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e

FORM 8

10-1-37
1.

2.

3.

AREA ,OESCRIPTION - SECURIITY MA,P OF

AREA CHARACTERISTICS:
a. Description of Terrain.

UTICA, N.Y.

High and rolling land.

b.

Favorable Influences.

All city facilities. Area is restricted to one-family
homes. Some pertions are also restricted as ta price
and design. Excellent transportation, schools, etc.

c.

Detrimental Influences.

None, except high tax bm-den.

d.

Percentage of land improved___§Q_ %;

INHABITANTS:
a. OccupationBusiness

&

e. Trend

professional;

01f

desira:li>Hilty: neoct

110-\15

b. Esti±mated an,wual! tfamill.y :lne@me $ 5,©00 - 20,00C>

c.

Foreign-born families_Q__ %; __________ pFed0mi,nartii:n,g; ell.

e.

Infiltration of - - - None
~---

g.

Population is increasing slowly

f.

BUILDINGS:

Negr0~; __Q__%

Relief famiil.ies _ __N!!:o~-n~e::....___ _ _ _ _ _ _ __

100 %

PREDOMINATING

yrs.Static to up

<DTH,ER T¥PE

a.

Type

One Family

b.

Construction

Frame, stone

c.

Average Age

12-15 Years

d.

Repair

Good

e.

Occupancy

99

%

%

_____ $

f.

Home ownership

80

$

%

_ _ __ _ %

g.

Constructed past yr.10@ $7,SM

b.

1929

i.

1955 Price range

$

6 - lOM

· 64 % $

_ _ % $ _ _ _ __

_ _ _ _%

j .

1958 Price range · $

6 - lOM

~% $

_ _ % $ _ _ _ __

____%

k.

Sales demand

6 - SM

1.

Activity

m.

1929 Rent range

$

50 -

100

_.100%

$

n . 1952/5 Rent range

$

57½- 75

_ 75
_ $·

$

% $

o.

1958 Rent range

$

40 -

80 $

$

% $

p.

Rental demand

$

50

$

$

q.

Activity

Price range

&

_ _ _ Wears

Years

$ 10 - 15M

$

brick veneer

100i

$

$_ _ _ __

100%

$ _ _-,--_ _

$

Fair to slow

80

$

J.©@%

)00$

%

%

GoQd

4.

AVAILABILITY OF MORTGAGE FUNDS:

a.

Home purchase Good

5.

CLARIFYING REMARKS:
.
Most of Utica's growth of good grade intermediate priced houses,
over the past 15 years, has occurred in thia section. There are not over half a dozen
two family houses on the edges of this area which are comparable to the better ones in
other sections of the city.
·

b•

Home builaing ~--Ge_·-.:o-:d:..__

NAME AND LOCATION PROCTOR BOULEVARD - BLAIKIE TERRACFfiECURITY GRADE

RIDGEWOOD - FAIRVIEW HEIGHTS
Sub-divisions

A

---

AREA NO.

A-1

•

•

FORM 8
10-1-37

AREA DESCRIPTION - SECURITY MAP OF
1.

UTICA, N. Y• .

AREA CHARACTERISTICS:
a.

Description of Terrain.

Terrain is high and rolling.

b.

Favorable Influences.

AU city £acilities, except sewers. Area ~estricted
to one family homes. Very low taxes and good trans-

portation, schools, etc.

2,

3.

c,

Detrimental Influences.

d.

Percentage of land improved...1Q._ %;

e.

Trend of desirabiiity next

INHABITANTS:
a. Occupation Business & profession~

b.

Estimated annual fami!ly income $5,000 - 20,000

None.

10-15

y,rs. Upward

c.

Foreign-born families_O_ %; __________ f)r:edom..i,nating; d,

e.

Infiltration of _ _ _~N~o=n•~--

f.

g.

Population is increasing _ _ __

~ - - - - - -~-------

Negro__MQ_ i Q..__$

Re]ief famHl.ies _ _ __;,N"on.,,e,__ _ _ _ _ _ __

BUILDINGS:
PREDOMINATING ,....lQQ. % ,

OTHER TYPE

a.

Type

One f - l y

b.

Construction

Frame, stone, & brick veneer

C,

Average Age

6

d,

Repair

Good

e.

Occupancy

l©O

%,

f.

Home ownership

100

%

g.

Constructed past yr. 5@$lOM,

h.

1929 Price range

$

i.

Price range

$

j.

1958 Price range

$

k.

Sales demand

$

1.

Activity

m,

1929 Rent range

n.

o.

Rent range
Rent range

p.

Rental deman.d

q.

Activity

Years

OTHER TiBE

Y.ea.i·s

'

'
\ --1QQ%

7 - 16M

Years

%

%

%

%

;io0%

$

$

100$

% $

__% $

%

_ _% $

% $

%

$

$

9M

Fair to slow
$

-----1ll!l%

$

mo% $

$

__$

$

% $

$

_ _$

$

$

--%

$

100%

%

$

%

$

Ito Rentals
Good

4.

AVAILABILITY OF MORTGAGE FUNDS:

5.

CLARIFYING REMARKS:
This is a new development jUBt over the city line having the
advantages of easy accessibility and very low taxes.

6.

NAME AND LOCATION BENTON HILLS - TOWN OF NEW HARTFO~ECUR!TY GRADE _ _A_ AREA NO. A-2

a.

Home purchase

b. Home buHding

Good

---

•

•

FORM 8
l0-1-37

AREA DESCRIPTION - SECURITY MAP OF
l.

2 •

3.

UTICA, N.Y • .

AREA CHARACTERISTICS:
a.

Description of Terrain.

High ground.

b•

Fa.vorable Influences.

All city facilities.

c.

Detrimental Influences.

High taxes and no convenient neighborhood shopping center.
Multiple low cost housing project 'threatend.ng :future of
this area.

d.

Percentage of land improved~$;

Area restricted td one family homes.
Schools, churches, etc.

e.

Trend of desirabUity next 110-15 'Yrs.Uncertain -

b.

Estimated annuai family i,ncome $ 7,500 - 25,000 -

INHABITANTS :
a•

OccupationBusiness & professional;

c.

Foreign-born families___2._ $; - - - - - - ~ ~ - · pred0minat i,ng; d.

e.

Infiltration or

g.

Population is g; H H&lttg

BUILDINGS:

None

None

Relief families

f.

static

ctu:uui:Jtg

PREDOMINATING

100 %

Negro_k; ~ $

Q:l'HER 1YBE

©THER T[PE

Y.ears

Years

a.

Type

one famiJ,y

b.

Construction

Stone, brick & frame

c.

Average Age

10-15 Years

d.

Repaior

Good

e.

Occupancy

100

%

%

%

f.

Home ownership

85

%

%

%

g.

Constructed past yr.5@ iOM

h.

1929 Price range

$ 20 - 40!1

i.

1955 Price range

$ 10 - 20M

j.

1958 Price range

$10-20M

k.

Sales demand

$ 10 - 121!

L

Activity

m.

1929 Rent range

$

_.1!!0%

n.

Rent range

$

__% $

% $

o.

1959' Rent range

$ 75 - 100

% $

% $

p.

Rental demand

$

$

$

q.

Activity

___!QQ$

$

50 % $

~%

$

100$:

_ % $

$

100%

_

$

% $

$

$

%

Very little

75

$

100$

$

10.0.$
%

$

Fair

AVAILABILITY OF MORTGAGE FUNDS: a. Home purchase Good

b.

Home bu ~lding _ _:,:Gn,eo<,d~-

CLARIFYING REMARKS:
Regarded as the choicest residential area within tile city limits
Sooe of the houses cost far more than the top figure of $40,000. given above.
The •
housing project mentioned is not near enough to affect the present development of this
section but may limit, to some degree, its future expansion.

6. NAME AND LOCATION _ ___cE=A=Sc=.T_,P_,,ARK=We,AYc.___ _ _ _ _ _ SECURlTY GRADE A -

AREA NO.

A-3
.___,,___

•

FORM 8
10-1-3?

•

AREA DESCRIPTION - SECURITY MAP OF
1•

2,

AREA CHARACTERISTICS:
a. Description of Terrain,

Ground is high and rolling.

Favorable Influences.

All city facilities, low taxes and very attractive
topography. Schools, churches, etc. are reasonably
accessibie. Area is highly restricted to one family.

c.

Detrimental Influences.

Distance from neighb<:rhood stores.

d,

Percentage o.f land improved____!Q_ $;

e.

Trend of des.i.rabd.litf next 10-15 yrs. Upward

INHABITANTS:
Occupation8usiness & professional;

b.

Estimated annual fam.i. iy inc0me

c.

Foreign-born families_O_ %; - - - - - ~ - - - - pr.edooiinating; d.

e.

Infiltration of _ _ _~N~o-n-e_ __

f.

g.

Popu-lation is increasing slowly

oi&Oki->li.

S,OOO - 20,000

Negr,-o_l!Q_ i _Q_$

Relief famiJ..ies _ _ _ __!!N,,one,ee..__ _ _ _ _ __

0THER ]YBE

100 %

0THER T~PE

a.

