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Reproduced from the Unclassified / Declassified Holdings of the National Archives




Reproduced from the Unclassified / Declassified Holdings of the National Archives

TREASURY DEPARTMENT TELEGRAM
WHERE WRITTEN:

Washington

eserve Bank Organisation Committee*
January 13. 1914*

TO

H* H* Victor, Secretary,
Charlotte Clearing House Aseoci at ion,
Charlotte, N* C.

Committee will be glad to have your representatives appear
at hearing in Washington on Thursday, January fifteenth*

Secretary pro tern
Reserve Bank Organization Committee*

2—6827




The appropriation from which payable must be stated on above line.

DEPARTMENTAL STOGSK FORM 2 I 2$.

Reproduced from the Unclassified I Declassified Holdings of the National Archives

NIQHT LETTER

PS,
oM
mB

TH E WESTERN UNION TELEGRAPH COMPANY
INCORPORATED

25,000 OFFICES IN AMERICA

CABLE SERVICE TO ALL TH E WORLD

This Company TRANSMITS and DELIVERS messages only on conditions limiting: its liability, which have been assented to by the sender of the following Night Letter.
Errors can be guarded against only by repeating: a message back to the sencing station for comparison, and the Company will not hold itself liable for errors or delays In
transmission or delivery of Unrepeated Night Letters, sent at reduced rates,beyond a sum equal to the amount paid for transmission; nothin any case beyond the sum of
F ifty Dollars, at which, unless otherwise stated below, this message has been valued by the sender thereof, nor in any case where the claim is H°t presented in writing within
sixty days after the message is filed with the Company for transmission.
This is an U N R EPEATED NIGH T LETTER , and is delivered by request of the sender, under the conditions named above.

T H E O . N . V A IL , PRESIDENT

R

e c e iv e d

3000

OX 6 7

1 6 0 2

a t

N L

5

...

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...

o / (3 kt
Ai

EXTRA

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CH ARLO TTE

NC J A N Y

12

W A S H IN G T O N

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DC

HO;-.' E Y V /E B B
HOUSE
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V E R Y MUCH

B A N K V . 'I L L S E N D
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IN

E A R N E S T A B O U T S E C U R IN G

A R E P R E S E N T A T IV E

A P P O IN T M E N T

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OF REPS

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A T W A S H IN G T O N OR

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IN

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DATA

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H M V IC T O R
SECR ETARY CH ARLO TTE

C L E A R IN G

HOUSE
1221AM

ASSN
13

Reproduced from the Unclassified / Declassified Holdings of the National Archives

TREASURY DEPARTMENT TELEGRAM.
WHERE WRITTEN:

Washington,

RESERVE BANK ORGANISATION COMMITTED.
January 29g 1914*
Chairman,
Chamber Commerce,

&alv08toaf 9sxa*«
Hoaring of Committee will be hold federal Court Room, Austin,
Ifonday, February ninths nine A.i*. fill be glad if you will wire ms list
those desiring to appear, mailing duplicate to Bank Examiner J. L*
Penix, four hundred eight last W«ath .rford St., Fort Worth*

Secretary
Reserve Bank Organisation Committee*

O F F IC IA L B U S IN E S S .
G O VER NM ENT R A TES .
C

harge

T

reasury

D

ep a r tm en t,

2— 6827




0FFXCIAL.
A

p p r o p r ia t io n

for

______________________ ___________ _____________________________________ _________________________ •
_________________________ _

The appropriation from w hich payable must be stated on above line.

D EPARTM ENTAL STO CK FORM 2 12 8 .

Reproduced from the Unclassified / Declassified Holdings of the National Archives

TREASURY DEPARTMENT TELEGRAM.
WHERE WRITTEN:

Washington,

RES KSTB b a n k o r g a n i z a t i o n c o m m i t t e e .
January 3t, 1914*
TO
Chairman,
Clearing Hones Association,
Galvoeton, Texas*
Hearing of Committee will he heId Federal Court Room* Austin,
Monday,* February ninth, nine A*M* Will be glad If you Trill wire me
list those desiring to be heard, mailing duplicate to Bank Examiner
J.L.Penix, four hundred eight East Weatherford Street, Fort Worth.

Secretary
Reserve Bank Organisation Committee*

O F F IC IA L B U S IN E S S .
GO VER NM ENT R A TES .
C

harge

T

reasury

D

ep a r tm en t,

2— 6827




OFFICIAL,
A

p p r o p r ia t io n

for

________________________________________________________________

The appropriation from w hich payable must be stated on above line.

D EPARTM ENTAL STOCK FORM 2 I 2 8 .

Reproduced from the Unclassified I Declassified Holdings of the National Archives

□ STA L TELEG RA P H - C O M M ER C IA L C A B L E S
CLAREN CE

REGCU.xt AT
'OSTAL TELEOP4PH BUHJQ1NG
*34S PENNSVfeV^CflA AVB1MUE

H. M ACKAY,

P re s id e n t.

TELEGRAM

* W ASH ING TO N, D. C.
TELEPHONES MAIN 0 6 0 0 -6 6 0 1

DELIVERY No.

ThePc?sta! Telegraph-Cable Company (Incorporated)transirits and rbeiiv^r.'.-this message subject to the terms and conditions printed on the back of this blank
1BW—S69

DESIGN PATENT No. 40529

1 2 7 n y J -tt.'3 * -M -« m

Oalres'ton,Taxas Jan. 29-14
M.C.Hlliott, Seoy Rpsr^re Bank Organization Committee,
Waahn.BC>

^

replying to your todays telegram, Mr.I.H.Kenpper and Mr.J/Mooyeg
of Oalmston will ayyaar before reaerre organization oonmlttee at
Aaatln February ninth to urge tha location of a regional bank In Texas
and to present tha elalns * f ffrlTBI*"" In that connection.
*




OalYecton Clearing House Assn. 1LWaT«rley Smith^rtst

Reproduced from the Unclassified I Declassified Holdings of the National Archives

G E O .S E A L Y ,

E . R . C H E E8B O R O U G H ,

M O RR IS S T E R N ,

1 ST VICE P R E SID E N T

PRE3ID>

2 n d VICE PR E SID E N T

F. W . C A T T E R A L L ,

M E IG S O. FF

H. H . H A IN E S,

T R E A SU R E R

T R A F F IC M ANAGER

G a l v e s t o n C o m m e r c ia l A s s o c ia t io n
d ir e c t o r s
4 .0 U I S A . A D O U E
B LA C K
t . .J . BOCK
FR E D W . C A T T E R A L L
E . R . C H E E SB O R O U G H
W A T E R S S . D A V IS . J r .
FRED H AR T EL
R . LE E K E M PN E R

F R E D M . LE G E , J r .
JN O . F . LUBBEN
C . H . M CM A STE R
E D . S A L ZM A N
G E O R G E SE A LY
8 T E V E SG IT CO VIC H
J O S E P H G . SM ITH

G a lv e s to n ,

M O R RIS ST E R N
M ACO S T E W A R T
ALVIN T . LANGE
A . H . W ARREN
E D LASKER
S A M . J . W ILL IA M S

January
31st*14*

A D V ISO RY BOARD
FR A N K A . ALLEN
W . T . A R M ST R O N G
JU L E S B LO C K
H . A . B OR N E FE LD
G E O . W A V E R LE Y B RIGG S
G E O . S . C O H EN

)

Tex a s.

