{
    "name": [
        {
            "role": "creator",
            "namePart": [
                "Han, Pengfei"
            ],
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        },
        {
            "role": "creator",
            "namePart": [
                "Wang, Zhu"
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                    "4310"
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    "note": [],
    "genre": [
        "article"
    ],
    "abstract": [
        "The U.S. is considered a global leader in payment services. Yet, the U.S. appears to lag some developing countries in adopting the latest mobile payment innovations. We show that previous card payment leaders such as the U.S. naturally tend to fall behind in mobile payment adoption. This can be explained by optimal choices of card payment users in such countries because the incremental improvement introduced by the current mobile payment technology does not justify the costs for them to switch."
    ],
    "language": [
        "eng"
    ],
    "titleInfo": [
        {
            "title": "Why Is the U.S. Lagging in Adopting Mobile Payments?",
            "titlePartNumber": "No. 21-21"
        }
    ],
    "originInfo": {
        "issuance": "multipart",
        "sortDate": "2021-07-01",
        "dateIssued": "June 2021"
    },
    "recordInfo": {
        "recordIdentifier": [
            "604429"
        ],
        "recordUpdatedDate": "2025-07-09 13:16:34",
        "recordCreationDate": "2021-07-02 23:58:30",
        "recordType": "item"
    },
    "typeOfResource": "text",
    "physicalDescription": {
        "form": "electronic",
        "extent": "6 pages",
        "digitalOrigin": "born digital",
        "internetMediaType": [
            "application\/pdf"
        ]
    },
    "location": {
        "url": [
            "https:\/\/fraser.stlouisfed.org\/title\/economic-brief-6034\/us-lagging-adopting-mobile-payments-604429"
        ],
        "iiif_manifest_url": [
            "https:\/\/iiif.slf.digirati.io\/presentation\/item\/604429"
        ],
        "apiUrl": [
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        ],
        "pdfUrl": [
            "https:\/\/fraser.stlouisfed.org\/docs\/historical\/frbrich\/econbrief\/frbrich_eb_21-21.pdf"
        ],
        "textUrl": [
            "https:\/\/fraser.stlouisfed.org\/files\/text\/historical\/frbrich\/econbrief\/frbrich_eb_21-21.txt"
        ]
    },
    "relatedItem": [
        {
            "@type": "parent",
            "recordInfo": {
                "recordIdentifier": [
                    "6034"
                ]
            },
            "titleInfo": [
                {
                    "title": "Economic Brief "
                }
            ],
            "name": [
                {
                    "role": "contributor",
                    "namePart": [
                        "Federal Reserve Bank of Richmond"
                    ],
                    "recordInfo": {
                        "recordIdentifier": [
                            "521"
                        ]
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                }
            ]
        }
    ],
    "accessCondition": "For more information on rights relating to this item, please see: https:\/\/fraser.stlouisfed.org\/title\/economic-brief-6034\/us-lagging-adopting-mobile-payments-604429"
}