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NS FOOM 8
:10- 1 -37

1.

AREA DE SCR,,. ION - SECURITY MAP OF Sch. .tady, N. Y.

AREA €ttARACTERISTICS:
a.

Descri ption oL TeFrain.

b.

Fav0r.able Influences.

Land is slight ly high and flat .

Attract i v o Ucv elopment.
c.

Detrimental lnfiuenees.
None. ,

a.
2.

Pe,r cen tage o, '.1:and imp110ved ~ $;

e.

Trend of desirability next 10- 15 yrs. s .t ablo

b.

Estimated annual family income

I NHiBI TAN1S :
a.

OceupanLon :Businoss exeCl.ltivee

c.

iF0reii gn-b0t1n !l'amihesJt__ $; _ _ _ _ _ _ _ _ _ _ predominating; d.
f.

g.

3.

P.opulat ] 0n is increasing _ _- -

4.

decreasing _ _ _ _ __ _

OTHER TYl'E

OTHER TYPE

_ _ _ Y:ear s

_ _ _ Years

100 %

Type

Singles

b.

©0nstruct:i!on

'Brick & frame

€ ,

Ave,r,age kge

1~5___ Y.ea:us

a.

Repai!,r

Eiccellont

e.

Qeeupaney

1~90~_ _ _ $

_____ $

_ __

f.

Home 0wnershiiP

1=:00.c;.__ _ _ %

_____ %

_____%

g.

Gonstru eted past yr . 1

h.

1 929 PFiiee 11ange

$10,000- 50 ,,ooo ____lQQ$

i.

1935 Pd ee range

$

6000~25.000

j•

1938 Fri.J e e Fange

$6000--25. 000

k,

Sa,'.lles demand

$ 61i0Q.,9()()()

n.

Activity,

m.

:1:929 Rent Fange

$

n.

Ren n rramge

$

__$

$

o.

Ren ill r,ange

$

__%

$

p.

Ren tail. demand

q.

Aeti:vi,t y

No

; __%

static _ _ ~ Y~•~•~ - - - -

a.

_ %

$. _ _ _ __

$

100$

__QQ_$

$

_ _% $

____ %

~%

$

_ _ % $ _ _ __

____%

100%

$ _ _ _ __

$

Fail'

____,,,.,

$ _ _ _ _ __

--~Ulll%

$ _ __

_

____ %

_ _ % $ _ _ _ __

_ ___ %

100%

$

__%

_

$ _ _ __

$

$

No t a rental aroa

A:VA lli i AB DL11!¥ 0F' MORTGAGE FUNDS:

s. CMR! F¥1 NG REt,1.RKS:

,,

Negro

Relief families _ _ _ __cN,,_o...n-:•,-__ _ __ _ _ _ __

BU ILDINGS:
!iRED.OMINATING

$ _c5000
::::::.::_~uc,:_
p _ _ __

a.

Home purchase

Amplo

Th.is is a small area cont aining
designod und set ,tell b ack from
l1oll landscaped ruid .-s treet-a are
Road duelliilgs ..:ire smallor than

b . Home building=An!P~-l~o_ _ _ _

l arbo hom0s at t ract ively
tho s t reet ~ Grounds, are
shnded. On Washington
t hoso on Sunnyside no~

NAME AND tGCATION _ _.....,,,Sco"'-t-'""i;,.__ _ __ __ _ SECURITY GRADE _ _,,_A_ AREA NO. _l_ __

l'

2,

3.

•

•

NS FffiH 8

:10-1-37

~RE~ DESCRIPTION - SE CUR I TY MAP OF Schcncct;ul,y,N.Y.

ARE~ CttARACTER!S~~cs:

a.

Descrtpti0n oi Terrain.

Hiejl. and slightly rollingtorrain.

b.

Favorable lnfluenc~s.

Convenionco ond attrnctivcnosa of location.

e.

Detr~menta1 Iniluences.

Nono.

d.

blereentage 0f O..and improvea 1 00

%;

ffiNHiBilANrs:
a. ©cewpat .:i. 0 n _lilic_e_cu_t_i_v-e_s_ _ _ __

e.

Trend of desirability next 10-15 yrs.Stable
_ _ _ __

b,

Estiimated annua~ family income

ffOO

-

Negro No

F0reign-Oorn iamilies_O_$;

e,

In~iltration of_~N~o_n_•~----

f.

g.

P0pulati .i on is increasing _ _ __

decreasing

a.

Ty~e

S.in&]..cs

b,

C0nst -r,ueti0n

Brick & frame

OTHER

static

Yos

OTHER TYPE

___ Years

_ _ _ Years

d.

Repa:i!,r

Ex.ccllcnt

e.

Oc;;eu•pant<.:y

100
= ____$

____ $

____ $

j'

H0me 0wnership

10~0~-~ -%

_____ %

____ $

g,

Constructed riasu yr.. Nono

h,

1929 Price r.ange

''

'l.935 Pric-e range

:!J2, 000-50 , 000

---1QQ%

$

100%

$

:lc2,000,.25,000 _§Q_$

$

_ _$

$

j ' 1938 P,r;d.ee r.ange

:1-2, 000-25, 000

$

- -% $

k,

Sales demand

f2,000-l5,000

$

$

1.

Keu iv: iJty

Fair

m,

1929 Rent r.ange

$

__ill)$

n.

Rent range

$

-

0,

Rent range

$

- - ••

_§Q_$

p.

Rentai demand

$

~-

Aet ci. vity

Not n rental aroa

AVAILABit[ Tt OF MORlGAffiE FUN~S:
CLARIFYING REfiARKS:

NAME XND LOCAT] ON

a.

; __ %

None

TYPE

$

2 5_ _ _ Yiears

e . 11:veFage Age

6,

Relief families

BUILDI NGS:
PREDOMINATING 100

•·

predominating; d,

e.

up

100%

____ %
____$

$

100%·

$

100%

~ % $

$

$

____ $

$

% $

____ $

$

$

Home purchase .Aqplo

b. Home building Ample

This •is on area of largo sinG10s of vo.ricd dosiGfl located on
rnthor extensive plottn.i.-:,;c. GI'ounds oro \'Tall luntlsco.pcc1. and streets
.nro sho.clod. · It represents tho cityl s mst o.""tclusivo rcsidontinl
neighborhood. Original ,lcvolopmont of' this section 'ilas by tho
Gcnorol E}:octric Realty Cca>rporation for their oxccutivcs.

Realty Plot - Schonoctn.ey

SECURITY GRADE ......____ AREA Nell _ __

NS FCRM 8

-

10-1-3'7

1•

2,

AREA DESCRIPTION - SECU 'RITY MAP OF

' ·

A1REA Ot,1:AR:AC'trERH>TICS:
a.

IDeseriplii@n of 'Ferrain.

LDnd is goneraJ.ly flat.

b.

Fav0ra:ble lnfluenc~s.

,A.ttractivonoss of dovolopmont and low truces.

e.

0etrimentair Innuences.

Distance from canter of city.

a.

iFe11c;:enllage 0, ltana iinpr0v;ea _ _ '.fi;

33 l/3

lNff~Bl!fJJkNTS:

•
Mll©r
exeeutivos

Stablo

e.

Trend of desirability next 10-1.5 yrs. _ _ _ __

b.

Estimated annual family income $ _ _ _ _ _ _ __

3000 -up

a.

(i)<wupa:tru0n______ ____

e.

iF©l!leir,g,u-b@,:rn '.famiUes~ $; _ _ _ _ _ _ _ _ _ _ predominating; d.

e.

Inffiihrati,0n ©f '.None

f.

~ -------

g.
3.

Sch.ctndy N. Y.

Negro No

; __%

Relief families _ _
N_r,_n_o_ _ _ _ _ _ _ _ _ __

decreasing _ _ _ _ _ __

static _ _ _ _ _ _ __

:EUitDIN@S:
FREIDOMTNATING
ai.

J.OO %

QTMER TlPE

OTHER TYPE

_ _ _ YeaFs

_ _ _ Years

_____ $

_____ %

_____ %

_____%

S\i!lf').es

'l.'yrpe

Frame
3

--=_ _y eaFs

Eicce.'lll etil. t

l.00

--~==%
IOO

f.

H@Jlle @w.m~Fshii!@

g.

(e0ns:t:rueil!.e0 past yrg •_ _ _ __

= = =~=$

15

100%

_ _ % $'- - - - - =-

j.
k.

1938 Prruee ~ainge
$ai!!les dema:nd

_ _$

$ _ _ _ __

_ _%

$

_ _ % $ _ _ _ __

100%

_ _ _ _%
_____$

$ _ _ _ __

$ _ _ _ __

$ _ _ _ _~

$ _ _ _ __

HOUSES ARE NOT FOR $:ALE

@.

'Renn Fange

JP•

Rennl!.ail lil'emand

g,.

Acnivi tf

____:__i.00$

$ _ _ _ __

__$

$ _ _ __

$ _ _ _ __

_ _ % $ _ _ _ __

$ _ _ _ __

$ _ _ _ __

100%

$ _ _ _ __

__$

$ _ _ _ __

_ _ ,;

$ _ _ _ __

-----%
----%

$ _ _ _ __

Net o. rental area

b. Home building 0_J:ill-=-l_o_ _ __

"- ·

J\:V.HLA,13DLI'1'iY ~F M@R'L'@A'.GE Fl!J'NDS:

5.

(CL:AITUFYING RE~;ARKS: This is a new dovolopmont of small, oodorn singles of varied
onf.. pleasing architecture. It is a realty dcvolopmont but
houses are built on order by the beyors of lots '7hich aro
small, It is a popular londing area \7ith the Prut:lontinl
Insurance C0mpnny of .lu:lorica.

6.

100%

a.

H0me purchaseample

Grnncl l30ulevo.rd Estates
NAME ANID M)CA'J!'ION Town of Niskayuna

SECURITY

GRADE_A.~_ AREA

Nef. ___

NS F<-:RM 8

10-1-37

,.

2.

3.

ARE~ DESCR,ION - SECURITY MAP OF Scl>.ctncy, N.Y.

AREA CttAR~CTERIST!CS:
a.

Description 0f Terrain. Ground is high and rolling.

b.

Favorable Influences.

c.

Detrimental Influences. Nono.

d.

Pe,r centage 0f [ and '1.mproved90....._ 'Ji;

..A,ttroctivonosa of devolopracnt and low truces.

e.

Trend o! desirability next 10-15 yr::S.t,,n,,b,,le,e'----

b.

Est!imated annual family income $~3000.,,.,,_.!!up.,__ _ __

INHABi1ANTS:
a.

©eGupa1~0n Busines & praf'essiono];

c.

F0:r-e'.1J gn-born !amHies0-- $; - - - - - ~ - - - - predominating; d.

e.

I ~ fi ] trat ion of _ _ _l~i~0~"'6•---

f.

g.

'P-0pu ~ation d. s increasini;t,lowly

deereasing _ _ _ _ _ __

BUILDINGS:

PREDOMINATING 100

a:.

\Fype

b.

Const ~uetd en

e.

Average /i:ge

d.

Repair

Goog

e.

Oceu,pan<::y

g,,.e- -- - %

f.

Home ownership

g.

~0ns-truE: tl ed [.last! yr"--------

h.

1929 ~ri€e Fange

NegroJll•,oo~-; _ _ %

Relief families----"'"'-''-----------

%

static _ _ _ _ _ _ _ __

OTHER TYPE

OTHER TYPE

_ _ _ Years

_ _ _ Years

Sing) ce

i. 1935 :PFiee range

9_

- -~

___ %

_____ $

i

- ---''

_____%

30t000

100$

§Joo .lf!i,OQG-

__%

~

s

fi . 1938 !Price Fange fi>oo-16,000
k.

Sai es demand

lSJoo...7000

L

Ac t i:vt ti y

l1 .

m.

:1! 929 Ren n r,ange

$_ _ _ __

100%

$

$ _ _ _ __

_ _ % $ _ _ _ __

$ _ _ _ __

$ _ _ _ __

____ %

%0 .... 100

----1ll0%

$ _ _ __

100%

n. 1:935 Rent r.ange

$42j; "

-=-i

$ _ _ __

--%

$ _ _ _ __

----%

0 . 1938 Rent range

%5 - 75

...25.-%

$ _ _ __

--%

$ _ _ _ __

____ $

p.

Ren nal demand

q.

Activity.

7Q

$ _ _ __

$ _ _ _ _ __

$ _ _ _ __

Gooa

lJ! ,

A·VfiILATu~J1]U'Y ©F MORTG-AGE FUNDS:

s.

CLAR I FN NG RE!,ARKS:

a.

Home pur.chase Aqil o

b. Home building.Amol~o~---

!J!lrls is a section of ono f.noily c1nolline;s rQ!lGinc froc the
oodest to those of fair sizo~ They are oodern oncl of varied
but nttractivo design. Lota ore a bit too narro,, but 'iTell
IJaintainoc1.

Grand ll>ul ovnxd
0,

NAME AND LOCAa'!QN!Eo,.,_.,m'"'-'a~f~N,..ius~k,,_nl/lµm=a~------,- SECURITY GRADE__.,___ AREA NQ-1, _ __

NS FOOM 8

•

1 0 -1 - 3'7

1.

2.

3,

ARE A DE SC RIPTION - SECU RI TY MAP

AREA €riARACTERISTlCS:

.

OF Scll.cta<ly,N. Y.

Sli-;htly rollinG land.

a.

Descnp tll on of 1:errain.

b.

Favorable 1nfluenc~s .

C,

Detr-imental Influences. Distance from center of city one: lack of convanicnccs
oxcopt uator, ens a..•U. bl cetrici ty.

d.

iPer-cenitage 0i:fi land impr-0ved ~ $;

t

Attractiveness of entire soction and lo~ truces.

Trend of desirability next 10-15 yrs~_t_nb_l_c_ __

e.

INH~B!TkN]S:

Estimated a:nnual family i ncome $_5000
_ _up--=--- - -

a.

0 ecupation Ex:ecu.ti vos & prof ossio~ fb.

e.

F0reign-born ! amiHes_O_%; - - - - - - - - - - predominating; d.

e.

Ji n:ti1tra:h 0n of: __N=..c.on=•-=- - - -

f.

g.

P0pulat ~on is increasing Slouly

decreasing _ _ _ _ _ __

Negro Ro

; __%

Re1ief families _ _ _N_o_n_c_ _ _ _ _ _ _ _ _ __
static _ _ _ _ _ _ _ __

BNTLD] NGS:
PREDOMIN~] ING 10:J

OTHER_ TYPE

OTHER TYPE

_ _ _ Years

_ _ _ Years

- -~ -%

____ %

____ %

_____ %

$

SinG].os

a.

'Fy,pe

b.

G0nstlt"ueti0n

c.

Av:erage ~

d,

Repa:ir

e.

0ee upa.:ne y

~.

H0me owne,r-sfi i p

g.

C::0nst r-ue:: tl ed pasit yr.

h.

;[! 929

..

Fraoe & brick
20
____ Years

EKcollent

~~--'
100

100
_____ %
3

.Fdce r.an,ge

$ l:2,000-4D,OOO ---1QQ$

i. !l.935 Price r.ange

$ iooo..20 , ooo

~% $

j . 1938 Price uange

$ 7 EQ0-20.,!JOO

k.

Sa,l!es demand

_

$_ _ _ __

100%

_ % $ _ _ _ __

____ %

65 % $

_ _ % $ _ _ _ __

____%

$

$ _ _ _ _ __

$ 75)0-10,000

~- :A:€1liV:iJtl y.

100%

$

I,ig;it
$ _ _ _ _ __

m.

1929 Rent r,an.ge

$

-'-"0% $

n.

Ren tl i:-ange

$

__$

$

__$

$ _ _ _ __

____ %

o.

Renrt ra,nge

$

__$

$

--%

$ _ _ _ __

----%

p.

Ren t, al demand

q.

