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161

March 15, 1943
MEMORANDUM FOR THE SECRETARY

From: Mr. Blough

In accordance with your request, I am attaching
the following materials with respect to the Treasury's
position on collection at source:
(1)

"Memorandum Regarding the Proposed
Revenue Program," November 5, 1941.

(2) Memorandum to the Secretary from Mr. Blough,
dated November 13, 1941, regarding
"Conference with members of the Ways
and Means Committee, Wednesday, November 5,

from 3 to about 4:30 p.m."

(3) "Statement of Secretary Morgenthau before

the Ways and Means Committee of the House

of Representatives, March 3, 1942. Your
references to collection at source are
contained on pages 7 and S.

(4) "Income Tax Collection at the Source:
Statement of Randolph E. Paul

May 20, 1942." His reference to the
rate of withholding appears in a paregraph on page 3. So far as I know, this
is 8.8 definite a statement as was made
regarding the withholding rate.

RB
Attachments

162

November 5, 1941

MEMORANDUM REGARDING THE PROPOSED REVENUE PROGRAM

When I appeared before the Senate Finance Committee

on August 8, 1941, I pointed out that, in the light of

rapidly changing conditions, the all-out defense program
would necessitate all-out taxation, that much more revenue
would be required not only to strengthen the government's
fiscal position but especially to maintain economic stability

and
prevent
threaten
to
increase unbalance family

budgets, our life."
At
would
be
soon
enough
measure, but
our
study
of
months
has
convinced me billion of

additional
taxes
January
1,
1942
is imperative we are to inflationary price
that and the the to "inflationary time rapid cost that seriously if pass whose it of immediate developments appeared the the disturb collection next defense price avoid passage major that rises of program, further would early revenue economic the of which past about begin in 1942 few $4.5

rises.

Prices have been rising rapidly. The cost of living
in the United States has risen over 5 percent during the
last five months. (See attached chart "Cost of living and

selected items.") The budgetary and economic situations which
face us during the next few months threaten still higher and
more rapidly rising prices unless we take steps now to meet
the problem.

The Federal Government will spend about $20 billion during
the calendar year 1941. The present prospect is that in
calendar 1942 we shall spend $37 billion or nearly twice as
much as in calendar 1941. The whole of the increase will be
in defense spending which is expected to reach over $30 billion
in calendar year 1942.

Some of the increased spending will be covered by increased

yield from the existing tax structure. In calendar 1941 we
shall collect approximately $9.5 billion. In calendar 1942
we expect to collect about $16 billion from present taxes.
That will leave us a deficit (before setting aside old-age

163

-2reserves) of $21 billion as compared with about $10.5 billion
in calendar 1941, or twice as much. That increased money is
going out into the hands of people who, for the most part,
are going to try to buy goods with it. They are not going
to be able to get the goods. We are not far from the top of
our national production for the next year or so. We shall
need all of the increase in production we can get, and more,

for defense. That means that there will be less civilian
goods left than now for people to buy with their greatly
increased incomes.

If we do not do something decisive about this promptly.
the cost-of-living situation threatens to get away from us as
it did during the first World War.
It should not be necessary to mention the very serious
evils of inflation and the great importance of preventing it.
We are all familiar with the way in which it burdens the great
bulk of the population, including the lowest income groups,
financially embarrasses State and local governments, increases
the cost of defense materials, gives opportunities for
profiteering and otherwise harms and demoralises the people.
What I would like to stress is that we have reached the point
where vigorous action is needed now - without delay - if we
are not to have an accelerated, destructive inflationary
price rise.
The money is being paid out now. If the taxes are to

help prevent price increases they must be imposed at once and

collected currently.

After a great deal of study we have come to the conclusion
that the minimum of taxes that should be imposed at once and
collected currently beginning January 1, 1942, to hold down

the cost of living, is $4.5 billion. If Congress reduces non-

defense spending, the minimum need for new taxes will be
somewhat reduced.

The $4.5 billion is an amount which should be imposed at

once to control inflation. Beyond this we shall, of course,

need a revenue program in 1942 for fiscal purposes. Even with

$4.5 billion more of taxes the deficit in calendar 1942 will
still be $16.5 billion, an amount which we shall have to borrow.
To keep my financing problem at manageable levels and to avoid

164

-3the difficulties and dangers of high interest charges and

an overwhelming debt after the war, we should increase

taxes even more than is indicated to avoid inflation.

At this time, however, I shall limit my suggestions to
anti-inflationary taxes which should be imposed at once so
that collection may begin January 1, 1942. They are taxes
which will withdraw purchasing power from consumers before

it is spent.

The first recommendation for anti-inflationary taxation

is the imposition of a new supplementary tax on net income
to be withheld at the source on salaries, wages, dividends,

bond interest, and similar items and collected quarterly

throughout the year on other incomes. These taxes would thus

be collected insofar as possible like the payroll taxes.

They would, however, have personal exemptions and credits
for dependents. The supplementary withholding tax would be
deducted from net income in computing the income tax.
Because of this deduction and because of the personal ex-

emptions the increase in effective rate of tax would never

be as high as the stated rate of tax. For example, if the
rate of this withholding tax were 15 percent and the existing

personal income tax exemptions of $750 for single persons and
$1,500 for married couples, with $400 credit for each dependent were allowed, a married couple with no children and
$2,000 of income would have their combined withholding and
income tax increased from $42 to $110, or $68 more, which is
only 3.4 percent of the $2,000 income.

At the rates and with the exemptions indicated, it is
estimated that at present income levels, the withholding tax
$2.8 billion

would yield annually about

It is recommended, second, that the payroll taxes for
old-age and survivors' insurance be increased. These taxes
are at the present time imposed at a rate of 1 percent on
employers and 1 percent on employees and are scheduled to
rise on January 1, 1943 to 2 percent on employers and 2 percent on employees. The recommendation is that this increase
be made one year sooner than was scheduled. It will be
recalled that no increase was made on January 1, 1940 when
it was originally scheduled.

165

-The increase in tax would yield during 1942 increased
revenue of approximately

$0.9 billion

I would like to stress the very great importance of

considering and passing these two tax increases at once in
order that the money may be taken out of the hands of consumers before it can be spent by them, thus reducing the inflationary pressure of the increased defense expenditures.

Further, it is recommended that as soon as practicable,
the Social Security Board's program relating to the extension
of coverage for old-age and survivors' insurance and unemployment insurance system should be enacted. The change with
respect to unemployment insurance involves an additional
1 percent tax on the employees.

The combined effect of these changes would be to in$1.0 billion
crease the revenue by approximately
The above anti-inflationary taxes recommended for imposition as soon as possible would yield a total increased
$4.7 billion
revenue of

166

COST OF LIVING
AND SELECTED ITEMS
June 1939 = 100
1939

1940

1941

1942
PERCENT

PERCENT

112
112

108
108

Cost of Living
104
104

100
100

120
120

Food
116
116

112
112

108
108

Clothing
104
104

Rent, Light
and Heat
100
100

Household Furnishings

and Misce/laneous

96

96

J S N J M M1940
J S N J M M19J4I S N J M1942
M
1939

Source: B.L.S.
C-413
Office of the Secretary of the Treasury

- of - - Mediation

167

November 13, 1941
MEMORANDUM

To:

The Secretary

From:

Mr. Blough

Subject: Conference with members of the Ways and
Means Committee, Wednesday, November 5.

from 3 to about 4:30 p.m.

The meeting took place in Room 1105, New House

Office Building. Present at the meeting, from the

Treasury, were Secretary Morgenthau, Assistant Seore-

tary Sullivan, Mr. Barnard, and Mr. Blough. Committee

members present included Chairman Doughton and Mesers.

Cooper, Boohne, Disney, Buck, West, Robertson, Hill,

Healey, Treadway, Growther, Knutson, Woodruff, and
Carlson.

Chairman Doughton said that Senator George and

he had been at Secretary Morgenthau's office and that
the Secretary had submitted a proposal to them which
the Chairman thought should be submitted to all the
members of the Committee; that the Secretary was there
to present the matter to then and that the Chairman had
asked to have it presented in the same way as in the

morning.

The Secretary then outlined the problem such as
he had to Senator George and Mr. Doughton in the morn-

ing. He pointed out the expenditures, taxes and deficits

for 1941 and 1942 and said that the size alarmed him.
He then mentioned the increases in cost of living and

prices that are taking place and his fear that a serious
inflation similar to that of the World War period would

result. He pointed out that the purchasing power which
people would want to spend would be $5 to $10 billion

greater than the civilian goods available and that
price rises were accordingly inevitable unless something
was done to mop up this extra purchasing power. It was
for this reason particularly that he was suggesting at
this time that immediate action be taken to impose about

168

-2$4.5 billion of new taxes to mop up purchasing power.
He then read from the memorandum the plan regarding
the withholding tax, increases in old-age insurance
taxes, and revision of the unemployment insurance
system.

The proposals to revise social security raised
of questions to make clear that the 81 billion shown

a great deal of discussion. Mr. Cooper asked a number

as the revenue under the suggestion to extend coverage
and increase the unemployment insurance tax by 1 per-

cent would involve not merely a rate increase to secure
this amount, but a substantial revision of the system.
It was pointed out that about $450 million might come
from the increase in the tax rate but that the balance
would be derived from the extension of coverage under

old-age and survivors' insurance and unemployment

insurance. Considerable hostility to the social
security program was apparent and it was stated by a
number of people that if the question of revising the

system came up it would involve a very long period of
discussion and consideration.

There followed an exchange of views between
Mr. Treadway and Mr. Cooper regarding the method of

procedure which should be followed, Mr. Treadway preferring an open public hearing at which the Secretary
would present his views, while Mr. Cooper preferred
an executive session at which the Committee would

consider the general subject in private.

Mr. Robertson said he wanted assurance from the
White House that there would be no social security
reform message presented while the tax bill was under
consideration. He thought if that assurance could be
received, the Committee should go ahead with the
Secretary's proposal. He said he had been for the
2 and 2 percent rates for old-age insurance before
and that the present inflationary situation reenforced
his view.

Mr. Knutson expressed himself against any bill
that carried any tax on the employer and said that

there would be a minority report on any such bill. It

was pointed out to him that the taxes would go up
January 1, 1943 under present law. He said they would

try to get that stopped too.

169

-3Mr. Cooper raised questions about the plan,
particularly as to why everyone was not permitted
to pay quarterly and whether withdrawal from the
wage earner and not from the proprietor would not
be a discrimination against the wage earner.
Mr. Sullivan said he thought that withholding was
really helpful to the wage earner but Mr. Gooper
doubted that.

Question arose regarding the effective rate of
the tax. Mr. Sullivan read some effective rates to

the Committee. Mr. Doughton said that the 1941 income tax was high and had not yet been paid. This
addition to the 1941 tax would have to be paid in
1942 also, thus doubling the burden. Mr. Sullivan

pointed out that this would be true for all years

and not only in 1942, since the regular income tax
is always a year behind, but that current payment
of the tax was necessary to give the anti-inflationary
effect.
Mr. Cooper said he could see how inflationary

prices constituted a tax. If the program is effective the taxpayers will benefit in the long run.

Mr. Buck asked how much the price level would go

up

if this were not done. Mr. Blough endeavored to
point out some of the factors involved and the exper-

ience during the last war, without giving a figure.

Mr. Knutson said he was disturbed about the wages

paid on cost-plus projects. He said he would not vote
for any more taxes until non-defense economy had been
achieved. He said we are under a dictatorship of
labor and that there is such needless waste in the
spending of public money.
Mr. Woodruff suggested that higher taxes would

speed up strikes since the workers would strike to

make up the amount paid in taxes. Secretary Morgenthau

differed with him, expressing the view that the tax
program would mean less strikes since inflationary
price rises result in strikes and the taxes would hold
down these price rises.
Mr. Disney asked if the general manufacturers'
excise tax had been considered. The Secretary said
that higher taxes on automobiles, radios and other

170
-

products had been considered but the excise taxes
had been confined to that kind of item. Mr. Disney
suggested that a general manufacturers' excise tax

would help in inflation control.

Mr. Disney then asked why the price problem
should not be approached directly instead of through
taxes. The Secretary said that the tax proposals
were made with the idea in mind that there would also

be a strong price control bill.

Mr. Disney suggested that taxpayers be given
defense bonds and paid later.

Mr. Carlson asked whether if only the withholding
tax were approved, would that be desirable without the

social security changes. The Secretary said that if
we could get 83 billion from that source the effect

would be very good. Mr. Carlson expressed opposition
to the proposal for revising the social security system.
The Secretary said he had brought all of the matters
up so as not to undermine the Social Security Board's
program by putting something else ahead of it.
Mr. Healey asked about the English system of

forced saving. The Secretary said that such a plan
might very well be necessary in the long run but he
would rather not go into such a plan now at this early
stage. Mr. Healey suggested that people would take the
plan with better grace if the money were to be given
back later. Mr. Cooper suggested that such a plan
would not wipe out the deficit and that there would
be nothing to pay back with later.
Mr. Doughton asserted that Congress must be

active in economy or neither the taxpayers nor the
bond buyers would stand for it and that, furthermore,
the Government must stop strikes. Mr. Disney suggested
that the situation would have to get worse before anye
thing would be done about strikes.
At this point the meeting became more or less
generally confused and the Treasury representatives

departed.

RB:dad

11/13/41

171

Statement of Secretary Morgenthau before the
Ways and Means Committee of the

House of Representatives
March 3, 1942

I am here to offer my suggestions as to our
first Revenue Act of the war. I hardly need to
emphasize the seriousness of the occasion. The
task before us is to decide how this desperately
serious war is to be financed and how its gigantic
cost is to be distributed. Economic and social
conditions during and after the war will depend
to a large degree upon the courage and wisdom with

which we attack these problems now.