Ty11e

One family

b.

Construction

Frame, brick, stone & veneer

c.

Average Age

d.

Repair

e.

Occupancy

f.

Home ownership

g.

Constructed past yr.4@ lOM

h.

1929 Price range

$

-~'0-0%

$,_ _ _ __

--10~0%

$ _ _ _ __

i.

Price range

$

__ $

$ _ _ __

__$

$,~- --

j.

1958 Price range

$

_ _$

$, _ _ __

_ _ % $ _ _ _ __

k.

Sales demand

$

$, _ _ __

$ _ _ __

1.

Activity

m.

1929

_ 1_0__ ¥ears

10 - 60M

_ _ __ _ %

____ $

-100
- - - ••
90
•
-----•

_ _ __ %

____ $

10 - 15M

100$

____ %
_ ___ %

P.imi ted

Rent range

$

___ioo%

$

__$

$

% $

$

% $

$

$

n.

Rent range

$

o.

1958 Rent range

$

75 - 100

p.

Rental demand

$

75

q.

Activity

--%

100$

$

100%

%

%

Licrl.ted - very few 11..,n,,,Jt..,,se.__ __

AVAILABILITY OF MORTGAGE FUNDS:
large p-lota.

___ Years

Good

S, CLARIFYING REMARKS:

6.

f

$

BUILDINGS:
PREDOMINATING

•·

Hillside.

b,

a.

3.

UTICA, N.Y.

This

a.

Home purchase

Good

b. Herne buiiding

Good

ia a very desirable section for larger scale homes with

Original cost of houses runs as high aa $150,000.

NAME AND LOCATION SHERMAN HILLS - TOWN OF NEW IIARTFOI!ll;ECURITY GRADE __A·_

AREA NO.

A-4

•

FORM 8
10-1-37

UTICA, N, Y,

AREA DESCRIPTION - SECURITY MAP OF
l.

2 •

3.

AREA CHARACTERISTICS:
a.

Description of Terrain.

High and rolling terrain.

b•

Favorable Influences.

All city facilities, good transpor'ta,tion, schools, etc.
Zone A ( one and two family homes) •

c.

Detrimental Influences.

None.

d.

Percentage of land improved~$;

INHABITANTS:
a. Occupation Wh.ite collar (medium)

e.

Trend of des::irabiliJty next 110-15 yrs. Sta.tic

b.

Estima:ted annua!l fam,i ly ineome $ 5,000 -

c•

Foreign-born families_Q__ %; _ _ _ _ _ _ _ _ _ _ predominatd.ng; d.

e.

Infiltration of _ _~N~o~ne,e___ __

g.

Popuiation is i11cen,i-3

f.

a,ooo

Negro~;~$

Relief fam!i.Ues _ ___,N~o~n~•c.·_ _ __ __ _ _ __
stat ie _ _ _ _ _ _ __

BUILDINGS:
PREDOMINATING

15

%

25 %

OTHER ~YBE

a.

Type

One Family

Two Family

b.

Construction

Frame & bribk veneer

~rame & brick veneer._ _ _ __

c.

Average Age

d.

Repair

Gciod

e.

Oceupancy

99

%

99

%

%

f.

Home owne,rsh ip

70

%

60

%

%

g.

Constructed past yr.2@ '7M

h.

1929 Price range

$ 6 - 141.1

----.!QQ%

$

8 - 141.1

i.

1955 Price range

$ 4 -

9M

65 $

$

4 -

j .

1958 Price range

$ 4 -

91l

k.

Sales demand

$ 5 5ll

L

Activity

m.

1929 Rent range

$ 45 - 75

---1ll!l%

n .1952/5 Rent range

$ 52 - 55

~% $

1958 Rent range

$ 35 - 60

79 % $

p.

Rental demand

$ 40

q.

Activity

o.

_,20"'-_y ears

Eair:

20

lf ears

~ --Y.ea-1,s

Fa!r to poor

None
$

10.0$

6M

45 % $

$

6M
- 65
-% $ 4-

- 45
- % $

$

tg

lOO!;lj

None

%

$

None

PQQr

$

$

40 - 75

per flat
lfl0%

27½-- 45"
50-50

11

II

100.%

65 % $

$

" 70 % $

" "

50

$

$

$

Good

Good

~-

AVAILABILITY OF MORTGAGE 11JNDS:

S.

CLARIFYING REMARKS:
This is a convenient area of good medium type located in the
most desirable end of town. It will be noted that two family dwellings are very
unpopular. Houses are built only on the :}.ower side of the Parkway (Pleasant Street)
and have unobstructed outlook over large park area.

6.

NAME AND LOCATION PARKWAY - PARKSIDE COURT

a.

Home purchase Good

b. Home building

Good

-

SECURITY GRADE _B_ _ AREA NO. B-l

•

FORM e
10-1-37

AREA DESCRIPTION • SECURITY MAP OF
1.

2.

3.

AREA CHARACTERISTICS:
a~

Description of Terrain.

Fairly high end level terrain.

b,

Favorable Influences.

All city facilities and acceseibild.ty to schools, etc. )
Trans;por'tation is good. Zone A ( one & two family homes •

c.

Detrimental Influences.

Sooewhat limited to persons of Italian descent. These
are of good class, but races are not inclined to mix in
this city.

d,

Percentage of land improved...§Q_ $;

INHABITANTS: Moderate White collar
a. Occupation& skilled labor
c.

Foreign-born families_O_%;

e.

Infiltration of _ _ _N~o~n~•~--

g.

Popuiation is ~ ' - - -

Trend of desirabiiity ne~t

b.

Estd.mated annual family inc0me $2,000 - S,OOO .

i;.

10-15

p11ed0m i-nating; d.

Negr0 ~

i ~$

Relief ;famO. lies ______N~o~ne~------st atic _ _ _ _ _ _ __

BUILDINGS:
OrHER Tt PE

__!lQ_%

One Family

20

0THER Ti BE

$

Two family

a.

Type

b.

Construction

Frame

Frame

c.

Average Age

20 Years

20

d,

Repair

Fair

Fair to poor

••

Occupancy

99

%

~-'99:..__ %

f.

Home ownership

75

%

g.

Constructed past yr .

None

- ~~ -%
ijone

h.

1929

Yea-rs

_ _ _ Y. ea•r s

- - - --%

60

_ _ __

$

1955 Price rangle

$

5,5 - 6,5M _ _s,_67,_%

$

4 •

6M

__§Q_$

j. 1958 Price range

$

51 5 - 61 5M __§1_J;

$

4 -

6M

__§Q_% $ _ _ _ __

k,

Sales demand

$

1.

Activity

m.

1929

Rent range

n. 1952/5 Rent range

o. 1958 Rent range

p.

Rental demand

q.

Activity

.100%

$, _ __
Nominal

$
$

%

6. 9M

Price range

i.

q.

Statd.c
y~s.~::c.::==----

e.

Italian descent

PREDOMINAT[NG

•

UT[CA, N. Y.

40 • 60

27½- 40

$

50 • 45

$

50

Fair

_

$ _ _ __

$ _ _ _ __

Nominal

---lll0%

$ 40 - 60 per

nat, 0%

____£i $50 • 40

n

$50 • 40

n

$50-35

" "

~%

$

lQQ%

• 70 % $
II

70 $

%

$

i·

$

Fair

AVAILABILITY OF MORTGAGE FUNDS: a. Home purchase Fair

b. Home bu i lding _ _:_~=ai=r_ _

5. CLARIFYING REMARKS:

6.

NAME AND LOCATION--=BRO=OK=-S=I=D=-E-'P-"AllK=-------- SECURITY GAADE __B_·_ AREk NO

·-B-2

FORM 8
10-1-37

•

•

AREA DESCRIPTION - SECURITY MAP OF
1•

2.

3.

AREA CHARACTERISTICS:

UTICA, N,Y,

a.

Description of Terrain.

This section ts comparatively low-lying; being
situated in a valley.

b.

Favorable Influences.

All city facill ties and restricted to one family homes.

c.

Detrimental Influences.

High truces. Higher ground surrounding this area. is
considered as more desirable.

d,

Percentage of land improved ___9Q_ $;

Static
yrs.~==--

e.

Trend of desirability next

b.

Estimated annual fam,i ly i,nc;0me $ 2,000 - lO,OOO

~0-15

INHABITANTS:
a.

OccupationModera.te White Collar

c.

.Foreign-born families_Q__ $; ----~-----predominating; d.

e.

Infiltration

g.

Population is i:wnoa,XJ(f,.,_ _ __

of ___----"No~n~•'---

BUILDINGS:

PREDOMINATING

f.

Negro~; _£_';ti

Relief fami1ies _ __,,N, o,.nee:..___________

~~---100 $

s t atic _ _ _ _ _ _ __

ornER T~PE

a.

Type

One FHmily

b.

Construction

Frame, brick, stone & Veneer

c.

Av:erage

d.

Repair

e.

