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1P
AREA OEscq!PT 0~

NS FORM-8
2 -3-37

(F'or Ins t r uct i ons see frr,,u.e'~se Stde)

1.

NAME OF CITY __
Ch_ar
__l _ot_t_e_ _ _ _ _.___ _ SECUlf:TY GRADE _ _ _=.A___ AREA No·. __l _ _

2.

DESCRIPTION OF TERRAIN.
Slightly rolling

3.

FAVORABLE INFLUENCES.
Adjoins Charlotte Country Club

~-

DETRIMENTAL INFLUENCES.
Major portion outside city limits - no transportation facilities.

5.

INHABITANTS:
a. Type Executives & Business Men
c.

Foreign-born

None;
( Kationali ty

6.

%;

d . Negro

j

None;
- - - -( ----- - - - - - %;
Ies
Ko)
01'

e.

Infiltration of - - -.None
-----

g.

Population is increasing Slowly

BUILDINGS:
a. Type or types Large Singles
c.

7.

b. Estimated annu al family income$ 4000 - Upward

f. Relief fami l i es

None
-------------

decreasing _ _ _ _ _ __
b. Type of construction

_;;;..;:;...;;.;...____________
· _ _Good
d . Repa1r
RENT AL VALUES

SALE VALUES
PREDOMRANGE

YE AR

--

1929 level

t15,ooo

I NAT ING

to $35,000 $20000

PREDOM-

%

RANGE

--

$13000 65%

current $12500 to $25090

$15000 75%

INAT ING

___!___

Nothing ever rented

100%

$10000 to $25000

. 1933 low

Brick Veneer

_ _..;;...;;;...c_._;;.....:.;:....::..:;_ __

Average age-~5~y_e_ar_s_____

HISTORY:

static.

in this area

Peak sale values occurred in 1928 and were 100 % of the 1929 level.
Nothing ever rented
Peak rental values occurred in ___ and were _ __ % of the 1929 level.
8.

OCCUPANCY :

a. Land _5__ %;

9. · SALES DEMAND: a. ] 'a ir

-----

b. Dwelling uni ts 100 %;

c. Home owners __1_0_0_ __

b.

Fa ir
c. Activity is - -- -c. Activity is
------

$15000 single

10 .

RENTAL DEMAND: a.

.Nothing fqr ~ t- - - - - - - --

11,

NEW CONSTRUCTION:

a. Types $15000 singles

12.

AVAILABILITY OF MORTGAGE FUNDS:

13.

TREND

a. Home purchase

b. Amoun t last year
Ample

_

Mediocre

_;..=.;;.:..:::..::....:..::....:::........_ _

b. Home bu ildi ng

Ample

OF DESIRABILITY NEXT 1o-15 YEARS _...:S:;.;:'l::.;::o..:.:.w=-ly<--=u::i:::p=w=-=
ard= - - - - - -- - - - - - - -

1~. CLARIFYING REMARKS: In 1929 there were only about six residences in this section, the
majority of which were large estates. Type of construction and price range would indicate
t hat l ack of adequate transportation facilities would not be detrimental. Area is being
slowly developed - wit h a tendency f rom t he irl!:state t.:lass :i t o t he i .12,500 to t he $25,000
r ange.

..

15.

Information for this form was obtained fro,n Mr. c.;. w• .Nixon. Loan Service 1''ield
Representative, and Personal Inspection
Ma.;. .r; . c.; .h;.__2;________193 ~
Date __
(Over)

,,

AREA DESC~1°Tt C~
(For Ins tructions see R0uerse Stde)

NS FORM-8
2 -3-37

✓

1.

NAME OF CITY _ _ _C_ha_r_l_o_t _te_ _ _ _ _ __ SECUR:TY GRADE __A_ _ _ _ AREA N0. __.2,.___ _

2.

DESCRIPI'ION OF TERRAIN.
Slightly rolling

3. FAVORABLE INFLUENCES. Predominating construction is modern and unif orm. Area has all
city conveniences, adjoins Myers Par k Golf Club, contains Queens Chicora College, has adequate transportation facilities, contains elementary school, churches representing 3 denominations; also contains community business center. Area is strongly restricted.
4. DETRIMENTAL INFLUENCES.
None
5.

INHABIT ANTS:
a. Type Executive - Business Men Professional Men
c. Foreign-born_
None , _ _ $;

b.

Estimated annual famil y income $=3~
0_
00~ _U...p_w._
ar~d~

d. Neg ro

(Kation.aLityj

6.

e.

Infiltration of - None
------

g.

Population is increasing Rapidly

BUILDI NGS:
a. Type or types Medium singles
c.

7.

10 years

Average age

f. Relief frunilies --==::;.._
None _ _ _ _ _ _ _ __
decre asing _ _ _ _ _ __

RENTAL VAL UES

%

RANGE

1929 level $8, 000 to $25 1000 $162000 100%

$60 to i l22

RANGE

YEAR

1933 low

$7,500 to $15,000 $11, 000

63%

$40 to

current $7,500 to $17~500 $12,000 75%

__
75 %·,

~o

$50 to $.LOO

Peak sale values occurred in l928-192fjhd were
192$-1929
and were
Peak rental values occurred in

PREDOMI NAT ING

__L

i~2

100%

160

70%

$75

90%

100 % of the 1929 level .
100 % of the 1929 level.

b. Dwelling units 100%;

c. Home owners

90

SALES DEMAND : a. Good

$7500 to $12000
Singles
b.

c. Activity is

Good

10 ,

RENT AL DF.NAND: a. Good

b. $50 to $75 - singles ;

c. Activi t y is

11,

NEW CONSTRUCTION:

8.

OCCUPANCY :

9.

a. Land

-

Good

d. Repair

PREDOMI NAT ING

static.

b. Type of construct ion Frame & Brick veneer

SALE VALUES

HISTORY:

- - - - %;

None
- -- -( - -- - -- I es or Ko)

Good

12,

a. Types$7500 to $12,000 sing;l.eID . Amount last year Substantial - approximately 50
AVAILABILITY OF MORTGAGE FUNDS: a. Home purchase Ample ; b. Home buildi ng
Ample

13.

TREND OF DESIRABILITY NEXT 10-1 5 YEARS __
upc .....---- - - - - -- - - - - - - -

14. CLARIFYING REMARKS: Area D-4 adjoining on the northwest is a negro section a great many
of whom are domestics earning livelihood in Area A-2. The popu.lation of area D-4 is not increasin& and there is no inriltration 01· negroes into Area A- 2 . The properties in the northwestern portion of .Area A-2 are t he older properties in this area, but the predominating are
large, substantia.l homes.

15.

Information for this form was obtained fro1n

Mr .

li.

w• .Nixon, Loan Service l''ield Rep-

presentative , and Persona.l Inspection
Date ---'M
=a
....r...,c""'h.....__.2..___ _ _ _ _193 ..7...

~

NS FORM-8

-

----

AR EA DESC't! 9 Tlfl~
(For Ins tructions see Reverse Stde)

2 -3-37

1.

NAME OF CITY __C_h_a_rl_o_t_t_e .,a,__l'-l_ ._c;_· • - - - - - SECUR:TY GRADE _ _ A
_ _ _ _ AREA NO . -=-3_ __

2.

DESCRIPrION OF TERRAIN.
Level to ro.Lling

3 . FAVORABLE INFLUENCES. Area has excellent transportation facilities , close to elementary &
Jun~~{ai%/Hte1SLR£!?i-,pfil'Jt~ins churches and co~ity ~sin~ss center. All vacant lots in that
sec-r.ion;are owned'oy on~ person who has heretor'or he.La. prices up .
4- .
DETRIMENTAL INFLUENCES. Adjoining area on North(D-3) is a negro sect ion of very cheap
properties; however , it is hardly .Likely that Area D- 3 will ever expand further southward into
Area A-3.

INHABITANTS:
a. Type Executives , Business men~
Pro1'essional men .
c. Foreign-born_ None
, __ %;
( Kat iona.li ty

6.

d. Neg ro _____N
...;-o;;.....__ _ _ _ __

_ _ _ _ %;

( Ies or Jlo)

j

e.

Infiltration of_~N
~o~n~e=--- - - -

f . Reli ef fa.mil i es ___"-----=r~=·o....n..,.e...,__ _ __

g.

Popul ation i s ~_ _ __.;.

~ ' - - - - - - -- , static.with
probabili ty 01 slight increase.

BUILDINGS:
a. Type or types Large & Medium

singles

c.
7,

b. Estimat ed annual fami ly income$ 3000 - Upward

Average age----'1~2;:._Y~e~a=s
r _ _ __

YE AR

PREDO MI NAT ING

RANGE

--

level $7,000 to $25.,000

1933 low

d. Repair ___Go~o:;..;d;;;.___ __ _ __ _ _ _ __

SALE VALUES

HISTORY:

1929

b. Type of construction Frame & Brick Veneer

$.L5, 000

$6,500 to $15,000 $10zOOO

RENT AL VALUES
RA NGE

100%

$60 t o $100

$80

100%

$40 to f70

$55

t:R%

$50 to $90

$65

80%

b7%

current $7,000 to $18, ,900 $12, 000 cS0%
1928 & 1929
and were
Peak sale values occurred in
1928 & 1929
and were
Pe ak rental values occurred i n
75 %·
a. Land -'

8.

OCCUPANCY:

9.

SALES DEMAND: a. Good
Good

PRE DOMI NAT ING

%

100 % of the

1929

l evel .

100 % of the

1929

level.

_L

80

b. Dwelling units 109%;
$7500 to $12000
b. singles

c. Home owners
c. Activity is

Good

b.

c. Activity is

Good

$50 to $65 singles

%

10,

RENT AL DEMAND: a.

11.

NEW CONSTRUCTION:

12,

AVAILABILITY OF MORTGAGE FUNDS:

b. Amount last year
Mediocre
•
a. Home purchase Ample
b. Home building Ample

13.

TREND OF DESIRABILITY NEXT

YEARS _ _....:
Up= ---- - - -- - -- - - - - - - -

a. Types $7500 to $12000

10-1 5

_CLARLFYING REM~KS: The Southern par t 0 1· this area has long been one oi· t he most desjrable.
res1.aential areas in Charlotte, and land · occupancy in this part is approximately 85%. The
northern part of t he area around Latta Park is gradually being developed with gooct , large,
substantial single family residences of uniform and modern constructi on.

1q..

15.

Informat ion for this form was obtain•ect froin

Mr . li. W. Nixon, Loan Seri.rice Fielct Rep-

r esentative , and Persona.L Inspection.
_a_r_c_h_2_z.._______193 .1.
Date __M
(Over)

NS FORM-8

,~R E~ DESC'I I PT I()

2- 3-37

(For Ins tructions

1.

NAME OF CITY Charlotte, N. C.

2.

DESCRIPI'ION OF TERRAIN.
Rolling to level

see

Reue~se Stde)

SECURITY GRADE_B_ __ _ AREA N0. _~1_ _

FAVORABLE INFLUENCES. Construction 1·airly modern & unii-orm. Area c.Lose to Country li.Lub.
Transportation facilities adequate on western siae of area but not so good on east ern side
adjoining area ~- 1 but on t his side development is more recent, of good unii'orm construction.

3.

4·

DETRIMENTAL INFLUENCES.

No schools, churcnes, or communit y business center in the area.

5.

INHABITANTS:
a. Type Executives z clericalz skilleq
mechanics, salesmen
; _ _ %;
c. Foreign-born_ None

b. Est i mated annual famil y income$ 2000 to 4000

No

d. Negro

(Kationalityj

6.

e.

Infiltration of

g.

on the Western side
Population is incr easing Rapidly ;
decreasing _ _ _ _ _ __

7.

None

f. Relief famili es _

Average age

10 years

1929

lt'rame & Brick Veneer ;

RENT AL VAL UES

%

RANGE

level $4,000 t o $.10, 000

$i:sOOO

100%

$35 to $75

$50

100%

$.3,000 to $12, 000

$5000

62%

i60

i35

---22!

$30 to $6o

$40

oO%

1933 low

PR EDOM-

curr ent $3,500 to $15 ~000 $6000 75%
.i928 & 1929
and were
Pe ak sale values occurred in
.1928 & 1929
and were
Pe ak rental values occurred in

9.

static.

PREDOMI NAT I NG

RAN GE

$25 to

1929

level.

lOQ % of the

1929

level.

a. Land~%; b. Dwelling uni ts 100 %;
eastern side
; b . 6000 singles
SALES DEMAND : a . Good in
b. $40.00 singles

J_

IN ATING

100 % of the

OCCUPANCY :

Good

_

Good

d. Repai r

SALE VALUES

HISTORY :
YE AR

8.

l.'l o

__;:c..,e__ _ _ _ _ _ _ __

BUILDINGS :
a. Type or types Large & small singlE: s b. Type of construction
c.

I'

%;

( Ies or Ko)

c. Home owners

75

%

c. Activ"i ty is Good
c. Act i vity is

10.

RENTAL DEMAND: a.

11,

NEW CONSTRUCTION :

12,

AVAILABILITY OF MORTGAGE FUNDS:

a. Home purchase Ample

13.

TREND OF DESIRABILITY NEXT

YEARS Un west side stat i c, on east side static to upward

a. Types f6ooo singles

10-1 5

Good

b. Amount last year Substantial - about75
b. Home building Ample

14 . CLARIFYING REMARKS: The western side 01· t he section is about 15 years old and when 1·irst
st~ted it gave evidence of an 11A11 grade; however, construction or some cheaper houses tended
to halt its advance . On the eastern side there has been quite a large amount or new construct ion during the past lo months.

15.

Information for this form was obtained fro1n Mr .

li.

