The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.
http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis I 1-34 f• 1 1 1 15 At a Stated meeting of the Aideral Reserve Board, duly ileld at its office in the City of 7:ashington, Diztriet of Cold bia. PRTISTI1T: Lr. Hamlin Governor Er. Delano, Vice Governor Er. Ur. li&xdirg Er. ";:t„rburc: Ur. uii1iLs In the latter of the Petition - of The First National 1n of Sistersville, The Peoples Natiom:a Bar R of Cistersvire, : arm GnANTria TRANSFF1 or The Pal-7:cm & Producers national Bank of : Tur 7,0UNTIrS Or -17TzrL AND • Sistersville, The First ratiorml Bank of : TYL7R mov THF WTDFRAL Middlebourno LInd The First National Bark : R7FrRVI7 DISTRICT TO THE of New for : ram rrpriut NTSFRVE DIStransfr from District No. 5 to District TRICT. No. The First National Bank of Sir,tersville, The Peoples National Bank of 7,icter3vil1.e, The Farmers ci Producers National Ban of Sisters villa, The First National Bank of Liddlebourne, and the First National Bank of How Eartinoville hwi‘ing filed e. pet!tio rtb t1.13 Bord for the purpose of obtcanin transfer of *::etzel are: Tyler Counties, Va from Federal Reserve District No. 5 to Fed°rpl Reserve District No. 4 and the said petition 11,%vinc, been duly h(Lrti :Aad conidcred by this Board, together with 1)irfz; and arcuments for and aoAnst auld petition, Now, therefore, it is http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis • A ORDIMICD. 1. That the mid petitior be and is hereby crgInted anu that the sa.ia couLtios of Viettel ilnd Tyler, West Virginia, be and the same _re hereLei tmruferred from Fedex-Li Rozerve District No. 5 to FOdsral Lerve District No. 6. 2. ThLt the Federal Leserve aa'113 of 'idol-mon:: ',ald Cleveland be and the said bunks are Ltrob uirected ciac; L.uthorlzed to take all stcpo mcccoury to 1:,tLke effective the trunsfer of the counties hereirbefore LTecified, in ,:_ccordLnce ::ith the toms of this order &nd of the Fecloral rteserve Act. 3. That this transfer le 1915.' hall take effect not later than July BY THE mruL 7i-IlzsravE DoARD, Goveraor. Attest: http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Secrettry. • a 3tated meeting of the Federal Reserve Board, duly heldat—ittIT office in .4 C, 6 144y District o,f -0:01.54111a, 4 Lr. !Jr. :.1r. Lr. Nr. Hamlin, Governor Delano, Vice Governor Liller Harding Viarburg In the Natter of the Petition The First National Bank of ,:istersville. :he Peoples National Bank of 3istersville, The Farmers & Producers :ational Bank of 3istersville, The First rational Bank of 7*iddlebourne and The First rational Bank of New :artinsville for transfer cram District ro. 5 to istrict ro. 4. : : : : : ORDER GRANTING TRANSFER OF 7H.E COUNTIES OF 77.MEL 2‘dD TYLER FRE: THE FIFTH FED_LTLAL REJEEIVE DISTRICT TO THE FOURTH FEDERAL RESEW. DISTRICT. The First National Bank of L;istersvjlle, The Peoples rational Bank of Sistersville, The Farmers & lroducers Lational Bank of Sistersvino, The First rational Bank of Liddlel)czng and the First National il l n1- of rew Lartinsville having fil -with this Board , for the purpose of obtainincr a transfer of ;ietzel and Tyler Counties from Federal Reserve District No. 5 to Federal Reserve District No. 4 and the said petition having been duly heard and considered by this Board el ' t—the said petition and the statements therein A cont(ined a warruted by -"le brie s and arguments presented to this Boarl and by t_ facts as asc aine 41-4.1t-4;49-e,a4-peti4R-1.4e-Alad . Ls-laereby-granted4 -eo- 141es-og—iia4gel-and-gyler-r-r;v-Va. bei41.4-the-s4341e-P,re-he -tramggev4ied-fre431-Pedepal-Reserve-14st.ri-(at 14y-g—te-Veae:1 , 39 1-Reselave-- Astv4,et-Ne..-4-, Now, therefore, it is 4 ( ettwo-.44)/ itttit http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis I • ORDERED. 1. That the said petition be and is hereby grRnted and that the said counties of Wetzel and Tyler, West Virginia, be and the same are hereby transferred from Federal Reserve District No. 5 to Federal Reserve District ro. 4. 2. That the Federal Reserve Banks of Richmond and Cleveland be and the said banks are hereby directe0 and authorized to take all ste,s recessary to make effective the transfer of the counties hereinbefore specified, in accordance with the terms of this order and of the Federal reserve act. 3. That this transfer shall take effect not later than July 1, 1915. BY, THE FEDLRLI RESEIWE BOA2j, Governor. Attest: http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Secretary. • S FEDERAL RESERVE BANK OF R1CHM • June Federal Reserve Board, 15. 8, 19 ,q0 ottice Cow‘sel roe Yeaeral Washincton, D. C. Reserve Boarci. Der Sirs: Herein please find application of the Farmers & Producers Yational Bank of Sistersville, W. Va., for the 411 surrender of 82 shares of our stock. This is one of the banks to be transferred to the CleVeland District. With this enclosure you will have in your possession three applications, we having requested the other two interested banks to send forward their papers at once./ http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Very truly yours, Chair.nan of - • • i) iTidr IN FILES SECTI r FEDERAL RESERVE BANK OF RICH • • - June H. Parker Willis, Esqr., Secretary, Federal Reserve Board, W ashington, D. C. ONIDR 619b0.-( 7, 1915. file 1\io federal „ -V- ---Counsel Gelieral Reserve Board. Dear Sir: We have yours of the 2nd inst. with copy of order • • entered by the Federal Reserve Board in the matter of the petition of five West Virginia banks for transfer to the Cleveland District. Some days ago we sent you formal application in the premises from two of the banks in question. You have not as yet favored us with your comment upon the amended preamble which we suggested to our friends might meet with the approval of the Reserve Board. I am writing the three banks from which we have not as yet heard. Meanwhile, if you will be good enough to let us know whether or not the two resolutions which we have forwarded are in acceptable form, we woJld appreciate it,. as we would like to be in position to definitely close the matter by July 1st. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Very truly yours, r00 ' 7071NL \ FEDERAL RESERVE BANK OF CLEVELAND 15,'„? :1!. .._ E. R. FANCHER, GOVERNOR ORS EDWIN BAXTER, SECRETARY ACTING CASHIER http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 4_ CHAIRMO EDERAL REStryE_G LYMAN H. TREADWAY, DEPUTY CHAIRMAN DEPUTY FEDERAL RESERVE AGENT C. H. BAGLEY S. B. RANKIN THOS. A. COMBS W. S. ROWE A. B. PATRICK ROBERT WARDROP H. P. WOLFE June 5,191. Hon.H.Parker Willis, Secretary, Federal Reserve Board, Washington, D.C. Sir:— Your letter of the 2nd enclosing copy of order entered by the Federal Reserve Board in the matter of the petition of the banks of Tyler and Wetzel Counties, West Virginia, for transfer to the Cleveland district, is received, and we appreciate very much your courtesy in the matter. Very respectfully, Chairman of the Board. D/J - http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis • Sirs :or yov:e ii.x(Jrmation I enclope, copy of the order enterea Bcyza in the 1;e1;e10-ve tter of the petition of the barks of '.:7yler anti 7:etno1 cloanties, ..7c.?9t VIrIna,.for 'transfer to the Clevelneel (kiz— triet. Ore etfJ_VAU \ '.;secrotcry• _ D. C. ti1i,s Baard of Diructerso rodoral 1ieS0r70 Bank of Cleveland.. Falclea*,.1.re. ITS http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis )10, 499, 1915. 10 ?or you' information I anclose a olopy of Un order , )nteroct by the Federal 11.eorve Board Ln the matter of the setition of 'On banks of Tier and rotzel °cuntlea, 7'..!ot Vir, ginia, for trancfer to tho,Clevela'nd .istriot• 1ecrectfo.14r, Socrotvry. Mr. Wi I 15.am In cle, WAairman, 13(1-Ird of 1,i!2.:c%0.7.-s, Federal Recerve BanX of Richrand. Enclo5uru• http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (\, lo. I Iljai.„An '1.-alor..#1, 19156 For yo- ..r iTVorlalation I anclose . v.. copy of trw ord.er enteree. by the Foae ral Poserr Board la L.1.0 r.latter of the zietitlo , - of Ui n bnks of T;1r etme; , Jountios, Test for transfer to tile Cleveland flistrict: Secretary• ;dr• Hppa Hunt on, Virginia Bailway t Power Bldg ., iiiehmando Vas Lnelovare• •-• J4e—.46, 1915. ror yozr illformotim I aaeloso a copy • of the ordor onterod b7 tho 7e]era]. PeServ, 3ourd In tht) mattr of tho , x3ti%ian of the bnnhs of 2y1or 70t2o1 CouiIos, rest ginitt, for ty..ansfer to thr; 02o7oland. listriot* ReenectfU13;,7, Oecrotaryik Zr. A. L. Jacicson, Sistersvills, / http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 'Enclosure. D • FEDERAL RESERVE BANK OF RICHM REC MINFILES ECrIONOND APR 2 51950 I 22 June 1, 1915. • File NO _ Oflicc t‘i Boa:d. edeial Reserve F Federal Reserve Board, Washington, D. C. Dear Sirs: Five West Virginia banks are, as of July 1st, to be transferred to the Cleveland District, and of the progrqm to be followed in connection with the transfer, we have had certain correspondence. Two of the banks in question, namely the First National and the Peoples National both of Sistersville, have bent us applications for surrender Of stock, they following a form of preamble which I ventured to suggest to all of the interested banks might be acceptable to the Reserve Board. I be to enclose herewith the two applications in question, and trust that they will meet the nec ssities of the case. Just as soon as we hear from the other banks interested, you will have advices from US. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Very traly yours, Chairaan • -110 File No, 00_, Om co 6f General Form 60. Counsel Fedra I Rez , REIC'DIN FILES SECTION NOTE.—This application should be sent to the Federal Reserve Bank of your • APPLICATION FOR SURRENDER OF str;t• A PR 2- 51950 - OCK IN THE FEDERAL RESERVE BANK OF _ _ At a meeting of the Board of Directors of _ _First _tlat Lanai _ Bank (Name of bank.). of __ ate vine_,_ ;7. _ _Va... _ _ _ _ _ _ _ _ , duly called and held on the __ (Location.) 7-th------ day of _ _ _aay_ _ _ _ _ _ _ _ _ _ _ _ _ __ _ _ , 19 1.9 11, 41P , the following resolution was offered and duly adopted: Whereas, by the action af the Vederal i'leserve this bank, heretofore a me:Libor ,)f the .iederal Acoerve .Darm of lAichmond (District 5), has .been transiserred to district 4, to be a member of tile Jederal lieserve Bank of eleveland, and in consequence it required to surrender for cancelizAion stock in tile Yederal 1:ez;erve .1;an4 of AicAmond heretofore allotted to this banx. "Now, THEREFORE, BE IT RESOLVED, That the President or Cashier of this Association be and he hereby is authorized and directed to apply to the said Federal Reserve Bank for the cancellation of 9.9 shares of the stock heretofore allotted to this bank, and for the refund of all cash payments made, together with such accrued dividends as may be due thereon." I hereby certify that the foregoing is a true and correct copy of a resolution adopted and spread upon the minutes of the meeting of the Board of Directors of this bank held on the date specified, and pursuant thereto I hereby make application on behalf of this bank for the cancellation of __ _.9_9 shares of stock heretofore allotted to it, and for the refund of such cash payments and accrued dividends as this bank may be entitled to under the provisions of section 5 of the Federal Reserve Act. z , , --- President-or Cach To the Federal Reserve Bank of _at chr_10,r1d..... _Ira To determine the number of shares to be surrendered, a member bank should first ascertain by proper calculation the number of shares it is entitled to hold after reducing its capital or surplus, and should deduct this number from the number of shares held at the time its application for surrender of part of its stock is made. In calculating the number of shares it is entitled to retain, if 6 per cent of its reduced capital and surplus is equal to a sum not divisible by 100, any 3xcess or fractional part of 100 will entitle the applying bank to retain one full share. 2-7879 http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (OVER.) • 0 CERTIFICATE OF FEDERAL RESERVE AGENT. I have examined the foregoing application for surrender of stock in the Federal Reserve Bank of AILCHMOND • • _ _________ __, have verified the calculation upon which this application is based, and recommend that 14_404_ Il_i_rleshares of stock be accepted for cancellation and that the cash subscriptions already paid for this surrendered stock be returned plus one-half of 1 per cent per month since the date of last dividend, not to exceed the book value thereof. June 1st, 1.91.5. Federal 1serve Agent. CERTIFICATE OF APPROVAL. The foregoing application has been approved by the Federal Reserve Board. ---------- Secretary, Federal Reserve Board. RECORD OF ENTRY. The foregoing application has been duly entered on the records of the Federal Reserve Board. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ----------- ---------- Bookkeeper. 191 2-7879 • 1 110 File No, Form GO. Office of C., rn It Rese •ve Bo IL S SECTION 1950 NOTE.—This application should be sent to the Federal Reserve Bank of yo r district. APPLICATION FOR SURRENDER OF STOCK IN THE FEDERAL RESERVE BANK OF RichinQad. At a meeting of the Board of Directors of F_a_Ttners _and _ Producers :Jational Bank_ ( -Name of bank.) of __ isIeraville,_ N._ _11-8,_. ' _, duly called and held on the __ __ .27th._ __ __ day of (Location.) . 191 *. the followin resolution was offered and duly adopted: , eghereas, by the action of the Vederal Reserve Board, this brads, heretofore ;:, :twmber of the iederal Reserve Ilic , has been transferred to J1strict of Ilichmond (.1)istrlut -riember of the =iederal heserve jlank of Glevelc.nd. to be ':k)i 4, and in consequence is requireu to uurrenaer for cancellation stock in te Yederal Jer;erve 1Jarix.. of Iticnmond heretofore allotted to this banK. 4Y_ 8 "Now, THEREFORE, BE IT RESOLVED, That the President or Cashier of this Association be and he hereby is authorized and directed to apply to the said Federal Reserve Bank for the cancellation of 8 shares of the stock heretofore allotted to this bank, and for the refund of all cash payments made, together with such accrued dividends as may be due thereon." I hereby certify that the foregoing is a true and correct copy of a resolution adopted and spread upon the minutes of the meeting of the Board of Directors of this bank held on the date specified, and pursuant thereto I hereby make application on behalf of this bank for the cancellation of __ _ shares of stock heretofore allotted to it, and for the refund of such cash payments and accrued dividends as this bank may be entitled to under the provisions of section 5 of the Federal Reserve Act. •, Cashier. To the Federal Reserve Bank of Richmond To determine the number of shares to be surrendered, a member bank should first ascertain by proper calculation the number of shares it is entitled to hold after reducing its capital or surplus, and should deduct this number from the number of shares held at the time its application for surrender of part of its stock is made. In calculating the number of fhares it is entitled to retain, if 6 per cent of its reduced capital and surplus is equal to a sum not divisible by 100, any oxcess or fractional part of 100 will entitle the applying bank to retain one full share. 2-7879 http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (OVER.) .1m1P. CERTIFICATE OF FEDERAL RESERVE AGENT. I have examined the foregoing application for surrender of stock in the Federal Reserve Bank of RICHMOND • _, have verified the ,calculation upon which this application is based, and recommend thatelAtilti AlF.9,_ shares of stock be accepted for cancellation and that the cash subscriptions already paid for this surrendered stock be returned plus one-half of 1 per cent per month since the date of last dividend, not to exceed the book value thereof. June 6th, 3915. ---------- Federa Reserve Agent. CERTIFICATE OF APPROVAL. The foregoing application has been approved by the Federal Reserve Board. Secretary, Federal Reserve Board. RECORD OF ENTRY. The foregoing application has been duly entered on the records of the Federal Reserve Board. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Bookkeeper. 2-7879 G.H.WES T, PIOC HID.NT• A.D.Mc VEY;VI- cH PRE. Pru. OME,22 9"Vi E.1? • W. . E NVEST , CASHIER. D E TEOE NEN", AssT.iI1 ,4 41R nit • • CAPITAL PAID IN $75,00099 SURPLUS $ 35,00079 • APR 2 51950 N°6548. May 24th 1915 Federal Reserve Bank of Richmond. 00 -------- File No. ____ _ __ _____ Coonsel Office of General Federal Reserve Board. A At a meeting of the Board of Directors of The Peoples National Bank of Sistersville, W. Va, duly called and held on the 24th day of May 1915, the following resolution was offered and duly adopted; Whereas, by the action of the Federal Reserve Board, this bank, heretofore a member of the Federal Reserve Bank of Richmonff (District 5 ), has been transfered to District No. 4, to be a member of the Federal Reserve Bank of Cleveland, and in consequence is required to surrender for cancellation stock in the Federal Reserve Bank of Richmond heretofore allotted to this bank. Now, Therefore, be it Resovled, That the President or Cashier of this Association be and he hereby is authorized and directed to apply to the said Federal Reserve Bank for the cancellation of 69 shares of the stock heretofore allotted to this bank, and for the refund of all cash payments made, togather with such accrued dividends as may be due thereon. I hereby certify that the foregoing is a true and correct copy of a resolution adopted and spread upon the minutes of the meeting of the Board of Directors of this bank held on the date specified, and pursuant thereto I hereby make application on behalf of this bank for the cacnellation of 60 shares of stock heretofore allotted to it, and for the refund of such cash payments and accrued dividends as this bank may be entitled to under the provisions of section 5 of the Yederal Reserve Act. To the Federal Reserve Bank of Richmond. