View PDF

The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.

•

Rider "Asi.
(Add galley 68 L. W.)

Since chapter 54 of 1903 only shifted tc the travelling
auditor and bank examiner, those supervising duties which had
been in the hands of the secretry and treasurer cf the Territory, it was doubtful if under that stFitute the uuditcr who
had exercised supervision over trust ccmpanies could be properly deprived of the powers he had formerly exercised;

Chapter

96 cf 1909, however, provides in Sec. 9 that trust companies
are tc be placed "under the direct supervision of the bunk
examinee:: On the strength of tnis provision the digest even
with respect to trust compuniee treats the travelling auditor
and bank examiner as the only supervisory officer.

Under

,
that ch. 4pter 96 of 1909 refers to the official simply us
"the bank examiner"; his full title, as stated above, is under
the act establishing the office "travelling auditor and bank
examiner".
Rider "B"
(Add galley 73 L. W.)
A 190:n amendment allows the incorporation of a trust
company in any city, town or village of less than 7,000 with
an acturOly prescribed capital stcuk cf nct less than $190,000
of which not leas than !::)50,000 must have been actually paid
in (1909,




Chap. 133, 1 and 4).

..2-

Rider SC".
6(i. L. W.)

(Aad

The banks m:.!ke

.;..nuLtry and
tirria-annutii reliortu inJz.
uuditcr and

JiAly in the form prt,Lcribt:a by tne

b.znk exunink,r, whic'n ruport BilCW6 ruscurceu 4nd liabilities
ciFiy spor'ir :d by th6 ex-

at tnu cicut rf basince;3 on

:)!6inr, and must bf: trmismittud to nim within five days afte:r
nix 1-

It m.;st bc :.usblis.ht:d in a lccal newspaper

uost.

(190"::), Chap. 'Ai, 1).
Tnk; fcreu,inziat

enctment

tc; 1,rcs:ribe thc

in forcu whioh aftcr drcvidinc
Rider "L"
(Add callty 69 L. W.)
bwik exaniner visits :..ch bunk acin

buiiiness in

-xrlel)t naticnal banks at leaLt annally, and oftener if neGeL,sry in crder to fr4.;i. fall inveetijation intc
-!, Chap. 96,).
its conOition (19(YThis lute ernictment dces not materially onanje the
cldur one anther which he :vJs reAuired to
flidur "F"
;11ey 68 t. W.)
(Add c;,
If it upearu tc tLe bmIR examiner that any bk is
inucl'rL:At (;io dfincd in 19C9, Chap. 96,7) it iu his dAty tc
;c1Terncr :rid if it appears tr the cov,.rnor that
rt.:1-,ort tc the c
uuch

proccd,ne is necess%ry, hc directs the bunk examiner

to take ontArir,




cf the bunk anj of its property.

The cxwminer

-3

there upon mFlkes a thorc;uzh exeminution and rortu tc tho
thit the bank can not r- ,,5umc: bi-

governor, wYlc if

fcti ri c: it v,odi

6.1)ti3 to th

rlLsb

tcra,

tnt, attornej

uvi,t

fcr a receiirer.

The brink

ener,4.1 to
aminer Nitn the LLcv:.rncrl'6

onsent

4ppcint a deputy to t,ike crir6e of ;;.n insolvuht
tnc , i)ointr')unt of a re';uiver, nc bank, howeTrer, to
of

relmuin in -:/

:
.Jt,luty iotir tnan ninety days.(190. i,

Chap. 96, 4),
it

A bank may voluntarrilly
the control of its examiner by

,o6r,ing

d

uffaira under

notict3 on Ito dcoru

Chap. 96, 5).
If it appears that the oapital of a bank has be.en
impair d, ttiu exuminer notifiezi triv. bank to make tht', .mpattuD6, 8).
ment iocd in ninety days (1.9091 Chap. (
Riar "G"
(Add

,11u.y 3C; T. W.)

Unr. tne 1909 st'Atute the bank examiner before
taking charge of a bank must examine it

,,fairs before

ceivranip proceedindsare. instituted and may make an exanination of any bank which io voluntarily liquidated (1909,
Chap. cd6,

A

and 6).
Maur "Ws
(Add c,alle:" 7

T,. /.)