A:e t ivit-y

$

100%

$ _ _ __

$
Not a rental

JOO%

o.r00.

.A,:Jplo

.Aoplc
b. Home building _ _ _ _ __

4.

AVA !tABILl ] Y 0F MORillGAGE FUN0S :

s.

CLARIFHNG REMARKS :

6.

TmmofNi~
A
5
NAME kND L00ATIQN _ _ _ _ _ _ _ _ _ _ _ _~SECURITY GRkDE _ _ _ AREA NO. _ __

a.

Home purchase

This section contuins mdorn hones of fair ai:?:c TI'i th
grounds in proportion llhi ch arc rtoll L'.IO.in t o.inod. 1l!:io
entire oroo. has the air of country rathor than city.

NS F<RM 8
10-1-37

a

•

AREA DESCRIPTION - SECURITY MAP OF Sch:!""ectacy, N.Y.

AREA CriARACTERISTICS:
a. Descrip tion of Terra1·n 'Land is lot1 in south and sli(#l.tly hiehor in tho north.

1.

Very conveni ent

3.

qui to o.ttrncti vo.

Favorab le Influenc. .:.s.

c.

Detrime ntal Influenc es. Occnsio nol fog and dnt:pnos s in soui.h, near rivOr.

d.

Percenta ge of land improv ed~$;

INHABITANTS: White cellar and
. skilled oecbtln1C.s
a . 0 ccupat1o n .

2.

an\•

b.

e.

Trend of desirab ility next 10-15 yrs.S_tn_l>_l_o_ __

b.

Estimate d annual family income $ lOOO llP

c.

Foreign- bor.n familie s_0_$; - - - - - - - ' - - - - - predomi nating; d.

e.

Infiltra tion of _ _ _~N=on~• "---

f.

g.

Popu1ati on is increasi ng _ _ __

decreasi ng _ _ _ _ _ __

BUILDINGS:

PREDOMINATING

95

Negrolt_o__ ; _ _ $

Relief families _ _,.l.e.. ..::fc.: :"""'-- ------- --

OTHER TYPE

$

5

static ___Y~•-• ----OTHER TYPE _ _ _ _ $

$

l):Jublos

Sin{"..les

a.

Type

b.

Constru ction

c.

Average Age

2~5~__ Years

2~5e..__Years

d.

Repair

Good

Good

e.

Gccupancy,

"8e.__ _ _ $
9

,c9,ec8_ _ _ $

____ $

f.

Home ownersh ip

,,,85e..__ _ _ $

,,90:,___ _ _ $

____ $

g.

Constru cted past: yr,. None

h.

1929 Price range

Franc

$ 6000-12 ,000

i. 1935 Price range

$

3500--7000

j . 1938 Price range

$

36'.)()..7000

k.

Sales demand

$ 3500--roo<l

l.

A<;tivity

m.

1929 Rent ran ge

D•

1935 Rent range

o. 1938 Rent range
p.

Rental demand

q.

Activity

_!QQ$

60 $ $ SJQ0..6000
_§Q_$

$

0000-:6000

100$

ro

i

__!!Q_$

100$

$. _ _ _ __

____ $

$
$ _ _ __
$ _ _ __

$ 0000-600 0

Poor

Fair

$40 -60
$27½ -

$1.0,000 -12,000

_ _ _ Years

4?¼

$ 30 - 45

---1ll!)$

~-BJ

100%

$ _ _ _ __

____7Q_j

i?½ -

70

$

$ _ _ __

--1!L%

:i(l5 - 35

--1§._$

$ _ _ __

3?!

s;a5 - 35

$30 -45

____ $

$ _ _ __

Good

Good

a.

Home purchase .AJ:ple

b. Home building J,J::ple

4.

AVAILABILITY OF MORTGAGE FUNDS :

5.

CLARIFYING RE}iARKS:

6.

NAME AND LOCATION _ _...,sc::co;_t:.:i:=o._ _ _ _ _ _ _~SECURITY GRADE
'

In this arao., sind-es ore of the 1½, 2 and~ story
type;' set back alich,tly froo. shru:1ecl streets and built
not too closely togethe r. Pric'.o of omiersh ip is mill
displeyo d.

l,-_ _
_el:

AREA N0 .1_ __

•

NS FCRM 8

10-1-37

1,

2,

3,

AREA DESCRIPTION - SEC UR I TY MAP OF Sch,.ctmly, N. Y.

tREA Cri~RAC]ER!STICS:
a. Description 0 fi Terrain.High ond slightly rolling terrain.

b.

Favor,able InfluenGcs.

Fairly convenient •.

€.

DetrimentaI In:Huences .Nono. ·

d.

Percentage of ~and improved~$;

e.

Trend of desirability next 10-15 yrs. St ablc

IN!IABITANTS:
Whi to collo:r
a. 0ccupat:iJ 0 n ----~---'----'--'--'--•
and Bki:llcd occbmii:cs.

b'

Estimated annual family income $_l_20()...
_ ~"P
_ _ _ _ __

c.

F0reign-born if am,i li es ~ %; _ _ _ ___cP,_n"l"i"sh=---- predominating; d.

e.

J n:fiil1:ra'ti d. on of Saoo

t;.

g'

Populat:i0n is d,nez;-easing Slorrly

decreasing _ _ _ _ __

BUILDINGS:

J>REDOMINA1!NG 85

Relief families __A_f_avr
_ _ _ _ _ _ _ _ _ __

$

OTHER TYPE

a,

'illype

Sing,"1.es

l))ublos

b.

Gonstruction

Fraoo

F<-ono

e.

.A:-v er,age Age

a:)

d.

Repai! F

Good

e.

0ocupaney

95

$

L

H'0me ownership

,o

$

g,

C0nst ruGit: ed pasrt. yr. 10

h,

1929 Pr,ke range

a:)

Yea•Fs

static _ _ _ _ _ _ __

15

$

OTHER TYPE

Years

_ _ _ Years

85

$

____ $

95

$

_____ $

Good

None

$ 5500-10,000

___!QQ$

:(,'000-10,000

100%

$

i. 1 935 :FJJiee r,ange

$3500-6000

65

$

~5000

60

$

0'

1938 P-r.iG e range

$ 3500-6000

65

$

$4000-5000

60

% $

k.

Sades a.emantl

;

:A:cti:vi tY.

'

:;4f00-5500

$ 3500-EOOO

---'l.QO$

$30 - 45

1935 Ren.t range

$ 27½ - 37½

~%

1938 Ren t range

$ 30 - .40

~%

p.

Ren t:al .clemand

$

q,

Activi'ty.

1929 Rent range

".
0,

$_

30-40

4-

AVA!LAB!Ll[Y OF MQRTGAGE FUNDS:

5,

CLARIFHNG R0NARKS:

%

$

JOO%

$'.8 - 27½

rnc%
65
$

$

$

~ - 30

~$

$

$

$

2o-30

$

a.

Home purchaseAoPlc

b. Home building lu:!plo

Hore is founE'. a c.ixturo of bun;Jo.lous and slightly lurcer
singles s.:i.vo on Michignn nnd Pennsylvania Avonuos rlhich
n.ro given over aloost o,x:clusivcly to tno fm:i.ily duollin.Gs.
ill lo ts ore qui t ·o nnrrou. Prida of Oimcrship is oarkod.

.

%

$

Poor

Good

--

100%

.Poor

Good

$40-60

m.

Negro~; _ _ $

NS FCRM 8
10-1-37

1.

2.

3.

AREA DESCR,TI ON - SEC UR I TY MAP otschon,tady, N.Y.

AREA CrlARACTERLSTICS:
a.

Dese ription of Terrain. RollinG c.round.

b.

Favorable hnuenct::s.

e.

Det:rimen ti al hUuences. llano.

d.

Pere entage of, land imptl'oved::._ $;

JNH~BITAN]S:

Conv.oniont o...'lt1 o.ttrnctivo locntirin • .

e.

Stnblc
Trend of desirability next 10-15 yrs. _ _ _ __

b.

Estimated ~nnual family income $__ __up
_ _ _ __

Whit coll

1 500

a.

Occupa-t10n"_ _•_ _ _ nr
_ _ _ __

c.

Fo11ei:gn-born families5_ _ %; __I_t_ol_ion~•----- predomin~ting; d.

e.

F~ ~i t tration o,if_lo_n_o_ _ _ _ __

f,.

g.

P.opula>t ion il s :in e reas:i.ng _ _ __

decreasing,_______

Relief families

Negro~ ; _ _ %

fan
- A.
=
=---------static . · --.. ·. .Yes

BNIL~INGS:
PREDOMINA]JNG 6(}

$

. ,lloublcs

OTHER ]YPE

40

%

OTHER TYPE

Singles

a.

'llype

b.

C0nst vue ti0n

F.rooe

c.

Average 11.ge

ro
____ Y.ears

d.

Repai: 11

Geoc1

Good

e.

0 eeu:Paney

BO,_..,....,..,...~ %

s.,o~---'

____ %

fl .

H@me 0wneFsh ~p

75

7~5_ _ _ _ %

_____ %

g.

C::onstir ucted pas't y~o~n~o~---

h.

il. 929 i8Fi ee ran,ge

%

~-10,000

_ _ _ Years

None
.-i!Q_Q$

SSJ0-10,000

iJ . 19.35

!1?:r; iee rang~ -tQ00-6000

li{l__$

SffiQ-6()()0

j . 1~38

l?r,:l!0e r,ange ~00-6000

!iQ__ %

:S000-6000

k.

SaJ!es demand

i)OQ-6000

%000-5000

].

:Ae t :i!vi tty

Poor

Fair

m.

il.929 Rent r,ange

~ - --45
_ _ __

---'""''

~

2"'•2.

~%

~-37½

100%

65

$ _ _ __

100%

- 60

Ren :P Fange

\.R
~ -

o. 19 38

Rent r ainge

~c..::-..:30
=-~- '.?Q__i -l;!i_-_40_ _ 75

Rental demand

~ - 30·

:ts -

gi .

Aet .i vity

.Poor

Fair

____ %
____%

n. 1935

p.

% $ _ _ __

$, _ _ _ __

_ _....JJO!l%

70

35

% $ _ _ __
$, _ _ _ __

•·

AV~ILABIL!T¥ ©F MORTGAGE FUNlliS:

5.

CL~RIFJMG REl,ARKS:

6.

NAME ~NB t OC~Tl0N --'S'-'ch-'-on=o"-ct=uey~------~ SECURITY GRADE _ll_ _ AREA N ~ - - -

a.

Home purchasM_l_o_ _

b. Home buildingaA!Jp=~l~c_ __

TA-is is rut orCO. containing little variety in sizo one'. t;ype
but · u:r.1 dwellings a.re of fair age.. Lots nro a bit too narrorr
but proportios n.ro woil en.rod for ond streets arc nicely shod~

'

AREA CHARACTERISTICS·

•

a.

Descripti@n of T~rrain, Lont'. rises to ·the cnst •.

b.

Fav0rable InfluenGes,

C.o nvcniont ru.1c1. a.ttra.ctivo loc...'ttion. _

c.

Det-r.imental Infl:uences. llano •.

d.

Pex:-E:;enotage oif 'land impr0ved ~ $;

NS FCRH 8

10-1-37

2.

AREA D[SCRIPTION - SECURITY MAP

lNHAB:LTAN'.I:S:
Pro1'ossionnl ancl
0€Gupa't'.ion,, _w_h_i_t_o_co_l_J._ar
_ _ _ __

e,
g,
3,

n. Y.

Tr.end of desirability next

b.

Estimated annual family income $___UJ?
_ _ _ __

10-15

0
Fore:Lgn-bo:r.n famihes_
_%; _ _ _ _ _ _ _ _ _ _ predominating; d.
Ueno
Nono
ln hit rMion of
f. Reli.ef fami1ies

.
.
very
PopuJ..auion is 1ncr.eas1ng
1 .\/1 3
WO

BUILDINGS:

80

a.

'irype

Sinc;l.os

b.

~onsu:r;ueti0n

Fraoo & brick

Fra!'.lo

C,

&wer.ag·e Age

30

30

d,

Re,pa1r,

Good

e.

©ee upancy

98

%

f,

Home 0wnersh d.p

90

%

g,

8onstruet ed pas t y,r.

h.

1929 P-r ice vange

$

i.

r935 :Pr.ice r,an,ge

$ 5000-20,000 ___§2_%

j .

1938 PFice ~ange

$ 0000-30,000

k.

Salles dema:nd

$ 0000-7500

ID .

:A:et:LviJuy

m.

1,929 Rent ~ange

$

n.

.l930Re,nt range

$ 37½ - 70

~%

o.

1938Rent ~a:nge

70
$ 40 -

--•

p.

Ren ta :!! demanQ

$

q.

Activ!l. 'tly

%

Years

No

Negro _ _ ; _ _ %

static

decreasing

OTHER TYPE
Doubles

PRED.OMINAT~NG

Sta.blo
yrs. _ _ _ __

e.

1800

a:.

c.

OF SC'll..cta{l_y,.

20

OTHER TYPE

%

Years

Year,s

Goocl

85

90

%

%

%

%

Nono

8

aroo-40 ,.ooo

$ 8000-13,000

100'.J

$

$ 4000-6500·

00%

$_

____$

60 % $4000-6500

00%

$

____%

____!QQ$

$ 4000-6()(]0

100%

$

Poor

Fair
60 - 100

...d.Oll%

75,

'IQ - 60

$35-60
$

22½ -

37½

$ 25 ·- 40
$ 25 - 40

100%

65

$

% $

70
--%

$

----%
-

---%

$

Poor

Good

Aoplo

AVAILABJ tITY' OF M0RT~AGE FUNDS:

S•

CLARIFH NG RE~!ARKS: Th.is is an aroa. which was t1.ovolopcc1. prior to tho onn.ftoont Of
zoniile; regulations ancl, ns a consequence, ho.s boo..1. clovolopocl TTith n consid.ora.bll
intcmingling of both soa.11 and lar1c;c hor.ics ns ,'tall ns n scn.tteri..Tl[.: of doubles.
Whorcµ.s. seIJO nrc considero.bl.o o.bovo tho a.vcrot;o seal~ others o.ro bolou a.s to
ai;e 1 si"ze nnd desirability •. ~ s condition exists throiJ.Gb.out tho section an<l
is no1; limtod to ony c1afino.11lc portion.. S-trocts o.ro shndod a.'1.d pride of

a.

Home purchase

A;r;:wlo

b. Home building

q,.

om1.orship is marked.,

o.

Schonoctn.<'cy
:Bl4
NAME NND 10CATl0N - - - - - - - - - - - - ~ S E C U R I T Y GRADE _ _ _ AREA NO. _ __

NS FC:RM 8

1 0-1-37

1.

2.

3.

AREA DESCR,TIDN - SECURITY MAP DFSch.tacly, JI. Y.

AREA.CH~RACTERl SrICS:
a. Description of Terrain . Gr ound is hich a,.--ic~ flo.t.

.An o.ttrnctivo l ocation.

b,

Favorab'l!e Influences .

c,

Detrimental! Inif !l.uences. Dist nnco froo c ant er of city o.'lcl hii;h t n.:x:os bocnuso
of' l ocal inprovcncnt s .

d.

Percentage o:1! land im,pr.oved§Q__ $;

! NHtB!rANTS:
a. ©ccu,pa'tioO.•White ·coll .ir

e.

Trend of desi r ab i lity next 10-15 yrs.S_t_a_bl_o_ __

b.

Estimated annual fam ily inc0me ?_S0_0_1l!_'_ _ _ __

c.

For,eign-b0~n families_o_$; _ _ _ _ _ __ _ _ _ predomi nating; d .

e.

1nfilt! rati0n 0f_N_o_n_o_ __

g.