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis t CASHI"%-_-.A.2Ert/ED 141 ' AiN 1 1975 Lt. • CERTIFICATE OF .b'EDERAL RESEEV.11; J1GEYT. • I have examined the foresoin7 application for surrender of stock in the Federal Reserve Bank of Richmond, have verified the calculation upon which this application is based, and recommend that ninety nine shares of stock be accelAeLfpganRellation and that the cash subscription already paid fo? this surrendered stock be returned plus one-half of one per cent per month since the date of last dividend, not to exceed the book value tli_ereof. Tune lt1 ; ,,A1- 4. 10 1,7173-V .01 to 14110.44;0 1ARIAerve Agent. itt:F I,c tA•s il/kR tIA/ '01 ode ,314i: vitt "1.c, h, LettAto fi,ev 10.1/m103tex 101w(1 ibetip4 5 P19.2,0Iaiht-Tt "Ic aoitoa 404 0 osoliets& , Cavebell 4004 le 1..64,4N a olotOet0A qlifLt isemod saff , iria,P oriesoL JtA,*./1.14.) Save tiar, *At lo zsc s ed 40 .6 •oll'It;IltsiC 0/ Aral -Lopief *I sosoupto4,1_0 r1 na i toriar,ve. 4 10 Aaar wir1-40. 14110)4A eAt ni vehal-lkm 01 fitil alAI 01 -)1("to.frimi , lo Ana trir/mae::: 0114d toe* taAT .belvcee 40.e./0 .:119e. 1, 4 WI !.#3 *4 noitis 14; biam o.f.t3 Vow uJ 5tafioet1b bi.!inetto'1141, 81 v swags 4.3 lo goItArrook g) tnit Iot 4114F tormse 1.2tobfoN , Itol far ,:_ad rt.ntt 0/ blo//0/SIA .lototiefed ittdo.V. to ittlw *A.u.i/o--ont oa.tm strooreq dime U.. .o buutol oti,t 10! 64 ebnell.tvib benvos eArs lu/I Is n1 1411 .tmol ,*1,11150 44.144 lioqu &thew bag botqc15,4 1,A,Itriu.:41/ a to voc Scieersoo ban '0 litottwiLla lo L/444- *:t 'to 7Atosa 60, ,o 36torlit2I gel tumwarTii,, Litz 401:1 rfo 110.0_-)11:, ,z3 q,lam idblorf T. 0 z1.01:1 -telerf -tt)Cte f);', 1.14 1 t61:6i143:::) (4J. J. erft let bas JJ fU -volq fx:,;.03; !)oltit,:s oe IA idadtr.t 4'; ,;;;1 ' ; 101 r . !01 ste f http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis - •• .to . la 1001/ a AIG.u,a4kN w!%..seeK 141outA I 1:0 • • • Form 40 ) BON% TELE RAM DERAL ESERVE Ellf0ARD Ti 8, 1915. Ibm4004 (Vir3inie. Railway & Power Bldg.,) Eldhmond, lirLinia. A. L. Jackson, Sistersville, Federal at eserve Board has granted petition of banks in Tyler and Wetzel Couritioc, ?iesb Virginia, for transfer to Cleveland di £trict 02.100NWWW 3ecretary. OFFICIAL BUSINESS GOVERNMENT RATES CHARGE FEDERAL RESERVE BOARD http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 0FEDEF.ALE:SERVE BOARD FILE, 1 FEDERAL RESERVE BANK OF CLEVELAND E. R. FA N C H ER, GOVERNOR EDWIN BAXTER, SECRETARY ACTING CASHIER http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis D. C. WILLS, CHAIRMAN FEDERAL R SERVE A T LY A H. TR V. D CHAIRMAN EP VP ER S VE AG AGLEY B. AN A. ClomB . S. ROWE PATAICK Rcc:Iii44,,TailAmmoP H. P. W FE May 5, 1915. lion.H.Parker Willis, Fecretary, Federal Reserve Board, Washington, D.C. . Your tele gram 4)f yesterday is received, containing notification that the Federal Reserve Board had granted the petition of banks in Tyler and Wetzel Counties, West Virginia, for transfer to the Cleveland District, effective July let. We await your letter containing further information and instructions. Very respectfully, Chairvan of the Board. w/J • http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis view of youtr interest Ln one of the nattorr, rofarrod to therein, I am senaing you a copy of nn announconent to the prose made by tho Federal Ttlsorve 7,card todAy. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis In view of your interest in one of the netters referred to therein, I am sondinc you a copy of an announcement to the press made STIITEENT FOR THE .ORES: May 4, 1915. The Federal Reserve Board today passed the following resolution regarding redistricting appeals: BE IT RESOLVED: That the recommendatiens of the respective com- mittees be adopted and approved, and that the petitions of the banks in southern OklahoLa, northern New Jersey, Tyler and Wetzel Counties, West Virginia, be granted; and, BE IT ALSO RESOLVED, That the petition of the banks of Wyoming and Nebraska be denied; and, • BE IT FURTHER RESOLVED, That action on other pending petitions be deferred until further experience in the actual operation of the several districts, especially in the light of the new clearing system which is about to go into effect, and of the e7ctent to which State banks take membership in the Federal Reserve System, shall have provided the Board with the necessary data for a conclusion, it being the opinjen of the Board that action on petitions relating to changes in cities designated as the location of Federal Reserve banks should be dc)fel.rcd until the , Board shall have reached a conclusion from experience as to any further readjustments in the boundaries of the several districts, or in the • number of districts, which my be desirable in the operation and. develop::ent of the Federal Reserve System. The xrt'+.0 on thc 1.c:solution was unanimous, Secretary Mc.:Aoo who , was not present, asking to be recorded in favor of it . http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis nA:W HLE Form 40 • fELEGRAM FEE ) RAL RESERVE , / WASHINGTON Feder. Reserve Agau , Ridiamand, Va. Board has Exantod petition of blinks in Tyler and Wetzel Counties West VirO.nia for transfer to Cleveland District. Secretary. r(7( /iy-tiltei OFFICIAL BUSINESS GOVERNMENT RATES CHARGE FEDERAL RESERVE BOARD http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis •orm 40 RES71.!E B3AN FILE, tr/-- TELEGRAM FEDERAL RESERVE BOARD 12_,_;40 WAS HI N GTO N _ itay 4, 171b.' Federal Restnive Agent, level and., Ohio Board has granted petition of banks in Tyler and Wetzel Counties, .,6et Virginia for transfer to Cleveland. Diatriet. Secretary. OFFICIAL BUSINESS GOVERNMENT RATES CHARGE FEDERAL RESERVE BOARD http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis • BOW F11.1. F[DE;-1.AL 1,11SEME At a stated meeting of the Federal/ Reserve Board, duly held at its office in the City of Washington, District of Columbia, hay 4, 1915. PRESENT: Mr. Mr. Mr. Mr. Mr. Mr. In the matter of review - of the decision of the Reserve Bank Organization Committee duly rendered and filed in accordance with the previa__ ions of the Federal Reserve Act, on April 2, 1914, designating twelve Federal reserve cities and defining the geographical limits of the districts to be served. Hamlin, Governor, Delano, Vice Governor, Miller, Harding, Warburg, Williams. ORDFP. AMFNPTYG REOGRAPHICAL LIMITS OF DISTRICTS NOS. 4 AND 5. By special order of the Board, the decision of the Re• serve Bank Organization Committee designating twelve Federal reserve cities and defining the geographical limits of the districts to be served, having been duly heard and considered by the Board - http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (1) Upon the petition of member banks located in the counties of Wetzel and Tyler, West Virginia, to have those counties transferred from District No. 5 to District No. 4. (2) Upon the answer of the Federal Reserve Bank of Richmond to said petition. (3) Upon the evidence heard by the Reserve Bank Organization Committee, and exhibits and briefs filed with said Committee. (4) Upon the written and printed briefs of Counsel and the oral arguments heard by the Board. UPON CONSIDERATION WHEREOF, it appearing to the Board that the convenience and customary course of business, and the best interests of the Federal Reserve System will be served by modification of the geographical limits of Districts 4 and 5, the Board doth order http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis I. That District No. 4 be modified and extended so as to include the State of Ohio; all that part of Pennsylvania lying west of District No. 3; the counties of Marshall, Ohio, Brooke, Hancock, Wetzel and Tyler in the State of West Virginia; and all that part of Kentucky located east of the western boundary of the following counties: Boone, Grant, Scott, Woodford, Jessamine, Garrard, Lincoln, Pulaski and McCreary. II. That District No. 5 be modified and altered so as to include the District of Columbia, the States of Maryland, Virginia, North Carolina, South Carolina, and all of West Virginia except the counties of Marshall, Ohio, Brooke, Hancock, Wetzel and Tyler. III. That the alterations in Districts 4 and 5 directed in this order become effective July 1, 1915. IV. That the Federal Reserve Banks of Cleveland and Richmond be notified of the chances made in the districts referred to and directed to take such action as may be necessary for the transfer of membership of the banks included in the territory affected. V. That a copy of this order be filed with the Comptroller of the Currency in order that the certificate of the Reserve Bank Organization Committee may be proporly amended. At a stated meeting of the Federal Rorve Boerd, duly held at ite ei'fi:a in the City of Waehington, DietrIct of Columbia, May 4, 1915. PRPSENT: Mr. Mr. Mr. Mr. Mr. Mr. In the mietter of revise - of the decieion of the Reeerve Bank Organization Committee duly rendered and filed in accordance with the provisions of the Federal Reeerve Act, on April 1914, dealsnating twelve Federal reerve cities and defining the geographical limits?. of the districts to be served. Hamlin, Governor, Delano, Vice Governor, Miller, Harding, 1Tarburg4 Williams. ORDER AMFATIITG GEOGRAPHICAL LIMITS OF DISTRICTS NOS. 4 AND 5. By ape' ial order of the Board, the decision of the Reserve Bank Organization Committee de3i6nating twelve Federal reserve cities and defining the geographical limits of the districts to be served, having been duly heard and considered by the Board e http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (i) Upon the petition of member banks located in the counties of 'Wetzel and Tyler, West Virginia, to have those counties transferred from Dietrict No. 5 to District No. 4. Upon the answer of the Federal R!oarve Bank of Pionmend to said petition. Upon the evidence heard by the Reserve Bank Orgwnisation Committee, and exhibits and briefs filed with said Committee. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (4) Upon the written and printed briefs of Counsel and the oral argumenta haarA by the Board. UPON COPSIDFRATION 7HEgEOF, it appearing to the Board that the convenience and cuntomary course of busineee, and the best intereets of the Federal Reserve System will be served by modification of the geographical limits of Districts 4 and 5, the Board doth order I. That District No. 4 be modified and extended so as to include the State of Ohio; all that part of Pennsylvania lying weet of District No. 3; the counties of Marghall, Ohio, Brooke, Hancock, Tetzel and Tyler in the State of Went Virginia; and all that part of Kentucky located eat of the western boundary of the follovinc counties: Boone, Grant, Scott, Woodford, Jessamine, Garrard, Lincoln, Pulaski and McCreary. 11. That District No. 5 be modified and altered zo ae to include the District of Columbia, the States of Maryland, Virginia, Nerth Carolina, South Carolina, and all of West Virginia except the counties of Vareaall, Ohio, Brooks, Hancock, Wetzel and Tyler. III. That the alterations in Districts 4 and 5 directed in this order become effective July 1, 1915. TV. That the Federal Reserve Banks of Cleveland and Richmond be notified of the change e made in the districts referred to and directed to take such action as may be necessary for the transfer of mexborehip of the banks included in the territory affected. V. That a copy of thie order be filed with the Comptroller of the Currency in order that the certificate of the Reserve Bank Organization Comnittee may be properly amended. FEDERAL'RESERVE BANK OF RICHMOND „ kivo ,/ 00'111 May 4, 1915. ' 4 0 Federal Reserve Board, Washington, D. C. Dear Sirs:- 2 Permit us to own receipt of your two messages of to-day by wire, one to the effect that the Reserve Board has/ granted the petition of certain banks in Tyler and Wetzel Counties, West Virginia, to be transferred to the Cleveland District, effective July 1st; the second advising that the Board had deferred action on the appeal from the decision of the Organization Committee made by Baltimore. In connection with the West Virginia situation it would seem that in due course we will be advised of the program to be followed by the interested West Virginia banks in transferring their allegiance from this institution to We imagine that the Board will require that Cleveland. the banks in question shall ask for the surrender of their stock in this bank in the form prescribed for general use. Apparently the Baltimore situation requires no attention at our hands at this juncture. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis VgiCit;,, / ) riAY Respectfully, 4)4IFDERAL RESERVE BOARD FILE / ! in 1 OF-THE / /REPORT OF COMMITTEE APPOINTED TO CONSIDER THE PETITiON- 0>//// Lti MEMBER BANKS OF YIETZEL AND TYLER COUNTIES, WEST VIRGINIA. The undersigned committee, to which was referred the petition of the member banks of Wetzel and Tyler Counties, West Virginia, for the • transfer of these counties from the Fifth Federal Reserve District to the Fourth Federal Reserve District, after consideration of the petition, beg leave to recommend that the transfer therein requested be made and that Wetzel and Tyler Counties be included within the boundaries of the Fourth Federal Reserve District. Your committee is of the opinion that such transfer would be greatly conducive to the convenience of the banks involved; first, because of their nearness to Cleveland; second, because of the much greater case end cheapness of communication by rail, telegraph and telephone, with Cleveland; third, because the business interests nnd commercial connections of the of the banks in these counties are mainly with the cities and towns in the Fourth Federal Reserve District. Respectfully submitted, March 6, 1915. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis • 1) :SET!E 44-1FEDERAL RESERVE BOARD kI UFJORANDU2 FOR L. iILkR, iiardil 4, 1915. , At a meetlnE; of V e 1.:iedera1 Reserve Doard a . on Taursday, 2' reh 4-th it vas voted that tio cuestion of the tropoal of . :isitzel and Tyler Counties, Y. Va. be referrod to yourself =c1 L°24. Hardino *win the request ?or a report c..t z,o early a date as possible. ettc.ch hereto stenoLITaliaie copy of the testimony in the hearing relatino to thie matter. :Joc.cetary. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ...,...A .t,L . 1: 7.1E COAn 1-1LE FEDERAL RESERVE BOARD IMMORANDLII 1013. LIR. HAT:dialiGr• Liarch 4, 1915. At a meeting of the Federal hosorve Boare, on 2huxsday, LInzch <Lth it waz votea that t]lo question of the apT;eal of feitzel and. 2y1er Counties, Va., he r9ferred to yotrself ana Er. :Aller with the ronuest or a roport at a:; early a date an posnnle. A copy of. the testimony in the hearing has been placed in tile hands of Jr. ecretary. 1 http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Oft. . JO I' A 1114)* loStruary :5, 1915. GestlfwAncThis will ack=owleacs receipt of your letter of February first, enclos___ tug seven copies of the statements of the five bauks petitionin& for the transfer of 7etzel ana Tyler Coutties, V434 from the fifth to the fourth distric.t. I hzvo to honor to be, Respectfully yours, Secretary. Zimball & Bugles, 3istersville, West V. - Nome 11110 'FEDERAL CHAS.N.KIMBALL r RESERVE BOARD FILE WALTER S.SUODEN LAW OFFICES OF KIMBALL St SUGDEN SISTERSVILLE,W.VA. February 1, 1915. JII, • Hon. Chas. S. Hamlin, Governor of the Federal Reserve Board, WASHINGTON, D.C. Dear sir:In the matter of the petition for transfer of the counties of Wetzel and Tyler, West Virginia from the Fifth Federal Reserve District, we are enclosing to you herewith seven copies of the statements of the five petitioning banks for the week of January 18th to 23rd, showing items on the Fourth and Fifth Districts. We also enclose a summary of the distances from Sistersville to Cleveland and to Richmond by the different routes and the time necessarily taken in traveling the same; also comparison of railroad fares, telephone tolls and telegraph rates. We are also mailing Yr. Hunton at Richmond a copy, as you requested. Enclosure. CNK/H http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Very truly yours, SUMMARY OF STATEYENT OF TEEK JANUARY 18-23, 1915. FIFTH DISTRICT. NO. 5 4 0 0 3 12 ITEMS ON FIFTH DISTRICT OUTSIDE OF WEST VA. Peoples National Bank of Sistersville First National Bank of Sistersville First National Bank of New Martinsville First National Bank of Middlebourne Farmers & Producers National Bank of Sistersville TOTAL ITEMS ON WETZEL, TYLER, PLEASANTS & HARRISON COUNTIES IN FIFTH DISTRICT. Peoples National Bank of Sistersville First National Bank of Sistersville First National Bank of New Martinsville First National Bank of Middlebourne Farmers & Producers National Bank of Sistersville TOTAL ITEMS ON ALL OTHER WEST VIRGINIA POINTS.IN IIFTH DISTRICT. Peoples National Bank of Sistersville First National Bank of Sistersville First National Bank of New Martinsville First National Bank of Middlebourne Farmers & Producers National Bank of Sistersville TOTAL AMOUNT. $ 46.98 56.52 00.00 00.00 110.05 V22.3.55 NO. AMOUNT. 44 .1,976.32 129 6,210.60 84 2,499.27 4,616.84 139 2,239.47 121 517 C17,542.50 NO. AMOUNT. 