P . B . ERHARD
W . A . JO H N SO N
J . A . LEVINE
H . H . LEVY
O T T O LE T Z E R tC H
H . B . M EYER

BEN D O L S O N , JR.

A . W . PU RO Y

H . A . EIBAND

G . H. SAPPER

IN YO U R R E P L Y P L E A S E R E F E R TO OUR FILE No.

2,449

Mr. M. 2. Elliott, Sec.
Reserve Bank Organization Committee,
Washington, B.C.
Dear Sir:
Your telegram of January 29th.
The delegates from this oitg__lo the Austin hearing
J. W. Houses of the City National Bank.
...

Yours truly,
GALVESTON COMMERCIAL ASSOCIATIOff,

HHHP

Traffic Manager.

SIXTH A N N U A L C O T T O N C A R N IV A L JU LY 3 0 TO A U G U S T 9, 1914



Reproduced from the Unclassified / Declassified Holdings of the National Archives




Reproduced from the Unclassified / Declassified Holdings of the National Archives




Reproduced from the Unclassified I Declassified Holdings of the National Archives

E s ta b lis h e d
In c o rp o ra te d

S a m 't, J ). G i ^e a t h a m . P r e s .
W . E A tD E R M ilv , S e c . a n d T r e a s .

19 0 0
1 9 04

(uslorn Tailors

rd a sh e rs

437-9 W est Ba y S t r e e t
tJ / iC J K S O J V V T L L E ,

Hon .
\

.

F o b ^ r r 1914

Q . I£cAdoo,
Sec. of the Treasa
Washington, D. C

Bear Sir:In the matter of selecting a location for Federal Rese^vo
Bank to serve this district, our fii^st choice is J.ack.sonvi 1le\sF 1a
cur second choice is Richmond, Va.

.




^

gubmitted^

Cheatham Alderrnaja Co*

i—

—

i

—w

—

p —

^

—

w m m m m -h w w w w w

-. ■ ^ ■ ^ ^ - ■ . . . ^ ■ - . ^ y ^ i ^ ^ ^ m m i
.#

—num

Reproduced from the Unclassified I Declassified Holdings of the National Archives

:

Blue 57WU

R

Q vm B U vyi Q cp u x X m m t

38paid.

telegram

Jacksonville Flo Deo 29 1913

r\

I \ .*
\ \ rv
t
Hon W G MoAdoo
V-V *
?s
Chairman of the Regional Reaerve jank organization
Comittee

W a s h n DC

The oity of Jacksonville wishes to be designated as a federal
reserve city and asks to be allowed to present her claims to
such recognition at a suitable time and place provided you consider
us elligible*
J J Heard Chairman committee
333pm




Reproduced from the Unclassified / Declassified Holdings of the National Archives

H.R. FINN
P R O P R IE T O R

----- ^ ----ADAMS AND
TELEPHONE

POPULAR

DAVIS

PRICE

RESTAURANT.

NO. 3 0 3 7

i

\

1
1

■ --------- ---

• . k J A C K S O N V I L L E ,Fla.
o\

N^

.. x
.

A

I

V

,<**

J a n uary 3 1 ,1 9 J 4
. L
• 'V

#;

Eoh^wn* O . Me Ado o,
r

|

/

Secretary of the T easur$k
Washington, D.C.
■JO****

Pear Sir:
In the matter of selectingjpa location
for Federal Reserve Bank to serve /his district,
our first choice is Jacksonville/ Fla., and our
second choice is Richmond, Va.




Respectfully submi tted
HOTEL FLAGLER
Manager.

Reproduced from the Unclassified I Declassified Holdings of the National Archives



l

L JoedU

jW

S

n.Ak

K,

Reproduced from the Unclassified I Declassified Holdings of the National Archives

S ta te

N a t i o n a l Ba n k
Lit t l e R o

R. D. D u n c a n ,

V ic e - P r e s t.

a

ck

,A

r k

.

C A P IT A L STO C K £ s

C a sh i

January 6 , 1914.
STATE BANK BUILDING




Hon. W* 8 * McAdoo,
Secretary of the freasury,
Washington, D* 0 .
Boar Sir:Oar understanding is that under the Federal
Beserve Act, reserve city banks will only be required
to keep 1S% reserve*
It occurs to me that i t would be of advan­
tage to us to have Little Rock named as a reserve city*
I write* therefore, Z6 Inquire "If an application signed
by the four National Baziks here, asking that Little Bock
be named as such would have consideration*
Z believe that the National Banks in the
State of Arkansas would be very glad to center more of
their deposits here if sams could be counted as reserve
for them*
Any information* suggestions, or instructions
that you can give in regard to this matter will be appreelated by
Tours very truly,

HDD-TER*

VICE HBE3T & CA3HIEH*

0 0 ,0 0 0

®_?

Reproduced from the Unclassified I Declassified Holdings of the National Archives




Reproduced from the Unclassified I Declassified Holdings of the National Archives

MEMBERS

T . A . J E N N I N G S , Pr e s .
JO HN

QUOTATIONS

T . O W E N , Vice-P r e s .

SUBJECTTO MARKET CHANGES

NATIO NAL

HAY

AS S O CIA TIO N

G R AIN D E A LE R S N ATIO N A L
A S S O CIA TIO N

C L Y D E J E N N I N G S , S e c . -T r e a s .

