*444
5*880

24*283
23.718
24*560
25,854
26,685

38,882
44,922
49,189
54,063
59.146

1.169,729
1.308*986
1*220*513
1,245*462
1.234.504

216
219
219
222
226

7*211
8«384
10*040
10*793
12*220

28.190
29*361
30.758
33.525
35.038

63*353
67*807
73,233
77,531
83.611

1.262*915
1,330.172
1,444*112
1,474.647
1*562.445

225
225
229
230
231

1896
1897
1898
1899

1*001
1*743
923
263

1*025
1.044
772
1*078

1900
1901
1902
1903
1904

1*526
1*731
1.158
1*451
1*881

1905
1906
1907
1908
1909

1950
1951
1952
1953
1954




50
227
520
346
143
129
36

.

1.643*184

96
100
101

104

Alabama

National Banks—Table 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Losins

Loans
Year
Total

6,861

1896
1897
1S9S
1899

6*553
6.484
6,773

9*191

Real
estate

All
other

Collateral

138
120
116
124

2*318
2*029
I t 959
2.098

Year
Total

Real
estate

Collateral

All
other

4*405
4*404
4.409
4.551

1900
1901
1902
1903
1904

Ili585
13*293
14*615
18*376

161
210
254
255
337

2*716
3*544
4t279
4.305
5*673

6.314
7*831
8.760
10*055
12*368

1921
1922
1923
1924

91*842
85*460
80.535
89*597
93.301

3.297
4,299
5,116
4.658
5,305

34.379
34*784
29.353
33*694
36*521

54,166
46,377
46.066
51.045
51.475

1905
1906
1907
1908
1909

20*311
27*184
28*716
26,231
26*655

373
550
582
539
871

6.289
9.263
9*813
9*088
14.577

13.649
17*371
18.321
16*604
11.207

1925
1926
1927
1928
1929

99*766
107.236
118,761
145.508
150,975

6.097
6,891
7,899
9,153
9.152

36.799
40.996
43.784
58.204
25.700

56,870
59,347
67,078
78,151
116*123

1910
1911
1912
1913
1914

32*396
34i762
37*824
41*778
43*687

749
935
1»137
1*152
I t 667

11*361
12.878
14t215
15.730
16*469

20.266
20*949
22.472
24*896
25.551

1930
1931
1932
1933
1934

135,324
114.593
88.416
70,173
68.402

11.004
9.510
9*695
8.892
7,630

16.298
18*490
15,746
13,357
14,181

106*022
86*593
62*975
47.924
46,591

1915
1916
1917
1918
1919

43*612
44*985
50*446
54*791
67*186

2*079
2*539
2.935
3*050
2*733

19.045
19*540
20*002
21*189
27.970

22.488
22.906
27.509
30,552
36.483

1935
1936
1937
1938

76.491
61.684
70,036
82,860

7,699
8.163
9,482
9*694

11,643
9,990
9,235
8.799

57.149
43.529
51.319
64*367

1920

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

1939

95,498

56,970

86*183
101*884
100*177
84,293
108*691

43,697
51,079
53,517
46.661
51.034

1,001

1945
1946
1947
1948
1949

110*928
143,350
203.657
243*922
264.648

1950
1951
1952
1953
1954
1955

To
others

1,770

1940
1941
1942
1943
1944

Real estate

On
farmland

On
residential
property

2,068

Other

Other
loans
to
individuals

All
other

5,179

23,107

733
455
409
638

889
1*553
1*386
1*396
21.257

2*281
2*310
2,057
1*606
1*597

5.924
6,769
6.214
7*960
6*923

4,752
6*075
5*073
5,627
7,719

11*608
11*168

27,639
33*365
31.473
9»024
8.335

60.133
70.184
99.929
129.514
148.619

997
3,042
1*041
1»468
1*177

16.276
18*395
12.232
8.489
5,809

1*711
2,640
4,249
5*095
5,310

7,350
15*841
27.305
31,882
31.750

5*223
5,435
10,708
11*928
13*689

11,637
20*095
42*263
52,211
54.675

7,601
7,718
5*930
5,174
7,073

290.980
320.149
323,509
355,728
368,689

126.615
149.561
149,363
151.409
160.392

1*911
3.103
3.102
2.272
2*011

5,650
4,564
3.159
2.737
2,277

5,539
5.351
5.565
5,347
5*526

52,544
47.457
36,748
46,392
42,307

13.750
13.139
11,700
11*867
12*605

75*689
88.984
103.059
119.507
118.497

13,635
14,234
17,501
23.723
12*476

411.663

186.281

2*708

3*087

6,060

43,559

15,513

133*905

29,018

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Alabama

105

Table 2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

2,570
2*642
2*493
3*409

1*426
1*413
1.090
1*589

675
725
628
1*074

469
504
575
746

2*236
2.400
3.508
4.736

50
57
82
82

1.101
1*023
1.117
1.331

1*087
1.320
2.309
3.323

713
696
625
625

12.382
12*291
13.110
15*543

1900
1901
1902
1903
1904

4.171
4.231
4*218
4*972 *
5*808

2*201
2.374
2*507
3*174
4.005

1*162
1.096
1*009
1*061
1*064

808
761
702
737
739

5,054
5*602
6*750
6*464
9*538

126
252
135
151
131

1*482
1*922
2.130
2.270
2*824

3*446
3*628
4*485
6.043
6.583

694
708
750
799
1.052

19*110
22*326
25,011
28*850
34.776

1905
1906
1907
1908
1909

5.905
7.042
10*152
10*762
10*561

4.450
5*328
6*869
7*709
7.915

858
1*011
1.937
1.800
1.666

597
703
1,346
1*253
980

10,080
9*995
9*861
8*560
10*434

184
296
279
309
316

2.729
3*236
2.877
3,504
3,645

7(167
6*463
6.705
4.747
6.473

1*043
1*169
1.450
2*084
2*040

37,339
45.390
50.179
47*637
49*690

1910
1911
1912
1913
1914

10.373
11*131
12.295
12*413
13*344

7.795
8.187
8*736
8*931
9*583

1*558
1*609
1.765
1.632
1.796

1.020
1*385
1.794
1.650
1*965

10,070
12*664
13*870
12*695
12.522

337
354
309
572
459

3.744
4*120
4*187
4.254
4*514

5.989
8.190
9*374
7*869
7*549

2*176
2*409
2*471
2*730
3*010

55,015
61,016
66*460
69*616
72*563

1915
1916
1917
1918
1919

15.230
14.749
17.499
27.662
35.788

9.579
9.565
10.738
20*231
28*330

1*850
1*864
1.728
1.728
1.660

3.801
3*320
5*033
5.703
5*798

13.842
17*668
19*760
25*434
24.674

374
531
567
1*537
1*910

3.704
4.251
4*494
3.562
3.570

9*764
12.886
14*699
20*335
19*194

3.240
3.433
3.552
3*490
3*916

75.924
80*835
91*257
111*377
131*564

1920
1921
1922
1923
1924

29*866
26.405
24.721
30*730
31,539

22*061
19.027
16.420
20.092
17.120

1.518
1*683
1.895
2.956
4.504

6*267
5*695
6*406
7*682
9*915

27*225
21*239
22.246
27.616
30*605

2*968
1.763
2.334
2.849
2.705

4.246
3.629
3.310
2(665
3.729

20*011
15*847
16*604
21*902
24.171

4*162
4.399
4*923
5*681
6*242

153,095
137,503
132,427
153*624
161,687

1925
1926
1927
1928
1929

31*046
33*602
39,627
46,530
46*620

15.723
14.652
17.788
19.604
21*689

4*370
6*323
7.183
9*400
8*962

10.953
12*627
14*656
17.526
15*969

29*912
31*588
36.476
36*000
34.567

4*243
4*161
5.017
5.121
5*169

3*894
4.383
4.984
4*130
3.997

21.775
23*044
26*475
26*749
25.401

6*356
6*690
9.226
11*566
12.752

167,060
179*116
204*090
239,604
244,914

1930
1931
1932
1933
1934

42*694
48*193
48,097
48*805
58*387

19.825
21.673
23.449
27.119
31.300

7*577
10*994
10*160
9*427
13*627

15.292
15.526
14*468
12.259
13*460

39*024
34*498
23.176
28.121
42.709

4.999
2.847
1*552
2*010
3.656

5.006
5,109
3.732
3.466
3.371

29.019
26*542
17(892
22*645
35.682

12.984
12*729
12*470
12.014
12.747

230*026
210*013
172.159
159.113
182.245

1935
1936
1937
1938
1939

59*014
70*970
75*596
60.299
65.316

32.908
39.822
42.440
26.660
29.104

16.883
21.669
23.895
25*015
27.703

9.223
9.479
9.261
8,604
8,509

41.623
66.624
63.866
57.533
74.696

3*746
4*336
4*954
4*556
5*496

3.362
4*855
5.075
4.732
5.004

34.513
57.433
53.837
48.245
64(196

13.175
13.078
12.783
12*760
13*201

190*303
212*356
222*281
213*452
248*711

1940
1941
1942
1943
1944

69,845
77,875
143,594
292,941
370,402

31*742
33*832
95.036
238.008
316.370

30.538
35*192
38,605
45,282
45*878

7,565
8.851
9.953
9.651
8.154

99.181
128.572
151*555
169.926
180*541

7*249
7*479
11*099
12*158
14*014

5.302
6.774
10*149
12.276
13*687

86(630
114.319
130*307
145*492
152*840

13*450
13.245
12*546
11*342
9.993

268*659
321.576
407.872
558.502
669.627

1945
1946
1947
1946
1949

483,013
527,021
478*819
448*064
420,511

420.825
451.929
394.027
358.461
331*411

50*792
58*529
67*066
69*779
71*030

11.396
16*563
17.726
19.824
18.070

203*907
207.975
225.651
238*631
241*260

15.901
18.492
17*342
21.419
20.331

12.176
13*328
16*601
19*250
18*825

175*830
176*155
191.708
197,962
202,104

9.908
10.233
10*337
11*448
11*221

807.756
888.579
916*464
942*065
937*840

1950
1951
1952
1953
1954

434,011
421,044
473.697
454*942
504*083

338*997
322.391
358*226
334.116
368.804

76,302
80*005
96,560
102,365
116,874

18.712
18,648
18,911
17.961
18*405

226*250
262.043
283*009
273*977
275,351

25*030
30*130
27.336
45.570
52*861

15*220
16,753
21.302
22.668
21.839

186,000
215,160
234,371
205,739
200*651

11.484
12*228
12.722
12.704
15.022

964*725
1.015*464
1*092*937
1.097.351
1.163,145

46*283

22*179

215(902

16(827




25,157

106

Alabama

National Banks—Table 2




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures i 3 of June 30 or nearest available dale; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

^Other
demand

Other
time

1696
1897
1898
1699

6.152
6,115
7.608
10*020

231

94
94
100
195

5*524
5*393
6*734
8,921

303

306
405
516

1900
1901
1902
1903
1904

12*213
14.170
16,472
19.131
22.135

881
956
1*011
1,163
1*491

251
251
451,
498
401

10,644
12f375
14,322
16*688
19,361

437
588
688
782
862

1905
1906
1907
1908
1909

23.583
27.245
30.675
25,973
28*363

1,669
2*001
1*979
1,512
1,984

265
264
949
1,168
522

20.557
23*695
25*829
20*962
22*559

1.092
1»265
1*916
2*331
3*298

1910
1911
1912
1913
1914

31.079
35,981
40*438
41*574
42*298

2,059
2*411
2,698
2*612
2,506

309
345
342
260
394

23,238
25.794
28*637
28,220
29,903

5*473
7.431
8*761
10*462
9*495

1915
1916
1917
1918
1919

43,839
51,392
61,303
79.438
93.380

3,172
3,606
4*890
4,922
5,428

329
328
321
3*509
1*624

29,967
35,204
41*218
53*643
63,062

10.371
12*254
14*674
17*364
23*266

1920
1921
1922
1923
1924

109.589
88,955
91,266
113,738
119,205

5.189
3,757
5,216
6,444
6,294

503
431
624
817
767

73,222
53*820
54.271
66*378
65*315

30*675
30*947
31*155
40»099
46*629

1925
1926
1927
1928
1929

126*756
136,375
157,693
178,932
170.354

6,950
6,702
9»282
6,386
7,944

1*300
1*161
2»306
2*749
3*258

70,614
74,064
84,341
97,117
88,604

47*892
54,448
61*764
70*660
70*548

1930
1931
1932
1933
1934

167,123
154,156
117,943
110,573
135,017

7,269
8,555
5,610
6,714
12,027

3.877
3*366
4*386
8*253
7,297

88,915
79,517
56,165
49*414
62,534

67*062
62.718
51*760
46*192
53.159

1935
1936
1937
1938
1939

151,799
179,786
187.881
179,561
213*566

13*025
19,535
18,560
17,484
26,866

5*856
6*383
2*915
1.710
4,551

77,422
92*676
102*524
96*131
113,754

55*494
59.192
63*882
64*236
66*395

1940
1941
1942
1943
1944

233,731
285*121
369,660
518*148
627*996

30*484
38,726
46,215
46,429
48*437

5*520
7*511
10.574
38.747
91.117

125,955
163,954
231,790
340.356
378*084

71*772
74*930
81*061
90.616
110*360

1945
1946
1947
1948
1949

762,250
638,593
859.464
878,646
870,544

59.249
57,683
58*193
52.457
46*032

98*655
70.604
8.015
11.671
10.196

459*956
541*402
598*289
618*543
617*841

144*388
166*904
194*967
195.975
196.475

1950
1951
i952
1953
1954

692*394
938.194
1.009,596
1.009*248
1*068*170

54*869
64*064
71,941
68*191
72*616

19*953
31.363
27.741
21.869
34.212

620,929
649,951
704,913
704,075
734,779

196*643
192.616
205.001
215*113
226*563

1955

1*114*667

72*186

322
369
386

229*706

Alabama

107

Table 2— National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
ba
no £

Borrowings

nt>,0r
liSLs

C^1

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896

658

1897
1898
1899

638
357
118

1*025
1.044
772
1.078

3.405
3.355
3.205
3.105

1.141
,139
,167
.219

12,382
12*291
13,110
15,543

27

1
3

1900
1901
1902
1903
1904

216
873
532
534
1.002

1.626
1.953
1*928
2.479
3.366

82
81
80
79
76

3.460
3.590
4.000
4.250
5.555

*493
,659
.999
2.377
2.642

19*110
22.326
25,011
28*850
34*776

28
33
41
41
52

190S
1906
1907
1908
1909

606
2.440
It330
2.011
1.033

3.920
4.804
5.771
6i557
6.896

76
80
154
192
77

5*893
7.115
7.925
8.317
8*372

3.061
3,706
4,324
4,587
4,949

37*339
45,390
50,179
47,637
49.690

65
71
73
76
75

1910
1911
1912
1913
1914

2.616
1.653
1.300
2.443
3.066

7*158
7.475
8*051
8.197
8.984

65
77
23
59
95

8.680
9.380
9.700
9*965
10.405

5,417
6,450
6,948
7,378
7,715

55.015
61.016
66.460
69,616
72.563

79
81
85
87
90

1915
1916
1917
1918
1919

3.087
2.. 116
1.748
3.305
8.429

9*144
8.958
9.263
9.248
9.099

26
75
133
380
997

11.340
10*550
10.657
10*620
10.745

8,488
7,744
8,153
8*386
8,914

75,924
80*835
91,257
111*377
131.564

92
90
92
91
94

1920
1921
1922
1923
1924

10*381
13*343
5.494
3*886
5.022

9.562
10.516
10.450
10.026
10.585

1*057
432
551
503
579

11.932
12*765
12.840
13*175
13.330

10,574
11.492
11.826
12,296
12,966

153.095
137.503
132.427
153.624
161.687

101
107
107
106
105

1925
1926
1927
1928
1929

4*007
5*784
5.344
10*297
20.138

9.200
8.724
9.335
12.195
13.638

698
698
1.799
2*389
2*429

13*070
13.170
14.095
17,020
18*020

13,349
14,365
15,824
18,771
20,335

167.080
179.116
204.090
239.604
244*914

102
102
105
107
106

1930
1931
1932
1933
1934

7.516
4>632
6*704
1*431
101

13.641
13.414
13.653
10,513
11.355

2*636
1.937
1,125
1.244
1.243

18,270
18.305
17,120
20*755
23.095

20,840
17,569
15.614
14,597
11,434

230*026
210.013
172*159
159,113
182.245

101
92
81
66
70

1935
1936
1937
1938
1939

154
21
271
168
10

4,897

1,204
1,006
1,309
1.091
1*004

21.100
20.625
20*360
19*897
20*457

11,149
10,918
12.460
12.735
13,674

190,303
212,356
222,281
213*452
248.711

69
69
68
66
67

1940
1941
1942
1943
1944

81

1.117
1*601
1*804
1.386
2*106

18*687
18.612
18.415
18.206
16.902

15*043
16.242
17,993
20,762
22,621

268,659
321*576
407.872
558.502
669.627

66
65
66
66
66

2.380
3.387
4*581
4*972
5*248

16*484
16.096
18*069
18*744
19*280

26,642
30,503
36,330
39,541
42,768

807.756
888.579
918.464
942.065
937.840

65
66
66
68
69

6.377
7*458
9.011
9.490
10.921

20,565
21*440
22*007
23.762
24.615

45,389
48,372
52,323
54,851
59,439

964*725
1.015*464
1.092.937
1*097.351
1.163.145

70
70
71
71
71

19*5
1946
1947
1948
1949
1950
1951
1952
1953
1954




162

1

26
26
26

108

Alabama

State Commercial Banks—Table 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year
Total
8t578

Real
estate

All
other

Collateral

Year
Total

3.615
1.274
1.120
1.182

1.993
1.280
2.727
2*503
2.431
3.389
2*457
5.068
4*846

7*802
3*846.
9,647
9.214
12*800

1920
1921
1922
1923

5*455
7.371
3*343
7.871
7.398

15.383
20.759
23*496
22,184
20.874

5.380
6.790
5.670
3.909

11.831
12*330
13*060
10»354
5*618

6*634
6.837
7.529
9.488
12*237

7.512
8.978
11.119
15.546
21.733

Collateral

All
other

2*970
6*287
4.914
5.898

967

Real
estate

1896
1897
1898

8,841

1899

8i761
9*583

1900
1901
1902
1903
1904

11.200
11.445
15.271
17.994
19.992

1905
1906
1907
1908
1909

23.314
31.501
35*654
33.655
31.656

3.600
3.384

1910
1911
1912
1913
1914

40.378
42.022
52.237
50.927
51.681

1915
1916
1917
1918
1919

41.137
41.184
43.774
53.607
66*871

4.210
3.167
3.712
2*346
2*476

3.371
3.815

5.168

1924

95.276
84*150
79*150
92,680
98.652

17,912
16*325
15.785
17*014
16.646

34.395
33.408
34.244
38.660
41.532

42.969
34.417
29.121
37.006
38.474

1925
1926
1927
1928
1929

106,214
116,295
102,905
98*186
98.383

20.074
22.456
21*096
21.208
22*431

44.716
49,376
38,898
32*500
27.842

41*424
44*463
42.911
44*478
48.110

23.379
24,312
32.387
34*903
42.154

1930
1931
1932
1933
1934

75.493
55*552
42*090
28*194
26.588

18,118
13.999
11,090
7.643
6.512

17,816
10*499
5,986
5*623
3*171

39*559
31.054
25.014
14.928
16*905

26.991
25.369
25.126
28*573
32*901

1935
1936
1937
1938

32*121
29,114
36,451
40.245

5.887
6,443
8.174
9,111

5*043
2*895
3*418
3*161

21*191
19*776
24.859
27.973

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

1939

Real estate

On
farmland

To
others

On
residential
property

Other

Other
loans
to
individuals

All
other

628

2.742

1940
1941
1942
1943
1944

40.931
45.056
46.240
39*190
55.682

17.925
18.091
21.449
18,563
24*900

86
51
93
155
232

429
504
314
828
10.067

3*109
3*309
3*073
2.491
2.859

6.234
6,979
7*138
6*747
6*535

2.025
2*110
2*038
1.776
1.683

6,519
7.824

11.123
14.012
12*135
2*111
1,582

1945
1946
1947
1948
1949

60*640
70*275
79*219
95*206
107,793

31.543
29.772
31.150
37*082
45*409

447
780
26
43
11

5.596
5.766
1*943
1*638
1,637

3*302
5*032
7.099
8*477
9.213

7.735
10.789
16.342
19.515
19,928

1.728
3*268
4*667
5.416
6.416

8.753
13*435
16.719
22.033
24,154

1.536
1,433
1*273
1*268
1,716

1950
1951
1952
1953
1954

108*120
113.945
125,023
134*893
152.652

40.139
43.289
47.638
50*721
62.604

10
44
64
66
30

1,539
1*710
1*850
1*463
2*459

10.302
11.074
11.554
12*493
12*715

20*809
21.801
23.781
24.507
25,634

5.899
5.315
6*030
6*475
7*406

28.658
30,517
34.608
39,695
42,475

1,675
1.425
1.013
1.233
1.202

1955

160.393

57.093

69

2.233

14.029

29*998

9,537

48.048

1,585

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

Alabama

109

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-]955^Contmued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Casb assets

Investments
Year

1896
1897
1698
1899

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

10
245
659

1*655

1
1
4
10

3
62
219
551

1*888

11

629
202
454
251
378

Bankers'
balances
(including
reserves)

Cash items
in process
of collection

Currency
and
coin

2.335
1*686
4*973
5*444

10
26
92
9

2.273
1.627

1*563
1*016
2*608
3*808

7*374
3*822
5*608
5*087
7*352

64
19
47
186
332

2.060
1.348
2*496
1*778
2*180

1*112
1.873
1*700
1.528

8*872
9*305
10*549
10*655
10*761

284
298
338
356
374

1*810
1*528
2*650
2*700
2*738

10.307
10*968
12*145
11*835
15*681

454
356
288

1*402
1.335
1.836
2*003
2.475

10*538
14.577
16.926
20.750
23*029

Other
securities

6
162
436

1*094
1*248

Total

Other
assets

Total
assets

388
706

11.490
12*219
14,781
17*388

5.250
2.455
3*065
3.121
4.840

1*146
1.104
1,197
1.123
1*665

21*608
16*979
23.440
24*957
30*145

2.707
3*094
3.254
3*244
3.235

5*881
5.913
6*957
7.055
7*152

1*559
2*040
2*414
2*428
2*442

35*052
44*526
51*450
49,309
47*168

3.431
3*148
3.290
3*364
3.623

6*422
7*464
8.567
7*465
11*806

3*000
3*150
2*403
3*869
4*329

56*668
58*904
70.159
69.986
75.462

291
749
776

1*476
1*836

3.087
3.564
3.816
3.467
4.477

7*160
10*264
12.334
15*807
16*716

3*626
3*601
4*075
6*256
5*208

57.466
61*457
67*666
87.674
107.700

762
640

567

1.447

1900
1901
1902
1903
1904

1*364

I t 136

8
5
7

1905
1906
1907
1908
1909

1*307
1*682
2*833
2*571
2*309

8
10
17
15
13

435
560
943
856
768

1910
1911
1912
1913
1914

2*983
2»764
3*374
3*355
3.771

36
7
22
5
15

1»137
1*229

1915
1916
1917
1918
1919

2*167
2»095
2*889
7*061
12*592

16
38
52

3.950
8.731

1*001
1*108
1.386

1920
1921
1922
1923
1924

12*379
9,917
7*070
9*978
9*916

7.681
5*421
2*031
2.780
1*787

1.701
1*637
1*848
2*634
2.975

2.997
2.859
3.191
4*564
5.154

24.055
17*656
19.890
22.907
23.926

2*151
1*416
1*866
2*540
2*190

5*265
3*720
3.574
3.661
4.361

16*619
12*522
14.450
16.706
17,375

4*642
4*464
5*619
6*993
6*738

136.352
116*209
111*729
132*558
139*232

1925
1926
1927
1928
1929

11*705
12*052
10*781
11*428
10*888

1*013

3*913
4*040
3.517
3*628
3*507

6*779
7*104
6*363
6*708
6*689

24*321
24*262
23.875
16.906
16*607

2*626
2*469
1*624
1.227
1.204

4.667
5*024
4.461
4.020
3.501

17*028
16*769
17.590
11.659
11*902

7.737
7.949
7.590
6*806
7*099

149.977
160*558
145*151
133*326
132*977

1930
1931
1932
1933
1934

8*715
8*259
3*319
8*494
14*374

5*595
5*078
4*486
3*805
4*030

13*404
13*895
8*470
10*368
17.711

1*235

1*659
2*031
5*556

2*857
2.524
2*174
2*658
4*786

2*871
2*699
1.819
1.633
1.747

9*298
10.454
6.149
7*997
14.889

6*434
5*953
5*936
4.780
4*826

104.046
83*659
64*815
51*836
63.499

1935
1936
1937
1938
1939

19t729
27»556
27*305
25*208
27tl70

9.416
15*665
14*360
11.919
12*655

6*256
8*449
9*265
9*603
10*782

4*057
3*442
3*680
3*686
3.733

14*639
24*265
23*882
21*839
28*656

1.062
1.082
1.057
1.846

2.144
2*784
2*989
2.935
2.922

11*584
20*419
19.811
17*847
24*088

5*124
4.472
4*339
4*152
3.759

71.613
85.407
91.977
91.444
100*060

1940
1941
1942
1943
1944

29.972
30*910
41*306
106*430
135*855

15*103
16*246
26.470
91t901
121*692

11*754
12*136
12*677
12*131
12*028

3*115
2.526
2*159
2*398
2*135

35*033
52*713
67*15*
81*383
84*797

1.544
2.156
3*336
3*835
3.395

2.972
3*453
4.712
6*066
6.921

30,517
47.104
59.105
71.480
74.481

4*381
4*329
3*804
3,586
3*074

110*317
133.008
158.503
230*591
279.406

1945
1946
1947
1948
1949

191*591
236.139
149.505
140(495
125*504

175.515
215.801
132.151
120*362
104.308

13*343
15*796
14*144
16*940
18*726

2*733
4*542
3*210
3*193
2*470

106*836
111*024
71.694
65*992
61*085

4.409
5.068
1.831
1*681
2*906

7.540
7*829
8.309
9.613
9.727

94.887
98.107
61*554
54,698
48.450

2*906
2*969
1*631
1.704
2*282

361,973
420*407
302*049
303,397
296*664

1950
1951
1952
1953
1954

122.167
124.735
139.994
154*887
161*543

100*044
100*255
111.087
122*029
121.983

20*060
22*105
26*559
29*916
33*413

2*063
2*375
2*348
2*942
6*147

65*394
72.829
82*651
83*792
81.147

2*800
2*492
2*764
2*841
2.527

9.203
8*606
10*156
10.864
11.663

53.391
61.731
69.709
70*087
66*957

2.509
3.199
3.507
3.724
3*958

296*190
314*708
351.175
377.296
399*300

2.974

12.758

70*117

4*352

427*866

608
753

177.272




*

4

908
901

1*092
692
263
657

702
650

1*018

749
722

402
902
497
751
864

5.921

1.006
250

742
502
738

1*075
911

110

Alabama

State Commercial Banks—Table 3




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures i s of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

U.S.
Government

1896
1897
1898
1899

5*393
5*425
8.596
11.911

127
106
158
1,750

1900
1901
1902
1903
1904

14*309
10*391
15.767
15.054
19*469

397
438
659
662

1905
1906
1907
1908
1909

22*968
28,557
33.875
32.267
30.658

1*093

1910
1911
1912
1913
1914

35,989
38*641
48*188
44,863
52,450

1915
1916
1917
1918
1919

36,003
41,524
49.165
67*958
84,953

2,345
3,646
3,262

600
399

1920
1921
1922
1923
1924

105*895
83,884
84*442
105,103
107,699

3*326
2,350
2,975
3.684
3,265

1925
1926
1927
1928
1929

116*629
124,921
111,678
100,930
95,093

3,496
3*958
2,789

1930
1931
1932
1933
1934

73,281
60,587
44,261
37,227
48,163

1,219
1,565
911
1.177

1935
1936
1937
1938
1939

56,709
69.715
75.586
84,721

2,038
3,436
3,324
3,268
5,493

1940
1941
1942
1943
1944

94,640
116,973
142.202
213,050
260.140

7,965
11,766
9,492
11,771
11,072

2*567
14,332
28,371

1945
1946
1947
1948
1949

340.999
397.632
282,319
281,228
271,729

13,046
14*081

31,124
22.183

1950
1951
1952
1953
1954

271,421
286,283
320*356
343,514
363*406

935
1.171
1,840
2,133
2,071

75:, 531

368.223

4,192
4,202
6*607
7,895

1,831
2*266

16,166
19,759
23*035
21,722
22*082

5.709

24.783
25,596
30,371
28»842
35*163

8*925
10,920
13,680
13>561
14*047

25,474
27*879
32.412
45.989
58.882

8*825
11,958
14,408
17.723
22,410

261
213
307
48

72.833
53.080
51.274
63,146
63*434

29*496
28,193
29*980
37*966
40*952

328
410
151
174
175

67*585
71,824
63,749
54,301
49*463

45,220
48*729
<t4,9B9
44*693
44*011

72
172
169
62
964

37,317
31,466
20*949
18,407
25.208

34.673
27.384
22.232
17.581
19*764

536

31,422
40*024
44*556
43,761
47*832

22*713
24*891
27,251
28.124
29*833

53*403
68*663
94.307
148.287
175*025

31.859
34*705
35*836
36.660
45*672

236,624
288,149
220,973
217.859
207,369

60*205
73*219
58*657
59*525
61*574

204,006
216,994
239,783
253,812
255,291

63*766
64,828
73*063
83*553
99*670

2*098
2*049
2*281

2,125
4,137
2.460
3*240

1,704
1.687

736
1,263
820

1.074
1.117

3,186
2 .349

1*601
2,146

2,227

Other
time

10.726
7,604
11,452
10*823
13.970

737

1,762
1,444

Other
demand

238

1*364

400
433
1,563

1,413
1,839

1,953
2»58i

1,966
2*692
3*290
5*670

4,016
6*374
5,690

3.656
3,569

fe»782
7.197
8*694
8>447
6*527

Alabama

111

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated.

Nat
Year

Borrowings

ba
no•jf

.Sties

OP"

Amounts in thousands of dollars]
Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1896
1899

343
1*105
566
165

29
92
47
14

4*533
4.184
4*519
4.299

1,192
1*413
1,053
999

11*490
12,219
14,761
17*368

75
70
74

1900
1901
1902
1903
1904

1,310
858
626
917
879

109
72
52
76
73

4*689
4*260
4*499
6,749
7,395

1,191
1,398
2*496
2*161
2*309

21*608
16,979
23*440
24*957
30*145

79
84
95
112
123

1905
1906
1907
1908
1909

1*526
3*661
3*684
2*732
1*780

127
305
307
227
148

7,052
7.863
8,826
9,182
9,538

3.379
4.142
4*758
4,901
5*044

35,052
44*528
51.450
49.309
47,168

139
169
196
200
199

1910
1911
1912
1913
1914

3,903
2*800
2.253
4*823
2*403

103
110
64
346
166

10,967
11*316
12*026
12*836
13,075

5,706
6,037
7,628
7,118
7,368

56*668
58*904
70.159
69.966
75,462

214
223
239
258
267

1915
1916
1917
1916
1919

2*913
2*278
1*492
1*858
3*905

167
160
215
814
733

11.693
11,154
10,678
10*642
10*877

6,692
6,341
6,116
6,402
7,232

57*468
61,457
67,666
87,674
107,700

261
244
236
238
240

1920
1921
1922
1923
1924

8*984
11*600
6*249
4*818
7*041

589
448
497
802
787

11*842
11*680
11,489
12,263
13,391

9*042
8,597
9,052
9,567
10*314

136*352
116*209
111*729
132*558
139,232

251
251
249
254
257

1925
1926
1927
1928
1929

7*096
8*921
6»460
8*102
13*133

1*330
493
232
676
684

13,828
13,888
14,003
11*866
12.111

11,094
12,335
12,778
11,752
11,956

149,977
160*558
145.151
133.326
132,977

252
253
251
250
244

1930
1931
1932

9*290
4*906
4*665

1933
1934

1*641
403

1.143
247
1,125
1*337
229

10,536
9.276
7,669
6,201
8*710

9,796
8*643
7,095
5,430
5,994

104.046
83*659
64,815
51,836
63*499

220
194
162
137
146

1935
1936
1937
1938
1939

710
235
383
802
300

126
193
218
229
160

8,894
8,535
8.630
8,795
8*008

5,174
6,729
7,215
6,032
6.891

71,613
85,407
91,977
91,444
100*080

148
148
149
252
149

1940
1941
1942
1943
1944

51
52
47
47
97

478
425
253
525
389

8.026
7*980
7,954
7.747
7,897

7,122
7,578
8,047
9,222
10,985

110*317
133*008
156*503
230.591
279.408

152
152
151
150
151

1945
1946
1947
1948
1949

347

588
734
350
472
632

7*799
7i622
6,471
7,110
7,405

12,240
14,419
12,859
14,522
16,378

361*973
420,407
302,049
303*397
296*664

151
153
153
154
157

834
926
1,029
1,303
1,299

7,625
7,921
8,751
9,763
10,423

17,964
19,435
20,910
22*680
24,172

298,190
314,708
351*175
377,296
399,300

155
155
158
159
160

1950
1951
1952
1953
1954




50
65
520
346
143
129
36

1,578

75

164

ARIZONA

States Summary. Compilation of figures for
State commercial banks presented a number
of problems and considerations not encountered in compiling the balance sheet for national banks. The following sections describe
these problems and the methods used in deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports and abstracts of the State and territorial
banking departments and by other State
authorities. These sources were supplemented
by data obtained from bankers' directories.
The sources of such statistics for the
period 1934-1946 were (1) summary figures
for insured banks published or supplied by the
Federal Deposit Insurance Corporation and
(2) figures for noninsured banks obtained
from abstracts published or supplied by the
State banking department or from bankers'
directories. Data for this period are discussed
separately because of the substantially better
coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statistics—including the breakdowns of loans, investments,
cash assets, and deposits—for State commercial banks were taken directly from data published or supplied by the Federal Deposit
Insurance Corporation.

Revised data for assets and liabilities and
number of all banks in Arizona, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks in
this State because adequate data were reported, either separately or in combination
with data for other State commercial banks,
in the reports of the Comptroller of the Currency or the State banking department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Arizona
were obtained from the abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments. A description of these figures is included in the United
1
Since there have been no mutual savings banks in
Arizona, the figures for all commercial banks are identical
with those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national'*; it refers to banks that at one time or another
during: the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan
and trust companies," "stock savings banks/' or "private
banks and bankers" (unincorporated banks).




112

Arizona

113

STATE COMMERCIAL BANKS, 1896-1933
The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
Based on information in the reports of
territorial authorities, five banks were added
to the number published by the Comptroller
for 1899, and two to the number for 1900. One
trust company and its balance sheet were
added for the period 1923-1928, and two were
added for the period 1929-1933, in accordance
with an agreement among Federal bank supervisory authorities in 1947 as to the types of
institutions to be included in banking data.
LOANS

A complete classification of loans into
real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1924. For the years in which items were not
reported, figures were estimated.
Real estate loans were estimated for certain years by applying to total loans the ratio
of these loans to total loans as follows: for
1896, the ratio computed from reported data
for 1897; for 1902-1905, the average of the
ratios for 1901 and 1906; and for 1907 and
1908, the average of the ratios for 1906 and
1909. Estimates for 1916-1920 were derived
by applying to total loans, ratios of real estate
2
In cases where the breakdown of a given item (for
example, total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual.




loans to total loans that were derived by interpolating between similar ratios based on
reported data for 1915 and 1921 (an adjustment was made in the interpolated ratio for
1920 to take account of the trend in the corresponding ratio at Arizona national banks);
estimates for 1922 and 1923 were made by the
same method except that the base years were
1921 and 1924.
Collateral loans were estimated for the
same years and by the same methods as described earlier for real estate loans except that
(1) ratios of collateral loans to total loans less
estimated real estate loans were used in
making estimates for 1902-1905 and 1907 and
1908 (and these ratios were applied to that
total), and (2) no adjustment was made in
the interpolated ratio for 1920. In addition,
it was necessary to estimate collateral loans
for 1898; this was done by applying to total
loans an average ratio of this item to total
loans based on data for 1897 and 1899.
INVESTMENTS

A complete breakdown of investments
into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1924. For the years in which items were not
reported, figures were estimated.
United States Government securities.
United States Government securities were estimated for several years by applying to total
investments the ratio of this item to total investments computed from reported data as
follows: for 1916, the ratio for 1915; for 19171920, ratios that reflected changes over the
period in the ratio of United States Government securities to total investments at Arizona
national banks (these ratios'were derived by
interpolating technique No. 2, described in the
United States Summary); and for 1922 and
1923, ratios that were derived by interpolating
between ratios for 1921 and 1924. Holdings
of United States Government securities for

114

All-Bank Statistics

1916-1920 were estimated by a different
method from that used for 1922 and 1923
because of the predominant influence on total
investments of holdings of United States Government securities, which increased sharply in
the years immediately following 1916.
Obligations of States and political subdivisions. Since the amounts of State and
political subdivision securities held by State
commercial banks were very small in 1905
when they were first reported, no holdings
were estimated for earlier years. Estimates
for 1907 and 1908 were derived by applying
to total investments the average of the ratios
of this item to the total computed from reported data for 1906 and 1909.
Estimates for 1916-1920 were derived by
applying to total investments other than
United States Government securities, ratios of
State and political subdivision securities to
this total that were deriveH by interpolating
between similar ratios based on reported data
for 1915 and 1921; for 1922 and 1923, by
applying to total investments, ratios of this
item to total investments that were derived
by interpolating between ratios computed
from reported data for 1921 and 1924.
DEPOSITS

The breakdowns of deposits into interbank, United States Government, other demand, and other time were adequate, after
some minor revisions, in the reports of the
Comptroller for all years except 1896-1908,
1916-1920, 1922, and 1923.3 No attempt was
made in the revised series to provide figures
for United States Government deposits prior
to 1918 because practically all such deposits
were held by national banks.
For years in which items were not reported,
8
In subsequent paragraphs these items «(if discussed)
are designated and arranged as follows: demand, time, interbank, and United States Government. This order differs
from that in the tables.




figures were obtained from other sources or
were estimated.
Demand and time deposits. The breakdowns of total deposits other than interbank
and United States Government into demand
and time were estimated for certain years by
applying to this total, ratios of time deposits
to this total derived as follows: for 1896-1908,
ratios extrapolated from the straight-line
trend of such ratios computed from reported
data for 1911-1915, 1921 and 1924 for the
same class of banks; for 1916-1920 and for
1922 and 1923, ratios that were derived by
interpolating between ratios based on reported
data for 1915 and 1921 and for 1921 and 1924,
respectively.
Movements in time deposits at national
banks were not used as a basis for estimating
these deposits at Arizona State commercial
banks because of the very small amounts of
such deposits at national banks.
Interbank deposits* Interbank deposits
were reported for all years except 1903 and
1905. No estimate was made for 1903 since
the amounts were very small in surrounding
years. For 1905 an estimate was made by
applying to total deposits the average ratio of
this item to total deposits computed from reported data for 1904 and 1906.
United States Government deposits.
Figures for United States Government deposits
for 1918-1920 represent such deposits at State
member banks only, which held practically all
of this type of deposit at State commercial
banks. Figures except for 1918 are as reported. The figure for 1918 was estimated by
applying to United States Government deposits at all State member banks in the United
States on June 30 of that year, the ratio of
these deposits at State member banks in Arizona to such deposits at all State member
banks on June 30, 1919.

Arizona
STATE COMMERCIAL
The principal assets and liabilities of
State commercial banks for 1934 and 1935
were obtained by combining data for insured
banks published by the Federal Deposit Insurance Corporation with (1) data for individual noninsured State commercial banks
derived from reports of the State banking department and (2) data for noninsured trust
companies derived from bankers' directories.
The same procedure was followed for 19361946; in that period, however, the only noninsured banks in the State were two trust
companies in 1936 and one in 1937-1946.
The breakdowns of some of the asset and
liability items that were required for the allbank series were not available for noninsured




115

BANKS, 1934-1946
banks and trust companies for some years in
the sources cited. The breakdowns of loans,
securities other than United States Government obligations, cash assets, and deposits for
the noninsured State commercial banks in
1934 and 1935 were made on the basis of percentage distributions of corresponding items
at insured nonmember commercial banks in
those years. Estimates of the breakdown of
these items at trust companies for 1936-1946
were made on the basis of distributions computed from balance-sheet data for December
dates for one of these companies, which had
submitted reports to the Federal Deposit
Insurance Corporation.

116

Arizona

All Banks—Table 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

Real
estate

Loans
All
other

Collateral

Year.
Total

Real
estate

Collateral

All
other

318

2.195

208
216
77
256

381
420
540

763
839
1,305
1.399

2.944
.3.631
4*163
5»373
5,917

391
469
597
774
866

1*445
988
1*142
1.627
1,669

1,108
2.174
2.424
2.972
3 . 362

1920
1921
1922
1923
1924

62.884
56.166
50.162
48,693
46*845

7,533
7*259
7.572
8*364
9,478

23.138
21,964
19,710
18,921
18,474

32.213
26.943
22*680
21.408
16*893

1905
1906
1907
1908
1909

6.459
6*141
10.547
9.636
10.085

909
1.199
1*665
1*589
1*618

1*959
2*594
3*334
3.204
3,423

3,591
4,348
5,548
4*845
4,844

1925
1926
1927
1928
1929

45,700
43,604
43*206
51*135
54.282

10*648
9.666
10*785
10,576
10,822

18*323
17*346
17.978
26.629
30.950

16*729
16*592
14*445
13*928
12.510

1910
1911
1912
1913
1914

12.709
13*832
15,174
20*845
22.590

1,943
2*276
2,366
3,748
3,526

4,OU5
4,112
4.651
4.812
5.899

6,761
7,444
8.157
12,285
13.165

1930
1931
1932
1933
1934

46*833
34,221
20.765
15.615
15.143

11,928
11.401
6,423
6,771
6,618

16.409
9*299
4.446
4.697
1.940

18.496
13.521
7,894
4,147
6,565

1915
1916
1917
1918
1919

21*136
26.927
34,461
39.039
42,403

3*649
4,699
6,022
6,063
6.130

6,357
8.604
11.462
13.329
15.303

11.130
13.624
16,977
19,647
20.970

1935
1936
1937
1938

16,152
20.416
25*054
27,160

5.791
5.201
6.062
7,433

1.791
2.128
2.348
1.827

8,570
13*067
16*644
17*900

1696
1897
1698
1699
1900
1901
1902
1903
1904

1»289

1.436
1*802

Loans1
Commercial,

Year
Total

and
agricultural

1939

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farmland

To
others

14.954

residential
property

to
Other

All
other

individuals

1.008

5.951

901
688
544
574
678

870
691
554
682
480

8.479
10.338
11.943
11.681
12.118

1,271
1*211
1,021
798
638

4*231
4*853

7,907
10,400
8,815
227
739

617
597
129

1,354
1.175
1.056
1.070
1.215

1.091
1.897
2*111
2.417
2.215

11.034
13.387
25.059
47.718
50.045

610
2»159
3,583
4,709
4*776

5*665
12*836
21,975
29*571
32,064

1,303
1,020
689
861
733

72,881
92,1-72
93.872
103,498
113,656

158
251
126
337
235

140
295
317
268
326

2,489
2.562
2.413
2.540
2.321

51.888
60,140
58,787
66,578
67.990

3,532
4,753
2*671
3*078
3*906

39,883
46,964
58,231
80,051
77.046

1,063
463
386
944
1.234

147,791

420

582

2*844

83.182

6*326

91,629

3.446

1940
1941
1942
1943
1944

34,384
43,251
41.446
40,283
46.422

14.950
19.908
18.556
22.090
26*916

1945
1946
1947
1948
1949

56.512
81,580
122,540
162,604
15,5,752

35.455
49,106
67.450
76.508
65.413

1950
1951
1952
1953
1954

171.429
206,501
215,215
255.328
265.530

1955

334,154

6
15
13

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




Other

On

6,952

the total and are not entirely com parable with prior figures.
continue to be shown net.

Total loans

Arizona

117

Table 7—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

410
403
428
443

213
244
259
253

69
59
51
67

128
100
118
123

717
1,247
1,533
1*779

18
9
23
20

316
320
465
475

383
918
1,045
1*284

96
127
87
135

2,512
3,213
3,850
4.552

1900
1901
1902
1903
1904

498
629
951
1,262
1.408

259
271
271
362
594

71
83
103
115
130

166
275
577
785
684

2*254
3*100
3,083
4.005
4,137

32
56
54
100
112

697
782
939
2,267
966

1,525
2,262
2*090
1*638
3.059

185
316
395
393
622

5*881
7*678
8,592
11,033
12,084

1905
1906
1907
1908
1909

1*639
2*054
2*382
2.453
2*656

641
779
1,000
946
1.117

199
445
490
544
627

799
830
892
963
912

4,953
6.597
8.340
5.229
7.090

117
151
267
310
130

1,378
1,461
1,864
1,654
1,862

3.458
4,985
6.209
3,265
5,098

597
810
1,133
970
1*140

13,648
17*602
22.402
18.290
20.971

1910
1911
1912
1913
1914

2,746
2,999
3,509
4,557
4,603

1.002
992
1.232
1.404
1.426

700
843
880
1,139
1,477

1,044
1,164
1.397
2,014
1,700

7,302
8,530
8,941
11.163
13.017

228
268
197
301
888

1,781
1,805
1,883
2,390
3,025

5,293
6.457
6»861
8,492
9,104

1,177
1,511
1,561
1,759
1,680

23.934
26.872
29*165
38.344
41.890

1915
1916
1917
1918
1919

5*025
5,146
6,693
11.598
13,409

1.398
1.417
1.990
4.447
5.983

1,440
1,764
2,222
3,209
3,178

2.187
1.965
2.481
3.942
4.246

12.403
19.776
25.542
18.837
21.312

238
501
658
644
1*040

2,381
3,634
4,594
3,857
3,692

9,784
15.641
20*290
14*336
16*580

2,072
2,136
2,255
2*345
2*659

40.636
53.985
68.951
71,819
79,783

1920
1921
1922
1923
1924

12.575
10.950
12.974
12.137
11.174

5.742
5,375
6,646
(6,241
5,592

2,764
2,351
2,295
1,884
1,816

4*069
3.224
4*033
4*012
3*766

21.922
17.209
19,055
16.620
17,405

999
815
807
780
896

3,873
3,460
5,344
4,667
3,522

17*050
12.934
12.904
11,173
12,987

3,184
3,707
3,529
3,891
5.371

100,565
88,032
85,720
81,341
80*795

1925
1926
1927
1928
1929

13.527
14,607
19,261
24.139
30.699

6*099
7*026
9*747
11.469
15*60.4

1*992
2.359
3,027
4,286
6,120

5,436
5,222
6,487
8*364
8,975

16,930
15,390
15,696
17,773
18,263

794
875
1,329
1,042
1.894

3.583
3.589
3,190
3,158
3.070

12,553
10,926
11*179
13.573
13,319

6,232
6,015
5*624
5*251
4,873

82,369
79.616
83.791
98.298
108.137

1930
1931
1932
1933
1934

28,882
28,808
21,231
22*355
22.707

13.103
13.547
10.611
12.248
11,190

6.569
7.867
5.570
5,743
6,415

9,210
7,394
5.050
4.364
5.102

18*282
17,618
11,016
11,214
16,446

1.641
955
819
564
608

3.128
3.665
4,036
1,911
1,615

13*513
12.998
6*161
8*739
14.023

4,776
4,142
3*384
3,938
3,685

98.773
84,789
56.396
53,122
57,981

1935
1936
1937
1936
1939

22*229
24*814
32,882
32.672
30,291

10*874
13,993
21*081
22.335
20.569

6,768
5,386
4,637
4,401
4.977

4,567
5,435
7,164
5,936
4,745

22,097
29,292
29,606
29,155
31,034

603
1,982
1*889
1.738
1.777

1,949
3,035
2.783
2.274
2.586

19,545
24,275
24.934
25,143
26.671

3,212
3,330
2,649
2,745
2,944

63,690
77.852
90,191
91,732
95,520

1940
1941
1942
1943
1944

26.716
29*346
37.494
104.103
146.634

17*054
21.254
29,974
95,077
142,233

5,008
4*786
3*830
3,309
2,796

4.654
3.308
3.690
5.717
1.805

37.992
36.637
50,102
69,970
68,110

1,791
2,689
3,798
5,137
5.513

2,708
3,182
4,630
5,413
6,254

33.493
30,566
41,674
59,420
56.,343

2,857
2*910
2*709
2,699
2,592

101,949
112,146
131.751
217*055
263*958

1945
1946
1947
1948
1949

198.170
221,202
200*882
183*592
187*457

193,477
214,975
183,713
155,204
156,705

2,773
3,682
11,882
15*003
17*040

1,920
2,545
5,287
13,385
13,712

61,682
93,330
61,279
84,934
89,117

5.859
6,642
8*180
10*536
10.752

6,996
6.540
7.475
8.654
9.336

69,027
60,146
65,624
65,744
69,029

2,929
3,168
5,412
6,739
7,215

339*493
399*260
410*113
437*869
439,541

1950
1951
1952
1953
1954

196*302
208.485
259,106
260.636
284,351

163,314
167,069
202,331
203.934
219.376

20,544
28*446
43,141
43.519
48,198

12,444
12*970
13,634
13*183
16,777

79,190
94,252
114,261
119,812
121,316

12.751
15.276
24.712
27.827
22.464

9,259
10,770
12.195
14.046
13,890

57,180
68,206
77,354
77*939
84.962

8*593
10,734
12,326
13*069
15,214

455.514
519.972
600*908
648,845
686,411

1955

304.172

233,016

51,265

19*891

124,077

27,486

15,522

81.069

17,992

780,395




118

Arizona

All Banks—Table 1




njacti at EJAADUJA i mo, AI^IS 11 uiuoun, j.oy v-x^*»*»—VAJUUIIUCU

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

Interbank

Other
demand

(J^

1896
1897
1898
1899

1.584
2.2 87
2.9 22
3.561

33
54
69
60

1900
1901
1902
1903
1904

4,668
6,205
7,005
8,557
9,541

97
180
188
98
175
248
296
495
387
549

1

Other
time

1*499
2.147
2.733
3*374

51
86
120
147

90

4,300
5,603
6*263
7,704
8*366

271
422
554
755
910

100
150
200
245
260

9.355
12,219
15*838
11.575
14.256

1,082
1,469
1,952
1,808
1,359

1905
1906
1907
1908
1909

10,785
14,154
18,485
14,0 15
16*424

1910
1911
1912
1913
1914

18,986
21,273
23,359
30*020
34*996

654
915
1,103
1,163
1,960

190
188
241
236
276

15.770
16,539
17.785
21*508
24.209

2.372
3.631
4,230
7,113
8*553

1915
1916
1917
1918
1919

33,012
46,120
60,273
61,005
67,054

2,038
2,973
2,750
3,026
3,693

279
226
197
437
242

22,293
30,309
39,793
40*473
43,993

8,402
12,612
17.533
17.069
19*126

1920
1921
1922
1923
1924

63,857
64,314
68,109
65,587
66,761

3.796
2,726
2,558
2.309
2.397

247
240
183
134
118

55.745
40.115
40,854
38,561
38.655

24*069
21*233
24.514
24*563
25.591

1925
1926
1927
1928
1929

69,760
68,194
72,024
87,114
94,559

2,215
1.349
1,744
1.975
2,058

115
99
118
106
197

40,094
•40.655
41.081
50.096
53.547

27.356
26*091
29.081
34.935
38*757

1930
1931
1932
1933
1934

84,270
71,953
44.408
44.103
50*572

1,831
1.931
820
882
1.178

129
139
345
196
156

45.946
37.134
20.531
20,334
28,051

36*364
32*749
22.712
22.691
21.187

1935
1936
1937
1933
1939

56.293
70,325
8 2 , 2 15
83,498
86,741

1,495
1,560
1.517
2,601
1,922

179
153
157
174
149

34,584
46,639
55,722
&2.817
54*446

20.035
21.973
24.819
27*906
30*224

1940
1941
1942
1943
1944

93,092
103.435
122,7 61
207,760
252.056

1,962
2,170
2.501
3,309 2.512

200
217
341
8.829
23.095

60.897
69*987
89.009
156.411
174,930

30*033
31*061
30,910
39*211
51.519

1945
1946
1947
1946
1949

325,062
382,052
390.254
413,945
413.089

3,177
3,934
2,969
4,274
4*035

29,146
18.702
1*891
4.496
4.676

221,627
273,341
291,717
308.671
305.618

71.112
86*075
93,677
96,504
98,760

1950
1951
1952
1953
1954

425,930
482,568
559*331
601*1 84
632*451

3,744
5,400
6*088
7.062
9.143

8,534
9*959
7,690
8,808
14*028

313.872
365.035
431.453
454,877
452,276

99,780
102.174
114.100
130.437
157.004

14.906

179,112

Arizona

119

Table 7—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

1896
1897
1898
1899

40

1900
1901
1902
1903
1904

10

Nat nal
°
ba n k
not e g

Other
liabilities

81
150
143
140

Surplus and
other
capital
accounts

^P^1

12

Total
liabilities
and capital
accounts

Number
banks

637
638
622
630

158
138
163
201

2*512
3*213
3*850
4.552

12
12
12
13

188
184
200
293
392

25
28
6
14

773
925
955
1*591
1.458

252
339
404
576
679

5*881
7*678
8*592
11.033
12*084

21
23
23
35
37

1905
1906
1907
1908
1909

5
55
105
215
179

454
560
645
626
696

31
23
20
151
6

1.525
1.656
1.790
1.858
2.014

846
1.152
1.357
1*423
1*650

13*648
17.602
22.402
18.290
20.971

34
40
42
42
46

1910
1911
1912
1913
1914

55
99
163
291
247

703
732
825
932
932

23
29
51
119
26

2*349
2*622
2*649
4*306
3.061

1*816
2.117
2.136
2.676
2*626

23.934
26.672
29.165
38*344
41*690

50
52
51
56
60

1915
1916
1917
1918
1919

255
32
51
767
2*372

939
930
829
970
1.014

95
114
283
810
328

3*526
3.961
4*106
4.604
4.817

2*609
2.828
3.409
3.663
4.198

40*636
53.985
68*951
71*819
79*783

59
66
70
78
81

1920
1921
1922
1923
1924

4.499
11.323
5*391
3*771
2*046

1.080
1*179
1.210
1*045
1*066

472
409
378
462
980

5.466
6.128
6*460
6*278
5.879

5.171
4,679
4,172
4,198
4.063

100*565
88*032
85*720
81.341
80*795

87
83
80
75
64

1925
1926
1927
1928
1929

2*104
1.529
739
663
235

567
499
652
672
1.025

689
1*213
1.637
503
428

5.404
4*882
5*217
5.316
6*326

3,845
3*299
3.522
4,030
5,564

82*389
79*616
83.791
98.298
108.137

58
48
47
46
48

1930
1931
1932
1933
1934

452
221
1*768
122

1*220
1.172
1*022
1.410
854

520
435
414
340
705

6.230
5.485
4.629
4.219
4.075

6,081
5,523
4,155
2*926
1,775

98.773
84.789
56.396
53.122
57.981

47
39
28
21
19

510

258
419
430
495
851

4*024
4.039
3.839
3*888
3*856

2.605
3.069
3,707
3,851
4,072

63.690
77.852
90.191
91.732
95.520

17
16
15
13
13

1940
1941
1942
1943
1944

747
887
887
702
840

3*845
3.748
3.747
3.747
4.747

4,265
4.076
4,356
4.846
6.315

101*949
112*146
131.751
217*055
263*958

13
13
13
13
13

1945
1946
1947
1948
1949

1.315
1.463
2*723
3.712
3.975

4.848
5,872
5.908
6.608
7.008

8.268
9.893
11*228
13,604
15,469

339.493
399,280
410.113
437.869
439.541

13
12
11
11
11

520
5,759
7.517
10*187
9*771

7,685
10,485
10.785
11.635
14.335

17,501
21,160
23,275
25.839
29.854

455.514
519.972
600*908
643*645
686*411

10
12
13
14
14

1935
1936
1937
1938
1939

1950
1951
1952
1953
1954
1955




3*878

11.470

760,395

120

Arizona

National Banks—Table 2

ASSETS, LIABILITIES,

AND NUMBER, 1896-1955

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year

Real
estate

Total

1696
1897

659

All

Collateral

Year
Total

other

Real
estate

Collateral

All
other

808
1,017
1*274

25
33
31
40

210

1898
1899

272
258
328

424
503
728
906

1900
1901
1902
1903
1904

1»557
Ii697
1.705
2*283
2»369

55
66
54
91
82

454
547
442
747
678

1,048
1.084
1.209
1.445
1,609

1920
1921
1922
1923
1924

21,682
20*248
17,671
15.835
15.008

570
1*116
1,467
1,738
2.002

6,946
7,157
6*178
5.078
4.709

14.166
11,975
10*026
9.019
8,297

1905
1906
1907
1908
1909

2.858
3»467
4.563
3.943
3.893

113
140
175
171
174

933

1,153
1.449
1,410
1,440

1.812
2,174

1925
1926
1927
1928
1929

15.152
14.104
13,609
16,376
17,192

1,928
1,548
1,916
1,877
1*626

4,916
4,578
5*598
8*811
10,276

8,308
7,978
6.095
5.688
5,290

1910
1911
1912
1913
1914

4,925
5i059
5,330
6.419
7.797

176
154
147
154
225

1.587
1.518
1.629
1,709
2,376

5.196

1930
1931
1932
1933
1934

14,638
10.690
6,934
4.412
4.373

1*672
1.725
1.487
1.103
853

5*085
2,963
1,729
1*087
990

7.881
6*002
3,718
2,222
2,530

1915
1916
1917
1918
1919

7,726
8,939
9,633
12,053
13,222

240
382
411
342
352

2,493
3.046
3.269
3.857
4.448

4.993

1935
1936
1937
1938

9,844
13,748
16.852
19,768

1.653
2*383
2*639
3*984

1.378
1.539
1.675
1,314

6*813
9,826
12,538
14*470

2,939
2,362
2,279

3.162
3.387
3,554
4.556

5.511
5.953
7,854
8.422

Loans1
Year
Total

1939

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

12,188

Other

All
other

571

5,718

709
443
355
406
495

413
272
293
508
254

4.267
5*536
6*828
7,155
7,998

385
229
205
163
129

3,482
3,966

6.6-75
6,788
7,506
174
373

617
597
129

867
416
163
19
52

786
1.389
1.537
1,865
1*638

7,216
8*756
17.932
35,187
35,992

139
1*086
1*909
2*643
2*145

4,478
10.495
16*924
24,165
25*964

910
480
660
795

63,971
77,506
74,586
82,571
89.900

158
242
126
337
235

104
233
145
158
200

1*785
1*687
1,551
1,570
1,420

40.750
48,485
44*831
50*509
50,850

2*025
1.742
1*144
860
1,175

34*007
38*490
45,632
61,750
59,230

1*044
263
204
872
1*169

120*995

420

345

1*784

63*709

2.157

68*167

3.350

1940
1941
1942
1943
1944

24,307
32,325
29,679
30*949
37,172

11,852
17*042
14.479
19,061
23,957

1945
1946
1947
1948
1949

45,941
65*474
99*088
131,376
123,567

31,545
42,852
59,346
66.823
57,583

1950
1951
1952
1953
1954

143*431
167*894
167.034
197*205
203,300

1955

259,432

6
15
13

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




Other
loans
to
individuals

720

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Arizona

121

Table 2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated.
Investments
Year

U.S.
Government
obligations

Total

Amounts in thousands of dollars]
Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1097
1898
1899

300
311
294
321

153
184
184
178

69
59
51
67

78
68
59
76

485
713
933
1*239

7
3
13
11

216
196
310
313

262
514
610
915

26
29
27
46

1*470
1*861
2,271
2.860

1900
1901
1902
1903
1904

362
399
442
558
823

209
221
221
312
544

71
83
103
115
130

82
95
118
131
149

1*148
1.554
1,632
1*851
2*014

11
22
22
33
46

327
398
483
459
456

810
1.134
1.127
1*359
1.512

52
109
171
191
192

3.119
3,759
3,950
4*863
5,398

1905
1906
1907
1908
1909

966
1*170
1,478
1*529
1.604

591
729
950
896
1*021

175
206
246
295
343

200
235
282
338
240

2*326
3*320
4*540
2*192
3*186

49
86
85
93
45

499
592
800
667
807

1.778
2*642
3,655
1,432
2,334

217
247
403
353
363

6,367
8,204
10*984
8,017
9*046

1910
1911
1912
1913
1914

1*583
ItSll
Ii767
2*166
2*271

967
957
1*067
1*222
1.234

326
341
338
453
518

290
213
362
491
519

3*267
3*622
3*435
4*571
5.078

86
97
63
181
694

748
737
762
975
1*163

2*433
2,788
2,610
3,415
3,221

373
542
594
611
650

10.148
10*734
11*126
13*767
15*796

1915
1916
1917
1918
1919

2*846
2*639
2.987
4*394
5*042

1.216
1.206
1.456
2*754
3.414

448
676
788
845
824

1*182
757
743
795
804

4*508
6*501
7*034
6.142
7.159

123
302
381
454
652

924
1*282
1,351
1*078
991

3*461
4*917
5*352
4*610
5,516

687
756
764
786
1,030

15*767
18*835
20,468
23,375
26,453

1920
1921
1922
1923
1924

4*493
4*538
4,776
4*726
4*135

2.921
2.882
3*452
3.349
2*810

744
935
621
485
534

828
721
703
892
791

7,848
5*460
6,876
5*467
6.571

642
520
442
446
543

1*225
1*163
983
871
1*134

5,981
3,777
5,451
4*150
4,894

1,305
1,361
1,465
1,754
2*246

35,328
31*607
30,788
27,782
27,960

1925
1926
1927
1928
1929

4.475
5*314
6»972
9*747
11*986

2*631
3*005
4*305
6*164
8,165

576
658
661
1.109
2i334

1,268
1*651
2.006
2,474
1,489

5,804
5*136
5,077
6,131
5,889

449
310
429
486
525

1.173
929
915
865
809

4*182
3*897
3.733
4.780
4,555

2*360
2*596
2*288
2.189
1*443

27,811
27,150
27*946
34*443
36*51-2

1930
1931
1932
1933
1934

12*067
11.820
8*823
11*900
10*927

7*656
6*906
5*989
8*181
7.488

2.460
3.359
1.973
2*284
2*317

1*951
1,555
861
1*435
1,122

6,420
6,605
4*602
5*189
7*179

504
509
425
339
315

882
1*295
1.756
742
650

5.034
4,801
2*421
4,108
6*214

1*583
1*408
1*276
1,413
1,545

34*708
30.523
21*635
22*914
24*024

1935
1936
1937
1938
1939

14*848
16*763
22*493
22*092
19*489

7*567
9.295
14*408
15.908
14.349

3.994
3*115
2.528
1.889
1*888

3,287
4*353
5.557
4*295
3*252

14,476
19,409
18*895
19*693
21*185

485
1,799
1*586
1.367
1*478

1.272
2*029
1.648
1.326
1.638

12,719
15*581
15,661
17*000
18*069

1,901
1,930
1*675
1.816
2*053

41*069
51*850
59.915
63.369
65*190

1940
1941
1942
1943
1944

16*980
18.164
24.917
79*599
109*008

11.311
13*882
21*032
73,991
107.135

2*026
1*802
1*099
915
804

3.643
2.460
2*786
4.693
1*069

27,347
25,177
36*935
50,753
49*405

1*519
2,559
3*669
4*880
4,997

1*694
2*136
3.046
3.521
4.380

24*134
20*482
30,220
42.352
40.028

1*936
2.149
1,924
1,989
2*111

70,570
77.815
93*455
163,290
197.696

1945
1946
1947
1948
1949

143.875
156.151
133.704
118.011
119.763

141,755
152,725
123*242
98*600
100*303

916
1*645
6*087
7.707
7.942

1*204
1*781
4*375
11*704
11*518

63,740
71,034
59,885
62,280
65,745

5.115
5*166
7,153
9*010
9*402

5.206
4.330
4.821
5.612
5.331

53*419
61,538
47,911
47*658
50,512

2*375
2*630
3.650
4.620
4.964

255.931
295*289
296.327
316.287
314,039

1950
1951
1952
1953
1954

131*214
134.102
173.657
160*182
186.619

110,006
108*602
134*896
123.486
144.978

11*200
16*531
29.738
29.605
34*333

10*008
8*969
9*023
7*091
7*308

56,327
68,985
81,222
88,580
88,341

10*170
12,441
19,779
21*660
18,165

6*085
6*723
7.723
8.839
8*714

40*072
49*821
53,720
58*081
61*462

6,014
7,516
8*906
9,409
10.937

336*986
378,497
430*819
455.376
489.197

1955

193*041

146*703

37*028

9*310

92*673

21*930

9*464

61,279

12,988

556*134




122

Arizona

National Banks—Table 2




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Intetank

Other
demand

GoJ^Lnt

1896
1897
1898
1899

866
1,2 24
1*625
2.195

18
42
51
42

1900
1901
1902
1903
1904

2*346
2.934
3.091
3,720
4*062

72
142
131
98
69

1905
1906
1907
1908
1909

4,778
6,401
8.939
5,797
6.756

128
126
231
189
264

1910
1911
1912
1913
1914

7.579
6*022
6,2 41
10*662
12.516

1915
1916
1917
1918
1919

1

839
1*174
1*565
2*143

Other
time

8
8
9
10
11
15
18
20

90

2,263
2,777
2*942
3,602
3*880

100
150
200
245
260

4*522
6*092
8*459
5.303
6,147

28
33
49
60
65

269
477
514
618
1,234

190
188
241
236
276

6,945
7,023
7,012
8,859
9,806

155
334
474
949
1*200

12.222
15*376
17,160
18*8 02
21*526

886
1,341
760
1,007
1,288

279
226
197
341
221

9,541
11*532
13*474
15*012
16,753

1*516
2.277
2*729
2*442
3,264

1920
1921
1922
1923
1924

28,389
21.851
2 4 , 2 98
22,800
23,299

1,618
1.102
1*016
676
861

243
240
183
134
118

22,335
14.670
15*277
14.261
14,613

4,193
5,839
7,822
7*729
7,707

1925
1926
1927
1928
1929

23,851
23,265
24,364
30,465
31,797

669
535
752
949
1,007

115
99
118
106
196

15*247
15,720
15*049
19*645
19,306

7,820
6.911
81445
9*765
11,288

1930
1931
1932
1933
1934

29,453
25,645
16*851
18*915
20*645

935
1,177
540
589
911

129
139
140
133
131

16*671
13.553
8.377
7,945
11.979

11.718
10,776
7,794
10*248
7*624

1935
1936
1937
1938
1939

36,387
47,176
54,821
58,0 72
59,404

1*319
1*370
1,353
2.485
1,773

127
152
154
174
149

26*483
34,935
40.794
40.697
41,473

8,458
10,719
12,520
14*716
16*009

1940
1941
1942
1943
1944

64.770
72,155
87.720
157,5 32
189,743

1,840
2*061
2,243
3.086
2,240

200
211
312
7,065
18*066

46*646
53*194
68*219
124,931
136,852

16*084
16*689
16*946
22.450
30,565

1945
1946
1947
1946
1949

246*207
283*906
283,512
300,2 50
2 9 6 , 4 13

2*824
3.587
2,615
3,992
3,655

22*896
14,347
1*636
3*779
3*780

176*800
212.709
221.492
232.233
227*331

43,687
53*263
57,769
60,246
61*647

1950
1951
1952
1953
1954

315*794
351,718
401,5 0?
422,712
452,075

3,376
5,076
5,848
6,592
8,651

6,966
7,860
5,283
6,007
10,362

232*978
265.523
309.819
319,415
322*426

72*474
73*259
80,553
90*698
110*636

1955

23

Arizona

123

Table 2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

1896
1897
1898
1899

40

1900
1901
1902
1903
1904

10

1905
1906
1907
1908
1909

5
5
55
65

National
bank

rwhor
^^

Surplus and
other
capital
accounts

,. .
<***
r

Total
liabilities
and capital
accounts

w,,mh«r
N™*"
^
Danks

81
150
143
140

400
400
400
400

83
87
103
145

1.470
1*861
2t271
2*880

5
5
5
5

188
184
200
293
392

1
7

400
455
455
602
605

185
186
204
257
332

3*119
3.759
3*950
4.883
5.396

5
7
7
11
11

454
560
645
628
698

23
13
4
17
5

705
755
755
755
760

402
470
586
755
807

6»367
8.204
10.964
8.017
9.046

13
14
14
13
13

1
2
6
6
14

980
1.030
1.055
1*155
1.175

885
948
999
1.012
1.125

10*148
10.734
11.126
13.767
15.796

13
13
13
13
13

1910
1911
1912
1913
1914

34

703
732
825
932
932

1915
1916
1917
1918
1919

103
32
51
767
805

939
930
829
970
1.014

4
17
54
120
225

1.175
1.225
1.187
1*550
1*550

.324
.255
»187
.166
.333

15*767
18*835
20.468
23*375
26*453

13
13
14
18
18

1920
1921
1922
1923
1924

2.035
5*059
1*884
868
603

1*080
1*179
1*210
1*045
1*066

472
184
171
208
228

1*750
1.775
1.900
1.700
1.650

1*602
1*559
1.325
1.161
1*114

35*328
31.607
30*786
27.782
27*960

20
21
22
20
19

1925
1926
1927
1928
1929

857
1*007
336
494
15

567
499
652
672
1*025

214
317
414
297
80

1*500
1.325
1.525
•625
.950

822
737
655
890
1.645

27.811
27.150
27.946
34*443
36.512

16
15
15
15
14

1930
1931
1932
1933
1934

55
12
585
81

1*220
1.172
1*022
1*410
854

165
99
90
50
106

.950
•800
.650
.525
.625

1.865
1*795
1.437
933
794

34*708
30.523
21.635
22.914
24*024

14
12
10
8
8

510

203
372
373
408
700

2*625
2.690
2.509
2*546
2.534

1.344
1*612
2*212
2*343
2.552

41.069
51.850
59*915
63*369
65.190

7
7
6
5
5

1940
1941
1942
1943
1944

616
812
781
599
685

2*522
2.425
2.425
2.425
3.425

2*662
2*423
2.529
2.734
3*843

70.570
77*815
93*455
163.290
197*696

5
5
5
5
5

1945
1946
1947
1948
1949

1*116
1*205
2*115
3*049
3*216

3*425
4*350
4*300
4*850
5.100

5*183
5*828
6*400
8*138
9.310

255*931
295.289
296*327
316.287
314.039

5
4
3
3
3

4.708
5*999
8*035
7.379

6*025
7*775
7.475
7*475
9*925

11*313
14,296
15.842
17*154
19*816

336*986
378,497
430.819
455*376
489,197

3
3
3
3
3

1935
1936
1937
1938
1939

1950
1951
1952
1953
1954

3.854

1955




8.776

.

124

Arizona

State Commercial Banks—Table 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year

Real
estate

Total

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897

630

1898
1899

626
785
921

183
' 183
46
216

106
109
162
212

339
336
577
493

1900
1901
1902
1903
1904

Ii387
1*934
2*458
3*090
3*548

336
403
543
683
784

991
441
700
880
1*011

60
1.090
1.215
1.527
1.753

1920
1921
1922
1923
1924

41*202
35*918
32*491
32*858
31.837

6,963
6*143
6,105
6.626
7.476

16*192
14*807
13*532
13,843
13*765

18.047
14*968
12*854
12.389
10.596

1905
1906
1907
1908
1909

3*601
4*674
5*964
5*695
6tl92

796
1*059
1.490
1*418
1*644

1,026
1*441
1.885
1.794
1.983

1.779
2.174
2.609
2.483
2.565

1925
1926
1927
1928
1929

30*548
29.500
29*599
34*759
37.090

8.720
8,118
8*869
8,701
9,196

13,407
12*768
12*380
17.818
20,674

8*421
6*614
8.350
8*240
7.220

1910
1911
1912
1913
1914

7.784
8*773
9,844
14,426
14.793

1.767
2.122
2*219
3.594
3.301

2.418
2.594
3.022
3.103
3»523

3,599
4*057
4*603
7,729
7,969

1930
1931
1932
1933
1934

32.195
23i531
13.831
11.203
10.770

10.256
9*676
6,936
5.668
5.765

11,324
6.336
2*719
3*610
950

10*615
7.519
4*176
1*925
4*055

1915
1916
1917
1916
1919

13*410
17.988
24.828
26*986
29*181

3.409
4.317
5.611
5.721
5,778

3.864
5.558
8.193
9*472
10*855

6,137
8,113
11,024
11,793
12,548

1935
1936
1937
1938

6*308
6*668
8*202
7*392

4*138
2*818
3*423
3*449

413
589
673
513

1*757
3*261
4*106
3*430

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

_

T
others

On

farm land

1939

On
residential
property

Other

to
individuals

Other

3.143

All
other

1*234

1940
1941
1942
1943
1944

10,077
10*926
11,767
9,334
9,25C

3,098
2.866
4,077
3.029
2,959

192
245
189
168
183

457
419
261
174
226

4.212
4.602
5*115
4*526
4*120

886
982
816
635
509

7*9
867

1.232
1*612
1*309
53
366

1945
1946
1947
1948
1949

10*571
16*106
23.452
31,228
32*185

3,910
6,254
8.104
9,605
7.830

487
759
893
1*051
1.163

305
508
574
552
577

3.818
4.631
7.127
12.531
14.053

471
1.073
1*674
2*066
2.631

1.187
2.341
.051
.0
46
.100

393
540
29
66
13

1950
1951
1952
1953
1954

27.998
38.607
48.181
58.123
62.230

8.910
14.666
19.286
20.927
23*956

36
62
172
110
126

704
875
862
970
901

11 1138
11*655
13*956
16.069
17*140

1*507
.3*011
1.527
2*216
2.731

,676
,474
12*599
18*301
17*616

19
200
182
72
65

1955

74,722

26*796

237

19.473

4.169

23*642

96

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




1.060

the total and are not entirely comparable wilh prior figures. Total loans
continue to be shown net.

Arizona

125

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Cash items
in process
of collection

Total

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1696
1899

110
92
134
122

60
60
75
75

50
32
59
47

232
534
600
540

11
6
10
9

100
124
155
162

121
404
435
369

70
98
60
89

1*042
1.352
1.579
1.672

1900
1901
1902
1903
1904

136
230
509
704
585

50
50
50
50
50

86
180
459
654
535

1.106
1*546
1*451
2*154
2*123

21
34
32
67
66

370
384
456
1*808
510

715
1*128
963
279
1*547

133
209
224
202
430

2.762
3*919
4*642
6.150
6*686

1905
1906
1907
1908
1909

673
884
904
924
1.052

50
50
50
50
96

24
239
244
249
284

599
595
610
625
672

2*627
3.277
3*800
3*037
3*904

68
65
182
217
85

879
669
1*064
987
1*055

1*680
2*343
2*554
1*633
2.764

380 .
563
730
617
777

7.281
9*398
11*418
10,273
11*925

1910
1911
1912
1913
1914

1 1!63
1.486
1*742
2*391
2»332

35
35
165
182
192

374
502
542
666
959

754
951
1*035
1*523
1.161

4*035
4*908
5*506
6*612
7.939

142
171
134
120
194

1.033
1.068
1*121
1.415
1.862

2.860
3.669
4*251
5*077
5*883

804
969
967
1(148
1*030

13.786
16.138
18,059
24.577
26.094

1915
1916
1917
1918
1919

2*179
2i507
3.706
7.204
8*367

182
211
534
1*693
2*569

992
1*088
1*434
2*364
2*354

1.005
1.208
1»738
3.147
3*444

7.895
13.275
18*453
12.695
14.153

115
199
277
190
388

1.457
2.352
3.243
2*779
2.701

6*323
10*724
14*938
9.726
11.064

1(385
1*360
1.491
1.559
1*629

24*869
35.150
48*463
46*444
53*330

1920
1921
1922
1923
1924

8*082
6.412
8*198
7.411
7.039

2*821
2*493
3*194
2.892
2*782

2*020
Ii416
1*674
1*399
1*282

3*241
2.503
3*330
3*120
2.975

14.074
11*749
12*179
11.153
10*834

357
295
365
334
353

2*646
2.297
4*361
3*796
2*386

11.069
9.157
7.453
7*023
8.093

1.879
2.346
2*064
2*137
3*125

65*237
56.425
54.932
53.559
52.835

1925
1926
1927
1926
1929

9.052
9.293
12*289
14.392
18.711

3*468
4*021
5*442
5.325
7.439

1*416
1*701
2*366
3*177
3.786

4*166
3*571
4,481
5.990
7*486

11*126
10*254
10*621
11.642
12.394

345
565
900
556
1*369

2.410
2.660
2.275
2.293
2.261

8*371
7*029
7.446
8*793
8.764

3*352
3*419
3*336
3*062
3*430

54.578
52*466
55*645
63*855
71*625

1930
1931
1932
1933
1934

16*815
16*988
12*408
10*455
11.780

5.447
6*641
4*622
4.067
3*702

4*109
4*508
3*597
3*459
4*098

7.259
5.839
4*169
2*929
3*980

11*862
11*013
6*414
6*025
9.267

1*137
446
394
225
293

2*246
2.370
2*260
1*169
1*165

8.479
8.197
3*740
4.631
7.809

3*193
2*734
2*106
2*525
2*140

64*065
54*266
34*761
30.206
33,957

1935
1936
1937
1938
1939

7*381
8*051
10.389
10*580
10*802

3.307
4*696
6,673
6*427
6*220

2*774
2.271
2*109
2*512
3*069

1*300
1*082
1*607
1*641
1*493

7*621
9*683
10.711
9*462
9*849

118
183
303
371
299

677
1*006
1*135
948
948

6(826
8*694
9,273
8*143
8*602

1*311
1*400
974
929
891

22.621
26*002
30*276
28.363
30*330

1940
1941
1942
1943
1944

9*736
11*184
12*577
24*504
37.826

5.743
7*372
8*942
21*086
35*096

2*982
2*964
2.731
2.394
1*992

1*011
628
904
1*024
736

10.645
11*460
13*167
19.217
18*705

272
330
129
257
516

1*014
1*046
1*584
1.892
1*674

9*359
10*084
11.454
17*068
16*315

921
761
785
710
481

31.379
34.331
38*296
53*765
66.262

1945
1946
1947
1948
1949

54.295
65.051
67*178
65*581
67*694

51.722
62*250
60*471
56*604
56*402

1.857
2*037
5.795
7*296
9.098

716
764
912
1*681
2.194

16.142
22.296
21*394
22*654
23.372

744
1*476
1*027
1*526
1.350

1*790
2*210
2*654
3*042
3.505

15.608
18.610
17»713
18*086
IB. 517

554
538
1*762
2*119
2*251

83.562
103.991
113*786
121.582
125.502

1950
1951
1952
1953
1954

65*086
74*383
85*449
100*454
97.732

53*308
56*467
67*435
80*446
74*398

9.344
11*915
13.403
13*914
13*865

2.436
4*001
4.611
6*092
9.469

22.863
25*267
33*039
31*232
32*975

2*581
2*835
4*933
6*167
4*299

3.174
4.047
4*472
5.207
5*176

17.108
18.385
23.634
19*858
23*500

2*579
3.218
3*420
3*660
4.277

118.528
141.475
170*069
193.469
197.214

1955

111*131

86*313

14.237

10*561

31*404

5.556

6.058

19.790

5.004

222*261




126

Arizona

State Commercial Banks—Table 3




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

|

Interbank

Other
demand

J^

Other
time

1696

1897
1898
1899

718
1.063
1,297
1*386

15
12
18
18

660
973
1*168
1,231

43
78
111
137

1900
1901
1902
1903
1904

2,322
3,271
3,914
4,837
5,479

25
38
57
106

2*037
2,626
3,321
4,102
4,486

260
407
536
735
887

1905
1906
1907
1908
1909

6,007
7,753
9,546
8,218
9,668

120
170
264
198
265

4*833
6*127
7*379
6*272
8,109

1*054
1,456
1,903
1,748
1*274

1910
1911
1912
1913
1914

11*407
13,251
15,118
19,358
22.482

365
438
569
545
726

8*825
9*516
10*773
12*649
14.403

2*217
3*297
3*756
6*164
7*353

1915
1916
1917
1916
1919

20,790
30*744
43,113
42*203
45,528

1,152
1*632
1*990
2,019
2,405

12*752
18.777
26*319
25,461
27*240

6*666
10,335
14*804
14*627
15*862

1920
1921
1922
1923
1924

55,468
42,463
43*811
42*767
43,462

2,178
1,624
1*542
1,633
1,536

33*410
25*445
25*577
24*320
24,042

19*876
15*394
16,692
16,834
17*884

1925
1926
1927
1928
1929

45*929
44,929
47,660
56*649
62*762

1,546
814
992
1*026
1,051

1

24,647
24,935
26,032
30*453
34*241

19*536
19,180
20*636
25*170
27*469

1930
1931
1932
1933
1934

54,817
46,308
27,557
25,188
29,927

896
754
280
293
267

205
63
25

29*275
23*561
12,154
12,369
16*072

24*646
21*973
14,918
12,443
13*563

1935
1936
1937
1938
1939

19,906
23,149
27,394
25,426
27,337

176
190
164
116
149

8,101
11,704
14,928
12,120
12*973

11*577
11,254
12*299
13,190
14,215

1940
1941
1942
1943
1944

28,322
31,280
35.041
50*228
62*313

122
109
258
223
272

6
29
1,764
5,029

14,251
16,793
20*790
31,480
36*078

13*949
14*372
13*964
16*761
20*934

1945
1946
1947
1948
1949

78,855
98,146
106,742
113,695
116,676

353
347
354
282
360

6*250
4*355
255
717
896

<*4.827
60,632
70.225
76,438
78,287

27*^25
32*812
35*908
36,258
37,113

1950
1951
1952
1953
1954

110,136
130,850
157,828
178,472
180,376

368
324
240
470
492

1,568
2,099
2,407
2*801
3,666

80,894
99,512
121,634
135,462
129*850

27,306
28*915
33,547
39,73V
46*368

204,446

96
21
4

52
1
3

Arizona

127

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank

Borrowings

1896
1897
1898
1899

-..
liabilities

Surplus and
other
capital
accounts

.. .
<****
r

12

Amounts in thousands of dollars]
Total
liabilities
and capital
accounts

Number
Number
^

75
51
60
56

1*042
1.352
1.579
1*672

7
7
7
8

25
28
5
7

1900
1901
1902
1903
1904

237
238
222
230
373
470
500
989
853

67
153
200
319
347

2.762
3.919
4*642
6.150
6.686

16
16
16
24
26

1905
1906
1907
1908
1909

50
50
150
179

8
10
16
134
1

820
903
1.035
1.103
1.234

446
682
771
668
843

7,281
9.398
11.418
10.273
11.925

21
26
28
29
35

1910
1911
1912
1913
1914

55
99
163
291
213

22
27
45
113
12

1.369
1.592
1*594
3.151
1*886

933
1.169
1.139
1.664
1.501

13.786
16*138
18.059
24,577
26*094

37
39
38
43
47

1915
1916
1917
1918

152

91
97
229
690

1.485
1.573
2.222
2*497
2.865

24.869
35.150
48.483
48.444
53.330

46
53
56
60
63

1919

1»567

103

2.351
2.736
2*919
3.054
3.267

1920
1921
1922
1923
1924

2*464
6*264
3*507
2*903
1*443

225
207
254
752

3.736
4.353
4,560
4.578
4*229

3.569
3.120
2.847
3,037
2,949

65.237
56.425
54.932
53,559
52*835

67
62
58
55
45

1925
1926
1927
1928
1929

1.247
522
403
169
220

475
896
1.223
206
348

3.904
3,557
3.692
3.691
4,376

3.023
2,562
2.867
3.140
3.919

54,578
52,466
55,845
63.855
71,625

40
33
32
31
34

1930
1931
1932
1933
1934

397
209
1*183
41

355
336
324
290
599

4.280
3*685
2.979
2*694
2.450

4.216
3*728
2.718
1*995
981

64.065
54,266
34*761
30.208
33.957

33
27
18
13
11

1935
1936
1937
1938
1939

55
47
57
87
151

1.399
1,349
1.330
1.342
1,322

.261
,457
.495
.508
.520

22.621
26,002
30,276
28.363
30,330

10
9
9
8
8

1940
1941
1942
1943
1944

131
75
106
103
155

1,323
1,323
1*322
1,322
1,322

,603
,653
*827
2,112
2*472

31,379
34,331
38*296
53,765
66*262

8
6
6
8
6

1945
1946
1947
1948
1949

199
258
608
663
759

1*423
1.522
1.608
1.758
1*908

3*085
4,065
4.328
5.466
6*159

83.562
103.991
113.786
121.582
125*502

8
8
8
8
8

1*660
2,710
3.310
4*160
4*410

6*188
6,864
7,433
8*685
10.036

118*528
141*475
170,089
193*469
197,214

7
9
10
11
11

4,510

10*611

1950
1951
1952
1953
1954




24

520
1*051
1*518
2*152
2.392

'

ARKANSAS

description of these figures is included in the
United States Summary. Compilation of figures for State commercial banks presented a
number of problems and considerations not
encountered in compiling the balance sheet
for national banks. The following sections
describe these problems and the methods used
in deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department. These sources were supplemented by
data obtained from bankers' directories and
other sources.
The sources of such statistics for the
period 1934-1946 were (1) summary figures
for insured banks published or supplied by the
Federal Deposit Insurance Corporation and
(2) figures for noninsured banks obtained from
reports of the State banking department or
from bankers' directories. Data for this period
are discussed separately because of the substantially better coverage and more consistent
reporting beginning in 1934.
Beginning with 1947, all statistics—including the breakdowns of loans, investments,
cash assets, and deposits—for State commercial banks were taken directly from data published or supplied by the Federal Deposit
Insurance Corporation.

Revised data for assets and liabilities and
number of all banks in Arkansas, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks in
this State because adequate data for most
years were reported, either separately or in
combination with data for other State commercial banks, in the reports of the Comptroller of the Currency or the State banking
department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Arkansas were obtained from the abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments. A
1
Since there have been no mutual savings banks in Arkansas, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks/' or "private banks
and bankers" (unincorporated banks). In addition, in the
case of this State, the term includes cooperative exchanges.




128

Arkansas

129

STATE COMMERCIAL BANKS, 1896-1933
The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

Both the number of banks and the aggregate balance sheet appear to have been substantially underreported to the Comptroller
in the period 1896-1913. Estimates of the
number of banks and the aggregate balance
sheet in this period were based on information
obtained from the State banking department
report for 1914, bankers' directories, and the
annual publication, Trust Companies of the
United States.3 The report of the State banking department for 1914, the year the department was organized, includes the names of
active and inactive banks in that year, with
the date of incorporation of each. With this
as a guide the numbers of banks for prior
years were derived from bankers' directories
and Trust Companies of the United States.
As a result of this research*, figures for
both number of banks and balance sheets as
reported by the Comptroller were revised to
include the number of banks shown in the
accompanying table.
Balance-sheet data for these banks were
estimated on the basis of data for capital
-In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual.
y
United States Mortgage and Trust Company (New
York).




ADDITIONS TO NUMBER OF BANKS

Year
1896
1897
1898
1899...
1900

1901.
1902
1903
1904

Number
73
69
62
65
76
93
99
123
244

Year

Number

1905
1906
1907
1908
1909

152
213
186
200
117

1910...
1911
1912
1913..

127
94
74
122

stock and other capital accounts obtained
from bankers' directories and Trust Companies of the United States. Total assets and
liabilities for unreported banks were estimated by assuming that the ratios of their
total assets and liabilities to capital accounts
were the same as for banks reporting to the
Comptroller. Similarly, estimates of the major
balance-sheet items—as well as the breakdowns of all major items except loans—at
unreported banks were based on the ratio of
each item to total assets or total liabilities at
all reporting banks.
For several years during the period 18961913 the number of banks in the new series is
several times the number reported by the
Comptroller. The aggregate balance sheet and
the individual balance-sheet items for these
years were expanded by about the same proportions as the number of banks.
LOANS

A complete classification of loans into
real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. A loan breakdown for the period prior
to 1914 was reported for a comparatively
small number of State commercial banks, but
these data did not appear to provide an adequate basis for estimates. For years when
items were not reported, figures were obtained
from other sources or were estimated.
Real estate loans were estimated for the

130

All-Bank Statistics

period 1896-1908 by applying to the estimated
figures for total loans the ratio of real estate
loans to total loans based on reported data
for 1909. For 1910-1913, estimates were made
by applying to total loans, ratios of real estate
loans to the total that were derived by interpolating between similar ratios based on reported data for 1909 and 1914.
Collateral loans for the period 1896-1908
were estimated by the method used for real
estate loans in the same period. Estimates for
the period 1910-1933 were derived by applying to total loans in each year ratios of this
item to total loans derived by interpolating
between similar ratios based on reported data
for 1909 and 1934. This case was an exception
to the general rule of avoiding the use of
simple straight-line interpolation over such a
long period. Statistical testing provided no
clear evidence that the behavior of these
loans at Arkansas State commercial banks
was correlated with that of national banks in
Arkansas or of commercial banks in nearby
States.
INVESTMENTS

A complete classification of investments
into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934, although United States Government
securities were reported for the entire period.
For years when other items were not reported,
figures were obtained from other sources or
were estimated.
Holdings of obligations of States and
political subdivisions for 1914 were estimated
by assuming only a nominal increase from
reported data for 1913. For the period 19161933, estimates for these securities were derived by applying to total investments less
United States Government securities, ratios
that reflected changes over the period in the
ratio of this item to total investments less
United States Government securities at Ar-




kansas national banks; these ratios were
derived by interpolating technique No. 2,
described in the United States Summary.
DEPOSITS

The breakdown of deposits into interbank,
United States Government, other demand, and
other time was adequate, after some minor
revisions, in the reports of the Comptroller
beginning with 1909 although reported figures
for United States Government deposits were
supplemented in a number of years.4 No
attempt was made in the revised series to
provide figures for the latter item prior to
1918 because practically all such deposits
were held by national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 were estimated by applying to this
total, ratios (extrapolated from reported data
for 1909-1924) that reflected changes over the
period in the ratio of each item to total deposits other than interbank at Missouri State
commercial banks; these ratios were derived
by extrapolating technique No. 2, described
in the United States Summary.
Figures for United States Government
deposits for 1918-1930 represent such deposits
at State member banks only, which held practically all of this type of deposit at State
commercial banks. Figures except for 1918
are as reported. The figure for 1918 was estimated by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year, the
ratio of these deposits at State member banks
in Arkansas to such deposits at all State
member banks on June 30, 1919.
4
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

Arkansas

131

STATE COMMERCIAL BANKS, 1934-1946
The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks operating under the general banking code. The data for noninsured -banks were
derived from reports of the State banking
department or from bankers* directories. In
this State the noninsured bank category consists of incorporated banks (there were no
private banks in this period) and cooperative exchanges. Cooperative exchanges transact a limited amount of banking business and
they represent only a small proportion of the
noninsured bank total; their total assets were
largest—$2,169,000—in June 1945. Data for
cooperative exchanges were tabulated separately from those for noninsured incorporated
banks because their balance sheets were inadequately reported prior to 1942.
Noninsured incorporated banks. The
breakdowns of some of the principal asset and
liability items that were required for the allbank series were not available for noninsured
incorporated banks for every year during the
1934-1946 period in the sources cited. The
breakdowns of loans and of cash assets for
the entire period were estimated on the basis
of the percentage distributions of these items
at insured nonmember commercial banks in
corresponding years. The breakdowns of deposits for 1934-1941 were made on the basis
of the percentage distribution of this item at
noninsured incorporated banks in 1942.
Reports of individual noninsured banks
received by the Federal Deposit Insurance
Corporation for 1942-1946 indicated that, except for one trust company, their holdings of
securities other than United States "Government obligations were obligations of States
and political subdivisions; the amounts shown
by these banks for securities other than United
States Government obligations for the period
1934-1941 were classified accordingly. For the




trust company these securities were treated as
"other" securities; on this basis the estimates
were consistent with data in reports received
by the Federal Deposit Insurance Corporation
for 1942-1946.
Cooperative exchanges* Aggregate balance-sheet data for these institutions for the
period 1934-1941 were estimated from data
for those institutions for which balance-sheet
information was available in bankers' directories. Institutions for which no figures were
reported in any year were included in the
number only.
For those institutions for which balancesheet data were available for one or more
years, data for the principal items were tabulated, insofar as available, on an individual
institution basis for each year; data for other
years were estimated in one of several ways:
by repeating data for the nearest year; by
interpolation; or by estimating on the basis
of data for exchanges of the same size.
Balance-sheet figures for 1942 were derived from individual statements furnished to
the Federal Deposit Insurance Corporation;
for 1943-1946, from reports of the State
banking department.
The breakdowns of the principal balancesheet items of cooperative exchanges were
estimated by the same general procedure
used for noninsured incorporated banks. The
breakdowns of loans and of cash assets for
1934-1946 were made on the basis of the percentage distributions of these items at insured
nonmember commercial banks in corresponding years. On the basis of reports of individual cooperative exchanges for 1942-1946,
it appeared that their holdings of securities
other than United States Government obligations were obligations of States and political
subdivisions, and that their deposits were all
demand deposits. For 1934-1941, the amounts
shown for securities other than United States
Government and for total deposits for these
institutions were classified accordingly.

132

Arkansas

All Banks—Table 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

LOJ ns

Loans
Year
Total

Real
estate

9.260

All
other

Collateral

Year
Total

1896
1897
1898
1699

8*489
10*404

818
787
743
944

1*597
1*540
1*350
1.627

12*407
16*201
19*830
23*333
28*937

1*138
1*462
1*806
2.193
2.513

1.934
2.517
3.127
3.730
4.954

9,335
12.222
14.897
17*410
21.470

1920
1921
1922
1923

1905
1906
1907
1908
1909

34*901
48*758
49*578
48*872
51*126

3*032
4.461
4,410
4*283
4*420

5,813
7.894
3. 032
8,291
8,902

26.056
36.403
37.136
36.298
37,804

1910
1911
1912
1913
1914

57*400
64*690
71*914
81*962
71.724

5*859
7*804
9,911
12.762
12.036

9.975
10*987
12,413
14.070
12.615

1915
1916
1917
1916
1919

63.932
63*946
86.045
112*069
132*031

11.584
12.452
14,223
14*624
16*068

11*748
12*381
15*505
20.571
25.164

Collateral

All
other

6*845
6*385
6*396
7.833

1900
1901
1902
1903
1904

Real
estate

6.712

1924

188.796
163*121
147,156
163.659
170.282

21.255
23,203
24.158
25.602
28*176

34.177
28.430
25.511
27*973
28*907

133.366
111.488
97.487
110.184
113*199

1925
1926
1927
1928
1929

175.437
186,545
170.563
167.634
164.426

27,638
29,322
29,625
27,886
27,560

28,057
31*076
31,260
28.929
15,500

119,742
126.147
109.678
110*819
121*366

41,566
45,899
49*590
55,130
47,071

1930
1931
1932
1933
1934

157.447
99.948
72.223
45*602
43,883

26,359
21,450
17,893
13.005
11*608

11,795
8*624
5,899
4,950
5*188

119,293
69.874
48.431
27.647
27.087

40,600
44,113
56,317
76,874
90*799

1935
1936
1937
1938

51.343
48.105
52.994
62.656

10*822
11*516
11,573
11,453

5*525
5*818
7,282
6.680

34*996
30.771
34*139
44*523

Loans1

Year
Total

Commercial,
industrial,

and

agricultural

For purchasing or
carrying securities
To brokers

and

dealers

Real estate

To

On

others

farm land

Other
loans

On

to

residential
property

All

individuals

Other

other

1939

74*056

3.911

5.115

1940
1941
1942
1943
1944

67*185
70.954
66*005
62.701
84.316

35.116
34,330
34*001
34.549
45,914

316
284
212
377
589

1,002
1,012
1*061
1.218
9,168

3,680
3.957
3*671
3.333
3,582

6.136
6*825
6*774
5*697
5,775

3*259
3*486
3*254
2*746
2,167

8*097
9,868

17*676
21*060
17.032
6*684
7,253

19*5
1946
1947
1948
1949

95.162
102*206
146.128
175*720
209*927

56*412
47,039
65.507
83*679
115.520

837
1*492
404
914
577

6,857
5,320
5,349
2*632
1*547

4.362
7.629
9,572
10*146
10,251

6*682
12*634
18,665
24*706
24,300

2*494
5.185
9,497
10,155
10,292

12*989
18*115
34,503
41,240
45*266

4,529
4,792
2*611
2*653
3*025

1950
1951
1952
1953
1954

198.555
229*264
247,357
261*816
327.491

90*915
108*923
119*920
124*220
182.785

1*046
1*410
1*416
1*958
1.531

963
1,367
1,501
1*584
1,282

10.459
12,180
13.635
14.940
15.656

27.071
28,962
30,290
29,867
29*821

11,170
12,655
12,556
13,515
14,718

55*376
62,050
65,445
74*352
80*139

2*749
3*120
4.290
3*278
3,553

1955

325.832

158.827

1*660

1,496

18*225

34*295

18,399

92*327

3*116

' Beginning June 30, 1948, figures for various toan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




17.554

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Arkansas

133

Table 7—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

1*136
952
1.169
915

406
410
496
520

511
71
86
113

219
471
587
282

3,520
4,141
5*570
7,233

128
94
104
111

1,102
1,558
1,513
1,925

2,290
2,489
3,953
5,197

680
879
806
896

14*596
14*664
16*034
19.448

1900
1901
1902
1903
1904

1»031
1.097
1.367
1.905
1*846

474
606
616
664
809

117
166
285
247
269

440
325
466
994
768

7*374
8*165
9,492
12,283
12*457

169
327
329
272
709

1*922
1,899
2,207
2,689
2,551

5,283
5*939
6,956
9,322
9.197

889
984
1.210
1.400
1.662

21*701
26.447
31.899
38.921
44.902

1905
1906
1907
1908
1909

2.411
2.520
2.699
3.290
4*008

1*208
1.431
1*724
2.312
2,545

430
218
299
209
455

773
871
676
769
1,006

13.488
16*011
16,655
15,837
18.954

469
486
732
410
604

3*490
4.074
4*682
4*591
5.346

9.529
11*451
11*241
10*836
12*804

2,435
2.225
3.507
2,863
4,684

53.235
69.514
72.439
70.862
78.772

1910
1911
1912
1913
1914

4*799
5.203
5*880
6.421
6.105

2*554
2.635
2.980
3,248
3,263

430
269
425
519
595

1,815
2.299
2,475
2*654
2.247

15.437
25.143
19.756
23.852
20.593

1,044
1,079
901
1.263
968

4.3005,«Z46
5,641
5,815
4,924

10*093
18*818
13.214
16.774
14,701

5,602
5*982
4.997
6*928
5,906

83.238
101.018
102.547
119.163
104*328

1915
1916
1917
1918
1919

6.773
6.583
11.049
22.984
29.339

3,424
3,245
5,590
16,980
23,468

708
761
1,692
2*381
2,075

2.641
2.577
3*767
3*623
3.796

19*498
28.210
40,169
35,997
41,761

767
794
1,036
1.452
2,329.