21 586.30 32 567.86 Record not kept 56 2,718.92 26 1,299.29 135 %;5,172:37 SUMMARY OF ITEMS ON FIFTH DISTRICT. NO. AMOUNT. Total items on Fifth District outside of West Ira. - 12 C 213.55 Total items on Wetzel, Tyler, Harrison & Pleasants Counties 517 17,542.50 Total items on all other W.Va. points in Fifth 5,172.37 District 135 664 C22,928.42 TOT.AL (NOTE: 517 of these 664 items are on the four adjoining counties of Tyler, Wetzel, Pleasants and Harrison.) FOURTH DISTRICT. NO. ITEMS AMOUNT. 88 i;18,819.22 Peoples National Bank of Sistersville 135 56,506.15 First National Bank of Sistersville- 161 18,583.67 First National Bank of New Martinsville 2,718.92 56 First National Bank of Middlebourne Farmers & Producers National Bank of Sistersville - 129 38,709.89 5690.35,337.85 TOTAL ITEMS ON SECOND DISTRICT, NEW YORK. NO. ITEMS AMOUNT. Peoples National Bank of Sistersville 32 sci 5,168.40 First National Bank of Sistersville 27 14,795.39 First National Bank of New Martinsville Record not kept. 41 1,838.51 First National Bank of Middlebourne Sistersville - Record not kept. Farmers & Producers National Bank of 100 C21,802.30 TOTAL http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis a • a THE PEOPLES NATIONAL BANK, SISTERSVILLE, WEST VIRGINIA. ITEMS ON FOURTH AND FIFTH FEDERAL RESERVE DISTRICTS FOR WEEK ENDING JANUARY 23, 1915. NO. - 5 on Fifth District outside of West Virginia, Items Items on Tyler, Wetzel, Pleasants and Harrison 44 Counties in Fifth District other West Virginia points in Fifth Items on all 21 District TOTAL ITEMS ON FIFTH DISTRICT - - - 70 AMOUNT. 46.98 1,976.32 586.30 2,609.62 Items on Fourth District 88 18,819.22 Items on Second District, New York 32 5,168.40 THE FIRST NATIONAL BANK, SISTERSVILLE, TEST VIRGINIA. ITEMS ON FOURTH AND FIFTH FEDERAL RESERVE DISTRICTS FOR WEEK ENDING JANUARY 23, 1915. AMOUNT. NO. Items on Fifth District outside of West Virginia- 4 cr; 56.52 Items on Tyler, Wetzel, Pleasants and Harrison Counties in Fifth District 129 6,210.60 Items on all other West Virginia points in Fifth District 567.86 32 TOTAL ITEMS ON FIFTH DISTRICT - - -165 6,834.98 Items on Fourth District Items on Second District, New York 135 $56,506.15 27 $14,795.39 THE FIRST NATIONAL BANK, NET MARTINSVILLE, TEST VIRGINIA. ITEMS ON FOURTH AND FIFTH FEDERAL RESERVE DISTRICTS FOR TEFK ENDING JANUARY 23, 1915. NO. Items on Fifth District outside of Test Virginia- 00 Items on Wetzel, Tyler, Pleasants and Harrison Counties in Fifth District 84 Items on Fourth District http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 161 AMOUNT. 00.00 2,4S.27 *18,583.67 a THE FIRST NATIONAL BANK, MIDDLEBOURNE, WEST VIRGINIA. ITEMS ON FOURTH AND FIFTH FEDERAL RESERVE DISTRICTS FOR WEEK ENDING JANUARY 23, 1915. NO. AMOUNT. Items on Fifth District outside of Test Virginia - 00 $ 00.00 Items on Wetzel, Tyler, Pleasants and Harrison Counties in Fifth District 139 4,616.84 Items on all other West Virginia points in Fifth District 56 2718.92 TOTAL ITEMS ON FIFTH DISTRICT- - - - 195 7,335.76 Items on Fourth District Itew on Second District, New York 108 4,130.48 41 1,838.51 THE FARMERS & PRODUCERS NATIONAL BANK, SISTERSVILLE, TEST VIRGINIA. ITEMS ON FOURTH AND FIFTH FEDERAL RESERVE DISTRICTS FOR WEEK ENDING JANUARY 23, 1915. AMOUNT. NO. Items on Fifth District outside of West Virginia 3 $ 110.05 Items on Tyler, Wetzel, Pleasants and Harrison ' Counties in Fifth District 121 2,239.47 Items on all other West Virginia points in Fifth District 26 1,299.29 TOTAL ITEMS ON FIFTH DISTRICT- - - - 150 # 3,648.81 Items on Fourth District 129 Items on Second District, New York NO record kept. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis $38,709.89 ' SISTERSVILLF TO CLEVELAND , SUMMARY. a CONNECTING POINT RAILROAD Theeling via Wheeling via Theelina via Pittsburgh via Pittsburgh via DISTANCE Theeling & Lake Erie - Penn. & R.R.R. E.& O.R.R. Penn. & R.R.R. P.& L.E.R.R. TI2.12 199 miles 11 It tt to 6 hrs. 7,hrs. 6-, hrs. , 7 to 10hr:: %- to 8 hrs. NOTE: New Martinsville is ten miles nearer; to obtain distance deduct ten miles from all totals abcve. SISTERSVILLE TO RICHMOND - SUMMARY. CONNECTING POINT RAILROAD Wheeling via Parkersburg via Point PleEsant via Huntington via E.& Kenova via DISTANCE B.& O.R.R. B.& O.R.R. E.& K.& Y., and C.& O. O. and C.& O.R.R.- - B.& O. and N.& W.R.R.- - - 517 mi. 522 mi. 551.3" 566.4" 729.6" TIME 17 16 17 23 hre. hrs. hrs.23 min. hrs. 6 min. hre.58 min. We are informed that mail is sent to Richmond by the first two routes given in above table. By the first two route New Martinsville is ten milcs nearer; , by the last four New Martinsville is ten miles farther. RAILROAD FARES. Sistersville to Cleveland via F.& O.R.R.- Sistersville to Richmond via _7_.& O.R.E. - -C12.50 TELEPHONE TOLLS. Sistersville to Cleveland )r for 3 min.; 41:1 cents each add.;_inute; Sistersville to Richmond- -- for 3 min.; 30 for each add. minute - -43 . TELEGRAPH RATES • Sistersville to Cleveland - 10 words 25 cents; 2 cents each add.word; Sistersville to Richmond - 10 words 50 cents; 3 cents each add.word. See map at rage 305 of Senate Document No. 485 which shows number and location of banks in Test Virgin ia carrying accounts in Richmond. Map at page 307 of same document shows number and location of banks in Test Virginia voting for Richmond. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis TABLE OF ROUTES AND TIME AND DISTANCE NECESSARY TO TRAVEL FROM SISTERSVILLE TO CLEVELAND. The time given is actual running time but little time is lost in making connections at Wheeling or at Pittsburgh because from Wheeling there are three different routes or lines to Cleveland; from Pittsburgh there are at least two first class lines with six to ten through trains on each line every day. One can leave Sistersville at 5 A.M. and arrive in Cleveland at 12:35 P.M. the same day via Wheeling and T.& L.E. VIA WHEELING AND W.& L.E. 199 miles. Sistersville to Wheeling via r.e, o. - - - 47 mi. 2,hrs. Wheeling to Cleveland via T.&.L.E.R.R.- -152 lid. 54 to 6 hrs. 199 mi. to 8 hrs. VIA WHEELING AND P.& R.R.R. 182 miles. Sistersville to Wheeling via E.& 0. - - 47 mi. 2 hrs. Wheeling to Cleveland via P.& R.R.R.- - -135 mi. 5 hrs. 182 mi. 7 hrs. VIA WHEELING AND B.& C.R.R. 209.3 miles Sistersville to Wheeling via E.& 0. - - - 47 mi. 2 hrs. Wheeling to Cleveland via E.& O. 162.3 4 hrs.45 min. 209.3m1.6 hrs.45 min. 7IA PITTSBURGH AND P.& R.R.R. 264 miles. Sistersville to Pittsburgh via E.8 C. - -116 mi. 4 to 4 hr. Pittsburgh to Cleveland via P.& R.R.R.- -148 mi. 31i,. to 6 hrs. 1 264 mi. 7,T to lO hrs. VIA PITTSBURGH AND P.& L.E.R.R. 247.9 miles. Sistersville to Pittsburgh via E.& O.- - 116 mi. 4 to 4- hrs. Pittsburgh to Clevelbnd via F.& L.E. - - 131.9 3 hrs.2C min. 247.9 7:i to 8 hrs. NOTE: New 16,rtinsvi11e is 10 miles nearer; to obtain distance deduct 10 miles from totals as given above. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis S TABLE OF ROUTES AND TIME AND DISTANCE NECESSARY TO TRAVEL FROM SISTERSVILLE TO RICHMOND. The time given is actual running time; the time actually necessary to go or for mail to travel between the two points is several hours more because of the time lost in making connections at Wheeling or at Parkersburg. VIA WHEELING AND B.& O.R.R. Sistersville to Wheeling Meeling to Washington Washington toRichmond 17L hrs. 517 miles 47 miles 2 hrs. 354 12 hrs. " 116 " 3 hrs 517 miles 17-, hrs. VIA PARKERSBURG AND B.& O.R.R. 17 hours 522.5 miles Sistersville to Parkersburg- - - - 47 miles I', hrs. Parkersburg to Washington 12 hrs. 359.5 " 11 3-1' hrs. 7ashington to Richmond 116 17 hrs. 522.5 It Mail is sent by the above two routes. New Martinsville ten miles nearer by first route, ten miles farther by second route. VIA POINT PLEASANT AND K.& M.R.R. AND C.& O. 16 hrs.23 min.551.3 ml Sistersville to Point Pleasant - -125.3 mi. B.& O. 3.43 hrs. " K.& M. 1.40 hrs. Point Pleasant to Charleston,W.Va. 57 hrs. Charleston to Richmond 369 C.& 0.11 16.23 hEs. 551.3 VIA HUNTINGTON AND C.& O. R.R. 17 hrs. 10 min. 586.4 miles Sistersville to Huntington - - - -167.4 B.& O. 5 hrs. C.&0.12.10 hrs. 419 Huntington to Richmond 586.4 mi. 17.10 hrs. VIA KENOVA AND N.& W.R.R. Sistersville to Kenova Kenova to Richmond 23 hrs. 58 min. 729.6 =ilea. 175.6 B.& O. 5 hrs. 18 min. N.& W.18 hrs. 40 min. 554 729.6 mi. 23 hrs. 58 min. New Martinsville ten miles farther; add ten miles to the totals. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis BEFORE THE FEDERAL RESERVE BOA RD bat PETITION OF CERTAIN COUNTIES OF THE STATE OF WEST VIRGINIA TO BE TRANSFERRED FROM THE FIFTH FEDERA L RESERVE DISTRICT TO THE FOURTH FEDERAL RESERVE DISTRI CT, Washington, D. C. January 27, 1915. WWI Reported by Rexford L. Holmes, Shorthand Reporter 322 Southern Building, Washington, D. C. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ? JAN 2 8 1914 • (The hearing was convened at 11:12 o'cl)ck a. m., with the follo.,,fin members of the board propont: Charles :3. Hamlin, the iovernor of the 3oard, F. A. Y;elano, . P. G. Hnrding, Paul M. 'arburg, rind A. C. Miller.) Hon. Charles Hamlin, the Governor of the Do!?rd: Gentlemen, ths. Board will be very glad to hear you now on your petition. Mr. Charles N. Kimball, of Sistorsville, '7est Virinia, representing the petitioning counties: Gentlemen, I appear before you representing these petitioners. There are three of the petitioning banks present in person, represented by their officers. 70 are here before you represp- nting no great largo community 4r no considerable financil interests. e are representing two small counties up in :est Virginia and five national banks, these being all of the rational banks in those two counties. '7e are not here to complain of the location of any reve bank, but we are here asking to be •transferred from one res,rve district to another. o are asking to be trans— ferred to a district with which we have always been accustom— ed to do business, and in which we helieve a due re :ard to the course of business in our district Ow-lands that we be placed. !low, I hove with me a map which you see here, which will show to you the location of the counties in which these petition— ing ba.ku an , located. (—xhibits map to the Board.) ,ebster and Tyler Counties, in which these petitioning banks are located, are shown on this map shaded yellow; they are in the extreme http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis northwestern )oriton of the T'ifth J.Istrict. joins 2ennsylvani . The northern bound ebster County ad- line of ebstcr County is nlso the southern boundary line of the Fourth ])istrict; the western boundary of ebster and Tyler Countie The dividing line between in the Ohio River. est Virginin and Ohio is al::o the western boundary lino of the 7ourth :district. Yhose two counties have always been intimately connoc4 od with the Penhandle Counties We are virtually Panhandle Counties, although not withi_ the Panhandle. The red lines here (incticnting on imp) show the rail roads running from 31.stersville, by which we are connected with Washington and ijohmond. "he blue lin, 11 are the connecting , lines with Cleveland, Ohio. hile vie are standing (The members of the Hoard, together with counsel, were standing up to examine the map counsel was explaining), to make it brief, the distance from ,Astersville, whtch in the furthermost point from Cleveland by the shortest route, is 1 C miles; by the shortest route to Richmond it is 517 miles. A letter posted at Sisterlivillo after banking hours will not reach Richmond until after bonkin,3 hours the succeeding day. It is in Cleveland before banking hours the J!ollowing morning. The distance and moans of communication are such that a traveler can leave .Astorsville, go to Cleveland, and return, in the sn:ie ttle that it would take n letter to go from -istersville to Richmond. The tine and distance is on or about the ratio of one to three. The distance is about three ti,lea as great to Richmond as to Cleveland. The ti e taken in travel is http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis about three times an greet to Richmond an to Cleveland. . railroad faro to Cleveland is one-third les! than the railroad fare to Richmond. The same ratio applies to long-distance telephone. The long-distnce telephone rote from not,rsville to :Zichmond is three dollars for throe minutes, and one dollar per minute for cooh additional minute; while to Cleveland it is one dollar for three minutes, and thirty cents for each additional minute. The same ratio applies to telegrams. To Cleveland we hove a twenty-five cent rate for ten aords, and two cents for each addition1 word; to Richmond a telegrnm rate of fifty cents for ton nerds, and three cents for each additional word. Now, briefly, that sums up the location with relation to dit;tfince and tiAe of connection between the two points. Now we base our petition for change fro,f, the 1?ifth District to the Ponrth District, first, upon tl,e fact of our nez.r proximity to Cleveland, and the Cleveland distrNot; s, c nd, upon our distance, comparetivel t . .nnicaspo '1.47, and the difficulty of com:- tion, between our district and the sAchmond district; third, upon th -, fret tht- t our bun the nections h.Ne always been inte to ad com- lerci711 con- 1-1(1 are with the cities and towns and 2 ban;72 in the . ourth District; fourth, upon the fact that "due regardto the convenience ;;rid customary course of business" demands that petitioners be plced in the Pourth iAstri.A; and flit upon the proposition tha: the Federal Reservo Act was passed in aid of trade, and not In restraint of trade, and upon the fact that that .Act expressly declarsu that the districts shall be apportioned with duo regard to the convenience and customary http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis - 4*, course of business. Now, gentlemen, 'Jest Jirgiiia is a small state, and probably extends over a greater proportion of territory in proportion to its area than any other ,;tato in the Union. It has an ex- treme east and west width of 270 miles, and extends north and south 250 miles. Its northern extremity extends twenty-five miles north of the latitude of 2ittsburgh, 1-ennsylvania; its southern extremity extends to a latitude fifty miles south of that Richmond, Virginia. of Its eastern longitude extends to a point about fifteen mites er,t of the city of Richmond, and its western longitude extends to a lonritude twenty miles east of the city of Columbus, so Jon 200 we are pretty largely distriouted over the face of the map, although we are n small State, something like row hundred over twenty-four thousand square miles. we have been placed in the Richmond District. wo should be placed in the Fourth District. - e believe Our means of cm- municntion and our busines , we believe, demand that we shou)d be placed in that district. Now, in looking over the proceedings befor, your honorable body, I have noticed that the Richmond . fief at no time and in no place had in mind taking in any part of 'eat Virginia in the Fifth District other than the southern part of 'est Virginia, but the ntire state has been pinceu in the Fourth District, with the exception of Hancock, Brook, Ohio, and Marshall Counties, a whoe boundries show are actually Panhandle the four counties Counties. Now, the two counties of :ebster and Tyler are in http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 5 the Ohio River County. e are virtually Panhandle Counties, and not four oounties in the Fourth District; and *Aheeling, the largest city of the ;Aate, )1.1eL the industrtil .conter of the northern portion of .:est Virginia is only thirty-seven miles from New Ilartinsville, and forty from Sistersville, and is the city with Thich we aro commercially closely connecte6. burgh is 116 miles away. ,itts- Three of the petitioning banks are located in Tyler County, three of them in 2istersville; no, four are in Tyler County, and three of them are in Sintersville, represented here in person by their officers. One of them is at liddlebourne, the county ;'eat, ten pines back in the county. The other petitioning bank Is located at New nartinsville, which is thirty-seven miles from 7alee1ing. e are in the same senatorial district with narshall County, and commercially, and geogrephically, e e3ong with the J'anhandle Counties between the Ohio .Ziver valley and the Richmond district, -:;() have the range of hills or -nountqins called the Ohio :,iver iIiii and the Blue Ridge and Allegheny nountains. e have no means or lines of communicati.lg with the eastward portion of the United 3tates from the west Virginia :,istrict except where a stre m ele lips or cuts the ranges, and you will notice our raliroada running east and west in "est Virginia, all run up the Little Kanawha, up the Large Kanawha, and dour the A.g Sandy in the southern en. Our most u-ual means of reaching Richmond and the manner in which mall is tent is either to :heeling and out the IsAltimore and Ohio east to ":ashingt0n and http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis to l'arkersburg, or over the Boltimore Pnd Ohio to -ashington, or it io dos:•ible f:or :he traveler to t7o to :oint Pleasant and out to Charleston, and take the Chesapeke -nd Ohio to Aahmond east to 'Iuntington, and take the ilorfolk nnd estcrn to :dchm,nd, but those routes are ,o'long ind so much tile is required to make such a journey that that route ia impracticable. Now, in starting to ashington or Riohmolid from ,isters- ville or I;ew :Tartinsville, it is nooesnry to take the Ohio River rout(' an(' go north to 'heeling 47 miles, and there change ears or to take the Ohio .Ziver south to larkersburg, nnd change Oars and go eaqt. The running ttio I have given you, gentl. men, that is necessary, or the time that it t,ken to reach Richmond, ih the actuol runnin tI. e. It is not the actuD1 tile that it would take , letter totravel that distAnce, for the reason that there are several hours lost in =king connvetions either at Parkersburg or at wheeling, to the Cleveland ,IAltrict. north to ".heelinge e have thre e go ( irectly 7e have five trains each cloy to heeling. lines of railroad running from Wheeling to Clev3lana, -- the Ahltimore ami. Ohio, the healing end Lake Erie, and the Jennsylw.Aia; or we can go from 2istersville or New artimville to 2ittsburg, _ennsylvnnia, 116 milea away, - and we nave the Pennsylvania Railrorql, and the heeling and Lake Erie, and several other routes, to go to Cleveland, which is probably the most convenient way for a traveler to go, but the mail I understand goes to flimeling and is sent out over http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis these lines to Cleveland, so thvt so ns distance in miles is conotxned, the position of :isteroville, New Fartiitsville„ and thso petitioning banks demands that they be placed in the Cleveland dU.trict. So far as the distance in hours and minutes is cone mod., the same demnd is made, because the actual running ti e, the actual tine taken in going from 3istorsville to Cleveland by mail_ or by a trnvel,r is actually one-third tht that it takes the samo traveler or mail to go from .astersvine to inchmond. In oth( r words, it tnkes from 6I to 7 hours to go from s : -Ast-roville to Cleveland, while to :::ichmond 17 hours is the shortest notur ,1 runnirv; tine that the dLttvnce can be made in, am; that is the t,ctunl running time, and not the actuil time It would take because of the several hours that would be lost in making connections at larkersburg or at :heeling. From :iistoroville to Cleveland via -heoling and the 7:hecling and Lake 2rie is but 99 miles; that would be going from 3istornville to Whe-ling and out this road here (indicatint; on map), which is but 99 miles with running tl,qe of Vi -lo 8 hours. Sistersvillo to Clev11::Ind via rheeling and the ionnsylvania Railroad. is 182 miles, or 7 hours. :listr -sville to Cleveland, via :het-ling and the Balt' on, and Ohio Railroad, in 209 miles, six hours and forty-fve minutes; Sister.sville to Cleveland, via Pittsburgh and the Penns,r1vania Railroad, is 264 miles; 71; hours to 10- hours. 