Occupancy

____,9,c9_ _ _ $

____ $

____ $

f.

Home ownership

75
•
~~---•

_ _ __

-----%

g.

Constructed past yr.2@ $5 - 6M

h.

1929 Price range

$ 6 - 20M

1.

1955 Price range

$ 4 - 12.M

-~61~%

j .

1938 Price range

$ 4 - la!

61$

Age

_ _ _ Yea-rs

~1~5__ Years
Good

$ 4 -

611

$

100%

$,_ _ _ __

100%

$ _ _ __

_ _$

$ _ _ _ __

____$

$, _ _ __

_ _ % $·_- - - -

$ _ _ __

____$

$ _ _ _ __

k,

Sales demand

1.

Activity

m.

1929 Rent range

$ 45 - 85

-1Jl!)$

$

100%

$

D•

193 '6 Rent range

$ 32 - 60

~$

$

$

$

o. 1938 Rent range

$ 35 - 65

____JJ_%

$

$

$

p.

Rental demand

$ 40

q.

Activity

Slow

$

100.'.li

$

%

$

Good

•·

AVAILABILITY OF MORTGAGE FUNDS: a. Home purchase Fair

S.

CLARIFYING REMARKS:
The 8Jll8lll area west of Genesee Street is somewhat higher grade
and might deserve and "A" rating.

b. Home building___;Fcsai"""r_ __

•
6. NAME AND LOCATION OSBORN - HARTFORD PL - FRENCH RD

SECURITY GRADE --~-'- AREA NO

·B-3

•

•

FORM B
10-1-37

AREA DESCRIPTION 1 •

AREA CHARACTERISTICS:
a.

Descripti on of Terrain.

Ground is high and rolling.

b.

Favorable Influence s.

All city facilitie s as well as low taxes.
zoning restrictio ns a.re very rigid.

c•

Detrimen tal Influence s.

Transpor tation is not good in outlyit)g sections.

d.

Percentag e of land improved.. .N._ $;

INHABITANTS:
a. Occupatio n

3.

SECURITY MAP OF UTICA, N. Y. ·

e.

Professio nal. & business,
Tradesmen , etc.
b.

c.

Foreign-b orn tamilies__ Q__ %;

e.

Infiltrat ion of

g.

Populatio n is increasin g slowly

Trend of des:i:rabi lity next 10-15 yrs.Stati c to 'LP
Estimated annual family inGome $2,000 - 20,000
predomin ating; d .

None

f.

Relief families

90 $

OTHER TYPE

BUILDINGS:
PREDOMINATING

a.

Vill@.ge

10 $

-

Neg-ro ~;_O_$
None

OtHER IYPE

Type

Qne Esm:ilJ

T:w:o FamiJ.y

b.

Construc tion

Frame, brick,
stone & veneer

Frame

c.

Average Age

50

25 Years

d.

Repair

Good

e.

Occupancy

99

$

99

$

$

f.

Home ownership

85

i

85

$

i

g.

Construct ed past yr. 6@ 6 - UM

h.

1929 Price range

$ 7 - 50M

100%

$ 8,5 - 14M

i.

1955 Price range

$ 4 - 20M

65 i

$

j.

1958 Price range

$ 4 - 20M

__§§_i

$

k.

Sales demand

$ 6M

1.

Activity

m.

1929 Rent range

n. 1952/BRe nt range

Years

·None

P·

Rental demand

$ 40

q.

Activity

100$

4 - 111

~$

$

$

4 - 711

~$

$

%

$

-1Jlll% $ 40 - Jlq_- _per ~'lo~\ $
25 - 40

n "

60-,;

$ 25 - _40

n n

60

--1Q...i $
75 $

$

Good

AVAILABILITY OF MORTGAGE FUNDS:

$

None

28 - 70

$ 50 - 75

100%

$

$ 40 - 100

1958 Rent range

o.

Fair

Fair

$

Years

BO

""

%

]OQ$

$
$

$
$

$

Good
a.

Home purchase Good

b. Home building _ _G_o_odc....__

5.

CLARIFYING REMARKS:
This is a very old village which is very highly regarded becauee
of its attractiv e topograpb y, low taxes and adjacence to the southern boundary of Utica.
Oxford Road consists a.lm.ost entirely of very old houses in large grounds, ma.ey of which
are used to accomClodate tourists. Piffin Hill has modern homes in large grounds.
Oxford Heights is likewise a modern developme nt of good calibre.

6.

NAME AND LOCATION_~V:,=Ic=LLA=G=E-'O=F='N"'EWcc..cHAR==TFO=RD=-_ _ _ SECURJTY GRADE _B_ _ AREA NO. B-4
PIFFING HILL - OXFORD HGTS.
---

•

•

FORM 8
10-1-37

AREA DESCRIPTION - SECURITY MAP OF
1

•

UTICA, N. Y.

AREA CHARACTERISTICS:
a.

Description of Terrain,

Land is low, rising slightly to south.

b,

Favorable Influences.

All city facilities and adjacent to center of city.

c.

Detrimental Influences.

Age and obsolescence of dwellings, infiitration of
business and less desirable inhabitant.a.

d.
2,

3.

Percentage of land improved 100 %;

e.

Trend of desirability neoct

b.

Estimated annual family in~ome $1,000 - 5,000

ll0-15

yrs.Downward

INHABITANTS:
a.

Mixed White collar,
Occupation skilled labor, etc.

c.

Foreign-born families_O_%; - - - - - ~ - - - - pred0minatimg; d .

e.

Infiltration o! Polish descent

g.

Popuiation is ~

BUILDINGS:

f.

Neg,r,oJ'J.Q_;~$

Reiie:tl f amil!-ies _ _ ___,A"----'fee•ccw_ _ _ __ _ __
stia-tfo _ _ _ _ _ _ __

PREDOMINATING

~THER TYPE

60 $

25

15

©THER TYPE

%

a.

Type

One FamilY

'Fwo Family

Apartments of

b.

Construction

Frame, few brick

Frame

ova~ Four IF'amily

€.

Average Age

~3~5~_Years

5©

d.

Repair

Fair to poor

Fai!I' to poor

e.

Occupancy

96

%

9.6

%

%

f.

Home ownership

40

%

40

%

%

g.

Constructed past yr. None

h.

1929 Price range

None

$ 5 - lOII

Price range

$ 2 -

j . 1938

Price range

$ 2 - 6M

4 - 10M

100%

$

100$

53 % $ 2,5 - 6M

__oQ_$

$

$

$ 2,5" - 6M

__§Q_%

$

%

100%

6M

i. i935

~%

$

$

Sales demand

1.

Activity

m.

1929 Rent range

$30 - 60

-1Jll)$

n. 1911?/5 Rent range

$18 - 38

_g_$ $15 - 25 "

i938 Rent range

$20 - 40

P·

Rental demand

q.

Activity

$

$

k,

0,

_ _ _ iY'ear,s

Y.ear:s

'!very poor

None

67 $

$25

F:rlr to ~od

AVAILABILITY OF MORTGAGE FUNDS:

a.

$iB

per flat
- 55
~00%

"

$15 - 28

"

$18 - 20

" "

$

'IOQ'.l,

75 % ·$

----%

n ~%

$

----$

$

Fair
Home purchase~N=o~ne=--

b. Home building

Nominal

5.

CLARIFYING REMARKS:
This is a very old residential area with some modern apartments.
There are also soce very old and very large private residences with present purely
nominal. values for conversion purposes.

6.

NAME AND LOCAT!ON ___::l:::=E=:NTRAL==--------- SECURITY GRADE C -

---

AREA NO. C-l

FORM 8

10-1-37

AREA DESCRIPTION - SECURITY MAP OF
1.

2.

3.

AREA

UTICA, N.Y • .

a.

CHARACTERISTICS:
Description of Terrain.

Land is low, rising to so~th.

b.

Favorable Influences.

All city facilities and adjacence to center of city.

c•

Detrimen,tal Influences.

Age and obsolescen.ce of st~ctures, encroachment of
business and infiltration of l.ess desirable !nhaibiitants.

d.

Percentage of land improved 100 %;

INHABITANTS: Mixed White collar,
a. Occupation skilled labor, etc.

e.

Trend of desii..:rabil'.ity next

b.

Estimated ain,nual family d.nc0me $1,500 - ll0,000

il©-15

c.

Foreign-born families_O_%; _. _ _ _ _ _ _ _ _ _ p:red0minatii..mg; d.

e.

Infiltration of Italian descent

f.

g.

Popuiation is ~ ~ - - -

dee,reasiug_s_l@...,•w=l~y,___ __

yrs.Downward

Negr0 No

ReU.ef families _ _ _
So_m_e_ _ _ _ _ _ _ _ __

~ ----=--- -----=-- -

BUILDINGS:
PREDOMINATING __§Q_%

OTHER TYP.E

50

Two Family

Apartments of

Frame & Brick

ovel' Four Family

a.

Type

One Famil;r

b.

Construction

Frame

c.

Average Age

40 /.

d.

Repair

Fair

e.