4,376
4,735
6,075
5,332
5.123

14*355
22,681
33*058
29*213
34*309

6,191
6,249
6,156
6,133
6,883

96.394
109,988
143,419
177,183
210,014

1920
1921
1922
1923
1924

28.407
26,332
19,714
26,892
22.024

20»565
17.847
12,094
18*935
12*863

3,982
3*830
3,506
3,918
5,236

3.860
4.655
4.114
4.039
3.925

44.313
° 38,392
43.635
49.723
45.789

3.343
2.696
3.968
3.543
3.689

5,741
5.258
4*866
4*640
5*529

35*229
30*438
34*801
41,540
36.571

7,305
8,528
9,919
11,000
12,584

268.623
236*373
220,424
251,274
250,679

1925
1926
1927
1928
1929

25.904
26.915
28,324
37.126
43.767

15.900
15,468
14,201
17,989
22,073

4,520
6*131
7*851
7,947
13*036

5*484
5,316
6*272
11,190
8*658

55.910
57.437
56,832
51.191
48.109

3,560
4.861
4.250
3.598
4.179

5,788
6.094
5.950
5.085
4.752

46*562
46*482
46*632
42*506
39.178

13,001
13*458
13*184
13,114
13,036

270.252
284,355
268,903
269,065
269,338

1930
1931
1932
1933
1934

36, ( 5 7
35.423
33,722
33,307
42,605

14,163
12,709
12,858
14,285
22,721

13,944
12,393
10,969
9,464
9.921

8,550
9,821
9,895
9,558
10,163

46.419
43,613
31,310
31*081
39,400

3.210
2.444
1,372
1*670
1,919

5.192
4.939
3,752
2,771
2,609

38.017
36.230
26*186
26*640
34*872

12,808
9,582
8,537
6,780
6*310

253,331
186,566
145*792
116*770
132,398

1935
1936
1937
1938
1939

43*606
53*315
61*732
53.572
50.941

24,270
28,291
32,507
24,837
22,066

11.275
16.313
20,748
22,065
23,046

6,061
8,711
8,477
6,670
5,827

49,544
65,874
67,387
64 ,449
72,601

2,303
3,512
3,477
3,641
3.217

2,606
3.566
4,103
4,223
4,187

44,635
58*796
59*807
56,585
65.197

6,275
6,017
5*496
5,326
5,108

150,768
173,311
187,611
186.003
202*706

1940
1941
1942
1943
1944

54.943
66.750
100.637
214,357
272*228

23,174
30,236
65,411
180*436
239.090

26,465
31*473
29*882
28,680
27,538

5,304
5,041
5,344
5,241
5,600

91,058
113*263
159*849
185*651
181.372

3,478
5,038
6,231
7,019
7,185

4,201
4,973
7,631
8,679
10,060

83.379
103.252
145.987
169,953
164,127

4,649
4,263
3,953
3,684
3,937

217.835
255,230
330*444
466*393
541*853

1945
1946
1947
194ft
1949

374.370
456 .749
406*059
379,339
357.301

337,626
405,080
344,912
316,450
294,525

31,271
37,382
45,300
51,365
51,171

5,473
14,287
15*847
11.574
11.605

229*693
232*811
211.028
206*010
210.996

9,321
12,563
13,591
15,582
15,629

9,912
12,221
12,403
14,828
16,569

210,460
208,027
185,034
175.600
178,798

3,694
3,825
4.186
4.418
5.004

702,919
795,591
767,401
765,487
783,228

1950
1951
1952
1953
1954

392. «35
375,682
392.793
405»?40
376,633

•124,505
300,728
307,790
315,242
262*075

57*890
62*560
74,661
80,687
96. COT

10,440
12.594
10,342
9,411
8,556

214*995
221,695
246*088
249.857
257*877

20,869
20,757
23.782
24.802
30.961

15,623
14,341
17,783
19,252
19,351

178.503
186.597
204,523
205,803
207,565

5.416
5.928
6.514
6,506
8,163

811,801
832,769
892,752
923,519
970,164

29,660

20,152




312,123

134

Arkansas

All Banks—Table 1




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figun

» of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

1696
1897

Interbank

159
357

U.S.
Government

Other
demand

Other
time

1898
1899

7,670
8,299
10*098
13,244

461
811

43
51
51

6,936
7*283
8*807
11*341

1*041

1900
1901
1902
1903
1904

15.233
18*685
23,116
28.475
32*233

803
929
960
2,136
1*266

90
95
101
101
81

13*060
16*043
19*383
23,050
27,344

1*280
1*618
2*674
3*188
3*542

1905
1906
1907
1908
1909

38,140
48,935
51.715
46*690
53*150

3,139
1*996
3,205
3*236
4,447

80
81
205
261
109

30,480
40*208
41*214
36,662
40,611

4*441
6*650
7.091
6.531
7*983

1910
1911
1912
1913
1914

52*543
69,687
68*156
81.000
67,141

3,927
6,156
5*072
6,306
5*350

85
82
167
44
131

39,794
51,125
50.079
57,789
51*163

8»737
12*324
12*838
16*861
10,497

1915
1916
1917
1918
1919

60*842
76,742
109*173
133*241
154,737

5,035
6,449
12,914
11,094
12*462

103
104
203
1.376
403

44*881
56.225
79,048
101*131
117,472

10*823
11*964
17*008
19*636
24*380

1920
1921
1922
1923
1924

186,655
157,112
160,846 <
196*441
191,658

12,792
10*570
12,178
15*655
13.913

222
613
391
615
261

141,337
111*285
110*405
130*817
124*027

34*304
34*644
37*872
49*354
53*457

1925
1926
1927
1928
1929

215*928
226,623
219,000
219,594
217,861

19*868
19*634
19.175
17.180
16,453

338
492
424
481
605

130.350
136*152
126*053
126*794
124*767

65*372
70*345
73*348
75,139
76*036

1930
1931
1932
1933
1934

199,438
151,587
108.173
87,479
107,022

14,812
14,460
8.700
6.185
8,360

362
365
326
432
1*218

109*990
80*680
56.079
45*417
58.109

74*274
56*062
43*068
35.445
39*335

1935
1936
1937
1938
1939

127,529
150.623
163,732
161,687
177,149

11*374
15,843
17,479
17.429
20*014

347
1*289
649
423
1,302

74.116
89.726
99.768
97.499
110*016

41.692
43*765
45*836
46*336
45,817

1940
1941
1942
1943
1944

191*655
227*975
302,210
436,572
509,628

25,492
30,497
39,692
49*964
47,264

1,298
1,420
2*969
20,023
46,707

117.341
147,301
210,989
316.763
358.778

47,524
48*757
48*560
49,802
56,879

1945
1946
1947
1948
1949

667,542
755,532
722,308
716,025
728*958

61,192
53,873
5*118
0.753
2.628

58,573
39*441
6*115
7.823
6.039

472.625
571,128
575,623
572*596
582*854

75*152
91,090
95,452
94,853
97,437

1950
1951
1952
1953
1954

752*134
768,165
823,200
848,435
888*095

8,532
9,451
52,732
53,058
59,002

8*291
11,084
13*244
8,916
13,235

594.311
607.692
648,361
666*084
671,04}

101.000
99.938
108.843
120.377
144,817

575
616
779

Arkansas

135

Table 1— All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nati 31
bank
no £

Borrowings

Capital

Otto

liabilities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

21
52
10

254
259
222
225

422
177
138
216

4.404
4*120
4*074
4.031

1*825
1,777
1*492
1.732

14.596
14*684
16,034
19,448

103
110
106
109

1900
1901
1902
1903
1904

12
23'
43

31
399
83
122
413

4.133
4.605
5.417
6*801
8*726

2*058
2.414
2.903
3*159
2.907

21,701
26,447
31,899
38*921
44*902

125
149
172
223
361

98

234
321
335
364
525

1905
1906
1907
1908
1909

85
230
119
321
710

817
1.115
1*285
1*891
2*068

488
2*038
267
564
247

10*121
12.277
13*983
15.155
15*362

3.584
4,919
5,070
6.241
7.235

53.235
69.514
72*439
70*862
76.772

298
340
364
364
381

1910
1911
1912
1913
1914

4*448
1»813
3*347
5»319
6*363

2*335
2.499
2.755
2.970
2*908

291
158
479
205
238

16*149
17.974
19.140
21*119
18.902

7.472
8.887
3*670
8.550
8.756

83,236
101,016
102*547
119*163
104*328

398
438
450
453
482

1915
1916
1917
1918
1919

4*463
2*558
2.021
9*345
18.879

3.155
3*031
3.060
3*287
3*288

286
87
222
744
1.622

18*666
18*810
18*971
19*350
19*529

8.982
8.760
9,972
11.216
11.959

96*394
109*966
143*419
177,183
210,014

453
454
455
461
464

1920
1921
1932
1923
1924

37.335
35*091
15>721
10*423
14*473

3*882
4*060
4*245
4*230
4*098

2*191
2*112
1*845
1*435
1*362

22*668
23*786
23.825
24.431
24.558

14*072
14*212
13*942
14*314
14*530

268,823
236,373
220*424
251.274
250.679

487
488
466
491
485

1925
1926
1927
1928
1929

10*964
14*245
8*255
8*619
10*165

3.757
3*691
3*441
3*704
3*883

1*238
1*454
956
771
1*314

24*186
23*841
22*617
22*124
21*719

14*179
14,501
14,634
14,253
14,396

270.252
284.355
268.903
269*065
269*338

482
478
455
437
420

1930
1931
1932
1933
1934

14.113
4*433
9*278 6*008

3.772
3*137
3*123
3.444
3*606

1*433
1.541
800
1*006
277

20*403
15.963
14.291
11*638
13*523

14,172
11*685
10*127
7,195
7,527

253*331
188*566
145*792
116.770
132*396

396
321
273
196
232

1.099

234
314
419
394
439

13*841
13.771
13.641
13.551
13*339

7,999
8.545
9.595
10.241
11,464

150*768
173*311
187.611
186*003
202.706

242
236
236
237
234

484
491
555
560
638

13*225
12*989
13*046
13*010
13*225

12.456
13.765
14.633
16.251
18*362

217*835
255.230
330*444
466*393
541*653

232
229
227
223
223

751

1.058
1.220
1.477
1*766

13*513
13.916
15,937
16*935
17*567

21*113
25,085
27,936
31,050
34.937

702*919
795*591
767.401
765*487
783.228

224
228
228
229
230

2*075
2.307
2.253
2.570
3*239

19.145
20.158
21.203
21*876
24*243

38*447
42*089
46*096
50*398
54.417

811.801
832,769
892*752
923,519
970*164

232
231
230
230
231

1*009.369

233

443

1935
1936
1937
1938
1939

66
58
224
130
315

1940
1941
1942
1943
1944

15
10

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954




50
240
170

2,785

56.562

136

Arkansas

National Banks—Table 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

1896
1897
1898
1899

2*539
2*251
2*266
2*425

65
63
48
50

656
635
482
510

2*766
3*845
4*576
4*743
8*331

58
78
98
111
205

584
787
991
1.127
2*069

2.124
2.980
3*487
3*505
6.057

1920
1921
1922
1923

1905
1906
1907
1908
1909

9*867
11*266
12,735
13*586
14*916

228
262
284
331
376

2.308
2*645
2»874
3*351
3.824

7.331
8*359
9.577
9*904
10*716

1910
1911
1912
1913
1914

16*384
17t325
19.775
21*443
22*035

389
368
526
537
857

4.465
4.735
5.739
6*505
6*603

1915
1916
1917
1918
1919

20*694
21>900
27.315
33.378
36*890

978
1*185
1.326
1*175
1.163

6*689
7.065
9.103
12*308
15.460

Collateral

All
other

1*818
1*553
1.756
1.865

1900
1901
1902
1903
1904

Real
estate

1924

54*063
49*691
45*839
53*432
54,814

1*626
2,321
3*370
4*281
5,078

20*973
17*768
16*392
18*493
19,439

31,464
29,602
26*077
30,658
30,297

1925
1926
1927
1928
1929

57*080
62.527
58*027
57*818
54.454

5,282
5*620
6*361
6*495
6.929

18,707
21*775
23*270
21,571
8*572

33,091
35*132
28*396
29.752
38.953

12*030
12*222
13*510
14*401
14,575

1930
1931
1932
1933
1934

45*202
32*546
25,705
22*292
24*637

5.814
5*299
5*105
5,071
4,495

5.173
4*849
3*480
3*831
4*333

34.215
22,398
17,120
13,390
15,809

13*027
13,650
16*886
19.695
20*267

1935
1936
1937
1938

26*728
26*331
28*247
33*913

4,624
4*896
5,074
5,329

4*624
4.476
5.764
4*881

17*480
16*959
17,409
23*703

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farm land

To
others

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

38*175

539

551

1*746

1940
1941
1942
1943
1944

35*013
37*834
35*611
32*470
42*415

17.609
18.589
17.809
15.786
20.046

274
284
202
329
413

714
637
649
662
5*130

1*675
1*853
1*756
1*433
1*450

2,163
2*252
2*262
2*022
1*974

1*902
1*936
1*683
1,632
1*402

4.928
5,935

10,676
12*263
11,030
5*676
6*065

1945
1946
1947
1948
1949

45*118
52.555
75*900
94*123
109*605

24,052
24,261
33.999
46*081
59.990

633
1,213
305
632
426

3*358
2*384
1*490
629
565

1*672
2*642
3*503
3,751
3.503

2,513
4,780
7,324
10*421
10*385

1,496
2,739
5*480
5,519
5,080

8*116
10.747
22,169
26.353
26*831

3,278
3,589
1,610
1,021
1*243

1950
1951
1952
1953
1954

105.373
122*097
127*597
137*360
169*321

48.707
58*858
63*753
65.682
93.154

957
1*129
1.224
1*659
1*269

376
485
466
516
393

3*570
4*405
4*304
4*481
5*290

11*457
11*826
12*112
12)179
12,006

5*824
6*829
6,078
7*101
8*047

33*800
37.495
38.241
44,622
48,415

1*224
1*682
2*196
1*827
1,719

1955

166*843

64.083

1.640

469

5,807

12,706

9.671

54*173

1*375

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




1.751

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Ar.

137

Table 2-

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments

Year

U.S.
Government
obligations

Total

431

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

464
485
455

309
356
334
325

20
17
24
21

102
91
127
109

838
869
1*336
1*664

35
27
32
44

339
262
352
364

464
580
952
1*276

185
201
213
213

3,993
3*785
4*320
4*777

1900
1901
1902
1903
1904

502
566
556
610
905

363
467
466
506
741

23
16
15
17
27

116
83
75
87
137

1*885
1*717
1*965
3*402
4.284

39
76
91
92
110

418
452
488
657
916

1*428
1*169
1,386
2*653
3*256

213
198
233
270
260

5*366
6*326
7*330
9*025
13*800

1905
1906
1907
1906
1909

1*144
1*503
1*672
2*466
2*606

994
1*332
1*495
2*213
2*398

24
28
29
41
56

126
143
148
212
152

4*549
3*816
5*706
4*861
6*409

187
174
227
198
252

1*061
1*147
1.162
1.307
1*619

3*301
2,495
4*317
3*356
4*538

336
446
479
626
712

15*896
17*033
20,592
21,539
24*643

1910
1911
1912
1913
191*

2*982
3*289
3*933
4.132
4,011

2*449
2.633
2.979
3*222
3*262

79
84
198
120
195

454
572
756
790
554

5*469
9*031
6*333
7*511
7*511

256
312
262
481
254

1.545
1.886
1.666
1.625
2*024

3*666
6.633
4.403
5.405
5*233

800
936
928
998
1*035

26*135
30*581
30*969
34*084
34,592

1915
1916
1917
1918
1919

4*767
4.566
6,637
11.454
13*300

3*415
3*243
4.561
9*149
11,172

239
253
542
772
634

1*113
1»070
1*534
1*533
1*494

7*609
11,217
14*002
12*673
12*822

246
364
461
588
792

1*817
1.893
2*460
1*963
1*653

5*546
8,960
11*081
10,122
10*377

1*177
1*316
1*460
1*360
1*821

34,247
38*999
49*414
58*865
64,633

1920
1921
1922
1923
1924

14,125
14.876
11.567
15.790
13.150

10*735
11.127
8.536
12.278
9*218

1,480
1*467
1*198
1*504
1*952

1*910
2*282
1*833
2*008
1,980

14*667
12.712
14,735
16*023
17,138

1*080
950
867
1,035
1*168

1.788
1,731
1,549
1*380
1*967

11,799
10.031
12*319
13.606
14.003

1*821
1*884
2*565
3*101
3>630

84,676
79*163
74*726
88*346
88*732

1925
1926
1927
1928
1929

15.870
16.937
17.782
22.003
24.340

11*180
11.066
9.774
11,940
13.670

1,863
2,791
4,005
3,728
5*683

2*627
3*080
4*003
6,335
4,987

21,979
21,533
21*654
18*144
15*839

1*037
1.270
1*168
1.079
1*005

1.937
2*064
2*112
,775
• 562

19,005
18,179
16*354
15*290
13.272

3,975
4,184
4,070
4,087
4*037

98*904
105*181
101*533
102*052
98*670

1930
1931
1932
1933
1934

20,712
22,446
20,775
22*239
30*217

9.270
9.348
9*002
10.379
16.138

6,318
6,730
5,587
5,410
6*485

5*124
6,370
6*186
6*450
7,594

16,033
16,508
11.371
13.336
22.764

644
345
278
566
1*074

,723
.829
• 399
• 287
,558

13*666
14*334
9*694
11*483
20*132

3,025
2,343
2*233
2.230
2*824

84,972
73,845
60*064
60,097
80*442

1935
1936
1937
1938
1939

28*976
35*362
40,596
33*230
31*408

14*927
17,022
20*302
13*741
12,302

7.657
11*493
13*665
13,942
14.427

6*392
6.847
6.629
5.547
4.679

30*433
38*191
38,446
37.484
44*305

1*577
2.478
2*522
2*482
2*192

.415
• 931
2*166
2*271
2.171

27*441
33*762
33*760
32.731
39*942

2,945
2*874
2*702
2,779
2*894

89*082
102*758
109.993
107.406
116.782

1940
1941
1942
1943
1944

32*649
40*422
66*801
130*839
161*335

12.389
17.418
43.971
109.170
141,183

16*438
19*618
18*825
17.884
16*388

3*822
3*386
4.005
3*785
3.764

55,618
66»529
83*600
96,745
93,304

2*379
3*539
3*775
4.959
5,348

2*244
2.539
4*265
4*526
5*263

50,995
60,451
75,740
87,258
82,693

2,664
2,546
2 , 364
2,300
2*434

125*944
147*333
188*576
262*354
299.488

1945
1946
1947
1948
1949

222*430
250*749
213*349
195*278
185*864

199,988
218,240
174,069
156,041
146,538

18*969
21,818
27.075
31*612
31.864

3.473
10.691
12.205
7.625
7.462

112,537
115,204
107,323
109,735
114,665

6*595
9*440
9*621
10.817
11*522

4*986
6*882
5*284
6.780
7.468

100*956
98,862
92,418
92*138
95*675

2*306
2*304
2,365
2,368
2*649

382*391
420*812
398*937
401*504
412*803

1950
1951
1952
1953
1954

208*310
198*727
213*805
215*627
203,709

165,864
152.293
163,007
162,936
147,252

35*634
38.690
44.214
46*697
50,600

6*812
7.744
6.584
5*994
5.857

113,600
120,449
132,826
133*572
142*663

14*226
14*533
16.644
18*857
24.290

6.842
6.245
7,868
8,660
8.927

92,532
99,671
108,294
106.035
109.646

2,758
2*826
3*229
3*331
4,570

430*041
444.099
477.457
489*890
520*463

1955

228*599

164,259

55*484

8.856

136,253

22*310

9,196

104.747

9,704

539,399




138

Arkansas

National Banks—Table 2




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

w l k

--

Cogent

Other
demand

1,926
1,697

Other
time

no

1896
1897
1898
1899

2,152
1.9 53
2*6 96
3.126

116
96
157
274

1900

3*586
4.361
5,1 88
6,663
9,850

262

375
352
498
806

90
95
101
101
81

3,076
3*678
4.486
8,644

156
213
249
283
319

11,132
11,107
13,6 90
13,184
16,081

1,420
1,203
2.374
2,049
2*764

80
81
205
261
109

9,237
9,356
10.417
10,031
12*015

395
465
694
843
1.193

2*376
3,517
2,779
3.378
3,211

85
82
167
44
131

12,220
15,013
14,641
16,059
17.245

2,025
2*138

1913
1914

16,228
20,637
19,725
22,0 52
22,503

1915
1916
1917
1916
1919

21,770
26,832
36,834
43,214
45,289

3.265
4,805
7*491
6.266
5*333

103
104
203
1,366
389

16,627
19,841
26,496
31,747
33,724

2*082
2.644
3.335
5.843

1920
1921
1922
1924

58,985
53.441
54,569
68,2 69
68,490

6*069
5,093
5,478
6.694
6.003

174
443
279
445
261

43,164
36,646
35.592
44,589
43,614

9.578
11.259
13.220
16»541
18.612

1925
1926
1927
1928
1929

79,375
84,633
84.270
83,914
80,323

7,883
8*824
9.082
7,252
5,976

338
492
276
481
545

46,540
46.677
^3.634
44,558
41.798

24,614
28.640
31,278
31*623
32.004

1930
1931
1932

67,590
59,489
46*129
47, C47
66,205

4,481
5,765
3*834
3.865
7,630

268
225
82
182
786

33,558
27.367
19,399
20,679
32.553

29.283
26.132
22.814
22*321
25*236

1936
19371938
1939

76,733
90,9 90
97,533
94,420
103,151

9,299
12*865
13.766
13,473
15,464

308
1,188
509
397
666

41,253
50,316
55,602
52,738
59.908

25.873
26*621
27.656
27.812
26*913

1940
1941
1942
1943
1944

111,830
132. A48
173,174
245, S61
281,919

19,877
24,038
30.790
39.665
37,744

873
948
2.368
12*250
29.782

63,542
79,536
111,736
164.110
179,817

27,538
27,926
26.280
29.936
34.576

1945
1946
1947
1948
1949

363.231
399,3 03
374,903
375.274
384.073

46,886
42.589
34,894
31.437
33,603

37.763
23,735
2,595
4.059
3,832

230,816
277,506
279,495
282,994
288,795

45.766
55,473
57.919
b6,784
57,843

1950
1951
1952
1953
1954

398,348
410,019
440,867
450,7 01
476,772

38,098
38,028
41.218
42,622
47,188

5,190
7,117
9.072
6,200
8,382

295.760
306.611
329.037
334,592
341,598

59.300
58.263
61,540
67.267

1901
1902
1903
1904
1905
1906

1907
1908
1909
1910
1911
1912

1923

1933
1934
1935

493,592

43
51
51

2,355
2*661

5,781

117
133
140

1,547
2.571
1*916
1,775

79 ,604

Arkansas

139

Table 2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

' Nat
ba
no*"

Borrowings

1896

21

1897
1898
1899

52
10

1900
1901
1902
1903
1904

12
23
43

<*""

.SL

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts
3,993

Number
of
banks

254
259
222
225

1.220
1.220
1.070
1*070

346
301
322
356

3,785
4,320
4,777

98

234
321
335
364
525

1.070
1.107
1,120
1,238
2,245

464
514
644
758
1,082

5,366
6*326
7,330
9.025
13,800

7
9
9
12
19

1905
1906
1907
1908
1909

85
230
119
321
42

817
1.115
1*285
1.891
2,068

34
37
90
48

2,595
2.940
3.565
3,950
4,080

1,267
1,607
1,896
2.103
2.324

15,896
17,033
20,592
21,539
24,643

26
33
35
40
43

1910
1911
1912
1913
1914

820
121
555
1.019
916

2.335
2.499
2.755
2*970
2*908

49
46
34
22
16

4.155
4*435
5.035
5,065
5.036

2,548
2,843
2*865
2*956
3*213

26,135
30,581
30,969
34.084
34,592

45
46
50
49
57

1915
1916
1917
1918
1919

624
273
196
2*458
5.519

3.155
3.031
3.060
3*287
3.288

10
14
105
239
814

5.286
5*521
5.536
5.711
5,467

3,402
3,328
3,683
3,956
4,456

34,247
38,999
49,414
58.865
64*833

58
67
67
72
78

1920
1921
1922
1923
1924

9.174
9.183
3.337
2.857
2.719

3,882
4.060
4.245
4.230
4.098

676
116
79
87
108

7,083
7.397
7,548
7.713
7,912

4,876
4,966
4,948
5,190
5,405

84.676
79,163
74,726
88*346
88*732

83
83
84
88
88

1925
1926
1927
1928
1929

2.36.5
3.615
1.091
1.649
1.832

3*757
3.691
3,441
3,704
3,883

230
275
275
199
209

7.905
7,600
7,115
7,115
6,915

5,272
5,367
5.341
5.471
5,508

98,904
105*181
101.533
102.052
98*670

86
84
79
79
73

1930
1931
1932
1933
1934

2,076
1.076
1,591
809
54

3,772
3.137
3.123
3,444
3,606

199
218
115
270
189

6,090
5.305
4,940
4,720
6,327

5.245
4,620
4*186
3.807
4,061

84.972
73,845
60*084
60,097
80*442

67
56
50
45
51

1935
1936
1937
1938
1939

1,099
65
130
163

147
219
280
302
361

6,416
6.475
6,369
6,406
6,269

4*687
5,074
5,746
6,148
6,838

89,082
102,758
109,993
107,406
116,782

51
50
50
50
49

391
406
441
476
541

6,272
6*347
6.312
6.383
6,483

7.436
8.132
8,649
9*534
10,545

125,944
147,333
188.576
262*354
299*488

50
50
50
51
51

1945
1946
1947
1948
1949

610
817
994
1*269
1*521

6,548
6,478
7,830
8,180
8*580

12,002
14,214
15,210
16,761
18*629

382*391
420*812
398.937
401*504
412*803

50
50
50
50
51

1950
1951
1952
1953
1954

1.796
1,886
1.971
2*203
2*835

9,730
10*305
10.395
11*205
12,970

20*167
21,889
23,724
25,781
27,716

430.041
444*099
477.457
489,890
520,463

52
52
52
53
53

1940
1941
1942
1943
1944




15

170

2

9
9
7
7

140

Arkansas

State Commerciai Banks—Table 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars}
Loans

Loans
Year
Total

Real
estate

All
other

Collateral •

Year
Total

Real
estate

Collateral

All
other

1696
1897
1896
1899

6i721
6*461
6i203
7.979

753
724
695
894

941
905
868
1»117

5.027
4,832

1900
1901
1902
1903
1904

9*641
12*356
15.254
18*590
20*606

1*080
1*364
1*708
2,082
2*308

1,350
1*730
2,136
2,603
2,885

7*211
9,242
11,410
13,905
15,413

1920
1921
1922
1923
1924

134,735
113,430
101*317
110,227
115,468

19*629
20*882
20,768
21*221
23,098

13*204
10,662
9*119
9*480
9,468

101.902
81*886
71.410
79.526
82*902

1905
1906
1907
1908
1909

25*034
37,492
36*843
35*266
36*210

2*804
3*952
4,044

3*505
5,249
5*158
4.940
5*078

18.725
28,044
27.559
26.394
27,088

1925
1926
1927
1928
1929

118.357
124,018
112*536
109*816
109.972

22*356
23.702
23.264
21,391
20*631

9*350
9,301
7,990
7*358
6,928

86.651
91.015
61*282
81*067
82*413

1910
1911
1912
1913
1914

40*516
47.365
52.139
60*519
49*689

5,470
7.436
9.385
12,225
11*181

5,510
6*252
6*674
7.565
6.012

29,536
33.677
36*080
40*729
32,496

1930
1931
1932
1933
1934

112*245
67*402
46i518
23*310
19.246

20*54^
16*151
12*788
7*934
7.113

6*622
3,775
2i419
1*119
855

85,078
47*476
31*311
14,257
11.278

1915
1916
1917
1918
1919

43*236
47*046
58,730
78.691
95,141

10*606
11*267
12.897
13.449
14,905

5*059
5*316
6*402
8,263
9*704

27,573
30*463
39,431
56,979
70,532

1935
1936
1937
1938

24.615
21*774
24,747
28*743

6.198
6.620
6*499
6.124

901
1,342
1,518
1,799

17.516
13*812
16,730
20*620

4,199
4,126

4,640
5,968

Loans'
Commercial,

Year
Total

and
agricultural

35,681
32*172
33*120
30*394
30*231
41*901

17.507
15.741
16*192
18*763
25*868

1945
1946
1947
1948
1949

50*044
49*651
70,228
81,597
100,322

1950
1951
1952
1953
1954
1955

To brokers
and
dealers

22*144

1940
1941
1942
1943
1944

For purchasing or
carrying securities

Real estate

On
farm land

others

On
residential
property

Other

to
Other

All
other

individuals

173

10
46
176

288
375
412
556
4*038

2,005
2,104
1,915
1,900
2*132

3*973
4*573
4.492
3.675
3*801

1.357
1.550
1.371
1»114
765

3.169
3*933

7*000
6*777
6*002
1*006
1*188

32*360
22.778
31,508
37,598
55,530

204
279
99
282
151

3,499
2,936
3,859
2,003
982

2.690
4,787
6,069
6,395
6.748

4,169
7,654
11*361
14.287
13.915

998
2»446
4.017
4,636
5,212

4*873
7*368
12*314
14*887
16*435

1*251
1*203
1*001
1*632
1*782

93.182
107,167
119*760
124*456
158*170

42.206
50*065
56*167
58*338
89*631

89
281
192
299
262

587
882
1,035
1,068
889

^6.889
7.775
9,331
10*459
10*366

15.614
17.136
18.178
17*688
17*815

5,346
5.826
6*478
6,414
6.671

21,576
24*555
27,204
29*730
31*724

1*525
1*438
2*092

156*989

74,744

20

1,027

12*416

21*589

8*528

.38*154

1*741

42

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




1*834

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Arkansas

141

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1898
1899

705
488
664
460

97
54
162
195

491
54
62
92

117
380
460
173

2.682
3.272
4*234
5*549

93
67
72
67

1*296
1.161
1*561

763

1.826
1*909
3.001
3*921

495
678
593
683

10*603
10*899
11.714
14.671

1900
1901
1902
1903
1904

529
531
811

111
139
150
156
66

94
150
270
230
242

324
242
391
907
631

5*489
6.44S
7.527
8*881
8.173

130
251
238
180
599

1*504
1*447
1.719
2*032
1.635

3.855
4*750
5*570
6*669
5*939

676
786
977

1*130
1*362

16*335
20*121
24*569
29.896
31.102

406
190
270
168
399

647
728
526
557
856

8.939
12*195
10*949
10*976
12.545

282
312
505
212
552

2*429
2.927
3.520
3.284
3.727

6*228
6*956
6*924
7*460
8*266

2*099
1*777
3*028
2.237
3*972

37.339
52.481
51.847
49.323
54*129

1*295
941

1905
1906
1907
1908
1909

It267
1*017
1.027
1*402

214
99
229
99
147

1910
1911
1912
1913
1914

1*817
1*914
1*947
2*289
2*094

105
2
1
26
1

351
165
227
399
400

1*361
1.727
1.719
1*864
1*693

9*968
16.112
13>423
16*341
13*082

788
767
639
7B2
714

2.755
3.360
3*973
4*190
2*900

6*425
11*985
6*811
11*369
9*466

4*602
5.046
4*069
5*930
4.871

57,103
70.437
71.578
85*079
69.736

1915
1916
1917
1918
1919

2*006
2*017
4*412
11*530
16*039

9
2

469
508

1*029
7*831
12*296

1*150
1*609
1*441

1*528
1.507
2*233
2.090
2*302

11.869
16*993
26.167
23.324
28.939

521
430
575
864

1.537

2*559
2*842
3*615
3*369
3*470

8.809
13*721
21*977
19*091
23.932

5*014
4*933
4*696
4,773
5,062

62*147
70*969
94*005
118*318
145*181

1920
1921
1922
1923
1924

14*262
11*456
8*147
11*102
8*874

9.830
6,720
3.558
6.657
3.645

2*502
2*363
2*308
2*414
3*284

1.950
2.373
2*281
2*031
1*945

29*646
25*660
28*900
33.700
26.651

2*263
1*746
3*101
2*508
2*521

3.953
3*527
3*317
3*260
3*562

23*430
20*407
22*462
27.932
22*568

5*464
6*644
7*334
7.899
8*954

184.147
157.210
145.698
162.926
161*947

1925
1926
1927
1928
1929

10»034
9*978
10*542
15*123
19t427

4*720
4.402
4.427
6,049
8*403

2*657
3*340
3*846
4*219
7*353

2*657
2*236
2*269
4*855
3*671

33*931
35*904
35.178
33.047
32*270

2.523
3*591
3*062
2*519
3.174

3*851
4*010
3*838
3.310
3.190

27.557
28*303
28*278
27*218
25*906

9*026
9*274
9*114
9*027
8.999

171*348
179*174
167*370
167.013
170.668

1930
1931
1932
1933
1934

15*945
12*975
12*947
11*068
12*588

4.693
3.361
3*656
3*906
6*563

7*626
6*163
5*382
4*054
3*436

3*426
3.451
3*709
3*108
2*569

30.386
27*105
19.939
17*745
16*636

2*566
2*099
1.094
1*104

3*469
3*110
2.353
1*484
1*051

24.351
21*896
16*492
15.157
14*740

9*783
7*239
6*304
4*550
3*486

168.359
114,721
85.708
56.673
51.956

1935
1936
1937
1938
1939

14*630
17*953
21.136
20*342
19.533

9*343
11.269
12*205
11*096
9*764

3*618
4*620
7*083
8*123
8.621

1*669
1*864
1*848
1*123
1*148

19*111
27*683
28*939
26*965
28*296

955

1*159
1.025

1*191
1*635
1*937
1*952
2*016

17*194
25*014
26.047
23*854
25*255

3.330
3.143
2.796
2.547
2*214

61*686
70.553
77*618
78*597
85,924

1940
1941
1942
1943
1944

22*294
26*328
33*836
63*518
110*893

10*785
12.818
21.440
71*266
97*907

10*027
11*855
11*057
10*796
11*150

1*462
1*655
1*339
1*456
1*836

35*440
46*734
76.049
88*906
88*066

1*099
1*499
2.456
2*060
1*837

1*957
2*434
3*346
4*151
4.797

32*384
42*801
70*247
82*695
81*434

1*965
1*715
1*589
1*384
1.503

91,891
107*897
141*668
204*039
242*365

1945
1946
1947
1948
1949

151*940
206*000
192*710
184*061
171*437

137*638
186*840
170*843
160*409
147*967

12*302
15*564
18*225
19*753
19*307

2*000
3*596
3*642
3*899
4*143

117*156
117.607
103.705
96*275
96.311

2.726
3.123
3*970
4.765
4.107

4*926
5.339
7,119
8.048
9*081

109*504
109*145
92*616
83*462
83*123

1.388
1.521
1.821
2.050
2*355

320*528
374*779
368*464
363*983
370.425

1950
1951
1952
1953
1954

184*525
177.155
176*988
189*713
172.924

156*641
146*435
144*783
152*306
134*823

22*256
23*870
30*447
33*990
35*402

3*628
4*650
3*758
3*417
2*699

101*395
101*246
113*262
116.285
115.014

6*643
6*224
7.138
5*945
6*671

8.781
8*096
9.895
10.572
10*424

85*971
86*926
96*229
99*768
97,919

2.658
3.102
3*285
3.175
3.593

381*760
388*670
415.295
433.629
449*701

1955

192*745

147*664

40*216

4.665

116*495

7*350

10.956

98*169

3*761

469*990

824




845
726

1*034

142

Arkansas

State Commercial Banks—Table 3




*%JJC* A Ot

•J»>*pfiJ.i A U*7, /U1LT 1 UiTADEin,
1

J.O7V A^a«^— ^(ODUaUCU

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

U.S.
Government

Interbank

Other
demand

Other
time

43

5*010
5.566
6*452
8.680

465
499
646
901

541
554
608

9*984
12*365
14.897
17.269
18*700

1*122
1*405
2*425
2*905
3*223

793
831

1*187
1.663

21*243
30*850
30*797
26*631
28*596

4.046
6*185
6*397
5*688
6*790

36.315
49.050
46*431
56*948
44.638

1.551
2*639
2*293
2*926
2*139

27.574
36*112
35.436
41.730
33*918

7*190
10*299
10.700
14*290
8*581

1915
1916
1917
1918
1919

39*072
49.910
72.339
90.027
109*448

1.770
3.644
5,423
4.828
7.149

28*254
36.384
52*552
69.384
83*748

9*046
9*862
14*364
15*803
16*537

1920
1921
1922
1923
1924

129,670
103*671
106,277
128,172
123.166

6*723
5.477
6.700
8*961
7,910

48
170
112
170

98*173
74,639
74*813
86.228
80*413

24*726
23*385
24*652
32*813
34*845

1925
1926
1927
1928
1929

136,553
141.990
134,730
135,680
137.538

11,965
10.810
10*093
9.928
10,477

146
60

83*810
89*475
82.419
82*236
82.969

40*758
41,705
42*070
43*516
44*032

1930
1931
1932
1933
1934

131*848
92.098

10,331
8*695
4*866
2.320

94
140
244
250
432

76.432
53*313
36*660
24*738
25*556

44.991
29*950
20*254
13*124
14.099

1935
1936
1937
1936
1939

50.796
59,633
66.199
67.267
73*998

2*075
2*976
3.713
3.956
4.550

39
101

32.663
39.410
44*166
44*761
50.108

15*619
17.144
18*160
18*524
16*904

1940
1941
1942
1943
1944

79,825
95,527
129*036
190*611
227,709

5.615
6.459
8.902
10.319
9.520

425
472
601

7.773
16*925

53,799
67.765
99.253
152.653
178.961

19*986
20*831
20.260
19*866
22*303

1945
1946
1947
1946
1949

304.311
356.229
347,405
340.751
344.885

12.306
11.264
10.224
9.316
9.025

20*810
15.706
3,520
3*764
2*207

241.609
293.622
296.128
289.602
294*059

29*386
35*617
37*533
38.069
39*594

1950
1951
1952
1953
1954

353.786
358.146
382.333
397.734
411,323

10,434
11*423
11,514
10*436
11.814

3*101
3*967
4,172
2*716
4.653

296.551
301.081
319.344
331.492
329.443

41.700
41.675
47*303
53.090
65*213

1995

429.034

10.730

340*111

72*139

1896
1897
1898
1899

5*518
6*346
7*402
10*118

1900
1901
1902
1903
1904

11*647
14*324
17.930
21.812
22*383

1909
1906
1907
1908
1909

27*008
37*628
36.025
33*506
37.069

1910
1911
1912
1913
1914

62 .044

40.432
40,817

261
304
537

1*638
460

1.719

730

12
14

140

26
436

Arkansas

143

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

r1

Nat
tx
no [£

Borrowings

o**

Capital

liabilities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

422
177
138
216

3*184
2*900
3.004
2*961

1.479
1.476
1.170
1*376

10*603
10*899
11.714
14*671

94
101
99
102

1900
1901
1902
1903
1904

31
399
83
120
413

3*063
3*498
4,297
5*563
6.481

1*594
1.900
2.259
2.401
1*825

16*335
20*121
24*569
29*896
31*102

118
140
163
211
342

1905
1906
1907
1908
1909

668

488
2*004
230
474
199

7*526
9*337
10.418
11.205
11.282

2.317
• 312
*174
.138
.911

37,339
52*481
51*847
49*323
54.129

272
307
329
324
338

1910
1911
1912
1913
1914

3.628
It 692
2i792
4t300
5i467

242
112
445
183
222

11*994
13*539
14*105
16*054
13*866

.924
.044
.805
.594
5,543

57,103
70*437
71*578
85.079
69,736

353
392
400
404
425

1915
1916
1917
1918
1919

3t839
2*285
1*825
6*887
13*360

276
73
117
505
808

13.380
13.289
13.435
13.639
14*062

5*580
5*432
6*289
7*260
7,5JD3

62*147
70.989
94*005
118*318
145*181

395
387
388
389
386

1920
1921
1922
1923
1924

28*161
25*908
12*384
7*566
11.754

1*515
1*996
1.766
1*348
1*254

15.605
16.389
16.277
16.718
16*646

9.196
9.246
8.994
9*124
9.125

184*147
157.210
145*698
162.928
161,947

404
405
402
403
397

1925
1926
1927
1928
1929

8.599
10*630
7*164
6*970
8*333

1*008
1*179
681
572
1*105

16.281
16*241
15*502
15*009
14*804

8»907
9,134
9.293
8*782
8*888

171*348
179*174
167,370
167.013
170*668

396
394
376
358
347

1930
1931
1932
1933
1934

12*037
3.357
7*687
5.199
389

1*234
1*323
685
736
88

14*313
10*678
9*351
6.916
7.196

8.927
7*265
5,941
3,388
3,466

168*359
114*721
85*708
56.673
51,956

329
265
223
151
181

1935
1936
1937
1938
1939

66
56
159

87
95
139
92
78

7*425
7*296
7.272
7*145
7.070

3*312
3*471
3*849
4*093
4,626

61*686
70,553
77,618
78,597
85*924

191
188
188
187
185

93.
85
114
84
97

6*953
6*642
6*734
6*627
6*742

5*020
5*633
5*984
6*717
7,817

91,891
107,897
141,868
204,039
242,365

182
179
177
172
172

141
241
226
188
245

6*965
7*438
8*107
8*755
8*987

9*111
10*871
12*726
14*289
16*308

320*528
374,779
368*464
363*983
370*425

174
178
178
179
179

279
421
282
367
404

9*415
9*853
10*308
10.671
11*273

18,280
20*200
22*372
24*617
26,701

381*760
388,670
415*295
433,629
449,701

180
179
176
177
178

11*761

28*853

469*990

1940
1941
1942
1943
1944

152

10

1945
1946
19*7
1948
1949
1950
1951
1952
1953
1954

1955




50
240

CALIFORNIA

Revised data for assets and liabilities and
number of all banks in California, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks
in this State. Adequate data were reported,
either separately or in combination with data
for other State commercial banks, in the reports of the Comptroller of the Currency or
the State banking department for 1896-1909;
unincorporated banks were prohibited by law
after 1909.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in California were obtained from the abstracts and
1
Since there have been no mutual savings banks in California, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies/' "stock savings banks," or "private banks
and bankers" (unincorporated banks); it also includes one
stock savings bank that for many years was classified as a
mutual savings bank.




annual reports of the Comptroller of the Currency with relatively minor adjustments. A
description of these figures is included in the
United States Summary. Compilation of figures for State commercial banks presented a
number of problems and considerations not
encountered in compiling the balance sheet for
national banks. The following sections describe these problems and the methods used
in deriving the revised series.
The sources of statistics for State commercial banks for the period 1896-1933 were
(1) figures reported to the Comptroller of the
Currency and published in his annual reports
and (2) figures published in the reports and
abstracts of the State banking department.
The sources of such statistics for the
period 1934-1946 were (1) summary figures
for insured banks published or supplied by
the Federal Deposit Insurance Corporation
and (2) figures for noninsured banks published
in reports of the State banking department.
Data for this period are discussed separately
because of the substantially better coverage
and more consistent reporting beginning in
1934.
Beginning with 1947, all statistics—including the breakdowns of loans, investments,
cash assets, and deposits—for State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.
144

California

145

STATE COMMERCIAL BANKS, 1896-1933
The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete, or were not available.2 The United States Summary includes
a discussion and evaluation of alternative estimating procedures considered, tested, and used
in one or more States. It also includes examples of the use of banking trends as a guide
in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

The accompanying table shows adjustments made in figures for number of banks
CHANGES IN NUMBER OF BANKS AND BALANCE .SHEETS
Year or period

Additions

| Deductions

Number of banks and corresponding balance sheets
1896-1916
1917-1919
1920-1923
1924
1925-1928 .
1929-1933

.

1
1
1
1
1
1

4
6
7
9
10

Number of banks only l
1896-1900
1901-1904
1905
1906
1907-1908
1909

1910
1911
1912
1913
1914
1915
1916

1
2
4
10
30
2
38
52
66
82
79
97
107

1
Balance-sheet data were available for one bank in 18961900 and two in 1901-1916 but they are included in number
only because their combined assets were not significant.
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual.




and balance sheets as published by the Comptroller. These were based on information
contained in the State banking department
reports.
Changes in number of banks only reflect
mainly the exclusion of branches of domestic
banks, while changes in number of banks and
corresponding balance sheets reflect mainly
the exclusion of branches of foreign banks and
sales finance companies. These changes were
to make the revised series comparable with
the series currently published.
Other changes reflect exclusion of one
trust company (chartered in 1909, but not
included in State banking department reports
until 1917) that had never engaged in deposit
banking or general fiduciary business, and
inclusion of one bank, generally regarded prior
to 1938 as a mutual savings bank, in the commercial bank category for the entire period.
After the latter bank was admitted to Federal
deposit insurance, banking authorities concluded that it was more nearly a stock savings
bank than a mutual savings bank and that ithad some special deposits subject to check.
LOANS

A complete classification of loans into real
estate, collateral, and "all other" was not reported to the Comptroller regularly until 1934.
For the years in which items were not reported,
figures were derived from State banking department reports, except for collateral loans
in 1911 and 1920-1933. These were estimated
as follows: for 1911, by applying to total
loans an average of the ratios of collateral
loans to total loans based on reported data
for 1910 and 1912; for 1920 and 1921, by
applying to total loans ratios of collateral
loans to total loans that were interpolated
between such ratios computed from reported
data for 1919 and partly estimated data for
1922. For the period 1922-1933 collateral
loans are a combination of reported figures for
State member banks and estimates for non-

146

All-Bank Statistics

member State commercial banks. The estimates for nonmember State commercial banks
for this period were obtained by applying to
their total loans, ratios of collateral loans to
total loans that were interpolated between
such ratios computed from reported data for
1919 and 1934.
INVESTMENTS

A complete classification of investments
into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. For the years in which the items were
not reported, figures were obtained from other
sources or were estimated.
The figures for United States Government
securities for 1899, 1900, 1906, and 1907 were
taken from the reports of the State banking
department. Estimates for certain other years
were made by applying to total investments,
ratios of United States Government securities
to total investments derived as follows: for
1896-1898, the ratio computed from data for
1899 published in the State banking department report; for 1901-1905, ratios interpolated
between similar ratios computed from data in
those reports for 1900 and 1906; for 1911,
ratios interpolated between similar ratios computed from data for 1909 and 1912 published
in the annual reports of the Comptroller; and
for 1914, the average ratio computed from
data for 1913 and 1915 shown in the Comptroller's reports. For 1916-1922 these securities were estimated by applying to total investments, ratios that reflected changes over
the period in the ratio of United States Government securities to total investments at
California national banks; these ratios were
derived by interpolating technique No. 2,
described in the United States Summary.
Holdings of obligations of States and
political subdivisions for 1896-1898, 19011905, 1911, and 1914 were estimated by the
methods .used for estimating United States
Government securities for comparable periods.




For 1916-1933, obligations of States and political subdivisions were estimated by applying to total investments less United States
Government securities, ratios that reflected
changes over the period in the ratio of State
and political subdivision securities to this total
at California national banks; these ratios were
derived by interpolating technique No. 2,
described in the United States Summary.
DEPOSITS

The complete breakdown of deposits into
interbank, United States Government, other
demand, and other time was not available in
the reports of the Comptroller of the Currency
until 1934.3 No attempt was made in the revised series to provide figures for United States
Government deposits prior to 1918 because
practically all such deposits were held by
national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1906-1933 were obtained from the reports of
the State banking department. For 1896-1905,
the breakdowns were estimated by applying
to total deposits other than interbank, ratios
(extrapolated from data for the period 19061924) that reflected changes over the period
in the ratios of these items to total deposits
other than interbank at Washington State
commercial banks; these ratios were derived
by extrapolating technique No. 2, described
in the United States Summary.
Figures for United States Government
deposits for 1918-1929 represent such deposits
at State member banks only, which held practically all of this type of deposit at State
commercial banks. Figures except for 1918
are as reported. The figure for 1918 was estimated by applying to United States Govern8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

California
ment deposits at all State member banks in
the United States on June 30 of that year, the
ratio of these deposits at State member banks
in California to such deposits at all State
member banks on June 30, 1919.
OTHER ITEMS

The amount of cash items in process of
collection was not published separately by
the Comptroller of the Currency or the State
banking department prior to 1909. Data

147

for the years 1896-1908 were estimated by
applying to total cash assets in each year an
average of the ratios of this item to total cash
assets computed from reported data for 19091911.
Borrowings, reported with "other" liabilities for the period 1896-1908, were estimated
by applying to "other" liabilities, ratios of
borrowings to the total of borrowings and
"other" liabilities computed from data for
California national banks in these years.

STATE COMMERCIAL BANKS, 1934-1946
The principal assets and liabilities of
State commercial banks for the period 19341946 were obtained by combining data for
insured banks published by the Federal Deposit Insurance Corporation wfth data for
individual noninsured banks obtained from
reports of the State banking department.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in the reports of the State
banking department. The breakdowns of (1)
loans and investments for 1934 and 1935, (2)
loans other than real estate for 1936-1938,
(3) investments other than United States
Government securities for 1936-1938, and (4)
cash assets for 1934-1946 were estimated on
the basis of the distribution of corresponding
items at insured nonmember commercial banks
in these years.
Real estate loans and United States Government securities were included in the state-




ments of individual banks as shown in the
State banking department reports after 1935,
and a complete breakdown of investments was
so reported after 1938.
The loan breakdowns for 1939-1946 were
estimated on the basis of the percentage distribution of total loans at this group of banks
on December 31, 1948. The figures for this
date were used as the basis for estimating
because it was not until then that the breakdown of loans appeared consistent with data
currently reported for these banks.
The breakdowns of total deposits other
than interbank into demand and time deposits
for 1934 and 1935 were estimated by applying
to total deposits other than interbank in each
year ratios of each item to this total computed
from reported data for 1936; and for 1937 and
1938, on the basis of ratios computed from
reported data for 1939. For the period 19391946 the breakdowns of deposits were taken
from the reports of the State banking department.

148

California

All Banks—Table 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

All
other

Year

Total

Real
estate

1896
1899

205*899
190,668
195*830
195.303

123*377
117.114
111.735
107*622

30*180
24*939
28*602
30*852

1900
1901
1902
1903
1904

209,829
226*214
243*837
303*716
331*666

106.579
108*480
114*170
133*601
151.419

36*466
43*886
44*729
66*845
59.345

66*784
73.848
84*938
103*270
120*902

1920
1921

1905
1906
1907
1908
1909

380*208
462*410
516*178
468*603
469*084

179.006
206.171
213*774
215*260
206*662

72.690
97,831
113*324
86*723
90.786

1910
1911
1912
1913
1914

562*400
605*366
670.813
731.900
747.410

249*765
271.982
307*612
341*454
353*452

1915
1916
1917
1918
1919

748.725
807.535
935.929
1.028*819
1*087.767

360*161
387*038
419.710
422*855
415*226

All
other

52*342
48*615
55*493
56*829

1896
1897

Collateral

Total

Real
estate

Collateral

1922
1923
1924

1*440*305
1*451*706
1*513*439
1*807*536
1*907*814

472*176
529,614
615,104
761,880
876*918

304*510
302*024
298*272
342*855
347*324

663*619
620*068
600*063
702*801
683*572

126*512
158.408
189.080
166.620
171*636

1925
1926
1927
1928
1929

2*068*943
2*215*069
2*288*605
2,296,513
2,380,569

964,227
1*041,608
1,067,368
1.050*832
1,019*750

373,396
407*232
464,917
531*004
473*034

731*320
766*229
756*320
714*677
887*785

118*112
123*190
127*336
140*415
140*752

194.523
210*194
235*865
250,031
253.206

1930
1931
1932
1933
1934

2,325,157
2,127*719
1*810*906
1,570,420
1*494*310

993*574
1*022*402
913*064
874*423
843*561

465*013
387*913
282*249
252*982
242*195

846*570
717*404
615*593
443*015
408*554

138,347
143.925
171,672
204.415
245.300

250.217
276.572
344,547
401*549
427.241

1935
1936
1937
1938

1,441*716
1*530*377
1,678*141
1,720,509

801*357
789*949
837*701
883*380

196.552
215.734
231*519
222*419

443,807
524*694
606*921
614*710

Loans *

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate
On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

1*761*143

13.316

57,491

104,197

601*903

251*258

286*962

1940
1941
1942
1943
1944

1*824*531
2*058*390
2*071*609
1*803*151
1*901*493

463*623
592*334
639*931
552*831
622*581

9*387
9*830
7*694
17*203
67*923

53*003
48*753
41.751
35*976
73*529

100*588
94*649
86*815
67.742
61*865

670*310
741*666
818*143
814*552
773*923

235*053
231.560
201*536
163.987
134*536

116*530
120.736

292*567
339*598
275*739
34*330
46*350

1945
1946
1947
1948
1949

2*015*598
2*500*406
3*877*945
4.674,606
4.838*072

669.670
906.116
1.516*706
1*761*236
1*703*900

53*907
59*802
36*995
13*830
21*288

159*510
119.150
78,425
56*971
41*319

51*209
55*486
69*444
79*640
79.717

777*361
882*843
1.470*468
1*932*654
2.084*116

117*086
157*784
218*401
257*073
273*169

150,359
249*462
406*707
549.732
638.817

36*496
69*763
80*799
83*201
65*814

1950
1951
1952
1953
1954

5.027.774
6*178*320
6*664*117
7*536.549
7*433*250

1*511*650
2*250.458
2*473*112
2*715*580
2.607*583

31.257
25*247
48.351
38*688
47*006

30*163
31.909
29*046
27*728
34*187

78*759
86*157
89*576
93*432
92*832

2*246*522
2*462*592
2*573*878
2*805*837
2*932*459

258.352
300,548
316*976
361*856
386*370

873*213
945*822
1*105*543
1*465*047
1*324*181

74*922
154*071
117*036
133*063
116*364

1955

8,227,486

2.815*219

67*224

46,890

99*208

3.175*431

4484
4,6

1,453.755

243*260

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

California

149

Table J—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Total

Government
obligations

Obligations
of States
and political
subdivisions

1896
1897
1898
1899

34*113
40*249
52.126
66*250

18.997
21,859
28,578
36.353

1*509

1900
1901
1902
1903
1904

80.727
93*168
106*286
123*932
132*712

42»477
45*079
46*886
50*261
50*220

2.752
4.279

1905
1906
1907
1908
1909

138*319
151*661
174.954
160*137
163*782

48*064
51.397
54.123
52.721
52.426

1910
1911
1912
1913
1914

179.572
194.165
206.311
210*185
206.848

1915
1916
1917
1918
1919

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

14.342
17.266
22,039
28*181

39*615
46,038
54,708
66*013

1*633
1.652
2.062
2.501

20.357
22 * 549
28*925
29.232

17,625
21*637
23*721
36.280

24*308
25*534
27*465
27*708

303.935
302.489
330,129
357.274

7.686

36,542
45,337
55,121
67,513
74*806

66*557
76*196
95*122
97.700
102.711

3*001
3.498
4*130
4*452
4,157

25.857
27.130
30*668
32*264
31,917

37.699
47.568
60*304
60.984
66*637

27.634
29.356
30.365
26.529
28*454

364.747
426.934
475*610
551*877
595*543

9*060
10.830
13.361
17*844
23*068

81*195
89.434
107*470
89*572
68*268

134,009
189,139
163*150
146*366
171.923

6*907
8.611
6*523
7*436
7*705

39.352
55.222
43.655
49.072
45*993

67*750
125*306
110.972
89*858
116*225

30*660
35*047
35.371
37.598
36*182

663*196
838*257
889*653
812.704
842.971

56,834
61,089
62.536
56,668
56,360

34*572
41,219
52,886
63*953
66*643

68.166
91.857
90.889
89,564
85.845

185.813
197.816
225*999
211*732
214»493

11*576
9,330
10*755
10*508
13*128

53,506
52.876
58.822
60*528
65.262

120*731
135*610
156*422
140*696
136,103

42,151
45*094
46.650
49,970
49,951

969.936
1.042,441
1.149.773
1.203.787
1.220.702

217,171
243.557
311.672
381*508
465.449

55,817
59.413
76.178
138*782
198,748

74*339
85*862
99.534
103*848
108,935

87.015
98.282
135.960
138.878
157.766

220*434
300,436
311.850
322.570
375,682

8*318
17.692
15,151
26*926
43*421

58*060
65.933
73.279
57.811
60.608

154*056
216*811
223*420
235*833
271*653

52.978
56,519
66*725
90.558
96.578

1.239.306
1.408.047
1.626.176
1.823,455
2.025.476

1920
1921
1922
1923
1924

514.893
541.766
577.716
636*052
623.546

202.959
207.044
228,366
292,497
271.202

133*265
144*908
144*547
136*903
161*782

178.669
169*814
204*803
206.652
190*562

403,915
343.431
391.849
425.958
476.417

57.559
52*729
67*496
83*262
105.763

62*308
53*973
52,778
50.634
53,291

284*048
236.729
271*575
291*662
317.363

128.016
112*992
120*755
131,017
142.153

2.467.131
2.449.695
2.603.759
3.000.563
3.149,930

1925
1926
1927
1928
1929

727.751
770*929
814*760
957*698
993*356

333.282
322.156
357.427
452.650
477,827

167,278
225,156
253,449
251*415
271*207

227.191
223.617
203*884
253*633
244*322

508.619
521,963
533,148
555,545
555,305

107*791
117.377
122.590
121*994
112.464

54*597
52*807
51.869
59.644
44.924

346*231
351.779
358,689
373,907
397.917

149*636
176*102
167*639
178.305
199.715

3,454,949
3,684.063
3*804*152
3*968*061
4,128,945

1930
1931
1932
1933
1934

995*202
1.079.607
1*071.440
1*122*779
1.355.574

448*472
452.632
469*864
575.561
776*856

323,621
396,353
396,686
398,159
389,176

223*109
230*422
202*890
149.059
189*542

653,856
604,105
428,090
418.523
510*437

122.627
95.878
71,898
79,677
63,362

42.648
44*316
42.626
32,256
33.113

488.583
463.909
313.566
306,568
413.962

220*303
192.079
170*181
178*738
203*690

4,194.520
4*003,510
3,480.617
3,290.460
3,564*211

1935
1936
1937
1938
1939

1.520,197
1,764*825
1.662.322
1*637*607
1,732*694

960*200
1.181.660
1.135.679
1.146.581
1.199.532

365*713
354*216
338*971
320,064
394.384

194.284
228.949
187.672
170.962
138.778

588.049
759.804
811*164
889*760
900.263

75,155
122.577
126.849
118.100
121*562

37.970
45,350
43.516
47.206
52.034

474,924
591,877
640,797
724,454
726,667

196*826
185,995
171,133
156,339
187*069

3.746.788
4,241,001
4,322,760
4,406,215
4,561.169

1940
1941
1942
1943
1944

1*805*465
1.915.987
2.201.559
4,388.546
5.986.132

1.251.312
1.349.557
1,700*624
3.850.166
5.420.800

419.751
429.374
373.845
399.368
429.952

134*402
137*056
127*090
138.992
135.380

1*092.352
1.214.490
1,361*272
1.821.411
1.964.969

130.024
159.060
205.221
370.852
403.281

50*374
60.797
71.952
89.086
98.728

911,954
994.633
1,104,099
1.361.471
1,482.960

175.337
166.251
151.418
136*495
132*667

4.897.685
5.355.118
5.805,858
8,151,603
10,005,461

1945
1946
1947
1948
1949

7.734.837
8*531.229
6*742.058
6.325.015
5*989*882

7,107.953
7*791.295
6.009*271
5.601.132
5.200.199

464*229
537.511
577.935
561.404
582.476

162*655
202.423
154.852
162.479
207.207

2*211,670
2*469*956
2,487,939
2,600.310
2.507.753

423.534
453.515
512.675
559,431
514.874

97.012
94.822
106,573
114*830
117.027

1.691.124
1.921.619
1,868*691
1*926*049
1*875*652

126*988
143*506
151*475
180*449
181*605

12.091,093
13*645,097
13,259,417
13.760*380
13*517.312

1950
1951
1952
1953
1954

6*586,705
6.007*145
6.565.959
6,424*544
7*236*502

5.610,066
4.606.734
° 5.203.694
4*949.650
5*696.651

691,838
818*502
941*427
1.069.427
1*144*554

284*601
381*909
420*836
385*467
395*297

2.534,056
2*726,158
2,986,940
3*079.916
3.232.607

696.902
597.627
826*036
863*492
798*428

112.165
113.687
135*919
147*770
155*963

1,724,989
2,014*844
2*024.985
2*068,654
2*276,216

193.114
220*944
251*644
259*280
305,074

14.341*649
15*132.567
16,466,660
17*300*289
18,207.433

1955

7*883*723

6.185.142

1*262.912

435*669

3.385.625

863.227

173*569

2.328.829

340,259

19.837.093




774

1*124
1*716
1.708
6.158

150

California

All Banks—Table 1




njJJl^Ul

LlLnj».LLLl J. U^L3,

/U1.L*

1 UlUDUin,
1

XO7

[Figures as of June 30 or nearest available date; partly estimated .

Amounts in thousands of. dollars]

Deposits
Year
Total

1896

Interbank

U.S.
Government

Other
demand

Other
time

.1897
1898
1899

212.210
216*069
246,010
273i250

8,720
9,393
13,128
15,609

246
334
321
506

62*224
59*506
101*670
105*638

141*020
146*836
130*891
151,497

1900
1901
1902
1903
190*

295.257
328.996
372.810
434*817
455.634

15,480
16*678
20*323
25,989
30,700

599
727
1.254
2.291
1*793

115*461
131.949
153.840
181.931
224.846

163,717
179.442
197*393
224*606
198,295

1905
1906
1907
1908
1909

535,750
665.970
702,053
613,590
642,291

47,392
67,293
72,853
62,732
72,897

1*425
6*175
9,753
5,380
2*018

209.916
318.476
308,677
264,774
269*167

277*017
274*024
310*770
280*704
296*209

1910
1911
1912
1913
1914

-752.700
809,591
904*446
946.095
961,179

88*103
96,792
106,639
103,425
90,773

1,180
1*128
2*108
1*496
1*686

307*422
314,400
358*405
350*990
372*828

355*99*>
397.271
437*294
490*184
495*892

1915
1916
1917
1918
1919

970.203
1,138,477
1.334.654
1,482,967
1*674,943

91.620
116,148
137,764
143,899
157,156

1,181
658
2.381
40.187
13*862

397,320
412.303
561,761
555*268
678*881

479*682
609*368
632*748
743*613
825*044

1920
1921
1922
1923
1924

2,044,561
1,997,983
2.218,532
2,560,686
2,736,454

151,805
127.683
156.238
153,772
170,926

12.811
6,567
10,914
23*977
9.573

854.045
800*049
914*031
1,074*019
1.125.735

1,025,900
1,063,464
1*137*349
1*308,918
1,430,220

1925
1926
1927
1928
1929

3,026,579
3,218,545
3,312,069
3,453.352
3*549,022

193,383
208.878
210,253
192*942
198,377

8.993
14*253
25,784
47.884
47.684

1.232.598
1*293,352
1,215,649
1,228.142
1*237*205

1,591,605
1*702*062
1.860.383
1,984,384
2,065.556

1930
1931
1932
1933
1934

3.606*001
3.476.753
2*885*638
2,784,510
3*050,406

330,593
265,134
167*982
142.655
177.627

21.442
20*955
23*060
58*031
91.770

1*104*665
1*024,972
791,594
788.113
835.124

2*149.301
2.165*692
1*903,002
1,795,711
1*945,867

1935
1936
1937
1938
1939

3,328,020
3,315*352
3.887.780
3,974.761
4,132,532

211*333
247,942
215,109
226,898
268,462

54.755
114,505
43,522
87,410
99.945

1,027.650
1*244*313
1*445*446
1*407*600
1*495*758

2,034*282
2,208,592
2,183*703
2,252*853
2,266*347

1940
19*1
1942
1943
1944

4,408,185
4,843*167
5,311,348
7,641,342
9,454*820

297,927
330,214
325,565
398*108
359.549

101*589
80.272
91,211
392»139
951,758

1,684,679
2,052,459
2,474,633
,075*040
.755.965

2*323*990
2,380.242
2»M9»939
2,776.055
3*387, 5<*B

1945
1946
1947
1948
1949

11,446,859
12,934,021
12,486,978
12,944,510
12*615*823

410,814
422,204
395.119
415,075
450*917

1.202.509
875*033
78*142
163,345
160*035

.508.895
.546.312
.523.534
.710.271
,225,020

4*324*641
5*090.472
5.490.183
5*655*819
5*779.651

1950
1951
1952
1953
1954

13,235,516
13*992*997
15.198.97h
15,861*828
16,755.901

468,195
516*024
573,413
577,431
725.206

269*832
478*546
350,176
260,610
410,672

6,627,450
7,004,976
7*766,306
8,070,376
8,179,909

5*870*039
5,993*451
6^09,08^
6*953*411
7,440*114

18*215,691

834,257

California

151

Table 7—All Banks

ASSETS, LIABILITIES, AND NUMBER, ' H96-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

300
1*214
656
1*042

1*424
1.432
1*451
1.476

4.734
3*995
2.999
5*397

58*243
52*249
50*869
46*801

27,024
27.530
26*142
29*306

303,935
302,489
330*129
357,274

281
261
287
261

1900
1901
1902
1903
1904.

390
411
431
558
649

3*080
5*784
7.087
8*961
13*166

6*228
4.475
7,132
3*573
7.078

46.516
49.596
50*353
59.411
66*391

33.276
37*672
37*797
44,557
52,625

364,747
426,934
475*610
551*877
595*543

267
296
315
342
418

1905
1906
1907
1908
1909

1*426
957
It974
5*605
2i340

15*261
21*618
23*555
25*691
28*453

7*496
9*263
10*138
8*514
3*049

76,174
87*495
92.751
97.353
96.843

47*087
52,954
59,182
61,751
69,995

663*196
838,257
889,653
812,704
842,971

492
562
598
618
632

1910
1911
1912
1913
1914

3*616
3*248
3*735
4*145
9*136

36*094
39*041
41*222
43*339
42*602

2*361
4.787
5*084
6*179
5,332

102.088
110.467
114,528
118*591
119*697

73,077
75,307
80,758
85*438
82*756

969*936
1*042*441
1*149.773
1.203.787
1.220.702

640
655
682
720
735

1915
1916
1917
1918
1919

9,742
2*496
11*714
33*368
36*624

42*647
40*107
40*412
40*648
40*927

5.117
19,261
19.126
48*909
43*538

120*605
122,134
124.329
128.854
133.280

90,994
85,572
95,941
88.709
96,164

1.239.308
1.406*047
1.626.176
1*823,455
2,025*476

733
721
712
696
700

1920
1921
1922
1923
1924

88*397
101.387
37*041
66*447
26.877

41*710
41*135
40*774
39.479
33.625

53*240
31*293
23*833
33*796
32*086

149*785
160.531
163*390
173.153
183*120

109,438
117,566
120*169
127*002
137*768

2*487*131
2,449,895
2*603.759
3*000.563
3.149,930

717
726
718
693
666

1925
1926
1927
1928
1929

30*205
37.662
40*897
21*811
41*317

30*282
29*712
35*358
36*345
34*984

35*353
54.319
49.565
50*894
51,864

186*854
193*081
169*809
215.188
231*434

145*676
150*744
176*454
210,471
220,324

3*454*949
3*684*063
3*804*152
3*988*061
4*128*945

653
612
535
487
445

1930
1931
1932
1933
1934

11.338
6*994
108*025
10*610
1.277

39.285
43*621
51.039
94.829
93.308

62,172
46,108
24,275
17*266
24*259

228*684
209*424
203*116
200*513
220,692

227*040
220,410
208,524
182*732
174,267

4,194,520
4,003*510
3*480*617
3,290*460
3.564.211

427
401
353
285
273

1935
1936
1937
1936
1939

3*326
322
1*046
727
766

6*054

23,171
28*040
34*047
32*398
35,671

216.185
213.851
206*616
199,937
199*985

170.032
183*436
193,271
198,392
212,215

3*746*788
4*241*001
4.322*760
4*406*215
4*581*169

265
257
229
222
219

1940
1941
1942
1943
1944

339
131
195

37,613
51.386
35,812
39,371
48*079

210*595
203*930
192*864
190*027
191*523

240,953
256,484
265,639
280*863
311,059

4*697*685
5.355*118
5*805*858
8*151*603
10*005*481

216
213
207
202
199

57.395
81*609
104.977
127*678
145*093

240*688
246.178
247*264
261*400
287*019

346*151
382*989
420*198
446,707
469,121

12*091*093
13*645.097
13.259.417
13*780*380
13*517*312

201
199
201
201
203

227,348
214*844
296*736
405*059
356.370

318.678
328.250
334*374
342*225
360*933

560.096
596*476
638,572
685,077
727,729

14*341*649
15*132.567
16.468.660
17,300,289
18,207,433

202
202
201
201
200

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954




300
85
256
U

6*100
4.500

403,136

19,837,093

152

California

National Banks—Table 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All

Collateral

Year
Total

other

Real
estate

Collateral

All
other

1696
1897
1896
1899

25.216
28,164

326
319
452
517

9,382
10,728

11*100
11.212
15,382
16*939

1900
1901
1902
1903
1904

32.675
36*871
44.251
62.307
67*059

528
612
769
997
1,046

10*941
12.698
15*958
20*686
21.687

21*206
23*561
27.524
40.624
44,326

1920
1921
1922
1923
1924

626,172
566,279
535*166
585,356
517.338

15,730
18,206
18,917
23,714
27,438

197,859
187,804
174,529
191,360
170,853

412*583
360*269
341*720
370,282
319.047

1905
1906
1907
1908
1909

83*422
114*773
136*702
125*617
143.113

1»347
1*763
2*044
2*103
2*316

27.934
36*571
42*384
43*622
48*432

54,141
76,439
92,274
79,892
92*365

1925
1926
1927
1928
1929

563.258
575,948
1.022,991
1,222*295
1,321*617

30,232
32,450
287,724
371,637
434,355

207,345
212,797
293,004
389*406
334,144

325.681
330,701
442*263
461*252
553*118

1910
1911
1912
1913
1914

211.068
226*301
254.179
273*503
281.557

3.301
3,392
3*426
3.532
7,047

73*828
79*218
83*538
83*445
93*318

133*939
143,691
167,213
181,526
181,192

1930
1931
1932
1933
1934

1,349*640
1,418,464
1*214,310
1,038,352
1,027*756

457,584
556,965
492,606
490,223
502,547

356,510
308,439
233,083
211,889
207,664

533.546
553*060
488*621
336*240
317,545

1915
1916
1917
1918
1919

277.744
312*608
380*298
434,746
463,142

8,448
11,365
12.191
11,711
12,609

92*872
100*792
117*631
134.815
161*418

176,424
200,451
250,476
288,220
289,115

1935
1936
1937
1938

1,006,119
1,078,479
1,195,09s
1,231*159

492,554
497,561
536,310
570,107

162,180
177,860
183*591
180,399

351.385
403*058
475*197
480*653

18*196

18 » 142

6.770

6*611

Loans1
Commercial,

Year
Total

For purchasing or
carrying securities

Real estate

Other
All

and
agricultural

To brokers
and
dealers

others

On
farm land

On
residential
property

to
Other

other

individuals

36.727

78,773

1940
1941
1942
1943
1944

,288.550
,470*411
,487*076
,273,841
,351,928

355,879
464,798
522.373
445.540
509.067

7.197
5.566
4.603
12.705
47.371

32.540
28.113
24.998
19,687
43,957

76*167
70*726
65*019
49*524
45.188

429,783
485,756
537.870
540.892
512.148

145,484
135*305
117.499
88*987
69,321

89*954
92.416

241.500
280.147
214.714
26.552
32*460

1945
1946
1947
1948
1949

1,467,459
1,610,106
3,021,185
3,648,303
3,765,866

555,233
714,095
1 ,238,587
1,446,606
1 ,387,054

45*586
52,192
33*740
9*865
15.501

113,466
70,448
52,962
34,715
25.073

34,826
38.705
50.443
58.338
58.136

521.800
606,454
1,122,659
,481*612
1*589.527

60*400
81,541
132.890
160.922
172*649

111*381
193,501
325,955
434,483
510,541

24.767
53.170
63.949
63.367
55.096

1950
1951
1952
1953
1954

3*859,940
4,729,907
5,139,577
5,817,001
5,649,952

1 ,192,718
1 ,797,877
2 ,011.565
2»196»194
2,091*847

23*004
15.074
30.746
23*739
27,623

17,604
18,215
17,955
15,943
21*441

56.478
61*34^2
64.380
66*712
64.170

1,691*780
,819,364
,901,589
2,081,968
2.189,565

167.171
191,594
203,416
235.230
244*184

711.285
751.821
881,990
1,170*081
1,015,207

53*830
129*205
90.382
103.349
76.759

1955

6,097,770

2 ,192.579

45,730

27,010

64*956

2.306.226

273,322

1,089.525

186*765

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




240,842

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

California

153

Table 2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Fipiires as of June 30 or nearest available date: partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

1896
1897
1898
1899

3»647
4*379
6*699
6*912

2*477
2*355
3*873
4*056

381
660
921
931

1900
1901
1902
1903
1904

8*434
10*807
14*431
19*921
25*433

5*516
7.151
9*167
12*809
16*949

190S
1906
1907
1908
1909

29.347
39*330
51*869
54*844
57*232

1910
1911
1912
1919
1914

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1*364
1*905
1*925

789

7,216
7*248
15*800
20*124

541
343
754
866

3.877
3*754
9*171
8*564

2*798
3,151
5*875
10.672

2*009
2*157
2*182
2*121

31*068
31*926
49*697
57.341

1*192
1*716
2*319
2*766

1*967
2*464
3.548
4*793
5.718

18*238
22,865
28,138
32*652
36*156

1*372
1*634
1*870
2*262
1*911

6*480
8*028
10*126
10*938
13*792

10*386
13,203
16*142
19,652
20,455

2*233
2*220
2*276
2*641
3*531

61*560
72.763
89*096
117.721
132.181

19*869
27*856
32*254
31*785
33*602

3*090
3*741
6*394
7*506
9*602

6*388
7*733
13.221
15*553
14*028

50*752
73.181
67*983
66*186
83,291

4*098
4,707
5,335
4*744
4*719

16.326
26*480
20,957
25*100
26,920

30*326
41,994
41,691
36*342
51*652

4*366
6.977
8*308
7*941
9,247

167*887
234*261
264*862
254*588
292*683

72*609
78*729
85*986
89*810
91*037

39*119
42*157
44*333
46*329
45*960

14*872
18*132
21*060
21*686
22*638

16*616
18*440
20*593
21*795
22*439

105*248
114,142
127*069
118*623
117.309

7.543
6*345
7*274
6*757
8*309

30*305
31,138
34*623
33*594
34*713

67*400
76*659
85.172
78*272
74*287

12*996
14*411
15,540
15,980
16,675

401*921
433*583
482*774
497.916
506.578

1915
1916
1917
1918
1919

94»272
96*732
118*994
158*269
180*469

44*862
43*115
51*130
89*446
115*249

25*221
27*516
31*309
31*852
28.746

24*189
26*101
36.555
36.971
36.474

120,982
162,008
174*353
164*165
213*224

5*877
10*329
10*423
19*852
28*511

30*492
31,009
35*351
15,428
17,027

84,613
120*670
128*579
148*885
167*686

17,551
18*955
25*801
31*383
40*605

510*549
590*303
699*446
806*563
897*440

1920
1921
1922
1923
1924

173*778
173*278
183*296
200*403
176*696

102*330
96*498
101*757
122*693
98*488

32*742
35*283
35*548
32*426
37*325

38*706
41.497
45*991
45.284
40*865

221*523
167.556
185,976
190,816
187*974

41*842
30*598
36*623
41*425
43*121

18*057
16*727
14*564
12.775
13*170

161*624
120,231
134*791
136.616
131.663

74*707
55*778
50*865
49*535
46*506

1*096*160
962*891
955*305
1*026,110
926,516

1925
1926
1927
1928
1929

201*461
200*596
392*802
528*999
611*685

111*037
100*401
222*413
299*155
360*295

39*579
51.564
95*917
115*464
132*798

50*845
48*631
74*472
114*380
118*592

194*989
206*644
281,167
355*250
356*306

43*474
47*164
70*596
79*641
61*585

13*301
12,995
20,298
36*601
21*507

138*214
146*485
190.293
239,008
253*216

45,895
59,322
79,876
104*904
128*412

1*005,603
1,042*510
1,776*856
2.211,448
2*418*022

1930
1931
1932
1933
1934

610*367
647*600
652*218
700*144
902*358

341*567
313.847
326*698
408*519
567.454

159*086
210*577
214*557
210*298
222*567

109*714
123.176
110*963
81*327
112*337

415*884
395,861
273*460
274.867
346.906

77*585
67*794
50*110
57*169
46*226

22*464
27.238
25*713
19,641
20*241

315*835
300*829
197,637
196*057
260*439

146*529
142,286
124*304
126*057
139*024

2*522*420
2*604,211
2*264*292
2,141,420
2,416,044

1935
1936
1937
1938
1939

1*031*082
1*223*916
1*139*871
1*147 i 745
1*167*473

704*371
892.327
835*922
854.629
834.498

222*913
208.439
196*602
181*359
253*151

103*798
123*150
107.347
111.757
79*624

413,110
540*070
597,393
635*141
650,665

57*460
96*946
102*001
93*698
92*548

24,968
31,047
29,603
32,933
37,226

330,682
410,077
465,789
508,510
520.891

131*026
119*924
107.333
101*928
133*573

2,581,337
2*962,389
3,039*695
3.115*973
3*213*180

1940
1941
1942
1943
1944

1*224*245
1*303*801
1.543.774
3.240*692
4*411*549

867*495
941*141
1*219*960
2*874*609
4*013*825

276*799
281*826
246.229
274*669
308*466

79*951
80*834
77*565
91.214
89*256

797,326
867*669
996*726
1*348,127
1,457,339

101*869
123*676
161*391
297*806
322*563

34*450
41,465
49,221
62*175
69*181

661*007
702*348
786.114
988,146
1.065*595

127.098
121*755
113*308
102*126
101*067

3*437*219
3*763*656
4*140*864
5*964*786
7*321*883

1945
1946
1947
1948
1949

5*661*039
6*259.157
4*768*029
4*466*094
4*206*218

5*200*509
5*698*282
4.229.521
3*959*757
3*642*459

342*766
414*550
430*013
395*089
407*485

117.764
146*325
106*495
111*248
156.274

1,637,372
1*826*775
1*822,276
1*954,404
1,882,974

344*589
365*983
372*385
443*280
414*297

66*122
64,945
75,437
* 81*035
83,316

1.226,661
1,395,847
1,374,456
1*430*089
1.385.361

96.729
109*240
116*998
140*461
141*930

8*864.599
10.005.278
9*728*490
10,209*262
9,996*988

1950
1951
1952
1953
1954

4*743*505
4*372*341
4*791*508
4*663*028
5*304*518

4*030*229
3*449*053
3*732*244
3*516*139
4*106*687

486*965
609*927
715.776
648.039
890*906

226*291
313*361
343*486
298*859
306*925

1,920.352
2,057,283
2*216,262
2*316*776
2*411*506

563*394
499*336
656*265
693*256
624*797

80,630
82,557
96,885
106*839
111,560

1*256*328
1*475.390
1*463*092
1,516*661
1,675*149

149,549
173,014
195,694
205*069
244*065

10,673,346
11,332*545
12.343*041
13*001.874
13.610*041

1955

5*797*014

4*484*147

971*023

341*844

2,515.976

678.527

125,868

1*711.581

268*540

14*679*300




951

154

California

National Banks—Table 2




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year

Total

Interbank

U.S.
Government

Other
demand

Other
time

18.747

19*514
33*359
40,126

1.915
2.178
5.341
7,625

246

1896
1699

334
321
506

15.704
16*065
26.626
30,668

882
937
1.071
1*127

1900
1901
1902
1903
1904

41*566
49*769
62*994
83,947
90.017

7.621
9,011
10.576
13.921
17,494

599
727
1.254
2.291
1.793

32*097
38*323
49*165
65*464
66.167

1*269
1*708
1.999
2*271
2*563

1905
1906
1907
1908
1909

115,715
166,728
190.722
170.475
202,799

27,907
42.579
47,523
41,257
57,062

1.425
6.175
9,753
5*380
2*018

83*211
116*241
127.872
117.067
134*139

3*172
3*733
5*574
6*771
9*580

1910
1911
1912
1913
1914

278.513
303,182
345,519
352,904
356*144

78.270
84,964
94,653
92.269
80*380

1.180
1*128
2.108
1*496
1,686

179.435
190*726
220*872
218*604
233.789

19*628
26*364
27*686
40*535
40.289

1915
1916
1917
1916
1919

357,754
429,423
527, 414
600.893
686.636

79,548
103*508
118,102
117,943
138,376

1*161
658
2*381
40.141
13*852

232*396
263.947
326,472
355*640
429.121

44*629
61*310
80*459
87*169
105*287

1920
1921
1922
1923
1924

816*360
693.423
751.637
802.135
755.052

132,942
104,222
120,432
118*236
111.775

8.747
5,612
5*628
12*200
4*335

526*140
433.545
459*430
496.111
441.133

148*531
150*044
166*147
175.586
197*609

1925
1926
1927
1928
1929

835,576
856,330
Ii514,866
1.880.411
2*040,047

120,066
129*226
132.303
140*132
146.561

3.941
2*431
22.470
44.923
34,154

478.591
472.331
641.363
752.847
745.345

232*978
252*342
718*732
942*509
1*113*987

1930
1931
1932
1933
1934

2*136,438
2.238,143
1.827,332
1.774.880
2.046.829

248,173
205,672
126.812
98*353
124.326

17.491
16.001
18.657
47.415
77*479

715,790
716,333
564,013
560*625
609.487

1*154*984
1*300*137
1.117.850
1.068*487
1.235*537

1935
1936
1937
1938
1939

2.303.289
2*680.675
2.752.905
2.829.388
2.906,103

141,141
166.954
146,918
156,793
174.899

47*966
98.532
39.919
83.493
91.542

765*410
923.835
1*123.636
1*084.536
1.142.047

1.348*770
1.491*354
1*442*432
1.504.566
1.497.615

1940
1941
1942
1943
1944

3.093*706
3.404,509
3.792*903
5,604,574
6.932*076

195,563
213,566
202*696
256,831
230.150

92.226
72.981
81.359
337,731
735.580

1.277.874
1*567,631
1.912.169
3*172.825
3.686.802

1*528.045
1.550.331
1.596.679
1.837.167
2.279*544

1945
1946
1947
1943
1949

8,393,261
9,488,200
9,155,799
9*586.034
9,320*845

267,214
252,203
250.002
279.984
317,678

906.295
669,454
62*964
130.145
121.371

4.257.401
5*056*999
5.020.962
5.209.675
4,799,797

2.962.351
3*509*544
3*821*851
3*966*230
4.081.999

1950
1951
1952
1953
1954

9.814,247
10,459*521
11*354,167
11,880,405
12.497,299

330.208
373.044
400,638
408,401
536,170

211.562
380.201
256.967
211*916
320.975

5.109.273
5.397.982
5.971,222
6,171,594
6.198.386

4*163*204
4,306*294
4,723.140
5.068.494
5.441*766

13*456,789

622,076

1896
1897

6*791,234

California

155

Table 2— National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1897
1898
1899

30
142
103
150

1*424
1*432
1.451
1*478

5
1
8

7.525
7.550
10.825
10*825

3.342
3.283
4,156
4,754

31*068
31*926
49*897
57.341

31
32

1900
1901
1902
1903
1904

70
60
47
127
189

3*080
5.784
7.087
8.961
13.166

378
22
36
125
121

10.988
11.255
12*160
15*662
17,730

5,478
5,873
6,752
8,879
10.958

61*560
72.763
89,096
117.721
132*181

36
41
49
57
75

1905
1906
1907
1908
1909

404
347
618
1.859
408

15*261
21*618
23*555
25*691
28*453

314
1.657
2*566
1*595
1*185

22.003
25*076
27.613
33*546
35.955

14,190
16,833
19.568
21,420
24.083

167*887
234,261
264*862
254*588
292.883

87
113
126
139
149

1910
1911
1912
1913
1914

1.435
986
1,365
2.585
5.108

36.094
39*041
41,222
43.339
42.602

810
1.315
1.131
784
1.459

44.914
51.604
53*853
55*923
57*523

40*155
37.253
39.684
42*381
43*742

401,921
433.583
482*774
497*916
506*578

185
203
227
252
262

1915
1916
1917
1918
1919

5.862
1*601
11*227
29*186
31.526

42 . 647
40*107
40*412
40*646
40.927

712
15.611
14.537
30.782
25.272

58*153
58,423
59*472
59.735
62*147

45*421
45.138
46*384
47.319
50*932

510*549
590*303
699*446
806,563
897*440

265
261
268
270
279

1920
1921
1922
1923
1924

78,041
83.743
24.548
46.656
12*505

41.710
41.135
40*774
39.479
33.625

35,893
17,867
14,009
16,455
15,018

67.397
66.922
65*125
63,263
60*078

56,779
59,801
59,212
55,922
52,238

1*096*180
962*891
955.305
1*026*110
926*516

303
309
295
270
265

1925
1926
1927
1928
1929

8*785
17,823
22,953
6,232
23*418

30.282
29.712
35,358
36,345
34,984

14,783
25*631
27*926
33*846
36*356

62*935
64*355
94*472
126*677
145*445

53,242
46,659
81,277
125,937
137,772

1*005*603
1,042.510
1.776,856
2*211*446
2*418*022

266
264
240
222
211

1930
1931
1932
1933
1934

3.971
4,075
99,992
5,341
191

39,285
43,621
51.039
94*829
93.308

56.097
32*781
12.683
10*514
16*265

143,957
142,125
136.643
137,367
143,960

142.672
143.266
134.603
116.469
115.491

2.522*420
2.604.211
2.264*292
2*141*420
2*416*044

205
169
166
135
130

1935
1936
1937
1936
1939

157
28
406
404
145

6*054

15.185
18.986
20*427
17.165
24.427

142.450
139.900
136.472
134.516
136.690

114*202
122,798
129,485
134,480
145,815

2*581.337
2.962*389
3.039,695
3,115*973
3.213,180

125
122
105
103
101

1940
1941
1942
1943
1944

15
25
84

24,644
34,057
23,724
25,609
33.677

147,930
142.522
134,130
133.007
134.299

170.922
182,543
190,043
201.596
221,631

3,437,219
3,763,656
4,140.884
5.964.766
7.321.883

99
96
95
94
91

250

40,929
61.473
86.177
103,273
122.006

183,813
186*196
187,232
193,526
215*281

246,596
269,107
299,262
326,429
338.606

'8*864.599
10*005.278
9.728.490
10.209*262
9*996*986

92
91
94
93
94

6*100
4.500

197,559
179,649
260*119
360*806
308,308

238*263
244.373
248*458
249*983
263,386

423.277
449.002
480,297
504,578
536.548

10.673*346
11*332*545
12*343*041
13,001,874
13,610*041

94
94
93
91
87

370.711

281*866

569*934

14*679,300

66

1896

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

300

1955




34
35

156

California

State Commercial Banks—Table 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

All

Year

Real
estate

All
other

Total

Real
estate

1896
1897
1898
1899

187i703
172.526
170*614
167 ( 119

123.051
116.795
111*283
107,105

23*410
18.328
19*220
20*124

41.242
37,403
40,111
39,890

1900
1901
1902
1903
1904

177*154
139*343
199t586
241*409
264*607

106.051
107,866
113.401
132*604
150.373

25.525
31*188
28*771
46.159
37.658

45*578
50,287
57*414
62*646
76*576

1920
1921
1922
1923
1924

814*133
885*427
,978.273
1*222*130
1*390*476

456*446
511*408
596*187
738*166
849*480

106.651
114*220
123.743
151*495
176*471

251*036
259*799
258*343
332.519
364*525

1905
1906
1907
1903
1909

296*786
347*637
379*476
342*986
325.971

177*659
204*408
211.730
213*157
204*346

44,756
61.260
70.940
43.101
42.354

74,371
81.969
96,806
36.728
79.271

1925
1926
1927
1928
1929

1.505*685
1.639*121
1*265*614
1*074,218
1*058,952

933*995
1*009*158
779,644
679*195
585*395

166.051
194.435
171*913
141*598
136.890

405*639
435.528
314.057
253*425
334*667

1910
1911
1912
1913
1914

351.332
379.065
416*634
458*397
465.853

246.464
268*590
304,184
337,922
346*405

44*234
43.972
43.798
51.970
47.434

60.584
66*503
68*652
68,505
72*014

1930
1931
1932
1933
1934

975.517
709.255
596,596
532*068
466*554

535*990
465.437
420.458
384.200
341*014

126*503
79*474
49*166
41.093
34*531

313*024
164*344
126*972
106*775
91*009

1915
1916
1917
1918
1919

470.981
494.927
555.631
594.073
624*625

351.713
375.673
407*519
411*144
402.617

45.475
43.133
54.041
69.600
83.882

73*793
76.121
94*071
113*329
138,126

1935
1936
1937
1938

435*597
451*893
483*043
489*350

308.803
292*388
301.391
313.273

34.372
37.874
47.928
42.020

92*422
121*636
133.724
134*057

Collateral

Total

other

Collateral

Loans'

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

,

To
others

Real estate

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

499*674

20,764

25.424

210.878

98.218

1940
1941
1942
1943
1944

535*981
567,979
584.533
529,310
549,565

107,744
127,536
117.558
107*291
113*514

2.190
4.264
3.091
4.498
20*552

20*463
20*640
16,753
16,289
29*572

24.421
23.923
21.796
18*218
16.677

240*527
255*910
280*273
273*660
261*775

89*569
96.255
84*037
75*000
65*215

26.576
28.370

51*067
59*451
61*025
7.776
13.890

1945
1946
1947
1948
1949

548,139
690*300
856*760
1*026*303
1.072*206

114.437
192,021
278.119
314*630
316*846

8.321
7.610
3*255
3*965
5.787

46*044
48,702
25,463
22,256
16*246

16.383
16*781
19*001
21*302
21.581

255*561
276.389
347*809
451*042
494.591

56.666
76.243
85.511
96.151
100*520

38.978
55*961
80*752
115*249
128*276

11.729
16.593
16.650
19.834
10*718

1950
1951
1952
1953
1954

1*167,834
1*448.413
1*524,540
1.719.548
1*783.298

316,932
452,581
461,547
519*386
515.736

8.253
10.173
17.605
14.949
19*383

12*559
13,694
11.091
11*785
12.746

22.281
24*815
25.196
26*720
28*662

554,742
643*228
672.289
723.869
742*894

91.181
108,954
113.560
126.626
142.186

161*928
194.001
223.553
294.966
308.974

21*092
24*866
26.654
29.714
41.605

1955

2.129,716

622.640

21*494

19,880

34*252

869.205

171,542

364.230

56.495

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

California

157

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

30*466
35.870
45*427
59*338

16.520
19*504
24*705
32*297

393
464
588
785

13.553
15.902
20.134
26*256

32*399
38*790
38*908
47*889

1.092
1.309
1.308
1.613

16.480
18.795
19.754
20.668

14.827
18,686
17.846
25,608

22,299
23,377
25,283
25,587

272,867
270,563
280,232
299*933

1900
1901
1902
1903
1904

72.293
82*361
91*855
104*011
107.279

36*961
37*928
37*719
37*452
33*271

757

1.560
2*563
3.839
4*920

34.575
42.873
51.573
62*720
69.088

48.319
55.331
66*984
64*846
66.553

1*629
1*864
2*260
2*190
2*246

19.377
19.102
20*562
21,326
18,125

27.313
34.365
44,162
41,332
46*182

25,401
27,136
28*089
23*888
24,923

323*167
354*171
386.514
434.156
463.362

1905
1906
1907
1908
1909

108*972
112*331
123*085
105.293
106*550

28*195
23*541
21*869
20.936
18*824

5.970
7.089
6.967
10.338
13*466

74.807
81*701
94.249
74,019
74*260

83*257
115.958
95*167
80*180
88*632

2*809
3.904
3*188
2*692
2*986

23*024
28.742
22.698
23.972
19*073

57.424
83*312
69,281
53,516
66,573

26*294
28*070
27,063
29,657
28,935

515.309
603,996
624,791
558,116
550.088

1910
1911
1912
1913
1914

106.963
115*436
120*325
120»375
117*811

17.715
18.932
18*203
10*339
10*400

19.700
23.087
31.826
42*267
44*005

69.548
73.417
70.296
67.769
63*406

80.565
83.674
98*930
93.109
97.184

4.033
2*985
3.481
3*751
4*819

23*201
21.738
24.199
26.934
30.549

53.331
58,951
71,250
62.424
61.816

29,155
30,683
31,110
33.990
33.276

568,015
608,858
666,999
705,871
714,124

1915
1916
1917
1918
1919

122.899
146*825
192.678
223.239
284.980

10.955
16*298
25*048
49.336
83.499

49.118
58*346
68*225
71*996
80*189

62*826
72*181
99.405
101*907
121.292

99.452
138*428
137*497
138.405
162*458

2*441
7.363
4*728
9.074
14.910

27.568
34.924
37*928
42*383
43*581

69.443
96,141
94.841
86.948
103.967

35.427
37.564
40.924
59.175
55.973

728,759
817,744
926.730
1.014.892
1.128.036

1920
1921
1922
1923
1924

341*115
368 i 488
394*420
435*649
446*648

100.629
110*546
126.609
169*804
172*714

100*523
109*625
108*999
104.477
124.457

139*963
148*317
158*812
161*368
149.677

182*392
175.875
205.871
235.142
288.443

15.717
22.131
30.873
41.837
62*642

44.251
37.246
38,214
38,059
40,121

122.424
116.498
136,784
155,246
185.680

53.311
57.214
69.890
81*482
95*647

1.390.951
1,487.004
1,648,454
1*974,453
2,221,414

1925
1926
1927
1928
1929

526.290
570.333
421*958
428*699
381*671

222*245
221*755
135*014
153.495
117.532

127*699
173.592
157*532
135.951
138.409

176*346
174*986
129.412
139.253
125.730

313.630
315.319
251.961
200*295
198*997

64.317
70.213
51.994
42.353
30.879

41.296
39,312
31,571
23,043
23,417

208.017
205,294
168.396
134.899
144.701

103.741
116,780
87,763
73,401
71.303

2*449*346
2*641.553
2.027.296
1.776*613
1.710.923

1930
1931
1932
1933
1934

384*835
432.007
419.222
422.635
453*216

106.905
138*985
143.166
167.042
209.402

164.535
185.776
184*129
187*861
166*609

113*395
107.246
91*927
67.732
77.205

237.974
208.244
154*630
143.656
163.531

45*042
28.084
21.788
22.508
17.136

20,184
17.080
16,913
12.617
12.872

172.748
163*080
115,929
108,531
133.523

73,774
49,793
45,877
50,681
64,866

1.672.100
1.399.299
1.216,325
1,149,040
1*148.167

1935
1936
1937
1938
1939

489*115
540*909
522.451
489.862
565*221

255*829
289*333
299*757
291*952
365*034

142.800
145*777
142*369
138.705
141.233

90.486
105.799
80.325
59*205
58*954

174.939
219.734
213*771
254*619
249.618

17.695
23.631
24*848
24.402
29.034

13.002
14.303
13.915
14,273
14,808

144.242
181*800
175*008
215,944
205.776

65,800
66.071
63.800
56.411
53.496

1.165,451
1,278,612
1,283,065
1,290*242
1,368,009

1940
1941
1942
1943
1944

581*220
612.186
657.785
1.147*854
1*574*583

383*817
408*416
480*644
975*357
1*406*975

142.952
147.548
127*616
124.719
121.484

54*451
56.222
49.525
47.778
46.124

295.026
346*801
384*546
473.284
527.630

28.155
35.184
43.830
73*046
80*718

15,924
19,332
22,731
26.913
29,547

250,947
292,285
317,985
373,325
417.365

48*239
44*496
38,110
36,369
31,820

1,460*466
1,591,462
1,664,974
2,186,317
2*683*598

1945
1946
1947
1948
1949

2*073*798
2.272*072
1*974*029
1*858*921
Ii783.664

1*907*444
2*093.013
1.779.750
1.641*375
1.557*740

121*463
122*961
147*922
166.315
174*991

44*891
56*098
46.357
51.231
50.933

574.298
643*181
665*661
645*906
624*779

78.945
87,532
140*290
116.151
100.577

30.890
29.877
31.136
33,795
33.711

464,463
525,772
494.235
495*960
490*491

30,259
34,266
34,477
39*988
39*675

3,226,494
3*639,819
3*530*927
3,571*118
3.520,324

1950
1951
1952
1953
1954

1.843.200
1*634.804
1*774.451
1*761*516
1*931*984

1*579.837
1*357*681
1*471*450
1*433*520
1*589*964

204*853
208.575
225*651
241.388
253*648

58*510
68*548
77.350
86*608
88.372

613*704
668.875
770*678
763.140
821*101

113,508
98.291
169.751
170,236
173.631

31,535
31,130
39.034
40,931
44,403

468*661
539,454
561.893
551.973
603*067

43*565
47*930
55,950

3.668.303
3*800*022
4.125.619
4.298*415
4*597.392

1955

2.086.709

869*649

204*700

1.700*995




291*889

47*701

54 * 2 1 1

61,009

5*157.793

158

California

State Commercial Banks—Table 3




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

Interbank

US.
Government

Other
demand

Other
time

1896
1897
1898
1899

193,463
196.555
212*651
233.124

6,805
7,215
7,787
7*984

46.520
43.441
75.044
74.770

140*138
145»699
129*620
150*370

1900
1901
1902
1903
1904

253*671
279.227
309.816
350*870
365*617

7,859
7.867
9*747
12.066
13*206

83*364
93.626
104.675
116*467
156.679

162*448
177*734
195*394
222*335
195»732

1905
1906
1907
1908
1909

420*035
497,242
511.331
443*115
439.492

19,485
24*714
25.330
21.475
15.635

126*705
202*237
180.805
147*707
135*028

273*645
270*291
305*196
273*933
288(629

1910
1911
1912
1913
1914

474.187
506.409
558,927
593,191
605.035

9.833
11.828
11.986
11,156
10*393

127,987
123*674
137*533
132.386
139,039

336*367
370*907
409*408
449*649
455*603

1915
1916
1917
1918
1919

612.449
709.054
807.240
882.074
988.307

12.272
12*640
19*662
25.956
18*780

46
10

164.924
146.356
235*289
199*628
249*760

435*253
546*058
552*289
656*444
719*757

1920
1921
1922
1923
1924

>228.201
.304.560
.466*895
.758.551
*981.402

18*863
23.661
35.806
35.534
59,151

4,064
975
5.286
11.777
5.238

327.905
366.504
454.601
577.908
684.602

877*369
913*420
971*202
1*133*332
1*232*411

1925
1926
1927
1926
1929

2.191.003
2.362*215
1.797,201
1*572*941
1,508.975

73.317
79,652
77,950
52*810
51.616

5,052
11.822
3.314
2.961
13.730

"754.007
821*021
574.286
475.295
491.860

1*356*627
1*449*720
1*141*651
1*041*875
951*569

1930
1931
1932
1933
1934

1.469.563
1.238.610
1.058.306
1*009.630
1.003.579

82.420
59*462
41,170
44*302
53.301

3.951
4.954
4*403
10.616
14*291

386.875
308.639
227*581
227.488
225*637

994*317
865*555
785*152
727.224
710.350

1935
1936
1937
1936
1939

Ii024.731
1*134.677
1*134.875
1.145,373
1,226,429

70,192
60,986
68,191
70,105
93*583

6*787
15*973
3*603
3*917
8*403

262.240
320.478
321.810
323.064
353.711

685*512
717*238
741*271
7481287
770*732

1940
1941
1942
1943
1944

1*314.477
1,438,678
1*516*445
2.036,768
2i522.744

102*364
116*648
122.869
141,277
129*399

9.363
7.291
9.852
54*408
216*176

406*805
484.828
562,464
902*215
1*069*163

795*945
829*911
823*260
938*866
1*108*004

1945
1946
1947
1948
1949

3.053.598
3.445,821
3.331,179
3*358*476
3,294*978

143,600
170*001
145,117
135,091
133,239

296.214
205*579
15*178
33*200
38*664

1*251*494
1*489*313
1*502*552
1.500.596
1.425.223

1*362*290
1*580*928
1,668*332
1*669*569
1,697*652

1950
1951
1952
1953
1954

3,421*269
3*533*476
3*844*811
3,981.423
4,258,602

137,987
142,980
172,575
169,030
189*036

58*270
98.345
91*209
46.694
89.697

.516*177
.606.994
.795.084
.898.782
.961*523

1,706*835
1*665*157
1*785*943
1*864*917
1,996*346

2*331*929

2*120*541

1955

'

212*181

California

159

Table 5—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figun

Year

3 of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Nati
ba °"?
no

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

270
Ii072
555
892

4.734
3*990
2*996
5*369

50*718
44*699
40*044
35*976

23*682
24,247
23*984
24,552

272.867
270.563
280*232
299.933

250

1900
1901
1902
1903
1904

320
351
384
431
460

5*850
4.453
7.096
3.448
6*957

35*528
36*341
36*173
43,729
48*661

27,798
31,799
31,045
35,678
41*667

323*167
354.171
366*514
434.156
463.362

249
255
266
285
343

1905
1906
1907
1908
1909

1.022
610
1*356
3*946
If932

7.164
7.606
7.572
6*919
1*864

54.171
62*417
64.938
63.805
60*888

32.897
36.121
39.594
40.331
45,912

515*309
603*996
624.791
558.116
550.086

405
449
472
479
483

1910
1911
1912
1913
1914

2.181
2*260
2,370
I t 560
4*028

1*551
3.472
3.953
5.395
3.873

57.174
58*663
60.675
62.666
62.174

32*922
38.054
41,074
43,057
39.014

568.015
608*858
666*999
705.871
714.124

455
452
455
468
473

1915
1916
1917
1918
1919

3*860
895
487
4»182
5*098

4*405
3.650
4*589
18*127
18.266

62*452
63*711
64.857
69.119
71.133

45,573
40*434
49,557
41,390
45,232

728.759
817*744
926*730
1*014.892
1.128.036

468
460
444
426
421

1920
1921
1922
1923
1924

10*356
17.644
12*493
17*591
14*372

17.347
13*426
9,824
17,341
17*068

82.366
93.609
96*265
109*890
123.042

52,659
57,765
60.977
71,060
85,530

1*39,0.951
1 1 48*7 1 004
1*648*454
1,974*453
2,221.414

414
417
423
423
403

1925
1926
1927
1928
1929

21*420
19.839
17.944
15.579
17.899

20.570
28*688
21.637
17*048
15.508

123*919
128.726
95.337
86*511
85*989

92,434
102*085
95,177
84*534
82,552

2,449,346
2,641*553
2*027*296
1.776.613
1.710.923

385
348
295
265
234

1930
1931
1932
1933
1934

7.367
2*919
8*033
5.269
1*086

26.075
13.327
11.592
6.752
7.994

84*727
67.299
64.473
63.146
76*732

84,368
77,144
73*921
64,243
58.776

1.672.100
1.399.299
1.216.325
1,149.040
1.146*167

222
212
165
150
143

1935
1936
1937
1938
1939

3.169
294
640
323
641

7*986
9.052
13.620
15.213
11.244

73.735
73.951
70.144
65*421
63*295

55*630
60.636
63.766
63.912
66.400

1.165*451
1*278*612
1*283*065
1.290.242
1.368,009

140
135
124
119
118

1940
1941
1942
1943
1944

324
106
111

12*969
17.329
12.088
13.762
14*402

62.665
61.408
58*734
57.020
57.224

70.031
73.941
75.596
79.267
89*228

1*460*466
1,591,462
1,664*974
2*186*817
2*683,598

117
117
112
108
108

16.466
20.136
18.600
24.405
23*087

56.875
59.980
60*032
67*874
71.738

99,555
113*682
120,916
120.278
130.515

3,226*494
3*639*819
3,530*927
3*571*118
3,520*324

109
108
107
108
109

29.789
35*195
36.617
44.251
50*062

80*415
83,877
85*916
92*242
97*547

136.819
147*474
156.275
180.499
191*161

3,666*303
3*800*022
4*125*619
4*298.415
4*597.392

108
106
108
110
113

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954




85
6
11

249
253
246

COLORADO

tions not encountered in compiling the balance
sheet for national banks. The following sections describe these problems and the methods
used in deriving the revised series.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 were (1) figures reported
to the Comptroller of the Currency and published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department. These sources were
supplemented by data obtained from bankers'
directories. The primary sources for unincorporated banks, which operated in this State
during the period 1896-1928, were bankers'
directories and, beginning in 1908, the annual
reports of the Comptroller.
The sources of statistics for State commercial banks (excluding those that were unincorporated) for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department or from bankers' directories. Data for this period are discussed
separately because of the substantially better
coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statistics—including the breakdowns of loans, investments,
cash assets, and deposits—for State commercial banks were taken directly from data published or supplied by the Federal Deposit
Insurance Corporation.

Revised data for assets and liabilities and
number of all banks in Colorado, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3. Because of the incomplete
coverage in reported data for unincorporated
banks in the State, a separate balance sheet
was compiled for these banks (Table 3a);
Table 3 includes data for these and other State
commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Colorado
were obtained from abstracts and annual reports of the Comptroller of the Currency with
relatively minor adjustments; a description of
these figures is included in the United States
Summary. Compilation of figures for State
commercial banks (other than unincorporated
banks) and for unincorporated banks presented a number of problems and considera1
Since there have been no mutual savings banks in Colorado, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to (1) banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks) and (2) industrial
banks that accept deposits. In this report the data for unincorporated banks are discussed separately from those of other
State commercial banks.




161

162

All-Bank Statistics

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896*1933
The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

In order to make the revised series comparable with current series, two industrial
banks were added to the number in the revised
series for the period of their existence beginning with 1925. This change was in line with
an agreement among the Federal bank supervisory authorities in 1947 as to the types of
institutions that should be included in the
banking data. Balance-sheet figures for only
one of these banks were added; reliable data
for the other could not be obtained.
Sixty-eight unincorporated banks and
their estimated balance-sheet data, which were
included by the Comptroller with incorporated
State banks in 1907, were transferred to the
correct classification.
LOANS

A complete classification of loans into
real estate, collateral, and "all other" was
not reported to the Comptroller regularly
until 1927. Furthermore, loans and investments were not available separately for 1896.
This breakdown was estimated by applying
to the total of the two in 1896 the ratio of each
2
In cases where the breakdown of a given item (for example, total loans) was not made on the basis of a complete
percentage distribution, but where one or more" components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual. This same procedure was used for
unincorporated banks in the State.




item to the total of loans and investments
computed from reported data for 1897. For
years in which the loan breakdowns were not
reported, figures were obtained from other
sources or were estimated.
Estimates of real estate loans and collateral loans for 1896 and 1897 were made by
applying to total loans the ratio of each of
these items to total loans computed from reported figures for 1898; for 1899-1907, by
applying to total loans the ratios obtained by
interpolating between ratios based on reported
figures for 1898 and 1909.
For 1908 an amount for "secured loans"
at each class of State commercial bank was
obtained from the report of the State banking
department. The total for each class of bank
was broken down into real estate and collateral loans by applying the ratio of real estate
loans to the total of real estate and collateral
loans computed from reported data for 1909.
Collateral loans at State commercial
banks were not segregated in the Comptroller's
report for 1922. The figure used was obtained
from the annual report of the State banking
department.
For 1923, 1925, and 1926, data for both
real estate and collateral loans were obtained
from reports of the State banking department.
Since no loan breakdown for 1924 was available, an estimate of each item for each class
of bank was made by applying to total loans
in that year the average of the ratios of each
item to the total computed from figures reported by the State banking department for
1923 and 1925.
INVESTMENTS

Total investments in 1896 were estimated
as noted in the discussion of loans. A complete
breakdown of investments into United States
Government, State and political subdivision,
and other securities was not reported to the
Comptroller regularly until 1934. For the
years in which items were not reported, figures

Colorado
were obtained from other sources or were
estimated.
Figures for United States Government
securities in 1902 were obtained from the
report of the State banking department.
Estimates of holdings of State and political subdivision securities in 1896 and 1897
were made by applying to total investments
in these years the ratio of this item to total
investments computed from reported data for
1898; for 1899-1907, by applying to total
investments ratios that were derived by interpolating between ratios based on reported data
for 1898 and 1909. For 1908 this item was
estimated separately for each class of bank
on the basis of the relationship of this item
to total investments in 1909. Estimates for
1916-1933 were made by applying to total
investments, ratios that reflected changes over
the period in the ratio of State and political
subdivision securities to total investments at
Colorado national banks; these ratios were
derived by interpolating technique No.. 2,
described in the United States Summary.
DEPOSITS

The breakdown of deposits into interbank,
United States Government, other demand, and
other time as published by the Comptroller
of the Currency was adequate, after some
minor adjustments, beginning with 1911, although figures for United States Government
deposits were supplemented in a number of
years.3 No attempt was made in the revised
series to provide figures for the latter item
prior to 1918 because practically all such
deposits were held by national banks.
For years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdown of total deposits other
than interbank into demand and time for
1908 was obtained from the State banking
3
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.




