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    <abstract>Cascade Focus reports summarize the Community Development Studies &amp;amp; Education Department's research on issues related to community development in low- and moderate-income communities and fair and impartial access to credit in underserved markets. Reports in this series are topically similar to, but more concise than, the department's discussion papers and special reports.﻿</abstract>
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        <subTitle>A Newsletter from the Philadelphia Federal Reserve Bank about Consumer Credit and Community Reinvestment</subTitle>
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