Occ:'Upancy

96

%

96

$

%

f.

Home ownership

50

%

40

$

~

g.

Constructed past yr.None

h.

1929 Price range

$

5 -

I

-

Brick

30

Years

¥eaFs

Y'ears

Fair to poer

None

14M

100%

$

ai

1'00.% $

8 1,5M

i. 1955 Price range

$1,S-6,SM

59 %

$

2 - 5M

61 %

1938 Price range

$1,5 - 8,5M

59 % $

2 - 5M

EH. % $

j.

Sales demaind

1.

Activity

m.

1929 Rent range

$ 25 - SO

_1,00%

$ 18 - 50

n. l952/3{ent range

$ 18 - 57

-1L%

$15 - 22

p.

Rental demand

q.

Activity

$

$

k.

o. 1958 Rent range

]O

@IDH,ER T¥BE

$

$
Nominal

____,

_ _ _ _$

$

Nominal
per flat
1001

$

"

n

77 % $

----%

$ 20 - 40

80 % $15 - 25 "

II

85 % $

,-----%

$ 25 - 50

II

II

$

$20 - 22

Good

Good

4•

AVAILABILITY OF MORTGAGE FUNDS:

a.

Home purchase

None

5•

CLARIFYING REMARKS:
A number of singles have been converted into two family houses.
This area was originally built up as one of the city's desirable neighborhoods but has
been declining for many yeara. Conversion to multiples, rooming houses and business
is in process. Likewise, the Italian district in area "D-2 11 is steadily expanding
to this s•ction.

6.

NAME AND LOCATION _ _EA_S_T_C_EN_TRAL
_ _ _ _ _ _ _ _ SECUR'ITY GRADE

b. Home ll>uiil.dinig

C-

None

AREA NO.

C-2

I

•

•

FORM 8
10-1-37

AREA DESCRIPTION• SECURITY MAP OF UTICA, N,Y,
1.

AREA CHARACTERISTICS:

a.

Description of Terrain.

Land rises from low in the north.

b.

Fa,,orable Influences.

All city facilities and convenience to center of city.

c.

Detrimental Influences.

Age end obsolescence of structures.

d.
2,

3,

Percentage of land improved~%;

INHABITANTS:

e.

Static 'to
Trend of: desir,abil:iity next: 10-J.5 yr,s._Downwa-rd

b.

Estimated annual family inGome $1,000 - B,000

Mixed whJ. te collar,

a.

Occupation ~L=a=b~•~r~•-•=t~c~·~---

c.

Foreign-born families_O_ %; Ma.ey of Polish descent pred0minating; d.

e.

Infiltration of _ _N_o_no
_ _ _ __

g.

Popuiation is ~ - - - -

Negr,-0~; ~ $
•

f.

ReHef :fiamd.llies ____S=.o::me=-----------

~'--------=

snatie _ _ _ _ _~ - -

BUILDINGS:
PREDOMINATING

70

%

50

OTHER TYPE

0T.HER ]\\RE

%

a.

Type

One Family

~WO

b.

Construction

Frmne

Frame

c.

Average Age

25

d.

Repair

Fair

••

Occupancy

98

%

98

%

%

f.

Home ownership

70

%

70

%

%

g.

Constructed past yr. None

h.

1929

$ 4 - 1211

i. 1955 Price range

$2,5 - 811

j . 1958 Price range

$2,5 - BM

k.

Sales demand

1.

Activity

m.

1929 Rent range

$

$ 25 • 50

q.

Activity

lOQ$

$8,5 - i2M

100%

$

6M

____§!!,_$

$

%

$415 -

6M

~%

$

%

$ _ _ __

$ _ _ __

Nominal
-----1ll!l%

55 _ 60 per fiat
$_____
'1•00$
II

$ _28
_ __ n

$ 52½

65

$_ _ _ __

II
__$

$ _ _ _ __

II

$ _ _ __

ma%

Good

Good
a.

Home purchase Nono

b. Home buildingVery Poor

q.

AVAILABILITY OF MORTGAGE FUNDS:

5.

CLARIFYING REMARKS:
York Heights section is somewhat better than the rest of the
area. It is a fairly good district for modest quarters and largely limited to those
of Polish descent.

6.

NAME AND LOCATION YORK

PLEASAN'r

\I.CO$

66 % $ 4,5 _§_$

$ 55 - 65

o. 1958 Rent range
Rental demand

Nono

Poor

$ 22 - 45

_ _ _ Years

Fa;r

5M

n. 1952/5 Rent range

p.

15 Years

Years

Price range

Famii!j:

HEIGHTS,

etc,

C-/,
C-5
SECURITY GRADE _ _ _ AREA NO. _ __

•

•

FORM 8

10-1-37

AREA DESCRIPTION - SECURITY MAP OF UTICA, N.Y.
l,

2.

3.

AREA CHARACTERISTICS:
a. Description of Terrain.

Fairly high ground, rising from the nor'th.

b.

Favorable Influences.

All city facilities, schools, churches and good
tran:aportation.

c.

Detrimental Influences.

None.

d.

Percentage of land improved~$;

INHABITANTS:
a. Occupation

Mixed white collar
and Skilled labor

e.

Trend of desirability nexlt 10-15 yFs, S'ta.t ic

b.

Estimated annual famiEr income $1,500 - 8 ,000

c.

Foreign-born families_O_ $; _ _ _ _ _ _ _ _ _ _ predomi:nat~ng;

e.

Infiltration of

g.

Population is

None

i:w;n,ea:1 iaxg

Negr,-o~;

_o_%

Some

Re1ief famQl!ies

f.

a.

s1ia•t ic

; JOD!!IW>e,as:~

BUILDINGS:
PRED0MINATING

OTHER 1YBE

~$

a.

Type

Two Fami!l.y:

One Fami.J.,y

b.

Construction

Frame

FFame

C,

Average Age

15

d.

Repair

Fair

©~HER TYBE

$

20-2,5 '/f ea-rs

Years

e. Occupancy

40

y;ears

Fair to good
98

%

98

$

%

$

75

$

%

f.

Home ownership

70

g.

Constructed past yr.

None

h,

1929 Price range

None

mo%

$ 8 - !14M

$

6 - 20M

'100$

$

100%

i. 1955

Price range

$ 4 -

611

45 % $

5 - J :?JL..__

___§§_$

$

%

j . 1958

Price range

$ 4 -

6M

45

5 - 12M

~%

$

%

k,

Sales demand

1.

Activity

m.

1929

Rent range

$

$
$

$

Nominal

Nomina!l.

$ 50 - 60 per f ~ $

n -1952/5 Rent range

$

o.

1958 Rent range

$ 20 - 55

p.

Rental demand

g.

Activity

$

18 - 52

28

$

" 11-----5.L $
" " 61 %
" "

Good

$50 - 75 ~-- _....J..00%

$

100%

$25 - 50

71 $

$

$

" 81
--%

.$

$

$25 - 60
$

,,

" "

40

$

Good

4.

AVAILABILITY OF MORTGAGE FUNDS: a. Home pu~chase Roor

5.

CLARIFYING REMARKS:
Thia area is predominantly two family (six room flats~ which
have practically no market at present. Abo~t twenty years ago, some ten or fifteen
houses coating around $55,000. a piece were built - entire+y out of keeping with
the neighborhood•

6.

NAME AND LOCATION

PART OF CORNHILL

b. Home building_P~o~a:~---

SECURITY GRADE

Cf

AREA NO. C-4

•

•

FORM B
10-1-3?

AREA DESCRIPTION - SECURITY MAP OF UTICA, N.Y. .
1.

AREA CHARACTERISTICS:
a~

Description of Terrain.

Slightly elevated terriin.

b.

Favorable· Influences.

All city facilities, fair transportation, good schools
and churches.

2.

c.

Detrimental Influences.

d·

Percentage of land improved ...1Q_ $;

Type of structures and inhabitants.

INHABITANTS:
Occupation Skilled labor, etc.

a.

3.

e.

Trend of desirabiii ty next

b.

Estimated annual family inc0me $ 1,,00G - 4,000

10-15

..

c.

Foreign-born families_fil_%; _ _I=t•~l~i~an~---- predomina-ting; d.

e.

Infiltration of

g.

Population is ~ ;

Italian

f.

~

Relief families

~

yrs. Static

Neg:r.0~;0_ _ %

static

BUILDINGS:
PREDOMINATING ~ %

OTHER TYPE

50 %

OIDHER TYFE

a,

Type

One Family

Two Jlamiily

b.

Construction

Frame

Frame

c.

Average Age

20

d.

Repair

Fair to poor

e.

Occupancy

96

%

96

%

%

f.

Home ownership

60

%

50

%

%

g.

Constructed past yr.

None

h,

1929 Price range

$5,5 - 7,5M

i.

1955 Price range

$1,B· - 5 1 5M

j.

1958 Price range

$1 1 8 - 5 1 5M

20

Years

Year:-s

Fair to poor

None
$

5 - ]il.M

100%

$

66 % $ 2,2 - 5,5M

48%

$

%

$ 2,2 - 5,5M

~%

$

%

____!QQ'.fj

~%

k,

Sales demand

L

Activity

m.