163

department. The breakdowns for 1896-1907
were estimated by applying to total deposits
other than interbank, ratios (extrapolated
from data for the period 1908-1920) that reflected changes over the period in the ratio
of time deposits to total deposits other than
interbank at Nebraska State commercial
banks; these ratios were derived by extrapolating technique No. 2, described in the United
States Summary. Estimates for 1910 for each
class of State commercial bank were derived
by applying to total deposits other than interbank the average ratio of time deposits to this
total as computed from reported figures for
1909 and 1911.
Figures for United States Government
deposits for 1918, 1919, 1923, 1925, 1926, and
1929 represent holdings of these deposits at
State member banks only, which held substantially all of this type of deposit at State
commercial banks. The figure for 1918 is an
estimate, but figures for other dates are as
reported. The 1918 estimate was derived by
applying to United States Government deposits^at all State member banks in the United
States on June 30 of that year, the ratio of
these deposits at State member banks in Colorado to such deposits at all State member
banks on June 30, 1919.
OTHER ITEMS

Cash items in process of collection for
1896 and 1897 were estimated by applying to
total cash assets the ratio of this item to total
cash assets computed from reported figures
for 1898. The same method was used in estimating data for 1900 and 1901 and for 19031906 except that the average ratios used were
based on reported data for 1899 and 1902 and
for 1902 and 1907, respectively. The figure
for 1902 was obtained from the State banking
department report.
Figures for borrowings in 1902 and 1908
were derived from reports of the State banking
department.

164

All-Bank Statistics
STATE COMMERCIAL BANKS, 1934-1946

The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks derived from reports of the State
banking department or from bankers' directories.
The breakdowns of some of the principal
asset and liability items that were required for
the all-bank series were not available for
noninsured banks for every year of the period
1934-1946 in the sources cited. The breakdowns of loans, securities other than United

States Government obligations, and cash
assets were estimated for the entire period on
the basis of the percentage distribution of
corresponding items at insured nonmember
commercial banks in these years.
The breakdown of deposits at certain
industrial banks was inadequate for 19431946. Examination of the statements furnished to the Federal Deposit Insurance
Corporation by such banks in recent years
indicated that their deposits were evenly
divided between demand and time. For the
period 1943-1946, therefore, demand and time
deposits of banks not reporting the breakdown
were estimated on this basis.

UNINCORPORATED BANKS, 1896-1928
Unincorporated banks, which operated in
Colorado until 1929, did not report to the State
banking authority, and the data reported to
the Comptroller of the Currency were inadequate before 1908. Figures for numbers of
banks in this period were tabulated, from
bankers' directories, and balance-sheet data
were estimated from data available in the
directories. The number of banks added to
the Comptroller's series varied from 32 in
1896 to 68 in 1907. On the basis of the estimated data described hereafter, the total
assets of all private banks amounted to about
40 per cent of the total for all State commercial banks before 1900, then declined to about
12 per cent in 1910, and to less than 1 per
cent in 1918 and thereafter.
Data for principal balance-sheet items
(loans, investments, cash assets, deposits,
capital, and surplus) —where such data
were available in the bankers7 directories on
an individual bank basis—were tabulated for
the period 1896-1908. Figures for all items
were not shown for each bank for each year;
for some institutions no balance-sheet items
were shown, while for others certain items were
shown intermittently. When items were re-




ported for a bank for any year or period of
years, estimates for missing years were made
by interpolating or extrapolating as much of
the series as was feasible.
The total for each principal item as tabulated from the directories—including estimates
for some banks—was divided by the number
of banks reporting the item; before this calculation was made, figures for from one to three
large private banks were eliminated in order
to avoid undue bias in the average*
These averages were multiplied by the
total number of banks (excluding the large
banks) shown by the bankers' directories to
be operating in the State, and the estimated
principal items were totaled. The balance
sheets of the large private banks were then
added to these totals in order to obtain an
aggregate balance sheet for Colorado private
banks. It should be noted, however, that
aggregate data for assets prior to 1901 could
not be estimated satisfactorily from the sample of banks in the bankers' directories because
of numerous gaps in reported cash assets.
The balance sheet thus constructed for
the 51 banks in operation in 1908 was then
compared with data actually reported to the

Colorado
Comptroller. This comparison showed that
capital and principal assets and liabilities in
the latter source were roughly 15 per cent
smaller than totals estimated from data in the
bankers' directories, although the number of
banks reported in each source was substantially the same. For this reason the estimated figures for capital and for principal
assets and liabilities for 1901-1907 and for
capital and liabilities for 1896-1900 were
adjusted by reducing each estimated figure
by 15 per cent.
Figures for the principal asset items (total
cash assets and total loans and investments)
for 1896-1900 were estimated by applying to
the estimated total of liabilities and capital
accounts for each year 1896-1900 (described
in the preceding paragraph) the ratios of the
two principal asset items to the total of liabilities and capital accounts, as estimated
from the data in bankers' directories.
In order to make assets balance with
liabilities and capital accounts, it was necessary, as was typical when bankers' directory
data were used, to estimate "other" assets as
the residual.
The principal items for 1896-1907 were
then broken down into the detail required for
the revised series by applying to each the
percentage distribution based on reported
data for 1909, the first year in which complete
breakdowns were available.
Estimates of the breakdowns of major
items for any years after 1907 when data were
not reported are described in the following
paragraphs.
LOANS

An amount for "secured loans*' for 1908,
obtained from the State banking department
report, was divided between real estate loans
and collateral loans by applying the ratio of
real estate loans to the total of real estate and




165

collateral loans computed from reported data
for 1909. Estimates for these two items in
1910 were made by applying to total loans
the average ratio of each item to the total
computed from reported figures for 1909 and
1911.
Estimates of the breakdown of total loans
for 1923-1925 were made by applying to the
total in each year the percentage distribution
computed from reported data for 1921. The
breakdown reported for 1922 was not used
because it appeared inconsistent with 1921
and earlier years. Estimates for 1926 were
based on the percentage distribution of reported data for 1927. Since so few private
banks remained in operation during these
years, the reported data on which estimates
were based were selected with attention to the
dates of cessation of business of individual
banks. Thus, the breakdown for 1926 was
estimated by using ratios for the single year
1927, since the same unincorporated bank
conducted business in both years. In all cases
the amounts involved were very small.
INVESTMENTS

Holdings of obligations of States and
political subdivisions in 1908 were estimated
by applying to total investments the ratio of
this item to the total computed from reported
data for 1909; for 1910, by averaging ratios
for 1909 and 1911; and for 1916, by using the
ratio computed from reported data for 1915.
DEPOSITS

Time deposits were included with demand
deposits in 1908, 1910, and 1928. The breakdowns for 1908 and 1910 were estimated by
applying to total deposits the ratio of time to
total deposits computed from reported figures
for 1909. An estimate for 1928 was made in
the same way} except that the ratio was
computed from reported data for 1927.

166

Colorado

All Banks—Table 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

23.799
23.813
25.739
27.045

1*547
1.698
1*674
1*842

7*839
8*221
7 » 316
8>145

14*413
13*894
16.749
17.058

1900
1901
1902

34.598
39.078
41.391
42.794
43 »474

2*584
3*140
3.271
3.410
3*981

13*411
16,301
15.227
14*994
15*786

16*603
19.637
22.893
24*390
23.707

1920
1921
1922
1923
1924

222*931
198*396
181*393
194,534
178.838

9,274
11.419
13.855
16.879
16*253

118*193
109*814
97*594
106*319
95*555

95*464
77.163
69*944
71*336
67*030

1905
1906

1907
1908
1909

46*409
55*460
64.439
60*754
65.843

4.371
4*706
5.516
5»158
5,716

17*028
20.130
21*918
21.841
23*144

25.010
30,624
37*005
33,755
36.983

1925
1926
1927
1928
1929

179.106
163.723
160.245
166*711
172*362

16*013
14*019
12.989
14*192
12.876

97.323
94.547
89*300
98*111
&9.173

65.772
55.157
57.956
54*408
90.313

1910
1911
1912
1913
1914

85*673
82*618
87*604
93.195
94*518

6*862
6.560
7,403
8*746
6.980

31.931
31.981
33.395
36*216
41.702

46,880
44.077
46*806
48.231
45.836

1930
1931
1932
1933
1934

154*035
132.405
102*308
68.722
60.760

11.671
11*319
10*943
9*294
7.426

57,513
48*431
37*322
25*593
16.630

84,851
72*655
54*043
33*835
36*704

1915
1916
1917
1918
1919

97,260
111.093
139,793
159.862
180.463

7.221
7,459

46*259
57*336
73*081
84*425
99*939

43.780
46,298
58,301
67,613
73,025

1935
1936
1937
1938

59.201
68*999
82*841
80.960

6*558
8*334
10*546
12*000

15.291
15.677
13*941
13*271

37*352
44*986
58*354
55*689

19X13
1904

8,411
7,824
7,499

Loans'
Year
Total

Commercial ,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

Other
AH

Trt
o
others

rwi
un
farm land

On
residential
property

to

Other

other

individuals

1939

85.349

50*416

1*381

3.282

2*609

8.736

3*416

15*509

1940
1941
1942
1943
1944

93.568
107.907
103.903
65.309
95t949

56*130
68*596
64,554
54,002
59*725

686
489
405
904
690

3*241
2.997
2.848
1*988
2,825

2.675
2.492

9*675
10,557
10*823
1 1 . 372
11*670

3*593
3.858
3*644
3*347
3*138

6*780
7.213

17*368
16*918
19*455

1945
1946
1947
1948
1949

103.539
152*573
209.407
249*282
256.889

^64*824
64,589
118,343
140.051
142.198

13*380
21*804
30.713
34*431
33.591

4*018
7.207
10*955
14*651
15*458

9*530
16*502
34*660
45.710
53*223

7.857
13*093
5*456
6*924
6*627

1950
1951
1952
1953
1954

306,564
390.694
447.917
477,386
507*441

17,918
18*644
21*546
22*276
27.332

72.378
67.736
97.397
125,719
130.365

6*036
12.017
Ut37l
12*426

1955

605,694

34*498

160*461

17*330

398

1*032

5,847
4,031

1*802
2.116

2*685
4*315

541
592
593

3.488
2,797
2*231

5*013
4*734

159,794
221*858
257.372
251,054
255.957

863
1.372

5.487
5*416
5.940

885

1*864
3*045
2*880
3*438
3.866

6.103

43.647
47.576
54.025
60*094
74.615

286.757

2*578

3,725

7.054

99.015

1*025
1*528

' Beginning June 30, 194C, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




2,174

5.251

5*161

5*114

8.572

7*115

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Colorado

167

Table I—AH Banks

flJJMX

A J)

MjMMMJUUM. A M.M^iJt

f tLL1JLT 11 *JlTl.l»t*UL,

J.O7 W M. y*ttJ—\M IIUIIUCU

[Figures as of June 30 or nearest available date; partly est imated. Amounts in thousands of dollars]
Cash assets

Investm ents

Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

4t663
5»595
7*767
9*656

1*836
1.867
2*104
3*242

405
517
758
904

2*422
3*211
4.905
5,510

16,167

450

20*480
23.229
33,180

392
515
943

7 ,33,7
7,653
7*640
8,185

10,380
12,435
15,074
24,052

2.710
2,312
2*149
1.905

49*339
52*200
58.884
71*786

1900
1901
1902
1903
1904

l i t 816
14*908
18*858
21i706
25*532

4.269
5*032
4*937
5.785
6*112

1*032
1.321
1.876
2.141
2.577

6*515
8.555
12*045
13*780
16.843

35,415
35,088
40*453
36,625
38,855

791
1*107
1,157
972
837

10,498
10.123
10*137
10*155
12*468

24*126
23,858
29*159
25*498>
25,550

1.841
2.172
2.347
2.472
2*395

83*670
91,246
103*049
103*597
110*256

1905
1906
1907
1908
1909

29»766
31.201
33*962
34*385
33.174

6.957
7,711
7.722
8*337
8.843

3.045
3.180
3*444
3*676
4*051

19.764
20*310
22.796
22.370
20.280

50»792
52,366
56*042
51*860
61,538

1,176
1.564
1,692
1.524
1*363

13*252
15*361
12,849
16*126
15,128

36*364
35,441
41,501
34,208
45*047

2*563
2*611
3.206
3.367
3.371

129*530
141*638
157,649
150,366
163*926

1910
1911
1912
1913
1914

33*572
34.576
35*550
36*105
36.519

9*541
9*613
10*613
10*502
10*457

4.372
4.820
3*732
3.590
3*618

19.659
19*943
21*205
22*013
22.444

55.430
51.310
54,042
51,302
50*448

2.418
1*736
2.059
2.028
2,210

15*585
15*064
14,918
14*220
15*256

37.427
34,510
37,065
35.054
32*982

3.656
3 .828
4.341
4*763
5.337

178*331
172,332
181*537
185*365
186*822

1915
1916
1917
1918
1919

38.090
47.013
56.878
61.253
63.899

10*034
9*102
14*648
21.991
27.108

5.679
8*965
9.829
9.919
11.688

22.377
28*946
32.401
29.343
25.103

49.513
63,310
76.875
61.967
69.497

1.751
3,217
3,011
4.971
6.784

10*985
12*436
14,912
9,439
9*595

36.777
47.657
58*952
47*557
53*118

5.73T
6*407
6*458
7/»416
7* 236

190*600
227*623
280*004
290*498
321.097

1920
1921
1922
1923
1924

65*202
62*804
74*836
85.468
81.407

27.405
26.342
35*437
44*646
39*998

11*213
11*232
12.454
13.525
15.550

26*584
25.230
26*995
27,297
25,859

77,588
64*856
68.930
66.670
82*603

11*949
9.153
11.177
10.176
11.237

10,616
9*970
9,178
8.897
9.288

55*023
45.733
48*575
47.597
62.078

8*651
9.415
9*998
10.772
11.287

374.372
335.471
335.207
357.444
354.135

1925
1926
1927
1928
1929

92*865
93*767
96*766
100*376
94*121

43.375
45.372
42.642
37.616
39.666

20*073
19.547
20.112
21*416
19*566

29,417
28*848
34*012
41*344
34.887

84*766
73.100
70.411
70.327
69*777

12,032
10.785
10,800
10,466
10,273

9,769
8,971
8,483
7,699
7,535

62.965
53.344
51*128
52*162
51*969

11*145
11*376
11*481
11*130
11.169

367.884
341*966
338.903
348.544
347.429

1930
1931
1932
1933
1934

88*597
109.906
102.741
99*654
111*167

38*620
55.433
55*028
60*490
76.872

17.933
21*231
18.056
16.117
14*509

32,044
33,242
29.657
23*047
19*786

89,428
7*6,020
56,723
65,457
92,819

6*613
7.053
4.653
5,732
10.050

7,247
10,140
10,524
8,613
6,130

73,568
58*827
41.546
51.112
76,639

10,713
10*603
9*756
8*595
8*013

342*773
328*934
271*528
242*428
272.759

1935
1936
1937
1938
1939

111*706
119*916
128.349
105.931
109.972

76.871
80*034
92*434
75*098
74*740

16*396
18*152
16.179
14.502
16.543

18*439
21.730
19.736
16*331
18,669

125,429
141,202
136,852
145,192
161*106

7.537
12.518
16.393
12,436
13,737

6,663
6.793
7.206
6.678
6.691

111*229.
121*691
113*253
126*078
140*678

7*537
7*177
6*355
5.828
5,701

303.873
337*294
354.397
337.911
362*128

1940
1941
1942
1943
1944

98*699
97*714
137*125
305.579
428*396

65.228
67.454
108*163
276,853
402*461

16*121
16.279
14*786
14*029
12.517

17*350
13*981
14.176
14.697
13.418

184*587
200.199
229,135
257,533
251,157

11*206
15,841
18,814
21,066
27,405

6*605
7.764
8*999
10.058
10.564

166*776
176.594
201*322
226.407
213.186

5*420
4*751
4*567
4,813
4,843

382*274
410.571
474*730
653*234
780,345

1945
1946
1947
1948
1949

548.843
653.981
558.949
553.478
551*639

520*737
614*564
513.989
502.556
503*838

12.750
16.254
22.984
29.817
29.836

15.356
23.163
21.976
21*103
17,965

287,803
298*902
289*994
295,956
299*613

27,513
27,240
33,657
42*125
37*438

10.895
11*848
13*470
15*344
16*273

249.395
259*814
242*867
238*487
245.902

4*681
5*024
5,513
6*363
6*755

950*066
1*110*460
1.063.863
1*105*079
1*114*896

1950
1951
1952
1953
1954

573.903
550.489
568*601
584.594
632.372

527.392
502.159
514*984
530*810
570.010

29*468
31*247
35*687
39*500
46*108

17.043
17,083
17,730
14*284
14*254

309,772
327,512
334,328
371*795
382*910

45,727
50,044
49,397
55,311
53,739

15*862
16,549
20*390
22,649
22,129

248,163
260,919
264*541
293*835
307*042

7*312
8*654
9*561
10,544
11*660

.197.551
•277.349
•360*427
,444.319
.534.403

662.327

585.156

57.428

19.743

65.028

22.586

12.687

1*644.948




168

Colorado

All Banks—Table 1




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

1696
1897
1898
1899

36.799
39.911
47*169
61*168

4,461
5.675

1900
1901
1902
1903
190*

71.890
77,916
87,944
86*612
90.829

11.125
12,221
14,806
11.974
12,996

1905
1906
1907
1908
1909

107.601
117*365
130.405
119.566
133,704

18,879
18.746
21.749
16.395
22,447

1910
1911
1912
1913
1914

143*666
135,403
141*175
144,852
146*396

20*194
19.359
19*506
19,294
18.462

1*420

1915
1916
1917
1918
1919

150*461
189.372
239.732
241.392
269,244

18*002
24,828
29,952
21*712
22*460

1*161
1*104
1*341

1920
1921
1922
1923
1924

307.100
268.047
278,584
301*161
305,912

1925
1926
1927
1928
1929

Other
demand

Other
time

27.939

3,969

29*093
34*017
44*512

4*668
5*143
5*856

53*072
56*629
62.299
63*029
63*247

6.597
7,899
9»484
10*110
13*056

71.686
81.633
86.663
79.743
83,452

15*631
15*514
19*667
21.315
26*239

80*399
71,231
73*019
73,797
82*302

41.653
43*335
46,693
50*727
44*334

9*344
3*190

82,471
103*539
132*876
133*638
159*687

48,827
59,901
75*563
76.698
83,907

24*146
19*832
21,187
20,566
25,718

1,827
764
706
510
790

178.263
144*484
149.824
156.935
156,932

102,864
102*967
106*867
123*150
120,472

320,924
298,071
295.518
305.043
301.694

26,323
21,977
20,127
18*784
19*031

696
854
257
466
501

175.269
166*311
163,550
166,453
161*952

118*636
108,929
111*584
119*340
120*210

1930
1931
1932
1933
1934

296,725
284*619
226.738
203,736
235,929

23,714
23*812
15.461
21.102
29*410

259
872
1,233

158*153
145*727
111.383
98*463
122,804

114*599
114*208
98*661
82*825
82*239

1935
1936
1937
1938
1939

270,398
304,732
320.342
303,256
325.873

36.367
43.345
42,517
39,854
45.262

1*373

145,336
170,237
186,162
175*055
189*220

87*322
89,247
91*283
87.851
90.157

1940
1941
1942
1943
1944

344.327
371,452
433,995
610,771
734*611

48*403
54*229
65.005
72.516
73.555

22*628
66,368

200*872
222*105
273,475
409,316
462*444

93*844
93.662
93*274
106*311
132*244

1945
1946
1947
1948
1949

900,438
1,055,428
1,002,524
,037,649
,042,184

87*141
81*160
71,772
70,840
68,195

96.335
74.103
9*879
13*815
13,905

544*649
688*351
696.720
733.712
739.397

172.113
211.814
224.153
219.282
220,687

,117,182
,189,437
,266*154
»341 .093
,423,523

73*309
74,212
79,829
94,000
108,480

23.249
39,939
29*903
29.533
42.253

796*390
836*681
877.905
892*465
915*051

224*234
236*605
278*517
325*095
357.739

1950
1951
1952
1953
1964

1955

7.336
966
,4

430
475
673
1*154

1,096
1*167
1*355

1.499
1,530
1,405
1,472
2*326

2.133
1*566

1.478
1*957

1,034
1*298

1*346
1*476

1.903
380
496
1*234

1,208
1,456
2,241

43,575

376,696

Colorado

169

Table 1—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
ba
no£

Borrowings

rwv,«

uwL

c^

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1.103
1.132
1.085
1.668

80
160
761
12

8.372
8*203
7.400
6.571

2*695
2.667
2*449
2.367

49.339
52*200
58*884
71.786

115
115
124
116

38
20
44
80
68

2.564
3*523
3*369
3.953
4*280

5
11
16
49
129

6.550
6*871
7*818
8*436
9*519

2.623
2.905
3.858
4.467
5.431

83*670
91.246
103*049
103*597
110*256

lie

40
86
58
698
277

5*047
5*863
6*246
6.9.93
7.036

176
136
1*072
921
242

10.481
11.305
12*516
13.870
13.795

6*185
6*883
7*352
8*298
8.872

129.530
141*638
157.649
150*366
163*926

176
191
203
246
259

1910
1911
1912
1913
1914

623
752
Ii027
592
1.059

T.868
8*063
8*760
8*912
8*887

231
609
653
1*183
484

15.577
16*681
17*684
17*502
17.571

10*366
10*824
12*238
12.324
12*425

178.331
172*332
181*537
185*365
186*822

292
316
322
319
330

1915
1916
1917
1918
1919

1*065
716
466
7.677
7*214

8.618
7.960
7*537
7.631
7.668

281
441
861
1*506
1*685

17.179
17*298
18*080
18*468
18.873

12.996
12*036
13*328
13*824
16*413

190*600
227*823
280*004
290.498
321*097

328
340
349
358
371

1920
1921
1922
1923
1924

16*820
17*705
7.943
8.944
4.056

7*768
7*301
6*851
6.392
5.944

1*401
650
1*076
685
200

22*111
22*246
21.842
21.966
19.999

19.172
19.522
18.911
18*296
18*024

374*372
335*471
335.207
357*444
354*135

403
399
361
367
342

1925
1926
1927
1928
1929

2*977
3.241
2.609
2*199
3*341

5*527
4*455
4.306
4.191
4.403

»700
.380
.275
»750
.669

19.846
18*027
18*332
18.150
18.298

16*910
16*792
16*863
17*211
18*024

367*884
341.966
338*903
348.544
347.429

336
311
299
287
260

1930
1931
1932
1933
1934

3*019
2.175
5.389
1.732
139

4.355
4.293
4.508
7*912
7.517

2.084
2*462
1.527
1.499
1*182

18.113
17*416
16*595
13*547
15.768

18.477
17*969
16,771
14*002
12*224

342.773
328.934
271.528
242.426
272.759

272
252
223
151
167

1935
1936
1937
1938
1939

44

1*912

1*467
1.192
1.506
1*159
1*135

16.189
15*717
15*024
14*857
14*442

13*863
15.653
17.512
18*594
20*594

303*673
337.294
354.397
337.911
362*128

165
159
153
149
148

1940
1941
1942
1943
1944

58

200

1.279
1*259
1.335
1*350
1.562

14t335
15*197
14.981
14*873
14*864

22*275
22*663
24.419
26.240
29.106

382*274
410.571
474.730
653*234
780*345

150
149
146
146
146

1945
1946
1947
1948
1949

200
91
295
145

1*984
2*406
3.429
3.346
3.901

15.163
15*900
17.481
19.497
20.660

32*461
36*546
40*338
44.292
48*006

950*066
1*110*480
1*063*663
*105*079
•114*896

145
147
147
147
148

1950
1951
1952
1953
1954

245
745
480
880
670

4.914
5*826
7.218
9.932
10*060

21*682
24*250
25.955
27.435
29.570

53*528
57.091
60.620
64.979
70.580

.197.551
.277.349
.360*427
.444.319
1.534*403

152
157
159
160
161

1.644*946

163

1896
1897

90
127

1898
1899

20

1900
1901
1902
1903
1904
1905
1906
1907
1908
1909

1955




13
45
84

129
140
152
160

170

Colorado

National Banks—Table 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
-estate

Collateral

All
other

1896
1897
1898
1899

19,183
18.297
19«650
20*730

842
876
759
836

7.176
7.467
6.472
7*124

11.165
9*954
12*419
12*770

1900
1901
1902
1903
190*

27.276
30,530
31*362
32*062
30*007

1*429
1*721
1*538
1*464
1*446

12*182
14*674
13.108
12.483
12*327

13*665
14*135
16,716
18.115
16*234

1920
1921
1922
1923
1924

147*870
130.737
120*108
128.939
130*396

2*845
4*609
6.155
7*843
9.436

79.576
72.186
64.801
71.490
69*787

65*449
53*942
49*152
49*606
51*173

1905
1906
1907
1908
1909

31*9*1
41*612
47*670
46*715
49*789

1*523
1*874
1*877
1*957
2*012

12*978
15*978
15*999
16*682
17*085

17.440
23.760
29,794
28,076
30*692

1925
1926
1927
1928
1929

129*300
121*702
119*212
123*743
127.730

8*768
8.199
7.333
8*660
8*055

70.777
72*577
67*454
74*226
43*626

49*755
40*926
44*425
40*657
76.049

1910
1911
1912
1913
1914

62*917
59*786
62*162
64*766
64*432

2*151
1*811
1*860
1*920
2*077

22*646
23.170
24.082
26.139
28.964

38*120
34*805
36*220
36,707
33,391

1930
1931
1932
1933
1934

114*065
98.611
77.274
52.474
45.996

7*688
7.706
7.562
5.942
5.287

34*823
29.289
22*614
16.000
13*520

71*554
61*616
47*098
30.532
27.189

1915
1916
1917
1918
1919

65*502
75.428
91.018
103*884
114*969

2*253
2.640
2*692
2*669
2*478

32.340
39.358
47*683
55*758
64.519

30.909
33.430
40.643
45,457
47*972

1935
1936
1937
1938

44.084
50.787
61*323
61*129

4.577
6.201
7.871
9.249

11*879
12*239
10.786
11.278

27*628
32*347
42.666
40*602

Loans1

Year
Total

1939

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farmland

To
others

On
residential
property

Other

Other
loans
to
individuals

All
other

37.811

1.129

2.324

2*046

6*862

2.731

11.764

41.304
52*419
51.578
41*606
43*805

674
482
405
904
684

2*270
2*068

1.932
1.888
1.720
1*471

7*564
8*182
8*575

1»659

8*379

2*901
3*124
3*036
2*459
2.240

3.249
2,843

12*746
13.002
11*895
4,777
8*230

46 . 445

376
867
363
564
593

4*930
2*817
2,384

2*038
3.895
3*661
3*443

10.062
15*282
21.177
22*678
22*392

2*827
5,292
8.042
11*104
11*838

17.262
25,717
28.918

863

802
814
812

29.019
31.583
35.307
40*305
50.791

13*880
14*287
16*596
17.178
21*056

41.240
49*264
53,235
69.961
72,868

6*612
740
.0
11.109
10*589
11.742

68*717

24*607

88*263

16,544

1940
1941
1942
1943
1944

69,393
81*165
79*309
64*330
69*691

1945
1946
1947
1948
1949

77.838
104.561
142.802
172.199
174.977

58.397
84.655
100.612
101.566

1950
1951
1952
1953
1954

207.488
263.837
303.360
317*988
334*542

112.720
157.269
183.707
175.241
174.199

1955

401*241

197.642

2.100
1.233
1.851

1.647
1*181

740

1*186
1.260

3*653
3*885
3.846
4.255
4*389

2.384

1*478

5*138

1.139

898
1.360

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




3.131

8.631

3,676
6,151

7*482
12*624
5*004
6,682
6*110

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Colorado

171

Table 2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
Year
Total

U.S.
Government
obligations

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1698
1899

3.953
4t768
6*628
8*728

1*836
1*867
2*103
3*212

279
383
597
728

1*838
2*518
3*928
4*768

14*995
16.294
18.945
27,933

409
336
460
904

6,639
6,691
6*795
7*111

7,947
9,265
11*690
19,918

1*393
1*411
1,200
984

39*524
40,770
46*423
58,375

1900
1901
1902
1903
1904

10*916
13*511
17*402
19,852
22*356

4*220
5*032
4*911
5*785
6*112

684
1,119
1.649
1.857
2*144

5,814
7*360
10*842
12,210
14,100

30,365
29*899
33,716
30*276
29.823

744
1*058
1*084
902
739

8*970
8,912
8*039
6*639
8.877

20,651
19*929
24*593
20*737
20*207

1.059
1(245
1*250
1*213
1*150

69*618
75*185
83*730
83,405
83*336

1905
1906
1907
1908
1909

25*804
27.105
28*995
29*305
27.994

6.957
7.711
7.722
8*330
8*832

2*488
2.560
2.808
2*769
3.170

16,359
16*834
16,465
18,206
15,992

39.573
42*345
46.724
42.353
51,127

1*056
1*455
1.599
1*344
1.232

9*195
10,451
11*770
14*772
13.982

29*322
30*439
33*355
26*237
35,913

1*187
1*470
1*937
2*139
1*916

98,505
112,532
125*326
120*512
130*826

1910
1911
1912
1913
1914

26.958
27.244
27.074
26*982
27.602

9*518
9.743
10*517
10*435
10*374

2.872
2*811
2.172
1,993
1*864

14,566
14*690
14,385
14.554
15.364

43*404
39.901
42,278
38*091
37,173

2*180
1*549
1*836
1*742
1*963

13.870
13*240
13,313
12,606
13*099

27,354
25*112
27,129
23,743
22,111

2*103
2*491
2*856
3,116
3(392

135,362
129,422
134,370
132,957
132,599

1915
1916
1917
1918
1919

28*620
34*323
44.222
47*209
46*647

10*016
9*099
13*623
19*251
20*364

4*084
6*307
7*346
7.250
8.051

14.718
18,917
23,053
20,708
18,232

36,766
45,909
54*465
41,423
47,548

1*536
2*885
2*562
4*010
5,220

6,855
9*865
11.467
5*996
6*266

26,373
33,159
40*436
31*417
36,040

3(769
3,999
3(712
4(334
4*373

134,857
159*659
193*417
196*850
213*537

1920
1921
1922
1923
1924

46.907
43.772
50.705
58.810
66*606

21.283
20*145
25.417
31*656
33*859

7*506
7*182
7,573
8.250
11,970

18.118
16.445
17.715
16.904
20,777

53*904
45.881
50*034
48*303
64.132

10,710
8,195
9,869
8,743
10*060

6,525
6,239
5*690
5*735
6*537

36,669
31*447
34*475
33*625
47.535

5,239
5.574
6*000
6*290
6*908

253*920
225*964
226*647
242.342
268.042

1925
1926
1927
1928
1929

76*859
76.760
79*037
83.409
78*464

36*979
37.822
34*310
31»678
34,273

15,707
14,974
15,272
16*597
15.119

24.173
23,964
29*455
35,134
29.072

63.346
57.432
56.524
56.989
57.291

10*213
9*164
10*071
9.749
9*491

7*086
6.433
6*097
5*445
5*398

46,047
41*635
40*356
41*795
42*402

7*038
7*164
7*576
7,802
6*041

276,543
263*056
262*349
271,943
271,526

1930
1931
1932
1933
1934

73*503
93»499
89*651
87*129
97.457

32*784
48*103
50.873
55*560
69*227

13*692
16*686
14,587
12.9^8
11.511

27*027
28.710
24.191
16*621
16*719

75.159
64.767
46*414
56.094
78.914

7.785
6.403
4*265
5.415
9*174

5*319
7.159
7.419
7*134
4*699

62*055
51*205
34*730
43*545
65*041

7*834
7*586
7*147
o 6*666
6*394

270*561
264.465
220*466
202*363
228.761

1935
1936
1937
1938
1939

96.408
103.147
109.499
87.835
91*765

69*831
71,997
82.292
64*573
65*594

11,401
13.147
11,407
10.336
11,298

15.176
18.003
15*800
12*926
14*973

107.44&
121*307
115*661
123*769
135*641

6*842
11.719
15*143
11*424
12*266

5*057
5*184
5*351
4,830
4,854

95*547
104*404
95*367
107*535
118(501

5*796
5*456
4,742
4*296
4(213

253,734
280,699
291.425
277*051
296*286

1940
1941
1942
1943
1944

82*412
82*287
116.937
259*609
347*930

57*523
59*669
96*756
236*063
326,413

11,091
11,527
10,635
9,445
8,269

13*798
11.091
11.544
12*101
11*246

156*087
169.915
189*322
205*645
201*692

10*226
14,392
16.753
19.157
24.963

4*769
5*867
6*851
7.645
8,094

141*092
149,656
165,718
178(643
166(615

3(933
3(560
3.530
3.714
3,716

311*625
336*947
391*098
533*298
623*029

1945
1946
1947
1948
1949

444.520
523.586
442*703
434*168
428*956

423*078
494,396
407*959
391,207
388.939

8,157
9,635
16,302
23,612
23*462

13,285
19*555
18*447
19,349
16,555

229.644
235*375
226*113
232*169
234.599

24*836
24*266
28*742
36*749
32*557

6*210
8*609
9.795
10*649
11*220

196,598
202*500
187*576
184,771
190,822

3*528
3.790
3.989
4.573
4.536

755*530
867,312
615*612
843*109
843*066

1950
1951
1952
1953
1954

445.971
430*932
431.908
435.395
472.947

407.008
369,569
390*113
395,054
428*030

23*308
25*828
26.978
27,913
32*246

15*655
15,535
14,817
12*426
12.671

236.855
255.867
253.228
282*157
285*163

38*838
41,621
41.922
47*304
44,466

10*546
11*311
13*231
14,191
13,779

169*469
202,935
198*075
220*662
226*918

4.442
4*953
5*646
6*577
7,065

896*756
955*589
994* 144
1,042*117
1,099.717

427,226

38,183

17,738

54.318

14.199

1955




1,161.890

172

Colorado

National Banks—Table 2




njJJEi M, k7,

IjUUMJLdl 1 AfrO,

rtllU

1^ UlTlUJ^n*

XO7*^.M.7«7*r~^^Af UUJUUCU

[Figures aa of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

1896
1897
1898
1899

30*455
32*137
38*467
50*692

4*401
5*615
7,279
9,582

1900
1901
1902
1903
1904

60,704
65.004
72*118
70*190
69*286

11*025
12*165
14*734
11*905
12.913

1905
1906
1907
1908
1909

82*321
93*654
103*984
96*839
107.415

18*735
16.660
20.780
15*881
21.632

2*326
2*133
1*566

1910
1911
1912
1913
1914

109*123
101,743
104*598
103*410
102*688

19.271
18*495
18.647
18*607
17.676

1*420
1*478
1*957

1915
1916
1917
1918
1919

105.332
131*944
165*211
161*193
176.751

17*288
23.428
27.695
18.799
20,021

.161
*104
.341
• 209

1920
1921
1922
1923
1924

205.089
178.034
188.841
204*545
233*035

22.372
18.559
19*856
18,939
24*656

1925
1926
1927
1928
1929

242*887
231.496
230.859
240*100
237.629

1930
1931
1932
1933
1934

430
475
673

Other
demand

Other
time

1*154

24.022
24.344
28*568
37.909

1*602
1*703
1*947
2*047

1.096
>167
,355
.499
.530

46.277
48*568
52.396
52.659
50.185

2*306
3*104
3*633
4*127
4*656

.405
• 472

56.417
66.737
70*748
66*519
66*806

5*764
6*785
10*130
12*306
17.411

61,037
55.450
56.123
54.990
61*946

27*395
26*320
27.871
28.779
21*766

2.905

61.902
76.558
96.525
93.569
108*690

24.981
30*854
39*650
40*616
45*135

1*627
764
706
464
790

123.556
99.844
105,083
110.377
120*518

57*334
58*667
63.196
74*745
87*071

24,981
21.070
19,253
17,896
18*278

669
727
257
466
494

131*358
127,743
126*550
130*065
126*624

85*879
81*956
84*799
91*673
92.233

236*492
232*170
187*263
172.047
199.040

22,933
23*165
15*127
20,747
28*871

259
665
1*223
1*343
1*444

124*935
118*406
92*041
82*702
101,355

88.365
89*714
78*872
67*255
67*370

1935
1936
1937
1938
1939

227.625
255.541
264.923
249.882
267,852

35.398
42*417
41.155
38.292
43.465

1.324
1*851

119*911
139*873
152*257
143*193
153*845

70.992
71*400
71*152
67*915
69*331

1940
1941
1942
1943
1944

282.190
306.579
359,514
500.387
587.734

46*677
52.274
62.678
70.014
69*864

19.107
55*526

162*282
180*886
224*214
329*791
360*835

72*055
72*011
70*519
81*475
101*509

1945
1946
1947
1948
1949

717,407
825*405
770.102
792.710
789.296

81*758
74.521
65.948
63.694
59,774

78.750
62*106
8*512
11*190
11*974

424*377
526*714
525*967
552,772
554.579

132*522
162*064
169*675
165*054
162*969

1950
1951
1952
1953
1954

838.396
892*017
927*248
970.369
1.024*059

62*779
61*965
65*253
72*888
84*661

19*385
35*193
23*953
25*697
35*139

593.590
627.102
642.794
646*093
658*849

162*642
167*757
195*248
225.691
245*410

1*078.400

73*607

• 034
.298

359
482

1*211
1.176
1.408
2.103

253*027

Colorado

173

Table 2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
ba
no%

Borrowings

rwt,«

uttlu.

**-

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

II

Number
of
banks

1896
1B97
1898
1899

90
127
20

1.103
1.132
1*085
1*668

1
109
235

5*487
5*232
4.707
4*147

2*388
2.033
1.909
1*868

39*524
40,770
46,423
58*375

42

1900
1901
1902
1903
1904

38
20
9
80
68

2.564
3.523
3*369
3*953
4*280

5
1
16
16
9

4.247
4*427
5*195
5*638
5*850

2*060
2*210
3*023
3.526
3*843

69,616
75,185
83.730
63,405
83*336

37
41
48
55
59

1905
1906
1907
1908
1909

40
86
58
172
139

5*047
5.863
6*246
6.993
7*036

3
26
598
467
81

6.674
7*656
8*360
9*500
9.195

4*420
5*247
6*060
6*521
6*960

98.505
112.532
125*326
120*512
130.826

68
65
97
114
113

1910
1911
1912
1913
1914

326
387
474
115
353

7.868
8.063
8*760
6.912
6*887

145
110
148
151
182

9*955
10.515
10*940
10.940
10*805

7*963
8.604
9.450
9*429
9*664

135.362
129*422
134*370
132*957
132.599

121
126
127
126
124

1915
1916
1917
1916
1919

364
261
105
6*117
5.150

8*618
7*960
7*537
7.631
7.666

50
293
411
1.131
1.006

10.490
10*255
10*540
10*640
10.815

10,003
8.946
9*613
10.138
12.147

134*857
159*659
193,417
196,850
213,537

122
121
121
122
127

1920
1921
1922
1923
1924

14.201
14.363
5*666
5*942
2.539

7.768
7.301
6*851
6.392
5.944

1*037
310
146
291
103

12*160
12*285
12*275
12.825
13.140

13*665
13.671
13.066
12.347
13*261

253,920
225*964
226,847
242*342
268.042

141
143
143
143
141

1925
1926
1927
1926
1929

1*993
2.209
1.671
1*537
2*390

5.527
4.455
4*306
4.191
4*403

850
827
773
885
1*016

12.665
11.880
12*260
12*450
12.650

12*421
12.191
12.460
12.780
13*438

276*543
263*058
262*349
271,943
271*526

137
127
124
123
121

1930
1931
1932
1933
1934

2*221
1.375
3.837
1*016
15

4*355
4*293
4*508
7.912
7*517

1*176
1*219
946
699
673

12*600
12*300
11.865
10.120
12*266

13*717
13.106
12.065
10.569
9*246

270,561
264*465
220*486
202,363
226*761

120
113
100
73
80

1935
1936
1937
1938
1939

1*912
13
45
84

922
768
837
812
825

12*662
12.190
11*622
11*504
11.084

10.613
12*200
14*030
14.808
16.441

253,734
280*699
291,425
277*051
296.266

81
79
78
78
78

908
870
740
634
997

10.884
11.786
11.513
11.446
11.335

17,785
17.712
19,331
20.631
22.763

311*825
336,947
391,096
533*298
623*029

78
78
78
78
77

1.490
1*688
2*166
2.192
2.571

11*486
11*549
12.334
13.982
14.249

25*145
26*470
31,010
34,025
36,952

755*530
867*312
815,612
843,109
843.068

77
77
77
77
77

3.050
3*516
4.067
5.351
5*440

14*515
16.230
17.310
18*570
18*830

40.795
43*326
45*410
47*627
51*388

896.756
955*569
994,144
1*042.117
1,099,717

77
77
77
77
77

5,846

22,905

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955




56

200
200
200

500
109

1.161.890

41
37
36

174

Colorado

State Commercial Banks—Table 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

4*616
5*516
6f089
6.315

705
822
915

663
754
844

1*006

1*021

3*248
3*940
4*330
4*288

1900
1901
1902
1903
1904

7.322
8.548
10*029
10*732
13*467

1*155
1*419
1.733
1.946
2*535

1.229
1*627
2*119
2*511
3*459

4.938
5,502
6*177
6,275
7.473

1920
1921
1922
1923
1924

75.061
67.659
61*285
65.595
48*442

6*429
6*610
7*700
9*036
6*817

38.617
37*628
32.793
34,829
25*768

30*015
23.221
20*792
21.730
15*857

1905
1906
1907
1908
1909

14*468
13*846
16*769
14*039
16*054

2*848
2*832
3.639
3.201
3*704

4*050
4.152
5*919
5.159
6*059

7.570
6.864
7,211
5.679
6.291

1925
1926
1927
1928
1929

49*808
42*021
41*033
42.968
44*632

7.245
5,820
5*656
5»33Z
4,621

26*546
21*970
21,846
23,865
25,547

16*017
14.231
13*531
13*751
14*264

1910
1911
1912
1913
1914

22*756
22*832
25*442
28*429
30*086

4*711
4*749
5,543
6*828
4*903

9*285
6*811
9*313
10*077
12*738

8*760
9*272
10*586
11.524
12*445

1930
1931
1932
1933
1934

39.970
33,794
25,034
16,248
14*764

3,983
3*613
3,381
3,352
2,139

22,690
19*142
14,708
9,593
3,110

13*297
11*039
6,945
3,303
9,515

1915
1916
1917
1918
1919

31.758
35*665
48.775
55.978
65.494

4*968
4.819
5.719
5.155
5.021

13*919
17,978
25,398
26*667
35*420

12,871
12*868
17*658
22*156
25.053

1935
1936
1937
1938

15.117
18*212
21*516
19*831

1*981
2*133
2.675
2.751

3,412
3,438
3*155
1*993

9*724
12,641
15*688
15*087

Loans1
Year
Total

1939

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other
loans
to
individuals

Other

12*605

3*745

1940
1941
1942
1943
1944

24,175
26,742
24,594
20*979
26*258

14*826
16*177
12*976
12*396
15,920

12
7

1945
1946
1947
1948
1949

30.701
46,012
66*605
77,083
61*912

18,379
26,192
33*688
39*439
40*632

22
165
178
28

1950
1951
1952
1953
1954

99*076
126*857
144*557
159*398
172*899

47*074
64*589
73.665
75.813
81*758

233
127
168
145

2.068
2.252
2.606

1955

204*453

89.115

194

2,247

6

971
929
748
755
974

743
604
454
331
457

917

647
1*184

1*21.4
1.104
1.150

1*050
1*082
2.231

* Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




All
other

2,311

2,375
2,248
2*741
3*291

692
734
608
888
898

4*620
5*916
7.560
3*531
4,370

337
342

6,522
9,536
11,753
11,199

2*913
3,547
3*620

5,852
10,351
17*378
19.993
24,305

375
469
452
242
517

1*714

14,628
15,993
18,718
19*789
23,824

4,038
4,357
4*950
5*098
6,326

31.138
38,472
44*162
55,758
57,497

503
636
908
782
684

1*916

30,298

9*891

72.178

766

1*356
1,352
1,291

1*508
1*602
1*570
1*685

3,318

1*191
1.915

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Colorado

175

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

1896
1897
1898
1899

710
827

1*139
928

1
30

898

49

1.397
I f 456
1*854
3*176

26

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

126
134
161
176

584
693
977
722

3,172
4.186
4,284
5,247

41
54
55
39

696
962
845

1,074

2*433
3,170
3,364
4,134

148
202
227
284
433

701

1.195
1*203
1*570
2*743

5*050
5*189
6.737
6.347
9.032

47
49
73
70
98

1,528
1*211
2*098
1*516
3*591

3,475
3,929
4*566
4,761
5,343

1*097
1.259
1.245

14.052
16.061
19.319
20.192
26.920

3*405
3.476
4*331
4*164
4*288

11*219
10*021
9*316
9.507
10*411

120
109
93
180
131

4*057
4.910
.079
*356
.146

7,042
5.002
8*146
7,971
9.134

1*376
1*141
1*269
• 228
*455

31.025
29*106
32.323
29*854
33*100

1,317
901
949
921

9*815
11,430
12.461
13.411

1900
1901
1902
1903
1904
1905
1906
1907
1908
1909

3*962
4*096
4*967
5*080
5*180

7
11

557
620
636
909
881

1910
1911
1912
1913
1914

6*614
7*332
8*476
9*123
8*917

23
70
96
67
83

1*500
2*009
1*560
1,597
1,754

5*091
5.253
6*820
7.459
7.080

12*026
11*409
11*764
13,211
13,275

238
187
223
286
247

.715
,624
1*605
1*614
2.157

10,073
9,398
9*936
11,311
10*871

»553
.337
• 485
1*645
1*945

42,949
42,910
47,167
52*408
54,223

1915
1916
1917
1916
1919

9.270
12*690
12*656
14*044
17.252

16
3
825

2.740
6.744

1,595
2*658
2*483
2*669
3,637

7,659
10*029
9*348
6*635
6*871

12,747
17,401
22*410
20*544
21,949

213
332
449
961

2*130
2.571
3.445
3*443
3*307

10,404
14*498
16*516
16,140
17,078

1*968
2*408
2*746
3*082
2*865

55,743
66,164
86.587
93,648
107*560

1920
1921
1922
1923
1924

18*295
19*032
24*181
26*658
14*601

6*122
6*197
10*020
12.990
6*139

3*707
4*050
4*881
5*275
3.560

8*466
8*785
9,280
8,393
5*082

23,664
18,975
18*896
18*367
16*471

1,239

4.091
3,731
3,488
3,162
2,751

16,354
14*266
14*100
13*772
14,543

3*412
3.841
3*998
4*482
4*379

120,452
109,507
108,360
115*102
86*093

1925
1926
1927
1928
1929

16*006
17.007
17.729
16.967
15*657

6.396
7.550
8.332
5*936
5*395

4*366
4*573
4*840
4*819
4*447

5*244
4*884
4*557
6*210
5.815

21*420
15*668
13,667
13*338
12,486

1,819
1,621
729
717
782

2*663
2*538
2*386
2,254
2,137

16*918
11*509
10,772
10,367
9,567

4,107
4*212
3.905
3.328
3.126

91.341
76.906
76.554
76.601
75.903

1930
1931
1932
1933
1934

15*094
16*407
13*090
12.525
13.710

5*836
7.330
4.155
4*930
7*645

4*241
4*545
3*469
3*169
2,998

5*017
4*532
5,466
4*426
3*067

14*269
11*253
10*309
9,363
13,905

828
650
388
317
876

1*928
2,981
3,105
1,479
1*431

11,513
7*622
6,816
7,567
11*598

2,879
3,015
2*609
1*929
1*619

72.212
64,469
51*042
40,065
43*998

1935
1936
1937
1938
1939

15*298
16.769
18.850
18*096
18.207

7*040*
6*037
10*142
10*525
9.146

4*995
5*005
4,772
4*166
5*245

3*263
3.727
3,936
3.405
3.816

17*983
19*895
20,991
21,403
25*465

695
799

1,250
1*012
1*451

1,606
1,609
1,855
1.848
1,837

15*682
17,487
17*886
18*543
22.177

1,741
1,719
1,613
1*530
1*488

50*139
56*595
62.972
60*860
65*642

1940
1941
1942
1943
1944

16*287
15.427
16*186
45*970
80*466

7,705
7,785
11*405
36.790
74*048

5*030
4,752
4*151
4*564
4*248

3*552
2.890
2*632
2*596
2*170

28*500
30*284
39,813
51,688
49*465

1.449
2,061
1,911
2.422

1,836
1,897
2,148
2,413
2,470

25,684
26,938
35,604
47,564
44.573

1,487
1,171
1,037
1,099
1*127

70.449
73.624
83,632
119.936
157*316

1945
1946
1947
1948
1949

104*323
130*395
116*241
119*310
122*683

97.659
120*168
106*030
111*351
114,899

4.593
6.619
6*682
6*205
6*374

2.071
3*606
3*529
1.754
1*410

56,159
63,527
63,881
63.787
65*014

2.677
2*974
4.915
5.376
4.661

2*685
3.239
3,675
4,695
5,053

52.797
57,314
55,291
53,716
55*080

1*353
1*234
1,524
1*790
2*219

194,536
243*168
246.251
261.970
271.828

1950
1951
1952
1953
1954

127.932
119.557
136*693
149*199
159*425

120*384
112,590
124,871
135,756
141,980

6*160
5*419
8*909
11*587
15*862

1*386
1.548
2*913
1*856
1*583

70.917
71,645
81*100
89*638
97,747

6.889
8.423
7,475
8,007
9,273

5,334
5,238
7*159
8.458
8*350

58,694
57,984
66*466
73.173
80,124

2,870
3*701
3.933
3,967
4,615

300,795
321,760
366*283
402*202
434*686

1955




157*930

94,531

1,564
958

1.306
1*433
1.177

980

782
927

483,058

176

Colorado

State Commercial Banks—Table 3




[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

u. s.

Inter. .
bank

1896
1897
1898
1899

6*344
7,774
8,702
10,476

60
60
57

1900
1901
1902
1903
1904

11*186
12,912
15*826
16,422
21,543

1905
1906
1907
1908
1909

Other
time

Other
demand

Government

64

3,917
4,749
5,449
6,603

2*367
2*965
3*196
3*809

100
56
72
69
83

6,795
8,061
9,903
10,370
13,062

4*291
4.795

25,280
23,711
26,421
22,747
26,289

144
86
969
514
815

15,269
14,896
15,915
13*224
16,646

9.867
8*729
9.537
9*009
8*828

1910
1911
1912
1913
1914

34,543
33*660
36,577
41,442
43,708

923
864
859
687
786

19,362
15*781
16,896
18*807
20,354

14*258
17*015
18*822
21*948
22*568

1915
1916
1917
1916
1919

45,129
57,428
74,521
80,199
92,493

714

20,569
26,981
36*351
40,069
50,997

23*846
29*047
35.913
36*082
38*772

1920
1921
1922
1923
1924

102,011
90,013
89*743
96.616
72,877

1,774
1,273
1.331

54,707
44*640
44,741
46*558
36*414

45.530
44.100
43*671
46.405
33*401

1925
1926
1927
1928
1929

78,037
66,575
64,659
64,943
64,065

1.342
907

7

43.911
38*568
37,000
36,388
35.328

32.757
26*973
26.785
27*667
27.977

1930
1931
1932
1933
1934

60,233
52,449
39,475
31,689
36,889

781

627
334
355
539

7
10
3
32

33*218
27.321
19,342
15,761
21,449

26*234
24*494
19.789
15.570
14.869

1935
1936
1937
1938
1939

42,773
49,191
55,419
53.374
58*021

969
928

49
52

1*362

21

25,425
30.364
33,905
31,862
35*375

16*330
17*847
20.131
19*936
20*826

1940
1941
1942
1943
1944

62,137
64*873
74,481
110.384
146,877

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

1,400
2,257

2.913

1,135

2,439

285

1*627

26

1,062

874
888

753

1,562
1,797

27
127

14
23

1,726
1.955

32
48

2.327
2.502
3,691

138
3,521
10*842

183,031
230,023
232,422
244*939
252,888

5,383
6,639
5,824
7.146

278*786
297,420
338,906
370*724
399*464

10*530
12.247
14,576
21*112
23.819

443.512

8.421

5.651

5*983
3*398

_

38,590
41,219
49,261
79,525
101,609

21.789
21.651
22.755
24.836
30.735

17,585
11,997
1*367
2*625

1*931

120,472
161,637
170,753
160,940
184,818

39*591
49*750
54.478
54.226
57.718

3*864
4*746
5,950
3*836
7*114

202.800
211,579
235,111
246,372
256*202

61*592
66*848
83.269
99*404
112.329

Colorado

177

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated.

Nat onal
Year

Borrowings

ba

no

1896
1897
1898

£

Ca tal

nthw

iw£.

<*

79
51
526
12

1900
1901
1902
1903
1904

10

507
634
540

Total
liabilities
and capital
accounts

9.815

Number

of
banks

499

73
74
87
80

563
695
835
941
1.588

14*052
16.061
19.319
20.192
26.920

81
88
92
97
101

3.807
3>649
4*136
4.370
4.600

1.765
1.636
1.292
1.777
1*912

31.025
29.106
32.323
29.654
33*100

108
106
106
134
146

2*303
2.444
2.623
2.798
3.669

35

Surplus and
other
capital
accounts

11.430
12.461
13*411

2.885
2.971
2.693
2.424

31
120

1899

Amounts in thousands of dollars]

1905
1906
1907
1908
1909

526
138

173
110
474
434
161

1910
1911
1912
1913
1914

295
365
553
477
706

86
499
505
1*032
302

5.622
6.166
6»744
6.562
6.766

2*403
2*220
2.788
2.895
2.741

42*949
42*910
47.167
52*406
54*223

171
190
195
193
206

1915
1916
1917
1918
1919

701
455
361
1.560
2*064

231
148
450
375
679

6,689
7.043
7.540
7.828
8.058

2.993
3.090
3.715
3*686
4.266

55.743
68*164
86.587
93*648
107.560

206
219
228
236
244

1920
1921
1922
1923
1924

2*619
3*342
2t277
3»002
1.517

364
340
928
394
97

9.951
9.961
9.567
9.141
6*859

5»507
5*851
5.845
5.949
4»743

120.452
109.507
106.360
115.102
86.093

262
256
238
224
201

1925
1926
1927
1928
1929

964
1*032
938
662
951

850
553
502
665
653

6*981
6.147
6*052
5.700
5.648

4.489
4*601
4.403
4.431
4*586

91*341
78*908
76*554
76.601
75.903

199
184
175
164
159

1930
1931
1932
1933
1934

798
800
1*552
716
124

908
1.243
579
800
509

5.513
5.116
4.730
3*427
3.500

4.760
4.661
4.706
3.433
2.976

72*212
64.469
51.042
40.065
43,998

152
139
123
78
87

1935
1936
1937
1938
1939

44

545
424
669
347
310

3.527
3.527
3*402
3*353
3*358

3*250
3.453
3.482
3.786
4.153

50.139
56.595
62.972
60*860
65*842

84
60
75
71
70

371
389
595
516
565

3.451
3*411
3.468
3.427
3*529

4.490
4.951
5.088
5*609
6.345

70*449
73*624
83.632
119*936
157.316

72
71
70
68
69

7*336
8*076
9.328
10.267
11.054

194*536
243*168
246*251
261.970
271,828

68
70
70
70
71

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949

91
95
145

494
718
1,263
1.154
1.330

3.675
4.351
5.147
5.515
6.411

1950
1951
1952
1953
1954

245
245
371
880
670

1.864
2.310
3*151
4*581
4.620

7.167
8.020
8*645
8.865
10*740

12.733
1 3 . 76 5
15.210
17.152
19.192

300.795
321.760
366*283
402.202
434*666

75
80
62
63
84

1955

832

5.946

11.942

20.826

483*056

86




178

Colorado

Unincorporated Banks—Table 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1928
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
T

°'al

est ate

™*«*

All
other

1696
1897
1898
1899

1.819
1.903
2*186
2*482

364
381
438
496

420
440
505
573

1*035
1*082
1.245
1.413

1900
1901
1902
1903
1904

1*888
2*235
2*434
2*694
2*930

378
447
487
539
586

436
516
562
622
677

1.074
1.272
1.385
1.533
1.667

1905
1906
1907
1908
1909

3t231
3.496
3*240
3.054
3.058

646
699
648
645
612

746
608
746
745
705

1.839
1.989
1.844
1.664
1.741

1910
1911

2.746
2.223

517
383

591
435

1*640
1*405




Year

,
SSL
R

T

°'al

JSL

C

°"a

1912
1913
1914

2.005
1.989
1*803

396
312
293

351
415
585

1*256
1.262
925

1915
1916
1917
1918
1919
1920
1921
1922
1923
1924

1.616
1.569
1*344
784
430
469
306
302
124
115

252
220
170
97
77
60
27
32
11
10

555
583
431
277
175

809
766
743
410
178

223
177
120
72
66

186
102
150
41
39

1925
1926
1927
1928

115
38
50
52

10
7
9
8

66
22
29
30

39
9
12
14

Colorado

179

Table 3a—Unincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1928—Continued
[Figures as of June 30 or nearest available dale; partly estimated.

Year

Obligations
of States
and political
subdivisions

U &'
Govern ment
obliga tlons

Total

Amounts in thousands of dollars]
Cash assets

Investments
»

Q

Other
securities

Cash items
in process
of collection

Total

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

365
381
439
497

116
121
140
158

249
260
299
339

1*481
1*549
1.782
2*021

21
22
25
28

215
225
256
293

1*245
1*302
1*499
1*700

349
366
420
477

4,014
4*199
4,829
5.477

1900
1901
1902
1903
1904

379
446
466
540
587

121
142
155
172
187

256
306
333
368
400

1,538
1*820
1*656
1*788
1,622

22
25
26
^5
26

223
264
269
259
264

1*293
1,531
1,561
1*504
1.532

362
432
606
777
672

4,167
4,935
5*384
5,799
6.011

1905
1906
1907
1906
1909

648
701
650
565
614

206
223
207
181
V195

442
478
443
384
419

1*893
2*282
1,971
1*590
1*799

27
32
28
21
25

274
331
286
289
260

1.592
1,919
1*657
1*260
1.514

588
569
486
450
335

6*360
7.048
6.347
5,659
5,606

1910
1911
1912
1913
1914

726
510
403
390
346

167
139
41
30
19

559
371
362
360
329

1.324
1*015
805
926
639

26
18
10
7
17

233
192
149
147
145

1*063
805
646
772
477

338
162
156
151
136

5*136
3*910
3,369
3.456
2*928

1915
1916
1917
1916
1919

261
234
54
70
96

75
67
15
51
90

186
167
39
19
6

453
474
632
297
270

6
10
7
11
2

119
91
79
60
30

326
373
546
226
236

107
91
68
83
22

2,437
2,366
2,098
1*234
818

1920
1921
1922
1923
1924

125
19
18
15
7

58
18
16
7
5

67
1
2
8
2

263
136
155
42
37

5
4
3

39
20
21
15
14

219
112
131
27
23

24
9
9
5
5

881
470
484
186
164

1925
1926
1927
1926

13
6

7
5

6
1

51
14
25
31

12
5
6
6

39
9
19
25

5
4
4
5

184
62
79
86




180

Colorado

Unincorporated Banks—Table 3a




ASSETS, LIABILITIES, AND NUMBER, 1896-1928—Continued

&

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

Total

U. S.
Government

Interbank

Other
demand

Other
time

1896
1697
1898
1899

2*705
2*905
3.410
4*022

43
46
55
64

2.175
2.336
2*741
3*234

467
523
614
724

1900
1901
1902
1903
1904

2*995
3*516
3*941
4*112
4.199

48
56
63
66
67

2*408
2*627
3*169
3,306
3,376

539
633
709
740
756

1905
1906
1907
1908
1909

4*553
5.351
4,676
4*121
4.527

73
86
75
79
73

3*660
4,302
3»759
3*300
3*638

820
963
842
742
816

1910
1911
1912
1913
1914

3.993
3,122
2,694
2.821
2*161

65
34
38
15
6

3*209
2*285
»865
.795
.569

719
803
791
1,011
566

1915
1916
1917
1918
1919

1,739
1.7*9
1.647
1*036
695

6
2
3
4

*252
.292
1*262
756
626

481
455
382
278
67

1920
1921
1922
1923
1924

744
399
404
137
113

2

609
280
291
121
97

135
119
111
16
16

1925
1926
1927
1928

132
31
47
54

116
23
43
49

16
8
4
5

Colorado

181

Table 3a—Unincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1928—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank

Borrowings

^
J™^

Surplus and
other

Canital
^P'*31

capital
accounts

Total
liabilities
and capital
accounts

^
N
ixumuer
^

1896
1897
1896
1899

1*000
971
1*051
1*109

309
323
368
346

4*014
4*199
4t829
5*477

42
42
49
52

1900
1901
1902
1903
1904

873
999
943
1*136
1*139

299
420
500
551
673

4.167
4*935
5*364
5*799
6*011

51
57
57
62
65

1905
1906
1907
1908
1909

65
18

13
3

1*136
1*139
1*110
810
761

671
556
561
630
497

6*360
7*048
6*347
5*659
5*806

67
70
68
51
43

1910
1911
1912
1913
1914

7
49
55
50
99

4
4
1
4
3

670
525
423
403
498

462
210
196
176
167

5*136
3*910
3*369
3*456
2*928

34
31
29
27
37

1915
1916
1917
1916
1919

61
27
15
15

10
5
3

430
420
275
110
55

177
167
158
71
66

2*437
2*366
2*098
1*234
818

33
29
20
9
5

1920
1921
1922
1923
1924

10

55
35
35
25
25

72
34
36
24
26

881
470
464
186
164

5
3
3
2
2

25
15
15
15

27
16
17
19

164
62
79
88

2
1
1
1

1925
1926
1927
1928




5

2
4

CONNECTICUT

Revised data for assets and liabilities and
number of all banks in Connecticut, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for all commercial banks, in Table la; for national banks,
in Table 2; for State commercial banks, in
Table 3; and for mutual savings banks, in
Table 4. Because of the incomplete coverage
in reported data for unincorporated banks in
the State, a separate balance sheet was compiled for these banks (Table 3a); Table 3
includes data for these and other State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods used in compiling the
figures.
The figures for national banks in Connecticut were obtained from abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments; a
description of these figures is included in the
United States Summary. Compilation of figures for other classes of banks presented a
number of problems and considerations not
encountered in compiling the balance sheet
1
The term "State commercial banks" used in Table 3 refers (in this State) to (1) banks that at one time or another
during: the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies," or "private banks and bankers" (unincorporated banks) and (2) industrial banks that accept deposits.
In this report, however, the data for unincorporated banks
are discussed separately from those for other State commercial banks.




for national banks. The following sections
describe these problems and the methods used
in deriving the revised series. In the description the banks are classified in three groups:
(1) State commercial banks (other than unincorporated banks), (2) unincorporated banks,
and (3) mutual savings banks.
The sources of statistics for State commercial banks (other than unincorporated
banks) for 1896-1933, and for unincorporated
banks and mutual savings banks for 18961946 were (1) figures reported to the Comptroller and published in his annual reports
and (2) figures published in the reports and
abstracts of the State banking department
and by other State authorities. For unincorporated banks these sources were supplemented
by data obtained from bankers' directories.
The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department or from bankers1 directories. Data for this period are discussed
separately because of the substantially better
coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statistics—including the breakdowns of loans, investments,
cash assets, and deposits—for State commercial banks, unincorporated banks, and mutual
savings banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.
183

184

All-Bank Statistics

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933
The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates,
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

The number of banks in 1918 and 1919
was reduced by three and in 1920 by one on
the basis of information in State banking department reports. No change was necessary
in the balance-sheet data.
Connecticut State bank data reported to
the Comptroller and published in his annual
reports for 1896-1898 were for the October
call of the preceding year. Accordingly, for
the revised series, balance-sheet data for 1896
and 1897 were taken from the Comptroller's
reports for 1897 and 1898, respectively; data
for 1898 were taken from the report of the
State banking department.
The assets of the savings departments of
loan and trust companies were variously reported:—as "all other" loans, "other" investments, or "other" assets—in the Comptroller's
reports for 1916-1925. For the revised series
these assets were redistributed among the
various items of the balance sheet on the
basis of the breakdown of assets of the savings
departments for the fall call date of these
years shown in the State banking department
report.
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual. This procedure was also used for other classes
of banks in the State.




LOANS

A complete classification of loans into
real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1928. For years in which items were not published by the Comptroller, figures were obtained from other sources or were estimated.
Real estate loans for 1896-1898 were derived from State banking department reports.
For 1902-1908 they were estimated by applying to total loans, ratios of this item to total
loans that were derived by interpolating between ratios based on reported data for 1901
and 1909. For 1916-1925, figures for the fall
call date from the State banking department
report were adjusted to June dates.
Collateral loans for 1896-1908 were estimated by applying to total loans in each year
the average ratio of this item to total loans
computed from reported data for 1909-1913;
for 1916, by applying the average ratio computed from reported data for 1915 and adjusted data for 1917. For 1917-1925, collateral
loans as shown in the Comptroller's reports
were increased by the amounts estimated to
have been held in savings departments of
loan and trust companies; for these estimates
the figures for collateral loans in savings departments on fall call dates, as shown in State
banking department reports, were adjusted to
June dates. Collateral loans held by the
banking departments of trust companies in
1924 and 1925 were estimated by applying to
total loans the average of the ratios of this
item to total loans based on reported data for
1923 and 1926.
INVESTMENTS

A complete breakdown of investments
into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1926. .In the years in which items were not
reported, figures were obtained from other
sources or were estimated.

Connecticut
Very small holdings of United States Government securities were reported intermittently in years prior to 1917. No estimates
were made for other years in this early period.
Beginning with 1917, holdings were reported
regularly except for amounts in the savings
departments of loan and trust companies in
the period 1917-1925. The latter were obtained from State reports and added to totals
reported by the Comptroller.
Small amounts of obligations of States
and political subdivisions were reported intermittently in the early years of the period. No
estimates were made for years when such
holdings were not reported. For 1916-1925,
figures for the fall call were obtained from
the State banking department reports and
adjusted to June dates.
DEPOSITS

The breakdown of deposits into interbank, United States Government, other demand, and other time was adequate after some
minor revisions in the reports of the Comptroller beginning with 1909, although reported
figures for United States Government deposits
were supplemented in a number of years.3 No
attempt was made in the revised series to

185

provide figures for the latter item prior to
1918 because practically all such deposits
were held by national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1901 at loan and trust companies were
estimated by applying to this total in each
year the average ratio of time deposits to this
total computed from adjusted data for 19021907. Time deposit figures for loan and trust
companies for fall call dates in 1902-1908 and
for State banks in 1914, 1916, 1919, and 1920
were obtained from State banking department
reports and were adjusted to June dates.
Figures for United States Government
deposits at State commercial banks in the
period 1918-1925 represent those at State
member banks only. Figures except for 1918
are as reported. The figure for 1918 was estimated by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year,
the ratio of these deposits at State member
banks in Connecticut to such deposits at all
State member banks on June 30, 1919.

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1934-1946
The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from bankers' directories; for 1942-1946, they were compiled by
the Federal Deposit Insurance Corporation
from data furnished by the State banking
department, supplemented by data from
bankers' directories.
The breakdowns of some of the principal
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.




asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in either of the sources cited.
The breakdowns of these items were estimated
on the basis of the percentage distribution of
corresponding items at other groups of banks
as follows: loans for 1934-1938 and investments other than United States Government
obligations and cash assets for 1934-1941,
on the distributions at insured nonmember
banks in corresponding years; loans for 19391946, on the distribution at noninsured banks
in December 1947; and deposits for 1934-1941,
on the distribution at noninsured. banks in
1942.

186

All-Bank Statistics
UNINCORPORATED BANKS, 1896-1946

Figures for unincorporated banks were
not published by the State banking department until 1924 and were not adequately
reported to the Comptroller of the Currency
until 1926. Bankers' directories, which gave
few or no balance-sheet data for banks designated as private, were also inadequate. Nevertheless, a balance sheet was constructed for
1896-1923 on the basis of the State banking
department data for 1924 and Internal Revenue data for 1900-1902. For the latter period
the Bureau of Internal Revenue published
figures by States and class of bank on the
number and capital and surplus of banks,
compiled in connection with the tax on bank
capital and surplus imposed by the War
Revenue Act of 1898.
On the basis of estimates described below,
the total assets of private banks throughout
this period did not exceed 12 per cent of total
assets of all State commercial banks.
From the data published by the Bureau
of Internal Revenue, an average capital-accounts figure per bank was determined for
each year of the 1900-1902 period; these three
averages, in turn, were averaged. A total
capital-accounts figure for each year 18961902 was then derived by multiplying the
number of banks, as given in bankers' directories, by the average capital accounts per
bank for 1900-1902. Total capital accounts
for 1903-1923 were derived by interpolating
between the average per bank for 1900-1902
and the average for 1924 and then multiplying
the interpolated figure for each year by the
number of banks in that year as given in
bankers' directories.
Total assets and liabilities were then estimated by assuming that capital accounts in
each year prior to 1924 represented the same
proportion of assets and liabilities as in 1924.
For 1896-1902, however, the total assets and
liabilities 'figures thus obtained were adjusted




to reflect changes in the ratios of capital accounts to total assets and liabilities as reported
for all commercial banks in Connecticut during this period. Individual balance-sheet items
were then estimated for 1896-1923 by applying to estimated total assets or liabilities the
ratio of each item or subitem to the total based
on reported data for 1924.
For later years in which detailed balancesheet data were not available, the data were
obtained as described below.
LOANS

Real estate loans in 1925 and 1926 and
collateral loans in 1926 were estimated by
applying to total loans the average ratio of
each item to total loans computed from reported figures for 1924 and 1927 and for 1925
and 1927, respectively.
For 1942-1946, the breakdowns of loans
were estimated on the basis of the percentage
distribution of the total computed from reported figures for December of the same year.
The breakdowns of real estate loans into farm,
residential, and "other" for this period were
estimated on the basis of the percentage distribution in December 1947.
INVESTMENTS

The breakdowns of investments for 19211926 were estimated on the basis of the percentage distribution of the total as reported
for 1927.
United States Government securities for
1931 were estimated by interpolating in dollar
amounts between reported figures for 1930
and 1932.
State and political subdivision securities
for 1932-1938 were estimated by applying to
total investments in each year, ratios of this
item to total investments that were derived by
interpolating between ratios based on reported
figures for 1931 and 1939.

Connecticut

187

MUTUAL SAVINGS BANKS, 1896-1946
Data reported to the Comptroller of the
Currency and published in his annual reports
for 1896-1908 were for the October call of the
year preceding publication. The statistics
were shifted to the year in which the call was
made by the same process as described for
State commercial banks; figures for 1908 were
taken from the report of the State banking
department. After 1909 the calls were as of
June 30 or July 1.
The breakdowns of the loan and investment portfolios were generally adequate for
the entire period except 1922-1925 and 19391946. The breakdowns of loans for 1922,1923,
and 1925 were estimated by applying to total
loans shown in the Comptroller's reports the
percentage distribution of total loans derived




from the State banking department reports
for the October call in corresponding years;
for 1924, by applying the average distributions
for 1923 and 1925; and for 1939-1946, the distribution for December 1947. In addition,
some adjustments were made in the loan and
investment breakdowns for the years 1921,
1926, 1927,-and 1929-1932 on the basis of evidence in the State banking department reports.
Balances due from banks for 1897-1902
were estimated by applying to total cash
assets the average ratio of this item to total
cash assets computed from reported data for
1896 and 1903. Figures for 1919-1925 were
estimated in the same way, using data for
1918 and 1926.

188

Connecticut

All Banks—Table 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
189?
1898
1899

127.765
128*441
131*190
136.235

61.281
63.801
66*298
67.863

22.545
22*946
24*121

41*891
42,095
41*946
44.251

1900
1901
1902
1903
1904

138.209
145.797
148*506
150.973
152.720

69.276
71.150
72.069
73*543
74,929

24*740
27,245
29,332
32*330
31,570

44*193
47,402
47,105
45*100
46.221

1920
1921
1922
1923
1924

448*720
459*988
462*250
513.646
563,580

200*007
215,897
228,952
258*684
295*980

103*903
101.420
104*558
110.466
118.347

144*810

1905
1906
1907
1908
1909

159.569
173.330
181.315
181.717
187*354

77,672
82.393
86.840
89*305
92*406

32,228
37,547
39,869
39,472
41,152

49.669
53,390
54.606
52.940
53,796

1925
1926
1927
1928
1929

634.118
700.554
763.468
849*545
917.040

335*988
378.542
417.952
458.425
488.230

139.301
156*807
173.985
216.078
247*880

158.829
165.205
171*531
175*042
180.930

1910
1911
1912
1913
1914

209.757
220*742
240.286
254*566
267.838

101*426
109*175
118*153
128,042
132*798

46*251
47*789
53*694
56,849
54,605

62.080
63*778
68*439
69,675
80*435

1930
1931
1932
1933
1934

919.434
884*512
760*529
707*057
647*752

505*409
517*479
497.342
481*808
453.199

236*104
201,354
131,095
114*947
97,654

177.921
165.679
132.092
110.302
96*899

1915
1916
1917
1918
1919

273*185
315.040
360*394
366*981
390.274

136*969
145.185
172.413172.620
178*142

57,746
74*453
84,582
89,639
110,735

78.470
95,402
103,399
104,722
101*397

1935
1936
1937
1938

608*493
597.698
602.721
582.120

429.311
428.821
423.929
422.440

84*594
73.148
71,328
62.795

94.588
95*729
107*464
96.885

24.593

142*671
128*740
144*496
149.253

Loans '
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

76,079

On
residential
property

Other

Other
loans
to
individuals

All
other

362*053

47*583

60*789

1940
1941
1942
1943
1944

571,914
590.320
567*418
492*201
468*961

81*787
92*407
85*457
53*096
57*806

442
634
275
989
540

15*333
14.444
11.354
11.980
9.293

3*241
3*306
3*084
3,006
2,844

361.854
366,517
362.502
338.594
313.474

47.843
48,215
49*241
43.779
39.146

31,725
36.937

61.414
64.797
55.505
9.032
8,921

1945
1946
1947
1948
1949

462.227
513*098
616*277
704.242
763.200

57*992
84*600
104*211
142*736
133.094

494
716
362
579
771

23.551
18.214
9,162
8,337
7*803

2*685
2*947
3,408
4*273
5*070

293.427
305.041
339.321
401.124
454.041

37*571
40*600
48*487
51*515
58*901

36.595
51.515
101.934
93.399
103*598

7.912
9.465
9.392
8*747
9*043

1950
1951
1952
1953
1954

875.327
1*023.478
1*144*173
1*314*972
1*471.153

151*860
204.615
226*456
249,491
259*296

1*264
2*006
5.329 *

7*862
8*267
9*046
9*442
10,259

6*141
6*429
7,489
8*227
8*636

512.882
586*463
664.277
758*646
872*053

58*529
64*058
61*076
77*969
85*779

137.927
155.703
175*172
211*947
231*058

11*490
11*237
13.191
12.530
13*638

1955

1.716.066

290,841

2*719

12,388

9.370

1 ,035*570

93*781

267*236

21,895

1.778
979

' Eieginning June 30, 1946, figures for \iirious loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures,. Total loans
continue to be shown net.

Connecticut

189

Table /—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

99,736
105,899
110,369
125,166

12.400
12.279
11,629
13*209

40.753
42.647
43.548
45.606

46,583
50*973
55.192
66.353

22*863
24*396
28*952
29*428

950
871
1.040
1,407

6.326
6.434
7.103
6.827

15.587
17*093
20*809
21.194

7.144
7,284
7*941
6,142

257*508
266*022
278*452
298.973

1900
1901
1902
1903
1904

132,743
142.399
150.360
158*739
166,538

12.931
12*515
12.111
H.920
11.811

44.582
44*616
43*560
43*943
45.391

75.230
85*266
94.669
102.876
109.336

27.348
28,595
28,216
25*246
30*044

1,154
1*550
1*083
971
932

7,052
7.366
7,694
7*276
7,467

19*142
19,679
19,439
16.999
21.645

8,749
9,838
10,515
10.896
11.108

307.049
326*629
337*617
345.654
360.410

1905
1906
1907
1908
1909

182,331
190,588
197,473
196,345
203.410

12,071
13*045
13*094
13*226
13.767

48.373
49.382
50.695
48.954
48.207

121.887
128.161
133.664
134.165
141*436

29*929
33,173
31,663
34*211
33,719

1*007
1*236
1*063
1*144
1*027

7,307
7,326
7*676
8.545
9.029

21.615
24.607
22.924
24.522
23.663

11.122
U.139
11.325
11*340
9.443

382.951
408.230
421.776
423,613
433*926

1910
1911
1912
1913
1914

209.001
212.595
219,321
219*934
220*360

13.711
13*468
13.675
13,949
13,862

53*081
51*844
53.635
57.399
58*159

142*209
147*263
151*611
148*586
146*319

34,151
37,615
38,131
37,812
44*392

2*312
1*410
1,697
1,742
2*610

9.152
9*613
9.425
10.016
10*416

22*687
26.792
27.009
26.054
31*364

9*801
10*938
11*217
12.360
13*833

462*710
482*090
508,955
524,692
546,423

1915
1916
1917
1916
1919

224*106
254.571
281.912
294.904
349.052

13*866
13.672
21.541
42.403
94.464

61.623
64*802
68*431
63*801
67*473

148*615
176.097
191*940
188*700
187.115

44,441
57,940
61,254
77,093
69*016

1.797
3.501
2*392
6*498
7*423

11*351
13*980
16*508
12*666
14.253

31*293
40*459
42.354
57.709
47*340

17.389
15.149
16*853
21*347
22*060

559,121
642,700
720*413
760.325
630.402

1920
1921
1922
1923
1924

345*798
339.233
343,257
376.024
382.611

93*616
92.570
91,524
110,777
99,144

52.260
50*762
44*506
41*201
39*641

199.922
195.901
207.227
224*046
243*826

80,426
65,003
67,900
69*332
82,198

11*555
9*661
10*498
11*159
13*166

17,107
11,493
10,773
10,708
13*649

51.764
43*849
46*629
47*465
55*363

26,786
25,524
27,280
29,566
33*300

901,730
689.748
900.687
968.568
1.061*669

1925
1926
1927
1928
1929

389.765
400.453
423*569
450*021
439.220

89,228
60,164
72.327
68.009
66.013

34.112
33*804
30,635
28*967
26*238

266*425
286*485
320*607
353*045
346*969

64*309
86*881
95*343
86*164
93*077

15*609
14.315
16.463
15*167
16*408

15.295
15,211
14.978
12,241
12,476

53.405
57.355
63.902
58.776
64*193

36.474
37,507
37,645
42,992
46.141

1*144*666
1.225*395
1*320.025
1*428*742
1.495.478

1930
1931
1932
1933
1934

449.053
463*275
413*704
394*234
420,494

58*832
64*720
70*578
83.021
117*685

26*271
32*256
30*417
27*706
32*280

363*950
366*297
312*709
283*507
270.329

102*387
113*688
95*799
121,952
144,352

14*647
14.583
10*661
9.474
9.692

15,606
16,407
19,229
15,379
14,456

71*934
82.696
65.909
97.099
120*202

48,336
48,563
51,292
62,350
73,065

1.519.210
1.510.038
1,321.324
1.285,593
1*285*663

1935
1936
1937
1938
1939

465.943
526.403
564.084
550,880
574,603

166*684
212,606
246*493
264*050
284.044

37*135
41*082
44.108
43*076
64*498

262*124
274*715
273*483
243.754
226*261

148,815
157,857
182,229
199,892
248,519

11.102
15.471
16.964
13.343
15.525

15,705
20*637
23.761
21.156
19*976

122*006
121.749
141.504
165.393
213.018

65*323
94*677
96,981
96,193
96,201

1*308,574
1,378*635
1,446,015
1*429,065
1*485,997

1940
1941
1942
1943
1944

587*378
659*656
842*646
1*261*613
1*632*314

305.953
388.154
565.949
,027*075
•417.223

67*497
69*893
74*984
72,699
58,308

213.928
201.609
161.713
161.839
156.783

323,809
397*366
361,372
371*014
360*181

13.960
22.522
26.953
34*061
36*030

24*704
32*193
39*759
41.490
34*918

285.145
342*671
294.660
295.463
289.233

88.707
77,682
59,493
49,573
43*586

1,571*608
1,725*044
1*830,929
2,174*401
2,505,042

1945
1946
1947
1948
1949

1*952,036
2,014,121
1*876*753
1,892,726
1*867*306

,749.442
•792.952
.620*126
1.581*014
1.536.768

47,187
45,502
61,173
61,144
85,758

155.407
175.667
195*454
230*566
244*780

347*299
359*457
391,289
391,232
365*264

27*701
41.070
53.080
49.572
47.700

35*987
34*932
45.010
52.109
44.451

283,611
283,455
293,199
289,551
273*133

41*553
39*931
39*103
39.408
41*027

2,803*115
2*926*607
2*923*422
3*027,608
3,036,817

1950
1951
1952
1953
1954

1*694,400
1*887,626
1.946*561
1*963*000
1*960.002

1.531*596
1.494.697
1.502*493
1*460*045
1.422*097

116*365
141*531
161.299
183.037
201,357

246*419
251*600
282*769
299.916
336*546

345,603
436,898
525,985
494.372
522.615

64.207
80.360
124*059
108*496
96*313

36.402
42.251
54.873
60.398
60.703

245,194
314,287
347*053
325*478
365.599

42*382
46.502
49.211
50*636
55.430

3,157,912
3.394,706
3*665,930
3,823,160
4,009*200

1.955*397

1.386,391

224,040

97,777

54,745




190

Connecticut

All Banks—Table 1




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figun

i of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1899

200*823
209*091
222*501
242*722

5.698
5.313
6.184
6*017

220

237
326
1*318

43*474
45*444
50.127
56*512

151*431
158*097
165.864
176*875

1900
1901
1902
1903
1904

247*427
265*705
276,332
281*465
294.952

4*556
5*762
6.177
5.966
6.271

1.261
1.203
1.660
1*648
1*131

55*008
61*960
61*291
57*634
62*199

166.602
196.760
207.204
216.217
225.351

1905
1906
1907
1908
1909

315*322
336,255
346,661
346,907
354*105

5.972
5,653
6,198
6*162
6*115

708
564
816
889
538

70*941
77*186
76*358
82*496
82*744

237.701
252.652
263*269
257.360
264.708

1910
1911
1912
1913
1914

380*634
397.700
421,262
432*891
454.197

6,489
5*725
6,555
6,094
7,833

311
309
467
245
431

90.629
95*859
103*933
102*160
111*308

283.205
295.807
310.307
324.392
334.625

1915
1916
1917
1918
1919

465,615
546*960
613,381
639*942
692*509

6,557
10*142
6*588
9*545
8*038

419
383
411
17,647
10*716

117.552
158.978
161*523
188*361
217.779

341.087
377.457
422*859
424*389
455*976

1920
1921
1922
1923
1924

760*543
736*082
754*894
833,297
905.912

10*720
9*015
9*388
9*356
9,433

2*860
4*258
1.153
2*656
1*343

239*928
200*102
216.847
230.745
256.895

507*035
522*707
527.506
590*540
638*241

1925
1926
1927
1928
1929

975*751
1*042.279
1,121*784
1*200*535
1*240.525

10*340
9,595
9,942
9*723
14*079

765
1*200
1*967
1*484
3*728

282*611
290*396
310*423
322*233
331*421

661.835
741.088
799.452
667.095
691.297

1930
1931
1932
1933
1934

1*267.053
1*274*812
1*108*870
1*092*632
1.111.052

18*280
22*992
18*048
18*698
21*845

3*244
4*589
2.710
6*357
11*417

325*763
303*176
216.507
214*332
219.781

919.766
944.055
8*9.605
653.245
656.009

1935
1936
1937
1938
1939

1*142*015
1*210*917
1,273*316
1*254.952
1.306.686

23*127
27.521
27.202
24*912
30*206

6*586
8*571
3*524
2.290
5,484

243.485
291*064
326*438
319*952
350*805

866.817
663.761
916*152
907.796
920.191

1940
1941
1942
1943
1944

1.392.457
1.538.497
1*639*080
1,974,113
2*291.162

39,526
45*894
44*227
41,413
34.096

5*726
6*474
8*002
82*520
272*574

404*655
507*119
595*394
764*766
765*846

942.550
979.010
991*457
1*065*414
1*218*646

1945
1946
1947
1948
1949

2.565.453
2*661.729
2.648.045
2.740*119
2.740.338

33.669
36*647
36*522
37,311
34.443

322*110
149.191
9*102
28.137
20*958

801*236
694*979
937*438
961.348
949*970

1*406*436
1*560.912
.664*963
.713*323
.734*967

1950
1951
1952
1953
1954

2.840.340
3,062,680
3.324.103
3*462.903
3,629.915

35.818
37.195
45*018
42,851
47*598

48*734
74*865
107*872
72*023
86*711

999*794
1*172*058
1.285*769
1*326*946
1*338*137

.795*994
.776*562
,885.444
.021.063
2.157*469

68*742

1*403*231

2*261.332

Connecticut

191

Table 7—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

642
560
860
807

7*951
8.060
7.336
8»022

249
241
311
390

25*876
25*626
24*766
24*367

21.967
22,444
22.678
22.665

257,508
266,022
278.452
298*973

202

1900
1901
1902
1903
1904

743
686
844
l»29i
I t 499

9*615
10*533
9*865
10*097
10*268

299
383
295
990
916

24*710
24*536
24*586
24*611
24*505

24*255
24*786
25*693
27*400
28.270

307*049
326*629
337*617
345*854
360*410

205
207
208
209
210

1905
1906
1907
1906
1909

1*366
1.906
2.330
1.977
2*721

10*760
12*196
12*261
12*578
12*936

• 248
»337
• 829
.656
828

24.813
25.031
25*316
25.765
25*910

29,422
31*505
33*379
34,730
37*426

382,951
406*230
421*776
423*613
433*926

209
211
211
214
217

1910
1911
1912
1913
1914

3.743
2.659
3.448
3.961
3.530

12*977
12.723
13*040
13*169
13*138

• 067
.472
1*489
1*366
1.481

25*804
26*304
26.361
26*889
27*737

38*485
41*232
43*355
46*416
46*340

462*710
482.090
506.955
524.692
546*423

214
215
219
221
222

1915
1916
1917
1918
1919

3*681
3*281
7*618
15*729
23*889

12.976
12.962
12.356
12*468
12.442

1*666
2*734
3*678
5*823
9.152

27*762
28.217
28*904
29.273
30*484

47,421
48,546
54,476
57,090
61,926

559*121
642.700
720.413
760.325
830*402

224
225
226
227
232

1920
1921
1922
1923
1924

19*548
27*234
13*110
16*970
11*997

12*125
12.696
12.956
12.511
12*746

9.345
5.343
4.678
5.081
5*141

32,727
34.450
35.242
36*724
36*120

67,442
73,943
79.807
83,985
89,773

901*730
869*748
900*687
988*568
1,061*689

237
242
245
245
243

1925
1926
1927
1928
1929

17*340
18*549
18*642
30*615
32*991

9.699
9*786
10*097
9*604
9*754

5.159
5.900
7*234
8*012
12.424

36*568
36*576
41*060
42*940
46.490

100.149
110,303
121*208
137*036
153.294

1*144*666
1*225*395
1,320.025
1.428*742
1*495*478

245
247
250
252
254

1930
1931
1932
1933
1934

18*344
9*939
18*411
11*421
2*491

10*161
10.557
10*459
10*761
9*404

7.760
5*182
4*851
3*603
2*736

46,325
46*811
40,861
40.906
45*014

167,567
162,737
137,872
126,270
114.966

1,519,210
1,510*038
1,321.324
1*285*593
1,265,663

253
239
212
211
199

1935
1936
1937
1938
1939

1*678
1*187
709
228
105

3*306

3.027
3*346
3*933
3*881
3*883

45.371
44*711
43,872
43*760
43*480

113.177
118*474
124,185
126,264
131,843

1*308*574
1,378,635
1,446*015
1.429.085
1,485,997

198
198
196
196
195

1940
1941
1942
1943
1944

141
54
54
2*034
240

4.470
5.705
6*198
5*731
5*961

42*046
42*016
41*958
41*637
41,957

132.694
138.772
143*639
150.886
165.722

1,571,808
1,725,044
1,630,929
2,174,401
2*505,042

191
191
191
190
190

1945
1946
1947
1948
1949

2*916
2*680
1*355
265
265

7*049
9*687
11*175
13*855
13*222

41*826
42*190
42*879
43*827
43*682

165.871
210.321
219.966
229.542
239*310

2,803*115
2,926.607
2,923.422
3.027*606
3*036,817

189
188
187
166
186

1950
1951
1952
1953
1954

750
1.755
653
1*000
925

19,778
23*869
20*147
24.116
27*462

46,217
46*819
47*919
51*169
52.137

250,827
259,583
273*106
283.990
296*761

3,157*912
3,394.706
3,665,930
3,623,160
4,009.200

190
183
164
183
181

32,578

56,497




202
202
201

175

192

Connecticut

All Commercial Banks—Table la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

1896
1897
1898
1899

55*439
54*778
56.105
60,452

1.198
1*194
1»399

1900
1901
1902
1903
1904

60t012
65.230
66*200
65.723
67.226

1905
1906
1907
1908
1909

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1.452

15*987
14*807
15*879
17.434

38,254
38i777
38*827
41,566

1.571
1*725
1*865
2.145
2*303

17*725
19.725
20*960
21*572
21*828

40*716
43,780
43*375
42*006
43,095

1920
1921
1922
1923
1924

259*992
257.499
253.769
284.174
306*134

31*494
35*857
38*999
47*316
56*555

89*061
86*522
91*252
97,552
105,475

139,437
135*120
123*518
139,306
144,104

72.113
78*948
81.900
82*486
84*410

2.517
2.979
3.432
3*539
3*876

22*821
25*618
27*528
28*845
30*791

46,775
50,351
50,940
50,102
49,743

1925
1926
1927
1928
1929

348.352
386*261
418*904
473*928
513*532

68*032
82.174
92*721
104.989
113,854

126,514
144*289
160*585
199,725
225.490

153,806
159,798
165,598
169*214
174,188

1910
1911
1912
1913
1914

96*495
99.140
111*148
114*787
122*330

4,474
5,507
6*928
8*380
7,967

35*038
35*843
41*041
43.091
40.941

56*963
57,790
63,179
63,316
73,422

1930
1931
1932
1933
1934

498*313
447*845
322*480
283*996
244,695

114,759
110*957
88*485
84,928
71,914

211.998
177,492
109*905
96,588
81,875

171*556
159.396
124,090
102,480
90*906

1915
1916
1917
1918
1919

125*007
159*188
188*974
197i559
219*609

10*093
13.400
16.693
20.132
24.735

43.788
58*061
72.534
78*659
99.735

71,126
87,727
97*747
98.768
95.139

1935
1936
1937
1938

227*805
231*867
246,392
228*632

67*953
79*752
81*715
81*993

71*381
62*664
62*502
54*496

88.471
89.451
102*175
92*143

Loans '

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

221,554

76*079

1940
1941
1942
1943
1944

230*917
250*054
232*695
183,435
186*810

81.787
92.407
85,457
53,096
57,806

442
634
275
989
540

14,727
13,940
10,968
11,689
9*046

1*570
1*633
1*432
1*479
1.447

62*751
67.045
66*804
65,177
63*436

14.424
14*754
16*202
13*229
11.209

29*307
34*863

55,216
59*641
51.557
3*469
6*443

1945
1946
1947
1948
1949

204.727
260.745
344*368
393*692
404*690

57,992
84,600
104,211
142,736
133*094

494
716
362
579
771

23.325
17*981
8.901
8*096
7*638

1*410
1*698
2.129
2*405
2,454

65.236
81.524
99.435
121*177
128,200

12*075
15*626
21*878
23*266
29.215

36.719
49,584
98*684
89.918
99.493

7.476
9*016
8*768
8*535
6*941

1950
1951
1952
1953
1954

469*018
563*608
619*952
701.756
757*757

151*880
204*612
226.129
249,045
258,777

1*264
2*006
1,778
979
5*329

7.659
8*065
8*144
8*543
9,328

3,321
3,610
4,038
4,280
4,297

139*987
160.503
176.116
192.955
209.892

27*965
32*529
31*446
38*528
44*796

132*634
149,915
168.794
204.532
221*840

11*422
11*146
13*102
12*446
13*556

1955

851*494

290,120

2*719

11.255

4,175

232.364

46,174

255,323

21.573

15*638

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




60*672

53*336

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Connecticut

193

Table la—All Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments

u. s.