To defeat the strongest combination of enemies

in our history, we shall have to spend on a scale
for which there is no precedent. If we are to equip
and transport fighting men in sufficient numbers to
turn the tide, if we are to furnish the weapons to
the men who are doing the fighting, we shall have to
use every ounce of our national energy and mobilize
every possible dollar of our income. The President
has announced a program involving expenditures of
$59, 000, 000, 000 in the fiscal year 1943. We shall

have to tax in accordance with the magnitude of
that program and in accordance with the seriousness
of the position in which we stand.
The President's Budget Message in January called

for the raising of $7,000,000,000 in new revenue from
taxes, together with an additional $2,000,000,000 to
be obtained from the social security program. The

30-52

172

-2unprecedented sum of $39,800,000,000 will have to be
borrowed in the coming fiscal year, even if the new
Revenue Act fulfills the President's hopes to the last

dollar. I should like to urge, therefore, the adop-

tion and attainment of the goal the President has set,
not as the maximum but as the very least that the
American people can afford to provide at this critical
time.

Our task is more than the raising of a huge
amount of new revenue. It is to make the tax program
an instrument of victory. It is to frame the new
Revenue Act so wisely and so soundly that it will
facilitate the maximum production of war materials,
hasten the mobilization of our resources, strengthen
the unity of our people for the waging of total war,
and prepare us for the new economic and social problems
that will face us when the war is won.
This means, first, that the new Revenue Act must

help to check inflation, for nothing in the economic
field can interfere with the war effort as much as an

uncontrolled rise in prices. An inflationary price
rise is a source of grave social injustice. It under-

mines morale and impedes war production. It strikes
at random without consideration of equity or ability
to bear the hardships which it imposes. Once it has
acquired momentum, inflation is extremely difficult to
control, and leaves a heritage of post-war stresses
and strains that will haunt us for decades.
Today we are confronted with a grave threat of

inflation. Prices of food today are following precisely the trend of the first World War; prices of all

commodities are rising at a somewhat slower but never-

theless disturbing rate. (A chart showing these trends
is attached as Chart 1.) Unless effective preventive

measures are taken by all the means at our command, we

shall have a rapid general increase in prices, with a
resultant rise in the cost of our war effort far beyond
the figures now contemplated.

173

-3The way to prevent inflation is to prevent
people from engaging in the futile effort to buy more
goods than can be produced. This requires, first of
all, the continuous and willing cooperation of every
man and woman. It also requires a comprehensive and
integrated program of anti-inflationary measures, in
which increased taxes and increased savings are essential parts. Price control, rationing, and the regulation of consumer credit are other parts of such an
integrated program.

It is important for us to remember that all these
controls are interrelated. The devices of price control, allocation and rationing will be more effective
if taxes and savings are increased. Similarly, the
effectiveness of the fiscal devices in preventing inflation will be greater if price and commodity controls
are used.
We should, therefore, tax so as to withdraw the
greatest possible volume of purchasing power at this
time, when money incomes are high and the quantity of
goods for civilian use is shrinking day by day because
of the demands of our war effort.
A second obligation, second pressing duty, is the
need for severe economy in the operations of Federal,

State, and local governments. The anti-inflationary
defeated if, at the same time, Federal, State or local

purposes of our taxing and savings program will be
governments indulge in unnecessary expenditure.

As you know, I recommended a few months ago the

saving of at least $1,000,000,000 in Federal expenditures which compete with war production and add unnecessarily to the volume of purchasing power in the
hands of the people. I recommended especially the
immediate reduction of expenditures on highway construction, rivers and harbors, non-defense vocational
training and Federal subsidies to keep up the prices

of agricultural products.

174

-4Since then some economies have been made, but

a large field for economy remains, not only here in
Washington but in the operations of State and local
governments. I should like to urge once more that
real and substantial economies be made as a corollary
to the new tax program.

I do not mean that we should economize on the

health and strength of our underprivileged, for that
is no economy at all; but I do mean that we should

save in subsidies to those who no longer need Government assistance, and in non-defense construction

projects which can be postponed until the war is over.
I have spoken of the need of checking inflation
and the need of cutting non-essential expenditures in
financing the war effort; I come now to a third and
most insistent need that should govern our wartime
fiscal program. That is the need of holding fast to
the basic principle of our tax system, namely, that
taxes should be fair and non-discriminatory and imposed in accordance with ability to pay. The cost of

this war will have to be borne by everyone. It will
be borne willingly and cheerfully if the principle of
ability to pay is followed.
In terms of the new tax program, this principle

means that special privileges in our tax laws should
be removed. It means that taxes which cannot be adjusted to differences in income or family responsibilities, such as general sales taxes, should be
avoided. It means that undue profits should be recaptured wherever they occur. Unreasonable profits
are not necessary in order to obtain maximum production
with economical business management. The country will
not tolerate the retention of undue profits at a time
like this, when millions are pledging their very lives
to save and perpetuate our freedom.

175

-5All will be expected

to

in the higher and lower
recommendations which

Committee will involve
throughout the whole

income now covered by

1. Individual Inco
The individual inco

type of tax based upon
and exemptions can be ad
income and differing fam

more, it is a direct tax
wants it to fall.

I recommend that the
changed to yield approxima
sixty percent more revenue
the present law.

the bul
In recommending this

fact that the great

the social security changes
incomes. In accordance

feel that the social securi
both as to coverage and as

for this purpose should be
$2,000,000,000 a year. I am

tions with regard to social
fits in connection with this

magnitude indicated should be
the tax program.

As for the individual inco

I am suggesting a substantial
surtax rates throughout the sca

give you a few examples to show
increases on typical incomes.

175

-5-

All will be expected to bear their fair share,
in the higher and lower income levels alike. The

recommendations which I shall now outline to the
Committee will involve progressively increased taxes
throughout the whole range of individual and corporate
income now covered by our tax laws.

1. Individual Income Tax

The individual income tax is the best available
type of tax based upon ability to pay. Its rates
and exemptions can be adjusted to the size of personal
income and differing family responsibilities. Further-

more, itit is
direct tax. It falls where the Congress
wants
toafall.

I recommend that the individual income tax be
changed to yield approximately $3,000,000,000 or about
sixty percent more revenue than will be yielded under
the present law.

In recommending this amount I have had in mind

the fact that the great bulk of tax increases under
the social security changes will also fall on individual
incomes. In accordance with the President's views, I
feel that the social security program should be expanded
both as to coverage and as to protection, and that taxes
for this purpose should be increased by approximately
$2,000,000,000 a year. I am not making any recommenda-

tions with regard to social security taxation or benefits in connection with this bill, but changes of the

magnitude indicated should be kept in mind in planning
the tax program.

As for the individual income taxes themselves,
I am suggesting a substantial increase in the income

surtax rates throughout the scale. I should like to

give you a few examples to show the effect of these
increases on typical incomes.

176

-6A single person with no dependents, with a
net income of $3,000, pays $221 tax under the
present law: he would pay $470 under the suggested
schedule. A married person with two dependents,
and with a net income of $3,000, pays $58 under the
present
law; he would pay $118 under the suggested
schedule.
A single person with no dependents and with
a net income of $10,000 pays $1,493 under the
present law; the suggested schedule would call for
payment of $2,720. A married person with two

dependents and with net income of $10,000 pays
$1,117 under the present law and would pay $2,143
under the proposed schedule.

The accompanying chart and tables, which I shall
now submit to the Committee, will show the rate scale
and comparative effective rates of tax under the
present law and under the suggested program. (Chart 2
and Tables 1,2,3,4.)
You will notice that these proposed schedules
involve no further lowering of the personal exemptions, which now begin at an income of $750 a year
for a single person and $1,500 for a married person,
with a credit of $400 for each dependent. The
exemptions were lowered in the 1940 Revenue Act;

they were lowered again in the 1941 Act, and their
value has been reduced still further this year by

the rise in the cost of living. Although single

persons with less than $15 a week and married persons
with less than $30 a week do not pay any direct

taxes, they already pay a disproportionate part of

their little incomes in indirect taxes of all kinds.
Moreover, a further lowering of the exemptions
would yield a relatively insignificant amount of
revenue from the earners of very low incomes. If

I felt that the expenditures of this group added

177

-7materially to the danger of inflation, I should

not hesitate to recommend the lowering of the
exemptions in spite of the small amount of revenue
that would be produced. Our studies at the Treasury
indicate, however, that the very lowest income
earners have all they can do to feed and clothe

themselves and their families. Their buying habits
are governed strictly by the need of maintaining
nutrition and health, and I cannot recommend a
direct tax upon them until we have exhausted every
possible source of revenue from those who enjoy
higher incomes.

Because of the threat of inflation and because
of large increases suggested throughout the exist-

ing rate scale, it becomes essential to afford
a more convenient method for the payment of income
taxes. The best available expedient for this
purpose is a provision for collecting at the source
for those incomes that are paid periodically,
including wages, salaries, bond interest, and

dividends,

To start such a system immediately, however,
might cause considerable hardship to taxpayers

because of the substantial increases they are already
called upon to pay during the year 1942 as a result
of the Revenue Act of 1941. On the other hand, if
the threat of inflation makes necessary substantial
speeding up of tax collection, we cannot afford to
postpone collection at the source.

178

-8Since it is not known how soon it may become

necessary to speed up tax collection to check inflationary price rises, the Secretary of the Treasury
should be authorized to begin the collection of income
taxes at the source, at any time and at rates within
his discretion up to 10 percent of wages and salaries,
with an allowance for personal exemption and credit
for dependents, and up to 10 percent of the full amount
of dividends and interest. This would not be a supplementary tax; it would simply be a means of collection.
It would furnish needed flexibility in relating tax
collections to future economic conditions.
2. Corporation Taxes
It is recommended that additional taxes be raised
from corporations in the amount of $3,000,000,000, an
increase of about forty percent.
A substantial share of the increased corporation
tax should fall on excess profits. Taxes paid from such
profits have less disrupting effects on business than
taxes which are generally applicable to all corporate
earnings irrespective of the rate of return. A tax which
absorbs excess profits still leaves the corporate taxpayer with a sufficient margin of income for dividends

and safety.

On the other hand, a tax which dips too deeply into
the incomes of low earning corporations may seriously

affect their debt-paying capacity, if not their very
existence.

It is suggested that the maximum rate of the excess
profits tax be increased from sixty percent to seventyfive percent with corresponding increases in the lower

rate brackets.

179

-9The proposed increases in the excess profits
taxes have the additional virtue of recapturing undue
profits on war contracts. This method is far better
than imposing profit limits specifically on war con-

tracts. The difficulties of segregating profits on

war contracts are very great and involve personnel,
expense, uncertainty and litigation which we can ill

afford at this time. Moreover, it is almost impossible
to determine what rates of profit on cost or sales

would be equitable under the widely varying special
circumstances confronting different industries and

contractors,

With rates of this magnitude it is increasingly
important to have a fair basis from which to measure
the profits subject to the excess profits tax. In
addition to the many provisions in existing law to
adjust earnings of the base period to take account of
unusual circumstances, it is suggested that further
relief be afforded where the earnings of the base

period were abnormally depressed.

Other changes in the excess profits tax law should
also be made, some to eliminate defects which have been
brought to light in the operation of the law, and others
to eliminate unnecessary hardships. These changes are
of a more technical character and will be presented
later, at the Committee's convenience.
There should be no further increase in the corporate normal rate because any such increase would
result in an undesirable windfall to the holders of
partially tax-exempt Federal securities.

It is suggested that the balance of the

$3,000,000,000 in additional corporate taxes be provided
by a special war surtax which would absorb the present
corporate surtax and would be imposed at the rate of
thirty-one percent on corporations with incomes of more

than $25,000. This tax would differ from the present
surtax in that a special tax credit would be allowed
when the surtax net income for the current year has
dropped in comparison to the income for the pre-war
period. In a further statement, the Treasury will give
the Committee a detailed explanation of this proposed

180

- 10 war
surtax and
to recommend
it. the reasons which have led the Treasury

There can be no fair quarrel with the imposition
upon corporations of a substantial proportion of the
increased load of taxation required by our national
peril. We are fighting for the maintenance of the very
system of free enterprise which makes corporate profits
possible. At a time like this, I am confident that incorporated business will willingly pay additional taxes
which will, after all, leave it in the aggregate about
the same amount of income after taxes as during the
years before 1940.

In the critical months ahead our patriotism will
be put to the acid test. It must rise above the profit
motive. National war production may be tragically inadequate if it depends upon that motive alone. This
is a time when we must forget profits and concentrate
upon
a supreme productive effort which alone will win
the war.
However, it is recognized that very high top, or
so-called "marginal rates, If may leave little incentive
for the maintenance of efficiency in business operation.
Furthermore, after the war there may well be need for
a large volume of expenditure in readjusting industry
and maintaining employment. For these reasons it is
believed desirable that in the case of any dollar of
corporate profits the receipt of which results in an
increase in tax beyond perhaps eighty cents, the
additional tax on such dollar shall be held by the
Government to the account of the corporation and be

returnable within a limited period after the war, in
those cases where it is spent for new and additional
capital equipment or otherwise is spent in the additional employment of labor.

The uncertainties of this period also make it
important to reduce to the minimum the necessity for
prophesying. The capital stock tax and the associated
declared value excess profits tax are determined largely
by the accuracy of guesses about future profits. It is

- 11 -

181

suggested that the revenue produced by these taxes

can be more fairly and less harmfully produced by the
other taxes on corporations and that accordingly the
capital stock and declared value excess profits taxes

be repealed.