1929 Rent range

$22-45

--100%

n. 1952/5 Rent range

$15 - 55

___1!_i $15 - 28

o. 1958 Rent range

$15 - 58

79 % $15 - 50

$25-&l

$

p.

Rental demand

q.

Activity

Years

$

$

$
None

Nominal

Fair

AVAILABILITY OF MORTGAGE FUNDS:

100$

$ 20

_ 45 per flat
100%

22

" " 66 %
" ~%
" "

$

J00%

$

%

$

%

$

Fair
a.

Home purchase None

b. Home building_N_o_ne
_ _ __

5.

CLARIFYING REMARKS:
This is a modest area including c.aey two fam!ly (six room flats)J
a large portion of which are in very poor repair. It has been an overflow district
froc. no-2n.

6.

NAME AND LOCATION_EA_ST_UT_I_C:-A_ _ _ _ _ _ _ _ _ SECURITY GRADE

C-

AREA NO._C~-__,,s_ _

•

FORM 8
10-1-3?

AREA DESCRIPTION •
1•

2.

3.

•

SECURITY MAP OF UTICA, N. 'l,

AREA CHARACTERISTICS:
a.

Description of Terrain,

Level and fairly high land.

b,

Favorable Influences.

All city facilities, fair transportation and sufficiency of schools and churches.

c.

Detrimental Influences.

Largely cheap construction.

d.

Percentage of land improved~$;

INHABITANTS: Mixed; mostly
a. Occupationwhite collar

e.

Trend of desirability next 10-15 yFs, Sta'tic

b.

Estimated annual family inc0I11e $

c.

Foreign-born families_O_%; _ _ _ __,;::.__ _ _ _ pred0minating; d,

e,

Infiltration of

g.

Population i

None

f.

Negro__l!Q__; _0_%

sta..tk

~~

Q:l'HER T[PE

PREDOMINATING _filL %

2Q

OtHER IB¥PE

%

Two Family

Ona Fami 1Y

a.

Type

b.

Construction

Frame

c.

Average Age

12-15 Years

il.2-15 Years

d.

Repair

Fair

Fair' to poor

e.

0.c cupancy

99

%

99

%

%

f.

Home ownership

75

%

65

%

%

g.

Constructed past yr. None

h.

1929 Price range

i. 1955 .Price range
j.

1958 Price range

$

Frame
:Y:ears

None

5 - UM

$ 5,5 -

$ 9 - 14M

100%

$

70 % $ 4 -

7M

~%

$

%

$ 4 -

7M

~% $

%

___!QQ$

8,511

$B,5 - 8,5M

--5!!_%

Sales demand

1.

Activity

m.

1929 Rent range

$ 55 - 65

___ioo%

$ 35 - 75 per flaiaa%

n. 1932/5 Rent range

$ 25 - 45

__JQ_i

$22 - 55

o. 1958 Rent range

$ 28 - 50

78 % $25 - 58

$ 50 - 55

$

Rental demand

g.

Activity

$

100$

$

$

k.

p.

5,000

None

Reliet families

BUILDINGS:

1,soo -

Nominal

Nominal

" "

50

"

JOO%

52 % $

·~$

" "

$

%

$

%

$

Good

Good

a.

Home purchase Poor

b. Home building

Poor

4·

AVAILABILITY OF MORTGAGE FUNDS:

5.

CLARIFYING REMARKS:
Many of the houses on the streets between Roosevelt Drive and
Sunset can be classed as "Jerry" built and are in poor condition although of fairly
recent construction.

6.

NAME AND LOCAT!ON_~:::SO:;U.:,TH::,,..:UT.:,I=,:C.:,A~---=~-SECURITY GRADE C
RDOSEVELT DRIVE - FRENCH RDAD

~

·--

AREA NO C-6

•

FORM 8
10-1-37

AREA DESCRIPTION - SECURITY MAP OF UXIC4, N,Y
1•

2.

3.

a.

Description of Terrain.

~
Land rises slightly from low ground in the north.

b•

Favorable Influences.

All city facilities, good transportation, schools, etc.

c.

Detrimental Influences.

Adjacence of paorer and industrial districts.

d.

Percentage of land improved_§Q__ %;

AREA CHARACTERISTICS:

INHABITANTS:
a. Occu]>at ion ___;;L=a::.:b;..;:o=r=e::;.rs~-----

e.

Trend o:tl desil"abHity next

b.

Estimate<!l annual famiil.y in1e,0me $1,000 - 2,500

!1.0-1'$

1

c.

Foreign-born families_O_ $; _ _ _ _ _ _ _ _ _ _ p.re<!leminati,n g; red.

e.

Infiltration of _ _ _ _
No_n~e'----

g.

Population i s ~ ;

BUILDINGS:
PREDOMINATING

yrs. Static

f.

Negr0 Na

Q _ (6
,• _
-,o

Relief families _ _ _ _ _S=am::.:e~----=-----=stat] c _ _ _ _ _ _ __

50

50

(l)':DH:ER T¥'PE

%

%

a.

Type

One Family

b.

Construction

Frame

c.

Average Age

15

d.

Repair

Fair to poor

Fair to pear

e.

Occupancy

99

%

S9

%

_ _ _ _ _ ,%

f.

Home ownership

80

%

75

%

_____ %

g.

Constructed past yr.

h.

1929 Price range

$

4 - 8M

i. ·1955 Price range

$

2 - 5,5M

j . l,958 Price range

$

2 - 5i5M

k.

Saies demand

$

1.

Activity

m.

1929 Rent range

$

28 - 45

_l.QO$

50 _ 50 Eer flat
100%
$~- - - - -

$:

JOO%

n. 1952/5 Rent range

$

17 - 52

~$

$ _1.6
__
- _
50_

"

" 5~

$

----%

o. 1958 Rent range

$ 18 - 55

72 % $ _18
- ___.;;._
52
__

"

" 6~

$

~---%

II

II

$ _ _ _ __

p.

Rental <!lemand

q.

Activity

'Pwo Fami;!.y
\

Frame
Years

None

None
100$

$

7 - J.2M

65 % $

4 -

6M

$

4 -

6M

~%

100$

25

____$

~%

$

----=---%

$

Very paor

$

Fair

$

52 % $

$ _ _ _ __

Vecy poor

$

_ _ _ '¥ears

20 Yeairs

28

Fair

a.

Home purchase_N_o_ne_ _

b. Home 0uilding __N_o_n_e_ __

q..

AVAILABILITY OF MORTGAGE FUNDS:

5.

CLARIFYING REMARKS:

6.

NAME AND LOCATION ____
YO__RK-==VI=LL_E~VI~LL_AG-E~&...,.u_T....
LC....A_ _ SECURITY GAADE
BLESSED SACRAMENT DISTRICT

Attractive to members of Blessea Sacrament congregation.

_c__

AREA NO. C-7

•

•

AREA DESCRIPTION l.

AREA CHARACTERISTICS:

SECURITY MAP OF

UTICA, N.Y.

a.

Description of Terrain.

Low land.

b•

Fa.vorable Influences.

All ci~y facilities, good transportation, schools, etc.

e.

Detrimental Influences.

Age ·and obsolescence of structures as Well as adjacence
to railroad and indust:cy.

Static to
d•
2 ,

3,

Percentage of land improved~$;

INHABITANTS:
a. Occupation ~L,,,a,,b"o,,,re=.rse...__ _ _ __

e.

Trend of desirabi!Li ty next 10-15 yrs. _D:.:0:.:wn:::.__ __

b.

Estimated annuai :family inc0me $ :L,OOO - 2,SOO

---------~

c.

Foreign-born families___Q_ %;

e.

Infiltration of ___----"N~one=--

g.

Population is ~ ; ~ - - - - - - -

predominating; d.

Negro~ i

_9___$

t. Reiief :fiamHies _ __:SC'.:o'.:m'.ae~ - - -- - - - ~ - static _ _ __ _ _=

_

BUILDINGS:
PREDOMINATING

70

%

BO %

01:HER rYPE

@THER ~YPE

Two Famil,y

a.

Type

One Family

b.

Construction

Freme

c.

Average Age

d.

Repair

e.

Occupancy

_9,c,8c__ _ %

__9_8_ _ %

_____ %

f.

Home ownership

---"75c.__ _ _ $

__7"5'--- $

- - --%

g.

Constructed past yr. None

h.

1929 Price range

$

1 •

1955 Price range

$, _ _c2~--'6"M'--

j.

1958 Price range

$, _ _c2~-::...c6M""---

k.

Sales demand

$, _ _ _ __

1.

Activity

m.

1929 Rent range

$

30 - 40

----100%

$ 20 - 45 per n~~o'1,

$, _ _ _ __

n. 1952/5Rent range

$

18 - 52

~%

$ 16 - 28

"

"

68%

$, _ _ _ __

o.

1958 Rent range

$

20 - 55

59

11

~$

$ _ _ _ __

p.