Population ls i!Ilcr.easin,i?.:er y sl ou1;Y deer.easing _ _ _ _ _ __

--~

l!o_ ; _ _ %
Neg r o _

Relief families _ _ _ _ _ _lfono
_ _ _ _ _ _ _ _ __

f.

static _ _ _ _ _ _ _ __

BUILDINGS:
PRED0M]NinNG lOO

%

OTHER TYPE

OTHER TYPE

Y.ears

Years

· Sin5l cs

a.

] ype

b.

Construction

Frooo

C.

Av.e,rage Age

10

d.

Repa-i: r

Ex:ccl l cm t

e.

QceupanG: y

100

$

$

$

H0me ·0wner.shlp

95

$

$

$

;

.

g.

C0nst ~ucted pas ti yr~

h.

1929 PFi ee range

Yea·r s

$ Hone for

sal o-=-1.QQ$

$

100%

$

100%

i . 1935 Priee t"ange

~00- 12, 000

$

$

$

$

%

j . 1938 Fr:ice range

$1()00- 12 , 000

$

$

% $

%

k,

Sales demand

~0©-7000

$

$

1.

iktiv:i: ty.

Poor

m,

il. 929 Ren t range

$Ione for rent .-lll<)$

0.

J.938 Renit Fange

p.

'Rental demanll

:r32½ - 55
f5 - 60
ef35 - 00

4,

Acciv.ity

Fair

n . 1935 Rent range

__$

$

100$

__% $

_

•·
5.

C1AJ/IFi ING QlEl:ARKS:

6,

N~ME AND tG<;;AT!ON _ __c~o_mi_o_f_N_isk~nyun'---"---

_ $

$
$

$

a.

1 00%

% $

$

AVA !1ABILI TY 0F M0RTGAGE FUNDS:

$

Home purchase _l\pplc

. .
Auplo
b . Home building

This area con ta.ins scnl 1., oodcrn ~ one fn:-rlly houses nnd
buni:;o.low.a .. ~oso ·to the llost of this sect ion nxo l o.rear
o.s uoll as ro r o o.t t r n.ctivo nnd dosirnb lo.

5
--,,-SECURITY GRADE _ll _ _ AREA N0 _ __

%

%

NS FOOM 8
10-i-37

- SECURITY MA P OF Sch.ctacl,y,Jl,Y.

AREA

,.

2.

3.

~REA CHARACTERISTICS:

Lo,1 in south o.,.-id slie;htly hiG}l in tho north.

a.

Description

0.

Favorable InfluenclZs.

Fairly conveniently locatod.

e.

De1rimental Inf. ] uences.

!l.11.1orc is OCCO,sionnl fog ::in,l cl.o.::Jj_mcss in the
south, near the river.

d.

!Pereentage of land impr,eved~ %;

of,

Terrain.

~NH~Bl<rANffiS:
a. 0ce•upa~i0n Mechanics

e.

Trend of desirability next 10-15 yrs. Stable

b.

Estimated annual family i ncome $_1200
___up~----

c.

_ _ _ _ _ _ _ _ predominating; d.
F0reign-b0r,n families_5_:!; _ _Sl7odish

e.

] nfi ilit!ra t i0n of

g.

J?0pu1ation is incueas1ng Very
slowly

Mone

f.

110_ _ ; _ _ %
Negro_'

Relief :families __A~
. _f_rm
_ _ _ _ _ _ _ _ _ _ __
static _ _ _ _ _ _ _ __

deereasing _ _ _ _ _ __

BUltDINGS:

FRE00MINATING

lOO %

OTHER TYPE

OTHER TYPE

_ _ _ ;y.ears

_ _ _ Years

a.

Type

Sinc;lcs

b.

€:onstr.uetion

Freno

c.

11:verage Age

1_2_ _ _ Y.ears

d.

Repa~r

Good

e.

0ceupa:n<1::y:

f.

H0me 0:wner,ship

----~'
95

g.

80nst r;ucted

h.

1,929 Pui ee range

~00- 8000

i . 1930 IFrice uang:e

:jl000- 5000

9 • 1938 '.l?i!iiee rangie

@Bl0- 0000

$ _ _ _ __

k.

Sales demand

$1000-BlOO

$ _ _ __

;.

Aetivi ili y

Foir

m.

[929 Rent range

n.

19·3 5

____%

98

ipasit

Renit ora:nge

_

_

__%

_ _ ___ %

_ _ _ _ :!

____ %

yr.10

$35 -

-----1.QQ$

60

ta½ - 37½

o. 1938 Rent range

t5 - -10

p.

Ren ~a1 deman dl

tl5 -

q.

A<.t.iviin y

Good

A¼MtAfl! LITY OP MORTOAGE FUN0S:

5.

€MR!F¥1NG REliARKS:

---=>%

$ _ _ _ __

~%

$ _ _ __

100%

$ _ _ _ _ __

$ _ _ _ __

a.

Home purchas~irlit od

100%

_ _ % $ _ _ _ _ __

____%

_ _ % $ _ _ _ __

_ ___ %

$ _ _ _ _ __

1 00%

__ J

$ _ _ _ _ __

---'"":!

$ _ _ _ __

____ $

_ _% $ _ _

40

4.

$_ _ _ __

_ __

____ $

$ _ _ __

b. Home buildingLinitccl

Th.i s is ·an arco. m.do up alnost anti.rely of stcll , one nnd.
These are built on nn:rroi7
lots and display a fair prido of omi.crship.
ono--o.,."ld onerhalf story ~?)lm1s.

6.

NAME KND t0CATI ON __s_oo_ti_u_ _ _ _ _ _ _ _---,-SECIJRITY GRADE

_c__

AREA NO~---

•

NS FCRM 8

10-1-37

1.

A~[~ DESCRIRT:IOH - SECURITY HAP OF Sch-~tncly, IJ.Y,

AREA 8riARiCTER ] ST!CS:

Fairly hic;h crouncl vhicl1 is sooo,r1mt rolline.

~- Bescr-ipt i on of Terrain.

2.

3.

b.

Favorable [nfluenccs.

Nono,

c.

IDetrimental Int,luences.

Sr.:oko nnC. noiao fron rn.ilronds.

d.

70
Beroen t age of l and improved __ $;

INHABITANTS:
Shop uorkors
a. Oecupatiion _ _ _ _ _ _ _ _ __

Slowly

.,,,u,,,---

e.

Trend of desirability next 10-15 yrs. 00

b.

Estimated annual family income

e.

F0reign-b0rn Lamiil.ies~ $; _ _ _I_W._i_nn
_ _ _ _ _ predominating; d.

e.

Fnfiltr.at i:0n o'f _ _ _ _I_lo_n~o_ __

f.

g.

¥0pula~i 0n is inereasing _ _~ _

decreasing _ _ _ _ _ __

1000

$__ __up
_ _ _ __

!lo_ ; _ _ %
Negr,o _

A_
frm
Relief families _ _
_ _ _ _ _ _ _ _ _ __
Yos
static _ _
_ _ _ _ __

BU!DDINGS:
PRED0MINAT.TNG
,
a.

T¥,pe

Sinclos

0.

Const,ru1.rli 1:0n

FraDc

e.

[ ver.age /,;.ge

_1_5_ _ y_ ears

@.

Repa,h

Fair

e.

0ceu,paney,

_
98 __,,,__ _ %

f.

Home 0wneFsh i p

g.

~onst Fuc ~ed pas ~ yr._l_!o_n_c_ __

h.

1929 Pr.iee rang-e

:;-'3500-9000

1935

f,r fae !l'ange

~0-5500

1938 ..c-nr.;,.,..,
,,, e uange

~00-1;500

J.
k,_ .

Salles demand

lOO $

01HER TYPE _ _ $

___ Years

OTHER TYPE

_ _ _ Years

_____ $

..~5;. . . - --'

_____ $

____ $

100%

_
60_ % $ _ _ __ _
60

% $ _ _ __

$2()00,..IJ/JOQ

$ _ _ _ __

100%

__% $

____ $

__%

____$

$ _ _ __

$ _ _ _ __

$ _ _ __

Poor

m.
n.
o.
p.

:1929 Rent range
1930

1938

35 ~ 60

$-- - - -

22½ - 31½

------>00$

$, _ _ _ __

100%

$, _ _ _ __

Rent r.ange

$

65_ $
_

$ _ _ __

__$

$ _ _ _ __

____ $

Rent u~nge

$25
_ -_i'.J)
_ __

70_ % $ _ _ _ __
_

_ _$

$ _ _ _ __

____

Rental dem&nd

?_5 - 40

$ _ _ __

,

$ _ _ __

Good

Linitoc1

Lioitcd
b. Home building _ _ _ _ __

4.

AVA ]tKBILl<!l'i OF M0RTGAGE FUNBS:

5.

~HRIFYING HEfiARKS:

6.

NAME ~ND t OCATION __s_c_ot_i_o._ _ _ __ __ _~ SECIIRITY GRADE _c,.
___ _
AREA NO~---

~.

ffome purchase

Thia is a. section of sr.m.11 ho~os ttn<l bun(;aloTI"e built too
closely toi;othcr. Pric1o of o.mership is vary spotty.

NS FC:11.M 8

10-1-37

,.

2,

3.

AREA DESCR. , . ION - SECURITY MAP OF Sch,ctady, N. Y,

NREA Cttc\RAC~ER!STICS:
a.

Descriptiion of Te rr ain.

Fairly flat land.

b.

Favorable Inf1uenc..:s .

Room for expansion .

c,

Detrimenta!l I nf1uences.

No t very convenient and lacks all ill\)rovements , save
gas and electricity.

d.

Pevcentiage 0f land imp.roved!.§__$;

INH'.A:BITA:N:l'S: Sb.op workers and
a . 0eGupahon wh i te oo llar

st abl ~

e.

Trend .of desi r ability next 10-15 yrs.

b.

Estimated annual family income $ 1 200 & up

e.

F0reign-b0~n fami1ies0_ _ $; _ _ _ __ _ _ _ _ _ predominating; d.

e,

]nfiltirati0n o~_N~on~
•-----

f.

g.

P0puJ.auion is :imcr.easing Very
slowly

decreasing _ __ _ _ __

NegroN_o_ _ ; _ _ $

Relief families - - - ---=ll_o_n_o_ _ _ _ _ _ _ __
static _ _ _ _ _ _ _ __

BUlUDINGS:
PREDOMTNATI NG

a.

Ty-]le

Singles

b.

®0nstructi0n

l'-rame

c.

.A:-vevage Age

d.

Repair,-

Good

e.

0eeupanGy,

1=00
"'==~~ $

f.

H0me owner-shiip

9'-'0'-----~~ %

g.

€0nst-r ueted past yr . 3

h.

1qJ9 :PriGe range

OTHER TYPE

OTHER TYPE

_ _ _ Years

____ Y.ear s

100 %

_

_ __ _ %

____12Q$

$

100%

$

i .1935 · Price range

$3~0

...fil_$

$

$

$

j. 1938

S!000-6000

__§Q__$

$

- -% $

$

$

k.

Sa[Ees dema-nd

:5laOO- ro©O

1.

~eit.i;,,,i ty

Po or

m.

1929 Renit. range'

~5 - 60

-.!lll!)$

$

n.

1935 Rent r,amge

i2½ -

~%

$

0,

1938 'Rent ra,nge

f 5 - 40

_'?()__% $

P. .

Ren 1:al demand

i35 - 40

$

q.

Act il vity

3~

__ $

_____%

~ o. ooo

Pr,iee range

_

%
$

$

%

% $

%

$

%

JOO%

~

100%

-%

$

Good
a. · Home ·puFchaseLimited

. . Limited
b . Home bu1ldrng

•·

AVAILABILITY 0F M0RTGAGE FUNDS :

s.

CMRIFY!NG REMAAKS:

6,

NAME liNB LOCATION __.S_co_t_i_a_ _ _ _ _ _ _ _~SEClllHTY GRADE

1.i!b.is is an area where there are f ound a few small homes
on occasional streets . Those on Horstman Ro ad are newer
and roore desl.rable.

_c__

AREA NO. _3_ __

•

NS FC:RM 8

10-1-37

1.

A1REA DESCR I PT'I BN - SECU'RI TY 'M,AP OF_ _ _ __

AREA: Otl:A!RAC'Ji'ERrnSTlGS:
a.

Sch.tady, N. Y.

Land rises from the river and 'becomes rolling.

Descri p ti0n 0f Terrain.

Country atmosphere and trolley traRs-portation.

Lack "of everything except gas and electricity.
c.

IDetFimentai ]nfluenees.

Stable

00

J?er€entag,e 0f lan<d imiJ!)'rosVe<d _ -_ $; e. Trend of desirability next 10-15 yrs. _ _ _ __
Shop 'ffl:>rkers a:nd
1200., up
[NH:AB·iI'.CAN'Ii"S :
white eollar
a . ©eeupat ir0n _ _ _ _ _ __ ______
b. Estimated annual family income $ _ _ _ _ _ __
No
0
€.
F@t>eign-1!>©,Fn families _ _ $; _____________ predominating; d. Negro _ _ ; _ _ %
None
A few
f. Relief families _ _ _ _ _ _ _ _ _ _ _ _ __
e. l n,H 'Lif.Fa'tii0n @fi _ _ _ _ _ _ __
Yes
static _ _ _ _ _ _ __
decreasing _ _ _ _ _ __
g . (i:>0J1>ulat ii!0n is ru n1ereasi!ng _ _ __

cd

1

2.

'.

100
J?RJED@M[iNA[TNG

TYPE

OTHER TYPE

_ _ _ Years

_ _ _ Years

____ $

_____ $

___$

_____$

OTHER

Singles
Frrame & brick
3©
_ _ _ 'Yea1"s

Fair

98

----=-''
815
iii •

-n0me @wner:sh ip

g.

- ~---'

y,r;.~ - - - -

5000....20, 00©

h.

il 929

!l?m-:ii€e rain-ge

$~ - - - -

3Q00...l©, 000

1a35

$ _ __ -"""-=_

i .

$_ _ _ __

100%

- ~ % $ _ _ _ __
60

_ _$

1100$

60

3©Q0...10,00Q
$ _ _~~----"- _ _ $
3000-000©

IL

~a.files <ilemam.(dl

$---=--- -~ -

$ _ _ _ __

100$

_

$

$ ~ - - - - _ _ % $ _ _ _ __

___$

_ _ _ _$

$ _ _ _ __

$ _ _ _ __

Poor

m.

iJ.9,,29 Rent Fain1g1e

19,3 5

n•

R/e,n t ra,I11ge
1938

35- 70
$ - - -~ -

·22t·- 45

$ _ _ _ __

25- - 00

----1&!>%
65

$ _ _ _ __

100%

$ _ _ _ __

__$

$ _ _ _ _-

__$

$ _ _ _ __

_ _ % $ _ _ _ __

--%

$ _ _ _ __

70

$ _ _ _ __

25 - 40
@·

Reniitlal <Jl!emand

q.

A:e t i vi t y

$ _ _ __

$ _ _ _ _-=-

----%

----%

_$ _ _ _ __

Fair

Limited

Limitod

q, .

AVAILPiBIUTY @F M0R'iL'G:AGE FUN'DS:

s.

J\}LAJH F'YlNG RE!NARK$ :

a.

,fil@me puFchase____

b. Home building _ _ _ __

An older area containing a mixture of cottages and bungalows
together with a few fair sized homes all having a country

atzm sphere •
.Uplrois ·is sli~tly more desirable than Rexford.

Alplaus and Rexford

6.

C

4

Nft:ME ft.:NIE> LQG~1'I®~ _ _ __ _ _ _ _ _ _ _ _ SECURITY GRADE _ _ _ AREA 'NO. _ __

I

~REA DESCRIPTION - SECURITY MAP Ofllchoo,ta,J,y, N,Y.
,.

2.

3.

~REA €riARAC]ERlST! €S :
a. Desc:r.iption of 1lerra in. Low and Cat l and.

b.

Fav0rable rniiuenc~s .

c.