MERCHANDISE B .R O K ER S
A S S O CIA TIO N

♦Je

- O

n n in g s

w en

& J

e n n in g s

INCORPORATED

B R O K E R S
V

T

GRAIN

HAY

St D I S T R I B U T O R S

FEED

PRODUCE

GRO CERIES

December
Twenty Fourth
Thirteen
Hon* Woodrow Wilson,
The Whitehouse,
Washington, D. C.
Dear Mr. President,
It is with a great deal of pleasure we
learn that at last the "Glass-Owen Currency Bill" is a law.
These gentlemen have fought an up-hill battle all along the
line and have only won by their determination and the merits
of their bill. I congratulate you, the fathers of the bill
and your administration.
Now

- would it not be a fitting tribute to these

gentlemen to have one of the reserve banks located in
Lynchburg? Both are Lynchburg "boys”, being born and reared
in this city. Mr. Glass is still a resident, 1tho Mr. Owen
obeyed that impulse —

"Go West young man”.

I think that it

would be a noble tribute to the men who for months have worked
to put the currency system of the United States on a better
basis.
Isn't that the way to show our appreciation now and not
wait until they have passed away to have their praises sung
in cold print?

- -

What think you - Mr. President?

Wishing you and yours a most Merry Xmas and with sincere
hopes that the New Year will have many good things in store
for you,

CJ-JDW



I am,

Reproduced from the Unclassified I Declassified Holdings of the National Archives




BCW.

Janua r y 1 5 ,

1014 *

Sirs
In

I bag t o

1 0 th
B oard
f i c©
ury

fu r th e r

th e

my t e l e g r a m

C o m m itte e w i l l

S e c reta ry

B u ild in g ,

to

of

th e

id v i s e t h a t t h e h e a r i n g s o f th e R e s e r v e

O r g a n is a tio n
of

r e fe r e n c e

of

and t h a t

fra n . 10 A*M* u n t i l 4 . 3 0

th e

b e h e ld

T reasu ry,

su ch h e a r in g s
P.fcU,

w ith

In

w ill

in
th e

th o

o f-

T reas­

c o n tin u e

in te r m is s io n

fo r

lu n c h *
If
no a
to

lis t

have

you c a n

of

th o se

th is

as

c o n v e n ie n tly

who w i l l

arran ge

appear I

a memorandum f o r

th e

s h a ll

to

fu r n is h

be g la d

C o m m itte e *

R e s p e c tfu lly ,

R eserve

S e c r e t a r y *ro tem
B.infc O r g a n i s a t i o n C o m m itte e *

Mr# J o s e p h 0m B row n , P r e s i d e n t ,
C i t i z e n s M o t i o n a l B an k,
R a l e i g h , N o r t h C a r o l i na*

Reproduced from the Unclassified / Declassified Holdings of the National Archives




T h e C it iz e n s Na t io n a l Ba n k
J O S E P H G. B R O W N , P

re s id e n t

MOTMWHPHM
A . B, A N D R E W S , V i c e - P r e s i d e n t
H.

J .Y O U N G , V i c e - P r e s i d e n t

G. H . A N D R E W S , C a s h i e r

R A L E IG H ,N O R TH CAROLINA
Jan*

Hon* K . 0 .

1 0 , 1914 <

E llio tt,

S e c r e ta r y R ese rv e Bank O r g a n !z a t io n C o m m ittee,
W a sh in g to n , D* G.
B ear S i r : I b e g to acknow ledge r e c e i p t
a d v is in g me t h a t th e com m ittee

from t h i s

by th e o r g a n i z a t io n corrraittee on Jan*

o f you r te le g r a m
s t a t e w i l l b e heard

1 5 t h , and I have n o t i f i e d

a l l th e p a r t i e s a c c o r d in g ly *
Thanking y o u ,

I b e g to r e m a in ,
Yours v e r y t r u l y ,

P r e s id e n t•

Reproduced from the Unclassified / Declassified Holdings of the National Archives

TREASURY DEPARTMENT TELEGRAM.
WHERE WRITTEN;

Raaerve

Washington,

Bank O r g a n i s a t i o n

Coiaraittaa.

January 10, 1914.
Josoph G* Brownf
C ltia a n a

n a t i o n a l Bank

Raleigh, N* C.

Your lattar Sacrattry Daniels*
fiftoonth aa auggaatad*

Plaaao notify part lea*

Reserve
OFFICIAL b u s i n e s s .
COMMERCIAL RATES.
COLLECT.




Ralo igh will bo hoard January

Bank

Secretary pro tam
Organization Committoo

OFFICIAL.
Departmental Stock Form 212SL

Reproduced from the Unclassified / Declassified Holdings of the National Archives

Judge E l l i o t t :
Mr. Smith, in the o f f ic e of the Secretary of the Navy,
c a lle d up and stated he had some communications from the d ele­
ga tion of Raleigh bankers in which they request that the date
(January 12th) they are to be heard be changed to the same date
Richmond bankers are heard*




Reproduced from the Unclassified I Declassified Holdings of the National Archives

TREASURY DEPARTMENT TELEGRAM.
WHERE WRITTEN:

Zgfc
\§SSB 1

Washington,

^===^

RESERVE BANK ORGANIZATION COMMITTEE
T
1°

February 7, 1914*
Chairman,
Chamber Commerce
San Antonio, Texas

Organisation Committee will hear San Antonio representative*
at hearing in Federal Court Room, Austin, February ninth, beginning
nine A.U.

Please hand list of those desiring to be heard to Na»

tional Bank Examiner J.L.Panlx, who is assisting in arrangements#

Secretary,
Reserve Bank Organisation Committee
O F F IC IA L B U S IN E S S .
G O VER NM ENT R A TES .
C

harge

T

reasury

D

OFFICIAL.

e p a r tm en t,

2— 6827




A

p p r o p r ia t io n

for

_____________________________________________________________________________________________________________________________

T h e a p p r o p r ia t io n f r o m w h ic h p a y a b le m u s t b e sta te d o n a b o v e lin e .

D E PA R TM E N TA L S T O C K FORM

2128*

Reproduced from the Unclassified I Declassified Holdings of the National Archives

TREASURY DEPARTMENT TELEGRAM.
WRITTEN:

RJKSKRVS

Washington,

BANK ORGANIZATION COMMITTEE
February 7 j 1914.
f

TO

Chairman, Clearing House Association,
San Antonio, Texas•
Organization Committee will hear San Antonio representative*
at hearings to be held Federal Cigart Room, Austin, February ninth,
beginning nine A«H* Piea#a hand list those desiring to be heard to
National Bank Examiner J.L.Penlx, who Is assisting in arrangements*

Seorafcry,
Reserve Bank Organisation Committee*

OFFICIAL.

O F F IC IA L B U S IN E S S .
G O V E R N M E N T R A TE S .
C

harge

T

reasury

D

ep a r tm en t,

2— 6827




A

p p r o p r ia t io n

for

______________________________________________________________________________________________________________________ t_____

The appropriation from w hich payable must be stated on above line.