W. Nixon, Loan Service .H el d E,ep-

presentative and personal inspect ion.
Date _M_ar
_ch---a3""',.____ _ __ __193 ']_
(Over)

a..

/

,.,

NS FORM-8
2-3-37

AR EA DESCR I PT Io~·
Ins tructions see HeJe ..se

(For

1.

NAME OF CITY

Charlotte, N.

2.

DESCRIPTION OF TERRAIN.

u.

Stde)

SECUR:TY GRADE _ _ _-=B_ _ AREA NO. --=2_ __

Level and. gently rolling
3·

FAVORABLE INFLUENCES. Adequate transportation 1·acilities, ad.joins private go11· course.
Community business center located on Ventral Ave. about 4 blocks !"rom this area.

q..

DETRIMENTAL INFLUENCES. Schools not very convenient. Coal yard and mami:racturing
plant located on railroad. only about 2 blocks i'rom this area.

5.

INHABITANTS :
a. Type Clerical, skilled
mechanics
c. Foreign-born_ None

b. Estimated annual famil y income $1800 to 3000
; __ %;

d. Negro

None

(Nationality)

6.

7.

None

e.

Infiltration of

g.

Population is increasing Slowly

No)

.None

decreasing

static.

b. Type of construction Frame & brick veneer

Aver age age ----=8'--'L.y.::::..ear=-=s==-----

good

d. Repair

SALE VALUES

HISTORY:

01'

f. Relief famil i es

BUILDINGS:
a. Type or types Small singles
c.

%;
( Ies

RENTAL VALUES

PREDOMYEAR

1929

level

1933 low

PREDOM-

%

_L

RANGE

I NAT ING

$3500 to $0000

$5500

100%

$30 to $b0

$50

100%

$2500 to $5000

$4000

70%

$25 to $40

$30

b0%

. $40

75%

RANGE

current $3000 to $8000_ $4500 80%
$30 to $45
. . 1928 - 19~9
Peak sale values occurred 1n
an were 100 % of the
1928 - 1929
Peak rental values occurred in
and were 100 % of the
a. Land

I NAT ING

1929

level.

1929 . level.

8.

OCCUPANCY:

9.

SALES DEMAND: a.

10.

RENTAL DEMAND: a.

11.

NEW CONSTRUCTION:

12.

AVAILABILITY OF MORTGAGE FUNDS:

a. Home purchase

13.

TREND OF DESIRABILITY NEXT

YEARS _S:::l=.::o:.:.::w.:.ly~u...,,p' - - - - -- - - - - - -- - - -

1q..

CLARIFYING REMARKS: The area consists largely of medium priced single l'amily homes.
Occupied by people of medium income who talce pride in home ownership.

15.

Information

fqr

b. Dwelling units 100 %;

c. Home owners

Good

b . $4500 singles

c. Activity is

Fair

Good

b. ·$40 singles

c. Activity is

Fair

--79_%;

a. Types $4500 singles

10-15

75

%

b. Amount last year Substantial - about40

Ample__ ;

b. Home buildi ng

Ample

this form was obtained froin _ _Mr
___. _V
_';....
• ·-i'\~1._l'l_
ix_o;....n-"-','---Lo
___
an_S_e_rvi_·_ce__F_•i_e_l_d_ __

Representative anct personal inspection.
Date _ _Mar
_;.;.;;...;;c..c..h_:;;..
3,,__,_ _ _ _ _
· 193 ']_
(Over)

{I41-' 7 - a./

NS FORM-8

AREA DESC~IPT! 1:

2-3-37

(For Ins tructi ons

see

R~Jerse Stde)

1.

NAME OF CITY _ _
Ch_ar
_J__o_
tt_e_..,_.N_._C_._ _ __ _ SECURITY GRADE _ _. . . ; ;:.B___ AREA N0. _ 3 ~ - -

2.

DESCRIP'I'ION OF TERRAIN.
Gently rolling to level

3.

FAVORABLE INFLUENCES. Churches, elementary, Junior High & Senior High Schools, park,
community business center all located in and adjoining this area. uood transportation facilities.

4.

DETRIMENTAL INFLUENCES.

I

I

.,

Nothing particu.La.z·
INHABITANTS:
a. Type Executives, Business men,
Clerical
c. Foreign-born_ .None
; __ %;

b. Estimated annual family income$1800 to $4000
~o~n-e..________
d. Negro __~N

(Kationality J

6.

Infilt ration of

g.

Population is ~ a ~ - - - -

f. Relief fruni lies

15

Average age

static.

YEAR
1929

PREDOMI NAT I NG

RAN GE

level $4500 to $15000

1933 low

Good

d. Repair

SALE VALUES

HISTORY:

$3500 to $10,000

RENTAL VALUES
%
100%

$40 to

$5500

67'J,

$30 to

i~o
i60

current $3500 to $1250g $6500
80%
$35 to $70
1928-1929
Peak sal e val ues occurred in -,----,,,---and were 100 % of the
1928-1929
Peak rental .values occurred in ___ and were 100 %of the
8.

OCCUPANCY :

9.

a. Land -22_%;

PREDOMINAT ING

RANGE

$8000

_L

$6o

100%

$40

o7%

$50

80%

1929

level.

1929

level.

b. Dwelling units 100%;

c. Home owners

80

SALES DEMAND: a. Good

b. i2200 singles

c. Act i vi ty is

Fa;i.;r

10 .

'RENT AL DEMAND: a. Good

b.

c. Activity is

Good

11 ,

NEWCONSTRUCTION:

12.

AVAI LABILITY OF MORTGAGE FUNDS:

a. Home purchase Ample

13 .

TREND OF DESIRABILITY NEXT

YEARS __S_t _a_ti_c_ _ _ _ _ _ _ __ _ _ _ __ __

1 4.

CLARIFYING REMARKS: The northern portion of this area consists 01· older properties whi.le
the southern portion contains properties or more recent construction.

15.

Info rmation for this form was obtained from Mr. C, w. Nixon 1 Loan Service .I.field Rep-

a. Types

$50 singles

None

10-15

b. Amount last year
b.

None

Home building Ample

resentative and personal insnection.
Date _ __M
_a_r_c_h'""'3....,...______193 ..1.
(Over)

J

None
---==---------

BUILDINGS:
Large & Smail singl es & some 4
b. Type of construc t ion Frame & &i cK: Veneer
a. Type or types family apartments
c.

7.

None

_____

e.

_....;;__.:_

_ _ _ _ .%;

(I es o.,- Jlo)
·1

l
J

- - --

NS FORM-8

AREA DESCR!PTIC ..
(For Instructi ons s ee ReJerse Stde)

2-3-37

1.

-"\

NAME OF CITY __C_hru:_'_.L·o_t_t_e_,;::__.N_ ._C_.- - - - ' - - SECUR~TY GRADE ____B_ _ AREA NO. __;;4~--

-,1
I

2.

DESCRIPTION OF TERRAIN.
Rolling to level

3.

4.

5.

FAVORABLE INFLUENCES.
Adequate transportation facilities, community business center.
to schools and churches.
DETRIMENTAL INFLUENCES.
Nothing Particular
INHABITANTS:
a. Type ____________
_
Varied
c.

None

Foreign-born

,.

( lat ion.aH ty

6.

b. Estimated annual family income$ 2000 to 4000
$·'

d. Negro

Infiltration of

g.

Population is increasing

%;
01"

Ko)

None

f. Relief families

slowly

f

None
(Tes

None

e.

decreasi ng

static.

BUILDINGS:
Large & Small Singles &
a. Type or types 4 family
b. Type of cons truction

c.
7.

j

__

Average age

18

SALE VALUES

YEAR
1929

level $4000 to $12000

lli.l low $3000 to $10, 000
current$3500 to $1000Q

%

OCCUPANCY:

9.

SALES DEMAND: a.

10,

a. Land _1Q_%;

Brick Veneer;

PREDOMI NAT ING

RANGE

100%

$35 to $65

$50.00

100%

$5000

67%

$30

to $50

$35.00

~

$35 to t22

$~,5.00

~

i6oOO

100

% of the

1929

level.

100

% of the

1929

level .

b. Dwelling units .J.QQ.%;

c. Home owners

Fair

b.

$6ooo singles

c. Activity is

Fair

RENTAL DEMAND: a.

Good

b.

$45 Singles

c. Activity is

Good

11,

NEW CONSTRUCTION:

a. Types $6ooo singles

12 ,

AVAILABILITY OF MORTGAGE FUNDS:

a. Home pu rc hase Ample

13.

TREND OF DESIRABILITY NEXT

YEARS

10-15

_L

$7500

80~
1928 - 1929
Peak sale values occurred in
and were
192~ - 1929
Peak rental values occurred in
and were

8.

&

RENTAL VALUES

PREDOMI NAT ING

RANGE

Frame

Good

d. Repair

HISTORY:

Close proximity

b. Amount last year .

65

Mediocre

b. Home building

Ample

Static

CLARIFYING REMARKS: The northern and eastern sides of this area adjoin vacant ·plots extending down Sugar Creek and on which there is very little likelihood of future deveiopment.
The adjoining a.rea(.U-3) on the North is predominately negro and cheap construction; however,
there is little probability of any expansion or this D-3 area that will encroach on B-4.

14.

15.

Information for this form was obtained froin

Mr . C. vv . i~ixon, Loan Service .1:rield

Representative, anct personal inspection.
Date --=
Mar
=.;c""'h=--'3<-,',l,_______193 ::z._
(Over)

'

j

'

NS FORM-8

~\RE~ DES~~ "TI 0

2-3-37

(For Instructi ons s~P. Reverse Stde)

1.

NAME OF CITY

2.

DESCRIPTION OF TERRAIN.

Charlotte , N. C.

SECuiC-='Y GRADE _ _--=B_ __ AREA NO. -""5_ __

Level to gently roiling
3.

FAVORABLE INFLUENCES.
Adequat,e transpor tation, adjoining Latta .Park, schools and churches in area.
community business center and Post on·ice Bub-stati on.
~- DETRIMENTAL INFLUENCES.

Also

Nothing particula r
5.

INHABITANTS :
a. Type Executive s , business men ,
clerical, skilled mechanics
c . Foreign-b orn_
None
; __ $ ;

b. Estimated annual famil y incollle $2000 t o $4000
d. Negro ___~ N
=o=n~e~ - - -- -

( KationaH ty j

6.

e.

Inf il tration of
- -.None
---

g.

Populatio n is increasing Slowly

f. Relief frunilies

---

1929

b. Type of const ru ction

level t4000 to $20000

:1.:2.n_ low $.3000 to $10000

OCCUPANC_Y :

9.

SALES DEMAND : a.

a. Land _1Q_$;
~·a ir

~rame

Brick Veneer

&

%

PREDOMI NAT I NG

RANGE

_L_

$8000

100%

$40 to $~0

$60

100%

$5000

63%

$25 t o $60

$,L,O

~

$.35 JiQ ~'.ZO

~5Q

ML

100 %of the

1929

level .

of the

1929

level.

100

$

b. Dwelling unit s 100$;

c. Home owners

70

b.

$6oOO Singles

c. Act i vity is

Fair

b.

$50 Singles

10,

RENT AL DEMAND: a. Good

11 .

NEW CONSTRUCTION:

12.

AVAILABILITY OF MORTGAGE FUNDS:

a. Home purchase Amnle

13.

TREND OF DESIRABILITY NEXT

YEARS _ _S..;;.ta.;.;. t=i"""'c_ _ _ __ _ _ _ _ __ _ _ __

1~ .

15.

a. Types $6oOO Singles

10-15

1

RENT AL VALUES

curr ent $.3500 to $.15009 i6oOO
'7 5~
1928 - 1929
Peak sale values occu rred in
and were
1928 - 1929
Peak rental valu es occurred in
and were
8.

static. -

Uood ____ ____ ____
d . Repa1· r ____

PRE DOMI NAT I NG

RANGE

- - - - $;

None
-------=--- ------

SALE VALUES

YE AR

Ko )

I

Average age_i_o----=-y_e_ar
_s _____

HISTORY :

0 1'

decreasin g _ _ ______

BUILDINGS:
Large & Small singles
a . Type or types & apartments
c.

7.

( I es

c. Activity is Good
b. Amount last year

Mediocre

b. Home bui lding

Ample

CLARIFYING REMARKS: E. Boulevard is one 01· ol der better- class residenti al streets
with many large old-type substantial residence s, many of which are still occupied by
people of substanti al means .

Informatio n for this form was obtained from

Mr . u. w. !llixon, Loan Service Field

Represen tative and personal inspection
Date _ _M.....
a....
rc....b......,.J~,- ----193 _z
(Over)

..1

ARE, DESC~ IPT'~~
(For Instructt ons s ee Brve~se Stde)

NS FORM-8
2-3-37

SECUR:TY GRADE _ _=B_ _ _ AREA NO. ____,6_____

Charlotte, r~. u.

1.

NAME OF CITY

2.

DESCRIPl'ION OF TERRAIN .
.Level to Hilly

3.

FAVORABLE INFLUENCES. Adequate transportation, close proximity to sehools, churches and
community business center. Substantial type of citizenship.

4.

DETRIMENTAL INFLUENCES.

I

Close proximity to negro area - practically 100% developed.·

1

J

5.

j

INHABITANTS:
a. Type Executives, business men,
Clerical
c . Foreign-born_ ifone
( Kat ionali ty

b. Estimated annual f amily incou1e ~2000 to $4000
d. Negro ____.N_on=e.;;._______

%;

( Ies o.,. Ko)

j

e.

Infiltration of - None
------

g.

Population i s ~ ~- - -

f. Relief famil i es

- - - - %;

None
-------------

~-------

static.

6.

BUILDINGS : ~g~ffigiI~gj:~sMg~e~~~- 0~,JflllY apts.
a. Type or types & en~
; b. Type of construction Frame, brick veneer,
stucco
l
Good
c. Average age
d. Repair

7.