Ycjxr
Total

Government
obligations

Obligations
of States
and political
subdivisions

1.759

Other
securities

Total

Bankers'
balances
(including
reserves)

Other
assets

Total

Cash items
in process
of collection

Currency
and
coin

905
817
971

5,401
5*517
5*935
5*765

12,083
12.671
15*175
16,075

3,709
3*921
4*325
4*111

98*082
99*847
104,526
114*492

5*987
6*337
6*581
6*345
6*600

14.001
14,719
14,075
11.890
15,610

4,149
4*160
4,213
4*488
4*926

112.725
122*202
122.724
121.654
127.354

15,531
18,701
16*801
18,644
17,805

4,972
5,356
6.243
6.708
6.884

137.003
148.000
150.841
156.341
159*231

342
364
964

8*647
11*682
12*330
14*665

18,389
19*005
22*081
23.185

11.663
12.203
11.771
11*649
11.539

836
995
861
716
739

14*986
17*048
17*965
19*931
19*852

21.079
22*546
21*674
19.145
23*072

37*090
37.417
37*817
39*755
41*248

11.800
12.873
13*074
13.176
13.647

853
938
851
958

1.512

24.437
23*606
23*892
25,621
26,089

22*828
26.279
24,881
27.392
26*689

948

6,361
6,409
7*085
7,672
7,936

1910
1911
1912
1913
191*

40*439
42*104
43.422
42.735
44*224

13.611
13*368
13.677
13.849
13.782

1.581
1*528
2.271
1.820
1.996

25*247
27*208
27*474
27*066
28*446

27*044
29*692
30*872
29.867
34*600

2*153
1*247
1.556
1.563
2.285

7,945
8*447
8.604
9*019
9.203

16*946
19,996
20,710
19,285
23,112

7.047
7,728
8.265
9,350
10*459

171*025
178*664
193,707
196,739
211,613

1915
1916
1917
1916
1919

45*924
62*543
77.016
89*741
117*706

13.766
13.622
18.014
31.438
56.621

3.706
4*134
6*656
6*535
6*476

28,448
44*787
52.146
51.768
54*609

35*207
46,543
51*098
65*031
57.163

1*694
3*293
2*118
6.084
6*902

9,304
11*921
15*086
11*543
12*816

24,209
31,329
33,894
47,404
37,443

14*050
11*703
13*546
16*724
18*045

220*188
279*977
330,634
369,055
412.523

1920
1921
1922
1923
1924

104*060
101*481
110*996
129*189
131*370

46.450
42.155
44.003
54.933
47.260

5*501
7,970
5.985
6*405
6*880

52*129
51*356
61,006
67*651
77,230

67*861
54*604
56*071
57.677
70*307

11*002
9*203
9*976
10*646
12*663

15*587
10*235
9*341
9,298
12*210

41*272
35*166
36,752
37,733
45*434

21*697
22*015
23*575
25,510
28,475

453,630
435,599
444,411
496,550
536,286

1925
1926
1927
1928
1929

138*194
143*986
157.453
167*060
156*186

42.725
41.346
38.826
36.652
37.139

6.315
7,414
7.375
6.787
5.815

89,154
95,224
111,252
123*641
113*232

72.596
74,807
81.948
74.146
81*196

15*094
13*671
15*896
14,552
15,951

13.877
13,624
13,396
10.717
10*934

43,625
47,512
52,656
48,877
54,311

31*412
32*279
31*806
36*313
39,063

590,554
637,333
690.113
751.467
789.977

1930
1931
1932
1933
1934

157*636
159*356
135*196
136*605
150.030

33*601
40.519
47.664
57,595
74.267

6.349
12.328
12.409
12.612
15*622

117*686
106,511
75*123
66*398
60*141

86.109
93.391
74*875
96*178
116*829

14*278
14,040
10,090
9*089
9*241

13.603
13,779
14,384
11*417
10*685

58,226
65.572
50.401
77.672
96*703

40*497
36*801
35.603
35*569
36*039

782.555
739,395
568*154
554,348
547,593

1935
1936
1937
1938
1939

172*601
213*046
216*187
199*874
214*691

95,762
121,585
128*955
124,629
124,529

20*165
23*734
24,649
24*623
45*042

56,674
67,727
62.583
50,622
45*120

120*740
125*298
148*455
165*964
204*811

10,712
15,015
16,491
12,868
14,957

11.922
16*151
18,764
16,512
14,793

98*106
94*132
113*200
136.584
175,061

36*716
37*506
35.190
34.023
32.969

557,664
607,717
646*224
628*493
674*025

1940
1941
1942
1943
1944

233*863
284*193
413.998
718*872
942*971

141,421
189.170
306*604
617*670
653,819

48*484
53*531
64*187
64,602
52*401

43*958
41*492
41,207
36,600
36.751

246*324
309,574
289,966
306.673
316*865

13*054
21*644
26*263
33*009
34,594

16,195
25*703
33*154
33,648
29,218

217.075
262*227
230.531
239,616
253.053

31*059
26*780
26*856
25*642
23.727

744*163
872.601
963.517
1*234*622
1,470,373

821*418
820*835
806*608

1.019*846
933.116
720*662
696.155
677.412

42.493
41*555
57*758
76*306
83,840

36.450
45*955
42*998
46,374
45*356

300.596
303*206
337*002
337,636
316*021

26,469
39*045
51,260
47,326
45*898

29,924
28*021
37,940
43,733
36,672

244*203
236*142
247,802
246,577
233*251

21.958
21,132
20.632
20,978
21,843

1,626*070
1.605*711
1*523*420
1,573*141
1,549*162

1950
1951
1952
1953
1954

851.474
874.557
925.195
908.796
890*740

694.102
689.920
721.860
691.280
671.467

114*738
140*323
157,762
176*642
178.512

42*634
44*314
45.573
40,676
40,761

298*748
390*162
467.183
444*324
463*170

61*193
77.552
121.251
105*901
94*048

29*363
34,041
<t6,580
51*046
51,125

206*192
276*569
299.352
287*377
317*997

22,667
24,973
26,084
26,974
29,370

1,641*907
1.853.300
2*036.4X4
2,081,852
2,141*037

1955

912*731

677*103

196*854

38*774

417,559

94,355

45,107

1896
1897
1898
1899

20*545
22*143
22»015
26,744

10*139
10.119
9*321
11*115

1900
1901
1902
1903
1904

27*485 >
30*246
30*637
32*298
32*130

1905
1906
1907
1906
1909

1945
1946
1947
1948
1949

1*098*789
1*020*626




1*345

1,091
1*490
1,016
910
862
936

1*169
995

1*076

2*213.608

194

Connecticut

All Commercial Banks—Table la




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures i j of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

1

Interbank

1896
1897
1698
1899

51*327
53*121
59,018
68,587

5,698
5,313
6.184
6*017

1900
1901
1902
1903
1904

63*646
72*456
72*610
69,287
74.354

4,556
5,762
6*177
5*966
6.271

1905
1906
1907
1906
1909

82*474
89*990
90*289
94,809
96,353

1910
1911
1912
1913
1914

U.S.
Government

Other
demand

Other
time

1*318

43*474
45*444
50*127
58.512

1*935
2*127
2*381
2*740

1*261
1*203
1*660
1*646
1*131

55*006
61*960
61*291
57*634
62*199

2*821
3*531
3*682
4*039
4*753

5,972
5,653
6,198
6,162
6,060

708
564
816
889
538

70.941
77*186
76*356
82*496
82,641

4*853
6*587
6*917
5*262
7*114

106,467
112,892
125,742
126*455
140*918

6*464
5.725
6*553
6*087
7,828

311
309
467
245
431

90*629
95,839
103*933
102*138
111*279

9*043
11*019
14*789
17*985
21,380

1915
1916
1917
1916
1919

149,052
207*248
249,772
276,755
304,863

6,460
9,330
8.581
9,545
8,038

419
363
411
17*647
10.716

117*378
158*877
181*523
188*361
217*779

24*775
38*656
59*257
61*202
66*330

1920
1921
1922
1923
1924

344,958
316,329
335,914
382,468
425,184

10,720
9,015
9,388
9,356
9,433

2*860
4*256
1*153
2*656
1*343

239*928
200*102
216*847
230*745
256*895

91*450
102*954
108*526
139*711
157.513

1925
1926
1927
1928
1929

470,357
508*746
552*791
591,549
613,467

10,340
9,595
9,942
9,723
14,079

765
1*200
1*967
1*464
3*726

282*811
290*396
310*423
322*233
331,421

176*441
207*555
230*459
258*109
264*239

1930
1931
1932
1933
1934

613,755
590,290
437,991
438*928
447,965

18*280
22,992
16.048
16,696
21,845

3*244
4*589
2.710
6*357
11*417

325*763
303*176
218*507
214*332
219.781

266*466
259*533
198*726
199*541
194*922

1935
1936
1937
1938
1939

466,751
517.565
554,286
536,479
580,381

23*127
27,521
27,202
24,912
30,206

6*586
8,571
3*524
2*290
5*484

243*485
291*064
326*438
319*952
350,805

193*553
190*409
197*122
189*325
193*866

1940
1941
1942
1943
1944

651,888
778,150
867,739
1*135*143
1,366,266

39*526
4 , 9
5 8 4
44,227
41*413
3 , 9
4 0 6

5*726
6*474
8*002
82*520
272*574

404,655
507,119
595*394
764*766
765*846

201,981
218*663
220*116
246*444
293*750

1945
1946
1947
1946
1949

1*513*042
1*483*032
1*395*646
1*442,739
1*415,831

33,669
36*640
36*508
37,296
34*426

322*110
149,191
8*924
27,891
20*746

801*236
894,979
937*436
961,346
949,969

356*027
402*222
*12»778
416*206
410,688

1950
1951
1952
19*3
1954

1*499,007
1*704,478
1,881,142
1,911*877
1,962,212

35,803
37,187
4,2
491
42,221
4.6
691

46,616
74,698
1 7 7 7
0 , 6
71*881
86,228

999,789
1,172,046
1,285,419
1*326,590
1*337*816

414*797
420*547
443,035
471*185
491*207

46,931

68,296

1*402*739

503*601

1955

220
237
326

Connecticut

195

Table la—All Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1696
1897
1098
1899

642
560
860
807

7.951
8.060
7*336
8*022

187
212
263
372

25.876
25.626
24*766
24*367

12*099
12.268
12.263
12*337

96*082
99*647
104,526
114*492

113
113
113
113

1900
1901
1902
1903
1904

743
686
844
1.291
1*499

9*615
10*533
9*865
10.097
10.268

269
341
270
965
868

24*710
24*536
24*588
24*611
24*505

13*742
13*650
14*347
15*403
15*660

112*725
122*202
122.724
121,654
127,354

116
117
116
119
120

1905
1906
1907
1906
1909

1*366
1*906
2*330
1*977
2*615

10.780
12.196
12*261
12.578
12*936

1*090
1*202
1*607
1*450
743

24*813
25*031
25*316
25*765
25*910

16*460
17*675
19*038
19*762
20.674

137.003
148 ,000
150*841
156*341
159*231

120
123
124
126
129

1910
1911
1912
1913
1914

3*633
2*546
3*401
3*834
3*450

12.977
12*723
13.040
13.169
13.138

823
1*154
1*114
I t 123
1*265

25*804
26.304
26*361
26*889
27.737

21.321
23.045
24*049
25*269
25.105

171*025
178*664
193*707
196*739
211*613

127
128
134
137
139

1915
1916
1917
1918
1919

3*501
3*281
7.499
15.095
23.717

12*976
12*962
12*356
12*468
12*442

1*076
2*111
3*319
5.362
7*966

27.762
28*217
28*904
29*273
30*484

25.821
26*156
28*764
30*102
33*051

220*188
279*977
330*634
369*055
412*523

142
145
143
146
132

1920
1921
1922
1923
1924

19*353
27*021
12.860
16.730
11*819

12*125
12.696
12*956
12*511
12*746

8*645
4*878
4.291
4*192
3*718

32*727
34*450
35*242
36.724
36*120

35*822
40*225
43*146
43*925
46*699

453*630
435*599
444*411
496*550
536*286

157
162
166
166
165

1925
1926
1927
1928
1929

17.089
18*324
18*252
30*185
32*126

9*699
9*786
10.097
9.604
9.754

5.152
5.453
6*535
7*075
11*895

36*566
38.578
41*060
42*940
46*490

51.689
56*446
61.376
70.114
76*245

590*554
637,333
690*113
751*467
789,977

169
171
175
177
179

1930
1931
1932
1933
1934

18*059
9.704
15.120
9*183
1.418

10.161
10.557
10.459
10.761
9*404

7.471
4.861
4*580
3*491
2.527

46*325
46*811
40*861
40*906
45*014

84.784
77,172
59*143
52*079
41*265

782*555
739*395
568*154
554*346
547,593

178
164
137
136
126

1935
1936
1937
1938
1939

842
687
609
208
105

3.306

2*893
3*098
3*307
3*093
2*948

45.371
44*711
43*872
43.760
43.480

38.701
41.656
44.150
44,953
47*111

557,664
607*717
646*224
628*493
674*025

125
123
123
123
122

1940
1941
1942
1943
1944

141
54
54
2.034
240

2*929
3*666
4*367
3.650
4*566

42*046
42*016
41*958
41*637
41*957

47.159
48,715
49.399
52.158
57.344

744,163
872*601
963*517
1*234*622
1*470*373

119
119
119
116
118

1943
1946
1947
1948
1949

1*916
1*700
1*353
165
65

5*583
7*382
7.814
7*352
7*600

41*826
42*190
42*879
43*827
43*662

63*703
71*407
75.726
79.058
81*964

1*626*070
1*605,711
1,523*420
1*573*141
1,549,162

117
116
115
116
114

1930
1931
1932
1933
1934

750
880
653
1*000
675

9*850
12.735
14.925
17*722
19.283

46*217
46*819
47*919
51*169
52*137

86.063
88*388
93.775
100.084
106*730

1,641*907
1*853*300
2*030*414
2*081*852
2*141*037

116
111
112
111
109

1933

1*263

22.224

56.497

112.057

2*213*608

103




196

Connecticut

National Banks—Table 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

LK ins

-cans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

44*827
44*398
45,211
47,992

109
118
127

122

10,950
9,836
10*597
11,439

33,755
34,453
34,496
36*426

1900
1901
1902
1903
1904

47,336
50.802
51*205
49*988
49.701

131
145
155
158
151

11*750
13»013
13*978
14,239
13,566

35,455
37,644
37,072
35*591
35,984

1920
1921
1922
1923
1924

131*780
127,370
123,531
132*565
137,865

• 894
.982
,211
,541
• 339

50*282
37,833
43,494
44,434
48*485

79*604
87,555
76,826
84,590
84,041

1905
1906
1907
1908
1909

52,757
56,898
57,141
57,428
57,544

153
170
177
189
201

13,722
15,249
15,937
16,982
17,448

38,882
41*479
41*027
40,257
39,895

1925
1926
1927
1928
1929

149*971
165*626
173,625
194,510
202,817

8*252
11*851
13*687
17*198
21*726

56.996
70*075
76,057
94*186
100.112

84,723
83*700
83*881
83,126
80,979

1910
1911
1912
1913
1914

65*267
64*879
69*949
68*541
71*050

273
314
296
230
603

20*155
20*445
22,291
22*761
23*309

44,839
44,120
47,362
45,550
47,138

1930
1931
1932
1933
1934

190,989
177,453
148*912
129,739
114.745

20*318
20*882
22,227
21,040
20,216

95.124
62.196
58.249
49.584
43.941

75,547
74.375
68*436
59,115
50,588

1915
1916
1917
1918
1919

72*493
90,009
104*599
110,633
117,402

787

1,084
1,100
1,402

24*987
32*490
39*416
46,450
53*785

46,719
56,435
64,083
62,781
61*959

1935
1936
1937
1938

105*964
107*047
116*169
106,750

19,456
19,540
20,379
21*504

37.097
36.032
36,706
32,267

49,411
51,475
59,084
52,979

1*658

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

Alt
other

97,174

34,437

585

16,740

5,217

26,766

1940
1941
1942
1943
1944

100,627
111,688
103,939
79,955
78,056

36*806
44,983
42*796
28,215
30,179

141
164
91
205
204

11,875
11,038
8,691
7*505
5,721

551
577
445
500
540

18*338
20,332
21*026
20,914
19,997

5,470
5*694
6*556
4*744
3*610

12*681
12*448

27,444
28,900
24,330
5,191
5,357

1945
1946
1947
1948
1949

84*404
108,889
147,858
169,696
175*829

26,203
39*254
61,051
69*646
63,843

160
353
185
164
360

14,231
10,543
5,199
4,909
3,867

490
638
845

1,046
1*005

20*508
25*176
31*374
41*517
46*603

4*241
6,229
10,676
10,946
13,436

12*411
19,117
31*534
36*487
42*821

6*160
7*579
,994
,761
*812

1950
1951
1952
1953
1954

197,976
247*222
273*840
314,750
345*966

76,121
102,421
114,960
127*208
133,579

191

1,396
1*163
130
2t619

4,015
3,840
3*812
3*642
3*974

1*026
1*087
1*289
1*315
1*286

47,919
56,126
62*430
71.595
78*752

12,463
16*132
14,331
16,554
20,931

50,921
63,620
73,021
91,863
102*760

7,803
7*166
706
,4

1955

401*003

153,766

939

5*167

1*244

92*410

21,697

117*303

14*646

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




,768
• 982

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Connecticut

197

Table 2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

17.254
17*833
17.283
21.574

10*070
10.071
9,255
10*865

273
295
305
407

6.911
7*467
7*723
10*302

15*811
15,374
18*398
16*652

692
540
772
999

4*675
4,656
4,989
4,713

10*444
10*178
12,637
13,140

2., 66 5
2,819
3,089
2.914

80*557
80,424
83*981
91,332

1900
1901
1902
1903
1904

21*951
23*619
24,014
24*222
24*465

11*467
12*148
11*765
11*642
11*506

396
436
465
478
492

10*086
11,035
11,784
12*102
12*465

16*655
17*259
16*986
14.741
17.313

752
940
786
768
670

5*001
5.195
5,371
5*136
5,260

10,902
11*124
10,829
6*835
11*383

2,932
2*944
2*899
2*922
3*257

86,874
94,624
95,104
91,873
94*736

1905
1906
1907
1908
1909

27*227
28*176
28.120
29*162
30,426

11*791
12*862
13*062
13,161
13*631

587
582
572
607
1*134

14*849
14*732
14,486
15*394
15*661

17.258
19.712
18*044
21*071
19,794

703
883
711
798
697

4,945
5,010
5,489
5,925
6,070

11*610
13*819
11*844
14*348
13,027

3*109
3*375
3*661
4*248
4,114

100*351
106*161
106*966
111*909
111*878

1910
1911
1912
1913
1914

28*787
29.539
30*210
29*642
29*412

13*596
13*347
13*643
13*807
13*745

1*197
843
1*372
859
429

13*994
15,349
15*195
14.976
15*236

19,473
22*353
22*447
21*245
24*567

1.387
831
1*016
1*057
1.493

5,941
6*330
6*437
6,615
6,703

12,145
15*192
14*994
13,573
16,371

4,265
4,333
4*990
5,715
6(102

117*792
121,104
127,596
125*143
131,131

1915
1916
1917
1916
1919

31*200
40*538
47*655
53*357
70,507

13*732
13,602
16,693
25*382
41,643

1*963
2,512
4,563
4,359
3,916

15,505
24,424
26*399
23*616
24,748

24,648
31*972
34,112
45,771
37.247

1.159
2,104
1*250
4*277
4.927

6*4-82
7*565
9*309
6*056
6*231

17*007
22.303
23.553
35*438
26,089

6(917
7.086
7.645
9*517
9,922

135,258
169,605
194,011
219*278
235,078

1920
1921
1922
1923
1924

56,346
56,128
57,788
65*140
65*648

32,441
31,419
30*520
36.299
32*933

2,773
2*252
1*561
1*342
1,699

23,132
22,457
25.687
27.499
31.216

43,015
32,351
33*612
33*006
40,174

8,350
6.852
7*706
8*132
9*276

7,306
5*317
4*614
4,498
5,970

27,357
20*182
21.292
20*376
24*928

12*258
10,198
10*562
10,956
13,159

245,399
226,047
225,493
241,669
257*046

1925
1926
1927
1928
1929

67,718
72*881
79,492
63*209
73*443

29,383
26,651
27*182
25.561
26*194

1*663
2*261
2.417
2*510
2*135

36.452
41*969
49(893
55,138
45,114

41,420
43,607
45,546
39,079
42,549

11*442
10*511
11*706
10*398
11*794

6,094
6*407
6,640
4*639
4*610

23,884
26*669
27*200
24,042
26,145

13,491
13*464
13(791
15,191
16(394

272,600
295,578
312,454
331*989
335*203

1930
1931
1932
1933
1934

69,611
76,563
75,409
76*239
86*185

25*021
28*714
34*092
37,970
49.053

2*683
6,407
7*135
7,522
8*421

41,907
41,442
34,182
30*747
28*711

42,254
46,277
36,773
50,233
59*496

10.473
10.735
7*841
7*068
6*666

5*396
5,690
6,198
4,817
4,564

26*385
29*852
22*734
38,348
48,264

15,365
15,576
15,995
15*816
16*428

318*219
315,869
277,089
272*029
276*854

1935
1936
1937
1938
1939

97,007
117,515
111,536
103.266
108.220

59*430
72,757
71,250
68*364
60,130

9,234
13,520
12,455
12*047
26.952

28*343
31(238
27,833
22*875
21*136

56*586
63,770
77,998
84.262
111,668

7*676
11*240
12*263
9*991
12.198

5,042
7,117
7,334
6,419
6,174

45*866
45*413
58,401
67,852
93,296

16*301
16,054
14,982
14,291
13*760

277*858
304*386
320*687
308,589
330*822

1940
1941
1942
1943
1944

128*506
154*146
212*502
378*071
516*254

75,670
100,264
160*556
330,194
474.180

33,033
36(934
34,355
33,843
27,296

19*803
16*948
17,591
14*034
14,778

124.555
154,730
154,695
172.667
176*941

10*201
15*833
20.734
26.760
28,142

8*040
10*596
14*765
14,791
12*415

106,314
128*299
119,196
131,116
136*364

12,890
12,495
11,665
11,255
10*671

366,578
433*059
482,801
641,948
781,922

1945
1946
1947
1946
1949

561,690
511,119
408*936
408*038
397,358

548*719
472*611
359,393
343,995
330*384

16.962
17,313
28,287
40*034
42*698

14,009
21.195
21*256
24*009
24,276

168*691
168*415
177.541
184*385
167,674

19,357
27,587
36*321
32*896
30,236

12*984
10*801
15*782
18,539
15,439

136,350
130,027
125*438
132.950
121,997

10*080
9,664
9*434
9.711
10,029

844,865
796,087
743,769
771,830
750,890

1950
1951
1952
1953
1954

418*996
427*235
465,120
450*163
441*953

334,890
323,507
354*986
336,674
328,548

63*295
80,801
87.835
94,376
95*026

20*811
22*927
22*297
19,111
18,377

150*405
204.596
248,492
238*102
231*762

32*426
35*201
54*570
55*480
48,443

13,166
15,056
21,013
23*259
23*629

104,791
154*337
172*909
159.363
159,490

10.356
11*644
12*251
12*280
13*209

777,733
690,697
999,703
1,015*295
1*032*890

1955

470,151

346,886

105.846

17*419

230*112

52*907

22,472

154,733

13,969

1*115,235




198

Connecticut

National Banks—Table 2




ASSETS, LIABILITIES, AND NUMBER, 1896-195S-«ontina«>d
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

1696

Interbank

5.171

U.S.
Government
220

Other

Other

time

1897
1898
1899

39»845
39*874
44t938
52*126

4*616
5*478
5*604

237
326
1*316

34*376
34*936
39*041
45*109

76
81
93
97

1900
1901
1902
1903
1904

46*672
52.269
52*832
48*636
51*153

4*302
5*453
5*916
5*501
5*946

1*261
1*203
1*660
1*648
1*131

41,199
45*465
45*063
41.291
43*854

110
146
173
196
222

1905
1906
1907
1908
1909

55,864
61*127
58*876
63*595
62*524

5*462
5*206
5*663
5*664
5.163

706
564
816
889
536

49*400
55*034
51,915
56*457
55.975

274
323
482
585
828

1910
1911
1912
1913
1914

67*641
70*925
76*716
73*904
80*601

5*678
5*171
5*792
5*613
6*806

311
309
467
245
431

60*496
63.725
68*050
64*126
68*595

1.156
1*720
2*409
3*920
4*769

1915
1916
1917
1918
1919

84.912
117*906
138.054
154.777
162*237

5.752
8.260
7*339
8*324
7.323

419
363
411
14*891
9.471

73*019
95*276
111.770
113*067
125*802

5.722
13*985
16.534
18,495
19.641

1920
1921
1922
1923
1924

176.527
153.772
162.031
176*929
195*097

7.300
6.854
7.063
7.261
7*074

2*635
3*369
950
2.169
1*111

137*527
110*353
116*769
117*010
125.534

29*065
33*196
37.229
50*489
61*378

1925
1926
1927
1928
1929

212.433
230*626
244.191
255*208
258*233

7*024
7*242
7.621
7*667
7*371

715
785
826
612
1*376

135*287
141,792
146*603
145,940
150*344

69*407
80*807
89*139
100*969
99*142

1930
1931
1932
1933
1934

245*972
248 »445
211*591
216*651
226*707

8*239
11*221
10*055
11*900
11*201

1*670
1*719
916
3.272
7.412

142.377
136.507
109*366
106*533
106*320

93,666
96*998
91*232
92*946
99*774

1935
1936
1937
1938
1939

234*269
262.987
278*539
266*074
287*209

11.857
14.741
13*693
12.160
15.111

4*462
5*575
2*117
1.635
3.914

120*960
150*494
166*303
164*009
178*447

97*010
92*177
94*426
88*270
89*737

1940
1941
1942
1943
1944

322*314
387*708
436*759
593*366
732*101

19*697
23.196
22.213
20*318
16.708

4.168
4.506
5*656
51.429
163*925

207*586
263*458
314*899
412*250
424.085

90*643
96*546
93,991
109*369
127*383

1945
1946
1947
1948
1949

791*466
739.730
662*645
711*216
669*177

15.926
17.474
18.493
19.369
18.172

165*991
77*549
5*440
16*640
12*701

435.755
472*635
461*658
496*139
486*541

153*794
172*072
176*654
177*070
171*763

1950
1951
1952
1953
1954

713*918
823*267
927*656
937*460
951*096

17*251
17.197
24*760
21*096
25*458

26*661
41*453
47*096
34*236
46*591

501*046
590.124
672.950
691*256
679*153

166*758
174*493
182*828
190*670
197*896

38*056

742*781

217*115

1955

1*021*856

Connecticut

199

Table 2— National Banks

n.JJEj A O, MjRAMJMJjM.

M. M.MXJt

yvnjLf

11 U1UD.U11, 4.0

f

.
;

j

[Figures as of June 30 or nearest available date; partly estimate d. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1896
1899

139
44
197
62

7*951
6*060
7.336
8*022

14
13
14
13

22*391
22*141
21*281
20*831

10*217
10.292
10*215
10*276

80*557
80*424
63*981
91,332

62
82

1900
1901
1902
1903
1904

156
95
205
494
496

9*615
10*533
9*865
10*097
10*266

29
49
51
79
107

20*695
20*357
20*357
20*082
19*950

11*505
11*321
11.794
12*485
12*762

88*874
94*624
95*104
91*873
94*736

83
83
83
81
80

1905
1906
1907
1906
1909

310
622
907
293
510

10*760
12*196
12*261
12*576
12*936

101
100
177
214
71

20*146
20*205
20*154
20*230
20*250

13*146
13*911
14,591
14.999
15.567

100*351
108*161
106*966
111*909
111*878

80
80
80
80
81

1910
1911
1912
1913
1914

1.121
343
825
677
503

12.977
12.723
13*040
13*169
13*136

149
160
265
77
109

19*914
19*914
19.314
19*314
19*514

15*990
17*039
17*434
18*002
17.266

117*792
121*104
127*596
125*143
131*131

79
79
78
79
76

1915
1916
1917
1916
1919

510
1>010
3*452
9*766
14*990

12.976
12.962
12*356
12*466
12.442

19
154
1*393
2*906
4*625

19*289
19*850
19*849
19*899
20*506

17,552
17.723
18,907
19*460
20.278

135*258
169*605
194*011
219,278
235*078

74
71
69
67
67

1920
1921
1922
1923
1924

9*046
13.449
3*281
5*396
2*360

12*125
12.696
12.956
12.511
12.746

5*676
1*135
674
535
476

20*631
21.307
21.607
21.282
20.307

21*390
23*688
24,944
25.016
26.056

245*399
226*047
225,493
241*669
257,046

66
64
64
62
62

1925
1926
1927
1928
1929

2*843
5*391
4*896
11*191
8*343

9.699
9*786
10*097
9.604
9*754

1*541
1*669
1*601
1*922
2*450

20*002
20*252
21*702
22*052
22*502

26,082
27,854
29*965
32*012
33*921

272*600
295,578
312*454
331.989
335.203

62
63
65
65
64

1930
1931
1932
1933
1934

4*840
2.662
6*113
904
100

10*161
10*557
10*459
10*761
9*404

1*960
1*565
2*916
1*827
1.309

21*412
21.312
20.162
20*262
22*557

33*874
31*326
25.848
21*624
16.777

318.219
315*669
277.089
272,029
276.654

62
61
58
58
54

1935
1936
1937
1936
1939

160
150
40
90

3*306

1.413
1*711
1*906
1*624
1*671

22*661
22*364
21*679
21*630
21*561

16.029
17.174
18.521
19.171
20,381

277*858
304*386
320*667
306*589
330*822

54
54
54
54
53

50

80
79

1940
1941
1942
1943
1944

10
2*006
200

1*733
2.146
1*956
1.846
2*242

21*328
21.294
21*232
20*997
21*002

21*153
21*911
22*644
23*733
26.377

366*576
433*059
482*801
641,948
781,922

52
52
52
51
51

1945
1946
1947
1946
1949

500
1*300
115
25

2*683
3.729
3.851
3*567
3*664

21*068
20*898
20*933
21*106
21.236

29.446
33.230
35*040
35*824
36,788

844,865
798,087
743,769
771,830
750*890

51
50
50
51
51

1950
1951
1952
1953
1954

300
500
300
600
150

4*384
5*515
6*856
8*445
9*773

21*511
21*983
22*833
24*593
24*807

37,620
39*432
42,058
44.197
47,062

777,733
890,697
999*703
1*015*295
1*032*890

46
47
48
46
44

1955

750




53*702

200

Connecticut

State Commercial Banks—Table 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year
Total
1696
1897
1698
1899

10*612
10,380
10*894

1900
1901
1902
1903
1904

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1*076
1*085

5*037
4,971

12*460

1*281
1,325

5»282
5.995

4,499
4>324
4*331
5,140

12.676
14*428
14.995
15.735
17,525

1*440
1*580
1,710
1.987
2*152

5.975
6.712
6*982
7.333
8.262

5,261
6.136
6.303
6.415
7,111

1920
1921
1922
1923
1924

128*212
130*129
130*238
151,609
168,269

29*600
33*875
35*788
43,775
51*216

38.779
48*689
47*758
53*118
56*990

59*833
47,565
46,692
54*716
60*063

1905
1906
1907
1908
1909

19,356
22*050
24,759
25,058
26*866

2*364
2*809
3.255
3.350
3.675

9»099
10*369
11,591
11,863
13,343

7,893
8,872
9,913
9,845
9*848

1925
1926
1927
1928
1929

198.381
220,635
245.279
279,418
310*715

59.780
70.323
79.034
87*791
92*126

69.518
74,214
84,528
105.539
125*378

69*083
76*098
81*717
86*066
93*209

1910
1911
1912
1913
1914

31*228
34,261
41,199
46,246
51,280

4.201
5.193
6*632
8.150
7.364

14*883
15.398
18.750
20.330
17.632

12*144
13*670
15,817
17.766
26,284

1930
1931
1932
1933
1934

307.324
270.392
173*568
154.257
129.950

94*441
90*075
66*258
63*888
51*698

116*874
95*296
51*656
47*004
37,934

96*009
85*021
55*654
43,365
40*318

1915
1916
1917
1918
1919

52.514
69,179
84*375
86.926
102.207

9,306
12.316
17,593
18.730
23.077

18*801
25*571
33,118
32,209
45.950

24.407
31.292
33*664
35,987
33*180

1935
1936
1937
1938

121.841
124.820
130*223
121*882

48*497
60*212
61.336
60*489

34,284
26,632
25,796
22*229

39*060
37.976
43*091
39*164

Loans1
Year
Total

Commerc ial ,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

2*262

1.019

784
336

31.789
45,346
43*160
73.088
69,251

334
363
177
415
411

271.042
316*386
346*112
387,006
411,791

75,759
102,191
111*149
121,837
125,198

450*491

136.354

Other

Other
loans
to
individuals

1,017

2.852
2.902
2,277
4,164
3.325

On
residential
property

41*642
1940
1941
1942
1943
1944

130.290
138.366
128.756
103*480
106,754

44*979
47,424
42,661
24,881
27,627

301
470
184

1945
1946
1947
1948
1949

120*323
151*856
196.510
223.996
228.661

1950
1951
1952
1953
1954
1955

26.570

1,056
987
979
907

44,413
46,713
45.776
44*263
43*439

8,954
9,060
9.644
8*485
7*599

16,626
22,435

27*772
30*741
27*227
3,278
3*086

9.094
7,438
3,702
3,187
3,771

920
1*060
1.284
1*359
1*449

44*726
56.348
68.061
79,660
81.597

7,834
9*397
11,202
12*318
15*777

24..308
30*467
67.150
53,431
56,672

1*316
1*437
1,774
1,774
2*129

1.073
610
615
849
2,710

3,644
4.225
4.332
4.901
5,354

2.295
2.523
2.749
2.965
3,011

92.068
104,375
113.686
121*360
131*140

15*482
16,397
17,115
21,974
23*665

81,713
86,295
95*773
112*669
119,080

2,654
4*164
5*299
5*260
6*510

1,780

6*088

2,931

139.974

24*477

138,020

6*927

'Be|;inning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




All
other

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Connecticut

201

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

3.291
4*310
4»732
5.170

69
48
66
250

1*486
47
59
557

1*736
4*215
4*607
4,363

2.578
3,631
3,683
4,333

213
277
199
346

726
861
946
1*052

1*639
2.493
2,538
2*935

1,044
1*102
1*236
1.197

17,525
19,423
20,545
23*160

1900
1901
1902
1903
1904

5*534
6*627
6*623
8*076
7*665

196
55
6
7
31

438
559
416
240
247

4,900
6*013
6,201
7,829
7.387

4,424
5,287
4*688
4*404
5*759

339
550
232
142
192

986
1*142
1*210
1.207
1*340

3.099
3*595
3*246
3*055
4,227

1»217
1.236
1.314
1*566
1.669

23,851
27,578
27.620
29,781
32,618

1905
1906
1907
1908
1909

9*863
9*241
9*697
10.593
10*822

9
11
12
15
16

266
356
279
351
378

9*588
8.874
9.406
10.227
10.428

5.570
6.567
6,837
6,321
6.895

233
286
284
278
251

*416
*399
»596
.747
.866

3*921
4*882
4.957
4*296
4,778

1*863
1,981
2.582
2.460
2.770

36,652
39*839
43*875
44.432
47.353

1910
1911
1912
1913
1914

11.652
12.565
13*212
13.093
14*812

15
21
34
42
37

384
685
899
961
1*567

11,253
11*859
12,279
12,090
13,208

7,571
7*339
8.425
8*622
10.033

766
416
542
506
792

2*004
2,117
2*167
2*404
2*500

4,801
4*806
5*716
5*712
6,741

2*782
3.395
3*275
3*635
4,357

53,233
57*560
66,111
71,596
80*482

1915
1916
1917
1918
1919

14,724
22.005
29.361
36.384
47*199

36
20
1,321
6*056
14.778

1,745
1,622
2,293
2*176
2,560

12.943
20*363
25,747
28*152
29.861

10,559
14*571
16.986
19.260
19.916

535
1.189
868
1*807
1.975

2,822
4,356
5*777
5.487
6.587

7,202
9,026
10*341
11.966
11.354

7,133
4,617
5*901
7.207
8.123

84,930
110,372
136,623
149,777
177.445

1920
1921
1922
1923
1924

45*734
45»353
53.208
64.049
65.522

14»009
10.736
13*483
16*634
14,327

2*728
5,718
4*404
5.063
5.181

28.997
28*899
35.321
40*352
46*014

24,846
22.253
22*459
24,671
30,133

2,652
2.351
2.272
2*514
3.387

8*279
4,918
4,727
4*800
6*240

13.915
14,984
15,460
17,357
20,506

9*439
11*817
13.013
14.552
15.316

208.231
209,552
218.918
254*881
279.240

1925
1926
1927
1928
1929

70.476
71*105
77.961
83.871
82.743

13.342
12.697
11.644
11*091
10,945

4,432
5.153
4,958
4.277
3*680

52.702
53.255
61.359
68.503
68*118

31,176
31*200
36.402
35.067
38,647

3,652
3.160
4,190
4*154
4.157

7.783
7,217
6,756
6,078
6*324

19,741
20,823
25,456
24,835
28*166

17.921
18,815
18,017
21.122
22*669

317.954
341.755
377*659
419,478
454,774

1930
1931
1932
1933
1934

88*025
82*795
59,787
60*366
63*845

8,580
11,805
13.572
19*625
25.214

3,666
5.921
5.274
5*090
7,201

75.779
65,069
40*941
35,651
31,430

43,855
47.114
36.102
47.945
57.333

3*605
3*305
2*249
2*021
2.573

8*207
6*089
8*186
6*600
6,321

31*843
35.720
27,667
39,324
48*439

25,132
23,225
19*608
19,751
19,611

464,336
423,526
291*065
282.319
270.739

1935
1936
1937
1938
1939

75*594
95,531
104,649
96,588
106.471

36*332
48*828
57.705
56.265
64,399

10*931
10*214
12*194
12*576
18*090

28,331
36*489
34*750
27*747
23*962

62,154
61*528
70,457
81.702
93.143

3*036
3*775
4*226
2.877
2,759

6,880
9*034
11*430
10,093
8,619

52.238
46*719
54,799
66,732
81,765

20.417
21,452
20,208
19.732
19,209

280.006
303.331
325.537
319.904
343.203

1940
1941
1942
1943
1944

105.357
130*047
201*496
340*801
426*717

65.751
88,906
148*048
287,476
379,639

15*451
16.597
29.832
30.759
25*105

24*155
24,544
23,616
22,566
21,973

123.769
154*844
135*273
134*006
139.924

2*853
5,811
5*549
6,249
6*452

10,155
15,105
18*389
19.057
16.803

110,761
133*928
111.335
108,700
116,669

18,169
16,285
15,191
14.387
13.056

377,585
439,542
460,716
592.674
688.451

1945
1946
1947
1948
1949

517*099
509.507
412*482
412.797
409*250

471,127
460*505
361*269
352,160
347,028

23.531
24*242
29.471
38.272
41.142

22*441
24*760
21.742
22.365
21,080

131.905
134,793
159*461
153.251
148.347

7,112
11,456
14,939
14,430
15*660

16.940
17.220
22,158
25,194
21,433

107,853
106,115
122,364
113*627
111,254

11,878
11,468
11,198
11.267
11,814

781,205
807*624
779*651
801.311
798,272

1950
1951
1952
1953
1954

432*478
447*322
460*075
458,635
448*787

359,212
366*413
366*872
354*606
342,919

51*443
59,522
69.927
82*264
83.484

21*823
21,387
23,276
21,765
22,384

148*343
185.566
218.691
206.222
231*408

28,765
42*351
66*681
50,421
45*605

16,177
18,983
25,567
27,787
27.296

103*401
124,232
126.443
128,014
158,507

12*311
13*329
13*833
14*694
16,161

864,174
962,603
1,038,711
1,066,657
1,108*147

1955

442,580

330.217

187,447

41*448

22*635




1,098*373

202

Connecticut

State Commercial Banks—Table 3




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—^Contimied
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

527

Other

Other
time

1896
1897
1898
1899

11*482
13*247
14*080
16t459

695
706
413

9,096
10*506
11*066
13,403

1,859
2*046
2*268
2*643

1900
1901
1902
1903
1904

16.774
20,187
19*978
20.651
23.201

254
309
261
465
325

13*809
16*495
16*206
16,343
18*345

2*711
3*383
3*509
3,843
4*531

1905
1906
1907
1908
1909

26.610
28*863
31.413
31*214
33*829

490
447
535
498
877

21,541
22*152
24*443
26,039
26*666

4,579
6*264
6*435
4*677
6*266

1910
1911
1912
1913
1914

38*826
41*967
49*024
52.551
60*317

806
554
761
474
1*022

30*133
32*114
35,883
38*012
42*664

7*887
9*299
12*380
14*065
16*611

1915
1916
1917
1918
1919

64*140
89.342
111*718
121*978
142*626

726
1,070
1,242
1*221
715

44,359
63,599
69,753
75,294
91,977

19*053
24*673
40*723
42*707
48*689

1920
1921
1922
1923
1924

168.431
162.557
173.883
205.539
230*087

3,420
2,161
2*305
2*095
2,359

102*401
69*749
100*078
113,735
131*361

62*365
69*756
71,297
89*222
96*135

1925
1926
1927
1928
1929

257,924
278.120
308.600
336*341
355*234

3,316
2,353
2.321
2,036
6,708

147*524
146*604
163,820
176*293
181*077

107*034
126*748
141*320
157.140
165*097

1930
1931
1932
1933
1934

367*783
341,845
226*400
222.277
221.258

10*041
11,771
7,993
6,798
10,644

183,386
166,669
109,119
105,799
111*461

172*782
160,535
107,494
106*595
95*148

1935
1936
1937
1938
1939

232.462
254.578
275.747
270*405
293.172

11,270
12,780
13,509
12,752
15,095

2,124

1,570

122*525
140,570
156*135
155.943
172*358

96*543
98.232
102*696
101*055
104*149

1940
1941
1942
1943
1944

329.574
390*442
430.980
541,777
634.165

19,629
22,696
22,014
21*095
17.388

1*538
1*968
2,346
31*091
108*649

197.069
243,661
280*495
352*516
341*761

111*336
122*117
126*125
137*075
166*367

1945
1946
1947
1948
1949

721*576
743,302
713*001
731.521
726.654

17,743
19.166
18,015
17,927
16,256

136,119
71*642
3,484
11*251
8*045

365*481
422*344
455*578
463*207
463,428

202*233
230,150
235*924
239*136
238*925

1950
1951
1952
1953
1954

785*089
881,211
953*486
974*417
1,011*114

18,552
19*990
20,141
21,125
21,503

21*757
33,245
60,669
37*643
37,637

498,741
561*922
612*469
635*334
658*663

246*039
246*054
260.207
280*315
293.311

1955

999,711

23,027

2.756
1*245

225
889
203
487
232
50
415

1,139
872
2,352

1,574
2*870

1,794

3,085
4,005
2,996

1,407
655

286*466

Connecticut

203

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat onal
ba
no*
ies

ntWr
liaSes

<**•"

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

503
516
663
745

173
199
249
359

3*485
3*485
3*485
3.536

1*882
1*976
2,068

1900
1901
1902
1903
1904

585
591
639
797
It003

240
292
219
886
761

4.015
4*179
4*231
4*529
4.555

2*237
2,329
2.553

1905
1906
1907
1908
1909

1*056
I f 264
1*423
1*684
2*105

989
1*102
1*430
1*236
672

4.665
4*826
5*162
5*535
5.660

1910
1911
1912
1913
1914

2.512
2*203
2*576
3»157
2*947

674
994
849
1*046
1*156

5*890
6*390
7*047
7*575
8*223

1915
1916
1917
1918
1919

2*991
2*271
4i047
5t327
8*727

1*057
1.957
1*926
2*456
3*341

8*473
8*367
9*055
9*374
9*978

8,269
8,435
9,877
10,642
12.773

84*930
110*372
136*623
149.777
177,445

66
74
76
79
85

1920
1921
1922
1923
1924

10*305
13*572
9*579
11*334
9i459

2*967
3*743
3.617
3*657
3*240

12*096
13*143
13*635
15*442
15*313

14,432
16,537
18,204
18,909
20,641

208.231
209,552
218,918
254,881
279*240

91
96
102
104
103

1925
1926
1927
1928
1929

14*246
12*933
13.354
18.994
23.783

3*611
3*784
4*934
5*153
9.445

16*566
18*326
19*358
20*868
23*988

25.607
28,592
31*413
38,102
42.324

317*9&4
341,755
377*659
419*478
454*774

1930
1931
1932
1933
1934

13*219
7.042
9*007
8.279
1.318

5,511
3,296
1,664
1*664
1.218

26,913
25*499
20*699
20*644
22.457

50,910
45,844
33,295
29,455
24,488

464*336
423*526
291*065
262,319
270,739

116
103
79
78
72

1935
1936
1937
1938
1939

682
537
569
118
105

1.480
1.387
1.399
1,469
1*277

22.710
22,347
22.193
22.130
21*919

22.672
24,482
25,629
25,782
26,730

280,006
303,331
325,537
319*904
343,203

71
71
69
69
69

1940
1941
1942
1943
1944

91
54
44
26
4Q

1*196
1*520
2*411
1.804
2,324

20*718
20*722
20,726
20,640
20,955

26*006
26*804
26,555
28,425
30*967

377,585
439*542
480*716
592*674
668,451

67
67
67
67
67

1945
1946
1947
1946
1949

1*916
1.200
55
50
40

2*700
3*653
3*963
3,785
3*936

20*756
21*292
21*946
22*721
22*446

34,255
38,177
40*666
43,234
45.196

781*205
907*624
779. bbl
801.311
798,272

66
66
65
65
63

1950
1951
1952
1953
1954

450
380
353
400
525

5*466
7,220
8,069
9,277
9,510

24*706
24*836
25,086
26,576
27,330

48,463
4d,956
51,717
55,887
59,668

864*174
902.603
1.038.711
1*066*557
1,103,147

70
64
64
65
65




28.110

17,525
19*423
20,545
23*160

31
31
33
34

3*098

23,851
27,578
27*620
29*781
32*618

33
34
35
38
40

3,332
3*764
4,447
4*763
5.087

36*652
39*839
43*375
44*432
47*353

40
43
44
46
48

5.331

53,233
57*560
66 * 1 1 1
71*596
80*482

48
49
56
58
63

2,061

2,918

6,006
6,615

7,267
7*839

107

ioa

110
112
115

204

Connecticut

Unincorporated Banks—Table 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Loans
Year

££,

Lo<ins

Year
Collateral

Real
estate

Total

**,

Collateral

All
other

1696
1897
1898
1899

904
923
.168
•287

129
132
167
184

713
728
922
1*015

62
63
79
88

1900
1901
1902
1903
1904

•022
•016
•101
•385
»743

146
145
157
198
249

806
802
869
1*093
1»375

70
69
75
94
119

1920
1921
1922
1923
1924

7*809
11.765
11.782
11*270
10.681

1.117
1.682
1.685
1.612
1.526

6.161
9.283
9*296
8.892
8*431

531
800
801
766
722

1905
1906
1907
1908
1909

1.835
2*230
2*472
2*926
3*188

262
319
353
418
456

Ii448
1.759
1*950
2*309
2*515

125
152
169
199
217

1925
1926
1927
1928
1929

16.299
14.589
17.013
19.016
22.791

2.266
2*028
2*280
2*548
2.470

13.311
12*284
14.733
15.185
18*854

722
277

1*283
1*467

1910
1911
1912
1913
1914

2*960
3*185
3*410
3*931
4*177

423
455
488
562
597

2.335
2i513
2*690
3*102
3.296

202
217
232
267
284

1930
1931
1932
1933
1934

15.718
7.837
2.857
3.241
425

2.270
578
168
147
154

12*103
6*846
2.457
2.942
102

1*345
413
232
152
169

1915
1916
1917
1918
1919

3.741
3*945
4*153
4*753
7*471

535
564
594
680
1*068

2.952
3*113
3.277
3*750
5.895

254
268
282
323
508

1935
1936
1937
1938

429
424
458
425

164
181
207
189

109
76
67
71

156
167
184
165

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

All

to

residential
property

1939

other

individuals

Other

199

1940
1941
1942
1943
1944

400
362
346
324
377

118
113
88
89
76

1945
1946
1947
1946
1949

509
692
903
1*177
641

1950
1951
1952
1953
1954
1955

31
30
37

186
188
129
124
155

32
31
39

29
41

61
66
21
29

103
90
187
247
158

56
76
93
111
5

233
320
391
467
219

58
81
99
119
40

35
73
120
223
217

24
52
13
10
2

616
752
755
734
827

147
174
152
171
210

5
3
6
5
6

216
253
256
266
273

28
31
34
40
40

218
289
299
242
286

2
2
8
10
12

834

211

5

245

39

322

12

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




Other

On

94

the total and are not entirely comparable with prior figures,. Total loans
continue to be shown net.

Connecticut

205

Table 3a—Unincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
Year

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

Amounts in thousands of dollars]

Other
securities

Cash items
in process
of collection

Total

"arfd10^

balances

Other
assets

Total
assets

1896
1897
1896
1699

227
232
294
323

5'
5
6
6

46
47
59
65

176
180
229
252

112
114
144
159

2
2
2
3

13
13
16
18

97
99
126
138

403
412
521
575

1*646
1*681
2.127
2*344

1900
1901
1902
1903
1904

257
255
277
346
436

5
5
6
7
9

52
51
56
70
86

200
199
215
271
341

127
126
136
171
216

2
2
2
3
4

14
14
15
19
24

111
110
119
149
188

456
453
492
618
777

1.862
1*850
2*006
2.522
3*174

1905
1906
1907
1906
1909

461
561
621
735
801

9
11
12
15
16

93
113
125
146
161

359
437
484
572
624

227
276
306
362
395

4
5
5
6
7

26
31
35
41
45

197
240
266
315
343

819
995
»104
• 306
• 423

3*342
4.062
4.503
5.329
5.607

1910
1911
1912
1913
1914

744
801
857
988
1*050

15
16
17
20
21

150
161
172
199
211

579
624
668
769
818

367
394
422
487
517

6
7
7
6
9

41
45
48
55
58

320
342
367
424
450

»320
.421
.522
»755
*865

5.391
5.801
6.211
7*161
7*609

1915
1916
1917
1918
1919

940
992
1*044
1*195
1*878

19
20
21
24
36

189
199
210
240
377

732
773
813
931
1*463

463
489
514
589
926

8
8
9
10
16

52
55
56
67
105

403
426
447
512
805

.670
.760
1.854
2*121
3*334

6.814
7.186
7.565
8*656
13*609

1920
1921
1922
1923
1924

1*963
2.957
2.961
2.833
2*680

39
59
59
57
53

395
594
595
569
539

1*529
2*304
2.307
2*207
2*088

967
1*457
1.459
1.396
1.321

16
25
25
24
22

109
165
165
158
149

842
1*267
1*269
1.214
1.150

• 485
• 250
• 258
• 029
.780

14*224
21.429
21.460
20*528
19.462

1925
1926
1927
1926
1929

2*562
2*467
3*084
3*546
4*099

51
49
61
43
26

515
496
620
580
570

1*996
1*922
2*403
2*925
3*503

901
1.249
1*651
1*242
1*340

21
39
202
266
407

227
489
162
199
214

653
721
1.267
777
719

4*905
5*124
4*522
4*311
4.255

24*667
23*429
26*270
26*117
32*465

1930
1931
1932
1933
1934

3*771
852
316
195
321

26
25
23
19
10

480
444
167
1,04
173

3*265
383
126
72
136

1*281
142
471
403
137

46
13
7
19
5

209
61
69
59
46

1*026
48
395
325
86

3*474
1*089
753
681
549

24*244
9*920
4.397
4.720
1.432

1935
1936
1937
1938
1939

179
184
234
135
267

3
10
26

98
101
130
76
152

76
73
76
59
105

174
211
180
143
129

33
36
27
16
14

51
83
32
31
31

90
92
121
94
64

689
704
631
684
536

1.471
1*523
1*503
1*387
1*346

1940
1941
1942
1943
1944

232
226
165
372
554

112
115
36
255
445

120
111
129
117
109

144
193
286
411
212

13
13
14
19
15

42
55
67
84
62

89
125
205
306
135

430
426
480
479
461

1*206
1*207
1*277
1*586
1*604

1945
1946
1947
1948
1949

675
976
922
754
406

545
921
660
687
384

130
55
42
67
22

320
404
399
454
280

25
27
38
35
33

105
129
104
154
60

190
246
257
265
167

423
378
374
363
201

1.927
2*450
2*596
2*748
1*528

1950
1951
1952
1953
1954

563
563
665
767
603

542
541
439
741
722

21
22
26
26
81

227
291
320
370
351

31
40
49
50
39

96
97
109
66
99

98
154
162
234
213

191
190
163
154
146

1*599
1*796
1.923
2*025
2*127

1955

800

721

79

350

50

89

211

148

2*132




10

,

206

Connecticut

Unincorporated Banks—Table 3a




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year

1896
1897
1898
1899

Total

U. S.
Government

Interbank

659
677

Other
demand

Other
time
176
181
232
261

869
976

483
496
637
715
561
567
614
767
965

1900
1901
1902
1903
1904

1*047
1*317

205
207
223
260
352

1905
1906
1907
1908
1909

1*387
1*686
1.869
2*212
2*410

370
450
499
591
643

1*017
1.236
1.370
1.621
1.767

1910
1911
1912
1913
1914

2*237
2.407
2*578
2*972
3*158

597
643
688
794
843

1.640
1*764
1.890
2.178
2*315

1915
1916
1917
1918
1919

2*828
2*982
3*139
3*593
5*648

755
796
838
959

1.508

2*073
2*186
2*301
2*634
4*140

1920
1921
1922
1923
1924

5*903
8*893
8*906
8*519
8*065

1*576
2*374
2*378
2*275
2*151

4*327
6*519
6*526
6*244
5*914

1925
1926
1927
1928
1929

8*357
9*435
10*831
11.749
12*005

154
343

3*537
3*446
4*690
4*979
4*683

4*666
5*646
6*141
6*714
7*289

1930
1931
1932
1933
1934

11*005
3*853
2*742
2*336

515
4
1

4.239
2*775
2*466
2*087

6*251
1*074

663

316

275
249
347

1935
1936
1937
1938
1939

703
753
815
719
696

402
386
412
388
403

301
367
403
331
293

1940
1941
1942
1943
1944

728
822
909

1.237
1*236

448
523
598
831
737

280
299
311
406
499

1945
1946
1947
1946
1949

1.589
2.110
2.252
2*418
1*340

1*170
1*177
1*213

1*075
1*205

943

397

1950
1951
1952
1953
1954

1*413
1*594
1*702
1.818
1*862

1.030
1.176
1.275
1.370
1.440

383
418
427
446
422

1955

766
774
837

56
33

906

663
940

410

Connecticut

207

Table 3a—Unincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars!

Year

National
bank

Borrowings

Surplus and

^
Uahi uL

<***

ca$£l
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

503
516
663
745

173
177
227
255

311
311
368
368

1*646
1*681
2*127
2*344

11
11
13

1900
1901
1902
1903
1904

585
591
639
797

1*003

200
202
219
272
343

311
283
311
406
511

1*862
1*850
2*006
2*522
3*174

11
10
11
12
13

1905
1906
1907
1908
1909

1*056
1*284
1*423
1*664
1*835

361
438
486
575
627

538
654
725
856
935

3*342
4.062
4*503
5*329
5*807

12
13
13
14
14

1910
1911
1912
1913
1914

1*704
1*833
1*963
2*263
2*404

562
627
670
773
822

668
934
1*000
1*153
1*225

5*391
5*801
6*211
7*161
7*609

12
12
12
13
13

1915
1916
1917
1918
1919

2*153
2*271
2*391
2*736
4*300

736
776
817
935
1*470

1*097
1*157
1*218
1*394
2*191

6*814
7*186
7*565
8*6^8
13*609

11
11
11
12
18

1920
1921
1922
1923
1924

4*495
6*772
6*781
6*487
6*159

1*536
2*314
2*318
2*217
2*104

2*290
3*450
3*455
3*305
3*134

14*224
21*429
21*460
20*528
19*462

18
26
25
23
21

1925
1926
1927
1928
1929

10*860
8*803
9*923
10*085
14*092

2*977
2*930
3*102
3*501
3*173

2*473
2*261
2*414
2*782
3*215

24*667
23*429
26*270
28*117
32*485

21
19
18
17
17

1930
1931
1932
1933
1934

7*620
3*492
67
445
74

2*554
1*116
422
865
197

3*065
1.459
1*166
1*074
498

24*244
9*920
4*397
4*720
1*432

16
8
5
5
4

1935
1936
1937
1938
1939

74
72
69
118
105

196
196
149
148
147

496
502
470
402
398

1.471
1*523
1*503
1*387
1*346

4
4
4
4
4

1940
1941
1942
1943
1944

91
54
44
28
40

113
110
100
99
90

274
221
224
222
238

1*206
1*207
1*277
1*566
1*604

3
3
3
3
3

1945
1946
1947
1946
1949

16

94
97
67
68
11

228
243
254
262
177

1*927
2*450
• 598
• 748
• 526

3
3
3
3
2

164
198
220
205
214

.599
• 796
• 923
2*025
2*127

2
2
2
2
2

210

2*132

2

25

1950
1951
1952
1953
1954

50

2
4
1
2
1

1955

50

6




13

208

Connecticut

Mutual Savings Banks—Table 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

™ | J5SL

Collateral

All
other

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

72t326
73*663
75*085
75.783

60*083
62*607
64*899
66.411

8*606
7.738
7,067
6.687

3*637
3,318
3*119
2.665

1900
1901
1902
1903
1904

78,197
80*567
82,306
85*250
85*494

67,705
69*425
70*204
71.398
72*626

7*015
7*520
8.372
10*758
9,742

3.477
3.622
3.730
3.094
3.126

1920
1921
1922
1923
1924

188,728
202,489
208,481
229,472
257*446

168*513
180.040
189,953
211*366
239*425

14,842
14,898
13*306
12,914
12*672

5,373
7,551
5,222
5,190
5,149

1905
1906
1907
1908
1909

87*456
94*382
99*415
99»231
102*944

75*155
79*414
83.408
85*766
88*530

9,407
11,929
12,341
10*627
10*361

2,894
3.039
3*666
2.838
4.053

1925
1926
1927
1928
1929

285,766
314.293
344*564
375,617
403*508

267,956
296*368
325,231
353,436
374,376

12,787
12,518
13,400
16,353
22,390

5,023
5,407
5,933
5,828
6*742

1910
1911
1912
1913
1914

113.262
121*602
129*138
139*779
145*508

96*952
103*668
111*225
119.662
124*831

11.213
11.946
12*653
13*758
13*664

5*097
5*968
5.260
6*359
7,013

1930
1931
1932
1933
1934

421*121
436,667
438*049
423*061
403,057

390*650
406*522
408,857
396*880
381*285

24,106
23,862
21,190
18,359
15,779

6*365
6*283
8*002
7,822
5*993

1915
1916
1917
1918
1919

148*178
155*852
171.420
169.422
170.665

126*876
131.785
153*720
152,488
153.407

13*958
16.392
12.046
10*980
11.000

7.344
7.675
5.652
5,954
6,258

1935
1936
1937
1938

360,688
365,831
356,329
353*486

361*358
349,069
342,214
340,447

13,213
10,484
8,826
8,299

6,117
6,276
5,289
4*742

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1*684

301*381

33*674

7.453

1940
1941
1942
1943
1944

340.997
340*266
334.723
308.766
282*151

606
504
386
291
247

.671
.673
.652
,527
,397

299*103
299,472
295*698
273,417
250,038

33,419
33*461
33*039
30*550
27,937

2*418
2*054

6*198
5*156
3*948
563
478

1945
1946
1947
1948
1949

257*500
252,35-3
271,909
310,550
358,510

226
233
261
241
165

,275
,249
,279
,866
>»616

226,191
223*517
239.866
279.947
325*841

25*496
24*974
26*609
28*249
29*686

1*876
1*931
3*250
3*481
4,105

436
449
624
212
102

1950
1951
1952
1953
1954

406,309
459*870
524,221
613,216
713*396

3
327
446
519

203
202
902
899
931

4>»820
<>.819
)*451
:
:
J»947
/*»339

372*895
425*960
468.161
565.691
662*161

30*564
31*529
29*630
39*441
40*963

5*293
5*788
6,378
7*415
9,216

68
91
89
84
82

1955

864*572

721

1*133

!
>*195

803*186

47*607

11,913

322

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Connecticut

209

Table 4—Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated.
Investments
Year

U.S.
Total

Government
obligations

Amounts in thousands of dollars]
Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1896
1899

79*191
83*756
88*354
98*424

2*261
2*160
2*308
2.094

38*994
42.305
43.184
44*642

37.936
39.291
42.862
51.688

4.474
5.393
6*871
6.243

45
54
69
62

925
917
1*166
1.062

3,504
4*422
5,634
5,119

3,435
3,363
3,616
4,031

159.426
166,175
173,926
184,481

1900
1901
1902
1903
1904

105*258
112*153
119,743
126*441
134*408

1*268
312
340
271
272

43.746
43.621
42*699
43*225
44.652

60.244
68*220
76.704
82*945
89.484

6.269
6.049
6*542
6,101
6,972

63
60
65
61
70

1.065
1.029
1*113
931
867

5,141
4,960
5,364
5,109
6,035

4.600
5,658
6,302
6*408
6*182

194,324
204,427
214,893
224,200
233,056

1905
1906
1907
1908
1909

145*241
153.171
159*656
156*590
162*162

271
172
20
50
120

47*520
48*444
49*844
47*996
46*695

97.450
104.555
109.792
108*544
115.347

7.101
6.694
6.782
6.819
7*030

71
69
68
68
79

946
919
591
873
1.093

6,084
5,906
6,123
5,878
5,858

6.150
5.783
5,082
4,632
2*559

245,948
260,230
270,935
267,272
274,695

1910
1911
1912
1913
1914

168*562
170.491
175*899
177.199
176*136

100
100
198
100
100

51*500
50.316
51.564
55.579
56*163

116*962
120*075
124.137
121.520
119*873

7,107
8*123
7*259
7.945
9.792

159
163
139
179
325

1,207
1*166
821
997
1,215

5*741
6,794
6,299
6*769
8.252

2*754
3*210
2*952
3*030
3.374

291,685
303*426
315*248
327.953
334,810

1915
1916
1917
1918
1919

178.182
192*028
204.896
205.163
231.346

100
50
3*527
10*965
37.843

57.915
60.668
61.575
57.266
60.997

120*167
131.310
139*794
136.932
132*506

9*234
11,397
10,156
12*062
11.853

103
208
274
414
521

2,047
2,059
1,422
1,343
1,435

7*084
9*130
8*460
10.305
9,897

3,339
3.446
3.307
4.623
4,015

338,933
362,723
389,779
391.270
417,879

1920
1921
1922
1923
1924

241.718
237.752
232*261
246.835
251.241

47*166
50*415
47*521
55*844
51*884

46*759
42*792
38.521
34,796
32.761

147*793
144,545
146*219
156.195
166.596

12,565
10.399
11.829
11.655
11.891

553
458
520
513
523

1,520
1,258
1,432
1,410
1,439

10,492
8*683
9.877
9*732
9.929

5*089
3.509
3*705
4*056
4*825

448*100
454,149
456,276
492*018
525*403

1925
1926
1927
1928
1929

251.571
256*467
266*116
282*941
283*034

46*503
38*816
33*501
31.357
28.874

27*797
26*390
23.260
22.180
20.423

177,271
191*261
209*355
229.404
233,737

11.713
12*074
13,395
12.038
11*881

515
644
567
615
457

1*416
1*587
1,582
1,524
1,542

9.780
9*843
11*246
9,899
9,882

5*062
5*226
5,837
6.679
7.078

554*112
588,062
629,912
677,275
705*501

1930
1931
1932
1933
1934

291.417
303.917
278*508
257*629
270*464

25*231
24*201
22*914
25.426
43.618

19*922
19*930
16.008
15.094
16.658

246*264
259,766
237.586
217.109
210.188

16.278
20.297
20.924
23.774
27*523

569
543
571
385
451

2,003
2,628
4,845
3,962
3,573

13,706
17,126
15,508
19,427
23,499

7,839
9.762
15*689
26*781
37*026

736.655
770,643
753,170
731,245
738,070

1935
1936
1937
1938
1939

293.342
315.357
347*697
351*006
360*112

70.922
91*021
117*538
139*421
159.515

16*970
17*348
19*459
18.453
19.456

205,450
206,988
210,900
193,132
161*141

28,075
32.559
33.774
33.928
43.708

390
456
473
475
568

3.783
4,486
4,997
4,644
5.183

23,902
27,617
28,304
28*609
37,957

48*605
57*171
61.791
62*170
63*232

750.710
770.918
799,791
800,592
811,972

1940
1941
1942
1943
1944

353*515
375*463
428*648
542*741
689*343

164*532
196,984
277.345
409.405
563.404

19.013
16*362
10.797
8.097
5.907

169,970
160,117
140,506
125.239
120,032

75.485
87.812
71.404
64*341
43.316

906
878
670
1,052
1.436

6,509
6,490
6,605
7,642
5*700

68,070
80,444
64,129
55,647
36,180

57*648
48*902
32*637
23*931
19*859

827,645
852,443
867,412
939,779
1,, 034,669

1945
1946
1947
1948
1949

853*247
993.495
1.055.335
1*071*891
1.060.698

729.596
859.836
899,464
884.859
859,356

4.694
3,947
3.415
2.838
1.918

118.957
129,712
152,456
184,194
199,424

46,703
56.249
54,287
53,596
49.263

1*232
2.025
1*820
2.246
1.802

6,063
6,911
7,070
8,376
7,579

39,408
47,313
45,397
42,974
39,882

19*595
18*799
18.471
18.430
19.184

1,177,045
1,320,896
1,400,002
1,454,467
1,467,655

1950
1951
1952
1953
1954

1.042.926
1.013*271
1*021.366
1*054*202
1*069*262

837*494
804.777
780.633
788,765
750*630

1.647
1*208
3*537
6.395
22.845

203.785
207.286
237.196
259.042
295.787

47,055
46.736
58,802
50,048
59*445

3.014
2.808
2*808
2*595
2*265

7,039
8,210
a , 293
9,352
9,576

37,002
35,718
47,701
38,101
47,602

19.715
21.529
23.127
23*862
26.060

1,516,005
1,541,406
1,627,516
1*741,328
1*668,163




711,288

55,325

210

Connecticut

Mutual Savings Banks—Table 4




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

U S.
*
r
oovennment

Interbank

Other
demand

Other
time

1896
1897
1898
1899

149.496
155t970
163.483
174.135

149*496
155*970
163*483
174*135

1900
1901
1902
1903
1904

183*781
193.249
203.522
212.178
220*598

183*781
193*249
203*522
212*178
220*598

1905
1906
1907
1908
1909

232*848
246*265
256.372
252*098
257.752

232*848
246*265
256*372
252*098
257*594

1910
1911
1912
1913
1914

274.167
284.808
295.520
306.436
313.279

5

1915
1916
1917
1918
1919

316.563
339*712
363.609
363.187
387.646

77
812
7

1920
1921
1922
1923
1924

415.585
419.753
418*980
450*829
480*728

415*585
419*753
418*960
450*829
460*728

1925
1926
1927
1928
1929

505*394
533*533
568*993
608*966
627*058

505*394
533*533
568*993
608.986
627*058

1930
1931
1932
1933
1934

653*298
684*522
670*879
653*704
663*087

653*298
684*522
670*879
653*704
663*087

1935
1936
1937
1938
1939

675*264
693*352
719*030
718*473
726*305

675*264
693*352
719*030
716*473
726*305

1940
1941
1942
1943
1944

740*569
760.347
771.341
838*970
924*896

740*569
760*347
771*341
838*970
924*696

1945
1946
1947
1948
1949

•052*411
,176.697
>252i399
f297.380
.324.507

7
14
15
15

178
246
212

2
2
1

1*052*411
1)178*690
1*252*205
1)297*117
1*324*279

1950
1951
1952
1953
1954

.341,333
,358.202
,442.961
1*551*026
1*667,703

15
8
97
630
637

116
167
105
142
463

5
12
350
356
321

1*341*197
1)358*015
1)442*409
1*549*896
1*666*262

1955

1*779*319

55

103
20

2
7
5

22
29
174
101

274*162
284*768
295*516
306*407
313.245
316*312
338*799
363*602
363*187
387*646

1*777*731

Connecticut

211

Table 4—Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated.
National
Year

Borrowings

S£

Amounts in thousands of dollars]
Surplus and

-...
liases

c^
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

62
29
48
18

9*868
10*176
10*395
10*328

159*426
166*175
173*926
184*481

89
89
89
88

1900
1901
1902
1903
1904

30
42
25
25
48

10*513
11*136
11*346
11.997
12*410

194*324
204*427
214*893
224*200
233*056

69
90
90
90
90

1905
1906
1907
1908
1909

106

158
135
222
206
85

12*942
13»830
14 • 341
14*968
16.752

245*948
260*230
270*935
267*272
274*695

69
86
87
86
68

1910
1911
1912
1913
1914

110
113
47
127
80

244
318
375
243
216

17*164
18*187
19*306
21*147
21*235

291*685
303*426
315*248
327.953
334*810

87
87
85
84
83

1915
1916
1917
1918
1919

180
119
634
172

590
623
359
461
1*186

21*600
22*388
25,692
26*988
28*075

338*933
362*723
389*779
391*270
417*879

62
80
61
61
80

1920
1921
1922
1923
1924

195
213
250
240
178

700
465
387
889
1*423

31*620
33.718
'36*659
40*060
43*074

448*100
454*149
456*276
492*018
525*403

80
80
79
79
78

1925
1926
1927
1928
1929

251
225
390
430
865

7
447
699
937
529

48*460
53*857
59*830
66*922
77*049

554*112
588*062
629*912
677*275
705*501

76
76
75
75
75

1930
1931
1932
1933
1934

285
235
3*291
2*238
1.073

289
321
271
112
209

82*783
65*565
78.729
75*191
73*701

736*655
770*643
753*170
731*245
738*070

75
75
75
75
73

1935
1936
1937
1938
1939

836
500
100
20

134
246
626
788
935

74*476
76*818
80*035
81.311
84*732

750*710
770*918
799*791
800*592
811*972

73
73
73
73
73

1.541
2*039
1*831
2*081
1*395

85*535
90*057
94*240
98*728
108*378

827*645
652*443
867*412
939*779
1*034*669

72
72
72
72
72

1*466
2*305
3.361
6*503
5*622

122*168
138*914
144*242
150*484
157*326

1*177*045
1*320*896
1*400*002
1,454*467
1*487*655

72
72
72
72
72

9*928
11*134
5*222
6*396
8*r/9

1*4*744
171*195
179*333
183*906
192*031

1*516*005
1*541*406
1*627*516
1*741*328
1*868*163

72
72
72
72
72

10*354

202*340

1*992*013

1940
1941
1942
1943
1944

1945
1946
1947
1948
1949

1*000
980

1950
1951
1952
1953
1954




100
200
875
250

DELAWARE

State commercial banks and mutual savings
banks presented a number of problems and
considerations not encountered in compiling
the balance sheet for national banks. The
following sections describe these problems and
the methods used in deriving the revised series.

Revised data for assets and liabilities and
number of all banks in Delaware, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for all commercial banks, in Table la; for national banks,
in Table 2; for State commercial banks, in
Table 3; and for mutual savings banks, in
Table 4.1 A separate balance sheet was not
compiled for unincorporated banks in this
State because available information appeared
to indicate that there were no such banks
operating under the banking laws of this
State during the period covered by the revised series.

The primary sources of statistics for State
commercial banks for 1896-1933 and for mutual savings banks for 1896-1946 were (1)
figures reported to the Comptroller of the
Currency and published in his annual reports
and (2) figures published in the reports and
abstracts of the State banking department.
These sources were supplemented by data
obtained from bankers' directories.

A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.

The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department. Data for this period are
discussed separately because of the substantially better coverage and more consistent
reporting beginning in 1934.

The figures for national banks in Delaware were obtained from abstracts and annual
reports of the • Comptroller of the Currency
with relatively minor adjustments; a description of these figures is included in the United
States Summary. Compilation of figures for

Beginning with 1947, all statistics—including the breakdowns of loans, investments,
cash assets, and deposits—for State commercial banks and for mutual savings banks were
taken directly from data published or supplied
by the Federal Deposit Insurance Corporation.

1
The term "State commercial banks," as used for this
State, refers to banks that at one time or another during the
period were designated in the annual reports of the Comptroller of the Currency as "State banks" or "loan and trust
companies."




213

214

All-Bank Statistics
STATE COMMERCIAL BANKS, 1896-1933

The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes a
discussion and evaluation of alternative estimating procedures considered, tested, and used
in one or more States. It also includes examples of the use of banking trends as a guide
in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
The accompanying table shows adjustments made in number and balance sheets
of banks .as published by the Comptroller.
Most of these adj ustments reflect deductions of branches of banks and were Hased on
information obtained from publications of the
State banking department or from hankers7
directories.
Unreported balance-she^t detail of banks
added to the series was estimated by assuming the-same relationships to totals as shown
in the data for reporting banks of a. similar
type in the same or nearby years.
LOANS

A complete classification of loans into
real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1921. For the years in which items were not
reported, figures were obtained from other
sources or were estimated.
Real estate loans* Real estate loans for
State banks in 1899 were estimated by applying to their total loans the average of the
ratios of real estate to total loans computed
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual. The same procedure was used for mutual savings banks.




CHANGES IN NUMBER OF BANKS AND BALANCE SHEETS
Year or period

Additions

Deductions

Number of banks and corresponding balance sheets
1896
1900
1902
1905-1907
1913
1915

l

l
U
l
l
2
N

*4
»6

Number of banks only
1896
1898
1899
1900

1
3
2
1

1901
1902
1903-1906
1908-1909
1910

2
1
2
2
6

1911
1912
1914
1916-1917
1918

5
6
6
6
2

1919
1920
1921-1924
1925-1926
1927..

4
6
14
11
12

1928
1929
1930-1931
1932

13
3
13
9

1
Differences between balance-sheet figures published by
the Comptroller and those in the revised series do not represent solely the balance sheets of banks that were added,
because other adjustments were made in reported figures.
2
Revisions in balance sheets for these years were slight.

from reported figures for the years 1898 and
1900.
Such loans at both State banks and loan
and trust companies were estimated for 1904
and 1905, 1907 and 1908, and 1910 by applying to total loans in these years the average
of the ratios of real estate to total loans computed from reported data for 1903 and 1906,
1906 and 1909, and 1909 and 1911, respectively. Data for 1915 and 1917-1920 were

Delaware
derived from reports of the State banking
department.
Collateral loans. For State banks these
loans were estimated for 1899 by applying to
total loans the average of the ratios of collateral loans to total loans computed from
reported data for 1897, 1898, and 1900.3 The
same method was used for estimating collateral loans for loan and trust companies for
the period 1903-1908, except that the average
ratio was computed from reported data for
1901, 1902, and 1909. Such loans were estimated for State banks for the period 19021908 by applying to total loans, ratios derived
by interpolating between ratios based on
reported data for 1901 and 1909.
Estimates of collateral loans at all State
commercial banks for 1910 were derived by
applying to total loans the average of the
ratios of this item to total loans based on
reported figures for 1909 and 1911; and for
1915-1920 by applying to total loans, ratios
derived by interpolating between ratios based
on reported data for 1914 and 1921.
INVESTMENTS

A complete classification of investments
into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1921, but holdings of United States Government securities were reported for the entire
period. For the years in which the breakdown
between State and political subdivision securities and "other" investments was not reported,
figures were estimated.
Estimates of State and political subdivision securities at loan and trust companies
for 1902-1908 were obtained by applying to
total investments in each year the average
ratio of this item to the total as computed
from reported figures for 1900, 1901, and 1909.
An estimate for 1910 was made in the same
manner, using reported data for 1909 and 1911,
8

Data for several years were used in obtaining the average, because the year 1898 did not appear to be typical. This
procedure was followed elsewhere in similar circumstances.




215

An estimate of State and political subdivision securities at State banks for 1899 was
obtained by applying to total investments the
average ratio of this item to the total as computed from reported figures in 1898 and 1900.
An estimate for 1910 was made in the same
manner, using reported data for 1909 and
1911. For 1903-1908 State and political subdivision securities were estimated by applying
to total investments, ratios of this item to
total investments that were derived by interpolating between similar ratios based on
reported data for 1902 and 1909.
For 1912-1920 State and political subdivision securities were estimated for both State
banks and loan and trust companies by applying to total investments in each year ratios of
this item to total investments that were derived by interpolating between ratios based on
reported data for 1911 and 1921. This item
made up a very small proportion (about 5
to 10 per cent) of the total throughout this
period.
DEPOSITS

The breakdown of deposits into interbank,
United States Government, other demand, and
other time was adequate, after minor revisions, in the reports of the Comptroller beginning with 1911, although reported figures for
United States Government deposits were supplemented in a number of years.4 No attempt
was made in the revised series to provide
figures for the latter item prior to 1918 because
practically all such deposits were held by
national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
Demand and time deposits* Time deposits at State banks were so small in 1909,
when they were first reported separately, that
all deposits other than interbank reported
4
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

216

All-Bank Statistics

for prior years were assumed to be demand
deposits.
Estimates of time deposits at loan and
trust companies for 1896-1908 were made by
applying to total deposits other than interbank, ratios of time deposits to this total that
were extrapolated from a straight-line trend
fitted roughly to ratios computed from reported data for 1909 and 1911-1916 for the
same class of bank.
Time deposits at both State banks and
loan and trust companies in 1910 were estimated by applying to total deposits less interbank in that year the average of the ratios

of time deposits to this total computed from
reported figures for 1909 and 1911.
United States Government deposits.
Figures for United States Government deposits for 1918-1930 represent holdings of these
deposits at State member banks only, which
held practically all of this type of deposit at
State commercial banks. Figures except for
1918 are as reported. The 1918 figure was
estimated by applying to United States Government deposits at all State member banks
in the United States on June 30 of that year,
the ratio of these deposits at State member
banks in Delaware to such deposits at all State
member banks on June 30, 1919.

STATE COMMERCIAL BANKS, 1934-1946
The principal assets and 0 liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks derived from abstracts of the
State banking department.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year of the 19341946 period in the abstracts of the State bank-

ing department. The breakdowns of loans and
of cash assets for the years 1934-1946 were
made on the basis of the percentage distribution of these totals for insured nonmember
commercial banks in corresponding years.
Reports of individual noninsured banks
received by the Federal Deposit Insurance
Corporation for 1942-1946 indicated that their
entire holdings of securities other than United
States Government obligations consisted of
"other" securities; holdings for 1934-1941
were classified accordingly.

MUTUAL SAVINGS BANKS, 1896-1946
In 1896 the assets and liabilities of one
bank were not included in data published by
the Comptroller of the Currency, although it
was included in the number of banks. The
balance sheet for this institution was obtained
from the bankers' directory. In 1898 and
1902, figures for one bank were added to both
number and the aggregate balance sheet on
the basis of data obtained from the bankers'
directories.
For these reasons, as well as because the
data were not consistently reported during the
entire period, it was necessary to revise the
figures for principal assets (total loans, total




investments, and total cash assets) in some
years before 1909. Revised figures were derived by applying to total assets the ratio of
each principal item to total assets computed
from reported data as follows: for 1896, ratios
for 1897; for 1898, average ratios for 1897 and
1899; for 1902-1905, averages for 1901 and
1906; and for 1907 'and 1908, averages for
1906 and 1909.
LOANS

The breakdowns of loans for the years for
which the individual items were not reported
at all, or were reported unsatisfactorily, were
derived as described in the next paragraph.

Delaware
Real estate loans and collateral loans were
estimated on the basis of the ratios of each
type of loan to total loans computed from
reported data as follows: for 1896, ratios for
1897; for 1898 and 1899, average ratios for
1897 and 1900; for 1902-1905, averages for
1901 and 1906; for 1907 and 1908, averages
for 1906 and 1909; and for 1910, averages for
1909 and 1911. The breakdown for 1920 was
derived on the basis of the ratio of each item
to total loans computed from the December
call data in the State banking department
report. No loans were placed in the "other"
category in any of these years because reported data showed no such loans for later
years.
INVESTMENTS

A complete breakdown of investments into
United States Government, State ,and political
subdivision, and other securities was not reported regularly until 1921. For the years in
which items were not reported, figures were
obtained from other sources or were estimated.
For the period 1896-1908 the entire
amount of investments (as reported, or as




217

estimated in the manner described earlier)
was classified as "other" securities, inasmuch
as reports for-, later years indicated that holdings of United States Government and State
and political subdivision securities were relatively small.
For 1910 an estimate of State and political subdivision securities was made by applying to total investments the average ratio of
this item to total investments computed from
reported figures for 1909 and 1911. For the
1915-1920 period this item was estimated by
applying to total investments less United
States Government obligations, ratios of this
item to this total that were derived by interpolating between similar ratios based on
reported figures for 1914 and 1921.
The figure of United States Government
securities for 1917 was taken from the report
of the State banking department.
DEPOSITS

As in the Comptroller's reports, total reported or estimated deposits were classified as
time deposits, except for small amounts in
1936 and 1937.

218

Delaware

All Bank*—Table 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

Collateral

All
other

Year
Total

Real
estate

Collateral

All
other

1896

1897
1898
1899

11,373
11.709
11*684
11*799

3*426
3*555
3.847
3.739

1*717
1*654
1*852
1*745

6,230
6,500
5.985
6.315

1900
1901
1902
1903
1904

12,295
12*275
13*099
13*628
13*657

3*314
2>971
3*235
3*439
3*571

1.996
2*684
3*296
3*120
3*040

6.985
6*620
6*568
7,069
7.046

1920
1921
1922
1923
1924

48*283
45*124
46*668
51,382
59.621

10,587
9.681
11*759
13,423
15,949

17*266
16,412
16*770
17,583
22.387

20*430
19*031
18,139
20*376
21*285

1905
1906
1907
1908
1909

14*159
16*662
15,946
16*166
18.261

3.771
3.835
4.033
4,058
4.910

3»060
4.305
4.305
3*872
4*532

7.328
8,522
7*608
8,236
8*819

1925
1926
1927
1928
1929

63*810
69,453
78.429
92*609
119,324

17,744
20*033
21*648
25,640
28,245

25.045
26,251
33*545
42*425
65,647

21*021
23*169
23*236
24 t 544
25,432

1910
1911
1912
1913
1914

20*753
21.126
22*452
23.552
24*207

5*276
5*280
6.525
6.554
6.867

5.019
4,707
5*765
4*049
4.201

10,458
11*139
10,162
12.949
13.139

1930
1931
1932
1933
1934

114,574
102*423
86*915
77,243
77,364

28*846
29.898
30*408
28*928
29*062

57,920
48*227
35*810
30.559
29*379

27*808
24,298
20,697
17*756
18*903

1915
1916
1917
1918
1919

26*320
28*883
33.285
35.669
40*619

7*018
6*904
9*456
9*274
9.651

5,341
6,376
8*304
10*649
13*221

13.961
15,603
15,525
15*946
17.747

1935
1936
1937
1938

73,805
72,186
78,768
76*277

27.736
27.408
27.981
29*220

26*088
24*309
26*838
26,331

19*981
20*469
23.949
20*726

Loans1
Year
Total

1939

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

16,372

On
residential
property

Other

Other
loans
to
individuals

23*860

All
other

18*791

1940
1941
1942
1943
1944

79*566
84*333
83*448
64,992
65,125

17.154
25*364
25*293
12*210
13*772

3*436
2*710
3.567
3,801
3,581

7.622
5*182
3*606
3*243
2.937

3,640
3,646
3,856
2*953
2,989

23*525
24,145
23*839
23*316
22*750

5*565
6»QOS
6,029
5,191
5*168

12*769
1 1 ,874

16,622
17,279
17,256
1,509
2,054

1945
1946
1947
1948
1949

63,971
81*676
113*585
137,227
150.612

13.266
20.726
41*085
49.098
50*149

4,364
2,873
753
2*275

3*174
3*695
4*648
3*393
3*401

3*057
3.353
4*873
6*409
6*556

20,322
25*401
34*059
44,712
50*351

5,205
7*363
7,233
8*192
10,397

12*521
16*269
19*606
23,635
26*743

2,062
1,996
1*326
1,334
1*341

1950
1951
1952
1953
1954

172.235
207,871
227*788
251*518
265,308

53*852
67*217
78.152
85,087
80*233

2*275
2*675
2*675
2*855
3,178

3*620
2*563
2.294
2*056
1*782

6»967
8*026
8*458
8*961
8*815

56,732
76.629
78*616
84*257
91*963

13*175
10*276
11*199
13*350
13*941

34,695
39*671
45,362
53.760
64,414

1*443
1*556
1*617
2*084
2*369

1955

301,909

89.397

3*680

3*771

8*983

100,747

15*776

79,317

^•334

750

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Delaware

219

Table 1— AH Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Gash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

1696
1897
1896
1899

4*045
4.227
5.164
6*260

1*055
1*060

1900
1901
1902
1903
1904

7,053
9*155
10*022
10*822
12*358

1*024
1*037

1»067
1.354

1905
1906
1907
1906
1909

13*866
14*944
15.754
16*601
16t024

1*063
1*544
1*518
1.562
1.575

1,226

1910
1911
1912
1913
1914

16.119
17,158
17,804
17,401
18,266

1915
1916
1917
1918
1919

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankersbalances
(including
reserves)

Other
assets

Total
assets

2.671
2*800
3*627
4,508

2*267
2.861
3,031
3*304

119

1*050

319
367
598
702

126
126

780
892
710
692

1*368
1*851
2.193
2.486

1*294
1*463
1*591
1*605

18,979
20.260
21,470
22.968

942
951
978

430
601
614

5*681
7*603
8*430
8>731
9,967

2.923
3*240
2*982
3*619
3.963

83
181
173
316
253

720
814
775
860
842

2*120
2,245
2.034
2*443
2.868

1.525
1,574
1.479
1.553
1,542

23.796
26*244
27*582
29*622
31*520

849
901
827
900

11*579
12.551
13.335
14*212
13*549

4*131
3*684
4,371
4*288
4.554

160
118
138
175
132

901
995

1*254
1*124
1.237

3.070
2*571
2*979
2,989
3.185

1.607
1*531
2,188
2,395
1,652

33.765
36*821
38.259
39.450
40.491

1*583
1*591
1*656
1*521
1*503

1,051
1,231
1.336
1,497
1.663

13.485
14,336
14,812
14,383
15,100

5,252
5*590
5,494
5.467
6.280

184
227
240
130
215

1.427
.441
»498
,601
>506

3,641
3,922
3*756
3*756
4,559

1.717
1.915
1,917
1*921
2,134

43,841
45,789
47,667
48.361
50,887

18*862
24*262
28,364
33,621
41*492

1*438
1*412
1.87.4
6.365
12*860

1,832
2,412
2,823
3,131
3.717

15,612
20,438
23,687
24,125
24*915

7*304
10,247
10*953
13*844
13.144

317
485
455
571
652

,548
»930
2*325
2*134
2*322

5.439
7.832
8,173
11.139
10.170

2,162
2,085
2.094
2.509
2*468

54,668
65,477
74.716
85*843
97.723

1920
1921
1922
1923
1924

40*253
40*999
40*437
43.645
44,848

9*525
10*017
8*280
8*771
7*895

3*818
4*036
4,372
5*239
5.554

26*910
26,946
27.765
29*635
31*399

14,879
9,342
10,444
10*162
13*487

744

1*048
1,392
1*383
1*606

2*480
,522
.437
,343
.761

11*655
6,772
7.615
7.436
10.120

3*125
4.826
4.558
5,175
5,507

106,540
100,291
102*107
110,364
123,463

1925
1926
1927
1928
1929

49,425
49*509
53,228
51*430
48*527

6.991
6.554
5.699
5*904
6*320

6*332
6*798
7*023
6.833
6*556

35.102
36*157
40*506
38*693
35.651

11*617
11*769
12*935
12,309
15*237

1*608
1.483
1*823
1*495
2*093

.732
.906
.907
.445
*542

8.277
8.380
9*205
9,369
11.602

6*329
6*469
6*638
7,890
6*667

130,181
137*200
151.230
164*238
189*755

1930
1931
1932
1933
1934

51,763
63*394
67,984
76*531
66*802

5*766
12*153
16*927
25.102
18,484

6*462
6*925
7,034
7.421
6*911

39*515
44*316
44,023
44,008
43,407

16,792
24,078
19*741
19,171
24,566

2*236
1*815
1*585
1.555
1.376

1.875
1.974
2.032
1,758
1.689

12*681
20*289
16*124
15*656
21*503

6*503
6,631
7*050
7.600
7,740

189*632
196*726
181,690
180,545
178,474

1935
1936
1937
1938
1939

74.901
91,664
103*380
99,077
107,203

19,568
28,640
39,122
35,249
43,832

8,767
13*760
15,289
14,507
12.871

46,546
49*064
48.969
49.321
50.500

34*437
36,337
50.731
57.720
68,247

2.105
3*007
6,115
7,590
5.751

2,038
2.552
3.296
3.219
2.617

30.294
32.778
41,320
46*911
59,879

6*067
7.310
7.021
6.578
6.897

191.210
209,497
239*900
239*652
260*663

1940
1941
1942
1943
1944

113*141
129,652
160*720
261.329
326,347

51,368
63,842
91,241
198,542
260*127

12.508
13,507
15,569
14.424
12*953

49*265
52.503
53.910
48*363
53.267

91,154
103*795
80*782
81*256
83,665

2*928
10,598
8.842
11.898
9.653

3,105
3.863
4.721
5.106
5.496

85*121
89.334
67,219
64.252
68,516

6,617
6*318
5.949
5.701
5.087

290*476
324*298
330*899
413*278
480,224

1945
1946
1947
1948
1949

379,695
386,280
337,821
314*145
302*480

305,069
297.803
249.717
220.338
207,349

12*089
13*121
14*066
18,348
16,467

62.537
75.356
74*038
75.459
76*644

83,627
94,864
101*156
102*171
97*872

7*244
11*253
19.781
11,406
12*074

6.019
5*824
7*068
7.841
7*399

70.364 "*
77,787
74,309
82,924
78,399

5.053
5.144
5.123
5.265
5*865

532,346
567,964
557,687
558,608
557,029

1950
1951
1952
1953
1954

375,944
344,237
311*208
302*646
314,744

273,359
245,247
209*099
200*424
209.303

24,528
22*553
27.744
26*396
28*267

78.057
76.437
74.365
73,826
77.174

96*302
100*726
103,559
92,897
107,516

13*375
16*876
25*590
23.351
14.331

6*385
7,173
9,846
10*122
11*061

76.542
76*679
68,123
59*424
82,124

6,700
6,630
8,079
9,381
9,676

651,181
659,466
650*634
656*442
697,246

101,674

14,297

11.604

75*973

9.806




939

lie

220

Delaware

All Banks- -Table 1




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

Interbank

U.S.
Government

Other
demand

Other
time

1696
1897
1898
1899

11.696
12,933
14,097
15.620

402
410
516
352

50
52
51
50

8*853
10*129

4*398
4*675
5*089

1900
1901
1902
1903
1904

16.152
18*263
19.081
20*493
21.699

615
584
466
849
904

47
47
50
50
50

9*865
11*508
11.369
12,259
12.716

5*605
6,144
7.196
7,335
8*029

1905
1906
1907
1908
1909

23,472
25*513
26*572
27,368
27,930

795
758
903
1,047
971

51
50
100
97
57

14.041
15*203
15*361
15*883
15.819

8.585
9*502
10*208
10*341
11*063

1910
1911
1912
1913
1914

31,113
32,185
33,717
34,723
36,741

1,077
1*356
1*472
ItllO
1.267

51
53
63
102
111

17,189
16*936
17,628
17,566
19*027

12*796
13*840
14*554
15*945
16>336

1915
1916
1917
1918
1919

40*497
50,962
59,391
68,364
78,758

1,344
1,663
1,680
1*636
2*455

85
68
75
1*804
1*520

20*581
28,897
32,860
37,881
43.762

18.487
20*334
24.776
27.043
31.021

1920
1921
1922
1923
1924

85,334
76,623
80,876
86,441
98,627

2.155
1,226
1*280
1,381
4.729

301
540
573
1*082
714

46.969
37.167
40,079
41,675
46*208

• 35.905
37*690
30.944
42.303
47,176

1925
1926
1927
1928
1929

102,347
107,647
117,569
126*087
140,950

4.873
1*338
1.554
1*603
2.598

520
669
75
97
65

46*873
52*006
58,979
63*097
75.359

50.081
53.634
56*961
61*290
62*928

1930
1931
1932
1933
1934

140,036
147,112
129.911
132*264
131.771

2.776
2*916
2.942
2.316
1.779

269
569
842
4*702
2.706

73,875
79.025
63*132
62*921
62*135

63*116
64*602
62*995
62*325
65*151

1935
1936
1937
1936
1939

146*574
164.871
193,832
192,777
212.655

1.769
1.630
1.707
1.903
1.795

1*514
1*235
1,193
647

76.077
91*823
115*621
111*889
129.267

67*214
70*183
75*311
78*260
80*946

1940
1941
1942
1943
1944

241*619
274,332
279.823
361.902
426.008

2.955
3.611
3*330
3*918
3.896

696
662
1.025
34,261
66.614

153*245
183,937
190,670
232,766
252,356

84*723
86*122
84*798
90*957
103*142

1945
1946
1947
41948
1949

475.968
507.867
495.332
494.285
489*508

3,349
3,323
3,260
4,813
4,801

73,568
51*605
9,435
26,573
16,096

273*084
307,396
331,582
310*501
314*814

125*967
145*543
151*055
152*398
153*797

1950
1951
1952
1953
1954

580,306
585,267
573,334
576,356
614,095

3,882
4.446
4*900
4.601
5.076

56*940
46,132
26,927
16,266
28*610

339,842
354.562
352*751
360*237
372,363

179*642
180*127
188,756
195*252
208*046

1955

677*427

725

7*039
8*073

421.738

4,205

Delaware

221

Table 1— All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

N

^
notes

Capital

iSes

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

23
5

703
699
708
764

119
145
143
38

3.814
3.764
3,664
3,684

2,647
2,696
2,853
2.862

18.979
20.260
21.470
22.968

23
23
23
25

1900
1901
1902
1903
1904

18
16
27
97

836
866
895
927
952

19
164
381
499
147

3,684
3.709
3.714
3*764
4,307

3,105
3,204
3,495
3.912
4.318

23.796
26*244
27.582
29,622
31,520

25
26
27
30
33

1905
1906
1907
1908
1909

29
28
50
134
248

977
1.451
1*392
1*454
1,518

57
16
45
103
44

4*562
4,582
4,582
4,496
4*561

4*668
5,231
5,618
5*895
6,190

33,765
36,821
38,259
39,450
40.491

36
37
37
39
41

1910
1911
1912
1913
1914

52
287
205
255
453

1*525
1*545
1,595
1*397
1*365

113
101
93
60
137

4.629
4.731
4.768
4,843
4,904

6*409
6.940
7,289
7,083
7,287

43,841
45.789
47.667
48*361
50*887

43
45
44
44
43

1915
1916
1917
1918
1919

326
384
593
1.519
2.745

1,324
1,335
1.238
1,142
1.095

126
66
47
932
614

4,943
5.016
5.276
5,476
5.537

7,452
7,714
8,171
8,410
3*974

54.668
65.477
74.716
85.843
97.723

43
44
43
41
41

1920
1921
1922
1923
1924

3*965
3.994
1.305
1.018
561

1.090
1*071
1,090
1*123
1,133

898
1.399
1*219
2,264
1*398

5*661
7,086
7,104
8,367
8,649

9,592
10,116
10.513
11*151
12,395

106*540
100.291
102.107
110*364
123,463

41
41
43
45
47

1925
1926
1927
1928
1929

1*168
1.281
1.279
4*346
4,036

1.124
1*129
1,142
1*054
1.008

1.693
2,240
3,304
3,169
11.928

9,323
9,842
10,507
10.672
10.800

14.526
15,061
17,429
18,910
21.033

130*181
137,200
151,230
164*238
189.755

47
48
47
48
48

1930
1931
1932
1933
1934

2.095
1.095
2*406
843
344

899
905
928
1*127
1,203

2*474
3,167
1,679
5,906
976

13.112
13.156
13.746
13,569
13*244

31.016
31,291
33,020
26,336
30,936

189.632
196.726
181.690
180.545
178,474

48
48
50
47
49

1935
1936
1937
1938
1939

277
135
114
172

670

868

12,822
12,076
12,079
12*082
11,956

29,999
31,806
33*156
33*927
35,267

191,210
209.497
239.900
239*652
260*663

49
48
48
48
46

1940
1941
1942
1943
1944

20

690

1,058
1.414

11,737
11,730
11,707
11,504
1 1 , 560

36,283
37,359
38*498
38*814
40,552

290.478
324.298
330,899
413.278
480,224

46
45
44
43
43

1945
1946
1947
1948
1949

250
440
350
415
365

1,539
2.030
2*291
2.200
2.618

11.655
11.812
11*849
12,187
12,229

42.934
45,815
47,865
49,721
52,309

532.346
567.964
557,687
558.808
557.029

42
42
41
41
41

1950
1951
1952
1953
1954

210

150

3,331
3,971
4.994
5*052
5*400

12.254
12.229
12,144
13,109
13,140

55,080
57,999
59,912
61*925
64.461

651,181
659,466
650,634
656,442
697,246

40
40
37
37
36

1955

125

5.354

14,886

66,308

764,100

33




250

609
719
694
785
819
877
871

222

Delaware

All Commercial Banks—Table la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1699

8*352
8*562
3*571
8*691

499
506
865
762

1*623
1*556
1*721
1*614

6*230
6*500
5*985
6*315

1900
1901
1902
1903
1904

9.374
9*557
10*376
10*807
10*616

547
364
697
810
737

1*842
2*573
3*111
2*928
2*633

6.985
6*620
6*568
7.069
7,046

1920
1921
1922
1923
1924

41*716
36.513
39*841
43*905
51.575

5*131
4*059
5*832
6*743
8*427

16.155
15*423
15,870
16*786
21*663

20.430
19.031
16*139
20.376
21.285

1905
1906
1907
1908
1909

10.951
13.718
12*823
12*988
14.987

781
1.171
1.125
1,099
1.777

2 » 642
4*025
4*090
3*653
4.391

7.328
8.522
7.608
8*236
8.819

1925
1926
1927
1928
1929

54*950
59*645
67*640
60*962
105*642

9.434
10,701
11,456
14,413
16,052

24,495
25.775
32*946
42.005
64*358

21*021
23*169
23*236
24.544
25.432

1910
1911
1912
1913
1914

16*983
17*080
17.991
18.622
18.959

1*691
1.452
2*219
1.841
1.793

4*834
4*489
5*610
3*832
4.027

10*458
11*139
10*162
12.949
13.139

1930
1931
1932
1933
1934

100*680
88*243
72.607
63.602
64*444

15,956
16.080
16.621
15*567
16,407

56.916
47,865
35*289
30.279
29.134

27*808
24,298
20*697
17.756
18*903

1915
1916
1917
1916
1919

20.969
23*352
27.660
29.972
34*962

1.859
1.509
3.962
4.029
4.708

5*149
6*240
8.173
9*997
12.507

13*961
15*603
15*525
15*946
17.747

1935
1936
1937
1938

61.724
60.107
66*524
63*301

15*823
15,472
15,868
16,377

25,920
24*166
26.707
26.196

19*981
20*469
23.949
20.726

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

Other

to

On
others

farm land

residential
property

Other

All
other

individuals

65*297

16*372

8,239

3*149

11*199

3*433

18,757

1940
1941
1942
1943
1944

66,703
71,256
70.204
52.726
53*531

17,154
25,364
25*293
12*210
13,772

3.408
2*660
3*537
3,771
3,561

7,622
5,182
3*606
3*243
2*937

3*414
3*444
3*662
2,769
2,969

10,979
11,356
10,885
11.326
11.245

5.540
5.979
6*003
5,167
5*145

12,769
11.874

18.566
17,251
17,216
1,471
1.968

1945
1946
1947
1948
1949

53,449
72*034
102*118
123*186
135*205

13*266
20*726
41*085
49,098
50*149

4*364
2.873
753
750
2*275

3,174
3,695
468
,4
3,393
3*401

2*851
3*353
4,636
6*061
6.171

10,055
15,804
22,865
31,099
35,239

5*184
7*344
7.233
8*154
10.325

12.521
16,269
19,608
23*635
26,743

2*034
1,970
»290
.292
.305

1950
1951
1952
1953
1954

155*456
189.298
208*240
230,460
242*710

53,652
67*217
78,152
85*055
80,199

2*275
2*675
2*675
2*655
3*178

3*620
2*563
2*294
2,056
1*762

6,608
7,699
8*027
8*498
8.204

40,477
58,648
59,740
63*924
70,204

13,053
10,042
10.986
13.131
13,763

34*695
39.671
45*336
53*749
64.398

.402
.527
*617
2*084
2.369

1955

277,054

89.361

3*660

3,771

8,146

76*916

15.656

79*281

2,334

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Delaware

223

Table la—All Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

2*922
3.056
3,835
4*746

1.055
1.060
939
1.050

319
367
598
702

1 » 548
1*629
2,298
2,994

2.195
2*787
2*957
3*227

119
118
128
126

777
889
707
689

1*299
1*780
2,122
2.412

961
1,136
1*165
1,057

14.450
15,541
16*528
17.721

1900
1901
1902
1903
1904

4,672
6*255
5,927
6.579
7.784

942
951
978
1*024
1*037

430
601
614
1.067
1.354

3,300
4,703
4*335
4*488
5.393

2*816
3.151
2*879
3.513
3,648

83
181
173
316
253

717
811
772
857
839

2*016
2,159
1*934
2*340
2,756

1.128
973
1*061
1.119
1,075

17.990
19.936
20*243
22*018
23.323

1905
1906
1907
1906
1909

9,044
8,747
9,256
9.990
9.283

,063
.544
.518
.562
,575

1.226
849
901
827
684

6*755
6*354
6*839
7.601
7.024

4,010
3,549
4.161
4.074
4.247

160
116
138
175
132

898
992
1*251
1*121
1*235

2,952
2,439
2.772
2.778
2.880

1,114
1,348
2,006
2,211
1,489

25*119
27*362
28.250
29,263
30*006

1910
1911
1912
1913
1914

9*251
9,934
10*356
9,706
10*302

1*583
1.591
1*656
1*521
1*503

708
743
705
718
699

6*960
7*600
7.995
7,467
6,100

4.910
5.340
5*173
5*068
5*784

184
227
240
130
215

1*425
1*440
1,496
1,600
1,501

3*301
3*673
3.437
3,338
4,Q68

1.555
1*627
1,765
1*766
1.964

32*699
33.981
35.285
35.162
37.029

1915
1916
1917
1916
1919

10,748
15*106
16*106
22.943
28*118

1*438
1,412
1.849
5*825
10.759

694
965
1*008
1*144
1.293

8*616
12.729
15,249
15.974
16.066

6.828
9,712
10,226
13*154
12,489

317
485
455
569
649

1,542
1*923
2*311
2,126
2,311

4*969
7.304
7.462
10*459
9*529

2.013
1*944
1.954
2*369
2.328

40,558
50,114
57,948
68*438
77*897

1920
1921
1922
1923
1924

26*865
27.544
27.108
29.688
30.344

7.446
7*938
6*461
7.528
6.771

1.183
1.174
1,362
1*896
2*154

18*236
18.432
19.285
20.262
21.419

14*116
6.555
9.892
9.495
12(734

742
1*015
1*386
1,360
1*602

2,466
1,500
1,422
1,328
1,741

10*908
6.040
7*084
6,787
9*391

2.504
3.705
3.372
4.115
4*508

85,201
78,317
80,213
87,203
99,161

1925
1926
1927
1928
1929

33*819
34*716
36*269
35.967
34.306

5.913
5.521
5.055
5.366
5.858

2,972
3,349
3.794
4.225
4*259

24.934
25*846
29.420
26*376
24*189

10*775
11,022
12.170
11.519
14,369

1.600
1,476
1.610
1.490
2.093

1,710
1*883
1.879
1*412
1*502

7.465
7.661
8*481
8.617
10.774

5.386
5.551
5.780
7.084
5.915

104*930
110*934
123,859
135,532
160,432

1930
1931
1932
1933
1934

36*924
47.261
51*457
59*414
49.762

5,304
11.691
15.710
23*683
16.689

4.280
4.859
5*066
5,419
4,943

27.340
30*711
30*661
30.312
28*130

15.881
23*022
18*277
17,696
23*227

2*232
1*808
1*580
1*550
1.371

1.645
1*945
2.000
1.727
1*664

11.804
19*269
14.697
14*419
20.192

5.001
5.932
6*148
6.514
6.550

159.286
164.458
148.489
147*226
143,983

1935
1936
1937
1936
1939

53*645
68*305
76.396
71.140
76.955

17.667
26.850
36.985
33*111
41*654

7,018
11,934
13.077
12.347
10.891

28,960
29.521
26,334
25,682
24,410

33,044
36*596
49,424
56*222
66,676

2.097
2*999
6*107
7.582
5*743

2*011
2*525
3*265
3.187
2*577

28*936
31*072
40*052
45*453
58*356

6.631
6*067
5*839
5.427
5*826

155*044
171*075
198.183
196.090
214.754

1940
1941
1942
1943
1944

80*730
94.691
122.616
218,041
274,242

49.133
61.595
86*578
186*249
244.018

10,725
11,825
14.020
13.064
11.656

20,872
21.271
22,020
18,708
18,568

86*662
100*532
78,370
77,522
79,765

2,916
10,578
8,828
11,876
9,630

3.070
3.833
4.685
5.055
5.419

82*676
86*121
64*857
60*591
64*716

5*559
5*285
4*962
4*755
4*337

241.654
271*764
276*154
353.044
411.875

1945
1946
1947
1948
1949

314,337
311,276
259,497
234.708
221*831

285.399
276.805
228.757
199.856
187*312

10.907
11.994
13.001
17.335
17.561

18,031
22,477
17*739
17,517
16,958

80*867
91,648
97,513
98,706
94*156

7,224
11,230
19,756
11,383
12,049

5*937
5.746
7.005
7,760
7,302

67,706
74,672
70*752
79.565
74.805

4*336
4*439
4*444
4*569
5*186

452*989
479*397
463.572
461.171
456.378

1950
1951
1952
1953
1954

293,552
262.716
226*034
210*639
216*460

253.456
225.699
189.901
161*226
190*415

23.778
21.850
22,254
17,401
13*040

16,318
15,167
13,879
12,212
13.005

92,732
96,971
99,614
89,238
103,409

13,225
16,730
25.436
22,943
14,173

6,304
7,088
9,713
9,989
10*911

73.203
73,153
64,463
56*306
78,325

6*029
5*960
7*500
8*794
9*063

547*771
554.945
541*388
539*331
571.642

221,269

14.045

11,721

97.721

14.170

11.466

72*085




631*022

224

Delaware

All Commercial Banks—Table la




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

1896

Interbank

U.S.
Government
50

Other

Other
time

1897
1898
1899

7,823
8,903
9.855
11,107

402
410
516
352

52
51
50

7.039
8,073
8*853
10*129

332
368
433
576

1900
1901
1902
1903
1904

11,125
12,771
12,552
13,907
14.564

615
584
466
849
904

47
47
50
50
50

9*685
11,508
11,369
12,259
12,716

578
632
667
749
894

1905
1906
1907
1908
1909

15*920
17,188
17,753
18,538
18*790

795
758
903
971

51
50
100
97
57

14,041
15*203
15,361
15*883
15*819

1*033
1.177
1*389
1.511
1*943

1910
1911
1912
1913
1914

21,482
21*912
22,917
23*198
24*687

1*077
1*356
1*472
1*110
1,267

51
53
63
102
111

17*189
16,936
17,628
17*566
19.027

3*165
3.567
3.754
4,420
4*282

1915
1916
1917
1918
1919

28,236
37,599
44,745
53,220
61.336

1,344
1.663
1.680
1.636
2.455

85
68
75
1,804
1,520

20,581
28,897
32,860
37,881
43,762

6*226
6*971
10*130
11.899
13,599

1920
1921
1922
1923
1924

66*596
57,385
61,845
66,336
77.773

2.155
1.226
1*280
1*381
4,729

301
540
573
1*082
714

46*969
37,167
40.079
41*675
46*208

17,171
18*452 *
19*913
22*196
26*122

1925
1926
1927
1928
1929

80,543
85,057
94.165
101.688
116.309

4,873
1,338
1.554
1.603
2,598

520
669
75
97
65

46,873
52,006
58,979
63,097
75.359

28,277
31,044
33,557
36*891
38*287

1930
1931
1932
1933
1934

114,601
120*008
102.132
104.447
102.701

2,776
2,916
2*942
2*316
1,779

269
569
842
4,702
2.706

73.875
79,025
63*132
62*921
62*135

37.681
37,496
35.216
34.506
36*081

1935
1936
1937
1938
1939

116*154
132*548
158.340
155.806
173.625

1.769
1*630
1,707
1,903
1.795

1.514
1*235
1.193

76*077
91,754
115.551
111*869
129,267

36»794
37*929
39»B89
41,289
41»916

1940
1941
1942
1943
1944

200,093
229,557
233*921
311.283
367.876

2.955
3.611
3*330
3,918
3,896

1,025
34.261
66,614

153,245
183,937
190*670
232*766
252*356

43,197
41,347
38*896
40*336
45*010

1945
1946
1947
1948
1949

407.593
431, 298
414,072
410*311
403,414

3.349
3.323
3.260
4.813
4.801

73,568
51,605
9,435
26.573
16.096

273,084
307*396
331*582
310.501
314.814

57*592
68,974
69.795
68,42^
67,703

1950
1951
1952
1953
1954

492.530
497.566
481,479
477,205
507.289

3.882
4,446
4,900
4*601
5,076

56,940
46*132
26,927
16,266
28*610

339,842
354,562
352,751
360.237
372.363

91.666
92*426
96,901
<*6 , 1 0 1
101,240

1.047

725
647
696
662

421*738

Delaware

225

Table la—All Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
ba *
no|

Borrowings

r*v,,».
lUU*.