3. Estate and Gift Taxes
The estate and gift taxes are imposed at the time
of the transfer of wealth from one person to another.
Many of the fortunes which are being transferred, and

will be transferred in the future, were built up during
a period when income tax rates were far lower than they
are today. It is much more difficult now to build up
large holdings of property. For this reason substantial

increases in the estate and gift taxes should be imposed
as a method of equalizing tax burdens. The suggested
increases are indicated in attached tables. (Chart 3

and Tables 5 and 6.)

In conjunction with the rate increases, it is

suggested that the existing insurance exclusion of

$40,000 be merged with the existing exemption of
$40,000, and that a single exemption of $60,000 be
allowed. This will increase the present exemption in
some cases and decrease it in others, and will remove a
discrimination between persons who are insured and those

who are not.

It is likewise suggested that the exemption for the
gift tax be reduced to $30,000 and that the annual exclusion of gifts be made a total of $5,000 for each donor
regardless of the number of donees to whom property is

given.

These changes in rates and exemptions, together with
certain changes designed to prevent avoidance of the tax,
should increase the annual revenue from estate and gift
taxes by $300,000,000.

4. Excise Taxes
New and increased special excise taxes on distilled

spirits, gasoline, cigarettes, soft drinks, candy, and

chewing gum, and other items listed in the attached

182

- 12 table, are suggested to raise approximately $1.3 billion
of additional revenue. (Table 7).
Although these excise taxes are in the nature of
sales taxes, their effects are substantially different
from the effects of general sales taxes. Some of them
are imposed on commodities of which there is or will
increasingly be a scarcity. Such taxes not only yield
revenue but help to conserve materials needed for the
war. Those excise taxes not relating to scarce
commodities have been chosen so as to fall on goods

which are widely used and are of a luxury or semi-luxury
character. The increase in consumer incomes will keep
up the demand for those commodities despite the higher
taxes. Needed revenue will thus be obtained, consumer
purchasing power will be tapped, the producers will not
be injured, and the consumers will not be taxed on neces

saries of life.

These special excise taxes have the further advantage of not requiring any substantial expansion of
administrative machinery.

No general sales tax is recommended, and indeed,

I strongly urge that no such tax be made a part of this
revenue bill. The general sales tax falls on scarce
and plentiful commodities alike. It strikes at necessaries and luxuries alike. As compared with the taxes
proposed in this program, it bears disproportionately
on the low income groups whose incomes are almost wholly
spent on consumer goods. It is, therefore, regressive
and encroaches harmfully upon the standard of living.
It increases prices and makes price control more difficult. It stimulates demands for higher wages and adds

to the parity prices of agricultural products. It is

not, as many suppose, easily collected; on the contrary,
its collection would require much additional administrative machinery at a time when manpower is limited.
5. Removal of Special Privileges
There are in our tax system certain provisions
which grant to relatively few of our people special
advantages and privileges at the expense of the great

183

- 13 mass who must pay what is thereby lost. I am reluctant
to recommend that the great mass of the taxpayers of
the United States should pay billions of dollars of
additional revenues until these defects have been
removed from the tax laws. They are bad enough in time
of peace -- they are intolerable in time of war.
(a) Tax Exempt Securities. An important example
of such a privilege is presented by tax exempt securities. Every element in our population should bear its
fair share of the burdens which war imposes. Through
tax exempt securities, however, persons with large taxpaying ability find themselves in a sheltered position.
For the most part they did not buy these securities

at prices reflecting to any significant extent the great
favor of escape from wartime burdens, and surely the
States did not offer the securities on any such basis.
The holders of tax exempt securities are obtaining what
are essentially windfall profits in a time of national
sacrifice.

For a long time Presidents, Secretaries of the
Treasury, and Congressional Committees have recommended
the elimination of the tax exemption of interest on
future Government securities. Last year the Congress,

at my recommendation, removed the exemption on interest

from future issues of Federal securities. No action has
been taken with respect to the interest on future or
outstanding State and local securities.
In times of peace, when the strain on other elements
in the population was not so heavy, there was much to be

said for the gradual elimination of tax exemption through
taxing future issues only. The national emergency of
war makes this gradual approach unacceptable. I therefore recommend the repeal of the present exemption
applicable to outstanding issues of State and local
securities.
Unfortunately, tax exemption clauses appear in many

of the outstanding issues of Federal securities and
these promises must not be violated. In the case of
State and local securities, however, there has never

184

- 14 been any contract or moral commitment between the

Federal Government and the security holders or the
State and local governmental authorities regarding
Federal taxation. Since the Supreme Court decision
in the case of Graves V. O'Keefe in 1939 fair-minded
experts in constitutional law have had no doubt of
the Federal power and moral right to tax the income
from State and municipal securities,
A tax system cannot be defended which in a time
of grave national emergency calls upon the great mass

of our taxpayers to shoulder the heavy burden of additional taxes and yet permits persons with large taxpaying ability to pay virtually nothing in taxes. The
sacrifices necessary to win a war for the benefit of
all of us should be shared by all of us--including the
holders of tax exempt securities. The President said

in his Budget Message, "When so many Americans are con-

tributing all their energies and even their lives to
the Nation's great task, I am confident that all
Americans
will be proud to contribute their utmost in
taxes.
Taxing the interest of future and outstanding
issues of State and municipal securities would yield

$200,000,000 a year.

(b) Percentage Depletion. A second example of

special privilege is the allowance for depletion. At

the present time the owners of mines and oil wells are
allowed to deduct 80-called percentage depletion or
cost depletion, whichever is higher. Percentage depletion consists of a certain percentage of gross income
(27-1/2 percent in the case of persons having an economic interest in oil and gas properties), the deduction
being limited to fifty percent of the net income from
the property. Under this arrangement percentage depletion goes on even after one hundred percent of the
cost is recovered and may substantially exceed depletion
based on cost.

In 1937 the President and the Treasury recommended

the elimination of percentage depletion, but no action

185

- 15 was then taken. The war has intensified the necessity
for eliminating any such special favor to one group of
taxpayers. The removal of this special privilege

would yield $80,000,000 a year.

One of the reasons asserted in behalf of percentage

depletion for oil and gas properties is that it stimulates
exploration for such properties. If this is a proper
objective, it would be better achieved by a special
depletion allowance to those who do explore without indiscriminate extension of the same favor to all owners.
At the convenience of the Committee, we shall place before it a plan directed to this purpose.
So far as minerals other than oil and gas are concerned, it is believed that an adequate stimulus for

exploration would remain if the percentages allowable
for depletion purposes were substantially reduced or
percentage depletion were eliminated.
(c) Separate Returns by Married Persons. A third

example of special favoritism in the tax laws is the
option allowed married couples to file separate income
tax returns. This permission has little or no significance for most taxpayers since at the present time
married couples with incomes of up to $3,500 (the amount
is higher in the case of married couples with dependents)
pay the same total tax whether they file joint returns
or separate returns. It may make a great deal of difference in tax, however, in the case of married couples
with large incomes, especially if the income is more or
less evenly divided between husband and wife.

This difference in tax is unwarranted since in
actual operation the family is the economic unit. Two
families with the same total income will usually manage
and dispose of that income in a similar fashion, regardless of whether the income is received by only one
spouse or is received by both spouses.
The adoption of mandatory joint returns would remove this tax differential and would also eliminate two
specific kinds of tax avoidance which are present under

existing law. The first is the treatment of community
income in the so-called community-property States. In

186

- 16 the non-community-property States the income is taxable to the spouse who earns it. In the communityproperty States, however, the husband who earns the
income may for tax purposes attribute half the earnings
to his wife, although he retains the management and

control of all the earnings. The result is that married

couples with high incomes in community-property States
receive a very substantial tax advantage over those

living in other States. This advantage would be re-

moved if joint returns were made mandatory.
A second source of tax avoidance which would be

eliminated by mandatory joint returns is the possi-

bility of manipulating incomes between husband and wife.
For example, if the husband receives a large amount of
income from securities, he may reduce the family income
tax substantially (and also reduce the amount of estate
tax in case he predeceases his wife) by giving a portion

of his fortune to his wife. This, and other methods

of reducing taxes by married couples, would be eliminated
through provision for mandatory joint returns.

Accordingly, it is suggested that the filing of

joint tax returns by married couples be made mandatory,
with a special allowance for the earned income of the
wife or the husband.

At the present rates of individual income tax,
it is estimated that the revenue from requiring the
filing of joint income tax returns would be approximately
$300,000,000.

(d) Other Special Privileges. There are other
examples of special privilege in our tax laws which
need to be removed. They are to be found in the provisions of our present laws affecting capital gains,
insurance company taxes, and pension trusts, and will
be discussed in detail later in these hearings. The

removal of these additional methods of avoidance would
yield about $100,000,000 a year in additional revenue.

(e) Hardships on Taxpayers. The inequities of
our tax laws work in two directions. As I have said,

:

18

- 17 some of them extend undue privileges to a favored few.
Still others result in unfair burdens upon certain taxpayers. Let me give you a few examples of such inequities which need correction.

If you rent your house to tenants but are not in
the real estate business, you are taxed on the rent you
received but you may be denied the right to deduct your
expenses in producing that income. If, as an individual,
you expand your plant to produce war materials, you are
denied the benefits of the amortization provision which
applies to corporations. If you collect a debt which
you previously charged off as worthless, the amount

collected becomes part of your taxable income even though

you received no tax relief when you charged it off. With
rates at wartime levels it becomes urgent to correct all
such defects. I, therefore, propose that we make every
effort in this session of Congress to eliminate all hardships of this character so that our tax laws will cast
their burden equitably upon all taxpayers.
Conclusion

The recommendations I have outlined to the
Committee this morning would, if added together, produce over $8,000,000,000 in additional revenue. Since

the effects of any series of tax proposals are interrelated to some extent, we should deduct about
$1,000,000,000 from this total. That would give us the

$7,000,000,000 in new revenue which, as I said at the
outset of my statement, should be regarded as the very

least that we can call for at this time.

We are at war. An adequate tax program is vital
to the successful prosecution of the war. The new taxes
will be severe, and their impact will be felt in every
American home. War is never cheap; but, as I have said

before, it is a million times cheaper to win than
to lose.

188
Chart I

PRICES, 1939 TO DATE COMPARED WITH 1914 TO 1918
July 1914=100 World War Period; Aug. 1939-100 Present Period
PERCENT

PERCENT

All Commodities
200

200
1918

180

180
1917

160

160

140

1916

140

Week Ended
Feb. 21

First Month
120

of War

1942

1915

120

1940

1939

1941

100

100
1914

80

80

PERCENT

PERCENT

Foods
200

200

1918

180

1917

180

160

160
Week Ended
Feb.21

140

140
1941
120

1939

120

1940

1916

100

100
1914
80

1942

First Month
of War

1915
80

Chart 2

INDIVIDUAL INCOME TAX
Effective Rates for Married Person without Dependents
Under Present Law and Proposal
PER

PER

CENT

CENT

90

90

80

80

70

70

Proposal
60

60

50

50

Present Law
40

40

30
30

20
20

10

10

0

2

4

6

10

20

40

60

100

200

400

I

NET INCOME IN THOUSANDS OF DOLLARS

ee - 1

600

1000

2000

0

4000

--

190

TABLE 1.

Comparison of individual surtax rate schedule under present
law and proposal

Surtax
net income

:
:

($000)

Present law

:

-$

$

Bracket rate

.5

.5 -

1-

6%

18

90

225

20

120

325
545

22

210

300

785

13

27

560

1,325
1,925
2,605
3,365
4,205
5,105
6,065
7,085
8,165
10,445
14,045
17,885
21,965
26,285
33,885
41,685
49,685
57,885
66,285
109,285
152,285
195,285
238,285
324,285
410,285
625,285
840,285

4

6

-

6

8

10

-

12

-

14

-

9

17

30

900

10

21

34

12

25

38
42

1,320
1,820
2,400
3,040
3,740
4,500
5,320
7,080
9,900
12,900
16,080
19,380
25,080
30,980
37,080
43,380
49,780
82,280
115,280
148,780
183,280
254,280
326,280
508,780
693,780

8

-

14

29

16

32

45

16

-

18

35

48

18

-

20

38

51

20

-

22

41

54

22

-

26

44

57

26

-

32

47

60

32

-

38

38

-

44

-

50

-

50

64

44

53

68

50

55

72

60

57

76

60

-

70

59

78

70

-

80

61

80

80

-

90

63

82

90

-

100

-

100

64

84

150

65

86

150

-

200

66

86

200

-

250

67

86

250

-

300

69

86

300

-

400

71

86

400

-

500

72

86

500

-

750

73

86

750

1,000
2,000

- 1,000
- 2,000
- 5,000

5,000 and over

135

24

9

3

4

60

$

6

3

30

$

6

2

-

2

12%

Proposal

60

6

1.5

Present law

Proposal

15

1

1.5 -

: Total surtax, cumulative

74

86

75

86

76

86

77

86

1,443,780
3,723,780
-

1,700,285
4,280,285
-

191
Table 2.

Amount of individual income taxes and effective rates
under present law and proposal

Single person - no dependents
Personal exemption $750

Increase

Proposal

:

:
:

law

in tax

:

$

$

law

8

3

$

5

900

1,000
1,100
1,200
1,500
1,600
2,000
2,500
3,000
4,000
5,000
6,000
8,000
10,000
12,500
15,000
20,000
25,000
50,000
75,000
100,000
500,000

