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A Newcomer's View of the U.S. Banking Industry : Speech before the Pennsylvania Bankers' Association, Atlantic City, N.J.

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Federal Reserve Bank of Cleveland and Winn, Willis J. "A Newcomer's View of the U.S. Banking Industry." Speech before the Pennsylvania Bankers' Association, Atlantic City, N.J., May 23, 1972, https://fraser.stlouisfed.org/scribd/?item_id=4829&filepath=/files/docs/historical/frbclev/presidents/winn_19720523.pdf&start_page=1, accessed on September 26, 2017.

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Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102