Eleurimental In:Huene::es . Age and obsol eaeence of structur es.

d.

Pereentage 0f land impr 0vedlOO

%;

yr s ~lowly

e.

Tr end of desi rabilit y next

b.

Es t amat ed annual family income $~1~0~ 00~-----

10 -1.s

down

INHAB4TANTS :
a.

0c1;:u.pati0nWhite co llar

c.

F0re i gn-6orn 1am.illies2.E.._ 'li; -"
I ,:ctal,,·,,,i,,an,,,__ _ _ _ _ _ pr edominating; d .

e.

]nJiilt:r,ation o,

g.

iP0pulafti:i!0n is

None

!i.ner easing

stat i c

dec reas i ng

PRED~MINAT]NG 80
a.

'Fy.pe

Doubl es

b,

Const: !Ii'U€t i0n

Frame

C,

Av.erag-e Age

60

d.

Repair

Fair

e.

Oecl!,painey

80

$

f.

Home ownership

60

%

g.

C0nsrt :r.uc;: i1i ed pasti yr .None

h.

1929 Prrice r ange

&

$

~ HER TYPE

ro

bri ck

Frame & bri ck

Ye ars

Years

90

$

$

70

$

$

60

Years

Fair

None

$6000-10,000

____NQ $

z;ooo..30. 000

10 0%

$

$_

$3000--5000

fl'.l

$

aooo..J. 5,000

__filL $

j. 1938

Pr.ice range

$300(),...3)()()

.m._$

SOQO...l5,.00Q

__§Q__ % $

1.

A:<stivity
,

1929 R:ent range

n. 1935

Rent ram-g e

o. 1938 R:enrt ramge
@,

Rental demand

q.

Ac:::ti:vi cy

Yes

Singles

PdG: e r ange

SaO.. es demand

; __ $

OTHER TYPE

i. ] 935

k.

Ne gr o.=N~o-

Q,uit e a f w

Re li ef f amili es

f.

BUILDINGS:

m. '

l

Attractive and convenient locati on.

§QQ0-5000

$3000-4000

100%

$
$

$

Poor

Very p oor

$16 - 6<J

___ioo% ti(_) - 65

$10 - ~

2!L $

i s - 47k

$~0 - 35

_§Q__%

!IQ - 50

$10 - 25

lilQ - 35

p oor

$

$

60

% $

$

65

% $

%

100%

$

:Po or
Home pu r chase Limi ted

9,

AVAILABILITY 0~ M0R1@A6E Fl:JNDS :

.'5.

OLAR[FY.!!NG RE~iARKS :
!i!hi s \'las on ce a fin e, · ol d r esident ial section cont aining
many l argo nomes on e..,,;:tensive l ot s;· a number with stabl e s. Q,uite a few
have boon co nvertod i nto boarding houses and sn:all apartment s . Others
have been d GIIDli shecl. to make WEJQ' f or apartmont hous e•. Int or minglod. are
srncl.ler homos a s well ns doubl es whi ch are of subs t ant i al ago and buil t
closoly toget her. Tho Wa shingto n Bri dge i s no long:or u s ed.

6.

NAME ~ND t(')C~TJON _ __,s·ch
,...en""""""Ct,und..,_
y _ _ _ _ _ _ _ SECURITX GRADE __cC
,c__ AREA NO• .e,
5 _ __

a.

b . H0me building None

•

NS F€&M 8
lG-1-37

AR E_A DES1CRi PiJi I ON - SEC URI TY MAP OF
1•

M~Ai G.tf~R1\CIJ?IDRrnT1C$:

•

Schonoctady, N. Y.

a.

Descrip't!i.@n of Terrain.

Generally flat terrain.

b.

Favorabille lnflluenc(:S.

Room for o.x:pansion.

e.

Deu·imentall lnflluences.

Lack of all improvements save gas and olectricity.

TNNA'BJTh'AlN~$:

a:,

Shep workers

@~£U(E)ait.ru@n - - - - - - - - --

Stable

e.

Trend of desirability next 10-15 yrs. _ _ _ __

0.

Estimated annual family inc0me $ _ _ _ _ _ __

1000 up

F
t ©'Fe1gDJ-b©Fn
•
,
25
Italians
:1iamil:!Les _ _ %; - - - - - - ~ - - - predominating; d.

3.

8 _ _ _ __
0:E _ _Sam
__

e.

] nfHtra'llion

g.

f0pulation is inereasing

1

Slowly

f.

PREiil@MiCN1ATIN<:i
Singles
0,

@©nS1lFU1€itl!L©n

e.

.AweFage :A:ge

Relief families ____Q,o.1.
__to_a_f_ew_ _ _ _ _ __

decreasing _ _ _ _ _ __

BlJIU>irNGS :
lOO%

No

Negro _ _ ; _ _ %

OTHER

static _ _ _ _ _ _ __

TYPE

OTHER TYPE

_ _ _ ¥ears

_ _ _ Years

Frame
20
= = =Yeairs
GoCi>d

90
7,(:)

hi.

i.

25

C@nstru:ert.ee past y,r ··~ -- - 3f00-8©0(l)
_!2.Q'.tj
1 ij~ if>Fi ce Fainge $

1S35

R~i<::e ranig,e

$

20©0-5000

$a/hes <dlemania

$_ _ __ _

60 % $ _ _ __

$ 2©00-0000

k.

_____%

____ $

= =~ - t
g.

_____%

=-=~--%

-~---$

100%
_ _$

$ _ _ _ __

$

GO
$
_ _ % - - - - - _ _ % $ _ _ _ __

2000-0000
$:.;___
_ _ __

100%

____%

____%

$ _ _ _ __

$ _ _ __

Fair
m.

n.

112, Rent range
J:~35
:Rent vange
1

'.1.938
@.

Renm rainge

i.

Rern1tail. tdemamd

q.

A€1:'llYit:y

22 - 00
!li---~----- ~ %
15· - 37½
65

100%

$ _ _ _ __

__$
$ = - - - - - _ _ $ $----=-1500__
$_
__
_70
_ % $ _ _ _ __ _ _ $

$ _ _ _ __

15_- _
35__
$_

$ _ _ _ __

$---~-

$ _ _ _ __

$ _ _ _ __

100%

----%
____ $

Fair

A'VA'.IL.NIBIUTY OF M0RT@AGE Fl!JNl)JS:

a.

Home purchase .A.nple

Ample
b. Home building _ _ _ _ __

5.

([';I!,Amffi.FflNG REL~RKS:

0.

'NAIME AN,ID tOOH'~©N ___R_o_t_ter_
· _dam
_ _ _ _ _ _ _ _ SECUR1TY GRADE __
c_ fl.RE~ NO. _6_ __

A mli.xture of small, l, l½ and 2 story d'17e.1.lings of V::trying
nge and of rather non-doscript design, which are built on
fairly narrow lots. Hero ond. thero is found 100ro rocont
d.ev-elopment, particularly along Fourth ano. Fifth .Avenues
which nro slightly above tho average. Mu.ch of the constru..cti0n is cheaply built.

•

NS FCRH 8

10-1 -37

1.

AREA DE SCRI PT ION - SE CURITY MA P Of _ _ _ __

AREA OHARACTERIT SmlCS:
a.

Fairly high ond quite fiat.

Desc,ript i on 0f Terrain.
N'oarness to places of employment.

b.

FavOr,able Inf l uenc~s.

Sn:oke und noise from railrorul.
c,

Detr, imental [ nfluences.
Stuble
Trend o~ desirability next 10-15 yrs. _ _ _ __
1200, up

85

d,
2.

3.

Per,eentage o·f land improved _ _ $;

e.

Shop WOI:"kcrs

I NH~-Bl:t:ANI S:
a.

0Gcupa't: i0n,_ _ _ _ _ _'3f;------;N;;bl.ik Estimated annual family income $ _ _---:llo-----

c.

Fo~eign-b0rn fam-i}foh\-

e.

Infiltr~t~on o~

t.

g.

P.0pula1i on is incr,easing _ _ __

deGreasing _ _ _ _ _ __

-$; _ _ _ _ _ _ _ _ _ _ predominatin~<te nN~p-_; __ %
Relief families _ _ _ _ _ _ _ _ __,,'es- - - -

75

BUI LDJoNGS:

static _ _ _ _ _ _ _ __

25

OTHER TYPE

$

a.

'Dype

6.

Gons tr,uetl:i! 0n

G.

Aver.age tge

d.

Re;pa i,r,

e.

(£1Gcrnpancy

~?"$_ ___ :I,

f.

Home 0wneFsh i p

_,.,,,,,.._i
None

g.

C0nst r,ucted ~ast yF .

h.

ilf!s PF ><e

,.

1938

j.

30

r,ange

$

PFii::: e r-ange

$

'Price r,ang·e

$

Ai:::rt:i!vi rt:y:

m.

li:~

$

Good

gJent range

$

Ren t r,amge

$

Rent ,ra-nge

$

p.

Renta l! demand

q.

Act t vi t y

$

90

~-,-5___

____ $

____ $

_____ $

None

1000::.12,
. .000
$

25)()-6()00

~$

2000:::6000

-00-i $ 3000-6000

2E.o0.-4o00

% $
$

Poor
M

lS - 3"/½

~%

$

20 - 40

----$

$

2(} -

30

__% $

$

]!'air

w,0$

$

-----00-%

$

3000::..0000

300()...;BJOO

100%

%

- -% $

$

$

poo1

Vecy

22½ -

00

5'

:ts.-32_½

'el9%

$

%

15 - 35

'ffl $

$

$

_ _$

$

%

15 ... 25

-Fair

$

Linrl.tec

Limited

•·

AVAILABILITY ©F M©RTGAGE FUNDS: a.

s.

CLMUFn NG REfiARKS:

Home pur,chase

b . Home building

!fuis is an area containing a mixture of small ono and on0 and a
holf story singles and tm st-')ry doubles of fnir age. Plots are
:(airly narro 'r7 giving an air of slight cong estion; but there is
on evident pride of 01m0rship~ Streets n.ro well shaded.

Bellovu.e,S¢l.en.octady

6.

$

400t'-W , 000

27½

_ _ _ Years

-S==Y,ears

85

1.

o.

30
-,;;,_,,_Yiears

Sa] es demantl

1938

Frame

-Good

k.

n.

:lrrrune

c+

7

NAME MNB HICATION _ _ _ _ _ _ _ _ _ _ _ _ _ SEC\JRlTl GR@E _ _ _ ~RE~ 110. _ __

NS FCRH 8
10-1-37

-

4ta<i y, N.Y.

AREA DESCRIPTION - SECURITY MAP OF_ _ _ __
1.

AREA CtiARACTERISTICS:
a. Descripti on of Terrain.

Fairly

:u.~

lnnd \7hich is slightly rolling.

Convonion co of plo.cos of OIJploymcnt.

b.

Favorable lnfluenc~ s.

c.

Detrimen tal Influence s.

d.

Percentag e of land improved __ $;

e.

Trend of desirabil ity next

INHABITANTS:
Shop workers
a. Occupation ____ __...,...._ _ _ ;.

b.

1000 up
Estimated annual family incom e$--... .-----

!lone, s.1vo

£4;0

of dwall ings.

85
2,

15

e.

e.
g.
3.

b.

Construct ion

d.

Repair
Occupancy

~rune

Frrune

3J

00

-::------,;--Years
Good

-.::---..--Years
Good

85

90

- - - - -$

Construct ed wast yr.

h.

fg~

q. .

1938

Price range
Price range

$

Price range

$

k.

Sales demand

1.

Activity

m.

i~~g Rent

None

n.
o.

8000-12, 000

=30=00-==-...,,sooo==---

$

30--0-o-60-.,,.-0-0-- -60-%

$

300---=-:-:0-,----:,00"'"00.,,..,,...-

_ _$

-40'.:""00-::-:--6000-:--~

$.---=-=-::--- ==-

$·-p,--oor
, ------

22! -

$25 - 40

-ro-1

$15 - 30

Rent range

$25 .... &>

_ _ % $15 - 25

s. CLARI FYI NG RE~iARKS:

01:>

$ ..,,.E,,-,a:i:=:r

AVAILABILITY OF MORTGAGE FUNDS:

100$

$

____ $

____$

$ _ _ _ __

45

~- 938 Rent range

Activity

$ _ _ _ __

00
_ _ % $ _ _ _ __

'...,vr=e=ry=-::p:-=o-::,-o=r-

$

q.

__$

$

--100$

Rental demand

ro

4000-0000

$22½ - 31½

p.

100%

-::-4000-6000=::--:==;i;--

35 - 60

range

_____ $

-=----$

00..,""0...,.0.::.-..-1,...o-,.o""oc..,.J.-

$

_____ $

75

_____$

Home ownership

g.

j.

OTHER TYPE

- - - Years

-==,----- %

75

None

i.

~JW~

25
TYPE ._ _ %
9

Type

Average Age

f.

No

75
~~i~ATI NG _ _ %

c.

e.

.L tru.ian

yrs. _ _ _ __

Forei!gn-l!>orn families __ $; _ _ _ _ _ _ _ _ _ _ predomin ating; d. Negro _ _ ; __ %
Some
A feTT
Infiltrati on of - - - - - - - f. Relief famili es----- --......- ::-::--- ---Yes
Populatio n is increasin g _ _ __
decreasin g _ _ _ _ _ __ static _ _ _ _ _ _ __

BUILDINGS:
a.

Stablo
10-15

l

15-2'7-2·

6500%

$ _ _ _ __

100%

'70 $

$ _ _ _ __

____ $

_ _$

=----

$.E'i:dr

a.

Home purchase _ _ __

$ _ _ __

_

----%

$ _ _ _ __

Limitod

Limited

b . Home building _ _ _ _ __

!!!his is a section in ,1hich dTTellings . for the nost part, a.re
two story ruid built fairly closoly together. !!!hose along tho
main streets aro roostly two family ,7horoo..s thoso along tho
side streets aro singles.

Bollovue.schtnectady

Of-

8

6. NAME AND LOCATION _ _ _ _ _ _ _ _ _ _ _ _ SECURITY GRADE _ _ _ AREA NO. _ __
'

•

NS FCRM 8

10-1-37

1.

AREA DESCRIPTION - SECURITY MAP OF

AREA Crl~RA8TER!SfJGS:

N. Y•

a.

Descr,iption of ]errain.

Land risos steeply to the south where it bocomes
high and flat.

b.

Favorable lnfluenc>,;s.

Fairly conveniently loco.tad.

c.

Detorimental Influences.

General age Of dwellings.

d.

95
!Per.Gentage of, liand iimproved _ _ $; . e.

Slowly
Trend of desirability next 10-15 yrs.~Ba------

b.

3.

sAcctady,

Estimated annual family income $

e.

Itolian
For,eign-bern families~$; _ _ _ _ _ _ _ _ _ _ predominating; d.

e.

Inf iltration of __
N_o_n_e_ _ _ __

f.

g.

Populat'ion ,is increas•i ng_~ - -

decreasing _ _ _ _ _ __

Negro _ No
_ ; __ %

1
Relief families _ __:~_t_e_a_n_,_
m_il_er
_ _ _ _ _ __

BUILDINGS:
PREDOMINA~[NG ~ %

1000, up

OTHER TYPE

Doubles

Singles

Framo

Framo

35
_ ~ - -Years

35

Fair

Fair

30

static _ _Yos
_ _ _ _ __

%

OTHER TYPE

a:.

Type

0.

Const ruction

c.

A-v;e.r.age _/i.ge

d.

Repair,

e.

0ecupa:ncy,

_9_0_-

f.

Home 0wner,sh i p

_::50
~ ~-%

g.

None
C0ns urucued past yr,. _
_ _ __

h•

n r l'ce
·
19~ l,"•
range

$ 6000,-10,000 ~,nn••
,,

1.

:1. 935 Ft'!i.ee range

j.

1938 'Pmi.ce range

k,_.

Sales demand

!I. .