EoL 13(11-:u III for tilt. prGvic.ni
at..tute




rellired

r- V thu 1009

.;xarrirwr tc rcpert to in8o3Irchoy

of

CVk;rtLe

hk to th

incs,

cirAtirir

nGce:31.3ry;

,rcceodrit1 institute reeiiiershif, i-

dep4ty tit; .Act 1.11 tempeTHry T.Lr;eivt;r if

Ior for tn(:. :;rovision allowing brik

voluntrily in the hands of the

to

place

xaminer; ',Ind for those

und•r wnich t. hank etaminer re.luires impairnent of capital
to o,

2:000

ainety days. (191 Chap. 96, 4, 5 and

8).
It i
are

provisions

(
not altc :-ther clear that the

to EP4vings bankb; the statute st4tes that

°for the 1;urpose of exhrination and regulaticn tie ',revisions
ed to trust
of this :_ct are hereby made applicablc and extend
comphies, btaikL,'baildine, and ben azsccdfticno,
turritcri1 iastitutions; it

i5

itd

all

the intent and purpose by

this 6,cticn tc place the instItuticno

under the direct

9). The
supLovision cf tne bank extImin,r (1909, (Thap. 96,
by the
older provision also noted under 34nks III for action
examiner ,vhen he considers a r;rper ..tion in

roi

unsafe cendi-

tion to continue business, applyinG cle_rly

to

1),,rars

(280, and 1905, Chap. 54, 9).
In provisions of tn.; CerlipilLtd

Lan ii

en4qted that

when the capital of a savinj: bank is imp:Aired tc the extent
of

2'7 per cent by re ....son cf bad 1or

r othr-vise the sav-

inzLs bank nuut settee to do business unless its capital was
made /Nod by ansessment within sixty days or rcduced equal
to the irnpairment (266).




2ider
(.1thi

_11 ey 71 L. W.

paragraph f(1 tne possiblt appl
ication of chapter
96 of 1909 to wivinjs b;inks. Und
r that ch,
Apter "all btAnks
h,Jretcfore or heneafti;r crganized
uner the 2.;;w3 of the
Territory including private bunks
"must m,ke semi-nnu1 reports in X, .nuary dud jltly in the form
.
prescribed by t.te ux?.Aminer, exhibitin„; rz.sourots and
liab11itie6 at the close of
business on 1. pt da:y specified by
thf; c:xaminer, rports tc
be t,
'nurnitc;d within five days after
the rclucst and tc be
pub3ished in
local ne, spaper (1909, Chili). 96 1
:
1).
St;

It is dubtful if thL 3anc
7urae:.. of chu9ter 96 of 3909
mkt;i this proviLion for reports
applicuble to sovings banks;
the prc7isions cf the following paru
grFJphs
tnLrefcre,
still bt in fcroe.
Pider "J"
(Add ghl).cy 72 L. W.)
If savines bFAnks
umier cn.J!pter 96 of 1909 ttey

luired to report serri-annual
ly
re tbjcct to the pennity
cf

4L0.00 pt: r day during any uelkty
in m. .king a report (1909,
,
Chap. CA, 1).
Rider "V"
(Add g,
..11ey 73 L. W.)
IJnir cnapttr 96 of 1909 the bunk
exumintr must
"visit each and every bank &lin
e, business in the Territory
cf NcAl Uexico except national
banks" ;At least once a year,




'Mow

and oftaur if necei,sr.ry, tc miAku
it

invetAigation lntc

ccndition (190g, (flip. 96, 2).
ithr "L"
(Lid

71 L. W.)

If 8,
,vinds bankL

subject tc tti

rgu1aticn feutures

cf cha:)ter 96 of 1909 tnu bexnk ux,
.mincr when it appuaru that
4

ovingu bank

blumk

ib

insolvcnt takcs chari;c: and au uccn as possi.

trscrcLi6h cocAmin4ticn;