DEPARTMENTAL STOCK FORM 2128*

Reproduced from the Unclassified / Declassified Holdings of the National Archives

gepuidmmt
Blue 14*0

R 35 Blue

* ^ ELEQRAM

Waco Tex Jan 30 1914
M C Elliott
Bank Organization Committee ^aahn DO
Tour Telegrams received parties desiring to appear before
Committee from our organisations are John F Wright
Geo S McGhee F £ IcLarty

W L Edmond A C Patten S H MoAsban

Waoo Clearing House
Waoo Chamber of Conmeroe
11Op




Reproduced from the Unclassified I Declassified Holdings of the National Archives

TREASURY DEPARTMENT TELEGRAM.
WHERE WRITTEN:

Washington,

A

vl

V

riskrvf: bank organisation m m t r t m
January

1914.

TO
Chatman*
Chamber Contra©rcaf
Waco* flsai*
Hearing of Coma!ttoe will b* held fmia r . Court Roora, Auatin,
a1
llosday, February ninth* nina A.11. Will he glad if 70U will wire me
list thoee desiring to appear* mailing duplicate to Bank Kxaainer
J.L.Fenix, four hundred eight East featharford Street, Fort Worth.

Secretary
R#«orva Bank OrganixatiOB Committee*

O F F IC IA L B U S IN E S S .
GOVER NM ENT R A TES.
C

harge

T

reasury

D

f l l 'T T f f T A T.

OFF IUI Ai* •

ep a r tm en t,

2— 6827




A

p p r o p r ia t io n

for

______________________________________________________________________________________________________________ ______________

The appropriation from w hich payable must be stated on above line.

DEPARTMENTAL S TO CK FORM 2128

Reproduced from the Unclassified / Declassified Holdings of the National Archives

TREASURY DEPARTMENT TELEGRAIVi.
WHERE WRITTEN:

Washington,

RISER VS BASK ORGANIZATION C O lfr 'I 'm B *

January 29t 1514*
f
TO
Chairman,

Clearing Houaa Assoclutlea,
Vaco, Texa**
Hearing o f Committee iti 11 bo ha Id F od oral Court Boo®, A u s tin ,
&onJayf F ebru ary n in t h , nliw A #H . W i ll bo g l a d i f you w i l l wira m
m
H a t th oae dtslriog to be h e a rd , m a ilin g d u p lic a te t o Bank exam iner
J .L .P d n ix ,

fo u r bund rad e i g h t S aat %
‘eathe r f ord S t r e e t ,

F o rt f o r t h .

Secretary
Reserve Bank organisation Corar.i ttoe*

OFFICIAL*

O F F IC IA L B U S IN E S S .
G O VER NM ENT R A TES .
C

harge

T

reasury

D

ep a r tm en t,

2— 6827




A

p p r o p r ia t io n

for

—

_________________ .__________________________________________

The appropriation from w hich payable must be stated on above line.

DEPARTMENTAL STO CK FORM 2 128.

Reproduced from the Unclassified I Declassified Holdings of the National Archives



I

J

Reproduced from the Unclassified I Declassified Holdings of the National Archives

C. L. DAVIDSON

0 . A. BO YLE

P R E S ID E N T

C H A IR M A N W AYS A N D M EA N S
C O M M IT T E E

F. C . WOOD
F IR S T V IC E -P R E S ID E N T
C H A IR M A N T R A F F IC B U R E A U

W ALTER P. 1N N E S
TR E A S U R E R

C . H. SMYTH

201-207 BARNES BUILDING

S E C O N D V IC E -P R E S ID E N T
C H M , IN D U S T R IA L B U R E A U

A C T IN G G E N E R A L S E C R E T A R Y
A N D T R A F F IC C O M M IS S IO N E R

TELEPHONES MARKET 964-965

J . H. STEW ART
T H IR D V IC E -P R E S ID E N T
C H M . P U B L IC IT Y B U R E A U

MARTIN E. CASTO

R. H. FAXON

f

I N D U S T R IA L A N D P U B L IC IT Y
C O M M IS S IO N E R

W ichita, Kansas

A. O. RORABAUGH
F O U R TH V IC E -P R E S ID E N T
C H A IR M A N C IV IC B U R E A U

January 2 4 , 1914.
My Dear Vr, E l l i o t t :
Complying with the assurance which our committee brought back from
Kansas C ity where i t was heard before your committee, that i f I would
transmit our memorandum to you i t would be placed in the proceedings, I
am herewith inclosin g it #
I tru st there w ill be no doubtj about th is statement appearing in
the record ae having been submitted by the Wichita committee at Kansss
C ity , January 2 3 .
Very sincerely yours

ty Commissi ontr.

IX C. E l l i o t t , Secreta:
.
Reserve Bank Organiz*_______ ______ . . . 9
Washington, D, C,

RHFx

Inclosure




Reproduced from the Unclassified / Declassified Holdings of the National Archives

m m km m .
SOME OF THE REASONS WHY WICHITA, KANSAS, SHOULD BE RECOGNIZED
AS A BRANCH BANK UNDER THE BANKING AND CURRENCY ACT.

-0Wichita has a population of 64,ooo.
Wichita s®rv®s a territory covering south-contral and west®rn Kansas, north­
ern Oklahoma, th® Manhandle of T®xas, 1f®w wexico, and aastern Colorado.
In wichita territory mor® than 1 billion dollars in agricultural crops ar®
produced annually.
Wichita is th® l«ading manufacturing and distributing c®nter in this section
of th® Southwest*
Its manufacturing establishments, large and small, number 315.
They employ 7ooo people*
Th«s® employes are paid 2 1-4 million dollars*
Th®
capitalization of th®s® institutions is 12 millions*
The annual output of man­
ufactured products is 33 millions.
Th® jobbing houses of Wichita include all lin®s and th® annual volum® of
business is tr®m®ndous,
Wichita has th® best railroad facilities in th® Southw#st. Th®r® ar® six
lines entering tho city and 15 dir«etions ar® penetrated by these lines and
their branches.
In addition to this. s®rvic®, th®r® is interurben service.
Wichita is immediately accessible to any section of th® Southwest.
Union Station
and track elevation, at an expens® of 2 1-4 million dollars, has just been compl®ti
There are 56 pass®ng®r trains daily and th® postal facilities on th®s® trains,
in special quarters in Union Station, and in the ®xcellent postoffice, are un­
surpassed anywher®.
.Wichita has 14 banks, four national and t®n state* Thtir capital and sur­
plus ar® 1 1*2 million dollars.
Their deposits ar® 13 millions* Bank clearings
for 1913 war® #173,719,811.22. Wichita points with ®xc®*ding prid® to its bank
clearings, as th®y app®ar w®®kly, in comparison with any other city of its siz®
or like importance*
Postal receipts at the Wichita postoffice in 1913 were $3o5,928.75*
A
constant and very large gain has been shown in postal receipts every week, month,
and year, since 189o, when these receipte w®r® but |66,344.ol.
Building permits in Wichita in th® y®ar 1913 numb®r®d 195, and aggregated
$l,o87,365«oo.
In thia connection, th® American Contractor, of Chicago, an
authority, said in its issu® of January lo, 1914, referring to a few phenomenal
gains in 7o cities enumerated:
"Thus the pwrmits issued in Buffalo for the month
gained 257 percent; in Cedar Rapids, 216 percent; in New Haven, 516 percent; and
in Wichita, 649 percent."
The Wichita Union Stockyards handled 11,887 cars of livestock in 1913.
Two packinghouses, with a payroll of over looo, make meat products amounting to
17 million dollars annually.
In 1913, th® Wichita Board of Trad® handled 14,173 cars of grain.