Aetiv.i.t y

m.

11 929 Rent r.ange

22¼ ... 35
$_""-- - --1.0ll%

$ 22½ - 45

n.

1935 Rent Fa:nge

$ 15-22½

__s:;_%

$ 15 - 27½

__6_5 % $ _ _ _ __

:J.938 Rent range

$ 15 - 25

~%

$ 15 - 30

70 % $ _ _ _ __
__

p.

Renia:l demand

q.

A!e:civity;

90

-%

- - -- %

_____ %

_,;60~_ _ %

_____ %

Nono
$ 2E00-7000

100%

$ 3:X)()-OOOO

00 % $ 15'.JC>-4000

~%

$ _ _ _ __

$ 3000-IDOO

00 % $ 1E00-4000

~%

$ _ _ _ __

$ 3000,.4000

$ 15'.J0-4000

$ 15 - 25

$ 15 - 25

5.

CL~RIF¥ING REfiARKS:

100%

____%

$ _ _ _ __

100$

$, _ _ _ __

100%

____ %

----%

$ _ _ _ __

Fair

Fair

AV~ l1AB ]L]11Y OF MORTGAGE FUNDS:

$ _ _ _ __

Fair

:Al:mst none

~-

6. NAME AND t0CA1'!0N

_ _ _ Years

Years

a.

Home purchase Limited

b. Home building Limitod

In this aroa houaos are a mixture of one and two story
singles and two story doublos built ITT.th little or no
room betueen.

Mt, Plcasont, Schenectady

SECURITY GRADE __
o_ AREA NO. _ 9_ __

•

NS FOOM 8

J ©-1-37

1,

2,

3,

AREA DESCRIPTION - SECURITY

AREA CriARA8TERLSTI8S:

MAP OF Sch,ectady, N.Y,

a.

Deser- i pti 0n o] Terrain.

Terrain is high and ~lightly rolling.•

b.

Favor,able influene1:-s.

Very convenient.

c.

De urimenta1 Inf Quences.

Very old.

d.

Pen:en tage of !band improved

2

$;

e.

$table
Trend of desirability next 10-15 yrs. _ _ _ __

b.

Estimated annual family income$ 1200, up

J NH~BITANJS:
a.

Skilled mechsll1cs
Occupation and shop workers

€.

F@red. gn-boFn fam:i.lies~ $; _ _ _ _ _I_t_al_ian_s_ _ predominating; d.

e.

In~ilt ration of_:N~o~n=•' - -- - -

fl.

g.

P0pulati0n Qs increasing _ _ __

decreasing _ _ _ _ _ __

BUILDINGS:
PREDOMI NATING

80

Negro _ _ll_o; _ _ %

Relief families ____So_me
_ _ _ _ _ _ _ _ __

OTHER TrPE

OTHER TYPE

$

stat ic ___Y_e_s_ _ _ __

Doubles

Sin&J.es

i\-v e,r,age ,ft;_ge

5- -Years
,a
3cc

35

d.

Repai r

Good

Good

e.

Oecoupancy

90_ _ _ _ $
_

90
_____
%

_____ $

if.

IH ome 0wner,sfl i•p

85
- -~

_as- _ _ $

____ $

g.

€onSt Fu€t ed pas t yr.

h•

!1 929

a:.

'Jly.pe

O.

Cons ur,uetion

€ .

n ,
Er.ice
range

-$

None

None

$ 8000-12,000

4000-6000

i.

i 935prQe e range

$

j.

U. 938Por10e range

$ 4000-6000

lL

SaJles demand

l°"O a

----=-=!J

50

$ 6000-10,QOO

~$

$ _ _ _ __

~$

$ 3500-6000

~%

$ _ _ _ __

$ 3500-5000

$ 4000-5000

$ 35-60

n,

I 935R.en,t r~nge

65_ $
_

$

o.

l93BRen u range

_'.?Q_ %

$ 25-40

p.

'Rental!' demand

q.

:A:Got. iv.ity

____$

$ _ _ _ __

100$

$ _ _ _ __

65 $

$ _ _ _ __

_'.?Q_$

$ _ _ _ __

----%

----%

$ _ _ _ __

ll'air

Fair

~ - AVA ILABILIIT OF MORTGAGE FUNDS:

~7½

$ 25-35

$ 20,-30

100%

Poor
-=-1<l!)$

$ 20-3:>

$ _ _ _ __

$ 3500-6000

Rent range

11 929

100$

$

.A,l.mo st none

m.

_ _ _ Years

Years

a.

Home purchase Limited

b. Home building Limited

~is is an area devoted almost exclusively to two story
two family dwellings. There is little variety in archi tecture 1
but a fair display of pride of ownership.

5-

CLAR IFYI NG REliARKS:

•·

NAME XN~ tQCM'l 0N_ _~S=cll=en=•c~t=ady~- - ---~SECURITY GRkDE _o,.
_ _ kREk NO. _l_O_ _

NS FffiM 8
10-1-37

,.

2,

3.

•

•

AREA DESCRIPTION - SECURITY HAP OF Schenectady, lf. r.

AREA €tll\RA8TERlSncs:

a.

Description 0f Ter.rain.

High and fai rly flat.

b.

Favorable In.f iuences.

Convenience of location •

c.

Detrimental In.Uuences.

.Age and deterioration.

d.

Pe,r.cen,tage o:fl ]and improved 10© $;

INHtE]TkNTS:
BJ .
Oeoup8!t:i 0 n __Sho_~p_wc_r_k_er_s_ __

e.

Trend of desirability next 10-15 yrs. Slowly

b.

Est:imated annual family income $ 1000, up

down

c.

Fo:r.eilgn-born :t;amil!ies~ ii; _ _..,:I=-t=al=i=""="=----Predominating; d.

e.

ii! nfi1 tra tion of _ __,N::o::n::•'-a-----

f.

g.

f.0pulat]0n is incr.easing~---

~ecreasing _ _ _ _ _ __

BN!tBINGS:
· !lREDOMINATING

Relief families ---'~=t:.:•:....::a...:ll::'='m=h::er::__ _ _ __

85 $

12

O:THER TYPE

static _ _...:Y:..:•::•:___ _ __
OTHER TYPE

$

a.

Ty.pe

Doublea

Singles

Triples

b.

C0nstrue:ti 40n

Frame & brick

Frame & brlclc

Frame & brick

c.

Aver.age :Age

d.

Repair

Fair

e.

0ceupani:::;y

.,
90, . . . - ~_$

_9:..:oc____ $

90 _ _ _ _ $
_

r.

H0me 0wnersliip

55

75_ _ _ $
_

90
____ $

g.

ConstFuGted past yr. None

h.

!1 929 i!?dce ,range

$ 400():...lO.OOO

---1QQ$

$ 35)()-7fA)O

100$

ii .

1935 Pr'1:0e range

$ 2~0000

_i&_$

$ 2000--4000

_§Q_j

j•

19 38 Pi;i€e range

$ 2G00-!:000

~%

$ 2000-4000

k.

SalJ..es dema11d

$ 200D-4000

I.

AE:t!Lv.Hy

m.

1929 Rent r,ange

$ l.B - 45

~$

$22¼--35

n.

1935 Ren,t range

$ 12 - 27!

___§_§_,;

$

o.

i.938 R:enrt ra:nge

$12 - 30

p.

Rental demand

gJ,

11.enivity

Fair

Fair

- $

None

None

50

$

$ 200(}..4()()()

$ 6000-12,000

1a-22½

100$

$ 3000-5000

_ _5'.)
___ $

$ 3Q00..6000

__
00
__%

$ 3000-4000
.Alm) st

Poor

Vecy poor

3

40~_ _ Years

_40~_Years

~ --

; £__%

Negro Yes

100%

65

$

_'.!2_$

none

$~1~8-=3~5_ __

_ _-Luu%

$12-22½
$.:12-,=2,c5_ _

70 - - ,
•
-=

$ J.5"25

$l.2-25

Fair

q.

AVA!tABrn]"rr OF MOR?GA©E FUNDS:

5.

~LARIFHNG RENAR'KS:

6.

NAME AND L0CA1'!0N_~Sch"'
. =en=•="~ta~d,=y_ _ _ _ _ _ _ SECURITY GRkDE

a.

Home purchase Limited

b. Home buildingl!~l=ro~•t~ed=---

!!!his is a fairly old area in which doubles predominate but in
which are also included a number of singles and a few triples.
All are built quite closely together and evidence little pride
of ownership. The1·e were fewer foreclosures in this section
than in any other.

e-,

~REA NQ.l=l_ __

NS F<lRM 8

1 ©-1-37

1•

A,R U Df SCR,T I ON - SECURITY MAP OF

A1REA: <Ct1ARACTERI$'L']CS:

sc1il.ctady,

a.

Oescripti0n of Terrain.

Land ri se3 to the southeast.

b.

Fa¥0rable lnfluenci s.

Convenience of location.

e.

Detriment al ] 1nflmences.

.Age and a.bsolescence of dwellings.

N.Y.

Slowly

Trend 0f desirability next 10-15 yrs._00
_,,,m---

<!l .

1000, up

b.

Estimated annual family income $ _ _ _ _ _ __

.
Italians
r-0Fei!• gni- b@rn f ain.i,. 1 tes
_25
_ ,an ; _ _ _ _
_ _ _ _ _ _ predominating; d.

1l'

e.

[,n1'.fiiM.rat ion ©if

-None
-------

FREID@MlN·ATING

q..

Relief families ---=Qui~t_e_a_f_aw_ _ _ _ _ _ _ __

f.

<!lecreasing _ _ _ _ _ __

g.

9o

OTHER TYPE

$

Singles

F:rame & brick

Frame & brick

'li'Mpe

b.

©0nstru<!:tili!0n

e.

A\v1eva:ge ~g,e

a.

Repaiir

e.

®€€ U~ami:~

- - -=='

if.

H'@me 0wnef'sMp,

_6_5_____

g.

e0nrst F1ucte0 1:> ast yr ·=N
=o=n=e-=---- -

ih1.

1,9129 FFiGe Fan.ge

ii.

1 ~ 35 F'ril<re va:nig,e

$ 300(;),..55(;)0

j.

1 ~ 38 Fti<!: e

40

=4.-0
= --¥eaFs

Faini e

k.

$al:es cilema:n<!l

i.

~Ci\\1!¥Ji. ty,

m.

1,9 29 ®'e:rMi vang,e

n, .

©.

Fai r

Fair

85

90

--=--'

$ 7000-11,000
-

- ~

Years

75

%

%

$

%

None

~00$

ro

$ 0000-8&>0

100%

% $

%

$ 3re©-5500

$ 3000-§000

60

% $

%

$ 3500-4000

$ 3000-5000

$

Poor

A).IIXi) st non.a

$ 2~ - 40

$ le - 27½

~% $ 18 - 27½

60

19381
Rent r a:nge

$ 18 - 30

75_ $
_

r.&c tiv!hy

REKA:RJKS :

$20-30

$ 18 - 25

$ 20 - 30

Peor

Fair

AIV1']tN13LU'!I!'¥ 0F MQRT@k(rE FUN:D$:

cum] F:Y, I NG

100%

60

1~3~
- •en t 1cainge

<ii! .

$

% $ 3000-5000

----1l0.0%

IRen t ail deman<!l

OTHER TYPE

¥ears

$ 25 - 40

p.

static _Yes
_ _ _ _ _ __

10 %
___

Daubll es

a.

Negro _
'No_ ; _ _ %

a.

H0me J.i>UFchase Limited

$

JOO%

%

$

%

75 %

$

%

200%

$

Limited

b. Home building _ _ _ _ __

A seetien of oonsidera'ble age, co~osed alnx:>st entirely of

two faxnli.ly struct'ltres with little space between.

Pride of

ewnership is quite spotty.

Sehenectady
O
0,. N~M:E ~NID LWATill.ON _---'--_
_ _ _ _ _ _ _ _ __ SEC'URITY GRADE ___
AREA NO. 12
_ __

NS FCRH 8
11.0-1-37

1.

2.

3.

•

AREA DESCRIPTION - SECURITY MAP OF

AREA CriARACffiERIST'ICS:

•

Scllmeotad¥, N.Y.

a.

IDescFiption ofi '.l'errain.

Rolling land.

b.

Favogable Enfiluenees.

Convenient location,

e.

Detriment~! Ini! ~uences.

Age o.f structures al1d gradual doterioration of
neighborhood.

d.

ll?ercen tage o1 land improved~$;

FN!f~BIT~N]S:

e.

Trend of desirability next 10-15 yrs.

b.

Est~mated annual family income$ lOOO, ,:q>

.

White collar and

a.

Cilecupati ion

shop workors

e.

F0r.e ii gn .....b0Fn families__oo_$; -~P~o~l~i~sh~_ _ _ _ _ _ predominating; d.

e.

Inf i l t Fation of ~-P~o~l~i~·shlill._ _ __

Jl.

g.

Populat ion is ineTeasing _ _ __

decFeasing _ _ _ _ _ __

SJ.owly
down

Negro No

; __ %

Relief families --~==.t,ce,__,a'-'f_,ewcc.__ _ _ _ _ _ __
static _

_,Y_,•~•:..______

BUI LD1NGS:
OTHER TYPE

PREDOMINATING ~ %
a.

t ype

Sing) OS

Tinnbl es

b.

C0nst !I'uetdJ0n

Frame & brick

Frame & brick

c.

11.ver.age /i:ge

,,a,,5_ _ ¥ears

25

d.

Repair

Fair

Fair

e.

0e cupanc;y

""90e...___

f.

Home 0wner,sh ~p

g.

Constructed past yr.

h.

1929 FF'.l!ee ~an.ge

i.

l935Friee range

$ 4Qoo...8000

j .

l93BP,r ice r&nge

$ 4000...13000

__$

.s,80"--_ _ _ %

Yea-rs

_ _ _ Years

--"'85,___ _ $

_____ $

..-,6=.5_ _ _ %

_____ %

None

None

$ 6000.:.14,000

______!@_Q$

$ roo0-12.ooo

____%

$ 2500::6000

~%

$ _ _ _ __

____%

_J;Q_%

$ _ _ _ _ __

L

11:e tiv i ty

m.

'l 9i29 Rent ,range

n.

l935Ren•t range

$

o.

:t938Rent range

$ 25

- ED

--'llL% $ 12 - 40

$ 25

- 40

$

Ren ta i' demand

q.

Activity

Very pool?

Poor

22¼-

100%

$ _ _ __

4000--6000

$ 35,..

$_ _ _ _ __

___l&.%

Sales demand

p.

100$

60 % $ 2000-,6000

k.

$

OTHER TYPE

40

75

45

.ad..Qj)$

$ 17:½ - 60

_filL$

$

12 - 37½

12 - 35

:IOO'Ji

$

65 % $
_1Q__$

$

]QQ't

%
%

$

:eccr:

Fa:ir

4.

AVA ILkB~L][Y OF MORTGAGE FUNDS:

5.

CLAH IH ING REl,ARKS:

6.

NAME AN ~ LOCKTI ON _ ___ilS,.,ch.se,,,snc,,,c,_,t,.a¢.,y_ _ _ _ _ _ SECUR<TY GRADE _~c~ AREA NO • ....:1.::,3:..__

a.

Home purchase Limited

b. Home building Limited

This once was an area of large, attractive singles many of
whicb. 1 in the courso of time, have boon converted into rooming, apartment and fraternity houses. D::lublos were built
at a later poriod. Tllough dwollings arc built fair1.y
closely together, there is not too much congestion.

NS FffiM 8
10-1-37

1,

._

•

Satlonccta;Jy, N. Y.

AREA D[SCRIPTIO'H - SECURITY HAP OF

ARE~ 8ri~RA8[ERISXiCS:

ro.

0eser.iption of Ter.rain.

13.

Favorable Influences.

Land slopes toward the river.

Convenient to places of employment.

c.