:uc cxuminuo WInks in

7cluat:Ary liluidaticn (19)9, CiLip. 96, 4 Laid 6).
!N"
(Add galley 73 L. W.)
Thc
pit

i)rcvisicnu cf chLptcr 96 of 1909 are

bit. tc trust ocn.p!-irdus:
If it any Um it appeDrs tc the bank exin:r that a

bank in inr,c1,
runt hc reports tc the ccvernor 4nd

it uppcars

tc the gc-rurncr that sucn a procecdin6 iu necessary, nu dirccts
thL cx 6,mincr tc t-Lke char.., the towminer thun exminLs thcroughly unU nv.k

1. return tc tjhu 6ovLrncr, who if ettsfted that
,

tric company. (1..n not reuw-t-: husincuu cr :)tly its icbtJ,
the i,ttcrnuy eent,rul

Lc procccd fcr

4

uppcintmunt tbt; exNmincr nitLy pi t.e trIt

ii

receivcr, pending whcse
a.ffairb cf tnt. ccmpnny

fcr act loac,r tmn nintty dc:ys in c'rir6e of ;',t t;pecia.1

t.puty

(1909, atqp. 96, 4).
A truLit ccmpwiy mAy v:Aunturily
lAnctur the oontrcl of t•:, ...i.rr)iinLr by poL,tini,..
doors (1909, ChL.p. 96, 5).




itki affairs
Ty; tiot., on its

When if it appears that the capita1
of a trust company
h'isbeGn impaired thu
notifies it tc mke the im.
pairment good within 90 days (1909, Chap
. 96, 8).
Th,3 prc,,isicns rf thu

p%rugraph were law

before the ,n., ctment cf Chapter 96, of'
,
1909 with the powcrs
and duties nehLioned in the hqn..3 or the
territcri,
A
sinr;k: thuy zuem not to bu redealed by
onaptur 96, they are
becw
ditor.

substLtatddfnr the territcr
ial

It ia pcsibl

th .,t tn-i3 oubstitutdipn m&y not be

batc.-,thr cifined by zuctior:. ? of nhap
tirr 96, which provides
t "fcr the parpc
vision.
6

nd rqr,711ution the

nrc.
:by made 5,pp1icubl

tc
).rid It i.

of Lximination

p.m-

4nd Lxtended

xxxxxxx
tr

intent and jAirpose of this auction to

thc;.;c institutions under the dirent supe
rvision of the brnk
Lxmintre.
Rieer "N"
(Add galley 74 L. W.
Chapter 96 of 1909 uprlyine, under ite
expret;o teilms
to trust conpanies requires them to make
bemi-annual reports
in J
.Linw...ry iind July to the bank uxminur
in the form which
pre.,,Iribus exhibiting resoara nnd
liabilities at the
close of business
4 past day specified by him, the
report
to be trunsmittd within five day
ftr the rcluest and to
by puznlished in a local newspaper (19
09, Chap. 96, 1).
Under provisions legialit
urc trust companies were
ro.
luired to report to the terr
itorial auditor.



.8-

Rider "0"'
(Add galley 75 L. W.).
The penalty undev tiLe 1909 stiitute for :ailing tc
rcpert is $50.00 a da.y during dela;y (1909, Chap. 96, 1).
,
Rider "Pw
(Add glley 74 T.. WO
The bank examiner under the 1909 statute visits every
trust company at 1e4tut annually and oftener if necessary for
the purpose of making a full inve tigution into it
(1909, Chap. 96, 2),

condition

He eXamints thoroughly when he takes

possession prior to the institution of receivership
(1909, Chap. 96, 4);

and he examines any voluntary
procedins

liquidations (1909) Chap. 96, 6).

The above provision for

regulrir annual examinations is a purallel to tnu earlLer
,
1, zi:1%tion which r(quired the examiner to visit at least
once in each ytaar without prior notice "each of the bunking,
savings, and other moneyed corporations oreatcd under the laws
of the Territory" and thoroughly examine tnem (1903, Chap.
It seems to overried, however, still another earlier
stxAtute wftich required the uuditor semi-annually 4nd
at such
other times as he detmed necessary, to make a thorough
ex..
amination into the affairs of every trust company
either
personally or through a suit:Able person appointed
by him
(1903, Chap. 52, 12).




