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    "genre": [
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    "abstract": [
        "Electronic billing and payment systems are about to change the way many households pay their monthly bills. These systems are likely to increase consumer convenience and reduce billers' costs. Several factors, however, could slow down the widespread use of electronic billing and payments, including customer resistance to change, unequal access to technology, and consumer privacy concerns."
    ],
    "titleInfo": [
        {
            "title": "Paying Electronic Bills Electronically",
            "titlePartNumber": "Volume 5, Issue 1"
        }
    ],
    "originInfo": {
        "issuance": "periodical",
        "sortDate": "1999-01-01",
        "dateIssued": "January 1999"
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        "recordUpdatedDate": "2025-07-24 16:46:02",
        "recordCreationDate": "2022-12-29 12:21:18",
        "recordType": "item"
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    "typeOfResource": "text",
    "physicalDescription": {
        "form": "electronic",
        "extent": "6 pages",
        "digitalOrigin": "born digital",
        "internetMediaType": [
            "application\/pdf"
        ]
    },
    "location": {
        "url": [
            "https:\/\/fraser.stlouisfed.org\/title\/current-issues-economics-finance-6879\/paying-electronic-bills-electronically-627900"
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        "pdfUrl": [
            "https:\/\/fraser.stlouisfed.org\/docs\/publications\/frbny_ci\/ci5-1.pdf"
        ],
        "textUrl": [
            "https:\/\/fraser.stlouisfed.org\/files\/text\/publications\/frbny_ci\/ci5-1.txt"
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    "relatedItem": [
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            "@type": "parent",
            "recordInfo": {
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            "titleInfo": [
                {
                    "title": "Current Issues in Economics and Finance"
                },
                {
                    "@type": "alternate",
                    "title": "Current Issues in Economics and Finance",
                    "subTitle": "Second District Highlights"
                }
            ],
            "name": [
                {
                    "role": "creator",
                    "namePart": [
                        "Federal Reserve Bank of New York. Research and Statistics Group"
                    ],
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    "accessCondition": "For more information on rights relating to this item, please see: https:\/\/fraser.stlouisfed.org\/title\/current-issues-economics-finance-6879\/paying-electronic-bills-electronically-627900"
}