Rental demand

25
$- - --

"

$, _ _ __

q,

Activity

Frame

_2,,,5e..__Y eaTs

_ __,ilicc5_Y,ea:r;s

_ _ _ "/fears

Fair to poor

Fair to poor

None

5,5 - BM

_,,10!!10%

$

100$

4 - 5,5M

~%

$ - -- - - _ _ _ _ %

$ 4 - 5,511

~$

$ _ _ _ __

70 % $

_IQ_%

8 - iai

$, _ _ __

____$

$ _ _ _ __

Nominal

Nominal

75 % $ 18 -

25 __
$, _ _

11

lQQ$

Fair

Fair

a.

Home purchase _ None
_ __

b, Home bui~ding _ _None
_ _ __

4•

AVAILABILITY OF MORTGAGE FUNDS:

5.

CLARIFYING REMARKS:

6.

NAME AND LOCATION _ _ _'°'YO,,RK=VI,cLLe,E,,__ _ _ _ _ _ SECUR!TY GRADE

C -

AREA N0, --eC__:-8:.____

•

•

FORM 8

10-1-37

AREA DESCRIPTION • SECURITY MAP OF
1.

AREA CHARACTERI STICS :
a. Descrip tion of Terrain .

Low l and, rising to the south.

b,

Favorab le Influen ces.

All city faci lities.

c.

Detrime ntal Influenc es .

Age and obsol escence of structur es , and distance
f r om center of Utica.

d.
2.

3.

1ITI CA , N.Y.

Per centage of land improve~ __§Qj; ;

INHABI TANTS:Low Income White collar,
a . Occupat ion skilled labor, etc.

e.

New school.

Trend of des i r,abiltty next

~0- 1 5

Static to
yrs,cD~own::,:::_._ _

b . Estimate d annual family income $1,000 - 2, 500

c.

Foreign - bor n familie s_0_%; ____ ____ __ predomi nating; d.

e.

Infiltra t i on of _ _ _~N~o~n~•--

f.

g.

Popu·l at ion is :i:Xxtru,.,,,.,,.,,.,:i:i«"lo l'•'--- -

~~---~-

Reld.ef families _ ___'.:S~om~•:__ _ _ _ _ _ _ _ __

BUILDINGS :
70 %

PREDOMINATING

Negro_l!Q__; _JL_$

static _ _ _ _ _ _ __

w %

OTHER TYPE

0THER TYPE

a.

Type

One Family

Two Family

b.

Constru ction

Fr ame

Fr al!le

c.

Ave r age Age

30

]5 :Years

d.

Repair

Fair

e.

Occupancy

98

%

98

%

_ _ _ __ %

f.

Home ownership

75

%

75

%

~---%

g.

Constru cted past yr . 6

h.

1 929

Price range

Years

@

Fair to poor

$ 5,5 - 12M.

1935 Price range

$

2-

111

j .

1938 Price range

$

2-

111

Sales demand

1.

Activity

m.

1929

None

$5-511

i.

k.

1QQ%

$

8 - 12M

____%

$

4 - 5,~M

~%

$

____%

~%

$
Vecy poor

$
Nominal

$ 20 - 45

1932/3 Rent range

$ 18 - 32

__J1_%

$

o. 1938 Rent range

$ 20 - 35

___M._$

p.

Rental demand

q.

Activity

$

100%

~% $

____ioo%

0 •

$

4 - 5,SM

$

$

100%

58 % $

20 - 45

Rent range

_ _ _ "/fears

w

100$

16 - 28

$

68 % $

$18 -

" "
ro " "

25

" "

$

$

Fair

per flat

100%

74 % $

Fair

•·

AVAILAB ILITY OF MORTGAGE FUNDS:

5.

CLARI FYING REMARKS:
This is a very old village - older than Uti ca - which has
witness ed a small amount of buildi ng i n r ecent years . This is partly due t o its
proximi ty to the textile mills. West Whitesbo ro Road has recent l y been extended
through the Vill age as an express highway .

6.

NAME AND LOCATION

a.

Home purchase Very poor ;

WHITESBORO VILLAGE

b. Home building Poor

SECURITY GRADE ~C_ _ AREA NO . _ C
c·...:9_ _

%

%

AREA DESCRIPTION - SECURITY MAP OF
l •

2 •

3.

N.Y~

AREA CHARACTERISTICS:
a.

Description of Terrain.

Land is level.

ID.

Favorabie Influences.

All city facilities.

c.

Detrimental Influences.

Located on the wrong side of town.
frora industry.

d.

Percentage of land improved-1Q_$;

INHABITANTS: Mixed white collar
a. Occupation and skilled labor

e.

New school.

Unpleasant odors

'fre,nd 0f desirabilit~ neoot

!l@-15

yrs. S;tatic

b. Estimated annual family ine©me $1,000 - 10,000

c.

Foreign-born families_a_ %; __________ ll)red0md.natiing; ci. 'Neg~0 ~ ; _0_$

e.

Infiltration of

g.

Popuiation is increasing slowly

None
very

;f •

Relief if amilies _F=-e;::;..w=,,'---""i=f-=a.ny~--------=

~--------

BUILDINGS:
PREDOMINATING

100$

OTHER 'Ji'IBE

O!J1H1ER TWE

Years

___ Yeairs

_ _ _ IY'ears

_____$

a.

Type

One Family

b.

Construction

Frame, few brick

c.

Averag,e Age

15

d.

Repair

Fair

e.

Occupancy

98

$

____$

f.

Home ownership

65

$

g.

Constructed past yr.

5@ $5-6M

--~=""'"'"'

h.

1929

$

5 - 15M

100%

$_ __ __

i.

1955 Price range $

5,5 - 8M

57 $

$.,_ __

_

_ _$

j .

1958 Price range

$5 1 ti-8M

57 $

$_

_

_ _ % $ _ _ _ _~

k.

Sales demand

$

l.

Activity

m.

1929

Pdce range

Rent range

n. 1952/5Rent range

4•

UTICA,

_

_

_____ $

100%

$ _ _ _ __

5M

$- - - - $ _ _ _ __

- - --

_ _ _ _%

$ _ _ _ __

Naminal
55 - 50

---1.GO%

$

100%

$

$ 18 - 52

~$

$

$

$

%

20 - 55

65 $

$

$

$

$

$

o.

1958 Rent range

$

Ji).

Rental demand

$

q.

Activity

25

$

JQQjl

$

Fair

AVAILABILITY OF MORTGAGE FUNDS:

a.

Home purchase Limited

b. Home bui1ding Li!mited

CLARIFYING REMARKS:
Small attempts to develop this side of town have been mostly
unsuccessful. The trend of growth has been all to the south. Likewise, in erder
to reach this section, it is necessary to cross a w!de stretch of industrial
territory. There are some odors from a gas plant.

I 6.

%

NAME AND LOCATION _ _.,N=-0---=-RTH
...............
UT=I..,..CA_ _ _ _ _ _ _ _ _ SECURITY GRADE _C:;..__ AREA NO.
(formerly Deerfield)

C-10

10-1-37
1•

AR EA DESCRIPTION - SECURITY MAP OF UTICA, N.Y.

AREA CHARACTERISTICS:
a. Description of Te r rain'.

Land is level and !fairly high.

b.

Fa.vorable Influences.

Undeveloped.

c.

Detrimental Influences .

d.

Percentage of land improved_5_%;

INHABITANTS:
a. Occupation

2.

3.

4·

5,

6

•

•

FORM 8

,

e . Trend o:.tl des irability next
b.

10-a.5

Estimated annuai family i,ncome

C,

Foreign-born families __ %; __________ predominating; d.

e.

Infiltration of

,f.

g.

Popuiation is increasing

deGreasing _______

yrs .Uncertain

$ _ _ _ _ _ _ __

Negr-o _ _ ; _ _ %

Relief famHi.es - - - - - - -~ - - - - - -- statie_~-------

BUILDINGS:
PREDOMINATING

OI HER rYBE

©!rHER IBYPE

Years

;years

!tears

a.

Type

b.

Construction

C'

Average Age

d,

Repair

e.

Occupancy

%

%

%

f.

Home ownership

%

%

%

g.

Constructed past yr.

h,

1929

$

$

Price range

$

'.

Price range

$

% $

% $

%

j .

Price range

$

_ _% $

% $

%

$

$

$

k,

Sal es demand

1.

Activity

m.

1929

100%

Rent range

$

---=%

$

D,

Rent range

$

_

_ $

$

0,

Rent range

$

__$

$

p,

Rental demand

q,

Act i vity

$

AVAILABILITY OF MORTGAGE 11JNDS :

$

a. 'Home purchase

100%

100$

-

$

1100$

JOO%

% $

%

$

%

-%

$

b. Home building

CLARIFYING REMARKS :
In addition to a very few scattered dwellings which, in the
main, are vecy so.all or shacks in connection with truck gardens, this area contains
at present a large modern school and an armory. On the Par kway , near Armory Drive,
is to be built a l arge l ow rent housing project and this may affect the cali bre of
future development unfavor ably.