HISTORY :

SALE VALUES
RANGE

YE AR
1929

RENTAL VALUES

PREDOMI NAT ING

%

level $6000 to $18000

$12000

100%

$4000 to $12000

$SOOO

67%

19.3.3 low

current $5000 to $12000

$9000

75%
1928 - 19~
an were
Peak sale values occurred in
1928 - 1929
and were
Peak rental values occurred in

PREDOMI NAT ING

RANGE

$40 to ~o

$65.00

$.30 to $55

$40.00

b5%

$.35 to $65

$50. 00

75%

100

% of the

1929

level.

100

%of the

1929

level.

b. Dwelling units _]QC$;

c. Home own ers

Poor

b.

c. Activity is

PQQl:

RENT AL DEMAND: a.

Good

b. $50.00 singles & a:gts. c. Activity is

Good

11 ,

NEW CONSTRUCTION:

a. Types

None

12,

AVAILABILITY OF MORTGAGE FUNDS:

13 .

TREND OF DESIRABILITY NEXT

a. Land _2Q_$;

8.

OCCUPANCY:

9.

SALES DEMAND: a .

10,

1 o- 1

_L

16000 SingJ.~s

b. Amount last year

a. Home purchase Ample

100%

50

None

b. Home bui l ding

Ample

s YEARS __S_ta_t_i_c_to_d_o_w_nw_ar
_ d_ _ _ _ _ _ _ _ _ _ __

1 4 . CLARIFYING REMARKS: On M
orehead Ave . t here is located several large expensive homes occupied by fairly wealthy people . On Royal Court are several 4 f amily apartments . The area
to the north i s occupied by negroes but t here is hardly any possibi~ity of an encroachment
into this area, B-6.

15.

Information for this form was obtained from Mr . O. w• .Nixon, Loan Service Field
Represmtative, and personal inspection.
_ar
_c_
h _J_,______193~
Date __M

'

AREA DESt:;R IPT!/'1
(For Ins tructions s ee R~uerse Stde)

NS FORM-8
2-3-37

1.

NAME OF CITY

Char.Lotte ,

2.

DESCRIPTION OF TERRAIN.

1~ .

C.

SEClJR:TY GRADE _ _ __
B _ _ AREA NO. _7_ _ __

Ro.Lling
3.

FAVORABLE INFLUENCES. Communi ty business cent er, adequate t r anspor tation, close
proximity to schools and churches.

DETRIMENTAL INFLUENCES.
Steady encr oachment of commercia.l and industrial development along y·, . Morehead wi. th
vacant lots on t he south side of t his section facing W. Morehead, being ret ained by
developer for sale 1'or commercial estab.lisnment s .
5 . INHABITANTS:
.
a. Type Clerical , executives ,
b. Estimated annu al famil y i ncome $2000 to $3600
pr of essional
c. Foreign- born_ N_on_e_ _ __ ; __ %; d. Negro
None
- - - - %;
- - ---------(Kationalityj
( T e s o,,- Ko)
~-

6.

e.

Inf iltration of ------------------None

g.

Population is increasing Slowly

None
------------~-------

BUILDINGS: Small si ngles & some duplexes &
a. Type or types 4 family apartments; b. Type of const r uct ion Brick veneer & Frame
c.

7,

f. Reli ef frunil i es

10

Average age

SALE VALUE S

HISTORY:
YE AR

1929

Good

d. Repair

RENT AL VALUES

PRE DOMI NAT I NG

RANGE

%

PREDOMI NAT ING

RANGE

_L

level $4000 t o $8500

$'7000

100%

$35 to $55

$45

$3000 t o $'7000

$5000

70%

$25 t o $45

$35

80%

current $3500 to $7500_ $2200

72~

$30 to f 20

$40

~

1933 low

Peak sal e values occurred in 1928- 1913id were 100

192!:5-1929

Pe ak rent al values occurred in ___ and were 100
a. Land

b. Dwelling units 100

% of the

1929

level .

% of th e

1929

l evel .

8.

OCCUPANCY:

9.

SALES DEMAND: a .

.!!'air

b. 12200 singl es

10,

RENT AL DFJ!AND: a .

Good

b.

11,

NEW CONSTRUCTION :

a. Types $5500 sin~les

1 2,

AVAILABILITY OF MORTGAGE FUNDS:

a. Home purchase Ampl e

13.

TREND OF DESIRABILITY NEXT

YEARS

~%;

10- 15

%;

$40 singles

100%

c. Home own ers

70

c . Act i vity i s

Fair

Act ivity i s

Fair

C,

b. Amount last year

Mediocre

b. Home building

Ampl e

Stat i c

CLARI FYI NG REMARKS: On t he eastern side of this section is auite a large area devot ed to
warehouses and commercial establishment s , facin g on w. mor ehead Ave. It is anticipated that
this development will expand Westward on mor ehead and lots on the souther n side or the ar ea
are being held by the developer for sale for commercial purposes .

1 4.

15.

Information for this form was obtained f ro1n .Mr . u. W. Nixon, Loan Ser vice .held
Repr esentative and per sonal i nspect ion.
Date _ .....M
....a....r....c....b......
3.,.,_ _ _ _ _193 .7_

ci

NS FORM-8

AREA DEsi::q I 0 T In•,

2-3-37

(For I.ns truct ions see R0 uerse Stde)

1.

NAME OF CITY _ _C_b_
a r_l_o_t _te_,_
.N_._C_._ _ _ _ _ SECUR:TY GRADE _ _ _C
_ _ _ AREA NO. __
l _ __

2.

DESCRIPI'ION OF TERRAIN.
Level to rolling

3.

FAVORABLE INFLUENCES. Adequate · transportation for that part located within city limits .
Small community business center located at corner of Plaza and Lola Ave .

L+·

DETRIMENTAL INFLUENCES.

5.

INHABITANTS:
a. Type Clerical & Mechanics
c.

Foreign-born_

Majority of streets unpaved - schools, churches not easily a ccessible.

None

b. Estimated annual frunily income$ 900 t o ~1800
; _ _ %;

d. Negro

( Xat ion a ii t y J

6.

Infiltration of

g.

Population is ~ - - -

Few
------------~ - - - - - - static.

f. Relief frunilies

BUILDINGS : Small 5 & o room cottages
a. Type or types & bungalows
c.

7.

None
-------

e.

YEAR

1929 l evel $2500 to $4500
low

RENTAL VALUES

PREDOMI NAT ING

RANGE

$20QQ to $3 500

PRE DOM-

%

RANGE

OCCUPANCY:

9.

SALES DEMAND : a.

a. Land~%;
l!"air

$30

$2500

20%

$1:2 ±,a $30

i&:0

oo.....2t3%

$20 to $35

$25

80%

b. $3000 singles

c . Activity is

Fair

b. $25 .00 singles

c. Activity is

.fair

12.

AVAILABILITY OF MORTGAGE FUNDS:

13.

TREND OF DESIRABILITY NEXT 10-15 YEARS

$3500 singles

b. Amount last year

a. Home purchase Limited

Mediocre

b. Home bui ldi ng

Limited

Static

---------------------portion oi' this area , lying east o:t· Plaza, is a sub-

The northeast
developed within past ten years , and r ates a 11High11 yellow. That
01· .Plaza and adjoining Area .1::S-l is also a 11 High 11 yellow benefitting
Area ~l. That part west of rlaza and north of Parkway contains
this section and r ates a 11 .Low" yellow.

Information for this form was obtained froin Mr .
and

100% of the 1929 level.
c. Home owners ___6_5_ __

NEW. CONSTRUCTION:

Representative

100% of the 1929 level.

b. Dwelling units 100%;

11..

15.

100%

$20 to $40

RENTAL DEMAND: a. Fair

14. CLARIFYING REMARKS:
division which has been
portion lying southeast
from close proximity to
the older properties in

_J_

100%

10.

a. Types

I NAT ING

$3500

current $2000 to $400~ $3000
85%
1928-1929
Peak sale values occurred in
and were
1928-1929
Peak rental values occurred in
and were
8.

Frame predominates;

Fair

d. Repair

SALE VALUES

HISTORY:

1933

b. Type of cons t ruction

15

Average age

None
- - - - %;
---"=--------(I es or Ko)

c.:. w. Nixon, Loan Service .F'ield

personal inspection.
Date ___M_ar
_ c_
h _4..;.,,...___ _ _ _193 .2
(Over)

\
I
NS FORM-8

AREA DESCR!PTlO~
(For Instructt ons see Reuerse Stde)

2-3-37

1.

NAME OF CITY _....;:C=h=ar=l=o'-'t;..;::;t=e.._,..;;.jlj;..::;•____
c' •;:;.._____ SECURITY GRADE _ _--"C'---- AREA NO. _.......__ _

2.

DESCRIPI'ION OF TERRAIN.
Level to gently roJ.ling

3.

FAVORABLE INFLUENCES.

Transportation 1"aciJ.ities adequate , churches & schools .located
in the area, community business center.

q..

DETRIMENTAL INFLUENCES . .Hailroad track running through southwest corner or area. votton
mill is located in the :area. Majority of properties in excess of ~O years of a ge.

5.

INHABITANTS:
a. Type Clerical, mechanics , 1·actory,
workers and laborers
c. Foreign-born_ None
; _ _ %;

b. Estimated annual famil y ·income$ 900 to 1800
d. Negro ___"""N
= o=-=n=e"---------

- - - - %;

(Tes or No)

(Kat ionali tyJ

e.

Infiltration of

- .None
-------

g.

Popu 1 at ion is ~ ~ - - -

a.

Small 4, 5, 6 room
Type or types f rame singles

c.

Average age __2_o_.. .y. . ce_a.r_..;.;.,s_ _ __

f. Relief families _____,.;;;.=;::;..._-----Some
static.

~------

6. BUI LDI NGS:

7.

HISTORY:

Fair
d . Repai· r -------';;...;;;;.,=------------

SALE VALUES

RENTAL VALUE S

PREDOMINATING

YE AR
1929

b. Type of construction_____~=r
=am
=e"'-----

level $2500 to $4000

193.low

RANGE

$;;a

+.a $40

l3Q

2500

70%

$15. to i ~5

2Q

Qb 2.t.3~

2?00

lj0%

$.15 to $35

25

~

$1800 to $3500

9.

a. Land

-70-%·'

100%

100%

1928-1929
Peak sale values occurred in _ _ _ and were
1928-1929
Peak rental values occurred in _ __ and were
OCCUPANCY:

_L

$3500

current $1~00 to $3500_

8.

PREDOMlt-lATING

100

%

of the

1929

level.

100

%

of the

1929

level.

b. Dwelling units 109$;

c. Home owners

60

SALES DEMAND: a. Poor

b.

i2500 single

c . Activity is

Poor

10.

RENTAL DEMAND: a. .!!'air

b.

$25 single

c. Activity is

Fair

11.

NEW CONSTRUCTION:

.None

12.

AVAILABILITY OF MORTGAGE FUNDS:

a. Home purchaseLimited

13.

TREND OF DESIRA_BILITY NEXT

YEARS -----'S_t_a. .;;.t·1.=c " - - - - - - - - - - - - - - - - - -

1q..

1

s.

a. Types

10-15

b.

%

Amount last year
b. Home building

Limited

CLARIFYING REMARKS: Area contains a mixture 01· popuJ.ation type. Pronerties are not uniform, containing many small homes and also quite a few larger old type houses. That part
of area adjoining B-1 is a "High" yellow.

Information for this form was obtained froin_...:....__Mr
_._G_. _~_l ._ N_i_x_o_nJ..,_Lo_a_n_S_e_r_v_i_c_e_F_i_·e_l_d_ _
Representatilre
Date _ _..a.;Mar
=_...ch:.:-:4:ar..,,.___ __ _
(Over)

193 '.L

NS FORM- 8

AREA DESC Rl 0 T10:

2 -3-37

(For Ins tructions se€ Esu1rs~ Stde)

1.

NAME OF CITY __C
_ha
_ r_l _o_t_e
t ~,_N
_ ._u_·• _ _ _ _ _ SECURITY GRADE _ _-=C:____ _ AREA NO.~"-----

2.

DESCRIPTION OF TERRAIN.
Hilly

3·

FAVORABLE INFLUENCES.
good construct i on.

Has all city conveniences . Properties adjoining B-1 are of 1'airly
Element ary school located on Gentra.L Avenue.

DETRIMENTAL INFLUENCES. Lack of adequate transpor tation, property 1·ront ing on Cent ral
Avenue is low, several small type filling stations and grocery stor es combined located
on Centr al Avenue . Proper ties are of cheap type of construction on Cent r aL Avenue.
I NHABITANTS:
a. Type C.ierical , mechanics, laborer.is b. Estimat ed annual famil y i ncome$ 900 t o $11::500
c.

Foreign- born_

None

%;

d. Negro

6.

7.

( Ies

e.

I nfi l tration of

g.

Population is increasing S.Lowly

None

f.

Average age

12 years

Ko)

Relief families

,tt·ew

~

Fair to Good

d. Repai r

RENTAL VALUES

PR E DOM-

1929

l evel

1933 low

PREDOMI NAT I NG

_L

$25 to $45

$35

1 0 0%

6o%

$15 to $22

$20

bO){:>

70%

$20 to $~p

$30

80%

R AN GE

I NAT I NG

$

$2500 t o $;5.00_

$4000

100%

$2000 to $3500

$2500
$3000
1928-1929

YE AR

current $2500 to $4000_

::tm:

b. Type of const ruction Frame - few Brick Vene~r

SALE VALUES

HISTORY:

01'

~

BUI LDINGS: Small 4-5-6 r oom cottages
a. Type or types and bungalows
c.