Reproduced from the Unclassified I Declassified Holdings of the National Archives

January 28th, 1914*

3 I B iI

to f o a t i f g the receipt of your
ekoret*

letter of Jami&xy £4th and to advise that your isamomntas will be placed i . the nrocee&ings cm aa ex­
n
hibit In oo!moot ion with the hearing held at Kansas
City#

requested*

It ^iii be nailed to th* at­

tention of the Cojarsittee and considered by it la de­
termining the qiimtlon involved.
Eespeotfolly*

Secretary,
Reserve Banit Organisation Committee.

H r. S . H* Paxon*
Industrial and ?ixfelieity Qwmiwiomr*
£01»S07 Barnes S u ild iiig ,




Wiohita* Kanaaa.

Reproduced from the Unclassified I Declassified Holdings of the National Archives

. L.

D A V ID S O N

O. A.

P R E S ID E N T
P.

H.

CHM.
H,

W ALTER

M A R T IN

V IC E - P R E S ID E N T

IN D U S T R I A L

BUREAU

J?

STEW ART

2 0 1 -2 0 7 B A R N E S BUILDING
TELEP H O N ES

E. C A S TO

A N D T R A F F IC

M A R K E T 964-965

C O M M I S S IO N E R

R. H, FAX O N
I N D U S T R I A L f t P U B L IC IT Y
C O M M IS S IO N E R

W IC H IT A , K A N S A S

A . O . RORABAU
FO URTH

1N N ES

A C T IN G G E N E R A L S E C R E T A R Y

T H IR D V IC E -P R E S ID E fc n
C H M . P U B L IC IT Y B U R E

V IC

C H A IR M A N

P.

TREASURER

SM YTH

SECOND

J.

M EANS

C. W OOD
F IR S T V I C E - P R E S I D E N T
C H A IR M A N T R A F F IC B U R E A U

C.

BO YLE

C H A IR M A N W A Y S A N D
C O M M IT T E E

C

December 2 7
- th, 1913,

Siy dear l r McAdoo;ll
l.
In order to avoid concentration of capital in large f i i e — « one
ctrs
of the frequent arguments in the debates while the recent currency bill was
pending — - there is much logic in the location of regional banks in cities
having less than seventy five thousand peculation.
If the Organization Board should take this view, I wish to submit
the application of vTichita, Kansas, a city of sixty-three thousand and the
commercial and financial center of the Southwest, as one of the reserve cities.
Wichita will, if necessary, furnish a suitable building for one year,
or more, rent free.
Requesting careful consideration of this application by vonr 3oard,

I am
Very sincerelv ^ours,

President.
Honorable 71H i am G. LIcAdoo,
Chairman,Organization Commitee of Reginnal Bar.Ks,
Washington, P. C.




Reproduced from the Unclassified I Declassified Holdings of the National Archives

Brief of Wichita Clearing House Association
In Support of Its Petition for a Branch of the
Federal Reserve Bank of Kansas City to
be Located at Wichita, Kansas

Statement of weekly clearings of three leading cities in Kan­
sas and Oklahoma for five consecutive weeks in 1919 as announced
by Bradstreet.

^

City—
June 12
June 19
June 26
July 10
July 17
Wichita ________ $11,252,000 $12,625,000 $11,103,000 $12,895,000 $15,158,000
Oklahoma City___ 11,226,000 10,115,000 9,932,000 9,516,000 13,622,000
Tulsa __________ 8,420,000 9,768,000
9,328,000
8,464,000 12,191,000







FOREWORD

Wichita banks base their petition for a branch of the Kansas
City Federal Reserve Bank on the reasons hereinafter set forth
in detail, which may be outlined thus:
The natural and inevitable trend of banking business from
Oklahoma and Southern Kansas is North and East to
Wichita. With no artificial stimulus, that business is cen­
tering here today.
A branch bank at Wichita can serve all of the banks in the
territory outlined, comprising a large portion of Southern
Kansas and all but' the extreme Eastern part of Oklahoma,
better than could a bank located in any other City in this
Federal Reserve District.
Ninety per cent of the items that come to Wichita from
the district outlined, travel in their natural and quickest
course toward the point of ultimate liquidation.
Wichita bank clearings already exceed those of every other
City in Kansas and Oklahoma, and there is almost no point
in that territory that cannot be covered to or from Wichita
by overnight mail service.
Other reasons, well worthy of consideration, will be set forth
herein, but the above are fundamental. They command attention.
They go to the very heart of success in the banking system. They
cannot be ignored without transgressing the principles on which
the Federal Reserve System was founded, lessening its efficiency,
causing waste and loss to its members, and trouble for those in
charge of its administration.
Relying upon the justice of their claims, the soundness of
their contentions and the open mindedness and sincere purposes
of the honorable Board of Directors of the Federal Reserve Bank
of District No. Ten, the banks of Wichita submit their case in
brief, to be supplemented by such additional information as oppor­
tunity and occasion may afford.




THE WICHITA CLEARING HOUSE ASSOCIATION.

WICHITA AS A FINANCIAL CENTER

The normal and natural trend of all financial transactions in
this section of the United States is toward the north and east.
Wichita’s banking territory, that is the territory in which Wichita,
banks are supreme, is in the main to the southeast, south and
southwest. In the accompanying map outlining this territory, a
small section to the northwest, north and northeast is claimed be­
cause of its immediate proximity to Wichita, but the volume comes
from more southern points.
Wichita is today unquestionably the financial clearing center
of the larger portion of Kansas and Oklahoma. It is solely due to
the natural flow of business that this has come about. In consid­
ering Wichita’s supremacy in this territory today, it should be re­
membered that there has been no artificial stimulus of ally kind
and not even a united effort on the part of Wichita banks up to the
first of July of this year to make this city a financial center.
Wichita has had no organized clearing house and put forth no
propaganda in its own behalf. The financial transactions center­
ing there are due to the operation of laws governing the flow of
business.