"r

•

REPORT _of The

Of /,

nditiam of the".

C.
2`

of business on the

day of

r

./ ,/

6 /it

(4)

6ir
1/

4 i11.-<_12-ce,e
.

A‘,4-4

_,

at the close

, 1909.
1)ou.sus.

Ors.

RESOURCES.

1. Loans and discounts:
(a) On demand, unsecured by collateral
(b) On demand, secured by collateral
c) On time, with two or more names, unsecured by collateral
d) On time, single name paper, unsecured by collateral
e) On time, secured by collateral
„ y•
)y
(f) Secured e al estate ortgages or other liens on realty
102. Overdrafts: 7'
(a) Secured
(b) Unsecured
3. Bonds, securities, etc., including premiums thereon:
1. Domestic securities:
(a) United States bonds
'
(b) State, county, and municipal bonds
(e) Railroad bonds
(d) Bonds of other public-service corporations including
street and interurban railway bonds)
(e) Other bonds
(f) Stocks
2. Foreign securities:
(a) Government bonds _
(b) Otiwr securities _ _ _ _
4. Banking house _ _ ttL) _
5. Furniture and fixtures
6. Other real estate owned
7. Mortgages owned
8. Due from national banks
9. Due from State and private banks and bankers, trust companies, and
savings banks
10. Checks and other cash items
11. Exchanges for clearing houss
12. Actual cash on hand:* 71P-'
1
(a) Gold coin
(b) Gold certificates......
(c) Silver dollars
(d) Silver certificates
(e) Subsidiary and minor coins _
( )Legal-tender notes_ _ _
f
iona -bank notes
_ _.

kr-90
I-'
2

4/C1

cal
O0
O0
Zio o
q
cO

LIABILITIES.

1. Capital stock paid in
/7q
• 0_
2. Surplus
o_
3. Undivided profits (including accrued interest and any other amounts set
aside for special purposes, except Item 15, less current expenses,
interest, and taxes paid)
.O11ti
4. Due to national banks
/0 i/ 7
5. Due to State and private banks and bankers, trust companies, and sayings banks
7 4i.9
6. Dividends unpaid
q_
7. Individual deposits subject to check
' 7a/
8. Savings deposits or deposits in interest or savings department t
9. Demand certificates of deposit
/L l
/ . 1
117 ,/ 0 t 2 i
- - --'.9-i 7'
10. Time deposits, including time certificates of deposit
11. Certified checks
_I /
i
12. Cashier's, treasurer's, or secretary's checks outstanding _ _ . __
' 7 --- ! 7
-5
-S
4 .64.?) p,1/
11
13. Notes and bills rediscounted
1 4f)
o
Y
14. Bills payable,including certificatesof depositrepresenting money borrowed
4.0 0 ?--0 ,. 0 7 ay 5
-1
15. R served for taxes
s 6 / 1,3 1/7-'1\3
.3
:1-4.--a-ci-e
2
‘745 12
(

7

7
,

f. 6 :
2. /

_

7$
4
:
077-1-_4-1

3 l'' ' 0
5 i'_---9-.
.c !
/142
.44,.i i
i

•If the record for these
s is incomplete for the date mentioned, figure them by using the same proportions as cash of current
date.
tSavings deposits may be defined as deposits (a) which may be withdrawn only on presentation of the pass book, or other similar form
of receipts which permits successive
deposits or withdrawals to be entered thereon ; or (b) which at the option of the c,ornpany may be withdrawn
only at the expiration of a stated period after notice of intention to
withdraw has been given; or (c) upon which no interest la allowed until the funds have remained
on deposit for at least three months.

certify hat he ab

_ (president or cashier), of the above-named bank, do hereby
e statement is true to the best of my knowledge and belief.
-e
-et

To indicate the character of your bank, please
put check mark ( v) opposite the proper name in
list below.

National bank.
State bank.
Mutual savings bank.
Stock savings bank.
Private bank.
['an and trust company.
•




1 2-0
f.
a /',O7//,7 President or Cashier.
54/'\
-r

A,

/3

t).

