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    <note type="public">&lt;p&gt;Circulars for 1996-present are available from the website of the New York Fed: &lt;a href="http://www.newyorkfed.org/banking/circulars/"&gt;http://www.newyorkfed.org/banking/circulars/&lt;/a&gt;.&lt;/p&gt;</note>
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    <abstract>&lt;p&gt;Each Federal Reserve Bank issues circulars to their member banks that address community relations, bank services, and supervision and regulation, and describe the Bank's procedures and processes. ﻿These circulars were issued by the Federal Reserve Bank of New York to member banks in the Second District.&lt;/p&gt;</abstract>
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      <title>Federal Reserve Bank of New York Circulars</title>
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        <title>Federal Reserve Bank Circulars</title>
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