%;

None

( lationaii ty)

RANGE

--

Peak s ale values occurred in _ _ _ and were
1928-1929

Peak rental values occurred in ___ and were

100 % of the

1929

l evel .

100 % of t he

1929

l evel .

b. Dwelling units 100% ;

c. Home owne r s

65

Fair

b.

$3000 singles

c . Activity i s

~'a ir

Fair

b.

$30 singles

c. Activi ty i s

Fair

8.

OCCUPANCY:

9.

SALES DEMAND: a.

10 .

RENTAL DEMAND: a.

11 ,

NEWCONSTRUCTION :

12 .

AVAILABILITY OF MORTGAGE FUNDS:

a. Home purchase Ampl e

13 .

TREND OF DESIRABILITY NEXT

YEARS _ _=s t.,.,,a...,t...i ""'c_ _ _ __ _ _ _ _ _ __ _ __

1 ij .

15.

a. Land _2Q_%;

a. Types

3'e2200 singles

10- 15

b. Amount last year

Mediocre

b. Home bui ldi ng

Ampl e

11
CLARI FYING REM ARKS :._ _T_h_e_no_r_t_h_e_rn
_..._
pa_r_t_ o_i·_ t_
he" --a_re_a _is_a_"_Hi""''._.
gh_
__.""'
.ye_.l._l _ow
__w
_hi
_._l_e_ tha
_ t__..par
__
t
along ventr al Avenue is a "low" yellow.

Information for this form was obtained f roin _ _M
_r_._c.;..._w_._N...;;i;._x.. ;,o__n_,_2_Lo_an
__s_·e_rvi_
·_·_c_e_1'_·1._·e_l_d_ _ _

Representative and personal iqspection
_ar
__;_c_h_4.,___ _ _ _l 93 ']_
Date ___M
(Ove r )

NS FORM-8

AREA DES CR I PT IC:

2-3-37

(For Ins tructions see R0uerse Stde)

1.

NAME OF CITY_--'C=har
~ l=o--'tt
-""""ea...,<--=N_._(;----'.'_ _ _ _ _ SECUR~TY GRADE _ _ __C_ _ AREA NO. __4_,___ _

2.

DESCRIPI'ION OF TERRAIN.
Hi lly to r olling

3.

FAVORABLE INFLUENCES.
Hi gher type areas on two sides - close proximity to ad.equate
transpor tation - a.Ll city conveniences .

4.

DETRIMENTAL INFLUENCES.
Railroad running through area.
located on railroad.

5.

INHABITANTS:
a. Type Clerical , skilled mechanics ;
c.

Foreign- born_

'fone

b. Estimat ed annual famil y in come$ 1200 to $3000

; __ %;

1

Coal yard and industrial plant

d. Negro _ _r_~o;;...n....;e;;___ _ _ _ _ __

6.

e.

Infiltration of - ~
None
~----

g.

Popu 1 at ion is ~ - - - -

7,

f. Reli ef frunilies

None
------------------st atic .

BUILDI NGS:
Small 5-6 r oom
a . Type or types ....;Sw.i..n.._i,.l..._e.._s_ _ _ __
c.

b. Type of const ruction

RENT AL VALUES

SALE VALU ES
PRED OMRAN GE

YE AR

1929 level

$3000 to

1933 l ow

$2500 to

PREDO M-

%

I NATING

--

i sooo
~gpoo

Frame & Brick Veneer

·
Good -- - - - - - - d . Repa1r-----~-

Aver age ag e _ __,:;1=2"-"'y=ear
.;;=..;s= --------

HISTORY:

- - -- %;

( I es or Ko)

(Kationaiity)

RANGE

__L_

I NA T ING

i4500

100%

$30 to 120

~40

100%

$3000

70"},

$20 to t!±O

$30

70%

142

13,

~0%

cu r r ent $3000 to 1420Q $3,200
~o~
192~- 1929
and were
Peak sale values occurred in
192~ 1929
and were
Peak rent al values occurred in

$~2 to

100 % of th e 1929 level.
100% of the 1929 level .

b. Dwelling units 100%;

c. Home own er s

Fair

b. l '.2 500 singles

c . Activity is

Fair

Good

b.

c. Activity i s

Good

a . Land _J__Q_%;

70

8.

OCCUPANCY:

9-

SALES DEMAND : a.

10,

RENTAL DEMAND : a.

11,

NEW CONSTRUCTION:

12-

AVAILABILITY OF MORTGAGE FUNDS:

a. Home purchase Am:2le

13.

TREND OF DESIRABILITY NEXT

YEARS __:::S-=
ta
=t=i=-=c'----- - - - - - -- - - - -- - - -

14.

CLARI FYING REMARKS: This entir e area can be termed a "High" yellow, the r ai lroad running
through it and the location in the area of the coal yard and factory keeping it from
being a "B" area.

15 .

Informat i on for this form was obtained fro,n Mr . (; . W. Nixon, Loan Servi.ce Field

a . Types

$35 singles

$4000 singles

10- 15

b.

Amount last year
b.

Mediocre

Home bui ldi ng

Amol e

Representative and personal inspection.
Date _ _i"'d""'ar
=...c=h"'-=
4'J.,_ _ _ _ _1931_
( Ove r )

ARE\ DESC~10T!C:
(For Ins tructi ons s ee RBverse Stde)

NS FORM-8
2 -3-3'7

1.

NAME OF CITY

Charlotte ,

2.

DESCRIPTION OF TERRAIN.

C.

.N .

Rolling

SECUR:TY GRADE __,..._li_ _ _ _ AREA NO. _ __:;_5_ _

hilly

an<l

3.

FAVORABLE INFLUENCES. Senior High School, Elementary School l ocated in the area; also ,
communit y business center . Adjoining Independence Park - all city conveniences adequate transportation facili ties .

q..

DETRIMENTAL INFLUENCES . . Adjoining business dis trict, negro sections on t wo sides, old
t ype 01· construction. Boarding and rooming houses - some apartments .

5.

INHABIT ANTS:
a. Type Clericalz skilled mechanics
c.

,.

Foreign-born_ None
( Kationcdity j

6.

e.

lnfil tration of

g.

Population is

__ ,
$·

d. Negro

None

%;

( Tes

None

f.

or Ko)

Few

Relief families

static.

~

:i.trll~~

BUILDINGS:
Small & Large Singles & some
b . Type of constructionFrame & Brick Veneer
a. Type or types Apartments
c.

7.

, b. Est imat ed annual fami ly income $1200 to $3000

Average age __2_5_y
~e_ar
_ s_____

SALE VALUES

HISTORY:

PREDOMI NAT ING

RANGE

YE AR
1929

--

level $'3000 to $7000

1933 low

d. Repair _______________
Fair
_

$25UO !iQ &5QUU

RENT AL VALUES
_L

$25 to $60

$40

100%

$.45

$]Q

M_

$25 to $50

$35

80%

RANGE

$5000

100%

$40!..!U

8Qi

$20

curr ent$3000 to $6000

$4500
90%
1928 - 1929
Peak sale values occurred in
and were
1928 - 1929
Pe ak rental values occurred in
and were
a. Land _22._%;

PRE DOMI NAT I NG

%

!,Q

100

%of the

1929

level.

100

%

of the

1929

l evel.

b. Dwelling uni ts 100%;

c. Home owners

b.

$4500 sin~les

c. Activity is

b.

$35 Singles

c. Activity is

8.

OCCUPANCY :

9.

SALES DEMAND : a.

10.

RENT AL DEMAND: a.

11,

NEW CONSTRUCTION:

12.

AVAILABILITY OF MORTGAGE FUNDS:

a . Home purchasa.imited

13.

TREND OF DESIRABILITY NEXT

YEARS

Fair
Good
a. Types

b. Amount last year

None

10-1 5

50

%

Fair
Good
None

b. Home building

Limited

Static t o downward

1q..

CLARIFYING REMARKS: On Elizabet h Avenue there are several very nice old type large residences which are gradually being converted into boarding and rooming houses; also ,
several apartment houses with apartments r.enting around $40.00 . 'l'he area adjoining Independence Park and .8-3 might be termed 11 .H.igh" yellow.

15.

Information for this form was obtained fro,n ___Mr
.:;:...;..
. _C
.;...c...
. _W....;._.N_
i_x_on
.......
, _L_o'--an
__S'""e_r_
vi_·c_e.;.._F_i_e_l_d_ __
Renresentative and personal insnect iQn.
Date _ _M___ar
"'-ch;;;._;.4...,..___ _ _ _193 'L
(Over)

NS FORM-8

ARE A OESC 1U PT IC~

2 -3-37

1.

(For Instructi ons see R€uerse Stde)

NAME OF CITY __C_h_ar_l_o_t_t _e -•_N_._C_._ _ _ _ _ SECUR:i:TY GRADE _ _ _ _
c __ AREA N0._.....:6;____

2.

DESCRIPTION OF TERRAIN.
Gently roiling

3.

FAVORABLE INFLUENCES.
No particular i·avorable influences .

q.

DETRIMENT AL INFLUENCES.
LacK oi· adequate transportati on, lack 01· close proximi t y to schools and
churches . Railroad running through area .

5.

INHABITANTS:
a. Type Cler i cal. skilled mechanics ;
c.

b. Est imated annual famil y income$ 1200 c.o.$1<:SOO

Foreign-born_ _N
_o_n_e___ ; __ %;

d. Negro

( Kat io~aiity j

6.

e.

Infiltration of - None
- - -- - -

g.

Population is increasing slowly

7.

f. Relief frunilies

b. Type of construction

______

PRED OMI NAT ING

___L

$25 to $40

$30

100%

to $35

25

80%

$2~ to f35

25

80%

%

1929 level $2500 to $4500

·$3500

100%

$2000 to $4000

$2500

70%

1933 low

Frame

RENTAL VALUES

PREDOMI NAT I NG

RANGE

~

Fair _ _
d. Repair _ _ _ _ __

SALE VALUES

YE AR

%;

- ~ ; . ; . . . ; . . ;;;..._

8 ~Y
Average age - ~e_ar_s_ _ _ __

HISTORY:

- - --

None
------'--------

~ - - - - --- ;

BUILDINGS:
Small cottages and
a. Type or types bungalows
c.

None
----------( I es o-r Ko)

$3000
~O~
1928 - 1929
Peak sale values occurred in _ _ _ and were
192~ - 1929
Peak rental values occurred in _ _ and were
current $2500 to $4000

·RANGE

$20

100

% of the

1929

level.

100

% of the

1929

level .

b. Dwelling uni ts 100 %;

c. Home owners

80

SALES DEMAND: a. Jtair

b. $.3000 singles

c . Activity is

Fair

10.

RENTAL DFJvlAND: a . Fair

b.

c. Act ivit y is

Fair

11.

NEW CONSTRUCTION:

12.

AVAI LABILITY OF MORTGAGE FUNDS:

a . Home pu r chase Ample

13.

TREND OF DESIRABI LITY NEXT

YEARS

1 q.

CLARIFYING REMARKS: The section lying north of the r ailroad is the most desirable portion.
Homes are built on l ots larger t han average size.

8.

OCCUPANCY :

9.

15.

a. Land ~ % ;

$25 Singles

b. Amount las t year Mediocre

a. Types !t2200 sintle

10-15

Static

b. Home building

Ample

,

Information for this form was obtained froin _ _
Mx_·_._u_
· ._
w_._ N_·1_· x_o_n--''--· _.Lo_an
__s_e_r_vi_
· c_e_F_i_e_l_d_ _ _
Representative and personal inspection.
_ r _ch___5_.,______193 'L.
Date _ _Ma
(Over)

NS FORM-8

AREA DES<;"! PT! 0:
.. (For Instr.ucti ons see Re11erse Stde)

2-3-37

1.

NAME OF CITY _ _
Ch_ar_l_ot_t_e....,_
J.11_._C_._ _ _ _ _ SECUR:TY GRADE_~____ AREA NO. _ _ __

2.

DESCRIPTION OF TERRAIN.
Slightly rolling

3.

FAVORABLE INFLUENCES. Southern part has bus transportation and elementary school also
located in this part.

LJ..

DETRIMENTAL INFLUENCES. Adjacent to industrial area. Railroad adjoins northern part on
Eastern side, and property along the tracks has tendency toward industrial development.

5:

INHABITANTS:
a. Type Clerical 2 skilled mechanics ;
& laborers
; __ %;
c. Foreign-born_ None

b. Estimated annual family income $1000 to $2000
d. Negro

.None

(KationaHty)

6.

e.

Infiltration of

g.

Population is increasing slowlz

7.

None

f. Relief families

~

b. Type of construction

Average age ___l_O_ _ _ _ _ __

RENT AL VALUES

PREDOMI NAT I NG

RANGE

level $2500 to $4500

1933 low $1800 to $3500

%

RANGE

OCCUPANCY :

9.

SALES DEMAND: a.

a. Land ..2Q__%;
Fair

1 o.

RENT AL DEMAND: a. Good

11.

NEW CONSTRUCTION:

12.

AVAILABILITY OF MORTGAGE FUNDS:

13.

TREND OF DESIRABILITY NEXT

-----

_L_

100%

$25 to $45

$35.00

100%

i 30QQ

ioi

$20 ±,c $35

$25.QQ

::JfJ'L_

$25 to ~40.00

i30. 00

100 % of the

1929

level.

100 % of the

1929

level.

80%

b. Dwelling units 100 %;

c. Home owners ____6=5..___%

b. $3000 singles

c. Activity is

Fair

$35.00 si~les

c. Activity is

Good
-~----

b.

a. Types $3000 singles

10-1

PREDOMI NAT I NG

$4000

current $2500 to $4000_ $3500
85%
192~-1929
Peak sale values occurred in _ _ _ and were
1928-1929
Peak rental values occurred in ___ and were
8.

