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DIARY

Book 678

November 17-21, 1943

-ABook

Page

American Red Cross

Goosebay Base, Labrador: Two workers stationed there at
HMJr's request - 11/17/43

678

172

Argentina
See Foreign Funds Control

-CChina

United States military and civilian governmental
expenditures: Adler asked to discuss with Kung exchange

rate for - 11/20/43

340

a) Reply - 11/24/43 See also Book 679, page 274
b) Treasury's second cable to Adler - 12/9/43:
Book 683, page 38; 12/14/43 - Book 684, pages 78.79
Correspondence

Mrs. Forbush's mail report - 11/19/43

265

-E
Embassies

See Financing, Government: War Savings Bonds

-FFinancing, Government
War Savings Bonds

Payroll Deduction Plan: Reynolds (Senator, North Carolina)Treasury correspondence concerning - 11/18/43

Likert preliminary analysis of data obtained in study
of 3rd War Loan Drive - 11/18/43
a) Additional data - 12/13/43: See also Book 683,

227

230

page 21

Embassies' response to 3rd War Loan Drive - 11/19/43
4th War Loan Drive: German tanks (captured disabled)

sent from Italy by Clark - 11/17/43

258

128,262

Foreign Funds Control
Argentina:
See also Book 672

War Department reports on reaction to freezing of funds 11/17/43

157

(See also Book 681, page 217 - 11/30/43)
a) HMJr and Treasury group discuss: Book 681.
page 209

Resume by Paul of entire action - 11/20/43
Wallace recommendation: Control needed after war 11/23/43: Book 679, page 130
Conference: present: Hull and State Department group;
HMJr and Treasury group - 11/24/43

*Conference: present: HMJr, General Somervell, General Clay,
and White - 12/23/43: See Book 686, page 171

296

199

- F - (Continued)
Book

Page

678

342

France

Political conditions reported by Treasury representative
in Lisbon - 11/20/43
Cox (Oscar) sends cable giving additional information 11/24/43: See Book 679, page 269

-Germany

For captured military equipment see Financing, Government:
War Savings Bonds (4th War Loan Drive)
Goosebay Base. Labrador
See American Red Cross

-HHaiti
See Latin America

-LLabrador, Goosebay Base
See American Red Cross

Latin America
Argentina: See Foreign Funds Control

Haiti: Shere (Louis) to represent Treasury on commission

to make industrial survey in Haiti - 11/17/43

133

Lend-Lease

United Kingdom: Federal Reserve Bank of New York
statement showing dollar disbursements, week ending
November 10, 1943 - 11/20/43

291

Likert, Rensis
See Financing, Government: War Savings Bonds

-Office of War Information
Davis transmits copy of budget with memorandum on work in

North African territory - 11/17/43

147

-

Post-War Planning

Currency Stabilization: Speaker Rayburn's committeeTreasury conference - 11/19/43

289

-RBook Page
Revenue Revision
1943 Revenue Bill

House Ways and Means report - 11/18/43
Paul memorandum: "Reply to contention that reduction
in Government expenditures reduces revenue needs
below amount recommended by the Treasury" - 11/20/43..

Reynolds, Robert R. (Senator, North Carolina)
See Financing, Government: War Savings Bonds

(Payroll Deduction Plan)

-Shere. Louis

See Latin America: Haiti

-Tanks (German)

See Financing, Government: War Savings Bonds

(4th War Loan Drive)

Taxation
See Revenue Revision

-War Savings Bonds
See Financing, Government

678

248

285

1

Fred Smith and Harry white
read 11/17/43

2

November 17, 1943
10:20 a.m.

Robert

Patterson: Henry?

P:

In person. In the flesh.
Right. This is Bob Patterson.

HMJr:

Yeah.

HMJr:

P:

HMJr:
P:

I spoke to Fred Osborne about that matter we
discussed the other day.
Yeah.

The Arab edition we have nothing whatever to

do with.

HMJr:

I see.

P:

The English edition

HMJr:

Yeah.

in Cairo

P:

HMJr:
P:

Yeah.

your information is correct that We do
transport the paper.

HMJr:

Yeah.

P:

The War Production Board allows the paper and

we transport it.

HMJr:

Yeah.

P:

We don't foster the thing in any way

HMJr:

No.

except by the transportation of the

P:

necessary paper.
HMJr:

Yeah.

P:

How they get the plate there he doesn't know.

2

November 17, 1943
10:20 a.m.

Robert

Patterson: Henry?
P:

In person. In the flesh.
Right. This is Bob Patterson.

HMJr:

Yeah.

HMJr:

P:

HMJr:
P:

I spoke to Fred Osborne about that matter we
discussed the other day.
Yeah.

The Arab edition we have nothing whatever to

do with.

HMJr:

I see.

P:

The English edition

HMJr:

Yeah.

in Cairo

P:

HMJr:

Yeah.

P:

.... your information is correct that we do
transport the paper.

HMJr:

Yeah.

P:

The War Production Board allows the paper and

we transport it.
HMJr:

Yeah.

P:

We don't foster the thing in any way

HMJr:

No.

except by the transportation of the

P:

necessary paper.
HMJr:

Yeah.

P:

How they get the plate there he doesn't know.

-2HMJr:
P:

HMJr:
P:

No.

The -- I discussed with him the disposition

of the matter.
Yeah.

His feeling is this. He said he thinks the
soldiers ought to be given facilities to read
whatever is most popular in this nation.

HMJr:
P:

Yeah.

That this publication has the biggest circulation of any magazine and it is distributed over
there, I think, free or for 10g maybe or some -some reduced price at any rate, by the company.

HMJr:

P:

Just a minute -- well, they pay for it. I don't

know how much but they pay for it.
Pay 10c or something.

P:

Well, I think it's -- but I don't remember but
I do know they pay for it.
That's more or less irrelevant if you

HMJr:

Yeah.

P:

He feels

HMJr:

Yeah.

HMJr:

two things

P:

HMJr:
P:

HMJr:
P:

HMJr:

Yeah.

first, that it's been done and the termination
of it would -- oh, raise a big hullabaloo
Yeah.

and, second, that he has the policy of

facilitating the reading by soldiers of what
is in widest circulation in the United States.
Yeah.

3

4

- -3 -

We do the same thing on the distribution of
cigarettes and so on. We try to get overseas
the quantity of them that the ordinary public

P:

here consumes

HMJr:

Yeah.

in the same ratios. And he said that he

P:

does that on magazines and newspapers and weeklies

HMJr:

Yeah.

P:

him.
HMJr:
P:

the same way. I'm not disposed to differ with

Yeah.

I am impressed by the fact that if a change were
made now, there would be the charge that we were
censoring or we were partial and trying to punish
someone.

HMJr:

Well, you don't mind my

P:

I don't particularly like it but

HMJr:

No.

P:

HMJr:

it's an awkward business.

Well, I'm going to drop it but in dropping it -I mean, I found the situation. I've reported
it to proper authorities so the responsibility
is yours.

P:

I know it.

HMJr:

I'm not going to do anything more about it.

P:

All right.

HMJr:

I think you're wrong.

P:

Yeah.

HMJr:

I think entirely from the side -- other matter,
that where cargo space is so scarce, that you
can find space for this commodity -- uh -I

think that you might be subject to criticism.

-4P:

This is rather -- this is not a high priority.

HMJr:

Yeah.

HMJr:

The -- the transportation of the thing.
But, I

P:

It's graded down

HMJr:

But, Bob

P:

P:

but still it gets there all right.

HMJr:

I've found it. I've told you about it.

5

Yep.

P:

HMJr:

P:

It's your responsibility. It's not mine and
I'm going to let it rest there. See?
Yep. I've tried to get in touch with Bob
Sherwood

HMJr:

Yeah.

P:

....but he's up in New York

HMJr:

Yeah.

and sort of a hard fellow to get a hold of.

P:

HMJr:

Well, I'm not going -- it's -- it's a dead horse

P:

All right, Henry.

HMJr:

Now, may I bring up something new though?

P:

Yep.

HMJr:

,

as far as I'm concerned.

While I was over there General Hughes, Deputy
Commander to General Eisenhower, invited us to
send a man to stimulate the sale of War Bonds

with soldiers. You see?

P:

HMJr:

Yep.

From this country -- and since then he has written
to me again reminding me. I don't want to send
somebody from over here, but there seems to be,
over there -- there's -- going back to Washington --

-5HMJr:

Cont'd:

there's a mix-up as to whether the stimulation
of war bond purchases by soldiers should be
under the Finance Officer or the Special Services,
and nobody in General Eisenhower's Theatre seems

to know who's responsibility it is.

P:

Yep, we can clear that up.

HMJr:

Now, if that could be cleared up and then if

you approve, whichever way you decide it should

go, and then get out a directive saying that
either Special Services or the Finance Officer
should appoint somebody in each Theatre to
stimulate the sales of war bonds, then we'll be
glad to cooperate with that person.
P:

What's the name of the General? General Hughes?

HMJr:

Hughes.

P:

What's his job?

HMJr:

He is Deputy Commander to General Eigenhower.

P:

All right. Yeah.

HMJr:

It's Everett Hughes.

P:

Yep.

HMJr:

He's a S.O.S.

P:

Yeah.

HMJr:

But he's a Deputy Commander.

P:

Right.

HMJr:

And he has asked us when I was there, and since

P:

Okay, I'11 dig right into that.

HMJr:

And you'll let me know?

P:

Yes, sir.

HMJr:

Thank you.

written me. But there is this mix-up which they
say comes back to Washington; that there have
been two directives, each contradicting the other.

6

7

November 17, 1943
10:30 a.m.

FINANCING

Present:

Mr. Daniel Bell
Mr. George C. Haas
Mr. Henry C. Murphy
Mr. Jacob Viner
Mr. Robert Rouse

Mr. C.J. Devine
Col. Ailen Pope
Mr. Herbert Repp
Mr. Benjamin Levy

H.M.JR: Gentlemen, in the first place, let me say this,
that I feel that since we have established a pattern of rates

on March 19, 1942, the Federal Reserve Open Market Committee

has done a swell job keeping practically that same pattern,
and I think that you people have played a very important part
in assisting the Fed in making that possible.
Now, every SO often we kind of check up on ourselves,

and we have these different loans. We are doing it now, as

we enter the Fourth War Loan, and the question has come up
concerning a mechanism as to how to handle the bill market.
We have had a number of discussions and the Federal Reserve
has made some recommendations, and we have made some recom--

mendations, and the way the matter stands at this moment

I am just having a little discussion here to give you the
benefit of this thing -- is this, and I am going to be very

frank. After all, I don't expect to read about it in Drew

Pearson's column or the Wall Street Journal. (Laughter) who
is the man who writes for the Journal American -- the finan-

cial writer?

MR. ROUSE: Leslie Gould.

H.M.JR: My pal!

MR. REPP: We will settle for Teddy Goldsmith.
H.M.JR: Anyway, this recommendation which was made by

these people about midnight last night -- they finally found
you (to Mr. Repp) -- is that we put the bill on the same
status as all the other Treasury securities and give it rights,
as I understand it; and then if a man has a hundred million
dollars' worth of bills, or if a man with the Federal Reserve

8

-2has, and they want to put these bills in, they would nave the
privilege of exchanging those for equal amount, as would any
bank or any dealer or holder.

Now, the alternative to that, of course, is to let the
Federal Reserve buy direct, and I made it perfectly clear
yesterday that if we were going to do that I would insist

that the Treasury and the Federal Reserve go up on the Hill
and explain it in advance, because the testimony, as I

remember it, was in passing this legislation, giving the
Federal Reserve the right to buy up as high as a million
dollars in case of an emergency. I haven't checked my testimony, but MP. Rouse is sure of that, because certainly if
you ao it six times, it no longer becomes an emergency.
whatever success I have had here in explaining to Congress
in advance - often I explain in advance and they don't like

it. But they say, "You are Secretary of the Treasury; it is
your responsibility. Go ahead." And they are satisfied to
the extent of letting me run the job as long as I teil them
in advance. But what they don't like is to read about it
in the papers - if they read the papers: house says you give
out a release and they read about it. The answer is, they
don't read - at least not our stuff. They read about a trial
down in the Bahamas, but they don't read Treasury releases

and Federal Reserve releases. And just sticking the notice
in the papers doesn't mean anything. If somebody writes about
it and they think we have tried to pull a fast one - some

people think, and I think correctly so, if we start to explain it on the Hill it is going to be a tempest in a teapot.
And it may be. You might have Eccies up there for weeks.

Now, I appreciate what Mr. Rouse says, that this method

of giving them rights may be a little clunsy. I am just going to run through my impression. Kow, in talking a bout this
thing, though, ne asks a very pertinent question, and that is,
wouldn't the market gradually die out as, say, a new customer
with new money can't get his bid filled. So I said that I
would have no objection if a man who put in a bid for a hundred thousand dollars didn't take care of the situation, I'd
be glad to consider increasing the amount to two or three hunarea - as much as is necessary. That way you would keep a fairly
live market to get subscriptions. And if the thing pan over
seventy-five or a hundred million dollars, for a week - you

9

- -3 -

see? And we would in this picture expect you people to con-

tinue to take an interest in the bill market.

Now, what is wrong with what I have said so far? Will
it work, won't it work? Do you have a better scheme? I'd

like suggestions.

MR. REPP: My objection, Mr. Secretary-H.M.JR: Objection?

MR. REPP: Yes. The things I heard last night included
also the present plans on your desk. I think probably of
those which were offered, it is the best compromise so far,
but we have a bill market--true enough--that hasn't been a
very active market and the bids have only been slightly over
the amount offered; but you have had the thing working rather
smoothly up until this point, anyway. It is something the
market understands and knows.

Now, if you inject a new element you are going to take

some very simple mechanism and a simple money market instru-

ment and make it difficult. The Federal Reserve market would
have to announce how much they had maturing every week and

how many bills which you put to them on option they are going
to retain, so that they could probably come in and exchange
those, also. You would have a variable amount for cash each
week, sometimes three hundred million, sometimes five, sometimes only one hundred million. And you give an element of
uncertainty to the whole Treasury bill mechanism, which I

don't think is necessary.

Now, this question of buying direct, I think probably

some educational work could be carried on and it might be done
by saying there is no new credit created and no new money to

the Treasury, but you do raise this question of buying direct.
There is a simpler way, I think, of handling it, and that is
that we continue to take an interest in this Treasury bill

market and our interest is accentuated.

H.M.JR: Let me make this plain. I have been more than
happy in the way the Open Market Committee has operated.

This question has not been raised by me, but very strenuously

by the System. That is no secret, is it?

10

-4MR. ROUSE: It is all right to say here, certainly.

H.M.JR: After all, it is all right to say it here. So

if Rouse would answer you, it is really up to Rouse.

MR. ROUSE: I think the thing has gone well up to here.
Our problem is in the future, and in the light of our present
maturities over the next thirteen weeks we feel that the
natural interest which the market is taking may not prove

sufficient to take up at three-eighths or better the full

amount of what our maturities will probably be, and we want
to find some way of maintaining the credit we have already
put into the market and be sure that the volume tendered at

the three-eighths rate or better is maintained, and avoid
direct purchasing in the sense, not of replacing maturities,

which we have been doing right along, anyway, in other types

of Treasury securities, but to avoid direct purchases in
bills over and above our maturities.

In other words, if we have to induce additional tenders,
the question comes up--it is a matter of conscience, really,
as far as we are concerned-- the point at which we are
soliciting, actually soliciting tenders for which the inducement is that we will take them immediately off their hands,
whether at the premium or not. And that is the point we have
been wanting to avoid. If you come to that, that is a
direct purchase, and I don't think it would be proper to do

it without telling the public, including Congress, about it.
H.M.JR: I just want to inject this, and I think you men
know this. Now, understand I didn't know before this that you
people represent the Executive Committee of the 17 bond dealers.

MR. ROUSE: They happen to be identical, but they are
not here representing that.
MR. REPP: We are here as individuals and not as representatives.

H.M.JR: But let me throw this in for a moment. My

position has always been that I have been more than willing

for you fellows to make some money out of the Government bond

market, and I haven't changed. I am just throwing that in.

I haven't changed. You have never heard any complaints from

11

-5me about making an honest penny out of the thing.

MR. BELL: Bob, is this a fair statement of your position,

that you like the present method of handling the Treasury
bills but you are now getting to the point where something
has to be done to induce bidding, and you don't want to have
to ask the dealers in banks to put in bids for your account
if they can go on and you can get bids over and above the
bidding and make the market feel easy and acquire those
bills in the normal course, replenishing your maturities?
You would be satisfied with that method as long as you

weren't put in the position of having to go out to these
individual dealers and induce them to put in bids?

MR. ROUSE: That is correct. When the initiative is on
my part, I think at some point the question would be properly
raised as to whether it was direct bidding.

MR. LEVY: The initiative can come from you. I'll be
willing to increase my bid.
MR. REPP: I am sure we would.

MR. LEVY: As long as we have a "put."

H.M.JR: Without having to write it out, if after you

men had left you went away with the impression that we people

here would like you to intensify your interest a little bit-do I have to say anything more than that?

MR. LEVY: No, sir. You didn't even have to say that
much.

COL. POPE: I don't think there would be any question
about having to go on bended knee. All we want to know is an

indication if we could solve it that way.

MR. LEVY: As long as the Federal doesn't change its put.

H.M.JR: It is a nice, safe business, say.

MR. LEVY: I'll say it's very safe.
MR. REPP: Speaking only for myself, we'd be glad to

intensify. The profit is not involved at all. It is just

12

-6that we can help in maintaining the money market and aid
Treasury financing.
COL. POPE: I wrote to Eccles and sent a copy to Rouse.

MR. REPP: I'd rather do it without profit.
MR. DEVINE: I'd rather do it without profit.
MR. REPP: We can intensify our effort.
H.M.JR: You'd rather not even make the two dollars?
MR. DEVINE: We'd rather not make anything.

MR. ROUSE: You can't avoid making the two dollars and
eight cents.
MR. LEVY: You have a three-eighths put.

MR. REPP: We give half of it back to you, anyway.
(Laughter)

COL. POPE: I think one thing, Mr. Secretary, we should

take into consideration, that if we are going to change anything that involves any great expression by you toward the
Hill, somewhere, and the papers take it up, it is so much

involved that the average person doesn't understand much about

it, and I am a little afraid at this time that when we are
talking about bill rates or what is going to be done about

bills that a great many country bankers and some others may

say, "Oh, well, this is a change." It will just intensify
things. But it is quite serious today in my opinion--th
talk about money rate changes.

H.M.JR: You are talking just the way I feel, and I'd
like to say how I feel, and if any of you people disagree
with me I wish you would say so. I feel this way, that since

the 19th of March, 1942, it is to the good management of this

Open Market Committee that we have been able to keep money

absolutely stable. That is the only thing of any importance
in our economic life which is stable.
Now, just as soon as you begin to monkey with it, the
people are going to sit back and wait to see what the next

13

-7-

thing is going to be.
COL. POPE: That is right. And they are just on the
edge ready to accept something like that and it is an
argument in their favor, money rate changing.

H.M.JR: And there are a number of people, directors of
banks and others, who happen to believe that what we nave

done is right, or believe that we could continue, through

management, to finance the war. And the slightest change

they will say, "You see, Bill, I told you this wouldn't
last." Then they begin to go back - "Oh hell, I'm not
going to buy - hell, it's got to change."
Am I right?

MR. DEVINE: You are absolutely correct.
H.M.JR: Does anybody differ

MR. REPP: I think, for this stage of the game, Mr.
Secretary, that is right, because they O back to your
speech and quote the words "framework of principal,
which puts three-eighths here and two and a half there.

There is your interest curve.

It may be necessary sometime to possibly allow some

of these shorter rates to firm, but I doubt if this is the
moment.

H.M.JR: Does anybody think this is the moment to
change - between the Third and Fourth War Loan?
MR. REPP: No.

it?

H.M.JR: Would any of you fellows recommend I change

MR. DEVINE: 1 certainly wouldn't.

H.M.JR: Don't gloss it over.

14

-8MR. BELL: There certainly were a lot of people in

March, 1942, who contended you couldn't do the thing we
started out to do. As we have gone along, more people

have gotten confidence in the ability to maintain that curve.
They are disappearing fast. Within the last month they
have been talking about changing these rates, as the
Colonel said, more and more, and if you change it once, you
are sunk.

H.M.JR: Have you changed your mind, Colonel?

COL. POPE: No, 1 naven't at all. I think it is

dangerous enough now; but I think it is not so dangerous

but what, for instance, if the last twos were par fifteen
or sixteen bid, I think the whole attitude of the people
would change it right over. It is as close as that to
being one way or the other.

H.M.JR: But they are not.
COL. POPE: No, but as long as they are not, I think

these rates - there's quite a difference in that. There

would have to be a good deal of explanation on that.
personally think that would be bad to do right now.
H.M.JR: I don't want to have the Federal Reserve
buying direct from me unless we go up on the Hill and
I

explain it.
MR. LEVY: I don't think there is any necessity for it.
H.M.JR: I can assure you that won't be good.

COL. POPE: I don't think it will.
MR. LEVY: No necessity for it. As long as the

Federal Reserve System is ready to give anybody a put of
three-eighths, 1 don't see what anybody has to worry about.
COL. POPE: As far as I am concerned, and from what

everybody eise has said here, if it would relieve the
situation by intimating, making it through the sign

15

-9- -

language, or anything of the kind, what is wanted as far

as putting in for bills is concerned, that is all that is
necessary; it is irrespective of profit or not profit.
That is not a matter of concern at all.

H.M.JR: Do you fellows want to go in a room and talk
it over?

MR. REPP: I don't want to. I will tell you what we

will do: We will intensify our interest in the bill

market.

MR. LEVY: So will we.
COL. POPE: We will.

MK DEVINE: We will.
H.M.JR: (To Rouse) What more do you want?
MR. ROUSE: I don't want anything more.

H.M.JR: Leave it as it is now for a while. Will you
recommend that to your bosses?

MR. ROUSE: Yes, sir.

MR.BELL: That we 00 nothing else so far as the

exchanges are concerned.

MR. HOUSE: That is right.

MR. DEVINE: It certainly is the most simplified way

to handle the whole thing.

H.M.JR: We have known each other - this is my anni-

versary, incidentally - I didn't know it until I read it

in the paper. (Laughter) And, incidentally, 1 am getting

to be an old man, so I like to go back, but approximately

the day that Mr. Rooseveit put me in here, the Government

bond market hit an all-time low. If you look it up, you
will see that. Do you remember that refunding failure,
and everything else? Right around November 17 or 18

16

- 10 -

the Federal Reserve discontinued open-market operations,

that week, the week 1 came in here. You look it up.

The Government bond market struck an all-time low, and then
I made my first loan, which was for nine months, and then

after that I paid, I think, either two or two and a half
percent

MR. BELL: More than that, I think. Well, I may be
wrong. I was thinking we borrowed for thirteen months.
then the boys
H.M.JR: You are spiling my story.
said, "You can make a long-term loan; we will go thirteen
months. The first was for nine months and then go out
and make a long-term loan. (Laughter)

MR. REPP: Just on that, Mr. Morgenthau, this is
your anniversary, can we say something complimentary?

It has taken all these years to get things going the right

direction, and certainly the credit of the Government has

been maintained, and the market has been kept on an orderly
basis. You have got this war Loan campaign going. There
are probably some refinements to be made, but people are

beginning to understand and know it. That certainly is
one part of the war effort that is going smoother all the
time. And anything you do now to inject new elements to
educate or re-educate the people, why you really hamper
your objective. Now, maybe post-war problems will change

this thing.

H.M.JR: I will be up on my farm selling apples.
(Laughter)

MR. DEVINE: We have even eliminated the black market.
H.M.JR: How is your pump down on your farm?

MR. DEVINE: Still working fine.
H.M.JR: The pump?
MR. DEVINE: Yes.

17

- 11 -

H.M.JR: You heard that story? You tell about your
pump.

MR. DEVINE: Weil, the Secretary asked me one day

if I had any problems. I said I had a very important
problem; my pump up there was struck by lightning and

1 applied for a priority and it would probably take me two
months to get another. by that time all my animals would be
dead and my farmer would have left me.

He said he would see what he could do about it.
(Laughter)

It has been working very well ever since.
H.M.JR: That is the way we water the market.
(Laughter)

MR. VINER: Prime the pump. (Laughter)

H.M.JR: Can we go on to the next thing? Are you
(Rouse) all right?
MR. ROUSE: Yes, sir.

H.M.JR: Now, as to the basket, the only change which

has been recommended is that we have a two and a quarter

instead of a two. That is the only change.
MR. LEVY: Two and a quarter and--

H.M.JR: Two and a quarter and two and a half.

MR LEVY: You have to eliminate the twos. It is a
little bit congested.
COL. POPE: Then the discussion on the note business.
MR BELL: Discussion as between a seven-eighths

certificate and a note. I mean, that has been discussed

all around.

10

- 12 -

MR REPP: Is that a proper part of this discussion?
H.M.JR: Yes, so whatever you would like to throw in
on that, I would be more than pleased to hear.
MR DEVINE: Well, now, the two and a quarter bond

that you might sell, I think it would be most important to

price that right; that is, fit it in the right slot, because you have now about a billion, seven hundred million

of potential sellers that fit into that '52-'58 class.

I say that I think the important part 01 this two and

a quarter, if such an issue is sold, is to fit in in the
right place, because you can break down the rest of your

market. I think you should make it as long as you can,
somewhere around '54 or '57 if you can, although it
wouldn't make any difference - 55-'57.

Now, that may seem long, but I feel that re arcless of
what issue you sell, the price of the new bond will be
worth no more than par four or par six unless your whole
market changes.

Now, if you sell at two and a quarter, we will say
53-'56, you are going to affect the two and a quarters
of '52-'55, which are alone with all the twos where the
pressure is. You are going to break that marke t down.

MR. MURPHY: What are you assuming about the restric-

MR. DEVINE: I am assuming until the obligation becomes

a ten-year one the banks can't buy them. In other words,
in two years' time, on a '55 option date, the banks could
then buy them.

MR. REPP: Fifty-five option?

MR. LEVY: I think you can bring it out a little further 57-60.
COL. POPE: That is the way I feel.

i

tion?

19

- 13 -

H.M.JR: well, the boys had it down '56-'59 - the
Haas boys.

MR. DEVINE: The reason I mentioned this, Mr.Secretary,
was-

MR. LEVY: Fifty-seven is an open date; I don't think

you have any call then.

MR. DEVINE: The reason I mentioned this was due to

the fact that the last time you priced the two and a

half you had '67 twos outstanding and you brought out a
'62-'67 - you dropped five years.
H.M.JR: We had all kinds of arguments about that,

didn't we? I can't remember which side 1 was on. I will
have to look it up.
MR. REPP: I agree very much with Chris that this bond
has to be properly placed. One question: What was the

optional date, '53 - '54?
MR. DEVINE: No earlier than '54. Stretch it out
as far as you want to; make it 60-'63; just no shorter.
MR. LEVY: Ten years is too short.

MR. BELL: You want to put it right on the line as

close as you can.

MR. REPP: I think you have to give a certain amount

of rate for the restriction of marketability for a period
of years, and if you say 55-'57 as an optional date,
sure, that will go; it is a thirteen-year bond. Maybe it
might be well to shorten it to '56-'59. I think you have
to make it look somewhat attractive. I think it will have
an effect on the market, but following our discussion of
last year, the two and a half percent market sold off,
but no adverse effect on the over-ail picture of the thing.
MR. DEVINE: I probably went to extremes when I said

'60; I don't believe you can go about pricing this bond

20

- 14 -

any old way. I am just fearful the bond will be too
short.

MR. BELL: Too rich.

H.M.JR: There is no indication of that here.
MR. REPP: I definitely agree with you there; but
priced right would be something in the latter part of

56 or '57.

COL. POPE: There are a lot of tools available in
this market, and if you have it too attractive, the
savings banks can buy it and a lot more twos come in.

MR ROUSE: Are there a lot of twos available?
COL. POPE: I think a good many.

MR DEVINE: The point there, Colonel, is that you
have a 52-'55 in the hands of savings banks now. You
probably have gone over these figures. You have three
hundred million '52-'55's in savings banks, and two
hundred and forty-eight million in the insurance companies.

In the case of the first '52-'54's, you have five hundred
million. In the case of '52-'58's, you have seven hundred
million. So you have potential selling there, or switching,
of a billion, seven hundred and fifty million.
MR. LeVY: That is why '57-'60 sounds better. You

don't care how much two and a quarters.

H.M.JR: we don't have to settle that today. All we
have to settle today and tomorrow is whether it is to be
a two and a quarter.

MR. REPP: I think that is it.
MR. BELL: We will have to settle the date whenever
we start with the publicity on the Fourth War Loan, which
ought to be not later than next week. We don't have to

settle it today. (To Bell) Do they have to say the yearage?

21

- 15 -

MR. BELL: Yes, because that goes in your literature.
MIL ROUSE: Would you figure your ten-year figure
to the calendar date or maturity?

MR. BELL: To the calendar date, I think.
MR. REPP: You have done that on your two and a halfs.
COL. POPE: Then they would be available to your
commercial banks at ten years.

MR. BELL: We will have to treat this a little
differently. It seems to me we have to say that when it

got down to ten years as a calendar date, they could buy
them.

Do you have any objection, George? It seems to me

it ought to be the calendar date.