NAME AND LOCAT!ON _ _,ARM=O,,RccY~DRI=~VE.,,~•t,,,cc,._ _ _ _ _ SECURITY GRADE _C::..__ AREA NO. -~C-~1=1-

•

AREA DESCRIPTION - SECUR I T't MAP OF UTICA, N.Y.
l •

AiREA CHARACTERISTICS:
a. Description of Terrain.

0

2 •

3.

Terrain is low and rises slightly to the sou.ta.

Favorable Influences.

All city facilities and adjacence to business center.

c·

Detrimental Influences.

.Age and obsolescence as well as industry an.d. business.

d•

Percentage of land improved 1.00 %;

•

INHABITkNTS:
a. Occupation _L_ab_o_r_e...;;;.r..;_s_ _ _ _ __

e.

Trend of desirability next

b.

Estimated annualt ifami]y ine0me

c.

Foreign-born families_O_$;

e.

None
Infiltration of - - - ---

f.

g.

Population i s ~ - - - -

deereasing _ _ _ _ _ __

10-15

$

yrs. Downward
1,000 - 2,000

Polish aescent
Relief f amilties _ _M_a_ey.::...,__ _ _ _ _ _ _ _ ___

~--------

BUILDINGS:
PREDOMINATING ~%

OTHIFiR '!P¥~E

a.

Type

One Family

Tw<:> !Famijly

li>.

Construction

Frame & brick

Frame

e.

Average Age

55,l Years

d.

Repair

Fair to poor

e.

Occuji>a:ncy

9'5

%

__9_5_ _ ,

f.

Home o:wnership

40

%

__40
___%

g.

Constructed past yr. None

h.

1929

Price range

$

1 -

m

lOQ%

$

2-

i.

1955 Price range

$

l

5,SM

64

$

1.,5 -

j .

1958 Price range

$

l - 5,SM

k.

Sales demand

$

· 1.

_ _ _ Years

Fair ta pear

-----~
---=-=--(t)

Nana

%

6,QM

100%

$

4M

-615%

$

____%

65%

$

___%

64 % $ JL,,5 - 4M1

$

$

Nominal

Rent range

$

15 - 55

-----1Q{i)$

$ 12 - 50 per fl't~o%

n. 195%Rent range

$

10 - 25

_1!!_$

$10-25

n

n

1958 Rent range

$

10 - 28

76 % $10-25

II

n

p.

Rental demand

$

II

II

q.

Activity

m.

o.

1929

T?BE

brick

&

__5_5~./:¥ eatrs

Nominal

Activity

@,'L\l[El~

20

$

Fair

15

$

10@%

78%

$

----%

78%

$

,-----%

$

Fair
a.

Home purchase_......,N..,.,o....n_e~;

q..

AVAILA,BILITY OF MORTGAGE FUNDS:

0. Heme buHding __,N='o=n::::.e_ __

5.

CLARIFYING REMARKS:
All of Utica's small Negro population is concentrated in this
area along the railroad tracks. Marry 0£ the old, single houses have been converted
into two family.

6.

NAME AND LOCATION _ _C_ENT_RAL
_ _ _ _ _ _ _ _ _ SECURITY GRADE

f).

AREA NO.

D-1
----

•

FORM 8
10-1-37

UTICA:, N, Y,.

AREA DESCRIPTION - SECURITY MAP OF
1•

2.

3.

AREA CHARACTERISTICS:
a. Description of Terrain.

Ground is low, rising sl:Lghtly to the south.

b.

Favorable Influences.

All city facilities and adjacenee to center of city.

c.

Detrimental Influences.

Age and obsolescence of structures as well as mixture
of business and industry.

d.

Percentage of land improved 2Q_ %;

INHABITANTS: Laborers, locaJ. shopa. Occupation keepers, etc.

yrs. 'DownwB.l'd

e.

Trend of desiirat>ili ty neoct

b,

Estimated annual family inc0me $1,000 - 4,000

1 0-15
1

c.

Foreign-born families~%; _ _ _
It_a_J_i_an
_____ predominating; d.

e.

Infiltration of ____N_o_ne_ __

f.

g.

Population is ja,x~.llf----

deer.easing _ _ _ _ _ __

Neg170_l!Q__ ;()_$

Relief !amilies -------'M~aw~
-

!.,.___ _ _ _ _ _ __

BUILDINGS:
PREDOMINATING

~$

©'11RtER TY:P,E

Q'L'H:ER TYPE

1

a.

Type

One Family

Two Family

b.

Construction

Frame & brick

E;rame & brick

c.

Average Age

55 /. Years

d.

Repair

Poor

e.

Occupancy

94

%

94

%

00

f.

Home ownership

50

%

50

~

$

g.

Constructed past yr. None

b.

1~29 Price range

i. 1955 Price range
j .

1958 Price range

Poor

None

$ 2 - 12M
$ l $

5M

l - 5M

5 - 7,5M

100%

$

$ 1,5 - 5M

62%

$

%

45 % $1,i 5 - 5M

62%

$

$

10~%

$

45

%

:1.00%

$ _ _ _ __

$,_ _ __

k.

Sales demand

1.

Activity

m.

1929 Rent range

$ 20 - 40

-----100%

$ 15 - 28 per :Q.8it@o%

n. 1952/5 Rent range

$ 12 - 50

_1Q_j

$10 - 20

"

n

70 % $ _ _ _ __

o. 1958 Rent range

$ 12 - 55

78

10 - 22

n

II

75 $

II

II

I>.

Rental demand

q.

Activity

$

Very poor

$

Very peor

$

$

$

25

18

$

-----

$ _ _ _ __

----%

,-------%

$ _ _ _ __

Fair

Fair
a.

Home purchase Very poor;

b. Home IDuHding Vecy poo~

q..

AVAILABILITY OF MORTGAGE FUNDS:

S•

CLARIFYING REMARKS:
The main concentration of Utica's large population (estimated
at about thirty-five thousand) of Italians and those of ItaJ.ian descent. About 70%
of the inhabitants of this area are of this description. Maey old single houses have
been converted into two family. Also, some residential structures have been converted
into combination store and dwelling. A few multiple structures containing three or
more units are in this area.

6.

NAME AND LOCATION _ _ _
EA3_T_U_T_IC_A_ _ _ _ _ _ _ SECURITY GRADE _D_ _ iREA NO.

D-2

•

•

FORM 8

1 0-1- :37

AREA DESCRIPTION - SECURITY MAP OF UTI CA , N. Y• .
l.

AREA
a.

CHARACTERISTICS:
Descr~ption of Terr ain .

b,

Favorable Influences.

All city facili ties a s well as acceas~bili t y to school s
and churches.

c.

Detrimental Influences.

Tr ansportation only fair.

Lafld ri ses to the south.

Poor type of structures and

inhabitants .
d,

2.

3.

Percentage of land improved---1§_ $;

INHABITANTS:
Labor ers and
a. Occupation truok gardener s

e.

Trend of des i rability neJ;t 10-15 yrs.

b.

Estimated annual f ami]y in~0me $1,000 - 2 2 000

c•

For eign - born families-----5.Q %; -----[~t-al-••-n~-- predomd.na-t d.ng; d.

e.

Infiltration of

g.

Popuiation is

.
'

None

f.

Static

Negr0 ____B2._; ___Q,;

M

Relief famihes

~

statiic

BUILDINGS:
PREDOMINATING

90 %

10

QTHER ~YPE

©THER ffi1PE

%

a.

Type .

One Fami!l,y

Two Family

b.

Construction

F:rame

Frame

C.

Average Age

25

d.

Repair

Poor

e.

Occupancy

95

%

95

%

%

f.

Home ownership

60

%

60

%

%

g.

Constructed past yr.None

h.

1929 Price range

$ 1,5 - 6 1 5M

i.

1955 Price range

$

1 - 2,8M

j .

1958 Price range

$

l - 2,BM

k.

Sales demand

$

1.

AGtivity

m.

1929 Rent range

$

15 - 25

___ioo%

n.

195jl°5Rent range

$

10 - 18

_JQ_j

o.

1 958 Rent range

$

10 - 18

p.

Rental demand

$

15

q.

Act i vity

Years

25 :fears

Years

Poor

None
_JQQ$

$ 2,5 - 6,5M

100$.

48 % $ il,5 - 5,BM ~ %
~%

$ ~ - 5,81

~%

$

Nominal

$

WO$

$

%

$

%

$

Nominal
$

18

-

50 per fl at
1 00% $

$ 12 - 20

70 % $ 12 - 22
$

Fair to poor
a.

18

" "

JOO$

67%

$

%

" ~%

$

%

" "

$

Fai r to poor

4•

AVAILABILITY OF MORTGAGE FUNDS:

Home pu r chase_~N
~o~ne~

5.

CLARIFYING REMARKS :
Sparsely settled area; much of which is given over to truck
gardene wi th small shacks.

6.