Frame

Fair to good
·
d . Repa1r--------=------=-=-----'-''-'---------

SALE VALUES

HISTORY:

1929

Few

~

BUI LDINGS:
Small 5 room cottages
a . Type or types & bungalows
c.

%;

(Ies o,,.. Ko)

b. Amount last year Mediocre

a. Home purchase Ample

b. Home building

Anijll

s YEARS ,....._..;;S~t=a=ti=·c = - - - - - - - - - - - - - - - - -

CLARIFYING REMARKS: The southern part of this area is 11liigh" yellow. I n the northern
part of the area, along Hutchison Ave., there is a tendency towards industrial development
and several plants are now located here.

HJ.,

15.

Information for this form was obtained froin

·Mr . C. W. Nixon, Loan Service .neld

Representative and persona] inspection.
Date
(Over)

-M....a...
r.._cb........,5..,,_ _ _ _ _ _193 'L

AREA DESCP !PTIC~
(For Instructi ons see Reverse Stde)

NS FORM-8
2-3-37

SECUR:TY GRADE _ _
c ___ AREA NO. __8 _ _

Charlotte, N. C,

1.

NAME OF CITY

2.

DESCRIPTION OF ·TERRAIN.
Rolling

3.

FAVORABLE INFLUENCES.

Nothing particular

DETRIMENTAL INFLUENCES.
No transportation 1·acilities, lack of close proximity to
schools, ·churches, business centers.
5.

INHABITANTS:
a. Type Clerical , mechanics
c.

b. Estimated annu al famil y income$ 1000 t o $2400

Foreign-born_ ~one

; __ %;

d. Neg ro _ _ _ _N
_o_n_e_ _ _ _ __

(KationaLityj

6.

e.

None
Infiltration of - - ----

g.

Population is

7.

Average age __l_O
_ _ _ _ _ __
SALE VALUES
PREDOMI NAT ING

HISTORY:
RANGE

YE AR
1929

level $2000 to $/4.000

$3200

$1500 to $3000

$2500

1933 low

f. Relief famil i es

None
------------

~·-----

iJlt.~...,..,,·112:@~X~--=--

BUILDINGS:
a. Type or types SmaJ.1 singles
c.

- - - - %;

( Ies or Ko)

static.

Frame
----------

b. Type of construction

d. Repair _Good
_ _ _ _ _ _ _ _ _ _ _ _ _ __

%

RANGE

100%

70%

RENTAL VALUES
PREDOMI NAT ING
__L

$2Q to $40

$35

100%

$18.00 to $30. 00

$25

-2!lL

$20 to 3222

IJO

~

current$2000 to $4000_ $3000
80%
1928 - 1929
and were
Peak sale values occurred in

lQQ

% of the

1929

level.

Peak rental values occurred in 192$ and were

100

% of the

1929

level.

b. Dwelling un i ts ...100.%;

c. Home owners

90

None

b.

None

c. Activity is

.None

None

b.

.None

c. Activity is

None

a. Land JQ._%;

%

8.

OCCUPANCY :

9.

SALES DEMAND: a .

10 .

RENTAL DEMAND: a.

11.

NEW CONSTRUCTION:

12.

AVAILABILITY OF MORTGAGE FUNDS :

a. Home purchase limited

13 .

TREND OF DESIRABILITY NEXT

YEARS_S_t_at_i_c_ _ __ _ __ _ _ _ _ _ _ _ __

1~ -

CLARIFYING REMARKS: This area has only a small number of houses in it but they are of
better type than the adjoining. There is one large country home located in the area.

15 .

Info rmation for this form was obtained froin

a. Types

b. Amount last year

None

10-15

None

b. Home bui ldi ng

limited

Mr . C. W• .Nixon , Loan Service .Held

Repreaentative and personal inspection.
Date - - ~r.~a~r~c~h'-"'5~,_ _ _ _193.'L
(Over)

NS FORM-8
2-3-37

(For

AREA DE SC P I PT' ty
Ins tructi ons see P. 0 uerse

Stde )

1.

NAME OF CITY _ _ __C_h_a_r l_o___t_t ___e.._,_N_.____;_c..;..
. _ _ _ SECURITY GRADE _ ..-X.C_ _ _ _ AREA NO . _

2.

DESCRIPTION OF TERRAIN .

_,_9_ __

Hilly to r ol ling
3.

FAVORABLE I NFLUENCES.

4.

Clos e to main business di str i ct , schools , & churches.
portation facilities .
DETRIMENTAL INFLUENCES.
Age of properties - type oi' construction

5.

INHABITANTS:
a. Type _ _ _V
_e'--r.,,_y_ v_a_r i'-·'-e.a. d._____
c.

Forei gn-born _ _None

b. Est imat ed annu al fami ly income$ 1000 to $3000

; __ %;

d . Negro _ _ _ _N
_o_n_e;..__ __ _ _

e.

Infil tration of - -None
------

g.

Popu1 at ion is ~

7.

f. Relief famil i es

___ .fl'ew ________
..::.....::;..:..;,__

~ x_______

=-------

BUILDINGS :
Large t wo story singles
a . Type or types many apartments
c.

Fair
·
d. Repair-----=c..==------ -- - RENT AL VALUES

SALE VALUES
PRED OM•

19 29

l evel $3000 to $10000

1933 low

PR EDOMRANGE

INAT I NG

YE AR

R AN GE

$2500 t o $7000

s t atic.

b. Type of cons t ruc t ion-..:::Frame
: ...=....::='---------

Av erage age __2~5_ _ _ _ _ __

HI STORY:

- - - - %;

( Tes or No)

( Ka t ionality j

6.

Adequate trans-

$5000

100%

$4000

current $2500 to $7000_

$4000
1928 - 1929

to

__L

I N A T IN G

$b0

$k5

100%

80%

$20 to $ti5

$3a

...65%.-

80%

$25 t o $4 5

$35

.2.5j_

Peak sal e values occurred i n _ __ and wer e
1928 - 1929

Peak rent al values occurred in _ _ and wer e

$30

100 % of the 19 29 l evel .

lOQ % of the 1929 level .

b. Dwelling units --95-%;

c. Home own ers

Poor

b.

c. Act i vit y is

Poor

RENTAL DEMAND: a.

Good

b.

Singles & apart ment$ c. Activ i t y is

liood

11 .

NEW CONSTRUCTION :

a . Types

12 .

AVAILABILITY OF MORTGAGE FUNDS:

a . Home purchase Limited;

13 .

TREND OF DESIRABILITY NEXT

YEARS _ . . .:S: :. !t>!:a::.: .llt:,i,:""'c"_t""o~d,. . own.. . .,wl.Llia1w1or~d- - -- - - - - -- --

14 .

CLARIFYING REMARKS : l'his is one oi· the older secti ons of t he ci ty, with growing tendency
t o boardi ng and r oomi ng houses . Houses are old & obsol ete . There are severa.L l arge
apartments and al so several smaller ones . Cl ose proximity to business distr i ct makes
good rent al demand

15.

Info rmation for this f orm was obt ain ed fro1n Mr . C. W. Nixon, Loan Ser vice Field

a . Land 100 %;

8.

OCCUPANCY :

9.

SALES DEMAND: a.

10 .

Large single

None

10-1 5

b:

Amount last year

%

25

None

b. Home building

Limited

Representati ve and persona] iuspection .
Date -~M
~a~r~c~h::.. . .5~,
.: _ _____1937_

AR EA DEscq1PT!0 1
(For Instructi ons see Reue~se Stde)

NS FORM-8
2-3-37

1.

NAME OF CITY _ _C_har
_ l_o_t_t_e.._,_N
_._tJ_._ _ _ _ SECUR:TY GRADE _ _ _..;_C___ AREA NO. _l_O_ __

2.

DESCRIPTION OF TERRAIN.
Rolling

3.

FAVORABLE INFLUENCES. All city conveniences, paved streets, good transportation facilities,
school and churches located in district. Also community business center located in the
area.
DETRIMENTAL INFLUENCES.

5.

Negro university adjoining section - also box factory . Adjoining section on north is
n~g.ro section.
INHABITANTS:
a. Type Clerical, skilled mechanics,; b. Estimated annu al family income$ 900 to $2000
laborers
c. Foreign-born_ .. None
; __ %; d. Negro
None
____ %;
(Ie s or Ko)

(Kat ionality)

6.

e.

.None
Infiltration of - - -----

g.

Population is D ~

RENTAL VALUES

PREDOMI NAT I NG

RANGE

YE AR

Frame & Brick veneer

Fair
d. R e p a
ir----------------

SALE VALUES

HISTORY :

1929

b. Type of construction

18

Average age

Few
------------static.

BUILDINGS :
Small cottages &
a. Type or types bungalows
c.

7.

f. Relief f~ni l i es

PREDOMI NAT I NG

RANGE

_L

level $3000 to ib500

$5000

100%

$25 to i45

$35

$2000 to $4000

$3000

60%

$20 to $35

$25

70%

current $2500 to $5000_ $3500

70'/,

$25 to $40

$30

80){>

1933 low

1928 - 1929

Peak sale values occurred in _ _ _ and wer e
1928 - 1929

Peak rental values occurred in ___ and were

100 %of the

1929

100%

level .

100 % of the 1929 level.

b. Dwelling units 100 %;

c. Home owners

60

SALES DEMAND: a. Fair

b.

$3500 singles

c. Activity is

Fair

10.

RENT AL DEMAND: a. Good

b.

*30 singles

c. Activity is

Good

11 .

NEW CONSTRUCTION:

12.

AVAILABILITY OF MORTGAGE FUNDS :

13 .

TREND OF DESIRABILITY NEXT 1o- 1 5 YEARS ---=S'-"t=
at=i=c'--- - -- - - - - - - - - --

8.

OCCUPANCY :

9.

14.

a. Land _'.ZQ__$;

a . Types

$4000 singles

b. Amount last year

a. Home purchaselimited

Mediocre

b. Home bui ld ing limited

CLARIFYING REMARKS: The section along Roslyn Ave. & Rozzells Ferry .Koad has developed
since 1926 anli contains some nice small singles. The section east of Rozzells .l!'erry
Road is one of the older sections of the city, with properties medium priced and fairly
well maintained.

,

15.

Information for this form was obtained froin

_________
Mr.
w• .Nixon, __________
Service .i"ield _
C.

_.._

Loan

Representative and personal inspection.
Date _ n;J!a
._;~rc;._;h_.:::.5,i(..,______1931._

,,

NS FORM-8

AREA DESC~1 or·~·(For Ins tructi ons see Rrv~rse Stde)

2-3-37

1.

NAME OF CITY ___
Cha
_ r_l_o_tt_e_:;,_
N_._C_._ __ _

2.

DESCRI PTION OF TERRAIN.

SECUR:TY GRADE _ _C'---___ AREA NO. _l_
l _ __

Hilly
Elementary & High School, churches, business center, good trans- -·
portation t·aciJ.ities. OJ.der residential section well kept.

3.

FAVORABLE INFLUENCES.

~-

DETRIMENTAL INFLUENCES.
Creek running through area, adjoining cemet ery and negro section.
Close proximity to main business district.

5.

INHABITANTS:
a. Type Clerica.Lz skilled mechanics ;
and laborers
c. Foreign-born_ -~one
%;

{I

,.

d. Negro

None

(Kationalityj

6.

Infiltration of

g.

Population i s ~ - - - -

- -None
------

f. Relief f amili es

%;

0 1"

No)

___Few_________
......,..

static.

BUI LDINGS :
Large & Smal l Singles, some
a. Type or types 4 family apts.
b. Type of construction ~rame & ~rick Veneer
c.

7.

(Ies

e.

Average age_l_8;_________

YE AR
1929

PREDOMI NAT I NG

RANGE

level $3000 to $10000

1933 low

· ___.....;...:a..=...;:;;.._
Good _ _ _ _ _ _ _ _ __
d . Repa1r

SALE VALUES

HISTORY:

$2500 to 16500

(

RENTAL VALUES
%

PREDOMI NAT ING

RANGE

_L

$5000

100%

$30 to $60

$45

100%

$3500

70%

$20 to $40

$30

___M!.

$35

75%

current $3000 to $7500-

$4000
80%
$25 to f20
1928-1929
Peak sale values occurred in
and were 100 % of the
1928-1929
Peak rental values occurred in
and were 100 % of the

a. Land 100 %·
-- '

1929

level.

19 29

level .

8.

OCCUPANCY:

9.

SALES DEMAND: a.

10 .

RENTAL DEMAND: a.

Good

11.

NEW CONSTRUCTION:

a. Types

12.

AVAILABILITY OF MORTGAGE FUNDS:

a. Home purchase Limited;

13 .

TREND OF DESIRABILITY NEXT

YEARS __S__,t; ._a_tic.. ;c_ _ __ _ _ _ _ __ _ _ _ _ __

14.

CLARIFYING REMARKS: As a whole this section is a 11 High" yellow, It is one
sections with some very ni ce propert ies on the north side of Trade St.

15.

Information for this form was obtained frolfl

.

Fair

b. Dwelling uni ts ~

%;

c . Home owners

60

b. $4000 Large Singles;

c. Activity is

Fair

Activity is

Good

b.

$35 Singles

C,

b. Amount last year

NQo,e

10-15

1

b. Estimated annual famil y income $1000 to i2400

b.

rfone

Home building

01·

Limited

the older

Mr. G. W. .Nixon, Loan Service .l!'ield

Representative
Date ___M
_ar
_ c_h_5_,_____1937._
(Ove r)

\(

7

NS FORM-8

ARE~ DES~~IQT l0~
(For Ins truct i ons see Reverse Stde)

2 -3- 37

Charlotte,. ;. _N
• c.
SECUR:TY GRADE - - -C -_______
______

1.