Wichita is therefore the logical location for a branch of the
Federal Reserve Bank to serve the interest of Southern Kansas
and Oklahoma in the most efficient, economic and satisfactory
manner.
Comparative statistics as to the volume of clearings in
Wichita, Oklahoma City and Tulsa, the three clearing centers in
this territory are given below over a recent period to illustrate the
volume of business each city is handling. Both Oklahoma City
and Tulsa have organized Clearing Houses with paid managers
which have been showing worthy enterprise and a progressive
spirit in developing those towns as clearing centers. On July 1st
of this year, Wichita organized a clearing house, the activities of
which will doubtless contribute to financial progress hereafter, but
in the comparative statistics submitted, no such activities enter
into Wichita’s development as a clearing center.




WICHITA’S GROWTH IN BANK CLEARINGS
In five years tlie bank clearings have increased from $175,_
000,000 to $500,000,000._____________________________________




Million*

“ 600

300

200

100

Bradstreet’s Report on Clearings

Statement of weekly clearings of three leading cities in Kan­
sas and Oklahoma for five consecutive weeks in 1919 as announced
by Bradstreet.
City—
June 12
June 19
June 26
July 10
July 17
Wichita ________.-$11,252,000 $12,625,000 $11,103,000 $12,895,000 $15,158,000
. Oklahoma City___ 11,226,000 10,115,000 9,932,000 9,516,000 13,622,000
Tulsa __________ 8,420,000 9,768,000 9,328,000 8,464,000 12,191,000

That this growth has been gradual and steady is shown by the
statistics for a period from 1914 to 1919, giving total volume of
clearings each year by Wichita banks as follows:
Wichita Bank Clearings for Five Years

191 4
$179,209,691.94
191 5
196,134,340.93
191 6
254,066,932.57
191 7
341,454,209.36
191 8
447,271,958.36
Clearings for the first half of 1919 total $259,516,254.57. As
the clearings for the last half of the year will doubtless exceed this
amount, it will be observed that the year 1919 will show a greater
increase than any previous year.
Where do these clearings originate? An examination of the
records of Wichita banks show that there are 715 banks carry­
ing accounts with Wichita banks as correspondents and ninetyfive per cent of the volume of business from these banks comes
from Southern K|ansas and Oklahoma, the territory of which
Wichita is the banking center. Map No. 2, submitted herewith,
shows the number of bank towns in this territory. The mail sched­
ule printed in this brief gives the exact hours of departure and
arrival of trains from the leading points in this territory and by
reference to it, it will be seen that from the farthest southern point
in Oklahoma, for instance Ardmore, mail can reach Wichita over
night and similar service is afforded for return. Mail facilities
constitute one of the greatest factors in building up a financial cen­
ter. Wichita has unequaled facilities for the territory outlined.
To attempt to serve all of this territory from any other point would
necessarily result in part of the territory having good service and
a part of it poor service. Wichita can serve it all and at the same
time keep its business in the same natural trend. Hence a Federal




1

Wichita’s Banking Capital.

The growth of Wichita as a banking center is well illustrated
by the record of its increase in banking capital and bank deposits
during the past five years. The aggregate of the capital, surplus
and undivided profits and the aggregate of deposits in Wichita
banks on June 30th of each year is shown in the following table:
Capital, Surplus and Undivided Profits

1915
1916
1917
1918
1919

$2,167,903.03
2,393,612.23
2,873,041.28
3,619,261.55
4,548,271.07

Deposits
$15,312,190.10
19,492,628.15
32,864,451.72
33,580,362.12
41,424,663.89

Wichita Branch Bank Territory

Wichita’s banking territory for a branch of the Federal Re­
serve Bank includes all of Southern Kansas and Oklahoma lying
south and west of the following railway lines, and including all
cities and towns on these lines:
All of Kansas south of a line following the main line of the
Santa Fe from Colorado through Garden City and Dodge City
to Great Bend, thence along the direct railroad line to Marion,
thence south through El Dorado and Augusta to Winfield; thence
east to Independence; thence south through Coffeyville and Bar­
tlesville to Tulsa; thence southwest through Shawnee and Pauls
Yalley to Ardmore.
WICHITA’S WHOLESALE AND JOBBING TRADE

Approximately $50,000,000.00 in wholesale and jobbing trans­
actions is the annual volume handled by Wichita banks. Statistics
for the year 1918 show the following leading items:
Groceries________________________$7,000,000
Dry Goods______________________ 4,500,000
Fruits and other produce_________ _ 4,000,000




Reproduced from the Unclassified / Declassified Holdings of the National Archives

Reserve Branch Bank located in Wichita can be more economic­
ally operated and give better service to the banks in Southern Kan­
sas and Oklahoma than a branch bank located at any other point.

Reproduced from the Unclassified / Declassified Holdings of the National Archives




W IC H IT A ’S TR IB U T A R Y B A N K T E R R IT O R Y
All points in Southern and Southwestern Kansas and Middle and Western Oklahoma have overnight mail service with Wichita

Automobile accessories and tires_ 4,000,000
_
Drugs_____________ ______________ 3,000,000
Hardware_______________________ _ 3,000,000
Furniture________ ______________ 1,500,000
Crackers, etc______________ ______ 1,500,000
Other large items are cigars, electrical goods, building ma­
terials, millinery, paper, hats, sporting goods, books, stationery,
dental supplies, etc.
Ninety per cent of Wichita’s wholesale trade is in the territory
outlined as Wichita’s banking territory, that is, the large part of
Southern Kansas and all but the extreme eastern portion of Okla­
homa. Railroad facilities, prompt arrival of shipments and low
freight rates due to short hauls are, of course, prime causes of this
wholesale center.
As bank clearings are largely made up of trade transactions
between the financial center and its trade territory, it can be easily
realized that the proportion which the jobbing business of Wichita
has obtained is a big factor in the bank clearings of Wichita which
are now the largest of any city in Kansas or Oklahoma.
WICHITA’S LIVE STOCK RECEIPTS