MR. MURPHY: It doesn't seem reasonable to me because

the ten-year limitation is presumptively to prevent commercial banks from having long bonds in a falling market; and

if the market were a falling mark t, it would be the
maturity rather than the calendar date that was significant.
As long as it is a good market, it doesn't matter.
MI BELL: I wouldn't worry much about it.
MR. REPP: Open market is based on the optional date.
MR. BELL: We always think when we get down to these

small coupons everybody ought to look at the maturity date

and then the market puts it on the other, continually.

COL. POPE: Could I ask you - in regard to the basket
I have been advised - there have been SO many people talk-

ing about baskets, and so forth - that it has been generally
thought to leave out the certificates; then when you
come to corporations, industrial corporations, you probably

have to supply something to them besides two and a quarters

or two and a halfs, if you are going to get volume there,
and the not e was suggested.

22

- 16 -

One or two indicated to me that there seems to be a
feeling you should restrict the note for purchase by

banks for six months or a year. I would like to say that

I think that any restriction there is really not of great

help, because you are only restricting for six months or
a year.

It might be the time, a year from now, when it might
be just as weil not to have a sudden change in the buying

availability by the banks, and I should think it is just
as well, for that reason, to have no restrictions at all,
and if you do put restrictions, it is going to make a
difference in the amount of corporate buying.

MR. BELL: That suggestion was made, that we restrict
the note. We have had many suggestions. In some instances

the certificate should be left in, and others, it ought
to be eliminated entirely and substituted for a note; others
suggest that the certificate ought to be put in only for the
corporations.

I think it would be nice to have an expression of the

views of the group.

LEVY: Well, I don't see any reason, if you are

going to offer a certificate - which I think you should,
rather than a note - I can't see where you are going to sell
any notes to individuals in any great quantity. The biggest
buyers have been the corporations or insurance companies even some business firms.

MR. BELL: You wouldn't sell the certificates to
individuals, either?
MR. LEVY: 1 would sell them to anybody who wants them.

MR. BELL: But I say you wouldn't sell any more, or
probably shouldn't.

MR. LEVY: I don't think they will buy very many of

them, but I wouldn't restrict it in any way. I would
leave it the way it was.

22

- 16 -

One or two indicated to me that there seems to be a

feeling you should restrict the note for purchase by
banks for six months or a year. I would like to say that

I think that any restriction there is really not of great

help, because you are only restricting for six months or
a year.

It might be the time, a year from now, when it might
be just as well not to have a sudden change in the buying

availability by the banks, and I should think it is just
as well, for that reason, to have no restrictions at all,
and if you do put restrictions, it is going to make a
difference in the amount of corporate buying.

MR. BELL: That suggestion was made, that we restrict
the note. We have had many suggestions. In some instances

the certificate should be left in, and others, it ought
to be eliminated entirely and substituted for a note; others
suggest that the certificate ought to be put in only for the
corporations.

I think it would be nice to have an expression of the

views of the group.

MR. LEVY: Well, I don't see any reason, if you are

going to offer a certificate - which I think you should,
rather than a note - I can't see where you are going to sell
any notes to individuals in any great quantity. The biggest
buyers have been the corporations or insurance companies even some business firms.

MR. BEIL: You wouldn't sell the certificates to
individuals, either?
MR. LEVY: 1 would sell them to anybody who wants them.

MR. BELL: But I say you wouldn't sell any more, or
probably shouldn't.

MR. LEVY: I don't think they will buy very many of

them, but I wouldn't restrict it in any way. I would
leave it the way it was.

23

- 17 -

MR BELL: You think we ought to have a certificate

and not a note?

M.I. LEVY: That is right. I think you could keep your

notes and do your refunding in '44 for some of the other
things there.
MR. REPP: I think the problem is one which should
be explored from the basis of your over-all plans on

handling the Fourth War Loan. I think it ties in very
definitely, also, with the question of quotas and that
effect on the money market.

If you are going to go and have your whole drive combined at one time in January and you include a C.of I.
in there, and the Treasury takes a stand against it, you
still have this tremendous transfer of funds to meet quotas
out of New York, Chicago, and other districts for the

purely statistical reason that the C.of I. is a vehicle
through which they can do it. Now, C.of I. questions what
type of money.

There is a certain demand for notes; I don't suppose
you sell too many of them.

I would think there is a possibility that you could
go along, and I would suggest that you definitely divide

your drive. Put all of the emphasis on the individuals,

and then come with your second part. I would do a two and
a quarter percent bond, and I would open the last part of
December. And I would seriously consider including a

note if they want it, and along a little later, I would

consider an offering of Treasury notes to corporations -

I mean, .of I.'s outside of the drive. It statistically
looks good, but you raise different type of money than
the eleven and a half.

MR. BELL: Would you feel the same way about it if

we licked that allocation so as to avoid the transfer of
funds?

24

- 18 -

MR. REPP: It would lessen my objection. But you

just can't continually have funds pulled away just for the
question of giving quotas - statistical operations.
H.M.JR: What they are proposing to do is a bookkeeping operation - not move the funds. If Western Union,
for instance, wants to spread a thousand dollars in every
Western Union office, they will do it on the books, but
they won't move the money.

Mr. REPP: I think the Treasury should definitely take
a firm stand on that.
H.M.JR: That is what we are proposing. Sears and
Roebuck, and Woolworth - every store gets credit. All
right, give it to the community on the books, but you
don't actually move the money around.

MR. REPP: That would go a long way in answering my

objections. You know, a study of these figures - of the
issues of C. of I. - show that a large percentage of them
do, for a time, anyway, stay outside the banking structure.
But there probably is a certain demand for a note in this
market. You will reach a different type of money, and if
you give them the opportunity to buy a C. of I later, you
may have two cracks at tv.o different types of money. I
would seriously consider divorcing C. of I.
MR. BELL: You would?

MR. DEVINE: what was that last?

MR. REPP: I would seriously consider divorcing the

C. of I. from the drive, for everybody; and then go and
make a C. of I. offering whenever you need the money February, March, April, May-MR. HAAS: Confine the operation to corporations?
MR. REPP: A non-banking offering, unless you see

reason to change your opinion at the time. But I would
like to emphasize again that I would peopen the outstanding

25

- 19 -

two and a half, and not create a new two and a half.

H.M.JR: You would eliminate the C.of I. entirely?

MR. REPP: From the drive. If it is quotas and large

figures, then it should be included; if it is a type of

money, and spreading your financing over a period of time
and really put the emphasis in getting the type of money

that is better in the long run, I would divorce it from

the drive.

MR. DEVINE: I think I agree with Herb. I think you
should eliminate the C.of I.'s from the drive, because to have

a drive where you are borrowing money for one year, seeing
these huge subscriptions built up when they don't mean anything - they end right back up in the open market again -

I think it is a waste of time. More pressure should be

put on the three series of bonds you have, plus a two and
a quarter and a two and a half to the public.
AS far as the corporations are concerned, 1 think

they should have a chance 01 buying C. of I's, and al SO

the banks. How it is handled, I think, is immaterial.
MR. REPP: You don't need a drive.

=

MR. ROUSE: What do you think of a note for the drive?
MR. DEVINE: To individuals, I don't see any purpose
of even going after five-year money. You are giving them
three series of bonds, and you are giving them a two and a
quarter and a two and a half, and that is the kind of money
you really want.
MR. REPP: Was it a note that you would consider for
individuals, too?

DEVINE: I wouldn't offer the individuals a note,
but I wouldn't care whether you offered the corporations
a note, or not.

MR. REPP: I just dign't know.

26

- 20 -

MR. DEVINE: The market could use something in there.
MR. BELL: Supposing you combined the corporate and

individual drive. 1 don't mean in the sense that you don't
emphasize the individual in the first part of the drive
and then C° into the corporate end, but supposing you com-

bine it for the purpose of over-all national total. Would
you still have the note in sometime during the drive,

either when you emphasize the corporate end of it, or would

you rather have a certificate for that purpose at that
time?

MR. DEVINE: I wouldn't combine the drives.
MR. BELL: I am saying, supposing we did want to com-

bine, say, an over-all total for the nation?

MR. DEVINE: I would rather put a note in there than

a certificate.

MIL REPP: I agree with Chris on that, with the understanding the certificate will come along later.
MR. BELL: we can issue the certificate any time. In
the drive you ought to have a note if you combine the

corporate and individual as one.

COL. POPE: I feel very strongly that the drive should
be two or three weeks, or whatever length of time, for
individuals only from the standpoint of sales to individuals.
H.M.JR: What would you offer?

COL. POPE: I would like to suggest for the individuals
giving them E, F, G, C's, and two and a quarters, and not

the two and a half's, for the reason that I am a little
afraid of this two and a half market. I feel that the

two and a quarters are something new, and I think to indi-

viduals it would be just the two and a half's. But when

it comes to the insurance companies, 1 know what they want;

they want two and a half's. I think that if the drive of

individuals ended, and then you took it up with insurance

27

- 21 -

companies and banks, 1 think that drive could be then
taken with a much less organization, such as you would

have with individuals, and it could come right after it.
And I would eliminate the certificates and you could

put the note in, but I don't think that group would be
necessarily as anxious to have the note.

I suggest, then, a little later date the corporations
coming in then, because I have felt that you know a little

bit more about what kind of a drive you want, and you have

the corporations separated. I would give them, then, a
certificate at that time rather than a note, and the two
and a quarters and, if necessary, two and a half's, although I think they would be less apt to buy two and a
half's.

H.M.JR: Just to refresh my memory, George, I have
heard so many people that I am confused - when you fellows
started in this book, what did you people recommend as to
the number of weeks, and so forth.
MR. HAAS: We have got several proposals.
H.M.JR: Give me the one you recommended.

MR. HAAS: I think the one that we had the most pro
arguments for was what we called a three-prong drive,
very similar to the proposal Mr. Repp made, except his

issue of certificates; we were going to include that open

issue in the over-all figure.

H.M.JR: Let me put it differently where I am confused.

I have about ten memoranda here. We were going to open the

drive first for two or three weeks for individuals, and
those individuals were going to be offered L, F, and G

Treasury savings notes.

MR. HAAS: Two and a quarter and a half.

H.M.JR: And no certificate in this thing.

28

- 22 -

Mi HAAS: Not for individuals, but certificate included
for the corporate sector of the drive.
H.M.JR: That would be the first two or three weeks.
MR HAAS: Individuals.
H.M.JR: Then B, F, and G Treasury savings notes,
two and a quarter and two and a half; and then whatever

the latter part of the drive - the last week - comes in-

surance companies and mutual savings banks. Is that right?
MR. HAAS: And other corporations.

H.M.JR: But in this you have got the seven-eighths,
the two and a quarter, and the two and a half.
MR HAAS: That is right. And then there was another
proposal.

MR. BELL: Plus the Treasury notes, of course, which
are continuous. Savings notes are on continuous sale.

H.M.JR: Aren't those the C's.
MR. BELL: Yes, sir.

H.M.JR: Now, to clarify my ovn thinking, the only
difference is, I gather, that these gentlemen here are
inclined - if not, they can say SO - to have the first two
or three weeks of the drive for the individuals, minus
the seven-eighths; but when you open up to insurance
companies and everybody else, they still would leave the
seven-eighths out.

MR. REPP: That is my feeling.

MR DEVINE: I don't think it makes an awful lot of
difference. I would as soon put the seven-eighths in.
MR. BELL: But you would have a short security, either
a seven-eighths or a note.

29

- 23 -

MR. DEVINE: That is right. I think for corporations

you would have to have either a note or a seven-eighths.

H.M.JR: "e tested that last July with a couple of
hundred telegrams. I don't know - two-thirds of them

wanted the seven-eighths.

MR. LEVY: The corporations and business people would

want them.

H.M.JR: They don't want the note.

COL. POPE: I don't think they would take it.
MR. LEVY: I think there are a lot of people in business,
individuals, partnerships, and so forth, who have some

money lying around. They don't want to buy any long-term
stuff. Just because they don't happen to be incorporated,
they shouldn't be left out. They would have money for a
short investment, too.

H.M.JR: I thought you were going to eliminate the
seven-eighths entirely.
MR. REPP: That was my impression. It was based

primarily on this transfer of funds for statistical purposes. You say that will be overcome, but 1 still think
it is not a bad idea to include a note in that corporate

portion of the drive, eliminate the seven-eighths and go
back to the market later with your seven-eighths security

for a cash offering. You don't need a drive.

MR. BELL: He is just eliminating the certificate

from the drive.

MR. REPP: Not from the money coming in the Treasury,

but for the drive.

H.M.JR: Supposing we keep the seven-eighths in, say,

for the last week of the drive, or the third or fourth
week. Are you going to say to individuals, "You can't
buy it the last week"?

30

- 24 -

MR. LEVY: Not as far as I am concerned.
H.M.JR: How are you going to keep them?

MR. DEVINE: You can't keep them from buying it but

you are driving after some figure before you have it in
there.

MR. MURPHY: Included in the quota - but we would be

glad to sell it to them and include it in the over-all
quota.

H.M.JR: You mean you won't get credit?

MR. MURPHY: No credit for the individual.

MR. LEVY: That is all right.
H.M.JR: That is what I have been trying to find out.
Mr. LEVY: Shouldn't be in a quota as far as indivi-

duais are concerned.

MR HAAS: You have had so much to read.

H.M.JR: About ten memoranda. But the idea is, it
would not be in the quota, but if a fellow wants to buy

it, all right, but the State or county gets no credit.
MR. LEVY: Shouldn't be in the quota for the Mar

Finance Committees.

H.M.JR: Mr. Gamble is perfectly willing to leave the

certificate out entirely.
MR. LEVY: That is all right as far as working is
concerned.

H.M.JR: but not to have it in the drive at all.

But then he said he would like to have a note.
MR. LEVY: I can't see the note angle.

31

- 25 -

H.M.JR: dere is Gamble's (Gamble's memorandum
handed to Bell).

MR HAAS: I summarized at the bottom, Dan.

MR. VINER: I wouldn't make a lot of fuss about selling
the seven-eighths and boosting figures, because it is an
easy thing to sell. Whether you have it on sale at that
time - if I had any amateurs engaged in the drive, 1 would
tell them nothing at all. That is a money-market operation
end not a drive operation.

H.M.JR: If they want to buy it-MR. LEVY: That is O.K., but it shouldn't be part
of the quota of the "ar Finance Committee.
H.M.JR: There should be no pressure.

MR. MURPHY: Part of the corporation quota, but not
the individual.

MR. LEVY: If they are going to give the corporation
a quota.

H.M.JR: Has anybody told you what we arethinking of

going after this time? Would you like to know?
MR. REPP: I certainly would.

H.M.JR: It wouldn't bore you? We are talking of
fourteen billion.
MR. ROUSE: Would you split that up for the public

in any way, or just fourteen billion dollars? Have you

announced a figure for individuals?
H.M.JR: Whatever we did last time.

MR. ROUSE: That was five billion last time.

H.M.JR: This time we are talking five and a half.

32

- 26 -

MR. ROUSE: That sounds good - five and half.

H.M.JR: I think we ought to announce the individuals.
MR. LEVY: The idea would be to keep the individual
open for two or three weeks, or two or three weeks plus the

rest of the drive.

H.M.JR: It would be open the whole time. Let's say
the drive was four weeks; in the first three weeks would
be individuals.
MR. LEVY: Then they could still buy them.

H.M.JR: Oh, yes. But you get a good head-start and,
say, the last week we would have it for the banks.
MR. REPP: I would still leave the seven-eighths out.
That seven-eighths money is available to you at any time.

Why pay interest on it for three or four months?

H.M.JR: The four or five-year money market is starving.
MR. REPP: In the banks, certainly; but also among
certain corporations.
MR. LEVY: They are given something on the refund of

the guarantees, and things like that; I would save it
for them, for that. Of course, the banks have most of that
stuff.
H.M.JR: As far as I am concerned, this has been very

helpful. Do you (Bell) want to talk to these men some
more? I would like to talk to my own people a few minutes.
MR. ROUSE: Mr. Secretary, could I raise one more ques-

tion, because I think it is pertinent, and we have these
men here? You have a maturity of three billion eight of
certificates on December first, and four hundred and twentyone million notes on December 15, which will have to be

taken care of; and I see no reason, myself, why they
shouldn't be completed, refunded. And I presume the operation, if you are going to do it, would be done next week.

33

- 27 -

The question has come up, and I wondered whether these

men would think it might be desirable to offer a doublebarreled exchange of a certificate and a note for these
two and get some experience with the corporate interest

in the notes versus certificates, which might not be permanent in setting up the Fourth War Loan Drive, but certainly for the one following would give us some experience
statistically over the intervening months.
H.M.JR: Give the people that choice?
MR. ROUSE: Yes.
note?

H.M.JR: Of taking either what they have now, or a

MR. ROUSE: Yes. I don't see any reason for paying
those off in cash. You have got to borrow the money to
pay them off, anyway.

MR. DEVINE: I would turn them all in with the certificate again. I wouldn't sell a note in there, when you

have a drive coming on ten days later, or three weeks
later.
MR. HAAS: You would mop up some of the funds.

H.M.JR: Frankly, I don't like to experiment in that

way. You get another black eye if it isn't good. I

would much rather, sometime when we have to, sell a note.

MR. REPP: I think I definitely would; rather than pay

off the December, I would sweep them in mechanically.

MR. MURPHY: They have a very peculiar distribution,
Mr. Secretary, these exempt securities; and although the

type of security, apart from its tax exemption, you would
think would be mostly held by banks, they are not. Twothirds are held outside of the Treasury survey and presumptively by people holding them because they are tax exempt
and not interested in changing for a taxable security. We
are recommending they be paid in cash.

34

- 28 MR. LEVY: I think most of them would pay cash.
MR ROUSE: Don't you think a considerable portion
is held by corporations, now?

MR. BELL: About two-thirds outside of the banking
system.

We have been rolling over the certificates. The
question I raised with Bob the other day is whether we
ought to start mixing certificates and notes. You could
do better than any other on this one because the rates
are low. I wondered whether we shouldn't keep them on a
separate operation.

H.M.JR: I would, personally, just roll them over.
COL. POPE: At this time I would.

H.M.JR: Now we have got so many things to do. I

can't have any more balls up in the air at this time.
I will drop a couple.

MR. BELL: Well, we have gotten to the point where

four hundred million dollars to pay off maturity isn't
very much in our pocketbook any more.

H.M.JR: I don't want to start monkeying with this
thing. I would make as little fuss as possible.
MR. MURPHY: The pressing thing is to pay off the note

and roll over the security.

MR. LEVY: You have got the money in the bank, an yway.

MR. VINER: If only a small proportion would be offered

in exchange, I wouldn't offer in exchange. It doesn't look

well.

MR. BELL: well, what the individual would do, no
doubt, would be sell a December '50 note for the rights.

35

- 29 -

MR. LEVY: But some of these rich fellows won't even

do that.

MK REPP: Of this sixty-odd percent over a period of
the last year, a fair amount of them come from the incividuals and go back to corporations. I look at it as a
practical thing. here you have four hundred million
dollars that you have to pay off. Why can't we sweep it
all in one operation and make it all C. of I.'s and clean
it up?

MR. BELL: You could. Watever you could get out of
four hundred million would save our cash balance to that

extent. I don't see any great harm in it. In the first

place, I didn't think we ought to mix certificates and
notes; we ought to keep them on a separate basis.

MR. VIVER: I don't think you ought to exchange

different things. I think a tax exempt, now, is a wholly

different security from a non-tax exempt. You are changing two things that are not the same area of merchandise -

don't have the same buyers and don't serve the same purpose.
MR. BELL: The tax exempts are going out on December
15.

MR. VINER: This turn-over you speak of means that in
the market there is a lot of swapping and exchanging.
MR. REPP: I don't care much, one way or the other.
H.M.JR: What do we propose?

MR. BELL: Just to roll it over the three billion
eight maturing certificates and pay off the four hundred
million dollars maturing December 15 in cash.
H.M.JR: That is what you spoke to me about.

MR. BELL: You said that sounded all right at the time
spoke to you about it. You could bring in the four hundred million dollars as a part of the refunding on December

I

1.

36

- 30 -

It isn't a big sum. You could get certainly half of them,

and you might get two-thirds that are refunded. we could

CO that.

H.M.JR: I wouldn't fuss with it.
MR. LEVY: You will make it very hard if you are
going to roll them over on December first, because they are
due December 15.

H.M.JR: I would pay off the four hundred million.

MR. BELL: I think Herb is right. It is really un-

important either way you jump.

H.M.JR: Isn't that what you want us to do?

MR. MULPHY: Yes, sir; and that is the first step.

That is what we have been doing.

H.M.JR: I agreed with this once.
MR. BELL: That is right. Weil, we haven't announced
it yet, so it could be changed.
COL. POPE: It is a very minor matter, Mr. Secretary,

I am not sure that it might not grow a little bit, and
I don't know the solution of it, quite. Insurance companies
outside of the State of New York, and I think it is confined

but

there largely, can borrow to buy. They have been permitted
to Co ahead and do the equivalent - get someone else to

buy, and then they buy at a later time. The result of it
is, it is a pretty attractive thing for insurance companies
to ao, doing it that way, because it really results in the

use of their credit in getting, at a later date, a security
at a point - whatever it might be - below the offered price.

I was not sure whether that might not be growing, and if

it is growing, then it does upset your caleviations from

the standpoint of what the insurance companies are going to
buy next time, and it also does take a certain amount of,

37

- 31 -

buying power of two and a half out of the market during
the interim period.
H.M.JR: That was brought to my attention and the
A.B.A. is filing a memorandum on it.

38

November 17, 1943
11:30 a.m.

FINANCING

Present: Mr. Bell

Mr. Rouse

Mr. Murphy
Mr. naas

Mr. Viner

H.M.JR: What I would like you to do, if you would,
is go over now and try to sell this to your boss, see?
I take it you (Rouse) are entirely satisfied?
MR. ROUSE: Yes, I am satisfied.

H.M.JR: All right, I am satisfied. All I want to

do is raise my eyebrows.

MR. ROUSE: Well, I think the thing worked out, in

the way it was done, perfectly satisfactorily.

H.M.JR: Well, they have got nothing to lose on the
thing. They have got the feeling they are going away

helping their Government finance the war.

MR. BELL: That is the important thing. They feel
they are rendering a real service to the Treasury.
MR. VINER: I think they are perfectly right and wise
in saying they don't want any profit out of it. The amount

of profit in it is small potatoes for them, and this way

they can get prestige, and they will get all of the commendation, I hope.
H.M.JR: After I am on the farm.
MR. VINER: And it may prevent rather a nasty discussion.

39

-H.M.JR: I think it is a nice solution.
BELL: I like it much better.
MR.
H.V.JR: Now, one second: Please come in here
at a quarter of three with a memorandum of what the pro-

gram is, you see. I can say, "This is what we are proposing.

MR. BELL: You want that on the basket, and everything?

H.M.JR: Yes, at a quarter of three. And, please, I
kept Gamble from going to New York so he could be consulted

today. So if you people would come in at a quarter of

three with a memorandum for me - I went the whole works
the whole business. And don't spring anything new on me
-

like this refunding, again.
MR. ROUSE: I did that. I didn't know of your conversation, and because it related to this problem in notes in
drives, I thought there was some experience that could be

gained by it, and it might be worth considering and talking
about.

H.M.JR: You can give him an office, can't you?

MR. BELL: Sure can. I think this is all to the good.

We have had some nice conferences this week, I think.

MR. HAAS: Nice and long. (Laughter)

MR. ROUSE: I would like to say this, Mr. Secretary,
with respect to this group down here this morning, that I
think an intimate conference of this kind, when you give

the effect of leisure and interest, is one of the most helpful things that can happen to the market, because these

fellows will just spread the atmosphere all over the country.
H.M.JR: I have got nothing to do these days. I am
at leisure. (Laughter)

40

-3-

MR ROUSE: I know, but you remember, you have had

difficulties - when Mas Morgenthau was so ill, you were
strained and time was short, and so forth. But the atmosphere that this creates is a most important part, psycho-

logically, of the market.

H.M.JR: And they are aware that I am at ease; they say,

"Morgenthau is not worried about anything."

I will let house do my worrying. (Laughter)

40

-3MR. ROUSE: I know, but you remember, you have had

difficulties - when Mrs. Morgenthau was so ill, you were
strained and time was short, and so forth. But the atmosphere that this creates is a most important part, psycho-

logically, of the market.

H. JR: And they are aware that I am at ease; they say,

"Morgenthau is not worried about anything."

I will let house do my worrying. (Laughter)

41

November 17, 1943
12:18 p.m.

HMJr:

Hello.

Operator:

Mr. Young.

HMJr:

Hello.

Philip
Young:

Hello.

HMJr:

Phil?

Y:

Yes, sir.

HMJr:

How are you?

Y:

I'm very well, thanks. How are you?

HMJr:

Very well.

Y:

I'm delighted to hear it.

HMJr:

Phil

Y:

HMJr:

Y:

HMJr:

I hear you had a good trip.
Very good. I wondered if you could help me

out a little bit?
I'll do anything I can, sir.

I'm making a talk tomorrow night in New York
and I'm talking about these 500,000 Enfield

rifles which we sold to the British right after
Dunkirk

Y:

HMJr:

Yes.

and which you remember.

Y:

Right.

HMJr:

Now, could you -- do you remember, or could
you get for me within a reasonable time, what

proportion of the total rifles was this that
England had after they arrived over there?
I remember they once told us but -- that this
represented, I know, a very high percentage.

Y:

All right. I'm sure I can get a line on that.

42

2-

HMJr:
Y:

HMJr:

Could you?

I'm sure of it.
Do you think you could do it within -- by
today?

Oh, my, yes. If I can get it at all, I can

Y:

HMJr:

get it very, very quickly.
All right. Well, now, when you get it would

Y:

Fred Smith?

HMJr:

you mind calling back Fred Smith in my office?

Yes. And then there was another little thing.
All of the rifles that we sent, as I remember
it, had a little -- they painted them with a
little red circle around them or something.
They told me that was to distinguish them.

Y:

I don't recall that.

HMJr:

Yeah. You might ask them that. They all had

a little tag or red circle painted on them to
show that they came from the United States.

Y:

HMJr:

Right. All right.
But as I remember it, this represented at

least a half or two-thirds of all the rifles
they had.

Y:

Yes, or even higher.

HMJr:

Or even higher?

Y:

Yes.

HMJr:

You see, if I could get that it would help me

Y:

I certainly will. Delighted to.

HMJr:

Hope to see you soon.

Y:

I'd like to call on you one of these days.

HMJr:

Any time -- just give me a ring.

Y:

Thank you.

HMJr:

Good bye.

in my talk.

43

Lunch at the Secretary's invitation
November 17, 1943

Present: Secretary Morgenthau
Lord Halifax and Mr. Waley

of the British Treasury

Mr. White

The group was called by Secretary Morgenthau for the purpose of

discussing what could be done about the British dollar position.
Halifax began the serious part of the conversation by stating that he
had informed Sir John Anderson at London of his conversation with
Secretary Morgenthau. He said he had written to the effect that
Secretary Morgenthau had stated that if the British could help
Secretary Morgenthau in trying to work out the problem of British
dollar balances during the war that he (Secretary Morgenthau) would
do whatever he could to help England out with respect to the postwar
financial difficulties that England was facing. He asked the
Secretary whether his statement represented correctly the conversation and the Secretary replied yes. Halifax said that he had not yet
received an answer from London nor did he expect one. He said that
his Government would be in a better position to judge what they might
do if they knew more specifically what Secretary Morgenthau had in
mind to do for them during the postwar period. He appreciated the
difficulties that any cabinet member of the present government would
have in committing his Government to any postwar program but that
his (Halifax) Government would have to have more information on which
to base a judgment of the suggestion that Secretary Morgenthau had so
kindly made.

The Secretary replied that quite obviously he could not make any
specific promises inasmuch as he could not bind the Government,

especially the government that might exist in the postwar period. He
could say that so long as he was Secretary of the Treasury that he

could try to help the British Treasury meet its difficult postwar
problems.

Secretary Morgenthau reminded Halifax of the circumstances under
which the first Lend-Lease Bill was passed and the statements that he
had made before Congress in his efforts to obtain favorable reaction
to the proposed Lend-Lease Bill. lie had a copy of some of the excerpts
before him which he said he would like to have Lord Halifax read. He
said that in a sense he was on the spot in the light of these statements.
He said that for a long time we had been trying to find ways of getting
the British to reduce their balances in harmony with his commitments
to Congress and in compliance with a directive of the President with
respect to those balances. He said that the British had been of no

help in that matter and were making it very difficult for us to reduce
the balances. He said that what he would like to do now was to let

the British suggest ways in which those balances could be reduced. He
hoped that the British would appreciate the long-run advantage in

44

Division of Monetary
Research
-

cooperating with him in trying to keep his commitments before Congress.
He thought that unless the balances were reduced there was danger that
the Lend-Lease program might be jeopardized as he had explained to
Halifax at their former meeting. He asked pointedly what suggestions
the British had for reducing the balances. He said there must be many
appropriate ways of which they were cognizant whereby they could bring
the balances down.

