{
    "name": [
        {
            "role": "creator",
            "namePart": [
                "French, Eric (Eric Baird)"
            ],
            "recordInfo": {
                "recordIdentifier": [
                    "8240"
                ]
            }
        },
        {
            "role": "creator",
            "namePart": [
                "Jones, John Bailey"
            ],
            "recordInfo": {
                "recordIdentifier": [
                    "8283"
                ]
            }
        },
        {
            "role": "creator",
            "namePart": [
                "McGee, Rory"
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                    "10513"
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    "genre": [
        "article"
    ],
    "abstract": [
        "<p>Retired households, especially those with high lifetime income, decumulate their wealth very slowly, and many die leaving large estates. The three leading explanations for the \"retirement savings puzzle\" are the desire to insure against uncertain lifespans and medical expenses, the desire to leave bequests to one's heirs, and the desire to remain in one's own home. We discuss the empirical strategies used to differentiate these motivations, most of which go beyond wealth to exploit additional features of the data. The literature suggests that all the motivations are present, but has yet to reach a consensus about their relative importance.\ufeff<\/p>"
    ],
    "language": [
        "eng"
    ],
    "titleInfo": [
        {
            "title": "Savings After Retirement",
            "titlePartNumber": "Working Paper 22-12"
        }
    ],
    "identifier": [
        {
            "$": "https:\/\/doi.org\/10.21144\/wp22-12",
            "@type": "doi"
        }
    ],
    "originInfo": {
        "issuance": "multipart",
        "sortDate": "2022-12-13",
        "dateIssued": "December 13, 2022"
    },
    "recordInfo": {
        "recordIdentifier": [
            "628253"
        ],
        "recordUpdatedDate": "2026-01-08 16:40:27",
        "recordCreationDate": "2023-01-04 10:29:42",
        "recordType": "item"
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    "classification": [
        {
            "$": "F14, L14",
            "@authority": "jel"
        }
    ],
    "physicalDescription": {
        "form": "electronic",
        "extent": "36 pages",
        "digitalOrigin": "born digital",
        "internetMediaType": [
            "application\/pdf"
        ]
    },
    "location": {
        "url": [
            "https:\/\/fraser.stlouisfed.org\/title\/working-papers-federal-reserve-bank-richmond-3942\/savings-retirement-628253"
        ],
        "iiif_manifest_url": [
            "https:\/\/iiif.slf.digirati.io\/presentation\/item\/628253"
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        "pdfUrl": [
            "https:\/\/fraser.stlouisfed.org\/docs\/historical\/frbrich\/wp\/frbrich_wp22-11.pdf"
        ],
        "textUrl": [
            "https:\/\/fraser.stlouisfed.org\/files\/text\/historical\/frbrich\/wp\/frbrich_wp22-11.txt"
        ]
    },
    "relatedItem": [
        {
            "@type": "parent",
            "recordInfo": {
                "recordIdentifier": [
                    "3942"
                ]
            },
            "titleInfo": [
                {
                    "title": "Working Papers (Federal Reserve Bank of Richmond)"
                }
            ],
            "name": [
                {
                    "role": "creator",
                    "namePart": [
                        "Federal Reserve Bank of Richmond"
                    ],
                    "recordInfo": {
                        "recordIdentifier": [
                            "521"
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                }
            ]
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    ],
    "accessCondition": "For more information on rights relating to this item, please see: https:\/\/fraser.stlouisfed.org\/title\/working-papers-federal-reserve-bank-richmond-3942\/savings-retirement-628253"
}