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The New Competitive Environment : Western Independent Bankers, 25th Bank Presidents' and Senior Officers' Policy Seminar, San Francisco, California

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Balles, John J. and Federal Reserve Bank of San Francisco "The New Competitive Environment." Western Independent Bankers, 25th Bank Presidents' and Senior Officers' Policy Seminar, San Francisco, California, March 24, 1981, https://fraser.stlouisfed.org/scribd/?item_id=3879&filepath=/files/docs/historical/frbsf/presidents/balles_19810324.pdf&start_page=1, accessed on October 22, 2017.

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Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102