Detrimen~ai lntluenees.
General oharaetcr of neighborhood,.

cl.
2,

3,

Pereentage o:t; land improved~$;

e.

Trend of desirability next 10-15 yrs._.,;Sl=occ"cclc.:__
doun

b.

Estimated annual family income $

INH~BIT~NXS:

••
••

0ee::up~.rtion

e.

L,n:lliJH ration of

g.

P.0pu]a'tii0n is

Shop workers

50 %; ~ --'I"t"'al""'i,,an,,_,,s_ _ _ _ predominating; d.

Foreilgn-b0rn ;fiam,i :hies
Nona

f.

Negro _ _,N'-"o; _ _ $

Reiief families _ _ _.,;Q;"ui""-'t'-'o'--"a'--"f-"e"u_ _ _ _ _ __

decreasing _ _ _ _ _ __

ineFeas6.ng

lOCX), up

static _ _~Y~o~•~----

~UIIJD!NGS:
!'R,EDOMilN~TliNG

'70 $

OTHER TYPE

27

OTHER TYPE _3~--

$

a.

l'yiIJe

Doubles

,.

Singles

G::onst r,uct i0n

Frame

Framo

C,

:Ave,r,-age Age

35

d.

Repair,

Fair

e.

0eCU}IlaJll€y

90

$

...,oo,--~%

__,,,90"---___ $

f.

Home owneorsh i p

40

$

__,,,60"---_ _ $

_8~5~_ _ _ $

g.

Constr.uct:ed past

h.

1929

i.

1'.935 Priee rang:e

j'

l!:138 Ih·.iee r;ange

k.

Saies dernaind

1,

:A:tc: ti V d. t Y,

m.

1929 Remt: :range

$

n.

:1.935 Rent range

o.

·1 S:38

Pdoe range

Renltl r,a..nge

p.

Ren ta r demand

q,

Aetiv1ty

yr.

Yea,:rs

Frame
__,,3,c5__ Years

...,,3~5~_Yea:rs

Fair.

Fair

Nono

Nono
----1Qll%

$

6000--10.000

$ 4QQQ....5fAQ

_fil$

$

3500,,60QQ

----60.$

$~

$ 4000-5000

___fil$

$ 3500,,GOQO

----60.%

$

$

8000-11,000

Nona

$

$

- 45

$ 35 - 65

$ 15 - 27?;

_QQ____$

$

$ 15 ... 30

_2/J_$

$ 25 - 45
$

Eaj,::i::

i+,

AVAitA'B IL1TI 0F M0R1lGAGE FUNDS:

5.

CtAR!F?ING ~E!,ARKS:

100%

$

30 - 35

65$

$

18

--2SJ.$

$

20 - 25

$

20 - 25

22½ - 42!
25 - 35
:fajz:

a.

Home purehase

4000,.6000

100%

_50...,__ _ $

-~00~__ %

None

_100$

$ 15 - 25

$ 8000-12,000

$ _ _ _ _ __

3600-0000

Poor

None

22

100%

- 22½

10oi

65

%

'70

%

Eai:t:

"L1mitoQ.:

b. Home building Limited

.An old section containing a mixture of one, two and three
frunil-y structures built closely together. Architectura is
anything but pleasing nnd pride of 0'\7l'lership ia generally
absont.- !fu0ro is scattered business along Van Vrank:en Ave.

6.

NAME NNB LOCM'ION ____.,5.,ch.,e.,m"'o"-ct"'awd-,.y_ _ _ _ _ _ SECURITY GRADE

·C

AREA NO, ~1=4_ _

,.

NS F CBM 8

1 0-1 -37

•

Scheoeatndv, N. r.

AREA DESCRIP r lOH - SECURl fY. NAP OF
I .

2.

3·

AREA CH~RAC~ER!S[ics:
a . Dese ript i on 0f Der.r ain.

Land slop os t oward tho r i ver.

b.

Favorable Lnfiuenc~s .

None.

c.

Detrimental ln~luene es.

I nconv eni ently located ond lacking inprovcmonts.

d.

Per,cen ~age 0f land impi;oved____aQ_ $;

Tr e nd of desirabi li t y next 10- 15 yrs. qu,es--

t ionabl o

1-NHABITkNTS:
a.

Oec upa H on,_ _ _i$hwnei;pu,woIU:
r k!Ca
arr.ss___

<;: .

Foreign-b0rn fam:i!lies----25%;

e.

1:nfi l torartdion 0f

g.

Populat i on is ilne Feasing

b.

Estimated annual f am ily i ncome $_~aoa~~1ipq,..._ __

:C t al iDn s & Pal ish
f.

Same

predomi nating; d.

'Reli ef families

Negro

Na ; _ _ %

~n1te n m1mber

static _ _y,,.___ _ _ _ __

dec11easing

BUI LDI NGS:
PREDOMfN·ATING _m,_%

OTHER TYl'E -~10~ %

a.

T;y,pe

Sh1 g] es

J):n1hl e Iii

b.

C0nst r;uc1:i0n

jl-:rame

i rQIII.O

c.

Average · tge

25

d.

Repair,

:Fai r

e.

Oecupa,ncy

95

%

85

%

Heme ownership

?Q

%

70

%

;

.

Year s

25
Fair

C0ns -Gr.uc ti ed past yo.

h.

] 929 Pri! oe range

$ 2 OOM 0 , ooa

___!QQ$

$ 6000-J a,ooo

i .

19:-:;5 Pd c, e r,amge

$

l 4'Xl 5000

--©-%

J • 1938 Fr i ce r.ange

$

; 200-a000

k.

Sa!les clemama

$

1.

:A:e t i vit y.

m.

1929 Ren 1l ,range

0.

;.a:i,13

p.

Rentai demand

~-

'.6. et:::ivtt:y

Ren t: ra.nge

None

_____ %
____ %

Non e
100%

$

100%

$ 2000."!iOOO

-m.-%

$

i

_a;_% $ Z000-5500

-m.-%

$

%

$

$

»on e

None

m

---=100%

$

2 5 - 40

$ 12 ~ 27½

_.ss__i

$

J5 -

$ ) 2 - 30

__£()._%

$

) 5 - 25

$

] 5 - 20

$ 20 '

OTHER TYPE

_ _ _ Years

Y.ear s

~-

n . J.935 IRen t range

•·

e.

$ ] 2.:.' 25

$

55 $

$

%

$

%

----SO-%

100%

$

pool'

J!gj,1,'

AMA!tABIL!I¥ 0F MOR[ GA GE FUNDS:

22!

1 00$

a.

H0me pu,rc hasPi ri mi t e d

b . Home building Lim:i ted

5 . . CMR!F¥ING RE!iARKS :

.A. spar s ely sottl ed section cont aining a mixture of shacks and
small houses with an occas ional two family dwelling. Many
streets are not cut through al t hough t hey are so shown on the

map.

6,

NAME AN 0 DOC~1'!0'N _ __ _,.,
sch
.u.eons.e..cat"'aa. . , y ~ - - - - - SECURITY GRADE

_ c-..,___

AREA NO. ~l-5~-

.NS FCRM 8
:10-1-37

1,

AREA Ctl/JlA8TERISTICS:
a. 0ese:Fiption 0f Terrain.

d.
2.

3,

•

AREA DESCRfrlDH - SECURITY MAP OF Schenectady, N° Y.
,Slightly rolling ground.

Favorable Fnfluenc~s.

Country land with room for expansion.

DetFimen,tal lnH.uences.

Distance from center cf city and places of eaq:iloyment
as well as lack of all improvements save gas and eleetricit:

PeFcen,t age of. l!and im_pr.oved__oo_ $;

I NH~B4T~NTS:
a. Occupation Factory workers

e.

Trend of desirability next 10-15 yrs. Stable

b.

Estimated annual family intome $ 1000 & up

-~Ic,t.,al.,,_,i,.an=•~----

c; .

F0Feign-b0rn :fiam:i!IH es-----2.6$;

e.

[nfiltrati0n o:fi_-~Sa=mwe'-----

f.

g.

P0pu]ati0n is i,nc;reasing Slowly

decreasing _ _ _ _ _ __

a,

Type

S:ingJ es

b,

\I:onst ru€.tll0n

i'reme

••

Average Age

20

d.

Re~a'lF

Good

e.

0c;c;upaney

90

%

L

Heme 0wnership

70

$

g'

<:: : onsti r,;ucted pas t y,r.

h.

<929 P:riGe range

$ 40QCWIDOO

>'

;i93#rice range

$ 2000 41l00

j'

S.'.Ma'Price range

$ aQ00-4000

n.

ActiMiitiy

m.

1929 Rent: ,range

m,

".t9 3~ent r,a,nge

$ l5 - 27½

o.

J.:'.l~ent range

$ 15-30

q,

Ae:t±v i ty

_____f0_$

OTHER TYPE

_ _ _ Years

_ _ _ Years

_

___ $

_____ $

____ $

_____ $

100$

$

:0 % $
$
$_

$ 2000-,4000

Sa]es demaind

!Rental demand

___!QQ$

static _ _ _ _ _ _ _ __

OTHER TYPE ___

$

fears

k.

p.

100

Negro~ ; _ _ %

Relie.f :families ---~A,.__,f,_,ew"'----------

BUILDINGS:
!'RED©MJNATING

predominating; d.

$______

100$

_ _ % $ _ _ __

____%

_ _ % $, _ _ _ __

____%

$ _ _ __

_ __

Ji'a.ir;
$ 22 -

45

$ _ _ __

100$

..ML%

$ _ _ __

__$

$ _ _ __

____ $

_ _ ,%

$ _ _ __

----%

$ _ _ __

$ 15 - 25

$, _ _ _ _ __

____ioo$

$ _ _ _ _ __

F~:lr

•·

AVAJLAB111T¥ OF MOR] G~GE FUNDS:

5,

8LARIFYING RE!1'11RKS:

a.

Home purchase Limited

Limited
b. Home building~~----'-----

~ s is a sparsely settled section containing small one
andi one and a half story bungalows. These are located
on plots of proportionate sizes. Pride of ownership is

fairly well displayed.

6.

16
NAME ANB LOCAl'!ON _ _ _ ___,,,Sc,;.h.,en"'e"c"'ta'"a,,_,yc.__ _ _ _ SE~URITY GRADE __C_ AREA NO. ___:___ _

i.

2.

3·

•

•

NS FGRM 8

1 0- 1-3'7

AREA DESCRIP.TIO·H - SECURITY HAP OF

AREA CH1RACTER!STI€S:

Sc.henec:tad.Y, lL y.

a.

®esctdf) t i on of Terrain.

Land is somewhat rolling and high.

b.

Favor,able [nf]uenees.

Generally attractive.

e.

~etrimental lnfiluences.

d.

.fercentage 0:f iland improved___1Q_ $;

Lacks all improvements save gas and electricity.

Trend of desirability next

b.

Estimated annual family income $_----=1~0~00,,_,_,_up"'---

INH~BI1tNTS:

10-15

a.

©ecupatien,_~S~ho~p~wo=r~k~er=•~---

c.

For,etgn-b0Fn :liam.d.lies_____Q_ 1,; _ _ _ _ _I,.t,eal""-'i"an""a,__ predominating; d.

e.

1 n:lii i t r-a t,d. on of

g.

Bopula-tii.@n ;s inereasing

None

f.
§lowly;

yrs. Stable

e.

Negro~; _ _ %

Q;uite a number

Relief families

static

decreasing

BUILDINGS:
PRE00MINATING

100$

OTHER TYPE

a.

'llype

Sing) es

b.

€0nstructi.i! on

F'rame

c.

A:ve r,age tge

15

d.

Repai.!oc-

r.nod

e.

Oceupan€y.

f.

H@me ownersfiiip

g.

t:0nstruCit,ed past

,r.

h.

1929 iPr ii.Ge r,ange

$

400G-8000

__!QQ$

$

,.

l !-'i.~ 5 Firiee r;ange

$ 2~00 4000

00%

j.

K'38 Pr.ice r,ange

$ 2000,;..40(;)0

__fil$

'tears

Years

%

$

$

%

$

$

Y.ears

75

$ 20Q0-,4000

k.

Sales dema,nd

L

Eetivity

m.

:1 929 Rent r,ange

n.

l935 Rent range

$ 15 -

0 .

:,3:~s Ren u

$ 15 - 25

OTHER TYPE

$

100$

$

$

_ _$

$

%

$

- -% $

%

$

$

100$

Boor

ra:nge

p.

Renta:1 demand

q.

Ac tivity

$

22 - 35

22.½

$ 15 - 20

____ll0%

$

_____oQ__$

$

% $

%

---2!J_%

$

% $

%

$

$

100$

$

100%

Rajr

<· ~V~IL~Il l tln OF MORTGAGE FUNDS:

a.

Home purchase Limited

b. Home building

Limitat

s.

8-LAJUl'YI NG R0fiARKS:

6.

NAME ~NB LIJC~TION - ------'C"'arm®""""'"--"an"'d'-"-SC!s,'1"en"""ec._,t,.a,d;,..~, _ _ sECURlTY GRADE _ _,,c_ AREA No.1~7_ __

An ai·ea generally sparsely developed but roore built up
in the south. Dwell in.gs are of the bungalow and slightly
:larger tYPe cottage with fair space between. Section has
a country atmosp.,."l.ore. Carman has its own small shopping
center.·

NS FCR,M 8

10-1-37

lL •

2.

•

A1R:EA D•ES,CRIPlilOH - SECURITY t,f,Ap OF

AMA\ OlilruMC'I1FJR!$-':L''.f©S:
a. Des<,;dptd.on 0:€ '.FeFrain.

•

Scbenectady:, N. Y.

Generally flat land.

0.

Fav0ra01!e linHuenc(s.

Fairly con~enisnt.

c.

DetFimentai lnfluences.

.Along main traffic artery•.

a.

PeFcenitlag.e @f l.an<!l impF@v:e<L....J.00$;

e.

TFend of desirability next 10-15 yrs. Slowly
down

INH~-13[iANrrs :
Wb.u..J..._·t.._.e::;__,;co...,·...
Jl...,ar.....__ _~ ;
a:. ©0Gupatiion_.........

b.

Estimated annual family income$

e.

F@reign-fuorn .f.amili!es__fi_ %; _ _....I..,.t""'al.i...,·an......__ _ _ _ predominating; d.
f.

g.

Fopula'ti0n is inereasinig _ _ __

<!leereasing _ _ _ _ _ __

OO'H1ER TYPE

~y41·e

10 .

©@n,s it1 FU€ 1i i 0n

e.

.A:~etra,ge J\tg,e

35

d.

Rerpailai'

Fair

e.

®GE Upan:e\y,

""'S....,
· ©..........__.......,----=---%

:tr.

M©llle 0wne,r shill>

-'Z~5..........-,,-:-----,,- %

g.

<C@nsttruc\tl e<d: JPast

h.

l<s) ~
r

i.

1~35. r~i:ee Fall!g:e

$ 3000 0000

~I .

J.0~B Frti!ee ran:g,e

$

3@0f>-s000

¼.

$ales <stemam1a

$

3000-4000

1.

:A'.€ t i,w, Ji! tc.:W

m.

l~2's)

$

_ _ _ _ _ _$

_,8..,.5..._
. ___ $

_____ $

Nena

None

GOQO-J2,000

4Q00...8000

100$

----m.%

$ 250Q-&l00

60 $

______a:).$

$ 2500--S)QQ

f,(}

_1100%

$

$

$ _ _ _ __
$ _ _ _ __

% $ _ _ _ __

100%

____%
_ _ _ _%

$ _ _ _ __

2600-4000

Paor
$ 35-€55

100%

---100%

n.

l~::Z5R'eill1l ranige

$

18-32,½

~% $ 2 ~

G).

~-~; '-!9 Ren 1l Fan,ge

$ 20--35

7{!) % $ 25-45

2()...35

$ 25-40

Aletii.vi'.iJt~

. OTHER TYPE

o...,___ _ i

27½,-00

q,.