C

^

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of

banks

1896
1897
1898
1899

23
5

703
699
708
764

118
145
143
38

3*614
3*764
3*664
3*684

1*992
2*007
2*153
2*128

14.450
15.541
16.528
17*721

21
21
21
23

1900
1901
1902
1903
1904

18
16
27
97

836
866
895
927
952

19
164
381
384
37

3*684
3*709
3*714
3.764
4.307

2*326
2*408
2*665
3*009
3*366

17*990
19*936
20.243
22.018
23.323

23
24
25
26
31

1905
1906
1907
1908
1909

29
28
50
134
248

977
1.451
1*392
X*454
1*518

11
16
42
78
44

4.562
4*582
4*582
4*496
4*561

3*620
4*097
4*431
4*563
4.845

25*119
27*362
28*250
29*263
30*006

34
35
35
37
39

1910
1911
1912
1913
1914

52
287
205
25S
453

1*525
1»545
1*595
1*397
1*365

109
101
93
60
137

4*629
4*731
4*768
4*843
4*904

4.902
5.405
5*707
5.409
5*483

32.699
33*981
35*285
35*162
37*029

41
43
42
42
41

1915
1916
1917
1918
1919

326
384
593
1»519
2*745

1*324
1*335
1*238
1.142
1*095

126
66
47
932
614

4*943
5*016
5»276
5*476
5*537

5.603
5.714
6*049
6.149
6*570

40*558
50.114
57*948
66*436
77.897

41
42
41
39
39

1920
1921
1922
1923
1924

3.965
3.994
1»305
1*018
561

1*090
1*071
1*090
1*123
1*133

898
1.399
1*219
2*264
1*398

5*661
7.086
7*104
8*367
8*649

6.991
7,382
7,650
8.095
9*647

85.201
78*317
80*213
87.203
99,161

39
39
41
43
45

1925
1926
1927
1928
1929

1*168
1*281
1*279
4*346
4*036

1*124
1*129
1*142
1*054
1.006

1*693
2*240
3*304
3.169
11.921

9.323
9*842
10.507
10.672
10*800

11*079
U.385
13.462
14*603
16.358

104*930
110.934
123,859
135,532
160.432

45
46
45
46
46

1930
1931
1932
1933
1934

2*095
1*095
2*406
843
344

899
905
928
1*127
1*203

2*471
3*167
1.679
5.906
976

13*112
13*156
13*746
13.569
13.244

26*108
26.127
27*598
21*334
25»515

159.266
164.458
146,469
147.226
143.983

46
46
48
45
47

1935
1936
1937
1938
1939

277
135
114
172

670

668
609
719
694
782

12*622
12*076
12.079
12.062
11.956

24.253
25.707
26,931
27.336
28,391

155*044
171,075
196*163
196*090
214,754

47
46
46
46
44

11.737
11.730
11*707
11*504
11.560

26*986
29.602
29.669
29,211
30.349

241.654
271,764
276*154
353*044
411*875

44
43
42
41
41

1940
1941
1942
1943
1944

"

20

690

818
875
857
1*046
1*400

1945
1946
1947
1948
1949

250
440
350
415
365

1*528
2*013
2*278
2*189
2*603

11.655
11*812
11*849
12.167
12*229

31.963
33.S34
35.023
36.069
37.767

452.989
479,397
463,572
461.171
456.378

40
40
39
39
39

1950
1951
1952
1953
1954

210

150

3*309
3*821
4*831
5*045
5*384

12*254
12.229
12*144
13.109
13*140

39*468
41.329
42*684
43.972
45.679

547*771
554,945
541,388
539*331
571,642

38
38
35
35
34

1955

125

5*341

14.886

46.774

631*022

31




250

226

Delaware

National Banks—Table 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1696
1897
1696
1699

5*287
5*446
5i557
5,656

57
53
61
62

1*159
1*074
1*234
1*262

4*071
4*319
4*262
4*332

1900
1901
1902
1903
1904

5»994
6*407
6*596
7*102
7*090

67
95
110
87
80

1*354
1*935
2*226
1*774
1*615

4,573
4,457
4,262
5,241
5*395

1920
1921
1922
1923
1924

10,171
9.610
10,018
10.226
10,573

286
302
494
800
787

3*215
2*638
3*080
2*931
2*872

6*670
6*870
6*444
6*495
6,914

1905
1906
1907
1906
1909

7*261
8,070
8,457
8*5*6
6*827

80
105
128
103
112

1*624
2*138
2*587
2.090
2*269

5,577
5*827
5*742
6.375
6.446

1925
1926
1927
1928
1929

11*093
11*660
12.176
12.561
13*081

1*040
1*198
1*256
1.449
2.320

2,733
2*867
2*931
3*233
3*591

7,320
7,595
7*987
7*879
7*170

1910
1911
1912
1913
1914

9*932
9*612
10*019
7*298
7*099

115
91
115
77
93

2*546
2*270
2*378
1.279
1.326

7*271
7,251
7,526
5*942
5*660

1930
1931
1932
1933
1934

12*081
11.346
10*196
9.244
6,535

2*560
1.947
1*869
1,784
2*200

3.126
2*994
2*700
2*547
2,209

6*395
6*405
5.627
4*913
4*126

1915
1916
1917
1916
1919

7*594
8*412
6*120
7*526
8*375

146
125
204
202
169

1*709
1*923
1.961
2*188
2*472

5.739
6*364
5*955
5*136
5*734

1935
1936
1937
1938

6*155
7.777
7.684
8*084

1,961
2,100
2*247
2*524

2.010
2.069
2*022
2,000

4*184
3*608
3*415
3,560

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real C U1W!
estate
"r" *

To
others

On
farm land

Other
loans
to
individuals

On
residential
property

Other

All
All

other

1939

8*266

2*796

70

776

1*134

1.260

503

1*747

1940
1941
1942
1943
1944

8*607
9*175
8*841
5*837
6*075

3.245
3,377
3*504
1*967
2*323

80

677
585
445
224
238

1*149
1*123
1,011
855
777

1*428
1.744
1*966
1*603
1.464

593
608
433
366
281

217
61

1*635
1*738
1*482
545
891

1945
1946
1947
1946
1949

5.940
7*759
10*514
12*813
13*800

2*045
2*540
4*249
4*530
4*991

531
698
595
926
820

745
960
1*161
1*268
1*361

1*381
1.617
2*679
4*026
4*540

343
607
611
988
1*033

59
86
904
789
815

606
1*021
315
293
273

1950
1951
1952
1953
1954

14*312
15*194
12*566
13*538
12*546

4,475
5,291
4.025
3*923
3*784

1,045
338
69
83
12

1,385
1,397
1,273
1*333
1.254

5.118
5.576
5,131
5*892
5*147

1*092
1*091
665
666
435

1,018
1*035
1,191
1*439
1*608

211
509
221
211
316

1955

13*297

3*661

1*325

4,843

1*084

1*712

481

40
40
30
30

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Dekware

227

Table 2— National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

533
558

Total

Cash items
in process
of collection

Currency
and
coin

Bankersbalances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

I t 496
1*522
Ii637
2*004

945
945
938
1*010

18
19
23
33

676
961

1*610
2*027
2.238
2*097

109
104
115
113

526
568
570
556

975
1*355
1.553
1*428

468
472
508
493

8*861
9*467
9*940
10*250

1900
1901
1902
1903
1904

1*949
2*611
2*827
3*008
2*902

942
951
978
1*024
1.037

33
55
61
65
62

974
1*605
1*768
1*919
1*803

2*036
2*410
2.069
2*541
2*332

74
167
86
237
166

591
656
617
684
658

1*371
1*587
• 366
»620
*506

505
472
472
468
471

10*464
11*960
11*966
13*139
12*795

1905
1906
1907
1908
1909

3*313
3*846
3.871
4*142
4*359

1*063
1*544
1*518
1*562
1*572

74
76
78
85
194

2*176
2*226
2.275
2*495
2*593

2.573
2*270
2*051
2*794
2*495

107
83
101
126
70

678
755
774
766
848

• 788
• 432
»176
1*902
1.577

479
507
539
669
680

13*646
14*693
14*916
16*173
16*361

1910
1911
1912
1913
1914

4*177
4*695
4*878
4*288
4*272

1*583
1*591
1*655
1.520
1*502

167
166
140
203
176

2.427
2*938
3.083
2*565
2*594

2*636
2*491
3*128
2*048
2*459

109
92
118
52
92

924
916
955
739
731

1*603
1*483
2*055
1*257
1*636

735
731
868
698
713

17*480
17,529
16*893
14*332
14.543

1915
1916
1917
1918
1919

4*460
5*425
7*226
8*285
9*588

1*398
1*411
1*642
2*823
4*249

199
256
286
271
316

2*863
3*758
5*298
5*191
5*023

2*042
2*568
2*607
3.049
2*974

92
101
110
220
180

608
613
697
612
655

1*342
1*854
1*800
2.217
2*139

732
727
672
677
645

14*626
17*132
16*625
19*537
21*582

1920
1921
1922
1923
1924

8*502
7*796
7.332
7*707
7*999

3*284
3*045
2*359
2*579
2*333

335
382
394
387
483

4*883
4*369
4*579
4*741
5.183

2*855
2*616
3*020
2*383
3.517

201
153
377
309
326

682
488
414
322
409

1*972
1*977
2*229
1.752
2*782

660
700
697
737
740

22*186
20*924
21*067
21*053
22*829

1925
1926
1927
1928
1929

9*442
9t587
9*454
10.096
9*425

2.373
2.344
2*146
2*125
2*031

775
829
796
741
704

6*294
6*414
6*512
7*230
6*690

2 * 748
2*642
2*957
2*866
2*773

337
277
342
369
339

464
445
499
351
345

1*947
1*920
2*116
2*146
2*089

862
974
1*004
1*043
1*150

24*145
24.863
25*591
26*566
26*429

1930
1931
1932
1933
1934

8*574
9.396
9*250
8.853
9.168

2*014
2.168
2.365
2*515
2.809

555
552'
595
700
646

6*005
6*676
6*290
5*638
5*713

2*345
2*490
1*738
2*149
1.907

232
182
244
240
219

302
328
323
297
288

1*811
1.980
1.171
1*612
1*400

1*094
1,174
1*120
1*169
1,259

24*094
24*406
22*304
21*435
20,869

1935
1936
1937
1938
1939

8*965
9.529
10.818
9.892
9.113

2*512
1*944
2*767
2.277
2.407

680
897
960
931
792

5.773
6.688
7*091
6*684
5.914

3 . 243
3*892
4.219
4*136
4*578

291
286
315
290
313

349
487
421
423
390

2.603
3*119
3*483
3*423
3*875

1*277
1.236
1.207
1*143
1*093

21*640
22*434
23*928
23*255
23*070

1940
1941
1942
1943
1944

7.296
8*189
10*082
14*844
19.044

1*861
3*128
5.279
11.394
16*084

834
1*016
1.217
703
744

4.601
4.045
3.586
2.747
2*216

7*902
7.349
7.811
6*763
6.243

267
553
338
239
565

425
624
740
795
773

7.210
6*172
6.733
5.729
4.905

1*053
947
916
662
592

25*056
25*660
27*650
28*106
31.954

1945
1946
1947
1948
1949

24*679
26*252
23*385
21i397
19*680

22*114
22*862
20*365
18.394
16*893

584
478
720
899
954

1*981
2.912
2*300
2*104
1.833

7*910
7.798
8*401
8*627
7*707

311
428
547
459
570

730
778
946
1*104
981

6*869
6,592
6*906
7.064
6*156

540
513
510
504
556

39*069
42.322
42*810
43.341
41,743

1950
1951
1952
1953
1954

20*542
23*158
15*805
16*660
14.107

17*464
19*794
12.671
13*102
11*056

1*532
1*825
1*963
2.184
2*110

1*546
1*539
1*171
1*374
941

7*412
9*461
6.810
6*020
5.706

802
1.177
488
339
234

754
881
816
831
855

5*856
7*403
5,506
4*850
4,617

594
686
584
648
580

42*360
48.499
35*785
36,866
32*941

1955

15*858

12*384

2*517

957

6*012

289

784

4,939

576

35*743




228

Delaware

National Banks—Table 2




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

Total

Interbank

Government

demand

Other
time

1896
1897
1896
1899

4,776
5,473
5,923
6*089

339
339
372
352

50
52
51
50

4.286
4,974
5,377
5.558

101

1900
1901
1902
1903
1904

6,103
7,520
7,374
8*263
7,628

534
496
385
751
670

47
47
50
50
50

5.376
6.781
6.709
7,201
6,614

146
196
230
261
294

1905
1906
1907
1908
1909

8*392
8.797
8*929
9,894
9.895

647
612
625
866
825

51
50
100
97
57

7,330
7,706
7*564
8*153
7,913

364
429
640
778
1,100

1910
1911
1912
1913
1914

10.953
10.661
11,817
8,966
9,167

849
986
1,253
604
755

51
53
63
102
111

8*212
7,721
8*332
5,845
6,267

1*841
1,901
2*169
2*415
2»034

1915
1916
1917
1918
1919

9,475
11,720
13.214
14.236
15*475

598
728
806
515
458

85
68
75
766
225

6*432
7.742
8.731
8.925
10.819

2,360
3*182
3,602
4,030
3*973

1920
1921
1922
1923
1924

15.705
14,190
14,972
14,758
16,715

471
454
305
470
395

98
140
168
92
117

10,435
9*001
9,591
8,488
9,850

4.701
4*595
4*908
5.708
6*353

1925
1926
1927
1928
1929

17,650
17,982
18,565
19,503
18,936

370
348
325
355
476

87
72
67
97
65

10*091
9,768
9,574
9,483
8,829

7.102
7*794
8,599
9*568
9*566

1930
1931
1932
1933
1934

16,731
17,558
14,907
14,853
14.420

313
326
358
320
293

69
100
137
241
177

7,341
7,567
5,365
5*554
4,940

9.008
9*565
9.047
8.738
9,010

1935
1936
1937
1938
1939

15.738
17,231
18,588
17,876
17*665

372
361
265
243
265

128
589
428
245
225

6,097
7,344
8,476
8*286
8,377

9,141
8*937
9,419
9*104
8,798

1940
1941
1942
1943
1944

19*703
20.283
22,344
23,726
26,714

709
424
549
347
170

275
273
521
971
1,601

9,920
10*934
13.306
14,067
15,992

8,799
8,652
7,968
8,341
8,951

1945
1946
1947
1948
1949

34,365
37,130
37,354
37,639
36,013

436
298
315
330
295

2*348
1.805
346
455
281

20*907
22.763
23.526
23.685
22.445

10,674
12*264
13,165
13,169
12.992

1950
1951
1952
1953
1954

37,030
43,548
30*904
31,855
28*599

439
641
10
12
17

547
637
421
264
330

22.841
28.253
18,378
18,714
15,916

13,203
13,017
12,095
12*865
12,336

108
123
129

Delaware

229

Table 2— National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrowings

1896

->..
^

23
5

Surplus and
other
capita!
accounts

.. .
<=•*"
r

703

1897
1898
1899

Amounts in thousands of dollars]
Total
liabilities
and capital
accounts

Number
Number
^

699
708
764

1
1
21

2.134
2.084
2,084
2.134

1*248
1*187
1.219
1.242

8*861
9*467
9,940
10.250

18
18
18
19

1900
1901
1902
1903
1904

18
16
27
97

836
866
895
927
952

2
1
1
8
3

2.134
2.159
2*154
2.199
2,262

1.409
1*416
1,526
1,715
1,853

10,484
11*960
11*966
13,139
12,795

19
20
21
23
24

1905
1906
1907
1908
1909

29
28
50
134
99

977
1,451
1*392
1*454
1.518

1
2
2
2
2

2,274
2,274
2,274
2,349
2,349

1,973
2,141
2.271
2.340
2*498

13,646
14,693
14.918
16.173
16,361

24
24
24
27
27

1910
1911
1912
1913
1914

48
208
150
143
209

1,525
1,545
1.595
1.397
1,365

2.374
2.374
2.424
1,724
1,689

2.580
2.741
2.907
2,100
2*113

17.480
17,529
18,893
14,332
14.543

1915
1916
1917
1918
1919

209
207
252
373
1,055

1.324
1,335
1,238
1,142
1,095

29
5
7
112
219

1.639
1*664
1*589
1,459
1*429

2.152
2.201
2.325
2,215
2*309

14*828
17.132
18.625
19,537
21*582

24
24
22
20
19

1920
1921
1922
1923
1924

1.337
1.322
640
690
368

1»090
1.071
1,090
1.123
1.133

137
41
26
33
24

1,515
1*660
1*660
1,710
1,710

2*404
2,640
2,679
2.739
2,879

22*188
20*924
21,067
21.053
22,829

19
18
18
18
18

1925
1926
1927
1928
1929

548
723
703
751
1.117

1.124
1.129
1,142
1.054
1.008

53
38
32
84
28

1,735
1,759
1,759
1,684
1,629

3,035
3*232
3,390
3,490
3,711

24.145
24,863
25,591
26,566
26,429

18
19
19
18
17

1930
1931
1932
1933
1934

773
317
1,074
508
154

899
905
928
1,127
1,203

25
20
42
25
43

1,648
1,648
1*648
1.623
1,833

4,016
3,958
3,705
3.299
3*216

24,094
24,406
22,304
2i»435
20*869

16
16
16
15
16

1935
1936
1937
1938
1939

136
15
20
75

670

27
43
37
36
37

1,928
1,918
1,891
1*899
1,872

3,141
3,227
3,392
3,367
3,496

21*640
22*434
23*928
23,255
23,070

16
16
16
16
15

690

42
52
52
36
47

1*751
1*755
1,682
1,478
1,479

3,562
3,570
3*572
2.866
3,024

25*058
25,660
27,650
28,106
31,954

15
15
14
13
13

150
50

33
37
37
45
35

1,479
1.619
1,669
1.669
1.710

3.192
3.536
3.750
3.838
3,935

39,069
42.322
42.810
43.341
41,743

13
13
13
13
13

1950
1951
1952
1953
1954

100

39
41
26
28
30

1.710
1,710
1,260
1.260
1*010

4,081
4.200
3.595
3,723
3*202

42,860
48.499
35.765
36.866
32*941

13
13
11
11
10

1955

100

29

975

3,213

35,743

9

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949




2

-

28
28
28
26
25

230

Delaware

State Commercial Banks—Table 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

LOJins

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

3*065
3*116
3*014
3*035

442
453
804
700

464
482
487
352

2*159
2*181
1.723
1*983

1900
1901
1902
1903
1904

3*380
3*070
3.778
3*705
3»526

480
269
587
723
657

488
638
685
1*154
1*218

2*412
2.163
2.306
1*826
1*651

1920
1921
1922
1923
1924

31*545
28.703
29*823
33.679
41.002

4,845
3,757
5,336

5,943
7,640

12,940
12,785
12*790
13*855
18*991

13,760
12*161
11*695
13*861
14,371

1905
1906
1907
1908
1909

3.670
5*648
4*366
4*420
6*160

701
1*066
997
996
1.665

1*218
1*887
1*503
1.563
2*122

1.751
2*695
1.866
1.861
2*373

1925
1926
1927
1926
1929

43.857
47,985
55,464
68,401
92,761

6,394
9,503
10,198
12,964
13,732

21*762
22,908
30,017
38.772
60.767

13*701
15,574
15.249
16*665
18*262

1910
1911
1912
1913
1914

7*051
,7*468
7.972
11*324
11*860

1*576
1*361
2 • 104
1*764
1*700

2*288
2*219
3*232
2»553
2»701

3,187
3*888
2*636
7,007
7,459

1930
1931
1932
1933
1934

88,599
76*897
62*411
54*358
55*909

13,396
14*133
14.752
13.783
14,207

53.790
44.871
32.589
27.732
26*925

21*413
17.893
15,070
12,843
14,777

1915
1916
1917
1918
1919

13*375
14.940
19.540
22.446
26*587

1.713
1*384
3.758
3*827
4.539

3*440
4*317
6*212
7*809
10*035

8,222
9,239
9,570
10*810
12*013

1935
1936
1937
1938

53,569
52,330
58.840
55.217

13,862
13,372
13,621
13,853

23.910
22,097
24.685
24.198

15.797
16,861
20.534
17.166

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

to
Other

All
other

individuals

1939

57.011

13*576

4*078

7*463

2.015

9.939

2.930

17*010

1940
1941
1942
1943
1944

57*896
62*081
61*363
46*889
47*456

13*909
21.987
21*789
10*223
11*449

3*328
2*680
3.537
3.731
3*541

6*945
4,597
3,161
3,019
2,699

2.265
2,321
2,651
1,914
2,212

9,551
9*612
8*919
9.723
9.781

4.947
5.371
5.570
4.801
4*864

12.552
11.813

16,951
15,513
15,736
926
1.097

1945
1946
1947
1948
1949

47*509
64.275
91*604
110*373
121*405

11.221
18.186
36*836
44.568
45.158

4.334
2*843
753
750
2.275

2,643
2,997
4,053
2*467
2*581

2*106
2.393
3*475
4.773
4*810

8.674
13.967
20*186
27.073
30,699

4*841
6,737
6.622
7.166
9.292

12.462
16,183
18*704
22*846
25*928

1*226
949
975
999
1,032

1950
1951
1952
1953
1954

141.146
174.104
195.654
216*922
230*162

49*377
61*926
74.127
81.132
76.415

2.275
2*675
2*675
2*855
3.178

2.575
2.225
2*225
1.973
1.770

5.223
6*302
6*754
7.165
6*950

35.359
53.072
54.609
58.032
65.057

11.961
8*951
10.301
12*465
13*328

33,677
38,636
44,145
52.310
62.790

1.191
1*018
1,596
1,673
2,053

1955

263*757

85.500

3.680

3,771

6,821

72.073

14.572

77*569

1.653

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Delaware

231

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

Cash assets

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Other
securities

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Total

Currency
and
coin

10
14
13
13

251
321
137
133

324
425
569
984

513
664
657
564

5.589
6.074
6*588
7.471

645
572
568
720

623
501
589
631
604

7.506
7*956
8.277
8.879
10*528

635
841

11.473
12*669
13*332
13*090
13*645

301
348
575
669

1*015
1*071
1*622
2*033

397
546
553

2*326
3*098
2*547
2*569
3*590

780
741
810
972

1*516

9
14
87
79
65

126
155
155
173
181

1*152

1.437
1*279
2*110
1*280
1.752

53
35
37
49
62

220
237
477
355
387

1*164
1*007
1.596

3

773
823
742
490

4*579
4*128
4*564
5*106
4*431
4*533
4*662
4*912
4*902
5*506

2*274
2*849
2*045
3*020
3.325

75
135
122
78
123

501

1
1
1

541
577
565
515
523

1.698
2*190
1*382
2*081
2*432

1*068
1*271

15*219
16*452
16*392
20*830
22.466

495
709
722
873
977

5.753
8*971
9*951
10*783
11*043

4.786
7*144
7.621
10*105
9.515

225
384
345
349
469

1.310
1.614
1.514
1*656

3*627
5.450
5.662
6*242
7.390

1*281
1*217
1*282
1*692
1*683

25*730
32*982
39*323
48*901
56*315

848
792
968

11*261
5*937
6.872
7.112
9.217

541
862

1*511
1*671

13*353
14*063
14*706
15*521
16*236

1.009
1.071
1*276

1*784
1.012
1.008
1.006
1.332

8*936
4*063
'4,855
5*035
6*609

1*844
3*005
2,675
3*378
3*768

63*013
57*393
59*146
66*150
76,332

3*540
3*177
2*909
3*241
3*627

2*197
2*520
2*998
3*484
3*555

18*640
19*432
22*906
19*146
17*499

8.027
8*380
9.213
8.653
11.596

1*263
1*201
1*466
1*121
1*754

1.246
1*436
1.380
1.061
1.157

5,518
5,741
6*365
6.471
6*685

4*524
4*577
4,776
6*041
4*765

80,765
86.071
98.266
106.966
134,003

28*350
37*865
42*207
50*561
40*594

3*290
9*523
13*345
21*168
13*880

3»725
4.307
4.471
4*719
4*297

21*335
24*035
24.391
24.674
22.417

13*536
20*532
16.539
15*547
21*320

2*000
1*626
1*336
1*310
1*152

1*543
1.617
1.677
1.430
1.376

9*993
17,289
13*526
12*807
18,792

4,707
4,758
5,028
5.325
5.291

135,192
140,052
126.165
125.791
123.114

1935
1936
1937
1938
1939

44*680
58*776
65*578
61*248
67*842

15.155
24*906
34.218
30*834
39.247

6*338
11*037
12*117
11*416
10*099

23.187
22*833
19*243
18*998
18*496

29.801
32.704
45*205
52.086
62.098

1*806
2*713
5*792
7»292
5*430

1*662
2*038
2.844
2.764
2.187

26*333
27,953
36*569
42,030
54*481

5*354
4*831
4.632
4,284
4,733

133*404
148*641
174.255
172*835
191*684

1940
1941
1942
1943
1944

73*434
86*502
112*536
203*197
255*198

47*272
58*467
81*299
174*855
227.934

9*891
10*809
12*803
12*381
10*912

16*271
17*226
18*434
15*961
16*352

80*760
93.183
70.559
70.759
73*522

2*649
10*025
6*490
11*637
9*065

2.645
3*209
3.945
4.260
4*646

75,466
79,949
58,124
54,862
59.811

4*506
4,338
4*046
4*093
3.745

216,596
246,104
248*504
324*938
379.921

1945
1946
1947
1948
1949

289.658
285*024
236*112
213*311
202*151

263*285
253.943
208*392
181.462
170*419

10*323
11.516
12.281
16*436
16*607

16*050
19*565
15*439
15.413
15.125

72*957
83.850
89.112
90.081
86*449

6.913
10.802
19*209'
10*924
11.479

5.207
4»968
6*057
6.656
6,321

60*837
68.080
63.846
72,501
68,649

3*796
3*926
3*934
4.065
4.630

413,920
437,075
420.762
417,830
414,635

1950
1951
1952
1953
1954

273*010
239*558
210*229
194.179
202*353

235*992
205*905
177*230
168*124
179.359

22*246
20*025
20*291
15*217
10*930

14.772
13*628
12*708
10*838
12*064

85.320
87.510
92*604
83*218
97.703

12.423
15.553
24.950
22*604
13.939

5*550
6*207
8.897
9,158
10,056

67,347
65*750
.58*957
51*456
73,708

5,435
5*274
6*916
8.146
6*483

504.911
506,446
505,603
502,465
538.701

1955

231.177

208.885

11.528

91,709

13*861

10*682

67*146

1896
1897
1898
1899

It 426
1*534
2*198
2*742

1900
1901
1902
1903
1904

2*723
3*644
3*100
3»571
4*882

1905
1906
1907
1908
1909

5*731
4*901
5*387
5»848
4*924

1910
1911
1912
1913
1914

5*074
5*239
5*478
5*418
6*030

1915
1916
1917
1918
1919

6*288
9*681
10*880
14*658
18*530

3.002
6*510

1920
1921
1922
1923
1924

18*363
19*748
19*776
21*981
22.345

4*162
4*893
4*102
4*949
4*438

1925
1926
1927
1928
1929

24.377
25*129
28*815
25*871
24*881

1930
1931
1932
1933
1934




110
115
1
40

1*002
1*292

40
1
207

585
760
719

1*130

.

524
541
861
770
934

1*250

876

1*303

1,469
1*542
809
820
896
897

595.279

232

Delaware

State Commercial Banks—Table 3




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available dale; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Inter^

Government

Other
demand
2»753
3,099

1896
1897
1898
1899

3,047
3,430
3*932
5*018

63
71
146

1900
1901
1902
1903
1904

5,022

5,251
5,178

81
88
81
98
234

4*509
4,727
4*660
5,058

6,711

8*977

5*644
6,936

3,476
4*571

6,102

Other
time

231
260
310
447
432
436
437
488
600

1905
1906
1907
1908
1909

7,528
8*391

8', 824
6*644
8*895

148
146
278
161
146

1910
1911
1912
1913
1914

10*529
11*251
11*100
14,232
15*520

226
370
219
506
512

9,296
11*721
12*760

1*324
1*666
1*585
2*005
2*246

1915
1916
1917
1918
1919

18,761
25.879
31*531
38*984
45*661

746
935
874
1*121
1,997

1,295

14*149
21.155
24.129
28,956
32*943

3*866
3*789
6*528
7*869
9*626

1920
1921
1922
1923
1924

50*891
43*195
46*873
51,578
61,058

1,664
772
975
911
4,334

203
400
405
990
597

36*534
28*166
30.488
33,187
36*358

12*470
13*857
15*005
16*490
19.769

1925
1926
1927
1928
1929

62,893
67*075
75,600
82,185
97,373

4*503

433

990
1,229

597
8

36.782
42*238
49.405
53*614
66*530

21*175
23.250
24*958
27.323
28*721

1930
1931
1932
1933
1934

97,870
102,450
87,225
89,594
68,281

2*463
2,590
2,584
1.996
1*466

200
469
705
4*461
2.529

66,534
71,458
57*767
57,367
57,195

28.673
27*933
26*169
25*770
27*071

1935
1936
1937
1938
1939

100,416
115,317
139.752
137.928
155.960

1.397

1*366

69,980
84*410
107,075
103,603
120,890

27»653
28*992
30*470
32*165
33*118

1940
1941
1942
1943
1944

180.390
209,274
211.577
287,557
341,162

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

7,497
7.797
7,730
7,906

9,215

1*036

1*248
2*122

669
748
749
733
643

1,269
1,442
1,660
1.530

646
765
480
422

2.246

421

3,187
2,781
3.571
3.726

389
504
33.290
65.013

143,325
173,003
177,364
218,699
236,364

34*398
32*695
30*926
31*997
36*059

373,228
394,168
376,718
372,672
367.401

2.913
3*025
2,945
4*483
4,506

71.220
49,800
9,087
26,118
15,815

252,177
284,633
308,056
286,816
292.369

46*918
56*710
56*630
55*255
54*711

455*500
455*016
450,575
445,350
478,690

3,443
3,805
4.890
4,589
5.059

56*393
45*495
26*506
16*002
28,280

317,001
326,309
334,373
341,523
356.447

78*663
79*409
84*806
83*236
88*904

532,470

29,469

Delaware

233

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Nat onal
Year

Borrowings

ba

"k

no ,es

1896

0,,

a"""1

liSSes

Surplus and
other
capital
accounts

744
820

Total
liabilities
and capital
accounts

Number

of
banks

1897
1898
1899

11B
144
142
17

1*680
1*680
1*580
1.550

934
886

5,589
6*074
6*588
7,471

3
3
3
4

1900
1901
1902
1903
1904

17
163
360
376
34

1.550
1*550
1*560
1*565
2.045

917
992
.159
*294
.513

7,506
7,956
8,277
6*879
10,528

4
4
4
5
7

1905
1906
1907
1908
1909

149

10
14
40
76
42

2*288
2*306
2*308
2.147
2*212

.647
.956
2,160
2,223
2,347

11.473
12*669
13.332
13.090
13,645

10
11
11
10
12

1910
1911
1912
1913
1914

4
79
55
112
244

109
101
93
58
137

2.255
2.357
2.344
3*119
3,215

2*322
2*664
2*800
3,309
3.370

15*219
16*452
16,392
20,830
22,486

13
15
14
16
16

1915
1916
1917
1918
1919

117
177
341
Iil46
1.690

97
61
40
620
395

3,304
3.352
3,687
4»017
4,108

3.451
3*513
3,724
3,934
4,261

25.730
32.982
39.323
48.901
56*315

17
18
19
19
20

1920
1921
1922
1923
1924

2*626
2.672
665
328
193

761
1,356
1,193
2.231
1*374

4,146
5.426
5,444
6,657
6.939

4,587
4,742
4,971
5,356
6*766

63.013
57,393
59.146
66.150
76.332

20
21
23
25
27

1925
1926
1927
1928
1929

620
558
576
3»595
2i919

1,640
2,202
3,272
3.085
11,693

7,588
6.083
8.748
8.988
9,171

8*044
8,153
10*072
11.113
12,647

80*785
86*071
98,268
108*966
134.003

27
27
26
26
29

1930
1931
1932
1933
1934

1»322
778
It332
335
190

2,446
3,147
1,637
5,881
933

11,464
11.508
12.098
11,946
11,411

22*090
22.169
23,893
18.035
22.299

135.192
140*052
126.185
125,791
123,114

30
30
32
30
31

1935
1936
1937
1938
1939

141
120
94
97

841
566
682
658
745

10,894
10.158
10,188
10,183
10.084

21.112
22,480
23,539
23.969
24,895

133*404
148.641
174,255
172,835
191,684

31
30
30
30
29

1940
1941
1942
1943
1944

20

776
823
805
1*010
1*353

9.986
9.975
10.025
10.026
10.081

25.424
26.032
26,097
26.345
27.325

216*596
246*104
248*504
324*938
379,921

29
28
28
28
28

1945
1946
1947
1948
1949

250
440
350
265
315

1.495
1.976
2.241
2,144
2,568

10,176
10.193
10*160
10.518
10.519

28,771
30.298
31,273
32,231
33,832

413.920
437,075
420*762
417,830
414,635

27
27
26
26
26

1950
1951
1952
1953
1954

210

50

3,270
3,780
4.605
5,017
5,354

10,544
10.519
10.664
11.849
12,130

35,387
37.129
39,069
40*249
42,477

504.911
506*446
505,603
502,465
538.701

25
25
24
24
24

1955

25

5,312

13,911

43.561

595,279

22




250

.

234

Delaware

Mutual Savings Banks—Table 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

Real
estate

Loans

„„ . ,
Collateral

All
Q^

Year

^

SSL °*«**

1696
1897
1698
1899

3*021
3*14 7
3*113
3*108

2*927
3.049
2*982
2*977

94
98
131
131

1900
1901
1902
1903
1904

2*921
2.716
2>723
2*821
3*041

2*767
2*607
2.538
2»629
2*834

154
111
185
192
207

1921
1922
1923
1924

6*567
6.611
6,827
7.477
8*046

5*456
5,622
5*927
6*680
7*522

1.111
989
900
797
524

1905
1906
1907
1908
1909

3*208
2*944
3.123
3»178
3.274

2*990
2*664
2*908
2*959
3*133

218
280
215
219
141

1925
1926
1927
1928
1929

6*860
9*608
10.789
U»647
13.482

8*310
9*332
10»192
11.227
12.193

550
476
597
420
1*269

1910
1911
1912
1913
1914

3*770
4*046
4.46 1
4.930
5.248

3*585
3*826
4*306
4*713
5.074

185
218
155
217
174

1930
1931
1932
1933
1934

13*894
14.180
14.308
13.641
12*920

12*890
13.818
13,787
13,361
12*675

1.004
362
521
280
245

1915
1916
1917
1918
1919

5.351
5.531
5*625
5*897
5*657

5.159
5.395
5*494
5.245
4*943

192
136
131
652
714

1935
1936
1937
1938

12*081
12*079
12*244
12*976

11*913
11*936
12*113
12,843

oto

168
143
131
133

Commercial,

Year
Total

1940
1941
1942
1943
1944

12*863
13,077
13.244
12*266
11*594

1945
1946
1947
1946
1949

and
agricultural

1920

For purchasing or
carrying securities
To brokers
and

dealers

Tn
others

30
30
30
30

Real estate

rvn
farm land

On
residential
property

Other

to
individuals

Other

All
other

226
204
196
184

12.546
12.789
12.954
11*990
11*505

25
26
26
24
23

36
26
38
38
66

10*522
9*642
11*467
14*041
15*607

206

10*267
9*597
11*194
13*613
15,112

21
19

237
348
387

28
26
36
42
36

1950
1951
1952
1953
1954

16*777
18,573
19.548
21*058
22.598

32
34

359
327
431
463
611

16*255
17.981
18*678
20.333
21.759

122
234
213
219
178

26
11
16

1955

24*855

36

837

23*831

120

36

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




38
72

41
31

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Delaware

235

Table 4—Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Cash items
in pr ocess
of collection

Total

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

1*123
1*171
It329
1*514

1.123
1*171
1*329
1*514

72
74
74
77

3
3
3
3

69
71
71
74

313
327
426
548

4*529
4*719
4*942
5.247

1900
1901
1902
1903
1904

2*381
2*900
4*095
4*243
4*574

2*381
2*900
4.095
4*243
4*574

107
89
103
106
115

3
3
3
3
3

104
86
100
103
112

397
601
418
434
467

5.806
6.308
7.339
7.604
8*197

1905
1906
1907
1908
1909

4*824
6*197
6*496
6*611
6*741

216

4*824
6*197
6*496
6*611
6*525

121
135
210
214
307

3
3
3
3
2

118
132
207
211
305

493
183
180
184
163

8*646
9.459
10.009
10*187
10*485

1910
1911
1912
1913
1914

6*868
7*224
7*448
7*695
7*964

343
488
631
779
964

6*525
6*736
6*817
6*916
7*000

342
250
321
419
496

2
1
2
1
5

340
249
319
418
491

162
288
152
155
150

11*142
11*808
12*382
13.199
13*858

1915
1916
1917
1918
1919

8*134
9il56
10*278
10*678
13*374

25
540
2*101

1*136
1*447
1*815
1*987
2*424

6*996
7.709
8*438
8*151
6*849

476
535
725
690
655

2
3

6
7
14
8
11

470
528
711
680
641

149
141
140
140
140

14*110
15.363
16.768
17.405
19*826

1920
1921
1922
1923
1924

13*388
13*455
13*329
13*957
14*504

2*079
2*079
1*819
1*243
1*124

2*635
2*662
3*010
3*341
3*400

8*674
8*514
8*500
9.373
9*980

763
787
552
667
753

2
33
6
3
4

14
22
15
15
20

747
732
531
649
729

621
1*121
1*186
1*060
999

21.339
21*974
21*894
23*161
24*302

1925
1926
1927
1926
1929

14*606
14*793
14*959
15*463
14*221

1*078
1*033
644
538
462

3*360
3*449
3*229
2*608
2*297

10.168
10*311
11*086
12.317
11.462

842
747
765
790
868

8
5
13
5

22
23
28
33
40

812
719
724
752
828

943
918
858
806
752

25.251
26*266
27.371
28*706
29*323

1930
1931
1932
1933
1934

14.839
16*133
16*527
17*117
19*040

462
462
1.217
1.419
1*795

2*202
2.066
1*968
2*002
1*968

12*175
13.605
13.342
13*696
15.277

911
1*056
1*464
1*475
1*341

4
7
5
5
5

30
29
32
31
25

877
1*020
1*427
1*439
1*311

702
899
902
1.066
1.190

30.346
32.268
33*201
33*319
34.491

1935
1936
1937
1938
1939

21*256
23*359
26*964
27*937
30*246

1.921
1.990
2.137
2*138
2.178

1.749
1*826
2*212
2.160
1*980

17.586
19.543
22.635
23.639
26*090

1*393
1*741
1.307
1.498
1.571

8
8
8
8
8

27
27
31
32
40

1*356
1.706
1.268
1*456
1*523

1.436
1*243
1*182
1*151
1.071

36*166
38.422
41.717
43*562
45*909

1940
1941
1942
1943
1944

32*411
35*161
38*102
43*288
52*105

2.235
2.247
4*663
12.293
16*109

1*783
1.682
1*549
1*340
1.297

28*393
31*232
31*890
29*655
34*699

2*492
3*263
2.412
3.734
3*900

12
20
14
22
23

35
30
36
51
77

2*445
3*213
2*362
3*661
3*800

1>058
1*033
987
946
750

48.824
52.534
54*745
60*234
68*349

1945
1946
1947
1948
1949

65*358
75*004
78*324
79*437
80*649

19.670
20.998
20.960
20.482
20.037

1.182
1.127
1.065
1*013
926

44*506
52*879
56*299
57.942
59*686

2*760
3.216
3.645
3*463
3.716

20
23
25
23
25

82
78
63
81
97

2.658
3.115
3.557
3.359
3*594

717
705
679
696
679

79.357
88*567
94.115
97.637
100*651

1950
1951
1952
1953
1954

82*392
81*521
85*174
91*807
98*284

19*903
19.548
19*198
19*198
18*886

750
703
5.490
10*995
15*227

61.739
61*270
60*486
61*614
64*169

3*570
3*757
3*945
3*659
4.107

150
146
152
408
158

81
85
133
133
150

3*339
3*526
3*660
3*118
3*799

671
670
579
587
615

103.410
104.521
109*246
117*111
125*604

1955

103*476

17.941

127

138

3*888




133.078

236

Delaware

Mutual Savings Banks—Table 4




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

1896

Total

Interbank

S.
^nment

Other
demand

Other
time
3.873

1897
1898
1899

3.873
4.030
4<242
4.513

4.030
4,242
4»513

1900
1901
1902
1903
1904

5»027
5.512
6.529
6.586
7,135

5*027
5»512
6»529
6,586
7il35

1905
1906
1907
1908
1909

7,552
8.325
8.819
8*830
9.140

7i552
8*325
8*819
8*830
9,140

1910
1911
191Z
1913
1914

9,631
10.273
10.800
11,525
12*054

9*631
10,273
10,800
11.525
12*054

1915
1916
1917
1918
1919

12*261
13,363
14*646
15,144
17,422

12*261
13*363
14(646
15.144
17.422

1920
1921
1922
1923
1924

18,738
19,238
19»031
20,105
21*054

18*738
19*238
19*031
20*105
21*054

1925
1926
1927
1928
1929

21*804
22,590
23*404
24,399
24,641

21*804
22i590
23*404
24.399
24*641

1930
1931
1932
1933
1934

25*435
27,104
27.779
27,817
29,070

25*435
27,104
27*779
27*817
29*070

1935
1936
1937
1938
1939

30,420
32,323
35,492
36,971
39,030

1940
1941
1942
1943
1944

41,526
44,775
45,902
50,619
58,132

41*526
44*775
45*902
50*619
58*132

1945
1946
1947
1948
1949

66,375
76,569
81,260
83,974
86,094

68*375
76*569
31*260
83*974
86,094

1950
1951
1952
1953
1954

87,776
87,701
91,855
99,151
106,806

87*776
87,701
91,855
99.151
106*606

69
70

30.420
32*254
35*422
36*971
39*030

Delaware

237

Table 4—Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

1896
1897
1696
1899

National
bank
notes

Other
liabilities

...
wpitai

r

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

II

Number
of
banks

655

4.529
4*719
4*942
5*247

2
2
2
2

115
110

779
796
810

903
952

5.806
6*308
7»339
7*604
8*197

2
2
2
2
2

1905
1906
1907
1908
1909

46

1.048
1.134
1*187
1*332
1.3*5

8*646
9.459
10*009
10*187
10*485

2
2
2
2
2

1910
1911
1912
1913
1914

4

1*507
1.535
1*582
1»674
1*804

11.142
11*808
12.382
13.199
13*858

2
2
2

1915
1916
1917
1918
1919

1*849
2*000
2*122
2*261
2*404

14*110
15*363
16*766
17*405
19*826

2
2
2
2
2

1920
1921
1922
1923
1924

2*601
2*736
2*863
3.056
3*246

21*339
21,974
21*894
23*161
24*302

2
2
2
2
2

1925
1926
1927
1928
1929

3*447
3*676
3.967
4.307
4*675

25,251
26.266
27.371
28*706
29*323

2
2
2
2

4*908
5*164
5*422
5»502
5.421

30.346
32.268
33,201
33.319
34*491

2
2
2
2
2

36,166
36*422
41,717
43*562
45*909

2
2
2
2
2

1900
1901
1902
1903
1904

1930
1931
1932
1933
1934

1

3
25

7
3

689
700
734

z

2

2

1935
1936
1937
1938
1939

3

5*746
6.099
6.225
6.591
6.876

1940
1941
1942
1943
1944

1
2
14
12
14

7.297
7.757
8*829
9.603
10*203

48*824
52,534
54,745
60,234
68,349

2
2
2
2
2

1945
1946
1947
1946
1949

11
17
13
11
15

10.971
11.961
12.842
13.652
14.542

79,357
86*567
94,115
97,637
100*651

2
2
2
2
2

1950
1951
1952
1953
1954

22
150
163
7
16

15*612
16*670
17,228
17,953
16*782

103*410
104,521
109*246
117.111
125,604

2
2
2
2
2

1955




19,534

D I S T R I C T OF C O L U M B I A

Revised data for assets and liabilities and
number of all banks in the District of Columbia; as of June 30 or the nearest available
date, in the period 1896-1955 are shown in
Table 1; for national banks, in Table 2; and
for State commercial banks, in Table 3.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in compiling the figures.
The figures for national banks in the District of Columbia were obtained from the
abstracts and annual reports of the Comptroller of the Currency with relatively minor
adjustments. A description of these figures is
included in the United States Summary. Compilation of figures for State commercial banks
presented a number of problems and considerations not encountered in compiling the
balance sheet for national banks. The following sections describe these problems and the
methods used in deriving the revised series.
The principal source of statistics for State
commercial banks for the period 1896-1933
1
Since there have been no mutual savings banks in the
District of Columbia, the figures for all commercial banks are
identical with tbose for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "loan and trust companies"
or "stock savings banks." Loan and trust companies in the
District are chartered under the District of Columbia code,
while stock savings banks in the District are chartered under
the laws of various States.




238

was figures reported to the Comptroller of the
Currency and published in his annual reports.
This was supplemented by data obtained from
bankers' directories.
Beginning with 1934, all statistics—including the breakdowns of loans, investments,
cash assets, and deposits—for State commercial banks were taken directly from data published or supplied by the Federal Deposit
Insurance Corporation. There were no noninsured State banks in the District of Columbia after 1933. Available information indicates that no unincorporated banks (except
a branch of such a bank located in New York)
operated in the District during the period
covered by the revised series.
For State commercial banks in the period
1896-1933, the following paragraphs describe
(1) principal adjustments in the figures as
published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available,2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

The accompanying table shows adjustments made in number and balance sheets of
banks as published by the Comptroller.
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.

District of Columbia
CHANGES IN NUMBER AND BALANCE SHEETS OF
STOCK SAVINGS BANKS
Year

1897
1899 .
1907
1909
1910
1911
1

Additions
1
4

Deductions

1
1
il
1

Balance sheet only.

The principal balance-sheet figures for
the bank added in 1897 were obtained from
bankers' directories. The balance-sheet break*
down was estimated by applying to major
items (loans, investments, cash assets, and
deposits) the percentage distribution of each,
derived from figures for stock savings banks
reporting to the Comptroller in 1896.
Since no data for stock savings banks in
1899 were published by the Comptroller, figures were estimated by interpolating in dollar
amounts between data for 1898 and 1900.
Changes that were made in figures for
1907, 1909; and 1911 were to exclude the
District of Columbia branch of a New York
bank, which had been included in figures reported to the Comptroller. The figures for this
branch were obtained from the annual reports
of the Comptroller.
LOANS

A complete classification of loans into real
estate, collateral, and "all other" for stock
savings banks and loan and trust companies
was not reported to the Comptroller regularly
until 1911. For the years in which items were
not reported, figures were estimated.
Real estate loans and collateral loans were
estimated for loan and trust companies for
1896-1908 and 1910 by applying to total loans
in each year the ratio of each item to total
loans as computed from reported figures for
1909. The same procedure was followed in
making estimates for stock savings banks for
1907, 1908, and 1910.




239

INVESTMENTS

A complete classification of investments
into United States Government, State and
political subdivision, and other securities also
was not reported to the Comptroller regularly
until 1911. United States Government securities, however, were reported for every year.
Holdings of State and political subdivision securities by stock savings banks in 1909
—the only year prior to 1911 that they were
reported—were so small that no attempt was
made to estimate figures for 1896-1908. Holdings of such securities by loan and trust companies in 1896-1908 and by these banks and
stock savings banks in 1910 were made by
applying to total investments less United
States Government securities in each year, the
ratio of State and political subdivision securities to this total computed from reported data
for 1909.
DEPOSITS

The breakdown of deposits into interbank,
United States Government, other demand, and
other time as published in the annual reports
of the Comptroller was used, after some minor
revisions, except for 1896-1908, 1910, and
1912, breakdowns for which were estimated.
The breakdowns of total deposits other
than interbank into demand and time deposits
at stock savings -banks for 1902-1908 were
estimated by applying to this total, ratios of
these items to this total that were derived by
interpolating between similar ratios based on
reported data for 1901 and 1909. Estimates
for 1910 and 1912 were derived by applying
averages of the ratios computed for 1909 and
1911 and for 1911 and 1913, respectively. The
reported breakdown for 1912 was not used
because it was not consistent with data reported for adjacent years. The breakdowns
at loan and trust companies for 1896-1908 and
1910 were derived by applying to total deposits other than interbank in each year the
average of the ratios of each item to this total
computed from data for 1909 and 1911.

240

District of Columbia

All Banks—Table 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars}
I<oans

Loans
Year
Total

Real
estate

All
other

Collateral
6.276

Year
Total

Real
estate

Collateral

All
other

1696
1897
1898
1899

15.297
16*485
17t720
20*450

3*779
3.867
4.155
5*351

8*203
9.747

5*242
5*686
5.362
5.352

1900
1901
1902
1903
1904

23*128
25*266
27*809
32*626
33*906

6*111
6*806
7*791
9*133
10*192

10.360
12.144
13*765
15 i 990
15.565

6.157
6*316
6*253
7*505
6.149

1920
1921
1922
1923
1924

114.673
116*935
122,396
138,109
140,225

20.688
19.568
24.670
26*863
27.214

55,316
55,063
49,175
53,928
54*827

36*469
42.304
48.551
57.318
58.184

1905
1906
1907
1906
1909

38»017
46*723
46*045
42*629
47*598

11*226
13.771
13.351
13.469
15.376

17.775
22*286
21*692
19.209
22*021

9.016
10*666
11.002
9,951
10,201

1925
1926
1927
1928
1929

157.888
171.448
161*915
190*369
194.331

29,835
33.183
29.840
30.089
30*132

66,264
68,162
62*340
93*620
85*630

61*769
70.083
69.735
66.680
76.569

1910
1911
1912
1913
191*

54*316
54*935
58.317
63*069
58.967

17.449
17.167
16*925
14*254
14*434

23.972
23.420
26.170
28*417
26.734

12,895
14*348
15*222
20.398
17,799

1930
1931
1932
1933
1934

176,702
158,293
140*545
89*057
68*650

26,617
27,758
28.467
23*628
23.621

78*632
66*566
53.873
35,458
32.666

71.453
63.969
58.205
29*971
32*363

1915
1916
1917
1918
1919

62.127
67.588
78*794
88*566
98*193

15*409
17.681
19.226
17.567
17.432

26*577
26*510
33*979
38*461
51.961

20*141
23.397
25,587
32.558
28*800

1935
1936
1937
1938

82*565
90.914
102.924
98.199

24,106
29*794
35.053
35*840

26*331
24*062
26*188
24.171

32*126
37.038
41,683
38*188

6 • 932

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

Other

to

On
others

farmland

2*425

residential
property

Other

All
other

individuals

30*278

11.512

34,471

1940
1941
1942
1943
1944

121*369
137,666
135,223
108*244
112*199

32*520
36.115
40.331
25.525
27,168

773
780
793
840
1.402

2.502
2.326
1.793
3.143
8.250

101
59
39
38
45

35.413
38*806
38*507
36*021
33*214

13.213
16.020
16.620
14.645
14*406

22.552
24*068

36.647
41.758
37.140
3.480
3.646

1945
1946
1947
1948
1949

124,200
147.810
213*892
263*214
272.007

31*752
44 , 644
81*942
99*216
93*232

1.001
2*447
718
661
712

18*750
10.304
6*553
4,757
2,904

44
51
70
132
111

30.763
32.046
44*966
62*964
64*536

13,402
14*294
21.909
25,351
26,496

24.570
36.713
46.653
57.123
68.333

3.918
7.311
11.081
13*899
15.306

1950
1951
1952
1953
1954

314.768
371.849
366.412
422.628
455.905

102*408
136*133
131,679
143*345
157,496

2*522
2*468
3.750
6*338
6.081

2.737
4.088
4.167
2.421
2*356

167
174
267
174
237

83*306
89*454
95*656
97*490
106.787

26.843
27.717
32.944
31,569
34.969

86.126
98,866
103,573
127,020
135*269

10.876
15.662
17.345
17*297
15,754

1955

541.050

204,665

7.677

4*510

1,724

115.663

37.538

151,251

22.055

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

District of Columbia

241

Table jf—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

3*812
3,705
3»428
3*978

2.031
2.229
1.973
2.426

11
11
14
20

1»770
1.465
1.441
1.530

8)164
9,525
10.291
16,676

358
333
372

1*014

4*323
3*962
4*048
4*623

3,483
5*230
5*871
11*039

3*119
3.354
3.693
3.787

30,392
33,069
35,132
44*891

1900
1901
1902
1903
190*

4*403
4t876
5*146
7t726
9,160

2*457
2)360
2.193
4,379
4.425

32
45
63
75
87

1.914
2.471
2.890
3.272
4.648

11.918
12)955
15*329
13*992
14,514

503
624
612
795
716

3*542
3.927
3*642
2.906
3.409

7*873
8*404
11*075
10*291
10,389

3.911
4,339
4*283
5.386
5,437

43,360
47*436
52*567
59.732
63*017

1905
1906
1907
1908
1909

12*646
13*646
16*504
15*736
16i536

3.463
2.569
2*528
3*426
4.177

164
161
195
193

9.019
10.916
13.781
12)117
10.409

16)039
14*823
17.669
17)484
21)453

1*002
964
893

3.536
3.859
3.774
3.644
4*576

11.501
10.097
12.725
12*856
15*984

6*701
7.805
9*195
9*326
6,868

73*403
82*997
89*413
85*175
94*455

1910
1911
1912
1913
1914

18.293
18*326
24i352
24*886
27*346

3.812
4.200
4*397
4*043
5*947

2*455
1*495

13.942
13.743
19*514
16*386
19)904

20*166
21»701
19.562
22)500
22)720

.865
• 432
*375
.958
,996

3.967
4.273
4.177
4*356
4.713

14*334
15*996
14.010
16.186
16.011

9,514
9,638
10,047
12.502
13.749

102*289
104*600
112*278
122.957
122*782

1915
1916
1917
1918
1919

26)538
30*688
33*776
47*155
61*247

5*618
5.924
8*251
21*158
31*026

2*365
2*545
2*429
1*846
1*856

18.355
22*219
23.096
24*151
28.365

22)197
23)541
24)314
31>687
35.737

1.325
2*300
1.858
3.885
6.413

5.616
4.324
5.633
4*595
5.076

15.256
16.917
16.623
23.207
24.246

13,697
14*106
15.276
14.645
15*428

124.559
135.923
152*162
182*273
210.605

1920
1921
1922
1923
1924

52.273
50)589
56)549
59.180
55.301

23.327
20.966
22.249
25*784
24*441

1.474
2)348
3)377
2)535
2.495

27.472
27.275
30*923
30*861
28.365

31.499
31.447
34.792
31*588
37,445

7,282
6*952
6*978
7*465
9.059

5,941
5*092
5)130
4)435
5.513

18*276
19.403
22*684
19*688
22*873

18.333
18.111
19.546
21.961
22,688

216.778
217*082
233.283
250*836
255.659

1925
1926
1927
1928
1929

61)093
60*668
59)691
64)106
61)637

24*995
25*567
23*563
24*668
26*969

2)253
2*025
1.701
1.676
1*823

33.845
33*276
34*427
37,762
32.845

42*641
46)695
48*533
45,186
48*080

11*866
10*249
10*645
9.581
10)087

5.636
5.657
5.791
5,095
5,642

25*139
30.789
32.097
30.510
32*351

22,955
23*854
25*045
26.757
27.749

284.577
302*865
315)184
326*436
331*797

1930
1931
1932
1933
1934

66)077
91*190
100*617
90*000
103.375

31*353
44*866
57*088
62.071
75*324

2*236
5*136
5.792
4.322
3.487

32*488
41,188
37,737
23,607
24,564

52.244
61)691
46,651
56*963
67.537

9*895
10.268
8.510
6*825
6,613

5,560
8,432
8*908
9,978
7,829

36.789
42.991
29,233
40*180
51.095

29,661
29.006
32.323
21,654
22.423

324.684
340*180
320.136
257*694
281*985

1935
1936
1937
1938
1939

117*162
125)385
142.290
130*501
130)845

90*107
97.434
116.555
105*915
106*621

2.433
2*768
2.929
2.317
2)267

24.622
25*183
22.806
22.269
21,757

86.919
112*204
89.682
105)419
114.933

8,517
13*687
12*837
12*682
14,870

9.595
11.390
9.060
9*200
8*667

68,607
87.127
67.785
83.537
91.396

23,095
22,124
20.400
20,398
22.441

309.741
350.627
355*296
354.517
372.713

1940
1941
1942
1943
1944

134.949
144*545
185*253
386*714
479)593

109*461
121*098
161*347
366*411
459)780

2*869
2)403
2)136
1*401
881

22,619
21,044
21*770
18,902
18,932

158.637
199,955
227,929
193,091
206,583

13)005
18)735
20*173
21*153
21*192

11.578
12.796
15,729
16*413
15,116

134*054
168.424
192*027
155.525
170.275

21*881
21,526
20*467
19*691
17*883

436.836
503.892
568*872
707.740
816*256

1945
1946
1947
1948
1949

624,960
695*580
595*608
539)242
503*116

603*721
661*100
550*930
496*313
459.771

1*493
1*808
1.624
4*086
2.958

19,746
32.672
43)054
36)643
40)387

265*018
245)734
260*423
273.624
274.550

31,929
2.7)404
35)244
34)293
33)981

16.055
17.156
20.322
21.200
22.197

217,034
201,174
204*657
216.131
218.3.72

17)711
19*471
18*113
18*503
19,601

1*031*889
1*108.595
1*088.036
1.094.583
1*069*274

1950
1951
1952
1953
1954

562*816
536*089
595.215
553)299
570*751

515*218
493*033
539*782
499*417
510*568

8*638
13.576
23.607
28.065
34.579

38)960
31)480
31.626
25,817
25*584

266)591
302*102
309.022
310)277
310)428

42)000
41,427
53>955
51*135
56*906

18,237
20.980
25.770
25,170
23,990

208,354
239,695
229,297
233.972
229.532

20*025
20)689
21,890
22,817
24,964

1*166.200
1.232.729
1.312.539
1.309.021
1.362*046

66*867

24*252

227,553

1955




1>950
539
383
441

34*220

867

1»170

242

District of Columbia

All Banks—Table 1




J\JJKjlOt

LJUVDU*! I UO, A111.P

miiUDEtn,

J.O3

[Figures as of June 30 or nearest available date; partly estimated . Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

507
605

1696
1897
1898
1899

19.263
21.857
24*702
34*174

1900
1901
1902
1903
1904

31*151
34.787
39*603
42*811
43*548

1.146
1.515
1*425
1*637

1905
1906
1907
1908
1909

51*260
56*739
60*675
55.303
62.853

1910
1911
1912
1913
191*

U.S.
Government

Other
demand

Other
time

56
77
205
497

18*425
20.842
22*982
32,155

275
333
636
728

453
428
455

3*457
2.550

29*062
32*046
36*267
36*311
37*399

1*167
1*366
1*618
1*962

2*318
3*195
4*268
3*921
5.767

4*465
5*671
6.581
4*073
2»037

41,673
44*723
46*119
42*738
49*656

2.784
3.150
3*707
4*571
5*391

66*266
70*286
76*688
82.974
81,157

5,894
5.375
5*808
7,381
6*776

5*645
2*839
3*380
2.879
4.197

50*381
55*251
57,105
62.391
54*019

6*346
6*821
10*395
10*323
16*165

1915
1916
1917
1918
1919

83*007
93.742
107.492
136.629
162*160

6.550
7,420
8*410
9,797
9,236

3.038
3*220
6*202
8*514
7,627

54.055
63.752
69.324
89.933
105.280

19*364
19.350
23*556
28*385
40*017

1920
1921
1922
1923
1924

163*413
167*666
181.777
191*651
201.784

7.371
6*728
7*466
6,974
9.396

1.732
3*007
.804
2*196
1*613

109.244
107*434
115.092
116.796
120.149

45,066
50*497
58*395
65*683
70*626

1925
1926
1927
1928
1929

230.079
244*999
259*016
264*517
264*411

12.476
11.762
15*166
14*468
13*432

3*295
3.208
3*467
3*272
3*711

133*888
147.052
149*110
148*770
145*606

80*420
82*977
91*271
98*007
101*662

1930
1931
1932
1933
1934

261.966
278.297
257*980
212*883
236.134

14,571
17.207
13.363
14,116
16,223

2*163
1*943
1*508
2*360
3*271

136*701
140.392
122.461
112.735
123.646

108.531
118.755
120*646
83*672
92*992

1935
1936
1937
1938
1939

266*563
306*413
308.812
306*862
323,682

20*746
25*836
22.253
26*047
31*266

903
584

1*133
1.273

141.560
172.637
177.986
171.532
180*665

103*352
106*625
107*989
106*150
110*476

1940
1941
1942
1943
1944

364*677
450*704
515.931
654.332
761*955

35*004
44.939
42.379
40*146
42.658

1*505
2*191
1*944
37.974
102.970

229.886
278.763
343,709
441.349
465.620

118*260
124*811
127*899
134*863
150*707

1945
1946
1947
1948
1949

974,027
1,039*287
1,015,018
1.019.385
990,203

48.349
51.344
44.340
47.257
48.367

173.143
107.305
14.796
24.125
19.264

567.025
664.223
728.918
731*484
712*599

185*510
216*415
226*964
216*519
209*953

1950
1951
1952
1953
1954

1,086*602
1*145*028
1*221*378
1,212,808
1*260*907

50.278
73*168
75.440
80.407
86.389

33.394
41.566
53.787
44,121
54*140

788*996
822*292
878*236
873,075
867*444

214*132
208.000
213.915
215*205
252*934

1*343*090

83.765

924*274

280*543

879
794
939

1*315

697

District of Columbia

243

Table 7—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

N ti

Year

; °"al
^

Borrowings

1896
1897
1896
1899

40
15

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1.138
1,093
727
533

6.660
6*659
6.410
6.454

2,398
2,498
2,312
2,702

30,392
33*069
35,132
44*891

19
19
16
19

1.301
1*335
1.350
1.375
2*316

1900
1901
1902
1903
1904

893
947
981
1*026

335
237
156
1*550
921

7*397
7,696
7,677
8.377
10.227

3,176
3,379
3,781
5,619
6,005

43,360
47*436
52,567
59,732
63*017

20
20
19
19
19

1905
1906
1907
1908
1909

206
341
145

2.960
4*022
4»533
4*805
5.160

1.448
2.612
3*601
1*991
2*463

11,177
12.284
12*665
14.370
14,747

6*418
7*340
7*733
8*365
9*067

73,403
62,997
89*413
85,175
94,455

22
24
27
27
27

1910
1911
1912
1913
1914

330
151
280
416
1.312

5*532
5.363
5.744
5*811
6*240

2.463
2.391
2*353
2.615
3.522

15,661
15,716
16.022
19,253
18,286

10*037
10*693
11*191
11,688
12*265

102*289
104*600
112*276
122,957
122*782

31
30
29
36
37

1915
1916
1917
1918
1919

1.463
1»444
1.233
2*409
3.732

6.173
6*221
6*364
6.071
5*752

2.976
2*703
4*722
3.502
4.574

18*385
18.659
18.731
19*393
19.956

12,555
13,154
13*620
14*269
14*431

124*559
135.923
152*162
162*273
210.605

37
40
42
44
44

1920
1921
1922
1923
1924

8.605
4.811
4*832
9.912
3*656

5*742
5.772
5.694
5*610
5*668

2*750
1.143
1.287
2.597
1.984

20.572
20.965
21.614
22*095
23*353

15*696
16,725
18,079
18,973
19,214

216,776
217*062
233,263
250*838
255*659

45
47
50
49
46

1925
1926
1927
1928
1929

4*338
4*958
1.525
5*010
6.216

4*426
4.107
3*976
3.964
4*891

2*377
1.997
982
1*375
3*508

23.378
24.144
24,451
24,517
24,860

19,979
22,660
25.234
27,055
27*891

264,577
302*665
315*184
326*436
331*797

44
43
43
42
41

1930
1931
1932
1933
1934

3*449
3*010
4.332
317
255

4*905
4*186
4.389
4*413
2.852

2*122
2*646
2*650
1.603
1*602

23,928
23,328
23*328
17*350
21*835

28*314
28*711
27,457
21*126
19,307

324*684
340*160
320*136
257,694
261*965

40
39
39
20
21

1935
1936
1937
1938
1939

130
4

962

1.019
1*619
1*696
1*877
1*770

21,735
21*450
21,244
20*908
19,723

19*332
21*141
23*544
24.670
27.538

309*741
350*627
355*296
354*517
372*713

22
22
22
22
22

3*852
3*553
2*477
1*947
2*312

19,570
19,025
19,047
18,887
17*592

28,737
30,610
31.417
32.574
34,399

436.836
503.892
568*672
707.740
816*256

22
22
22
22
21

2*987
5.896
6*716
7*441
9*163

17,600
20*500
20*900
20*900
21*000

37,275
42*910
44*900
46*857
48.888

1,031*689
1,108*595
1*088*036
1*094*563
1.069*274

21
21
19
19
19

6*315
7*722
8*269
9*717
9.639

21*100
22*250
23*000
23.000
24*940

51*983
56*329
59,172
62,796
66,062

1.166*200
1*232.729
1*312*539
1*309*021
1*362*046

19
19
19
19
19

13.257

27*190

1*450.931

17

140

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

500

1»400
700
700
500




244

District of Columbia

National Banks—Table 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

8.681
9*737
10*438
11*102

88
102
127
147

3*558
4*163
5*176
5*970

5*035
5*472
5*135
4*985

1900
1901
1902
1903
1904

12*490
13*342
14.331
16*793
16*272

164
178
205
235
210

6*656
7*253
8*322
9*555
8*528

5*670
5*911
5*804
7.003
7.534

1920
1921
1922
1923
1924

55,125
56,990
58,070
67,120
68,530

281
363
926
1,171
1,595

26*522
26*049
23*581
27*000
27.575

28.322
30.578
33.563
38*949
39*360

1905
1906
1907
1906
1909

18*372
22*668
22*508
18,751
20*349

250
316
306
244
285

10*185
12*831
12*456
9.919
11*454

7,937
9,521
9.746
8.588
8.610

1925
1926
1927
1928
1929

77*712
85,310
92,923
96,275
95,191

2,167
2.553
2.585
2,496
2,326

33*882
35*312
43*404
48*903
45,642

41,663
47,445
46*934
44*876
47*223

1910
1911
1912
1913
1914

23.373
23.166
23*180
26*292
27*404

330
356
310
307
621

12*104
11*985
11*323
12*857
13*452

10*939
10,825
11.547
13.128
13.331

1930
1931
1932
1933
1934

88,685
81,302
71,225
41,389
42,768

2*292
2,800
3.729
2*560
2,499

39*661
35*124
28*231
18*004
17*659

46*732
43,378
39*265
20*825
22*610

1915
1916
1917
1918
1919

27,433
30*177
36*988
44*609
48*632

690
656
510
479
404

12*622
12*959
16*483
19*281
26*777

14*121
16*562
19,995
24 • 849
21*451

1935
1936
1937
1938

38.658
41,560
47.508
44,720

2*688
4*297
5*850
7*413

13*977
13*439
15.762
14*992

21*993
23*824
25*896
22*315

Loans'

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
residential
property

On
farm land

Other

Other
loans
to
individuals

All
other

1939

47,168

18*857

1*424

30

8,252

1940
1941
1942
1943
1944

56,584
64*457
63,932
51,203
56*607

24,857
28,562
29,557
18*281
19,800

417
387
436
487
526

1,439
1*264
1,170
1*334
4*804

37
13
7
9
24

11*607
13*336
13*744
15,250
14,708

4*052
5,474
5*620
4*517
5*030

9,141
9*417

14,175
15*421
13,398
2,184
2*298

1945
1946
1947
1948
1949

65*2*7
84,470
114,978
143*711
140,877

21,657
33,169
58,517
70*038
61*542

516
1*596
333
386
373

13*136
7*346
3*659
2,591
2,142

26
35
35
68
45

13*761
16*194
18*524
25*262
25*496

4,297
5*106
9*250
11,938
15,268

9»775
1 5 * 747
19,224
25*082
29*681

2*099
5*277
5*436
8,933
7*369

1950
1951
1952
1953
1954

164*754
198*849
203,432
225,488
250*535

67*372
90*367
81*135
92*789
101*825

1*025
869
1*534
3,519
2*158

1,995
3*516
3*450
2*066
1*960

104
126
205
128
194

36*293
40,290
48*722
46*832
56*662

14,754
13,385
16,957
16,251
18,554

40,334
47,075
46,469
60,343
66,873

2*403
5,010
5,045
5,741
4,457

1955

320,499

134*254

3,162

3,835

164

71,008

22*098

80,979

8*159

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

District of Columbia

245

Table 2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—-Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U. S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

3*333
3O03
3»023
3*306

1*680
1*984
1*776
2.112

5
4
4
4

1*648
1*315
1*243
1*190

6*884
7.190
7.359
11.662

321
295
306
845

3,907
3*346
3.416
3,961

2,656
3,547
3*637
6*876

1,197
1,202
1,197
1,225

20*095
21,432
22.017
27.315

1900
1901
1902
1903
1904

3»495
3>775
3i819
6*078
7,235

2.175
2.130
2.143
4*329
4.383

4
5
5
5
9

1*316
1*640
1,671
1*744
2*843

8*887
9.036
10.496
9.342
9*590

450
476
482
668
610

" 2*943
3*424
3*136
2*346
2,681

5*494
5,136
6,880
6,326
6,299

1*308
1,498
1*491
2.499
2.469

26*180
27*651
30.139
34*712
35*566

1905
1906
1907
1908
1909

9,107
10*222
12*101
10*888
10*876

3.375
2*550
2.528
3.426
4.177

17
23
29
22
1*699

5,715
7*649
9*544
7.440
5.000

10,390
9.940
11.541
10*563
11*977

811
713
1,033
740
727

2,731
3,110
3,020
2*604
3*442

6*796
6,117
7,488
7,219
•7,808

3.711
5.127
5*896
5*206
4.699

41*580
47*957
52.046
45.408
47.901

1910
1911
1912
1913
1914

12*453
12*044
14.171
14*464
14*264

3*812
4.200
4.394
4*036
5.946

284
28
13
1*979
1*087

8,357
7*816
9,764
8,449
7,231

10,998
11*987
11*042
11.895
13.689

1*286
1*080
996
1,396
1*416

2*923
3*264
2*959
3*014
3*470

6,789
7,643
7*085
7,485
8,803

5*206
5.294
5.320
5*974
7,166

52*032
52.491
53,713
58,625
62,543

1915
1916
1917
1918
1919

15*086
18*159
19*944
27*082
35.734

5*816
5,924
7,399
14*532
21*905

1*866
1*759
1.631
1,303
1,304

7*402
10,476
10,914
11,247
12*525

13,230
13.665
15*435
20*786
22*245

1.027
1.557
1.407
2.984
4.531

4*300
3,005
3,340
3,094
3*163

7,903
9,103
10,186
14,708
14,551

6*950
6*469
6*839
5*792
6»057

62,699
68,470
79,206
98,269
112*668

1920
1921
1922
1923
1924

29.726
28*034
29.779
31*241
28*848

17,810
16,121
16*575
18.549
17*765

922
1.153
1.538
1.168
1.101

10*994
10.755
11.666
11*524
9*982

20*323
20*045
22*215
20*246
23.521

5*811
5.452
5.607
5.904
6*903

3,254
2,771
2*768
2*203
3*041

11,258
11,822
13,640
12,139
13*577

7*641
6*907
8*185
10*232
10.605

112,815
111.976
118,249
126,839
131*504

1925
1926
1927
1928
1929

31.925
32.237
32*363
34*159
35 » 696

18.407
19*576
18*753
20.292
23.207

1*127
1*116
886
827
883

12.391
11*545
12*724
13*040
11*606

26*024
31*130
29*211
26,097
29,188

8*139
7*411
7*716
6.718
6*171

3*178
3*074
3,169
2,539
2,799

14*707
20*645
18*326
16,640
18,218

11*018
11.863
12,166
12,768
13,747

146,679
160,540
166*663
169,299
173*822

1930
1931
1932
1933
1934

36*631
51*324
60*460
57.481
62*840

23.852
31*633
41*046
46.570
51.279

926
2.462
3.327
2*309
1*562

11*853
17*229
16*087
8*602
9.999

32*761
40*483
30*926
35*500
45,394

7.357
7.636
6.098
5.192
5*640

2*879
4*854
4,217
5*867
5*049

22,525
27,993
20,611
24*441
34*705

14*317
15*681
16*487
7*669
7.914

172*894
138*790
179*098
142*039
153,916

1935
1936
1937
1938
1939

72*346
74.650
85.984
73*041
78*755

60*199
61*716
73*694
62*224
66*460

1*290
1*656
1*745
1.091
1*113

10.857
11*278
10*545
9*726
11*182

54,154
71,982
54,235
68*806
74*171

5*987
9,222
7*690
7,429
8*596

5*714
7*009
5,308
5*646
4*984

42*453
55,751
41*037
55.731
60*569

7.967
7,655
7,373
7*616
8,312

173,125
195,847
195*100
194*163
208,406

1940
1941
1942
1943
1944

82*049
85.266
111*607
251.704
300*703

67*930
73*583
98*889
240.355
289*344

1*553
1*059
1.434
946
265

12.516
10,626
11,284
10*403
11*074

102*154
137,781
154,473
117,951
125*496

8*542
11*388
13.162
14,947
13.987

6,940
7,877
9,332
10,055
9.205

86.672
116,016
131,979
92,949
102,304

8,256
8*069
8*092
7*615
7,295

249.043
295.575
338*104
428*473
490*101

1945
1946
1947
1948
1949

380*164
426*433
361*595
308*135
316*932

365*331
401.248
333*193
279*957
288*714

1.066
1*151
1*130
1*660
1*158

13*767
24*034
27,272
26*518
27*060

156,111
157.035
162*862
166*465
173*643

12.808
19,330
23*132
22*592
20*866

9,985
11*087
12*369
12*443
13*619

133.318
126*618
127.361
133*430
139,158

7,278
9,049
7*601
7,705
8,155

608.620
676*987
647*036
628*016
639.607

1950
1951
1952
1953
1954

368*399
347*183
380*057
353*584
361*302

341,991
325*413
346*738
319,833
321*100

1*625
3*396
13*689
19.277
25*322

24*783
18,374
19*430
14,474
14*880

166*392
182*562
193,043
195,907
188,719

23*515
25*376
35*790
33*090
35.135

10*291
11*726
13*846
13,184
12*497

134*586
145*456
143*407
149,633
141,067

3,367
9,139
9*804
10*261
11*627

709*932
737*733
786,336
785.240
812.183

1955

371*696

318.990

31.169

45*423

14*336

154*207




246

District of Columbia

National Banks—Table 2




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1899

13.970
15.212
16.290
21*266

507
605
873
788

36
77
205
497

13*387
14*500
15*178
19*945

28
30
34
36

1900
1901
1902
1903
1904

19,537
20.874
23il35
25*300
25*041

933

453

1*130
1.448
1.366
1*614

428
455

3,457
2*550

18.111
19*262
21*169
20*405
20.796

40
54
63
72
81

1905
1906
1907
1908
1909

28*833
31*670
34.702
28.725
30*602

1*827
2*717
3.505
3.405
4.673

4,485
5*671
6*581
4.073
2.037

22*421
23*164
24*440
21*033
23*590

100
116
176
214
302

1910
1911
1912
1913
191*

32.833
33*189
34.105
37*640
39,763

4.619
4*430
4.719
5.891
5.324

5*645
2*839
3*380
2.879
4.197

22*110
25*430
25*188
27*381
24*950

459
490
818

1*489
5*292

1915
1916
1917
1918
1919

40.106
46.094
56.466
75,035
87,354

5*294
6*168
7*048
fl.618
7*812

3*038
3*220
6.202
7.744
7.293

25*711
29*226
34*970
47*309
56*699

6*063
7.460
8.246
11*364
15*550

1920
1921
1922
1923
1924

83*837
87.187
92.348
96.950
104.211

6.540
5.832
6.656
6*152
7.904

1.722
2.570
2.031
1*566

58*261
58.411
61.563
60*995
64*616

17*314
20,374
23.527
27*772
29*925

1925
1926
1927
1928
1929

120.157
131.643
140.071
137.950
139*215

9.072
9*856
13*058
12*069
11*474

3*287
3*208
3*385
3*234
3*660

72*980
82.963
82*144
78*455
77*614

34.816
35*596
41.484
44*192
46.467

1930
1931
1932
1933
1934

141*503
157*352
146.770
121.765
138.433

12*313
14.412
11.235
11*859
14*452

1*732
1.713
1.501
2*329
3.223

74,097
79.147
70*048
65*507
74*917

53.361
62*080
63*986
42*070
45*641

1935
1936
1937
1938
1939

154,172
176.584
174,761
173,439
186,927

19.673
24*035
20.500
24*143
26*679

882
538

1*105
1*189

84*786
103*242
106*696
102*600
110*776

46*831
46.094
47*027
45.391
46.283

1940
1941
1942
1943
1944

225.068
271*836
314*508
404*922
465*460

32*356
42.804
40.508
38.395
40.563

1*294
1*256
1,244
24*669
61*444

142*641
176*121
219*951
283.707
294*912

46.777
51.655
52*605
58.151
68.541

1945
1946
1947
1948
1949

581.968
641*303
609*714
590*250
600.420

46.502
48*849
41*249
41.119
42.709

101.035
62*186
4*688
15.077
11.079

349*221
423*891
454.424
429*124
446.342

65.210
106.377
109*353
104,950
100*290

1950
1951
1952
1953
1954

669*869
692*373
738*806
734.736
759.770

41*825
46*044
47.177
52*265
53.735

19*488
25.775
31.517
27.261
37*060

504*910
520*663
557*845
553*274
538*029

103*646
99.891
102.267
101.936
130.946

53.006

38.079

614.595

152.044

1955

602

1.213

District of Columbia

247

Table 2—National Banks

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
N

Year

^
Jjjlj

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

40
15

14

1900
1901
1902
1903
1904

893
947
981
1*028

3.327
3*327
3*027
3.027

1.857
1*931
1*719
1*994

20.095
21.432
22.017
27,315

14
12
12

1.301
1*335
1.350
1*375
2*316

1896
1897
1898
1899

1*061
900

3.027
3.027
3.027
3*677
3.777

2.315
2*415
2*627
3.299
3.532

26*180
27.651
30.139
34.712
35*566

12
12
12
12
12

1905
1906
1907
1908
1909

206
155
55

2.960
4.022
4*533
4*805
5*160

1*370
2.561
2*903
1*988
1*721

4*527
• 402
.402
.202
.552

3.750
4.302
4*300
4.533
4.811

41.580
47,957
52*046
45*408
47.901

12
13
12
11
11

1910
1911
1912
1913
1914

232
77
65
230
325

5.532
IU363
5.744
5.811
6*240

2.307
2.347
2*094
2,483
3*450

.052
.102
,102
6*602
6*909

5.076
5.413
5.603
5.859
5.856

52*032
52,491
53.713
58.625
62*543

12
11
11
12
13

1915
1916
1917
1918
1919

539
374
170
ItOOS
2*514

6*173
6*221
6*364
6.071
5.752

2*957
2*537
2*824
2*126
3.034

6.977
7*159
7.177
7*427
7.427

5.947
6.085
6.205
6*602
6*587

62*699
68*470
79*206
98.269
112*668

13
14
14
14
14

1920
1921
1922
1923
1924

6.899
3*231
4»076
8*538
3*064

5.742
5*772
£.694
5*610
5*668

If608
647
422
999
689

7.677
7.677
7*677
8.027
9*527

7.052
7.462
8.032
8.715
8*345

112*815
111*976
118,249
128*839
131.504

15
15
IS
14
14

1925
1926
1927
1928
1929

3*328
3*991
740
4*565
4.910

4*426
4.107
3*976
3.964
4.891

940
848
770
900
1*704

9.427
10*277
10.527
10.527
10.773

8.401
9*674
10.579
11.393
12.327

146.679
160.540
166.663
169*299
173*822

13
13
13
13
12

1930
1931
1932
1933
1934

2*253
1*859
3.399
87

4.905
4.188
4.389
4*413
2*852

823
1*223
1*216
372
334

10.775
11.175
11.175
6,950
9.450

12*635
12.993
12.149
8.452
7.847

172*894
188*790
179.098
142.039
158*916

12
12
12
8
9

962

462
871
823
902
699

9.300
9*300
9*212
8*990
8*830

8*229
9*092
10*304
10.852
11*950

173,125
195*847
195*100
194.183
208*406

9
9
9
9
9

2.677
1*722
1.205
775
1*145

8*700
6,600
8*450
8.300
7,800

12*598
13.417
13*941
14*476
15*696

249*043
295.575
338*104
428*473
490*101

9
9
9
9
9

1*748
4*187
3.575
3.435
3.504

7*800
10.850
11.300
11.300
11.400

17,304
20.647
21.947
23.031
24.283

608*820
676.987
647*036
628*016
639*607

9
10
9
9
9

2*691
3*590
3.811
4*621
4*193

11*400
12.450
13.200
13*200
14*800

25.972
28.920
30.519
32.483
33.420

709*932
737.733
766*336
785*240
812*183

9
9
9
9
9

7.172

16.750

140

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

500

400
200




920*343

248

District of Columbia

State Commercial Banks—Table 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

6.616
6,748
7.282
9.348

3»765
4*028
5.204

3.691

2.718
2»769
3.027
3.777

207
214
227
367

1900
1901
1902
1903
1904

10*638
11*924
13*478
15*835
17.634

5*947
6.628
7.586
8.898
9*982

4*204
4*891
5*443
6*435
7.037

487
405
449
502
615

1920
1921
1922
1923
1924

59.548
59.945
64*326
70.989
71.695

20.607
19,205
23,744
25,692
25*619

28*794
29,014
25,594
26*928
27,252

10,147
11*726
14*988
18*369
18*824

1905
1906
1907
1908
1909

19*645
24t055
23*537
23.878
27*249

10.976
13.455
13*045
13*225
15»091

7.590
9.455
9.236
9,290
10.567

1.079
1*145
1*256
1*363
1*591

1925
1926
1927
1928
1929

80*176
86.138
88,992
94,114
99,140

27,668
30,630
27,255
27,593
27,806

32*402
32*870
38.936
44.717
39.988

20,106
22,638
22,801
21,804
31.346

1910
1911
1912
1913
1914

30.943
31i769
35*137
36.777
31.563

17.119
16.811
16.615
13.947
13.813

11*868
11.435
14*847
15*560
13.282

1.956
3.523
3.675
7.270
4,468

1930
1931
1932
1933
1934

88.017
76.991
69.320
47.668
45*882

24,325
24,958
24,738
21,068
21,122

38,971
31*442
25*642
17*454
15.007

24,721
20,591
18,940
9,146
9*753

1915
1916
1917
1918
1919

34*694
37.411
41.806
43*977
49*561

14.719
17.025
18.718
17.088
17.028

13,955
13.551
17.496
19*180
25*184

6.020
6.835
5.592
7.709
7.349

1935
1936
1937
1938

43*907
49*354
55*416
53,479

21,418
25,497
29,203
28,427

12.354
10*643
10,426
9,179

10*135
13*214
15,787
15,873

Loans1
Year
Total

1939

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
residential
property

On
farm land

To
others

Other

Other
loans
to
individuals

All
other

6,320

269

22*026

8*193

1940
1941
1942
1943
1944

64,785
73*409
71.291
57,041
55,592

7*663
9*553
10*774
7,244
7,368

356
393
357
353
876

1.063
1.064
623
1*809
3,446

64
46
32
29
21

23.806
25.470
24.763
22.771
18*506

9.161
10*546
11.000
10*128
9,376

13,411
14,651

22,672
26,337
23*742
1,296
1.348

1945
1946
1947
1948
1949

58,933
63,340
98*914
119*503
131*130

10*095
11.475
23.425
29,178
31.690

485
851
385
273
339

5*614
2.958
2.894
2.166
762

18
16
35
64
66

17.002
15*852
26*442
37*702
39*038

9.105
9.188
12.659
13.413
13*208

14,795
20,966
27,429
32.041
38.652

1*819
2*034
5*645
4*966
7*917

1950
1951
1952
1953
1954

150.014
173,000
182*980
197*140
205,370

35.036
45.766
50.544
50*556
55.671

1.497
1.599
2.216
2*819
3*923

742
572
717
353
376

63
48
62
46
43

45,013
49.164
46.936
50*658
50,125

14.089
14.332
15.987
15,318
16,415

45.792
51*791
55*104
66.677
68.396

8.473
10.652
12.300
11,556
11*297

1955

220,551

70*411

4.495

675

1.560

44*655

15.440

70,272

13*896

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures, Total loans
continue to be shown net.

District of Columbia

249

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955—-Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

479
402
405
672

351
245
197
316

6
7
10
16

122
150
198
340

1*280
2*335
2*932
4*994

37
38
66
169

416
614
632
662

1*683
2*234
4*163

827

1*922
2*152
2*496
2*562

10*297
11*637
13*115
17.576

1900
1901
1902
1903
1904

908

It 327

282
230
50
50
42

26
40
58
70
76

596
831

1*219
1*526
1*805

3*031
3*919
4*631
4*650
4*924

53
148
130
127
106

599
503
506
558
726

2*379
3*268
4*195
3*965
4*090

2*603
2*841
2*792
2*867
2*966

17.180
19*785
22*426
25.020
27.451

1905,
1906
1907
1908
1909

3*539
3*424
4*403
4*848
5*660

88
19

147
138
166
171
251

3*304
3*267
4*237
4*677
5*409

5*649
4*883
6*128
6*921
9*476

191
154
137
244
166

755
749
754

1*040
1*134

4*703
3*980
5*237
5*637
8*176

2*990
2*678
3*299
4*120
4*169

31,623
35.040
37*367
39*767
46*554

1910
1911
1912
1913
1914

5*840
6*282
10*181
10*422
13*082

255
355
428
476
408

5*565
5*927
9*750
9*939
12*673

9*168
9*714
8*520
10*605
9*031

579
352
377
562
580

1*044
1*009
1*218
1*342
1*243

7*545
8*353
6*925
8*701
7.206

4*306
4*344
4*727
6*526
6*563

50*257
52.109
56.565
64*332
60*239

1915
1916
1917
1918
1919

11*452
12*529
13*832
20*073
25*513

6*626
9*121

497
766
798
543
552

10*953
11*743
12*182
12*904
15*840

8*967
9*876
6*679
10*901
13*492

298
743
451
901

1*882

1*316
1*319
1*793
1*501
1*913

7.353
7*614
6*635
8*499
9.697

6.747
7.637
8*439
9.053
9.371

61*860
67,453
72*956
84,004
97*937

1920
1921
1922
1923
1924

22*547
22*555
26*770
27*939
26*453

5*517
4*845
5*674
7*235
6*676

552

16*478
16*520
19*257
19*337
18*363

11*176
11*402
12.577
11*342
13.924

1*471
1*500
1*371
1*561
2*156

2*687
2*321
2*362
2*232
2.472

7.018
7*581
8*844
7.549
9*296

10*692
11.204
11*361
11*729
12*083

103,963
105*106
115*034
121*999
124,155

1925
1926
1927
1928
1929

29*168
28*631
27*328
29*947
25*941

6*588
5*991
4*810
4*376
3*762

1*126
909
815
849
940

21*454
21*731
21*703
24*722
21*239

16.617
15*565
19*322
19*089.
16*892

3*727
2*636
2*929
2*863
1*916

2*458
2*583
2*622
2*556
2*843

10,432
10*144
13*771
13*670
14*133

11*937
11*991
12,879
13*989
14*002

137*898
142*325
148,521
157*139
157,975

1930
1931
1932
1933
1934

29*446
39*866
40*157
32*519
40*535

7*501
13*233
16*042
15*501
24*045

1*310
2*674
2*465
2*013
1*925

20*635
23*959
21*650
15*005
14*565

19*483
21*208
15.725
21*463
22*143

2*538
2*632
2*412
1*633
2*973

2*681
3*578
4*691
4*111
2*780

14*264
14*996
8*622
15*739
16*390

14.844
13*325
15.836
13*985
14*509

151,790
151,390
141,038
115*655
123*069

1935
1936
1937
1938
1939

44*816
50*735
56*306
57*460
52*090

29*906
35*718
42*861
43*691
40*361

1*143
1*112
1*164
1*226
1*154

13*765
13*905
12*261
12*543
10*575

32*765
40*222
35*447
36*613
40*762

2*530
4*465
4*947
5.253
6*272

3*881
4.381
3*752
3.554
3*683

26,354
31*376
26*748
27*806
30*807

15,128
14*469
13*027
12*782
14,129

136,616
154*780
160,196
160,334
164.307

1940
1941
1942
1943
1944

52*900
59*277
73*646
135*010
178*690

41*481
47*515
62*456
126*056
170*436

1*316
1*344

10*103
10*418
10*486
8*499
7*858

56*463
62*174
73*456
75*140
61*087

4.463
6.847
7*011
6*206
7*205

4*638
4*919
,397
• 358
»911

47*382
50*408
60*048
62*576
67*971

13*625
13*457
12*375
12*076
10*588

187,793
206*317
230,768
279*267
326.157

1945
1946
1947
1948
1949

244*796
269*147
234*013
231*107
186*184

238*390
259*852
217*737
216*356
171.057

427
657
494

2*426
1*800

5*979
8*638
15*782
12*325
13*327

108*907
88*699
97*561
105*159
100*907

19*121
8*074
12*112
11*701
13*115

• 070
.069
,953
.757
,578

83*716
74.556
77*496
64.701
79.214

10*433
10,422
10*512
10*798
11*446

423*069
431.608
441*000
466*567
429*667

1950
1951
1952
1953
1954

194*417
190*906
215*158
199*715
209*449

173,227
167*620
193*044
179*584
169*488

7.013
10*180
9*718
8*788
9*257

14*177
13*106
12*396
11*343
10*704

100*199
119*540
115.979
114.370
121.709

18*485
16*049
18*165
16*045
21*771

7*946
9*252
11*924
11*986
11.493

73*768
94*239
85*690
84*339
88*445

11*638
11,550
12*086
12,556
13*337

456*268
494*996
526*203
523*781
549*865

1955

193*686

172*643

8*360

12*683

104*726

21*464

9.916

73*346

11*625

530*588

1*101

1*646
1*925

3
7
1
2
852




1*190
1*839
1*367
1*394

702
455
596

250

District of Columbia

State Commercial Banks—Table 3




Ajatia, LtLAmuiuu}, AIIIS iiuraDiun, ioy
[Figures as of June 30 or nearest available date; partly estimated . Amounts in thousands of dollars]
Deposits
Year
Total

Other
demand

U.S.
Government

Interbank

Other
time

1896
1897
1896
1899

5*285
6*645
8*412
12*908

6
6

5*038
6*342
7*604
12*210

247
303
602
692

1900
1901
1902
1903
1904

11*614
13,913
16*468
17.511
18*507

6
16
67
59
23

10*951
12*784
15*096
15*906
16*603

1,113
»303
»546
• 881

1905
1906
1907
1908
1909

22.427
25.069
25,973
26*578
32*251

491
478
763
516
1.094

19*252
21*559
21,679
21*705
26*066

»684
• 032
*531
,357
5,089

1910
1911
1912
1913
1914

35*433
37*097
42*563
45*334
41*394

1*275
945
1.089
1.490
1.452

26*271
29*821
31*917
35*010
29*069

5.687
6.331
9*577
8*834
10*873

1915
1916
1917
1916
1919

42*901
47*648
51*026
61,594
74*806

1.256
1.252
1*362
1.179
1*424

770
334

28*344
34*526
34,354
42,624
48*561

13*301
11*870
15*310
17.021
24,467

1920
1921
1922
1923
1924

79,576
80*479
89,429
94,701
97,573

631
896
830
822
1.492

10
437
202
165
47

50*963
49.023
53,529
55*803
55,333

27,752
30,123
34*866
37*911
40*701

1923
1926
1927
1926
1929

109.922
113.356
116.945
126,567
125,196

3.404
1*906
2*110
2,399
1,956

6
62
36
51

60*906
64*069
66,966
70*315
67,992

45*602
47,361
49*767
53,615
55,195

1930
1931
1932
1933
1934

120*463
120,945
111,210
91,116
97,701

2*256
2*795
2,126
2,257
1,771

431
230
7
31
46

62*604
61.245
52.413
47*228
46.731

55.170
56.675
56*662
41.602
47.151

1935
1936
1937
1938
1939

112,391
129*829
134,051
133.423
136,755

1,075
1,801
1,753
1,904
2,587

21
102
46
28

56.774
69*395
71.290
68.732
69*889

54*521
58*531
60*962
62.759
64*195

1940
1941
1942
1943
1944

159.609
176,868
201*423
249*410
296*495

2,648
2,135
1*671
1.751
2,095

211
935
700

13,305
41,526

87*247
102*642
123.758
157*642
170,708

69,503
73*156
75.094
76*712
82*166

1945
1946
1947
1948
1949

392,059
397,984
405,304
429,135
389,763

1.847
2,495
3,091
6,138
5.678

72*108
45.119
10*108
9,046
6,185

217.804
240*332
274*494
302*360
266,257

100*300
110*038
117*611
111.589
109.663

1950
1951
1952
1953
1954

416,933
452,655
482,572
478,072
501*137

8,453
27.124
28.263
28,142
32,654

13,906
15,793
22,270
16,860
17*080

284*088
301*629
320*391
319*601
329.415

110.466
108*109
111.646
113*269
121*988

16*409

309*679

128*519

1955

84

657

District of Columbia

251

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

N

ST

-as.

„-

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1696
1897
1898
1899

1*138
1.093
727
533

3*333
3,332
3*363
3,427

541
567
593
708

10*297
11*637
13.115
17.576

5
5
6

1900
1901
1902
1903
1904

335
237
156
489
21

4*370
4*671
4*650
4*700
6,450

861
964
1.154
2*320
2*473

17.160
19*785
22.428
25*020
27.451

8
6
7
7
7

1905
1906
1907
1908
1909

186
90

78
51
696
3
742

6*650
6*682
7*263
9*168
9.195

2*668
3*038
3*433
3*832
4.276

31*823
35*040
37.367
39.767
46*554

10
11
15
16
16

1910
1911
1912
1913
1914

98
74
215
186
967

156
44
259
132
72

9.609
9.614
9*920
12*651
11*377

4,961
5,280
5*588
6.029
6.409

50*257
52*109
58,565
64*332
60*239

19
19
18
24
24

1915
1916
1917
1918
1919

924
1*070
1.063
1*401
1*218

19
166

1*898
1*376
1*540

11*406
11.500
11*554
11*966
12*529

6.608
7,069
7»415
7,667
7,844

61*860
67.453
72*956
84.004
97.937

24
26
28
30
30

1920
1921
1922
1923
1924

1*706
1,560
756
1*374
592

1*142

12*695
13*266
13,937
14*066
13*826

6,644
9,263
10.047
10,258
10,869

103.963
105*106
115*034
121*999
124*155

30
32
35
35
32

1925
1926
1927
1928
1929

1*010
967
785
445
1*306

1,437
1*149
1.804

13.951
13.667
13.924
13.990
14*105

11,578
12.986
14.655
15.662
15.564

137*898
142.325
146*521
157.139
157.975

31
30
30
29
29

1930
1931
1932
1933
1934

1.196
1.151
933
230
255

1,299
1*423
1.434
1.231
1.266

13.153
12.153
12.153
10.400
12.385

15,679
15,718
15*306
12,676
11,460

151,790
151,390
141.038
115.655
123.069

28
27
27
12
12

1935
1936
1937
1938
1939

130
4

557
746
873
975

11,103
12,049
13,240
14,018
15,588

136.616
154*780
160*196
160*334
164.307

13
13
13
13
13

496
865

1.598
1*295

212
475

7

1.071

12.435
12.150
12*032
11*916
10*893

1940
1941
1942
1943
1944

1.175
1*831
1.272
1.172
1*167

10*670
10*425
10.597
10.587
9.792

16,139
17,193
17,476
18,098
18,703

187.793
208*317
230*768
279*267
326*157

13
13
13
13
12

1945
1946
1947
1948
1949

1.239
1*711
3.143
4.006
5.679

9.800
9.650
9*600
9*600
9*600

19,971
22,263
22,953
23,826
24,605

423.069
431*608
441*000
466 * 567
429*667

12
11
10
10
10

3.624
4,132
4,478
5*096
5*446

9.700
9*800
9*800
9*800
10*140

26.011
27,409
28,653
30*313
32*642

456*268
494*996
526*203
523*781
549*865

10
10
10
10
10

1950
1951
1952
1953
1954

1*000
700
500
500




6*085

FLORIDA

Revised data for assets and liabilities and
number of all banks in Florida, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks in
this State because adequate data were reported, either separately or in combination
with data for other State commercial banks,
in the reports of the Comptroller of the Currency or the State banking department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in compiling the figures.
The figures for national banks in Florida
were obtained from the abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments. A description of these figures is included in the United
States Summary. Compilation of figures for
1
Since there have been no mutual savings banks in
Florida, the figures for all commercial banks are identical
with those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to (1) banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks/' "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks) and (2) industrial
banks that accept deposits.




State commercial banks presented a number
of problems and considerations not encountered in compiling the balance sheet for national banks. The following sections describe
these problems and the methods used in
deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department
and by other State authorities. These sources
were supplemented by data obtained from a
study of banking in Florida by Mr. Harwood
B. Dolbeare.2
The sources of such statistics for the period 1934-1946 were (1) summary figures for
insured banks published or supplied by the
Federal Deposit Insurance Corporation and
(2) figures for noninsured banks published in
reports and abstracts of the State banking
department. Data for this period are discussed
separately because of the substantially better
coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statistics—including the breakdowns of loans, investments,
cash assets, and deposits—for State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.
2
A Record of Fifty Years of State Banking in Florida,
1890-1939 (Reprinted from Annual Report of the State
Comptroller, Banking Department).

252

Florida

253

STATE COMMERCIAL BANKS, 1896-1933
The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.3 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a>
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

The accompanying table shows adjustments made in figures for number of banks
and balance sheets as published by the Comp^
troller. These changes were based on information contained in State banking department
reports.
Changes for 1908-1920 were to exclude
branches, while those for 1926-1933 were to
CHANGES IN NUMBER OF BANKS AND BALANCE SHEETS
Additions

Year or period

Deductions

Number of banks and corresponding balance sheets

1896
1926-1930
1931-1933

4

. .

2
3

Number of banks only

1908
1909
1910
1911

5
4
8
4

1912
1913-1915 . . . .
1916-1917
1918-1920

5
4
3
2

make the revised series comparable with current series with respect to types of institutions
included.
LOANS

A complete classification of loans into real
estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. For the years in which items were not
reported, figures were obtained from other
sources or were estimated.
Estimates of real estate loans and of collateral loans for certain periods were made by
applying to total loans in each year ratios of
each type of loan to total loans, computed as
follows: for 1896-1902, ratios based on reported data for 1903, the first year in which
the breakdown was reported; for 1904-1908,
average ratios based on reported data for 1903
and 1909; and for 1916 and 1917, average
ratios based on reported data for 1915 and
1918.
Figures for both real estate and collateral
loans for 1926 and 1927 were tabulated from
individual bank statements published in reports of the State banking department; these
were the only years in the 1919-1931 period
in which such a breakdown was available.
For 1919-1925 and for 1928-1931 real estate
and collateral loans were estimated by applying to total loans ratios of each type of loan
to total loans that were derived by interpolating between similar ratios based on reported
data for 1918 and 1926 and for 1927 and 1932,
respectively. The rapid changes in the real
estate loan portfolios of Florida banks during
this period made it impossible to make valid
comparisons with banks outside the State for
estimating purposes.
INVESTMENTS

8
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.




A complete classification of investments
into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until

254

All-Bank Statistics

1926. For years in which items were not
reported, figures were estimated.
Small amounts of United States Government securities were reported intermittently in
the years prior to 1918. No attempt was made
to estimate figures for the unreported years.
Obligations of States and political subdivisions
for 1902 and 1906 were estimated by applying
to total investments the ratio of this item to
total investments computed from figures for
the December call of those years published in
State banking department reports.
For the 1919-1924 period obligations of
States and political subdivisions were estimated by applying to total investments, ratios
of this item to the total that were derived by
interpolating between similar ratios based on
reported data for 1918 and estimated data for
1925. For 1922-1924, "other" investments
were estimated in a similar manner, using
reported data for 1921 and estimated data
for 1925. Throughout the 1919-1924 period
United States Government securities are residual amounts.
For 1925, ratios of each category of investment to total investments were derived
from December data published by Dolbeare,
and these ratios were applied to total investments for June reported by the Comptroller
to get the subitems.
DEPOSITS

The breakdown of deposits into interbank,
United States Government, other demand, and
other time was adequate in the reports of the
Comptroller beginning with 1911, although

reported figures for United States Government
deposits were supplemented in a number of
years.4 No attempt was made in the revised
series to provide figures for the latter item
prior to 1918 because practically all such
deposits were held by national banks.
For years in which items were not reported, figures were obtained from other
sources or were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 were made by applying to the June
totals for each year published by the Comptroller the percentage distributions computed
from December call data in the Dolbeare
study. Estimates for 1910 were made by
applying to the total the average ratio of each
item to the total computed from reported data
for 1909 and 1911.
Interbank deposits for 1905 and 1906
were derived from Dolbeare's study but were
not adjusted for differences in call dates.
Figures for United States Government
deposits for 1918, 1919, 1921-1925, 1928, and
1929 represent such deposits at State member
banks only, which held practically all of this
type of deposit at State commercial banks.
Figures except for 1918 are as reported. The
figure for 1918 was estimated by applying to
United States Government deposits at all State
member banks in the United States on June
30 of that year, the ratio of these deposits at
State member banks in Florida to such deposits at all State member banks on June 30,
1919.

STATE COMMERCIAL BANKS, 1934-1946
The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks as given in the reports of the
State banking department.




The breakdowns of some of the principal
asset and liability items that were required for
the all-bank series were not available for
noninsured banks for every year during the
4
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government, This order differs from that
in the tables.

Florida
period 1934-1946 in the State banking department reports. The breakdowns of loans for
1934-1938 and of cash assets for 1934-1946
were estimated on the basis of the percentage
distribution of these items at insured nonmember commercial banks in corresponding
years. For 1939-1946, the loan breakdowns
were estimated on the basis of the percentage
distribution of loans at noninsured commercial
banks on December 31, 1947. The figures for
this date were used as the basis for estimating
because it was not until then that the break-




255

down appeared consistent with the data
currently reported.
The breakdowns of investments and of
deposits for 1934-1936 were estimated on the
basis of percentage distributions of these
items in 1937 derived from data for these
banks as shown in the State banking department report for that year. For 1937-1946 the
breakdowns of both investments and deposits
were taken from the reports of the State
banking department.

