Waiwood, Patricia. "Households and Consumers : Consumer Deleveraging May Be Over," in Federal Reserve Bank of Cleveland. "Economic Trends - July 2012," Economic Trends (Federal Reserve Bank of Cleveland) (July 2012) : 5-6. https://fraser.stlouisfed.org/title/3952/item/493106/toc/505531 , accessed on March 28, 2024.