Halifax asked Waley to answer that question. Waley said he
thought he appreciated the situation in which the Secretary found

himself. He reviewed the British international position and said that

his Government could not very well leave themselves in a vulnerable
financial situation on the promise that the American Government would
make available to them through one means or another substantial sums

after the war. He said in the first place he doubted that any such

promise could be made and in the second place he doubted seriously
whether his Government would wish to accept assistance designed to put

Britain on its feet during the postwar period. He thought that Britain

would wish to deal with its own problems and would not want the solution as a gift from the American Government. He added that the British
Treasury could not be expected to take action and make recommendations
to reduce their vitally necessary balances with no definite knowledge

or prospect of being able to rebuild them in the near future.

Both Halifax and Waley raised the question whether the problem
could not be laid before Congress with a knowledge that Congress would
approve the policy now being pursued with respect to those balances.
Waley said that when the Lend-Lease Bill was first introduced the
United States was not at war. Now they were Allies in a common fight

with Great Britain and that seemed to him to definitely alter the

situation. He wondered whether Congress would not so recognize it.
The Secretary and White both expressed the view that it was not
unlikely that Congress might take the position but emphasized the
point that it would have to be Congress who should determine that
change in policy from the earlier commitment. He pointed out that
the Lend-Lease Act had been renewed several times without any indica-

tion of a shift in policy from the original conditions being indicated

or mentioned to Congress. He also referred to the Truman Report as
containing paragraphs which indicated that Congress was not aware of

any change in policies with respect to dollar balances. He said that

if the matter were brought before Congress that it seemed that there
would be a better chance of getting Congress to approve the policy of

permitting the British to build up gold and dollar reserves against

their sterling liabilities if at the time the matter was brought to

Congress the gold and dollar balances were at a level which indicated
that the British Government was keeping faith with its commitment that
Secretary Morgenthau had made in 1941 with the full approval of the
British Treasury.

45

Division of Monetary
Research

-3-

Secretary orgenthau asked Halifax whether the British Treasury
had ever raised the question with the Lend-Lease authorities or of the
United States Army of getting us to take over some of the responsibility

of meeting the expenditures in India. Waley replied that they hadn't
but that they would be very happy to raise that point and that they
would be glad that the Secretary was thinking along those lines. White
remarked that in the opinion of Congress there night be some question
about treating India, where the bulk of the sterling expenditures was

being made, as a third country. If it were to be treated as a third

country then there were a number of questions that might be raised with

respect to our relations with India.

Halifax asked the Secretary whether he had anything definite in
mind with respect to making payments in India and the Secretary replied
no he was just thinking aloud, that he hadn't given the matter any
serious thought as yet. Halifax pressed him on the point and the
Secretary said that he wanted to ruminate on the various possibilities
and alternative courses and he wanted the British likewise to think
about the problem and come forward with suggestions. He felt that
something had to be done with respect to British dollar balances and
that he hoped the British would have some practical suggestions as to
how they might be reduced.

The Secretary referred to the unfortunate action of somebody in
the British Government going behind the Treasury back and registering

objections to the policy as laid down by the President. Halifax and

Maley denied such intention and Waley said they would be very careful
in the future to discuss Treasury matters directly with the Treasury.
After Halifax and Waley left the Secretary chatted a moment with
White and they explored the possibilities of what we could ask from
Great Britain in the way of obtaining bases or access to raw material

resources in countries like India and Malaya etc., in return for a
program of helping the British build up their balances. White said
that he would think about it and have a menorandum making some

definite suggestions.
M. D. White

HDW

46

November 17, 1943
2:45 p.m.
FINANCING

Present: Mr. Daniel Bell

Mr. Ted R. Gamble
Mr. George C. Haas

Mr. Marriner Eccles
Mr. Allan Sproul

Mr. W. W. Paddock

Dr. Jacob Viner

Mr. Henry C. Murphy

Mr. E. B. Hall

Mr. Robert Rouse
Mr. Woodlief Thomas

Mr. Ernest G. Draper
Mr. John McKee

Mr. LeRoy Piser
H.M. JR: Can somebody tell me what is in the memorandum?
You have sat in on this? (Memorandum entitled "Recommendations.)
MR. GAMBLE: Yes.

MR. HAAS: I can start reading it.
Recommendation one is, "That there be no change in the

pattern of rates ranging from 3/8% to 2-1/2%.

"2. That we continue the present basis of market bidding

for bills with the expectation that cooperation from the market
will provide bids at 3/8% or better in ample volume. That is
their way of stating that thing.
"3. That we continue to expect the Federal Reserve System

to provide sufficient reserves to meet the needs of the market

and to maintain a good tone in the Government Securities market

at the established pattern of rates.

"4. That the over-all national goal for the Fourth War
Loan be fixed at $14 billion, of which $6 billion should be

set as the individual goal ($3-1/2 billion of this latter

amount should be raised through the sale of Series E Savings

Bonds) and that $8 billion should be set as the goal for

47

-2other non-bank investors. Sales to dealers and brokers are

included in this last figure with the understanding that
their subscriptions will be policed."
I think you have changed this from here on, Dan. I am
down to five.

(Mr. Bell handed revised draft of "Recommendations to Mr.

Haas, copy attached.)

H.M.JR: Am I rushing you?

MR. BELL: A little bit.
H.M.JR: I have been sitting around with nothing to do.

MR. HAAS: "5. That the date for the start of the drive
be Tuesday, January 18, 1944.

"6. That the timing of the drive be arranged as

follows:

"(a) Emphasis in the period from January 18 to February 1

be placed on the individual quota of $6 billion.

"(b) Drive to continue until February 15, taking in

other non-bank investor subscriptions beginning February 1st.

"(c) All subscriptions from individuals received at the

Federal Reserve Banks or at the Treasury of the United States

up to February 29, 1944, will be credited to the drive; and
that corporations will be permitted to subscribe during the

entire period of the drive but no public announcement of such
subscriptions will be made by the Treasury until after

February 1st.

"7. That the basket should consist of the following

securities:

"(a) Individuals: E - F - G Savings Bonds, Treasury

Savings Notes, 2-1/4% Treasury bond (Call and maturity date
to be decided just before announcement), 2-1/2% Treasury bond
(Call and maturity date to be decided just before announcement) "

48

-3H.M. JR: I can read faster than you can. That ninth,
do we want to kind of have it there in case we want to do
that?

MR. BELL: Yes. We feel you should take care of the
insurance companies and also the savings banks and any other
person who wants to come along. I think it was recommended

to you that we might do it at the beginning of each month.

H.M.JR: Now, this two-and-a-quarter maturity date, is
that all right with Gamble?
MR. BELL: We left that for discussion. They have been
'56-'59, Ted, some place in that area.

H.M.JR: Is that all right?
MR. GAMBLE: Yes.

MR. BELL: We will have to settle it before the 24th.

H.M.JR: That is all right. You fellows can settle it.

You can read it among yourselves.

MR. BELL: There is one more page coming.
H.M.JR: Who is in agreement?
MR. BELL:Ted isn't in agreement with number four.
H.M. JR: Why not?

MR. BELL: He doesn't like the six-billion-dollar goal
and half a billion dollars of Series E.
H.M.JR: I can't agree with that either.
MR. BELL: These are our recommendations.

H.M.JR: I thought we had five and a half.
MR. BELL: Ted had that in his memorandum, but we feel,
Mr. Secretary, that you have two months here, January and

49

-4February, which are the best months of the year for seasonal
increase in savings bonds, and that we ought to go up at

least a half billion dollars more than you did in the last
drive. You got four, nine, or five billion dollars of good
money from individuais in the last drive, and you ought to
increase that at least to six, of which certainly half would
come through just seasonal increase in savings bonds.

MR. GAMBLE: I think we are allowing for that increase,
Mr. Bell, when we take out the billion, two hundred and twenty

million that we sold in the two percent and replacing it

with two and a quarter which you can estimate at about half

a billion dollars in sales. Then you will find when you
take out that, that you didn't have a five billion, three

sale, comparing this basket to the other one, but you had

closer to a four billion sale.

When you go up to a five and a half billion, I don't
think it will affect your sales quotas; if I did, I would
be in favor of it. I don't see any harm in going six, seven,
or eight billion dollars over our individual goal. I think

the States are going to have to organize to do the job. They

know that they have to make an improvement of six hundred

million dollars in sales to individuals in E bonds, and they
have to make an improvement of four hundred, thirty-five

million dollars in sales of F and G bonds, alone, on the

basis of five and a half billion, and I think they are going
to have to organize to do a thorough-going job. I think they

will seil the same amount of securities, regardless of what we
fix the quota at. Therefore, I would rather have that margin
of safety, because there is some question, Mr. Bell, as to
whether we can sell the issue if we don't appreciably change
the dollar purchases of E bonds, whether we can sell and

deliver three and a half billion dollars of E bonds.

MR. BELL: We have a longer period and more experience.
You are going from January 1, and we are going to have a

lot of securities issued by January 18.

MR. GAMBLE: I have no quarrel on the money; I just

don't think it is wise for us.

50

-5MR. BELL: It seems to me if you only go to five and a
half billion most of your salesmen will say that ought to be
simple; it is only two hundred million dollars above the
last results.
MR. GAMBLE: This time we have agreed to emphasize the

individuals and announce the quotas nationally and go out and
put every community on record as having the E bond quota of
X dollars.

H.M.JR: I am not going to argue.
MR. BELL: You asked us for our recommendations. (Laughter)

H.M.JR: All right; I have to watch myself every minute.
I am putting down five and a half. What did we have originally
on this E, three?

MR. BELL: Three. I will tell you why in a minute. Well,
they can go to a picnic about six days out of the drive.
MR. GAMBLE: I don't believe it, Mr. Bell.
H.M.JR: That is eight and a half.
MR. BELL: On the other end, which is the one I would
like to see emphasized.

H.M.JR: Now look, gentlemen, I have enough confidence

in my sales organization that they will do the best they can.
We didn't make it last time. I don't believe - and with all
the damned peace talk around here it is awfully hard to get
the people down. Now, if the war is going tough along the

middle of January or February when the Fourth War Loan is

on, Ted will go out and get it if it is there. We didn't

make it the last time.

Senator Bankhead gets up and says, "In some States we

didn't make our individual quotas, and in some States we didn't
make our E quotas. I don't know where he got those figures.
MR. GAMBLE: They were all published.

51

-6H.M.JR: He smeared them all over the Congressional

Record. I don't like it.

MR. BELL: As long as you mentioned him, I think his

report ought to be answered. His report was terrible.
That ought to be answered before that bill gets into the

House.

H.M.JR: I have given Ted the job; I gave it to him

this morning.

MR. GAMBLE: Our man is away until Monday.

MR. BELL: I mean the Committee report, not Benkhead's

statement, which indicates all the way through that there
has been a failure in this war financing.
H.M.JR: Who is your man?

MR. GAMBLE: We will take that on, too, Mr. Secretary.

H.M.JR: Better let the Legislative Section.
MR. BELL: Better let Speck-MR. GAMBLE: And Lynch and Fred and Magengran do it, the
four of them.

H.M.JR: I don't know how much time you have, but you

had better hit it. I am glad you brought it up.

Well, look, I have lived with this thing now long enough,
and, hell, you had me all set at five and a half.
MR. BELL: Who did?

H.M.JR: You all did.
MR. BELL: Oh, no, we never heard of five and a half
until yesterday's conference.

52

-7-

H.M.JR: I got all these fellows last night, all kinds

of memoranda.

MR. HAAS: Yes, they said five and a half, the bankers.
H.M.JR: And how about this group from New York, George?

MR. HAAS: Oh, they are high-figure boys.

H.M.JR: Well, o.k. It is one thing to put it down.

We didn't get it last time. That is all right. It is that
Tickton influence around here. (Laughter)

But I have enough confidence in Gamble and his crowd.

If the money is there they are going to get it. Public

sentiment is running against it, and we are going to have a
tough job getting five and a half.

MR. BELL: I don't think so, but if we get six and a half

it will be just as well.

H.M. JR: Never since I have been here, I am sorry to say,
have we ever gotten the E bond quota we went after, not once!
MR. BELL: I don't think any harm was done last time

because you didn't get it. You had a three billion dollar
quota, and you got two and a half. I don't think you got
bad publicity.

MR. GAMBLE: We did get some, some in the Bureau of the
Budget and we got it in OWI, and many people have been given
some ammunition that they shouldn't have had.

H.M.JR: OWI and the Budget used it, didn't they?
MR. GAMBLE: They both used it against us.
MR. BELL: In what way?

MR. GAMBLE: The two and a half million E bond figure.

MR. BELL: Did they use it publicly?

53

-8 H.M.JR: They cut down our appropriation by two million
dollars, didn't they?
MR. GAMBLE: Well, they were very critical of our
failure to reach our E bond quota.
DR. VINER: Do you think they won't examine your goals?
MR. GAMBLE: Well, I think we can defend them, Doctor

Viner. It will take better than fifty million pieces of E
bonds in order to get the two and a half billion.

H.M.JR: Mr. Hall, you are very quiet. Are you satisfied

with this?

MR. HALL: Yes, sir, I think it is all right. Five and
a half billion is all right, and, of course, I wish we had
courage enough to say six, but I think it would be much
better to have the more moderate quota and cover it sub-

stantially. I think it puts enough pressure on the local
communities with respect to the E bond quota.

MR. GAMBLE: I don't want anyone to get the impression

I don't think we are being moderate. I think if we have four
billion dollars of savings bond money we have taken on 8 real

chore, that is ninety-five percent 01 this tax we are talking

about, and it is a real undertaking, because we have to go
out and get it, Mr. Bell, not only on the premises that we
are getting the benefit of the quota, but they have got to
get it up to February 15.

MR. BELL: You have a much better organization this time;
at least you should have. There should be more individual
canvassing, and everything should be better.
MR. GAMBLE: You sit down and examine what we have done

to this basket. We have taken out at least seven hundred

fifty millions of dollars in sales of two percents versus

the difference in our contemplated sales of two and a quarter.

Be have added nearly six hundred million that we want them to

get in E bond sales and four hundred and thirty-five million
that we want them to get in F and G bond sales. In F and G

54

-9bonds it is more than we have sold in any month since this
program started, with the exception of two months. That is
increase alone, Mr. Bell.
MR. BELL: I thought Syd Tickton figured you only had
between four and five hundred million dollars in bad money

in the individual results.

MR. GAMBLE: You have taken out a billion two hundred
and two million twos.

MR. BELL: That makes your four billion eight result in
the last drive, so what you are doing is increasing it seven

hundred million.

MR. GAMBLE: You are taking out the two percent bond.

You are not going to compare the two and one quarter sales to

a billion two hundred twenty million sales of two percent individuals in this drive.
MR. BELL: I am taking out the free-riding.

MR. GAMBLE: I am in favor of that. I am all for it.
MR. BELL: I have got to assume that you are going to sell

as many individuals at two and a quarter from a permanent
investment standpoint as the twos.

MR. HALL: I don't think you can quite assume that.
am

MR. GAMBLE: I am in favor of eliminating two percents. I
in favor of doing away with this billion two hundred and twenty

million dollars that we had to our credit in our individual sales
in the Third War Loan Drive, but from all of the people that I
checked, on all of the information that I could get from George's
boys, from our fellows in New York, from our chairmen, they think
that a five hundred million dollar estimate on two and a quarters
is the outside figure. Now, there is seven hundred twenty

million dollars' difference in the sales. In fact, let me put
it another way, Mr. Bell. I honestly believe that this drive
we are talking about is all wrapped up in the E, F, and G
sales. I think the other is stationary.

55

- 10 -

MR. BELL: I think that is right, the two and a half to

three and a half.

MR. GAMBLE: I think the fellows will have to go like the

devil to find a billion and a half dollars in tax notes for

individuals and two and a quarter and a half percent bonds.

They will have to double anything in that field that has been
done before. They are going to have to get it.
(Representatives of the Federal Reserve System are called
into the meeting.)

H.M.JR: We all have put in an awfully lot of work on
this thing. I don't know whether we have come out at the
right end, but we have talked to a lot of people, and we have
listened. I haven't tried to sell anybody anything.
I have jotted down some notes. It will take me a couple
of minutes if 1 might read it to you, how we feel today.
(Reading from memorandum of recommendations) "That

there be no change in the pattern of rates ranging from
3/8% to 2-1/2%." May I interpolate here to say in all sincerity
that since March 1942 when we undertook this pattern of rates
I think the Open Market Committee has done a perfectly grand
job of management, and I would like to congratulate them at

this time, after having taken a very careful look at just what

you gentlemen did. You have done a beautiful job.

(Reading) "That we continue the present basis of market
bidding for bills with the expectation that cooperation from
the market will provide bids at 3/8% or better In ample volume.
"That we continue to expect the Federal Reserve System

to provide sufficient reserves to meet the needs of the market

and to maintain a good tone in the Government Securities

market at the established pattern of rates.

"That the over-all national goal for the Fourth War Loan

be fixed at $14 billion, of which $5-1/2 billion should be set
as the individual goal ($3 billion of this latter amount should
be raised through the sale of Series E Savings Bonds); and

that $8-1/2 billion should be set as the goal for other non-bank

56

- 11 -

investors. Sales to dealers and brokers are included in this
last figure with the understanding that their subscriptions
will be policed.
"That the date for the start of the drive be Tuesday,
January 18, 1944.

"That the timing of the drive be arranged as follows:
Emphasis in the period from January 18 to February 1 be placed

on the individual quota of $5-1/2 billion."
Do you have an extra copy of this?

MR. BELL: I have just one, I am sorry.
H.M.JR: Give one to each of them.
(Mr. Bell hands copy of "Recommendations" to Mr. Eccles)

H.M.JR: Did you change the figures in there?

MR. BELL: No, I didn't. The figuresin number four should
be five and a half instead of six, and eight and a half instead
of eight, and three for the E bonds.
H.M.JR: The thought now is that they can subscribe, but

we won't give them credit in the quota. If they want to buy
them, all right, but they won't get credit in the quota.
MR. BELL: The question we have is whether they should

have credit in the other classification, other non-bank
investors.

(The Secretary completes reading of "Recommendations,"
copy attached)

H.M.JR: I would be very glad to have any comments,

criticisms, or suggestions. It is still wide open. If it
isn't clear - I just received this two minutes before you
came in; that is why we didn't have enough copies. I am
sorry.

We will start anywhere you gentlemen would like to.

57

- 12 MR. ECCLES: of course, this puts us, as a committee,

a little disadvantage. I can express my individual views
with reference to various aspects of it; I suppose every other
member could do likewise. It doesn't make it possible, I
think, to take each of these suggestions, one at a time, and
at

express the views of the Committee.

H.M.JR: The memorandum was just handed to me before

three. We only got through this morning. Mr. Rouse was
here and heard us discussing the thing up until the very

last minute, and I asked him to let you know. I tried to

let Mr. Ransom know as we went along. I will proceed any

way that you want. I don't want you people to feel that
you are on the spot or anything like that.

MR. BELL: This is something the Secretary asked us this
morning after we closed our conferences, how we felt about
the recommendations, and they were submitted to him just at
a quarter to three.

MR. ECCLES: I think I or Mr. Sproul could report the
views of the Committee, not necessarily with reference to
this program, but the views with reference to the problem of the
pattern of rates, the present method of buying bills, and the

question of the basket. After all, this is merely, as I get
it, an expression.

MR. BELL: That is about all that is.
MR. ECCLES: We have discussed all of those questions.

I will take the bill matter first, because that is what we

discussed the other morning, you will recall. We presented

as best we could our arguments for the need of replacements
and there is no need of repeating the arguments, because I

think you are all familiar with them.

H.M.JR: May I say, I read all of the memoranda very
carefully that I was given and that those then were copied

and circulated among the people here.

MR. ECCLES: Now, the staif people - Dan called me yesterday, and they met last evening.

58

-.13 - -

H.M.JR: Until midnight.
MR. ECCLES: For the purpose of discussing it, and they
arrived at a method which we didn't feel was as good as the
one we suggested, that - definite open facing the thing,

frankly - but as I understand it now, all we are expected to
do is to just continue to buy whatever is offered at threeeighths, that the Treasury has arranged, or will arrange
with the market and the dealers to see that bids are put in.
All that we would be expected to do, of course, is to continue to take anything that was offered at three-eighths,
which, of course, we would do. Our bills will run off each

week, and the Treasury, and not us, will arrange for adequate

bids to be put in to assure that the billion dollars-H.M.JR: After all, Rouse was here. If he had been
willing - I don't want to put any undue burden on him. But

after all, he has to carry it out, a S I take it. Is that
right, Sproul?

MR. SPROUL: No, as I understand it, there is a change
here. We have been carrying it out, but we say now the

situation is such that we no longer think it is the way to
carry it; and if it is going to be carried out in that same

way in the future, then you should make the arrangements,
not us. That was my understanding.

H.M.JR: No, say whatever is in your mind, will you?
MR. ROUSE: Yes. I would make an addition to what the
chairman said, that I think you would probably expect us,

and it would be proper for the System, to continue, broadly
speaking, the encouraging of bids for bills and interest in

bills and broadening of the market for bills to the extent

that we are able to by circulars and general conversations,

that as far as our having any responsibility for putting in
or seeing that specific inducing the placing of specific

bids on any tendering day, that we are freed of that responsibility, because, as I understand it, and we all know, we
want to get away from any burden at all or liability in any
sense of direct financing of the Treasury. And we employ
indirectly agents to do that. We open ourselves to the
accusation of direct purchases, and the Treasury should be

59

- 14 -

willing to talk with the market and encourage the market
to appreciate the problem of the Federal Reserve maturities
and the need for increasing the volume of tenders at the
weekly offerings to an extent to where there would be an
ample coverage.

I think there is no doubt that the market would be

willing to do that. In fact, the market has assured you it

would do it.

H.M.JR: I am sorry you people weren't here. No one
had to do that. All I had to say to them was, would they be
willing to increase their interest in the market?
MR. ROUSE: That is right.
H.M.JR: And their answer was, "We would be very glad

to increase our interest in the market, and we want to do it
at no profit to ourselves." "
MR. ROUSE: The only qualification was no profit to

themselves.

H.M.JR: But that doesn't mean that I am going to move
down to the Federal Reserve Building in New York, nor is

anybody from the Treasury going to move down to the Federal

Reserve Building in New York. We are still going to look to
you people to do the operating. Let's have it perfectly
clear.

MR. ECCLES: Yes. But there is quite a distinct difference,

it seems to me, in the mechanics of the operation which we

would expect to carry out and take all the bills that are
offered, just as they are offered, either under the option

account or openly. Now, that is very different from making
a previous arrangement, which is the thing we are unwilling
to continue to do for dealers; in other words, to get in
touch with dealers and say, We want you to put in for our
account, in effect." That is what it amounts to, that you
put in bids and we will take the securities off of your hands
as we have been doing at three-eighths, plus thirty-seven
dollars and fifty cents a million. Now, we feel that that is
a direct violation of the law. We have felt that way for some

60

- 15 -

time. I have felt pretty strongly on it. . Congress says
that you cannot buy directly from the Treasury. I see very
little difference in our buying directly from the Treasury,

which is different from the exchange. The law permits an
exchange of 8 maturity for a maturity. What the law forbids
is direct buying.
Now, we consider that --

H.M.JR: The arguing has all been done. All these
fellows want to know is if they go out and buy for bids,

is the put still there?

MR. ECCLES: The put is to everybody. We have a posted

rate of three-eighths.

H.M.JR: That is all they want to know, all arrangements
have been made. It is finished. You don't have to do a thing.
MR. SPROUL: That was the only point.

MR. ECCLES: That is our point.

MR. SPROUL: If any question arises concerning it they

will get in touch with Mr. Bell, and not us.

MR. BELL: No, I don't think so. I think you are making

a distinction here between the Federal Reserve Bank in New
York operating and managing the System account and operating

as fiscal agent of the United States.

Now, I think we have to look to Mr. Sproul and Mr. Rouse
in the New York market to see that there are enough bids

every Monday night to cover these bills as fiscal agent. I
don't think you can expect Mr. Bell or anybody else in the
Treasury to stand guard over the market, but I think it is
only fair to say that the Secretary in discussing this market
with the four principal dealers this morning told them of the
various plans. And they didn't like any of them. They said
we are going to be severely criticized. They said, Why don't
you leave well enough alone? We have enough effort in this
market to see enough bids are put in."

61

- 16 MR. SPROUL: If the Secretary of the Treasury requests

us as fiscal agent for him, we do that as fiscal agent. That
is still the Secretary of the Treasury doing it.
MR. BELL: If you are looking at it that way, O.K.
H.M.JR: Now look, gentlemen, don't let's made something

extra difficult. We have two things that we can do. We can
say, all right, the Federal Reserve has come to us and said
that they are worried about these bids. They don't like what
they have been doing. They don't think it is on the up-and-up
and we are worried. we don't think we can carry out your

wishes," because you put me in that position on March 19 and

I had to ask you us. I will refresh my memory on this. You

asked me to do that point blank. You have done a damned good
job since then, see?

Now, I say if you want to change and do the thing directly in our testimony and I believe in your testimony you people
said that the only use to do business direct is in case of

emergencies. Well, the emergency is once a week, fifty-two

weeks. I am not willing to do it at all unless we go to the
Congress and explain the thing in detail. Eccles might be
up there for weeks. Now, some people don't like that. It
would attract a lot of attention. These people worked hard,

your people, and our people, Rouse.

Last night they made a recommendation; and then after

thinking it over decided you are putting the bills on the
same basis as other securities.

Rouse said when he got shaving this morning he got the

idea that if we would indicate the market - 1 said, Is there
anything you can put in writing or a report?" All I had to
do was raise my eyebrow and compliment these people a little
bit.

They said, "Do you want us to take a little more interest
in the market as individuals? we will be glad to do it.' We

have nothing to worry about. All these other suggestions we

don't like. If your conscience is bothering you at all, I am
willing to say we took the initiative.

62

- 17 -

On the other hand, I am going to insist that the

Federal Reserve Bank of New York as our fiscal agent supply

the machinery. It isn't any different. Mr. Sproul asked

me point blank to order him to do this in March, 1942, which
I did.
am not ordering now, except if we do it this way; these

I

dealers having told us they are glad to do it, don't want to
make any money on it, they will do it just as long as they

or anybody else can put this thing to you people. They assured
us not to worry. They don't like any of the other suggestions,
and they like this. They said not to monkey with it, see?
MR. BELL: I might add that they think if you change
this everybody will be expecting another step. The next step
will be a change in rates, and then another step--

H.M.JR: If you get up against it, I would rather

not see it in a formal report of the Open Market Committee,

but if any time you get up against it, you can say that I

encouraged the dealers to take more active interest in the

market, I am perfectly willing to have you say that.

MR. McKEE: There isn't anything for us to be embarrassed

about. We have a fixed rate to take bills at, three-eighths
of one percent. Period. Now, when the bills come, we take
them.

The thing that you are interested in is to see that your
weekly offering is underwritten. You have relieved us of all
of this responsibility by this action, and I for one member of
the Open Market Committee am very grateful, because we were

worried about the proportion that we had to find each week to

make out the full amount. I don't see any hardship in this
for us, but from now on it is your direction and responsibility.
H.M.JR: It has been that, old man, from March, 1942
to this date.

MR. McKEE: I think we have divided the responsibility
a bit by our action.

63

- 18 -

H.M.JR: I don't know where the thing is, but I went
through the conversation. You (Sproul) will remember it.
You asked me to please instruct you to do that. Do you
remember?

MR. SPROUL: Yes. Now, I think the difference that Mr.
McKee is referring to here - you were working through the Open
Market Committee then, and in this arrangement you will be
working through the New York Bank as your fiscal agent.
MR. McKEE: And not as manager of the Open Market
Committee.

MR. BELL: You are relieved of this embarrassment you
have been talking about.
MR. ECCLES: We are prohibited as an Open Market Committee

to make direct purchases, and we figure that, in effect, when-

ever we make previous arrangements that we are doing indirectly

what we are prohibited from doing directly. Our counsel so

advises us, and we have known for some time that we were getting

on to dangerous ground on that score. We just don't like to

feel that we have five hundred million of bills running off

and we have to go right out to a dealer and say, "You put a

bid in to the Treasury for this five hundred million and turn
them right over to us immediately and we will give you thirtyseven dollars and a half a million for your action. Now, we

just feel that that in effect is really what we are doing.

MR. ROUSE: May I say at that point, Mr. Chairman, that
we have not made any commitments for specific tenders, that

we have really acted in behalf of the Treasury to try to
encourage - with specific instructions - to encourage bidding

for Treasury bills, pointing out the Treasury bills.

MR. ECCLES: We have been paying thirty-seven and a half

a million to get our own maturing bills back.

MR. ROUSE: For a small proportion of them, and a good

sized proportion of those allotted to the dealers, roughly

two-thirds.

MR. ECCLES: We went along because of that proportion.

64

- 19 MR. ROUSE: I just had in mind the record.
MR. ECCLES: The situation that we are confronted with

is a maturity of from four to five hundred million a
week out of a billion. We are confronted with the replace-

now

ment of about half of them we have gotten, not only those

bills every week, but of taking several hundred million of
either bills or other securities to provide the necessary
reserves that we would expect to buy in the market. And,

of course, we figured under the proposal that we made, and
our counsel so advised us, that we were not doing direct

purchasing, but we were accomplishing an exchange which the

law permits and which we have done in the case of certificates

and other papers.

