{
    "abstract": [
        "Scott Karol, vice president of counseling and program evaluation at Clarifi \u2014 previously known as Consumer Credit Counseling Service (CCC) \u2014 discusses how the organization has successfully incorporated behavioral economics principles that make it more likely their clients will follow through on their goals. In the case of Clarifi, those goals typically involve helping people who are struggling with debt to identify and secure the most important assets in their lives, creating an action plan that leads to lifelong financial literacy. Learn how the types of changes they have made in their programs can be applied to a broad set of organizations working with people from under-resourced areas."
    ],
    "titleInfo": [
        {
            "title": "Clarifi, Scott Karol"
        }
    ],
    "originInfo": {
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        "sortDate": "2014-10-03",
        "dateIssued": "October 3, 2014"
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        "recordUpdatedDate": "2021-05-26 12:10:23",
        "recordCreationDate": "2021-05-26 12:00:31",
        "recordType": "item"
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    "typeOfResource": "sound recording",
    "physicalDescription": {
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        "extent": " pages",
        "digitalOrigin": "born digital",
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        "textUrl": [
            "https:\/\/fraser.stlouisfed.org\/files\/text\/publications\/frbsl_8f8\/frbsl_8f8_20141003.mp3"
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            "titleInfo": [
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                    "title": "8 from the Eighth"
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    "accessCondition": "For more information on rights relating to this item, please see: https:\/\/fraser.stlouisfed.org\/title\/8-eighth-6286\/clarifi-scott-karol-603201"
}