4-lie4c;-7;e
'

Ae--1 1y44.0/.
1-s;ite

Mt;f3

ICPX~V. yeed, 64;-/ye,,c41,(i-;*
44

‘f#A fd-cf-f 44- 4Afr-ti•
,

e cC-‘e
121,1.
*
‘

0 ,
4c

t

o(oor
/Ali

rhiAte 1,4
,
1 141`itti 1c6444elytt413,,ft,
1
/

L

t / Ithtt

.46p



Central!erbzrd
Detitschen Bank- II
rgfitt
"

4iXt f‘4 4,c(
g
/Pr/,

ti
if(('7/d1
( /Pk

K4k

(S,i1Z,
Ail--

riz;f l

4/4A

444444




erd Xtf

1;7

4/4,;

114:

--A
444,,4i74;4 l

& if 771

4'iv Iv /fri

la Datschen Bark- nnd Bnkle
rbel
4/14




52 Cauerstranue. Charlc:tenburG.

APPO
PS.i"."1.°*4

errn R chtsanwalt Wittner.
Dorobeenetranse. 6.
,09.
pray 1S

Travelaticn of the German Post-Check Law

into BnaIish.

(about 5000 words)

85,

210.111.0wWebW.O.

s!=eirj=l=latail. cif t e United
t
(
..
On Hie of t'll1.21
States.

,
da z/y

/7/5 ff9

band
Cent
cpd Bakiergovertes
kl,es Deutschn

x/
1. 4,
4ff
444iiiaailti.q pup 1ziki uppiaquil




/\\
r" \ \ \\
i`
4.,
14

,
•so

(I çp13JO.t

colovoin

TY-T-

Tnaoi.o)

:
9.1 ;.10:7",„ _

U I.1

c

jn ul t3tr)" fOuepk,"?:t

,

no

(

fluciicTizle4

t

U G101411Du

runz

N

t
puY1 Olriciov!„

21.11:oot.t)o leal

.

g OYU.

t o''ultIoAca oT4 14 so e eJno

!02U 311077H

y•4;1:': .21;

: jo

pAej-SluoAollPW

.
(s. qaq

pn..“-) nq

')1

'00

gueTao4 j

mns

4 soc1.101..lc-iplU

Sap

:
pri:NAT,,,..t

,

'
)

p

,

.4140U0,
.
1.11i; UOT qgct.=13 1

AIn0 a

1.

Geheimer Justizrat
Dr. Riesser
ordentl. Honorar-Protessor an der
Universittit Berlin.
Lichtenstein-All6e 4.

Central berlin %Aliib,cjen

-

Deut".ehe3
:ierf;
und Ba n 1

t)I'S

Ey.

Teloph.-Adresse

Amt VI, No. 1053.
Telegramm-Adresse

Doctor Blesser Berlin.

'

0
4 .-r

%)(4aL
4/1

":">41"gr7
1
4—

p5
;4 1"41

/AX

'
y

Z

P"4

hi

14L444-

,15'
"•
0
17"

•

-F
,




•
41

K. K. No.
Fernaprech-Anschluss:
Amt V1 No. 834.

st17/ GUSTAV KNAUER

Hofspediteur Sr. MajestAt des Kaisers und Konigs und
Sr. Kaiserlichen und Konigl. Hoheit des Kronprinzen des Deutschen Reiches und von Preussen.

BERLIN W.

LONDON E. C.

Wichmann-Strasse 5.
Lutzow-Ufer 31

Fenchurch Street 109.

e".
4•0

843.
844.

PARIS

BRESLAU

rue Geoffroy-Marie 5.

Friedrich Wilhelm-Str. 24.

Berli W 62, den
A

(
F

rouiri

Von Sendung de 4"

empfanden Sie anbei

/
mtehstehend verzeichnete Giiter gegen V thlung untenstehenden Betrages :
—0




11.111

NO TA.
•ht
Nachnahme . . . .
Fracht
Rol;geld
Stetter
Az beitslohn
Bottchet lohn
Zollabfertigung .
Rollgeld zurn. Lager
Rollgeld vom Lager
Lind
• X

viwge

Porto
Uehet weisung .
Mark
erhalten
(iustav Knauer, liotspe,

N
1
111111.'"II.L.

