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The Evolving U.S. Payments System: A Central Banker's Viewpoint : Remarks, The National Payments System Bank Administration Institute Foundation, Washington, D.C.

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Federal Reserve Bank of St. Louis and Melzer, Thomas C. "The Evolving U.S. Payments System: A Central Banker's Viewpoint." Remarks, The National Payments System Bank Administration Institute Foundation, Washington, D.C., October 16, 1995, https://fraser.stlouisfed.org/scribd/?item_id=18788&filepath=/files/docs/historical/frbsl_history/presidents/melzer/melzer_19951016.pdf, accessed on December 13, 2017.

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Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102