(To the Secretary) I was just saying that what our
counsel advised us was that it was strictly in accordance

with the law, that it was an exchange which we have already
been doing in the case of certificates and notes and bonds
and which the law permits. They permit an exchange. What
we proposed was an exchange of our maturing bills just as we
exchange every other maturity which was within the law,
whereas what we were doing was doing indirectly what we are
not permitted to do.

MR. BELL: I think that might be termed legal, but I

think we could still be criticized for that very thing, I

think the proposition that came out this morning where we put
bills on an entirely different basis and on a straight exchange we might get by with that.

MR. McKEE: That is all right. That is calling the

dog by another name. But as long as we are not furnishing

the Treasury any new dollars, I don't feel that anything

we have taken out of the market at any one time in contin-

uous maturity by rolling it over isn't furnishing the
Treasury new dollars. But I would be just against it as
much as you people would be against the furnishing of one
dime except through an overdraft of a new dollar. It is
just a medium of meeting the situation which we have had

marketwise weekly to meet, and now you have assumed a

responsibility. I am just tickled to death with it.
H.M.JR: Have you any objection?

64

- 19 MR. ROUSE: I just had in mind the record.
MR. ECCLES: The situation that we are confronted with

now is a maturity of from four to five hundred million a
week out of a billion. We are confronted with the replace-

ment of about half of them we have gotten, not only those

bills every week, but of taking several hundred million of
either bills or other securities to provide the necessary
reserves that we would expect to buy in the market. And,
of course, we figured under the proposal that we made, and
our counsel so advised us, that we were not doing direct
purchasing, but we were accomplishing an exchange which the

law permits and which we have done in the case of certificates

and other papers.

(To the Secretary) I was just saying that what our
counsel advised us was that it was strictly in accordance
that it was an exchange we
indoing
the case
of certificates
with been the
law, which
and notes have and already bonds

and which the law permits. They permit an exchange. What
we proposed was an exchange of our maturing bills just as we
exchange every other maturity which was within the law,
whereas what we were doing was doing indirectly what we are
not permitted to do.

MR. BELL: I think that might be termed legal, but I

think we could still be criticized for that very thing. I

think the proposition that came out this morning where we put
bills on an entirely different basis and on a straight exchange we might get by with that.

MR. McKEE: That is all right. That is calling the

dog by another name. But as long as we are not furnishing
the Treasury any new dollars, I don't feel that anything
we have taken out of the market at any one time in contin-

uous maturity by rolling it over isn't furnishing the
Treasury new dollars. But I would be just against it as
much as you people would be against the furnishing of one
dime except through an overdraft of a new dollar. It is
just a medium of meeting the situation which we have had

marketwise weekly to meet, and now you have assumed a

responsibility. I am just tickled to death with it.
H.M.JR: Have you any objection?

65

- 20 MR. McKEE: No, not if you want to take that load

on. All the future is yours, with our blessing.

H.M.JR: Well, we are at war. I have got to raise
the money.

MR. McKEE: It could be done in different fashion,
where the outside public wouldn't be called upon to do
a concerted job.

H.M.JR: I know, but as between Eccles and whoever
the Federal Reserve Board wants to send up on the Hill
and somebody from the Treasury going up there and going

all through this thing for a couple of weeks, which I
don't think would help matters any, I'd rather do it
this way.

MR. ECCLES: Of course, I feel it would be inadvisable to go up on the Hill. What we proposed, of course,
we felt that it shouldn't necessitate our going up on
the Hill, because it was in accordance with the authority given us in the Statute of exchanging what we had

maturing, whether bills, certificates, notes, bonds, or

what.

I was on the Hill, as you know, in connection with

getting that legislation through. I was up there for
both the House and Senate for two or three different

days.

H.M.JR: For days, weren't you?
MR. ECCLES: No, I was only a few hours in the

House; I think a day in the Senate.

H.M.JR: Somebody asked me the question up there,

was this an emergency or for a usual matter. I said it
was an emergency.

MR. ECCLES: It is. What we are proposing wouldn't

be part of the five billion. That is the distinction.
The five billion is where you give the Treasury new
money. In other words, if you want five billion - -

Whereas, what we are doing is not proposing to give the
Treasury one dollar of new money. Now, if you wanted

66

- 21 -

five billion of new money and issued five billion of

bonds, you could do that once and we then couldn't make

any further direct loan to you. That would be new money

until that was paid. That is a revolving fund of di rect
purchase to meet an emergency; and the real distinction
between that and what we proposed is merely turning
over what we have, which doesn't give the Treasury one

dollar of new money. The Treasury, in the first instance,

got this money for bills in the market. In the first
instance, they got the money for certificates in the
market. All they do now is roll over our certificates.
They roll over our notes for us when they come due. All
we are carrying out is roll over the bills, which is all
in accordance with the law, no part of the authority
for the five billion.
H.M.JR: We went into all of that.
MR. McKEE: Can't we tell the Secretary that we
are in accordance with the arrangements he has made
with the market?

MR. SPROUL: What I would tell him--I think you
would be better advised to do it the way we suggest.

Other advisers tell you differently. You have decided

to do it this way. I think that is up to you.

H.M.JR: I have been sitting here waiting for people
to come to me, so it isn't as though I was rushing any-

body as far as these people are concerned, and I am not
rushing you, as President of the Federal Reserve of New

York and our fiscal agent. Would you be willing to
undertake this--I having satisfied myself that there
will be plenty of bids?

MR. SPROUL: I say that I, as fiscal agent, am
going to undertake it when you, the Secretary, request
it.
H.M.JR: I am asking you now.

MR. SPROUL: I say we are willing to undertake it.
H.M.JR: All I ask for is as good management in the
future as we have had since March 19. I am assured of

67

- 22 that, am I not?
MR. SPROUL: I think so.

H.M.JR: All right. Well, I'm satisfied, so can

we consider that matter settled?
MR. SPROUL: Yes.

MR. ECCLES: The only interest I have, as Chairman

of the Open Market Committee, is the responsibility for
what I feel the Open Market has been doing. If we have

no further responsibility--and, as I understand it, we
don't--then of course we have nothing further to say.

I feel like John: We just have nothing further to say

about it. It isn't our responsibility.

MR. McKEE: We have our own problem as far as

accounting is concerned, but it can be handled.

MR. ECCLES: Well, we don't buy more or less this

way; we wouldn't buy any more or less bills. We will
end up with the same bills or the same rate. It is
merely a question of method.
MR. SPROUL: Optional account rather than System

account.

H.M., JR: I look to the Open Market Committee very

definitely to carry the responsibility of supplying
sufficient excess reserves.

MR. SPROUL: That is a separate matter.

H.M.JR: Yes, but I want to be sure. I look to

the Open Market Committee to see that they supply sufficient reserves so that we can float the Fourth War Loan.
MR. ECCLES: Well, the market supplies its own

reserves. We establish a rate of three-eighths. Now,
the only further thing we can do is drop the rate to a
half, maybe. We could drop the rates lower.
H.M.JR: Supposing you want to increase your bill
portfolio?

68

- 23 MR. ECCLES: I mean, drop the rate to a quarter.

H.M.JR It is a question of increasing your bill
portfolio, if it is necessary. That is the point.
MR. ECCLES: We have no way of doing it, unless we

bid the rates down. We bid the bills up to a premium

and bid the rates down, maybe to a quarter, because we

stand today to take all bills that are offered and the

banks are not supposed to be in on the drive, as I
understand it.

H.M.JR: This matter is a mechanical matter which

I settled.

Now, somewhere, some point mentioned reserves.

Point 3: "That we continue to expect the Federal Reserve
System to provide sufficient reserves to meet the needs
of the market and to maintain a good tone in the
Government Securities market at the established pattern

of rates.

MR. BELL: That is what they have done in the past.

MR. ECCLES: That is right. We will continue to
do what we have done. All we do is buy what is offered
to us.

MR. ROUSE: It is an inter-relation of what is going

on currently; no change.

MR. ECCLES: Yes, but what I meant to say to the

Secretary is that we can't go out and buy securities
without bidding up the market of securities. We can
stand there and take the securities that are offered,
which we have been doing and which we expect to continue

to do at this pattern; to try to force an expansion

of reserves would mean that we would go out and bid

for securities so as to get them, induce people, to
sell them to us--induce the banks and individuais to
sell them to us.

H.M.JR: All I am asking is that you people continue
to do the same kind of job in the future as you have in
the past.

69

- 24 MR. ECCLES: We intended to do that.

MR. BELL: I think that is all that says. We are
not asking you to put more reserves in or fix the

reserves at any place. They are asking you to continue

what you have done in the past.

MR. McKEE: It is a continuing problem.

H.M.JR: I am just asking you to continue.
MR. McKEE: Sure. There is nothing else for us to
do, whether you ask it or not!
MR. ECCLES: All we are saying there is we continue

to maintain a pattern of rates. Period.

MR. BELL: Keep a good tone in the market. That
is what you have done, and you have done a swell job and
we want a continuation of it.
MR. SPROUL: Well, I think we all understand each

other. There is no question of how you interpret this

word or that--what keeping a good tone in the market
means or doesn't mean. We have the problem of providing
the reserve funds the banks need to meet an increased

currency in circulation and in their deposits. That

we must do and will do. And you don't want us, and we

don't want, to force funds into the banks which will

make the banks bid against other investors for Government

securities. Your policy is to keep the banks out of

financing as much as possible, and we certainly agree

with that policy.

So that our problem remains, as I see it, to provide

the funds necessary to meet the increased currency
circulation, to meet the increased requirement against

deposits, and the pattern of rates will then largely

take care of itself. But we'll be there to see that it

doesn't move too far in one direction or the other.

MR. ECCLES: It is the bank's option. If the bank

needs reserves, it has to sell us something, and we want

70

- 25 to be sure that we are there to take what they want to

sell us in line with the pattern. And they want to be

sure we will do it. If they are sure we will do that-and certainly that in itself gives the confidence to
the market and it is all based entirely upon our, in
effect, pegging, because it is practically a peg of
the market at certain different maturities.
MR. McKEE: We have got those two settled. Let's
go on to the next one.
H.M. JR: Do you want to read this memorandum?

MR. McKEE: I don't know the next point.
MR. BELL: There are about four points.

MR. ECCLES: Yes, I'd like to say this further,
though. You say no change in the pattern. I'd like

to make this point, thinking of the future. As I

understand that, however, the pattern is three-eighths
to two and a half. Now, we can't maintain a two and a
half or a two percent rate if the long-term rate begins

to go down. I mean, if there is a shift from the short
intermediate bonds into the longer bonds, then as we

have said, the holding of the short rate where it is

may weil tend to pull down the long-term rate.

Now, if that happens, there is nothing we can do
about it, because we have practically nothing to sell
to the market to keep it up, so we can keep the short
rate. That is no problem. The problem comes in
maintaining the long-term rate.
H.M.JR: Going up or down?

71

- 26 MR. ECCLES: Going down; there will be no problem to
keep it from going up, because we buy. We can always buy,

see? If your two percent or two and a half percent bond

showed weakness and began to get down to par, we can sup-

port the market. There is no problem there of maintaining
that rate from going up.

H.M.JR: There is no indication right now that the long-

term Government bond is going to .°0 up.

MR ECCLES: at the moment, that is correct, but all
1 wanted to say here is, if we bring up this question
again - which we would feel it was possibly our duty to

00 - it that is what happens - if, in other words, to
maintain this spread which we have said is a difficult thing
to do, looking to the future, 1 take it that you are just
as anxious as we are not to have this long-term rate CO down.

H.M.JR: I will put it differently to you. We have

got a curve which was established on March 19, 1942. I

would like to keep it just as near that as possible.
MR. ECCLES: So would we.

MR SPROUL: We have been keeping it as near that as

possible. We have now said to you that that is getting
more and more difficult. It may be that sometime in the

future, or the more distant future, it may become impossible

do it. We will have to get together, then, and decide
what we are going to do about it. We foresee that possibility arising unless we create so much fund that we run
counter to your other policy of keeping the banks out of
to

the financing.

H.M.JR: The door is wide open, twenty-four hours

a day. In this war nobody can tell what is going to

happen. At any time the thing gets to where you peo le

think it is impossible, we will meet immediately.

MR. SPROUL: well, we thought we were just about there.
We have a temporary situation, as we see it, where the

pressure isn't on, but will recur soon, 1 think. we will
then be back.

72

- 27 H.M.JR: If it does, come back.
MR. ECCLES: As I recall, the other day-

H.M.JR: I will get a reservation on the plane - not
at the hotel-MR. ECCLES: As I recall, when we met the other day

I got this impression: I know, from Dan, that the Treasury

is just as anxious to see these long-term twos and twos and

a half stay stable - stay where they are - as they are in
the short rate; in fact, more so, if anything, because of
the problem of refunding.

In other words, if the long-term rate goes down,

and it did a little last June because we put out, instead

of a seven nine two, we extended it to eight ten, which
was an evidence of a slight dropping in the rate. Now,
that establishes a new floor for refunding operations,
and we feel that it may become increasingly difficult to
do refunding on any lower long-term rate.

MR BELL: Wouldn't you hate to be asked to maintain
an eight and a half, ten and a half, percent bond?
MR. ECCLES: I would sooner that than a ten-twelve
two-year bond.

MR. McKEE: Are we maintaining a pattern of rates

when we make it possible to get your maturities out farther
and farther?

MR BELL: I think we are making it more difficult when
we extend it each time, particularly in the immediate area.
MR. ECCLES: That is the basis of this thing, is the
thought of the refunding job that is ahead, and not getting
a rate structure here that makes refunding increasingly

difficult.

H.M.JR: Allan Sproul says we have a momentary lull.

I don't know. now long that is. For the moment, it looks

all right. Any time it doesn't look all right, please

73

- 28 -

run up a red flag as danger signal.
MR. McKEE: I think what Allan meant, Mr. Secretary,
is the fact that the momentary lull is between now and when
you spend all this money you have to deposit in these
banks, which will create a problem between now and the

end of the year for us.

H.M.JR: We have talked to a lot of people, and most
of them don't agree with you, but that is what makes norse
trades.

MR. McKEE: I am used to that.

H.M.JR: Time will tell. I hope neither of us is too
wrong.

MR. McKEE: Just in that regard - when the proposals
are made to you, and you say you have read all the memoranda I don't know where you got all the time, but nevertheless,
there are plenty.

H.M.JR: I have read all of them carefully.
MR. McKEE: The reason that I was persuaded to favor

the three-quarters of one percent, nine-months bill, with
the refinancing of your certificate, was to get an adequate
supply of paper in the hands, flowing in and out, of

bank ownership to act as the medium of the expansion of

deposits without bills payable.

Now, I have seen the bankers run away from your bill
because it was yield and speculate with your certificate
for the same purpose because of the pattern of rates. Now,
sometime on the line we may get into trouble with that,

bills we

and it is going to react against all of us, but there isn't
enough interest in the bill to serve the purpose, to blow

these as be necessary to finance this

war,
up without
deposits
mightwhich
payable.was
All billion
the puts
that hunhave
had in
our showing
system,
four
seven

cred million dollars today - something like that - represents bills payable in this country; bills payable by
banks.

74

29 -

Now, I don't know whether we are going to have enough

of that, if they don't keep on buying bills.
MR. BELL: Put out more bills.

MR McKEE: They won't buy them, Dan. It is a ques-

tion of rate. They are playing the pattern of rates with
their certificates, which can't be used for that same purpose.

H.M.JR: It is perfectly possible that we may be
wrong. If this thing makes any breaks anywhere along the

lines, why let's get together again. We will be getting
together, anyway, now.

Is there anything else?
MR. ECCLES: Well, there is only one other thing.
MR. McKEE: I just wonder - talkingabout your basket
and speculation - I wonder if you mean everything you

say there about writing a letter. I have followed not

only yours, but our approach to these various issues;

after a drive we get all excited about the free-riders

and the speculation in these various issues, and then when
we come up against a new issue we get terribly worried
whether it is going to be a success or not, and then we
weaken as to our approach. Now, we mean what we say and

will stick with it.

H.M.JR: No question about it. I understand the A.B.A.

is going to get out a letter, too.
MR. BELL: No, not on this.

H.M.JR: I can assure you we will get out a stiff letter.
MR. BELL: And they ought to take a look at it, too.
H.M.JR: we will be glad to show it to you.
MR. McKEE: You fellows can only go so far in suggesting, because you have no authority.

75

- 30 H.M.JR: AS a matter of fact, these Sources of Fund
people say we should go after sixteen and we are only going

after fourteen; so the pressure all along the line will be
easier except on individuals.

MR. ECCLES: On the basket - the whole approach - I
am in complete disagreement with this memorandum. It won't

be the first time, but I think that Allan and I have some

slight difference on the thing, but we didn't have a chance

after we met a little while this morning to give this as a

statement of unanimous presentation of committee. But I
might point out where the differences nere are, if you are
interested in having them.

H.M.JR: Yes, sir.
MR. ECCLES: We said there should be a separate drive

for individuais on the one hand, and for corporations,

insurance companies and mutual savings on the other.

The drive for individuals, logically, should be first.

The corporation drive should be only after the maximum
possible amount has been raised from individuals. That

is the most anti-inflationary action.

H.M.JR: We are having three weeks of individual drive.
MR. ECCLES: Yes, well now, I have this point of

difference - a little bit. The Treasury will have a
balance of about eight billion dollars in the middle of

January, and the drive, at that time, does not appear to
be necessary. The drive could be postponed at least until
the middle of February. It does not seem necessary for the

Treasury to maintain such large balances for meeting unforeseen contingencies - for large redemptions in savings bonds.
That was, as I understood it, the need.

H.M.JR: We are carrying a little over one-month
supply of money.

May [ interrupt you? I nave had a lot 01 talk with

Neison, Stacy May, and all those people, and this thought
that if Germany should collapse the sudden expenditure is

76

- 31 going to stop; well, there is nothing over there yet which
shows anything like that. As a matter of fact, they think
that they are being increased, because we may have to pay

off a lot of these companies on the seventy-five percent
settlement. So they think the out-of-pocket may increase

to the extent of four billion dollars.

MR. ECCLES: You mean, if the bill goes through.

H.M.JR: Yes, but I have been with Nelson - I have
had Stacy May over here. I have been all over this thing.
This idea that some people have, that if Germany should
collapse, the expenditure would certainly drop off, there
is nothing in the Army or Navy, or Nelson's organization
which bears that out.
MR. ECCLES: We haven't thought of that. I agree with

you that there is not any likelihood of the expenditure
dropping off.

MR. McKEE: I hope you are bot. wrong.

H.M.JR: We think that the country mi ight be in the

frame of mind that at the first shock it night be difficult

to raise some money. So I feel very strongly that we

should carry a month's supply of money on hand right now

as the minimum.

MR. ECCLES: I feel, of course, if the Treasury had
to rely on what the market did for it, that may be true;
but with the setup that you have got today, for now and
for a long time in the future, the Fed has simply got to the central bank in this country, and every other country,
for that matter - has got to meet any situation; and our
feeling is that any amount that the Treasury may need

in bills they could raise in bills, in certificates, or,

of course, with the over-drafts, as quickly as it was neces-

sary. If it was five billion, ten billion, fifteen or

twenty billion - whatever it is - I think you are in that

position. I can't imagine your being confronted with any
situation where you haven't got, in effect, large cash
balances available through Fed, any time. It must, of

necessity, be that way.

77

- 32 -

I just wanted to say that so that you wouldn't feel
that you were going to have to rely, to meet a situation,
on your cash balances. Because even eight billion, in
that circumstance, may not be enough to meet it.

but after all, you have got to figure on the sort of

mechanism that we have got created to meet any kind of a

condition up to tens of billions; because that is where you

have got to be, isn't it?

BELL: Yes, we have got a lot of obligations
hanging over us. we may have to meet and meet pretty

quickly.

MR. ECCLES: In a short time. And, after all, it
is the responsibility of the central bank to do it.
That is all. We are just interested in seeing this market
doesn't collapse. when you think of what it means to the
banks, our own portfolio, the insurance companies, the

whole picture - well, we just don't feel that those large
balances are necessary; that you have the equivalent any
time you want it.
MR. BELL: We have that much more, then.

MR ECCLES: It has been mentioned above that the

individuals could be postponed until at least the middle
of February. In that*event, the corporate drive, we feel,
should be postponed - Allan had a little disagreement on

this - until March or April.

An alternative drive program would put the corporate

drive first, the individual drive farther over, inasmuch
as the last individual drive wasn't so long ago; that
in the spring it would be easier making a drive, and it

would be farther removed from the time the last drive was

made. In that case, you could get the corporate drive first.
Our reasons for the separation of the drives would be
to concentrate emphasis upon individuals. Most of the
effort of a selling organization could be concentrated

in the individual drive. A corporation drive would require

little sales effort.

78

- 33 Now, something has been said about the need of the
impetus of having the two all come together so the adver-

tising and the selling organization, and everything, is
done at the same time. It seemed to me that what happens
under those conditions - at least happened the last time is that you get corporations coming in and selling securities they bought at the last drive in order to subscribe

for this time; that you get a lot of borrowing in order to
carry quotas; that the impetus of the drive is fine for
individuals.

You want to do everything you can, but so far as giving
the impetus to corporations, it only induces them to sell
securities they bought before, or to go in and borrow
money to take securities, and that ends up in the bank's

getting the securities indirectly.

For instance, in the September drive the banks got

four billion dollars of securities, indirectly.
H.M.JR: we are familiar with all that.

MR. ECCLES: So if you separate them, that is not as
likely to happen. That was the argument.

MR. BELL: You wouldn't prevent all of it, Marriner,
if you separated it, particularly if you put any emphasis
on the corporate drive. But Ted Gamble can tell you; he
had fifty-one chairmen in here last week. Outside of one,
New York, they couldn't agree in separating it.
MR. ECCLES: I know of a few instances where the
corporations had one committee, and the individuals an

entirely different group. The corporations had a group of

bankers and business people who made a list. That was no

job at all.

MR. BELL: True in some places, I suppose, yes.
Mr. GAMBLE: AS an example, the State of Texas has

two hundred and fifty-four counties, and they didn't want

to do the job twice, but once. It was difficult for them

79

- 34 -

even to hold one meeting in all of those places before they

got away from the drive. I think you will be interested

to know that not one of these people shied away from taking
on a more serious responsibility so far as individuals were
concerned and in changing the basket in some way so there

wasn't this danger of free-riding at all. We have modified
it, as you notice there, and spread out the individual
period from the 18th day of the month until the first of
the month. They will have no report of any sales until the

first of February. I think that is a definite step forward.
I think we all agree with you it would be ideal if
it were three or four weeks.

MR. BELL: What we would propose here is a sort of
in-between; we have had many suggestions that we not

change it from the last - leave it alone. You have
these people all trained and they know what it is; let
it o that way. And somebody else will come along and
say, "Let's separate it and put one section way out here"-weeks away.

Now, this is the thing: To bring it together in the

first case, but at the same time, to have enough separation so the different States can work it separately.
MH. ECCLES: I think that is a big advantage over the
September. If you want to keep the very large balances of
War Loan Deposit Account, of course, it does make this

reserve thing like that (gesticulates); if you run along
with the balances of three billion to twelve billion, it

makes it much less. but it can be handled. The reserve
thing can be handled by the shift of bills back and forth
in the portfolio, that will meet the reserve requirements
through the change.

H.M.JK: Have you got a memorandum you are reading
there'

MR. ECCLES: Yes, I have got one which we used as a

basis of our discussion over there. I underlined part of
it because it wasn't H comalttee memorandum.

80

- 35 H.M.JR: Do you want to leave something with me?

MR ECCLES: I can leave it. It is a memorandum we used
as a basis of discussion just before we came over here.
We didn't have time--

H.M.JR: I would like to have that, then I would know
what your position is.
MR. McKEE: Before we get away from the subject, I

would like to register a desire for a change in your prograin, and that is to present the same old story for the
little bank with the savings deposits. You are just
criving the saving deposits of the country into the Federal
Savings and Loan, and the building and Loan associations

in competition, because they can't get a two and a half

percent bond.

You have got to do something about that or just recognize that they are going to go out of the savings business.

It is serious.

H.N.JR: We are interested. Now, have you something?

MR. McKEE: I think your next issue, two and a half,

ought to be included whenever you include mutuais and
others on some percentage basis.

H.M.JR: I am sympathetic with that.
MR. ECCLES: we have a paragraph on that here, and I

found in talking to the bankers the other day, Dan, that

Lee biggins, and B.M. edwards, and the savings section of
the A.B.A. are very much concerned about the smaller
banks losing to the building and Loan and other concerns.
And I know that to be true.
that.

MR. BELL: They are going to give us a memorandum of
H.R.JR:

Are you taking the four-thirty train?

81

- 36 -

MR. SPROUL: No.

H.M.JR: Can you stay a minute?

MR. SPROUL: Yes; I am taking the five o'clock.

H.M.JR: All I need is a minute.

(To Mr. Eccies) If I could have this thing here

(indicating Memorandum for Discussion at Meeting of Members
of Executive Committee on November 17, dated November 16,

1943, copy attached), I would like to study it.
MR. ECCLES: There is one other thing on your basket that

disappoints me more than anything else and that is the offering of the certificate to the non-banking investor again.

MR. BELL: Again, we had a lot of discussion of it,
Marriner, from cozens of people, including the State chair-

me and the bankers, and everybody else, and they felt

that if you put in a note there would be more free-riding
than on the two percent bond. That is what outside acvisers
tell us. And yet they tell us we have to keep something
in that basket for the corporations. They won't C° into the
five-year note or the bonds, and many of them don't want

the Treasury savings note.

So we think we are knocking a lot of people out by

leaving out the certificate; and we hate to do it, making

our task that much harder, and we don't feel we can take
that chance, much as we would like to leave it out.

MR. ECCLES: There is the place where they are playing

this pattern of rates to a fare-ye-well, right now.

MR. BELL: You are getting a few of them, and that

doesn't worry me one bit. If that is the only thing we
had in, the certificate, I would vote for it a hundred
percent.

MR. ECCLES: weil, of course, what we are getting is

a lot of certificates, and we are going to get an increasing

amount.

82

- 37 MR. BELL: Fine.

MR. ECCLES: That is right, but if they couldn't play
that pattern as they do, we would get more bills.
MR. BELL: You are going to run out of bills pretty
soon, anyhow. You are getting down to half of them.

MR. ECCLES: We have got close to six billion. There
are seven billion of them we haven't got.
MR. BELL: You have to stop some place if the
market keeps any for cushion.

MR. McKEE: Have you disregarded the idea of more

bills at this time?

MR. BELL: We are leaving it to you to preserve the
market and keep a good tone. we have passed it up for the
time being.

H.M.JR: They seem to be a drug on the market; why
put more on?

MR. ECCLES: That is right; the market won't take them.

It is just another way of putting more into use through
the market.

H.M.JR: Is there anything else?

Rursed by Mr. Bell 83
RECOMMENPATIONS
1. That there be no change in the pattern of rates ranging from 3/8% to 2-1/2%.

2. That we continue the present basis of market bidding for bills with the
expectation that cooperation from the market will provide bids at 3/8%
or better in ample volume.

3. That we continue to expect the Federal Reserve System to provide sufficient
reserves to meet the needs of the market and to maintain a good tone in
the Government Securities market at the established pattern of rates.

4. That the over-all national goal for the Fourth War Loan be fixed at

5/4

$14 billion, of which $6 billion should be set as the individual goal
3.

($3-1/2 billion of this latter amount should be raised through the
sale of Series E Savings Bonds); and that S82billion should be set as

the goal for other non-bank investors. Sales to dealers and brokers are

included in this last figure with the understanding that their subscriptions
will be policed.
5. That the date for the start of the drive be Tuesday, January 18, 1944.

6. That the timing of the drive be arranged as follows:
(a) Emphasis in the period from January 18 to February 1 be placed on
S

the individual quota of $6 billion.
(b) Drive to continue until February 15, taking in other non-bank investor
subscriptions beginning-February 1st.

(c) All subscriptions from individuals received at the Federal Reserve
Banks or at the Treasury of the United States up to February 29, 1944,

will be credited to the drive; and that corporations will be permitted

--

84

to subscribe during the entire period of the drive but no public
ennouncement of such subscriptions will be made by the Treasury

until after February 1st.
7. That the basket should consist of the following securities:
(a) Individuals:
E - F - G Savings Bonds
Treasury Savings Notes

2-1/4% Treasury bond (Call and maturity date to be
decided just before announcement)

2-1/2% Treasury bond (Call and maturity date to be
decided just before announcement)

(b) Other Non-bank investors:
F & G Savings Bonds

Treasury Savings Notes

7/8% Certificate of Indebtedness (Will be available
for subscription by individuals but decision with
respect to credit against individual quota will
be made later.

2-1/4% Treasury bond (Same as above)
2-1/2% Treasury bond (Same as above)

8. That the date of the marketable securities be February 1, 1944.
9. That the 2-1/2% long bond be reopened at least once between the Fourth
and Fifth War Loan Drives.

10. That any decisions with respect to the drive be announced on November 24th.

11. That the Secretary of the Treasury send a letter to all banking
institutions of the country pointing out the Treasury's objective to
borrow as much of our required funds RS possible fro non-bank sources,

-and ask them for their cooperation in elimin ting speculative

subscriptions and free-riding. Advise them that there is no
objection to loans by banking institutions to facilitate permanent
investment in Government securities if such loans are paid off within
the period specified by bank examination authorities (6 months).
12. That Certificate of Indebtedness maturing December 1, 1943, in amount
of $3,800,000,000 be refunded and Treasury note maturing December 15,

1943 in amount of $421,000,000 be paid off in cash.