:
#

Mb bpltr n Sr0,1

ohne Cmladuno
1)01.1115izeti.

-

IN

4

• 'Wig N.PAIiis.
LoilooN,ikom,
CO STANTINOPEL

GUSTAV KNAUER
Hofspediteur Sr.. Majestat des Kaisers und KOnigs und
Sr. Kaiseri. uni Kiinig,LHoheih. des Kronprinzen des Deutschen Reiches und von Preussen.
Bahn-Spediteur de.r. Konigl. Militar-Eisenbahn, Berlin-Scheneberg.
Spediteur des Vereins Berliner Kiinstler und der Grossen Berliner Kunstausstell
ung.

Mitglied des Internationalen Miibel =Transport =Verbandes.
Alleiniger Vertreter desselben fur Berlin, Breslau und Paris.

Feste und sachkundige Vertretung an alien v,-rosseren Matzen der Welt.
BERLIN W.
Wichmann-Strasse 5.
Liitzow-Ufer 31.

Qop
cab.

LONDON E. C.
Fenchurch Street 109.

16*

PARIS
rue Geoffroy-Marie 5.

Telegramm-Adresse: Speditionshaus Berlin.




'VA

BRESLAU
Friedrich Wilhelm-Str. 24.

Fernsprech-Anschluss: Amt VI, 834, 843, 844.
4 FV,1 KLETT, REIKIN SW.

Quittung.

Mark 260.—
fiir englische Ueberset—
(in Worten: Zweihundort und sechszig Mark)
ler nDie Organisation
zung von Geh. Oborfinanzrat Waldemar Muel
and" vom Centralvrband
des Krodit und Zahlungsverkehrs in Deutschl
fiir Bechnung der National
des Deutschen Bank— und Bankiorguwerbes
erhalten zu haben, be—
Monetary Commissions of the United States
scheinigt hi
Be




drBerlin,(.1

Mai 1009.

6,
Y ,..,-.4 c
/0

4.r.,,

,
r t,Zr 4
i
'... .- 1

Centralverband des Deutscben Bank= und Bari




Berlin N.W. 7, Dorotheenstrasse 3"

Einsel
Zfruiben.

427g-




44,

#

4

a,

2/6,7

Prkc

d>

4#00X,;4,41/

247',y,

„ow,

rnrayvvi71

r,

7
444 z,l,

r

4,




it
4.

(.2h

9;11




(61.,z7f

(

e-4.0,4,2

/

P4.

•

-,- -

,
/49, /7/,,/, 7_ s- /7I _

(

gz

0/
4--

-r-4

C

t1

--10:
12

/
1 1
4
*

//

/
0
dtiefe-1:4
€

K171a-4

c




ge//7

v

/;(d

y,4/2

e

41.

el: f
;
7 le7

Z (WI( e
--c_

ff7,
f ite

c

;

eef,e

4/.

C:9
7
/f

-L

ZW:„ffc_4_




,revrtr.
des Deutsche Bak- aud 8.,likiergewei tes
abignium

4;‘)
//'

•

E/de/7f,




e/Yty

7

-3

LL i /
•

tics

Mod
des Deutschen Bank- nod Bad gevez bes
(Nidetngew V

,
ir-41
-

4,----/..-,-,-, `.,,,,"1-",,#,

_

,,

_,------

(fOry"- iff - )
- , —,------)
,6— 9X.'.
17
ale:e/-„ai,i4-7
7
//.-.-t- „_-.--,%;(1 —

1

1
07
1
7 1

41-/-W/

"Y

f

1/ 1- Z

DetAz_ t

tWo
-

IP-e4/44-1:12

frAr
411 4
/
.
14/7
-




4_„

//r

eiet,w/
1,
7

4"1
!
Jr
0

•

orban
des Deatieben Bank- and Ba
filingetrquer V.r

_

4 ,dii,a,,44t,.4.a.,„
40

‘‘k -

(do.4

‘,4e.e)

z/x
/

771- ‘1441.4,




/(4veyi
Ar,a?
r/i4

4r,,i
4,dt/4

a

Ji

A, Li_
41.