Wichita is the central live stock market for three-fourths of
the cattle raising sections of Kansas, Western Oklahoma, and the
Texas Panhandle. The Jacob Dold Packing Company, and
Cudahy Packing Company have steadily growing plants here, and
a live stock market of the first order causes this business to run
into many millions as recorded by Wichita banks.
Here is the remarkable showing of the industry as gathered
from accurate records kept at the Wichita Stockyards over the
last five year period, showing value of live stock handled in that
period:
191 4
$19,714,000
191 5
21,407,000
191 6
31,390,000
191 7
38,478,000
191 8
50,900,000
Thus, in five years, the volume of live stock business handled
at the Wichita yards, increased 150 per cent. By far the greater
part of this volume came from Kansas and Oklahoma, within the
limits shown as Wichita’s naturally banking territory. These




1914




1915

1916

1917

1918

Reproduced from the Unclassified / Declassified Holdings of the National Archives

WICHITA AS A LIVE STOCK CENTER
Sales of live stock at the Wichita yards now exceed $50,000,000 per annum and the total volume of live stock sales and live
stock loans handled by Wichita banks is estimated at $100,000,000

shipments of cattle initiate a large volume of bank clearings cen­
tering in Wichita.
Wichita banks also lend on cattle approximately 'Twenty-five
Million Dollars per annum, direct, besides the larger volume of
indirect loans on live stock made through correspondent banks,
making the total volume of clearings from the live stock business
around $100,000,000.
WICHITA AS A MANUFACTURING CENTER

Manufacturing on a large scale, and in varied lines, naturally
creates a large volume of financial transactions between the banks
in the manufacturing center, and the banks in adjacent territory
where the factory products are marketed.
Wichita’s development as a manufacturing center during the
past decade is one of the marvels of the plains. Only a few years
ago the suggestion of a City of factories being located on the Kan­
sas prairies brought a credulous smile to the staid business man of
older sections of the United States. But that which was thought
impossible has already happened; and the transforming process,
from an agricultural and cattle raising center, to a humming fac­
tory center with the long dinner pail brigade, is now going for­
ward at a rapid pace. Authentic figures tell the story strikingly.
Wichita has in active and successful operation today, 251 manu­
facturing plants, not counting branches of some of the larger fac­
tories which have been built in adjoining towns and cities to over­
come labor shortage. These 251 factories are exclusive of bake
shops and print shops, of which Wichita has some of the largest in
the Southwest.
The facts as to Wichita’s development along the factory line
are shown by the following statistics from the Census reports and
supplemented by late reports of the Wichita Manufacturers’ As­
sociation.
Year.
Gross Output.
___________$11,668,000
191 4
191 5
12,500,000
191 6
19,300,000
191 7
26,400,000
191 8
_ 35,000,000
Approximately 75 per cent of the products of Wichita fac­
tories are marketed in Wichita’s banking territory, as shown on




WICHITA AS A MANUFACTURING CENTER
Thirty-five million dollars of products manufactured in
Wichita are handled through Wichita banks and their corre­
spondents annually.




the map. This creates a large volume of exchange and clearings
between banks in the scores of Cities and towns in Wichita terri­
tory, and Wichita banks, and this steady flow of remittances cen­
tering at Wichita is increasing month by month.
WICHITA AS A GRAIN CENTER

It is well known that Wichita is becoming one of the greatest
grain centers in the United States. In the year 1918 Wichita grain
companies handled a volume of business through Wichita banks,
exclusive of loans, totaling $60,154,517.89. This is for the twelve
months period from July 1,1918, to July 1, 1919. The succeeding
twelve months will show at least a twenty-five per cent increase
and probably nearer fifty per cent.
WICHITA AS A MILLING- CENTER

During the twelve months from July 1,1918, to July 1, 1919,
the milling companies of Wichita handled, through Wichita banks,
financial transactions, exclusive of loans, $35,500,995.00.
The above vast amount of grain products were marketed very
largely in the banking territory which a Federal Reserve Branch
Bank of Wichita would serve and form a part of the continuous
flow of trade and exchange in bank clearings between Wichita and
towns in that territory.
WICHITA AS A PRODUCE MARKET

The increase shown in bank clearings in Wichita arises in part
from the wholesale and jobbing trade in various lines of produce,
such as potatoes, fruit, berries, etc. The record of the houses doing
an exclusive business in this line in Wichita for the past five years
is as follows,
191 5
$2,825,047.43
191 6
4,090,434.70
191 7
6,896,393.26
191 8
________ 7,323,667.95
191 9
____ 7,723,609.74
The record for 1919, based on the first half of the year will
show an increase of $400,000.00 over 1918. Owing to the perishable
nature of the product, shipments are confined almost entirely to
Wichita territory so that ninety-five per cent of this trade is with




WICHITA AS A PRODUCE CENTER
Fruit and produce checks and drafts aggregating $7,500,000
annually are handled by Wichita banks.




Millions
8

2

1915

1916

1917

1918

1919

points within the district outlined as Wichita’s natural banking
territory, Southern Kansas and Oklahoma.
WICHITA AS AN INSURANCE CENTER

Three liability insurance companies, out of scores having
branch offices in Wichita, give the following figures from their re­
cords, showing the growth and volume of liability insurance. These
figures are for these three companies only, and are submitted to
indicate fairly the growth in this line:
1916

1917

1918

No. 1 $________
$785^119.71
$856,167191
No. 2
49,268.52
153,677.74
268,495.43
No. 3
363,563.81
560,216.22
631,384.94
*Based on figures for six months.

1919*

$864,478.34
588,406.78
754,402.67

The above figures represent cash deposits in Wichita banks in
the period indicated, by Three companies only. What the total
volume of such deposits is, or the total clearings originating from
the City as a center of activity in this line, it is not possible to rea­
sonably estimate, but the above figures, in connection with other
facts stated in this brief, indicate why Wichita’s bank clearings
exceed those of any other City in Kansas or Oklahoma.
WICHITA’S AUTOMOBILE CLEARINGS.
Because of the numerous changes in agencies, it is not possible
to obtain reliable statistics as to the automobile industry. How­
ever, that Wichita is a great central market for automobiles for
Southern Kansas, Southwestern Kansas and a large part of Okla­
homa, is easily demonstrated.
Some Sixty odd dealers act as wholesale agents, or factory
representatives of automobiles and auto accessories. The total
volume of sales in 1918 was between Pour and Pive Million Dol­
lars.
Automobiles are shipped daily in large numbers from Wichita
to various points in her banking territory, and the credits and
balances thus created appreciably increase the volume of financial
transactions naturally centering in Wichita.
THE TRACTOR INDUSTRY
Wichita is today one of the greatest centers in the United
States for the rapidly developing farm tractor industry. During




WICHITA’S LEADING INDUSTRIES
From which the largest volume of bank clearings in Kansas
and Oklahoma is largely derived.