1,000,000
5,000,000

Present

:

Present

Effective rates
Proposal

:

800

Amount of tax

:

Net income:
before
personal
exemption

Increase in

effective
rates

.4%

1.0%

.6%

11

24

13

1.2

21

40

19

2.1

2.7
4.0

31

56

25

2.8

5.1

2.3

40

72

32

3.3

6.0

2.7

69

128

59

4.6

79

147

68

4.9

8.5
9.2

4.3

117

230

113

165

345

180

5.9
6.6

221

470

249

7.4

347

735

388

8.7

483

1,023
1,333
1,990
2,720
3,740
4,888
7,473
10,418
27,715
48,055
69,625
429,610
879,610

540

9.7
10.8
12.9
14.9
17.4
20.0
24.6
28.9
41.8
48.6
53.2

649

1,031
1,493
2,178
2.994
4,929
7,224

20,882
36,487
53,214
345,654
733,139
3,923,124

4,479,610

684
959

1,227
1,562
1,894
2,544
3.194
6,833
11.568
16,411
83,956
146,471
556,486

69.1

73.3
78.5

11.5
13.8
15.7
18.4
20.5
22.2
24.9
27.2
29.9
32.6
37.4
41.7
55.4
64.1
69.6
85.9
88.0
89.6

1.5
1.9

3.9

5.6
7.2

8.3
9.7

10.8

11.4
12.0
12.3
12.5
12.6
12.8
12.8

13.6
15.5
16.4
16.8
14.7
11.1

$

192
Table 3

Amount of individual income taxes and effective rates
under present law and proposal
Married - no dependents
Personal exemption $1,500

Amount of tax

-

-

16

rates

10

.4%

1.0%

32

19

.8

1.9

23

48

25

32

64

32

1.3
1.7

2.7
3.4

42

80

38

2.1

4.0

52

99

47

118

57

2.5
2.8

4.7

61
71

137

66

3.1

80

156

76

90

175

85

3.3
3.6

138

285

147

249

535

286

$

1,000,000
5,000,000

6$

Increase in
effective

Proposal

law

-

4,000
5,000
6,000
8,000
10,000
12,500
15,000
20,000
25,000
50,000
75,000
100,000
500,000

Present

in tax

-

1,500
1,600
1,700
1,800
1,900
2,000
2,100
2,200
2,300
2,400
2,500
3,000

Increase

Proposal

law

-

$

Present

Effective rates

13

$

1.7
1.9
2.2
2.6
2.9
3.2

7.0

3.4

4.6

9.5

4.9

6.2

13.4

7.2

16.1
18.3
21.7
24.4
27.4
30.2
35.3
39.8

8.6

12.2
12.3

54.3
63.2

15.2

375

805

430

7.5

579

8.7

862

1,305
1,960
2,739
4,614
6,864
20,439
35,999
52,704
345,084
732,554

1,100
1,735
2,435
3,425
4,535
7,060
9.960
27,145
47,425
68,965
428,935
878,935

10.9
13.1
15.7

3,922,524

4,478,935

1,130
1,465
1,796
2,446
3,096
6,706
11,426
16,261
83,851
146,381
556,411

.6%

1.1
1.4

6.5

521

873

5.4
6.0

-

Net income
before
personal
exemption

18.3
23.1
27.5

40.9
48.0
52.7
69.0
73.3
78.5

69.0
85.8
87.9

89.6

9.6
10.8
11.3
11.7
11.9

13.4
16.3
16.8
14.6
11.1

193
TABLE 4.

Amount of individual income taxes and effective rates
under present law and proposal
Married person - Two dependents
Personal exemption $1,500, dependent credit $400

Proposal

law

:
-

:

:

-

6$

in tax

Present

-

-

-

:

:

1,000,000
5,000,000

:

2,300
2,400
2,500
2,700
3,000
4,000
5,000
6,000
8,000
10,000
12,500
15,000
20,000
25,000
50,000
75,000
100,000
500,000

Proposal

:

dependent credit

law

Increase

:

exemption and

Present

Effective rates

:

before personal

:

Amount of tax

Net income

Increase in

effective
rates
-

16 $

10

.3%

0.7%

.4$

12

32

20

.5

1.3

.8

29

64

35

1.1

2.4

58

118

60

3.9

154

333

179

1.3
2.0
4.4

271

587

316

1.9
3.9
5.4

397

861

464

717

1,472

755

1,117
1,728
2,475
4,287
6,480
19,967
35,479
52,160
344,476
731,930

2,143
3,089
4,167
6,629

9,472
26,537
46,753
68,261
428,215
878,215

3,921,884

4,478,215

1,026
1,361
1,692
2,342
2,992
6,570
11,274
16,101
83,739
146,285
556,331

$

6.6
9.0
11.2
13.8
16.5
21.4
25.9
39.9
47.3
52.2
68.9
73.2
78.4

8.3

11.7
14.4
18.4
21.4
24.7
27.3
33.1
37.9
53.1

62.3
68.3
85.6
87.8
89.6

6.3

7.8

9.4
10.2
10.9
11.3
11.7
12.0
13.2
15.0
16.1
16.7
14.6
11.2

$

Chart 3

EFFECTIVE ESTATE TAX RATES
Before Credit for State Death Taxes

PERCENT

PERCENT

90

90

80

80

70

70

60

60

50

50

Present Law

Proposal
40

40

30

30

20
20

10

10

O

10

20

40

100

200

400

1000

2,000

4,000

10,000

20,000

NET ESTATES BEFORE EXEMPTION IN THOUSANDS OF DOLLARS

40,000

0

100,000

195
Table 5

Comparison of estate tax rate schedule
under present law and proposal

Net estate after

Bracket rate

specific exemp- Present
tion 1

law

Total estate tax
cumulative
Present law
Proposal

Proposal

:

($000)

:

7

5

150

$

8%

3%

10

12

500

10

15

11

15

1,050

15

20

11

18

20 -

30

14

22

30

40

18

26

40

50

22

30

50

60

25

33

60

70

28

36

70

100

28

40

100

150

30

44

150

200

30

46

200

250

30

48

250

300

32

50

300

350

32

52

350

400

32

54

400

450

32

56

450

500

32

500

600

35

600

700

35

1,600
3,000
4,800
7.000
9.500
12,300
20,700
35,700
50,700
65,700
81,700
97,700
113,700
129,700
145,700
180,700
215,700
251,700
288,700
325,700
528,200
753,200
998,200

700 800
800 900

900 1,000
1,000 1,500
1,500 2,000
2,000 2,500
2,500 3,000
3,000 4,000
4,000 5,000
5,000 6,000
6,000 7,000
7,000 8,000
8,000 9,000

9,000 10,000

10,000 and over

35-37

58

60

62
64

37

66

37

68

39-42

70

45

72

49

75

53

56-59
63
67
70
73

76
78
79

80
80
80

76

80

76

80

1,263,200
1,838,200
2,468,200
3,138,200
3,838,200
4,568,200
5,328,200
6,088,200

400

$

Under $5

1,000
1,750
2,650
4,850
7,450
10,450
13,750
17,350
29,350
51,350
74,350
98,350
123,350
149,350
176,350
204,350
233,350
293,350
355,350
419,350
485,350
553,350
903,350

1,263,350
1,638,350
2,018,350
2,798,350
3,588,350
4,388,350
5,188,350
5,988,350
6,788,350
7,588,350
-

77

80

-

A specific exemption of $40,000 and a life insurance exclusion of
$40,000 are allowed by the present law. The proposal would
allow a single specific exemption of $60,000 but no life insurance
exclusion.

1

196
Table 6

Amount of estate taxes and effective rates
under present law and proposal
Amount of tax

Net estate
before

:
:

:

($000)

Increase

Present
law

Increase

Present

in

Proposal

tax

law

Proposal

:

specific
exemption 1

Effective rate
in offective
rates

$

$

60

500

70

1,600
4,800
7,000
20.700
35,700
97,700
163,200
233,200
307,200
730,700

90

100
150
200
400
600

800

1,000
2,000
4,000
6,000
10,000
20,000
40,000

1,808,700
3,104,700
6,050,200
13,749,700
29,149,700

$

$

1,000
4,850
7,450
25,350
46.950
144,150
257,350
380,950
512,550

1,220,150
2,751,550
4,340,350
7,540,350
15,540,350
31,540,350

-500
-600
50

450

4,650
11,250
46,450
94,150
147,750
205,350
489,450
942,850

1,235,650
1,490,150
1,790,650
2,390,650

.8%

-.8%

2.3
5.3
7.0

5.4

.1

7.5

.5

13.8

16.9

3.1

17.9
24.4
27.2

23.5
36.0
42.9
47.6
51.3
61.0
68.8
72.3
75.4
77.7
78.9

29.2
30.7
36.5
45.2
51.7

60.5
68.7
72.9

1.4%

1 The amounts shown as the size of the "net estate before specific
exemption" include $10,000 of life insurance. It is assumed that
none of this insurance would have been taxable under present law,
which allows a $40,000 insurance exclusion. in addition to a
specific exemption of $40,000. The proposal would eliminate the
insurance exclusion and provide a single specific exemption of
$60,000. In recent years the amount of excluded insurance has
averaged about $6,000 per taxable estate.

-.9

5.6

11.6
15.7

18.4
20.6
24.5

23.6
20.6
14.9
9.0
6.0

Table 7.

Excise Tax Proposals
:

:

:
:

:

65# . 994

5 tax

104 .

15 .

5# additional tax for each
25# or fraction thereof

24.5

)

on each 50$

25 to 39#

40# . 64

18.7

)

additional 5# tax

10% of amount paid

)

24-50 tax 5$:

(In millions)

)

41% of amount paid

in revenues 1/

$ 11.2

25% manufacturers' sales price

)

a. Telephone toll service

:

3. Communications:

rate and base

:

:

10% manufacturers'

sales price

2. Transportation by pipe line

:

1. Photographic apparatus

Recommended tax

:

Present tax

:

Article

Estimated
increases

b. Telegraph, cable

10% of charge

15% of charge

c. Leased wires, etc.

10% of charge

15% of charge

d. Local telephone bill

6% of bill

10% of bili

e. Coin-operated telephone

Exempt

10% of service charge

1 per gal.

3# per gal.

242.2

5. Lubricating oil

the per gal.

104 per gal.

6. Beer

49.9

$6 per bbl.

$8 per bbl.

)
)
)

4. Gasoline

)

under 25

46.6
6.7

117.1

1 Estimated full year effect of indicated excises at estimated fiscal year 1943 levels of business after
allowing for the initial impact of the imposition of the augmented rates.

Page 2 of Table 7

7. Wines:

3 per half-pint

32# per half-pint

5$ per half-pint
5$ per half-pint

8. Distilled spirits

$4 per gal.

$6 per gal.

9. Transportation of persons

5% of amount paid

15% on transportation;

20% on seats and berths

10. Carbonated soft drinks

None

a. Schedule for bottled drinks
based on 1$ per bottle re-

25.0

)

10 per half-pint

)

50# per gal.
100$ per gal.

)

Artificial carbonated wines
Liqueurs, cordials, etc.

65$ per gal.

7$ per half-pint

15 per gal.

)

Sparkling wines

30 per gal.

)

More than 21%

8$ per gal.

)

Not more than 14.6 alcohol
14-216 alcohol

)

Still wines -

279.7
94.8
146.9

tailing at not more than 10

b. 80$ per 1b. of carbonic acid
gas used in unbottled drinks
11. Candy and chewing gum

None

15% manufacturers' sales price

45.3

12. Cigars

Rate schedule

New schedule 1

13.1

13. Smoking tobacco

18$ per 1b.

36 per 1b.

26.8

14. Cigarettes

$3.25 per M.

$3.50 per M - 10-cent brands:
$4.00 per M - 15-cent brands

15. Cigarette papers and tubes

Schedule

No exemption: tax all papers and
tubes 1/2 per 25 papers or tubes

Total

188.6

7.8

$1,344.9

Class A, retail price 2-5 tax $2.50 M: B. 5 tax $5.00 M; c. 5.1-8 tax $7.50 M: D. 8.1-10 tax $10.00 M:

E. 10.1-15$. tax $15.00 M: F. 15.1-20 tax $20.00 M: G, 20.1-30. tax $25.00 M: H, 30.1 and over, tax $40.00 M.

8

86

1

199

Table 8

Corporation tax plan under present law
and under the proposal

:

law

:

Present

Proposal

:
:

1. Excess profits credit

a. Invested capital method:
First $5,000,000 of invested capital
Over $5,000,000 of invested capital

8%

b. Income method:

8%

7

7

Portion of average earnings in base
period, 1936-1939

c. Specific exemption

95%

95%

$5,000

$5,000

35

50

2. Excess profits tax rates

Adjusted excess profits net income:
First $20,000

$ 20,000 - 50,000
50,000 - 100,000
100,000 - 250,000
250,000 - 500,000
Over 500,000

55

45

60

50

65

55
60

70

75

Income tax

a. Normal tax
(1) Corporations with net income of not
more than $25,000:

First $5,000
$ 5,000 - 20,000
20,000 - 25,000

(2) Corporations with net income over

15

15

17

17

19

19

24

24

$25,000:

Flat rate

b. Surtax
(1) Corporations with net income of not
more than $25,000:

First $25,000

6

16

(2) Corporations with net income over
$25,000:

First $25,000

Over $25,000

(a) Relief provision: Corporations

with current year surtax net income
less than the average surtax net income for the base period years, 19361939. are allowed a tax credit of 10%

of the difference, but not to exceed
20% of surtax net income. This provision applies only to corporations with
net income over $25,000.