4 To Richmond by way of Pitts- burgh and the Baltimore and Dhio to reach Richmond by 2arkers- burg is 522 mile;', with an ctual running time of 17 hours; to Richmond bj vay of 'heeling, the distance is 517 mile;, an ectizil running time of 17.f hours. burg am; ith One can also go to Parkersam cl,shington, and thence to :dichmond, with the distance of 534 miles, or running time of 18 hours, while the distance by way of the Jleasant, and Kanawha, and the Chenapeflke and Ohio, is 551 mile, or a distance of sixteen hours and twenty three minutes. By way of Huntington, Kanawha, and the Ilorfolk and Western is 729 miles, or a running time of over twenty, three hours, -- twenty-throe hours and fifty-eight minutLs. But those, -- m; I 1117( -- those routes are oolong that they are entirely impracticable. The Governor of the Board: ;Tay I ask, would you be sub— plated to the same disadvantage, in your opinion, if 'ashington or Baltimore had boon designated? q`o they about as unfavorably situated? Mr. Kimball: No, sir; they are not. -a.'hington would have been preferable, and Baltimore would have bon also, because our banks carry as it is, -- but I will touch on the business relations In a moment. The Governor of the Board: :;e11, I mean, with regard to Cleveland and Attsburg, -- would they be nearer than -ashington or Baltimore? )Ir. Kimball: You, sir. The Governor of the Board: So that what you say would apply equally to *Nashington and Baltillore? http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Not to an entirely equal degree. Mt. Kimball: The Governor of the Board: Not to an equal degree? No, sir; because Baltimore would be just as Mr. Kimball: much nearer to us than Balti. ore is to ':;ashington, rather than The Governor of the Board: Yes. There would be just thnt difference on this Mr. Kimball: end. The Governor of the Board: 7hat I want to get at is this: Would this petition have been filed by you if either -ashington or Baltimore had been designated? Yould you still feel your proper place Wa2 in the Thurth District? Mr. Kimball: .nr• Jackson, whnt would you say? Mr. A. C. Jaokeon, Preoident of the Pirst National Bonk, 3istersville est Virgi.la: Yes; I believe it would. 70 believed or business connections are such thet we all voted for l'ittsburgh as a reserve point, for the reserve lank, and our vote was unanimously for 2ittsburgh as opposed to Clevaland„ but Cleveland is much more satisfactory than either 7fashington or Baltimore would be for the reason that The Governor of the Board (to Ht. Kimball): I did not want to interrupt you, Mt. Jackson (continuing): our busines:1 is of a nature that we are more in touch with iAttsburgh than Cleveland. W0 are in the oil and gas business, and they ere also, so we ars very cloely connected, and for twenty years we have kept our http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 11 principal rew rvcs in Atthblirgh. , 'o have very intimate relritions with those banks. nr. Kimball: Now, just answering your question, or touch- ing on that phase or feature of it, the business relqtions of the Ohio .alley, nnd particularly of those two counties, are almost identical with those of the heeling ' ,rid .ittsburgh dis- trict, and to a certain w'rtent with those of the Cleveland district. Our business in the Ohio s - lley here has hen almost exclusively with -- connocted with -- the oil and gas business, and also with the manufacture of gl!pos, 'ind steel mills. are the industries in the Jhio Valley. Those They are the same diu:tries ulon which the banking business of 'heeling dep mist and also Q-1, t of Pittsburgh, and to a great extent that of Cleveland. iittsburgh has bon the head of the oil and gas business for molly years. :iistersville, est Virginia, has been the head of the oil and gas business in the 3tate of 'est Virginia ever since oil and gas hay, been found in that has been done in Yheeling and tate. Our banking ittsburgh, because of the sim- ilarity of the business in which the two s,ctions have bc2n engaged. In the Jheoling district and are 0/1 PnC, :;as production, glilsL heeling the industries manufacture 9.n“ the menu- d7tcture of steel end of piping, an: tho-o arc the swa- industries in which that we have in our own stet/ton, in these two counties these banks are located. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis All of these companies, all of the oil conics that procIaco oil, -- and I think that I correct in saying all, -- minttAn teir head offices in 2ittsburg, Pennsylvania, a fm of them have their min offices in Cleveland, Ohio; and all of tooe companies .ay their rentals to the fcrmers on their leases in checks on I'ittsburg .131ks and on the Theeling banks, ru , d those checks may go through our ; banks, and their royalties are paid in like manner, and when oil is purchased by the pipe line companies, it is pvid for by checks on tho Tittsburg banks. Yr. Jackson: in Pittsburg. The books for the oil companies are kept s::hen we sell oil, they wire Pittsburg to set our balances, so the books are kept there, and also a large portidm of the gas which is consumed in the cities of Pittsburg, 7iheeling, LIVI Cleveland, comes from our county, or is transported by pipe line to those cities. Mr. Kimball: Some of the largest, -- or the largest gas pumping station in the world is located in ';:ebster County, and the gas that supplies -~ as 7.r. Jackson 11. s stated -: the gas that supplies Cleveland and Zittsburg is 1Lrge1y rro(bleed in these two counties. The gas not produced t:ore at least passes throw3h our counties in being transported to these two cities, and the direction of our business is ,'=.11 toward :ittsbr.r.cs and toward the Clevelnd district. new, I shall not attempt this morning to Una GU the banking questions, or how these banks would be particularly http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 11 affected by carrying their reserves at Richmond instead of at Cleveland, because I assume that in the crguments that have already taken place before you those cm.estions have been pretty well threshed out, and would apply perhaps to these banks as well as to the banks for Which the arguments have already been made. I:ow, as showing the line of business we hf,ve, in our printed briof,t1sere appears a statement of the bucineso of a certain period with those banks, showing the business of these banks with the Pittsburg district, in comparison with the hichmond district, during the lest week. These five petitioning banks have kept an account of their item, and I will desire to file a copy of this with you 1,1,is morning. During the week of January 18th to the f3d tf,ese five bcnIs had only twelve items on the Fifth District outside of iirginia, amounting to on the 2ifth District, 213.55. 7est The items -- the other items ow alb all items of —ebster, l'nrrison, Tyler, and Pleasants Counties, including the two petitioning banks with the two adjoining counties, ing to points 17,542.50. we had 517 items, amount— The items from all other Test Virginia in the Fifth ,istrict, -- we had 17,5 items, or cB,152.37. Ni that made a total on the Fifth District of 664 items, amounting to ','22,928.42. But it must be remembered that only twelve of those items, amounting to ‘,213, are in the Fifth District outside of the State of 7:est Virginia, and that 517 of them were from the two petitioning °auntiei and two adjoining counties now in the Fourth District. Thee* http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis banks had 569 items, with ç135,000 -- ç135,337.85, on the Fourth District. That shows in a measure the trend of business, our "due course of business" in this section, and we think if the act is to be followed, which states that the banks are to be located with "due regard to the convenience and customary course of business", that then the customary course of our business in this section demands that we shall be placed in the Fourth District. NOW, as I Ipave stated in my opening remarks, we have no. complaint to make whatever with regard to the location of the reserve banks. It is purely a business question with VI as to wYich district our business demands that we be placed in, me. we think that the ordinary course of our business, both past and present, shows that we are closely allied with the Fourth District, and therefere that we should be placed in that district. If you gentlemen have any questions to ask, wo will do our best to answer them, but we think this briefly states our case, .7, nd the map shows our location geographically. , The figures I have given you, and the figures appearing in our brief here, show conclusively where the bulk of our business would indicate we should be placed. Dr. A. C. filler, a 1:ember of the 3oard: Have any of these other counties in the western section of 7est Virginia shown a disposition to join you? rr. Kimball: Ir.7iller: Not that I am aware of. Is not the argument you have made c-prlicable http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis also to Pleasants County? Kimball: It might be applicable to fleasants County,. The Governor of the Board: Will you just point out the other counties? Mr. Ximball: Here they are here (indicating on the map). The same would apply also to these. Yr. Jackson: There is only one =1.tional bank in Pleas- ants County. WY. Kimball: In several counties. Mr. Jeckson: The president of that banh cnlled me up the other evening and inquired about our ccse before the Federal Reserve Bord, FAid said they 7orld. be very glad to be plced in the Porrth District also, but had not started any proceeding. Bon. Paul F. 7arbilrg, a rember of the Bot rd: : - 77hy did they not join you? Yr. We did not ask them, bee::uEe 'ebster and : . Tyler Counties are close together, and re did not ask them, Dr. Are the industries in Pleasants County of large consenuence? Fr. 7imbv11: Oil and as is all. 7e hcve no manufac- tures. Dr. Miller: And only one national bank. Ion. W. P. G. IR.rdinF, a Member of the Beard: , In case a brunch is established at Prkersbrrg, haw about it then? Mr. Jackson: Parkersburg is fol-ty-seven miles away. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 14 We are the same distance from Perkersburg co from Wheeling. Mr, Kimball: Cleveland would be more convenient for us than Charleston. Mr. JacLson: Yes, Cleveland would be more convenient. Limball: We have to so over two lines of railroad to get to Charleston. Lli of the counties, -- some one asked the cuestion about the counties of Lest Virginia in the Fourth District, --all of Lest Virginia is in the Fifth Astrict oxcert -L:iese four counties here; runnin7 from those are the four r_nhLndle Counties, virtually. Geograph- IcLlly, we are as much a part of the Lanhandle as these counties are themselves. River. Te are In the valley of the Ohio Our induscrieo are e:mutly tho onne. We are closely connected by railroad connection, telegraph, telephone, and the configuration of the country. Test Vir3inic is a very rough State. The Governor of the Board: That is the outline of Test Virginia and Virginia? Mr. Kimball: map). West Virginia runs ) ere (indicating on - :his is icryland; that coree in here; this is the Test Virginia lint., and the Ohio I:iver is here (indicatin7, on map). The Governor of the Board: vr. Killer: Kimball: Yes. It runs up there in the Panhandle, does it? Yes. This red line, which is the Baltimore and Ohio Railroad (indicating on map), is also the boundary line of 'rest Virginia. I can not see now; it rums here (in- T: http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis dicating). The Governor of the Board: That is the line between :jost Virginia (indicating on map)? Virginia and . Yes, sir; no, here it is (indicating on Mr. Kimball: map). The J.overnor of the Board: r. It comes down here; this is the Maryland InLuall: line here (Indicating on imp). In the lilfth Oh, yes. But all of est Virginia is istrict, with the exception of those four counties there, and we , re just as much a r.?rt of that Pan handle as -those counties Wiemselves. The aio River here (indicating on map) is verL7 rough a few miles 'V&A and mountainouo, and s I said, no railroads run through except along the bed of c, stream. r ;et It is impossible Cor them to : through. 2ome gentleman asked me if the arguments we have advanced would be equally true cle regards the other counties we have mentioned. They Yould be true as to Pleasants County, but not to 7;ood or the other counties south, because they arc on the main line of the Baltimore and Olio east. To Pre on a line of Lilo Baltimore and Chio runninrf from Yanawha up the Ohio :Aver to kittsburg, and the Baltimore and Ohio east rano out as shown by this line here, and the .annwha, and Chesapeake and Ohio und those Hiles there. Dr. Miller: ',Mat is thil approximate capital of the banks represented? Lipaball: I am glad you asked that question. This http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 16 transfer can be made without throwing out of balance the c_pital of the reserve bank at Richmond. The combined cpitEa .:1531,000. and undivided profits of the five banks is ( Their subscription to the reserve bank at Richmond is something over 2he Governor of the Bot7rd: Yr. Kimball: Are tiler() an other cmestione? Doctor, is there anytking else, or Jackson, that you would like me to orenk about? Dr. G. B. West, President of the People's 1.7ational Bank, biszersvilie, West Virginia (reeidin3 at 3464 -ccomb Street, Cleveland. Pork, .ashingi;on, j”s . ). I think there is nothing else. hr. Jackson: I think not. I believe you have covered the ground very thorow7h1y. The Governor of the zoard: ton (referrin I have a letter from 7r. hum- to hr. Eppa 77anton, counsel re-presentin tbe Reserve Bank for .uhe Difth . 1)istrict, of Richmond, Virginia). Perhaps he has advised you.