NAME OF CITY

2.

DESCRIPTION OF TERRAIN.

AREA NO. -12- - --

Hill y
3.

FAVORABLE INFLUENCES.
Al.l city conveniences, community busi nes s center .

4.

DETRIMENTAL INFLUENCES.
Lack o~ adequate transportation. Dist ance t o school s .
Di stance i·rom main business distr i ct.

5.

INHABITANTS:
a. Type C.ieri ca.L, skilled mechanics ;
laborers
; _ _ %;
c. Foreign-born_ ~one
( Kat ionality

6.

7,

None
{ Tes

Infiltration of ___N~o~n~
e _ _ __

g.

Population is increasing slowl y

BUILDINGS:
a. Type or types Small cottages &
bungalows
Average
age
_____
lO
~_ _ _ _ __
c.

f. Relief fami li es

YEAR

PRED OMI NAT I NG

~

l evel $2500 to $5000

$1800 t o $4000

%;
01'"

llo)

Few
--~----------

b. Type of const ruction Frame, .i:!ri ck Veneer
d. Repai r _____ Go
...;_;;_o_
d _ _ __ __ _ _ _ _

SALE VAL UES

HISTORY:

1933 l ow

d . Negro

j

e.

1929

b. Estimated annu al f ami l y income$ 900 to $2000

RENTAL VALUES

:r

PRE DOMI NAT IN G

RANGE

_L

$4000

100%

$25 to $40

$35

$3000

70%

$15 to $30

$25

70%

$20 to %>32

t25

70%

cu r r ent $2500 to $450Q $3500
80%
1928- 1929
Peak sal e values occurred in
and were
1928-1929
Pe ak ren t al val ues occurred in
and were

100

% of the

192 9

level.

100

% of t he

1929

level.

100%

8.

occur.ANCY:

9.

SALES DEMAND: a .

10 .

RENTAL DF.MAND: a.

11 .

NEW CONSTRUCTION:

12 .

AVAILABILITY OF MORTGAGE FUNDS:

13.

TREND OF DESIRABILITY NEXT

1 4.

CLAR I FY ING REM ARKS: Tuckaseegee Road running through section connects with one of main
highways l eadi ng f rom Charlotte and quite a few filling stations
have recently been erected on t his road.

15 .

Information for this form was obtained f rom _ _ _ llir
_ . _ (j_'._w_._.N.;;;;i_x_on-', _L_o_an
__s_e_r_vi_·c_e_ __ _ _

a. Land _QQ_%;

b. Dwelling uni ts J.iliL%;

c. Home own ers

80

Fair

-b. ~ 500 singles

c . Activity is

Fair

Fair

b.

Act i vity is

Fair

a. Types

$25 singl es

$3500 singles

10-1

C,

'

b. Amount last year

a. Home purchase limple

s

Fair

b. Home bui ldi ng

Amo~e

YEARS ----=S::.,t=a=ti=
· c.___ _ __ _ _ _ _ __ _ __

Repr esent ative and personal inspection.
Dat e _ ___..M....ar
.....,..c""
h...._,,5_ _ _ _ _ _1937._

NS FORM-8

AREA DESCI? t OT, 0.

2-3-37

(For Ins tructions see Reverse Side)

1.

NAME OF CITY _ _C_har
_ l_o_t _te....;,_
N_._u_
· • - - --

2.

DESCRIPl'ION OF TERRAIN.

SECUR:TY GRADE ___C
_ _ _ AREA NO. _l-=-3_ __

Rolling
3.

FAVORABLE INFLUENCES.
Schools, churches in area, adequate transportation facilities,
community business center.

4·

DETRIMENTAL INFLUENCES.

5.

INHABITANTS :
a. Type Clerical , skilled mechanics ;
laborers.
c. Foreign-born_ None
%;

City dump and inciner ator near southwest corner this area. Some
industrial plants and commercial companies located on Mint St .
b.

Estimated annu al famil y income$ 900 to $1800

d. Negro

( Kat ion a Li ty J

6.

e.

Infiltration of

g.

Population is

7.

~one
-------

f. Relief f~nili es

static.

Frame
----------

b. Type of const ruction

Average age --=
l ...________

d. Repair _____F
=-a=1.=
· r = - - - - - -- - --

SALE VALUES

YE AR
19 29

Few
-------'-------

~ - ; z t J .....
i11tgm
-.~---

HISTORY :

RENTAL VALUES

PREDOMI NAT I NG

RANGE

_ _ _ _ %;

01'

BUILDINGS:
Small cottages &
a . Type or types bungalows
c.

~one
- ----------( I es
Ko)

%

RANGE

PRE DOMI NAT ING

__L

level $2500 to $5500

$4500

100%

$25 to $50

$40

100%

$2000 to $4000

$3500

75%

$20 to $32

i25

60:i

$20 to $40

$30

75%

1933 l ow

80:t,
current $3000 to $45Gq $4000
1928- 1929
Peak sale values occurred in
and were
1928-1929
Pe ak rental values occurred in
and were
a. Land

__
80 %·
,

of the

level.

100

%

l OO

% of the 1929 level .

1929

8.

OCCUPANCY :

9.

SALES DEMAND: a.

10.

RENTAL DEMAND: a.

11 .

NEW CONSTRUCTION:

12.

AVAILABILITY OF MORTGAGE FUNDS :

13 .

TREND OF DESIRABILITY NEXT 1 o- 1 s YEARS ------"S"""t=at...,i.....c'--_ _ _______ _ _ __

14 .

15 •

b. Dwelling unit s 100$;

c. Home owners

65

Fair

b.

12200 singl~e

c. Activity is

Fair

Good

b.

$30 single12

c. Act ivity is

Good

a. Types i .2200 singles

b. Amount last year

a . Home purchase Limited;

%

Mediocre

b. Home bui ldi ng

Limited

CLARIFY ING REMARKS:
The center or the area , Kingston Ave. and ~ark Ave., contains a
fairly good substantial t ype of small singles, fairly uniform and can be termed "High"
yelJ.ow. The eastern side of the area is also a 11 High11 yellow. The part west of Mint
St. might be termed "low" yellow.

Informat i on f or t hi s form was obtained f ro1n ___

._W...:.._ .Nu::::...
· ; .;. o: :. .n; ;,. '--Lo
--'--an--'--_S.:..
er:::...vi...;·:::...c'--e--'--.' -----

Mr.._:c:_:::...
• _u...;
·

Field Representative and personal inspection.
Date __M
_ar
~ c'--h_5
::...,.,_______193 .J...
(Over)

JI
i

AR EA DESC ~IPTIO'
(For Ins tructi ons see Reve~se Stde)

NS FORM-8
2 -3-37

1.

NAME OF CITY ___
Ch_ar
_l_
ot'. e-',_
N_._c_.____ SECUR:TY GRADE _ _ _-=D_ _ AREA NO._....__ _

2.

DESCRI PrION OF TERRAIN.

'_·t

Rolling to .tiilly
3.

FAVORABLE INFLUENCES.

Schools and churches , community business center, fair transportat,ion facilities.

DETRIMENTAL INFLUENCES.

5.

Encroachment 01· industrial development, cotton mills in area,
railroad on west side and adjoining it is Swi1·t Re1·ining Co .
INHABITANTS:
and many other warehouses and industrial plants .
a. Type Factory workers and laborers; b. Estimated annual famil y in co111e $ 600 to $1200
c.

None

Foreign-born

%;

d. Negro

( Tes or Ko)

6.

Infiltration of

g.

Population i s ~ ~

static.

~

d. Repair

Mill 2ro2erties 1'air 2 others 2oor

RENT AL VALUES

SALE VALUES

HISTORY:

PREDOM-

1929 level

1933 low

PRE DOM-

%

I NAT ING

R AN GE

YE AR

Frame

b. Type of construct ion

18

Average age

Many

f. Relief families

BUILDINGS:
a. Type or types Small cottages
c.

7.

1fone

e.

%;

Yes

(Katio nality j

RANGE

I NA T ING

_L

$1800 to $3000

$~500

100%

$20 to $35

$25

100%

$1200 to ~2500

$1500

b0%
soi

$10 to $20

$15

~

$15 to i30

$20

-..001_

curr ent$1200 to i2500 - 12000
1928-1929
and were
Peak sale values occurred in
1928-1929
and were
Peak rental values occurred in
a. Land _2Q_%;

l QQ % of the 1929 level .
JOO % of

the 1929 level.

c. Home owners

b. Dwelling units ----22_%;

30

8.

OCCUPANCY:

9.

SALES DEMAND : a.

Poor

' . b.

$2500 singles

c. Activity is

Poor

10,

RENTAL DF}!AND: a.

Fair

b.

$20 singJ.es

c. Activity is

Fair

11 ,

NEW CONSTRUCTION :

12.

AVAILABILITY OF MORTGAGE FUNDS:

13.

TREND OF DESIRABILITY NEXT

a . Types

10-1 5

.

b. Amount last year

None

a. Home pu rchase .Limited

'
1EARS Stat ic to downward

%

.None

b. Home bui lding Limited

CLARIFYING REMARKS: In portion of area between Charles Ave. & 22nd St. majority of houses
owned by cotton mill and rented to operatives. Northern part of area is the better part,
containing larger percentage of hqme ownership, and can be classed as nHigh" red.

15.

Information for this form was obt.ained

fr61n

.Mr. C. 'iv .

Nixon , Loan Service

Field Repr esentati ve and personal i nspection .
Date -~M~a~c
r ~h;.;;._'~/______193.J_
(Ove r-)

AREA DEscq!PTfCM
(For Ins truc.t i ons s ee Reverse Stde}_

NS FORM-8
2 - 3-37

1.

NAME OF CITY ___C
_har
_. _ 1_01:._·t_e..L,~
N.__c_.____ $ECUR;TY GRADE _ _ _ _D
_ _ AREA NO. _2_ __

2.

DESCRIPTION OF TERRAIN.
Ro.Lling to Hilly

3.

FAVORABLE INFLUENCES.

Has all city conveniences, c.Lose to schoo.Ls and churches and
·
main busi ness .district.

~-

DETRIMENTAL INFLUENCES.

Old community, cheap construction, type

5.

INHABITANTS:
a. Type Factory workers, domestics,;
laborers
c. Foreign- born
None ' ; __ %;

6.

Infiltration of

d. Neg ro

g.

Population is

7.

~~

19 29

Frame

b. Type of cons t ruction

Poor
d. Repair--- -- - - - - - - - - - - RENT AL VALUE S

PR.E.0OMI NAT I NG

RANGE

Many
static.

SALE VALUES

YE AR

Ko)

~

25
Average age _________
_

HISTORY :

01'

f . Relief famil i es

Large old type ~ingles and
BUILDINGS :
a. Type or types sma.Ll cottages
c.

65 %;

Yes
( Ies

.Negroes·

population.

b. Estimat ed ann ual famil y income$ 6oo to :!61400

(Kati. oncdityj

e.

01·

%

RANGE

PRE DOMI NAT ING

__L

level $2000 to $4500

$3500

100%

$20 to $45

$~0 . 00

100%

$1500 to $4000

,i2000

b0%

$10 to i30

$10. 00

50%

$12 to $35

$15.00

70'/o

.L933 l ow

current $1000 to i350Q_ $2500
70%
1928-1929
and were
Peak sale values occurred in
1928-,.1929
and were
Pe ak rental val ues occurred in

JOO

% of t he

1929

level .

100 % of the 1929 level.

b. Dwelling units ----2.5...%;

c. Home owners

Poor

b. $2000 cottages

c . Activity is

Poor

.it'air

b.

c. Activity is

Fair

a. Land~%;

8.

OCCUPANCY :

9.

SALES DEMAND : a.

10.

RENT AL DF11AND : a.

11.

NEW CONSTRUCTION:

12 .

AVAILABILITY OF MORTGAGE FUNDS:

13.

TREND OF DESIRABILITY NEXT 10- 15 YEARS

1~-

CLARIFYING REMARKS:

15.

Information for this form was obt'ained fro1n - Mr . 0 . w• .Nixon,

a. Types

$15 Cottages

35

%

None
b. Amount last year
very limited
; b. Home bui ldi ngVery limited
a. Home purchase

.None

Static to downward

The great majority 01· houses· iri. this area all small cheap negro
houses , a.I).ci others are l~ge-type single houses used as boarding
and rooming' houses in that part 01 the area adjoining main business
district .

Loan

Service Field

Re~resentative and pereona~ inspection.
Date __.;:::M.=
ar=·-c;: .h;=--',l________193 ..1.
r

• ,

rover)

' .

AR£~ DES~q lPTIO'
(For Ins tructions s~e H~verse Stde)

NS FORM-8
2 - 3- 37

1.

NAME OF CITY ____
Ch_a_r_l _o.,_·t-"e'--"',_i_-~_._C.·•. ;;, - -

2.

DESCRIPI'ION OF TERRAIN.

SECURITY GRADE _ _____;D::;,...__ _ AREA NO.

__..o.,___ _

Rolling to liiily
3.

FAVORABLE INFLUENCES.
Adequate transportation, schools, churches .

I+ ·

DETRIMENTAL INFLUENCES.
Cheap properties, negro section almost entirely, and
community.

5.

I NHABITANTS :
a. Type Laborers and domestic servant,s b. Estimat ed annual famil y i ncoU1e $ 6oo to 1200
c.

Forei gn- bo r n_ _r_~o_n_e_ __

Yes

%; d. Negro

7.

I nfil tration of

None

g.

