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May 10, 1940 A . P. GIANNINI CH A IRM A N O F T H E B O A R D O F D IR E C T O R S Dear Larry: Many thanks for your kindness in sending me good wishes on my birthday. By the time a man reaches the seventieth milestone he realizes more fully the true meaning of friendship, and this evi dence of your friendship added greatly to my happiness on that occasion. Many thanks for your thoughtfulness. Warmest regards and best wishes to you. Cordially yours, Mr. Lawrence Clayton Assistant to the Chairman Board of Governors Federal Reserve System Washington, D. C.