$

.....
9.u.
-

Yer;y: p;0or

$

; __%

Yes

_ _ _ Years

$

Rental d'emand

10

static

¥ears

Renrn Fange

IP .

Mo

Sing.1 es

J;)onbJ es

a.

'i?a!'ice Fange

Negro

Relief families _ ___.,A.-....;;;f=ew""----------

3. i!BU[LDT'NGS :

MF.

1200, up

l

l

$ _ _ _ __

100%

65 % $ _ _ _ __

----%

% $ _ _ _ __

----%

70

$ _ _ _ __

Fair

Fair

Limtted

4.

:itvAILABIUT~ OF M@RT@AGE FNND$:

5.

611,AUFY~N6 RE'Nr.AA'K$ :

6.

NftiME ft;,N,D LOCATrnGN _ _ ___..S=ch=®=oe=t.,,.,ad;=y_ _ _ _ _ _ SECURITY GRADE __C_ AREA NO. _l_S_ _

a.

Home purchase

b. Home building

Limited

!i!his section is aJ.IIX>st entirely gi van over to two story
twe family dwellings built quite closel y together. A.rchiteeture is nei th.er varied nor overl y pleasing. All of
State and .Albany Streets is unrestricted and tends toward
bu.sinoss.

NS FCRH 8
10-1-37

AREA CtlARACTERISTICS:
a. Descripti on of Terrain.

,.

•

AREA DESCRIPTION• SECURITY MAP OF
Slig..½.tly rolling land.

b.

Favorable lnfluenc~ s.

Not unattract ive.

c.

Detrimen tal Influence s.

Distance from city and places of employrae nt.

d.

Percentag e of land improved____A1i $;

INHABITANTS:
i.;~p
_ _ _ _ __
_ _workers
a. Occupatio n _ _

2.

3.

•

Schenecta dy, N. Y.

Trend of desirabil ity next

b.

Estimated annual family income$ lZOO & up

10-15

c.

Foreign-b orn fami(Lies-..l:Q.. $; _ _ _ __cI:_t::al=i:::an:::.__ _ predomin ating; d.

e.

Inftltr.at ion of _ _--'N~o~n~ •~---

f.

g.

Populatio n is increasin g Slowly

decreasin g _ _ _ _ _ __

BUILDINGS :

Singles

b.

Construct ion

Frame

i:::.

Aver,age Age

d.

Repair

e.

Occupancy

--'8~5'-------_ _ %

---'9'-'8'--------- %

f.

Home ownership

_7~5~_ _ _ %

_8_5_ _ _ $

g.

Construct ed past yr._l_O_ _ __

h.

192>}

Good

$ 2500-10,0 00

___!QQ$

$ 7000-10 1000

1000-5ffi0

---6!L%

$

300()..5000

h) 35 Prd.ce range

$

j.

1 :~ Pr.ice range

$1500-5500

$ 3500-5000

J<..

Sales demand

$ 1500-3000

$ _ _ __

1.

Activity

m.

1929

l;'.'l35Rent range

o.

~

··:;9Rent range

p.

Rental demand

q.

Activity

_____ $

100$

50

$

$ _ _ _ __

100%

$ _ _ __

__ % $ _ _ _ __
_50

____%

$ _ _ _ __

}lone

Poor
22 - 50

$IS -

_____ $

Uone

1 •

n.

_ _ _ Years

_20=__ Years

2~0~__ ¥ears
Good

$

OTHER TYPE

Doubles

Type

Rent orange

lfo ·
-$
--·-

static _ _ _ _ _ _ _ __

OTHER TYPE

a.

Price range

Negro

Relief families _ _ _.=A:_c_f -=ew-'--- ----------

PREDOMINATING ~ %

0

yrs. Stable

e.

:J2½

$ 15 - 35

_____iili)$

$ 30 - 45

100'1,

$ _ _ _ _ __

~$

$ 18 - 27½

65 $

$ _ _ _ __

..1Q_%

$ 20 -

30

$20-30

$ 15 • 30

~%

$ _ _ _ __

-----"ll!l' %
----%
----%

$ _ _ __

Poor

Poor
a.

Home purchase Liro:lted

b. Home building

Limited

4.

AVAILAUll!TY OF M0R]GAGE FUNDS:

5.

CLARIFYING REl,ARKS:

6.

19
NAME AND LOCATION _ __.S,.cle,1en"""ec,.,tceead:,,,,y'-------_ _ _ _ _ _ SEC1JRITY GRADE _C__ AREA N0. _ _ __

Romes in this area are largely singles of the bungalow and emall
two story type. They are not built too closely together and
there is a fair pride of om.er ship. State Street is tending
toward business. quite a number of residents are employed in
Albany.

.NS FCRH 8
10-1-37

ARfA DfSCR!ION - SfCURITY MAP OF
1,

2.

3.

AREA Qtl'ARA8TER1Sn8S:

•

Schenectady, N. Y.

a.

Descr.iption o~ Terrain.

Rolling J.and.

b.

Favorable Inof ~u enc~s.

None.

c.

Detrimental ln:iiluences.

Lacks everything but water and electricity.

d.

Fereentage ofi rand imp:r.0ved~ $;

INH~BITAN[S:
a. 0cwupa ll 1J0n ----"'s:,,-<>,_,n,._.,,J'O=;:kecer=s,__ _

e.

Trend of desirability next 10-15 yrs.~Q.u.""•~s-,__ _
tionable

b.

Estimated annual family income$

c.

Foreign-bOI,"n :tiamHies_]:Q_ $; _ __.I.,talse,,i,ea,en,.s,__ _ _ predominating; d.

e.

lnf 4ltr&llion oi_ENyon,,,,_e_ _ _ __

f•

g.

Populanion Ls inc~easing _ _ __

decr,easing _ _ _ _ _ __

900, up

Negro

No ; _ _ %

Relief families _ _,.1@1=.te,es._ea~fo.aw=--------static _ __,Yc.,ee,s_ _ _ __

BUILDINGS :
PREDOM~NAT:ING
a:.

Type

Singles

0.

8onstrucllion

Frame

100 %

~1~5_ _ Years
d.

Repair

Fair

e.

(lk:eupaney

_,9.,5- __ %

i.

H0me ownership

c,9,,_0_-

g.

Const ruel) ed past yr.

h.

19!29 Price -range

1.

1 JQ5Pr,~ce r.ange

j.

J:q ,;aPri!ce r,ange

k.

Sales demand

_

%

OTHER TYPE

OTHER TYPE

_ _ _ Years

_ _ _ Years

____ %

____ %

_ __

_____ %

_ %

None
100%

$, _ _ _ __

$ 2000-9000

_____i!ll_Q$

$,_ _ _ __

$

JOQQ-.4fPO

_fil_%

$ _ _ __

_ _ % $ _ _ __

____ %

$

1000-:4000

___J;Q_%

$, _ _ __

_ _ % $, _ _ _ __

_____ %

$

lOOG<-4000

100%

$ _ _ __

$ _ _ __

Poor
100%

$ _ _ _ __

m.

1929 Rent range

$

10 - 45

-----100%

$,~ - - - -

n.

1~35Ren~ r.ange

$

10 - 27½

__.sQ__%

$ _ _ __

o.

·, ' -78Ren t range

$

10 - 30

___1Q_ % $ _ _ __

_ _ % $ _ _ __

$ _ _ __

$ _ _ __

p.

Renta n deman~

g,,

A:et-i.v:iJty

_ _ % $ _ _ _ __

_ ____clJKl:%
----%
----%

Fair

4- .

:A:VAUA:BDTI.ETY 0F M©RTGAGEl FUNDS:

s.

CLARIF~I NG RE!,ARKS:

6,

NAME RN0 LOCRTI©~ _ _S~ch_e_n_oo_
-t_aify~_ _ _ _ _ _ _ SECTIRlTY GRADE _C'--- AREA 1,(), 20

a.

Home purchase

Lin:d.ted ;

b. Home building Limited

This is an area which has been sparsely developed with small
bungalows and slie7ltly larger cottages built not too closely
toget~1.er and displaying a fair pride of ownership.

---

NS F'1<iRH 8
1 @-1-317

j 'R,EA DESCR,11 ON - SECURITY MAP OF Schlctad.y, N. Y.
1.

2.

3.

M~~

a.

CH:ARAC'DEIUSTI(c;S:
Descri ption of Terrain.

Land: is low and flat.

b.

Fa.voraJlille lnnuenc1;s.

None•.

c.

DetFiment aill! ]n~hences.

Sa'bject to floods and dampness.

d.

:Perr eenta:ge 0 £ laina ilm,p r0~ea-129%;

iJ:NHA:B'.E't.AlN't$ :
a. @<1:<1:upat il0n _

a.1-=·=1,.._y--=la=bo=•=r..,.e=r=s_ _

__,D=
·

e.

TFend of desirability next 10-15 yrs--Do~wn=----'-ward

b.

Estimated annual familiy income $

e.

F0Feig,n -b00:n iam,i lies_Q_ $; ------==-- - - - - predominating; d.

e.

] 1nifilt :raHt.i0n ©if __:N......,.on...,e...__ _ __

I.

g.

P0pula'tl i @n is imeFeasing _ _ __

<ieereasing _ _ _ _ _ __

arHER
TYPE
-

FRED(l)M!INATING __§Q_ %

J)mbJ es

Fraroe

Frame

_ _ _ Years

Poor

_98....
: '- ----'C-,1

....9.,.8_ ___ ,i

_____ $

_135-=--- -i

. .oo
.....·'------ i

_____%

H@
.me 0wne,rsh dip

g.

(r;0ns'tl :rueted, past y-u. .Nano

h.

ii: ~2!i>

J 9~~5 F~di€e range

OTHER TYPE

%

40

.....
3-5_____ y ears

Po@r

:f .

None

$ filQA.-B(}QQ

~00 $

$ fOQQ...2000

2000--4000

00 ~

$ 30QQ 4000

$

_fO._..%

$

3000-4000

100$
_GC)

~.°~~'5 Rent Fan,ge

$, 18::::30

0 .

:• ' ,;:·:! .IRent range

$

p.

Nen t a t demamd

$ _ _ _ __

% $

GO%

$ _ _ _ __

100$

_____$

_____ %

$ _ _ _ __

$ _ _ _ __

n.

; __%

static _ _.y..Eae....
s _ _ _ _ __

-

Sine;J-es

---'3....,5..___Yea>rs

i.

Negro No

Relief families _ ____.So~m.,_e.___ _ _ _ _ _ _ __

BUlViLMNG:i> :

:Pr:i!ee Fang:e

750, v.>

----100%

$

25--40

100%

$ _ _ _ __

___oo._ %

$

l S..25

60 %

$ _ _ _ __

_ _ _ _ _ <.£

BO%

$ _ _ _ __

_ _ _ _ _ <.£

20..30
$

$ _ _ _ __

15--25
Good

Lj. ,

A:V~lLA11B1iLTTY (i)F M(;)RTGA"C,E Fl!JN~S :

s.

Cli,JXR[F¥]NG REt ~ KS:

6.

Nft:ME ANfil L@C~'Ji'mQN1 _ _ _ _=Sco=-=t=ia=----,--- - - - SECURITY GRADE --=D=--- AREA NO. _l_ _

a.

ffome purchase

None

b. Home buildin.g ~M~o_n~e_ __

.A mixture of run down, cheap, one and two family houses,
'brid:ge having been eliminated has left this area stranded..

NS FffiM 8

10-1-3'7

AREA DESCR,TION - SECURITY MAP OF

,. AREA 8tlARACTER1STICS:

2,

3,

a.

Description of 'llerrain.

Low land.,

b.

Favorabl!e lnfluenccs.

Nona.

c.

Deurimential In:fi1uences.

.A.ge and obsolescence of dwall ings and general
character of neighborhood-.

d,

Percenitage of land improved _____!__QI;

e.

Trend of desirability next 10-15 yrs.~S~•"•~---

b.

Estimated annual family income$

ex:planation

INHAB!T~NTS:
Laborers

a.

0c,.eupa,tii0n

C,

F0reign-b0rn f ami,!l i es ---29% ; _ __,I"'t"'al"'-'i"an""s____ predominating; d.

e.

]nfill tFa,tion of

g.

P.0pu l! a1i0n is inc:ueasing

f.

l;Jone

BUILDINGS:

OTHER TYPE

~%

10

a.

'I.ly,pe

Doubles

Sine) es

b.

C0nstr.uet :iion

Bri ck & frame

:Brick & frame

C,

Ave.rage Age

~oo~__ Years

60

d.

Repaior

Poor

Poor

e.

Oczeupancy

.i,B!!l,0- ~_%

~9~0~_ _ $

H0me owner-sh d!p

_.ff).,__ _ _ %

~60~_ _ %

;

.

C0nstructed past ye.

h,

1929 F:u.i!ce r,ange

$ 0000...9000

=-1QQ%

i.

1935Pdce r,ange

$ 2000-3500

-40-% $ 1 F00-3000

j •

:19.39iJ.?d,ce range

$

__,l0_%

Sa] es demand

1.

Acthd.ty

m.

1929 IR.enti - r.ange

n.
o.

OTHER TYPE

$

_ _ _ Years

_____ %
____ %

None

None

2000-3500

$

$

3000-:-6000

] ffi0-..7,(')0()

100%

$

00 % $ _
_fil_%

$

$

2.&-40

100%

1935Rent ,r,ange

$ 10-20

_fil_%

$

1s.,.22}

_,c60c_%

$ _ _ __

·•938Rent ra,nge

$

10.-20

____§Q_%

$

15-25

---2£_$

$ _ _ __

$

15-20

q.

:Activity.

%
%

None

None
___ll0%

Ren1t a1l dema:nd

100%

$

$

$ 15--32½

P·

Yes ; _1_%

st at ic _ _,Y,.,e"•'-------

Years

g.

l<,

Negro

Relief families _ _ ___.,,.,,__ _ _ _ _ _ _ _ __

decreasing _ _ _ _ _ __

PREDIDMINATING

700, up

$ 10-20

Poor

Poor

~-

A:VAILABitlTY ©F. M©R'.llGAGE FUNDS:

5.

€L~R!FHNG RIDKARKS:

$ _ _ _ _ __

a.

Home purchase

None

b. Home building-~N~o~n~•'---

Thl.s is a ver-<J old and congested section of the city now
a slum area. Plans are under way for derooli tion of the
entire s0ction.

6.

NAME ~N~ l OCAT!0N,_ _ _.,,$ch,,,,,,ene,o,,,ccota,,d:,cY_ _ _ _ _ _ SECURITY GRADE _ _.D'--- AREA NO.--=-•--

.NS FCRMi 6
1 0-11 - 37

AREA DES,CR ~
1.

ION - SECURITY MAP OF Sch.ct ad.y, U. Y.

:AREA: C.tfA'.RA~ERISTICS:
a.

DescFiJj)t i@ni of Terrai n .

L and rises steepl y to the s outh and ea.st.
b.

Favor able Influienc~s.

None.

c.

IDetuimentai linfluences .

Age and obsolescence of d,vell ings and general charact er

of neighb ol"hood.
PeFcent age 0 f il.and impr 0v ed
2,

10 %;

e.

Trend o f desirabi li ty ne x t 10- 15 yrs.

b.

Estimated annual family income $

tN
r Hi:A'.'Bl'F~N]8:

a.

().)ceui a t i@n

Laberers & shoE help

c . · F0Fe!i!g,n-0@rn fami!l.ies ~ $;

3.

Itali ans

None

e.

Ji nh h ra t i on ©f

g.

P@)l)ulli ati@n i s imGreasing

f.

predominating;

Relief families

PREID©MliN.ATING

~,

a.

'.1\y,p e

Doubles

Singles

IL

.~0nst 1:u-c t i @n,

F!L'ame

Frame

c.