Popul ation i s ~"------

1929

RANGE

level

12..11_ l ow

s tat ic .

d. Repai r

'·

Frame

Fair

RENT AL VALUES

SAL E VALU ES

YEAR

Many

b. Type of const ruction

Average age - -2~5C--ly~e_ar
_ s_ _ __

PR EDOMI NAT ING

%

RANGE

PREDOMI NAT ING

_%_

~2000 - $3500

$2500

100%

$15.00 to $30. 00

$~0 .00

100%

$1000 - $:,?500

$1500

60%

$8 . 00 to $20 .00

$10. 00

....5.Qi_

$10. 00 to $25 . 00

$15. 00

--12!...

cur r ent$1500 - $3000

i:2000
80~
J-928- 1929
Peak s ale value s occurred 1n _ _ _ and were
1928-1929
Peak r ent al values occurred in ___ and wer e
a . Land .2Q__%;

%;

JI O )

~

BUI LDINGS :
Few large singles and
a. Type or types small cottages

HISTORY:

0 1'

f . Rel i ef families

e.

c.

98
( I es

( Ka t io n aiity J

6.

old

100 % of the

1929

level.

100 % of the

1929

level.

b. Dwell ing units _95_%;

c. Home own ers

b.

$2000 cottages

c . Act i vi ty i s

Poor

b.

$15 cottages

c . Activity is

}'air

35

8.

OCCUPANCY:

9.

SALES DEMAND : a.

'Poor

10 .

RENT AL DFMAND: a.

Fair

11 ,

NEW CONSTRUCTION:

a. Types $2000 cottages

12 -

AVAILABILITY OF MORTGAGE FUNDS:

13 .

TREND OF DESIRABILITY NEXT 1o-1 5 YEARS _ _
St_a_t_i _c_t_o_ d_own
_ w._ar_d_ _ _ __ _ __ _ _ __

1 1+ -

CLARI FYI NG REMARKS:

15 .

In formation for t his f orm was obtai ned froin __ __M!-1..r.....~u........:Wu..·.__,;.:Nui..11X
•
.1J
01U
D+,__.uLau..a:.1n..L....1.S.1.tear:.J1YJ:..i.·.1..i
c .t::.e_ __ __

b. Amount last year
Mediocre
Very limited
a . Home purchase _ _ _ ; b. Home bui ldin g Very limi ted

One 01· t he old.er negro sect i ons
iness . district.

01"

the city - ad.joining main bus-

_

.l!'ielct Representative and per sonal inspection.
Dat e -----'i='A-a=:r:.. c;::.:h=--:7_ _ _ _ _193 ..'.L.

NS FORM-8

~R EA DESCR!PTl0~
(For Ins tructtons see R6vBrse Stde)

2-3-37

1.

NAME OF CITY ___
Ch
_a_r_l_o_t _te--'''--1'-I_._L_'•_ _ _ _ SECUR:;:TY GRADE _ ____
D_ AREA NO. __,4'-----

2.

DESCRIPTION OF TERRAIN.
Level to rolling
Adjoining high type area, cl ose to schools and churches and
community business center.

3.

FAVORABLE INFLUENCES.

4•

DETRIMENTAL INFLUENCES. Entirely negro population.

5.

INHABITANTS:
a. Type Laborers & Domestics
c.

Foreign-born_

None

b. Estimated annu al fami ly income$ 600 to $1200
; __ %;

d. Negro ___Y_e_s ________

6.

e.

Infiltration of _ _N
_o_n_e_ _ __

g.

Population i s ~ - - - -

BUILDINGS :
a. Type or types Smail cottages
c.

7.

f. Relief frunil i es

___ Few________
___;..:::__

static.
b. Type of construction______
Fram
_ e_ __

Average age __~l~5'--"y~e~ar
=s _ _ __

Fair
· - -==---d . Repa1r
-- - - - - - - - -

SALE VALUES

HISTORY:

RENTAL VALUES

PREDOMYEAR
1 929

~

RANGE

INATING

$

level $2500 to $4000

$3000

100%

low

$2000

6'1%

$1500 to $3000

100 %;

( Tes or Ko)

(lationalityj

PREDOMINATI NG

RANGE

$20

to $30

$25

___j__
100%

$12 to $:.CO

current$2000 to $3000
$2500
80»
1928-1929
Peak sale values occurred in _ _ _ and were
1928- 1929
Peak rental values occurred in ___ and were

$15 t o $25
100 % of the

1929

level.

100 % of the

1929

level.

8.

OCCUPANCY:

9.

SALES DEMAND: a. _ Po_o_r_ __

b.

~2500 singles

c. Activity is

1 o.

RENT AL DFMAND: a.

Fair

b.

$20 singles

c. Activity is

11.

NEW CONSTRUCTION:

a. Types

12.

AVAILABILITY OF MORTGAGE FUNDS:

13.

TREND OF DESIRABILITY NEXT

14.

CLARIFYING REMARKS: This area is composed 01' better grade of negro properties, occupied
largely by domestics who earn their livelihood in t he better areas adjoining. It
is not considered as having a detrimental w·iuence on the adjoining areas.

15.

Information for this form was obtained froin

a. Land _]_J__%;

b. Dwelling uni ts

109.f;;

c . Home owners ____6....:;5..:. %_%
Poor
-...:...a==--Fair

----'=---

.None

1

b. Amount last year
None
Very l imited
a. Home purchase _ _ _
b. Home ~uilding Very limited

o- 1 s YEARS _ _. .S::'-"t=at=i=-=c'--- - -- - - - - - - - - - -

Mr.

Li.

w. Nixon, Loan Service Representative

and personal inspection.
Date _.;;;;Via
:::::..
r .ch
: : .::.:.--7!-..______193 J_
(Over)

NS FORM-8

-

2-3-37

(For Ins truct i ons se~ }?eu3rse Stde)

1.

NAME OF CITY ___C=b=i.ar
= l o=t~t....e...,.,_N
c,....,,___C-"-._ _ _ _ SECUR::TY GRADE _ _ ______ AREA NO. - - - - -

2.

DESCRIPTION OF TERRAIN.
Rel.ling

3.

FAVORABLE INFLUENCES.
Adequate transportation, close to schools and churches.

4.

DETRIMENTAL INFLUENCES.
Railroad shops, negro section, obsolete properties, oil
storage t anks , warehouses located in the area.

5.

INHABITANTS :
a·. Type

Laborers
-------------

c.

Foreign;-born_

None

;_ _ $;

b. Esti mated annual famil y income$

7.

f. Relief f amilies _____Ma=ny...._______

Infiltration of ___N
~e~gr=...;;;o~e=s__

g.

Population is : x i i o o n & ~ ;

BUILDI NGS:
a . Type or types __Sm
_ a_l"°"J___,;.c..; .o. .; .t.ta
.; ..;...g,.._e;;..s;;;__

Frame
--------=----------

RENT AL VALUES

PREDOMINATING

RANGE

--

level $2000 to $3500

$2500

$1000 to $~500

Jl.800

1933 low

d. Repair _ ___:P::....,,c.,"""---- - - - - -- - -- -

SALE VALUES

YE AR

1929

static.
b. Type of construction

Average age _______l.=i:s·' -..._y°""'e=ar=-=s _ __

HISTORY:

$1.~0U

( T es o-r Ko)

e.

c.

to

d. Negro ___
Y. .....__ _ __ _ _ __

(KationaLityJ

6.

600

PREDOMI NAT ING

RANGE

100$

current $1500 to $2500_ $2000
80%
1928- 1929
Peak sal e values occurred in _ _ _ and were
1928- 1929
Peak rental values occurred in ___ and were

__L

$15 to $30

$20

100%

$10 to i:CO

$12

-2Q!

$12 to 1~5

$15

75%

100 % of the

1929

level.

100 % of the

1929

level.

b. Dwelling units -9..5...%;

c. Home own ers

None

b.

c. Activity is

None

RENT AL DEMAND : a.

Fair

b.

c . Activity is

Fair

11 ,

NEW CONSTRUCTION:

a. Types

12,

AVAI LABILITY OF MORTGAGE FUNDS :

a. Home purchase

13.

TREND OF DESIRABILITY NEXT

YEARS

1 4.

CLARIFYING REMARKS: Area composed of negroes and low-income white peonle. The northern
part of the area along Hutchison ave . has very littl.e devel.opment.

15.

Information for this form was obtained from Mr . C. w. Nixon, Loan Service Field

a. Land __4Q_%;

8.

OCCUPANCY :

9.

SALES DEMAND : a.

10.

None

$15 cottages
None

10-15

b. Amount last year

.None

30

None

b . Home building

'
Static to downward

%

None

Representative and personal inspection,
Date _ _ _M
_a_r_c h_ '"7_____1931_
(Over)

NS FORM-8

~R E4 DES~1n or10:

2-3-37

1.

2.

(For Ins truct ions sec Rcve~se Stde)

NAME OF CITY _ _C=har
==
lo
==tt=e~,'""'N
---"• ....;:C....:;.._ _ _ _ SECC~:: Y GRADE _ _ _.;;::;..
D _ _ AREA NO. --=6 _ __
DESCRIPl'ION OF TERRAIN.
Hilly

3.

FAVORABLE INFLUENCES.

School s and churche s located in area, also community busine ss
aistric t . ~egro College adjoin ing area on south.

DETRIMENTAL INFLUENCES. Inadequ ate transp ortatio n ror center of area.
located in eastern part 01' area .

S·

INHABITANTS: ~egro skilled mechanics,
a. Type labore rs , domest ics, negro
teache rs
c. Foreig n-born _ None
; __ %;
( lo.t ionaH ty J

6.

7.

Infiltr ation of
- -None
----

g.

Popula tion is increas ing slowly

--

BUILDINGS:
Some la.cge singles a. Type or types Small cottage s
Average age-- ~l= - - - - - - - -

HISTORY:

PRE DOMINAT I NG

level $1500 to $6500

1933 low

d. Negro

Yes
- - ----- ( 1 --o,,- Ko)

~1000 to $4000

curren t $1200 to $4500_

98
-----'-- %;

f. Relief frunil i es ___ __M
_any
____ _____

b. Type of constru ction

Frame
Fair to peor

d. Repair

SALE VALUES

YE AR

1929

b. Estimat ed annual famil y income$ 400 to 1500
es

e.

c.

Cotton Oil Mill

RENT AL VALUES
%

RANGE

PREDOMI NAT I NG

_L_

$2500

100%

$12 to i35

\l>lo

100%

$1800

7U~

$8 to ~20

~10

bO~

$2000

tiO;b

1iil0 to ~i::O

11~

70'-J,

1928- 1929

Peak sale values occurre d in _ _ _ and were
192$-19:.i9
Peak rental values occurre d in ___ and were

100 % of the 1929 level.

100

$

of the

1929

level.

8.

OCCUPANCY:

9.

SALES DEMAND: a.

10,

RENT AL DF1'1AND: a.

11,

NEW CONSTRUCTION:

12.

AVAILABILITY OF MORTGAGE FUNDS:

b. Amount last year
Medioc re
Very limited
Very
a. Home pu rchase
b. Home bui ldi ng limited

13.

TREND OF DESIRABILITY NEXT

YEARS

1q .

CLARIFYING REMARKS: The western nart of the area is Ammm as "Biddlevi.Lle 11
and a.Long
Oaklami Ave . and Vt . 'l'rad.e ::i-r, . are many better grade negro proper ties occupie
d by negro
pror'es sors teachin g in the negro coJ.l ege, negro bric.t< masons , and other skilled
mechanics, but intersp ersed with these better grade proper ties are many lower negro
grade
propert ies .

15.

Inform ation for this form was obtaine d fro,n Mr.

a. Land ___QQ_%;
Poor
Fair
a. Types

b. Dwelling unit s ~ ;

c. Home owners ___ __.3_..1_%

b.

$2000 cottage s

c . Activit y is

Poor

b.

$12 cottage s

c. Activit y is

Fair

$2000 cottage s

10-15

Stat i c

li .

Yt ,

1\Jixon, Loan Service Repres entativ e

anct persona.L inspec tion.
Date _ ____M___a___r___c__h........7____ _1931.,_
(Ove r)

NS FORM-8

~R EA DESCR 1 PT!G·
(For Ins tructi ons s ee e~ue~se Stde)

2 -3-37

1.

NAME OF CITY _ __;;C=har
= l=o~t'-"t=
e .,_,..:;;.N:..:.•-

2.

DESCRIPI'ION OF TERRAIN.

3.

FAVORABLE INFLUENCES.

4.

DETRIMENTAL INFLUENCES. Cemetery adj oining part of area, old type construction, negro
populat ion, creek runs t11rough part 01· area.

5.

INHABITANTS:
a. Type Laborers and Domestics
c.

_

SECUR:TY GRADE _ _ ~..____ AREA NO. - L . . - - -

_

Rolling

Western side adjoins negro college, adequate transportation
facilities , near white community business center, close to
schools and churches.

None

Foreign-born_

=G' •:___

b. Es t imated annual famil y income$ 600 to $1200

; __ %;

d. Negro

Yes

(Kationalityj

6.

e.

Infiltration of

g.

Population is

r,one

01'

f. Relief families

i~~

Few

~

15 years

Average age

static.

YE AR

l evel $2000 to $4500

12.31.__ low

RENTAL VALUES

PRE DOMI NAT ING

RANGE

$1500 to $3000

%

$3000

100%

$2000

60%

current $.L500 to $350Q $2200
70'/o
1928-1929
Peak sale values occurred 1n
and were
1928-1929
Peak rental values occurred in
and were

PRE DOMI NAT ING

RANGE

_J_

$15 to $30

$20

100%

$8 to $;:'.Q

$.L2

~

$.L2 to $25

$.L5

75%

100 % of the

1929

level.

100 % of th e

1929

level.

--22.,_%;

b. Dwelling uni ts

SALES DEMAND : a.

Poor

10.