-hr. ;Umbel': his partner aid. The Governor of the 3oard (continuing) that he will not be lere, and that he will simply file a brief. M. Kimball: I feel like apoloe;i2,ing to the Board because hilve not perhaps been more loicca, or presented this matter in a. clearer manner, but i feel soLlewhat handicapped by the fact thv:.t we are rather overshadowed in this case by the great importance of the ether cases that you 7entlemen have ,ortant to us --to these five heard; but this case is as inn. 17 banks vs the other cses Lave been to those retitionin bodies. iTo'; I desire to file with you gentlemen, -- I have only two copies here, ••••••• of the statement of the last two of these Live beaks, showing the items on tie Fourth District and on the ififth 1;i3trict, J IO11 Ls the tLbles r-1ta7ing the ais- tanoes and time of connection. The J-ove,rnor of -LI- o Board: Will you send a copy to the counsel on the o- ;ter nide? , 'r. .1 will do so. I would like to have a cov7 Mrde for each ucnber of 4 ,e A)Erd, mid. you 61 1,111 have them to refer to. The Governor of the Board: then, an That is all right; keep those mail ttem to us. Mr. Kimball: We will do so. The ' , ;overnor of ti- e Board: , Gentlemen, we - 111 take this uwler considerLtion, vnd advise you.. l'rr. Kimball: 7ould you care to tave that map, gentlemen? The Governor of the Board: the map. I think we would like to have We c n return it, you know. Yr. :Imbz 11: Gentlemen, I would like you to keep in mind this point, in considering this transfer, and that is, the identity of the busLieos vIth our imsli css, of the locality that our banks are situated in with the business of the Fourth District. The business that we are engfr,eC, in is timost exclusively the oil and gas business. Our business in Astersvine in years part, --I think I will be coriect in saying http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis has been dependent exclusively on t!:e oil znd Jackson: as business. In fr-ct, tore would never have been any banks thoro had it not been for the oil and gas business. Yr. Kimball: bank. We 1vo four banks there. One is a state The Sistersville 1.ts only four thousand inhcbitants. cPpitrq stock of ech of our four banks io c375,000, so you mrst soe thorn I-Ls been a considevbie businoss there, conJe tav -n, to viLrrEmt tto est/folishment - cidering tte 0i20 of nose four bankr. Mr. Jvcon: The derostts in tie -roux banks are about -. over two n,nd one-htlf million. imbsll: -r. - And understand this is doe almost oxclutive- ly to the oil and as bus!ness, the rentals tie people receive, no ymert of royalties, and money in payment for the oil. , Me oil is / urchsod by the Stvildtird commniez, have said to you, t;)eir offices are la nd as we ittsburg, and pz.yments are olways made ia aec:le on :ltteburg bz:nks, and L would ); li,170 to add to what I nave said, tflat, accordir, to the Gomp.evc, 0_2-ries any troller's report, none cf our banks, I be14 accounts in Richmond. The ',:overnor of the Bo&rd: 1:one of tnem? Mr. Walter R. Reitz, GaAlier of tf'e rarmers End Producers est ‘firginia: : 1, at1onal Bank, :IstersvIlle, is earriocl in Baltirore. we will be handicapred. T1)&A iE the One small account point where we believe :o yill receipt the Peeerva eserve Bank in Ricilmond for a number of items, and nave nothing on the rifth District, all our items v:111 uc on t/10 rourth http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis • 19 District unless they collect items on the Fifth District, and that would take four dLys. nr. Z.imball: I would like to call EAtention to tide map. Ron, P. A. .pelano, a l'ember of the flord: Is tht in your map? Limball: fro, LLe map showily; the location of banks corrying accounts with vie ;-!icEmond banks and tr-9t companicu. iow this is -est Virginia here (indicating map), and here is the anhondle, and our two coune5 located there (Indieating). on f:re Low tiit will give you gentlemen an idea of the tru:4s carrying accounts. The Jovc!ynor of the That is the numner of that reference, -- the ':ennte Document? l'Amball: It is J.Jocumont 485, the location of fed. oral reserve dir,trict banks. kiove)no,' of the board: ••4 7e have the same informtion; I malted to look that up. Ir.,/.1mball: I Nj11 he very glad to leave tris with you, Now, t1 ere is cllotlier map I desire to ccll your attention to fAso, cad tliat is a map of the vote taken on the locrtfon of the reserve bank. Our counties are located right there (iai:eating on map). The Governor of the Board: all %ills, AC, ‘'e will carefully consider rid will Luvise you .1.:t.e r. O TED STATES AND STATE DEPOSIT... PREsuntrrr. A.G.JACKSON, J. J.M9KAY, GAs mat. Isoutr THE FIRST NATIONAL BANK CAPITAL $100,000.00 SURPLUS $ 65,000.00 0-1 C SISTEItSVILLE, 'W VA.. December 21, Hon. H. Parke Willis, Secretary, Federal Reserve Bpard, ir 1 L. F Washington, D. O., DEC 2 3 1914 litdecal Reserve Board Dear Sir:-- The receipt of your notice dated December 1§, 1210 fixing the date of January 27, 1915 for the hearing of arguments in the matter of petition of the banks of Wetzel and Tyler Counties, W. Va. requesting a transfer from the Fifth to the Fourth Federal Reserve District, is hereby acknowledged. We also acknowledge the receipt of brief filed by the Federal Reserve Bank of Richmond in this matter, enclosed in your letter of 19th instant. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Respectfully, http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis I klm enclosirl herewith a copy of the brief 'filed in behalf of tho FodorA Peocrve Bank of Piehmond ir to :ratter of the retition of /mbor bank of Wetxel ard Tyler Countien, Ww.t Virrinial for fr from the Fifth to tlla rourth .E:r.•c.: 1GT? r • 1 1!71rvo Dintrilt. 1 http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis \ FEDERAL RESERVE I30ARD FILE --,--- \ ......... December 19, 1914. Sir: You are hereby notified tha t kiarings will be held J-mu ary 27 for banks in certain counti es in ,:est Virginia which desire to be transferred from the .lichmond to the Cleveland district. Respectfully, Secretary. Honorable Hunter P. Moss, House of Representatives, Washington, D. O. . I 1.-lis".f-:•• S:, . http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis BEFORE THE FEDERAL RESERVE BOARD. In the matter of the Petition of Member Banks of Wetzel and Tyler Counties, 7!est Virginia, for Transfer from Fifth Federal Reserve District to Fourth Federal Reserve District. REPLY BRIEF ON BEHA:F OF THE FEDERAL RESERVE BANK OF RICHMOND. EP2A MINTON, JR., Counsel for Respondent. BEFORE THE FEDERAL RESERVE BOARD. In the natter of the Petition of nember Banks of Wetzel and Tyler Counties, West Virginia, for Transfer from Fifth Federal Reserve District to Fourth Federal Reserve District. REPLY BRIEF ON BEHALF OF THE FEDERAL RESERVE BANK OF RICIDIOND. It has been impossible to investigate the facts stated in the brief for petitioning banks, but it is presumed that they are substantially accurate in most respects. The following state- ment on page 6 is inaccurate: "There are two routes by mail from your petitioner's counties to Richmond, Virginia, one via B. & 0. R. R. to 77ashington, a distance of 392 miles, and from Washington to Richmond, 170 miles, making 562 miles from petitioner's banks to the City of Richmond," etc. The distance from Washington to Richmond is 116 miles, instead of 170 miles, thereby to that extent lessening the distance of the petitioning banks from Richmond. The relations of the petitioning banks with their correspondents will in no wise be altered by the operation of the Federal Reserve Act or by their being placed in the Fifth or the Fourth Federal Reserve District. They will have the same freedom of discount, collection, and other business dealings with their regular correspondents which they have heretofore enjoyed. It is true they will be required to keep the reserves required of them under the Act in the Federal Reserve Bank of Richmond, instead http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 2 f the Federal Reserve Bank of Cleveland. There can be no serious nconvenience in this. It is stated in the brief for the petitioning banks that mail from Sisterville at the close of business in the after noon should, with proper connections, reach Richmond at six or seven o'clock the following evening, and would reach Clevel and before business hours that day. This it is believed is the only inconvenience which can result to the petitioning banks from being placed in the Fifth Federal Reserve District. It is maintained that this inconvenience is not sufficient to justify the Board in changing the bound aries of the Reserve District before the operation of the system named has been tried and tested. If the prayer of the member banks of Wetzel and Tyler Counties is granted, doubtless other similar petitions in this Reserve District and in other Reserve Districts will be prese nted to the Federal Reserve Board. It is impossible to please and to satisfy all the banks throughout the United States in the division of the country into Reserve Districts. There has not been sufficient time to determine what will be the result of the operation of the banks under the Federal Reserve Act in the districts as they are now made. It is maintained that sufficient time should be given to the practical operat ion under the Act in the districts as now formed to determ ine whether it is as effective, efficient and satisfactory as it would be if its boundaries were changed. if, after sufficient time has been allowed to thoroughly determine this, it should be determined that the petitioning banks of Wetzel and Tyler Counties can be better http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis • 3 and more efficiently served as members cf the Fourth Federal Reserve District, rather than of the Fifth Federal Reserve District, it will then be time enough to grant their prayer and have the transfer made as prayed for by them. It is respectfully maintained that the prayer of the petitioning banks should not, at least at this time, be granted. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Respectfullysubmitted, Jr.A, Counsel for Federal Reserve Bank of Richmond. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis JPD Deeembr 1E, 114. ,r Mr. Eirt), Bunton, TheyirEinia R4A1way ;Ind Po-xer nehmond, ViiLinia. Sir:— You .1e 1,rby notificd thr:A Lt...fa fixed January Vfe in BoArd ,J.i,te of tit les ring of or i arcuaente - .latter cf tic riAicn of cortair bonke locr.ed in Wetzel. aud Tylcr Count:14m o Went Virrinik, rsnue-tirIc n trE.nsfE.r frc I. the Fittl, to the 1; ourth Yader 1 2esf,rve Dirtliet. . 1113 I.ri ll bo leld i- ot,t1rve, Board, W.nhinEts,r, D. C. Pieaoe off:co of tho redcxt.1 -it 21:CC o'clock. kno-lcaLo receiTt cf this notice. Pv.r.7,tctfully, povornor. Socretory. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis . CO:,:7D FILE Dectqftber 18, 1914. Mr. A. C. J;1.cksoylip_ c The First 1atior,a1 Bank, Si3t3rzville, Tet Sir: Ycur zre horeby nctiTied tht the Fotieral Pe?;erv Janur,ry 27 ng the thite wf tic hez,rirg of oral ritrguv. nts : rzatter of the retiticn cf eertairi tanks lccf..td in 'etzel ar Tyr Courtloz, TaA, Virginia, relueFtinE a tnansfer from the Fifth to thl Fourth Fedexal R4verw! honrint will be held in the office of tYe Federza ••• Bord, Wi,A.51iirigten, D. C., at 11:00 o'clock. Pic;lao 6.4:knowledge rocoirt cf this cot ice. Foeetfully, GOTdrZIOn Seerots-r http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Your letter ce November 25th1addreeoed to 7ecretary of the Trelmiry, in reference to the petition of banks in Tyler ani Counties, VirLinia, t) be transferred fron the fifth to the fourth aistrict, has been referred to this office for In reply you aro N•.Ivised thIt the Doird h%c fixed 1;'eUftkAr7 27th I LAW OFFICES MuNvonn,liuNT ON,WILLlAMS & AND ON VIRGINIA RAILWAYS POWER BUILDING It it'll:4 °NI) it tux tA. ,V1 EPPA HUNTON.JR. EDMUND RANDOLPH WILLIAMS HENRY W. ANDERSON 12, December 12, 1914. THOMAS BENJAMIN GAY ANDREW D.CHRISTIAN Federal Reserve Board, Washington, D. C. Gentlemen: 1 r 1 1$ 1 19 beg leave to acknowledge lette from Mx. H. Darker Willis, secretary of the Board., advising me that member banks located In the Counties of Tyler and Wetzel in the State of west Virginia have filed petitions requesting a transfer of the territory in which they are situated from the Fifth District to the Fourth District. 1:r. Willis also enclosea with his letter copy of the brief filed by the petitioning banks of those counties, and advised me that the matter will be taken up by the Board in due course, and as soon ns a day can be set for a hearing after receipt of a reply thereto. Respectfully, RECEIVED sc, o A N124 1, / /0 t„ , 1' liZ1F http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis -4 g inigtItS , DEC 1 1- '%4 http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 'N THE MATTER OF APPEALS FROM THE DECISION OF THE RESERVE BANK: ORGANIZAION CW.7`ITTEE IN DESIGNATION OF FEDERAL RE-:— SERVE DISTRICTS. Petition of banks of Wetzel and Tyler counties; Test Virginia, requesting transfer of these two counties from District No. 5 to District No. 4. Petition and 20 copies of brief filed September 15; 1914. Itr&e.( 61 /- 61. X October 30; 1914; Eppa Hunton; of Richmond, designated as counsel for Richmond Federal Reserve Rank and to receive petition of West Virginia petitioners. 44Arlf 2 `') -74 T/L 7 d5P OOlics Decambe:? 11, 1914. r.:ppa Munten, Virginia Bailway and Power gowpann Richmond, Vircinia. 21r: /01- 014. 4 This office is in receipt of a letter? from r.r. Federal Reserve Acent, District •:75, statilv; that you linve been appointed represeutative or the 2ederal Ile:serve Bara of IZichmond, in the Liatter of appeals from the decisior of the Reserve Bank Organir:ation Cominittee. Limber banks located in the Counties of Tyler and ''etr.ol in the State of -ust Virginia, have filed 1- otitions renuestins- a transfer of the territory in which they aa situated from the 5th District to the 4th District. In accorCz.nce ' r.T;tzlation Io. 1, copy of which is en, : closed herewith, I rn forwarding you with this letter a copy of the brief filed, by the petit banks of those Countico. This matter will he taken IT by the Board in due course and as soon as a day can be set for a hearing, after receipt of ycur reply brief, you will be rx notified. :lespectfully, 4:X ecretary. -enclosures http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis December 11, 1914. Honorable Hunter IT. 7,oss, Jr., Eouse of Representatives, asllington, D. r. Sir: wish to acknowledge receipt of your letter of DeqpIlber 8thlro-uesting information s to the stAun of the petition of crlitain banks for the transfer of et:!el and Tyler Counties, ,est Virginia from the Fifth Federal "eserve Dist- ict to the Forzrth Fed ral Lesorve istrict. A copy of the brief filed by the petitioning banks has just been fow:7rded to the reProcentative of the Federal Toservo Banl: or iic1rond and he%rint ; will be set in due course after f receipt of the rely brief. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis HesPectfully, ...ocrotary. 4. • HUNTER H. MC4S, JR. 4TH DISTRICT W.VA. ! 0.0.• ""• iqottgr nI Erprrgattatturs B. asilingtnit, EL T., Dec. 8, 1914. Federal Reserve Board, WASHINGTON, D. C. Gentlemen: Please advise me of the status of the petition of the First National Bank, of Sistersville, W. Va., and others, for the transfer of the Counties of Wetzel and Tyler, in the State of West Virginia, from the Fifth Federal Reserve District to the Fourth Federal Reserve District. Thanking you for your attention, I am Yours respectfully, DBL -RECEIVED es NN1z,,i , iz q* Wi -:. -% ›.. -4 cP 9i.1\ i3 --I .J .--,,, outooD r # 1 i 6 iyi4 DEC c) http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis WILLIAM E. CHILTON. W. VA.. CHAIRMAN. • • ATLEE POMERENE. OHIO. MORRIS SHEPPARD. TEX. ROBERT M. LA FOLLETTE. WIS. ALBERT B. CUMMINS. IOWA. BENJAMIN F.SHIVELY, IND. HENRY A. DUPONT, DEL. GEORGE P. MC LEAN, CONN. CHARLES E. TOWNSEND, MICH. JOHN R. THORNTON, LA. JAMES E. MARTINE. N. J. WILLIAM H. THOMPSON, KANS. HENRY FRY. CLERK. I'2 '11Crtiteb Ztatez Zenale, COMMITTEE ON THE CENSUS. November 25, 1914 My dear Sir: I beg leave to invite your attention to the inclosed letter from Mr.W. R. Reitz, Sistersville, West Va. with regard to the transfer of Tyler and Wetzel counties, West Virginia, to another district. I hope that the matter will have proper attention. Most truly, yours, The Secretary of the Treasury 1°ashington, D. C. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis BEICE;,1,' 12 r•.,4 4 _ . ), E3 • .i::;.Ct• " t „Altp,A Igp irjVaurrIo neon& k . MC COY,PRESIDENT S.G . MESSER,V.cE PRESIDENT WAR . REITZ, CASHIER . WIL LIAM GODDARD,ASST CASHIER Sept. 14, 1914. • http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Hon. William E. Chilton, United States enate, Washington, D. C. Dear Sir: We have received the various ations from the Federal Reserve Board communic relative to the pbtition of the national banks of Tyler and Wetzel Counties, West Virginia, to be transferred to the fourth district, which you forwarded to us. We have fol1owed the procedure outlined by the board by filing our petition and twenty copies of a brief. We inclose c opy of our brief here, -with. It is likclz that the Federal Reserve Board will set a date for a hearing in our case. We appreciate the help you have already given us and at the time of the hearing, we will wish to call on you for some further assistance. We will try not to ask too much and trust that you will be in a position to Bender us this further service. Thanking you for your courtesy and assuring you that your kindness will be appreciated, we are, Very truly :Tours, • FEDERAL RESERVE BANK OF RICHMOND-----. -SEME November 4, 1914. H. Parker Willis, Esqr., Secretary Federal Reserve Board, Washington, D. C. Dear Sir:We have yours of Octobei,aadreferring to the petition of certain West Virginia Banks to be transferred from the Fifth to the Cleveland. District. Your advise that the Board will not be able to give consideration to the subject until some date after the 16th inst., and further that we will be given such later notice in the premises as will permit us to make proper defense is most agreeable at this end of the line. We are glad that the Board has so deter- mined for reasons which are most practical, as, in the presence of an untried situation which for some little time must tax our energies in and out of hours, it is highly desirable that we be not disturbed by things which might be, under the circumstances, thought to be extraneous. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Respectfully yours, 7 Federal R erve Agent. FEDERAL RESERVE BANK OF RICH O M-DESEME BONBD "LE RD RN 1M 1 October 30, 1914. H. Parker Willis, Esqr., Secretary Federal Reserve Board, Washington, D. Dear Sir:Permit me to own receipt of yours of the 27th inst. advising that certain member banks in this District have filed in your office requests for transfer to some other District in the country and re uesting that we give you the L name of someone who *11 efrespnt this Bank in connection 2 L / with such petitions iVeire4ectfu11y advise that Mr. Eppa Hunton of Richmond, Virginiig /was esterday named as Counsel of t this Bank and we requestAhrt you will communicate with Mr. Hunton in such situations indicated as may arise. If at the same time, and if in order, you could post us in the premises, we possibly with greater intelligence will be permitted to co-operate with Mr. Hunton, who will doubtless look to us for information and suggestions. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Sincerely yours, A% Federa Agent. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis A ' October 31, 1914. Sir: With reference to n3 petition of certain West Virginia Banks to become memborz of the Federal Reserve Bank of Cleveland initead of Richlond, you are a%vi:led that owing . . to the preesure of detail r tters demanding the Board's attention at thio time incident to the opening of the several Federal reserve bank e and placing the eyeten in operation, tha Board has found It impracticable to fix a date for Oral helrings prior to Novetaer 16, at iihich time it ie contemplated the Federal re aerve bunl,s ili be opened. the Board can As soon thereAtor conveniently do so, it 'gill arrange a date for oral argument and yeu will be :7iven due notice eo th it you may be prolpared to preeent your , ca7:o t'.; the Board. ReapeOtfUlly, S3 Ur. William Ingle, Chaim-An, Federal Reserve Bank, Richmond, Virginia. rotary. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ncwimist 22, :V14. O 1) )1..car: oC o 'e1er.1 lbsorv3 Bo's.rd, receipt is t41:alov1oqcod of your letLo: Umber Oi enclosing a ne:7 petition ei.rfled by t , t14,3 banks of Xtrtsel. and Tylor Counties, Weot Virginia, nu- I:Jesting the transfer of :lain counI ties fron th9 Fifth to the fourth Fed3ra1 :Reserve Dtstriot. 'lova* patItiul will bo sutmitted to tiie rafaSZT.41. Rerve 33orct and ex.e noticT sent yr:A.1 t1 r:v, clate0fho- ,rin7. ; . 77111y, Secretary. 14±, L. C. Jackson, President, The First Nat'l Bank, Sietorsvillo, 7% Va. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 1 171.. c:/t4. FEDERAL RESERVE BOARD r. OBS: hkive your note of 'optAmber rith,erid shall, call it to Vlu attonti*n of thn Ppderta lieterve hootd4 I fear it will nat be potoill* to aasiv ft hearing Wore Lho fi:zt of c:ctoer, as wG !ere so buNy on thtl mIttor of t4a appeltmv:t 1Girc,r6. tht* Lest in the ot viii, hovvvar, do mAttr. r; 3itlenrs44 yourl$, „). Jamlin. ,7ovornor or -on. iuntr. foss, 'iouno of 037,vneontntiv9r. 7, 0ard4 HUNTER H. MOSS, JR. 4TH DrxW.VA. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis • tILE g:SEE BOARD 1. iqomr.nI Erprrznitatiur B. §§,.. _-00 ttallington, B. T., Sept. 17,1914. Hon. C. S. Hamlin, President, Federal Reserve Board, WASHINGTON, D. C. Dear Sir: This is to put in writing the essence of a request made by me this day of you that the application of the national banks of Tyler and Wetzel Counties, West Virginia, to be transferred from the fifth to the fourth Reserve District be set for hearing before the 1st of October, if hearings of that kind have begun by that time. Mr. A. C. Jackson, President of the First National Bank of Sistersville, desires to make a brief statement before the Board. If you do not reach such hearings before the date mentioned, I shall, of course, understand that my request is impossible of being granted. In such an event postponement until after the election would suit me best personally, although believe Mr. jackson can be present at any date fixed by the Board for the hearing. Sincerely yours, HHIVDDI, Personal 2.0g0 \f[ETI!\",_ HS http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis October 27, 1914* There is enclosed for yoar lafom..tion coy of de3ahLtion NO. 1, gaverninc the method. of ,TocedureWapealing from the decision of th deserve Bank Organisation Ommittee. Yga will observe th..t where b:,ziks as members of one Federal Reserve a'Allt reLluest hC Federal Reserve Boerd to review the decision of the Oramization Committee and to transfer the territory in which such banks are located to another district, a petition to this effect should be re:orred to a re.rosentatiNe selectc-d by the Federal Reserve Bs:..nk for reply. petitions h.ve been filed in this office for transfer oz come of your ainber banks and you ar accordingly reaested to designate some re.Tesentative to whom such tetitions and uriefs filed in support thereof may be referred for refly. RespectPaily, Secretary. Ingle, Kerdhants & Mechanics Natioml Bank, Baltimore, 1.1ary1%nd. 1 enclosure. \, . FEDLIiM. EISERVE BOARD FILE, 11 2 - -September 15, 1914. AV".; C. Jackson, Esq., President, The First National Bank, Sistersville, -:. Va. 'y dear Sir: X beg to acknorlecO) your letter.ALAutenter 14th,i with twenty copies of the brief in support of the petition of the national banks of .etzel and Tyler Counties, 'lest Virginia, to be transforred fro :teserve District. the Tifth to the —ourth ?ederal A date for the argunont trill be agsigaed by the Federal - oserve lloard, of which you will receive flue notice. Very truly .yours, :Signed) C. S. Hamlin. Governor of the Board. RFC-ETV-ED o kcINN 1Z4). 1 0y v 12 (.1 • 6 '111 tittt http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 19lit http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Zu 01It 31rbrrat Erstrur itioarb, antlingtott, Et T. VI VI -Brief of -THE FIRST NATIONAL BANK,SISTERSVILLE, TYLER COUNTY, W. VA. THE PEOPLES NATIONAL BANK,SISTERSVILLE, TYLER COUNTY, W. VA. THE FARMERS & PRODUCERS NATIONAL BANK, SISTERSVILLE, TYLER COUNTY, %V. VA. THE FIRST NATIONAL BANK, MIDDLEBOURNE, TYLER COUNTY, W. VA. THE FIRST NATIONAL BANK, NEW MARTINSVLLE, WETZEL COUNTY, W. VA. for Transfer of Counties of Wetzel and Tyler from the 5th Federal Reserve District to the 4th federal Reserve District. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Oa 01It Nebrral grorrur 1111 asilington, BRIEF OF THE FIRST NATIONAL BANK, SISTERSVILLE, TYLER COUNTY, W. VA. THE PEOPLES NATIONAL BANK, SISTERSVILLE, TYLER COUNTY, W. VA. THE FARMERS (46 PRODUCERS NATIONAL BANK, SISTERSVI LLE, TYLER COUNTY, W. VA. THE FIRST NATIONAL BANK, MIDDLEBOURNE, TYLER COUNTY, W. VA. THE FIRST NATIONAL BANK, NEW IVIA.RTINSVILLE, WETZEL COUNTY, W. VA. FOR TRANSTER OF COUNT IES OF WETZEL FROM THE 5TH FEDERAL RESERVE AND TYLER DISTRICT TO THE 4TH FEDERAL RESERVE DISTRICT. The above banks being all the National Banks in Wet2e1 and Tyler Counties, West Virginia, having petitioned your honorable board for transfer of the said counties of Wetzel and Tyler in West Virginia, front the 5th Reserve District, Reserve Bank located at Richmond, Virginia, to the 4th Reserve District, Reserve Bank, located at Cleveland, Ohio, beg leave to submit the following brief in bupport of said petition:, http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis STATEMENT OF FACTS. THE RESERVE BANK ORGANIZATION COMMITTEE has placed the Counties of Hancock, Brooke, Ohio and Marshall, West Virginia, in the 4th Federal Reserve District Bank at Cleveland, Ohio. All the other counties in West Virginia are placed in the Reserve District No. 5 Bank at Richmond, Virginia. The Counties of Wetzel and Tyler are adjacent to the Connties of Hancock, Brooke, Ohio and Marshall, and situated on the Ohio River. The City of Wheeling being the largest city in the state, is the industrial center for the northern part of West Virginia, and especially for these two counties. The same industries that are carried on in the City of Wheeling are carried on in Wetzel and Tyler Counties, such as the manufacturing of iron, steel and glass, making the business relations of the petitioners with the said City of Wheeling extremely close, and the County of Ohio, including the City of Wheeling having been placed in Reserve District No. 4 at Cleveland, we respectfully submit that the said Counties of Wetzel and Tyler should also be included in said Reserve District Number 4, for the following reasons: FIRST. Because the industrial business carried on in these counties in the northern part of West Virginia is closely allied with the same industrial business that is carried on throughout the 4th Reserve District,' which includes the City of Pittsburgh. The members of your honorable board are each and all familiar with the fact, at least, that the northern part of West Virginia is one of the great oil and gas centers of the country; that the oil and gas fields extend from the north-eastern part of Ohio, practically from the City of Cleveland, down through the greater portion of Ohio, and also from the north-western part of the State of New York through Pennsylvania, down into the northern part of West http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis *, Virginia, and including these two counties which are the greatest oil and gas producing counties in the State of West Virginia. These oil and gas fields in Wetzel and Tyler Counties are owned principally by Pittsburgh capitalists, and the main offices of these oil and gas . producing companies are situated in the City of Pittsburgh, which is :ncluded in the 4th Reserve District. Your petitioners' banks are maintained largely by these oil and gas industries, bringing our banks in direct and close daily communication with the banks of Pittsburgh and Wheeling which are located in the 4th Reserve District. The Counties of Wetzel and Tyler furnish a great portion of the natural gas consumed in the Cities of Wheeling, Cleveland and Pittsburgh, the producing gas field being situated in these comities. It is transported to these great industrial centers by the- Hope Natural Gas Company, which has one of the largest pump stations in the world situated in Wetzel County, from which it transports through its 16 and 20 inch pipe lines, natural gas to the City' of Cleveland, and othev industrial cities in the northern part of Ohio, and the City of Pittsburgh, and other industrial cities in the north-western part of Pennvylva nia. The Carnegie Company furnishing gas for its industries in the vicinity of Pittsburgh has pump stations in these two counties, from which it transports its natural gas to its industrial plants in th0 vicinity of Pittsburgh. The Manufacturers Light and Heat Company has its pump stations in these counties, by means whereof it transports its natural gas through pipe lines to consumers in Cleveland and other towns in the northern part of Ohio, to Pittsburgh and other towns in the north-western part of Pennsylvania, and to Wheeling, and Ather towns in the northern part of West Virginia. The Philadelphia Gas Company, perhaps the second largest gas company in West Virginia, has its pump stations in these counties, by means whereof it transports its gas through its pipe lines to its consumers in Pittsburgh and vicinity. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis -4 -The Eureka Pipe Line Conipany, a Standard Oil Subsidiary, buys much of the crude oil produced in the two counties and that company has offices in Pittsburgh. There are now several independent companies which are buying crude oil in this section. They are the Producers and Refiners Oil Company of Pittsburgh, the Valvoline Pipe Lines of Pittsburgh, and the National Refining Company of Cleveland, Ohio. These independent companies are now buying a goodly portion a the crude oil and the amount is being increased. The Lubric Oil Company, of Cleveland, Jas. B. Berry's Sons Company of Oil City, Pa., and the Riverside Oil Company, of Pittsburgh, buy practically all of the gasoline which is produced in the two counties. The Carter Iron Company has a plant at Paden City on the line between Wetzel and Tyler Counties, with main office in Pittsburgh. The Duquesne Glass Company has a plant at Paden City, in Wetzel County, with main office in Pittsburgh. The Paden City Pottery Company in Paden City, Wetzel County, has its main office in Pittsburgh. The glass plants in Sistersville and New Martinsville sell and dispose of their products principally in Pennsylvania and Ohio towns. From all of which it will be seen that the business relations of these two counties are wry closel.y allied with the business relations of Pittsburgh, Cleveland and Wheeling, all in the 4th District. SECOND. Because petitioners have for many years kept the greater portion of their reserve funds in the Reserve Banks of Pittsburgh, owing to the fact that Pittsburgh is the center of the oil and gas business of the country, and because we are within 110 or 115 miles from Pittsburgh, with direct failroad, telegraph and telephone communication, and within three hours ride by rail; and because we have four trains daily carrying mail to and from Pittsburgh and Cleveland. At the request of the Comptr oiler of Currency we furnished an itemized statement of checks received on other member banks in http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis District No. 5, The figures of all of the petitioning banks are not available , as all of them did not keep copies of the reports. All of them will show about the same proportion of business with the two districts as the three national banks of Sistersville. These banks kept a record of the items, as requested by the Comptroller of the Currency, and also a record of the items received during the same week on the fourth ditrict which shows substantially as follows: Checks an other members banks in District No. 5, outside of your own city or town, deposited with this bank locally by depositors other than member banks. Number of Items Amount First National Bank, Sistersville $2592.00 67 Peoples National Bank, Sistersville 1646.00 45 Farmers & Producers Nat'l Bank. Sistersville 3798.00 61 $8036.00 173 The bulk of these items were on Middlebourne, New Martinsville, and St. Marys, West Virginia, which towns are located in our own and the adjoining county, and the balance were on banks in this section of our own state. During the week none of these reporting banks had an item on any member bank in Virginia, North Carolina, or South Carolina, and but three items on the City of Baltimore. During the same week these banks had items on banks in District Number 4 as follows: Number of Items. Amount. First National Bank, Sistersville $33,065.00 208 17,137.18 Peoples National Bank, Sistersville 90 35,693.34 Farmers & Producers Nat'l Bank, Sistersville 188 486 $85,895.52 THIRD. Because Cleveland, Ohio, is so much more convenient to your petioners than Richmond, Virginia. Sistersville, Tyler County, and New Martinsville, Wetzel County, are approximately 40 miles south http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis -6— of Wheeling; and Wheeling 162 miles by rail from Cleveland, making the distance from your petitioners' counties to the City of Cleveland about 200 miles. to There are two routes by rail from your petitioners' counties Washington, a distance Richmond, Virginia. One via B. & 0. R. R. to making of 392 miles, and from Washington to Richmond 170 miles, ond; or by the 562 miles from petitioners' banks to the City of Richm B. & 0. R. R. south to the City of Huntington, a distance of 185 miles, Railand from the City of Huntington to Richmond, by the C. & 0. route, road, a distance of 499 miles, or 684 miles by the Huntington ond which shows that the distance from your petitioners to Richm is three times the distance from your petitioners to Cleveland. FOURTH. Your petitioners have made inquiries of the postoffice at Sisters ville vine and have learned that the mail of the banks mailed at Sisters connecat the close of business in the afternoon should, with proper s for tions, reach Richmond at 6:07 the following evening. Letter before Cleveland mailed at the same time would be in that city long morning. business hours the next appears The need for direct and speedy mail and rail connection petitioning banks should have need to us to be essential. If any of the more than to call upon the Federal Reserve Bank of Richmond, it is bank could communicate likely that need would be over before the with the reserve bank and receive returns. ARGUMENT. Reserve In asking for this transfer your petitioners realize the not Bank Organization Committee in defining the districts could We replease or satisfy all of the member banks of said districts. s satalize that your honorable board will not be able to make change r banks in the several districts. What we reisfying all of the membe five spectfully urge is that in making this particular change, these West National Banks situated in the Counties of Wetzel and Tyler, capital stock and surplus of Virginia, and with a combined http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis -7— $527,000.00 and with their subscriptions stock to the Federal Reserve Bank of $31,700.00, it is evident that the transfer could not materially change the capital stock of either of said Reserve Banks, by placing these two counties in the 4th Reserve District. So, we insist that no person could urge any real reason against this change, while on the other hand we insist that to leave us in the No. 5 Reserve District, is to rob us of all of the benefits which we may expect to obtain from this great constructive legislation. Why should we be separated from Hancock, Brooke, Ohio and Marshall Counties, West Virginia, which are placed in the 4th Reserve District, and be divorced from all of our business interests in the 4th Reserve District, which amounts to more than ten times the amount of business that we have in the 5th Reserve District? We very respectfully submit that no good reason can be assigned for refusing our petition. It is evident that the transfer of your petitioners from the 5th to the 4th Reserve District would not affect either of said Reserve Banks materially, and would be a small matter, indeed, for either bank or district, but it means very much to your petitioners. Your petitioners realize that in fixing the boundary of the District Reserve Banks, all of the Natithial Banks could'not be satisfied. Your petitioners would not have favored Cleveland as their first choice for the location of its Federal Reserve Bank. They would undoubtedly have favored Pittsburgh, but Cleveland having been se7 lected, we only hope now that we may be permitted to have our two counties transferred to the Cleveland District. We. therefore, insist that reason and justice demands this transfer. Upon the facts stated we very respectfully insist that petitioners are entitled to a transfer from the 5th to the 4th Reserve District. All of which is respectfully submitted. THE FIRST NATIONAL BANK, SISTERSVILLE. THE PEOPLES NATIONAL BANK, SISTERSVILLE. THE FARMERS & PRO DUCERS NATIONAL BANK, SISTERSVILLE. THE FIRST NATIONAL BANK, MIDDLEBOURNE. THE FIRST NATIONAL BANK, NEW MARTINSVILLE. