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        "\"Buy now, pay later\" (BNPL) programs have become a popular form of consumer payment. It is a type of short-term financing that allows consumers to make purchases and pay for them in installments, typically interest-free. In practice, BNPL services typically offer \"Pay in 4\" programs, which divide a purchase into four equal installments, each due two weeks apart."
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    "language": [
        "eng"
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    "titleInfo": [
        {
            "title": "Buy Now, Pay Later: Market Impact and Policy Considerations",
            "titlePartNumber": "No. 25-03"
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    ],
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        "issuance": "multipart",
        "sortDate": "2025-01-18",
        "dateIssued": "January 2025"
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        "extent": "7 pages",
        "digitalOrigin": "born digital",
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        "url": [
            "https:\/\/fraser.stlouisfed.org\/title\/economic-brief-6034\/buy-pay-later-market-impact-policy-considerations-680831"
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        "textUrl": [
            "https:\/\/fraser.stlouisfed.org\/files\/text\/historical\/frbrich\/econbrief\/frbrich_eb_25-03.txt"
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                    "title": "Economic Brief "
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