6

7

3.

40

31
31

200

Table 9

Estimated revenue increase from
proposed tax program

Increase over yield
of present law 1

(In millions of
dollars)

Individual income tax

$ 3,200

Corporation taxes

3,060

Estate and gift taxes

330

Excise taxes

1,340

Removal of special privileges, approximately

680

Eliminate exemption from
income and profits taxes

with respect to interest
from all State and local

governmental obligations
Percentage depletion

$ 200
80

Mandatory joint returns

300

Other, approximately

100

Grand total

Less allowance for interrelated
effects, approximately

$ 8,610
1,000

Approximate increase in revenue from
proposed tax program

1/

For a full year of operation.

$ 7,610

INCOME TAX COLLECTION AT THE SOURCE

Statement of Randolph E. Paul,

Tax Adviser to the Secretary of the Treasury,
Before the Ways and Means Committee
of the House of Representatives
on the reasons for recommending
collection at source
May 20, 1942

In his statement of March 3, 1942, Secretary Morgenthau
suggested that part of the income tax be collected at source
for those types of income for which this method of collection
is practicable. Before presenting an outline of the method by
which collection at source could be put into operation, we
should like to indicate the advantages of this method, particularly under present circumstances. These advantages are

primarily: (1) Lightening the burden on the taxpayer; (2)
greater speed and flexibility in meeting the threat of
inflation; and (3) greater assurance of collection for
certain groupe of taxpayers.

1. The convenience of the taxpayer. -- At present
exemption levels, approximately 20 million taxpayers are
expected to pay a tax on their 1942 incomes. At the lower

exemption levels tentatively approved by the House Ways and
Means Committee, the number of taxpayers would be increased

by about 8 million, making a total of about 28 million taxpayers in all. Under the rates proposed by the Treasury, the
tax would begin at sixteen percent on the first dollar of
income above the exemption. The rates are rapidly progressive,
as they must be, to raise in an equitable way the amount of
revenue that needs to come from the income tax. The result
is a tax burden that many persons will find very difficult to
meet under the present method of payment.

At present, individuals pay their tax in the year follow-

ing the receipt of the income on which the tax is levied.
brackets, make little if any advance provision for their tax
liabilities by building up reserves during the year when the
income is being earned. They are therefore obliged to pay
the tax in, at most, four quarterly installments, out of the
income of the following year. These installments are in many
cases very hard to meet because they have not been built up
bit by bit, week by week, or month by month. Furthermore, in
numerous cases the income of the following year is less than
the income of the taxable year and, accordingly, the tax
liability must be met out of a smaller income. This problem
threatens to be particularly acute at the end of the war.
Many will suffer large declines in income and yet be obligated

Most persons, especially in the middle and lower income

to pay heavy wartime taxes on the high incomes of the

preceding year.
31-71

201

-2-

202

The burden on the taxpayer would be considerably
lightened 1f the tax were taken from his income week by week

or month by month as he receives it. Collection at the source
provides a convenient method of accomplishing this objective,
of enabling the taxpayer to pay his tax currently in a large
number of small installments rather than in a few large
installments in the succeeding year. While no method of
paying taxes can make them painless, collection at source is
the most nearly painless of any method because the tax is
paid in small amounts before the taxpayer receives his income
and spends it.

Furthermore, it is very much to the taxpayer's advantage

to have a substantial part of his tax liability liquidated

while he is receiving his income. Under the present system
he ends each year in debt to the Government. This debt for

his income tax is as burdensome as any other debt and can have

just as serious effects on the taxpayer's budget if his income
falls off or his expenses greatly increase.
The first reason for urging the adoption of a system of
collecting the income tax at source on such portions of income
as are adapted to this method is, therefore, that the con-

venience of the taxpayer is thereby served and the weight of
the tax burden 18 reduced.
2.

The control of inflation. -- The introduction of

collection at the source is essential not only because it would
be a permanent improvement in the income tax, but also because
it would make the income tax a more effective fiscal instrument

for the control of inflation. In order that increases in taxes
contribute most effectively to the control of inflation, they

must begin to withdraw income at once. Under present methods
of payment, an increase in income taxes enacted now will not
affect tax payments until March 1943. By the time the higher
collections become effective, the inflationary damage may be
done.

Collection at source would largely eliminate this lag.

Income taxes can be increased and the collections under the
increased rates can begin almost immediately instead of many
months or even a year later.
Collection of income taxes simultaneously with the production of the income will make the income tax better adjusted

to the needs of the economy at all times, and not only at times
like the present, when inflation threatens. In periods when
incomes are falling and unemployment is increasing, it will
contribute to economic stability if the taxpayers are out of

203

-3debt to the Government, so that their purchases of goods and
their other economic activities are not unduly hampered by
the necessity of paying income taxes on income received in a

more prosperous year.

Accordingly, to get the maximum effect in restraining
inflation, and to make the income tax better suited to the
needs of the economy, it is important that as much of the
income tax as possible be collected currently while the income
is being earned. The most practical method of doing this is
through collection at source for those parts of the income to
which this method is applicable.
If collection at source were introduced July 1, 1942,

at a 10-percent rate, there would be withheld from consumers

during the last 6 months of this year alone about a billion

and a quarter dollars under the lowered exemptions tentatively
adopted by the House Ways and Means Committee. This is at an

annual rate of 2 billion dollars. If the present system of
collection is retained, there will be no increase in the
amounts collected from consumers until March 1943.

3. The improvement of collections from small taxpayers
As the number of taxpayers increases the problem of getting a

full reporting of income likewise increases. The American
system of income taxation is one of self-assessment. The taxpayer files his return, lists his income, and computes his tax.
To a considerable extent, of course, he is assisted in these
operations by representatives of the Government, but the
initiative is his. By and large, this system has worked well,
although, as we all know it has not worked perfectly. That
non-reporting and underreporting have not been greater is
attributable in considerable measure to the reporting of
information at source. The employer, for example, is required
to submit to the Government a slip for every person receiving
more than $800 of wages or salary showing his name, address,
and the amount of wages or salaries paid to him. Ordinarily,

a copy of this slip is sent also to the employee. This report

ing system, on the one hand, gives the employee notice that the
the Government has been informed of his income and, on
other hand gives the Government a source of information against
which to check the income-tax return, While the appropriations
made available to the Bureau of Internal Revenue have not
permitted a complete check of the information returns been against

the income-tax returns, a great deal of checking has
done with the result that the reporting by workers has been
found to be very high and the loss of revenue due to lack of

reporting relatively low.

204

-4Nevertheless, the lowering of exemptions and increase
in number of returns subjects to the income tax groups that

are less well informed about tax matters and are less likely
to file a return at the same time that it increases the task
of checking the returns. Further, when the checking reveals
a delinquency, the delinquency must be treated taxpayer by
taxpayer.

The collection-at-source method not only gives the

Government information about the employee's compensation but

also gives the Government a large part of the tax, the part
it receives depending on how much of the tax is collected at
source. with the income tax extending more and more into the
masses of the population, collection is thereby ascured in
areas where there would be an increasing likelihood of its

breaking down.

The importance of this problem is illustrated by the
experience of England and Australia, In both countries taxation at the source was introduced primarily for the purpose
of easing the payment problem and of facilitating the collection
of the income tax, rather than for anti-inflationary purposes.
The third reason for adopting collection at source is
therefore the more complete tax collection that should result
therefrom.

Against these advantages of collection at source must

be set the disadvantage arising from the administrative diffi-

culty inherent in this type of collection. Collection of an
income tax at source involves the same type of administrative
difficulty of matching returns as in the administration of
the Social Security pay-roll taxes. It involves some additional difficulty, notably in checking the tax return at the

end of the year against the payments which have been made from
time to time by the employer on account of his employees and
in making refunds in those cases where too large an amount
has been collected because of irregularity of employment.
These administrative probleme are revealed in more detail by

the description that follows of the plan that has been
developed for the collection of the individual income tax at
source. While this plan can doubtless be improved in some
of its details, I believe we have succeeded in working out
an entirely practicable plan.
It 18 our conviction that if proper provisions are
made for its administration, collection at source is a highly
desirable method of collecting the income tax and that its
very great advantages far outweigh the administrative difficulties which would arise. Accordingly, we recommend to the
committee that it provide for collection of the income tax

205

-5at source on salaries, wages, bond interest, and dividends.
The income tax is no longer a tax on the fortunate few; it

has become a people's tax. This change in coverage demands
a change in methods of collection. Self-assessment and

quarterly installments are no longer adequate. They should
be supplemented by collection at source, the only method that
is suited to the needs of a multitude of new taxpayers. The
enactment of collection at source will prove a boon to these
taxpayers, will convert the income tax into an effective

fiscal instrument for the control of inflation, and will insure
the collection of the taxes levied.
An income tax which covere as many as 20 or 30 million

people cannot function effectively without collection at
source. In my opinion the very existence of the income tax

of the scope proposed depends upon the adoption of this new

collection device.

SUMMARY OF PLAN FOR COLLECTION OF INDIVIDUAL INCOME TAX AT
SOURCE

Collection at source will apply to three types of income:
(1) Wages and salaries, (2) bond interest, and (3) dividends.
A. CURRENT WITHHOLDING

1. Wages and salaries -- (a) Each employee will fill
out and give to his employer an exemption certificate, indi-

cating marital and dependency status, and, if married, whether
the spouse is also employed.

(b) On the basis of the exemption certificate, the

employer will classify the employee according to the exemption
to which he 16 entitled.
(c) Each pay period the employer will withhold from the the
employee's wage or salary an amount determined by applying the
withholding rate to the excess of the wage or salary over
exemption to which the employee is entitled.
(d) The employer will determine the exemption be to fur- which

the employee is entitled by reference to a table attached to exhibit)

nished by the Bureau of Internal Revenue. (See status

This table will show the exemption for different marital

and dependent groups and for different pay periods (weekly,
semimonthly, monthly).

206

-6-

(e) This table will be computed by adding an arbitrary

allowance for deductions to the annual personal exemption and
credit for dependents, and prorating the sum over the number
of pay periods.

(f) At the end of each quarter, the employer will remit

to the Bureau of Internal Revenue the amounts withheld during
that quarter.

(g) At the end of the year the employer will send to

the Bureau of Internal Revenue the exemption certificates
filled out by the employees, entering on each the amount of
wages paid during the year and the amount of tax withheld.

(h) At the end of the year, or at the termination of
employment, the employer will give the employee a duplicate of
his exemption certificate, entering on this duplicate the
amount of wages paid during the year and the amount of tax
withheld. This duplicate will serve as a receipt for the taxes
withheld. In addition, small employers will be required to
give the employee each pay period a receipt for the amount of
tax withheld.

2. Bond interest and dividends -- (a) Corporations

and other institutions exempt from the individual income tax
will file exemption certificates with the payors of interest
or dividends certifying to their exempt status.
(b) Individuals who expect their total annual income to
be less than the exemption and dependent credit to which they
are entitled may also file exemption certificates with the

payors, certifying to that effect.

(c) Payors of bond interest and dividends will withhold
the tax on payments to all recipients who have not filed exemption certificates. The amount withheld will be computed
by applying the withholding rate to the total amount of
interest or dividends paid. By not withholding on payments
to persons who have filed exemption certificates, relief is
given to persons with small incomes derived largely from
interest and dividends.
(d) All payments of dividends and interest on which the
tax has been withheld will be accompanied by a receipt for the
amount withheld.

(e) At the end of each quarter, payors of dividends or
bond interest will remit to the Bureau of Internal Revenue
the amounts withheld during that quarter.

(f) At the end of the year, the employer will send to

the Bureau of Internal Revenue a list of all payments made
during the year, the amount of tax withheld from each recipient,

and the exemption certificates for recipients not subject to

withholding.

207

-7B. YEAR-END ADJUSTMENT

(a) All persons from whom any tax has been withheld

will be required to file an individual income-tax return by
required to file returns.
(b) The tax liability will be computed as at present.
(c) The tax form will carry space for entering the

March 15 of the following year, along with all other persons

amount of tax withheld at source,

(d) If the tax liability exceeds the amount withheld,

the difference represents the amount the taxpayer must pay to

satisfy his liability.

(e) If the amount withheld exceeds the tax liability,

the difference represents the refund to which the taxpayer is
entitled.

(f) If the refund claimed is less than $50 and if the

taxpayer submits with his tax return receipts for all amounts
withheld at source, the refund will be made promptly without
further evidence.

(g) The information given by employers and by payers

of interest or dividends will be matched with the individual
income-tax returns. This will furnish a check on the addi-

tional tax liability of individuals whose liability exceeds

the amount withheld at source and a validation of the claims
for refunds.

(h) Refunds not made promptly (as described in (f) above)
will be made as soon as the tax returns have been compared with
the reports of employers and of payers of interest and dividends.

208

Exhibit 1.
Amount of wage or salary to be exempt from collection
at source under personal exemptions and credit for

dependents tentatively adopted by House Ways and Means

Committee: Single person (not head of family), married
person or head of family, and each dependent, by payroll
period

Each
Harried person
or head of
: dependent
family
:

:

$ 11

:

:
:

:

Weekly

:

period

Single person
(not head of
family)

:

Payroll

$

26

$ 8.50

Bi-weekly

22

52

17.00

Semi-monthly

23

55

18.00

Monthly

46

110

36.00

Quarterly

138

330

108.00

Semi-annually

276

660

216.00

Annually

552

1,320

432.00

.

Treasury Department,

Division of Tax Research.