85

Original Draft

86

1. That there be no change in the pattern of rates ranging from 3/8% to 2-1/25.

2. That we continue the present basis of market bidding for bills with the
expectation that cooperation from the market will provide bids at 3/8%
or better in ample volume.

3. That we continue to expect the Federal Reserve System to provide sufficient
reserves to meet the needs of the market and to maintain a good tone in
the Government Securities market at the established pattern of rates.

4. That the over-all national goal for the Fourth War Loan be fixed at
$14 billion, of which $6 billion should be set as the individual goal
(83-1/2 billion of this latter amount should be raised through the
sale of Series E Savings Bonds); and that $8 billion should be set as
the goal for other non-bank investors. Sales to dealers and brokers are

included in this last figure with the understanding that their subscriptions
will be policed.
5. That the date for the start of the drive be Tuesday, January 18, 1944.

6. That the timing of the drive be arranged as follows:
(a) Emphasis in the period from January 18 to February 1 be placed on
0/2

the individual quota of $6 billion.

(b) Drive to accidence until February 15, taking in other non-bank investor
subscriptions beginning February 1st.

(c) All subscriptions from individuals received at the Federal Reserve
Banks or at the Treasury of the United States up to February 29, 1944,

will be credited to the drive; and that corporations will be permitted

-2to subscribe during the entire period of the drive but no public
announcement of such subscriptions will be made by the Treasury

until after February 1st.
7. That the basket should consist of the following securities:
(a) Individuals:
R-F - G Savings Bonds
Treasury Savings Notes

2-1/4$ Treasury bond (Call and maturity date to be
decided just before announcement)

2-1/25 Treasury bond (Call and maturity date to be
decided just before announcement)

(b) Other Non-bank investors:
F & G Savings Bonds
Treasury Savings Notes

7/8% Certificate of Indebtedness (will be available
for subscription by individuals but decision with
respect to credit against individual quota will
be made later.

insert

2-1/45 Treasury bond (Same as above)
2-1/26 Treasury bond (Same as above)

8. That the date of the marketable securities be February 1, 1944.
9. That the 2-1/2% long bond be reopened at least once between the Fourth
and Fifth We Loan Drives.
10. That any decisions with respect to the drive be announced on November 24th.

11. That the Secretary of the Treasury send a letter to all banking
institutions of the country pointing out the Tronsury's objective to
borrow as such of our required funds as possible fro non-bank sources,

87

88

November 16, 1943
STRICTLY CONFIDENTIAL
MEMORANDUM FOR DISCUSSION AT MEETING OF MEMBERS OF
EXECUTIVE COMMITTEE ON NOVEMBER 17

1. There should be a separate drive for individuals,

on the one hand, and for corporations, insurance companies,

and mutual savings banks on the other. The drive for individuals
logically should be first. The corporation drive should be
only after the maximum possible amount has been raised from
individuals.

2. Since the Treasury will have a balance of about 8

billion dollars in the middle of January, a drive at that time

does not appear to be necessary. The drive could be postponed at
least until the middle of February. It does not seem necessary
for the Treasury to maintain a large balance for meeting unforeseen contingencies such as large redemptions of savings bonds.
Since the Federal Reserve System is maintaining stability in
the Government security market, the Treasury could meet any

conceivable emergency need for funds through offerings of bills

or certificates. In addition, the Treasury could borrow 5
billion dollars directly from the System, none oi which authority

is now being used. In effect, therefore, the Treasury would have
a large cash balance, even though its actual deposits were reduced
to a low level.

3. It has been mentioned above that the individual
drive could be postponed at least until the middle of February.
In that event, the corporate drive could be postponed until
March or April. An alternative program would be to have the
corporate drive in February, in which event the individual drive
could be postponed until April.

4. The principal reason for the separation of the drives
is to concentrate emphasis on sales of securities to individuals.
Most of the efforts of the selling organization could be concentrated on the individual drive; the corporation drive would require a relatively small amount of sales effort. With the separation of the drives, reliance could no longer be placed on corporation subscriptions in order to reach the goals. The Treasury
would receive a more even flow of funds and consequently would

89

CONFIDENTIAL

-2-

November 16,1943

avoid the payment of interest on the excessive cash balances

that result from the present drives. The number of kinds of
issues included in the individual drives could be reduced.

Smaller transfers of deposits to war loan accounts than during

the past drives would result in smaller declines in required

reserves and consequently in less encouragement to the expansion
of bank credit

5. It seems desirable to have a period of a month or
two between the individual and the corporation drives. The
advantages of the separation would have real force only with
some interval of time between the drives. Moreover, since the
total of the individual drives would not be known for a week or
two after the close of the drive, better planning of the corporation drive could be made if it were postponed until some time
after the conclusion of the individual drive. Quotas would be
established on a State basis for the individual drive.
In the corporation drive, provision should be made
for the investment of savings deposits of commercial banks on
the basis of some formula. The formula for each commercial bank
mi ht be 25 per cent of the amount of the bank's savings deposits
but not more than $1,000,000. Commercial banks have a large
amount of savings deposits. Since they are unable to invest them
in new issues at rates 01 more than 2 per cent, however, they
have reduced their rates on savings deposits to 1 1/2 percent and
6.

less. Building and loan associations and other savings institutions are taking this business, since they are able to invest in

2 1/2 per cent bonds and consequently can pay higher rates than

can commercial banks. By this process, the Treasury in effect
is encouraging the growth of a duplicate banking system. If

commercial banks were permitted to purchase 2 1/2 per cent bonds,

however, they could pay 2 per cent on their savings deposits,
which would place them in a better position to meet the competi-

tion of other savings institutions.
7. The basket in the individual drive should consist of

Series E, F, and G savings bonds and 2 1/2 per cent marketable
bonds not available for purchase by commercial banks for 10 years.

The basket, thereby, would be considerably simplified. There is
no need of including certificates, notes, or 2 per cent bonds in
the basket. The first two kinds of issues are not generally
attractive to individuals; although the 2 per cent bonds were
purchased in large amount by individuals in the last drive, a
considerable part of these purchases were speculative in

90
CONFIDENTIAL

-3-

November 16, 1943

character. The corporation drives should include savings notes

and 1 1/2 per cent marketable notes of March or June 1948,
which would be purchased largely by corporations, and 2 1/2
per cent bonds, which would be purchased largely by mutual savings banks, insurance companies, and commercial banks under the

above formula. It does not appear to be desirable to include
2 1/4 per cent bonds in either basket. There would be few if
any subscriptions for 2 1/4 per cent bonds that would not be
placed in 2 1/2 per cent bonds, and the addition of another
kind of security would add to the complications of Treasury
financing.

8. In order to reduce speculation and commercial bank
purchases in the next drive, dealers and brokers should be prohibited from subscribing for the new issues other than the 2 1/2

per cent bonds. In addition, the Treasury should issue a state-

ment discouraging the extension of bank credit for purchasing
OF carrying new issues of Government securities except where the

loans are to be repaid out of anticipated income. The rate of
interest should be not less than the coupon rate on the securities pledged as collateral for the loans, and it might also be
desirable to have a 10 per cent margin. Finally, trading in the
new issue of notes should be prohibited for between 15 and 30

days after the close of the drive.
9. Holders of the December 1 certificates and of the

December 15 notes should be permitted to exchange their holdings

for an issue of 1 1/2 per cent notes of march or June 1948.
Notes are suggested instead of certificates in order to eliminate
the large refunding problem that would arise after only a year

if the refunding were into certificates.

7

91

11-17-43

X7

Brokers t Deakes out of 4th War Loan

why not bid and ask an bills,
Banks public relations

would should be to high
Luas. keep cost of money

table
asling
as
their
earnings
intenue to rise
Letter to all Banlso explaining
offective of 4th Loans.

once change 3/8 public will

say
line
is
brother
and
will expect other rate will
hange.

92

November 18, 1943
Fred Smith

The Secretary

Lord Halifax called and said that they don't have the

figures as to the number of rifles they had in England at
the time of Dunkirk but that I could say that they did not
have enough rifles for the soldiers who were in England.

In other words, they did not have a rifle for every soldier
who was in England at the time of Dunkirk. I don't know
whether it's worth saying, but anyway that's what he told

me. Thank you very much. Firished

93

Fred Smith

November 17, 1943

The Secretary

At this meeting which took place in my office
with Marshall, why not state how many rifles we got
for the English. I think that that would be much
more impressive than anything else. The way it reads

it isn't at all impressive. Finished

94

Fred Smith

November 17, 1943

The Secretary

Where we talk about the meeting taking place in

my office, to get rifles to England, I'd like to say
something like this, "When I look back over the last

three or four years, one of the things that I did
which I am most proud of or happy over was that I was

able to have a part in arranging for the rifles, etc.,
to go to England in her darkest moment." Something

along that line, please. Fanished

95

Draft from which reading copy
was typed.

96

Centlemen:

I am glad to have this opportunity tonight to talk to the
Nation's leading advertising people, because I have confidence

in the ability of advertising men to bring the facts of the
war to the American public. And today, perhaps more than at any time

since the war began, there is a vital job to be done on that
front.

The dangerous dream of a quick end to this war grows more

serious every day. It is particularly pressing right now. On
every hand we see a surge of activity to prepare for post-war,

sometimes at the expense of the vital job at hand. The stock
market has been in a steady plunge ever since word first got
around that the Nazis are about to crack. The newspapers
regularly report new signs of the coming collapse of Germany.

In Washington the exodus to after-the-war jobs has started in
earnest.

No one in Washington can give me any concrete evidence that

Germany is tottering on the brink of capitulation -- and I have
sought out practically everyone who would have any reason to

know. And I can tell you that on the Italian front the Nazi
troops are not near cracking.

It is always possible, of course, that the people on the
Tazi Home Front will be unable to take the bad news from Russia

or the terrible destruction our bombs are raining upon them;

-2-

97

But if the Nazi Home Front should crack, that would be

a wind-fall. In the meantime, we are only playing Hitler's
game when we see peace just around the corner.

I SIG convinced, by the way, that the Nazis have a pro- -

prietary interest in this wave of optimism. The early signs
of Corman collapse came fro stories printed in Nazi controlled
newspapers; then from travelers out of Germany, who reported

their observations to neutral newspapers, chiefly those with pro-

Tazi tendencies. Finally, Hitler himself managed to convey the
impression in his most recent speech that life in Germany is

hell. I cannot think that he and Mr. Goebbels would be so
tender about keeping us posted of a coming crisis unless there
is a rabbit in the hat somewhere.
Those who hail an early crack-up of the German nation

have not talked to Cerman prisoners, I can assure you of that.

I had some first hand reports on the state of mind of prisoners
when I was in Italy. They are mighty arrogant. They believe
in Adolf Hitler, and say the Russian campaign is the fault of
the German generals. They don't understand when you talk to

them about Democracy. They say: "What? A nation without a

Fuehrer? That is chaos!" Then if you pursue the subject of

their present leader, they may admit he is not perfection --hat
very well

he will do until they can find another. And -- get

-3-

98

this, gentlemen -- they say their next Fuehrer will win the
next great war. So here they are -- these defeated prisoners -already planning another assault on civilization.
This is one reason why we must concentrate on fighting the

wer right up to the last bitter day. There is 8. good chance
that letting down now can needlessly prolong the war for weeks
and months.

I was in Italy three weeks ago. I went with General Mark

Clark up to the front lines. I drove in a jeep through the
mountains to a spot within a mile of the Nazi troops. I went
through a small village -- or what had, a few days before, been

a village -- called Dragoni. It was still smouldering. American
bulldozers were busy clearing debris out of the streets so that
our supply trucks could get through; and at one spot our jeep
had to climb high over a pile of masonry and stones that the

day before had been a public building. That was about all

there was left of Dragoni -- that huge pile of wreckage. It
was the same in a half dozen other small towns that we passed

through. That happens because the Nazis don't like fighting in
the open. They run from building to building, and Mark Clark's
Fifth Army or Jimmy Doolittle's planes simply have to take the

buildings down around them. It is, I can tell you, 8. mighty

-4-

slow and difficult process. When I broadcast from Algiers, I

pointed out some of the difficulties of fighting over there.

"I had no idea," I said, "of the terrible terrain in this area
over which we must fight the Nazis. The area between Naples

and Rome is mountainous and thick with trees and foliage. It
is ideal for defensive action, because the Nazi forces can hide
high in the mountains, and fire on our forces without being
seen. And when they are driven from one mountain, they need

only to retreat a few hundred yards to another and it is the
same thing all over again."
Since I left Dragoni, the Allied Armies have managed to

get fifteen miles closer to Rome. Five bloody, hard-earned

miles a week, that's all. But it isn't the fault of our fighting men. They are tough and in the pink of condition. The

fact is that no army in the world could move any faster. It
will be almost a miracle if we are in Rome before Christmas.

And that's the picture on the Italian front while we, back
here, are congratulating ourselves on polishing off the war in
8 hurry.

But even that's not the whole story.
The weather is closing in over there. Our troops may be

without air protection more of the time than they will have it,
and they tell me that air protection is just about the most
important single factor in modern invasion.

99

-5-

100

I talked to General Doolittle about that in Tunis. In his
war room, lined with huge maps of the entire Allied battle front,
he showed me how aircraft are dispatched almost on 8. moment's

notice to any fighting sector to take care of difficult enemy
implacements or stubborn resistance. Just two days before I

arrived in Tunis, Doolittle said, some of the forces in Italy
were caught in what might have been a serious trap had it not
been for the medium bombers called to the scene.

In an hour or two the bombers had done 8. job that would

have been next to impossible without them -- and certainly would
have meant heavy, bloody losses: This was only one case that
Doolittle pointed out where a temporary setback had been turned,

through immediate air support, into a victory.
But now the winter is here, and the weather is closing in.
Jimmie Doolittle and Air-Marshal Tedder cannot send airplanes

anywhere, at any time, on a moment's notice, as they did this
summer. Is there any promise of early peace about that?

Or, can you find hope of quick victory in the fact that
the Allies have still not crossed that narrow ditch called the
English Channel, for the simple reason that the other side is
lined solidly with sudden death? Can anyone really think it
is going to be easy to bring Cormany to her knees in uncon-

-6-

101

ditional surrender while her troops are planted within gunshot
of Great Britain?
But because the Nazis promise, through their propaganda

bureau, to fold up; and because we'd like to get on with the
peace, too many of us are getting eager to sidetrack the main job.

Personally, I think it is serious enough to call for somebody to do something; and I came here tonight because I think
you advertisers and advertising people who are already using

your talents and facilities and genius to make the American
people understand many of the facts of war, can do still more.
I asked your help once before. Representatives of your
group came to Washington a year 9. O and I told them, if I

recall correctly, that we were faced with the biggest selling
job in history with practically no precedent to go on.
WAR

Through your Advertising Council, you secured the volunteer

help of the ablest advertising people in the United States
and the cooperation of advertisers and media, and went to work.
I think everyone knows what a splendid job has been done.

During the Third War Loan, advertisers sponsored 89,000

advertisements in the daily newspapers - a total of 61,573,588

lines, at a cost to themselves of more than six and one-half
million dollars. Two-thirds of the advertisements were prepared
by the advertisers themselves, and one-third were prepared for

102

-7us by the War Advertising Council.

Throughout the Drive, I am told, practically all of the 10,000
weeklies carried advertisements which were paid for by one or
more local businesses.

In daily and weekly newspapers, business supported the

campaign with more than eight and one-half million dollars worth
of space.

On the radio you did a magnificent job. The National
Association of Broadcasters tells me 3,382 hours of radio time
and 200,000 announcements (valued at $12,000,000) carried

Third War Loan messages to the public, throughout the days

and nights of the Drive. Through the Allocation Plan and
additionally contributed time, advertisers played a most
important part. You gave us the use of your best radio audiences.
At least $3,000,000 in magazine space was provided by
advertisers and the magazines themselves. 250 general magazines,
56 farm journals and 450 business and trade magazines each

contributed a full page.
Advertisers and the Outdoor Industry provided by all odds

the most expensive outdoor showing of all time. I an told
this had a value of $1,700,000.
This 3 week campaign, provided by advertisers, would have

cost a commercial advertiser $30,000,000 -- 10 million dollars
a week!

103

-8A National survey made afterward revealed that 90 of
the people in the country knew about the Bond Drive, and
understood that extra Bond purchases were the measurement of

participation. This was an important contribution, for in
previous Drives, too much of the public took the position that
"They don't mean me."

You see, therefore, something of the job advertising
has done.

You may be interested to know that my experience with

advertising in connection with this war started even before
the War Loans.

It started back in the days when those of us who felt
that an attack on the United States was inevitable, were trying
to get the country ready to defend our shores against any
aggressor. Our biggest job was trying to make the people see

that, as the President said, we couldn't simply climb into bed
and pull the covers over our heads.

In those days -- about four years ago -- Callup polls
pointed out that 92% of all Democrats and 94% of all Republicans

were saying that we simply should not fight.

Yet steps had to be taken to protect ourselves -- steps
that worried some Americans because they thought we were

104

-9inviting war; inviting war simply because we admitted its
approach. But even then we had a good- idea of Hitler's

program. We felt sure he intended to take Britain in the
Spring of 1941, and then join forces with Japan and go to work

on us in the fall. And we could not be sure that this program
would not succeed.

Today everyone everywhere agrees that we were scheduled

on the aggressors' program as much as Poland, Czechoslovekia,

or Britain. But things were different then.
Even Dunkirk, and the Fall of France, did not arouse the
American people to a sense of the reality of the danger ahead.

Here was the very moment when the light of civilization in
Europe came nearest to dying, perhaps forever. The British were
desperate. Their entire future, their whole defense depended

upon getting materiel, and getting it quickly.
Winston Churchill had made it clear that equipment losses
at Dunkirk had been staggering. Britain needed everything --

artillery, ammunition, aircraft, and most of all rifles. Every
able-bodied man in England had to be prepared to fight off

invasion, but in all Britain there were no rifles for them,
and not much of anything else, and you can't stop Nazis with
stocks and stones.

105

- 10 The British needed help. Somehow, by some means, we had

to get them some rifles, and enough other equipment to prepare them for the invasion which seemed imminent -- and which,

if it had been imminent, almost certainly would have been
successful.

General Marshall, and a group from the War and Navy

Departments, came several times to my office to discuss what

might be done. After twenty years of peace, we had very little
equipment of any sort to use in fighting a war. But we felt
that if we dug deeply enough we could find some obsolete
materiel, and perhaps some equipment in private hands, that

would help out. Before long we found quite a collection of
usable materiel. For example, we found five hundred old 75
millimeter guns, and four hundred Thompson sub-machine guns

left over from the last war. The Navy turned up five thousand
obsolete 30 pound bombs and the Army found 560 hundred pounders.
Some place, we found 80 out-of-date torpedoes, and someone came

up with five hundred 38 caliber revolvers which antedated even
the first World War.
To arm the foot soldiers and the Home Guard, we managed

to dig up nearly a half million rifles. We might have added
to this several thousand more old Springfield 30-30's, but
there was no ammunition to be found anywhere in the world, and
the guns were no good without bullets.

NUTSe ( McHugh - Leave space for 6 mine lines )-day playe.

- 11 -

106

That was more important, we found that this equipment could

be sold legally to the British without involving the American
Government in an act of war.

when I look back over the last three or four years, I
think this meeting stands out above all else in my mind,
because the stakes were so great. I am proud and happy to have

had a hand in arranging for this materiel to go to England in

her darkest moment. I shudder a little to think of our castoff equipment being thrown into battle against the Nazi's
modern machinery of war, but it was certainly better than nothing.
Britain was again armed, inefficient and meager though the

armement may have been, and civilization passed a crisis. But
it was a mighty narrow squeak.

It was back in these days when we were struggling to make
the public see what stark dangers lay ahead that American

advertising men first came to the aid of their Government. It
seemed obvious, at least to me, that the American people were

not getting the true significance of the news reports. They
did not see the approaching danger. Something more positive
had to be done. That something, it seemed to me, was some good,

factual, hard hitting advertising to help the people see and
feel what we were up against.

107

- 12 -

Not long after that, advertising began to appear. It was
bought and paid for by patriotic Americans who took upon them-

sleves the responsibility of making their friends and neighbors
sware of the situation. They were written by some of you
advertising men, I think, who are here tonight. You were
pioneers then. You were pioneering the biggest job of public
information in history. And you were pioneering too in giving

advertising the dignity of social responsibility.
Obviously we could not continue indefinitely to find antiquated guns and odd bits of equipment in private hands for

the British to buy and use. The time had come to take drastic
steps. We knew for example that a few months later there

would be a crisis in the British Navy; that with the rising
power of the German Navy, Britain would have too few ships to

defend herself, let alone keep the invading Nazis in any kind
of check.

The public had to be made aware of this situation. The
majority of newspapers went to work on the problem editorially
and you prepared an advertising campaign that helped achieve

amazing results. That was only three months after Dunkirk, but

the Gellup bo Score began to look much different than it had

before. Sixty percent of the American people stood solidly
back of the President in transferring over-aged destroyers to
the British to help bolster their Navy. The people were beginnin to see.

- 13 -

108

A few months later there was another educational job to
be done. Nazi U boats were preventing our shipping from reaching

its destination. It became necessary either to convoy our
freighters or simply to consign a good part of our materiel
to Davy Jones. An advertising campaign was planned

-

to tell the public about the problem, and again you were

helped by many influential editorial columns. I remember one
of the advertisements. It was headed "Okay, Mr. President, go
ahead and clear the Atlantic."

what the President was able to do in a fireside chat, plus
what you were able to do, gained the support of a majority of
American voters behind the idea of arming and convoying our

ships. Fifty-five percent of the people backed the decision,

and only thirty-eight percent definitely opposed it. A few
weeks before, fifty percent of the people had been definitely

against it and only forty-one percent were willing to see it
done. Here again was a victory for the policy of letting the
people know the facts.

Public sentiment is much improved now. Today the Nation

is not only solidly behind the war, but has gone on record

as wishing to take on a big share of the responsibility in
helping keep the world peace through world organization.

- 14 -

109

Much of this change was due to the Jap attack at Pearl

Harbor. But even while the Japs were pulling their sneak

attack, three out of every ten Americans still felt that it
was most important to stay out of the European war.

The striking reversal of public sentiment from narrow
isolationism to a complete acceptance of International responsibility is a monument to public education. And some of you who

are here in this room, by writing and financing advertising
campaigns, he as much to do with that education over a period
of time as any other group of people.
Since the early days, when most of the work was done in

spare time by patriotic volunteers you have taken the war as

your professional assignment. It is no longer a spare time
applying
operation. You are

your best brains and converting

sizeable portions of your appropriations to this war information
job This job which I want to repeat must be stepped up, not
tapered off, as we march toward Victory.

Some of this increased war information effort can and should
be channeled through bond advertising. Promoting bonds, I feel,

is a double-headed job. Half the job is raising money, but the
other half is maintenance of interest in this war, and what
it means to every American.

We hit a high spot in this job, I believe, the day the
Third War Loan opened, which also was the day Italy surrendered.

- 15 -

110

I wondered what the effect would be on the drive. I was not
long finding out. One of our State Chairmen called up and said:
"Well, I guess the Third War Loan is off -- the war's over and
there's no need to raise money." If

So we called in Ted Repplier of the Advertising Council.

Write us an advertisement that will stop this in its tracks,"
I told Repplier, and he went to work on a great advertisement.

You may remember it. It said: "Will the Surrender of Italy
mean a Home Front Defeat?" Then, because of the smooth working

arrangement between your people and ours, the ad started running,
the next day, in 970 newspapers throughout the Nation. We

followed this up by telling the people the bitter truth about
our equipment losses in Sicily. We must have had a sobering

effect on a lot of people, because we didn't get any more phone
calls, and that particular surge of optimism soon faded away.
I want to make one more observation.

A year ago, I went to England. What I saw there gave me a

lot of inspiration, and a lot of confidence about the outcome
of this war. I came back knowing in my heart that we were going

to win. The British had survived the Blitz; the Russians had
stopped the German advance; we had halted the Jap drive in the

far East. Slowly and painfully the Allies were overtaking the
enemy's lead. Obviously, it would take a long time, but in
the end we would win.

- 16 -

111

When I returned from the front early this month, I still
felt sure we would win, but I felt far more grim about the war
than I did a year ago. I had an opportunity to discuss the
actual fighting and the nature of our enemy with many American

and British officers and men. I was given a pretty clear
idea of the heroism required of our men when they face the tough,

fanatic Nazis, and as a result I achieved EL healthy respect for
the blood and sweat that goes into every foot of enemy ground

we take. And I found no evidence anywhere along the line that
we are near the end, unless the end should come through some
freak of circumstance.

I do not want to underestimate however, the effects that

the terrible defeats in Russia, or the destruction of Germany,
must have on the Nazi Home Front. That destruction must be

fantastic. In Italy I saw what bombs can do. I saw the Port
of Naples, lying in a mass of ruins. I saw the Port of Falermo
in Sicily battered so badly that one sizeable ship lay high and
dry on a wharf, blown completely out of the water. But General
Patton assured me that Palermo was only three or four percent
destroyed. Hamburg has been seventy percent destroyed, the
Germans themselves admit, and several other Nazi cities have
received even more destruction.

Yes, it is conceivable that the Cermans can't take it. It
is possible that the same thing will happen that happened the
last time. We may be awakened some morning by whistles and

- 17 -

112

bells and newspaper boys selling extras.

But it is also possible that we can waste a great deal of
precious time thinking about that morning, and we can divert a

great deal of our energy into making ready for it, and then
find that it shows no signs of coming. And in the meantime,
good American young men are losing their lives trying to end
the war the hard way, because they have no choice except to do

it that way, or not at all.
I am glad that you and I have been partners so often in

the use of advertising in connection with this war. I have gone
over the whole story because I thought you would be interested
in

it. I have liked working with you. I think you have estab-

lished a remarkable record. I think you have by concentrating

on the job to be done, and casting aside all thought of political
differences, immeasurably improved the stature of advertising.

But this is no funeral oration. Your job is barely begun.
And the job is going to get more difficult every week, and every
month, that the war wears on. Because we are going to get

tired. Everybody is going to get tired. We are going to want
peace and relief from the restrictions that war puts on what we
do, and what we eat, and what we have.

- 18 -

:

Unconditional surrender is a large order, and there may be

a temptation to settle for less as the possibility of peace
approaches. I hope you will remember that. I hope you will
put your minds to doing something about it, and thus continue

the patriotic record that some of you started back in those
early days of Defense.

113

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11/17/43

Last minute changes in final reading
copy.

115

GENTLEMEN:

I am glad to have this opportunity tonight to talk
to the Nation's leading advertising people, because I
have confidence in the ability of advertising men to

bring the facts of the war to the American public. And
today, perhaps more than at any time since the war began,

there is a vital job to be done on that front.
The dangerous dream of a quick end to this war

grows more serious every day. It is particularly
pressing right now. On every hand we see a surge of

activity to prepare for post-war, sometimes at the
expense of the vital job at hand. The stock market
decline

has been in a steady plunge ever since word first got
around that the Nazis are about to crack.

116

-7It is ideal for defensive action, because the Nazi
forces can hide high in the mountains, and fire on
our forces without being seen. And when they are
driven from one mountain, they need only to retreat
a few hundred yards to another and it is the same

thing all over again."
Since I left Dragoni, the Allied Armies have
managed to get fifteen miles closer to Rome. Five

bloody, hard-earned miles a week, that's all. But it
isn't the fault of our fighting men. They are tough
They're got what t takes to lick the Mazis , man for man.
and in the pink of condition The fact is that no

.

Army in the world could move any faster. It will be
almost a miracle if we are in Rome before Christmas.

117

- 18 -

Here was the very moment when the light of

civilization in Europe came nearest to dying, perhaps

forever. The British were desperate. Their entire
future, their whole defense depended upon getting

materiel, and getting it quickly.
Winston Churchill had made it clear that equipment

losses at Dunkirk had been staggering. Britain needed

everything -- artillery, ammunition, aircraft, and
most of all rifles. Every able-bodied man in England

had to be prepared to fight off invasion, but in all

was one a handful of

Britain there were NO rifles for them, and not much of

anything else, and you can't stop Nazis with sticks
and stones.

- 20 -

For example, we found 500 old 75 millimeter guns,
and 400 Thompson sub-machine guns left over from the

last war. The Navy turned up 5000 obsolete 30-pound
bombs and the Army found 560 hundred pounders. Some

place, we found 80 out-of-date torpedoes, and someone

came up with 500 38 caliber revolvers which antedated
even the First World War.
British

To arm the foot soldiers and the Home Guard, we

managed to dig up nearly a half million rifles. We
might have added to this several thousand more old

Springfield 30-30's, but there was no ammunition to
be found anywhere in the world, and the guns were no

good without bullets.

118

119

- 25 Sixty per cent of the American people stood solidly
back of the President in transferring over-aged destroyers

to the British to help bolster their Navy. The people
were beginning to see.