1tv;.eFage :A1g,e

00

€1 .

ReiJ1>a:iLiF

Paor

e.

'®@ciupa..nc M

f.

H~me @:wnelish i 1
Jj)

g.

([;0nsrt.,r ucili e€l p ast YF .

'h .

l 'l12~ iP~i! ee :rainige

Hi

0000-lJ,. , 000

i •

193'5.PFice Fang-e

$

200©,..4000

J.

l 93BFF!i!ee r an,ge

$

2000-4500

,~ .

$ a:les dlemand

1.

ll:etld.v.i t M'

,mi.

~'l11~ ~

50

Yeai:·s

eO

Years

%

%

I

60

$

$

·Nane

Nano
:100%

~

$

__!Q___,;

$ 2000-7000
$

1200-3000

$ 1 20()..3000

100%

$

100%

f.O % $

%

$

%

~%

$

$

$

No:ne

No!l'!le
_1:QQj

$

n.

1 ~ 3 ~ent F:a,111g,e

$

~ - 2~

~$

$

€),.

' 3 ~ent Fa n,ge

$

9 - 25

$

9 ... 20

.A:et i\r i t y

Yea Fs

90

1 5 - 40

'ii_ .

%

OTHER TYPE

$

$

Ren t al &emaind

zo %

Yes

Poor

R'en it va..ng.e

I() .

No ; _ _ %

Negro

static

OTMER TYPE

700, up

Many

dec r easing

BUILDINGS:

d.

Slowl y

down

30 - 40

100%

$

15 - 2~

55%

$

60 % $

1 5 - 25

60 % $

$

15 - 25

$

100%

%
$

Poor

Poer

a.

Home purchase _ None
_ __

None

b. Home bu i lding _ _ _ _ __

s.

CLftlJU FY ING ~E~;~KS:

/ii .

N,PIME AiNii) LOCA:i'HON_ _ _ _S_eh_eR_,_ec_t_aa.y
_ _ _ _ _ _ SECURITY GRADE _ _n_

This is an old section containing a mixture of ancient sing]. es
and do'll.bles which are built closely together save in the sparsely
developed portio:n. This sparsely developed port ion is beyond
the railroad. and at a lower level. Dwellings are both one and
twa story of non--d~script design .

kREl 'NG . _ i_ __

.NS F'f fiM 9
10-1-3'7
1

AREA D<ES'C R.ION - SECURITY MAP OF Sch.ctady, N. Y.
1

1.

2.

3•

A\RE.lt G.tiA!RAC11ElHSTICS:
a. Descri1p tion of 'terrain.

Land rises steeply to the southeast.

0.

fav0rable Inf ] uene es.

None, save co:nvenience of location.

e.

Detri.m_en t all InUuences.

Age and obsolescence of dwellings.

d.

e.

Slowly
Trena ef desirability next 10-15 yrs.___.do-w-x-i---

[ NJil~,Bil!TA1N i$ :
a. ©e eupat if0n _ _ _
Fa_c_to_l"_Y_h_el_P_ _

b.

7oo_,_u;p
Estimated annual family income $ _ _
___

e.

F@r:eign-li>©Fn :families~$; _ _
It_al_i_an._._s_ _ _ _ _ predominating; d.

e.

Tniiltvat !i.0n 0:f_~N=o_n_e_ _ _ __

f.

g.

P0,pulart1i0n i s in.<rneas!i.ng__,__~ - -

decreasing _ _ _ _ _ __

Yes . .

Negro

,

or

_ _ /Q

Relief families ___M_a_n_Y_ _ _ _ _ _ _ _ _ __
static _ _Yes
_ _ _ _ __

BUil11HN<G$ :

OTHER TYPE

OTHER TYPE

_ _ _ Years

_ _ _ Years

=85=--=~ %

_____ $

_____ %

_ 00...................--

_____ %

_____%

FREID©MUM'J.'ING
a.

lOO

$

J:)c:)ubles

Wype

Frame

= er/0

g.

«;0,nstru,c lt!leCil ~ast ~r.

1hi .

1 9~ T''ri!i.ee ran1ge

$

OOQ(i)..11,000

i.

1~3§ Piriee r,ange

$

2000--45©0

11(, .

Nene
100%

100%

$_ _ _ __

100%

_ _ % $ _ _ _ __

_____ %

_ _ % $ _ _ _ __

_____ %

$ _ _ _ __

$ _ _ _ __

$a:les <ltemamil

$_ _ _ __

Nene
m.

n.
©•

p.

Rent r, an,ge

$

30 - 00

----1!lW%

$ _ _ __

-:.U,35 Rien t ~am1g.e

$

15 .,. 27½

~%

$

lS - 30

~%

$

15 - 25

1,~ 2~

:: 381
Jlen t

Fan,g,e

Rent al demand

100%

$ _ _ _ __

100%

$ _ _ __

_ _ % $ _ _ _ __

_____ $

$ _ _ __

_ _ % $ _ _ _ __

$ _ _ _ __

----%

$ _ _ _ __

Poer

Mone

None
b. Heme building _ _ _ _ __

lj, .

A~
VMtA:UUTY @F M@
R'L'@A:GE FNNDS:

5.

C:Tuft;n[ll'Y1N6 RE}iAAKS:

6.

N'PlME kNID l1..0.XGA''1'J QN_ _ _S_cb._an_e_et_ai_dW_
· _ _ _ _ _ _ SECURITY GRADE __D_ AREA NO. _ _ _

a.

Home purc hase _ _ __

This is an old and fairly congested section of the city
which the dwellings, aloost exclusively doubles, are in
delapidated condition. T11e U. S. Housing Authority has
stl"Ucted. a 250 family unit in this area but it has done
ing except create vacancies elsewhere.

in
rather
connoth-

4

1

NS FffiM 8

-

.1!0-1-3•'7

1.

Sc-ectady, N. Y.

A·REA DESCRIPTION - SECURITY MAP Of_ _ __ _

Land is low in west and. highor in tne cast.

AREA <GJiAUCTERlSTJCS:
a.

Bescript i ©n of Terrain .

0.

Fav0rab] e [nf]uenccs.

es .

Detrimentail. I n:liil.ue,nces .

e ..

lPetreentage 0 m :haml i ,mpF0;ved _ _ $;

None, save convenience of location.

Ago and character of neighborhood.

Down-

100
2.

]NHAiBiT.6.Nrr£:
a. ())eeupallii@n

Trend of desirability next 10-15 yrs . _w...,a,...r._.d......__ _

b.

Estimated annual family income $ _ _ _ _ _ __

700 , up

Daily workors

I talians

70

1

e.
g.

~@pm1M.il0n is in.ereasing ~ - - -

'Bl:JM,ID1IN@$:

decreasing _ _ _ _ _ __

90

OTHER

Briek & f:Fame

:Briek & frame

00
=---¥ea:rs

00

Poor

Poor

Ty@e

1D .

G:iDnisit !'lu,esrt ii: ©n

€ ,

~V<ef'agie '.Ag,e

a.

R.ie paixr

e.

®<1:<1:UJi!ain:ey,

L

H:om:e 0w.nef'sh i p

1g.

«:0nst xrueted I;Jas'tl ~T.

_ _ _ Years

ii .

Firicr e xr.ainge

$

IPxri ee trange

$

·L~38

j.

k.

1 ©0%
1

20©0-4§00

~~35

Sa:lies aemaifi (l},

11'.et ruvi. 11;y

m.

192~ ,Rent vange

1500-3000
40
_ _ % $

2000-4000

10 ...

0.

:,e

R,en il'. ~ange

Rentalli deman<!i

25

2.2½

$
$
$

Peor
'ii.·

% $

%

$

~

40

--1,00,% $

10 - 2(;)

p.

ro

%

None

10 ... 25
Rent :range

100%

% $

$

$

$

ro

$

lo/½- 40
n.

100%

1500-3500
%

$

:1 :)35

_ _ _ __ %

$

40

None

1.

%

3000-7000

5C!H)0-ll , 000
il ~~

_____%

Nono

None
$

i
?()

i

P1<'i ©e xraruge

OTHER TYPE

_ _ _ Year s

85
%

,65

h.

10

Singles

(Ji .

Yes

static _ _ _ _ _ _ __ _

TYPE ___ %

FRElilCDMIN'ATiING _ _ %
loo1!l.bles

95

100%

55
15 - ~
__% $

55

00
15 - 25
_ _% $
15 - 20
$
Poor

60

$

JOO%

% $

%

% $

%

$

Ae ti:vi ty-

w. AV'.A: ]tMHLLl1'¥ @F
s.

Yes

F0;reign-1D0;rn fliam1i .'lld. es _ _ %; _ _ _ _ _ _ _ _ _ _ predominating; d. Negro _ _ ; _ _ %
Many
None
f. Relief fami lies _ _ _ _ _ _ _ _ __ _ __ __
hfil txrcati0n 0;f

e.

3•

e.

None

None
MORT<GACrE

CUR ill FUNG REt11:R:K£:

FUNDS:

a.

Home purchase

b. Home building

An old and very congested section of the ci tyhaving the general

appearanee of a slum area. Area contains alm>st ev ery t ype
of dw,e ll ing bUit all in a run down condition.

0.

1)
5
Sehenecta.ou
N,AME AN,li) U)ClX'f'I®,1'11_ _ _ _ _ _ _ _ _ _ _ _ SE.CllRITY GR~DE _ _ _ ti:Rt~ l-\0. _ __

NS FCRM 8

10-1-3 7

AREA CHARACTERISTICS:
a . Descr iption of Terra in. L d -"'
nn D-LOpes to the river.

1.

2.

3.

AREA DESCR ~ION - SECURITY MAP OF Sch.c tady, !1. Y,

b.

Favora ble Influe nc~s.

None.

c.

Detrim ental Influe nces.

Genera l charac tor of neighb orhood

d.

Percen tage of land impr oved ~$;

INHABITANTS:
a. Occup ation __D_a_il_y_w_or._k_e_r_s_ __

e.

Trend of desira bility next

b.

Estim ated annual family incom e$

10-15

c.

Foreig n-born fami lies~ $; _ _ _ _
ltol
__i_nn_s___ predom inating ; d.

e.

Infilt ration of _ _ _
No_n_e_ _ __

f.

g.

Popula tion is increa sing _ _ __

decrea sing _ _ _ _ _ __

yrs. Stable
750 , up

Negro No

; __$

Relief famili es _ _ _ _ _Mnn_..;..Y_ _ _ _ _ _ __
static _ _Y_e_s_ _ _ __

BUILDINGS:
PREDOMINATING

OTHER

90 $

TYPE

10

OTHER

$

TYPE

a.

Type

Doubl es

Single s

b.

Constr uction

Frame

Frame

c.

Averag e Age

_50
_ _ _ Years

d.

Repair

Poor

e.

Occupancy

85_ _ _ _ $
_

90_ _ _ _ $
_

_____ $

f.

Home owner ship

70_ _ _ _ $
_

75_ _ _ $
_

_____%

g.

None
Constr ucted past yr. _
_ _ __

h.

1929 Price range

$

.

1935 n .

~rice vange

$ 2200-EOOO

Price range

$

1.

j.

1938

5E00-1 200

2200-5000

1·.

Activ ity

m.

a.~29 Rent range

$ 15 -

n.

- '135 Rent range

$ 10 - 22½

o.

,,38 Rent range

q.

Activ ity

None
$ 3000-8 000

100$

40 % $ 1800-4 000

__ro_$

$

____$

$

1800-4 000

__
00_%

$ _ _ _ __

____$

$

1800-4 000

---1.Q.Q$

~$

$ _ _ _ __

Sales demand

Renta l demand

_ _ _ Years

Poor

k.

p.

50_ _
_
Years

None

$ _ _ _ __

100$

$ _ _ _ __

Very poor

40

$

10 - 25

$

10 - 20

-1.00%

$

22½ - 40

100$

~$

$

15 -

~

55 $

$ _ _ _ __

__§Q__%

$ 15 - 25

60 $

$ _ _ _ __

$

Poor

15 - 20

$ _ _ _ __

100$

----%
____$

$ _ _ _ __

Fair

4- .

AVAILABILITY OF M0RTGAGE FUNDS:

s.

CLARIFYING REKARKS:

6.

NAME AND LOCATION _ _ _
S_oh_an_o_c_
tady
~ _ _ _ _ _ _ SEC\JRITY. GRADE __D_ /\REI\ NO. _6_ __

a.

Home purcha se

None

b. Home building_N_o_n_e_ __

This is an older sectio n contai ning a mixtu re of smoll and
sligh tly larger dwelli ngs of non-d escrip t design occup ied by
the lo.bor ing class. House s o.re built <Uose ly togeth er. There
is some sco.tte red indus try in this o.reo. o.s well o.s aomo scntto
rod
busine ss along Von vrnnke n Avenu e.

NS FffiM 8
:10-1-3'7

1.

2.

AREA

- SECURITY MAP OF

AREA CtlARA~~ER!S]lCS:
a.

Description ot Terrain.

Land risos slightly from tho rivor.

b.

Favorable In]luene~s.

Good trnnsportation.

c.

Detr,imenta1 lnt]uences.

d.

Pet'centage 0:f: land improved~$;

Lo.ck of all improvements so.vo go.s and electricity.

e.

Trend of desirability next 10-15 yrs. Stable

b.

Estimated annual family income $

INHABiiANTS:
a.

©ceu,pa-tion•-~F,.s;a,;ct,,o,,r,._,_·-=h"cl"'-"p"----

e.

F0r,eign-bo:rm :fiam:i!l!ies_O_%; _ _ _ _ _.=.._ _ _ _ predominating; d.
f:.

g.
3.

Negro~; _ _ %

Relief families _ __,Se,oe,m,soc__ _ _ _ _ _ _ _ __

decreasing _ _ _ _ _ __

Population ~s 1ncreasing _ _ _-

800, 1lP

static _ _Y,_,,c._s_ _ _ __

BUILDINGS:
BRED0MINA~ING

100 $

01JHER TYPE

OTHER TYPE

_ _ _ Yea:rs

_ _ _ Years

a.

Ty[Pe

Singl0s

c.

lvei;ag:e tge

3~5c..__ _ ea-rs

d.

Repair

Fair

e.

®ecupancy

9'-'0'-------'

____ $

_____ %

].

Home 0wnership

8=5'=- -~---'

_____ %

_____ %

g.

C0nstrn1:: t,ed pasrt: y,r. None

n.

1929 i!:'rice r,ange

$ 3000-7000

,i . 1935 , Pr, :i! ce range

$ 1.500-3000

j. ".938 Brice ,range

$1000-3500

k,_.

¥,

----1Jljl$

50

%

100%

$_ _ __

$~ - - -

__$

$

_ _ % $ _ _ _ __

...!Q__$
$ _ _ __

Sales cl.emand

$, _ _ _ __

100$

____%
____ %

$ _ _ __

None
m,

1929 Rent orange

$ 25 - 40

-----'""'%

$ _ _ __

100%

n.

::.CJ!3S Rent orange

$ 15 - 25

~%

$ _ _ __

__$

$ _ _ _ __

o.

- ':>B Rent irange

$ 15 - 25

~%

$ _ _ __

--%

$ _ _ _ __

p.

Rental demand

$ 15 - 20

q.

Acn ~vit!y

$ _ _ __

$, _ _ _ _ __

_ ___,_w%
----%
----%

$ _ _ __

Poer

0F MOR]<SAGE FUNDS:

•·

A¥AILABrt!Tt

5.

QUHIF~!NG REl:ARKS:

a.

Home purchaseN_o_n_o_ __

b. Home buildingN_o_n_e_____

~is is on nrco. containing a mixture of smcll,
ald bungalows o.nd cottages.

6.

7
NAME AN 0 l,OCATI@N _ _ _.::A<i"':,__0_du_c_t_ _ _ _ _ _ _ SEC1JRITY GRADE _D_ _ AREA NO. _ _ _