May 20, 1942

209

Herbert Caston

March 15,

Randolph Paul
Peter Odegard

1943

Secretary Morgenthau

What would you think of trying to get some of the
richest men in the country to come out and make a public

statement against the forgiveness of their last year's
taxes? And starting with a man like John D. Rockefeller,
Jr., have them say that they want to pay their taxes as a
contribution towards the war.
The next thing 10 to get the man to go around and

see these people, and I've got the man in Leffingvell, as
he 10 against the Rural Plan and I'm sure that he would be

willing to go around and see these people if we gave him
the names.

I wish that the three of you would talk it over,
and then come and talk to me about it. I think it's got
possibilities, perticularly if ve have Leffingwell to go
around and see them.

Ice memor from Band
and Doegard 3.16.43

210

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION
DATE

TO Mrs. Klotz

March 15, 1943

FROM Joseph Gaer

Topic: Tax education of new taxpayers

In 1943-44 there will be five times as many taxpayers as
there were in 1939. The majority of the new taxpayers will
be people of limited education, many on the border of il-

literacy. It is not 80 important to train these new tax-

payers how to make out their tax returns (most of them will
undoubtedly use the simplified form 1040a or a similar form
that may be evolved after tax deductions are made at the
source); but it is very important to educate these people in
the meaning of Federal taxes, what taxes buy for them, what
constitutes equitable and inequitable taxation, and the
relation of taxation to democracy. It is the duty of the
Government to inform the people what they are paying for

and to convince them that it 18 to their own benefit to pay it.
Such a vast education job cannot be done between February 15

and March 15 of each year. Nor will it be accomplished by a
committee appealing to teachers into whose laps the entire
problem is dumped.

The first task is to outline what is needed in tax education
materials. These materials have to be prepared at several
literacy levels. Outlines and guides for teachers have to

be assembled. Arrangements have to be made to introduce the

topic of taxation through various adult education outlets,

workers' education groups, labor-management committees, the

general education press, youth movement publications, etc.
This requires a complete education program. Various devices
would have to be used to suit different types of audiences.
For some publications series of brief arguments on "Why Taxes" the
may be needed, similar to the series I have worked out for
Civic Education Service on "Why War Stamps" (see copies

attached). For workers' classrooms at a low literacy level
and for foreign-born adults, a series of simplified arguments
may have to be prepared so that they may combine the teaching
of reading with taxation.
The task is not a difficult one, but one that can be done
well only on a year-round education basis.

210-A

WAR STAMPS

WAR STAMPS

11. What Stamps Will Buy

III. War Stamps and Inflation

ng one 10-cent war stamp
may not seem like an important
contribution to the war program.
But when these individual pur-

Ir ion is the greatest menace
to America on the home front today. We have seen how rapidly
rising prices, the growing scarcity

chases are multiplied by the thousands, and even millions, they add

of goods, and a surplus of spending
money have brought about a situ-

F

up to an impressive amount of

ation which endangers our whole

money for the government to use
in fighting the war.
When the government sells these
stamps, it can take one of the dimes
to buy five cartridges for a 45-cal-

war effort.
The nation has become aware of
this problem and is anxiously looking to Congress and the President

iber pistol. The money obtained
from two 10-cent stamps will pur-

lions of families are worrying about

chase one cartridge for a large anti-

aircraft machine gun. The sale of
three stamps will furnish money
for one bag in which messages can

be dropped from an Army plane.
Or the 30 cents may be used to pur-

chase two pairs of socks for a
soldier.

Many of the weapons and ma-

terials which the Army and the
Navy require, of course, cost a great

deal of money. The price of a
single military motorcycle is $400,
but it is paid for when 4,000 young
peg

each buy a 10-cent war

As soon as 850 individuals
buy a 10-cent stamp apiece, there
is enough money to pay for another
Garand rifle.

sta

An Army "jeep" costs $900-or
the money from the sale of 9,000
10-cent stamps. An anti-aircraft
searchlight costs $30,000, or 300,000 10-cent stamps: a pursuit plane,

502,500 stamps: a medium tank,
547,500 stamps: and a Flying Fortress, 3,502,500 stamps.

These are large sums of money,
but they are being raised because
thousands of individuals are buying
the 10-cent stamps, as well as the
larger stamps and bonds. It is this
kind of teamwork which will help
us to pay for the war.

IOR REVIEW 9-28-42

for action to halt inflation. Mil-

the increasing cost of living.
But how many of these families
-how many people-realize that
action on the part of Congress and
the President alone cannot entirely
solve the inflation problem? Congress and the President can act to
control prices and wages, they can
raise taxes, they can do other things
which will do much to halt inflation.
But to be successful they must have

the help of the people-of individuals like yourself.
One of the most important causes

of inflation is that there is more
mor in circulation than there are

goo. to spend it on-about 20

billion dollars more this year. With
so much money around it is almost
impossible to hold down prices.

If we are to be safe, the large

excess of spending money must be

drained off. That can be done

partly through higher taxes, and
partly through the sale of war savings stamps and bonds. Every time

a dime or a dollar is invested in
stamps and bonds, it reduces by
that much the dangerous surplus
of spending money which is helping to cause inflation.
Every time you buy a war savings stamp or bond you are doing
the most important thing you can
do to stop inflation. You are also
helping to win the war.

JUNIOR REVIEW 10-5-42

211

MEMORANDUM

March 15, 1943.

TO:

The Secretary

FROM:

Mr. Sullivan

TS

I am attaching a list of the networks which
carried the emergency income tax messages. This was
furnished to me by Mr. Rogers of OWI.

212

List of network shows to carry the
emergency income tax message

March 11 - Thursday
Major Bowes
Good Old Days
Maxwell House
Lum and Abner

WJSV
WMAL
WRC

WMAL

9:00 PM
7:05 PM
8:00 PM
8:15 PM

March 12 - Friday
Mystery Shorts

WMAL

The Goldbergs
The Thin Man
Boake Carter

WJSV
WJSV
WOL

Cities Service Concert WRC
People Are Funny

WRC

2:15 PM
1:45 PM
8:30 PM
12:00 Noon
8:00 PM
9:30 PM

March 13 - Saturday
Morning Market Basket

WMAL

Campana Serenade

WRC

10:00 AM
10:15 PM

March 14 - Sunday

Parker Family

WMAL

World News Today

WJSV

Meet Corliss Archer

WJSV

Walter Compton
One Man's Family
Chase & Sanborn

WOL

Take It Or Leave It

WRC
WRC

WJSV

WOL
John B. Hughes
WRC
John Charles Thomas
The Great Gildersleeve WRC

9:15 PM
2:30 PM
7:00 PM
10:45 AM
8:30 PM
8:00 PM
10:00 PM
10:00 PM
2:30 PM
6:30 PM

213"

March 15, 1943.

MEMORANDUM

TO:

FROM:

Secretary Morgenthau
Mr. Gaston

I am attaching a list of those who have accepted
invitations to attend the conference on Saturday,
March 20, and am supplying a copy to Mr. Robbins. I
have asked Mr. Robbins to suggest the names of those

here in the Treasury who ought to attend, but I believe
you may want to pass on that list.
I am making arrangements through Mr. Thompson

for a luncheon to be served at 12:30 in Room 198 and
also at Mr. Robbins request have asked George Haas to

arrange for Lindow, or someone else of his staff, to
give a talk in the morning similar to that already
given to the Federal Reserve people. This, according

to Robbins' idea, would be given in the Chart Room
after adjournment from your office where I understand
the group is to meet at 10:30 on Saturday. The luncheon

is set for 12:30 and the present plan is that General
Marshall will speak at the luncheon table.

Attachment.

214

March 15, 1943.
ACCEPTANCES

Roy D. Moore, President,

Cranston Williams, Gen. Mgr.,

Cleveland, Ohio.

American Newspaper Publishers,
370 Lexington Avenue,
New York City.

Linwood I. Noyes,

E. S. Friendly,

Brush-Moore Newspapers,

State Administrator, War Savings Staff,

Advertising Council,

Advertising Council,

The Globe,

New York Sun,

Ironwood, Michigan.

New York City.

Walter M. Dear, President,

Charles P. Manship, President,

American Newspaper Publishers Assn.,
Jersey Journal,
Jersey City, N.J.

Southern Newspaper Publishers,
State-Times and Advocate,
Baton Rouge, Louisiana.

0. G. Andrews, President,
New England Daily Newspaper Assn.,
N London, Connecticut.

George B. Parker, Editor in Chief,

Scripps-Howard Newspaper Alliance,
Washington, D.C.

C. Hudnutt, President,
Inland Daily Press,
Chronicle-Telegram,

Frank E. Gannett,
Rochester Times Union,
Rochester, New York.

Basil L. Walters Managing Editor,

John S. Knight, Vice President,

(Alternate of Mr. Roy Howard)

Elyria, Ohio.

The Star Journal,
Minneapolis, Minnesota.

Alternate of Roy Roberts, ASNE)
H. Abels,

National Editorial Association,
he Outlook, Lawrence, Kansas.

American Society of Newspaper
Editors,

Miami Herald, Miami, Florida.
Thomas White,

Hearst Publications,
959 - 8th Avenue, New York City.
(Alternate of J. D. Gortatowsky)

Gardner Cowles, Jr.,

Office of War Information.

Governor James M. Cox,

Publisher, Miami Daily News and Dayton (Ohio) Daily News,

certain, but will try to come)

215

REGRETS

Arthur H. Sulzberger,

President, New York Times,
New York City.

Paul Scott Mowrer,

Editor, Chicago Daily News,

Chicago, Illinois.

S. R. Winch, President,
Pacific Northwest Newspaper Assn.,
Oregon Journal,
Portland, Oregon.

216.

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION
DATE Mar. 15, '43
THE SECRETARY
FROM

TED R. GAMBLE

I just want to go on record as saying to you that I cannot
endorse the Organization Chart which was shown me this morning.

I discussed this at least for an hour-and-a-half with Mr. Bell
and Mr. Robbins, and was firmly convinced that it would be much

better to proceed informally for the April drive.
I am sorry that you did not have a chance to hear the objections

I raised, for it is my opinion that they are valid ones and that
we should come to a positive and final conclusion as to the
future place of the War Savings Staff before attempting any reorganization.

Mr. Robbins knew that I was not in agreement with him, and he

suggested that he would discuss this matter with me during the
afternoon, but I have heard nothing further from him.

217

MAR 15 1943

Dear Mr. Allens

Mr. Gamble has told me of the excellent campaign

sponsored by nmmers of your organisation, to replace the
Cruiser ATLANTA.

All of your people who took part in this campaign
are to be complimented. I regret that I was unable to be
present to thank them in person for the good work they have
been doing throughout our campaign in promoting the sale of
War Savings Bonds.

Keep up the good work.

Certially yours,
(Signed) H. Morgenthau, Jr.

Mr. Marian R. Allen

State Ministrator

Mar Savings Staff

Atlanta, Georgia

218

MAR 15 1943

Dear Mr. MeLarias

I regret very such that weather conditions forced

no to cancel - visit to Atlanta. I was looking forward to
meeting with you and your Treasury War Finance Committee
workers on Saturday.

Mr. Gamble has reported to as that he was very such

impressed with your spirit and approach to the big job that
lies ahead of us.

I - grateful to you for your help and wish to thank
you for your very considerate invitation. I trust that I
shall have better luck at another time.

Cordially yours,
(Signed) H. Mergenthau, Jr.

Mr. W. S. MoLaria
President
Federal Reserve Bank

Atlenta, Georgia

TROseen

219

MAR 15 1943

Dear Mr. Connert

I regretted the necessity of having to cancel my
contemplated visit to Atlanta on last Friday evening very
such indeed. Frank Knex has already told - of his thoroughby enjoyable visit and of the significent job that you and

your co-workers did during the Atlanta Cruiser Campaign.

I wish to thank you for the part you played in this,
and, through you, your workers for their achievements. The
fine support you had from the ATLANTA CONSTITUTION, the

ATLANTA JOURNAL, your radio stations and the untiring efforts
of all the good people in your community, is an example of

the kind of patriotism that will carry us forward to a victori-

ous conclusion of the war.

Cordially yours,

(Signed) Henry Morgenthau, Jr.

Mr. John L. Conner
Chairman,

New Atlanta Cruiser Committee

113 Hurt Building
Atlanta, Georgia
TROcees

Picture sent, autographed:
"For John L. Conner with sincere
regards, Henry Morgenthau,1943"
Jr.
Coules to Therefor

220

MAR 15 1943

Dear Margaret Mitchells

I was delighted to receive this morning your
"Confederate Token of Friendship". I am indeed sorry
that I cannot put it to work for you in the manner in
which you have suggested, but I hasten to any that I shall
charish it always as a nice gesture from a true lady of
the South.

I regret that I had to cancel my trip to Atlanta

at the last moment, as I would have enjoyed meeting with

you and those Atlantions, who put on such a

splendid campaign to perpetuate the glory of your famous

fighting ship.

with all good wishes, I am
Cardially yours,
(Signed) Henry Morgenthau, Jr.

Margaret Mitchell
Atlanta, Georgia

TROCess

3-15-43221
WOODROW WILSON AND SALE OF WAR BONDS

I. Activities as shown in attached material
1917
May 31

Letter to McAdoo sending subscription to Liberty
Loan. In: Statements issued by HcAdoo, v.5.
no.80, Kay 31, 1917.

October 12

Proclamation designating a "Liberty Loan' Day,
October 12, 1917. In: State Papers and
Addresses by Woodrow Wilson, pp.430-431.

October 15

Proclamation designating Wednesday, October 24,

1917, as *Liberty Loan" Day. In: Statements
issued by McAdoo, v.5. no.345. October 15, 1917.

