Federal Reserve Bank of New York. Research and Statistics Group. "Decline in U.S. Saving and Its Implications for Economic Growth," in Federal Reserve Bank of New York. Research and Statistics Group. "Winter 1990-1991, Vol. 15, No. 3," Economic Policy Review (Federal Reserve Bank of New York) (Winter 1990-1991) : 5-23. https://fraser.stlouisfed.org/title/1170/item/2911/toc/172162 , accessed on April 24, 2024.