74,Zed
6,4444.1 ie,/
14, 14,
/
el
l

6,i4A/

/,



1/4

a,.. #44,1171).-f/fp/
2„‘,

e,(4 2r- ?Set,4•47

tWI
&.

wa

.-2•: 2
1W Q--rge 4
,

%

zaa04/01 0,*

741,/

//

i<

7/frw%wiO,,otr",‘,,vizi4e
ioed

2ef#,t,
.
dati;44, 4»
,
/
7.

14- -1;71 t

(

///1( -tt-449




7o.




tw,*

;7‘

4
4 /3

eif74/7-

cS‘d-&„li.4/

„

4

//g.w
r:f4-‘
W"- ,

0,44.

/11

44

t

ow/07-/Af)




learfrt

6 el'
tX t

/07

, oe"
f ')
9

----) (
,et'sti
,

,

or;iet eez7
'
-

erl
._„z4-G-Ide
f
zeica ciK'of
e

- -e-e~t" (. ;-ex-A77e0y1
7
e--e
C-1460

"P
A-'
1)

r

.




p

_ ,„
.3- z,,

,c.c-4 - i
,

,

Xicie es644)
4

'12

/ -g- :fel
,7

//

- - 7,,, 7-,--}
a4,,

FX

-7
2




f

edoliew

tdeoe, 44e/

e
-e

,

(.}

7erbes




-2

„„„;
0

4;4, /)-7,-,1-

/?.),,7

6"
_/&47

.‘-aor44

•"—

.;
hd/4. edam zte44 krZe •
, 9

4i2

44....0IANI .11I1M IIP
e.
111,
251, 1L
4
,

CentralTorball
1_1(-11w1 Baticrgewerbes

1
6r-f-(71 -4-/(77.et/
/d7/- /cficf,

%ff/AS 7
Z4 /;4417
freia.7fte. dt,ei4e. 1

/re., 4
4
4///7
41

,
744-

'1

%-er/

A

14 dalt4;kK )0‘ °°'''f4A-vr‘ des Dent•
:



/ç7
11

d

-

ikek 64%ed2I(o

7-C4

4
#
cA.d.ewk.(1kefrt

Owini-11

/17A/1Y,

/




'iS

7I7.7

/.„.ke,kf

ItOW

,
I

elAri
!

Iff

7/.

k74r1/,

,/
e

,

ii

"tri rs.--t-t,
,

vsrband
les Dentscli

aferbes

42'

4

i)0aili
:114% 1
1-4 ,1 edn--b1,14 414ravt t r
,
4

,

*

ioAdtk,
/111,10LA

44,44.4.„42,

6
,‘

/61



werbes




'(/

47
/-4

-----

Cep.
des Deutsch

nal B:Eliuguierbui

fak /6" - /pi
,s
It /

4,_

14,1A

la,det iteoh
it/4- rit /4444
i;l4,L
7
•$64



fi

/

d_vr la

A /47,,,‘ a4/ii

/i
/

;-‘ _e_ 7
xff ,,r,"*"- i., / 4
, ,.
*4.,1 4i, x#,-voirif
19
v4Ay /870- /, ,0 opf-

4,

z<frti-yote.
N
— , 49
71

'cz1
,
/
4
‘G/044` 0(Gf
,

010 E
-ecV47/1-f

C

'
S4
(

koly

"

/4

4(07,ctii/

/49
4,

0/9;-.14/,
,efe

t
7
I
ff'"'
"t"'"
"
f
r
e,y1

‘,d/t

L

7s'




des DeotschlCentralverband
P.t.)r
P-Ekiergentbes

4
e;r1

--Orli *
,

-1-

*

if/4.

„,
, I . . .,ni.!:,....,
44i' A,T-----., „...
- i
I I-3
._' x,
;71ii,ttr ,f4 4*-- ott,-,-7,; off,44,l
7

4, -1,A,
v
‘

/1
7/ /ate(Z
7A -

— Yf• t- /-Aito-f - prct 7
e i

azy Zie`Ge
‘e

,~

1
-44
7
/4 &1 ‘ 41 Ife
- (
71, -'
;9,16 -ge giVfr4x;

u?":"
4'/t /
-4/(i"
c%

7
0.;(
.