A few months later there was another educational

job to be done. Nazi U boats were preventing our

shipping from reaching its destination. It became
necessary either to convoy our freighters or simply to
consign a good part of our materiel to Davy Jones.
To

tell the public about this you 1 developed

An advertising campaign was planned to tell the public

AndAgain you were helped by many
about the problem, and
influential editorial columns. I remember one of the
advertisements. It was headed) "Okay, Mr. President,
go ahead and clear the Atlantic."

120

- 30 So we called in Sed Repplier of the Advertising

l asked them to
Council. 1 "Write us an advertisement that will stop this
They

in its tracks," " I told Repplior, and no went to work

and
ina fewhours produced what I think was
-on a great advertisement. You may remember it. It said:
"will the Surrender of Italy mean a Home Front Defeat?"
Then, because of the smooth working arrangement between

your people and ours, the ad started running, the next day,
in 970 newspapers throughout the Nation. We followed

this up by telling the people the bitter truth about
is

our equipment losses in Sicily. We must have had a

sobering effect on a lot of people, because we didn't
get any more phone calls, and that particular surge of
optimism soon faded away.

I want to make one more observation.

121

- 32 I had an opportunity to discuss the actual fighting
and the nature of our enemy with many American and

British officers and men. I was given a pretty clear
idea of the heroism required of our men when they face

the tough, fanatic Nazis, and as a result I achieved a
healthy respect for the blood and sweat that goes into
every foot of enemy ground we take. And I found no
evidence anywhere along the line that we are near the
end, unless the end should come through some freak
of circumstance.

I do not want to underestimate, however, the

effects that the terrible defeats in Russia, or the

from theair

destruction of Germany, must have on the Nazi Home Front.

122

- 34 -

But it is also possible that we can waste a great
deal of precious time thinking about that morning, and
we can divert a great deal of our energy into making

ready for it, and then find that it shows no signs
of coming. And in the meantime, good American young men

are losing their lives trying to end the war the hard
way, because they have no choice except to do it that

way, or not at all.

I am glad that you and I have been partners so

often in the use of advertising in connection with this

told you

war. I have gone over the whole story because I thought
enjoyed

you

would be interested in 11 . I have liked working with you.
1

122

- 34 -

But it is also possible that we can waste a great
deal of precious time thinking about that morning, and
we can divert a great deal of our energy into making

ready for it, and then find that it shows no signs
of coming. And in the meantime, good American young men

are losing their lives trying to end the war the hard
way, because they have no choice except to do it that

way, or not at all.

I am glad that you and I have been partners so

often in the use of advertising in connection with this

told you

war. I have gone over the whole story .because I thought
enjoyed
you in It . I have liked working
with you.
1

123

November 17, 1943

Dear Grace:

I thought you would be interested in seeing a copy of my letter
to Anna, which I sent her yesterday.
Yours sincerely,

H m.j.

Miss Grace Tully,
The White House.

Enclosure copy of letter to
Mrs. anna Roasevelt Boettiger dated 11/16/43

124

November 16, 1943.

Dear Anna:

I received your very interesting letter and
was delighted to know that you are still taking
such a "keen" interest in our war bond program.

During one of John's visits here he told

me about the Victory Square replica of Mount

Vernon and the Washington Monument and all of

the good work that had gone into this very
patriotic endeavor.
As you might well imagine, I have very
carefully avoided performing such tasks as you
suggest, but so long as they seem to have you
"on the spot" I will be more than pleased to

sign these citations for you. I do think, however, it is a bad precedent for your Father to
sign them as it would in all probability bring
a regular deluge of such requests and he cannot,
of course, hope to do this sort of thing under

his very trying schedule.
With all good wishes to you and the children,
I am

Sincerely,
(Signed) Henry

Mrs. Anna Roosevelt Boettiger,
Associate Editor,

Seattle Post Intelligencer,
Seattle, Washington.

airmal

125
THE WHITE HOUSE
WASHINGTON

November 16, 1943.
MEMORANDUM FOR

THE SECRETARY OF THE TREASURY:

I am enclosing herewith copy

of a reply which I have sent to Anna,

together with her letter to me.
Perhaps the Treasury could do something

to help her out. Will you be good
enough to let her know?

Grace
Grace
G. G. Tully Jully
Private
Secretary

Enclosures.

126

November 16, 1943.
Dear Anna:

I have asked Steve about your letter
to me of November twelfth. He tells me that
we are getting many similar requests from many
cities and communities throughout each of the

forty-eight states and that it would be physioally an impossible job for the President to

comply with these requests. Some of them would
require a hundred or more signatures and in the
end the total upon the President would make it
impossible for him to do.
At Steve's suggestion, we are passing
your idea on to the Treasury people, hoping they

will be able to do something satisfactory and
which will not include or involve the President.
This takes to you and the children
my love.

Affectionately,
Grace G. Tully
Private Secretary
Mrs. John Boettiger,

Seattle Post Intelligencer,
Seattle, Washington.

127

Seattle Post Intelligencer
ESTABLISHED 1663

November 12, 1943

ANNA ROOSEVELT BOETTIGER
ASSOCIATE EDITOR

Dear Grace:

For two years now the city of Seattle has held daily open ai: r meetings in a
blook in the main section of town which has become designated as Victory Square.
John started this going right after Pearl Harbor and the primary goal of the meetings
is to sell war bonds and stamps to the public who attend. But, of course, in order
to sustain interest we have held programs entering into practically every phase of
the war effort.
In 1942 we had 180 programs and $6,500,000. in stamps and bonds was raised.
In 1943 we had 130 programs and $51,500,000. was raised. Quite a difference!

Now the committee, which donates its time and keeps the Square running during
the good weather months, has decided that in order to sustain the interest of the
voluntary personnel they wish to present each one of them with a "recognition cita-

tion" which would read somewhat as follows:

Recognition Citation for Loyal Service at Victory Square-Seattle
To

Because of the devotion of time, thought and energy to a sincere purpose is the
most precious of gifts;
Because you have given this "stuff of self" so generously, so ably, so inspiringly;

Because Victory Square has made brilliant contributions to the welfare and defense
of our City, County, State and Nation under war through your efforts.
Believe, that you forever possess our esteem and the happiest wishes that can be
born of loyal service.
Under this they want the signatures of Henry Morgenthau, Jr. and our State, County,
City and Victory Square chairmen. But above all they want to know if father would

also take the time to sign them. There will be approximately forty to sign.

I have told them that I doubted very much and was practically sure that father
could not do this but as my say-so did not seem to satisfy them, I promised to write
you for an "official" answer.
See you soon!

Affectionately,

line
Miss Grace Tully,

Secretary to the President P.S. - I you definitely know then we the won answer & have is

White House,

Washington, D. C.

wast say as now
to no"
wait

128

November 17, 1943.

My dear General:

I was delighted to receive your letter today
informing no of the shipment of the captured

disabled German tanks.

I know of no single activity that will generate
more enthusiasa amongst our good people here at home

than the exhibition of these accomplishments of your
glorious Fifth Army. You can be sure that the use

we put it to will be well worth your splendid efforts
in arranging this for us.
Thanking you again for the excellent treatment
I received at your hands, I am
Sincerely yours,

(Signed) Henry Morgenthan, Jr.

Lieutenant General Mark W. Clark,
Headquarters Fifth Army,

A.P.O. #464, U. S. Army.

TRO,

2001

129

U. S. SEC ET
EQUALS BRITISH

SECRET

HEADQUARTERS FIFTH ARMY
Office of the Commanding General

November 4, 1943.

Hon. Henry E. Morgenthau,

Secretary of the Treasury,
Washington, D. C.

Dear Mr. Secretary:

During the time when you visited us recently you
said that captured disabled German tanks would be useful in
the War Bond Campaign, as they could be sold to the highest
bidder.

We have succeeded in collecting six German tanks
which were knooked out of action by the Fifth Army units
during the present campaign in Italy. Arrangements have been
made for them to be shipped this week on the "Poinsette".

They will arrive at some North Atlantic port in the United

States about December first, and will be marked for Secretary
of the Treasury, U. S. War Bond Drive, You can undoubtedly

follow up their arrival through the Transportation Service,

Army Service Forces, in the War Department.

It was a great privilege to have you here at my
headquarters, and I hope your entire trip was satisfactory.
With kindest regards and best wishes, I am
Yours sincerely,

Mark Clark
MARK W. CLARK,

Lieutenant General, USA,
Commanding

U. S. SECRET
EQUALS BRITISH

SECR

2-

130

Staff
MEMORANDUM

November 17, 1943.

TO:

The Secretary

YOU

r. Sullivan

ns

I am attaching a hemorandum Commissioner Hannegan sent

DE on the American Distilling Company situation. I have asked the
Pureau to prepare a recommendation to close this loophole and to
submit that recommendation to Ur. Paul.

Chairman Canson Purcell of the SEC tells me that his
preliminary investigation indicates that the people who have been
buying this stock were people in the liquor business who were interested

in obtaining the whiskey rather than the stock. I believe that the
entire liquor black market could be smashed with one change in the

Internal Levenue Code. Under present law distillers are allowed to
leave the liquor in a bonded warehouse eight years before they are
obliged to pay the tax. No liquor improves after more than four
years in wood. If the law were changed to require the distiller to
pay the tax when the liquor had been in the bonded warehouse four
years this would force out of the bonded warehouses about one hundred

million callons. The release of such a large amount of liquor would
wipe out the black market situation over night.

Incidentally, if one hundred million gallons was withdrawn
at the new tax rate this would mean an additional alcohol tax collection

of one billion dollars. Further, it would materially increase the

income taxes of those engaged in the liquor business and inasmuch as

they are now enjoying their greatest prosperity and are in the high
brackets, the additional yield through income taxes would be substantial.
I an convinced that the move would be exceedingly popular throughout
the country.

131
ORYICTORY

BUY

TREASURY DEPARTMENT
WASHINGTON 25

November 16, 1943.

OFFICE OF

MISSIONER OF INTERNAL REVENUE
ADDRESS REPLY TO

OF INTERNAL REVENUE
AND REFER TO

TO:

MR. SULLIVAN

FROM:

MR. HANNEGAN

REH.
In re: Sale of whisky to stockholders at one-half market price.

According to an article in The Wall Street Journal, November 15,
1943, the Directors of American Distilling Co. have authorized the
sale of substantially all the company's bulk whisky to common stockholders on a pro rata basis. The whisky, comprising about 245,000
barrels, will be offered to stockholders at the book value and cost

to the corporation. It is stated that the book value is equivalent
to approximately half of the O.P.A. ceiling price. The whisky is of
various types.

With regard to the alcohol tax features, the spirits which the
American Distilling Co. proposes to distribute to its stockholders
are all in bond, that is, they are in internal revenue bonded warehouses and in the custody of internal revenue officers. The spirits
are not taxpaid. Distributees will not be permitted to obtain physionl possession of these spirits until they advance to the bonded
warehouseman the money required to pay the tax. Evasion of the dis-

tilled spirits tax cannot result from this distribution, and there

are no internal revenue laws or regulations relating to liquor which
prevent such distribution.

With regard to the income tax features, if property is trans-

ferred by 8 corporation to a shareholder, or by an employer to an
employee, for an amount substantially less than its fair market value,
regardless of whether the transfer is in the guise of a sale or exchange, such shareholder or employee shall include in gross income
the difference between the amount paid for the property and the amount

of its fair market value to the extent that such 'difference is in the

nature of (1) compensation for services rendered or to be rendered or

(2) e distribution of earnings or profits taxable as a dividend, as

the case may be. In computing the gain or loss from the subsequent
sale of such property its basis shall be the amount paid for the
property, increased by the amount of such difference included in
gross income. (Section 29.21-1, Regulations 111.)

132

-In re: Sale of whisky to stock-

holders at one-half market price.

The quantity of the whisky involved (245,000 barrels) indicates

the possibility of a prearranged sale thereof to a third party. It

is the Bureau's position that where a corporation has sold or agreed

to sell property to outsiders the distribution thereof to stock-

holders who complete the sale is no more than a distribution to them
of the proceeds of the sale contract; the corporation realizes gain
or sustains a loss on a sale, and the stockholders are in effect the
recipients of E cash dividend. (Merten's, Volume I, paragraph 9.67.)

If the corporation, in the absence of a prearranged sale to
others, were to distribute the whisky as a dividend in kind to its
stockholders, rather than in the manner proposed by the American

Distilling Co., there would be no tax to the corporation but the

stockholders would pay a tax based upon the market value of the
whisky, or warehouse receipts received.

If the stockholders later have the corporation bottle the whisky
for them, the cost of the bottling if borne by the corporation would

not constitute an ordinary and necessary business expense. However,
reimbursement of the cost of bottling by the stockholders would not
constitute income to the corporation.

133

NOV 17 1943

Dear Mr. Share:

In accordance with the request of Assistant
Secretary Adolf A. Berle, Jree of the State

Department, dated November 5, 1943, you are hereby
appointed to represent the Treasury Department as

an expert on tagation on an official mission to
Haiti.

You will be a number of a @dmmission of
three representing the United Stites Government

which will conduct a survey for the purpose of
ascertaining possible ways in which both private

capital and governmental agencies might cooperate
for the purpose of developing certain small

industries in Eaiti, particularly after the war.
It is expected that the commission will

depart for Haiti on or about the first of
December, 1945.

Sincerely,
(Signed) H. Morgenthan. Jr.

Mr. Louis Share

Division of Tax Research
Treasury Department
Washington, D. C.

- 11/12/43

134

NOV 17 1943

My dear Mr. Berle:

with further reference to your letter of
November 5, 1943, 1 am pleased to inform you
that the Treasury Department has assigned

Mr. Louis Shere, Assistant Director of the
Division of Tax Research, to be its representstive on the commission which is to make an

industrial survey in Haiti.

Sincerely,
(Signed) H. Morgenthan. JT

Benerable Adolf do Berle, Jr.
Assistant Secretary
State Department
Washington, D. C.

-

11/12/43

135

52650

25

NOV 17 1943

Dear

In accordance with your request. I have replied
to Mr. Garlton e. Dress, who case you a plan for the

promotion of past- remployment of service - and

- and I - enclosing a - of my Letter.
Affectionately.
(Signed) Henry

Mrs. Member Receive
the white House

Include

APLT HMB 11/15/43

136

52630
as

NOV 17 1943

Dear Mr. Broops

Mrs. Received Inc asked me to consider the plan presented
in your
letters
toabout
has dated
and
write
to you
11. July as. 2943. and November 2. 1943,

Your interest in the remployment of service - after the
war is is indeed prelemently. this Department is currently studying

ways which, in its field of operations, as can further this

objective, ettisons. and we are gind to get suggestions from interested

Your plan, although outlined in teme of the I
new
is
in
a
tax
plan.
It
est as expense, for - profite tax
service corporations, for the remployment of

corporations for reality be a

treating side type - of w evenity, and - Bush a plan purposes, returning calls the - for of a

11 this purpose night not be objectionable

and - prefile tax I affect
the subject
to the - prefite tax would
benefits is Sex recisction while Shoss which receive no
- the - years
would
receive
no to
would have
nothing
against which

to
subsidies
should this
Issue stay
be for remploying
would - inunder
and - current
in mile subsidy
ration
noted
would, service
in practice
principle,
corpo-

profits - - greatest during of they these setting subsiding offeet corporations as add the all

Impact

added which the plan would provide

in
It
would
to
return
to
which - of recumming service - and - in to

proceting assessments of production the subsidies that w remployment as would send reserves. to happer This as orderly 15kmly differential presents result the

-theorourbell
I for Sheder
- purposes
and
operations.
This the problem - he Importery at beet.
I - no matime and

- New remainment 220020 which inter espension which solution Membelle. Industries which have of

- or as - worse, - which my have good postaside proposis, would have 280020 Insentive or opportunity to -

receives for remployment.

137

.2Your interest in the problems which will confrust service
mon and weam after the - is very mak appreciated.
Very truly years,
(Signed) H. Morgenthau, Jr

Secretary of the Treasury

Mr. Garlton 0. Dress
Vise President
F. Schemeter & Co.

60 West 40th Street
New Yeak, New Test

APLT immb 11/15/43

138
THE WHITE HOUSE
WASHINGTON

November 11, 1943.

MEMORANDUM FOR SECRETARY MORGENTHAU:

Mrs. Roosevelt will appreciate

it if you will be good enough to
answer the attached letter from Mr.
Brose.

Malvina C. Thompson

Secretary to
Mrs. Roosevelt.

139

Waberly Fabrirs

52650

Division of F. Schumacher & Co.

CONVERTERS IMPORTERS . MANUFACTURERS
OF DECORATIVE FABRICS
60 West 40th Street New York City

November
Second

1943

Mrs. Franklin D. Roosevelt
The White House

II.

Washington, D. C.

Dear Mrs. Roosevelt:

Many months ago I wrote you a letter and I received a reply
from one 01 your secretaries to the effect that you would
answer it when you returned.

In my letter I submitted a plan which has had wide approval
with all the people with whom I have discussed it.

It is briefly this.
1. The Government to issue non interest bearing
bonds.

2. These bonds to be Cought by corporations and
consilere a. an expense.
-

3. Corporations would be permitted to Buy these
bonds on a basis of a thousand dollar bond
per employee in the service per year.
4. These bonis could be cashed an: the oney
used to hire and pa: returning service men
and women.

I know you have piles an: piles of mail, out I would like it
you think of it.
very suc.. if you would rea! my letter and let me know abit

Carlton roue
ice ,resident

003/M3

SCHULDIER & CO.

"We aim to produce the best possible merchandise at the lowest possible price"

140

Waverly Fabrics
Division of F. Schumacher & Co.

CONVERTERS IMPORTERS MANUFACTURERS
OF DECORATIVE FABRICS
60 West 40th Street New York City

July

Twenty-eighth

1943
Mrs. Franklin D. Roosevelt
The White House

Washington, D. C.

Dear Mrs. Roosevelt:

Have given consiterable thought to the problem that will be

created by returning men and women now in the Service of Our

Country and believe I have an idea which will solve 75 of
this very serious problem.

: am presenting this lies to you because I admire and respect
your Judgment and I know you will use it to advantage in your
newspaper articles if you consider it worth while.
save been realina in the papers daily of large sums of money
being set aside by corporations for reconversion of plants to
peace time operation - yet we have been realing nothing of these
same corporations setting and
asiieitlarge
sums
of money
for
is about
time
we started
reconversion of men
thicking of people 13 being more important than things.
e

The plan is this. It is proposed that the Government issue non
interest bearing bonds. These bonds could be bought by
corporations to the extent of an arbitrary amount per year per

TEOP employee in the Service of Our Country -- say $1,000.
7: se boals could be cashei by the corporations owning them to after
W.T 1. over in exact relation to the amounts paid out
ervice e.p. Loyees who have returned and are again working.

:

The mone with which the corporations purchase these bonds would
be considered as expense and for this reason would be deducted

from net profit before calculating taxes.

141

2

While it is true that this would cut down - to some extent - the
taxes that the Government received, it would actually increase
the amount of cash passed on to the Government and taken out of
circulation because most corporations would buy more bonds for
this purpose than the percentage of tax that would apply on the

monies involved.

A careful check or corporation statements will disclose the
rising tide of cash in the bank, cash that would flow in great
volume to the Federal Treasury for these bonds - the purchase
of which would be deflationary.

The provision now made in the tax laws granting a post war credit
for this purpose is obviously ridiculously inadequate.
Am sure the morale of our men in the Service would be immeasurably

improved if they knew they would be assured of good jobs that will
pay them at least the amounts they were earning before the war

started for a period of several years after their return.

Would like very much to know of any objections to the plan or if
you think it worth while.
Very-truly yours

Carlton C Brose
Vice President
F. SCHUMACHER & CO.
CCB/MB

+
AMERICAN RED CROSS
NATIONAL HEADQUARTERS
WASHINGTON 13, D. C.

November 17, 1943

Honorable
Bell

Secretary of the Treasury
ington, D. C.
Dear Mr. Bell:

Permit me to refer to the letter of October 22, 1943, written by
the

Chairman to you regarding a suggestion of the Secretary of the Treasury

have Red Cross workers stationed at Goosebay Base in Labrador.

I hope both the Secretary and you will be interested to know that
two Red Cross workers,

Miss Josephene Lambert, Recreation Worker
and

Miss Mary Harper Tewksbury, Staff Assistant

have been assigned to that station. They arrived there on November 15, 1943,
and are at the moment occupied in setting up a suitable program.
With renewed appreciation and thanks to the Secretary for calling
this need to our attention, I am
Sincerely yours,

Poly

Richard F. Allen

Vice Chairman

Insular and Foreign Operations

ENROLLMENT FOR SERVICE
CAN

JUNIOR CROSS ENROLLMENT CAMPAIGN NOVEMBER 1.15.1943

Treasury Department

Office of the Under Secretary

Date: 11/3
To:

Mrs. Klotz

From:

The Secy. might like to see this as he
raised question of Red Cross girls at Goosebay
Base.

(initialled) DWB

143

144

AMERICAN RED CROSS

National Headquarters

Washington, D. C. 13
October 22, 1943

The Honorable

D. W. Bell

Under Secretary of the Treasury
Washington, D. C.

Dear Dan:

Thank you for your letter of October 20 in which you pass on to
us the suggestion which the Secretary made that it would be well for the
American Red Cross to have a couple of Red Cross girls stationed at the
Goosebay Base in Labrador.

You will be interested to know that Mr. Arthur Sulzberger, who
returned a short time ago from a trip abroad, made the same suggestion and
following his suggestion, we sent a special representative to Goosebay to
talk the matter over with the commanding officer. As a result, the comsanding officer expressed his desire that the Red Cross send two Red Cross
girls to Goosebay to operate a club facility.
Because of agreements which we reached some eighteen months ago

with the Army which provide that special permission must be rotten from
the War Department for the establishment of facilities in the Western
Hemisphere, this matter is now going through official channels and will be
handled promptly by the American Red Cross if a favorable decision is
riven.

Thank you for calling this to my attention. Perhaps by the time
the Secretary returns from his present trip, the decision will be reached

and action will have been taken by the Red Cross.

Sincerely yours,
(Signed) Norman H. Davis
Chairman

145

October 20, 1943

Dear Mr. Davis:

As you know, the Secretary is now in North
Africa and on his way passed through Goosebay,

Labrador. He wanted me to say to you that it
would be an excellent thing if you would place a

couple of Red Cross girls at this station. He

seems to think there is a great need because of
the many planes going over this route.
It is something you might want to discuss
with the Army people.
Sincerely yours,

(Signed) D. W. Bell

Honorable Norman H. Davis,
Chairman,

American Red Cross,
Washington, D. C.

146

SECRET

SECRET

WAR DEPARTMENT

PARAPHRASE OF INCOMING MESSAGE

From:

Coosebay Labrador

To:

War

No.:

768, 13 October 1943

From Morgenthau for Dan Bell, Treasury Department.
In about a week from now, please inform Norman Davis
that in my opinion they could use to a good advantage a couple
of Red Cross girls at Goosebay Labrador.
Action:

Gen. Strong (for Treas. Dept.)

Information:

OPD, SGS

Cm-In-7549, 13 Oct. 1943

Copy 9

SECRET

146

SECRET

SECRET

WAR DEPARTMENT

PARAPHRASE OF INCOMING MESSAGE

From:

Goosebay Labrador

To:

War

No.:

788, 13 October 1943

From Morgenthau for Dan Bell, Treasury Department.
In about a week from now, please inform Norman Davis
that in my opinion they could use to a good advantage a couple
of Red Cross girls at Goosebay Labrador.
Action:

Gen. Strong (for Treas. Dept.)

Information:

OPD, SGS

Cm-In-7549, 13 Oct. 1943

Copy 9

SECRET

147

November 17, 1943

Dear Elmer:

I wish to acknowledge receipt
of your letter of November 15, which

I have read with interest.
Yours sincerely,
(Signed) Henry

Mr. Elmer Davis, Director
Office of War Information,
Washington, D. C.

P.S. I have not yet received any

information from the Budget

forest

148

OFFICE OF WAR INFORMATION
WASHINGTON

OFFICE OF THE DIRECTOR

November 15, 1943

The Honorable

The Secretary of the Treasury
The Treasury Department

Dear Mr. Secretary:

I have asked the Director of the Budget to send
you a copy of our budget for your information, as you requested, since we have only working copies here.
In connection with our North African operation
may I repeat for the record what I told you Saturday morning -- that we have in the entire Mediterranean theater and
on the way to it about 160 men, though these are part of a
combined American and British, military and civilian organization of some 800, whose executive officer is the local

director of OWI. As to the quality of their work I can cite
the following cablegram received from General Eisenhower

through the Chiefs of Staff on October 7: "The capture of

Naples seems a suitable occasion for sending you a message

of appreciation for the work of the Psychological Warfare
Branch, which consists of OWI, oss, PWE and MOI. In the
campaign in Tunis, then in Pantelleria and Sicily, and now
in the invasion of Italy PWB has made its contribution as

an integral part of the fighting forces, and I look forward

to a continuance of valuable work by this organization. No
less important has been the propaganda in the North African
base area and the occupation propaganda in Sicily and certain
regions of Italy, where PWB, working in the closest coopera-

tion with the Civil Administration (in Africa) and the

Military Government Section (in Sicily and Italy) has made
a great contribution to the friendly and cooperative at-

titude of the local populations."

To this testimony by the Commander-in-Chief may
be added that of General McClure, which is to be found on
pp. 1251 ff. of the hearings on the supplemental appropria-

tion bill, enclosed herewith. Inventure to suggest that
the opinions of the general officer most immediately

associated with our work, and of the commander who has the

BUY

most vital interest in its success, are worthy of some
consideration.
Very truly,
Attachments

Elmer Davis

Director

149

November 13, 1943

Mr. Harold Smith
Director
Bureau of the Budget
Dear Herolds

Secretary Morgenthau

has asked me for a copy of the OWI
budget so that he can see how the
raised

you
money is being spent. by his will bond programs
be good

enough to send him a copy of the 1944
budget as approved by Congress last
summer and a copy of the supplemental
for an

fund now pending?

request contingency additional which is $5,000,000

We have only working copies in this
office. Many thanks.

Cordially,

Elmer Davis

Director

GBarnesicts

cc: margenthan

SUPPLEMENTAL NATIONAL DEFENSE APPROPRIATION 1944 1251

ppropriations, therefore, for both of these services should be conred not only with reference to the immediate needs of these services but also the essentiality of these services to the successful working
of a volunteer system under which the resources of the country are
mobilized for replacing our veterans successfully in civil life.
FRIDAY. OCTOBER 15, 1943.

PSYCHOLOGICAL WARFARE, CENSORSHIP, AND PUBLIC
RELATIONS, ALLIED FORCE, NORTH AFRICA
STATEMENT OF BRIG. GEN. ROBERT A. McCLURE, UNITED STATES
ARMY, ALLIED FORCES HEADQUARTERS NORTH AFRICA
The CHAIRMAN. The subcommittee has before it a budget estimate

of $5,000,000 for the Office of War Information for its contingency
fund to be used for carrying on activities in conjunction with actual
or projected military operations in the various theaters of the war.
We are very fortunate in having with us this morning Brig. Gen.
Robert A. McClure, from Allied Force Headquarters, who has just

returned from north Africa and who returns to north Africa tomorrow.

It has been suggested that General McClure might be in a position,
by way of preliminary consideration of this item, to give us some information as to the relation of military operations to the Office of War
Information operations and procedure over there.
General McClure, we are very glad to have you with us. You may
proceed, on or off the record.
(Discussion off the record.)
The CHAIRMAN. How long were you in north Africa
General McCLURE I joined General Eisenhower's staff in north
Africa in the middle of December and was given the assignment to
organize a staff section to handle psychological warfare. public relations, and censorship. I have all three of those activities under me
now.

The CHAIRMAN. I believe you are. like our colleague, Mr. Ludlow,
a citizen of the Hoosier State of Indiana
General McCLURE. Yes, sir.
(Discussion off the record.)

Mr. SNYDER. General, you might give us your service record by
way of introduction.
General McCLURE. I am a professional soldier. Prior to getting

into this war I was assistant military attaché and later military

attaché in London. When General Eisenhower organized his headquarters I became G-2. chief of intelligence. and left there in the middle of December and joined his staff in north Africa, where I organized the section known as the information and censorship section. of

which psychological warfare is one of the branches. In the north
African theater psychological warfare operates directly under the
commander in chief: that is, under military control and supervision.
It is an integrated unit, and our personnel funds, and equipment

150

SUPPLEMENTAL NATIONAL DEFENSE APPROPRIATION, 1944 1253
1252 SUPPLEMENTAL NATIONAL DEFENSE APPROPRIATION, 1944

logical warfare branch we have the British Political Warfare
the Ministry of Information and their military and naval personnel.
On the American side we have the O. W. I., a number of military
personnel, and a few Office of Strategic Service personnel that are

part of this organization. It loses its identity largely as O. W. I.,

rendered, and used as their passes through the lines the leaflets we

4 dropped, calling for their surrender Using that instance
only as an answer to your question, I should say the propaganda
we have used there has kept a number of soldiers from shooting at

us. and thereby saved the lives of our own troops.

Mr. SNYDER As we go through Italy, do you think this type of

P. E W., or either as British or American: and that is a point

work will become more usefulf
General McCLURE Yes, I do, sir,

American interests be predominant. Our efforts there under General
Eisenhower are essentially an Allied effort.

pathy with the activities you are carrying on through O. W. I.