RENTAL DEMAND: a.

.!:<'air

11.

NEW CONSTRUCTION:

a. Types

12.

AVAILABILITY OF MORTGAGE FUNDS:

a. Home purchase Limited

13.

TREND OF DESIRABILITY NEXT

YEARS _ _:=;,.St=a=t=
i =c_ _ _ _ _ _ _ _ __ _ _ _ __

14.

CLARIFYING REMARKS: The western part 01· area is composed of better c..Lass nego properties
and the eastern part of the area is composed of low- type negro rental properties .

15.

Information for this form was obtained froin Mr. C, W. Nixon, Loan Service Field

8.

OCCUPANCY:

9.

a. Land

Er:ame

Fair

SALE VALUES

HISTORY:

1929

d . Repair

%;

Ko)

BUILDINGS:
Small cottages and some
a. Type or types l~I:ge sjn~es
b. Type of construction
c.

7.

100

( I es

Representative

c. Home own ers

60

b. $2200 cottages

c . Activity is

Poor

b.

c. Activity is

Fair

t12 cottages

12500 singles

10-1 5

and personal

_Jli%;

b. Amount last year

Mediocre

b. Home building Limited

inspection.
Date - - - =
ma
:::ar:.;C
::,.:h;:........i7_ _ _ _ _193 ...1

NS FORM-8

AREA OESC~ 1°T ! (;:'

2-3-37

· (For Instruc t ions

l,

NAME OF CITY _ _..a;C=
ha.r
=-=l=o-=tt=e"->,'-N.:....
=- -=c=·---

2,

DESCRIPl'ION OF TERRAIN.

3.

FAVORABLE INFLUENCES.

4.

DETRIMENTAL INFLUENCES.

5.

INHABITANTS:
a. Type Laborers
c.

s ee

-

Reve~se Stde)

SECUR:TY GRADE _--=D____ AREA NO . .....;8"'------

Hilly
Adequate transportation, schools, churches, negro hospital

Type of population, cheap construction

b. Estimat ed annual f amily incollle $ 400 to $900

Foreign-born_

None

; __ %;

d. Negro_--"Y......,..___ _ _ _ _ __

( Kat ionaH ty j

6.

e.

Infiltration of _ ____;ia.~o~n~e'--:.,
-

g.

Population is ~ - - -

BUILDINGS:
a. Type or types Small cottages
c.

7,

YE AR
1929

19.,U_

f. Relief f~n i l i es ___lilan
~
· =-y_ _ _ _ _ _ __

~~------

RANGE

--

static.

Frame
----------

__ _ _ _ _ _ _ __
d. Repair
• ______
Poor

SALE VALUES
PREDOMI NAT I NG

RENTAL · VAL UES
%

PRE0OM1NAT I NG

RANGE

_L

level $1200 to ~2500

$1800

100%

$10 to $25

$15

100%

l ow

$1200

bl%

$8 ta $J5

$JO

_....if],j_

$12

_fill1_

$1000 to S2000

current$1200 to $2200 _ $1500
soi
$10 ta ~18
Peak sale values occurred f~ 28- 1929 and were --=1=00=% of the
1928-1929
Peak rental values occurred in _ _ and were --====
100% of the
a. Land

%;

b. Type of construction

Average age - 2-'-5. . .;Y: ._a
. e _r_s_ _ _ __

HISTORY :

95

(Ies or Ko)

1929

level.

1929

level .

b. Dwelling uni ts ..-90-%;

c. Home owners

None

b.

c. Acti°vity is

None

RENTAL DEMAND: a.

Fair

b. ·$12 cottages

c. Activity is

Fair

11.

NEW CONSTRUCTION :

a. Types

12.

AVAILABILITY OF MORTGAGE FUNDS:

a . Home purchase

13.

TREND OF DESIRABILITY NEXT

YEARS _ _S_ta_t_i_c_ to_d_o_wn_w
_ar
__d_ _ _ _ _ _ __ _ __

14.

CLARIFYING REMARKS:

15 .

Information for this form was obtained fro,n _ _:..;:::..;....
Mr • ...;G
;..:
' .'-w..c.•...;N:.:..:i=.:·x~o;.::;nc.,.t_L;:c;.o.: . a;. :;:n,; ., , .,: S:. : ec::.r. c.vi=-·c.::..e=-------

8.

OCCUPANCY:

9-

SALES DEMAND : a.

10.

__'.ZQ_ %;

.None

b. Amount last year

.None

10-15

None

25

%

None

=o=n=eb. Home bui l ding _....;;N

Major portion or properties in this area all cheap grade of negro
houses built for rental purposes .

Repre sentati ve and personal inspection.
Date _ _M_ar
.;;..,;;,.
ch~ 8;.___ _ _ _ _193 'L
(Over)

ARE A DESCQ10T!C''
(For Ins tructi ons see Rsu1~se Stde)

NS FORM-8
2-3-37

1.

NAME OF CITY _ _ _G-'-·h_ar...,;l'"'"'o;. . ;t;.t.;...;;..
e.,_
_._C_._ _ _
2 _N

2.

DESCRIPI'ION OF TERRAIN .

SECURITY GRADE ___D_ _ _ AREA NO . _9_ __

Hill y
3.

FAVORABLE INFLUENCES.
None

4.

DETRIMENTAL INFLUENCES.
Inadequate transportation - at edge oi- city limits. tJity
Incinerator ~d Charlotte . ~laughter House l ocated in the area. Lack of schools,
churches,. business communi~y center. No sewer lights or gas
INHABITANTS:
'
'
•
a. Type Laborers
b. Estimated annu al famil y incoU1e$~00 to
c.

%;

Foreign-born_N_o_n_e _ _ _ _

d. Neg ro

(KationaZityj

6.

7.

O'T'

e.

Infiltration of - None
------

g.

Popul a tion is

~

....
x _______

;

1929

b. Type of construction_ _=Fr_am=e_ _ _ _ __
· --------'--"-'--Poor
d . Repair
- - - - -- - -

SALE VALUES

--

level $1200 to $2500

$2000

to $~000

$1200

1933 low

$800

RENTAL VALUES

PREDOMI NATI NG

RANGE

YE AR

a. Land ___b0_%;

100%

9.

SALES DEMAND : a .

10.

RENTAL DENAND: a .

Fair

11 .

NEW CONSTRUCTION:

a. Types

12.

AVAILABILITY OF MORTGAGE FUNDS:

13 .

TREND OF DESIRABILITY NEXT

14 .

CLARIFYING REMARKS:

1

$i o

to ~~Q

None

100%

$6 to ~15

t10

o7%

$8 to ~17

$12

80%

]QQ

% of the

1929

level.

100

% of the

1929

level .

None

b.

$12 cottages

b.

__L

il5

b. Dwelling units~%;

OCCUPANCY :

PRE DOMI NA T ING

RANGE

current $1000 to $2000_ $1500
75~
.
1928- 1929
Peak sale values occurred in _ _ _ and were
1928-1929
Peak rental values occurred in _ _ and were
8.

%;

static.

~

Average age ____l ~5~Y
~e_ar
____s_ __

HISTORY :

100
- --

f. Reli ef f runi l i es ______M
_an~y_ _ _ _ __

BUILDINGS:
a. Type or types Small cottages
c.

Yes
-----------( I es
Jlo)

xoo

c. HoI11e owners - ~ 5~
0___ %
c. Act i vity is

- - -None
---

c. Ac t ivity is _ _ _.tc'air
..c.=;c.__

None

1 o- 1 s

b. Amount last year
None
Very limited
a. Home purchase _ __ , b . Home bui ldi ngVecy .limited
YEARS ____s.....t=at.....,i...,c___ __ _ _ _ _ __ _ _ _ _ __

The portion of the area along Sherman Avenue contains a bett er grade
of negro properties but lack of city conveniences has a tendency
to keep trend of desirability downward.

s. Info rmation for t his form was obtained froin _ _M_r . _C
_ . _w_._N_i_x_o_n....._Lo_a_n_ S_e_r_v_i_c_e_l'_'i_e_l_d_ __
Representative and personal inspection.
Date
(Over)

_..,,M
=a....r.. .,c.h
.,._....8'--_ _ _ _ _193 'L

NS FORM-8

AREA DESC'tff'T!C:

2 -3-37

(For Ins truct t ons se1; FlGve:~se Stde)

1,

NAME OF CITY -~C=har
~l~o~t~t....
e_,_N....._u=·-· - - - - - - SECUR:TY GRADE _ ________ AREA NO. _..1....
0 _ __

2.

DESCRIPI'ION OF TERRAIN.
Hilly

3.

FAVORABLE INFLUENCES.
School, churches, near adequate transportation and
near community business center.

4.

DETRIMENTAL INFLUENCES.
.!:Sox factory in this area and most of properties are
company owned.

5.

INHABITANTS:
a. Type 1''a ctorz wor kers and cleri c~
c.

,

Foreign-born_ None

b. Estimated annual fami ly income$ 700 to $1500

__%;

d. Negro

6.

Infiltration of

g.

Population i s ~

Average age

d. Repai r

--

level $2000 to $3500
$1500 to $2500

%

Fair

$20 to $30

$~5

100%

$l~QO

'.ZQi

$10 to i20

~15

~

$15 to i 22

118

-2Q!

l evel.

J.OQ % of the

1929

level.
10

b.

c. Act i vity is

None

c. Activity is

Fair

SALES DEMAND : a.

10 .

RENTAL DEMAND : a.

1 1.

NEW CONSTRUCTION:

12.

AVAILABILITY OF MORTGAGE FUNDS:

a . Home purchase

13 .

TREND OF DESI RABILITY NEXT

YEARS

a. Types

1929

c . Home owners

9.

lfone

b.

Fair

100 % of the

b. Dwelling units .J.QQ..%;

OCCUPANCY :

None

__L

100%

8.

-2Q_%;

PREDOMI NAT ING

RANGE

$2500

current $1800 to $3000_ 12000
80~
1928-1929
Peak sal e values occurred 1n
and were
1928-1929
Pe ak rental values occurred in
and were
a. Land

Frame

REN TAL VALUES

PREDOMI NAT ING

RANGE

:Jali low

b. Type of construction

SALE VALU ES

YE AR
1929

static.

~lt@le

ltl years

HISTORY :

or Jlo)

Many

f. Relief fami lies

BUILDINGS:
a. Type or types Small cott ages
c.

7.

( Tes

None

e.

.%·'

1110

( Nation.au ty J

$]~ cottages

b. Amount last year

None

10-15

None

None

b. Home bu ilding

None

Static

14.

CLARIFYING REMARKS: There are only a few pri vate owned properties in this section.
About 1931, by r eason or mill going broke , these mi l l houses were open to rent to anyone.
At this time another factory has been opened and the houses are only available for factory
employees.

15 .

Information for this form was obtained froin __Mr_._ u_._w_._N_1_·x_o_n....,_L_o_
a_n_S_e_r_vi_·_c_e_ F'_i_e_ld_ __
Representative and personal inspection.
Date _ _ _ Ma
....;.;;.;r;;..c;;.;;h.;;_;;8'---____193 ..7_

NS FORM-8

AREA DESC 1PPTIO·

2-3-37

lFor Ins tructtons see Rzve~se Stde)

1.

NAME OF CITY _ _ _C~h_ar_l. .,o.....
tt...,e~,'"""""'
N~,~G~
' •.______ SECUR:TY GRADE _ _____ AREA NO. _J~J_ __

2.

DESCRIPTION OF' TERRAIN.
Hilly

3.

FAVORABLE INFLUENCES.
Close to Park

q.

5.

DETRIMENTAL INFLUENCES.
At edge of ci ty limits, inadequate transportation, lack of schools and churches ,
cotton mill community with mill located in area, majority of houses being company owned.
INHABITANTS:
a. Type
.Mill workers
b. Estimated annual famil y income$ 500 - $900
c.

Foreign-born_

None

d. Negro

%;

None

(Kation.ali tyj

6.

e.

Infiltration of

g.

Population i s ~

l8

Average age

f. Relief families

1929

%

PREDOMI NAT ING

RANGE

_%_

t 2ooo

$2000

100%

$15 to 122

i20

100%

$1200 to $2OQQ

$]500

75%

$JO

+.a $;,,Q

$J5

75%

$12 to j20

115

75%

level $2000 to

OCCUPANCY:

Frame

RENT AL VALUES

current $1500 to $2500_ $1800
20~
1928-1929
Peak sale values occurred in
and were
1928-1929
Peak rental values occurred in
and were
8.

static.

d. Repair

PREDOMI NAT ING

RANGE

193...1.. low

Few

SALE VALUES

~

%;
Ko)

b. Type of construction

~es1:ri2

HISTORY:

01"

-~

None

BUILDINGS :
a. Type or types Small cottages
c.

7.

(Ies

a. Land _AQ_$;

b. Dwelling units

100 % of the

1929

level.

100 % of the

1929

level.

109%;

9 . ·SALES DEMAND: a .

None

b.

10 .

RENT AL DEMAND: a.

Fair

b.

11,

NEW CONSTRUCTION:

a. Types

Mone

12,

AVAILABILITY OF MORTGAGE FUNDS:

a. Home purchase None

13.

TREND OF DESIRABILITY NEXT

YEARS

1q.

CLARIFYING REMARKS:

10-15

..

.None

$15.00 cottages

c. Home owners

10

c. Activity is

None

c. Activity is

Fair

b. Amoun t last year

None

b. Home bui ldin g

None

Static

This area is a cotton mill village - most all of the

population working in the mill and most all properties owned by the mill.

15.

Information for this form was obtained from Mr.

Q. W.

Nixon, Loan Service ~'ield

Representative and personal inspection.
Date ____M
_ar
_c_
h _8_ _ _ _1931..
{Over)