NAME AND LOCATION _ _ _EA_S_T_U_T_
I C_A_ _ _ _ _ _ _ SECURITY GRADE __
D_ AREA NO. D- 5

6 . Home building _ __::N:::on:::e::____

FORM 8
10-1-37

AREA DESCRIPTION - SECURITY MAP OF
1•

2.

3.

AREA CHARACTERISTICS:
a. Descrip tion of Terrain .

Level land of medium elevatio n.

b•

Favorab le Influenc es.

All city faciliti es.

c.

Detrime ntal Influenc es.

Poor accessi bility. Railroad with some industry .
Constru ction is poor.

d.

Percenta ge of land improved_gQ_ %;

INHABITANTS:
a. Oc~upat ion --=L::.:a::.::bc...::o-=-r-=-e=-rs=-------

yrs. static

e.

Trena of desirab ility next

b.

Estimated annual family income

$

Poles

Negr o~;~ $

c.

Foreign -born families___§Q_ %; Italian s

e.

Infiltra tion of ____N~on_e_ __

g•

Popuiat ion is ~ - - - -

&

f.

10-15

predomi nating; d.

1,000 - 2,000

Relief families ---=M =a.n y~--- ------ static _ _ _ _ _ _ __

BUILDINGS:
PREDOMINATING

90 %

10 %

OTHER TYPE

0THER TYPE

a.

Type

One Family

Two Family

b.

Constru ction

Frame

Frame

c.

Average Age

20

d.

Repair

Poor

e.

Occupancy

98 %

__9_8_ _

$

_____ $

f.

Home ownership

75 %

_ __

75

a/;J

_ __ __ %

g.

Constru cted past yr. 1@ $4M

h.

1929

Price range

_ _20_,_Years

Yea,r s

_ __ Years

Poor

_

None

$ 5,5 - SM

100,;

$

5,5 - 6,SM

100%

$_ __ _ _

1955 Price range
1958
Price range
j.

$

l - 2 2 511

41 % $

2 - 5,SM

_ _5_5,;

$ _ __ _ _

_ _ _ _%

$

l - 2,611

41 % $

2 - 5,5M

_ _5_5%

$ _ __ _ _

_ _ _ _%

k.

Sales demand

$

1.

Activity

m.

1929

i.

$_ _ _ __

None
$ 15 - 50

_l.Q.0$

$ 15 - 28 per

n. 1952/5R ent range

$ 10 - 20

_§1_,;

$

1958 Rent range

$ 10 - 20

p.

Rental demand

g_.

Activit y

$

8 - 18

67 % $ 8 - 18

15

$

Fair

AVAILABILITY OF MORTGAGE FUNDS:

$ _ _ _ __

None

Rent range

o.

LJ. •

UTICA, N.Y.

14

"
"
"

n~iai
II

II

II

$

60,; $
60,; $

6.

%
%

$

Fair
a.

Home purchase_N_o_n_e_

b. Home building __N_o_n_e_ __

CLARIFYING REMARKS:
is Polish.
lighting .

JOG$

Portion northwest of the railroad is Italian and that southea st
This area has been slightly improved by paved sidew~ s, streets and street

NAME AND LOCATION _ _ _ _SO~U=TH___.c...UT=I=C=A_ _ _ _ _ SECURITY GRADE --=D__ AREA NO. D-4

•

FORM 8

10-1- 37

UTI CA, N. Y, ,

AREA DESCRIPTION - SECURITY MAP OF
l •

AREA CHARACTERISTICS :
a.

Description of Terrain.

Low l and rising to the south.

b.

Favorable Influences.

All city facilit i es.

c.

Detr imental Influences .

d.
2.

3.

Age and obsol escence, t ype of st ructures and population
as well as distance f r om the center of Utica.
Static
Percentage of land improved~%; e . Trend 0f desirability next 1,0 -15 y;Fs, To Down

I NHABI TANTS :
a . Occupation __L_ab_o_r_e_r_s_ _ _ __
G.

Foreign- born families__§Q_ %; I t alians

e.

Infiltrati on of

g.

Population is 1.»1 a eli F I.Xi ~·*

None

Estimated annual family iinc,!i>me $ 1,000 - 5,50©

b.
&

P,e les

pred©I111inating ; d. NegF© _!£_ ; _0_ %

f . Relief fami1ies _ _ _ _M_·~ -=----- - - - - - ~
static _ _ __ _ _ __

BUILDINGS:
PR'EDOMI'NATING

OTH:IDR TYPE

90 %

a.

Type

'rwo FamiLy

b.

Const ruction

Frame

Fr ame

c.

:Average Age

25 Years

_...,,2=5_Yea,r s

d!.

Repair

Poor

e.

Occupancy

98

%

98

%

f.

Home owner ship

65

%

60

$

,g .

Constructed past yr.

None

h.

l 92(jl

2 - 6M

10~% $ 2.2 5 - 6,5M

100%

$

!1@0%

i.

1955 Price range $ 1 - 4M

65 % $ il.,5 - · 5,5M

56,;

$

$

j .

1958 Price range

$ 1 - 4M

l l 5 - 5l5M ~ %

$

%

k.

Sales demand

$

1.

Activity

m.

1929

One Family

Price range

$

_ _ _ Years

Peor
!ti
. $

None

~%

$

$

Very :eoor

$

Very poor
12 _ 25 per fiat

Rent range

$ 15 - 25

_l,QO$

n. 1952/BRent range

$ 10 - 18

~ % $ 10 - 18

n

70 % $ 10 - 18

n

"

ti

II

1958 Rent range

$ 10 - 18

p.

Rental demand

$ 15

q.

Activity

o.

$

$

Fair to ;eoor
a.

$

1 00'1

15

n

76% $
76,;

- - --

$

- - --

%

I

$

$

F.air to poe,r
Home purchase None

b. Home building __
No_n_e_ __

4•

AVAILABILITY OF MORTGAGE FUNDS :

5.

CLARIFYING REMARKS:

6.

NAME AND LOCATION _ _ _Y_OBK_V_
I LL_E_ _ _ _ _ _ _ SECURI TY GRADE _ _
D_ AREA NO. _D_
- 5_ _

FORM 8

10-1-3?

AREA OESCR I PT I ON - SEC UR I TY MAP OF UTICA, N.Y.
l •

2.

3.

AREA CHARACTERISTICS:
a.

Description of Terrain.

Land is level.

b.

Favorable Influences.

All city facilities.

c.

Detrimental Influences.

Age and obsolescence and poor type struct'Ures.

d•

Percentage of land improved~%;

INHABITANTS:
a. Occupation Textile laborers

yrs. St a tie

e.

Trend o:Jl d'esirali>ilii ty ne*it

b.

Estimated annual family inc0me $ 1 .,0C:.lO - 2,500

il0-15

e.

Foreign-b0rn families _ _ %; _ _Mi_·x_e_d_ _ _ _ _ _ p,red'om!inat rung; d.

e.

Infiltration of_--=N~o=n~e_ _ __

g.

Population i s ~ ; ~ - - - - - - -

f.

NegFo~; _O_,i

Relief families ____
M_any_
•- - - - - - - - ---=
staitic _ _ _ _ _ _ __

BUitDINGS:

100 %

PREDOMINATING

a.

Type

One Family

b.

Construct ion

Frame

c.

Averag,e Age

55 /.

d.

Repair

Poor

e.

O'L'HER TY:l?E

_ _ _ Years

Years

_ _ _ YeaFs

Occupancy

_ _98
___$

____ $

f.

Home ownership

_ _50
___ $

____ %

g.

None
Constructed past yr. _ _
_ __

h.

1929 Price range

$ 2 - 6M

i.

1955 Price range

$ 1 - 4M

65 % $ _ __

j •

1958 Price rainge

$ 1 - 4M

65 % $_

k.

Sales demand

$ _ _ _ __

1.

Activity

m.

1929 Rent range

$

15 - 26

---100%

$ _ _ __

lQ@%

n.

l~/5Rent range

$

10 - 18

~%

$ _ _ __

_ _ ,;

$ _ _ _ __

o.

1958 Rent range

$ 10 -

_ _$

$ _ _ _ __

p.

Rental demand

$

q.

Activity

- - -==-''=" i
_____ %

100i
_

_ __

$ _ _ _ _~

_ _ % $ _ _ _ __

-~--'

__%

- - - -%

$·- - -~~
$ _ _ _ __

$ _ _ _ __

None

70 % $ _ _ __

18

$ _ _ _ __

15

$ _ _ _ __

----%
,-----%

$ _ _ _ __

Fair to poor

l+•

AVAILABILITY OF MORTGAGE FUNDS:

a.

Home purchase __
N_oR_e__ ,

b. Home buH<iling _ _N_o_n_e_ _

5.

CLARIFYING REMARKS:
This is a very old village which is mainly inhabitea b;1 workers
in the Julliard Textile Mills. This Mill owns a number of the houses accommodating
these workers.

6.

NAME AND LOCATION _ _'_N_EW_Y_ORK_MI_LL_S_ _ _ _ _ _ SECUR1T¥ GRADE _D_ _ AREA NO.

D-6