256

Florida

All Banks—Table 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Loans
Year
Total

1896
1897
1898

Real
estate

Loans
All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

5.502
4*881
4*979
5*484

416
415
422
474

1*609
1*492
1*534
1*623

3*477
2*974
3*023
3*387

1900
1901
1902
1903
1904

7*480
7*600
9*998
12*244
15*711

724
601
945
1*244
1*506

2.299
2*297
2*988
3.959
4*655

4*457
4*702
6*065
7.041
9,550

1920
1921
1922
1923
1924

137*218
130*258
132.754
160*934
189*667

19*789
19*332
19*775
24*440
29*605

42*559
38*035
43*792
53*706
61*199

74*870
72.891
69,187
82*788
98*863

1905
1906
1907
1908
1909

21*776
28*396
33*471
30*928
33*797

2*411
3.073
3.316
3.310
3.435

6*333
8*309
9.323
9*005
9*280

13*032
17,014
20*832
16*613
21*082

1925
1926
1927
1928
1929

335*202
379*114
277.871
234*975
189*523

50.303
57*485
49.775
46*254
44*134

129*949
150*238
110*838
95*926
53*836

154.950
171,391
117,258
92*795
91*553

1910
1911
1912
1913
1914

44*236
49.777
55*140
62*576
66.533

4*143
5*571
7,207
6.351
8*090

11*982
13*051
15*545
15.478
17.213

28,113
31.155
32*388
40*747
41*230

1930
1931
1932
1933
1934

108*502
75*264
58,272
43*093
43.956

22*992
18*361
15*633
10*005
9»147

26*916
17*096
13*901
11*539
12*086

58.594
39*807
28.738
21*549
22*721

1915
1916
1917
1918
1919

63*610
68*470
69*187
84*764
93.308

8.898
10*352
9.677
13.071
14.041

19.305
18*796
19*133
25*116
30*591

35*407
39*322
40*377
46*577
48*676

1935
1936
1937
1938

51*166
60*641
76.455
81.779

9*541
12*219
15*184
18*423

10*970
12*895
17*538
16*802

30*655
35*527
43*733
46*554

1899

Loans1

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

37*957

2*967

11*721

6,015

24*308

1940
1941
1942
1943
1944

105.179
133*919
128*706
108*134
184*201

47*550
65.322
65*672
53.777
79*430

2*525
3.377
2*606
2*133
3.338

1*747
1*738
2*925
4*977
39,571

2.816
2.633
2.884
2*295
2,486

1.4
406
16*134
14*760
11*151
12*724

6,064
9,758
9*264
8*305
7.643

12»051
lliSftl

28*431
34*757
30*575
13*445
27.22*

1945
19*6
1947
1948
1949

168*687
238*457
289*008
327*649
330*285

7.9
084
9.6
794
139.194
155.166
141*133

3.T69
4*233
2*606
1*645
1*573

31*664
37*966
27*316
20*325
16*194

2*826
4*523
5*478
6*733
6*192

14.713
20,047
29*076
36.093
44*256

7*971
12*403
18*425
23*772
25*699

13*364
25*645
55,220
73.091
86*944

23.2*6
35.676
11.691
1.6
076
11*395

1950
1951
1952
1953
1954

406*092
495*885
559.212
651*070
751.189

166.412
207,636
230*265
263*816
305*375

1.237
2.118
2.694
2*565
3.303

16,707
18*786
17*702
21*652
23,358

6*532
7.983
9.158
11.332
12.562

66*716
72.524
78*048
80*851
89*966

27.615
31*439
37,771
42*620
52*545

114*976
141*956
169*549
212*642
252*431

11*520
17.973
19,424
21*900
18*551

1955

950*856

383.473

3.359

27*804

14*252

123*571

69*310

313*005

26.198

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Florida

257

Table /—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated.
Investments
Year
Total

U.S.
Government
obligations

Amounts in thousands of dollars]
Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

1.466
It340
1*596
1»761

547
475
625
758

340
304
364
350

579
561
607
653

2.251
2.539
3.350
4.350

76
60
52
59

868
987
,218
.076

1.267
1*492
2*080
3*215

703
715
728
711

9*922
9.475
10.653
12.306

1900
1901
1902
1903
1904

2,005
1.922
2*438
3.035
4*033

930
1.056
1.182
1*418
2.192

426
404
713
1*044
984

649
460
543
573
857

4*429
7.109
5.741
7.147
7.832

86
159
152
145
242

.207
.434
,374
.604
,750

3*134
5*516
4*215
5*398
5*840

548
625
925
865
907

14.462
17*256
19*102
23.291
26*483

1905
1906
1907
1908
1909

4*290
5*116
6*624
7»847
8,191

2*308
2*514
3*442
4.756
5.083

1*052
1.417
1*607
1.693
1,819

930
1,185
1,575
1*398
1*289

8,569
11,847
11.882
10.919
14.677

315
439
430
530
485

2*109
2.317
2.630
3*066
3.367

6*145
9.091
8*822
7.323
10.825

1,141
1.358
1*469
2.204
2*361

35*776
46.717
53,446
51,698
59,026

1910
1911
1912
1913
1914

6*244
8*839
10*809
12*589
12*844

5*123
5*289
5.761
6.379
5*912

1*623
2.022
2*605
3*162
3*429

1*498
1*526
2*443
3,048
3.503

17*988
20*611
23.140
26.090
26.597

702
626
622
1.166
922

4.109
4.470
5.177
5,395
6.115

13.177
15*515
17,141
19,529
19,560

3*103
3,372
5*390
5,311
6,830

73.573
82*599
94*479
106*566
112*604

1915
1916
1917
1918
1919

13.119
15*695
20*400
30*624
49.142

6*161
6*206
7,250
16*662
33*756

3*682
4*460
4*908
5.594
7.305

3.276
5.029
8.242
8.348
8.081

22.700
33*949
39.399
32,048
42*937

659
908
900
1.790
2.419

5,000
5,649
6,117
4*915
5.357

17,041
27,392
32.362
25,343
35.161

7*164
7*671
7,715
9,139
9,032

106,593
125*785
136*701
156*575
194,419

1920
1921
1922
1923
1924

44.031
43.077
46.936
58.394
62.601

25.017
24.687
25.569
32*531
29,722

9.318
8.917
9*267
11,248
IIS, 236

9.696
9.473
12*100 ,
14*615
17*643

54*872
42.262
51*463
60*283
79.054

4,136
2,750
2.571
3*954
4,321

7.348
7,063
6,487
6,176
8,242

43*388
32*449
42*425
50*153
66.491

9,274
10*310
11*258
12*206
15*441

245*395
225*907
242,431
291,817
346,763

1925
1926
1927
1928
1929

99.823
121.021
123*512
119.793
121.394

37.964
39»929
48.630
48.920
51.286

25,944
50,326
46*259
40*118
36,841

35*915
30*766
28.623
30*755
33*265

205.792
189.086
127.713
101.714
61.551

11*632
12*093
7,850
7,207
6*133

14,660
26,641
15,586
12.244
10,998

179,500
150.352
104.277
82,263
64.420

17.509
23.056
32*363
29*695
24,660

658,326
712,277
561,459
486*177
417,128

1930
1931
1932
1933
1934

103.617
113.637
118*609
117.712
124.227

49.940
65.419
75.419
81.802
83.495

26*003
25*449
23*835
19,139
18*732

27,674
22*769
19.355
16.771
22.000

73.898
63.700
44.721
46*246
69*165

4,733
4»395
2*441
2.951
4.353

10*808
8,743
7.281
6.740
6.244

58,357
50,562
34,999
36*555
58*568

19,867
17,856
16,195
13,917
1 3 » 546

305*884
270,457
237,797
220*968
250*914

1935
1936
1937
1938
1939

127.161
147.904
167.401
142*582
151.778

90*823
108*602
122.284
100*410
105.585

20*855
22*653
25.923
27.222
31.484

15*483
16*649
19.194
14.950
14.709

88*027
118.020
126*243
133,338
183.527

5,133
7,799
9,456
7,058
8.994

6*996
9.785
10*619
10.458
10.219

75*898
100,436
106*168
115,822
164,314

13*195
13*040
12*914
13*035
14*699

279,549
339,605
383,013
370,734
437,487

1940
1941
1942
1943
1944

157.835
189.196
241.003
532.593
754.953

105.446
134.433
186*026
477.483
696.891

38*860
41*952
43*633
44*897
47*841

13*529
12*611
11*344
10.213
10.221

223*466
257*002
259*613
378*003
453.410

9.755
13.045
16,565
23*255
27,016

11.748
14.630
18.406
25*105
28.764

201,965
229,327
224*642
329*643
397,628

14,839
15,293
14,677
17*867
17*478

501,321
595,410
644*199
1.036*597
1,410.042

1945
1946
1947
1948
1949

979.412
Ifl85.948
1*026*565
1.003*114
1*008*176

908.541
1*088*895
930*191
897.696
907.872

58*699
69.214
73*457
82*125
82*361

12.172
27.839
22.917
23*293
17*943

465*592
485,554
446.573
429*449
455.073

34,390
39*359
42,012
51,004
46*908

30.508
29.334
33*646
37,176
36,717

400,694
416,661
370.913
341*269
369*448

16,768
17*606
19*358
21*235
23*229

1.630*459
1.927,765
1,781,504
1,781,447
1,616,763

1950
1951
1952
1953
1954

•107*048
•155*996
•279.355
.345.551
•416.046

993.067
1.009.426
1.110.052
1*164.653
1.209*611

97,135
123,280
141.894
155*467
179*339

16.846
23*290
27*409
25.431
27.098

467.141
536.656
609.032
653*085
712.057

64,829
69*386
75.821
86.280
93,759

33.597
38*746
48*077
54.200
58.949

388,715
428*524
485*134
510.605
559*349

25,935
30,674
35,201
37,999
43,657

2,028*216
2*219*211
2*482*800
2*687*705
2*923,151

1955

1,556.766

1*305.721

123,912

62*076

590,650




258

Florida

All Banks—7b6/e 1




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

1896
1897
1896
1899

6*53*
6,162
7,4*7
9*127

356
334
397
524

1900
1901
1902
1903
1904

10*93*
13*1*9
14.166
17*850
21*009

528
636
672
646

1*661

1905
1906
1907
1908
1909

25,323
3*, 670
39,137
35,2*6
41.405

1*831
2*510
3,114
2*668
4*524

1910
1911
1912
1913
191*

53*167
61,101
68,299
76,866
81*982

5,75*
6,813
6*639
8*279
8*036

1915
1916
1917
1918
1919

73,901
95,151
107,251
123,1*3
157,700

6,316
10,694
12*052
9*108
13,035

1920
1921
1922
1923
192*

209,140
184.562
202*539
249, 454
296,500

16*819
11,884
15*284
18*577
24*564

1925
1926
1927
1926
1929

602*614
624*639
469,023
405,912
338*582

72.371
57.257
43*418
36*285
27*653

1930
1931
1932
1933
193*

249,773
222*515
190*951
179,195
210,359

1935
1936
1937
1936
1939

U.S.
Government

76
75

Other
demand

Other
time

5*422
5*0*6
6*06*
7,599

678

175
267
259
258
340
465
635

9,109
11*139
11*61*
14,892
16*924

1*038
1*116
1.340
1*647
1.789

442
460
822

20*420
28,543
30,254
25*833
26,437

2*630
3*157
4,655
5*436
9.622

361
470
531
422
610

31*698
35*867
39,286
44,929
48*867

15*354
17,951
21*8*3
23»256
24.469

594
539
732

44.063
51.991
58.31*
67*693
94,401

22*928
31.927
36*153
42.435
46.870

546

124*570
104.601
106*556
132*287
175.733

66.887
67*30*
60*070
97*2*8
97*657

1*061
1*341
1.096
1*983
2.339

374,865
378*214
246,684
204,501
172.706

15*, 297
187.827
177*825
163.1*3
135*884

21*406
20,902
12*615
13*082
24,486

4,041
6*306
5,109
6.346
10*898

131,579
119*483
94*333
90,616
116.517

92*747
75.822
78*894
68*947
58*458

2*3,6*2
303,919
3**, 707
329,203
393,332

30*295
40,759
42*866
44*586
62*170

7*785
11*959
3*899
3*386
7.277

144,099
185,436
226*700
205*273
238.555

61.463
65.765
69.242
75*958
85*330

19*0
19*1
19*2
1943
19**

*5*,385
544.284
587,649
976*5*2
1*3*2*366

77,623
91*306
88*641
140*216
157,771

8*743
10,723
16*138
67,^632
214*954

276*451
345*426
388*264
648*190
800,567

91.568
96*829
94.606
120.504
169.074

19*5
19*6
19*7
19*8
19*9

1*550,725
1,83*, 337
1*678,563
1*670,897
1*696*821

163*094
147,404
116*899
109,360
120*980

180*466
120*4*3
14,650
20*444
17*232

967,020
1.253,953
1*200,984
1*191,220
1*222,650

240.145
312.537
346*030
349*873
335*759

1950
1951
1952
1953
195*

1*895*069
2*072**1B
2*316*566
2*507*228
2*718*115

134,536
142.736
162,130
176.642
211*522

29,766
40*240
46*888
34*732
59*548

1*378*068
1*513*637
1*689*211
1*818*354
1*890*427

352.699
375.805
418*329
475*500
556*618

245,002

66*165

1.114
1*311

3*907
3,394
86*
773
629

1*3*2

707
811
737

Florida

259

Table 7—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Nat
Year

Borrowings

r1

ba
no£

^

Capital

liabilities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

182
251
202
93

354
304
324
385

12
9
11
25

2*101
1,972
1,870
1,860

739
777
799
816

9,922
9,475
10,653
12,306

41
42
38
35

1900
1901
1902
1903
\904

60
204
229
156
329

511
752
796
836
1*351

27
22
77
41
68

1*913
2,013
2,365
2*744
3*716

1,017
1*116
1*469
1*664
2.010

14,462
17*256
19*102
23*291
28*483

38
37
45
52
58

1905
1906
1907
1908
1909

904
631

• 120
• 576
• 188

1,725
2,032
2,498
3,230
4,052

143
103
173
160
118

5*219
6*357
7,012
8,264
8,497

2*462
2*924
3,506
3*420
3*766

35,776
46*717
53*446
51*898
59,026

75
97
126
142
138

4,430
4,630
5*144
6,010
5,430

196
192
196
It058
883

9,575
10,093
12,088
13,444
14*310

4,822
5,446
6*740
7*319
8,253

73,573
82,599
94*479
106*566
112*804

157
173
199
232
256

1910
1911
1912
1913
1914

.383
,137
2,012

1915
1916
1917
1918
1919

3»380
795
4*235
6*989

5,707
5*815
5,195
5*553
5,441

837
655
939
1*680
2*275

14*263
14,513
13,804
13,918
13,740

8*505
8*463
8,717
8*046
8,274

106*593
125,785
136*701
156,575
194,419

256
252
257
253
251

1920
1921
1922
1923
1924

4,275
6*030
2*604
2*394
2t025

5,470
5,561
5,906
5*844
6,151

1,398
1,601
1*518
1*665
3*490

15.259
17,006
18,045
21,253
23,063

9,853
11,147
11,819
11*207
13*534

245*395
225*907
242,431
291,817
346,763

263
272
280
289
299

1925
1926
1927
1928
1929

1*344
10*662
12*958
4*920
9,777

5,239
5*416
5*422
4*749
4*791

3,483
5*476
6*574
6*110
7,435

25,997
33,632
36*437
33*127
30,682

19,649
32.452
31,045
31.359
25,361

658*326
712,277
561,459
486,177
417,128

318
335
325
300
255

1930
1931
1932
1933
1934

3.093

4,124
3*894
6,250
9,562
8.168

5*504
3,270
1,926
1,120
746

25,068
24*035
23,077
20,499
21,484

18.322
15.067
13,046
9.689
10,009

305*884
270,457
237*797
220*968
250,914

205
190
181
140
149

1935
1936
1937
1938
1939

70
136
115
229
170

2,551

690
790
1*029
709
943

21,773
22*227
22,299
22,508
22,395

10*823
12,533
14,863
18*085
20,647

279,549
339,605
383*013
370,734
437*487

148
156
163
166
167

1940
1941
1942
1943
1944

235
73
60
25
1

1,342
1*702
1*768
1,604
2,748

22,406
22,771
26*091
26*091
26*668

22,951
26.580
26.631
32,335
38,259

501.321
595,410
644,199
1*036*597
1,410,042

170
170
170
171
170

1945
1946
1947
1948
1949

1*401
930
150
130
230

4*322
5*613
5,622
6*020
6*937

28*728
32,608
36*791
37,971
39,966

45,283
54,277
60.378
66,429
72*609

1,630,459
1,927,765
1*781*504
1,781.447
1,816,763

171
175
184
186
190

1950
1951
1952
1953
1954

20
507
2
20
1

8,843
10*525
13.397
17*356
20,726

42,334
45*499
51,846
58*342
67*421

81.950
90,262
98.989
104,759
116,888

2,028*216
2,219,211
2*482*800
2,687,705
2,923*151

196
203
211
215
223

50

23,603

78,181

129,638

3,338*169

1*849
1*946

1*188

1,676
2*547
903
148




260

Florida

National Banks—Table 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

Ah

Collateral

Year
Total

other

Real
estate

Collateral

All
other

1896
1897
1898
1899

3*875
3*233
3*308
3*581

53
47
49
50

1*082
958
993
1*006

2*740
2*228
2*266
2*525

1900
1901
1902
1903
1904

4*530
5*244
6*144
7*190
10*089

66
76
86
115
157

Ii343
1*534
1*739
2*322
3.193

3*121
3*634
4*319
4.753
6*739

1920
1921
1922
1923
1924

68*326
63.255
65.998
75,183
82,615

2*153
2,581
3,420
3,860
4*446

24,372
19,274
23*965
26*866
25*979

41*803
41,400
36*613
44*457
52*188

1905
1906
1907
1908
1909

12.538
16*706
20*901
18*310
21.228

194
260
299
282
338

3.931
5.270
6.055
5.724
6*845

8*413
11*176
14,547
12*304
14,045

1925
1926
1927
1928
1929

141*351
166.507
133,774
123.598
97.506

5*911
9*784
11.929
13*093
13,499

62*877
73.043
61,155
60*421
26*892

72,563
83.680
60*690
50*064
57.115

1910
1911
1912
1913
1914

27*073
29*147
33»298
35*945
36,712

444
490
621
614
673

8i278
8*575
10*052
9*983
11*035

18*351
20.082
22*625
25.348
25*004

1930
1931
1932
1933
1934

69.877
47*337
37*337
30.400
32,469

6*692
7,036
6*361
5*319
4.939

16*541
10*323
9,346
8*764
10,312

44*644
29,978
21,630
16,317
17,216

1915
1916
1917
1918
1919

36*403
39*514
43*494
46*024
43*586

814
2*186
2*432
2*777
2.369

13*408
12*310
13*378
16*186
19.545

22*181
25.018
27*684
27,061
26.672

1935
1936
1937
1938

37,724
43,069
53,541
55*099

5,363
6*790
8,324
10,016

9.021
9*715
13,259
12,481

23,340
26,564
31*958
32,602

Loans1

Year
Total

Commercial,
industrial,
and
agricultural

58,621

For purchasing or
carrying securities
To brokers
and
dealers

To
others

2*285

Real estate

On
farmland

On
residential
property

Other

Other,
loans
to
individuals

All
other

1.172

6,255

4*020

15,466

1940
1941
1942
1943
1944

71,306
95,379
93,528
80*954
151,298

36,452
53.194
54,123
44,884
68,594

1.753
2.739
2.097
1.789
2*700

954
646
1,544
3,489
35,540

1,337
1,323
1*110
646
632

7,736
8,602
8*727
5*955
7.103

5,491
6*606
5.931
5*671
5*164

6*850
6*027

17.583
21.667
19*996
11.470
25*538

1945
1946
1947
1948
1949

129*765
182*226
209.841
226.901
218.745

56,950
76,973
108.778
118*534
102*643

3*015
3*667
1.705
1.030
1.316

28,273
33,796
24*677
17,402
13,214

678
1*304
1*315
1.764
1,379

7.636
10*146
15.145
18*317
21*060

4*899
8*735
11.558
14.702
16.848

6*977
13*860
37*742
46*688
56*765

21*337
33*745
8*921
7.827
7.637

1950
1951
1952
1953
1954

261.126
315,224
346,048
396*982
468,392

125,841
153.397
165.585
186.559
219*668

1,064
1*830
2,153
2,132
2,969

13.179
15,279
14,403
17,443
18,686

1,449
1.982
2.527
3*114
3*730

28.452
28*128
30.016
29.192
32*061

16*090
18.329
20,615
24,118
29,695

71,637
87,660
101,795
125,550
152*107

5*915
11.503
12*170
12,705
13*726

1955

612,742

270.944

2*124

22,423

4,226

59*248

41*655

198,063

20.331

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Florida

261

Table 2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated.
Investments
Year
Total

U.S.
Government
obligations

Amounts in thousands of dollars]
Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Other
assets

Bankers'
balances
(including
reserves)

Total
assets

1896
1897
1896
1899

1*258
1*110
1*385
1*490

547
475
624
758

340
304
364
350

371
331
397
362

1.597
1.881
2*457
3*465

36
27
35
46

621
729
388
762

940
1.125
1.534
2*637

365
303
362
368

7*115
6*527
7,512
° 8,904

1900
1901
1902
1903
1904

1*569
1*662
1*878
2*227
3.253

899
1*058
1*182
1*405
2,192

330
298
333
393
507

360
326
363
429
554

3*083
5*338
3*777
4*722
5*296

40
82
81
76
139

626
1,077
814
922
1*048

2,217
4,179
2*862
3,724
4,109

361
409
511
456
508

9*563
12*673
12*310
14*595
19*146

1905
1906
1907
1908
1909

3.395
3*806
5*458
6*647
7.121

2,308
2*514
3*442
4*756
5.077

520
619
964
904
1,081

567
675
1.052
987
963

5,451
7*207
7,319
6*656
9,076

155
232
280
313
266

1,210
1,417
1,633
1,956
2,268

4*086
5*558
5*406
4*387
6*544

575
666
882
1,262
1*385

21*959
28,389
34,560
32*897
38,812

1910
1911
1912
1913
1914

6.724
7.098
8*617
9*854
10*136

5*122
5.237
5.728
6.311
5,879

614
1,078
1,500
1,810
2*160

788
783
1.389
1.733
2*099

9*781
12,013
11*781
14.978
15.737

468
396
458
625
570

2,669
2,995
3*141
3*367
3,815

6*624
8,620
8,182
10,786
11,352

1*811
1.936
2*306
2*830
2,980

45*389
50*194
56*002
63,607
65.567

1915
1916
1917
1918
1919

10*513
12*463
15.767
23*085
35.524

6,123
6*206
7,250
14,453
27*842

2*450
2,756
3*168
3,191
3.002

1.940
3*501
5.349
5,441
4,680

14,018
19*545
21*768
18*192
21*878

398
560
539
1.219
1.523

3,225
3,522
3*575
2,453
2*377

10,395
15*463
17.654
14*520
17*978

3*640
4*141
3,712
4,732
4,623

64*574
75.663
84*741
92*033
110*611

1920
1921
1922
1923
1924

28*034
28*034
31.594
39*826
40»664

17,418
17.584
18.527
24*231
20,201

4*311
4*254
4*557
5*603
8,633

6,305
6*196
8*510
9,992
11*830

26,185
21*636
27,629
28*506
36*162

2*916
2*050
1.742
2,650
2,641

3*117
3*157
2*884
2.405
3*164

22,150
16,431
23,003
23,451
32,357

4*321
4.734
5*316
5*573
6*275

128*868
117.661
130,537
149,086
167,716

1925
1926
1927
1926
1929

61*471
74.570
78*370
75.329
75*623

21*772
26*914
34*303
33*524
35*024

14*528
29,326
26,141
21*319
19*668

25,171
18*330
17*926
20*486
20,931

86*119
91.255
62*084
47.989
43.876

5,709
7,655
5*580
5*316
4*614

5*496
9,742
5,687
4*154
5,332

74,914
73.858
50*817
36*519
33*730

7*266
10*196
14*667
13*780
12*163

296,207
342,528
288,895
260*696
229*166

1930
1931
1932
1933
1934

78*498
87.539
92.432
96*694
102*727

36*398
52.638
62.030
70.315
72.595

16*854
16.797
15.634
12.170
11*877

23*246
16,104
14*768
14,209
18*255

53 »444
45.784
32.702
36*688
51,087

3*995
3.733
2.179
2*712
3*924

7*716
6*030
4,552
4*766
4*121

41,733
36*021
25,971
29,210
43*042

11,145
9,717
9*428
9,844
9,674

212*964
190,377
171,699
173*626
195,957

1935
1936
1937
1938
1939

102*875
120*314
135.590
112*948
122*362

78*217
93*966
104,961
84*296
90*132

12,229
12*944
14,849
16.145
19*698

12,429
13*404
15,780
12*507
12*552

65.989
88,895
93,312
101*774
140*666

4,289
7*196
8*847
6*556
8,222

4*674
6*494
6,898
6*769
6*454

57,026
75,203
77,567
88*449
125*990

9*405
8,962
9,259
9,176
10,873

215,993
261,240
291,702
278,997
332,542

1940
1941
1942
1943
1944

126*442
155.863
197.156
412.821
556,172

89*254
116.769
158*161
374.383
516*620

25(546
27*893
29*113
29*510
32*316

11*642
11*201
9*882
8*928
9*236

173*237
192.794
187.243
257.355
325*180

6*615
12*064
15,489
21*700
24*673

7*761
9,254
12*096
16,752
17*894

156*661
171*476
159,656
218,903
282*613

11,035
11,400
10*864
14,187
14,238

362*020
455*436
486,811
765,317
1*048*868

1945
1946
1947
1948
1949

709*160
850*829
712,984
668*206
682*965

656,699
773,278
638*383
608*100
608*724

41*063
52*166
54,978
60*115
59*312

11*398
25*385
19*623
19*993
14*949

318,901
348*506
330.678
316.794
330.777

32*231
36*357
39*027
47*556
45.097

19,966
18*166
20.587
22*312
20*866

266*704
293*983
271,064
246,926
264,814

13,577
14*441
15,466
16*174
16*624

1*171,403
1,396*002
1,268*969
1.250,077
1,249,131

1950
1951
1952
1953
1954

756.693
763.975
839,533
849*429
905,511

674,221
662*057
720.315
721,932
762,397

67.718
82*309
97*156
105*072
119*862

14,754
19*609
22*062
22*425
23*252

347.178
379.144
428,556
462 • 540
500*389

56.127
61.879
67.893
79*594
84*684

19,013
22*336
26*536
29*851
32.726

270*038
294,927
334,127
353,095
382*979

18*289
21*082
23*147
24*163
28*057

1,383*286
1*479*425
1,637,284
1,733,134
1,902,349

111*223

34*125

35*809

2*187*498

1955




.

262

Florida

National Banks—Table 2




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896

1897
1896
1899

4*689
4.309
5.277
6.636

315
267
354
453

76
75
175
267

3*801
3*438
4*144
5*260

497
529
604
636

1900
1901
1902
1903
1904

7,114
9.462
6.820
10,853
13.720

422
609
598
702

1*328

259
258
340
465
635

5*717
7.651
6*754
8*405
10*311

1*128
1*281
1*446

1905
1906
1907
1906
1909

15.597
20.852
24.807
21.926
26,302

1,436
2,332
2,846
2,425
4»102

442
460

822

11.929
15.953
17.700
14*369
15»972

1.790
2*107
3*145
3*821
5*406

1910
1911
1912
1913
1914

31.221
35,623
38,364
44.225
47,157

4.673
5,515
5*386
7*015
6*808

361
470
531
422
610

17.447
20*082
21*078
23*357
26.426

6*740
9.556
11.367
13(431
13*313

1915
1916
1917
1918
1919

44.227
56.595
67*148
70*849
86.225

5,474
8,874
10,245
7*287
10,720

594
539
732

25.814
29.995
34.280
37.308
44.719

12*345
17*167
21*891
22*536
27.519

1920
1921
1922
1923
1924

107.110
94,180
108.621
127,014
143,791

13*436
9,771
12,694
14,902
16,809

510

54*625
45.609
52.945
59*433
68.787

38.185
37*831
42*428
51*437
55.665

1925
1926
1927
1926
1929

269,904
303,587
244*113
220*827
191*023

56,649
43*462
32*790
25.839
20.734

1*023
1*341
1*096
1*936
2.245

134*965
162*216
111.507
96*669
63,435

77.267
96*568
98.720
96.363
84.609

1930
1931
1932
1933
1934

178,901
160,333
140*683
142,390
165,315

19,934
19.580
11*981
12*510
24*080

4*041
6*130
4*778
5*834
10*581

85.982
77.337
66*166
65.290
86.644

68*944
57*206
57*756
56*756
43*810

1935
1936
1937
1938
1939

190,104
236,640
265*360
250,661
302.328

29.529
40,180
42*031
43,655
61,293

7*668
11*362
3*784
3*213
7*023

108*706
139*660
172*712
153,627
177,420

44.201
45*438
46*833
50.166
56*592

1940
1941
1942
1943
1944

350.287
420*492
448*871
722.423
999*500

76,307
86,986
86,967
136,779
154,930

8*487
10*464
15*546
53.782
174.360

206*223
259.543
286.507
455.800
564,545

59.270
61.477
59.651
76.062
105*665

1945
1946
1947
1946
1949

1*113*055
1*326*603
1*194*391
1,171,637
1,165,425

158.352
140*091
111,437
104,334
114,410

138*956
96*201
10*085
15*096
12*691

665,207
890*513
855.069
837,187
834*640

150*540
199.996
217.800
215.020
203.4*4

1950
1951
1952
1953
1954

1*291,445
1,360,064
1,526,697
1,614,575
1,767,287

127,438
132.064
149,433
159,243
169,127

22*492
32,769
41*043
26*042
44*997

932*881
1*004*387
1*108*959
1*161.608
1*235*961

208.634
210*644
229*262
247*682
297*202

1955

216*409

1*114
1*311

3*718
3*267
864
769
554

1*242

1.386*997

716
964

Florida

263

Table 2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat
ba
no^

uS*.

<*#*

Surplus and
other
capital
accounts

590
603
619

15

1*350
1.150
1.150
1.150

511
752
796
836
1.351

15
7
32
8
18

204
277
820
876
749

1.725
2.032
2*498
3*230
4*052

1910
1911
1912
1913
1914

882
519
1.142
1.038
881

1915
1916
1917
1918
1919

1896
1897
1898
1899

132
161
142
80

354
304
324
385

1900
1901
1902
1903
1904

179
129
56
164

Total
liabilities
and capital
accounts

Number
of
banks

638

7.115
6,527
7,512
8*904

17
15
15
15

1.150
1.355
1.460
1*685
2.510

773
898
1.073
1,157
1.383

9*563
12*673
12*310
14*595
19*146

15
17
20
20
25

32
53
100
72
107

2.712
3*320
4*010
4*680
5.130

1*669
1.855
2*325
2*113
2*472

21*959
28*389
34*560
32.897
38.812

29
35
35
39
39

4*430
4.630
5.144
6*010
5*430

135
154
137
314
409

5*710
5.894
7.080
7*476
6*885

3.011
3.374
4.135
4*544
4.805

45,389
50*194
56.002
63.607
65.567

42
45
46
52
54

1.787
538
415
2*997
5.988

5.707
5.815
5.195
5*553
5*441

294
226
388
1*192
1*641

7.265
7.260
6.381
6.585
6.365

5.294
5,229
5.214
4*857
4,931

64.574
75.663
84.741
92*033
110.611

56
56
54
56
53

1920
1921
1922
1923
1924

3.019
3.458
862
719
487

5*470
5*561
5.906
5*844
6.151

1.070
495
329
229
998

6.545
7.198
7»795
9*390
9.740

5,654
6.769
7,02^
5,392
6,549

128.868
117,661
130*537
149.088
167*716

53
56
62
61
54

1925
1926
1927
1928
1929

182
1*445
6.117
2.495
4,092

5.239
5.416
5.422
4.749
4.791

1.799
3*114
2*485
2.230
1.120

10.504
15*200
16*790
15*865
15.190

8*579
13,766
13,968
14,530
12,952

296*207
342.528
288,895
260,696
229*168

57
63
62
63
55

1930
1931
1932
1933
1934

1.512
669
1.218
227

4.124
3*894
6*250
9.562
8*168

1*079
611
492
502
349

15.785
15*435
15*300
14.800
15*680

11.563
9,435
7,956
6,145
6,445

212,964
190,377
171,899
173,626
195,957

55
51
49
45
50

2*551

322
474
688
551
772

15.780
15.877
15.603
15.568
15*346

7,236
6*249
10*051
12.194
14.096

215,993
261,240
291,702
278,997
332.542

50
52
53
53
52

977
1.312
1*509
1*367
2*366

15.208
15.397
18*625
18*795
19*605

15,546
18,235
19*806
22,732
27.417

382,020
455.436
468.611
765,317
1*046.868

52
52
53
54
55

3*783
4*793
4.612
4*834
5*221

21*025
24*350
27*100
27*100
27.600

32.140
39.306
42*866
46,506
50.685

1.171,403
1.396.002
1*268,969
1,250,077
1,249,131

56
60
61
61
61

6.518
7*688
9.305
12*325
14*539

28*475
29.875
33.175
38.275
42.850

56.848
61.598
66*107
67,959
77,673

1,383.286
1,479,425
1,637,264
1,733,134
1,902,349

62
63
63
65
71

17.879

50.375

68*155

2,187,498

79

1905
1906
1907
1908
1909

*

1935
1936
1937
1938
1939

23

1940
1941
1942
1943
1944

1945
1946
1947
1946
1949

1*400
750

1950
1951
1952
1953
1954
1955




200
200

264

Florida

State Commercial Banks—Table 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

1*627
1*648
1*671
1*903

363
368
373
424

527
534
541
617

737
746
757
862

1900
1901
1902
1903
1904

2*950
2.356
3,854
5,054
5,622

658
525
859
1*129
1.349

956
763
1*249
1,637
1*462

1*336
1,068
1,746
2,288
2,811

1920
1921
1922
1923
1924

68,890
67,003
66,756
85,751
107*052

17*636
16*751
16,355
20,580
25,157

18,187
18,761
19*827
26*840
35*220

33*067
31*491
30*574
38*331
46,675

1905
1906
1907
1908
1909

9.238
11,690
12.570
12,618
12,569

2.217
2,813
3*017
3*028
3*097

2*402
3,039
3*268
3,281
2,435

4*619
5,836
6.285
6*309
7,037

1925
1926
1927
1928
1929

193*851
212,607
144*097
111,377
92,017

44*392
47,701
37,846
33,161
30,635

67.072
77.195
49*683
35*505
26,944

82*387
87*711
56*568
42*711
34,438

1910
1911
1912
1913
1914

17,165
20*630
21*842
26*631
29*821

3,699
5.081
6*586
5,737
7,417

3,704
4,476
5,493
5,495
6,176

9,762
11,073
9,763
15,399
16,226

1930
1931
1932
1933
1934

38.625
27,927
20.935
12,693
11,487

14,300
11*325
9*272
4,686
4*208

10*375
6.773
4,555
2*775
1*776

13*950
9*829
7,108
5 » 232
5,503

1915
1916
1917
1916
1919

27,207
28,956
25*693
38*740
44,722

8,084
8,166
7,245
10,294
11.672

5,897
6,486
5,755
8,930
11,046

13,226
14.304
12,693
19*516
22,004

1935
1936
1937
1938

13,442
17,572
22,914
26,680

4*178
5*429
6.860
8*407

1*949
3.180
4,279
4,321

7,315
8,963
11,775
13,952

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

others

farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

28*862

9*427

682

1940
1941
1942
1943
1944

33*873
38*540
35,178
27,180
32,903

11*098
12*128
11,549
8*893
10*836

772
638
509
344
638

793
892
1,381
1,468
4,031

1*479
1*510
1*774
1*449
1*854

6.310
7.332
6.033
5.196
5.621

2,573
3,150
3,353
2*634
2*679

5,201
5.554

10*848
12*890
10.579
1,975
1*690

1945
1946
1947
1948
1949

38,922
56*231
79,167
100,748
111,540

13*944
20*991
30*416
36*632
38*490

754
566
901
615
257

3,591
4,170
2*639
2*923
2*980

2*148
3*219
4*163
4*969
4*813

7*077
9*901
13*933
19,776
23,196

3*072
3*668
6*867
9*070
8*851

6,387
11,785
17,478
24,403
30,179

1*949
1*931
2*770
2*939
3»758

1950
1951
1952
1953
1954

146,966
180,661
213*164
254*088
282.797

40.571
54*239
64,680
77.257
85*707

173
288
541
433
334

3,528
3,507
3,299
4,209
4,672

5»083
6*001
6.631
8.218
8*852

38*264
44,396
48*032
51*659
57*925

11.725
13*110
16.956
18,502
22,850

43*339
54,298
67.754
87.092
100*324

5,605
6,470
7,254
9,195
4,825

1955

338*114

112,529

1,235

5,381

10*026

64,323

27,655

114*922

5*867

5*466

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Florida

265

Table 3— State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

Other
securities

• Cash items
in process
of collection

Total

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

208
230
210
271

654
656
893
885

40
33
17
13

267
256
330
294

347
367
546
578

318
412
366
343

2.807
2*946
3*141
3*402

96
106
380
651
477

289
134
180
144
303

1.346
1.771
1.964
2.425
2.536

46
77
71
69
103

361
357
560
682
702

917
1*337
1.333
1*674
1)731

187
216
414
409
399

4*899
4*583
6*792
8*696
9*337

6

532
798
643
789
738

363
510
523
411
326

3)118
4,640
4*563
4*261
5*599

160
207
150
217
219

899
900
997
1*108
1.099

2.059
3*533
3*416
2*936
4*261

566
690
587
922
976

13*817
18*328
18.866
19*001
20*214

1
52
33
68
33

809
944
1.105
1.352
1*269

710
745
1,054
1*315
1,404

8.207
8.598
11.359
11.112
10.860

214
228
364
341
352

1.440
1*475
2.036
2*028
2.300

6.553
6*895
8.959
8.743
8*208

1*292
1*436
3*084
2*481
3*850

28*184
32*405
38.477
42.959
47*237

38

2*229
5.914

1*232
1.704
1.740
2*403
4*303

1(336
1.528
2.893
2,907
3*401

6*682
14*404
17.631
13.856
21*059

261
348
361
571
896

1.775
2.127
2*542
2*462
2*980

6*646
11*929
14.728
10*623
17*183

3*524
3*530
4*003
4*407
4.409

42.019
50.122
51*960
64*542
83*808

15*997
15*043
15.342
13.568
21.937

7*599
7.103
7,042
8,300
9,521

5.007
4*663
4.710
5.645
6*603

3*391
3.277
3.590
4.623
5.813

26*687
20*624
23*854
31)777
40*892

1.218
700
829
1.304
1.660

4.231
3.906
3.603
3*771
5*078

21.238
16*018
19*422
26*702
34.134

4.953
5*576
5*942
6)633
9*166

116.527
108*246
111*694
142.729
179*047

1925
1926
1927
1923
1929

38*352
46*451
45*142
44.464
45.771

16,192
13.015
14,327
15,396
16.264

11*416
21.000
20*118
18*799
17.173

10.744
12*436
10.697
10.269
12.334

119.673
97*831
65*629
53.725
37*675

5.923
4.438
2*270
1*891
1*319

9*164
16*899
9.899
8*090
5.666

104.586
76*494
53.460
43.744
30*690

10*243
12*860
17*696
15*915
12*497

362. U9
369.749
272*564
225.461
187.960

1930
1931
1932
1933
1934

25.119
26*098
26*177
21*018
21*500

11,542
12.781
13,389
11*487
10.900

9*149
8*652
8.201
6.969
6*855

4*428
4.665
4*587
2*562
3*745

20*454
17*916
12*019
9*558
18.096

738
662
262
239
429

3.092
2*713
2.729
1.974
2*123

16*624
14*541
9*028
7*345
15*546

8*722
8.139
6*767
4*073
3*872

92*920
80.080
65.898
47.342
54*957

1935
1936
1937
1938
1939

24*286
27.590
31*811
29.634
29.396

12.606
14.636
17*323
16.114
15.453

6*626
9.709
11.074
11*077
11*766

3*054
3.245
3*414
2*443
2*157

22.038
29.125
32.931
31.564
42.861

844
601
609
502
772

2.322
3.291
3*721
3.689
3*765

18*872
25.233
28*601
27*373
38*324

3*790
4.078
3*655
3*859
3*826

63*556
78*365
91*311
91*737
104*945

1940
1941
1942
1943
1944

31.393
33.333
43*847
119.772
196,781

16.192
17,664
27,865
103,100
180,271

13*314
14*059
14*520
15.387
15.525

1*887
1*610
1*462
1*285
985

50.231
64*208
72,570
120*648
126*230

940
981
1.076
1.555
2.345

3.987
5*376
6*308
6.353
10.870

45*304
57)851
65*186
110*740
115*015

3*804
3.893
3*793
3*660
3*240

119*301
139.974
155.388
271.260
361*154

1945
1946
1947
1948
1949

270,252
335*119
313*581
314*906
325*191

251,842
315,617
291.806
289*596
299,148

17,636
17*048
18.479
22*010
23*049

774
2.454
3(294
3.300
2*994

146*691
137*048
115.895
110)655
124.296

2,159
3*002
2.985
3*448
3*811

10.542
11.168
13.061
14.864
15.851

133.990
122.878
99)849
92*343
104*634

3*191
3*365
3.892
5*061
6*605

459.056
531.763
512.535
531.370
567*632

1950
1951
1952
1953
1954

350,355
392*021
439,822
496.122
510.537

318.846
347.369
389.737
442.721
447.214

29.417
40.971
44.738
50.395
59,477

2*092
3*681
5*347
3*006
3*846

139.963
157.512
180.476
190.545
211.668

6.702
7*507
7*928
8*666
9*075

14.584
16*408
21.541
24.349
26.223

118*677
133)597
151*007
157,510
176,370

7*646
9*592
12.054
13*816
15*800

644.930
739.786
845.516
954.571
1.020*802

1955

562.661

484.339

73,352

4.970

231.816

12.669

27.951

191*176

18*080

1*150.671

1696
1897
1898
1899

208
230
211
271

1900
1901
1902
1903
1904

416
240
560
806
780

1905
1906
1907
1908
1909

895
1*308
1*166
1*200
1.070

1910
1911
1912
1913
1914

1.520
1.741
2*192
2*735
2*706

1915
1916
1917
1918
1919

2*606
3*232
4*633
7.539
13.618

1920
1921
1922
1923
1924

1
31

13




266

Florida

State Commercial Banks—Table 3




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

U Sl
'
Government

Interbank

Total

Other
demand

Other
time

1896
1897
1898
1899

1.845
It853
2*170
2*491

43
67
43
71

1,621
1*608
1,920
2,319

161
176
207
101

1900
1901
1902
1903
1904

3*820
3*667
5*346
6*997
7.289

106
27
74
144
333

3*392
3,486
5*060
6*487
6*613

322
152
212
366
343

1905
1906
1907
1908
1909

9*726
13*818
14*330
13*322
15*103

395
178
266
243
422

8*491
12*590
12*554
11*464
10*465

1*050
1*510
1*615
4*216

1910
1911
1912
1913
1914

21*946
25*478
29*935
32*661
34*825

1*081
1.298
1*251
1*264
1*228

14*251
15*785
18*208
21*572
22*441

6»614
8*395
10.476
9,825
11*156

1915
1916
1917
1918
1919

29,674
38*556
40*103
52*294
71.475

842

1*820
1.807
1*821
2.315

189
127

18*249
21*996
24.034
30.385
49,682

10*583
14*740
14,262
19*899
19t351

1920
1921
1922
1923
1924

102*030
90*362
93*918
122*440
154,709

3.383
2*113
2,590
3*675
5,755

4
75
100
36

69,945
58,792
53*611
72.854
106*946

28*702
29*473
37*642
45*811
41*972

1925
1926
1927
1928
1929

332,710
321,052
224*910
185*085
147*559

15.722
13.795
10*628
10*446
6.919

47
94

239*920
215*998
135,177
107.832
89*271

77*030
91.259
79.105
66*760
51*275

1930
1931
1932
1933
1934

70*872
62,182
50*268
36.805
45.044

1,472
1,322
634
572
406

176
331
514
317

45.597
42*146
28.165
25*526
29,673

23*603
18*536
21*138
10*191
14*648

1935
1936
1937
1938
1939

53,533
67,279
79,347
78.542
91.004

766
579
835
931
877

117
597
115
173
254

35*393
45*776
55*988
51*646
61*135

17*262
20*327
22*409
25*792
26*738

1940
1941
1942
1943
1944

104.098
123,792
138,778
254,119
342,866

1,316
2*318
1,674
3*437
2^841

256
239
592
13*850
40*594

70*228
85*883
101*757
192*390
236*022

32*298
35*352
34*755
44*442
63*409

1945
1946
1947
1948
1949

437,670
507,534
484,172
499*260
531,396

4,742
7.313
5.462
5,026
6*570

41*510
24*242
4,565
5*348
4*341

301*813
363*440
345,915
354,033
388*210

89*605
112.539
128*230
134*853
132*275

1950
1951
1952
1953
1954

603,624
692,354
789,869
892.653
950*828

7.098
10.672
12*705
19.399
22*395

7.274
7.471
7*845
8*690
14*551

445*187
509*250
560,252
636,746
654,466

144*06^
164*961
189*067
227, 813
259,416

38

.

840

Florida

267

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat onal
ba
no%

f^*
U&U.

Surplus and
other
capital
accounts

<**-

1896
1897

50
90

60
13

12
9
11
10

751
822
720
710

149
174
160

1900
1901
1902
1903
1904

60
25
100
100
165

12
15
45
33
50

763
658
905
1*059
1*206

1905
1906
1907
1908
1909

700
354
300
700
439

111
50
73
88
11

2*507
3*037
3*002
3*584
3*367

1910
1911
1912
1913
1914

501
618
870
811
1*065

61
38
59
744
474

3*865
4*199
5*008
5*968
7.425

1915
1916
1917
1918
1919

1*593
650
380
1*238
1*001

543
429
551
468
634

6*998
7*253
7*423
7.333
7*355

1920
1921
1922
1923
1924

1*256
2*572
1*742
1*675
1*538

328
1*106
1*169
1.436
2.492

8*714
9*808
10*250
X I . 863
13*323

4.199

1925
1926
1927
1928
1929

1*162
9*217
6*841
2*425
5.665

1*684
2*362
4*089
3*880
6.315

1930
1931
1932
1933
1934

1*581
1*007
1*329
676
148

1935
1936
1937
1938
1939

Total
liabilities
and capital
accounts

II

Number
of
banks

178

2*607
2*948
3.141
3*402

24
27
23
20

244
216
396
507
627

4.899
4*583
6.792
8*696
9.337

23
20
25
32
33

773

13*817
18*328
18*886
19*001
20*214

46
62
91
103
99

28*184
32*405
38*477
42*959
47.237

115
128
153
180
204

42*019
50*122
51*960
64.542
83*808

200
196
203
197
198

6.985

116*527
108*246
111*894
142*729
179*047

210
216
218
228
245

15*493
18*432
19.647
17*262
15*492

11.070
18*686
17.077
16*829
12.909

362.119
369*749
272*564
225*461
187.960

261
272
263
237
200

4.425
2*659
1.434
618
397

9*283
8*600
7.777
5*699
5*604

6.759
5.632
5.090
3*544
3.564

92*920
80*080
65*898
47.342
54*957

150
139
132
95
99

70
136
115
206
170

368
316
341
158
171

5*993
6*350
6.696
6*940
7*049

3*587
4*284
4*812
5*891
6*551

63*556
78.365
91.311
91*737
104*945

98
104
110
113
115

1940
1941
1942
1943
1944

235
73
60
25
1

365
390
259
237
382

7*200
7*374
7*466
7.296
7.063

7*403
8*345
8.825
9*603
10*842

119.301
139.974
155*388
271.280
361*154

118
117
117
115

1945
1946
1947
1946
1949

1
180
150
130
30

539
820
1.010
1*186
1.716

7.703
8*258
9*691
10.871
12*366

13*143
14.971
17.512
19,923
22*124

459.056
531.763
512*535
531.370
567.632

115
115
123
125
129

1950
1951
1952
1953
1954

20
307
2
20
1

2.325
2.837
4*092
5.031
6.187

13.859
15.624
18.671
20*067
24*571

25*102
28.664
32.882
36*800
39*215

644*930
739*786
845*516
954.571
1*020*802

134
140
148
150
152

41*483

1*150*671

153

1898
1899

1955




1*069
1*181

1*307
1*294
1.811

2.072
2*605
2*775
3*448
3*211

3*234
3*503
3*169
3*343
4.378
4.795
5.315

lie

GEORGIA

Revised data for assets and liabilities and
number of all banks in Georgia, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3. Because of the incomplete
coverage in reported data for unincorporated
banks in the State, a separate balance sheet
was compiled for these banks (Table 3a);
Table 3 includes data for these and other
State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Georgia
were obtained from abstracts and annual reports of the Comptroller of the Currency with
relatively minor adjustments; a description of
these figures is included in the United States
Summary. Compilation of figures for State
commercial banks (other than unincorporated
banks) and for unincorporated banks presented a number of problems and considerations not encountered in compiling the balance
sheet for national banks. The following sec-

tions describe these problems and the methods
used in deriving the revised series.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 were (1) figures reported
to the Comptroller of the Currency and published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department and by, other State
authorities. These sources were supplemented
by data obtained from bankers' directories.
For unincorporated banks for 1896-1946,
the primary sources were bankers * directories. The data shown for such banks
in official sources in this period were very
limited.
The sources of statistics for State commercial banks (excluding those that were unincorporated) for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks published in the reports and abstracts
of the State banking department or obtained
from bankers' directories. Data for this period are discussed separately because of the
substantially better coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statistics—including the breakdowns of loans, investments,
cash assets, and deposits—for State commercial banks and for unincorporated banks were
taken directly from data published or supplied
by the Federal Deposit Insurance Corporation. The data for unincorporated banks in
this period include several banks for which
balance-sheet data were not available.

1
Since there have been no mutual savings banks in
Georgia, the figures for all commercial banks are identical
with those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks). In this report the
data for unincorporated banks are discussed separately from
those of other State commercial hanks.




268

Georgia

269

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933
The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
The accompanying table shows adjustments made in number of banks and balance
CHANGES IN NUMBER OF BANKS AMD BALANCE SHEETS

Year or period

1896
1897
1901
1910

Number of
banks only

Number of
banks and corresponding
balance sheets

4- 74
4- 67
- 2
+174

.

1913
. .
1914-1915. .,
1916-1918
1919
1920

-24
-26
-28
-29

1921
1922
1923
1924
1925.

—54
—39
-42
—46
-46

....

. ;. .

1926
1927 .
1928
1929
1930 .
1931
1932
1933

.

+ 11

__49

-21
— 19

-16
— 16

-12
-12
-2

4- 11
+ 11

4- 10
-j- 12
4- 16
44+
4+

12
9
9
9
8

+ 7
4- 8
4- 7

2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other'* category (for example, other loans)
is a residual.




sheets as published by the Comptroller.
These adjustments reflect for the most part
exclusion of branches, addition of certain
types of institutions that are now included in
the all-bank series, and corrections for underreporting.
Figures used for 1896 and 1897 were tabulated from individual bank statements published in the annual reports of the Treasurer
of Georgia. For 1910, the number of banks
represents a count based on information for
that year published by State authorities; the
assets and liabilities in that year are averages
of the amounts shown in the over-all balance
sheets reported for 1909 and 1911. Although
data for the December 31, 1910 call were
available, it was not feasible to adjust these
data to the June call because of a large
seasonal growth in loans, which seemed
characteristic of the State.
Prior to 1920, all incorporated State commercial banks, including those chartered by
the Superior Court, were under the supervision
of the Treasurer of the State. When the Department of Banking was organized in January 1920, only the State chartered banks came
under its supervision, with the result that
banks chartered by the Superior Court were
not included in the banking statistics published by that department. These SuperiorCourt-chartered banks were added to the revised series. The major items on the balance
sheet of these banks were tabulated from the
bankers' directories, and the breakdowns of
loans, investments, cash assets, and deposits
were based on the distribution of items for
years in which data for these banks were published in reports of the State Treasurer or for
years in which these banks reported to the
Comptroller but were included in his tabulation of private banks.
LOANS

A complete classification of loans into real
estate, collateral, and "all other" was not re-

270

All-Bank Statistics

ported to the Comptroller regularly until 1934.
For years in which items were not reported,
figures were obtained from other sources or
were estimated.
Data for real estate loans and collateral
loans for 1896-1908 were estimated by applying to total loans in each year the ratio of
each of these items to total loans as computed
from reported data for 1909; for 1912, by
applying the average ratio of each item to
the total computed from reported figures for
1911 and 1913.
Real estate loans for 1916-1919 were estimated by applying to total loans, ratios of this
item to total loans that were derived by interpolating between similar ratios based on reported data for 1915 and 1920; for 1928, by
applying the average ratio computed from
reported data for 1927 and 1929.
Collateral loans for 1916-1933 were estimated by applying to total loans other than
real estate, ratios of collateral loans to this
total that were derived by interpolating between similar ratios based on reported data
for 1915 and 1934.
INVESTMENTS

A complete breakdown of investments
into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly
until 1929. In years when items were not
reported, figures were obtained from other
sources or were estimated.
Figures for United States Government
securities and for obligations of States and
political subdivisions for 1896-1908 were estimated by applying to total investments in
each year the ratio of each of these items to
total investments based on reported data for
1909. Since amounts for both of these items
were relatively small before 1909, no effort
was made to apply trends observed at other
classes of banks. For 1912 and 1928 these
two types of investments were estimated by
applying to total investments the average
ratio of each item to total investments based




on reported data for 1911 and 1913 and for
1927 and 1929, respectively.
The investment breakdown was estimated
for each year of the period 1916-1920, except
for United States Government securities in
1920. An estimate for United States Government securities in 1916 was derived by applying to total investments the ratio of this item
to total investments computed from reported
data for 1915. For 1917 it was assumed that
these securities accounted for all of the increase in investments between 1916 and 1917.
Estimates for 1918 and 1919 were derived by
assuming that these securities accounted for
the same proportion of the increase in total
investments in each year as was computed for
Georgia national banks. State and political
subdivision securities and "other" investments
for 1916-1920 were estimated by applying to
total investments less estimated amounts of
United States Government securities, ratios of
each item to this total that were derived by
interpolating between ratios based on reported
data for 1915 and 1921. In 1920, when United
States Government securities were reported,
the estimated figure for "other" investments
had to be adjusted, that is, it represents the
residual after United States Government securities and the estimated figure for State and
political subdivision securities were deducted
from total investments.
The investment breakdown for 1925 was
obtained by applying the percentage distribution of total investments computed from data
for the April call date of that year.
DEPOSITS

The breakdown of deposits into interbank,
United States Government, other demand, and
other time was adequate, after some minor
adjustments, in the reports of the Comptroller
beginning with 1920, although reported figures
for United States Government deposits were
supplemented in a number of years.3 No
3
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

Georgia
attempt was made in the revised series to
provide figures for the latter item prior to
1918 because practically all such deposits were
held by national banks,
In the years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 were estimated by applying to this
total, ratios of time deposits to this total that
were extrapolated from a straight-line trend
fitted roughly to ratios computed from data
for 1909-1925; for 1910, by applying the average ratio of each item to total deposits other
than interbank based on reported data for
1909 and 1911. Estimates for 1918 and 1919
were computed in this same manner, using an
average ratio computed from data for 1917
and 1920.
Figures for United States Government
deposits for 1918-1930 represent holdings of
these deposits at State member banks only,

271

which held practically all of this type of deposit at State commercial banks. The figure
for 1918 is an estimate, but figures for other
dates are as reported. The 1918 estimate was
derived by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year, the
ratio of these deposits at State member banks
in Georgia to such deposits at all State member
banks on June 30, 1919.
OTHER ITEMS

Cash items in process of collection were
estimated for 1897, for 1899 and 1900, and for
1919 and 1920 by applying to total cash assets
in those years the average ratio of this item
to total cash assets computed from reported
data for 1896 and 1898, for 1898 and 1901,
and for 1918 and 1921, respectively.
Borrowings for 1896-1908 were estimated
by applying to total liabilities in each year
the ratio of borrowings to total liabilities computed from reported data for the December
call of that year.

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1934-1946
The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
for this period published by the Federal
Deposit Insurance Corporation with data for
individual noninsured banks, ranging from 26
in 1935 to 18 in 1946. Figures for the latter
group for 1934-1941 were taken from bankers'
directories; for 1942-1946, they were compiled
by the Federal Deposit Insurance Corporation
from data furnished by the State banking
department, supplemented by data from
bankers7 directories.

The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks in the sources cited. The
breakdowns of loans, of cash assets, and of
investments other than United States Government obligations for 1934-1946 were estimated
on the basis of the percentage distribution of
corresponding items at insured nonmember
commercial banks in these years. The breakdowns of deposits for 1934-1941 were estimated on the basis of the percentage distribution of total deposits at noninsured banks
in 1942.

UNINCORPORATED BANKS, 1896-1946
Unincorporated banks in Georgia have
never reported to the State banking authorities, and the Comptroller of the Currency
received only scattered reports from them




except in 1934 and 1935 when 42 and 51 banks,
respectively, reported. In these years about
80 to 90 per cent of all private banks in
the State reported. Balance-sheet data for

272

All-Bank Statistics

private banks are, therefore, very limited
throughout the period covered by the all-bank
series.
Figures for numbers of unincorporated
banks were compiled from bankers7 directories,
and balance-sheet data were estimated in large
part from information in these directories. On
the basis of estimated data described hereafter, the total assets of these banks amounted
to about 14 per cent of total assets of all State
commercial banks in 1896 and 1897; the proportion declined gradually to less than 2 per
cent in 1918 and remained small thereafter.
The number of banks and their capital
accounts as compiled from the bankers' directories for the years 1900-1902 are in general
agreement with data for these years obtained
by the Bureau of Internal Revenue for tax
purposes under the War Revenue Act of 1898.
In each year the Internal Revenue figures are
slightly smaller than those compiled from the
directories, possibly because some unincorporated banks may have been counted for tax
purposes as State chartered commercial banks.
The largest number of these institutions,
based on a count from the bankers' directories,
was 65 in 1939, In making the bank-by-bank
count, it was necessary to exclude (1) branches
of some of these institutions that were considered as separate banks and (2) banks included
in the directories for several years after they
had been liquidated or merged with other
banks.
BALANCE SHEET, 1896-1914

It was necessary to exclude data for a
few banks (the number ranged from one to
five) in the period 1896-1914 since no data
were available to indicate their size; these
banks are included in number only. For some
other banks, capital accounts were not shown
for some years; in these cases estimates were
derived by interpolating or extrapolating on
the basis of reported data for other years.
The aggregate balance-sheet statement
for private banks was estimated from an




abbreviated balance sheet compiled from
bankers' directories for four base years—1901,
1906, 1909, and 1914. Ratios of capital accounts to total assets were computed for each
base year. The ratio of 1901 was applied to
the capital-accounts data for years prior to
1901 to arrive at aggregate total assets and
total liabilities for each year of that period.
Totals for the intervening years—1902-1905,
1907 and 1908, and 1910-1913—were estimated
by applying to capital-accounts data, ratios
interpolated between ratios computed for the
base years. Ratios of major items to total
assets or total liabilities that were derived by
interpolating between similar ratios in these
same base years were used to distribute total
assets and total liabilities in intervening years.
For the breakdowns of the principal items
(loans, investments, cash assets, and deposits),
the data for private banks that reported to the
Comptroller were used. Because of the limited
number of banks reporting to the Comptroller
in most of the years, the breakdowns were
considered to be representative of all private
banks only in those years in which the largest
coverage occurred. For each of these years,
ratios of each subitem to its total (e.g., real
estate loans to total loans, etc.) were computed ; ratios for intervening years were interpolated. These ratios were then applied to the
corresponding principal item for each year.
BALANCE SHEET, 1915-1946

Except for several banks for which no
data of any kind were available, an abbreviated balance sheet was compiled or estimated
for each bank for each year during this period.
For some banks data for missing years were
interpolated from data reported for other
years. For others, where it was not considered
desirable to interpolate, a reported figure was
carried forward or a figure was estimated on
the basis of the movement in this item at
reporting banks of similar size.
The procedure for estimating the breakdowns of the principal items on the balance
sheet that was used for 1896-1914 was used

Georgia
for the 1915-1934 period also, i.e., using only
those years in which reports to the Comptroller had the greatest coverage. For the
1935-1946 period the breakdowns of loans,
investments, cash assets, and deposits were
estimated by applying to each of these items




273

ratios of the subitems to the total that were
derived by interpolating between similar ratios
based on data reported to the Comptroller of
the Currency for 1935 and the December 1947
data compiled by the Federal Deposit Insurance Corporation.

274

Georgia

All Banks—Table 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All.
other

Collateral

Year
Total

I

Real
estate

Collateral

All
other

1896
1897
1898
1899

34,100
34*228
35.089
37.505

2*752
2.723
2,740
3.047

9,405
9.576
9.847
10.111

21.943
21*929
22.502
24.347

1900
1901
1902
1903
1904

42*680
51*791
55*886
64*602
71.050

3*299
3.887
4.075
4,651
5.173

10*916
13*286
14*342
16*660
19,026

28*465
34.616
37.471
43*291
46*851

1920
1921
1922
1923
1924

403*946
341.073
302*569
330*359
329*861

31*056
36.099
40.658
41.512
43*792

105*555
86,606
75,111
77.463
78.646

267,335
216,368
166,600
211.384
207.223

1905
1906
1907
1908
1909

78*310
105.134
114.400
109.464
116.951

5.653
7,739
8,465
7.744
8*422

20*412
27,217
30*063
29*464
32.194

52*245
70.178
75,872
72,276
76*335

1925
1926
1927
1926
1929

329,454
336,549
306,980
321*597
305,192

43*752
53*338
49.741
50.018
43.422

80.614
83.317
99.414
105.021
81.131

205.066
199*894
157.825
166*556
180*639

1910
1911
1912
1913
1914

144.510
161*367
170,996
175.970
180.907

13,646
18.764
20,945
22.956
18.137

39.207
40,878
45,712
49*769
37*381

91,657
101,725
104,341
103,243
125,389

1930
1931
1932
1933
1934

276,272
224.577
181*729
149.795
157.328

41.749
38,814
36,618
29,115
29,208

73.045
49.471
40*907
41,120
43.928

161*478
136.292
104.004
79.560
84*192

1915
1916
1917
1918
1919

170.197
185*174
205*882
262.565
284.856

20*285
20.760
20.578
23.212
21.548

46*271
51.513
57.134
73.045
90.707

103*641
112*881
126.170
166,308
172.601

1935
1936
1937
1938

176.277
161*936
205*713
212*662

26*154
29*484
3 3, '195
34*670

28.142
30,740
36,040
35.560

121*981
101*714
136*178
142*432

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
"*" ^"^

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

221.756

112.355

1.969

7.941

7.405

21*675

7*512

62*899

1940
1941
1942
1943
1944

234.198
288*978
271*550
223*552
353.145

106*081
129*802
138,615
122.196
141,358

2,048
3*085
1*062
1*797
2.011

10.353
9*708
6.270
8*650
116*044

7.758
8*101
7*702
6.752
7.336

23.558
26.509
26,977
28*211
28*809

10*842
10*361
9.180
6*497
6*175

30*201
28.324

73.558
101.412
79.544
19.246
23*066

1945
1946
1947
1948
1949

310*361
412*423
498*360
588.410
591,202

165*761
180.013
226.322
277,462
266.228

3.983
5*325
1*69$
1*245
2*147

35.753
59*750
27*569
23.475
18.461

8.585
13*835
16.552
19.759
20.978

30,517
47*826
73.145
86.290
86,736

7,455
13*243
21.715
24*840
27.648

29»409
52,662
98,653
133,557
146,349

28*698
39*769
30*706
24*296
25*443

1950
1951
1952
1953
1954

674.823
769*692
809*079
859*722
909*976

288.456
356*204
372*460
394,353
436,662

6.557
4.346
6.745
6*062
7.319

17.343
15.359
17.176
13*088
14.432

22.699
25.580
26.771
29.036
32.053

100,606
114,160
107.293
104,361
108*236

30*567
31.989
36.077
36.551
35.520

187,016
205,182
224.892
259.259
257,542

27.673
24,552
26*061
26,103
27,384

1955

1.026.790

456.098

9.447

21.060

41.902

123.976

48,267

302,720

32,293

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

Georgia

275

Table /—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

4.529
4.420
4.359
5.318

1,580
1,482
1*417
2*005

572
577
593
690

2.377
2.361
2.349
2*623

11,084
9,863
10,837
13,059

509
474
425
587

4,693
4,677
4.716
4,783

5*682
4,712
5*696
7.689

2*472
2*331
2.408
3*054

52*185
50,842
52,693
58*936

1900
1901
1902
1903
1904

6,616
7,623
7,783
8,574
9,310

3,103
3*832
4*081
4*703
4*882

725
764
749
786
909

2*788
3*027
2*953
3.085
3,519

12,092
* 12,844
14,532
15,249
15,756

558
760
665
847
686

4*536
4.470
4.880
5*122
5.194

6.998
7.614
6*987
9*280
9*876

2*802
2*972
3.207
3.683
3*977

64*190
75,230
81*410
92,108
100,093

1905
1906
1907
1908
1909

9,638
10,186
11.904
14,995
15,628

5,131
6*165
7,382
9*444
10.556

937
826
901

3.570
3*195
3.621
4*466
3*400

21,140
22,260
23,040
23.291
29,390

883

1,012
1*604
1,343
1,619

5*662
6,065
5,736
6,488
7*727

14,575
15,163
15,700
15,460
20*044

4.439
5,361
5.380
6.340
7*043

113,527
142,941
154,724
154,110
169,012

1910
1911
1912
1913
1914

16*458
17,317
19,348
20,759
20,974

10*890
10*942
12*134
12*821
13*336

1*191

4*377
5.477
6.601
7.276
6.999

29,028
31,600
34,454
34,660
37.927

2,099
2.279
2.162
3.189
1.973

7,465
7,642
8,295
8,514
10,722

19,464
21,679
23.997
22,957
25,232

8,477
9,307
10,552
11,956
12,997

198*473
219.591
235,352
243*345
252,805

1915
1916
1917
1916
1919

21,870
23*008
24*369
41,631
58*046

13*205
12.725
13*662
30*946
47*552

1.265
1,376
1,282
933

7.704
9,018
9*351
9*603
9.561

36*821
47.066
64,392
71,040
90.797

1,816
2.780
5.016
10*859
13.383

8*558
8,679
11,072
10,403
11,576

26,447
35,407
48,304
49,778
65.838

13,442
14,015
15,182
20,785
24,225

242,330
269*263
309.845
396*221
457.924

1920
1921
1922
1923
1924

52,745
38.158
37.122
37.904
34.111

36*640
24.869
23.345
21,788
17,755

1,934
1,183
1,061
1,475
1,407

14.171
12.106
12.716
14.641
14.949

88,444
61,603
69,934
75.164
76.489

11,372
10*154
11.599
12.390
12*567

11,208
8,519
8*096
7,117
8,319

65,864
42,930
50,239
55,677
55,603

20,930
21,663
20,114
26*248
28,837

566,065
462*497
429,739
469.695
469*296

1925
1926
1927
1926
1929

41.205
48*220
54*672
59.258
57,161

22,357
22*007
26,438
28,722
31,756

2,426
3,826
5*560
5.998
5,224

16.422
22*387
22*674
24*538
20*181

86.334
84.320
84.227
78.798
72,595

15.042
15.999
15.020
12,863
13,363

9,165
9,385
9.118
7,551
6.820

64,127
58,936
60,089
58*364
52,412

33,203
33,006
29,146
30,035
29,969

492.196
502,095
475.025
489,686
464,917

1930
1931
1932
1933
1934

62*466
76,219
73,673
84.742
100.576

33,728
40,910
40*455
51,876
65.439

3,216
6,932
6,330
9*146
10*993

25.522
28.377
26.888
23.720
24,144

79,508
90,225
66.047
78,800
94,397

11.762
9,051
7,243
7.762
9.048

7,883
7,957
6,479
6,107
6,446

59.863
73.217
52.325
64,931
78*903

26,841
26*857
27,247
25,959
26,256

447,087
417,878
348.696
339,296
378.559

1935
1936
1937
1938
1939

90.196
135.205
94.991
84,885
114,473

59,121
96,918
55,521
49,265
71,260

12.757
17.227
17,422
17,330
23,684

18,318
21*060
22,048
18,290
19,529

109,107
144,132
126,130
123,623
167,629

12*802
14.056
21.415
18.919'
23,063

6,635
10,040
9,B44
9.152
9,055

89,670
120.036
94,871
95,552
135.511

25,112
24,635
22,966
22,687
22*466

400.692
465.910
449,800
443,857
526,324

1940
1941
1942
1943
1944

116,660
133*666
191,308
514,157
656.732

67*678
81.840
141,254
460*768
604,828

27,391
31,306
31,915
34,180
34,209

21,591
20,542
18,139
19,209
17,695

206,043
241.453
298,174
363,361
381,751

24,275
34.098
40,659
54,484
61,187

9.582
12.709
16,360
20,634
22,136

172.166
194,646
241.155
288,263
296,428

21.373
20*236
19,510
18,631
17,054

578,274
684,355
780,542
1,119,721
1.408.682

1945
1946
1947
1948
1949

878,530
930.117
765,623
672,946
622,389

823,322
867,776
696*409
599.466
538*881

38*636
39.632
45,597
51.471
58.383

16*572
22*709
23,617
22,009
25.125

459,746
451,379
442,376
446.356
420.309

67.782
89.374
93.498
91,604
65,718

19,444
23,009
28.978
35,187
33,226

372,520
338,996
319,900
319,565
301,365

17,281
17,651
18,098
18,344
19,419

1.665,918
1*811.570
1,724,457
1,726.056
1,653,319

1950
1951
1952
1953
1954

610,580
597,614
731,718
716,731
737,948

516,625
496.992
614,793
585,023
595,847

69.553
80*281
91*146
108*808
118.209

24,402
20*341
25,777
22,900
23,892

424,712
490.332
557,789
556.276
551.847

104,510
124,094
133,016
137,968
129,673

29,211
29,554
39.786
43 ,018
43,717

290,991
336,684
384.985
375.290
378.457

21,297
25.048
29,502
29,790
32,154

1,731,412
1,882,886
2*128.088
2,162.519
2,231,925

147,860

44,398

1955




601.736

1,085
1.672

898
613
662
639
961

276

Georgia

All Banks—Table 1




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1896

Interbank

1897
1896
1899

29,526
27t433
29,565
34*366
37*260
41*835
48.632
57.671
62*119

2,617
3,235
4,110
4,349
4,279

1905
1906
1907
1908
1909

72.118
85,753
93,446
86,823
97.955

5*308
6,286
6,709
6,291
8.336

1910
1911
1912
1913
1914

109*164
121,357
132,778
126,677
132.742

1915
1916
1917
1916
1919

130
145

1.925
1.786
2.025
2*164

1900
1901
1902
1903
1904

U.S.
Government

Other
demand

Other
time

20.084
18*695
19,869
22,910

7,387
6,807
7,487
8,782

24,512
27*229
31,682
37.637
40*507

9*296
10*315
11,680
14,210
16(233

2,082
2,400
1*097

47*200
55,254
58*288
53,924
60,371

18,814
23,252
26,367
24*208
28*151

8,361
9,747
9,730
9.051
11,641

773
663
752
910
926

63,788
68,595
73,666
69,750
85,675

36*242
42*352
46*630
46*966
34*500

132,517
164.635
209,047
266,610
314*540

9,949
14,045
20*263
24*412
30,852

868
546
658
5.843
6*085

75,456
94*044
115,527
144,937
172,768

4 . 4
6 2 4
56*000
72,599
91,418
104*835

1920
1921
1922
1923
1924

389,290
282,489
269,720
326,909
324,040

32,036
20,972
26,935
31,140
28,508

1,829
1,286
2*017
2,734
1,753

216,095
139,835
146,062
158,944
152,665

139*330
120*396
114*706
134.091
141,114

1925
1926
1927
1928
1929

365,362
372.612
365.116
365*090
347*639

46,589
40,036
37,405
32,536
27,714

2,144
3,344
4,496
2,711
7,631

180,330
213,495
178,398
167,582
160,740

136,299
115,737
144,819
162*261
151.554

1930
1931
1932
1933
1934

338.714
324.778
257,494
257.122
301.051

30*951
35.593
31,142
39,447
42,126

6,183
9,960
4,815
6,154
19,629

154,668
146,162
108,084
109,548
131,085

146*912
133*063
113,453
99.973
108.211

1935
1936
1937
1938
1939

327,785
400,614
381,183
373,967
455.900

50*699
68,532
51*314
54,742
79.420

8,625
21*322
5,760
7,208
14,481

156,346
198,026
209,963
195,773
242*227

112.115
112.734
114*146
116*264
119*772

1940
1941
1942
1943
1944

505,686
608,421
701,476
1,038,777
1,323,246

94,840
119.596
127.418
159*802
165.698

16,072
22,928
19,645
86,842
247,566

266,496
333*151
419,601
640,241
719*344

126*276
132*746
134*812
151.892
190*620

1945
1946
1947
1946
1949

1,570,361
1.705,817
1.607.494
1,597,796
1,516*995

211*392
181*226
145*402
143,429
126,051

203,696
151,305
14,525
22*624
20,170

898*670
1,065,409
1,126,572
1,109*614
1,052.711

256,623
307*877
320.995
321.931
316,063

1950
1951
1952
1953
1954

1*586,325
1*724.205
1.956,197
1,976.436
2*030.084

144,853
162,500
185,659
185*006
187.700

37,122
60,919
77,971
41,648
69,334

1,084,400
1,188,956
1,361,204
1,388,608
1,369,730

319.950
311*630
333,363
360,972
403.320

2.141.990

192.573

64,254

1,446,115

439,048

184
510
833

„

1*056
1*160
1*475

1*100
796
961

Georgia

277

Table 1—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank
notes

Other

Amounts in thousands of dollars]

Capital

liabilities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1.052

180
179
152
116

13*837
13.272
13.063
12*997

6.507
6.747
6*739
7.342

52*185
50.842
52*693
58.936

186
193
194
211

1.636
2*539
2.490
3*064
3*470

113
124
136
399
202

12*791
13*731
14*598
15*532
17*056

7.605
6*760
9.930
11.353
12.454

64.190
75.230
61.410
92*108
100.093

223
257
272
296
328

4*563
12*699
9*657
9>320
9*319

3 ,.95 5
4i>945
5*804
7*699
9.266

163
319

1*776

18*835
22*963
25.467
29*443
30*764

13.873
16.262
18.574
19.958
21.449

113.527
142.941
154.724
154.110
169.012

390
481
537
595
603

1910
1911
1912
1913
1914

19*870
22*123
19*764
28*576
29*194

10 1» 32 8
11.265
11*676
12*141

1*388

35*067
36*223
41*436
43*744
45.133

23.903
26.773
29.195
31.481
32*207

198.473
219.591
235*352
243.345
252.805

693
732
785
793
601

1915
1916
1917
1918
1919

20*095
15.793
13*930
34*784
46*005

12*252
11*966
10*280

10.899
10*482

1*624
1*066
1*779
6*180
8.395

43*194
43.007
41.282
41.620
41*922

32*646
32.796
33.527
35.928
36*560

242*330
269*263
309.645
396.221
457.924

773
755
739
756
751

1920
1921
1922
1923
1924

62*331
72*116
31*593
34*310
37*696

9*928
10*591
11*172
10*211
10.275

9.271
3.816
5.297
7.350
5.430

49*149
49*213
49*426
48*260
50*108

46*096
44*272
42*531
42*655
41.749

566*065
462*497
429.739
469*695
469*296

779
715
692
683
656

1925
1926
1927
1928
1929

24*364
27*532
15*231
26*129
19*687

8.277
6*140
6*036
7.742
7.750

6*169
7*405
4*663
8*626
8*639

49*065
47*158
42*490
43.541
42.015

36.919
39*248
39,487
38*558
39*187

492*196
502.095
475.025
489*686
464*917

638
555
495
474
442

1930
1931
1932
1933
1934

14*172
8*593
11.745
7*423
1*910

7.677
7*192
6*936
11*894
11*159

7*655
4.246
4*716
2*902
3*159

40.544
37*837
35*957
32*606
36*233

38*325
35*230
31*846
27*149
25*047

447*087
417*876
346*696
339*296
376.559

414
374
338
323
336

1935
1936
1937
1938
1939

6*073

3*015

757

3*345
2*853
3*617
3*689
4*070

35*845
35.251
34*508
34*327
34*047

24*629
26*606
28.197
29*366
31.550

400*692
465*910
449.800
443.657
526.324

342
345
349
352
353

1940
1941
1942
1943
1944

659
300
176
120
317

4*434
5*823
6*994
6.423
5.806

33*722
33*663
33*766
33*839
34*001

33*773
36*146
36.126
40*562
45.310

578.274
684.355
760.542
1*119*721
1*408.682

352
346
350
348
351

1945
1946
1947
1948
1949

807
976

2*005
3*790
3*173

7*253
9*424
11*054
12*207
14.602

34.320
34.923
36.344
38*095
39*017

53.157
60.430
67*560
74*166
79*532

1.665.918
1.811*570
1.724.457
1.726.056
1.653.319

355
369
380
390
393

1950
1951
1952
1953
1954

2*476
2*700
1*726
2*507
3*176

15*090
16*978
20*774
23*170
25*004

40*460
42*084
43*963
48*120
49*793

87*061
94*919
103*428
112*286
123*868

1.731.412
1.882*886
2*126*088
2*162*519
2*231*925

398
402
402
400
401

1955

4*069

28.144

53*008

135*119

2.362.330

402

1896
1697
1896
1699

It075
2*178
2i235
3*063

1900
1901
1902
1903
1904

4*585
6*221
5*622
4»089
4*792

1905
1906
1907
1906
1909

584

2*295
2*486




1.060
1*033
939

9*888

867
237
561
787
892
991

278

Georgia

National Banks—Table 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

8.859
9,381
10.093
9*325

96
103
108
94

4.212
3.673

5*032
5.263
5,773
5.558

1900
1901
1902
1903
1904

12il53
15.871
18.499
21.976
23*482

101
129
148
175
204

3.922
5»013
5»753
6.835
7.944

8.130
10*729
12.598
14*966
15.334

1920
1921
1922
1923
1924

133.079
116*223
109.826
110.203
123.822

2.612
5,656
7,598
8*005
8.573

48.590
41*400
37.751
34.022
39*272

81,877
69*167
64*477
66.176
75*977

1905
1906
1907
1908
1909

26*054
34.215
38.110
41*879
44.919

210
269
310
348
394

8.179
10.509
12*076
13.556
15*232

17*665
23.437
25.724
27.975
29*293

1925
1926
1927
1928
1929

123.849
123*636
170.855
179.751
169*646

8*443
8.150
11*871
12,793
9.214

41.027
44.494
76.764
80*964
57*803

74*379
70.992
82.220
85*994
102.629

1910
1911
1912
1913
1914

57*898
60.117
64.209
65.555
64*960

472
422
532
537
1*190

19*775
18.965
20.745
22.103
19.916

37.651
40.730
42.932
42*915
43.854

1930
1931
1932
1933
1934

159*445
133.522
102*294
88.638
98.371

8.905
8.250
8,009
8,336
6,801

53*783
35*657
29*385
31*964
35.758

96.757
89*615
64*900
48.338
55*812

1915
1916
1917
1918
1919

63*080
69*540
76.901
98*023
113.019

1.857
2*704
2.332
2.469
2*276

25.147
28.355
30*843
39.028
54.772

36.076
38,481
43.726
56.526
55.971

1935
1936
1937
1938

102*443
98.022
127.705
128.607

6*555
9*106
10,680
11,014

18.362
20*382
25.804
23*739

77.526
68*534
91*221
94*054

3*731

4.015

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
'f\n

others

farmland

Other

to

On
residential
property

Other

77.007

35*787

1940
1941
1942
1943
1944

137.549
176.481
159.333
122.331
226.780

66*985
86*990
88*773
74.641
81*432

1.534
2.713
932
1.353
1.566

1945
1946
1947
1948
1949

164*165
226.003
259.477
311*141
304*308

91*920
100*837
129*604
164*520
150*859

2.841
4.313
1.450
948
1.345

1950
1951
1952
1953
1954

366*512
421*206
425.327
454*326
488*298

174,623
218*312
217.396
232*086
263*388

1955

554.320

285.743

7*932
6*973
4,727
4,774
103,160

2,012
1*955
1*856
1*377
1*388

7.014
7*385
6,520
6.874
4*939

5,691
4,573
3,517
2*519
2,300

15*306
13.495

46*361
65,892
53,008
15,487
16,480

21*763
42*059
18,846
15*686
12.875

1.488
2*590
3,249
3.935
3.712

4,922
8.677
17,572
20*922
20.106

2*865
4.933
9*505
11,599
13,500

13,770
27,454
61*686
76.046
83.680

24,596
35*140
17.365
18*794
20*805

4*442
3.421
4.465
4*961
5*676

11.666
9*944
11.524
6.883
9,002

4.001
4.985
4.718
5.209
5.972

29.832
37.654
31*694
25,804
25,212

13*565
13*830
15*641
15,996
14,784

110*840
117*416
125.168
147.576
147*357

21*049
19*654
19,424
20,713
21*615

6*311

11.414

11*082

27,323

24*668

170.269

23.507

,

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




All
other

individuals

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Georgia

279

Table 2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

2.389
2,196
2»074
2*633

1.554
1.455
1*389
1.970

99
87
81
78

736
654
604
585

2*829
2*632
3.123
4*697

174
173
164
197

1.426
1.268
1.402
1.699

1,229
1.371
1.557
2,801

589
592
545
511

14*666
15*001
15*835
17*166

1900
1901
1902
1903
1904

3.860
4*820
5*007
5*676
5t994

3.067
3.796
4.046
4*666
4.838

94
121
113
119
136

699
903
848
891

4.280
5*184
6.270
6.693
6.347

198
366
394
495
368

1.644
1.641
2.154
2,061
2,124

2,436
3.155
3,722
4il37
3(855

658
687
686
1*114
665

20,951
26*562
30,464
35,459
36,686

1905
1906
1907
1908
1909

6*198
7.195
8*804
11*411
11*660

5*085
6*125
7.341
9.396
10.502

131
126
173
238
738

8.627
8.597
9.513
10.019
13.275

463
559
705
596
686

2,455
2,608
2,562
3,112
3,928

5,689
5,430
6,246
6,309
8*659

1.256
1.339
1.746
2*124
2.559

42,135
51,346
58,173
65,433
72,433

1910
1911
1912
1913
1914

11*845
12i029
13*230
14.029
14*586

10.857
10.931
12*117
12.801
13*234

518
482
209
217
193

470
616
904

1.050
1.105

1*011
1*159

12.592
14*815
15*435
16.220
17*447

3,799
4,102
4,405
4*442
5.796

7*743
9.608
10.125
10,088
10(213

3.417
3*669
4*052
4*443
4(639

65.752
90,630
96.926
100,247
101,632

1915
1916
1917
1918
1919

15t559
15.803
15.744
24.604
38.775

13.183
12.697
12.222
21*014
35.602

452
718
832
746
395

1(924
2.388
2.690
2.844
2.778

18*368
22.528
28.472
32.962
41.188

1.636
1.424
6*199
8,960

4.754
4,808
5,156
3,446
3.811

12*616
16,084
21*890
23,315
28,417

4,454
4,707
4,624
6*963
7.917

101*461
112,578
125.941
162,572
200.899

1920
1921
1922
1923
1924

25.189
20.625
22.397
20.746
17*656

21.485
17.744
19.260
16.484
13*842

1.123
525
404
823
556

2.581
2*356
2.733
3.439
3»258

33.846
23.827
29.277
26.447
36*790

7,665
5,779
6*184
5,413
7.707

3,996
2,888
2,935
2.250
3.204

22,165
15*160
20.158
18.784
25(879

7,367
5*932
6*234
7,915
9,075

199,481
166*607
167.734
165*311
187.343

1925
1926
1927
1928
1929

24*407
28*121
36*443
40.790
39.836

18.641
18*917
22.820
24*581
27.362

1*033
1.223
2.393
2.863
2.339

4*733
7*981
11*230
13*346
10.135

41*510
38*809
53*997
51.866
48*967

8.799
10.190
13.651
11.545
11.687

3.164
3.200
4*216
3*224
3.397

29.527
25,419
36(128
37.097
33,883

10,871
9.636
12*063
11,581
11,708

200*637
200.202
273,356
263(968
270,157

1930
1931
1932
1933
1934

48.566
63*181
57.640
71.651
79.498

30.835
38.679
37.067
48.323
54.845

2.283
5*853
4*835
8.173
7.958

15.448
18.649
15.738
15.155
16.695

56.839
67.377
49.664
58*927
67.410

10,158
7,456
6.100
6,396
7,626

4.263
4*446
3*643
3.338
3.573

42*418
55.473
39.921
49,193
56.211

15,358
14,606
15,121
14.705
13,287

280,208
278,686
224.719
233.921
258.566

1935
1936
1937
1938
1939

70*186
102.330
65*865
57.862
83.197

48.565
77.149
39.853
35.305
53.391

9.302
11.551
11.498
11.607
17.064

12*319
13.630
14.514
10t950
12*742

78.114
98.031
84.532
87,962
113*412

10,587
11,644
18,252
16,257
20.567

3.765
5*283
5.050
4.839
4.416

63.762
61*104
61*230
66*366
88.429

12,595
12,173
11,182
10,998
11.081

263.338
310.556
269,284
285.629
340,287

1940
1941
1942
1943
1944

85.357
95.439
140*613
352*433
428*927

50.534
60.069
107.029
315.354
392.474

20.217
22.044
22.214
23.826
23.948

14*606
13.326
11.370
13.253
12.505

138.935
156.242
183.527
212.019
230*595

20,136
30.529
33.686
47.161
53.809

4,768
6*406
8.172
9.691
10.164

114.031
119.307
141,669
155,167
166,602

10,495
9*964
9.919
9.652
9*498

372,336
436*146
493,392
696,435
895*800

1945
1946
1947
1948
1949

558.363
565.461
450.861
391.724
362.195

519.847
520*643
402.944
340.013
305.934

27.516
26.607
29*066
33.941
36.459

11*500
18*231
18*831
17*770
19.802

266*791
274.979
275.990
285*748
264.855

56.655
74.996
80.172
74.833
70.722

10,102
10,011
13*376
16.064
14.172

202.034
189.972
182,440
194.351
179*961

9,898
9,884
9»557
9,852
10,514

1*001,717
1*076,347
995,885
998,465
941,872

1950
1951
1952
1953
1954

346.293
326*655
413.553
388.622
395.536

280.560
259*238
331.269
300.977
299.213

45*305
50*866
62.557
71.120
77.394

20*426
16.751
19.727
16.525
16*929

256.569
298*451
324.171
325.817
334.943

85.002
99,131
103. 598
110,000
103,984

11,479
12.174
16*894
18.294
17,620

160.088
187.146
203.679
197.523
213*339

11,541
14,147
16.621
16.331
16.112

960*915
1,060.659
1,179,672
1,185,096
1,236.889

1955

403.166

296.655

84.635

21.678

311.072

117,885

17,342

175.845

19,574

1.266,134




1*020
982
944

1.290
1.777
440

905

1.690
1.438

998

280

Georgia

National Banks—Table 2




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

6*164

145
184
510

6*076
6*656
7*991

633

9*102
10*870
13*656
16*197
16*746

633
1*121
1*312

2.081

1.097

20*596
22*955
23*685
24*148
28*161

2*450
3*658
4 4 4
. 4
6*287

773
663
752
910
926

29*604
32*654
34*697
34*023
36*903

9*341
10*407
11.790
12*272
6*714

7t400
7*395
8*286
10*138

527
559
743
898

1900
1901
1902
1903
1904

12*112
15*066
18,224
21*649
21*737

1*344
2*019
2*096
2.487
2*209

1905
1906
1907
1906
1909

26,439
29,457
33*198
34*287
40*677

2*964
3*091
3.773
3.295

2*082
2.400

5.132

1910
1911
1912
1913
1914

44,492
49*455
53,225
52*448
55*153

474
.7
5,986
5.243

6,610

Other
time

130

1896
1897
1898
1899

5.731

Other
demand

1*056

1.160
1.475
1.100
796
961

579
615
703
739

1*490
1*662

1915
1916
1917
1918
1919

55,332
68*336
85*146
109,676
140*069

6,229
8.326
13.540
16.002
21*605

868
546
658
5*222
5*676

36*435
46*821
51*926
64*249
81*617

9*800
12)643
19*020
24*403
31*169

1920
1921
1922
1923
1924

132*728
101,213
115*304
116.601
135,643

15.251
8.640
13,850
12.877
16.323

1.139
841
1.178

79*565
57.355
64.155
60.515
70.219

36*773
34.377
36*121
40*731
47*380

1925
1926
1927
1928
1929

155,023
155,661
224,1*2
225,436
217,762

22.385
18.919
31*706
27,087
23.572

2.108
3.317

80*646
80*462
106*192
106*843
102*563

49*882
52*963
81*749
88*626
84*020

1930
1931
1932
1933
1934

226,802
230,739
177,774
187.849
215,478

29.167
33.858
24.595
33.941
36,444

6*032
9*795
4.685
17*737

105*838
103*268
73.768
75.616
91*659

85.765
83*818
74*726
70.376
69*638

1935
1936
1937
1938
1939

227,438
276,717
254,047
250,202
304.341

40*423
57,133
41,004
45*842
64.665

17.374
4*504
5*639
12*035

110*134
134*010
142*042
131*176
160*981

69*940
66*200
66*497
67*545
66)660

1940
1941
1942
1943
1944

335,296
398,975
452*823
655,916
853.733

76.563
97,037
101.779
123.962
129,006

13.590
20.147
16*849
65*361
188.231

176*669
213*440
267*425
390*766
436*661

68.434
66.351
66*770
75*807
99*835

1945
1946
1947
1948
1949

954,817
1.024,268
939.872
937,867
878.832

167*352
145.614
117.399
114.377
100.728

126.166
107.717
10*011
14*831
13.727

522*720
606.103
641.977
642*276
603*994

136*579
164*834
170*485
166*383
160*363

1950
1951
19S2
1953
1954

913,956
988.420
1*101.145
1*097,152
1*138,650

116,341
128.334
146.395
147.063
146.788

24*216
41.174
53*443
28*056
43*890

615*402
670*294
749*684
763.301
773.452

157.995
146*618
151*623
158*732
174*520

1*160*655

153.747

2*478

1.721

4*495
2.680
7.587

7.914
6.941

183.228

Georgia

281

Table 2— National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

UUU.

<*«-

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number

of
banks

1896
1897
1898
1899

588
642
661
65

1,060
1*033
939
1,052

8
1
7
4

3*816
4*016
3.916
3.756

1.794
1.914
2*026
2*151

14*666
15*001
15,835
17*166

30
30

1900
1901
1902
1903
1904

618
.779
»596
.314
•660

1*636
2»539
2*490
3,064
3*470

3
3
164
18

4.056
4.416
4.971
5.748
5.846

2*526
2.759
3*183
•3,520
3*957

20.951
26.562
30,464
35*459
36*688

26
32
41
48
51

1905
1906
1907
1908
1909

941
*207
•565
4.339
2.183

3*955
4i945
5*804
7*699
9*268

13
107
326
505
123

6.263
7.139
3.515
10.716
11.402

4,524
5.491
6,765
7,887
8,780

42,135
51,346
58*173
65,433
72,433

62
75
86
96
102

1910
1911
1912
1913
1914

8*254
5*885
5.249
7.763
6.218

9*886
10*328
11.285
11*876
12.141

200
73
161
125
173

13.185
13.841
14.960
15*219
15.048

9,733
11,048
12,046
12,816
12,899

85,752
90,630
96,926
100,247
101,632

113
114
115

1915
1916
1917
1918
1919

5.473
4.140
4*019
12.513
19.621

12.252
11.966
10*280
10.899
10.482

136
123
627
3.163
4*571

14*706
14*623
13*000
13.108
12.658

13,562
13.390
12*869
13*013
13,498

101,461
112,578
125,941
162,572
200.899

113
110
100
97
95

1920
1921
1922
1923
1924

24*187
23.496
9.509
9.252
6*224

9*928
10.591
11.172
10.211
10.275

4*050
801
384
1*003
590

13.448
14.098
14.798
13*640
16.390

15*140
16.408
16*567
14,604
16,221

199*481
166*607
167*734
165*311
187*343

93
95
97
97
94

1925
1926
1927
1928
1929

5.486
5.528
4.363
11.916
5.231

8*277
8.140
8.036
7.742
7.750

1*424
1.074
Ii201
1*215
1*574

15*665
15.000
17.800
18.830
18*405

14,762
14,799
17,816
18,849
19,435

200,637
200,202
273,358
283*988
270.157

89
62
83
61
80

1930
1931
1932
1933
1934

3.702
2*285
3.372
1.008
23

7.677
7.192
6,938
11.894
11.159

2*963
731
875
988
922

19*395
19*080
18*590
17,315
18,446

19,669
18*659
17,170
14,867
12,538

280*208
278*686
224,719
233,921
258*566

75
69
62
47
54

1935
1936
1937
1938
1939

827

3*015

1.146
1*577
1*876
1.795
2.049

18*367
18.205
17.954
17.751
17.637

12*545
14,057
15,104
15,385
16,242

263*338
310*556
269*284
285,629
340*287

58
57
55
53
52

1940
1941
1942
1943
1944

36

2.177
3.293
3,990
3.568
2.432

17.377
17,229
17,183
16*941
17,123

17,450
18,649
19,396
20,010
22,512

372,336
436*146
493,392
696,435
895*800

52
51
50
47
48

17.297
17*497
18,197
19*272
19,222

26,563
30,247
32,936
34,807
37,025

1*001.717
1*076.347
995*885
998*465
941,872

48
49
50
51
51

19,423
19.973
21.223
22*498
23*773

40*286
43,219
46,815
52,874
60,702

980*915
1,060,659
1,179,672
1*185*096
1*236*889

51
51
51
52
52

303
496
18

•

1945
1946
1947
1948
1949

879
400

3.040
4.335
4.880
5,640
6*393

1950
1951
1952
1953
1954

100
550
100
600
774

7tl50
8*497
.10.389
11,972
12*990

875

14,271




29
27

lie

115

282

Georgia

State Commercial Banks—Table 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

.Loans
Year
Total

Real
estate

Loans

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

25.241
24*847
24*996
28*180

2*656
2*620
2*632
2*953

5*674
5*561
5*635
6*438

16*911
16*666
16*729
18*789

1900
1901
1902
1903
1904

30*527
35*920
37*389
42*626
47.568

3*198
3.756
3*927
4*476
4.969

6*994
8*273
8*589
9*825
11*082

20.335
23*889
24*873
28*325
31.517

1920
1921
1922
1923
1924

270.867
224*850
192.743
220*156
206*039

28*444
32*443
33*060
33*507
35*219

56*965
45*206
37*360
43.441
39.574

185*458
147*201
122*323
143*208
131*246

1905
1906
1907
1908
1909

52.256
70t919
76.290
67*605
72.032

5*443
7.470
8*155
7*396
8*028

12*233
16*708
17*987
15*908
16 i962

34.580
46.741
50.148
44.301
47.042

1925
1926
1927
1928
1929

205.605
212.913
136*125
141*846
135*546

35*309
45*188
37*870
37*225
34*208

39.587
38*623
22*650
24*057
23*326

130*709
128*902
75*605
80*564
76*010

1910
1911
1912
1913
1914

86*612
101*250
106*789
110*415
115*947

13.174
18*342
20.413
22.421
16.947

19»432
21*913
24*967
27*666
17.465

54*006
60.995
61.409
60*328
81*535

1930
1931
1932
1933
1934

116*627
91.055
79*435
61*157
58*957

32»844
30*564
28*809
20.779
22.407

19*262
13*814
11*522
9.156
8*170

64*721
46*677
39*104
31*222
28*380

1915
1916
1917
1918
1919

107*117
115.634
128*981
164*542
171*837

18*428
18*076
18*246
20*743
19*272

21.124
23*158
26*291
34*017
35*935

67*565
74*400
84 > 444
109.782
116*630

1935
1936
1937
1938

73*834
63*916
78*008
83*855

19*599
20*378
22*815
23*656

9*780
10*358
10*236
11*821

44*455
33*180
44*957
48*378

Loans1

Year
Total

Commercial,
industrial,
and
agricultural

1939

89.159

1940
1941
1942
1943
1944

96*649
112.497
112*217
101.221
126*365

39.096
42.812
50*042
47.555
59.926

1945
1946
1947
1948
1949

146*196
186*420
238*883
277*269
286*894

1950
1951
1952
1953
1954
1955

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

371

514

On
residential
property

Other

Other
loans
to
individuals

15*262

All
other

27*112

372
130
444
425

2.421
2.735
3*543
3*876
12*684

5.746
6.146
5*846
5.375
5*948

16.544
19.124
20*457
21.337
23*870

5.151
5*788
5*663
3*978
3.875

14*895
14*829

27*177
35*520
26*536
3*761
4*608

73*841
79*176
98*718
112*942
117*369

1.142
1*012
248
297
802

13*990
17.691
8*723
7*589
5.586

7*097
11.245
13*303
15*824
17*266

25*595
39*149
55*573
65*368
66*632

4*590
6*310
12*210
13*241
14*148

15*639
25*206
36*767
57.511
62*669

4*302
4*629
13*341
5*502
4*638

308*311
346*686
383.752
405.396
421.678

113*833
137,892
155*064
162*267
173*274

2*115
925
2.280
1.101
1.643

5*677
5*415
5*652
6*205
5.430

18*698
20*595
22*053
23.827
26*081

70*774
76*526
75.599
78.557
83*024

17.002
18*159
20*436
20*555
20*736

76*176
87.766
99.724
111.663
110.185

6*624
4*696
6*637
5*390
5*569

472.470

172.355

3*136

9.666

30*820

96.653

23*599

132.451

8*786

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures,. Total loans

Georgia

283

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

2.140
2*224
2*285
2.685

26
27
28
35

473
490
512
612

1.641
1.707
1*745
2*036

8.255
7.031
7*714
8*362

335
301
261
390

3.267
3.389
3*314
3.084

4*653
3*341
4*139
4,888

1.883
1*739
1*863
2.543

37.519
35.841
36.856
41.770

1900
1901
1902
1903
1904

2.7S6
2*803
2.776
2.898
3.316

36
36
35
37
44

631
643
636
667
773

2*089
2*124
2*105
2.194
2.499

7*612
7*660
6*262
8*556
9*409

360
372
271
352
318

2*892
2.829
2.726
3*061
3.070

4*560
4*459
5.265
5.143
6*021

2.144
2.285
2*519
2.569
3»112

43.239
48.666
50.946
56*649
63.405

1905
1906
1907
1908
1909

3.440
2*991
3*100
3*584
3*948

46
40
41
48
54

806
700
728
847
934

2*568
2*251
2*331
2*669
2*960

12.513
13.663
13.527
13*272
16*115

400
453
899
745
931

3.227
3.477
3.174
3*376
3.799

8*886
9*733
9*454
9.151
11*385

3*163
4*022
3*634
4*216
4*484

71.392
91.595
96.551
88.677
96*579

1910
1911
1912
1913
1914

4*613
5*288
6*118
6.730
6.388

33
11
17
20
102

673
416
404
445
446

3*907
4*861
5.697
6.265
5.840

16*436
16.785
19.019
18*440
20.480

1*049
1*174
1*257
1*499

3*666
3*540
3*890
4*072
4,926

11.721
12*071
13*872
12.869
15.019

5*060
5*638
6.500
7.513
8.358

112*721
128.961
136.426
143.098
151,173

1915
1916
1917
1918
1919

6*311
7.205
8.645
17*227
19*271

22
26

5*780
6*630
6*661
6*759
6*763

18.453
24.538
35*920
38*078
49.609

818

1.440
9.932
11.950

509
547
544
536
538

1*144
3.592
4*660
4.423

3*804
4.071
5*914
6.955
7.765

13.631
19.323
26.414
26.463
37,421

8.986
9.308
10.358
13.802
16.306

140*869
156.685
183.904
233.649
257.025

1920
1921
1922
1923
1924

27*556
17*533
14.725
17.158
16*455

1)5.155
7.125
4*085
5.304
3.913

611
658
657
652
851

11*590
9*750
9*983
11*202
11*691

54.598
37.776
40*657
48.737
39*699

3*707
4*375
5*415
6.977
4*860

7.212
5.631
5.161
4.667
5*115

43*679
27.770
30.061
36.893
29*724

13.563
15,731
13*860
16.333
19.762

366.564
295.890
262.005
304*384
281*955

1925
1926
1927
1928
1929

16*798
20*099
18*229
18*466
17.325

3*716
3*090
3*618
4*141
4.394

1*393
2*603
3*167
3*135
2.885

11*689
14.406
11*444
11*192
10.046

46*824
45. 511
30.230
26.932
23.628

6.243
5.809
1.369
1.316
1.676

5*981
6*185
4,900
4*327
3*423

34*600
33*517
23.961
21.287
18.529

22.332
23.370
17,083
18*454
18.261

291.559
301*893
201.667
205.700
194.760

1930
1931
1932
1933
1934

13*900
13*038
16*033
13*091
21.078

2*893
2*231
3*368
3*553
10*594

933

1*079
1.495
3*035

10*074
9.728
11.150
8.565
7.449

22.669
22.846
16.383
19.873
26.987

1.604
1.593
1*143
1.366
1*422

3*620
3*511
2*836
2.769
2.873

17.445
17.744
12.404
15.738
22.692

13.483
12*251
12.126
11.254
12.971

166,879
139*192
123*977
105.375
119,993

1935
1936
1937
1938
1939

20.010
32.875
29*126
27*023
31*276

10*556
19.769
15*666
13*960
17*869

3*455
5*676
5*924
5.723
6.620

5.999
7.430
7.534
7.340
6.787

30.993
46*101
41.59&
35,661
54*217

2*215
2*412
3.163
2.662
2.496

2.870
4*757
4.794
4,313
4,639

25.908
38.932
33,641
28,666
47*082

12*517
12.462
11.784
11.689
11.385

137,354
155.354
160,516
158*228
186.037

1940
1941
1942
1943
1944

31.303
38*249
50*695
161*724
227*805

17*144
21*771
34*225
145*414
212.354

7*174
9*262
9.701
10.354
10.261

6.985
7.216
6.769
5*956
5*190

67.108
65.211
114,647
151,362
151.156

4*139
3.569
6,973
7,323
7,378

4,814
6.303
3.188
10.943
11.952

58,155
75.339
99,486
133,096
131*826

10.878
10.252
9.591
8.979
7.556

205*938
246.209
287*150
423.286
512*882

1945
1946
1947
1948
1949

319.667
364.636
314.762
281.222
260.194

303.475
347.133
293.465
259.453
232.947

11.120
13»02i>
16*511
17*530
21.924

5*072
4*478
4.786
4.239
5*323

190,955
176*400
166*386
160.608
155.454

11*127
14.378
13.326
16.771
14.996

9.342
12*998
15.600
19.123
19,054

170,486
149,024
137.460
124.714
121.404

7,383
7.767
8*541
8*492
6.905

664,201
735.223
728*572
727.591
711.447

1950
1951
1952
1953
1954

264.287
270.759
318*165
328*109
342.412

236*065
237*754
283*524
284*046
296*634

24.248
29*415
26*591
37.686
40.815

3.974
3.590
6.050
6.375
4*963

168.143
191.881
233,616
230*459
216.904

19*508
24.963
29.420
27.968
25.689

17,732
17,380
22.892
24,724
26*097

130.903
149,538
181,306
177,767
165*118

9.756
10.901
12.881
13.459
14*042

750.497
622.227
948.416
977.423
995.036

360*567




973

535

284

Georgia

State Commercial Banks—Table 3




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

U.S.
Government

Other

Other
time

1896
1897
1898
1899

22,126
20,038
21t279
24.228

*398
.227
,282
,266

13»920
12*619
13*213
14,919

6*808
6.192
6*784
8*043

1900
1901
1902
1903
1904

25*148
26.769
30.408
36.022
40.302

,273
.216
2.014
1*862
2.070

15*410
16*359
18,026
21*440
23*761

8.465
9*194
10*368
12*720
14.551

190S
1906
1907
1908
1909

45.679
56*296
60*248
52*536
57.278

2,344
3,195
2*936
2,996
3,204

26*602
.32,299
34.603
29.776
32.210

16*733
20*802
22*709
19*764
21*864

1910
1911
1912
1913
1914

64*692
71.902
79.553
74,229
77,589

3,607
4*016
3,744
3,808
5*031

34.184
35*941
38*969
35,727
46*772

26*901
31*945
36*840
34,694
25*786

1915
1916
1917
1918
1919

77,185
96,299
123,901
156,734
174.471

3,720
5.719
6.723
8.410
9,247

621
407

37*021
47.223
63*599
80*688
91*151

36*444
43*357
53*579
67,015
73*666

1920
1921
1922
1923
1924

256*562
181,276
174,416
210*308
188,397

16,785
12*332
13,085
18,263
12,185

690
445
839
256
32

136*530
82,480
81.907
98.429
82*446

102*557
86*019
78*585
93*360
93,734

1925
1926
1927
1928
1929

210.339
216*951
140.976
139.654
129,877

24,204
21,117
5.699
5.449
4.142

36
27
1
31
44

99.682
133.033
72.206
60.739
58,157

86*417
62*774
63,070
73*435
67*534

1930
1931
1932
1933
1934

111,912
94,039
79,720
69,273
85,573

1,784
1,735
6.547
5*506
5*682

151
165
130
240
1,892

48*830
42*894
34*316
33*930
39,426

61*147
49*245
38*727
29*597
38*573

1935
1936
1937
1938
1939

100.347
123.897
127*136
123.785
151,559

10*276
11.399
10*310
8.900
14,755

1»684
3*948
1*256
1.569
2,446

46*212
64,016
67,921
64,597
81,246

42*175
44,534
47*649
48*719
53,112

1940
1941
1942
1943
1944

170,390
209,446
248,653
382*861
469,515

18,257
22.559
25,639
35,840
36,692

2*482
2.781
2*796
21,461
59.355

91,809
119,711
152,176
249,475
282,683

57,842
64,395
68*042
76,085
90»785

1945
1946
1947
1948
1949

615*564
681,549
667,622
659,931
638*163

44*040
35,612
28.003
29,052
25*323

75,530
43,588
4.514
7.993
6*443

375.950
459,306
484*595
467.338
448,717

120,044
143,043
1^0,510
155*543
157*680

1950
1951
1952
1953
1954

672,369
735.785
857,052
879*284
891,434

28*512
34*166
39*264
37.945
40*912

12,904
19,745
24*528
13.792
25.444

468,998
518,662
611,520
625,307
596,278

161,955
163*212
181,740
202,240
228*800

23*038

Georgia

285

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

r1

Nat
ba,
no tes

°**

Capital

liabilities

Amounts in thousands of dollars]

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1«97
1B98
1999

487
I t 536
1*574
2»998

172
178
145
112

10*021
9*256
9.147
9*241

4*713
4*833
4,713
5*191

37,519
35,841
36,856
41,770

156
163
165
184

1900
1901
1902
1903
1904

3*967
6*442
4*026
2.775
3*132

110
121
138
235
184

8*735
9*315
9*627
9*784
11*210

5,279
6,021
6*747
7,833
8,497

43*239
48*668
50*946
56*649
63*405

195
225
231
248
277

1905
1906
1907
1908
1909

3*642
8*492
6*092
4*981
7*136

150
212

1*450

12.572
15*824
16*952
16*727
19.382

9,349
10,771
11.809
12*071
12.669

71*392
91*595
96*551
88*677
96*579

328
406
451
499
501

1910
1911
1912
1913
191*

11*616
16i238
14.515
20*813
22*976

361
714
731
866

1*215

21*882
24.382
26.478
28*525
30,085

14,170
15,725
17*149
18*665
19.308

112*721
128*961
138*426
143*098
151*173

580
618
670
675
686

1915
1916
1917
1918
1919

14*622
11*653
9,911
22*271
26*384

1.152
3.017
3*824

26*488
28.384
28.282
28.712
29*264

19*086
19.406
20*658
22,915
23,082

140*869
156*685
163*904
233*649
257*025

660
645
639
659
656

1920
1921
1922
1923
1924

38*144
48*620
22*084
25*058
29.472

5*221
3.015
4.913
6*347
4.840

35.701
35.115
34.628
34.620
33.718

30*956
27,864
25,964
28,051
25,528

366,564
295,890
262*005
304*384
281.955

686
620
595
586
562

1925
1926
1927
1926
1929

18*878
22*004
10*868
14*213
14*456

4.765
6.331
3*462
7*413
7*065

33.420
32*158
24.690
24.711
23.610

24,157
24*449
21*671
19.709
19,752

291.559
301.893
201*667
205*700
194.760

549
473
412
393
362

1930
1931
1932
1933
1934

10*470
6*306
8.373
6.415
1*887

4*692
3.517
3*841
1.914
2.237

21.149
18,757
17.367
15.491
17.787

18*656
16,571
14.676
12,262
12.509

166.879
139.192
123*977
105*375
119*993

339
305
276
276
282

1935
1936
1937
1938
1939

5*246
584
1*992
1.990
739

2*199
1.276
1.741
1.894
2*021

17*478
17,046
16*554
16*576
16*410

12.084
12,551
13,093
13,983
15,306

137.354
155,354
160*516
156*228
186*037

284
288
294
299
301

1940
1941
1942
1943
1944

623
300
178
120
317

2,257
2*530
3,004
2.855
3.374

16,345
16,434
16,585
16*696
16,676

16*323
17*499
18.730
20*552
22*798

205,938
246,209
287,150
423*286
512.862

300
297
300
301
303

1945
1946
1947
1948
1949

807
976
2*005
2*911
2*773

4*213
5.089
6.174
6*567
8.209

17,023
17,426
18,147
18,823
19*795

26.594
30,183
34*624
39,359
42,507

664*201
739*223
728*572
727,591
711*447

307
320
330
339
342

1950
1951
1952
1953
1954

2*376
2.150
1.626
1*907
2*402

7*940
10*481
10*385
11*198
12,014

21,037
22*111
22*740
25*622
26*020

46.775
51*700
56*613
59,412
63*166

750,497
822*227
948,416
977,423
995*036

347
351
351
348
349

13,873

27,260

66,534

1,074*196

351




362
114

1*488
943

286

Georgia

Unincorporated Banks—Table 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Total

<X£

Year

All

Collateral

*fu

^tal

other

^lateral

All

other

1896
1*97
1896
1899

2t456
2*576
2*350
2*113

332
346
322
294

206
216
200
182

1*916
2*012
1*826
1*637

1900
1901
1902
1903
1904

2*172
2*292
2*559
2*716
2*254

306
328
374
405
347

189
202
230
247
207

1*677
1*762
1.955
2*064
1*700

1920
1921
1922
1923
1924

2*816
3*476
2*966
3*312
3*311

994
1.220
985
1*037
970

360
452
3*5
384
364

1.462
1*604
1*616
1*891
1*977

1905
1906
1907
1906
1909

2*096
2*172
2*269
2*295
2*405

327
456
607
734
899

195
209
227
234
253

1.574
1*505
1.455
1.327
1*253

1925
1926
1927
1928
1929

1*655
1*850
1.716
1*134

508
472
403
246
197

191
178
153
94
76

1*156
1*200
1.160

1910
1911
1912
1913
1914

2t454
2*562
.672
.957
.840

913
946
689
716
670

260
277
206
221
212

1*281
1.337

1930
1931
1932
1933
1934

1*034
1*050
811
820
813

184
167
114
98
62

71
65
45
40
34

779
818
652
662
697

1915
1916
1917
1916
1919

»952
.848
• 022
2*154
2*669

709
667
726
769
947

226
220
245
265
336

1.015

1935
1936
1937
1936

1*345
1*054
1*120
1*096

110
86
92
90

47
37
39
38

1*168

977

1*020
958
961

1*051
1*120
1*366

998

794
725

931
969
968

Loans *
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and

dealers

Real estate

T_
others

On
residential
property

rvn
farmland

Other

to
individuals

Other

All
other

1939

1*096

561

22

72

1940
1941
1942
1943
1944

1*126
1*100
1*209
1*331
1*724

570
531
555
611
731

31
39
52
58
95

104
130
175
192
317

23
29
39
43
71

385
460

398
371
388
42
50

1945
1946
1947
1946
1949

2*298
3*361
3.920
4*281
2*590

948
1*136
225
1*434
954

135
281
29
307
239

452
939
37
1*122
696

102
212
26
296
132

597
716
189
986
506

64
77
3*414
46
63

1950
1951
1952
1953
1954

2.349
2*575
3.491
3*328
3*276

649
612
1*134
1*061
1.016

223
219
325
262
309

687
666
819
788
779

141
127
186
198
173

614
666
980
967
944

35
63
47
52
55

1955

3*578

1*023

371

735

164

1*210

75

90

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Georgia

287

Table 3a—Unincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year

U.S.
Government
obligations

Total

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Cash items
in process
of collection

Total

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

400
419
383
344

57
59
57
53

3*3
360
326
291

1*662
1*7*3
1*590
1*429

33
35
32
29

725
760
693
623

90*
9*6
865
777

356
373
3*1
306

4*874
5*111
4*664
4*192

1900
1901
1902
1903
1904

353
373
417
442
367

57
62
72
60
68

296
311
3*5
362
299

1.469
1*553
1*703
1*782
1*450

30
55
89
123
123

6*0
662
706
722
573

799
836
906
937
75*

315
332
331
315
233

4*309
4*550
5*010
5*255
4.304

1905
1906
1907
1908
1909

3*1
353
373
374
391

65
70
76
80
85

276
283
297
294
306

1*329
1*356
1*357
1*290
1*277

135
162
163
19*
187

512
507
*9*
*57
*53

682
687
680
639
637

190
16*
23*
297
371

3*956
*»0*5
4*253
4.256
*****

1910
1911
1912
1913
1914

399
417
305
318
300

89
96
73
78
76

310
321
232
240
22*

1*260
1*271

177
175
117
113
99

**9
452
322
326
296

63*
6**
459
*66
426

367
405
300
31*
302

4*500
4*655
3t375
3»*9*
3*263

1915
1916
1917
1916
1919

318
301
329
351
434

83
60
90
99
125

235
221
239
252
309

1*067
I t 386
1*616
1*496

60
117
1**
160
1*1

189
388
506
592
5*9

27*
562
736
866
806

186
115
98
116
79

2*981
3*331
3*835
4*239
*»678

1920
1921
1922
1923
1924

457
47*
326
284
202

135
135
90
75
51

322
339
236
209
151

1*024
1*874
1*627
1*754
1*521

91
15*
125
127
104

377
693
581
603
503

556

113
178
68
83
15*

*»*10
6*002
5*007
5.433
5*188

1925
1926
1927
1928
1929

157
165
164
182

87
87
97
46
33

**7
*72
*81
2*1
179

1*098

25

119
127
128
1*4
186

1*402
1*5*1
1*676

257

36
38
36
36
*6

591
472

207
124
11*
130
126

3*621
3*680
3*670
2*326
2*065

1930
1931
1932
1933
1934

275
268
278
333
322

55
18
1*
50
210

42
45
**
*4
16

178
205
220
239
96

661
711
668

1*076
1*050

29
27
23
31
25

170
168
1*9
226
207

482
516
496
819
816

111
135
96
102
119

2*101
2*164
1*653
2*331
2*304

1935
1936
1937
1938
1939

379
337
3*1
339
3*0

217
160
1*9
161
182

22
27
39
42
*3

1*0
130
153
136
115

1*191
1*5*1
1*326
1*227
1*311

16
23
24
23
28

226
284
235
210
216

9*9

1*23*
1*067
1*067

21*
2*8
316
2*2
265

3*129
3*180
3*103
2*904
3*012

1940
1941
19*2
19*3
19*4

315
316
395
484
859

151
1*6
1**
312
661

50
56
93
69
87

11*
11*
158
103
111

1*502
1*686
2*332
3*055
3*563

36
**
66
9*
114

237
256
340
425
474

1*229
1*386
1*926
2f536
2*975

3*7
292
327
327
266

3*290
3*396
4*263
5*197
6*412

19*5
19*6
1947
19*8
19*9

1*212
1*363
1*161
944
675

950
1.133
1*130
823
652

123
126
27
85
15

139
12*
2*
36
8

4*830
5*799
5*036
4.355
2*154

165
21*
19*
177
62

613
696
567
554
37*

4*052
4*689
4*275
3*624
1»718

325
371
178
355
229

8*665
10*914
10*315
9*935
5*646

1950
1951
1952
1953
1954

436
58*
620
498
505

428
542
586
488
468

6
3
6

2
39
28

2*355
2*918
3*684
3*212
3*038

113
128
155
126
138

326
364
482
462
473

1*916
2*426
3*0*7
2*604
2*427

166
259
320
202
236

5*308
6*336
8*115
7*240
7*057

2*676

1*6

40*

2*324

2*7

7*339

1955




581

10
37

898
905
821
523

880
68*

1*027
921

1*024

914
866
982

99*

288

Georgia

Unincorporated Banks—Table 3a




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

U. S.
Government

Interbank

Other
demand

Other
time

1896
1897
1898
1899

2t335
2*449
2*235
2*009

245
\!S7
235
211

1,973
2,033
1,821
1*607

117
159
179
191

1900
1901
1902
1903
1904

2*066
2,178
2,367
2,445
1,973

217
229
249
; 57
207

1,622
1,677
1,767
1,809
1,431

227
272
331
379
335

1905
1906
1907
1906
1909

1,7*5
1*798
1,900
1,907
1*994

187
189
200
200
209

1,268
1*249
1,291
1,268
1,259

330
360
409
439
526

1910
1911
1912
1913
1914

1*965
2,016
1,434
1*455
1,320

208
212
] 51
153
139

1,259
1,266
919
937
655

516
516
364
365
326

1915
1916
1917
1918
1919

1*345
1»8«7
2*366
2,715
2*971

141
198
246
i'85
312

676
1,244
1,581
1,835
2*035

328
445
537
595
624

1920
1921
1922
1923
1924

2*970
4*211
3,536
4,000
3,826

312
442
3147
360
318

2,056
2,956
2*531
2*924
2,852

600
813
658
716
656

1925
1926
1927
1928
1929

2,303
2,499
2,292
1,354
1,121

173
170
138
72
50

1,750
1,934
1,806
1,087
919

360
395
346
195
152

1930
1931
1932
1933
1934

1,229
1,266
1,069
1,522
1*540

47
38
25
23
12

1,023
1,074
921
1,335
1,372

159
154
123
164
156

1935
1936
1937
1936
1939

1*653
2*256
2i367
2,273
2*320

18
19
18
19

1,678
1,999
2,069
1,960
1,972

174
239
279
295
329

1940
1941
1942
1943
1944

2.529
2*655
3,511
4,422
5,707

20
21
28
35
46

200
252
325

2*120
2*193
2*655
3,290
4,177

389
441
628
845
1,159

1945
1946
1947
1946
1949

7,702
9,838
9,311
8,377
4*603

62
79
74
64
20

439
561
64
64
19

5.545
6*965
6,925
6,174
3,600

1,656
2*233
2,248
2*075
764

1950
1951
1952
1953
1954

4*264
5*109
6*447
5*690
5*607

33

21

3,536
4,900
6,322
5,587
5,441

674
209
125
103
166

1955

5,778

1

Georgia

289

Table 3a—Unincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June SO or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National

Borrowings

™

<>..