I have insisted on. that it be Allied, and that neither British nor

The activities of the P. W. B. (psychological warfare branch)
have the O. W. I. as the dominant part 80 far as personnel, equipment,
and so on are concerned. P. W. B. activities consist of three spheres.
(Discussion off the record.)

The CHAIRMAN. What have you to say about the effectiveness of
O.W.I. activities at the front, General McClure!
General McCLURE I am convinced that they are particularly effec-

tive and have made an important contribution to our military effort.
The CHAIRMAN. What criticism have you to make, or what suggestions have you to make, regarding the operations of O. W. I. at
the front at the present time)

General McCLURE I have no criticism of them. I am particu.
larly satisfied with their cooperation and the help they are furnish-

Mr. SNYDER Is General Eisenhower in complete accord and sym-

General McCLURE Yes, I think I can speak for him in that, be-

cause I am a member of his staff, and he has told me he was satisfied.

The CHAIRMAN. The activities and operations of O. W. I. are
entirely under the direction and control of the commanders in charge

of the military areas and of the chiefs of staff at the front, are they
not

General McCLURE They are directly under the control of General
Eisenhower's headquarters. We decentralized the Army commanders

by attaching these people to them, but they are not permanently
assigned to these organizations.
The CHAIRMAN. Insofar as they relate to military operations at the

front at this time. they are quite an effective part of the military force,

under the direction and control of the military authorities
General McCLURE. That is correct.

ing us.

The CHAIRMAN. You have no suggestions which might be offered
for any improvement of O. W. I. operations at the front
General McCLUBE I have not, sir.

Mr. SNTDER Mr. Chairman, it was my privilege and opportunity
to have General McClure escort me in London when I was there in
November, and be also presented me to Prime Minister Churchill. I
know the high esteem in which they hold him over there. and I am
glad
know he was placed in this position in north Africa, of
Casa to
Blanca
I would like to ask General McClure two or three questions
When did you go to North Africa, General?
General McCLURE In the middle of December

Mr. LUBLOW. At the expense, probably, of being repetitious, I
should like to ask you this question, because I think it is important
and is information we would like to have. I would like to ask General

MeClure what he thinks of what O. W. I. is doing in reference to
its foreign activities, as to its value to the essentialities of the service.

General McCLURE I can only speak for the north African theater.
Their foreign activities there have been very helpful to us. and at the
lient time we are quite satisfied with them, and we certainly wish
them to continue.
Mr. LUBLOW. Would you suffer a great loss if you were deprived of
those services

Mr. SNYDER December 1942

General McCurre Yes, sir.
is

Mr. SNYDER What was the set-up of O. W. I. when you went

there What was the general set-up?

General McCLUBE Initially the activities were spread in three
places where we made our landings, It was not too well coordinated

that time and it took a little time to get those widely scattered

General McCLUBE I think we would, sir
Mr. LUBLOW. This is probably a pretty broad question, and that
with reference to the propaganda service generally. It seems to
me you have a very power instrumentality to use against the enemy
in a theater of operations through propaganda, but it seems to me
we are not using that as much as we should in order to get the best

results I wonder what you think about that.
The Atlantic Charter, of course, is a very idealistic instrument,

activities, each somewhat independent, together into a smooth work.

couched in very general terms.

to ing learn team. the It hard was way. a new experience for all of us and we simply had

to get together on a more definite statement of peace aims, as to just

Mr. SNYPER Do you think that O. W. I., as it has been operated

in North Africa, Sicily and Italy since its inception, has saved the
would lives of American boys to any extent! If you did not have O. W. I.,

there
taken thus
far?have been more lives lost, without the steps we have
General McCLURE I can only state my opinion, and I would

definitely, "Yes," Illustrative of that is the fact that number say
of Axis soldiers, Italians and Germans, have come in a and sur-

What would you think if it were possible for the United Nations
what we might expect in the way of benefit to people of occupied

countries, as basis for further propaganda efforts

General McCLURE I do not know that I am qualified to answer

that, sir.

Mr. LUDLOW. Is there not a great deal of splitting off of these Axis
peoples from their tyrannical governments? If they could get a more

complete and better understanding of the better world that we are

(

come from both British and American sources. Within the paye'

1254 SUPPLEMENTAL NATIONAL DEFENSE APPROPRIATION 1944

trying to bring about after this conflict is over. the more we c

getthe
that
upon them, is not that an important contribu 4
to
warimpressed
effort!
General McCLUBE 1 should think it was definitely yes, sir. In B

SUPPLEMENTAL NATIONAL DEFENSE APPROPRIATION, 1944 1255

Feueral McCLURE I have personally come in contact, certainly at
If intervals, with about 75 percent of them. I am in intimate con-

small way we are trying to do that in the occupied territory.
Mr Longow. It seems to me. as in my own opinion, that you could

several.
tact with

idealistic and fine principles of the Atlantic Charter.

very well utilize a more definite statement of peace nims than the very

Mr. TABER
And
what
were
the types that you came in contact
with-the
is, what
was
their
activity

Mr. TABER General McClure, we have been seeing reports in the
papers every day of broadcasts on the German radio indicating Ger-

percent. they ranged through all of the activities of O. W. 1., because

(Discussion off the record.)

man withdrawals and losses in Russia. I was rather surprised. in

view of that fact, to hear you say that you did not believe the German
people were getting information as to the events on the Russian front.

For a considerable time we have been getting reports in the daily
press and over the radio of the announcements by the German radio
with reference to the Russian campaign that have preceded the Rus-

sian announcements, and many times they have told story that was
worse. from the German point of view, than the Russian announcement later. Have you noticed that
yes,sir
General

McCLURE I have noticed that occasional tendency lately;

German
people! Is it possible that those broadcasts do not get to the
Mr. TABER.

General McCLURE Of the large number I stated there, some 75
1 attempted to keep at least slightly familiar with the details of their
operation, but necessarily devote most of my time to matters of policy.

Now, of those on the policy level and creative level, with whom 1
deal, there is Mr. Jackson, who is a senior O. W. I. man there, the

radio program directors, leaflet writers and producers, the script
writers, news bureau chief, propaganda intelligence personnel, and,
of
course,
the areas.
team chiefs who are actively with troops in the field and
in all
occupied

Mr TAMER What do you call team
General McCLURE The group we will send up with the Army we
call team They furnish these five services that I mentioned to you.
Mr. TABER How many are there in your own set-up
General McCLURE In P.W. B., Psychological Warfare

Mr.
hower.

General McCLUBE Some of the German broadcasts that are sent
out in Morse code are for external consumption and are not necesreceived.
sarily
broadcast to the German people for sets on which they can be
TARENorDo
youthey
know
or Mr.
in English.
how
arewhether
put out?those broadcasts are in German

General McCLURY They broadcast in several different languages
and you would have to take any particular item you might read
find its source. That might give you some definite information a

probably 15 percent of them, and in daily contact with

TABER. I mean the set-up you have representing General Eisen.

General McCLURK Well, that includes Public Relations, Censorship,

civilian and military, and Psychological Warfare Each of those

three is an integrated British-American allied team.
(After discussion off the record:)

Mr. TABER Now, suppose you give us this picture: As to Censor-

ship,
is that
or is thatNo.
not covered by O.W.I. in their Foreign Branch
General
McCLURE
Mr. TABER That is up to the Army

the audience the Germans expected to reach,

General McCLURE o. W. L has nothing to do with censorship, ex-

Mr. WOOKDUTM. In any event, most of those broadcasts speaking of
German withdrawals speak of them as planned strategic withdrawals

A self-censorship, which we expect of all agencies. I mean

They do not speak of them in the light of military defeats, In most

they

censor their own programs and then submit them to our censors.

Mr. TABER Now, the Foreign Language Group that you use are

1. not
that true!
ownadvantage
of these German
broadcasts
that I have noted they color them to their

made
Are! they made up out of your force, or out of
the
O. up
w I.about
force,how
or both

General McCLURE Yes: I should think that that is true.
that Mr. TABER The German people are intelligent enough to know

O. W. I. is one part of it. and the British counterparts are in it, also.

a withdrawal generally represents a defeat. are they not Our
people
they
notdrawal are intelligent enough to know that if we were making
out of Italy right now that we would regard it as a defent, a with are

General
McCLURE
Mr TABAR
think Yes: our people would

Mr. TABER for Now would like to have you give the a little bit
picture number of the record. insofar as you are able. with reference to of the a

I. employees in Italy at the moment

(The question was answered off the record.)

Mr. TABER Of the number altogether assigned to General Eisen.

come contact with?

hower's in headquarters, what percentage of them have you personally

General McCLURE. Both, sir. When you speak of "my" force,
Mr. TABER As to these foreign-language people, that is, the ones
who broadcast in a foreign language or get together script in foreign

language, are they mostly your own people?

General McCLURE Yes, largely our own people, either furnished

by the British or by the United States, or hired by us from local

sources.
Wefor
hire
French,
Italians, or whatever may be necessary
or
desirable
part
of thatorwork.

Mr. TABER. of course you cannot hire Germans with a great deal

of General
safety IMcCLUBE
appreciate
that. That is correct. is it not
Yes, sir.

Mr. TABER How do you handle those German-language broadcasts!

General McCLURE We requisition our personnel from O. W. I.
the British P. W. E. and they furnish them. From what source
not
know!get them, how carefully they are checked, and all that, we do
or they

SUPPLEMENTAL NATIONAL DEFENSE APPROPRIATION 1944 1257
1256 SUPPLEMENTAL NATIONAL DEFENSE APPROPRIATION, 1944

Mr. TABER. You do not handle that yourself!
General McCLURE. We cannot do it in the field.
Mr. TABER You have not the facilities?

O

General McCLURE No, sir. We let them do that and furnish us
with qualified personnel.

Mr.TABER. Now, did you come back from the front for the purpose
of this conference here!
General McCLURE Oh, by no means, sir.

Mr. TABER. Now, as we go on through Italy to the north, how do

I get it that the activities of O. W. I. might be of more value than
they have been in the past! You told that to somebody. I wondered
how that could be.

(The question was answered off the record.)

Mr. TABER Now, these operations that you are heading up over

there are presently financed out of Regular Army appropriations,
are they not

General McCLUBE A part of them are
Mr. TABER How else!

General McCLURE Through O. W. I. appropriations and by the

British

Mr. TABER. Well, O. W. I. is simply financing the personnel that

it contributes
General McCLURE That is right, sir, plus equipment.

Mr. TABER And the British finance the personnel that they con-

tribute?

General McCLUBE Correct. plus equipment.

Mr. TABER The facilities are largely being financed, or restoration
of facilities being financed by the Army
General McCLURE Some of them. We requisition supplies from
O. I. and the British P. W. E. just the same as we requisition them

from the Army. It has been necessary, due to the ramifications of
this job and the uncertainties, to get supplies from any source
we can find they exist.

Mr. TABER I think that is all have.

ask the question: Does your propaganda deal with important

litary operations

General McCLURE That is our major concern: yes, sir, in the field.
Mr. LAMBERTHON I got the impression from earlier hearings there

was a broader field of propaganda that preceded the Army quite in
advance.

(The question was answered off the record.)
Mr. LAMBERTION. I have no question it has been effective in France-

German propaganda and our propaganda-and maybe in Italy; but
propaganda has never affected the English from the Germans, and
propaganda has never affected the Germans from the English, so far

as we can tell, has it Is there any evidence that propaganda has
affected the English from Germany, or that English propaganda into
Germany has affected the Germans, that we know of, to date!
General McCLURE I am afraid I cannot answer that.
Mr. LAMBERTSON Well, my own answer to Mr. Ludlow's question,

about the illumination of the "four freedoms" is that there is not any
illumination of them. The Allied Nations won't agree on it, so that
we might know what they have in mind.
Mr. DIFTER. General. does the authority of your command permit

of a determination of the type and the method to be resorted to in

propaganda as it operates on the foreign front Are you a policymaking officer, in other words!
General McCLURE Yes, sir.
Mr. DITTER. Or are you a vehicle through which policy formulated
at some other source is carried out

General McCLURE We are the policy-making group. Although, of
course, policies communicated to us through the Combined Chiefs of
Staff are carried out as a part of our program. These policies are the

broad over-all ones,

Mr. DITTER As to propaganda
General McCLURE As to propaganda.
Mr. DIPTER. In other words, you determine the type of propaganda

that is to be used and then, in turn, convey that command to others
to be formulated and put into being; is that it
General McCLURE That is correct, sir, insofar as it affects our local

Mr. WICHLENWORTH General, I was interested in your comment on
how much you felt had been contributed to the success in Italy, and so

theater.

Shirer says in part that-

who will be identified with the agency that is projecting the propaganda! In other words, in the military field. the men under your im-

on, in the light of a statement made by William L. Shirer. a month
or so back. with which you may or may not be familiar. where Mr.
Neither Badogille DOB ourselves during the 40 crucial days between July 20 and

September a used the radio- almost the only means of communication with the

entire Italian people- to win them over to active support to Instruct them on a
last very useful rule they might have played And yet, as Mr. Churchill disclosed
week. the Badortio government offered to come over to our side as early as

Mr. DITTER Does that command permit you to determine yourself
mediate command are subject to your decision and determination
General McCLURE That is right.

Mr. DIFTER. And in the dignified position you presently hold. you
can determine the staff officers you are to have and then what will be

August 15 That the vast majority of the Italian people wanted to come over

their responsibility for carrying out the command you may make. Is
that some privilege accorded to you for personnel identified with the

encouragement They got neither until it was too late, until the Germans had

propaganda agency

there can be no doubt They seem have been hungry for Instructions and

consolidated their hold on the country.

Would you disagree violently with that statement
(The question was answered off the record.)

Mr. WIGCLESWORTH I do not think I have any further questions,

Mr. LAMBERTION I was interested in the questions Mr. Ludlow
asked, General, and the fact they were not very well answered, about

the illumination of the Atlantic Charter and O. W. which makes

General McCLURE That is correct: yes. Any personnelMr. DITTER. Civilian and military

General McCLURE Right. Any O. W. I. civilian over there now
that I no longer wanted, all I would need to do is to communicate that

to Mr. Davis, and I am quite sure the individual would come home
very quickly.

SUPPLEMENTAL NATIONAL DEFENSE APPROPRIATION 1944 1259
258 SUPPLEMENTAL NATIONAL DEFENSE APPROPRIATION 1944

foreign press of the countries in which we are operating There

Mr. DIFTER. Now. is your command restricted to north Africa
loes it extend into the Sieilian and Italian campaign
General McCLURE It extends into Italy.

Mr. DITTER Do you have a similar command or. rather, does your
authority extend to the whole of the European theater
General McCLURE Not the European theater, but the north African
heater.

Mr. DITTER. Is there any other military man responsible for the
situation there and having the same degree of authority which you
exercise in the African theater

General McCLUBEL I cannot answer for the London set-up, sir.

Mr. DITTER Would your activities put you in close contact with
the foreign press in the areas under your command

General McCLUBE Yes, sir: very definitely.

Mr. DITTER In other words, would you be privileged to examine
from time to time the press of the sections through which your command extends-th foreign press!

General McCLUBE You mean the Italian or French press
Mr. DITTER Well, whatever press might be there.

General McCLURE Yes, we do so. We furnish them information
and we censor the press

Mr. DIFTER And does time permit of your personal examination of

the type of propaganda that is carried in that foreign press I assume you have a rather heavy demand upon your time and your
ability.

General McCLURE I do not personally examine the foreign press,
except the French.

Mr. DIPTER. For instance. do you have the opportunity and time
to scan the foreign press as it may circulate in the areas through
which your command extends!

General McCLURE No: I do not, sir, although I have an analysis
of it presented to me.

Mr. DITTER. Are you familiar with the type of information distrin
uted from the New York office of O. W. I. to the foreign press correspondents of the country for insertion in the press abroad?

General McCLUBE I see that which comes in to us for distribution
to the French or the Italian press: yes, sir.

Mr. DITTER. Are you prepared to make an appraisal of its military
value, as it has come to your attention Of those that you have seen,
to you think they have military value?

General McCLURE I cannot answer whether they have military
value, but news in the field, particularly in an active theater. is very

essential. There has been a crying need for it on the part of our
soldiers and certainly by the foreign press, the French press.

Mr. DIFTER. Now. let Us differentiate between the two, General. I
in not thinking of the projection of propaganda for our own men:
I am thinking of the projection of propaganda in the foreign press,

in
the areas coming under your command They are two distinct
fields, are they not
General McCLURE Yes, sir.

Mr. DITTER In other words, there is certain informational work
being done, and very properly so, for the maintenance of morale and
informational purposes of our own men. Now, that is a distinct field,

. it not-entirely distinct from that which is being projected into

wo distinct fields, are there not

General McCLURE They are overlapping fields, sir.

Mr. DITTER. Well, to what extent would our men be reading the

foreign press

General McCLURE They not only read it. but also information that

comes in from the United States, from any source, information that
comes in daily from O. W. 1. news bulletins, and so forth, is furnished
the Stars and Stripes as well as the foreign press, and they use it.

Mr. DITTER. I have just one simple subject before me, and I am
wondering what its military value would be, It was called A New
World Arises in the United States Did you happen to have a chance

to see that

General McCLURE. 1 have not seen the article

Mr. DITTER Then you cannot pass an opinion on the military value
of that particular piece, can you
General McCurre No. sir.
Mr. TAKER Would you know who made the announcement of the
Italian surrender on the 8th of September, I think

General McCLURE Who made the announcement, sir! The announcement was started by General Eisenhower's statement.

Mr. TABER That was an authoritative statement from General

Eisenhower

General McCLURE Yes: a transcription
Mr. TABER That passed through your hands!
General McCLURE Right. Our personnel made the transcription,
carried it and put it on the air.
Mr. TABER. Now, who was it in O. W.I., if I am correct, that made

the statement about Italy's "moronic little king"

General McCLUBE I have no idea. It did not come from our

theater.

fr. TABER It did not come from your theater?
General McCLURE Definitely not.
Mr. LUDLOW. Off the record.
(Discussion off the record.)
Mr. RABAUT. Off the record
(Discussion off the record.)

The CHAIRMAN. Did I understand you to say that you did not have

sufficient service of this character in your area and that you

could

use additional personnel and additional O. W. L service!
General McCLURE That is correct. sir: and we have made requisi-

tion on Mr. Davis for that.
Mr. DITTER May I ask just another question General, a distinguished group of United States Senstors visited some of the fronts

last summer. Did they have an opportunity of visiting with your

command

General McCLURE They did. sir.

Mr. DITTER. To what extent did they have an opportunity of mak-

ing an appraisal of conditions that existed in and about your command!

General McCLURE They had conferences with. not only myself. but

my staff, and they did look into O. W. L activities there during their
stay, sir.

1260 SUPPLEMENTAL NATIONAL DEFENSE APPROPRIATION, 1944

Mr. DITTER. So that the privilege was accorded to them of mal
an appraisal?
General McCLURE. Yes.

O

Mr. RABAUT. Do you not think that we ought to have what sort of
comment they made with regard to that 1
Mr. DITTER. It would be out of order for me to quote a Senator.
Mr. RABAUT. What was said on the occasion of their visit

General McCLURE. None of the Senators indicated to me their at-

titude toward O. W. I. as a result of what they learned in north
Africa.

Mr. TABER. How many have you requisitioned from O. W. I. in

addition to those you already have, and what types
General McCLURE. This had better be off the record.
(Discussion off the record.)
Mr. TABER. The set-up that is under the control of General Eisenhower?

General McCLURE That is correct. That is anticipating our fu-

ture needs.
FRIDAY, OCTOBER 15, 1943.

OFFICE OF WAR INFORMATION
STATEMENTS OF ELMER DAVIS, DIRECTOR: ROBERT E. SHERWOOD,
DIRECTOR OF OVERSEAS OPERATIONS BRANCH; JOSEPH BARNES,

DEPUTY DIRECTOR, ATLANTIC OPERATIONS; FERDINAND KUHN,

DEPUTY DIRECTOR FOR INFORMATION POLICY; THURMAN
BARNARD, CHIEF OF OUTPOST BUREAU; PHILIP C. HAMBLET,
ASSISTANT DIRECTOR, OVERSEAS BRANCH; FRANK MARCH,

ASSISTANT DIRECTOR FOR MANAGEMENT: AND GEOR
BACKER, CONSULTANT TO THE DIRECTOR, OVERSEAS BRAN
AMOUNT OF FUNDS AVAILABLE FOR FISCAL YEAR 1944 AND REQUEST FOR
ADDITIONAL CONTINGENCY FUND

The CHAIRMAN. We have under consideration this morning an estimate from the President submitted in House Document No. 328, for
a deficiency appropriation of $5,000,000, as follows:
For an additional amount for salaries and expenses, Office of War Information, fiscal year 1944, including the objects specified under this head and under
General Provisions pertaining to the Office for Emergency Management in the
National War Agencies Appropriation Act, 1944, $5,000,000 Provided, That this

supplemental appropriation shall not be available for expenditure unless the
Director of the Office of War Information, with the approval of the President,
shall determine that such funds are necessary for carrying on activities in conjunction with actual or projected military operations Provided further, That
receipts, in an amount not exceeding in the aggregate $50,000, from the sale or

rental, outside the continental limits of the United States, of publications,
phenograph records. radio transcriptions, motion-picture films, photographs and
pictures, educational materials, and such other Items as the Director may deem

necessary to carry out the program of the Office of War Information, may be

used to supplement this appropriation Provided further, That the last paragraph

under the head "Office of War Information" in the National War Agencies Ap
propriation Act, 1944, is hereby repealed: Provided further, That the limitations
in said appropriation are hereby increased as follows: To meet emergencies of a

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION

M

151

DATE

Secretary Morgenthau

November 17, 1943

FROM Mr. McConnell

Mr. Sullivan, Mr. O'Connell and I attended a meeting
this afternoon called by Judge Byrnes for the purpose of
discussing recent criticisms the Attorney General has made
of certain interpretations the procurement agencies had
made of the renegotiation statute. The Attorney General
has felt that the departments have construed the so-called
"raw materials" exemption contained in the statute too
broadly, and as a result have exempted from renegotiation
business which should not have been so exempted.

The issue was essentially the same one as was made by
the Attorney General in a memorandum sent to the President

last July. At that time, as you may recall, you joined

with the Under Secretaries of the War and Navy Departments
and the Chairman of the Maritime Commission in a report to

the President defending the interpretation given the
statute by the agencies concerned.

The situation was recanvassed today, and it was

decided to hold further discussion in abeyance until the
Congress has completed its consideration of proposed
amendments to the renegotiation statute, since the Congress,

by reenacting the disputed provision without change will
have resolved the question in favor of the position heretofore taken by the departments.

The Attorney General was entirely agreeable to this
method of proceeding, and it would seem that as a practical

matter this issue will not be raised again.

Mr. Justice Byrnes presided over the meeting. Also

in attendance were Mr. Jesse Jones, Mr. Goodloe and Mr.
Patterson from the RFC; Judge Patterson and Mr. MacIntosh
from the War Department, Mr. Kenny from the Navy, Mr. Leo
Crowley of FEA and Mr. Benjamin Cohen.

R.E.m.
Bydficio

152

/I

November 17, 1943

FEA.
DEMORANDUL FOR THE PRESIDENT

Policy on Lend-Lease and British Dollar Balances
On January 1, 1943, Messrs. Wallace, Hull, Stimson, Stettinius and
Fell (acting for Mr. Morgenthau), who formed the senior inter-agency

Comittee on the Dollar Position of lend-lease countries, submitted
the following recommendation to you which you approved:

"It is recommended, in the light of present circumstances,
that the United Kingdom's gold and dollar balances should
not be permitted to be less than about $600 million nor
above about s1 billion."
*

*

The reasons supporting this decision were:

1. Lend-lease countries should be allowed to maintain their gold
and dollar balances at a level consistent with their needs for
the vigorous prosecution of the war.

2. In the early discussions with the British they suggested that they

should have a "minimum working balance of $600 million required to
meet contingencies everywhere." This figure was made the "floor."

3. The 1 billion "ceiling" was a freezing of the status quo since
on January 1 Eritish balances were actually at about that level.

4. In your March 11, 1942 Report to Congress on Lend-Lease Operations
you said:

"No items (i.e., for lend-lease aid) are approved unless the

following conditions are met (e) the lend-lease aid re-

quested must not be obtainable, as a practical matter, by
payment therefor in American dollars or other currency available
to the requisitioning country."

5. In testifying on the Lend-Lease Bill in January 1941 the Secretary
of the Treasury assured Congress that the British had only sufficient dollar exchange resources to pay for the goods already

ordered in this country. In this connection (with the full

approval of the British authorities) he told the Senate Comittee:

153

-

"every dollar of property, real property or securities
that any English citizen owns in the United States, they

have agreed to sell during the next 12 months, in order
to raise the money to pay for the orders they have already

placed, they are going to sell -- every dollar of it."

6. The liquid dollar assets of the British had risen from some
$350 thousand at the start of lend-lease to $1 billion on

January 1, 1943 - exclusive of very large holdings by South
Africa. Early in 1941 the Treasury Department, in cooperation
with the other agencies, had initiated and pressed for an increase in the scope of lend-lease in order to relieve the
pressure on Britain's gold and dollar holdings, and later to
restore those balances to a level considered by the British
as necessary for working purposes. In accordance with that
policy a number of transactions were placed under lend-lease,
which otherwise would have had to be handled by the British
on a cash basis. Since the scope of lend-lease had been
increased in order to maintain and boost British balances,
it became necessary, when those balances continued to rise,
to consider whether a limit should be placed upon them.
*
*

Since January 1943 British balances have continued to rise, until
they are now at approximately $1.6 billion, or $600 million more

than the top figure set at the beginning of the year. In May the
Treasury initiated discussions with the British for raw materials
as reciprocal aid. It was originally expected that between
$200-$300 million would be received in this way. However, the
negotiations have taken a long time, major parts of the Empire
have still not agreed, and even twelve months from now it is not
believed that the Foreign Economic Administration will have received
raw materials from the British Empire much in excess of $100 million.
British Investments in the United States
Of the estimated $1.5 billion of American investments owned by residents of the United Kingdom approximately $400 million have been
sold outright. $500 million were pledged against an RFC loan of
$390 million, which was later reduced by payment to $350 million.

Accordingly, the British still retain about $650 million of these

investments, with no strings on them, and another $450 500 million are

on deposit as collateral.

154

-Summary of Dollar Position

In summary the British foreign exchange position vis-a-vis the
United States - excluding the holdings of other parts of the Empire
vis-a-vis the United States, which have improved over the period -has changed as follows:
Oct. 31,

Dec. 30,
1940

1943

(In millions)
Gold

Official dollar balances
Private dollar balances

Total liquid balances
U. S. securities

Direct and miscellaneous
investments in U.S.

Deduct collateral pledged to RFC

$ 202

$

975

54

615

305

320

561

1, 910

616

360

900

785

-

Total U.S. investments (net) $1,516

- 500

$ 645

155
-

The British Argument

The British oppose any effort by the United States to narrow the
scope of lend-lease aid, in order to prevent the increase in British
gold and dollar holdings. They point out that foreign countries
hold approximately $7 billion of short-term claims on sterling, that
these sterling balances owned outside England are increasing three
or four times faster than the British balance of gold and dollars,

that accordingly their international financial position is worsening,

and that they need all the gold and dollars they are accumulating.
Furthermore, they assert that of the $1.6 billion holdings, $365

million must be deducted because of specific gold and dollar payment

obligations to foreign countries.
There is no doubt that these mounting sterling obligations of the
British constitute a serious financial problem especially for the
post-war. The policy problem is whether the scope of lend-lease to
the British should be kept as wide as it now is for the purpose of
enabling the British to keep a growing reserve against obligations
to foreign countries, which the British do not intend to meet until
the post-war. A further consideration is that most of the shortterm obligations owed by the British fall under two heads:
1. Many were accumulated before the U. S. extended lendlease aid; and
2. Most of those contracted since lend-lease are owed to
British Empire countries.

It is recognized that in all probability Britain can make no better
deals with the Dominions and with India than to pay in sterling or
sell their securities back to them. But it must also be recognized
that the essence of the British position is that the scope of U. S.
lend-lease should be kept wide in order to compensate for monetary

payments made to the Empire.
Recommendations

The considerations which prompted the President's directive of

January 1, 1943, are still sound, and require action to curtail
the scope of lend-lease aid to the British, unless Congress is informed of the situation and agrees to a more generous policy.

1. It is therefore proposed to have the British pay for a larger
proportion of civilian goods obtained in this country.
2. In particular, it is proposed to discontinue certain transactions

which would never have been undertaken except for Britain's acute
shortage of dollars, and which experience has shown are opposed

156

-by considerable sections of opinion in this country. Among the
transactions which it is proposed to cut are: (a) long-term
capital installations; (b) off-shore purchases such as Iceland
fish, Caribbean sugar, and oil from outside the U. S.; (c) civilian goods to the Middle East; (d) all goods to South Africa

(which is well off financially); (e) small requisitions (which
are a nuisance); (f) certain other controversial civilian items.

If you approve will you please indicate below:

157

CONFIDENTIA
WAR DEPARTMENT
WAR DEPARTMENT GENERAL STAFF
MILITARY INTELLIGENCE DIVISION G-2

WASHINGTON

November 17, 1943.