.
ii
-e

7-#. ____........ _.1, ....../
: ..
:
,......
,7

7
-‘riff
.: /7
f

---/

‘f.e.(4*
/

4-itetli,

"if-flit4
/,•
/ tI4




11J
• • ,„1):.1.

CentralYerband
dos Deutschen Bank- Ind Bankiergewerbei
ra ads Verdi).
i/v




,
eff ,

Ava
lAtt:feve ete9,40,

,e4r
(");- 97
,

tt4 dean aw4 h.o/
tho .8
•

)2a
277V1
74-)
•••

p-29--/wei4.97

7
-14 9
7

61
y

04 z
, i

iry 4o2:--ny
:z






p,

aa-w-fi

kAr

edr;

z
/7464'4
,




g
l

(/

/gx/I-A

;
•

•
-

y

010,
•

Zfrge

y,
v

144;e(-4,
kr),




401,-1,i/4‘47
.

,eLt,f

,

/

ggY

.
0



ga 17(.190 :
4 ,
1

'•

Ca D2Z;

,42Z,gdnr ,-.aft)(,)
. .
E

"I.Y1
I •

I /
1

f,f)
d SIX;

aylb

.
3
gooicunvo / uawag
1
2

fr
zigda&'

r

,
(31

7V
f

)
I

4

) Y

"7

719'

bY
11 en‘

,r




i2urc

,j

(LA,.

-

DS

P
s Uf4•4

A*:

Resolved, That our experience during and since the panic of 1907 has
convinced the members of this Association that such aisastrous culminations of
the periods of expansion will be best prevented by the operations of a Central
Bank of discount and issue, and that we urge on the Ionetary Commission the
earnest consideration of the organization of such a bank.




San Francisco, August 2, 1909
4

WHEREAS, the National Monetary Commission is now
engaged in the study of currency problems, with the purpose
of proposing reform in the monetary system of the United
States, and has been making investigations in various
countries of Europe and in parts of the United States; and
WHEEEAS, the methods in vogue on the Pacific
Coast and the habits and customs of the people here have
developed along lines differing, in some respects, from
those of other localities of the United States,
Now, therefore, be it
RESOLVED: That the San Francisco Clearing House
Association respectfully urges these conditions upon the
attention of the National Monetary Commission and earnestly
requests the Honorable Members of said Commission to hold
sessions for the investigation of these conditions in the
City of San Francis !o, as well as in other cities of the
Pacific Coast.
And be it further
RESOLVED: That a ComLittee of this Clearing House
be appointed to bring this matter properly before the members of the National Monetary Commission, and to that end
that they put themselves in ccmnuncation with the representative commercial and busines:; associations of this city
4




to secure the co-operation of the latter.
SAN FRANCISCO CLEARING HOUSE ASSOCIATION

San Franci-co, August 2, 1909.

WHEREAS, the Nation!A. Lonetary Coission is now
engaged in the study of currency problems, with the purpose of
proposing reform in the monetary system of the United States, ::cld
has been making investigations in various countries of Europe and
in parts of the United States; and
WHEREA, the methols in vogue on tLe Pacific Coast
,
and the habits and custoll:s of tilt „eople here hnve developed along
lines differing, in soe resects, from those of other 1oca1tt71.es
of the United Stptes,
Now, therefore, be it
RESOLVED:

That The Merchants Exchange resectfuily

urges these conitions upon tie attention of the NationA. Monetary
Commission and earnestly requests the lonor,-.ble LemberF3 of said
Commission to hold sessions for the investigation of these conditions in the City of San Francisco, as well as in other cities of
the Pacific Coast.
And be it further
REsCLVED:

That p committee of The Merchants Exchange

be ,l,pointed to bring this matter properly before th# . rembers of the
National Monetry Commission, and to that end th...t they put themselves in cozunication 1';ti

tbe representptive commercdal and

business associations of this city to secure the co-operation of the




THE LERCHANTS EXCHANGE
,-)
/
7

Seer .ary.


Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102