.it_.
)ltal

ySSS.

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1696
1897
1898
1899

126
132
120

2,413
2*530
2*309
2»075

4*874
5*111
4*664
4*192

45
49
46
48

1900
1901
1902
1903
1904

110
138
156
135

2*133
2*254
2*505
2*654
2*196

4*309
4*550
5*010
5*255
4*304

51
58
54
59
54

1905
1906
1907
1908
1909

160

132
142
183
221
110

2*039
2*105
2*170
2*126
2*160

3*956
4*045
4*253
4*256
4f444

49
49
46
41
46

1910
1911
1912
1913
1914

40
63
96
96
56

236
225
114
123
146

2*239
2*351
1*731
1*820
1.739

4*500
4*655
3*375
3*494
3*263

49
47
42
37
36

1915
1916
1917
1918
1919

69

207
64
62
78
110

1*360
1*380
1*407
1*446
1*597

2*981
3*331
3*835
4*239
4*678

34
36
36
36
32

1920
1921
1922
1923
1924

109
66
94
67
61

1*331
1*725
1*377
1*366
1*299

4*410
6*002
5*007
5*433
5*186

30
35
34
35
34

1925
1926
1927
1928
1929

231
220
147
152
168

1*087
820
776

3*621
3*660
3*670
2*326
2*065

36
35
36
30
29

ioa

lie

961

1*231

1930
1931
1932
1933
1934

24
10
7
37
22

143
194
85
35
16

705
694
692
737
726

2*101
2*164
1*853
2*331
2*304

32
35
35
47
53

1935
1936
1937
1938
1939

524
27

19
112
139
164
140

733
785
597
467
552

3*129
3*180
3*103
2*904
3*012

58
59
59
64
65

121
43
55
84
16

640
698
697
691
689

3*290
3*396
4*263
5*197
6*412

63
56
56
52
54

1940
1941
1942
1943
1944
1945
1946
1947
1946
1949

5
6
6

97
83
83
117
14

666
993
916

1*435
1*025

8*665
10*914
10*315
9.935
5*648

52
55
57
57
52

1950
1951
1952
1953
1954

9
24
121
145
33

33
79
80
38
56

1*002
1*124
1*467
1*367
1*361

5*308
6*336
8.115
7*240
7*057

52
52
51
46
46

1945

37

14

1*510

7*339

48




IDAHO

Revised data for assets and liabilities and
number of all banks in Idaho, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks
in this State because adequate data for most
years were reported, either separately or in
combination with data for other State commercial banks, in the reports of the Comptroller of the Currency or the State banking
department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Idaho
were obtained from the abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments. A description of these figures is included in the United

States Summary. Compilation of figures for
State commercial banks presented a number
of problems and considerations not encountered in compiling the balance sheet for national banks. The following sections describe
these problems and the methods used in
deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports and abstracts of the State banking
department and by other State authorities.
These sources were supplemented by data
obtained from bankers' directories.
The sources of such statistics for the period 1934-1946 were (1) summary figures for
insured banks published or supplied by the
Federal Deposit Insurance Corporation and
(2) figures for noninsured banks published in
reports and abstracts of the State banking
department or in bankers' directories. Data
for this period are discussed separately because of the substantially better coverage and
more consistent reporting beginning in 1934.
Beginning with 1947, all statistics—including the breakdowns of loans, investments,
cash assets, and deposits—for State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

1
Since there have been no mutual savings banks in Idaho,
the figures for all commercial banks are identical with those
for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," 'stock savings banks," or "private banks
and bankers" (unincorporated banks).




291

292

All-Bank Statistics
STATE COMMERCIAL BANKS, 1896-1933

The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not
available.2 The United States Summary includes a discussion and evaluation of alternative estimating procedures considered, tested,
and used in one or more States. It also includes examples of the use of banking trends
as a guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
On the basis of information obtained from
bankers' directories, the following numbers of
banks and their aggregate balance°sheets were
added to figures published by the Comptroller:
Year

1896
1897
1898
1899
1900

Number

17
14
14
18
17

Year

1901. . .
1902
1903
1904. .
1905. . .

Number
22
31
38
36
42

When balance-sheet items and subitems
for these banks were not reported in bankers'
directories, figures were derived from data on
their capital accounts. For these banks that
reported capital accounts only, it was assumed
that major items and subitems (except demand
and time deposits) bore the same relationship
to capital accounts as for banks that reported
to the Comptroller. Methods of estimating
demand and time deposits at these banks are
described in a later section.
Estimates for 1896-1905 (except for demand and time deposits) discussed in following paragraphs were made before figures for
these nonreporting banks were added.
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other
loans) is a residual.




LOANS

A complete classification of loans into real
estate, collateral, and "all other" was not reported to the Comptroller regularly until 1930.
For the years in which items were not reported,
figures were estimated.
Real estate loans and collateral loans for
certain years were estimated by applying to
total loans the ratio of each item to total
loans computed in the following manner: for
1906-1908, ratios derived by interpolating between ratios computed from partly estimated
•data for 1905 and reported data for 1909; for
1916 and 1917, ratios derived by interpolating
between ratios computed from reported data
for 1915 and 1918.
Real estate loans for 1919-1921 and 19241928 were estimated by applying to total
loans, ratios that reflected changes over these
periods in the ratio of real estate loans to total
loans at Idaho national banks; these ratios
were derived by interpolating technique No.
2, described in the United States Summary.
Collateral loans for 1919-1921 and 19241929 were estimated by applying to total
loans, ratios of this item to the total that were
derived by interpolating between similar ratios
computed from reported data for 1918 and
1922 and for 1923 and 1930, respectively.
INVESTMENTS

A complete classification of investments
into United States Government, State and political subdivision, and other securities was
not reported to the Comptroller regularly until
1929. For the years in which items were not
reported, figures were estimated.
Figures for United States Government
securities for 1916, 1917-, 1919-1921, and 19241928 were estimated by applying to total
investments, ratios that reflected changes during these periods in the ratio of United States
Government securities to total investments
at Idaho national banks; these ratios were
derived by interpolating technique No. 2,
described in the United States Summary.

Idaho
Holdings of obligations of States and
political subdivisions for 1906-1908 and for
1924-1928 were estimated by applying to total
investments, ratios derived by interpolating
between ratios of this item to total investments
computed from partly estimated data for 1905
and reported data for 1909 and from reported
data for 1923 and 1929, respectively. Estimates for 1916-1921 were made by applying
to total investments less United States Government securities, ratios of this item to this
total that were derived by interpolating between similar ratios computed from reported
data for 1915 and 1922.
DEPOSITS

The breakdown of deposits into interbank,
United States Government, other demand, and
other time was adequate, after some minor
revisions, in the reports of the Comptroller
beginning with 1911, although reported figures
for United States Government deposits were
supplemented in a number of years.3 No
attempt was made in the revised series to provide figures for the latter item prior to 1918
because practically all such deposits were held
by national banks.

293

In years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1905, 1907, 1908, and 1910 were estimated by applying to this total, ratios of time
deposits to total deposits other than interbank, based on the straight-line trend extrapolated from ratios computed from reported
data for 1906, 1909, and 1911-1924. Time
deposits in 1906, which were combined with
demand deposits in figures published by the
Comptroller, were obtained from the State
banking department report for that year.
Figures for United States Government
deposits for 1918-1921, 1926, and 1928-1930
represent such deposits at State member banks
only, which held practically all of this type
of deposit at State commercial banks. Figures except for 1918 are as reported. The figure for 1918 was estimated by applying to
United States Government deposits at all State
member banks in the United States on June
30 of that year, the ratio of these deposits at
State member banks in Idaho to such deposits
at all State member banks on June 30, 1919.

STATE COMMERCIAL BANKS, 1934-1946
The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from reports of the State
banking department or bankers' directories;
for 1942-1946, from the balance sheet for the
one noninsured bank in the State in this
period, which the Federal Deposit Insurance
Corporation had obtained from the State
banking department.
3
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.




A comparison of the principal assets and
liabilities thus obtained with totals for all
State commercial banks as reported by the
State banking department indicated no need
for adjusting data published by the Comptroller. Accordingly, except for the loan
breakdown for 1942-1946, the Comptroller's
breakdowns of the principal balance-sheet
items were used throughout the period 19341946. The loan breakdown of the one noninsured bank in Idaho in the period 1942-1946
was estimated on the basis of the percentage
distribution of total loans as reported for this
bank for December 31, 1947. Figures for this
date were used because the breakdown appeared consistent with the data currently
reported for this bank.

294

Idaho

All Banks—Table 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

2»107

91

2*907

117
226
199

590
590
578
1.220

1*426
1*454
1.617
1*488

1900
1901
1902
1903
1904

3*439
5.9*5
6*831
8*809
12*453

249
1,181
1.152
485
1*128

870
1.589
1*671
2*012
2.201

2*320
3.175
4,008
6,312
9.124

1920
1921
1922
1923
1924

106,820
82.713
68.604
60,817
53.670

7.489
8,452
10*289
10*195
9.217

36*540
32,554
25,411
22*110
18,473

62,791
41,707
32»904
26.512
25.980

1905
1906
1907
1906
1909

13.502
16,217
22.774
21*294
25.437

811
1.260
2.218
2.512
3.277

3*359
3.987
5.380
5.176
5.563

9.332
10.970
15.176
13.606
16.597

1925
1926
1927
1928
1929

50.417
49.360
47.823
48*000
48*494

7.320
6*991
6*688
5.972
6.154

18*454
16.996
16*770
15.527
10*499

24.643
25,373
24,365
26.501
31*841

1910
1911
1912
1913
1914

34*504
28*960
29,210
31*184
30.843

3*598
3*593
3.505
3.331
3,213

8,321
6*943
6.686
7,571
7.886

22,585
18,424
19,019
20.282
19*744

1930
1931
1932
1933
1934

47,130
39,922
28.664
15,478
15.320

5,514
5,345
4,059
3*063
2,707

6.403
4.717
5.179
1.975
1.576

33*213
29.860
19.626
10.420
11.037

1915
1916
1917
1918
1919

32,342
39*422
54,791
65,680
75*557

3.150
3,645
4.506
4.712
5.331

9.533
11.634
17.003
21.978
26,944

19.659
24*143
33.282
38,990
43*282

1935
1936
1937
1938

17*621
21.933
26.677
29.253

2.605
3.408
4.320
5.412

1*444
1*301
1*683
1,496

13.772
17*224
20.674
22.343

2*161
2,421

Loans'
Year
Total

Commercial ,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

28.791

15.587

3.702

1.942

1940
1941
1942
1943
1944

34,815
39.718
37.340
31.797
35.754

17,482
20,569
19,596
17,011
19,222

6
4
38
9
11

620
486
377
201
1.474

1.374
1.357
1*402
1.331
1*161

5*562
7.447
8.617
8.340
8.643

2.515
2*449
2.556
1.951
1.838

1,760
1.930

7.256
7*406
4*754
1.194
1.475

1945
1946
1947
1948
1949

43.584
54,263
81.121
109.065
124,292

24,432
29,778
43*762
57.738
59,502

9
25
242
114
96

2*324
1.220
605
506
992

1.543
2*253
3*376
3*648
3.951

8*676
10,469
14*891
22*241
29,136

1*991
3.028
5,447
6*149
6,719

2.066
*»945
9*962
14.270
20.669

2*341
2*345
2*616
2.924
2.505

1950
1951
1952
1953
1954

147,410
175,702
189,676
207,218
205,749

64,427
82.035
65,883
86,809
81.931

166
415
76
16
12

578
499
565
656
883

4*284
4*057
3.805
3.679
3,790

40,906
45.957
51.473
57.650
61*660

9*231
10,466
10,123
10,100
9,942

26.802
31.848
37.201
48.204
46.663

2.646
2*466
2*600
2*425
3*143

1955

231,752

90*803

251

805

4*098

71.696

10,957

53*916

2*206

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Idaho

295

Table 1—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

901
1*210
957
974

271
251
251
299

141
116
167
168

489
843
539
507

1.067
2.731
2.180
3.231

10
34
36
154

455
870
645
549

602
1.827
1.497
2*528

563
736
523
571

4*638
6.838
6.081
7*663

1900
1901
1902
1903
1904

1.006
946
1.094
1.198
1.485

323
333
405
564
624

191
163
186
170
376

492
450
503
464
485

2.988
4.837
5.452
5.266
5,719

38
47
55
141
145

684
987
992
965
1.403

2*266
3,803
4.405
4.162
4,171

547
680
442
459
1.097

7*980
12.406
13*819
15*734
20.754

1905
1906
1907
1908
1909

1.717
2.187
3.245
4.066
4*362

726
988
1.518
1.705
1*665

457
534
679
727
583

534
665
1,046
1,634
1,914

7,313
7,838
7.690
9.195
10.289

128
289
206
468
332

1*694
1*464
1*945
2.704
2*806

5,491
6,085
5.539
6.023
7.151

1*246
1*422
1*996
2.415
2.631

23.778
27.664
35*705
36.970
42*739

1910
1911
1912
1913
1914

4*640
4*513
4*942
6.628
6*249

2*166
2*320
2.677
3.133
3*113

566
403
505
401
561

1.908
1.790
1.760
3.094
2*575

10.561
9,445
11,035
10*323
11,185

378
271
288
346
262

2.932
2.945
2.902
2.941
3*010

7,251
6,229
7,845
7.036
7.913

3.670
3.160
3*180
3*299
3*451

53,375
46,078
48,367
51,434
51,728

1915
1916
1917
1918
1919

6*597
7.272
9.581
13.834
22.670

3*218
3*445
4*926
8*529
18.356

736
883
1.209
1.512
1*148

2*643
2.944
3*446
3.793
3.166

11,040
16*692
21.768
17,212
23,515

256
530
660
1.090
1*282

2.742
3*261
3*831
2.701
2*796

S.040
12.901
17.277
13.421
19.437

3*508
3.453
3.732
3*962
4.682

53,487
66*839
89*872
100*688
126*424

1920
1921
1922
1923
1924

22*773
17.844
13*811
14.219
16.032

16.695
8.525
7.348
7.991
9*603

1*630
2*610
1*823
1*832
2*047

4. 448
6.709
4.640
4.396
4*382

21*690
16,599
17,627
15,397
18,974

1*455
1.273
961
1.103
1*057 .

3.029
2*855
2*440
2*380
2,536

17.206
12.471
14.226
11.914
15*381

5*579
6*012
6*509
6*319
6.381

156,862
123,168
106*551
96.752
95*057

1925
1926
1927
1928
1929

18*815
23*811
25*321
30*899
28.669

12,536
14*920
12.378
13.019
12*105

2,506
4.082
4.596
5.189
6*331

3.773
4*809
8*347
12*691
10.253

16*525
18.947
17,788
19*781
18*526

839
1*405
1*163
1.139
731

2*462
2*374
2.371
2.243
2*084

13.224
15.168
14.254
16.339
15.711

6.111
5.790
5.271
5.025
4,712

91,868
97*908
96*203
103*705
100*421

1930
1931
1932
1933
1934

28.910
27.563
24,729
20,651
26,388

10.975
9*326
8*734
8.753
14.696

6*256
6*221
6*674
5.204
7*200

11.679
12.016
9.321
6.694
4*492

20*046
20*532
11.826
13.942
19.216

864
704
508
689
851

2.241
2,182
2*092
2*124
1*845

16*941
17*646
9*226
11.129
16*520

4.629
4.504
4*070
2.775
2.897

100*715
92.521
69*489
52*846
63*621

1935
1936
1937
1938
1939

31.905
38.460
43.615
38.623
38.030

19.304
25,873
30.874
28*561
27,736

8*461
8.668
8*382
7.353
8.109

4.140
3.919
4.359
2.709
2.185

25.894
28.417
31.068
27,937
33,194

1*508
2*276
2.156
2.189
2*007

2*001
2.328
2.874
2.855
2*685

22.385
23.813
26.036
22,893
28.502

2.659
2.450
2.403
2.217
2.060

78,279
91*260
103,763
98.030
102.075

1940
1941
1942
1943
1944

39.915
40*138
48.461
117.266
169.329

30*969
32*429
40*748
110.396
162*326

6.869
5*956
.149
*546
.863

2.077
1.753
1*564
1.322
1.140

34,379
41,940
51*247
62*114
72,352

2*342
3*662
3.356
3.418
5.245

2.592
2.850
3.510
4.198
5.214

29.445
35.428
44.379
54.498
61,893

2,023
2,174
2*029
1*834
1.743

111.132
123.970
139.077
213*011
279.178

1945
1946
1947
1948
1949

219.673
273.107
246.017
230.173
213.327

212.735
264,913
237.475
220*448
202*571

.902
.279
.471
.118
.686

1.036
1.915
1.071
1*607
2.070

83.493
87,907
84,868
84,340
88,581

4*618
6.415
7.683
7*540
7*194

5.447
5.562
6.190
6.443
7.100

73,428
75,930
70,995
70,357
74,287

2.073
2.396
2.712
3.080
3*661

348,823
417,673
414,716
426,658
429*661

1950
1951
1952
1953
1954

200.997
172.481
204.770
208*306
216.866

189.798
159.453
186.193
189.247
197.994

9.349
11.380
14.909
16.795
17,091

1*850
1*648
3*668
2*264
1*781

75.391
85.254
89*967
88.600
88.516

8.597
8.491
11*721
14.596
11*271

7*148
6.834
7.807
8.260
8.096

59,646
69.929
70.439
65.724
69.149

3,789
4.128
4.378
5.441
5.208

427,587
437,565
488,791
509.565
516.339

12.271

6.663




541.577

296

Idaho

AU Banks—




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures \ 3 of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Deposits
Year

Total
1896
1897
1898
1899

Interbank

2.544
4,3 94
4,147 *
5,693

Other
demand

Comment

90
50
141
117

50
49
50
76

2.082
3,642

Other
time
322

3*405
4,730

653
551
770

1900
1901
1902
1903
1904

6,036
9,294
10,934
12,1 97
15,193

236
156
488
521
466

76
75
103
202
184

4,977
7.612
8.837
9,739
12,101

747
1,451
1,506
1,735
2*442

1905
1906
1907
1908
1909

17,485
20»257
26.338
26,362
31.423

439
892
1,430
1.506
2,140

171
165
525
579
394

13,916
16»190
19,773
19,344
23,026

2»959
3.010
4,610
4,933
5*863

1910
1911
1912
1913
1914

38,473
31,967
35,695
36.9 72
37.629

2,642
1,630
1,981
1,997
2,015

247
257
415
192
220

27,171
22,843
25,787
25,291
27,014

8*413
7.237
7,512
9,492
8*380

1915
1916
1917
1918
1919

39,291
52,733
74.340
76,6 50
95,890

1,801
2,931
4,985
3,592
4.439"

157
133
138
775
455

27*668
35*830
49,630
51,556
63.897

9,665
13*839
19,587
20,727
27,099

1920
1921
1922
1923
1924

108,334
77,688
73,610
71,971
74.679

3,765
2,301
2.498
1.724
1.974

204
65
95
110
132

71*161
50.672
49.000
46,775
48,233

33.204
24,650
22,017
23*362
24,340

1925
1926
1927
1928
1929

75,153
83,675
82.073
90.461
87,081

2,029
2,318
2.428
3,199
2.800

130
136
123
337
121

47,354
53,322
48,904
52.863
49.771

25,640
27,899
30.618
34*062
34,389

1930
1931
1932
1933
1934

86,768
78,363
56.3 30
43.903
54,639

3.120
3,702
2,082
2,424
1,739

142
147
126
66
496

49,801
42*776
29,862
23.271
34,492

33,705
31,738
24.260
18*142
17*912

1935
1936
1937
,1938
1939

69.439
82.479
94,317
88,3 67
91,721

2*232
1.847
2,148
2,008
2.402

340
820
114
254
272

46*186
55.915
64,971
58*004
60,106

20*681
23*897
27*084
28*101
28*941

1940
1941
1942
1943
1944

100,427
112,700
127.639
200,965
265,765

2,986
3,039
3,492
4.709
4,295

305
496
1,834
9*480
20,641

66*546
76.321
89.760
145.960
186,940

30,590
32*844
32*553
40*816
53.889

1945
1946
1947
1948
1949

333.567
400*345
395,940
406,352
407,249

4,723
5,080
5.378
4,772
4,070

26,033
18,065
3.235
5,419
4,698

229,710
288*435
293,899
303,499
300*054

73.101
88*765
93*428
92*662
98*427

1950
19S1
1952
1953
1954

402*645
410.270
459.693
480,281
483.555

4,509
4.814
5.675
4,510
5.076

6*800
8,492
10*393
7,288
8.925

287,416
289,792
318,642
324,327
313,412

103*920
107.172
124,983
144,156
156,142

1955

506,783

3.765

Idaho

297

Table 1— All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
ba
no*
les

Borrowings

1696
1897
1696
1699

37

0,.
Capital

lUflU.

Surplus and
other
capital
accounts

1900
1901
1902
1903
1904

26
35

1905
1906
1907
1908
1909

30
45
415
491
457

15

165
155

1*257

47

1*081
1*107

564
1*198
620

137

5

162

74

Total
liabilities
and capital
accounts

Number
of
banks

37

1*342

474

4*638
6*836
6*061
7,663

147
194
210
292
370

60
123
1
71

1*304
2*124
1*807
2.462
3.845

493
721
745
734
1.240

7*960
12,408
13,619
15*734
20,754

40
46
53
71
81

456

166

4.146

757
931
1.136
1.343

177
172
296
19

4*745
5*585
6*109
6*778

1*493
1*683
2*264
2.576
2.719

23,778
27*664
35*705
36.970
42,739

90
112
134
152
167

33
29
31
34

1.773

86

7*911

1*951
2*246
2.741
2.706

175
79
66
109

6*897
6*697
7.260
7*200

3*048
3*096
3*087
3*349
3*116

53,375
46*078
48,367
51,434
51*728

200
196
164
192
189

Ii275
6*601
13*390

2*856
2.969
2.977
3*122
3*149

71
57
82
240
525

6*891
7*196
7*610
8*286
8.838

3*359
3*149
3*568
3.789
4.632

53,467
66,839
69,872
100*688
126*424

181
182
194
204
208

28*419
26*012
15*196
9.452
5*500

3*316
3*363
3.363
2*996
2*846

797
1*012
476
173
364

10.478
9*995
9.425
8*415
8.035

5*516
5*096
4*481
3.745
3*633

156*862
123*168
106*551
96*752
95,057

222
216
198
182
177

1925

3.790

1926
1927
1926
1929

1.610
1.833
885
990

2*356
2.114
»984
.617
•389

481
530
673
204
1*827

7*042
6*788
6.562
6.343
5.912

3.044
3.191
3*078
3,995
3*222

91*868
97.908
96,203
103*705
100*421

161
156
144
140
137

1930
1931
1932
1933
1934

914
855
1.629
300
5

.423
•586
1.453
940
1*299

2*015
2*305
1*966
1*541
111

6*043
5*942
5*147
4*085
5*100

3.552
3*468
2*964
2.077
2*667

100,715
92,521
69,489
52*846
63,821

137
131
112
86
64

1910

2*064

19X1
1912

1.992
561

1913

1*046

1915
1916

1»019
733

1917
1918
1919
1920
1921
1922
1923
1924

1914

968

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1946
1949

627
5
5
30
5

99

5*115

171
236
235
252

5*050
5*167
5*034
5*102

2.999
3.560
4*043
4.389
4*995

78*279
91*260
103*763
96*030
102*075

61
56
53
52
50

263
336
357
239
417

5*005
5*400
5*005
4.735
5*520

5*407
5.529
6.076
7.072
7.476

111.132
123*970
139*077
213.011
279*178

50
50
50
46
46

569
862
1.130
1.052

*155
.343
.545
.795

348*623
417*673
414.718
426.656
429*861

46
46
48
48
45

427*587
437.565
486*791
509*565
516*339

43
43
40
36
37

1*431

»030

8.532
10*058
11*103
12,459
13*151

1950
1951
1952
1953
1954

1*970
2.348
2*750
3.435
3*318

.220
.415
10*143
9*608
10.666

13,752
15,532
16.205
16.241
18*798

1955

2,656




45

298

Idaho

National Banks—Table 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Loans
Year
Total

Real
estate

Loans
All
other

Collateral

1S96
1897
1896
1899

1*343
1.112
1*226
1.263

44
38
35

1900
1901
1902
1903
1904

1*667
2.067
2*620
4*038
4*920

1905
1906
1907
1908
1909

450
385

Year
Total

Real
estate

Collateral

All
other

29

354
294

849
689
837
940

41
47
56
95
120

414
474
568
955
1*213

1*212
1*546
1*996
2.988
3.587

1920
1921
1922
1923
1924

57.450
46*627
41*533
37*904
33.736

5.335
5,482
5*091

18*668
19.419
15.540
13*367
11*476

37.168
24.097
20*658
19*055
17*169

5*350
6*963
9*607
8*981
11*550

130
177
243
259
284

1.314
1*794
2*457
2*615
2*886

3*906
4*992
6.907
6*107
3.380

1925
1926
1927
1928
1929

30.489
30.567
28*847
26*979
24*331

3.574
3*514
3*234
2*440
2*145

12.057
11*546
11.855
10*734
5.715

14,858
15*507
13*758
13*805
16.471

1910
1911
1912
1913
1914

15*618
13.734
14*984
16*517
16.537

411
444
479
460
527

3*978
4.160
4.188
4.754
4.806

11.229
9.130
10.317
11*303
11*204

1930
1931
1932
1933
1934

22.753
18,797
13*628
5,704
5*570

2*179
2*058
1*705

4*336
2*974
4*000
1.000
623

16.238
13,765
7,923
3,549
3,986

1915
1916
1917
1918
1919

18*089
20.190
27*598
33.935
38*700

661
664
835
1»073

6.122
6.268
8.326
10*581
13.639

11*306
13*258
18.435
22.281
23*895

1935
1936
1937
1938

6*800
9.107
11*912
13*561

455
445
746
750

5,531
7,385
9,298
10,198

1*166

1*614'

3.111

1*155

961
814

1.277
1*868
2*613

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities

Real estate

Other

to

On

To brokers
and
dealers

others

farm land

residential
property

Other

All
other

individuals

1939

13.659

7,491

1

288

595

2*009

790

2*485

1940
1941
1942
1943
1944

17,129
31*029
28,978
24*376
27*343

9,213
15,442
14.205
11.729
13.308

2
4
34
6
8

245
428
321
143
1*231

724
1*013
1.074
925
700

2*954
6*653
7.811
7*742
8*016

1.095
1.958
1.955
1.657
1*474

1*149
1*334

2*896
5*531
3.578
1.025
1.272

1945
1946
1947
1948
1949

34*401
41.521
61,053
80*964
90*967

17,965
21,554
31*235
40,240
40*286

4
10
100
39
33

2*156
1*004
460
396
929

1.037
1,505
2,468
2,821
2,807

8*261
9.317
12.748
19.302
24.804

1.563
2,253
4,295
6.580
6.886

1,397
3.704
7*597
9*876
14*457

2.018
2*174
2.150
2.341
1*825

1950
1951
1952
1953
1954

106*725
130*390
137,313
155*901
154,850

43*704
57*058
57*405
58*763
56,013

131
400
70
10
7

260
320
235
315
194

3,089
2.839
2.610
2.683
2*607

33.275
39.568
43.768
51.814
54*786

7,355
8*717
8*281
8*311
7,716

18*413
20*930
24*153
33*595
32.871

1*787
2*158
2*358
2*199
2*610

1955

178.584

63*151

245

327

2.754

64.302

8*470

39*568

2*035

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Idaho

299

Table 2— National Banks

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

ID vestments
Year

U.S.
Government
obligations

Total

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

750
666
611
748

271
251
251
299

134
116
101
126

345
299
259
323

792
1*268
1*643
1*997

10
10
16
16

346
342
447
328

436
936
1*176
1.653

302
295
300
254

3*187
3*361
3*780
4*262

1900
1901
1902
1903
1904

606
736
859
1*055
1*190

323
333
405
564
624

135
113
127
137
158

348
290
327
354
408

2*105
2.573
3*610
2*968
2*776

21
31
43
31
71

442
386
517
569
600

1*642
2*154
3*050
2*366
2*105

280
266
243
252
401

4*856
5*642
7*332
6*313
9.287

1905
1906
1907
1908
1909

1.337
1*592
2*225
2*829
2*905

726
988
1*518
1.705
1*836

171
169
197
315
299

440
435
510
609
770

3.444
3.918
3.819
4*270
5.354

49
84
76
98
164

735
761
947
1*136
1.557

2.660
3.073
2.796
3*036
3*633

442
605
666
833
966

10.573
13*078
16.317
16*913
20*775

1910
1911
1912
1913
1914

3*490
3.413
4*081
5*049
5*032

2*124
2*311
2*656
3*097
3*078

358
270
317
204
172

1*006
832
1*108
1*748
1.782

5*244
5*097
6*658
6*101
6.775

216
146
165
209
176

1*459
1.664°
1.712
1.747
1*827

3*569
3*2«7
4*781
4*145
4.772

1*154
1*227
1*341
1*506
1.696

25.506
23.471
27.064
29.175
30*040

1915
1916
1917
1918
1919

5*459
5*873
7.509
9*927
15*486

3*175
3*253
4*404
6.673
12*630

416
499
673
745
562

1*866
2*121
2*432
2*509
2.294

6*920
9.271
10.857
9.223
12.510

177
307
339
572
716

1.667
1*814
1*997
1*032
1.069

5.076
7*150
8.521
7.619
10.725

1.787
1*790
1.859
2.047
2.697

32*255
37*124
47*823
55.132
69.393

1920
1921
1922
1923
1924

14*913
11*231
9.893
9*409
10*370

11.122
6.151
5*613
5*450
6*200

644
664
760
752
807

3*147
4*416
3*520
3*207
3*363

12*469
9*700
10.434
9*383
11*882

902
966
707
806
851

1*394
1*348
1.222
1.236
1.320

10*173
7.366
8*505
7*337
9*711

3*318
3*433
3*844
3,641
3.776

88,150
70.991
&5s704
60*337
59*764

1925
1926
1927
1928
1929

10*676
13*269
13.911
14*437
11*398

6.749
7*973
7*072
6.681
5*216

781
1.910
2.325
2*012
3.111

3*146
3*386
4*514
5.744
3.071

9.634
11.454
10.519
9.957
8.945

631
1.003
853
886
500

1*186
1.281
1.241
1.007
850

7.817
9.170
8.425
8*064
7*595

3.037
3*130
2*644
2*565
2*356

53.836
56*420
56*121
53.938
47.030

1930
1991
1932
1933
1934

11*560
11*494
9»703
7*005
11*715

5*489
5.181
4*512
4*011
7*512

2.987
3*056
2*787
1*909
2*915

3*084
3.255
2*404
1*085
1*268

9*481
9*275
5*060
5*912
8.701

571
474
381
476
476

692
859
774
729
780

8.016
7.942
3.905
4.707
7*443

2*282
2*241
1*972
1*019
1*310

46.076
41.807
30.363
19.640
27.296

1935
1936
1937
1938
1939

13*692
17.951
20.917
20.242
19.706

9.154
12.569
15*906
15.677
15.295

2*971
3*514
3*436
3*468
3*441

1*567
1*768
1*575
1*077
970

11.814
11*611
13.605
14.256
15.918

562
1.014
1*192
1.070
710

836
861
1*206
1.392
1.374

10.416
9*736
11*207
11.794
13*834

1*302
.248
.203
»151
• 062

33*606
39.817
47*637
49*210
50*345

1940
1941
1942
1943
1944

20.474
33*238
40*014
97*165
137.987

16*169
28.560
35.112
92.762
133.392

3*496
3*408
3.708
3.387
3.872

609
1.270
1.194
1.016
723

19*153
33.324
39.495
45*504
54.627

1.044
3.153
2.825
2.832
4.943

1.375
2.193
2.610
3*292
4.214

16.734
27,976
33*860
39*380
45,470

>083
• 780
.653
• 502
*436

57.839
99.371
110*140
168.547
221*393

1945
1946
1947
1948
1949

178.411
220*523
195.084
180.907
167.299

173.879
214.877
189*448
174.625
160.223

3.819
4*045
4.860
4.995
5*793

713
1*601
776
1.287
1*263

62.327
66.141
63*413
63*882
67.476

3.364
5.776
6.403
6.200
5*723

4*464
4.439
4*687
4*713
5*262

53*999
55*926
52*323
52*969
56*491

1*786
2*104
2.197
2*553
2*797

276.925
330.289
321.747
328.306
328.539

1950
1951
1952
1953
1954

157.744
132*840
157*856
161.864
169*419

150*811
124.835
146.519
149.512
157.984

5.704
7.036
8.312
10*305
9*751

1*229
969
3*025
2*047
1*664

54.640
61*913
67.467
65.341
65*094

7*099
6*835
9*659
12.880
9.216

4*921
4.556
5*207
5,875
5.603

42*620
50*522
52.601
46.586
50.275

3*005
3*313
3*435
4*301
4*169

322.114
328.456
366.071
387.407
393*532

1955

173*950

160*163

10*484

3*303

56*466

10*091

6.140

40*235

4*886

413*886




300

Idaho

National Banks—Table 2




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Inter bank

Government

1897
1898
1899

1896

1*910
2.210
2*629
3.257

58
42
94

50
49
50

99

1900
1901
1902
1903
1904

3*819
4*452
5*984
6*589
7,094

123
106
171
161
225

1905
1906
1907
1908
1909

6*066
9,762
12.342
12*620
15.713

1910
1911
1912
1913
1914

Other
demand

Other
time

205
218
249

76

1.597
1.901
2.236
2*820

76
75
103
202
184

3,325
3,874
5,246
5*698
6*090

295
397
464
528
595

277
408
692
940
1.481

171
165
525
579
394

6.861
8,322
9.830
9,528
11.612

737
867
1*295
1»573
2*226

16,970
16*513
19,739
20,614
21.503

1,473
1,039
1,519
1,466
1*586

247
257
415
192
220

13.696
12.140
14.353
14.336
15.502

3,554
3*077
3*452
4*620
4.195

1915
1916
1917
1918
1919

23,348
28.361
38,517
39,934
51,412

1,436
2,264
3,884
2,345
2*990

157
133
138
674
433

16*781
19,123
25.374
27.066
34,333

4*974
6.841
9*121
9*647
13*656

1920
1921
1922
1923
1924

60,227
44,847
45,079
44*474
46,339

2*646
1,678
1,752
1,458
1,740

87
28
69
101
132

39,593
29,427
30*104
28,911
29,542

17*901
13*714
13*154
14*004
14,925

1925
1926
1927
1928
1929

43,572
49.493
47,353
46*530
40.476

1,887
2.114
2.204
2.439
1,542

130
122
121
325
83

26.522
31.065
27.394
25.807
22*162

15*033
16.192
17*634
17.959
16,669

1930
1931
1932
1933
1934

39.378
34,955
24,232
16,029
22*898

1.814
1,886
895
1,165
1,062

103
111
92
8
7

21,364
17,802
12,076
7,708
13,753

16*097
15,156
11*167
7*148
8*076

1935
1936
1937
1938
1939

29.632
36*216
43*665
44*853
45*610

1.222
1.102
1,125
1.026*
1.227

4
49
20
20
51

19,266
24*226
29,447
28,683
29,431

9,140
10.839
13,073
15.124
14,901

1940
1941
1942
1943
1944

52.729
90,790
101.557
159,438
211,242

1*480
2.738
3.131
4,363
3.759

69
474
1,789
8*645
17.698

35,118
60,657
70*558
113*586
146*582

16*062
26.721
26*079
32»844
43.203

1945
1946
1947
1948
1949

265,235
316*934
307,704
313,275
311.910

4.298
4.619
3»575
3,294
2,670

21*836
15*603
2.889
4,926
4*020

180*380
225,398
226,939
233*660
232*118

58.721
71.314
74.301
71.395
73.102

1950
1951
1952
1953
1954

303*815
308.621
345,066
366.500
369.719

2,669
2»696
3*892
2.392
3,424

6*162
7,496
8,797
6.643
7,836

219*470
220*009
240*644
247,760
239,046

75*514
78.420
91,733
109*685
119*413

262

127.848

Idaho

301

Table 2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
ba
^
no .es

Borrowings

1896
1897
1898
1899

37
5

Other
liabilities

Surplus and
other
capital
accounts

£*&*

Total
liabilitie
and capit5
accountf

Number
of
banks

162
165
155
137

675
600
600
550

403
386
391
318

3*187
3 .361
3 ,780
4*262

10
10

11

550
600
675
875
1.093

342
381
463
526
667

4,858
5*642
7.332
8*313
9*287

9
11
13
19
24

768
926
1*164
1*268
1,378

10.573
13*078
16 •317
16 .913
20 ,775

27
32

9

1900
1901
1902
1903
1904

28
35

147
194
210
292
370

1905
1906
1907
1908
1909

30
45
110
69
75

456
757
931
1.136
1*343

8
3
6

1*245
1*585
1.750
1.620
2*260

1910
1911
1912
1913
1914

356
509
130
285
269

1.773
1.951
2.248
2.741
2*706

8
17
22
46
34

2.609
2.640
2.940
3.370
3.470

1,790
1.841
1,985
2,119
2*058

25 .506
23*471
27,064
29 .175
30*040

47

1915
1916
1917
1916
1919

357
224
468
5,686
7,354

2.856
2.969
2.977
3.122
3*149

16
42
61
116
382

3.495
3*600
3.661
4.015
4*305

2*183
1,928
2.139
2.259
2,791

32 ,255
37,124
47 .823
55 .132
69,393

56

1920
1921
1922
1923
1924

15.641
14.098
8*961
5*533
3*364

3*318
3*363
3.363
2.996
2.646

383
179
.274
55
60

5*193
5.385
5.240
4.885
4*720

3,388
3*119
2,767
2,394
2,435

88*150
70*991
65,704
60.337
59*764

81
83
79
73
70

1925
1926
1927
1926
1929

2*000
940
1.104
589
492

2*356
2*114
1.984
1.817
1.389

92
111
91
110
269

3*840
3.710
3.635
3.205
2,730

1,974
2.052
1,954
1,667
1.674

53*836
58 ,420
56 .121
53,938
47*030

1930
1931
1932
1933
1934

575
618
842
173

1.423
1.588
1.453
940
1.299

88
60
75
5
10

2.675
2*650
2.150
1*535
2.290

1.937
1,916
1,611
958
799

46.076
41,807
30*363
19 »640
27 •296

41
39
31
24
25

627

23
45
73
101
86

2.380
2*380
2.649
2.664
2.702

946
1,176
1,250
1*592
1*940

33*608
39*817
47*637
49*210
50,345

24
22
20
20
18

1940
1941
1942
1943
1944

97
324
347
231
409

2.695
4*130
3.730
3*510
4.260

2*318
4,127
4,506
5,368
5*462

57,839
99.371
11C .140
168*547
221 ,393

IB
19

1945
1946
1947
1948
1949

561
839
1*092
1*032
1*257

4.860
4*985
4,685
4*685
5*720

6,269
7.531
8*266
9,314
9*652

276*925
330.289
321,747
326*306
328*539

16
16
15
15
15

1950
1951
1952
1953
1954

1.577
1*793
1*990
2*456
2*094

6.655
6*800
7*250
6*950
8*025

10.067
11,242
11.765
11.501
13.694

322*114
328*456
366 »071
387.407
393*532

13
13

15

1935
1936
1937
1938
1939




5

1
28

2,000

13,820

34
36
42
46
48

54

55
57

60
68
70

57

56
52
46
43

19
16

16

12

11
11

302

Idaho

State Commercial Banks—Table 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year

Total

1896
1697
1698
1899

764
1*049
1*195
1*644

1900
1901
1902
1903
1904

1*772
3*678
4*211
4.771
7*533

1905
1906
1907
1908
1909

8*152
9*254
13.167
12*313
13,687

1910
1911
1912
1913
1914
1915
1916
1917
1918
1919

Real
estate

All
other

Collateral
47
79
191
170

140
205

Year

Real
estate

Total

Collateral

All
other

577
765
780
548

224
926

1920
1921
1922
1923
1924

49,370
36,086
27,071
22,913
19,934

5,875
5,341
4*954
4,713
4*126

17.872
13,135
9,871
8*743
6,997

25*623

988

1,108
1*629
2*012
3*324
5,537

1,083
1*975
2,253
2*993

2*045
2*193
2,923
2*561
2*677

5*426
5,978
8,269
7,499
8,217

1925
1926
1927
1928
1929

19,928
18,793
18.976
21*021
24,163

3,746
3,477
3*454
3*532
4,009

6.397
5,450
4,915
4,793
4,764

9,785
9,866
10,607
12,696
15,370

18,886
15*226
14,226
14,667
14.306

3,187
3.149
3*026
2*871
2*686

4,343
2*783
2*498
2*817
3»0t30

11,356
9*294
8,702
8,979
8*540

1930
1931
1932
1933
1934

24,377
21*125
15*236
9*774
9,750

3*335
3.287
2*354
1*928
1,746

4,067
1.743
1*179
975
953

16,975
16*095
11*703
6*871
7.051

14,253
19.232
27,193
31,745
36*357

2.489
2,981
3.671
3,639
4*165

3*411
5.366
8*675
11*397
13*305

8,353
10*885
14,847
16,709
19,387

1935
1936
1937
1938

11*021
12*826
14,765
15,692

1,791
2,131
2,452
2*799

969
856
937
748

8.241
9.839
11.376
12*145

208

1*134
1*096
390

1*008
681

456

1,115
1*103
1*057

17,610
12*246
9.457
8.811

Loans '
Year

Commercial,
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other
to

individuals

Other

All
other

1939

15,132

8.096

1

373

656

1*693

1*152

3*161

1940
1941
1942
1943
1944

17,686
8,689
8.362
7,421
6*411

8,269
5,127
5,391
5,282
5,914

4

650
344
328
406
461

2*608

1,420

4
3
3

375
58
56
58
243

794
806
596
627

491
601
294
364

4.360
1*675
1*176

1945
1946
1947
1948
1949

9*183
12*742
20,068
28,101
33*325

6*467
8*224
12,527
17,498
19,216

5
15
142
75
63

168
216
145
110
63

506
748
908
1,027
1,144

1*152
2*143
2,939
4,332

1,152
1,569
1*833

1950
1951
1952
1953
1954

40.685
45,312
52,363
51,317
50,899

20,723
24,977
28,476
26*046
25.916

35
15
6
6
5

318
179
330
341
689

1*195
1,218
1,195
996
1,183

7,631
6,369
7,705
5,836
6,874

1955

53,168

27*652

6

478

1*344

7*394

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




617

611
596

169
203

669

1.241
2*365
4*394
6*212

323
371
666
583
660

1*876
1*751
1*642
1*789
2.226

8.389
10.918
13*048
14*609
13*992

859
328
242
226
533

2*487

14,346

173

426
775

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Idaho

303

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cosh items
in process
of collection

Total

Currency
and
coin

24
20
136

109
528
198
221

166
891
319
875

261
441
223
317

1,451
3»477
2,301
3*421

624

1,649
1*355
1*794
2*066

267
414
199
207
696

3,122
6*766
6,487
7,421
11,467

804
817

1896
1897
1896
1899

151
544
346
226

66
42

144
544
280
184

1900
1901
1902
1903
1904

200
210
235
143
295

56
50
59
33
216

144
160
176
110
77

2*264
1,842
2*300
2.943

17
16
12
110
74

242
599
475
396
803

1905
1906
1907
1906
1909

380
595

1*020
1*237
1*477

94
230
538
825

49

286
365
482
412
264

3,869
3.920
3,871
4,925
4,935

79
205
130
370
168

•996
1*568
1*249

2*831
3*012
2,743
2,987
3*518

1,330
1,562
1,665

13*205
14*586
19,386
20,057
21*964

42
9
21
36
35

208
133
168
197
389

5,317
4.348
4.377
4,222
4,410

162
125
123
137
86

1*473
1*281
1.190
• 194
,183

3*682
2*942
3*064
2*891
3,141

2*516
1,933
1*839
1,791
1.755

27*869
22»607
21*303
22*259
21*666

872

4.120
7.421
10*911
7,989
11,005

81
223
321
516
566

,075
,447
,834
.669
,727

2*964
5,751
8,756
5,802
8,712

1.721
1*663
1.873
1.915
1,985

21*232
29*715
42,049
45*556
57*031

9,221
6,899
7,193
6*014
7,092

553
287
254
295
206

1,635
1,507
1,218
1*142
1,216

7.033
5,105
5,721
4*577
5,670

2*261
2*579
2*665
2*678
2,605

66.712
52,177
40*647
36,415
35,293

627

7

1*144

275

1.443
537

1*234
883

959
703

1910
1911
1912
1913
1914

1*150
1*100

1915
1916
1917
1913
1919

1*138
1*399
2*072
3.907
7.184

43
192
522

1.856
5*726

318
384
536
767
586

1920
1921
1922
1923
1924

7*860
6.613
3*918
4*610
5*662

5.573
2*374
1.735
2*541
3*403

986

1*946
1,063
1,080
1,240

1*301
2,293
1*120
1*189
1*019

1925
1926
1927
1928
1929

8*139
10*542
11*410
16*462
17*291

5.787
6*947
5*306
6*336
6*889

1,725
2*172
2,271
3*177
3*220

1*423
3*833
6*947
7*182

6,891
7.493
7,269
9,824
9.581

208
402
310
253
231

1*276
1,093
1,130
1,236
1,234

5.407
5.998
5,329
8.335
8,116

3*074
2*660
2,427
2*460
2*356

38,032
39,466
40,062
49,767
53,391

1930
1931
1932
1933
1934

17*350
16*069
15*026
13*646
14*673

5.486
4*145
4.222
4,742
7.184

3*269
3.163
3*887
3*295
4*265

8,595
8,761
6*917
5,609
3,204

10,565
11,257
6.766
8,030
10*515

293
230
127
213
373

1*349
1,323
1*318
1,395
1,065

8*923
9,704
5,321
6,422
9,077

2,347
2*263
2*098
1*756
1,587

54,639
50,714
39*126
33*206
36*525

1935
1936
1937
1938
1939

18.213
20*609
22*698
18*381
18.324

10.150
13*304
14*968
12*884
12.441

5*490
5*154
4,946
3*665
4,666

2,573
2,151
2,784
1,632
1*215

14,080
16*806
17,463
13,681
17,276

946
966

1,119
1*297

1,165
1,467
1,666
1*463
1,311

11.969
14,077
14,329
11.099
14*668

1,357
1,202
1,200
1,066
996

44,671
51,443
56*126
46*620
51,730

1940
1941
1942
1943
1944

19*441
6*900
8*447
20*101
31.342

14*800
3*869
5*636
17*636
28*934

3*373
2*548
2*441
2*159
1*991

1.268

1*298

1,217

483
370
306
417

15*226
8,616
11*752
16*610
17,725

509
533
586
302

657
700
906

12,711
7,450
10,519
15*118
16,423

940
394
376
332
307

53*293
24,599
28*937
44*464
57,785

1945
1946
1947
1948
1949

41»262
52.584
50.933
49.266
46.028

38*856
50*036
48*027
45*823
42*348

2*083
2,234
2*611
3*123
2*893

323
314
295
320
787

21*166
21*766
21,455
20,458
21*105

754
639

1*280
1,340
1,471

1*123
1,503
1*730
1*838

19,429
20,004
18*672
17*388
17,796

287
292
515
527
864

71,896
87,384
92,971
96,352
101,322

1950
1951
1952
1953
1954

43.253
39.641
46.914
46.442
47.447

38.987
34*618
39*674
39,735
40*010

3*645
4*344
6.597
6*490
7*340

621
679
643
217
97

20,751
23,341
22,500
23*259
23,422

1*496
1*656
2,062
1,716
2,055

2.227
2.278
2,600
2*405
2*493

17*026
19,407
17,336
19*138
18,874

784
815
943

1*140
1.039

105,473
109*109
122*720
122,156
122,807

1955

50,195

42,371

7,723

101

23*176

2,180

2*523

10*475

1*150

127,691

861

1,579
1*217




900
958
652

1*346
793
777
823

1,014
1,284

1*262

1,000
983

304

Idaho

State Commercial Banks—Table 3




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued [Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Deposits
Year

Total
1896

Interbank
634

Gov^nment

demand

Other
time
117

1897
1898
1899

2*184
1*518
2*436

32
8
47
18

485
1*741
1,169
1.910

435
302
508

1900
1901
1902
1903
1904

2.217
4,842
4*950
5*606
8*099

113
50
317
360
241

1,652
3*738
3*591
4*041
6*011

1*054
1*042
1*207
1>647

1905
1906
1907
1908
1909

9*419
10*495
13*996
13.742
15,710

162
484
738
566
659

7.035
7*868
9*943
9*816
11*414

2*222
2fl43
3*315
3*360
3.637

1910
1911
1912
1913
1914

19.503
15*454
15,956
16,358
16,126

1.169
591
462
531
429

13.475
10.703
11.434
10.955
11*512

4*859
4*160
4»060
4.872
4*185

1915
1916
1917
1918
1919

15*943
24,372
35,823
36,716
44*478

365
667
1.101
1*247
1.449

10*687
16*707
24*256
24*488
29*564

4*691
6*998
10*466
10*680
13*443

1920
1921
1922
1923
1924

48*107
32,841
28,531
27,497
28,340

1.119
623
746
266
234

117
37
26
9

31.568
21.245
18*896
17.864
18*691

15*303
10*936
8*863
9*358
9*415

1925
1926
1927
1928
1929

31.581
34*162
34.720
43.931
46.605

142 °
204
224
760
1*258

14
2
12
38

20*832
22»257
21*510
27*056
27.609

10,607
11.707
12*964
16*103
17*700

1930
1931
1932
1933
1934

47,390
43,408
32,098
27,674
31*741

1.306
1.816
1.187
1*259
677

39
36
34
56
489

26.437
24*974
17.784
15.563
20*739

17*608
16*582
13*093
10.994
9.836

1935
1936
1937
1938
1939

39.807
46,263
50*652
43.514
46*111

1*010
745
1.023
982
1.175

336
771
94
234
221

26*920
31.689
35*524
29.321
30*675

11*541
13*056
14*011
12*977
14*040

1940
1941
1942
1943
1944

47,698
21.910
26,082
41,527
54*523

1.506
301
361
346
536

236
22
45
835
2.943

31.428
15.464
19*202
32*374
40*358

14*526
6*123
6»474
7*972
10*686

1945
1946
1947
1948
1949

68.332
83*411
88*236
93*077
95*339

425
461
1*603
1.478
1*400

4*197
2*462
346
493
678

49*330
63*037
66*960
69*839
67.936

14*380
17*451
19*127
21*267
25*325

1950
1951
1952
1953
1954

96*830
101*649
114*627
113,781
113*836

1.840
2*116
1.783
2*118
1*652

638
996
1*596
645
1.089

67*946
69*783
77.998
76*547
74*366

26*406
28*792
33*250
34.471
36*729

1955

118.442

101
22

452

37*813

Idaho

305

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat
ba
no

tf

Borrowings

1896
1897
1698
1899

Surplus and
other
capital
accounts

„££.
74

582

Total
liabilities
and capital
accounts

Number
of
banks

161
812
229
156

1.451
3.477
2.301
3*421

22
19
21
25

754

151

43

1*524
1*132
1*607
2.752

340
282
206
573

3.122
6*766
6*487
7.421
11.467

31
35
40
52
57

305
422
382

158
174
172
296
13

2*903
3*160
3*835
4*269
4*516

1*080
1*308
1.341

13*205
14*566
19*388
20.057
21.964

63
80
100
114
125

1910
1911
1912
1913
1914

1.728
1.483
431
761
699

76
158
57
20
75

5*302
4*257
3*757
3*690
3*730

1.256
1*255
1.102
1.230
1.056

27.869
22.607
21.303
22,259
21.688

153
150
136
138
134

1915
1916
1917
1916
1919

662
509
807
2*915
6*036

55
15
21
124
143

3*396
3*598
3*949
4*271
4.533

1*176
1*221
1,449
1,530
1,841

21*232
29.715
42*049
45.556
57.031

125
125
134
136
138

1920
1921
1922
1923
1924

12.778
11*914
6*215
3*919
2*136

414
833
202
116
304

5*285
4*610
4,165
3.530
3.315

2.128
1.979
1,714
1.351
1,198

68.712
52.177
40.847
36*415
35*293

141
133
119
109
107

1925
1926
1927
1926
1929

1*790
670
729
296
498

389
419
582
94
1*558

3*202
3*078
2*927
3*138
3*182

1,070
1,139
1.124
2*308
1,548

38.032
39,488
40*082
49*767
53.391

104
100
92
94
94

1930
1931
1932
1933
1934

339
237
787
127
5

1*927
2*225
1*891
1*536
101

3*368
3.292
2.997
2.550
2*610

1*615
1.552
1*353
1,119
1,868

54.639
50.714
39.126
33.206
36*525

96
92
81
62
39

76
126
163
134
164

2,735
2.670
2.516
2.370
2.400

2,053
2,384
2,793
2.797
3.055

44*671
51*443
56.126
48*820
51*730

37
34
33
32
32

166
12
10
8
6

2.310
1.270
.275
.225
.260

3.089
1.402
1.570
1.704
1.994

53.293
24,599
28.937
44.464
57,785

32
31
31
30
30

8
43
38
20
174

.295
.358
.860
2.110
2.310

2*263
2.527
2*637
3.145
3.499

71,896
87,384
92,971
98*352
101*322

30
30
33
33
30

393
555
760
979
1*224

2.565
2.615
2*893
2*658
2*643

3.685
4.290
4,440
4,740
5,104

105*473
109.109
122.720
122.156
122.807

30
30
26
27
26

856

2*803

5*590

481

47
37

507
792

1900
1901
1902
1903
1904

60
123

1905
1906
1907
1908
1909

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954




5
30
5

45

725
757

25

ILLINOIS

sented a number of problems and considerations not encountered in compiling the balance
sheet for national banks. The following sections describe these problems and the methods
used in deriving the revised series.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 were (1) figures reported to the Comptroller of the Currency and
published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department. These sources were
supplemented by data obtained from bankers'
directories. The primary sources for unincorporated banks, which operated in this State
during the period 1896-1920, were bankers'
directories and the annual reports of the
Comptroller.
The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department or from bankers* directories. Data for this period are discussed
separately because of the substantially better
coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statistics—including the breakdowns of loans, investments,
cash assets, and deposits—for State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

Revised data for assets and.liabilities and
number of all banks in Illinois, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3. Because of the incomplete
coverage in reported data for unincorporated
banks in the State, a separate balance sheet
was compiled for these banks (Table 3a);
Table 3 includes data for these and other
State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Illinois
were obtained from abstracts and annual reports of the Comptroller of the Currency with
relatively minor adjustments; a description of
these figures is included in the United States
Summary. Compilation of figures for State
commercial banks (other than unincorporated
banks) and for unincorporated banks pre1
Since there have been no mutual savings banks in Illinois, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another
during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks). In this report, the
data for unincorporated banks are discussed separately from
those of other State commercial banks.




306

Illinois

307

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933
The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative estimating procedures considered, tested, and used
in one or more States. It also includes examples of the use of banking trends as a guide
in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

In order to make the revised series comparable with the current series, a number of
nondeposit trust companies and two branches
of foreign banks with their balance-sheet data
were added for the period of their existence.
The following tabulation shows the number
added and the years affected:
Year or period

Number

1896-1900....
1901-1905....
1906-1908
1909
1910-1926....
1927-1931....
1932-1933

4
5
4
3
4
5
6

Balance-sheet data for the nondeposit
trust companies and for the branch of one
foreign bank were obtained from bankers'
directories; data for the other foreign branch
were supplied by its head office. In all instances, the subitems of the balance sheet were
partly estimated.
The balance-sheet data for this group
were added to the revised series after the estimates described in the following paragraphs
had been made.
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.




LOANS

A complete classification of loans into
real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1929. For the years in which the items were
not reported, figures were obtained from other
sources or were estimated.
Estimates of real estate loans for 18961908 were made by applying to total loans,
ratios that reflected changes over the period
in the ratio of these loans to total loans at
Ohio State commercial banks; these ratios
were derived by interpolating technique No.
2, described in the United States Summary.
Figures for 1918-1920 were estimated by applying ratios that were interpolated between
ratios based on reported data for 1917 and
1921. Figures for 1923-1925 were obtained
from annual reports of the State banking
department.
Collateral loans for 1896-1908 were estimated by applying to total loans in each year
the ratio of this item to total loans computed
from reported data for 1909, and for 1918-1920
in the same manner as described for real estate
loans in this period. Figures for 1922-1928
were obtained from annual reports of the State
banking department.
INVESTMENTS

A complete breakdown of investments
into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1921. For the years in which data were not
reported, figures were obtained from other
sources or were estimated.
Data for United States Government securities in 1910 were obtained from the report
of the State banking department.
Estimates of obligations of States and
political subdivisions for 1896-1908 were made
by applying to total investments in each year
the ratio of this item to total investments
computed from reported figures for 1909.

308

All-Bank Statistics

Estimates for 1918-1920 were made by applying to total investments, ratios of this item to
total investments that were interpolated between similar ratios based on reported figures
for 1917 and 1921.
DEPOSITS

The breakdown of deposits into interbank,
United States Government, other demand, and
other time was adequate, after some minor
adjustments, in the reports of the Comptroller
beginning with 1921, although reported figures
for United States Government deposits were
supplemented in a number of years.3 No
attempt was made in the revised series to
provide figures for the latter item prior to
1918 because practically all such deposits
were held by national banks.
In the years when items were not reported,
figures were obtained from other sources or
were estimated.

The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 and 1910 were obtained from reports of the State banking department. Estimates for 1919 and 1920 were made by
applying to this total, ratios of time deposits
to this total that were interpolated between
similar ratios based on reported data for 1918
and 1921.
Figures for United States Government
deposits for 1918-1930 represent such deposits
at State member banks only, which held
practically all of this type of deposit at State
commercial banks. Figures except for 1918
are as reported. The figure for 1918 was estimated by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year,
the ratio of these deposits at State member
banks in Illinois to such deposits at all State
member banks on June 30, 1919.

STATE COMMERCIAL BANKS, 1934-1946
The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from reports of the
State banking department or from bankers'
directories; for 1942-1946, they were compiled
by the Federal Deposit Insurance Corporation
from data furnished by individual banks or
by the State banking department, supplemented by data from bankers' directories.
The breakdowns of some of the principal

asset items that were required for the all-bank
series were not available for noninsured banks
in the sources cited. The breakdowns of loans
for 1934-1938, and of investments other than
United States Government obligations and
cash assets for 1934-1946, were estimated on
the basis of the percentage distribution of
these items at insured nonmember commercial
banks in corresponding years. The loan breakdowns for 1939-1946 were estimated on the
basis of the percentage distribution of total
loans at noninsured commercial banks on
December 31, 1947, the first breakdown consistent with data currently reported.

UNINCORPORATED BANKS, 1896-1920
Unincorporated banks operated in Illinois in 1896-1920, after which they were
prohibited by State law. In most years, however, only, a small proportion of these banks—
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.




roughly 20-25 per cent of the total number—
reported to the Comptroller of the Currency.
The principal sources of figures for nonreporting banks were bankers' directories and—for
the years 1900-1902, when the number and
the capital and surplus of banks were tabulated for tax purposes—the annual reports of
the Bureau of Internal Revenue.

Illinois
The balance-sheet data available in the
bankers' directories varied considerably from
bank to bank and from year to year; in some
instances a number of asset and liability items
were shown, but in most cases only capital
accounts were given. Capital-accounts data
published by the Bureau of Internal Revenue
were more complete for 1901 and 1902 than
those in other sources and were used to check
the reliability of data from other sources.
Although substantial numbers of banks—
the totals ranged from about 450 to 550 in
most years—were added to the figures published by the Comptroller, the total assets of
all private banks as estimated for the revised
series were a significant part of the total for
all State commercial banks only in early
years. The proportions declined from 34 per
cent in 1896 to less than 5 per cent after 1910.
To provide a suitable basis for deriving
the aggregate balance sheet for private banks
in Illinois, four base years—1901, 1906, 1909,
and 1914—were selected to check the representativeness of data from the several sources.
For each of these years figures for the principal balance-sheet items for each bank, when
available, were tabulated from the bankers'
directories, and the average for each item was
computed. These averages were compared
with similar averages for banks included in
the Comptroller's annual reports; over-all
capital accounts were also compared with
Bureau of Internal Revenue data for 1901.
These comparisons showed that the average principal asset or liability and the average
capital-accounts figure were generally smaller
for banks reporting to the Comptroller than
for those listed in the bankers' directories; for
capital accounts this development was not
surprising, since it had been found in other
States that figures for capital accounts of
private banks shown in bankers' directories
frequently included the net worth of the
owner or owners. Average capital accounts
computed from data in the Comptroller's reports were also considerably smaller than the
average capital and surplus computed from
Internal Revenue Bureau data for 1901.




309

Since the figures in each of these sources
appeared to be inadequate in some respect,
estimates for principal balance-sheet items
for all private banks in Illinois for the four
base years were obtained by (1) multiplying
the total number of banks by (a) per-bank
averages for principal balance-sheet items
computed from data published by the Comptroller and (b) similar averages computed
from data in bankers' directories, and (2)
averaging the total of these estimates.
Data for other years were based on estimates for the four base years. The principal
balance-sheet items for 1896-1900 were estimated by multiplying averages for these items
for 1901 by the number of banks in each year
derived from bankers7 directories. For 19021905, for 1907 and 1908, and for 1910-1913,
estimates were made by multiplying interpolated dollar amounts for the principal balancesheet items by the relation of the actual number of banks to the interpolated straight-line
trend in the number. Estimates for 19151920 were computed in the same way as those
for 1896-1900 except that the base year figures
used were those for 1914.
Insofar as practicable, the detailed breakdowns of loans, investments, cash assets, and
deposits were computed for the entire period
1896-1920 by applying to each of the principal
items the percentage distribution of similar
totals computed from data for private banks
reporting to the Comptroller. Where detailed
breakdowns were not reported to the Comptroller, estimates were made as follows:
The breakdowns of loans and investments
in 1910 were estimated by applying to the
totals the percentage distributions of these
items derived from data reported to the
Comptroller for 1911, a year in which the data
were considered to be representative.
Demand and time deposits were reported
to the Comptroller as a single total in the
period 1896-1908 and 1910. Separate estimates of these deposits were obtained by
applying to total deposits in each year the
ratio of time to total deposits as computed
from reported figures for 1909.

310

Illinois

All Banks—Table 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Losins

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

281*862
256.859
303*414
352*347

31.474
26*846
24*613
28.925

97,393
88*960
108*744
128*310

152,995
139*053
170,057
195,112

1900
1901
1902
1903
1904

384*866
460*622
515*194
557*262
593*521

34,725
43*159
50.759
60.280
50.681

131*685
156.722
173.532
167.895
193.563

216*456
258,741
290*903
$09*087
349.077

1920
1921
1922
1923
1924

2.376,871
2.213.601
2.031*769
2.233*717
2.316*945

198*146
192.752
214.666
239.738
274,077

841*756
800*796
753*227
844,977
671.737

1.336*967
1*220*053
1*063*696
1*149*002
1,171,131

1905
1906
1907
1908
1909

677*869
755.757
810.200
763*560
826*529

66.779
76»237
80*367
83*049
80*629

223.708
262,331
278,972
259,505
276*449

367*382
417.189
450,861
421,006
467.251

1925
1926
1927
1928
1929

2*503*038
2.631,373
2.719,075
2*858*203
2.974*652

285,931
314,786
334,054
318,385
327,620

.041.545
,144.614
,230*865
,370,426
,369*710

1,175*562
1,171*773
1,154,136
1,169*390
1*257,322

1910
1911
1912
1913
1914

938*314
998*656
•090*866
.144*549
.175*397

91*708
108,779
127,392
137.731
126.391

336*709
336*326
379.724
398,510
382*163

507*897
553,553
583,750
608,308
666.843

1930
1931
1932
1933
1934

2*642*350
2,138,900
1*426,727
1,020,676
868*349

303,414
216,109
166,394
107,408
103.357

•357,981
•024*961
683*660
452,653
317,956

1,180,955
895,830
576*673
460*615
447*036

•193*696
•387*237
•536*761
1*602*460
1,808»415

148*012
152»090
163*895
156*301
174.995

441*235
485,137
548,583
571,944
679,129

604*449
750*010
624*303
674.215
$54.291

1935
1936
1937
1938

735,592
811,586
1,005,196
866*263

73,327
78.066
89,277
95,188

250*946
263,292
258*911
193.761

411,319
470,228
657,006
577,314

1915
1916
1917
1916
1919

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

On
residential
property

Other
Other

to
individuals

All
other

938,311

549*966

39.911

1940
1941
1942
1943
1944

,059,090
,350*534
.391.711
•171*829
.459,730

660*049
860,271
926,789
759,409
863*042

23.958
36095
29*699
40*711
102*675

75*043
68*959
62*791
54*366
156»597

24,034
24,981
23,685
21,501
20,980

95*900
120,744
132*521
131,761
132*439

22*146
25*893
27*059
23.453
20*687

104*994
105*414

157,960
213*291
189*167
35,632
57,896

1945
1946
1947
1948
1949

,686*851
•920,093
2*344*919
2,658,777
2,602*862

842,140
1*022,488
1,471,213
1*716*331
1,597,099

160*398
189,518
100*602
61*685
83»593

337,777
235*488
121,318
97,676
78,056

21,968
26*154
28*733
31*459
32*314

138,959
173*992
245,456
292*189
316*528

24,885
51,859
59,868
70*444
78*266

108*211
168,178
276,423
365*278
404.261

52,513
52*416
41,306
44,530
41,034

1950
1951
1952
1953
1954

2.771,469
3,597,440
3,909*811
4*272,240
4,494,209

1*596,155
2*229*934
2*420*139
2*591,090
2*643*018

109*866
113*543
166*252
143.778
245*608

83*874
85*976
83*183
118,901
122,373

33*626
36*349
41,076
43*003
45*038

361*103
432*420
475*887
515*941
562*794

84,610
96*026
106,972
114, 407
128,862

492,752
550*016
585*692
715*560
731,512

50*647
106,673
101,307
111,813
99,760

1955

4,937,745

2*731*147

274.237

155,020

51*434

660*780

155,395

842,219

164,116

17,822

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Illinois

311

Table /—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

of collection

Currency
and
coin

Cash items

Total

in process

1896
1897
1896
1899

35,325
38*467
46*422
57.376

10*876
11*978
12*318
14*691

4*387
5*268
6*824
9*290

20*062
21*221
27*260
33*395

122,357
164*601
171,147
218,487

9,355
9,975
9,062
16*062

56.153
77,275
73,114
77.344

56,649
77.551
68.971
125.061

13,716
13,576
15,319
13,347

453*260
473.705
536,302
641,557

1900
1901
1902
1903
1904

68*592
88,507
95*452
107*174
119*679

21*095
24*057
20*718
22*148
25*297

10*166
13*698
15,442
17,669
19,615

37*331
50*752
59.292
67.357
74.567

224,714
236,074
276,255
270,960
306,535

14,646
17,249
19,352
19,667
19,340

86,907
94.492
103,512
100.061
106,460

123.161
126.333
153.391
151.232
180.735

14,094
14,379
17,242
20,065
20,674

692,266
801,582
904.143
955,461
1,040.409

1905
1906
1907
1908
1909

143*905
151.679
170.727
193*315
201*743

28*195
33*290
33*450
39*469
44*187

24,601
24*573
27.773
30*829
38*268

91.109
93*816
109*504
123*017
119*286

313,695
319,006
337,539
385,979
360,049

23,146
24*550
32*095
26,325
24,650

110,146
116,624
123,967
147,421
150.497

180,401
177,632
181,477
212*233
204*902

20,679
28,038
33,504
36,875
37,582

1.156.148
1.254.480
1.351,970
1,379,729
1,445,903

1910
1911
1912
1913
1914

211*992
227*686
256*246
248*604
252*417

46*325
44*461
46*346
45*949
44*045

35*897
35*177
37*171
37,125
40,573

129*770
148*048
172*729
165*530
167.799

385,410
451,445
453,955
445,136
451.033

34,063
27,357
27,309
30*640
39,642

149.736
173.596
178.025
169.218
171*819

201.609
250.492
246.621
245.278
239*372

44,775
56,260
57,280
57,265
70,076

1,560,491
1.734,049
1,656.347
1,895,554
1,948,923

1915
1916
1917
1916
1919

261*190
261*004
334.108
467*074
636,661

43.542
34*014
74*527
200*609
366*689

48*754
55*581
58*066
70*660
90*796

168.694
191.409
201*513
195*805
179.176

470.673
534.157
620.560
561*700
685,704

33*374
39,893
37*814
76*785
116,332

146.418
134,874
144,631
77,393
83,146

290,881
359,390
438,135
407*522
466*226

67,731
61,619
68,285
92,630
*92, 836

1,993,290
2,264,017
2,559,754
2,723*864
3,223,616

1920
1921
1922
1923
1924

487*631
492*326
664*179
764*454
602*222

191*241
174*000
271,342
335*661
349*493

77*768
69*212
120*651
119*218
134*373

216.622
229.116
272*186
309*375
318.356

688,354
590,510
664.163
693.928
824.640

129*596
95*116
119,410
115*740
152*810

85,654
69.923
67.099
66,615
71,514

473*104
425.471
477,654
511,573
600,316

126*075
132,232
149,331
136,988
136,003

3,678,931
3.428*671
3,509,462
3.829,087
4.079.610

1925
1926
1927
1928
1929

670*900
915*944
973*517
1*069*007
979.298

352*337
336,356
324*957
359*096
311*329

142*366
163*340
181*554
206.723
180*194

376.197
416*248
467,006
503*186
487.775

871.899
825*365
766,069
787,529
604,200

158,607
145,734
143*099
149.524
148,833

69.396
67,390
65,981
59,947
59,576

643,896
612*241
559*009
578,058
595.791

167,054
194,940
202*266
233.153
254*360

4,412.891
4.567,622
4,662,947
4,947,892
5.012.530

1930
1931
1932
1933
1934

1*012*794
1.106*695
792*701
844,977
1,234*580

293*957
463,122
344*879
483*879
836*966

188*072
164*412
116*662
124*226
170*247

530*765
461.161
331.160
236,872
227,367

797,104
771,081
595*730
681*010
934,397

125.824
90,805
62*064
67.419
71*809

61*999
72,238
82,786
56,480
61,515

609,281
608,038
450,880
557,111
801,073

309,343
271*661
207,268
147,184
126,065

4.961.591
4.290,537
3,022.426
2.693*847
3*163*411

1935
1936
1937
1938
1939

1*528*517
1,953*668
1,927,783
1*843,516
2*106*410

1*095*661
1*403*598
1,380*365
1*317*216
1*539*448

216*867
256*423
266*731
236*139
269*360

215,989
293.647
280*687
290,161
297*602

1*342,102
1*512,895
1,317,847
1*753,537
1,777,826

93.359
173.351
159,944
134.322
150*647

61,963
71,198
64,871
68,119
62.681

1*166,780
1,266,346
1,093*032
1,551,096
1*564,496

133,602
140*765
115,463
102*185
96*091

3.739*613
4.416.914
4.366.269
4.565*501
4,918,638

1940
1941
1942
1943
1944

2*141*496
2*483.503
3*044*919
5,119,202
6,294,556

1*579*200
1*877*366
2*456*018
4*497*829
5*674*221

298,772
324*702
302,745
352,742
356,205

263.526
261.415
286.156
266.631
264.130

2,226,126
2,227*912
2*161*826
2*043*732
2*226*927

135,369
194,1^4
215,758
276,364
302,774

76,315
86,509
93,445
94,683
1C3.552

2,014,424
1,946,959
1*852*623
1*672*685
1,820,601

90*143
85.571
76.104
77,494
76,407

5*516,859
6,147*520
6*674*560
8*412,257
10,057,620

1945
1946
1947
1946
1949

7,455,709
7,271,161
6,658,442
6,545,138
6,742,552

6*654*725
6,617,369
5*942*154
5*750*654
5*893*594

300,905
309*994
394*793
462*265
518,631

300*079
343*616
321*495
332,219
330,327

2,421,123
2,418,420
2,679,080
2*907.693
2.680.304

267,796
346,868
440,258
497,739
444,807

94,076
91,467
119,246
123,527
122,548

2,059,251
1,980,085
2,119,576
2*266,427
2.312,949

73,760
78*623
76,334
88,087
91*916

11,637,443
11,688.317
11.756.775
12.199.695
12.317.636

1950
1951
1952
1953
1954

7*325*484
6*896*073
7*082*092
7.019*267
7*483*565

6*281*225
5*788*603
5*921*037
5*831*740
6.197*103

671*579
718*502
776*293
633*026
906*599

372,680
388,966
364,762
354,499
377*863

2.783,334
3,176,735
3,271,377
3,475*636
3,460,326

536,729
605*821
607,376
725,839
691,851

115,776
112,406
131,087
145,164
148,591

2,130,829
2.460.508
2.532.912
2,604*835
2.619,684

92*756
112,227
104,257
102,969
118*887

12.973,063
13,764,475
14,367,537
14,670,334
15,556,987

1955

7*636.517

6*152.484

1*024*359

459,674

3.131.576

736,217

150,393

2,244,968

122,688

15,828.526




312

Illinois

All Banks—Table 1




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897

1896
1899

331*917
356*465
419*524
519,765

61*860
81.874
101*581
127*240

1*484
1*511
1*590
2*055

204*558
210*558
243,477
300,826

64*015
62*522
72*876
89*644

1900
1901
1902
1903
1904

559*861
659*428
739*149
769*916
843*568

143,656
168*666
188,741
176,155
187*321

3*147
3,755
4*616
5*182
6*111

307,161
364*304
390*650
406*627
441,050

105*897
122*703
155*142
181.952
209*086

1905
1906
1907
1908
1909

955*825
1,022.351
1*095*541
1*113*058
1*169*257

210*131
217,581
237,919
255*208
279,288

5.572
6*866
11,580
8*572
5*943

497*364
515,673
547*752
560*798
560.027

242*756
282.231
298.290
288,480
323,999

1910
1911
1912
1913
1914

1*272*613
1*398.709
1*505,962
1*515*435
1*554*681

263.309
318.144
338*282
316,859
313*956

4*299
4,045
4*646
4.364
6.542

670.156
637.723
677*413
677.930
754.118

334,849
438*797
485*621
516*282
480*065

1915
1916
1917
1918
1919

1,584* 75!5
1*870,066
2*134,852
2*212*911
2*588,670

320*642
370,381
438,511
370,206
444,034

3*928
2*634
6,934
115,559
48.475

763,969
944.556
1,086.530
1,081.390
1.322,342

496*216
552*493
602*877
645*756
773.819

1920
1921
1922
1923
1924

2*800*026
2,671,766
2*862,838
3,174,471
3*429,325

369,200
305.477
373,939
379*103
475,202

6,227
16*442
11*616
1 9 , 1 48
11,620

1,506,629
1*403,311
1*518,293
1,668,796
1*745,820

917,970
946t536
958*990
1*107,424
1*196,683

1925
1926
1927
1928
1929

3*752,567
3*811*301
3,894*463
4*075*270
4*035*120

451,044
433.262
400,502
376*796
395,585

14,586
8*756
14,613
6*334
25*236

1,959,544
1,968*208
2*010*972
2*066*010
2.037.551

1*327*393
1,401,075
1,468,376
1*626*130
1,576*748

1930
1931
1932
1933
1934

3,997*736
3*429*089
2,256*807
2,149,363
2,647*016

468.611
441,784
267,735
288,087
418,466

12*030
39*098
30*143
50,734
59*214

1*934,662
1,630,617
1*116*053
1,220.519
1*506*639

1*582.433
1.317.590
642.876
590.023
662*697

1935
1936
1937
1938
1939

3*306*107
3,973,442
3,931*840
4*123,840
4*454*143

538*923
676*968
577*700
732.362
798,322

24*238
110,922
46*262
92*666
68*698

1,911*394
2.314.452
2*356*079
2*298,446
2*519*488

831.552
871*100
951.799
1*000*366
1,067.635

1940
1941
1942
1943
1944

5,056,895
5*659,612
6,164*126
7*865*871
9,459*573

1,006*125
1,082*853
1,126,910
1,151,547
1,221*145

92*637
109.502
218.971
635.152
1,406,495

2*839*872
3.333,525
3,730.222
4*874*591
5*327*158

1*118,261
1,133*732
1.088*023
1,204,561
1,504,775

19*5
1946
1947
1948
1949

10*988,627
10,982*912
11*013*175
11,412,522
11,480*896

1,327,139
1*176,766
1*183,254
1*170*075
1,095.883

1*937,926
1*104*336
224,262
186*176
264*221

5.725*230
6.257.234
6.842.173
7.088.591
7.024.115

1*998,332
2*444*576
2,763,486
2,967*660
3,096.677

1950
1951
1952
1953
1954

12*092,857
12*836*600
13,363,555
13,807*033
14*415.341

1*103,139
1,134.730
1*296*983
1*325.183
1*453*510

339*973
609,663
427,154
285.814
540.026

7,461,726
7.837,136
8.152,691
8,493,529
6,485*866

3,188,019
3,255,071
3.486.727
3*702.507
3.935.939

14*627.745

1,283,150

482*179

Illinois

313

Table 1—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
0

Year

1910
1911

1914
1915
1916
1917
1918
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934

453*260
473*705
536*302
641,557

939
938
945
955

506
40
750
871
624

13*004
17*248
14*072
16*921
18*822

8*433
8*214
7*182
9*167
7*800

69*230
72*886
92*798
100*204
106*589

41*234
43*766
50*192
58*382
63.006

692*268
801*562
904*143
955,461
1*040*409

990
1*042
1*099
1*225
,1*256

755
791
1*255
2*152
2*549

21*020
27*681
28*754
31*049
35*610

5*567
10*630
9*740
6*689
14*567

106*903
118*006
131*185
135*103
130*293

66*078
74*819
85*495
91.678
93*627

1*156*148
1*254*460
•351*970
.379*729
•445*903

1,309
1.402
1*460
1*530
1*539

5*054
5*068
4*219
6*603
7*439

40*859
39*206
39*848
41*270
42*390

12*557
18*062
19*476
23*297
21*603

147*766
158*526
169*038
177.810
182*099

101*642
114.478
119*802
131*139
140,711

,580*491
»734»049
•856*347
•895*554
,948,923

1*640
1*715
1*767
1*872
1*902

11*836
6*373
14*938
60*144
109*056

42*471
28*503
26*894
27*588
27*077

21*196
25*066
27*971
57*909
111*031

184*725
184*281
191,790
194.704
198.961

148,307
149,728
163,309
170,608
168,801

1*993*290
2*264*017
2*559.754
2*723,864
3,223,616

1*696
1*891
1*899
1*903
1*899

293*560
164*387
46*675
51*894
27*499

28*006
29.339
30*580
32*524
33*940

124*033
71*965
91*744
70*115
73*010

220.380
240.697
240.077
254*123
260*232

212,926
230,517
237,548
245,960
255*804

3,676*931
3,428*671
3.509,462
3,629*087
4*079,810

1*969
1*697
1*910
1,921
1*910

35*294
61*704
36*299
89*357
99*073

30*483
34*562
34*628
36*087
35*949

79*303
96*779
107*177
127*143
150*459

255*622
278,598
285,532
296,779
345,757

259*622
284*678
304*848
323*256
346*172

4,412*891
4,567*622
4*662*947
4*947*692
5*012*530

1*904
1*866
1)846
1,621
1,806

22*795
31*180
121*199
83*919
61*167

36*001
34 • 448
22*946
21*319
21*828

201*322
179*021
127*570
69*835
42*025

350*953
308,590
256,868
219*012
250*124

352*784
308*209
237*016
150*399
141.251

4*961*591
4*290*537
3*022*426
2*693.847
3*163*411

1,668
1,466
1,155
851
886

29
38
245
5
35

7*642

46*793
52*451
26*215
22*943
20*156

239.320
227.970
217.089
217.002
217.284

137,922
165,013
190,900
201,711
227,018

3*739*813
4*418*914
4*366*289
4*565*501
4*918*636

889
689
868
671
857

21*949
24*523
27*739
34*753
42*827

191.900
191*084
190*194
190*267
222*669

246.057
272,301
292*476
321*366
332*551

5*516*859
6*147*520
6*674*560
8*412.257
10.057.620

847
839
634
829
832

52*152
55*244
53*423
57*428
60*020

226*701
240*933
245*658
249*207
268.383

369*963
409*228
446*196
480,318
508,229

11*637*443
11*688*317
11*758*775
12.199*695
12*317.636

64S
864
879
886
891

64*124
76*656
89*878
97*626
106*766

271,651
280.438
316*096
328*616
338*530

544,431
580,628
596,008
636,214
696*03S

12*973*063
13.784*475
14*367*537
14.870*334
15,556,987

890
891
894
896
909

1935
1936
1937
1938
1939
1940

58

1941
1942

25

1943
1944
1945
1946
1947
1948

323
220
108

1949
1950
1951
1952
1953

accounts

Number
of
banks

36*186
35,096
35*926
37.682

1903
1904

1912
1913

Total
liabilities
and capital

71*922
70*357
68*160
66*620

1901
1902

1909

Surplus and
other
capital
accounts

5*711
5*159
5*929
9*842

1900

1908

Capital

6*532
6*130
6*172
7*031

1898
1899

1906
1907

Other
liabilities

992
498
571
617

1696
1897

1905

National
bank
notes

Borrowings

10*153

1954

1955




845
312

105,579

15,828,528

314

Illinois

National Banks—Table 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

'Loans
Year
Total

Real
estate

Year

All
other

Collateral

Total

Real
estate

Collateral

Ail
other

1896
1897
1898
1899

139.719
127*031
158,861
186*846

1.994
1.833
2.274
2,762

49*143
45*168
56*028
68»053

88*582
80*030
100*559
116*031

1900
1901
1902
1903
190*

205*529
251*834
27,4*104
282.673
292*333

2.677
3*349
3*378
3*384
2*976

65*970
82.526
83*240
83*397
73*323

136*882
165,959
187,486
195*892
216*034

1920
1921
1922
1923
1924

1*066*037
957*836
836,097
860*505
934*016

14,646
13,966
16*436
18,349
20*739

377,475
357*550
314*624
323*596
355.179

673,916
566*322
507*037
536*560
556*098

1905
1906
1907
1908
1909

321*967
333*493
366*5.82
360*921
391.151

3*240
3*642
3*989
4.068
4*389

79.827
89.736
98.287
100*238
106*825

238*900
240,115
264*306
256,615
279,937

1925
1926
1927
1928
1929

954*629
1*006,652
1*044*656
Itl73»396
916*054

24,319
27*303
27*586
38*663
41*615

414*881
445*257
505*960
606,392
330*359

515*429
534*292
511*112
526,321
546*060

1910
1911
1912
1913
1914

444.587
475*651
506.479
508.547
524.450

5*172
4*880
5.517
5*682
11*848

136*764
138*287
150*376
160*982
138.426

302*651
332*464
352,586
341*883
374.176

1930
1931
1932
1933
1934

961*251
723,640
436*765
700,183
59**923

43*562
36*394
27,687
43*635
38,776

374*293
317,600
189*664
326*292
257*266

543,396
367,646
221,414
330*256
296*679

1915
1916
1917
1918
1919

539.801
634*503
703*979
755.190
791*734

20.683
11.209
13*189
11*893
11»019

198.701
192*798
230*386
259.204
305*981

320.417
430,496
460*402
484,093
474*734

1935
1936
1937
1936

521*743
585,436
726,343
606*619

32,083
36*035
43,021
46,666

199,411
204*822
193,871
143*459

290,249
344,579
469,451
416,294

Loans1

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farmland

To
others

On
residential
property

Other

Other
loans
to
individuals

All
other

74,420

9,804

39,138

10,642

79,093

1940
1941
1942
1943
1944

745.220
995,686
1,062,760
893*241
1*157*720

494*950
673*108
749,852
620*626
712.371

16*944
26*465
20*865
25*359
83*340

64*766
57,855
53*866
44,083
131*100

10*901
11,635
11,444
10,555
10,720

51.264
67*511
76,467
75,543
77*815

15,099
17,428
18,417
15*756
14,064

75,357
75,059

91*296
141(484
131,827
25*962
53,251

1945
1946
1947
1948
1949

1,342,744
1*498.002
1*819.615
2,049,159
1.961,283

695*115
817.344
1,182.816
1(391,360
1.261.437

133.294
156*608
32*613
48.756
67.553

281,175
197.384
107,670
85,209
66,662

11,001
13*648
15,146
16,080
16,550

81*810
106.627
156.654
184.119
200*486

16,659
38,716
42*089
49*921
55,049

75,830
119*280
196*025
255,325
287,224

47*660
47*995
36,600
37,160
30*258

1950
1951
1952
1953
1954

2.048.838
2.734,997
2.948.748
3*170.799
3»334.639

1.247.534
1.793.464
1.928*451
2*042.646
2.076*364

69*820
89.797
127(592
104,746
201*035

74,286
75,000
73,422
86,696
83.591

17,423
19*431
20*595
21*595
22*251

229*449
273*072
301.761
322.737
353,583

56,771
64,983
70,625
77,277
87,917

350*152
387*971
404,473
497,690
506*420

37*882
79.479
81.233
86*559
74*968

1955

3.652*490

2»147.869

219,900

101.106

25.708

419,661

104,613

579*522

133.164

406*190

.

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Illinois

315

Table 2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
aaaota

6*565
10*649
12.724
15.697

65,737
91,512
97.651
127.851

4,611
5,600
6.134
10,471

34,893
47,896
49,195
50,618

26,033
38,016
42,322
66*762

5*130
4,959
6*538
4*732

230*865
246*526
288*223
349.817

14.962
19.026
22,538
22,697
21.713

133.435
145,275
158,977
151.309
165,254

6,644
11,843
12.222
11.530
10,062

58,741
63,643
67,297
62,622
66,665

66*050
69*789
79*458
77*157
88*527

5,105
4,805
4,937
6,981
7,348

360.811
446.787
483,994
488.763
514,601

4,501
4*889
5*966
7,472
13,427

27,419
29,788
36,344
45.454
36,912

171,968
173,692
178,644
200.895
199.554

13*593
15,061
17,093
12.997
12.065

69,688
70,984
78.217
89,909
96,849

88,687
87,647
63*334
97*989
90*620

6*237
8*157
9,626
12*311
15.230

559,243
582*565
629.931
665*367
699*133

45,256
43,616
44,294
44,879
43,658

10,651
9,982
10*041
10*828
9.159

39*435
45.481
52.391
50.832
44*369

211,410
237,623
246*242
236,959
237,683

21*172
15*858
16*664
16.761
18,752

94,528
111.641
115.775
106.902
106*740

95*710
109*924
113.783
111.296
112.191

16.705
14.560
15.819
16*411
26,034

766,044
626,933
877,266
868,456
885,353

103*666
103.435
135.443
201.548
290.465

42,999
33,395
55*476
118,466
197*599

13.991
16.204
18.204
19.973
22.908

46*676
53*836
61.763
63.107
69.978

239.737
264,324
329*558
298*102
373*449

17*114
20.827
25*269
42*796
69*915

74*606
68.169
69.559
33.Q46
39.326

148.017
175*326
234.730
221.458
264*208

26,719
22*640
25*968
41,380
50*806

909,923
1,024,902
1*194,948
1*296*220
1*506*474

1920
1921
1922
1923
1924

205*363
169*866
237*639
293*226
309.183

110.668
87.683
121*424
160*702
170*172

24*520
33*923
36,616
35.915
40*311

70.175
66.282
79.599
96*609
98.700

357*984
276*869
308*716
319*837
397*762

76.817
56.527
65.023
61,191
75,671

35*682
29,357
26*691
25.395
29*116

245*285
189*005
217.002
233*251
292,975

80,391
57,502
59,124
55*852
57,033

1,709,775
1,482,117
1,443,576
1*549,420
1.697.994

1925
1926
1927
1928
1929

311.270
327.177
358.558
423*426
327.579

144*428
144.691
152*348
162*729
123*790

40.299
46,004
55,130
79,092
67,758

126*543
134.482
151*060
181,607
136,031

367*581
351.837
353*745
389*994
283*147

70*762
74*966
75.262
83.779
62.438

26.392
22.829
22,446
18,972
18*142

270*427
254*042
256,037
287,243
202*567

64*256
77*660
74*024
89*638
75.S55

1.697.736
1.763.526
1.630.965
2.076*456
1*604*635

1930
1931
1932
1933
1934

346*479
396*365
274*026
547*835
816*594

112*225
171,918
143,447
330,490
592,631

78.168
80*387
43.544
75*009
68*760

156*066
144*060
37,035
142,336
135*003

311.283
312.551
202.158
520*342
734*461

55*624
44.430
26,354
54,179
57*263

22*031
30,175
33,750
30.175
38*325

233*628
237,946
142*054
435*968
638*873

92,184
67,618
47,132
89,729
76*447

1*711.197
1,500*374
962.081
1.856.069
2.222.425

1935
1936
1937
1938
1939

1*040*476
1*317*481
1.318,768
1.279.242
1*507*687

808,101
1.019,760
1,034,749
1,002*454
1*222*295

108.392
127,542
131*368
106,980
116*898

123*983
170*179
152*651
169*606
168*694

1*009*907
1*202*362
961.292
1,321.772
1*329*141

72*028
136,383
128,889
108*200
119,766

40.176
44,989
39,391
42,923
37,883

897,703
1.020,990
793,012
1,170.649
1,171,492

84*368
93*881
70.707
56.312
57.474

2.656.494
3.199.160
3.077.110
3.265.945
3*545*213

1940
1941
1942
1943
1944

1.573.227
1*666,452
2.275,833
3,647.286
4.646.853

1*260*211
1.550.217
1.967*295
3.502*542
4.281,747

146,763
163*699
158*485
203,300
215,954

146*253
152,536
150*053
141,444
149*152

1*669*774
1*655*576
1*626*343
1*507.533
1.635.885

107,482
159,607
179,274
232.365
250*426

52.784
59,632
65.014
66.397
73,262

1.509.508
1.436*339
1*362*055
1*208*751
1*312*197

55.958
54*839
49.624
52.533
54*212

4.044.179
4*572,555
5*014.760
6.300*593
7)494*670

1945
1946
1947
1948
1949

5.394.673
5.192*466
4*686*786
4*498*201
4.675.847

5,056,195
,795,730
.246.774
.008,183
.158*024

174,730
196,525
246,742
284,257
316*292

163*748
198.211
193.270
205.761
201*531

1.773*813
1.772*812
2*003*143
2.199.137
2.167.537

225*197
290*916
375.073
421.355
377.494

63,092
59,660
78,517
81 ,609
60,448

1,485*524
1*422*236
1*549*553
1,696,173
1,709*595

49*913
50*970
52*652
58*788
61.644

8*561*143
8*514*250
6,562,196
6,605*265
6*666*511

1950
1951
1952
1953
1954

5.154,964
4,769,929
4,879,088
4,846,850
5,142,275

•522.019
•075*064
•152.442
•073,967
4*350*062

402,397
430.651
480,053
540*726
570*023

230.568
264.194
246,593
232.157
222,190

2*098*441
2*408,316
2.479,355
2*646,526
2*598*305

454,145
505,858
513,661
617.334
593,307

75*666
73*841
86,371
96*631
97,556

1*568*628
1*828*617
1,877*323
1.932*561
1.907.442

61*767
80*666
71.278
68.393
78.961

9*364,030
9.993,928
10,378.469
10*732.568
11*154,200

5,232*820

4*313*276

270,603

2,322,786

619,964

98.810

1,604*014

79,664

11*287,762

1896
1897
1898
1899

20,279
23*024
25*173
30*388

10.306
10,627
10,360
12,115

1*406
1.748
2.089
2.576

1900
1901
1902
1903
1904

36*742
44*873
45.976
47.800
49.866

19.324
22.724
19*738
21.377
24,589

2,456
3,123
3.700
3,726
3,564

1905
1906
1907
1908
1909

59.071
67,223
75,079
91,240
93,198

27,151
32,546
32*769
38*314
42*659

1910
1911
1912
1913
1914

95.342
99,079
106*726
106*539
97*186

1915
1916
1917
1916
1919




.