ANNUAL GRAIN AND GRAIN PRODUCTS, $95,000,000

ANNUAL SALES OF LIVE STOCK, $50,000,000

ANNUAL WHOLESALE AND JOBBING, $50,000,000

ANNUAL MANUFACTURED PRODUCTS, $35,000,000

AUTOMOBILES AND TRACTORS, $10,000,000

PRODUCE, $7,500,000

BROOM CORN, $5,000,000




the current month sales of tractors in Wichita have broken all
records in all American cities. These tractor sales have run over
$100,000.00 in a single day, and it is not possible to fairly estimate
the total volume which for the present month alone, July, 1919,
will easily run into millions.
All well posted men can foresee the future of the tractor in­
dustry in the United States and as Wichita has become established
as a center in the Southwest, the volume of business will undoubt­
edly continue to grow to very large proportions.
THE OIL INDUSTRY

The oil industry has grown to mammoth proportions in Wich­
ita ’s banking territory. The city is so located that it is easy of
access from all the leading oil producing fields, such as Peabody
and Elbing on the north, Butler County on the east, Bartlesville,
Tulsa and Cushing on the southeast, Newkirk, Ponca City and
Ardmore on the south, Enid, Garber, Walters, Wichita Falls, south
and southwest and the new fields opening in Western Oklahoma.
Because of this situation, Wichita is handling a large volume of
oil clearings which will doubtless continue to grow as the industry
develops. Banks in the oil centers carry accounts in Wichita to
clear these items and a Federal Reserve Branch Bank at Wichita
would be conveniently located for the clearing of the large volume
of items originating in the various oil centers of the Southwest.
This is a very important matter as anyone familiar with the great
extent of the industry would readily recognize.
BROOM CORN

Wichita is the largest broom corn market in the world. The
volume varies greatly from year to year, depending on the crop
and price, but the financial transactions in this line Jiandled each
year by Wichita banks runs into the millions.
WICHITA, A CONSERVATIVE ENVIRONMENT

The memorable boom days of the 80’s left their impression in­
delibly upon the people and the business transactions of Wichita.
There is probably no city in the Southwest that has a greater dread
of inflation in business and is less inclined to over-expansion.
While the city is growing by leaps and bounds today, its business
is conducted along ultra conservative lines. A Federal Reserve




Branch Bank located in snch an atmosphere will be free from any
danger of using its prerogatives and powers to grant unwarranted
credit.
AN ALL YEAR ROUND BANK

A branch of the Federal Reserve Bank located at Wichita
would be of service all the year round because of the varied nature
of the industries and products of its territory. It would reach into
the cotton country on the south, the cattle country on the south­
west, the oil sections of Kansas and Oklahoma, the great grain
belt of these two states, and the manufacturing and jobbing cen­
ters of both states. Serving these industries, it would be a wellbalanced bank serving special needs at each season of the year and
doing a good business all the year round.
WICHITA MAIL SCHEDULE

The following mail service schedule in actual operation to and
from Wichita and widely separated points in her banking terri­
tory, establishes that the most distant points can be reached with
one night service.
Clinton, Okla.—Lv. 4 :08 p. m.; arrive Wichita 12:45 a. m.
Returning—Lv. Wichita 6:30 p. m.; arrive Clinton 10:05 a. m.
Fairview, Okla.—Lv. 3:00 p. m.; arrive Wichita 12:45 a. m.
Returning—Lv. Wichita 6:30 p. m.; arrive Fairview 12:45 a, m.
Chickasha, Okla—Lv. 6:20 p. m.; arrive Wichita 12:45 a. m.
Returning—Lv. Wichita 6:30 p. m.; arrive Chickasha 1:45 a. m.
El Reno, Okla.—Lv. 4:20 p. m.; arrive Wichita at 10:15 p. m., or
Lv. 7:30 p. m.; arrive Wichita 12:45 a. m.

Returning—Lv Wichita 6:30 p. m.; arrive El Reno at 12:15 a. m„
or Lv. Wichita at 1:20 a. m. and arrive El Reno at 6:45 a. m.
Enid, Okla.—Lv. 6:30 p. m.; arrive Wichita 10:15 p. m.
Returning—Lv. Wichita 6,30 p. m.; arrive Enid at 10:40 p. m.
McAllister, Okla.—Lv. 8:05 p. m.; arrive Wichita 8:50 a. m.
Returning—Lv. Wichita 7:20 p. m.; arrive McAllister 9 :50 a. m.




Ardmore, Okla.—Lv. 12:23 a. m.; arrive Wichita 11:05 a. m.
Returning—Lv. Wichita 5:20 p. m.; arrive Ardmore at 3:58 a. m.
Ponca City, Okla.—Lv. 7:10 p. m.; arrive Wichita 10:30 p. m.
Returning—Lv. Wichita 5:20 p. m.; arrive Pbnca City 8:25 p. m.
Tulsa, Okla.—Lv. 10,15 p. m.; arrive Wichita 8:50 a. m.
Returning—Lv. Wichita 7:30 p. m.; arrive Tulsa at 8 :00 a. m.
Bartlesville, Okla.—Lv. 11:59 p. m.; arrive Wichita 8:50 a. m.
Returning—Lv. Wichita 7:30 p. m.; arrive Bartlesville at 5:42
a. m.
Muskogee, Okla.—Lv. 11:20 p. m.; arrive Wichita 8:50 a. m.
Returning—Lv. Wichita 7:30 p. m.; arrive Muskogee at 6:00
a. m.
Alva, Okla.—Lv. 7,55 p. m.; arrive Wichita 11:55 p. m.
Returning—Lv. Wichita 6:15 p. m.; arrive Alva at 11:07 p. m.
Woodward, Okla.—Lv. 4:25 p. m.; arrive Wichita 12:00 midnight;
or leave at 11:15 p. m.; arrive Wichita 6:55 a. m.
Returning—Lv. Wichita 6:15 p. m.; arrive Woodward 12:25 a. m.
Elk City, Okla.—Lv. 12:40 a. m.; arrive Wichita 1:45 p. m.
Returning—Lv. Wichita 6,30 p. m.; arrive Elk: City 11:26 a. m.




W IC H IT A ’S C O R R ESPO N D EN T T O W N S
*
All towns and cities shown on this map have bank connections in Wichita today. These towns have front one to five banks each carrying accounts in Wicl *Ǥ_




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Reproduced from the Unclassified I Declassified Holdings of the National Archives




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DATE
7089
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