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ;KSON, PRESIDENT. STAEID AND STATE DEPOSIT J. J.M9KAY,CASIIIER rso2r THE FIRST NATIONAL BANK CAPITAL $100,000.00 SURPLUS $ 65,000.00 SISTE RSV-MEE, WVA.. September The Secretary of Federal Reserve Board, Washington, D. C., Dear Sir:— In accordance with the recultions of the Federal Reserve Board we beg to enclose herewith 20 copies of a brief in support of the petition of the :rational banks of Wetel and 7yler Counties, "Test Virs -inia for the transfer of said counties from the Fifth Federal Reserve District to the Fourth Reserve District. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Respectfully, A.0 JACKSON, . PRESIDENT. *ED STATES AND SIAM DEPOSIT M9 RESERVE ttniftr.3-it -D3AL ao2r THE FIRST NATIONAL BAN t i).>" CAPITAL $100,000.00 SURPLUS $ 65,000.00 SISTER,SVILLE:W.VA. Hon. September 9, 1914. E. C. Elliott, Secre. Lry, Federal Reserve Board, Washington, D. C., Dear Sir:-I beg to enclose herewith a new petition signed by all of the National banks of Wetel and Tyler Counties, West Virginia, asking for the transfer of said counties from the Fifth Reserve District to the Fourth Reserve District. A like petition was filed with your office during the last days of August, but no briefs were filed in compliance with rules of procedure afterward issued. We have therefore thought best to conmonce over again, and within the prescribed time will file briefs. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Respectfully, :5 7%- ifVEA-EH SEP 22 1914 \FORM° To the Federal Reserve Board, Washington, D. C. The undersigned banks, being all of the National banks located in the counties of Wetzel and Tyler, West Virginia, do hereby respectfully petition your honorable body for the transfer of said counties to the Fourth Reserve District. It is respectfully represented that the location of the Reserve Bank in the Fifth District is particularly inaccessible for this section, it reouiring two days for mail in either direction, and. mail must pass through two other Reserve Districts in order to reach the City of Richmond, Va. This section of West Virginia naturally belongs in Reserve District No. 4, both for geographical and business considerations, and the same reasons exist for so locating the two counties mentioned as for placing the counties of Hancock, Brooke, Ohio and Marshall in We mention the fact that the counties said District. of Marshall, Wetzel and Tyler comprise the Second Senatorial District of West Virginia. This section, in which the principal industry is the production of crude petroleum, has no business relations with Richmond, the trend of business being naturally toward the Fourth Reserve District, that section being Richmond has no largely engaged in the same industry. interest or knowledge of this business. All of the undersigned banks have had intimate business connections with the banks of the Fourth Reserve District for many years, and financial loss and inconvenience will result from being placed in the Fifth District. We therefore respectfully petition your honorable body that favorable action be taken upon this matter, and that the undersigned banks be permitted to transfer their subscriptions for stock to the Reserve Bank of the Fourth District. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis And your petitioners will ever pray, etc. THE FIRST NATIONAL BANK OF SISTERSVILLE,W. Va. ident. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis BArrK, THE FARMERS & PRODUCERS NATIONAL SISm7R3VILLE, W. Va Cashier. TILE FIRST NATIONAL BANK, " MIDDLEBOU77. '. Va. THE FIRST NATIONAL BAITK, NE7 17ARTIITSVILLE, 7. Va. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Zsi 7` (- s, ci tr'N, •ALT1MORE orance SUPPLY CO. ',ALTO SISTERSVILLE, W. VA. ATTORNEYS AT LAW kar, McCOY AND SWIGER vok, • To the Federal Reserve Board, Washington, D. C., LU 644.7t4, y:110' The undersigned banks, being all of the 7ationa1 _banks located in the counties of Wetzel and Tyler, West Virginia, do hereby respectfully petition your honorable body for the transfer of said counties from the Reserve District to the Fourth Reserve District Fifth . It is respectfully represented that the loca tion of the Reserve Bank in the Fifth Reserve District is particularly inaccessible for this section, it requ iring two days for mail in either 6irection, and mail must pass through two other Reserve Districts in order to reach the City of Richmond, Virginia. This section of West Virginia naturally belo ngs in Reserve District No. 4, both from geograph ical and business considerations, and the same reasons exis t for so locating the two counties mentioned as for placing the counties of Hancock, Brooke, Ohio and Marshall in said District . We mention the fact that that the second Senatorial Dist rict of West Virginia is composed of the counties of Marshall , Wetzel and Tyler. This section, in which the principal indu stry is the production of crude petroleum, has no busi ness relations with Richmond, the trend of business bein g naturally toward the Fourth Reserve District, that sect ion being largely engaged in the same industry. Richmond has no interest in, or khowledge of, this business. All of the undersigned banks have had inti mate business connections with the banks of the Four th Reserve District for many years, and financial loss and inco nvenience will result from being placed in the Fifth Rese rve District. We therefore respectfully petition your honorable body for favorable action upon this matt er, and that the undersigned banks be permitted to transfer their subscriptions to the Reserve Bank of the Fourth Rese rve District. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis And your petitioners will eVer pray, etc. THE FIRST NATIONAL BAIT OF SISTERSVILLE, W.VA . •• http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis • THE FARLIERS & PRODUCERS NATIONAL BANK SISTERSVILLE, T. Va. 2_, Cashier THE PEOPLES NATIONAL BA.NK SISTERSVILLE, W. Va. //-v 7vi 4-4-Cashier THE FIRST NATIONAL BANK laDDLEBOURNE W. Va. President. THE FIRST NATIONAL BANK NET IIARINSVILLE, W. Va. Cashier W PRESIDENT. A..C tIA.CKS ON, ED STATES AND STATE DEPOSIIII. .J.M9KAY. CASIIII:It , :sour THE FIRST NATIONAL BANK CAPITAL $100,0 0.00 0 SURPLUS $ 65,000.00 S VA,. STEItSVIELE, August 24, 1914. 13 1) ' \ACommittee To tho. Secretary, Ott ge• :Federal Reserve Board,. 7ashington, D. C., Dear Sir:-- Please receive herewith a petition of. all of the National banks of Wetzel and Tyler Counties, West Virginia, which we trust may be brought before the Fel'eral Reserve Board at an early date. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Respectfully, ir ident. 90 COMMERCIAL ATLAS OF AIN11-1]RiC—A- [West Virginia. West Virginia 2 83' 4 40° PRINCIPAL CITIES 6 5 9 10 82. 13 14 11 15 /! e k 14 ... "4 30 i t ‹. 4 V v. ellid: . nAlt l, _•,fi1 ' 111, q 1: ,,,,,'' 2. • •tr).1aS ° Sc , e °°1‘ ar ille ‘, / tr Warrenton --.. Barton , _ Rockwood 31eConnellsburg Humber yndman, Wogde 14 114:°" 1: Grassy un Jc. ,Rocking j,c. Crock • t ,WileyAne Nvh d°1 ' %e, N6 c?C')M004 BuTb' 0 =1 Inch. Statute Miles, 14 6 50 30 20 10 Kendall Eckhar Xin Richer. bssoe ii ittlefalis , JidgedaleCysic. g. Beeob.102 0d- isson Mon a-4611'k' fe doiffs verett -/Y Long.? 0I t Look ibIs e "Lap,. 2 heti, d:mmr=nallur Icnin Clifton anworks Mills Bruceton ° Hazel Pisgah N i err Crop , °Laurol lJheva me , be ) ud,"‘", GI ,ierg. ; <2. venpinee SCALE arwood „P. .. ' '.,' oUreggs „,.,. -- •. er 0,,t , . ... „Whitfiei ,11 ;;: t 'a OVe ste3•21. Job r e ae " red . mineteDaylarook Fedi.. Cassville 4 re.roadeo Charlotte cltun Stutter'Rtln 0 0 St. lie 0 N 0 k8r Laurelpotot Mona • Galletin 0 '1"11117i7.4 : tiffin 0010 Beverly .. ci - HineE lieker 3earsville ° Wick ° k villa o Me " P1 on, The Rand-McNally New Commercial Atlas Map of West Virginia. Copyright by Rand-McNally & Co R o Scot Cataw ivesville Broomf.eld . ing Koontz RETT • . 10* Seymour Midland Jo. Detmo d lialursvale A T Omps °Shirley' 6pringO Mil eson prie Grac Morl Mari so Byers Jr. Northern Portion of — ,, 7 Wellston Waver ' bo Labeetwt ,Dea,bcy b., r 00glaud Eli min ,, Cove Run Ho Clermont ...-1§ayard „ amdeja Dovener V II .• neW erne c' a" 8 C C A.In bridge 11/4'n":8) COXS HMS 'Weston Lea g Bendale Lucerne e °Tanner kyoroBigsp . gs \ le Pork hrbough \s_ a1dWin• Revere AU loiad_iohrantsi i oorea. t kkajb Bevel ‘gbe joker0 0 Whitepineolt tir Finster anville o 11 Phial Roanoke P. 01 Truebada 1 0 HusHathawaymr 1 „,,,,, Vandahaolf° , r alZa4 t. ks etc Lucile • r :21:sl eili ! ii : : t:; :111::i e;l ;;;::: . i) V,- 00 i J9.fro7i°,,tf s . 0 0•Q , ° r p. i .. . o ..i.o'..; . ,0 nee, „,, ,s ,,,,,P. ,, ,Russet oRichardson 7 Mt.Zio State. P.O. TripietRoo *leo Sycamore , •-•, n° ° , _Morford Adam I JA le Far ALLIA Marshall\ Letamer Sienee Orland a marine wa, ker n °I) Kna 1 01,,, . %tan' V PO)* Sciotoville :Portsmouth 0• OHIO Grans ' Pia , S.'rezencanipwn. _Cartha Poste.tila 1117. 0 uunville° yard..." \`\'Skkiruore \ Oliren:e ?Wahvill:alu utgroviz W e . "9l " e e \L ' e Teeiger ',.. 18°°0 Van.Y ° , M Falr lain Milo °Geneva ç. Buffalolick° Ernest Rilla Waterl "d : k 1 Stotts 31114 ApIin Veha -enema Roc/1,lb rbuokle '° Igo °snail:Au. _Aqdi° iiii,0 Nat ,, Elmwood • d Lao yslll be :e x . ' ..:14 1 ! 0 ooner ::: ;::_Clandeevolii r is I "41.A opunt eTille. , c 1011gly , k _. o •••••. ‘ Chloe 0 haaPad ._ poTT,X11 ee 11 1 , , T Taneebarg Garrison W RE ging Rock River . ;>a B g 0 v i, Pop. --Etiadreds. 1 Baltimore & Ohio. Howell o 10 Baltimore & Ohio Southwestern. Buckhannon & Northern. 15 Cairo 17 Campbells Creek. & Kanawha. Central West Virginia & Southern. Chesapeake & Ohio. 22 Coal & Coke. Cumberland Valley. 36 Cumberland & Pennsylvania. Elk & Little Kanawha. Ad. Exp. U. S. Exp. Kanawha Central. Kanawha, Glen Jean & Eastern. U. S. Exp. aughan Brennen Lockwood aforoi= . mibban Kanawha & West Virginia. AtTiTM441‘ Wilt o Cabell Kellys Creek. 70 72 Kellys Creek & Northwestern. Ad. Exp. Lewisburg & Roncoverte. 74 Little Kanawha. Louisa 75 Manns Creek. 81 Marlinton & Camden. 82 Morgantown & Kingwood. 118 Behasle '41' i 'N ti.040 o Dan oane -13- 0 . • _ ..-FA r , Jeffery 0 N 7 k, 4 .,,,,. 126 Pickens & Hackers Valley. 130 Piney River & Paint Creek. 134 Preston. •:0• 11avens is :0140 ,„ urg . rd Eye —11a Oi 000 '03010 13locton Ad. Exp. 137 Sewell Valley. 139 Twin Mountain & Potomac. 141 Valley River. 145 Virginian. 187 Wabash, Pittsburgh Terminal. Poplar M A R T_..I N U. S. Exp. Western Maryland. 195 West Virginia Midland. 197 West Virginia Northern. 198 Co.'s Exp. Walkersville & Ireland. 194 West Virginia & Southern. varrieyF,.. 0 It' itt arcir It ndcrella. N.,„12eado; Webster Springs Exp. Wheeling Terminal. 201 Wheeling & Lake Erie. 202 911'.411et Matewa c7acker Min a, 5. ( Ross Sidle Theo. Delorm a Edgerton White Oak. 203 206 Winifrede. Co.'s Exp. 0 001 ' 1•1 . ' --it48 7ii°0,Lierncoln %,.. 1 7\lir:ri,,,s4 .o ".4,,,,...„Nivi Ake ..: : e „.,,, 06 P Ritte 1 1 4, -: "WatlikkOr 6- ?, . a g .,ut r agr •ier 'S, alwood:WilC k' ' 5° r 17,a11 ' A a- Freeling , , 0 7iCl1nt ‘'':% Whitesburg P Gomm:xi LETCHER kt rwilb 4 e i'l# Rewey , ,,_ ir_last GAP Vigriino tkeg :00:she ....-... fs..,) RI boo o . Ramsey° 44iy_d "s,:,.: v. GwaH0 °T COLyons ? I, ,,, it „ 9r7c...67r.d, \ 0Leek , 37° .5 ae a • -‘42elP 4 " Ir 00444, 4 Benham ^Wu ttekJc 0 44° •t: P• NOR' WI rt ac ° AilyaN ard Stra Nora o Nee , 6 4 Sieggs. C: , . S o , A :1 ii:i i: '5 0a ...4 : cl . 1 " d 77: iti::: I : o.i vv ei t : 181 le : ::r V l' Wolf ,rapelleldo, — 3P ." -A ,. relk::::1 :Ba6 , ! ; . 47 tii:1 7.7.: 42' ev l . : :7::4;e : \ 7. z.l t /: u f .:: i,! " l ', \- ' : 1 e : ',R0 :7 6;i : X , '-\*-.0,4 Tho .° so a yawl r„,...14.k.- ' 1 Debak 0 Horn V ffitgo .0;1 44.444 . 1 Vt"9"-ItglIPr 0 gkin t 't , 9V7 7.. Deonr ,e4 t Triji : ' 0ro° , N lktn- • 4,6 , 4 Do:illt t e pvite : Vri ....' l • .....pting den , Q , u JAh ,, e.a.;a"::: . , Lennie:Climb"' AcIdia-V Towell 1, Dano ° ",0' r•eous: S 'nano . litato e ssTs , For:Ilook:ooze anT0' . o`) orbet R.., tan"er:044hart"eburg Q sr \ Comfeitt' o $4.1ba'S-411 3 M . / 4° .01. (4 d dI iri: g lee/0 ,d f dl :yte. N ' v1 rd ' 4 4 , umwmisklolston sp0 , 00 Far is 0,gt))1\ sego cec.:iarcl et:! 27°Q1 !:11; 0 '''''. ' C 0 Cripple . P Viubble faxoy6 . ..2,,, o Etter C4k P" Ivan Cripple C Speedwell Y S • • 1 Fishdam V Sneedville A ici 22 - VS gov"togersville Co.'s Wow Business AtlasMap or Virginia and West %great% Copyright, 1904, by Rand, MeNally'& CO. 3 Mouth of Wilson asca Peac Q Crandull 02) H 2 g 4 se Bluff City le X 9 10 82° 13 Stoddert° 14 15 Morris Chiirch Roping / Reardon? . Wren Roughcreek atcreek et o „ iNia.or s , , Pike Port :k' Dutch 0 Jetersviffe At a Olga ° Singvil -West Crl ° 014 ç- °Namzin° Ammon 0 armor ,;,"-• • a ° 0 4e 4 , 40, .50 OTTO Crewe Micaja11„ .. _ , :Era o Hera Ii jacobsville levelrun° Sycamore 10, Brow °Brighti Bridge Cullen '6 .01' S Ilw entralia Mead < - ' Deatommilg Fergusonv -Thi -Dana o " pea Earls Or.or ,Travis Beek Jennings.. Mt. P.O. JenoingoOrdiaar 0Leigt; SpainV1le , Burkeville orshara RIN CE 0 Darlington Heig 0PutneY. o T bijou Abell Tola " neal i g Hampden Sidney FivefOrks° Buffalo llifnton kinquarter 0 Truxillie c Fariston ° Eureka Mills --r - Keynviile cc, aosi. o :: :0 acodi niistti:evbigvie riRe , d ing: neivi.EB,::0,::: 0 40 4 : Forge Bliokvill \AT terwoo4 ItiTf di 0 Maddux •-e rkland Oldenplcace Cr. Colitis die Guthe „ Butterworth 0 11.0W9, % GlenVie Borthwlck Waldemar otil GunshlY1 Fiko McKenney 424 , tt.74./ '0,,, Lajrd 0 m Dewitt Lux0 4Tsti41 ;. oe 71:0 7: . 1. y Cam 370 AMP l .Woiro esou4 JJIJ ifonntaity UR AL o f aa 51„:411C Barque es. R. Y ‘hecil '44\ o, 4 - 12 oPollafd 4' o Radford Furnace . 0e v 13' i lit j...-Frod iLw Reeses Delton ' ' Renan yfr utovall Store Cod RepS obiican Natal 0 o P ! .4,;4 . , l .;1;c Hiwassa or .........0 .,,.. o-giCL7Tee y) gt1a0 Raba io.sb:sk:eLoni,gaucoowibi NE R 'ion 4\1'..:(Finfei If Little° Smith hliwassee P.O."; c.eViek Mills GRay 0:gbiubriciike, River oPirArtir ----,Pa"'"' Pig Rive Gliffg °A° Watkinso 4Allison.a‹ ‘ Shco:elter = AA r anor11- ° 00 Al u , ' ' ,• d -Mustaint, Grove. ' Leo "Y .„___,_./ Viola a 0TII Offr.0-1C1', "T;raMen Waidsboro Ktn o Pa ti 000,*,1)7e.-0,2.0.,13..gorobu,a0d, HaY gn .Noland 4 Saxe India. Val" o see ...Falcon 0 oyd.. ‘b' pkins pi,j, V°1611s oulah.a.ea 0 ermosa Ferrum Lobelia 0 , Chalklevel ' Pernello ° ?I dina Mill athalie d IslitiftiXO\ 0 Turman .," 0 '\...' °Arno. ersvine r e1 A. or. ' ? tate-file , : v. t oShning Cr. Tcstead Steve .. ,0braham , -„, audolph Fcre" ) ydille Progr -- S " , Emi yenta° , Rehoboth. Prinimau x..A '" cal.c /epee° , H ck --. *C;o" xad lton Mao we r o Alchie • Snowcreek 0 hetlando Stop -Ws, , ....-....•. Handy Ft. Mitchell \ ur Nola P. C. sho4ed -)Phillips-j_. 21. 1 145. LaBrel d Lennig u e oe. Whittle0s Cedarhil Willie , . °So., ±0 "gtVie 24.4 0tfia. te h • Dodson Crawfo : Formosa Dupree ) ; .. 00 eela ro 0 w i pecr, 0e ,3 .v d Y ° Traffic e G o, Henry J P N1r :neosj "4.1 zd :O ?yr r: l ,canui _ti va Rj evilleo . g • CalicuPerg"k nfton 1, ej g8;e o 0 . ,jod : c ssr 10. r o b tota, h °Purity oParsell ]w. rc Ch'er. W;lliesburg / 0 . 'Dote ' ••‘'' Char' 'Rag°°d ±—a—r ity 2 *.c. -4 ° 0;in y 80070: 11)alrle.vel gro.....4 4 P "a rds ITT lae Meadville °Hugh Lindw r s Finneywood SWSI Philpott ''Pr• Reedereek 0 Pio seotts neaakt . Or V7t,IP ." °°d tt , ithaa GranaiNaaths 5°1 1° or "0 o Barnesville c(.;3 .414),\ oChaptico Bassetts Dyer . eredithvilte P. O. Z tr ct?', . iftel f Drapersvil i on " -, : /Cephas ,, Barrows ewrente'v e , irOOSI 4' P* k burg iriview 7 ' Plath A ashi ee Mill Redoak Edgewo d Le!ither,wood o 0 o Fl 4° 7, 5 GrOt Charlie Hopo .g Jae N1 4 ueY 1 H 1: seettaburg / OICh e:Erlt Ya t0 one Banister ° ‘Vijmer A Sprint Mountain H:nford ochak, ltoyster On Mayoforger_ Ge- hert , 0 o l sville Vernozihilo Greendmi 4 0 4,8 L Cn °C 0R v•W'siso sok.)• °Cruise Rridnax ochesnut Keeling rgainsville o mt G R io stebbins Laconia Toka es f Ihyburg °Patrick prings Level ' 0 aw l Or StocktonYP.01 Whit - :1 uthilli1. d 1' EPyeevill, 10A c. ° i 10 Boy °• 1, Jones Wolf o ton o Caddo0 OictivayRorr Stella owouglade caP 0 Malmaison Basker ille Gokso., 0 A las ° o Basses S. Boston Malys viatc{Statie Mountain, 0., '110 .. Pr° oVo Fell Creek es,rille Pl „..; R Lucia B. 4, 0e s 50 Davi 4• Wit °Abb vine e J'ittston e <ts. .ronta e f ' °mot.; ov- „ se, N B L Brink chnega trigtail C d Eats ; 0 awe i .0 Elect pathiie,Trelow mo soa .""Pn o Va hce BLe.o kadaish4, oite&uck 0 • ModocAi ken. ISu mit Sta. Phillis hird o Bee ; N ut :kb :per. , Blackridgel Moffett :16 Radcliffe° , or Lon lizt. O. Finchley IM rcteliiains: MIliiliant th:erf: ° T .c:L'57/; e t 4,: pori on4s, Aiomriplile :1 p °IngHorse De8 gn 4 Daiirtbge rill nn : z k1fro Regultso • Invermay 0 l''Clarav Midwa3 !Ov.larici Je tea -.•\ it• , °Fields kl:reuceP O. . . 1 Pastor SprIngbank,itt r. 0.nca luster Spr...w . Rabin s..• m 4. Ridgeway self 1 HopevillSe viler oville lorsbnr-g 4 o 0.,1s...04,500. Tan Yard o CV Woodview tmg , Peelle\or Tim iy, et, Hopp . o ,. Redbank . rld04 , Palmetto o CU8COAVII:a R di7 Goldleaf Goode isdAaron 0 Chum o p . ins° ° 81 t'.