November 16

President Wilson to the district and state
directors of the war savings campaign at the

White House. In: Statements issued by McAdoo,
v.6. no.93, November 16, 1917.
1918

April 6

Nation's pledge for liberty day. Statement
reprinted. In: Congressional Record, v.56,
pt.5. 65th Cong., 2nd sess., p.4691.
April 6, 1918.

May 30

Appeal to save constantly and buy as regularly
as possible. In: Statements issued by McAdoo.
v.7. no.76, May 30, 1918.

September 28 Request to people of the country to loan their
money. Letter. In: Statements issued by
McAdoo, v.7. no.233, September 28, 1918.
1919

April 20

Victory Liberty Loan. Statement. In: Statements
issued by Carter Glass, v.8. no.267,
April 20, 1919.

May 9

Appeal for success of last Liberty Loan, cable
to Secretary Glass. In: Statements issued
by Carter Glass, v.8. no.294, May 9, 1919.

222
WOODROW WILSON AND SALE OF WAR BONDS

II. Activities listed in New York Times Index 1917-1919
(New York Times not available in Treasury Library for these
years. Material especially desired may be seen at New York
Times office in Albee Building or at Library of Congress.
Material may be obtained in photostat form from Library
of Congress.)

1917

May 22

3:3

May 27

I.,3:3

June 1

1:4

Sept. 23 I.,8:6

Letter to Boy Scouts of America enlisting
aid to promote loan.
Letter to Boy Scoute commending aid.
Subscribes $10,000.

Appeals to Boy Scouts of America for aid in
campaign.

Oct. 8
Oct. 15

11:1

118

Oct. 21 I., 9:3

will present American flag to Boy Scout troops
securing most subscriptions.
Liberty Loan Day proclamation.
Message delivered to Mayor Mitchel, New York
City.

Oct. 24

3:4

Attends bonfire celebration in Washington, D.C.

Oct. 25

312

Amount of subscriptions to both loans.
1918

March 16

22:2

Appeals to Boy Scouts to aid in third loan.

April 5

612

Signs bond bill.

April 7

1:8

Opens campaign in Baltimore.

April 9

1:1

Subscribes $1,000 at a theatre.
Editorial.

April 20

12:2

April 29

5:3

Sends message to meeting of German Americans

May 2

1:2

Subscribes for $50.00 bond on monthly

at Union Hill. New Jersey.

installment plan and authorises request that

as many persons as possible match his
subscription.

223

-

1918

Subscribes to $500 bond at theatre for fund

May 5

9:3

Aug. 16

6:7

Writes appeal to be used in advertisements.

Sept. 1

6:3

Plans speech making tour.

Sept. 3

616

Speech making tour plans.

Sept. 6

12:8

Tour unlikely.

Sept. 10

12:6

Announces decision to abandon trip through

to meet challenge.

West.

Sept. 21

116

Proclaims October 12 as Liberty Day.

Sept. 28

1:8

Opens campaign with address at New York
Metropolitan Opera House.

Sept. 28
Sept. 29

12:1 Editorial.
9:1

Advertisement.

Oct. 4

15:1

Oct. 7

1:1

Oct. 11

1:1

Appeal calling for oversubscription.

Oct. 12

1:1

Receives ovation at Ameterdam Theatre, where
he buys 82,000 bond and autographs others.

Oct. 13

1:3

Marches at head of Liberty Day parade in

Buys a $1,000 bond at theatre in Washington.
Subscribes to $20,000 through Secretary McAdoo

in door to door canvas.

New York City.
Oct. 15

114

Oct. 18

1514

Message read at S.T.T.C. rally at Columbia
University.

Oct. 20

19:3

Buys $1,000 bond through New York Police

Renews appeal.

Commissioner
1919

.

.

.

.
.

#

.

.
.

1:2

.

May 10

Messages of appeal for Victory Loan.
.

112

1:1

.

April 7
April 20

224
CONFIDENTIAL

UNITED STATES SAVINGS BONDS - SERIES E

Comparison of March sales to date with sales during the

same number of business days in February and January 1943

(At issue price in thousands of dollars)

February

:

January

:

March

:

:
:

:

sales

Cumulative sales by business days

:

daily

:

:
:

Date

March

March as

:percent of February

:
March 1943
1
2

3
4
5

6
8
9

10
11

12

13

$ 8,744

$ 8,744

$ 6,746

$ 12,810

11,888
13,006
19,923
32,229
25,404

20,631
33,638
53.561
85,789
111,193

21,814
27,284
52,930
84,847
116,513

15,621
31,021
47,128
69,173
101,696

94.6
123.3
101.2
101.1
95.4

30,810
27,617
21,582
53,187
23,937
25,344

142,003
169,620
191,202
244,389
268,327
293,671

150,809
178,154
201,187
222,972
247,684
270,009

137,214
174,074
219,267
275,292
299,033
334,496

94.2

ffice of the Secretary of the Treasury,
Division of Research and Statistics.

129.6%

95.2
95.0
109.6
108.3
108.8

March 15, 1943.

ource: All figures are deposits with the Treasurer of the United States on account
of proceeds of sales of United States savings bonds.
Note: Figures have been rounded to nearest thousand and will not necessarily add
to totals.

224
ONFIDENTIAL

UNITED STATES SAVINGS BONDS - SERIES F AND G COMBINI

Comparison of March sales to date with sales during

same number of business days in February and January

he

943

(At issue price in thousands of dollars)

:
1
2

3
4

101.2
101.1
95.4

5

6

8

94.2
95.2
95.0
109.6
108.3

:

94.6
123.3

9

10
11

12
13

:

129.6%

:

March 1943

March

:

:

percent of February

sales

Cumulative sales by business

:

March as

daily

:

Date

$ 2,442

$ 2,442

2,869
6,642
4,467
15,596
9,058
14,290
10,125
6,100
12,185
6,344
7,343

February

:

days

March

January

806

$ 2,716

5,311
11,953
16,420
32,016
41,074

9,720
11,290
28,198
48,264
65,106

3,036
6,137
14,820
18,428
29,726

55,364
65,489
71,589
83,774
90,118
97,461

75,526
92,154
100,852
110,431
123,086
131,457

47,612
63,556
91,679
115,896
129,017
149,603

$

108.8

arch 15. 1943.

fice of the Secretary of the Treasury,
Division of Research and Statistics.

tes on account

ource: All figures are deposits with the Treasurer of the United St
of proceeds of sales of United States savings bonds.

cessarily add

Note: Figures have been rounded to nearest thousand and will not n
to totals.

225
CONFIDENTIAL

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION

NED

TO

the
1943

FROM

Secretary Morgenthau
Mr. Odegard

Pursuant to our conversation, I have undert
as days
March as

:percent of February

examine my own position in the Treasury in the 1

current reorganization of the War Savings Staff.
303.0%

54.6
105.9
58.2
66.3
63.1

I assume that you will want to relieve me 0

ministrative supervision for the press, radio an
activities of the War Savings Staff for which I

73.3
71.1

71.0
75.9
73.2
74.1

March 15, 1943.
States on account

necessarily add

responsibility. Assuming also that you believe

some continued service to you and to the Treasur

set forth below some indication of what that ser

(1) Serve with Mr. Gaston in considering g
problems of Treasury Public Relations.

(2) To in the preparation of public S
so

(3) and
report on public t
effect Treasury
would be based upon data

Analyze ments, they help speeches, and operations. forth. from opinion various This

including the Bureau of Intelligence of
Office of War Information, Elmo Roper,
Gallup, Henry Link, and so forth.

(4) Continue to give such assistance as I
the new War Finance Committee and its

particularly with relation to the War
Staff.

(5) Be
of what service I can to Mr. Paul a
Sullivan.

227

(6) Represent the Treasury as a speaker wherever
and whenever this seems expedient and wise.

(7) Assist
office.in handling correspondence from your

(8) If time permits and you agree, begin work on
a history of the Treasury during your administration.
I want you, of course, to know that I shall be happy
to serve in any way you may direct so long as you want me to

stay with the Treasury. If, however, you should feel now or
later that my services have reached a point of diminishing
returns, will you please let me know SO that I can give you
my resignation without delay.

228

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION

CONFIDENTIAL
DATE

March 15, 1943

Secretary Morgenthau

TO

the

Mr. Hazes

FROM

Subject: The Business Situation,

Week ending March 13, 1943.
Summary

Commodity prices: The recent steady upward trend of basic
commodity prices was temporarily halted last week. The
BLS index of 28 basic commodities declined 0.2 percent,

thus registering the first decrease since mid-January
Dwindling prospects for early consideration of agricultural
legislation, and steps taken to increase the movement of
grain on the Great Lakes caused declines in prices of farm
products, particularly wheat.
Stock market: After a slight reaction, stock prices and trading
activity again moved up to around recent peak levels in the
latter part of last week. As measured by the Dov-Jones
averages, industrial stock prices at the close of the week
were virtually unchanged from a week earlier, but railroad
and utility stocks were fractionally higher.
Retail trade: The recent heavy wave of scare buying has shown
further signs of moderating. The gain in department store
sales over 1942 levels narrowed to 14 percent in the week
ended March 6 from 26 percent a week earlier.

Living costs: In contrast to the trend in the United States,
the Canadian cost-of-living index declined 0.2 percent in
January, with the retail price of food dropping 0.5 percent.
Living costs in the United States during the first 31 years
of the war have risen 22 percent, as compared with a rise
of 39 percent in the corresponding period of the last World

War.

Steel production: Steel operations last week were scheduled to
reach a new high for the year at 99.1 percent of capacity,
in tonnage the third highest on record. Steel ingot capacity
at the beginning of 1943 reached 90,293,000 net tons, with
an increase of 1,100,000 tons in the previous half year.

229
-2- - -

Commodity prices hesitant, but stock prices show further strength
Reversing the persistent upward trend of recent weeks, basic

commodity prices developed hesitant tendencies last week and

representative price indexes declined moderately. In the early
part of the week stock prices also reversed recent trends and
eased somewhat, while trading activity slackened noticeably.
However, the dwindling of activity on the decline, and the
strength of the market in the face of selling for income tax
purposes, apparently impressed traders and investors since
prices were bid up again in the latter part of the week. By
Friday both prices and volume again rose to recent peak levels.
At the close of the week, industrial stock prices as measured by

the Dow-Jones averages were virtually unchanged from week earlier

levels, while railroad and utility stock prices were fractionally

higher.

Market sentiment seems to have been helped somewhat by a
statement issued by the president of the New York Stock Exchange

on Thursday, saying that he had just reported to President
Roosevelt that the securities market is in a healthy condition.
In the previous week the stock exchange president has issued a
statement warning the public against indiscriminate buying of
low-priced stocks.

In connection with the strong. showing of the stock market

in recent months, it is interesting to note that the short
interest in the market has been increasing. The short interest

rose from 502,000 shares at the end of December to 579,000 shares
on January 29, and to 664,000 shares on February 26. This is the
largest figure since May 1939, and the increase lends some
credence to recent frequent reports that many traders are looking

for a corrective reaction in stock prices.

Basic commodity prices recede slightly
Prices of staple commodities were unsettled last week by
the statement of Price Administrator Brown that a price ceiling
would be placed on live hogs. Later, farm product prices were
further dampened by dwindling prospects of early consideration
of pending legislation designed to raise agricultural prices.
The uncertainty in basic commodity markets resulted in a decrease
of 0.5 percent last week in the BLS index of 7 uncontrolled
commodities, the first weekly decline since mid-January. The
BLS index of 28 basic commodities was off 0.2 percent. (See Chart 1.)
Buying enthusiasm in the grain markets was somewhat chilled on

by the suspension of preferential treatment of ore cargoes than
the Great Lakes by the ODT, which would allow a larger Wheat
anticipated grain movement next month via the Lakes.

230
-3- - -

prices showed a net decline for the week for the first time
in a month.

Replacement of the temporary price ceiling on corn by a
"permanent" ceiling at unchanged levels of 92 percent of parity,
rather than 100 percent of parity as had been anticipated, was
a further depressing influence. The corn ceiling will tend to
reduce the supply of corn for dairy and poultry feeding in the
eastern states, according to trade representatives and certain

Government officials, since it is more profitable to feed corn

to hogs than to sell at the ceiling level. As a result, press

reports mention the probability that the CCC will be called upon

to sell Government-owned corn to meet demands in the East. The
amount of corn owned by the CCC as of February 1 was nearly

145 million bushels. In addition, corn under loan as of February 27
amounted to nearly 49 million bushels.

Despite trade anticipation of a forthcoming ceiling on
linseed oil, flaxseed prices rose slightly to another war-time
high as demand increased. Prices for steers receded slightly
from their war-time high of a week earlier, but hog prices rose

to new 23 year-highs as receipts continued low.
In the week ended March 6, the BLS all-commodity index
rose 0.2 percent to a new 17-year high, making a gain of 1.1 per-

cent since January 30. At 102.9, the index is 37.2 percent

higher than in the pre-war month of August 1939.
Canadian food costs continue decline as ours increase

Showing contrasting trends, the Canadian retail food index
decreased 0.5 percent in January, while the BLS food index for
the United States (according to confidential data) moved up
0.5 percent in the month ended February 15. (See Chart 2,
lower section.) The Canadian decline was due mainly to lower
seasonal
prices month
for eggs
oranges,
follows
The sharp rise drop in
in the previous
resulting
from
subsidies.
food prices in the United States was foreshadowed by substantial
price increases as of February 15 for most groups of farm food-

and and a

stuffs, especially truck crops and fruits.