316

Illinois

National Banks—Table 2




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

1896
1897
1898

Interbank

U.S.
Government

Other
demand

Other
time

,678

1899

163.590
183,647
224,334
285,273

52.107
70,512
87,551
112,473

1*484
1*511
1*590
2*055

105*321
106*652
129*506
164*766

*972
• 665
• 979

1900
1901
1902
1903
1904

306,999
366*676
398,349
391,593
413,485

127,152
143,349
157,546
147,548
157.476

3,147
3*755
4*616
5*182
6*111

169,967
210,510
225*576
226*813
236,298

.733
*064
10,609
12*050
13*600

1905
1906
1907
1908
1909

454,990
465,781
501,732
530,999
559,250

175,740
177,177
194,947
211*144
228,062

5*572
6,666
11*580
8,572
5*943

256,847
261*926
265*628
275.351
274,408

16.831
19.812
29,577
35*932
50,837

1910
1911
1912
1913
1914

605,812
657,627
704*086
687.401
698,304

221.575
263.817
275*774
260*483
2S4*45y

4,299
4,045
4,646
4*364
6*542

314,402
320,183
342.107
333,450
357,714

65*536
69*582
81*559
89.104
79.589

1915
1916
1917
1910
1919

716,795
845,162
1,OOJ,917
1,049,111
1*199,734

251*565
290,975
349*944
287,927
359,134

3*928
2*634
6.934
83,121
24.152

374*617
447.109
521.862
545,231
661.054

86*685
104,444
125,177
132*832
155.394

1920
1921
1922
1923
1924

1*230,123
1,104,162
1*171,184
1,275,261
1*437.616

599,125
246,656
292.036
297,128
370,173

4.719
12,870
7,050
11,052
7*315

734,679
636*447
658.312
718,865
785.555

191.600
207*969
213.786
246*216
274*575

1925
1926
1927
1928
1929

1,443,463
1,471,083
1*550,762
1,722.084
1,308,571

313*540
306*581
279,328
265,835
171.063

4,866
4*409
6*090
2*852
12*560

810.927
618.514
889.597
933.426
693*431

314*150
341,579
375.747
519.971
431*517

1930
1931
1932
1933
1934

1*420*112
1,259.592
776*538
1,581,866
1,926*912

214,042
206,625
119.468
244*178
361.867

5*176
11.559
4*028
33*678
41*450

727.575
689*812
460*609
913.018
1.102.548

473,319
351*596
194*433
390,992
421.047

1935
1936
1937
1938
1939

2*369*202
2*902,821
2,796.135
2,976,472
3*232,356

460*961
587,720
499,039
628*277
690.054

17,681
98*388
43,102
82*643
57*568

1*385,029
1,677,071
1,676.048
1,649*904
1,619,960

505,531
539,642
577,946
615.6A8
664*754

1940
1941
1942
1943
1944

3,734,792
4*234,433
4,656,164
5,913,464
7,063,188

870*416
927.362
978.886
1,005*042
1*073.919

81*766
107*117
193,754
511*733
1,089,679

2*075,182
2,468,229
2,784,132
3*634,910
3*936,258

707.428
731*725
699.392
761*779
961.132

1945
1946
1947
1946
1949

8.092*707
6.001.565
8*018*170
8,229,679
8*251,322

1*165,614
1,022*505
1,025*676
1*015*990
957,031

1.470,576
859,707
203*997
141,284
170*478

4,171,979
4,537,344
4,973*387
5,132*856
5,099,878

1.284*538
1,582,009
1*815*110
1*939*749
2.023.935

1950
1951
1952
1953
1954

6,718,762
9*309.453
9*641*504
9*953,894
10.319.130

959*426
$82,694
1*126,265
1,150.346
1,260,402

262*435
493,541
326,400
219,903
423*134

5,418,277
5,706,065
5,920,423
6,196,850
6,114*164

2.076.624
2*127.153
2*266.416
2,386.795
2*521*430

1955

10.417.311

1.113.965

373.939

6.342*066

2.587*341

Illinois

317

Table 2—National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

683
217
186
132

6*532
6*130
6*172
7.031

10
10
13
12

39.171
37.241
36,996
35,721

20,879
19,281
20.522
21.648

230.665
246.526
288,223
349,817

220
219
219
217

1900
1901
1902
1903
1904

321
40
75
273
375

13.004
17.248
14,072
16.921
18,822

9
297
530
1,359
1.251

36,438
38*142
43*840
47.016
48.213

24,040
24,382
27,128
31.601
32,655

380,811
446.787
483,994
488,763
514,801

233
255
274
300
319

1905
1906
1907
1906
1909

366
502
633
288
513

21,020
27*881
28.754
31.049
35,610

1.204
3.718
3.754
2,354
1*566

48.480
49*634
54.101
56.221
56.120

33.183
35.049
40*957
44*456
46.074

559,343
582,565
629,931
665,367
699,133

344
368
389
409
412

1910
1911
1912
1913
1914

1*467
769
484
If718
2*016

40*859
39.206
39*846
41.270
42,390

1,663
1.377
1,642
3,363
4,542

68*205
73,220
75,177
75.408
75.795

50*036
54,734
56,029
59,296
62,306

768*044
826*933
877,266
668,456
865,353

431
438
447
457
463

1915
1916
1917
1918
1919

5*430
1.732
9*061
37*385
64*407

42.471
28.503
26*894
27*588
27,077

4.538
9.272
7,152
30,850
56,996

75.995
76*190
77.550
78.220
79,195

64*694
64*043
70,374
73,066
79.065

909*923
1 »024»902
1*194,946
1,296.220
1*506,474

468
471
469
469
471

1920
1921
1922
1923
1924

217*862
121*002
16.224
21*478
8*675

28,006
29.339
30*580
32*524
33*940

58,672
26*306
30.901
22*246
12,181

86.061
94,160
90,615
92*113
95*723

69,051
107,148
104,072
105,798
109,857

1,709,775
1,482*117
1*443,576
1,549*420
1*697*994

480
494
500
505
502

1925
1926
1927
1928
1929

16*587
38*609
16*750
54*343
35.403

30,483
34.562
34,628
36*087
35*949

19,240
21,568
21,466
27,435
30*245

94,048
97*758
99*662
112*083
94.185

93,895
99*946
107,717
124.424
100.282

1.697*736
1,763*526
1*830,985
2,076*456
1,604,635

501
497
490
464
487

1930
1931
1932
1933
1934

6*190
8.940
16*459
1*582
132

36,001
34,448
22,946
21.319
21.828

40,485
26*361
15,543
41,849
33,512

105.040
88*475
66*370
136.729
167,681

103.369
62,558
62,225
74,744
72*360

1*711,197
1.500*374
962.081
1,858*089
2*222*425

462
418
345
239
281

7.642

38*612
45*038
17.227
14,549
13*551

169,764
159,691
151*030
152*116
153,651

71,274
91,610
112,718
122*808
145*652

2*656*494
3*199*160
3,077,110
3,265,945
3,545*213

295
301
310
314
324

14*742
16,675
19,772
26,152
32,715

130.251
133.703
133.377
133,019
165*476

164*394
187,744
205,422
227,958
233,291

4.044.179
4,572.555
5,014,760
6,300,593
7,494*670

329
339
339
340
346

39*831
40.383
37.164
39.744
41,651

166*997
181*032
187*114
189*944
208*037

261,606
291*270
319*618
345*643
365*501

6,561*143
8.514*250
6*562*196
8*805*285
8*866,511

353
365
375
378
383

44,293
50*823
62*100
69*648
78*440

210*417
214,952
249*147
253.725
259*312

390,556
418*550
425.718
454,476
497,018

9.364,030
9*993,928
10,378,469
10,732*568
11,154*200

382
384
386
386
389

1935
1936
1937
1938
1939

3

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

25

130
75

150
825
300

1955




11,287.762

318

Illinois

State Commercial Banks—Table 3

ASSETS, LIABILITIES. AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

Real
estate

Loans

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1698
1699

142*143
129*828
144*553
165*501

29*480
27.013
22*339
26*163

48.250
43.792
52.716
60*257

64*413
59*023
69*498
79*081

1900
1901
1902
1903
1904

179.339
208*788
241*090
274*589
301.188

32*048
39*810
47.381
56*696
47*905

65.715
76*196
90*292
104*496
120*240

81*576
92*782
103.417
113*195
133*043

1920
1921
1922
1923
1924

1.310.834
1*255*763
1*193*692
1*353.212
1.382.929

163*502
176*786
198*430
221*369
253*336

464*281
443*246
438*603
521*361
516*558

663*051
633.731
556*659
610*442
613*033

1905
1906
1907
1908
1909

355.902
422*264
443.618
402*639
435.378

63*539
72.595
76.378
78,981
76.440

143.881
172.595
160*685
159.267
171*624

148*482
177*074
166*555
164,391
187.314

1925
1926
1927
1928
1929

1*548*409
1.624.521
1*674.417
1*684*607
2*056*598

261.612
287.483
306*468
279.702
286*005

626*664
699.557
724*925
764.036
1*059*351

660*133
637.481
643*024
641*069
711.242

1910
1911
1912
1913
1914

493.727
523*007
582.387
636.002
650.947

86*536
103.899
121*875
132.049
114,543

201.945
198,039
229.348
237.528
243.737

205,246
221.069
231.164
266.425
292*667

1930
1931
1932
1933
1934

1*681*099
1.415.060
987.962
320.493
273.426

259.852
179.715
136.707
63.773
64.579

963*686
707,361
493*996
126*361
60*690

637.559
527,984
355.259
130*359
148*157

1915
1916
1917
1918
1919

653.895
752.734
832.802
847,270
1*016.681

127,329
140,881
150*706
144,408
163.976

242.534
292.339
318.195
312.740
373.148

284*032
319,514
363.901
390.122
479,557

1935
1936
1937
1938

213*849
226.150
276.853
259*644

41.244
42.031
46.256
48*322

51*535
58.470
65*040
50*302

121*070
125.649
167.557
161*020

Loans '
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

11*457

287,600

On
residential
property

Other

Other
loans
to
individuals

All
other

37*601

7.180

65.457

1940
1941
1942
1943
1944

313.870
354*846
328*951
278.566
302*010

165*099
167*163
176.937
138*783
150.671

7*014
9.930
8*634
15.352
19.335

10*277
11.104
8.903
10*285
25,497

13*133
13*146
12*241
10*946
10*260

44.636
53.233
56*054
56*218
54*624

7*047
8*465
8*642
7.697
6*623

29*637
30.355

66*664
71,807
57*340
9.670
4»645

1945
1946
1947
1948
1949

344.107
422*091
525*304
609.618
641*579

147*025
205,144
288.397
324.971
335*662

27.104
32,910
17,989
12*929
16.040

56*602
38,104
13*648
12,467
9,394

10.967
12*306
13*585
15*379
15.764

57.149
67.165
66.802
108*070
118*042

8*226
13,143
17*779
20*523
23*219

32.381
46*898
80.396
109*953
117.037

4*653
4*421
4*706
7*370
10.776

1950
1951
1952
1953
1954

722*651
362.443
961.063
1*101*441
1,159,570

346*621
436.470
491*688
546,242
566*654

40*066
23*746
38*660
39*032
44.573

9,588
10*976
9.761
32,205
38*782

16.203
18*918
20*481
21.408
22*787

131.654
159.348
174.126
193.204
209.211

27.839
31.043
36,347
37,130
40*945

142*600
162*045
181.219
217.870
225.092

12*765
29.194
20*074
25.254
24*792

1955

1*285*255

583.278

54.337

53.914

25*726

241.119

50*762

262*697

30*954

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Illinois

319

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated.
Inveetm ent
Year
Total

U.S.
Government
obligations

Amounts in thousands of dollars]
Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

15f046
15*443
21*249
26*988

566
1*351
1*958
2*576

2*981
3i520
4*735
6*714

11.497
10,572
14,556
17,698

56*620
73*289
73,496
90,636

4.544
4.375
2*928
5,611

21*260
29*379
23.919
26,726

30,816
39.535
46.649
58.299

8*586
8.619
8*781
8*615

222*395
227.179
248*079
291.740

1900
1901
1902
1903
1904

31*850
43*634
49.476
59*374
69*813

1*771
1*333
980
771
708

7*710
10,575
11.742
13*943
16*251

22*369
31*726
36*754
44*660
52*854

91.279
92*799
117.278
119*651
141*281

6*002
5*406
7.130
8.137
9*278

28.166
30.849
36*215
37*439
39.795

57,111
56*544
73,933
74*075
92,208

8*989
9.574
12*305
13*084
13.326

311*457
354,795
420,149
466,698
525,606

1905
1906
1907
1908
1909

84*834
84*456
95*648
102*075
108*545

1*044
744
681
1*155
1*328

20*100
19*684
21*807
23*357
24*841

63*690
64*028
73*160
77,563
82,376

141.727
145.314
158.895
185*064
180,495

9*555
9,469
15*002
13,328
12*565

40*458
45*840
45*750
57.512
53.646

91,714
89*985
98.143
114,244
114*282

14.442
19,881
23.878
24.564
22*352

596,905
671*915
722,039
714,362
746*770

1910
1911
1912
1913
1914

116*650
128*607
149*520
142*065
155.231

1*069
845
2*052
1*070
387

25*246
25*195
27,130
26*297
31*414

90*335
102*567
120*338
114*698
123*430

174,000
213*822
207*713
208,177
213.350

12*891
11,499
10,625
11,879
21,090

55,210
61,755
62,250
62*316
65.079

105*699
140*566
134*838
133*982
127,181

28*070
41*680
41.461
40,854
44,042

812.447
907.116
981.081
1,027,096
1,063,570

1915
1916
1917
1918
1919

157*524
177.569
198*665
265*526
346*176

543
619
19*051
82*141
169*090

34.763
39.377
39*864
50*687
67*868

122*216
137*573
139.750
132.698
109,198

230*936
269*833
291*022
263,598
312.255

16,260
19,066
12*545
33*987
46*417

71,812
66.705
75.072
43.547
43*620

142*664
184*062
203,405
186,064
222,018

41,012
38.979
42,317
51,250
42*030

1,083*367
1*239*115
1*364,806
1*427,644
1*717*142

1920
1921
1922
1923
1924

282*268
302*440
426*540
471*228
493*039

80.573
86*317
149.918
175,159
179,321

53*248
55*289
84*035
83*303
94*062

148*447
160*834
192,587
212,766
219*656

330.370
313.621
355,447
374.091
426.876

52.779
36.589
54.387
54*549
77,139

49*772
40*566
40*408
41,220
42*398

227,819
236*466
260*652
276.322
307*341

45,684
74*730
90.207
81*136
78.970

1*969*156
1.946,554
2*065*866
2,279*667
2*381.816

1925
1926
1927
1928
1929

559,630
588.767
614.959
645.579
651*719

207*909
191.665
172.609
196*369
187,539

102*067
115.336
126*424
127*631
112*436

249*654
281*766
315,926
321,579
351,744

504*318
473*528
414*344
397*535
521*053

67*645
70,766
67,637
65,745
86,395

43*004
44*561
43*535
40.975
41.434

373.469
356*199
302*972
290*815
393*224

102.798
117.280
126,242
143.515
176,525

2.715,155
2.604,096
2,831,962
2,871*436
3,407.895

1930
1931
1932
1933
1934

666*315
712.330
518*675
297.142
417.986

181*732
311*204
201*432
153*369
244*135

109*904
64*025
73.118
49*217
81*487

374*679
317*101
244*125
94,536
92,364

485*821
458*530
393.572
160.668
199*936

70,200
46,375
35,710
13,240
14,546

39*966
42*063
49.036
26*305
23.190

375*653
370.092
308,826
121,123
162,200

217.159
204.243
160,136
57.455
49*638

3*250*394
2*790*163
2*060,345
835,756
940,986

1935
1936
1937
1938
1939

488*041
636.187
609*015
564.274
598.523

287*560
383,838
345*616
314,762
317,153

108*475
128*881
135*363
129*159
152*462

92*006
123,468
128*036
120.353
128*908

332*195
310.533
356.555
431.765
448*665

21,331
36,968
31,055
26,122
30*661

21.787
26.209
25*460
25*196
24*798

289,077
247.356
300,020
380,447
393,006

49*234
46.684
44.756
43*673
38*617

1*083,319
1*219*754
.289.179
»299*556
.373.425

1940
1941
1942
1943
1944

568.271
617.051
769*086
1.271*916
1.647.703

298*989
327,169
468*723
995,267
1.392*474

152*009
161*003
144*260
149.442
140*251

117*273
128,879
136.103
127.187
114.978

556*354
572*334
535.483
536.199
591*042

27,907
34,837
36,484
43,979
52,346

23*531
26.877
28*431
28.286
30,290

504*916
510*620
470*566
463*934
508*404

34*185
30.732
26*280
24,961
22*195

•472*660
,574,965
1*659*800
2,111,664
2,562,950

1945
1946
1947
1948
1949

2*061.036
2.078.715
1.971.656
2*046*937
2.066*705

1*796*530
1*821*639
1.695.380
1.742.471
1.735.570

126*175
111*469
148,051
176,008
202*339

136*331
145.607
128.225
126.458
128*796

647.310
645*608
675*937
708.556
712.767

42,599
55,952
65,185
76*384
67,313

30.984
31.807
40.729
41,918
42,100

573.727
557*849
570,023
590,254
603*354

23.847
27.653
23*682
29.299
30.074

3*076,300
3,174,067
3.196.579
3.394*410
3*451*125

1950
1951
1952
1953
1954

2*170*500
2.126.144
2.203*004
2.172.417
2*341*290

1.759,206
1.713*519
1*768.595
1.757.773
1.847.041

269*182
287*851
296*240
292*302
338*576

142*112
124,774
138*169
122*342
155*673

684.893
770*419
792.022
829.312
862*021

82,584
99,963
93,717
108*505
98*544

40,108
38.565
42,716
46,533
51,035

562*201
631,891
655,589
672*274
712*442

30*989
31*541
32*979
34*596
39*906

3,609*033
3.790.547
3*969.068
4,137,766
4*402,787

1955

2*403.697

1*639*208

375*418

189,071

808.790

116,253

51,563

640*954

43*024

4*540,766




320

Illinois

State Commercial Banks—Table 3




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1696
1897
1698
1899

168*327
172*818
195.190
234.492

9*753
11*362
14*030
14*767

99.237
103*906
113*969
136*060

59*337
57.550
67.191
83*665

1900
1901
1902
1903
1904

252.862
292.750
340.800
378*323
430*063

16.504
25.317
31.195
28.607
29.845

137.194
153.794
165.072
179*8X4
204.752

99*164
113.639
144.533
169*902
195*486

1905
1906
1907
1908
1909

500.635
556.570
593.809
582.059
610.007

34.391
40*404
42*972
44*064
51*226

240*517
253*747
282*124
285*447
285*619

225.927
262*419
268.713
252*548
273*162

1910
1911
1912
1913
1914

666.801
741*082
801*876
826.034
856.377

41.734
54.327
62*508
56.376
59.497

355.754
317.540
335.306
344.480
396*404

269.313
369.215
404.062
427.178
400*476

1915
1916
1917
1918
1919

867.960
1*024*904
1.130*935
1.163*800
1*388*936

69.077
79.406
88.567
82.279
84*900

32*438
24.323

369*352
497.449
564*668
536*159
661*286

4091531
446.049
477*700
512*924
618.425

1920
1921
1922
1923
1924

1*569*903
1.567.604
1.691.654
1.899.210
1.991.707

70.075
56.621
81.903
81.975
105*029

1*506
3.572
4.566
6.096
4.305

771*950
766.864
859.981
949.931
960.265

726*370
738.547
745.204
859*208
922*108

1925
1926
1927
1928
1929

2*309*064
2*340.218
2*343*701
2.353*186
2*726*549

137*504
126.681
121.174
110.961
224.522

9*720
4*347
8*523
3.482
12*676

1.148*617
1.149*694
1.121.375
1.132*584
1.344.120

1.013*243
1.059.496
1.092.629
1*106*159
1.145*231

1930
1931
1932
1933
1934

2*577.624
2*169*497
1*478.269
567,497
720.104

254.569
235.159
148.267
43.909
56*599

6*854
27*539
26.115
17.056
17.764

1.207.087
940*805
655*444
307.501
404.091

1*109.114
965*994
648t443
199*031
241.650

1935
1936
1937
1938
1939

936.905
1.070.621
1.135.705
1.147.366
1.221.787

77.962
89*246
78*661
104*085
108*266

6*557
12*534
3*160
10.023
11*110

526.365
637.381
680*031
648*542
699.528

326*021
331*458
373.853
384,718
402.881

1940
1941
1942
1943
1944

1.322.103
1.425*179
1.507.962
1.952.407
2*396*385

135.709
155*491
148*024
146*505
147.226

10.871
2*385
25*217
123.419
316.616

764*690
865.296
946*090
1*239*681
1*388*900

410.833
402.007
388*631
442*802
543.643

1945
1946
1947
1948
1949

2.895.920
2.981.347
2.995.005
3*162*643
3.229.574

161.525
154*261
157.578
154*085
138.852

467.350
244.629
20*265
44*892
93*743

1*553*251
1,719.890
1.868.786
1.955*735
1.924.237

713*794
662*567
948*376
1.027.931
1*072*742

1950
1951
1952
1953
1954

3.374.095
3.527.147
3.722.051
3.853.139
4.096.211

143.713
152*036
170.718
174.837
193.108

77*538
116*122
98*754
65*911
116*892

2.043.449
2*131*071
2*232*268
2.296.679
2.371.702

1*109*395
1.127*918
1.220*311
1.315.712
1.414*509

169*185

108.240

2*474»061

1*458*948

Illinois

321

Table 3—State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nati 1
banT
no £

Borrowings

^er
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

309
281
385
485

5.701
5*149
5*916
9*630

32*751
33*116
31*164
30*899

15,307
15,815
15*404
16*034

222,395
227*179
248*079
291*740

719
719
726
738

1900
1901
1902
1903
1904

185
675
598
249

8*424
7»917
6*652
7*808
6*549

32*792
34*744
46*956
53*186
58*376

17*194
19*384
23,064
26*781
30*351

311*457
354,795
420,149
466*696
525,608

757
787
825
925
937

1905
1906
1907
1908
1909

389
289
622

I t 864
2.036

4*363
6*912
5*986
4,335
13*001

58*423
68,374
77*084
78*682
74*173

32,895
39,770
44*536
47,222
47.553

596*905
671,915
- 722*039
714.362
746,770

1*034
1*091
1*121
1*127

1910
1911
1912
1913
1914

3.587
4i299
3t735
4.885
5,423

10.894
16.685
17.836
19*934
17*061

79*561
85*306
93,861
102*402
106*304

51,604
59,744
63,773
71*843
78,405

812*447
907*116
981*081
1,027,096
1,063,570

1*209
1*277
1*320
1*415
1.439

1915
1916
1917
1918
1919

6*406
4*641
5*877
22*759
44*649

16*656
15*794
20*819
27*059
54,035

108,730
108*091
114*240
116*484
119*766

83*613
85*665
92.935
97.542
109.736

1*083*367
1*239*115
1*364*806
1*427,644
1,717*142

1,430
1,420
1,430
1*434
1*428

1920
1921
1922
1923
1924

75,698
63*385
30f451
30*416
18*824

65*361
45,659
60*843
47*869
60,829

134*319
146*537
149*462
162*010
164*509

123.875
123*369
133.476
140*162
145*947

1*969*156
1*946*554
2*065*886
2.279,667
2*381*816

1*489
1,403
1*410
1*416
1,408

1925
1926
1927
1928
1929

18.707
23*095
19*549
35*014
63*670

60,063
75,211
85*711
99*708
120*214

161*574
180,840
185*870
184,696
251*572

165,727
184,732
197,131
196*832
245*890

2*715,155
2,804,096
2,831,962
2*871*436
3*407*895

1*403
1*389
1,358
1.337
1,319

1930
1931
1932
1933
1934

16*605
22*240
104*740
82.337
61.035

160,837
152*660
112*027
27*986
8,513

245,913
220*115
190*518
82,283
82.443

249*415
225*651
174,791
75,655
68*891

3,250*394
2*790*163
2,060*345
635*758
940,986

1*226
1*050

1935
1936
1937
1938
1939

29
38
245
5
32

10,181
7*413
6,988
8*394
6*607

69*556
68*279
66*059
64,886
63*633

66,648
73,403
78,182
78*903
81.366

1*083*319
1,219*754
1,289*179
1,299,556
1,373*425

594
588
578
557
533

1940
1941
1942
1943
1944

58

7,207
7,848
7,967
8*601
10,112

61*649
57*381
56*817
57*246
57,193

81*663
84*557
67,054
93,406
99,260

1*472,660
1*574*965
1*659*800
2,121*664
2*562,950

518
500
495
489
486

12,321
14,861
16,259
17*684
18*369

59*704
59*901
56*544
59*263
60*346

108*355
117.958
126*578
134,675
142,728

3,076*300
3*174*067
3.196.579
3.394*410
3*451.125

492
499
504
508
506

19*831
25.833
27,778
27.978
28,326

61*234
65*466
66*949
74*891
79*218

153,673
162*078
172.290
181*738
199,020

3*609*033
3*790*547
3*969,068
4,137,766
4*402*767

506
507
508
512
520

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

193
145
108

10*003

1955




20
12

31,550

214*070

965

810
612
605

322

Illinois

Unincorporated Banks—Table 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1920
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

46.114
45*958
46*521
46*844

12*027
12*675
6*443
5*813

5*737
6*572
9*751
8*985

28*350
26*711
30,327
32*046

1900
1901
1902
1903
1904

47*805
49*647
54*910
65.395
66*431

7*744
8*956
10*537
14*786
10*197

8*481
5.759
7*061
10*332
13*187

31.580
34.932
37*312
40*277
43*047

1905
1906
1907
1906
1909

70*475
77*288
79.224
79*799
80.023

19*409
17^58
20*210
25*663
16*653

12*375
13*456
12*288
9*895
7*018

36.691
46.674
46.726
44*241
56*352




Year
Total

Real
estate

Collateral

All
other

1910
1911
1912
1913
1914

83*841
86*433
88*114
90*325
85*092

25*538
26*336
30*364
28*868
16*184

10*472
10*795
10*177
8*888
13*479

47.831
49.302
47.573
52.569
55*429

1915
1916
1917
1918
1919

81*995
78*026
74*804
72*448
64*269

17*096
14*419
12*911
11*679
9*602

12.545
5*290
5.568
3*941
5*887

52.354
58.317
56*305
56*828
48.760

1920

57*829

6*118

1*371

50.340

Illinois

323

Table 3a—Unincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1920—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U „
Govern °'
obliga Sns

Obligations
of States
andpolitical
subdivisions

Other
securities

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

22*071
21*996
22*265
22*420

638
721
710
480

6*946
5*908
5*760
4*287

14*487
15.367
15,795
17,653

5,582
5,564
5,633
5*672

76,281
76.023
76*955
77,490

Total

1896
1897
1698
1899

2*514
2*505
2*536
2*554

212
330
1,044
1*011

457
900
752
853

1900
1901
1902
1903
1904

2,607
2*707
3*114
3*825
3*985

1.174
962
631
535
13

695
804
625
1*278
1*093

1*856
2*012
2*879

22*860
23*762
23*636
25.573
23*797

394
326
655
483
616

4.141
3.773
4,150
4,217
4,757

18*345
19,663
18*831
20,873
18,424

5*787
6*010
6*194
6*935
6.669

79*079
82,126
87,854
101.728
100,882

1905
1906
1907
1906
1909

4*316
4*817
5*001
5*100
5.175

287
12
105
250
150

1*454
1*284
861
1*163
639

2*575
3.521
4*035
3*687
4*336

23.290
23*702
23*528
22*943
22*267

689
604
405
344
599

4*404
4*266
4*842
4*066
4.792

18,197
18*832
18*281
16.513
16,876

6.740
7*075
6*603
9.995
11.325

104.821
112*662
116,356
117*837
118,790

1910
1911
1912
1913
1914

4*767
4*257
3*685
3*123
2*340

204
181
146
122
64

455
407
296
303
433

4*108
3*669
3.243
2,698
1.843

23*380
24*152
24.673
25.342
23*920

690
642
592
682

3*021

5,293
5*043
4.515
4*823
4*212

17,397
18,467
19,566
19,837
16,687

12.570
13*669
14*642
15.715
15.453

124,558
128)511
131,114
134*505
126.805

1915
1916
1917
1918
1919

2.255
2*146
2.057
1.992
1,767

16
41
376
L»062
1.014

274
508
356
120
191

1.965
1.597
1.323

23*049
21*933
21*027
20*365
16*066

70S
555
793
485
596

4.919
3*786
2*729
3.224
2*224

17,422
17,592
17*505
16.656
15,246

14.690
14)170
13)585
13)157
11)671

122.189
116*275
111.473
107,962
95,773

1920

1*590

620

136

13,119

10*502

86,177




1*845
1*275
740
690
738
941

810
562

324

Illinois

UnincorpurattHl Banks—Table 3a




ASSETS, LIABILITIES, AND NUMBER, 1896-1920—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

S.
^J^,iment

Other
demand

Other
time

1896
1897
1898
1899

59,563
59*362
60*090
60*506

2,412
1.686
1.634
246

36*774
37.368
37,899
39,560

20.377
20*308
20.557
20.700

1900
1901
1902
1903
1904

61.749
64.129
68*805
79,875
79,389

229
237
461
527
691

40*396
41,953
44*606
52.023
51*539

21.124
21*939
23.538
27.325
27.159

1905
1906
1907
1908
1909

82,652
89,165
91,767
92,796
93,410

843
909
587
464
701

53*534
57.753
59.787
60*566
60*753

28.275
30*503
31.393
31.746
31.956

1910
1911
1912
1913
1914

95,863
96,811
96,694
97,114
89,645

949
755
581
816
3,299

62*119
49*141
48*859
47,333
56.100

32.795
46.915
47*254
48.965
30*246

1915
1916
1917
1918
1919

86,382
82,202
78,808
76,325
67,708

518
740
606
77
325

48*348
58*141
49*267
50*565
46*373

37*516
23*321
26.915
25.663
21*010

.

20*312

Illinois

325

Table 3a—Unincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1920—Continued
[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

Nat
banT1
™
no

0th"
liabilities

Capital

Amounts in thousands of dollars]
Surplus and
other
capital
accounts

634
632
640
644

1900
1901
1902
1903
190*

12*001
11*960
12*106
12.190

4.063
4*069
4,119

657
682
1*015
1*463
1*702

1896
1897
1898
1899

12.440
12.919
13*368
15*023
14*501

Total
liabilities
and capital
accounts

Number
of
banks

76.281
76*023
76*955
77*490

577
575
582
586

4*233
4,396
4.666
5,367
5.290

79.079
82.126
87.854
101*728
100*682

598
621
630
696
660

4.148

1905
1906
1907
1908
1909

372
739
ItlOO

1.999
2.373
1.959
1*509
1.057

14*703
15.484
15.664
15.572
15.415

5*467
5,860
6,594
7*221
7*808

104*821
112.682
116.356
117.837
118*790

659
683
696
697
695

1910
1911
1912
1913
1914

1*329
1.550
1.757
Ii979
2.027

2*365
3*703
5*031
6*416
7*201

15.922
16*185
16*272
16*452
15.289

9*079
10,262
11*360
12.544
12,643

124*556
128*511
131.114
134*505
126*805

717
729
732
751
687

1915
1916
1917
1918
1919

1*953
1*858
1*781
1.725
1.530

6*939
6*603
6*330
6*131
5*439

14.732
14.019
13.440
13*017
11*547

12,183
11.593
11*114
10.764
9,549

122*189
116*275
111*473
107*962
95.773

662
630
604
585
519




4.894

6*592

INDIANA

Revised data for assets and liabilities and
number of all banks in Indiana, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for all commercial banks, in Table la; for national banks,
in Table 2; for State commercial banks, in
Table 3; and for mutual savings banks, in
Table 4. Because of the incomplete coverage
in reported data for unincorporated banks in
the State, a separate balance sheet was compiled for these banks (Table 3a); Table 3
includes data for these and other State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Indiana
were obtained from abstracts and annual reports of the Comptroller of the Currency with
relatively minor adjustments; a description
of these figures is included in the United States
Summary. Compilation of figures for other
classes of banks presented a number of problems and considerations not encountered in
compiling the balance sheet for national banks.

The following sections describe these problems and the methods used in deriving the
revised series. In the description the banks
are classified in three groups: (1) State commercial banks (other than unincorporated
banks), (2) unincorporated banks, and (3)
mutual savings banks.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 and for unincorporated
banks and mutual savings banks for 18961946 were (1) figures reported to the Comptroller of the Currency and published in his
annual reports and (2) figures published in
the reports and abstracts of the State banking
department. These sources were supplemented
by data obtained from bankers' directories.
The sources of statistics for State commercial banks (excluding those that were unincorporated) for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department or from bankers' directories. Data for this period are discussed
separately because of the substantially better
coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statistics—including the breakdowns of loans, investments,
cash assets, and deposits—for State commercial banks, unincorporated banks, and mutual
savings banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

1
The term "State commercial banks" used in Table 3 refers (in this State) to banks that at one time or another
during the period were designated in the annual0 reports of
the Comptroller of the Currency as "State banks, "loan and
trust companies," or "private banks and bankers" (unincorporated banks). In this report, however, the data for unincorporated banks are discussed separately from those for
other State commercial banks.




327

328

All-Bank Statistics

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933
The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative estimating procedures considered, tested and used
in one or more States. It also includes examples of the use of banking trends as a guide
in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
On the basis of data obtained from reports
of the State banking department, both the
number and the aggregate balance sheet as
published by the Comptroller were revised to
include data for the following numbers of
banks:
Year

1898
1899
1900
1901
1902
1903

Number

Year
or period

1
7
17

1905-1906

7
3
6

1909-1910
1911-1912

3
1
1

2
4
8

1904
1907

9

1917

Number

each of these items to total loans at loan and
trust companies as reported by the State banking department for 1901-1907 and as derived
(see following paragraph) for 1908. Because
of the small number of loan and trust companies reporting before 1901, the ratios for
1901 were used to estimate figures for State
banks for 1896-1900.
Real estate loans and collateral loans for
loan and trust companies in 1908 were estimated by applying to total loans the average
ratio of each type of loan to the total computed from reported figures for 1907 and 1909.
Estimates for both real estate loans and
collateral loans for all State commercial
banks in 1910 were made by applying to total
loans the average ratio of each item to
the total computed from reported data for
1909 and 1911. Figures for 1916-1933 were
estimated by applying ratios that reflected
changes over the period in the ratio of each
item to total loans at another class of bank or
at the same class of bank in another State:
real estate loans, on the basis of ratios at
Ohio State commercial banks; collateral loans
on the basis of ratios at Indiana national
banks; these ratios were derived by interpolating technique No. 2, described in the United
States Summary.
INVESTMENTS

LOANS

A complete classification of loans into
real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. In years when items were not reported,
figures were estimated.
Real estate loans and collateral loans
were estimated for State banks for the period
1896-1908. Figures for 1901-1908 were estimated by applying to total loans the ratio of
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual. This procedure was also used for other classes
of banks in the State.




A complete classification of investments
into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. For years when items were not reported,
figures were obtained from other sources or
were estimated.
United States Government securities.
Estimates for holdings of United States Government securities for 1910 were made separately for State banks and for loan and trust
companies by applying to total investments
at each class the average ratio of United
States Government securities to total invest-

Indiana
mcnts computed from reported data for 1909
and 1911. Holdings at loan and trust companies for 1913 and 1916 were estimated by
applying the average ratio derived from reported figures for 1912 and 1914 and for 1914
and 1915, respectively. Holdings at loan and
trust companies in 1917 were obtained from
the report of the State banking department.
Obligations of States and political subdivisions* Holdings of these securities at
State banks in 1896-1908 were estimated by
applying to total investments the ratio of this
item to total investments computed from reported data for 1909. Since holdings of these
securities as well as total investments were
comparatively small when the breakdown was
reported in 1909 and in subsequent years, it
appeared reasonable to assume that amounts
were small in the earlier years also.
Holdings of State and political subdivision securities at loan and trust companies in
1913 were estimated by applying to total investments the average ratio of this item to
total investments computed from reported
figures for 1912 and 1914.
The rapid increase in holdings of United
States Government securities at both State
banks and loan and trust companies during
1916-1920 made it seem advisable to eliminate
the effect of this growth on total investments
before estimating holdings of other types of
investments. Estimates for 1916-1920, therefore, were prepared by a different method
from that used for 1921-1933.
Holdings of State and political subdivision securities at State banks in 1916-1920
were estimated by applying to total investments other than United States Government
securities the average ratio of State and political subdivision securities to this total based
on reported data for 1913-1915. Holdings at
loan and trust companies in this period were
estimated using the same type of ratio, but
this ratio was based on reported data for a
single year, 1915. Estimates of holdings for
1921-1933 for all State commercial banks were
obtained by applying to total investments,




329

ratios that reflected changes over the period
in the ratio of State and political subdivision
securities to total investments at Indiana
national banks; these ratios were derived by
interpolating technique No. 2, described in the
United States Summary.
DEPOSITS

The breakdown of deposits into interbank,
United States Government, other demand, and
other time as reported by the Comptroller was
not adequate until 1933.3 No attempt was
made in the revised series to provide figures
for United States Government deposits prior
to 1918 because practically all such deposits
were held by national banks.
In the years when items were not reported,
figures were obtained from other sources or
were estimated.
Demand and time deposits. Figures for
time deposits at loan and trust companies for
1896-1908, 1913, 1916, 1917, and 1921-1927
were obtained from reports of the State banking department. Demand and time deposits
for 1918 were derived by applying to total
deposits the ratio of each item to the total
computed from data for the September call
date published in the report of the State banking department; for 1928, by applying to total
deposits other than interbank the average ratio
of each item to this total as computed from
reported data for 1927 and 1929.
Demand and time deposits for State
banks for 1896 and 1897 were estimated by
applying to total deposits the ratio of each
item to total deposits computed from figures
for October call dates published in reports of
the State banking department. Figures for
both categories for 1898-1905, 1907-1909,
1911-1913, 1915, 1921-1925, and 1927 were obtained from State banking department reports
and are for the call date nearest June 30.
Reliable figures for demand and time deposits
were not available for 1906, 1918, or 1926;
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

330

All-Bank Statistics

estimates were made by applying to total
deposits other than interbank deposits the
average ratio of each item to this total computed from reported data for 1905 and 1907,
1917 and 1919, and 1925 and 1927, respectively.
Interbank deposits. Interbank deposits
for loan and trust companies for 1897, 1899,
1904, 1905, 1908, 1910, 1913, and 1917 and
for State banks for 1910-1912 were obtained
from reports of the State banking department.
The figure for 1918 was estimated by applying to total deposits the ratio of this item to
this total computed from figures for the September call date published in reports of the
State banking department.
United States Government deposits*
Figures for United States Government deposits for 1918-1930 represent such deposits
at State member banks only, which held practically all of this type of deposit at State
commercial banks. Figures except for 1918
are as reported. The figure for 1918 was estimated by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year,
the ratio of these deposits at State member

banks in Indiana to such deposits at all State
member banks on June 30, 1919.
OTHER ITEMS

Comparatively small amounts of cash
items in process of collection were estimated
for State banks for 1897-1899 on the basis of
the average ratio of this item to total cash
assets computed from reported data for 1896,
1900, and 1901. Figures for loan and trust
companies were not reported for 1896-1907
but were estimated by applying to total cash
assets the average ratio of this item to the
total derived from reported figures for 1908
and 1909.' Data for 1929-1933 were estimated
separately for State banks and for loan and
trust companies by applying to total cash
assets, ratios of this item to total cash assets
that were interpolated between ratios based
on reported figures for 1928 and 1934.
Amounts representing current expenses
and large amounts of invested trust funds
were deducted from the balance sheet for State
commercial banks in 1897-1902, 1904, 1913,
1915, 1916, and 1921-1933. These deductions
affected the following items: other assets,
other liabilities, or other capital accounts.

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1934-1946
The figures for some of the principal
balance-sheet items for June 30, 1934, that
were included in the summary report of condition for all State commercial banks published by the State banking department were
smaller than those for corresponding items for
insured State commercial banks. Therefore,
the principal assets and liabilities of State
commercial banks for this date were obtained
by combining data for insured banks published by the Federal Deposit Insurance
Corporation and data for individual noninsured State commercial banks derived from
bankers' directories.
Principal assets and liabilities of all State
commercial banks for 1935-1941 as reported




by the State banking department were used
with only minor adjustments. A comparison
of these data with corresponding totals obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation and data for noninsured banks
from bankers' directories indicated only minor
differences.
For 1942-1946, figures for principal
assets and liabilities and for the breakdowns of loans, investments, cash assets, and
deposits were obtained by combining data
for insured banks published by the Federal
Deposit Insurance Corporation with data for
individual noninsured banks compiled by the
Corporation from data supplied by the State
banking department.

Indiana
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1941 period in any of the sources cited.
The breakdowns of loans for 1934-1936 were
estimated on the basis of the percentage distribution of this item based on reported figures
for noninsured banks in 1937. The break-

331

downs of investments other than United States
Government obligations, of cash assets, and
of deposits for 1934 were estimated on the
basis of the percentage distribution of corresponding items at noninsured banks in 1935.
Cash items in process of collection for 19351938 were estimated on the basis of the ratio
of this item to total cash assets derived from
reported figures for 1939.

UNINCORPORATED BANKS, 1896-1946
Data for unincorporated banks in Indiana were inadequately reported in official
sources throughout the period before 1906.
The proportion of such banks reporting to
the Comptroller of the Currency varied from
20 per cent in 1896 to about 50 per cent in
1905. State legislation in 1906 that required
certification of private banks resulted in complete coverage in the Comptroller's reports
beginning with that year.
Numbers ranging from 160 to 210 banks
were added to the Comptroller's data in most
years of the 1896-1905 period. These additions were compiled from bankers' directories,
and their balance sheets were estimated. The
revised total assets of all private banks
ranged from 27 per cent of the total for all
commercial banks in the State in 1896 to 13
per cent in 1905, the last year when data were
incomplete, and to 3 per cent in 1923.
To determine the reliability of balancesheet data shown in the bankers' directories,
data for banks reported in this source were
compared with those reported by the Comptroller for 1906 and 1909, when the Comptroller's figures contained a complete coverage
for these institutions, and also in 1901. In
each year a total for each of the principal
balance-sheet items (loans, investments, cash
assets, deposits, and capital accounts) was
obtained for all of the reporting banks. These
totals were divided by the number of banks
actually reporting the particular item in that
year. The averages derived from the bankers'
directories in 1906 and 1909, when the Comp-




troller's data were complete, were consistently
larger than those shown by the Comptroller.
The Comptroller's data were assumed to be
more representative than those derived from
bankers' directories.
The principal items of the balance sheet
for the period before 1906 are a combination
of data reported by the Comptroller and estimated data for nonreporting private banks
that were added to the series. Data for this
group for 1897-1905 were derived by multiplying figures for the average bank as reported
by the Comptroller by the total number of
private banks added in each year of the period.
The distributions of principal assets and liabilities—except for the estimates of time deposits, described later—were made on the basis
of percentage distributions of corresponding
items compiled from figures reported by the
Comptroller for the same year. Figures for
1896 were obtained by applying the averages
for major items in 1897; reported data for
that and later years indicated that averages
for 1896 were not representative.
LOANS

A complete breakdown of loans into real
estate, collateral, and "all other" was reported
to the Comptroller in only about half of the
years after 1905. For years when items were
not reported, figures were estimated.
The loan breakdowns for 1906-1908 were
estimated by applying to total loans the average ratio of each item to total loans computed
from data for 1905 and 1909 reported by the

332

All-Bank Statistics

Comptroller; for 1910, by using similar averages based on reported data for 1909 and 1911.
Real estate loans for 1916-1933 were estimated by applying to total loans, ratios that
reflected changes over the period in the ratio
of this item to total loans at private banks in
Ohio, which were reported in all years except
1923-1926; these ratios were derived by interpolating technique No, 2; described in the
United States Summary.
Collateral loans for 1916-1933 were estimated by applying to total loans, ratios of
this item to total loans that were interpolated
between similar ratios computed from reported
data for 1915 and 1934.
The breakdowns of loans for 1942-1946
were derived from reports of individual private banks obtained from the State banking
department by the Federal Deposit Insurance
Corporation.
INVESTMENTS

A complete breakdown of investments
into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. For years when items were not reported,
figures were obtained from other sources or
were estimated.
The figure for United States Government
security holdings in 1910 is for the September
call date; it was taken from the report of
the State banking department and was not
adjusted to the June call.
State and political subdivision securities
for 1906-1908 were estimated by applying to
total' investments the average of the ratios of
this item to the total computed from reported
data for 1904, 1905, and 1909; for 1910, by
applying the average of ratios for 1909 and
1911; for 1916-1933, by applying to total

investments less United States Government
securities, ratios of State and political subdivision securities to this total that were derived by interpolating between similar ratios
based on reported data for 1915 and 1934.
DEPOSITS

The breakdown of deposits into interbank,
United States Government, other demand, and
other time was reported satisfactorily to the
Comptroller after 1913, except for the allocation of "unclassified" deposits in a few years.
For years when items were not reported, figures were obtained from other sources or were
estimated.
Data for demand and time deposits for
1906-1908, 1910, and 1913 were obtained from
reports of the State banking department. The
breakdowns of total deposits other than interbank into demand and time for 1896-1905
were estimated by applying to total deposits
the average of the ratios of each item to the
total derived from data for 1906-1909 in
State banking department reports. Estimates
for the entire deposit breakdown for 1911 and
1912 were made by applying to total deposits
the ratios of each item to total deposits computed from data for the September call date
in reports of the State banking department.
OTHER ITEMS

A figure for borrowings in 1908 was obtained from the report of the State banking
department.
Cash items in process of collection were
estimated for 1929-1933 and for 1935-1938 by
applying to total cash assets, ratios of this
item to total cash assets that were interpolated
between similar ratios based on reported figures for 1928 and 1934 and for 1934 and 1939,
respectively. The amounts estimated were
small.

MUTUAL SAVINGS BANKS, 1896-1946
Figures for mutual savings banks for the
period 1896-1908 that were available in the
reports of the State banking department were




substituted for data published by the Comptroller of the Currency because they were for
a date nearer to the midyear call date.

Indiana
Not all of the principal items and subitems that were needed for the revised series
were available in each year of the period
1896-1933. For years when items were not
reported, figures were obtained from other
sources or were estimated.
LOANS

Real estate loans and collateral loans for
1896 and 1897 were estimated by applying to
total loans the average of the ratios of each
item to total loans computed from reported
data for 1898 and 1899; for 1908 and 1910,
by applying the average of the ratios computed from reported figures for 1907 and 1909
and for 1909 and 1911, respectively,
Real estate loans for 1915-1933 were
estimated by applying to total loans, ratios
that reflected changes over the period in the
ratio of real estate loans to total loans at
Ohio mutual savings banks; these ratios were
derived by interpolating technique No. 2,
described in the United States Summary.
Collateral loans for this period were estimated
by applying to total loans, ratios of collateral
loans to total loans that were derived by
interpolating between similar ratios computed
from reported data for 1914 and 1934.
INVESTMENTS

A complete breakdown of investments
into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. For most of the period, however, figures
for United States Government securities were
available in the reports of the Comptroller or
those of the State banking department.
For years when items were not reported
to the Comptroller, figures were obtained from
other sources or were estimated.
Figures for United States Government
securities for 1910 and 1920 are for September
call dates and were not adjusted to the mid-




333

year call; they were obtained from reports of
the State banking department.
Estimates of State and political subdivision securities for a number of years were
made by applying to total investments less
United States Government securities, ratios of
this item to this total that were derived as
follows: for 1897-1904 and for 1906-1908, ratios interpolated between similar ratios based
on reported data for 1896 and 1905 and for
1905 and 1909, respectively; for 1910, an
average of the ratios for 1909 and 1911; for
1916-1933, ratios that were interpolated between similar ratios based on reported data
for 1915 and 1934.
DEPOSITS

The complete breakdown of deposits into
interbank, United States Government, other
demand, and other time was available in the
annual reports of the Comptroller for most
years of the period. For years when items
were not reported, figures were obtained from
other sources or were estimated.
Figures for time deposits in 1910 were
included with demand deposits in the Comptroller's data. The two items were segregated
on the basis of information in the reports of
the State banking department.
Estimates of demand and time deposits
for 1917 and 1918 were made by applying to
total deposits other than interbank the average ratio of each item to this total computed
from reported figures for 1916 and 1919.
The figure for demand deposits for 1929 was
obtained from the annual report of the State
banking department.
OTHER ITEMS

Cash items in process of collection for
1929-1933 were estimated by applying to total
cash assets the average ratio of this item to
this total computed from reported figures for
1928 and 1934.

334

Indiana

All Banks—Table 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1696
1897
1696
1899

67*972
65*604
67,857
74*769

8*642
6*930
9*666
11*946

10*928
10*634
12*946
12*735

48*402
46*040
45*223
50*108

1900
1901
1902
1903
1904

90*009
101*285
124*085
140.013
146*488

14,140
18*236
21*316
24*821
26*064

14*793
17*966
24*666
31*239
31.721

61*076
65*061
78.081
83.953
66*683

1920
1921
1922
1923
1924

573,022
557,131
534.623
590,587
594,036

144,741
145*060
148*814
167,330
173,730

95*405
79*530
76*692
63*536
81*767

332,876
332*541
309.117
339,721
336*539

1905
1906
1907
1908
1909

150*982
181*649
205*504
200*849
212*891

33*035
41*732
46*830
47*115
52*160

31*141
39*981
45*602
41*116
38*370

66*806
100*136
113*072
112*616
122*361

1925
1926
1927
1928
1929

615,907
673,477
673,762
662,539
670,493

184*420
204*191
206*226
204*469
200*696

88*841
112*620
108*153
111*558
101*680

342*646
356*666
359*381
346*492
368,115

1910
1911
1912
1913
1914

243*689
258.812
262*133
304*400
307*810

61*484
68*728
76*546
80*905
79.715

43*512
45,343
48,376
51,182
47,062

136*693
144*741
157,211
172.313
161.033

1930
1931
1932
1933
1934

605,330
468,822
347,159
220,937
211,489

166*804
149*981
120*024
85*620
81*862

86*804
73.146
52,465
32,112
34,776

331,722
245,695
174,670
103,005
94,831

1915
1916
1917
1918
1919

310*891
339*344
399*031
412*343
443*766

64*308
91.226
106*735
109*290
114*492

52*353
51,741
60*930
58*660
69*426

174,230
196,377
231,366
244.393
259*868

1935
1936
1937
1938

206*802
228,437
257*954
257,749

77*980
84*043
94*176
102*647

29*059
29*656
26*859
28*221

101,763
114,736
134,919
126,861

Loans '

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

104*275

On
residential
property

Other

Other
loans
to
individuals

All
other

72.117

1940
1941
1942
1943
1944

318*696
368*041
342.958
269.879
295.072

122.241
146.089
123*663
90,156
92*596

602
492
324
208
363

4*756
4*063
3,405
9.730
21,172

25.745
26.453
26*102
25,950
28*084

83*661
98*496
105*697
104*011
97.502

19*513
21*292
19.896
17*177
13*906

29*491
29*037

62*176
71*136
63*871
13*156
12*410

1945
1946
1947
1948
1949

326.163
408*177
563.914
681.135
715.125

96.021
136,228
209,690
244*487
247,013

1*670
1*624
760
936
893

38,359
21*326
12.774
9,669
9*184

30*367
35*693
41*651
45*233
45*479

97,298
124,429
166,333
204,090
223,163

14,022
22*154
30*206
37*176
41*066

34,960
55,198
91,383
131,297
142,735

13*446
11*325
11.117
13*016
12*311

1950
1951
1952
1953
1954

795.782
925*001
1*004*025
1*118*401
1*191*404

267*126
322*052
336*352
360*399
391.715

1*239
1*838
2*505
2*989
3*469

8.800
9,304
9,875
10.223
10*576

47.129
51.294
51.847
53*033
54.350

248,718
283*115
313*916
347.974
377*894

42,470
50,331
55,625
62,175
66*770

176*652
204*896
233,543
279,977
285,668

12*476
13,384
11,277
16,151
16,613

1955

1*344*396

441.902

5*957

12.120

59.173

419*270

77,720

329,404

17,638

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Indiana

335

Table 1—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896.1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers*
balances
(including
reserves)

Other
assets

Total
asset*

1696
1897
1898
1899

12,313
12*946
13,827
19*723

6*937
7.109
8*031
11.386

2*137
2*712
2*809
3*770

3*239
3*125
2.967
4,565

25*664
31,798
38,101
49,405

639
614
824
1*022

11*005
12*411
13*128
13*679

14*220
18.773
24,149
34,704

4,837
5,392
5*304
5*484

110*966
115,740
125,089
149*401

1900
1901
1902
1903
1904

23*782
28*670
30,163
35*093
39*819

12*143
12*861
13,564
14*461
16*273

4.715
6.773
6*847
8*656
11*179

6,924
9*036
9*752
11,976
12.367

54,801
56,833
67,733
71,311
70*294

625
1,272
1*219
1.519
1.392

14.870
15.293
16,168
17,892
18.391

39,106
42,268
50*346
51.900
50.511

7,785
5*740
6*472
7*707
8.837

176,377
194,528
228,453
254,124
265*438

1905
1906
1907
1906
1909

41*910
43*956
51.919
54*608
57*218

17*631
18*547
20*832
21,617
21*897

10.215
9,895
12*652
12*573
13*892

14*064
15*516
18*435
20.418
21,429

72,344
73*211
79.543
85*436
78,610

1*664
1.999
1.997
2,032
2,374

18.592
18*591
19*286
23*024
22*466

52.088
52,621
58.258
60.382
53.770

8.412
11*728
12*581
12*648
13.520

273*648
310,746
349,547
353,543
362,239

1910
1911
1912
1913
1914

58*351
63*351
69*620
68*577
70*673

22,166
22*842
24,744
25*846
27,446

13.572
14.095
13.786
11,813
12,150

22*611
26*414
31*090
30*916
31*077

94*042
94,141
97,979
100*081
89*964

3.813
2,648
2,731
4.021
3.817

24*222
23.192
24*086
25*365
25*021

66,007
66*301
71.162
70.695
61*126

16.765
18.053
20.252
16,596
24,746

412.847
434.357
469.984
491.654
493.193

1915
1916
1917
1916
1919

74*874
80*292
109,413
146*163
199,791

27,323
26,352
36*000
79*277
125*074

13*219
14*478
19*146
17.613
18*866

34*332
39*462
54*267
49*273
55*849

89,172
112,900
135*825
118,702
139,233

3,108
4*476
4*329
11,313
13*366

23*496
24*271
27.133
19,446
22.332

62.566
84,153
104.363
87,941
103,535

22*672
24*646
26*739
27,417
36*215

497.609
557,182
671.008
704,625
819.025

1920
1921
1922
1923
1924

166,374
164,153
165*460
188*946
181*098

82*614
77*894
74.083
87*199
75*908

22*896
24.700
28*612
27*358
29*990

60.864
61,559
62*765
74,391
75,200

147,942
131*504
136*111
144,974
150,654

16.588
15*313
15,930
17,880
16,432

26.424
25.160
23.752
23.292
25*390

104,930
91,031
96,429
103,802
108,832

39*923
37*854
39*580
42,653
42,960

927.261
890.642
875,774
967*162
968.748

1925
1926
1927
1928
1929

185*382
193,172
207.137
227*655
225*769

71.199
68.968
66.984
70.377
69*125

32.451
31.639
26*931
27*752
27*415

81,732
92*565
109*222
129.526
129.229

159,173
178.907
163*713
160*385
149.514

17*262
18*331
17*649
17.721
18.024

25*227
27.015
26*746
24*202
27,677

116,684
133,561
119,318
118,462
103*813

52*981
58,441
56*843
58*997
61*994

1.013.443
1*103*997
1*101*455
1*109.576
1.107,770

1930
1931
1932
1933
1934

205.333
200*201
183*531
146.194
209,515

59*086
67*573
76,375
69*526
112*357

21*671
21*044
16*248
11*251
14.747

124.576
111.564
90*908
65*415
82*411

169,574
170*630
127,458
109*903
166*907

18.862
13*832
11,768
6,686
10,045

29.702
33.192
23.775
18*885
16*324

120.990
123*606
91,915
84*330
140*536

61*173
b4*065
46*994
38*221
36*491

1.041*410
893.718
707.142
515.255
626.402

1935
1936
1937
1938
1939

278,225
349*354
400*363
384.782
395*766

176.630
219*212
256.104
256.328
269.507

22.721
36.136
48,177
46,076
53,235

78*874
94,006
96*102
80*376
73*024

224,154
245,596
257.055
272*895
310,873

17*810
16*219
20,180
17,181
21*969

19*082
25*159
27*380
25,188
24.605

167.262
202,220
209,495
230*526
264.099

37.564
39.354
37.777
35.453
32.614

748,745
862,743
9i>3.169
9&0.879
1,022,317

1940
1941
1942
1943
1944

377,739
407*262
540*204
1,048*267
1,381*538

256.208
290*203
413,802
909,513
1,250*509

55*592
57,626
62,509
75*837
76*626

63*939
59*433
63*893
62.917
54.403

367,891
413,895
496*891
548,038
607*919

20,092
25,119
28,477
39.075
44*781

25.629
31.917
38.111
44*074
47,505

321,970
356*859
430*303
464*889
515*633

30.047
27,587
25.595
23*290
21*022

1,094,373
1,216.785
1,405,648
1,909,474
2,305,551

1945
1946
1947
1946
1949

1,774,940
1,946*614
1*763*650
1.771.278
1.746.533

1*644,689
1,794.518
1*608*217
1*595*641
1,570,546

75*209
76*615
88*979
106.161
111*508

54.842
75*681
66*454
69,476
64,479

654.531
638,783
653*083
690*498
664*970

45,236
48.137
63.935
67.279
52*863

48*502
45,289
54,121
65*337
65,174

560*793
545.357
535.027
557*862
546,933

20*930
20.771
20.837
22,703
24,016

2.776.564
3.014.545
3.001,484
3.165.614
3,150,644

1950
1951
1952
1953
1954

1*835*862
1,807,568
1,892*052
1,967,671
2,060*405

1*644,638
,594.028
,662*672
,728*663
•807*500

128,342
144*706
164*036
179*082
189.959

62*882
68*834
65*344
59*926
62*946

683*324
763.632
819,412
654,535
860*154

80*178
101*702
102*167
105*072
94*899

62.456
59.943
71*983
81*340
83.741

540,690
601.987
645*262
668*123
681*514

25,436
28.011
31.746
32.577
37,223

3,340,404
3,524*212
3*747.235
3*973*184
4*149*186

849*920

114.902

84.542




336

Indiana

All Banks—Table 1




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1896
1899

66.550
71,427
86.756
106.710

3*014
4.504
5.014
7,710

204
249
1*246
2*466

54*245
57.143
69*459
86.301

9*087
9*531
11.035
12*233

1900
1901
1902
1903
1904

130*402
146.032
176*184
194.645
198*932

10,610
13.745
16*646
17,033
16,052

2,869
3*112
4.424
6*089
4*626

100.319
107,677
124*990
137*933
136*982

16*584
21*496
30,122
33,590
41,270

1905
1906
1907
1908
1909

203,945
229,532
261.686
260,594
265,966

18,630
18,593
21,023
25*163
22,647

3.068
2*530
5.092
4*896
2*871

137*163
147.543
169*004
177*342
181*040

45*084
60*866
66*569
53.193
59.410

1910
1911
1912
1913
1914

308,067
323,269
351,344
369.651
365.901

26.115
28.602
30.537
30.120
27*778

1.566
1*562
1,963
2*162
2*692

202*712
208.853
222.930
248.393
236.738

75.674
84.252
95.894
66*976
98.693

1915
1916
1917
1918
1919

370,594
427,480
534,874
548,619
639,740

28,266
35,756
46*716
39.002
42*290

2*361
2*234
2*165
13*359
7.554

234*871
259*356
316.207
320*366
391*786

105.096
130.134
169.784
175.892
198*110

1920
1921
1922
1923
1924

721,430
686.134
698,060
773.858
780,796

41,053
35*670
39*017
40*794
43,665

2*208
2*493
1*340
3*646
1.808

396,960
369*779
374*644
411*596
401*246

281,209
280.192
283*059
317.822
334*079

1925
1926
1927
1928
1929

828,004
890.606
880,695
889*329
873,970

49,259
57,662
47,810
44,097
37,991

1,990
2*370
1*747
1*966
3.149

418*925
448*579
433*667
423.834
422*997

357*830
381,995
397*451
419*432
409*633

1930
1931
1932
1933
1934

625*462
728.743
556.745
414,001
517,591

40,850
41*784
26,771
24,317
39,897

1*401
3*157
2*040
1*564
10.730

429*050
337*216
270*050
232*100
260*574

354.161
346.586
257.884
156,020
206.390

1935
1936
1937
1938
1939

649.102
762.206
847,783
842,540
911.807

55.546
55,655
59.824
60*502
64.227

4*795
16.399
6*701
12*526
17*003

339.716
415*918
470.135
452*319
501.520

249*043
274*234
309.123
317*193
329*057

1940
1941
1942
1943
1944

981,341
1.097,820
1*283,472
1,781,241
2,167,340

78.489
86*146
101*263
108.547
112,187

17.840
21.034
28*771
117.613
243*805

540*596
628*377
792*336
1,147.395
1*294*582

344,414
362*263
361*102
407*686
516*766

1945
1946
1947
1948
1949

2,627,570
2,851,459
2,824,560
2*976,925
2.949,404

126,894
114,776
105,939
100*079
65,921

324*015
212*914
24.175
49*240
37,639

1*501*369
1*722.700
1*827*782
1*930*052
1*912*423

675*292
801*069
866*664
897*554
913*421

1950
1951
1952
1953
1954

3*124.250
3.294*686
3*499.592
3*705*603
3*861*333

97,946
103,229
116.013
118,858
123,435

68,337
94,804
102.166
70*009
105.163

2,023,072
2*154,430
2*266*098
2,415,582
2*473.386

934*895
942,223
1,013,315
1,101*154
1*159,349

1955

116*123

2.598*797

Indiana

337

Table JT—All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

110,966
115*740
125*089
149*401

422
432
431
452

55
6
40
129
93

5*750
6*642
6*958
8*345
10*564

1.157
1*407
1*630
3*515
3*201

28,916
29*692
32*284
34.007
37,361

10*095
10*549
11*357
13*483
15.267

176*377
194,528
228,453
254,124
265,438

489
520
560
625
473

114
253
190
683
537

13*152
16*505
17.574
19*596
21*194

3*153
4*428
5*219
4*319
3*965

37.763
41*335
44*648
48*266
46*608

15.521
18.693
20*226
20*085
21*967

273*648
310,746
349*547
353*543
362,239

674
706
745
793
801

969
1*400
1*291
1*065
3*202

22*930
23*304
25*061
25*207
25*364

4*338
7*056
8*662
8»903
9.079

52*070
52*579
54*764
58*206
58*471

24*473
26,747
28.862
28,622
31,176

412,847
434,357
469*984
491*654
493,193

847
869
693
936
924

3*054
3*261
3*332
16*899
24*008

26*084
25*896
26*150
26*260
26*217

3*171
3i947
4.774
11*564
20.560

61*088
61*935
62*720
64*130
65*281

33*618
34*663
39.158
37*153
43*219

497,609
557*182
671*008
704,625
819,025

44*333
40*571
18*767
27*045
21*379

26,588
27*039
27*467
28*255
27*574

15,724
15*664
4*758
4*972
4*049

69*420
72,409
75*362
79.266
79.236

49.766
46.605
51,360
53*764
55*712

927*261
890,642
875,774
967,162
968*748

18*513
42*109
48*774
48*413
56*759

25*074
24 » 360
22*775
21*901
21*634

3*943
5*264
4*275
4,757
6*968

79.413
80*140
80*216
78.807
78.417

58*496
61,518
64*720
66*369
67*822

1,013*443
1.103.997
1,101*455
1*109*576
1,107,770

1,028
966

13*869
9*898
17*854
7,628
820

23 >459
21*639
22 t 299
13*373
14*613

35.648
8*644
3,695
4*042
5,037

75*655
64*999
57,089
39*796
54*796

67*317
59.795
49,260
36*413
33*545

1,041,410
893*718
707*142
515,255
626,402

915
812
695
492
521

449
381
232
92
2

4*043

4*431
2*724
3*214
2*364
2*275

58*318
59*225
58.189
58,320
56*919

32*402
38*207
43.751
47.563
51*314

748,745
862,743
953*169
950*879
1*022*317

552
542
530
520
512

2,747
3,179
3,236
3*082
3*762

56*346
55*957
55*568
55*508
56*649

53*927
59.827
63*371
69*642
77.599

1,094,373
1*216*785
1*405*648
1,909,474
2,305*551

507
506
503
500
499

4,439
5*631
7»347
8*966
1 , 1
11 0

56*511
57,464
57*961
58*749
59*726

88*044
99.991
111*546
120.874
130*354

2*776*564
3*014,545
3*001,464
3,165*614
3*150,644

497
495
494
492
490

13*334
14,265
19*156
25*069
26,591

60*509
63*444
65*395
67*313
73*312

142.161
151.567
162*992
175.149
187.725

3.340*404
3*524,212
3*747*235
3,973*184
4,149,186

491
487
485
484
480

26*678

75,666

200*538

1905
1906
1907
1908
1909

1915
1916
1917
1918
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934

Number
of
banks

10*032
9*762
8*128
8.872

1902
1903
1904

1914

Total
liabilities
and capital
accounts

28,976
29*213
25.549
26,179

1901

1913

Surplus and
other
capital
accounts

503
593
481
900

1900

1912

Capital

4*707
4*581
4*143
4*740

1898
1899

1911

Other
liabilities

218
164
32

1896
1897

1910

National
bank
notes

Borrowings

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944

12
2
1
1
1

1945
1946
1947
1948
1949

50
100
50

1950

150
250
100
50
225

1951
1952
1953
1954




*

986
995
*014
,036
,034
,057
,083
,094
*110
,108

• 097
,087
.065

338

Indiana

All Commercial Banks—Table la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
I^oans

Loans
Year
Total

Real
estate

All

Collateral

Year
Total

other

Real
estate

Collateral

All
other

1896
1897
1898
1899

64*631
62*384
64*324
70*697

5*912
6*299
6*810
8*597

10*317
10*045
12,291
11,992

48,402
46,040
45,223
50*108

1900
1901
1902
1903
1904

85*336
96*382
118*606
133*807
139*875

10*516
14*305
16*943
19*839
22*679

13,744
16,996
23.582
30*015
30*513

61,076
65,081
78,081
83,953
86,683

1920
1921
1922
1923
1924

560*943
544*345
521*914
576*197
579*118

135,476
134,831
137*999
155.027
160*736

94*311
76*558
75.701
82.370
60.529

330,956
330,956
308*214
338,800
337,853

1905
1906
1907
1908
1909

143*875
173*608
196*480
192*846
204*789

27*431
34,975
39*223
40,296
45*178

29*638
36,497
44*185
40,158
37,738

86,606
100*136
113*072
112,392
121,873

1925
1926
1927
1928
1929

599,981
656*129
655*355
643*600
650,428

170,182
169*064
190*545
188*145
165*569

87,487
111,093
106,496
109.816
99.774

342,312
355,972
356,314
345,639
365,065

1910
1911
1912
1913
1914

234*684
249*086
271*643
293*467
296*482

53*623
60*152
67*352
71*189
69*662

42,837
44*636
47*658
50,313
461377

138,224
144*298
156*833
171*965
160,443

1930
1931
1932
1933
1934

565*634
448*757
329*046
205*235
195*859

171.579
133*207
105,101
72,709
66,580

84,893
71,160
50,636
30*479
33*127

329,162
244,390
173*311
102,047
94,152

1915
1916
1917
1918
1919

299*903
328*294
387*146
401*134
433*188

74*715
81,071
96*659
99*359
106*183

51*672
51*023
60,134
57*887
68,663

173*516
196*200
230*355
243*886
258,342

1935
1936
1937
1938

195,047
215*473
245*582
245,774

66,326
72,832
83*255
91*986

27,476
28,357
27*802
27*345

101,245
114,264
134*525
126*443

Loans '

Year
Total

Commercial,
industrial,

For purchasing or
carrying securities

and

To brokers

agricultural

and
dealers

Real estate

To

On

others

farmland

Other
loans

residential
property

Other

All

to

On

other

individuals

1939

272*013

104*001

5,435

22,359

67*053

16*152

56*453

1940
1941
1942
1943
1944

307*882
357*405
332*656
281*075
287*250

122,003
145,856
123*478
90*110
92 » 596

602
492
324
208
363

4*754
4*083
3*405
9.575
20*962

23*143
23*911
23,723
24*001
26*287

78,265
92*839
99*620
98*907
92*919

17,666
19,645
18,602
15,776
12,783

29,364
28*942

61*429
70,579
63,504
13,134
12,378

1945
1946
1947
1948
1949

319*394
400,601
554,161
667*789
699,801

95.987
136,196
209,586
244*408
246*921

1*670
1*824

760
936
693

36*259
21.212
12*676
9*644
9*102

26*748
34*086
40,100
43,567
43,616

93*154
119*567
159,523
193*673
211*579

13*245
21*341
29,179
36*052
39.703

34*908
55*099
91*333
131,035
142*338

13*423
11*276
11,004
13,016
12*160

1950
1951
1952
1953
1954

779*325
906,966
984*712
1*096,466
1*167,448

267,020
321,930
338,192
360*186
391*552

1*239
1*638
2*505
2*969
3*469

8*665
9.209
9*751
10.221
10*568

45,073
48,942
49,540
50*722
52*085

236,055
269*444
296*973
330*697
356*405

41*108
46,760
54*123
60*376
64,861

176*309
204,510
233*252
279,648
265*396

12*476
13*384
11*277
16,151
16,813

1953

1,319,320

441*802

5*957

12,011

56*743

399,177

75,546

329*168

17,475

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to




the total and are noj entirely comparable with prior figures. Total loans
continue to be shown net.

Indiana

339

Table la—All Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Bonkers1
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

639
614
824

10,526
11.539
12*892
13*440

14,220
18,773
23,207
34,237

4*565
5,140
5,090
5,279

106,452
110,857
119,437
143,126

1896
1897
1898
1699

11,851
12i407
13*100
1B»451

6*840
7,012
7,909
10,897

1.798
2*301
2*246
3*044

3.213
3*094
2*945
4,510

25.385
30,926
36,923
48,699

1,022

1900
1901
1902
1903
1904

22*874
27.120
28f586
33.144
37.574

11,786
12*721
13,307
14*325
16,105

4,203
5*460
5*616
6*966
9.245

6*885
8*939
9,661
11*851
12*224

53,545
57,764
66*469
70*110
68,996

1*272
1*219
1,519
1*392

14.614
14.941
15.887
17.597
18,172

38*106
41*551
49,363
50,994
49*432

7,605
5,533
6,269
7,511
8*669

169,360
186,799
219,930
244,572
255*114

1905
1906
1907
1908
1909

39*521
41.777
49.656
52*323
54.977

17,479
16*411
20*832
21,491
21*762

6*131
7,999
10,563
10,591
11*970

13*911
15*367
18*261
20*241
21*245

71,054
71*760
78*269
83*913
77*011

1*664
1*999
1*997
2*032
2*328

18*449
18,393
19,038
22*678
22,205

50*941
51,368
57,234
59,203
52,478

8*268
11*561
12*454
12,543
13*413

262*718
298.706
336*859
341*625
350,190

1910
1911
1912
1913
1914

56*255
61.273
67*780
66.972
69,153

22*042
22,715
24*618
25.720
27.320

11*669
12*146
12*447
10*350
10.771

22*524
26,410
30.715
30.902
31,062

92,269
92,359
96,233
96*285
68,213

3,793
2,636
2,706
3,993
3,757

23.941
22.929
23*656
25,080
24.725

64,535
66*792
69.671
69.212
59.736

16*646
17*946
20*008
18*346
24,526

399,856
420*664
455,864
477,070
476*379

1915
1916
1917
1916
1919

73.415
78*797
107*399
143*252
195*626

27.284
26.352
36*000
78.565
122*971

12*141
13*377
17*708
16*092
17,487

33*990
39,068
53,691
48*595
55*166

87,254
110,649
133*687
117,053
137*164

3,077
4,459
4,314
11,258
13*295

22*690
24*009
27*008
19*245
22.103

61.287
82.381
102.365
86.550
101.766

22,341
24*309
26,433
27,170
36,023

482,913
542*249
654,667
688*609
602*001

1920
1921
1922
1923
1924

163*054
160*479
162*100
185*299
177,355

81*135
75,745
72*199
85.668
73.872

22*156
23*747
27.722
26.124
29,037

59.761
60*987
62.179
73.498
74*446

145*468
129.399
133*805
143.119
146,436

16*546
15*250
15*867
17.772
16.378

26,193
24*916
23.507
23,144
25,184

102.729
89.233
94.431
102.203
106,874

39*624
37*544
39,315
42,290
42,807

909,069
871,767
857,134
946,896
947,716

1925
1926
1927
1928
1929

181*093
189,392
203,340
222,742
220*659

68*830
67*465
67*102
67.924
66,186

31*422
30*471
27*991
26*596
26*445

80*841
91.456
108.247
128.220
126*028

157*067
176.575
161*010
156,890
147.249

17,238
18,307
17,613
17,683
17.992

24,580
26,370
25*764
23*175
26,297

ai5»249
131,898
117.633
116.032
102.960

52.837
58,247
56.551
58,678
61,676

990,978
1,080,343
1,076,256
1,081,910
1,080*012

1930
1931
1932
1933
1934

200*566
195,522
180,259
143,574
206*578

58,175
65.385
74*833
68*315
111,242

20.037
20*043
15.591
10.749
14,136

122*356
110*094
89,835
64*510
81*200

166,771
167,902
125*423
108.395
164*578

18,643
13,794
11,740
6.667
10*004

29.614
31*681
23,416
18*584
16*136

118.314
122,227
90,267
83,144
138*436

60,640
53,718
46,381
37*497
37*623

1,013,813
855,899
683,111
494*701
604*638

1935
1936
1937
1938
1939

274*167
343*916
393,375
377,664
389.680

173*965
215.570
251.330
251,692
265*925

21*833
34*806
46*444
45.784
51,024

78,369
93.540
95.601
79*988
72*731

220.442
241,883
253*329
268,910
306.287

17.712
18,119
20,085
17,076
21.886

16*943
24*991
27*162
25*006
24*564

183*787
198,773
206,082
226,826
259,837

36*337
38*002
36.501
34,156
31*717

725.993
839.274
928,787
926.504
999.697

1940
1941
1942
1943
1944

371*915
400,145
531*325
1,034,826
1*362*485

254,734
265*463
407*262
898*823
1*233*513

53,393
35.877
61.088
74.520
75.734

63.788
58.805
62*975
61,463
53*238

362.232
408,759
492,195
542,462
602,372

20.032
25,025
28,235
38,971
44,670

25*437
31*524
37,923
43,522
47*120

316,763
352*210
426.037
459*969
510,562

29,196
26,961
25*211
23,006
20,854

1.071.225
1,193,270
1*381,367
1,881,369
2*272*961

1945
1946
1947
1948
1949

1*748,975
1*915,548
1,732*524
1,742,218
1,718,707

1*621*126
1,766,081
1,579.416
1*566*634
1*544,797

74.475
75.914
66*399
105.792
111.363

53*374
73.553
64*709
67,792
62*547

649.480
634,557
646*893
686*542
661,262

45.142
48,016
63,603
67,166
52,750

48*129
44*938
53,780
65*114
64,906

556.209
541*603
531,310
554.262
543,604

20.794
20.698
20,787
22*664
23,978

2*738.643
2*971,404
2,956*365
3*119*213
3*103*746

1950
1951
1952
1953
1954

1.806*463
1,761*880
1*864,041
1,938,291
2*030,940

1,618*933
1*570*250
1*637*284
1*703*510
1*782*525

128.231
144*606
163.729
177*457
186,287

61,299
67*024
63.028
57*324
60*128

679,606
759*830
815, 208
850.358
856,389

80*051
101*559
101*664
104.906
94.741

62*170
59*633
71,661
81*025
83,487

537,385
398,638
641*683
664,427
678,161

25,285
27,622
31,570
32*400
37,059

3,292»t>79
3,476V500
3,695.531
3.917,535
4,091.636

1955

2,049*810

1*780*776

207,291

61,741

645,532

114,593

84,209




825

4,253,732

340

Indiana

All Commercial Banks—Table la




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

1896
1897
1896
1899

62*575
67.148
81,707
103,059

3*014
4.504
5.014
7,710

1900
1901
1902
1903
1904

124*014
138,975
166,372
185*844
189*418

10,610
13,745
16,648
17,033
16,052

1905
1906
1907
1908
1909

193,867
218,433
249,979
249,659
254,996

1910
1911
1912
1913
1914

U.S.
Government
204
249

Other
demand
54*245
57*143
69*459

Other
time
5*112

86.301

5*252
5*966
6*562

4 4 4
. 2
6*089
4.628

100,319
107,677
124,990
137*933
136*982

10*196
14*441
22*310
24*769
31*756

18,630
18,593
21,023
25,163
22.593

3,066
2*530
5*092
4*896
2*871

137,163
147,543
169*004
177*342
181,009

35*006
49.767
54,660
42.258
48.523

296.230
310,882
338*647
356,595
352,620

28.115
28,572
30.517
30,120
27,752

1*566
1*562
1*983
2*162
2*692

202,712
206,853
222,890
248*338
236.686

63.637
71,895
83,257
75.975
85.486

1915
1916
1917
1918
1919

357,575
414,388
520,513
534*590
625,072

26*181
35,727
46,694
38,971
42,224

2*361
2t234
2*165
13*359
7.554

234,443
258.943
315*862
320*029
391*540

92*590
117*484
155*792
162.231
183.754

1920
1921
1922
1923
1924

705.400
671,574
681,824
756*223
762,595

40.937
35,565
38,902
40,477
43.534

2*208
2*493
1*340
3*646

393,406
369,481
374*334
411,190
400,654

266.849
264.035
267.248
300.910
316.399

1925
1926
1927
1928
1929

808,375
870,069
856,667
864,625
849,305

49.154
57,563
47,710
43,923
37,831

418,505
448,515
433,258
423,665
422*646

338*726
361*621
375*952
395*251
385*677

1930
1931
1932
1933
1934

801,026
704,154
536*788
397,024
4 9 0 0
9 , 9

40,700
41,355
26,679
24.208
39,731

10.730

426.024
336,939
269,566
232*001
260*162

332*901
322.703
238.503
139.251
168*447

1935
1936
1937
1936
1939

629*504
741,891
826,687
821,467
892,212

55,376
55,568
59,745
60*422
64,133

4*795
16.399
8*701
12*526
17,003

339,265
415.499
469,205
451*363
500,636

230*068
254.425
269*036
297.156
310*440

1940
1941
1942
1943
1944

961,106
1*077*346
1,262,336
1,756,471
2*138,158

76,433
86,069
101,192
108.427
111,804

17,640
21,034
28,769
117,357
243,751

539*526
627,224
790,966
1,145,525
1,292,661

325.307
343*019
341.369
385.162
489.942

1945
1946
1947
1948
1949

2*593.160
2*812*009
2.783*273
2,934,539
2*906*798

126*830
114*712
105.683
100.024
85*666

323*698
212.455
24*095
49*160
37.619

1*499*070
1,719*672
1,824,988
1,926,860
1,909,331

643.582
765*170
828*307
858*475
873*982

1950
1951
1952
1953
1954

3*080*825
3*251.449
3*452*580
3*654,802
3*808*921

97*907
103,194
115,988
118.823
123,399

68.307
94,764
102,078
69.978
105,052

2*019,609
2*151*306
2,264,440
2,411,648
2,469,592

695*002
902*185
970*074
1*054*353
1*110*878

116.087

104.269

1*248
2*466
2.889

3.112

1.808
1,990
2.370

1.747
1,966
3.149
1.401
3,157
2*040

1.564

1.138.678

Indiana

341

Table la—All Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

1896
1897
1898

National
bank
notes

Borrowings

1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
191*
1915
1916
1917
1918
1919
1920
1921
1922
1923
192*
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

216
164
32

4.707
4.581
4.143
4.740

503
592
479
900

28*976
29*213
25*549
26.179

9.473
9.159
7.527
8*248

106*452
110*857
119*437
143*126

417
427
426
447

55
6
40
129
93

5*750
6.842
6.956
8.345
10.584

1*154
1.405
1*630
3*514
3.201

28.918
29*692
32.284
34.007
37*361

9*469
9.879
10.646
12.733
14.457

169*360
186*799
219*930
244*572
255*114

484
515
555
620
668

114
253
190
683
537

13.152
16*505
17*574
19 i 596
21*194

3*149
4*426
5*212
4.319
3*965

37*763
41*335
44*648
48*266
48*608

14*673
17,752
19*256
19*102
20*890

262*716
298.706
336,659
341*625
350*190

669
701
740
788
796

969
It400
1*291
1*065
3*202

22*930
23.304
25*061
25*207
25*364

4*338
7»025
8*662
8.903
9*079

52.070
52.579
54*764
56.206
58*471

Z3*319
25.474
27.439
27.094
29*643

399.856
420*664
455.864
477*070
478*379

842
664
888
933
919

3*054
3*261
3.332
16*699
23*706

26*084
25*896
26*150
26.260
26*217

3*109
3.947
4*774
11*564
20*552

61*066
61*935
62*720
64*130
65*281

32*003
32*622
37*178
35.166
41,171

482.913
542*249
654,667
688*609
802*001

981
990
1*009
1*031
1*029

44 i 333
40.571
18.767
27.045
21.379

26i.588
27<>039
27 i>467
28 f 255
27«574

15*715
15*456
4*758
4*972
4*049

69*420
72.409
75.362
79*268
79*236

47*633
44*718
48.956
51,133
52*863

909*089
871.767
857.134
946,896
947*716

»052
• 078

18.513
42.109
48.774
48t413
56.759

25*074
24*360
22*775
21*901
21f*834

3*943
5.264
4.275
4*757
6*966

79.413
80*140
80*216
78*807
78.417

55,660
58*401
61,549
63*207
'64,729

990*978
1*060*343
1*076.256
1*081*910
1*080*012

13*869
9*898
17*121
6*912
620

23 i 459
21 i 639
22 » 299
13.373
14*613

35*648
8.644
3.695
4*035
5*037

75.655
64*999
57*089
39.798
54*796

64,156
56*565
45,919
33,559
30*282

1*013*813
865*899
683*111
494*701
604*638

910
807
690
488
516

4.043

4*372
2.724
3.214
2.364
2.275

56*316
59*225
58*189
58*320
56*919

29*307
35*053
40*465
44.261
46*289

725,993
839.274
928*787
926*504
999*697

547
537
525
515
506

2*747
3.105
3*136
2.932
3*612

56*346
55.957
55.568
55*508
56*849

51.014
56.860
60.346
66*457
74*341

1*071*225
1,193*270
1,381,387
1,881*369
2*272*961

503
502
499
496
495

1899
1900

Other
liabilities

449
361
232
92
2

12
2
1
1
1

1940
1941
1942
1943
1944

.069
.105

• 103
.092

• 082
• 060
.023

981

1947
1948
1949

50
100
50

4.289
5.481
7.347
8.679
10*955

56*511
57*464
57*981
58*749
59.726

84*663
96*450
107*714
116*946
126.219

2*736.643
2*971*404
2*956*365
3*119*213
3*103*748

493
491
490
488
486

1950

150
200
100
50
225

13*309
14*236
19.104
25.019
26*483

60*509
63*444
65.395
67.313
73.312

137,886
147.171
158,352
170.351
182.895

3*292.679
3*476*500
3,695*531
3*917.535
4*091.836

487
483
481
480
476

1945
1946

1951
1952
1953
1954

1955




4*253,732

342

Indiana

National Banks—Table 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

] -cans

Year
Total

Real
estate

Loans
All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

34.274
30.901
35*422
37.616

489
460
539
525

5*783
5.442
6*368
6.208

26.002
24*999
28*515
30*883

1900
1901
1902
1903
1904

44.718
51.179
60*103
70*157
71*856

596
731
1.031
1*281
1.222

7.051
8.635
12*192
15.136
14*443

37.071
41*813
46*880
53*740
56.191

1920
1921
1922
1923
1924

241.671
224.308
205.777
220.883
219*771

11.236
12.368
14.935
16,075
17.475

60*609
48,493
45*336
48*073
46.459

169*826
163*447
145*506
156.735
155.837

1905
1906
1907
1908
1909

75*392
91*100
102.569
99.519
105*380

1*300
1*727
1*856
1*917
2*067

15*362
20.410
21.940
22*664
24*545

58.730
68*963
78.773
74,938
78*768

1925
1926
1927
1928
1929

226.037
242.018
236.116
243.845
256*889

19.914
21.951
22.221
27,126
29,894

50.235
62.651
58,647
62,598
58*199

155.888
157.416
155*248
154.121
168.796

1910
1911
1912
1913
1914

120.356
123.425
132.398
137.977
138.188

2.591
2*886
3.514
3,609
4.269

27*244
27*544
29*706
33*101
29*845

90*521
92*995
99.178
101*267
104*074

1930
1931
1932
1933
1934

246.701
205.016
151*905
74.580
77*542

37.304
35.555
32.031
17.645
18.263

51*686
45.765
32.711
16.606
19.048

157.711
123.696
87*163
40*329
40*231

1915
1916
1917
1918
1919

136,179
148,321
171.352
177*191
184*792

5.349
6*093
8.061
8*916
9*038

34*765
33.953
39.434
37.794
43.711

96*065
108*275
123*857
130*481
132*043

1935
1936
1937
1938

75.467
88.129
109.427
108.224

16*442
21.842
28.429
32.888

16*143
16.225
15*618
15*725

42*682
50.062
65.360
59.611

Loans1

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers ,
and
dealers

Real estate

To
others

57.058

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

5*191

28.922

6.450

1940
1941
1942
1943
1944

138.824
165.198
150.914
128,648
140.735

67.087
84.633
69*777
53*970
56*022

540
440
293
206
241

2.738
2.204
1.927
6*813
15*732

5*471
5.756
5*515
5.189
5*600

32*615
37.485
37.786
36.392
39.605

7.425
7.713
7.835
6.075
5*300

9.772
8*859

22.948
26*967
27*781
8*231
9*176

1945
1946
1947
1948
1949

162*833
19^,733
264,864
316*882
329.565

57*160
60*515
123*470
141*170
136,593

1*663
1*650
563
783
678

31*506
15)611
7*405
4.603
4.754

6*576
8.033
10.534
11*681
11*645

39.151
50*462
66.196
83.797
95.014

5*903
10*321
13*280
15.952
17*226

11.273
21.230
36.524
54*796
59*693

9*561
6*911
6.692
6*205
7*056

1990
1951
1952
1953
1954

378,004
476*343
521.191
586.646
637.607

151*667
191*244
201*183
216*483
233,679

804
1*435
2*034
2*397
2*786

4*149
5.537
6*336
7.228
7.269

12*523
14*654
14.859
15*753
16*017

108*064
132.700
149.705
165*889
185*582

16*945
26*147
29*315
33*627
36*015

76*270
101*314
116*263
141*692
150*596

7*895
9*196
6*416
11*247
12.143

1955

756.390

275,507

5.917

9*265

17*699

223.452

44*066

178*027

12.868

1
nc^iriiiiti^ J U N U ou, I:/'KJ, figures tur vuriuus luuii items urc hiiuwn
Beginning June 30, 1948, nj^urcs for various loan
are shown
gross (i.e., before deduction of valuation reserves); they do not add to




UK; luiui unu aic not entire ly comparable with prior figures,. Total loans
the total and are HIM cuuici
continue to be shown net.

Indiana

343

Table 2—-National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1699

9»059
9*189
10*270
14*569

6*286
6*403
7.015
10*010

1*149
1*609

979
983

1.794
1.803
2*106
2.950

14,418
18*506
23.194
31,607

418
434
560
652

6*848
7,444
8*996
9*436

7.152
10*628
13*638
21.519

2*155
2*524
2*309
2*666

59*906
61,120
71,695
86*458

1900
1901
1902
1903
190*

17*119
20.069
21*747
24*311
26.195

10.722
11.758
12.625
13*852
15*615

2*258
2.934
3*220
3*692
3*735

4.139
5*377
5.902
6.767
6.845

33,138
36.508
40,724
43*806
41*361

638
883
820

1,235
1*005

10,055
10,756
11,371
12,400
12.951

22*445
24.869
28.533
30.171
27*905

2,575
2*580
2*428
3.904
4,069

97.550
110.336
125,002
142,178
144,001

1905
1906
1907
1908
1909

28.543
30.340
34»390
39*033
39*881

17*253
17.925
20.414
21.153
21*264

3,985
**382
4.934
6.313
6*656

7.305
8.033
9.042
11*567
11*961

45.386
45.407
47*458
50,620
46*413

1*150
1*559
1*481
1,549
1,763

13*916
13,433
13.176
16.422
16*182

30,320
30,415
32,801
32*649
28*468

3,658
6*105
.6,936
7,506
8*256

152,979
172.952
191.353
196.678
199.930

1910
1911
1912
1913
191V

39.599
42.907
47.092
45.959
47*384

21*596
22*268
23,947
25,05*
26,666

6*23*
6*332
6*283
4*751
4*474

11.769
14.307
16*862
16.154
16.244

54,310
54,842
56*026
56.299
48*443

2*672
2*010
1*821
3*108
2,646

17,027
16*271
16*990
17.540
17*243

34.611
36*561
37.215
35.651
28.552

9,290
9,100
9*558
9,612
10.705

223.555
230.274
245,074
249,847
2*4.720

1915
1916
1917
1918
1919

51»457
54*004
67.582
87.227
111*515

26*604
25,739
31,801
54*462
76*479

5.650
5.794
6*406
5*913
5.110

19*203
22,471
29*375
26*852
29,926

46*510
58,530
65.236
60*614
70,452

2*282
2,956
2*733
3*426
10,802

15.395
15*336
16*739
9*810
11.499

28*333
40*238
45,764
42,376
48*151

11*523
12,098
13,190
15,210
17*687

245*669
272.953
317,360
3*0.242
384,446

1920
1921
1922
1923
1924

87.745
85.078
90.192
103.221
93.635

53*660
49*301
49*438
57*371
49*073

5*748
6.290
8.369
7.991
8.566

28.337
29*487
32,385
37.859
35.976

73,490
62*774
65*600
67.391
69*832

13*384
11*508
12,551
13*1*9
12*39*

13.430
12*394
11*524
10*4*3
11*352

46*676
38*372
41,525
43*799
46*086

20,475
18,670
17,535
18*967
20,302

423*381
390*330
379.104
410*462
40**040

1925
1926
1927
1928
1929

97.131
100.176
106.150
118,188
115,444

46*095
44*677
43,600
46.259
46.270

9*865
9*766
8.940
6.306
9*084

41*171
45,733
53,610
63,123
60*090

73,435
80*918
75,426
74.833
71*930

12*891
13*405
12*894
13*117
14,169

11*199
11,479
11,319
9,496
9,271

49,345
56*034
51.213
52.220
48*490

22,219
22,573
22.633
23.665
25,408

418*322
445*685
4*0.325
460*531
469,671

1930
1931
1932
1933
1934

108,779
113,585
103.839
79,313
124,563

42*893
*7,158
50*891
*5.047
72.217

7*399
8*618
6*892
4.662
7*261

58,487
57,809
46*056
29.604
45.085

88*475
94.441
68*329
55.067
94*121

15,172
10.641
9*498
4,817
7.456

11,441
16.215
11.^89
8.028
7.367

61,062
67,585
47*242
42*222
78*798

25,603
2**148
22.603
13.729
15.189

469,558
437*190
346.676
222*689
311, *15

1935
1936
1937
1938
1939

160,918
204.061
223,716
224,855
235.668

110.892
136.633
149.827
158.196
168.26*

11*139
17.981
26*693
26.746
29,233

38*887
49**47
47*196
39*913
38.171

124.600
134,072
142.766
153,485
179.401

13.580
14,623
16,157
13*700
15,839

9.069
12*220
13*836
12.481
12*139

101,951
107*229
112.771
127,304
151.423

14,7*2
1*,332
1*.289
13*463
13*271

375,727
4*1,094
490,198
500*027
550,836

19*0
1941
1942
1943
1944

223.125
240.731
322*178
597,086
771,291

156*730
173.243
246*08*
511,444
688*961

32*600
35.895
40.082
51.479
52*226

33,795
31,593
36.012
34,163
30,10*

218,461
233.097
282,704
303,977
341,006

15,433
18*283
21*990
31,365
34*695

12.741
15,P52
19*986
22*123
23*610

190*287
198*962
240*728
250*489
283.,501

12*465
11*988
11*377
11,712
11*423

592,875
651,014
767,673
1,041, '+23
1,265,255

1945
1946
1947
1948
1949

966*356
1*022*734
894*468
917*265
922*837

886*2*4
^26*036
799.877
813*546
817.937

50*331
51.183
56*908
63,497
66,661

29,781
45,515
37,683
40.220
33.239

353,773
351,895
381*592
415,275
402,315

33*146
36*596
50.312
53*0^5
40.150

23*639
22.005
26*464
33.175
J2.523

296,986
293,294
304*016
329. DOS
330*142

11*906
11*917
11,925
13,292
13*586

1,494,866
1,581*279
1,552,849
1*664*714
1,668,803

1950
1951
1952
1953
1954

985.398
980,292
1*02*. 472
1*050,658
1,138,354

874*931
857*490
893.853
920.544
998*684

72*456
80*241
91.085
95.601
102.396

38.011
42,561
39,534
34,513
36.774

405*246
475,318
508,324
530*456
538»080

59.282
83.759
83*326
87.823
79,662

30.984
29*512
37,134
42.141
43.191

314,980
362,047
387,36*
*00,*92
415,227

14,390
17,108
19,975
19,907
23,444

1,783*036
1*949,061
2 * 0 7 3 , <?62
2.187.667
2 * 3 3 7 . '*65

1955

1,214,074

1*040*532

130,234

43,258

561*415

102,269

45,587

*13»559

26,257

2.558.136




344

Indiana

National Banks—Table 2




ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued
[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government
204

1896
1897
1898
1899

34(815
36*661
47.723
61*636

2.727
3*986
4.801
7.330

1900
1901
1902
1903
1904

70*633
81*343
94*643
106*377
104*850

10,288
13*552
16.265
16*571
15.711

1905
1906
1907
1908
1909

110*102
121*484
135.795
136*981
136*210

18.207
17.819
20*155
22*152
19,296

3*068
2.530
5*092
4*896

1910
1911
1912
1913
1914

154*162
160*428
172,103
176,395
170*463

24*265
24*959
26*395
24*970
23.131

1*566
1*562

1915
1916
1917
1918
1919

169,474
196*761
239*154
247.280
278.495

22.768
28.545
35*965
29.785
34.170

1920
1921
1922
1923
1924

305.591
279.221
286*944
309,341
310,557

32*841
27*049
29*896
31*197
33.193

2.186

1925
1926
1927
1928
1929

329*964
353,252
352*279
371,368
372,755

37.541
4.0
447
35,023
33.539
29,335

1930
1931
1932
1933
1934

376,392
354,950
268*259
177.935
258.556

32*491
33,656
22.073
20,474
33*605

1935
1936
1937
1938
1939

331.358
397,140
443,684
449.377
496*881

47.295
48.835
52,805
53.934
57.281

1940
1941
1942
1943
1944

537,474
592,846
707,617
978.601
1,195,923

1945
1946
1947
1946
1949
1950
1951
1952
1953
1954

Other
demand

Other
time

31,121
31*615
40.747
50*865

763
811
927
975

56.358
63.201
72.224
81,752
62.294

1*096
1*478
1»965
2»217

86.083
97,905
105*726
104*075
105*755

2»744
3*230
4,822
5,858
8*288

116.558
123.327
127,155
130*964
123*812

11.773
10*580
16*570
18*299
20*828

116,954
131.133
149*620
150.509
175,139

27*391
34*849
51*404
55*295
62*896

1.642

196,045
171,579
173.465
182.555
176.170

74*519
78*260
82*376
92*194
99*552

1*768
2.226
1*707
1*966
3*136

179.873
185*837
183,471
186,373
190,028

110*782
120.782
132,076
149.510
150*256

1.361

185,882
168*700
133,629
86*483
136,004

156*656
150*148
110,970
67*756
80*243

11,470
14.129

182*210
220*596
251,033
245,909
278,768

98*024
114*148
132*428
138*064
146.703

70*708
77.396
89.964
95,654
100*014

14,611
17*412
24,869
80*651
166*114

300,135
339,432
438*816
634*194
706.439

152*020
156*606
153*968
166.102
223*356

1.420.3B3
1.499*126
1.464,064
1.569.948
1*567.826

113.740
102*213
95,082
8 . 4
8 7 4
76,339

216.908
137.792
13.985
31*743
25*253

796.568
902.274
968.640
,047.111
,047*657

293*167
356*847
386*357
402*350
418*577

1.674.842
1,827.154
1.941.767
2.044.932
2.177,769

86.670
91*720
101.268
104.764
110.127

44*266
63*554
69,734
46,299
70*776

,118,550
,223,720
,283,673
,368,450
,428.721

425*354
448.160
487*092
525.419
568*145

107*426

249
1.248
2*466
2*889

3.112
4*424
6*089
4.628

2.871

1,983
2*162
2*692

2,361
2*234

2.165
11.691
6*290
2*333

1.207
3,395

2*446

1.587
1*222
8*704
3.829
13*561

7.418

1.730

Indiana

345

Table 2— National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955—Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

1896
1897
1898

National
bank
notes

Borrowings

156
131
17

4.707
4.581
4.143

Other
liabilities

Capital

21

14.282
14*047

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

14.217
14.277

5,923
5,671
5,546
5,743

59,906
61,120
71,695

Number

of
banks

4.740

29
49
62

86,458

113
113
112
115

40
71
46

5.750
6.842
6*958
El* 345
10*564

78
73
134
1*408
1*280

14.309
15.331
16.618
17.969
18*467

6,733
6,747
6*609
8*008
8.774

97,550
110*336
125,002
142,178
144*001

117
132
144
157
172

1905
1906
1907
1908
1909

48
34
112
59
148

13.152
16.505
17.574
19*596
21.194

849
2.227
2.790
2.783
3*310

19,625
22*015
23.150
25.131
25.728

9,203
10.687
11*932
12*128
13.340

152*979
172,952
191.353
196.678
199.930

188
206
219
242
250

1910
1911
1912
1913
1914

128
141
181
369
872

22*930
23.304
25.061
25.207
25*364

3*870
3.493
3*566
3.170
2.966

27,885
27.453
27.558
27,858
27*850

14*560
15.455
16*605
16.848
17.205

223.555
230.274
245.074
249.847
244*720

261
261
255
254
255

1915
1916
1917
1918
1919

1*011
1*022
1*488
10*220
14»133

26*084
25.896
26.150
26.260
26.217

2.722
2*821
3*288
8.990
17*335

28*332
28.247
28*412
26.487
28.593

18.046
18.206
18*868
19.005
19*673

245,669
272.953
317.360
340*242
384*446

258
256
255
258
253

1920
1921
1922
1923
1924

29*401
23*720
6*211
13*091
7.493

26*588
27*039
27.467
28.255
27.574

10*126
6.798
4.113
3*843
2.976

29*697
30*022
30.713
32.666
31.842

21,978
24.030
23.656
23*244
23*598

423*381
390*830
379.104
410.462
404*040

254
252
251
251
246

1925
1926
1927
1928
1929

4*701
8*987
4*816
5*123
10.311

25*074
24.360
22.775
21.901
21.834

3*144
3.105
2*502
2.434
3*830

31.948
31.765
32.445
32.675
32.933

23.991
24*216
25*508
27,010
28.008

418*822
445,685
440,325
460,531
469,671

246
240
233
227
224

1930
1931
1932
1933
1934

4.873
2.773
7.411
1.923
13

23.459
21.639
22*299
13.373
14.613

3.485
5.333
2.303
1.036
780

33*333
28*832
26.572
16.260
24.972

26*016
23,663
19.832
12,162
12,481

469,558
437,190
346,676
222,689
311,415

210
167
161
104
120

4.043

919
,062
• 519
• 351
.373

25.073
24.910
23,680
24,636
24.737

14.334
17.982
21.309
24,663
27,845

375,727
441,094
490,198
500,027
550,836

125
125
126
127
126

1940
1941
1942
1943
1944

.649
.828
1.864
1.816
2.196

24.596
24.566
24.597
24.682
26.113

29,156
31,752
33*595
36*324
41,023

592*875
651.014
767,673
1,041.423
1,265.255

125
124
124
124
124

1945
1946
1947
1948
1949

50

2.535
3.154
4.096
4.897
5.593

26*083
26,829
27.079
27.840
28.715

45,667
52.170
57.610
62.029
66.619

1,494.866
1,581,279
1,552.849
1,664*714
1.668.803

123
126
126
125
124

1950
1951
1952
1953
1954

100
200
100
50
200

6*572
7.773
10*593
13.703
15.272

29*090
32.965
34.055
35.205
41.028

72.434
80.969
87,447
93,777
103,216

1.783,038
1*949.061
2*073.962
2*187,667
2*337.485

125
125
125
124
124

1899
1900
1901
1902
1903
1904

47

1935
1936
1937
1938
1939

6

1955




44.273

2.558,136

346

Indiana

State Commercial Banks—Table 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955
[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1897
1898
1899

30f357
31*463
28*902
33*081

5.423
5.839
6.271
8*072

4*534
4,603
5*923
5*784

20,400

1900
1901
1902
1903
1904

40*618
45.203
58*503
63*650
68*019

9.920
13.574
15*912
18*558
21*457

6*693
8*361
11*390
14*879
16*070

24,005
23*268
31*201
30*213
30*492

1920
1921
1922
1923
1924

319.272
320.037
316*137
355.314
359,347

124,240
122,463
123,064
136*952
143,261

33*902
30*065
30*365
34*297
34,070

161*130
167*509
162*708
182,065
182*016

190!»
1906
1907
1908
1909

68*483
62*506
93*911
93.327
99.409

26*131
33,248
37,367
38*379
43,111

14.276
18*087
22,245
17,494
13,193

28,076
31.173
34*299
37,454
43,105

1925
1926
1927
1926
1929

373,944
414*111
419*239
399*755
393*539

150,268
167,113
168*324
161.019
155,675

37*252
48*442
47*849
47*218
41.575

186*424
198*556
203*066
191*516
196*269

1910
1911
1912
1913
1914

114.328
125*661
139.445
155.490
158*294

51*032
57.2