X

The Honorable,

The Secretary of the Treasury.
My dear Mr. Secretary:

In accordance with your request for a weekly report on the
Argentine reaction to the freezing of funds, the following is
submitted:

The Argentine public remains in ignorance of the
background of the freezing of the two banks, no accurate information having yet been given out to counteract the plethora of anti-American propaganda. In consecuence, stories have reached at least one American
business man to the effect that one reason for the lack

of publicity on the blocking is that by taking such
action Argentina is being robbed by this country; in
contrast to Great Britain which early froze all Argentine assets as a necessary war measure (presumably for

the conservation of the British foreign exchange position) we are said to have frozen the two banks as a
punitive measure.

As an indication of the concern felt by the Argentine Government over the freezing of the two banks, the
Minister of Foreign Affairs has assured the American
Ambassador that, once the accounts of the two banks are
unfrozen, the Government will immediately take effective
measures to prevent the recurrence of activities complained of, and gave general assurances in behalf of the
Finance Minister and himself that we can count on the
guarantees mentioned, and full implementation thereof,

as well as the furnishing of what is veguely referred to
as "things we need."

Very sincerely yours,
PORVICTORY

BUY

GFO. V. STRONG,
WAR
BONDS
STAMPS

Major General,

A. C. of S., G-2.

158

COSPIDENTIAL
per

ext

of

ity reasons must the
thin message
V guarded.
IJJ

This telegram must be
perephrosed before being
communicated to anyone
other than E Governmental
agency. (SC-00)

Dated November 17, 1943
Rec 'd 5:23 p. 10.

Secretary of Stato,
Washington.

2184, November 17, 4 p. 11.
STRICTLY CONFIDENTIAL FOR SECRETARY PREASURY

pron ADLER.

One. Returned Chungking Novembor 13.

two. Saw Do. Kung same day and reported on

Treasury's ettitude on future of Board in accordance with Cairo instructions. Hc indicated it was
perfectly agreeable to him that Board should be

wound up in noor futuro. I suggested it might be
desirable for Treasury end Ministry to issue a joint
statement at suitable moment couched in appropriate

language in order to avoid Axis propogendo exploiting termination of agreement to which lic rocdily
agrood.

Three. Reference your 1038, November 13.

Board should bo cblc to most its obligations and
settle outstanding baciness by December 31. In this

connection it is liquidation of sterling obligations
which require most timo I.S our stabilization loan is

still in test while storling obligations under SinoBritish

159

-2- 2184, November 17, 4 p. in.

Eritish agreements of 1939 and 41 will have to be
handled. In informal discussion Thomas told m it
WAS his impression Bourd could bo wound up by your 's

and though it might requiro a month longor.
Four. Reference your 1617, November 11 and

1298, September 17. I delivored message to appro-

priate quarter for transmission innodictely on
returning from my previous trip to India and shall
forward roply ES soon C.S received. Am informed
message WAS sont out it is not yot cortain whothor

it reachod destinction. At my request it is boing
sont again.
NK

GAUSS

.

160

NOT TO BE RE-TRANS.ITTED
U.S. SECRET

COPY NO

12

BRIIISH M ST SECRET
OPTNE NO 377

Information received up to 10 Arti. 17th November 1943

1. LAVAL

Two of H.M. Destroyers and light craft operated off LEROS on
15th/16th and List night. One Destroyer was :lightly damaged by enery gun Nia
MILITARY Leros The enomy again recearled in landlin, re-inforcesents

.

during 15th/16th an nas maintained an insense air effer.
It a. reported at 11:30 P.M. 16th that tiroles cormunication fith LEROS cause.
L 7:47 that evening the enemy havin capture MARVIELLE including Forteals

Roanquarters. The position of our garrison is critical

Burma Citi MILL. To have evacuated PORT HITE after inflicting
on the enemy and have ithdrawn to KENTEDY
Plan

3.

AIR OPERATIONS estern Front 16th. 347 Fortresses and 102 Liberators

ere sent the Monay: 303 aircreft attacke

their objectives droppin, 303 tons on CIOS (50 miles North Port
of KRISTLASSID) 362 tons on RJUKAN ELECTROLYTIC HYDROGE PLANT and 32 tons on

NITRATES FACTORY ith fair to EGGG results. C oncai ircraft shot don't,
a fortresses missing. Typhonn bombers attacka an irfield at BREST and shipping
off HAVAC where a 1,000 ton hip YOU sunr ent another danaged
16th/17th. 21 Hosquitoes bombos objectiven in North test Germany nd 8 Wellings
dropped teaflets in NORTHERN FRANCE.

Dodocanese 15th. 3 itch 11st and 1.5 Benufi,htors carrios
out swoops in the Listos Area and damaged an

enemy destroyer. Enony aircraft maintline: continuous attacks on LETTER and

brouch supplies to the North East part : the Ialan

15th/16th. 11 Dakota trans. rt Aircraft and 7 diffixes successfully ecopped
supplies on HEROE 16 heavy, and light boabore attacked MARITZA and

CANATO sirfields.

161

November 18, 1943
10:05 a.m.

HMJr:

Robert

Hello.

Rouse:

Good morning.

HMJr:

Bob, I wanted to call you un to tell you two

things. Number One, I thought you'd been swell
and I appreciated what you told me on how you

felt about my attitude, but I hope you didn't
feel that I was trying to put you on the spot.

R:

HMJr:

R:

Oh, Lord, no.

Well, Bell or somebody, I don't know who, stayed
behind and thought so. I had simply called on
you because I felt that you could give them the
flavor better than anybody else could.

Yeah. Well, I thought I had when I was over at the
Board

HMJr:

Yeah.

between two and three.

R:

HMJr:

But you didn't feel that I had tried to put you

on the spot?
R:

No, I didn't. I -- remember? -- I told you before -just before the meeting

HMJr:

Yeah.

when you asked how I had gotten along

R:

HMJr:
R:

Yeah.

that they were prepared to accept it but they
wanted to put the responsibility on you because
they feel this consciousness of direct purchasing.

HMJr:

Well

R:

And the way the thing worked out, I think, while

it made a little strain for two or three minutes

HMJr:

Yeah.

-2-

R:

HMJr:

was much better than -- to have had it and
had the air cleared.

Well, as long as you didn't feel it, because,
after all, you rendered the Treasury a swell
service and I didn't want you to feel that in
any way that -- embarrassed about it.

R:

Oh, no, I didn't. I don't know how the Board
people felt about it -- whether they thought
that I was having difficulty exchanging my

Treasury hat for my
HMJr:

Yeah.

System hat, but I wasn't concerned about it.

R:

HMJr:

Well

R:

I hope they weren't.

HMJr:

Well, they -- it wasn't they. I think it was
Bell said something to me.

R:

Yeah.

HMJr:

Because I didn't see any of them afterwards.

R:

Well, you may have to protect me against the
Chairman someday, but outside of that

Well you may -- I'll be glad to do that and
that S easy.

Uh.

But

No, I had no feeling about it
Yeah.

and it was awfully nice of you to have it

R:

in mind and call me.

Good. A11 right. Well, we're all set, aren't
we?

We're all set, except the price of securities
and I don't know when you want to do that.

162

-3HMJr:

Well, I'm seeing Bell at lunch and I'm going
to tell him to be ready.

R:

Yeah.

HXJr:

Okay.

R:

Okay, thank you.

HMJr:

Bye.

163

November 18, 1943
10:55 a.m.

HMJr:

Hello.

Operator:

Senator George.

HMJr:

Hello.

Walter F.
George:

Hello.

HMJr:

Henry talking.

G:

Yes, Henry, this is Walter George.

HMJr:

How are you?

G:

Pretty good.

HMJr:

Walter, I thought that idea of yours which
you gave out yesterday, of saying that they
couldn't hold the liquor in private warehouses
more than four years was a swell idea, and I
had a press conference this morning and they
asked me about it, and I said I thought Senator
George had an excellent idea and I concurred.

G:

Well, thank you very much. I think it is, Henry.
Of course, I haven't fully explored it, you know.
There might be -- I don't see any bugs in it
though. Those fellows just want to escape this
high tax.

HMJr:

Well, I thought that I'd send you up what I

said in my press conference, plus what the
Alcohol Tax Bureau will send us as to some

of the details, you see?

G:

Yeah. Well, I thank you very, very much.

HMJr:

Because they asked me some questions which --

like, "How could we get a billion dollars worth

of tax out of a hundred million gallons if it

was only $9 a gallon?" You see?
G:

Yes.

HMJr:

But I'm asking Alcohol, now, to out it all

together in a package and send it uo to you.

164

165

-2-

G:

Fine.

But I think it's -- with your help, they could
get that through fairly promptly. It would just
blow this whole black market up in the air.

G:

HMJr:
G:

I believe it will.
I think it's a swell idea.
I think it will blow it up. That's what I think.

HMJr:

Yeah. Well, I hope to see you soon.

G:

All right, Henry.

HMJr:

Thank you.

G:

All right.

166
November 18, 1943
2:00 p.m.

GROUP

Present: Mr. bell

Mr. Sullivan
Mr. Gaston
Mr. Gamble

Mr. white
Mr. Haas

Mr. O'Connell
Mr. Smith
Mr. Thompson

Mrs. Klotz

H.M.JR: Look, (to Mr. Sullivan) there are two
things which you can pass on to the Bureau. I think that

Senator George should be congratulated for being on his
toes, and I wish I could say as much for my own organiza-

tion on the hundred million gallons. I think we were
asleep at the switch. I wish you would pass it down the
line. with all the people that we have, I think somebody
could have thought of that.

MR. SULLIVAN: I agree.

H.M.JR: (Gestures)

Mic. SULLIVAN: Oh, you are right oftener than that!
(Laughter)

H.M.JR: I have been travelling with two men, and

I have gotten a little timic after travelling with Smith

and white.

Another thing - John, I don't want to be picking on
you after you were so gracious, but I did make this statement today, that I would be looking into this American
Distilling proposition; and if I had been on my toes I
should have told them, "won't the whisky crowd ever learn

anything?" In the middle of the war, to pull a fast one
like this! Pure conservation, even though legal, doesn't

do the whisky people any good.

167

-2MR. SULLIVAN: It depends on what they are pulling.

It hasn't gone far enough for us to know that.

...JR: Can I just tell you I would like you to watch

it? It should be watched.

Let's take anybody who is a big enough stockholder.
He gets a thousand gailons of whisky as his dividend. what

is he going to do with it? How would he dispose of it?

MR. SULLIVAN: The people who are buying them - on

the preliminary report I have from the SEC - are people in

the retail liquor business.

H.M.JR: but take Mr. Brown and his wife, who both own
twenty thousand snares. What are they going to do?

MR. SULLIVAN: I think they are going to do the thing

I am complaining about. I think that they will sell.

They never get the whisky; they get the warehouse receipts.

I think they will sell that whisky.
M.JR: weil, Dan Bell's friend, Sylvia Porter, has
quite an article on it. 1 refer you to Sylvia.
MRS. KLOTZ: "Who is Sylvia?"

(Clipping from the Washington Post, dated November 11,
1943, handed to Mr. Suilivan by the Secretary.)

MR. BELL: She is my friend since a certain time.
MR. S LLIVAN: This is the thing that should be watch
very carefully, because this can be done in a lot of other
things besides whisky. That is why I think when you go
before the Senate Finance you ought to have a recommenda-

tion that will stop it in this business and ail lines of

business. For instance, General Foods, instead of declaring dividends could give warehouse receipts on cases of

canned peas and butter, and all that sort of stuff.
H.M.JR: That would be wonderful.

168

3-

MR. SULLIVAN: It certainly would, but it would take
it right out of the revenue.
..... GASTON: How?

MR. SULLIVAN: because the profit made by the indivi-

dual is not subject to corporate income tax.

H.N.JR: well, I am looking at this thing from the
standpoint of just plain morals. 1 think at this time it
is damned bad morals for any company to be doing something

like that.

VM. SULLIVAN: When they closed the market, Emil Schram

told me there was one bid in for a hundred snares at one
hundred and seventy-five dollars, another bid for a hundred
shares at one hundred and fifty, and six hundred shares
at one hundred and twenty.

H. JR: Most disgusting! Makes wonderful reading
for the feilows on Volturno!

You (Sullivan) water it, will you?
MR. SULLIVAN: Yes, sir.
H.M.JR: You were here when I saw this Texas lawyer?

MR. SULLIVAN: Yes, sir, I was.

H.M.JR: I read that report that 1 got. If my

memory is right, I told Wirtz if Brown and Roop would
notify me that ne was their accredited attorney, we would
teil them where he could help, but we had no notice that
he is their accredited attorney.
MR. SULLIVAN: He tolo you he was.

H. M.JR: Yes, but 1 would have to be notified, formally.

MR. SULLIVAN: I don't recall that.

169

-H.M.JR: You could look at the minutes if you want to.
I don't want him to say, "I told you I would help you and you

never asked me."

I said, "It is up to the company, I take it, to notify
me that you are their accredited representative, and when
I am so notified, I will be glad to take it up with you."
I read the thing; 1 don't think they have a leg to
stand on. But I don't want him to be able to say, "I
offered to help Morgenthau and he never requested my help."

think the next move is from the company to notify

I

me this man is their representative. I don't think he

is; I think he is representing somebody else who is not
in the company.

MR. SULLIVAN: Well, I haven't any reason to know.

H.M.JR: will you clear that up for me?
MR. SULLIVAN: Certainly.
H.M.JR: Gaston?

MR. GASTON: I haven't anything.

MR. SMITH: I haven't anything.

H.M.JR: Is your stuff ready (Smith) so we can get out
of here at two twenty-nine?
MR. SMITH: At two twenty-seven!

H.M.JR: Just SO you people won't taink some of us are

playing tiddly-winks this week, we have settled, in the last
three days, the Fourth War Loan - the terms, and so forth, and

so forth. And I think the high spot of the whole thing -

for those who are interested - is again the Federal Reserve

Board, who were about as dumb as they could be.

They again put up this whole fight to raise the interest

rates on the three-months notes in order to save the
situation on the long-term bonds. And then when we refused

170
5-

to do that, the whole question of how the bill market
should be handled, and they said they couldn't handle it
that way any more, that it was too near buying direct
without buying direct. So we ended up - to make a long

story short - by their insisting that I instruct the Federal

Reserve Bank of New York as my fiscal agent. From now on

they can handle the bill market for the Treasury - completely eliminated themselves from the picture.
I reminded them that in March, 1942, they made me

order them to hold the present rate structure where it
has. I said, "1 congratulate you on the swell job you
have done."

They said, "Well, yes, yes; but you will admit that
we have taken initiative since.
I said, "You have cone a beautiful, wonderful job of

management, but you did make me order you to do it. And

you insisted, and I ordered Allan Sproul to 00 it.

I said, "All right, now you are saying you can't
handle the bill market unless I direct this thing. I said,
I have done so this morning.

Now, the interesting thing was, I dion't have to do a
thing. We had these bona dealers around. I said, "Could
you boys take a little more interest in this thing?"
"We get you.'

I said, "Well, take care of it."
"You forget about it."
And that is about all that was said. Theysaid, "we don't

want to make a dollar on it; we want to render this service,
and won't make a dollar on it.'
MR. GASTON: That is the bills?
H.M.JR: Yes. but I mean, again here was a chance
that Eccies was riding his hobbies - might 'have put us

171

-6-

on the spot - wanted to change the rate structure. The
bankers are smart enough; they realize they are making

big interest on their invested capital. They are happy.
They want them left along, and they are willing to let the
Treasury continue, and support the Treasury publicly,

actively, in their present rate structure. And the

Feceral Reserve Advisory Committee, and the A.B.A. are
with us, too.

Dan and I were talking about it at lunch. The board
has practically nothing left. Anything they do now, they
GO because the Secretary of the Treasury nas ordered
them to do it. And to be so dumb!

So it kind of took the juice out of me, yes, sir;

but it was a good meeting. George Haas' boys gave me some

wonderful statistics and facts to base any arguments on.
They were very helpful.

So all around - 1 hate to use this word, but that
is, due to the selfish attitude of the Federal Reserve

Board, we are again going to be able to keep the rate

structure where it is. It is the only thing in the whole

Government that is stable - money - and I am not exaggerating, am I?

MR. BELL: No, I think not.
H.M.JR: Even Bell got ruffled with Eccles!

But it was a nice battle: it vas quick and fast.
The other thing that Bell told me on Accies, which
I didn't know - we are kind 01 gossiping a little - 1 mean,
I had my crop full of Eccies yesterday - was that Locies
and the Board went off half-cocked on Tri-Continental.
MR. BELL: That is subconscious.

MR. WHITE: Seiling and buying. (Laughter)

H.M.JR: That is my exclusive privilege. Thanks to
Lari Hailie, God rest his soul.

172

-7 They went off half-cocked. They have gone out in
sort of a "show cause" order against Trans-America to

take their license away from them. Now, it is pretty
hot stuff, and Eccles finds himself out on the end of the

limb. So now he is trying to rush through a law between
now and the first of January which will freeze all holding
companies, and then he can drop this thing with Giannini,
because Giannini is going to fight. Now, get this again;
ne needs a public relations man, or something - whether
it could do nim any good - he is willing to recommend to
the Congress of the United States, not only to freeze Mr.
Giannini, but to freeze the Eccles bank, too, and give
them a permanent charter to do business.

MR BELL: Permanent monopoly over an area to do business.
MR. O'CONNELL: lie was willing to do that some years
ago when we suggested a bank holding-company bill that had

that sentence in it.

MR. BELL: Not as strong as this.
MR. O'CONNELL: ne nas gone further?

VR. BELL: He is willing to carry the full responsi-

bility before Congress, defend the measure, and everything.

H.M.JR: So it is just little tidbits - all of these

things - Lecies being Chairman of the Utah Construction

Company, and the Utah Construction Company having a part

in four, five, six Federal contracts. I think all of

those things - the Republicans are going to be smart and
awake about the first 01 September next year, and then
dump them, one after another - or maybe about the first

of October. They know it. I think they will wait until

about thirty days before election and then dump the whole
thing. To be chairman of the construction company coing
direct business with the Government on Government contracts,
and also Chairman of the Federal Reserve Board is beyond
me: It makes my apple deal look pretty small, doesn't it, Joe?
MR. O'CONNELL: They ever looked anything alike.
H.M.JR: Thank you, Joe.
THOMPSON: Congressmen Ludiow is ready to start

the Appropriation hearing Monday, December 6, if that will

be convenient for you. If not, he will set one that will be.

173

-8 H.M.JR: The 6th, that doesn't sound right.
MR. THOMPSON: Monday, the 6th.

MR. GASTON: We will have to go back and look up the
usual questions that Ludlow asks.

H.M.JR: Am I in favor of subsidies? No.
Am I in favor of holding companies? Yes.
MR. GASTON: How high can the debt go, safely?

MR. WHITE: Judging from the answer to the first
two questions you are in favor of more silver.
MR. BELL: Did you tell your press conference this

morning anything about the refunding?

H.M.JR: No. You didn't tell me to.
MR. BELL: I didn't assume you would, but I got word
from some place around - I believe Shaeffer called me and
wanted to know if there was anything today or tomorrow
on the refunding. I think you might have Schwarz say
something about it tomorrow.

H.M.JR: Will you take care of it?
MR. BELL: Yes, and then we will give it to the boys,

say, Saturday morning or Monday in a release.

H.M.JR: Now, the big thing, Ted, Bell and I had a

knock-down drag-out fight. See my black eye? He wants
to give out your Fourth War Loan on Wednesday morning,

and I am for doing it Thursday morning. I think most of
the people stay home Thanksgiving. Where do you stand?

MR. GAMBLE: I would be in favor of Wednesday morning.

I haven't talked to Mr. Bell, but-H.M.JR: Smith?

MR. SMITH: I don't think it makes a bit of difference.

174

- -9 -

MR. HAAS: It is a point worth fighting for. (Laughter)
MR. SMITH: It isn't worth getting out on the end

of a limb.

MR. BELL: You are between two groups?

H.M.JR: All right, I will appoint a committee of

Bell and Gamble.

MR. SMITH: To come to a conclusion?

MR. BELL: It doesn't make a bit of difference; I

don't know whether a whole day would be better from the

point of view of reading habits, or not.
MR. THOMPSON: It is not a holiday.

MR. BELL: Way didn't we issue an executive order,
then?

MRS. KLOTZ: Is that the truth, that we will work
on Thanksgiving?

H.M.JR: Sure.

MR. WHITE: Just to give thanks!

MR. BELL: That is all.
H.M.JR: Not too serious, now, Harry. And, incidentally,
I have signed your forty letters this morning.
MR. WHITE: Fine. Here is all I have. I don't know

whether you saw this before, but Lauch Currie gave me a

copy. It might interest you.

(Mr. White handed copy of letter from the President
to Secretary Stimson to the Secretary.)

MR. WHITE: They are quite upset at being left out of

the picture.

175

- 10 -

H.M.JR: Just one minute. That is the amazing thing,
boiling it down: The President directed the Secretary of
Wrr to plan all feeding, etc, leaving everybody out,
"except," he said, you will consult the State Department
and political advisers in the Treasury for such economic
and fiscal advice as you may need."

MR. BELL: I got the same thing the other day.
The fellow said they had gotten this letter and wanted to

know if I had written it. I told him I had never heard
of it.
H.M.JR: Can I keep this?

MR. WHITE: Yes, which brings to the fore this
question I spoke to you about as to who should pay for
this grain to be exchanged in Argentina.
The British have objected strenuously. They wanted

it on a fifty-fifty basis.

Before I saw the letter - I don't know - I would have
changed my mind, but before I called Dean Acheson's office

to find out what their opinion was - Hiss is going to talk

to Dean Acheson tonight. It may be that we will have to

compromise temporarily on the basis of fifty-fifty. Five
million dollars are involved.

H.M. JR: No, it is not all right, but I will go along
with it.
MR. WHITE: We will insist that it merely be on that
basis, and leave the question of continuing payments to

be discussed, leave it open. Or the alternative is that

we will have the Army pay for it all and say we are not

going to settle the question at all. It isn't settled to
our satisfaction.

H.M.JR: You had better get fifty-percent out of the
English while you can. The point was, we have paid for all
the food going into these countries up to now, and we said

"Now, England, you pay up to how much we have and from then

on we go fifty-fifty.

176

- 11 -

To which they said, "We will go fifty-fifty now."
MR. WHITE: They will go fifty-fifty on payments

to third countries. They are sending a little coal, but

less than a half million dollars a month.

H.M.JR: I didn't expect much; neither did you.
MR. WHITE: Now, here is something: This is the
Combined Chiefs-of-Staff letter.
(Mr. White handed copy of letter of November 18, 1943
from the Secretary to Admiral Leahy to the Secretary.)
MR. WHITE: Here is a draft of the proposed memorandum

to

the President that you were going to take up with Hull

along with--

H.M.JR: (Interposing) On what subject?
MR. WHITE: Crowley on the British dollar position.

I thought you might like to read that over before I finally

agree with him. (Memorandum handed to the Secretary, copy

attached)

H.M.JR: Yes. If you saw what was in my suitcase
you would get-- (Laughter) How much more do you have?

MR. WHITE: Just two points, quick. One is that
Lauch Crowley called me.

H.M.JR: Wait a minute - Oscar Lauch Crowley!

MR. WHITE: This one is particularly Lauch Crowley,

because he called me up a little bit perturbed at Joe's

memorandum to the President on the French. He said, "Am
I correct in assuming that when they appeared here at

177

- 12 -

that meeting that you were going to take that matter up

with Crowley?"

I said that your letter to Hull specifically indicated

that you had discussed it with Crowley with the definite

intention that when Hull spoke that you wanted Crowley in
on the discussion.

He said, "Can't he tell Crowley that?"
I said, "Yes, certainly," because I do remember you
did say you were going to take it up with Currie.

H.M.JR: Did I? I thought the other matter - but I

didn't know that.
time.

MR. WHITE: They both were discussed at the same
John has made an appointment with the House Committee

tomorrow. I want to tell you what we propose to tell them.

We want to tell them about the bank statements that you
are sending out and give them copies. We also propose to
tell them approximately the status of the discussion we
had with the British, and about some discussion of the
principles that we agreed upon, and incicate what we had
not agreed upon.

H.M.JR: That would take care of the press. Smith

won't be here, but Shaeffer will be. Get Shaeffer to tell

you what the press asked me about your problems today, will
you please?

MR. WHITE: Well, we thought of giving the bank statements
to the press next week.

H.M.JR: Be sure and talk to Shaeffer, will you?
MR. WHITE: Yes.

H.M.JR: All right?

178

- 13 MR. WHITE: That is all.
H.M.JR: Joe?

MR. O'CONNELL: I haven't a thing, Mr. Secretary.

H.M.JR: You might tell Paul that Smith will be back
here surely by Monday.

MR. SMITH: I will be back Friday.
H.M.JR: When he is back I want him to see Paul on

the other view about my statement on the Hill. I want
Paul to put some thought to it himself, please.
MR. O'CONNELL: I will tell him.
H.M.JR: My statement.
MR. O'CONNELL: Yes.

H.M.JR: George?

MR. HAAS: I have nothing.

MR. GAMBLE: I have only one thing. The best slogan

we have received up to date is, "Let's get it over," for
the Fourth War Loan. I thought I might try it out on this
august body.

MR. HAAS: The next time you will say "We are still

at it.

MR. GAMBLE: It could apply to the drive from the
survey we made. It seems that the thing in most peoples'

minds is to move a little faster.

H.M.JR: It sounds 8 little soapy.
MR. WHITE: The next one could be "One More Push.'

H.M.JR: No, I personally would stick by "Back the
Attack." I don't see why you have to change it.

179

- 14 -

MR. BELL: "Continue to Back the Attack."
MR. GAMBLE: We have been using "Keep Backing the
Attack.

H.M.JR: I just think "Back the Attack."
MR. WHITE: Keep "Back the Attack." That's what
we've been doing - keeping it back.
MR. GAMBLE: You must remember that the place where

we make the widest use of it is in the newspapers.

H.M.JR: Now listen, does Pillsbury Flour change
their slogan every spring and fall?
MR. GAMBLE: Yes.

H.M.JR: "Eventually Why not now?"
MR. GAMBLE: They change the appeal.

H.M.JR: Oh, they have a trademark. Packard: "Ask

the Man Who Own s One, It and all the rest.

MR. GASTON: On the other hand, Buick changes every

year. They always have a slogan. "Better Buy Buick."
They change it every year.
MR. WHITE: How about Smith Brothers?

H.M.JR: You will admit that that trademark has
whiskers. (Laughter)
MR. SULLIVAN: We had better break this up right now.

H.M.JR: This is not an august body, at least we are
not sitting in an august body. Come again. O.K. Do you
have anything else (Gamble)?

MRS. KLOTZ: He has enough now.

MR. GAMBLE: I think I had better keep the rest of
it to myself.

180

- 15 -

H.M.JR: At least admit we did a job for you.
MR. GASTON: You will do as you please, anyway.
MRS. KLOTZ: He says you have to admit you have an
open-minded reception.
H.M.JR: John?

MR. SULLIVAN: Nothing, sir.

H.M.JR: Smith? You had better get your overcoat

and your tin hat and meet me.

MR. SULLIVAN: I had that Fish letter you sent in for
a reply. I want to get out the correspondence. I am not

at all sure it calls for a reply.

H.M.JR: Did you notice the "best" or "kind regards"

he threw in?

MR. SULLIVAN: He is quitting on this charge, you

see, immediately.

H.M.JR: I think when a man makes a charge of perjury -

that some Treasury official got some of his friends to
commit perjury, I think we ought to press him.
MR. SULLIVAN: If we answer it, it will be on that

ground; but as an American citizen, if he knows anything

is wrong it is his duty to do it, especially a Congressman,
not to condone that, just to get a settlement of his
private affairs.
H.M.JR: That perjury charge, I don't think we can

just overlook it.

MR. SULLIVAN: I don't, either.
MR. GASTON: Did he say they tried to make his friends
commit perjury?

H.M.JR: He said that a Treasury official tried to get
one of his friends to commit perjury against him. And,

181

- 16 -

of course, I wrote, "We hate to do it, but if you insist -- .
He will tell us, maybe. I would study it.
.

MR. SULLIVAN: Yes.

H.M.JR: Herbert?

MR. GASTON: I haven't anything.

H.M.JR: Did you speak to-MR. GASTON: Yes.

H.M.JR: Nothing else.
MR. GASTON: No. I have two or three appointments I

would like to talk to you about.

H.M.JR: When you see Mason - I have a request that

when that helicopter passes its test I want to ride in
it. Who was the pilot before this one?
MR. GASTON: Sinton.

H.M.JR: I don't know whether he ever got one or not.
Once they have accepted it, I would like to go over and
ride.

MR. WHITE: What is the hurry? Those things are

still in the experimental stage.
MR. SULLIVAN: In the air.

H.M.JR: I want to see if I can run one. They say
you can learn to run one in fifteen minutes.
MR. GASTON: They say you do better when you haven't

learned!

H.M.JR: The Administrative Assistant to Preston Delano -

you can put in his application for deferment. It will

most likely be granted.

MR. THOMPSON: Robertson.

182

- 17 MR. BELL: He hasn't been called yet.
MR. O'CONNELL: Is that the Robertson in the Legal
Section?

MR. BELL: No, he isn't, he is Administrative Assistant

to Delano.

MR. WHITE: By the way, the Army notified us they

wouldn't be able to use the Treasury people in Italy.