-c•c) J e'ts ° Y Fon / Colesville o Verano Creek. Kingsford °NI Alton ""61. . .' • • ' 8PC) ClarM144 W. : 8 i oNunn 4.P• ? 6 , 1 4 8% Store bony° • .. . Barley• Forge Sparta S 7 Wirt F nolo Hals ors ei t °stare V' I I JOHN Jefferson 0 6 Mattoai 4 . 04 iv. shock,. c "vaYd eralle V teart Mlirt 13.;:ringvElkera;eeNk#:,:,:eenve.g, rrlirOUtdtile 0 y)t .r. 1. ;!(:1Nun : F ra Flatridge° .. 0 " ,Grant aoi.Frox oss7.6dieeritslhdamrockT°Cli70 Longs Gap o eyp row„Diutug ' town Ve.,0 1 dr ipie n .1:Vhitetop °Rugb 0Ed i 0.2Uedina : vater 0Bridlec?reek a?Bni.a reh ::" ho . inct e en l aywodd .Y4'rk Cabin° °Tug Kindri • C / /High Spring Mills In on d R:81:842 0 4 b . atl.2 ler uga iXo °Osceola estLe , 14.71r;190 -t6 n p0 4 , fo rkia1en cha• CUP°Cl t /-4 eeers .° T " 0*. S. Currim ati s Teas wtellifills Cla;:13 tt'c t: 2:g °1!' ‘ mers R " Dona, o.dnland Gap hilhop ABU pianI - *. o .O. s•Iffiwo A ' e oCresovell ansonvi11 . 9,t.- Bolton 0 4341L t\ t , a4 Ro 122.' 1° 2 C gFritts o ° Z on Mills ,. 1 • H iry.. 0,...B ; a riakenithipo uglas o era'st eBr ' oirc) $ 104 r'cWaltos, V As aC. Kew, Hendricks Store 0 , Thurman° r ° Otterview • Helena Dundee o • Kasey 1eant Tac io o Jae P Riner o a snowvai hildress n uttro Et;y ,r 1 Fork 19 oegit , jim o gwell 0 Rio m hRifton° ilbo imPa ,1 Ef' l 1 < ydney044 1 - ;r, '0, 0 C e.iii ze ° . .... ... z i . ., 4o err am° A, GPT?ille ) ri4b. • Call Draper exo‘a ich 01.40 4 AMP B E L Gladys Castle Crsig Mill.o Wyatt 0FTGOMER • ' Pula Clark tti;e C41'.:1 ,,,,,,.,1 % )(t4 f/Ffir ya n• • L-4.1"41:‘'.''seld tso Fart•011i ell' S vePh i lude7 1. WAi rPthnt 1'.-10it:n: eu ."77 .Th ‘P r' l'* l •••• otble - o , 4 0 Kn" OJehcaoe p on Ingle Newbern • e al 4 0 . Cu rdsville o 'Evergreen? lii , Plumbranch a o o . ung r oftemu q. 0 '" ' b Bunkerhill 13r* arfield 1-Pac 1 --------- • Rustintrg .Ephesus b "' " Yelleubich Meyriok 0 ° Mount Zion Evingtoe -winfall Gillaspiir rade. Twedys° GaboelG P°so Chestatfork, , • . I ,_ . * ,... G Thessalia Staffo kYglaP r'Ve.„ '-, Poplarhi -. Hollybrook \ 'Whitegg.te •BirrkEieni Crandon „ , cksville o 0 , • o e t\\ I n4lifl C°' : C HaElt1)1 . BelarnAr Genj%.0„see 'Wildway Arca Oakville. Ro.Bower;Porbes Vermilion° Forea--• New Store Store 4 4 TO \\ 38° 1 7 safali alexanders''', , 4 Vicey C lnd ,;) „.., anniaiw DeelS7 . • eyri 0 A.R °sJ ApPo MATT0X Hu;tsvi T C A. o A R,L EBo icer tis v • °%ItINTA Appomattox H " _°1 °°°1 l' 'g i i l4i" rwant,: tplri 8, y rundN A-11.I 41.27:1511-.1317:a .11 . 4 . srie : lbu:akb.711:.1:::: &tria . 1°' h 10:: s 7'* Lp : .4 ' : -14 ..., ! e 1:7 . ir L . o ji :Leemaster ir, ° ,ri10.kl.ppdc:;:;..t,..,,,,e.i.olip -,, ' I : Birc lea enso 6, RD S0 N Winesap Stapleton -Whav f• 0 Gaits Gardner Pe OAK :1 Arida. .1v I t IL Charlo 0 Hindman 0 1---;..e...st,;oft ng r ele 'NI ' ELECTRIC LINE jo ellyden I HATAN 4 :Dunne , Pikeville Hazard 4otirsibullck To iedivivae Amissville0 I Mansanova Korea , Boldly o \Fauquier o Printila • A:goeu ..li wv _ ,ispe,rwine aajiv CH o oia t. afrf i 0,„ Springs— _ 4 o iawtga MassTto Hupp er:onton v72?" ud o°:eos :jel ills ,-7:4,eaks ° "IV AdLAAT IA - ovil BraucherL Woodville Estes., o Mayland C4"; °Or Tt"ng Cincien 8b4 gl Indepeir ut che Castleton Ille 42141:P 1 • a: Han./ A Scrabble ,/ gg o i k ts Rodritt o ", IPaj l iCdalaloisomeryilie lakota o:Rouid Lvned n Bristgrsburg s ....Quana. Neabsco 0 KopP toil) ay kumeA,Imie , O. / Hanel -River yland yvile rt o uma ValWliead .. iy•mpthers0 : C.. 19 Dumfries) ,,,0 Griffinsburg Alanthus 1 4 4.00, 4 Bealeton nugheiTer e " s te ta ' tun , s° Rent,. 0 Blues;ring Remington ° S""g Sla_te Mills aordo Ingham 1 r Peola Mills , 11;•,,,,, CrOlvello qualtieo Norman o Bleak. grove Tackett, 4 ' Wat o Zatal:P 45 :4,, Dian. , grove Hill Rev.,Buds'n Om.o Min RlIbY -M7Onville Rectory Inlet te/1 .re oSullerduok — Roseville Toluca cnipep r ROCklin Duet ° .. rady 6 Shenandoah. Wriglerszille 'istorrisvine Heflin ° TrY ° .° TT - - Garrisonville Puington 13.on ' Cropp llaywood " 1 ce.bia PEEN °Oa da Pineview Bott Mg !c:us! ' Musselman a. r Booed rbena IStevenaburg °Lava < ° 9 •-."fl ' ••• 0 atli:X}T S. , , Goldvein ° ,Si. M 11 A3 -10ro oBrightwood. Archie Furnace, s is yineolare Decide oCoakle;'''o, gtaffordAquiaT Eckincrton ckford° 05. Isabel roudS (kn'en \ . P inston Lignum * aL,_rai4 Fray 'urprbsoo Elkton rg.,, Itop_igua _ Richardsville Sir. STAFF mb Delphi c' In ook , Port "ked igfin tru N, easant Hartwood _ Ali D.. Batna - o atll a StottP .?• . 2 .„.0 Oakpark o ek ol o r re ivv o dale ' er *Romp Hood alley ivar \ Tim ° . Lcoon Ford ; ,. 0 Yelk'rCla o Elly 0 Aorzs: L rd Trueblue k " M rhoaffoes Ste soi v ---- iouna ;vont- Beres:.E. t 4c o DykEio ) 1 ...0 Leeland . 1 °FrattS Clover lie BurrhilleV: Twymens 4.cediSt&o, *,1\ tan; di '• V .... G E Re:10kthe14 0 I ;S wills'• _i Mal h&'°. €4.4 0 .; er, r04 l4 1 .5, ,,,, ci " . /3 .,__._... e 4_ , „ 4, 4 :iii.5 411 } ,,,, ;; ,,,, „.,:I_0, .r._ s„ _ :...r; ep ;, r : i i, se .-Bassapl. Erald . Harter E seviii. -!, R Ulawso Grotru Y'Re .Pat LteSmAl t Z Hoiae Ydiiislia- i e, ° : Ron 1oh aiBn tnsh 1u , _ .., zi „R eaI t t . ' o2 I eat S pn Diiidayo o 01. -40.114toot4 , IRV 1:-/As;ho O" I? Per4, Pat Harristori 0 a n.eSville 11, e rsville 11 axe° 'Knightly Singhland 0.6 Q.-- .--ivemadi'm Au% ' ' 69 en ral"i7 " 4.,1 :. . i ' i Somerset. 9agfra; " '211:eI:11:tas 4 61141. P F/ 11i 0 Cd: cLn zr'NewhopI - Nort. 5°-‘ , 3 %hear o'ri Lah°T Nato laal °/ aniex ock, Albano Dwel. F,foo re111111 Burrufville e Bezrenridge •Samplibiolii:7 . union 1,.. .2.1kOWIIS Cove ',Parrotts Roinerso ' W bilf 130 , ° 7 a uaA Bur11 1.-....Ezr. :,: .747...1. HilLberrs7111.-- Pi:::•, t; . - :_oil : ic ar Guinea ,1 N aAnn' ' ,- .,__t Iladay 1 ft19: ' --.11 11 Gor o " Cirtis 97' 'E"t°ak -, 1r Bct oRrokenbureSnell re El eville , iut7r ;Thor Doyigsvfille Andrews o Woodtilar tPe eltons o Ta \ ,.. bo Welchs • oBriarik. Menem, Mount Tleasant G 10 8 . ansfield , '-0 Spel8g O' ° Sonmer0deso, patewooa Marye° ° 4, Dopot SO.hur MinesP Lewiston o Cedon Ealge . Thal! ed ol: , c P o: e le Middlebrook° 0 n° Cutccib - " ",!, ''\ ' 11 1 4 • ,- -,- 1 - . antons ° bham 11 McKinley Trevilians T. . • 0 tiara. s--- Youngs; ' o. iFtiovro . Mineral Greenville °Lasler" rendleton ilarciet i -Croat. Knopf° DI' burg Bend0 e Poindexter". oBurruss o Dej ..-- Hot Springs ' , . e‘ ° . , A s:::ergie Lesa 0 h creek f4 k 1 5 150 . /. " 11 111.-`; F do Burnpass .13:401 'lea' pot sw ood Arrowhe,ad Simeon Is Jump Troy sraric: 12 4 0.0 o rnk Tave Ppm) ' I s '0 U 2 h Ro Lofton Red 11111.ftedmondso Nick ootie ia.a3n. Kin"idCa ea ie:SP' Alum o illoovn i Irmo; ids For 5 vine :ls Cross s .0Steel es/Taverzt r.eak;ColasLo g Vision Stills Mallory 1 io e a l S' au N etlingto ,av s.pr orth Garden z • yak ' Nan'% . " or , ":" tofttrol r...1 oP m oss Bandana C ofton ° 3)e° ..„McGehees Y, --- gook Davis Bayard= 9101. E Applegrove . 13agdad Jerre 0 ,. mile Offley Denmark,Baths g zu4i. chiokair. e Wildwood Hulce ibe voc, oi moody o Point Eastern 0 Vesuvius bilk ° . Jacksen_ D Gay .0 ,on e °Leon's r Ben P 0 Fairfield ,0 • cl j1 tor Kents Store Cassia Edgar 0Fazobaw nve Griffith" LocasIcreek . ecatur Sta o• ., ratOf------ 1COr,,,...‘I .. Aqua P. 0. f' Cet . -, a .I. o s I ' •ftarlbrook it; , miat, °Tabacce• . ke „ctn Maalton 4c ° 7 MidVale 0 Ralfelgho' ° r Doa e ° on : , ensTillec a' p IrishCreeir _TS o s Qua i 110 get r Oeohd us 2i..... ° reoekeikngia4 w inowbrookI °Montpelier 1 , ;t• 11 12 Demi , limber. aort op llwd , ealeci ridge . 1 gr° oopeful Bracket T 0 lner p cill o o y otbm. , e B • ,Sttgs Jo/ aLe0 r"011 itissies, /4wen ett or ` _ ela liOmbro' Rime • r' 0,9 ork Uni Pv , 44on Saiy i. 1KDongola R50 C' " 0 Auburn ' pre water haingt° P• „) Warne 1° 0 Bovingst0 i........„Dabney : 46, ook k' -ni 0 0N W dam •, 9 Riversi 4 , scl.d1 Oakdale 0 . Per nsville;‹ t.P"10. . 5 47; , :A:Sn la:ld peak .? sf,ir Lowesvilin athin y h loOlayo t C. 5 Muria ' “tt o .faYt.... f 0 k:s 1:noo ofa: t„i.. •II y V_,„\\"7,* ,. Ei,„„ Rose • 3 Rockvil ,le :11,rriD.gtOn Oak • ° e • is ° Oilville Sii z deway, Buffalo Mills *Long/ Mountaixt . : swea Ridge Warinta t fand ,C0110311 v • AatelL Elmont Z? i eakg; e ir ando o , c Frenchi a• ) r. j g Earlehurst . ,... , 17 0 • Gilliamsvilleklanaga mym1 ' l .: Manteo Sta. i1Vial u: ;;etk:s73,:d9,:zi votil 7 g naPPs o ee ool : t :ter Tariety. r 3fici a Forks of A Bum De \ara9itts ;wmid: S Jordan:RM., )1) ichau, Buffalo _ Bess, erebankaiddi -343 ° Qllifshpark o aja " :0 b . trdans Store ° Sweet C lybeate - " Lignite 7 Allwood , 7 .: 7,;‘,i 9 2 maton Nitural Bridge‘ , - 4 ' I 'Jefferson\ :::tubaj,doSu_tron, .Garret Oslins .RPotts,Cr ; o PrOeat •t Rca G• e Anaconda t -Buffalapri. P --or ()Union Le Monitor 00000 ,, ,,COMohol Penrith I leasantview0 pry ., 051,mt_slinecRolover Buffalt/Sta. P. 0.. $‘ Alpha if.:Pii,E p"„ i & r • o. 7 f. . 1 AshbY ° 11 Ve holm 1 U O 8 areenway .0n7iitil iApto_ste Given. 6 0Gravelhifi.4 preyburn0 Alcoma " trid • c Brow n,ic o'A Allend veT c- • , •ti ''''' • g!orega0 0• uckingi o . 0 . Dm Hatcher / t • t iet ir; y Baibon pring.3. Powhetan °Dispatch "Vint Tal ',..4 Clint?, ,!1 o w7n Bellbra Cm Negro Ann. Wyndham. 0 C hlt '''' la 10 ,,,.00" ,o • Eleaarb"u lallenr . " Ef en - Coolwell ttiverville IN erh°A o °BUCKING Mayor . Walker ord M h re c 7, unk . . C l t P 1 1:4 : 7 a krh m e hail m E rzni --, Salters,* "Monroe 0 Leeds Rival 1• \\Toga on . G ::: . °' ewroaeke y oltookriew,-,0 " 0 wi . nd ° o Newfound Hor Pineville kunene Bolleyoeillo White Sulphur & Huntersville. W., F. & zala Slii quicksbt . trg • _ mugt1B adduse! Marino U. S. Exp. 'O W,11del •Licliwilt.. ien Am. Exp. 200 C7dd"k letetkoWhoole , •°!..• 00'58t.Kaii.nadwhaSilica N Ad. Exp. 188 /ofteplote Cites FLUVA B. W., F. & Flouae Academyi.;:on:101:ialeue°;‘ 13•11\violoruNreesatvbei,rlet '0-Sa‘ilerobaulria, Swetnan * Conde Bethel .131oom , ° ; fin 7,5!) Le ' warrentonew BIlBtiumeolirek*.,d aasaao sackgaa Farr liff ge Btts- C.5 .Kermi 0.. Hunter: ^ - Nrt -tr'41 0 VtillYo/NWav:°1216 Pia n o :.0 a s r • e: . HE:NA -. B. 1-. c sa'e is ..ineZ0 Ad. Exp. arrEY, t Chap° -e White. House Ad. Exp. Pennsylvania Lines West of Pittsburgh. 129 El idea Pag n. amnion 'Gordon V . '°' Sou. Exp. Norfolk & Western. minc,!,11 hardson U. S. Exp. 1 E o' Peach.(ircha * 0 h1Z:11 l I ,1 Be A'-7° Deiriok itiver lAnM)r Aer4 'Ferrer: Lorama. 80 le wiel LAWRENC Ad. Exp. Arcola wi .piaillAlP -0 ,.ggir;z7s;c2; \ : r s • , ,..:,:torsPoerSYLV A • lbaltrilti!" d 00 go Allen Loot Lantz mins ]1' eVy Pl'erlectort... Ies 1"1#11 °e0 Gad 0 Sparks' Ad. Exp. 65 89° . .Roch.415,12,,c,- lobe ck tiTrii•Li,• , Kanawha & Michigan. 69 . e C nrad ° 00 63 .erfoot° , RREN„ ADIS N ar rAids &indorse .• r eee., Fmk T/(toe, 20 Webbville eigl °D 4 E • ne 1 ri8:Penhav 441 'N L :1 7 0 Beat Wayne .S c°11'nne tlo e E 3o 111Wa:i; (Sa ll* te ". rile ef,k o Ivlahala Days • Spotsr, Ie n:rg ko 0 mid 47M'EAkz: k.` 9k, % tt , Hamlin® U. S. Exp. Hampshire Southern. 48 .. Iri'm12 4 10-4` , 41 1; Nebo - Wane,oWalabao Seery OC o lwen Dickson Aral Or, Hesbdst P.O. Crete ‘ •& / BOYD Ad. Exp. 42 50 AFI rtler Hat ::t .:v. r:°1_4. s,, " klns(1.4:irli. °: 201ci t 71'r , m -1 la, . I ' .1 ,,, : , r s y a al i i 91 aithilla- &re,. 1t-, sun Vt- ;o,H7, R::.: .1po : 0k1 eoi:ts.; e.woowu:a : Aons l n Clan T ' Whites Creek Arnol 011 LOU E' u10 Milidale St. Luke. jadwYn o Woodsto Calvary., e 1 Ev ree P g EV' , BabliaT Hermione Drieia.Grdm z Ad. Exp. 35 M Am. Exp. I . 10119s a ?:,:ibtarbilf elie tr ,T f , Rile Scott Dere 20 °.88 • Mt. Dudley °nee 13lue Sulphiir Spii7 gs pr n Catle tsbur /c3 Ken Cored Buffalo Csor Dual 18 41 tiltielip5 o.haoae 1 t• U. S. Exp. Buffalo Creek & Gauley. 16 0 Theight Mua Pak. Walton Unhand °Bloomington In., Virgil °Cicerone Newtono liester . .ettle cotton mot Big Sandy & Cumberland. 14 Eoyd atti Hr en : :‘,.. ox Land ttom Bouin . :; U. S. Exp. 12 05. Hamiltonia )1 'sage S'wenn° U Laclede, Ashlaad Alexander & Eastern. 8 Mt•Tell - Ein‘ a Goldtown, 0 -Yent -, '1Ac. ,gaidag0 Ironton RAILROADS. VIRGINIA Napier r 'Saunisville° Cr ra7ille0 '1 MS Bovrlet DIt. 011ve shers P ° Btrrs burg " Hill • -R 0 A N- 0: col * Pedro GlIentap \ c 8 Acme L14 6 Athens P 16 9 Barboursville 19 9 Berkeley Springs .0 33 7 Bolivar. E 36 6 BridgeportE 21 8 Burnsville G 19 E 15 7 Cairo 6 Carbondale K 15 7 Cedargrove K 14 6 Claremont M 16 8 Ciendenin .J 14 G 23 7 Coalton 6 Eastbank L 14 Elizabeth F 14 8 Fairview. C 21 7 Fayetteville L 16 9 Freeman .P 14 P 15 9 Giatto 7 Glen Jean M 15 8 Harpers Ferry E 36 6 Harrisville E 16 6 Hendricks.F 25 M 16 8 Hilltop H 25 9 Horton.. 6 Hundred. 0 20 M 15 7 Kilsyth 8 Kingwood D 24 8 Lewisburg N 19 7 Littleton B 19 7 Lumberport E 20 8 Mammoth K 14 F10 8 Mason 6 Matewan 0 10 7 Mill Creek H 23 7 Milton .. .J 10 6 MooresfieldF 29 8 Newburg .D 23 7 New Haven G 10 .M 15 8 Oak Hill. 7 Paw Paw 0 32 9 PennsboroE 17 I 21 6 Pickens H 12 6 Ripley 9 Rowlesburg E 24 6 Sabraton 0 23 8 Smithfield 0 19 7 South Buckhannon..G 21 . 7 Stuart.. .M15 M15 7 Sun 8 Tunnelton D 24 6 Valley Bend H 23 P 14 7 Vivian 8 West Union E 18 OBloke C04 Topnot "/ D 1, OrirtIA RY Hormuz? , off ipc Glenwru ths 0 00r5 Pe,Jleho eek° Tenni& •Frenchton Wien- in x etts .0 soev RKE Castlemaos Ferry dYi'd 1. 0_ mks. _ ay ,s,e, °Waterford' atfi LebancnZun o ed w cluee e Church°.•••°.... ornm„. s . •n c'J.:g e Cu.oic b °.oCt ° n w r .n r G a .tldd .Pribel `j rdeosviilJ4t g• ersgu h Winchester rialrte:sti D E of ac : n" 1) Red Mini Ikdobt.Elk Mill Run Elk Lick Gladwm Jonni &cte : k th 1 1it0 u k: v i7:0: i e P 1. no0 A n .o . Washing ton Jc, t :oo rr ,vme. 010 TW ; Disc Hendrick A, rt.e Jy SON Poiut ue wr: * 4z:it :" 1 , o : Cil'Vu°n A i cio Sr: 0 oom Pio kbak .6"/4.1danefleido,. Rrinenth,70 c, West Union () E ring .Capono Cm"'1-70: !: :::: :::: ift .0•./ illoill RidgeWay c Georgleo,,, Inurraysvi vo Muses Rot . er zicki ., Fred pi a stock T :oir \I an ic Henry Wilsonia Boechwo oRnekford . s. ejliar...2 to: i r j* : a : 0 7 i cr a wo D s r l 1 oblI:edeteo ati : rtoo :gor i42,„ n 1: c : ' : ;8he tarjyvs e ssr i' h : p k ek eS ayfield Jaekso4 39 morm Clear Jen, c‘Sloan: Ford 01 814giierd las h55 Augus ofl ON SAME SCALE. cte D2Rizt ,41? . ) :aencirseFe;ii.m.'0.:Re'. nh' h"7 igr. we k ,iF( . 11 ' Or Grady _ iliiiveptunl:::::. (17:::' Bellevid 6 kk 00 2t o0 4. uMury as . WEST VIRG-11\1A o 0 ji, \ 1 eldah 111a t;'g B 11 9 .0 Three. 0 4' °Churches Higginsville _ dt• Fork.3 of Capon. Wappocomo ,Vance Barnes ill c,o Slanesville ,o, 71;41;;" Civelle Id- c° Northriver Coldney stream Oniney Jc. 1 0 Mills 19 , Capon I LS F 1-0 °PleasantdalPid clins°n8hanks rafton(-r 'N ENS Durnlas B0'30' R . Frankville . U -1305 West JC. .% -ing Water S la sa, 111 'mina Valley o cigdm email, Mills k s Limestcne ..77,:l' ,Cal GREE,TE I °4cfaYcl, ' 4-10. °Sandh. ' Bag Cr II Me Arthur WEST A A 4 . Garre County Seats thus 0 :State Capital .shown thus . , , di.; c - 1 co 40 Slate Be guar Lowell V1°M° ' k-r ipr e eebe, Z 4' 38 37 Bare R ock ,1 4 : .vitelers Sta. Caldwell 1914 1 6' 4 36 35 . Pine Grove Furnace 'Cleversburg f - EXPLANATION: . W. ' P. r. -.-.„ • . ort Cree y.... ..Be thany . • iii7rt ' eoly 78a 34 33 32 31 30 Miami& Z •C Pt 4/1,4 ;V,rladel;tirein4 4.Twilight St. cpi squet, 0. pilwigr,,• , 5 rt_i330.1 :1 •, 29 Connellsville w Pre:saps . o vgincilie Clinto:Pok°... 1// tS „„ 4 ,.. err:, St.' 3"rnasP Clairsvill 0 r n• 79 . 28 ok :1;0: , F q. ' 77 weilsbu g 27 26 25 IeCOUlleIlSVille • •Adena 24 23 . 4 " ,, .0% is: °°, ' 0,,, . 4 80° 0./ a .rrardotefl Pow -hataTh : il7 / ":t o WEST VIRGINIA 40 , o c .1,,,, , Wi,° ;e,., 411' .,... _ . k stEedeir,g11,,,0 7 22 Redstone Jc. New Salem 1Z • 21 INGTON e3V ws 10ieed: i 186::: :Kiis e 3 n: paulb ni 4. NEW COMMERCIAL ATLAS MAP OF / ls- -- 1 , _ • Yellow Creek Browns V : Plightown Bergholz M. •Z 'Z I ' New a Cumber . re. t, ull 40 SO 20 19 .: r, enair Pleasant City rii . • - BarlilSirine / 1 ..--..... .... 00° C 0. RAN D-M cNALLY_ The i COLUMBIANA ? * oF Alderson N 18 Adamston E 20 Ansted L 16 Beckley. N 15 Belington G 23 Benwood .A 18 Bluefield .Q 15 Bramwell .Q 15 Buckhannon G 21 2 Cameron B 19 1 Ceredo ....J 7 23 Charleston.J 13 3 Charlestown E 35 3 Chester. ....A 3 9 ClarksburgE 21 3 Davis F26 1 Eagle L 15 1 Elkhorn P 14 5 Elkins. .. G 24 2 Elm Grove E 2 10 Fairmont D 22 2 Follansbee. C 2 1 Gary Q13 1 Gassaway .I 18 8 Grafton...E 23 1 HambletonF 25 1Hamlin.. Kb 4 Hinton 0 17 2 Holden N 10 31 Huntington.J 8 1 Kenova....J 7 4 Keyser D 29 2 Keystone P 14 2 Kimball P 14 2 Logan M 11 1 McDowell P 14 2 141cMechen A 18 1 MacdonaldM 15 3 Mannington C 21 1 Marlinton.K 22 11 Martinsburg D 34 2 Maybeury.Q 14 2 Montgomery L 14 9 Morgantown C 23 9 Moundsville A 18 2 New Cumberland B2 2 New Martinsville ....0 17 18 Parkersburg E 13 2 Parsons...F 25 1 .F 22 2 Piedmont.D 28 Philippi.' 2 Point Pleasant G 10 3 Princeton Q16 1 Ravenswood G 12 1 Red Jacket 0 10 3 Richwood.K 19 1 Romney .E 30 2 Ronceverte N 19 2 Salem ....E 19 2 Scarboro..M 15 1 Shepherdstown D 36 1 Shinnston D 21 3 Sistersville C 16 1 Spencer ..H 14 1 St. Albans J 11 1St. Marys .D 15 1 Sutton ..I 18 1 Terre Alta D 25 2 Thomas...F 25 3 Weirton B 2 2 Welch ....P 13 4 Wellsburg .C 2 2 Weston ..F 20 42 Wheeling D 2 4 Williamson N 9 1 Williamstown D 14 3 Winona...L 17 18 17 91 VWest Virginia.] adford . 1 1 1 2 1 5 11 1 2 81 . 16 . Cambridge 80'30' Pop.—Thouands http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 12 8 7 COMMERCIAL ATLAS OF AM NRICA. ' C 'W AC'SW R R E49 -1 River ELL' csLongitude We I from Greenwich. STOKES -1 1 1 81" 17 18 19 20 21 22 8O° 23 24 25 26 27 28 79' 29 30 31 32 78' 33 34 35 36 37 38 1111111•111111161111111115357 For Map of Pennsylvania, see pages 50, 54; Maryland, 70; Virginia, 82; Kentucky, 142; Ohio, 150. For Description of Commercial and City Maps see page 428. http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis http://fraser.stlouisfed.org Federal Reserve Bank of St. Louis