The Canadian cost-of-living index declined 0.2 percent in
January, reflecting the drop in food prices and slight reductions of
in costs of fuel, lighting and clothing. (See upper section index
Chart 2.) For the United States, the BLS cost-of-living the
for February is not yet available, but an estimate based on
Conference Board index shows an increase of 0.4 percent.

231

4-

Living costs rise less than in first world war
A comparison of the rise in all living costs and in food

costs during the first World War and during the present war is
made in Chart 3. In the upper section it may be noted that
living costs in the first 3a years of this war advanced 22.3 percent, but in the World War had advanced 39.1 percent. In the
first 28 months the rise parallelled that through 1916, but
since passage of the emergency price control act in January 1942
the present rise has been much more gradual. In the first World
War, price controls under the Food and Fuel Administration were
not approved until August 10, 1917.
Food costs in this war, however, have been less satis-

factorily controlled. (Refer to lower section of Chart 3.)

While the rise in total living costs since August 1939 has been
56 percent as great as in the comparable period after the
beginning of the first World War, the rise in food prices has
been 74 percent as great as in the first World War.
Ceiling on live hog prices imminent
According to a press statement by the Price Administrator,
a ceiling may be placed on live hogs at $13.50 a hundred pounds
at Chicago, involving a "roll-back" of approximately $2.50.
(The Government support level is $13.25.) The Administrator
was quoted as saying, "I do not think the farmers would be
dissatisfied with $13.50 hogs; that is way above parity". Later
press reports stated, however, that officials are preparing to
place a ceiling at $14.50 to $15.00 a hundred pounds, Chicago
basis.

The present wholesale ceiling on dressed hoge was placed
when live hogs were selling for about $14.00 per hundred pounds. last

Retail price ceilings in dollars - and - cents announced rise
week were on this same basis. Meanwhile, the continued the
in live hog prices to a level near $16.00 has intensified that

squeeze on packers. (See Chart 4.) It will be noted of
packers' gross margins, as calculated by the Department less

Agriculture, point to packing operations at an even
profitable level than last summer.

Proposed meat ration larger than earlier indicated
A probable weekly meat ration of 21 pounds per last capita, week,

announced by Food Administrator Wickard week

officially is about 30 percent higher than official expectations a ago.

232

-5This allowance, however, presupposes wholly efficient distribution

of supplies, together with extinction of black markets. It
apparently assumes the minimum of the announced percentage

allotments for military and lend-lease requirements.
Potato shortage looms

A potato shortage was disclosed last week in New York City

and in several other regions east of the Mississippi, apparently
resulting from the operation of price ceilings and from an ICC
order temporarily banning the loading of all potatoes in Maine
(except seed stock) owing to a current scarcity of refrigerator
cars.

The ceiling placed on potatoes last month exempts seed

stocks. Growers are reported to be selling their potatoes as
"seed stock" directly to dealers at the farm, at prices higher

than the regular trade can afford to pay under the OPA wholesale
ceiling for shipment to metropolitan markets. Disorganized and
reduced distribution have resulted.
Since the 1942 potato crop was only 4 percent greater than
1941 production, and is small in view of expanded Government
and civilian demands, any maldistribution aggravates the supply

situation. (The 1943 acreage goal has been revised to total
20.3 percent greater than the acreage harvested last year.)
Possibility of short potato supplies brings to memory the crop
shortage in 1916. In that war year unfavorable weather,
together with a cut in acreage of 4.5 percent, reduced output
20 percent from that of the year before. As a result, potato
prices soared from an average farm price of 95 cents a bushel
in August, 1916 to $2.80 a bushel in May, 1917.
Outlook for commercial truck and fruit crops

The production and processing of commercial vegetables and
fruits this year continue to be major problems. Even before the the

extent of the February freeze in the South became known, of
Department of Agriculture reported an expected reduction
11 percent in the commercial vegetable crop being harvested in

February and throughout the spring. According to the Department's for

report of condition as of March 1 "essential" truck crops

shipment are making less favorable progress generally than

year ago.

a

233

-6- With respect to the proposed subsidy for food canners,
press reports state that the amount of $25 million suggested
by CCC officials is only e-sixth of the amount which the
canners say they will need.
Scare buying moderates

Further moderation in the recent heavy wave of advance

buying of clothing and related items is disclosed in department
store seles figures for the week ended March 6, which were
15 percent lower than the peak reached in the second week in
February. Moreover, the gain over 1942 levels narrowed to
14 percent from 26 percent in the week ended February 27.
Preliminary reports indicate some further slowing up in buying last week, with the approach of the income tax deadline

cited as a contributory factor.

Although the sales gain over year-earlier levels has

been narrowing recently, it must be remembered that scare

buying was very heavy in the early part of 1942. If comparisons
are made with the more normal year of 1941, it will be found
that department store sales in February were 60 percent higher
than in the corresponding month in 1941, as compared with a
gain of 31 percent over February 1942.

January sales figures for all types of retail stores

released last week by the Department of Commerce, when compared

with the corresponding month in 1941, reveal the striking
changes shown in Chart 5. It will be noted that during the
two-year interval sales of eating and drinking places (the
group least subject to price control) and apparel stores
jumped 85 percent and 65 percent, respectively. The only

stores to show declines, which were the automotive group and

filling stations, of course reflected gasoline rationing and
the stoppage in automobile production.

Decline in net income of industrial corporations in 1942
Earnings reports of industrial corporations covering 1942

operations have been longer delayed than usual, and are of to a
more tentative nature because many operations are subject

renegotiation of contracts. While some further time must
elapse before industrial earnings can be measured accurately,
it is obvious that net income after taxes declined from 1942
levels.

234

-7Thus a compilation of the reports of 710 leading
industrial companies for 1942 prepared by the National City
Bank of New York reveals that net income after taxes dropped
to $1,210 millions from $1,397 millions in 1941--a decline of
13.4 percent. Net income before taxes in 1942 was nearly
one-third higher than a year earlier, since the great
expansion in business volume more than offset higher labor
and material costs and increased reserves for contingencies, etc.
Comparison of income before and after taxes for the 710
industrial companies in 1941 and 1942 is shown in the following
table:

1941

1942

(Millions of dollars)

Net income before taxes
Federal income and excess

profits taxes 1

Net income after taxes
Percentage of net income taken
by taxes

Percent change

$2,712

$3,605

+32.9

1,315
1,397

2,395
1,210

+81.2

48.5%

-13.4

66.4%

After deducting post-war credits.
The net income of public utilities companies also declined
in 1942, with an NICB tabulation of results for 27 companies
showing a drop of 12.6 percent from 1941. In contrast with
the declines in net income of industrial and utility companies,
net income of Class I railroads in 1942 WAS 91 percent higher

1

than in 1941.

Steel production capacity increased
Steel ingot production last week was scheduled at a new

high for the year at 99.1 percent of capacity. On a tonnage basis
this was the third highest level on record, being exceeded in
only 2 weeks during October of last year. Steel operating rates
were revised recently to conform to the new capacity figures
announced for January 1, 1943. With an increase of about
1,100,000 tons in the second half of 1942, total steel ingot
capacity of the industry at the beginning of 1943 was 90,293,000
net tons per annum. Since the beginning of 1940, steel capacity

has been expanded by nearly 8,700,000 net tons, and an additional
expension of nearly 7,000,000 net tons is scheduled.

MOVEMENT OF BASIC COMMODITY PRICES
1943

1942

PERCENT

PERCENT

August-1939-100

210

210

205

205

200

200

9 Uncontrolled Commodities

195

195

190

190

185

185

180

180

175

175

28 Commodities
170

170

165

165

160

160
*

19 Controlled Commodities

155

155

MAY

MAR

SEPT

JULY

JAN.

NOV.

MAR

MAY

1943

1942

PERCENTAGE CHANGE DEC. 6, 1941 TO MAR. 5 AND MAR. 12. 1943
PERCENT

PERCENT

Flawned 4878

9 Uncontrolled

19 Controlled

Commodities

Commodities
+60

+60

Hage BEAN

+50

+50

+40

+40

Corn 37.9x

Steare29.4x
Lard 28 0X

+30

+30

Barley 29.29
Abain 25.48

Wheet 231X
Shellee 1231
Leed HIX
Cottoneeed Oil TAX

+20

Cotton 20
+20

Print Cloth TOX
Sugar 6.9%

Zine 3X
0% Change

+10

10

Modes Salt.

Im. Rubber
Coffee Copper
St Screp dom
St Screpeep

o

o

Cocoa as

Who Tope in
Tollow-41X

Burlop 438

-10
Dec.
1941

Mor. 5
1943

Mer. 12
1943

-10
Dec
1941

Mer. 5

Mer. 12

1943

1943

"20 Controlled and . Uncontrolled previous to June 26
Office of the Secretary of the Treasury
Dance of Penearch and Minister

P-244. 34

235

COST OF LIVING AND RETAIL FOOD PRICES
IN TWO WAR PERIODS
July 1914-100 World War Period, Aug 1939-100 Present Period
PERCENT

PERCENT

Cost of Living
160

160

1918

140

140

1917
Eve

120

120

1943

1942
1916

1940

1939

1941

100

100
1915

1914

80

80

PERCENT

PERCENT

Food Prices
180

180

1918

160

160

140

1943

1917

140

1942

120

120

1941

1916

1940
1939
100

100

M

J

JM

J

80

1915

$

1914

80

Source: B.L.S.
Office of the Secretary of the Treasury

Districted Research - -

C-479

Chart 2

236

Chart 3
237

COST OF LIVING, U.S. AND CANADA
August 1939-100

1939

1940

1941

1942

1943

PERCENT

PERCENT

Cost of Living
Ere

120

120

115

115

Canada

(Dea New Stat

110

110

U.S.

18431

105

06

100

00

95

$

1941

1942

N

1940

D

1939

...

95

1943

PERCENT

PERCENT

Foods, Retail
130

130

125

25

Canada

(Dam a of Stat)
120

120

U.S.

(BLS)
115

115

110

110

06

105

100

100

95
95

1939

Security of the Transary

1940

1941

1942

1943

C-42-A

Office the Secretary of the Treasury

SOURCE: U.S.D.A
** GOOD CHOICE, 180-200 LBS.
WHOLESALE VALUE OF ALL EDIBLE PRODUCTS IN 100 LD. OF LIVE MOGS.

1943
JUNE

APR.

1942
FEB.

DEC.

OCT.

JUNE

AUG.

APR.

100-

FCB.

111

1111

-100

0

0

GROSS MARGIN

100

100

(CENTS)

(CENTS)

MARGIN

MARGIN

GROSS

GROSS
10

10

11

11

12

12

13
13

WHOLESALE PRICE OF LIVE Hogs

14

14

15

15

VALUE OF Hoes PRODUCTS
COMPOSITE WHOLESALE
16

16

100 LBS.
PER

TTIDOLLARS
JUNE

TTTT
APR.

TTT
FEB.

DEC.

100'LBS.

TTUTT
OCT.

PER

TTT
JUNE

AUG.

1942

1943

Weekly, January 1942 to date

APR.

FEB.

DOLLARS

Chart 5

RETAIL SALES BY TYPE OF STORE'
Percentage Change January 1941 to January 1943

PER

CENT

Type of Store
RESTAURANTS, CTC. 85%

80

APPAREL 65%

60

FOOD 46%
DRUG 46%

OTHER RETAIL 42%
GENERAL

MERCHANDISE 39%

40

ALL STORES 22%
HOUSEHOLD

20

FURNISHING 18%

BUILDING MATERIAL,
HARDWARE 13%

FILLING STATIONS -3%

0

-20

-40

-60

AUTO AND

ACCESSORIES-71%

JANUARY
1943

-90

JANUARY

94

*ADJUSTED INDEXES

Office of the Secretary of the Treasury
Diverse of Research and Statistics

C 480

239

240

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION
DATE

TO

Mrs. Klotz

March 15, 1943

FROM Joseph Gaer

Mr. John J. Floherty, a distinguished author whose books
have a tremendous audience in the schools, is now writing
a book entitled "The Money-Go-Round", which deals in part

with the U. S. Treasury and how it functions. He wishes
to speak to the Secretary and with Dr. Harry Dexter White.
Then he wishes me to gather some functional Treasury

materials for him. I feel that it would be to the Treasury's
advantage for the Secretary to see Mr. Floherty and for
Dr. White to explain to him some of the relations of the

Treasury to the national problem of financing. I shall
then be glad to assist him, if I am officially assigned
to the task.

I wanted you to see this memorandum before I spoke to you

about an appointment for Mr. Floherty with the Secretary.

Na
Appt them to

241

From "Who's Who in America, 1942-43*

"John Joseph Floherty, author, born of American parents

in Ireland, April 28, 1882; 6. Patrick Vincent and Katherine
(De Cantalon) F.; student St. Flanaana Coll., Ireland, 18991902; m. Lillian Bessie Hunt, June 1905; children--John

Joseph, Cynthia Hunt (Mrs. John Joseph Gaeta). Reporter
Root Newspaper Asan., 1905-07, United Pub. Corpn., 1907-20;
President John J. Floherty, Inc., , 1921-28, Floherty and Staff,
1929-39. Served with 7th Regmt., N. Y. N. G., 1904-13.

Episcopalian. Club: Dutch Treat (New York). Author: Fire,
1935; The Airliner; Guardemen of the Coast; Moviemakers:
Police!; On the Air; Men and Ships; Youth at the Wheel:
Sons of the Hurricane; Daily Paper; Make Way for the Mails,
1939; Men Without Fear, 1940. Contributor to many magazines
and N. Y. Herald Tribune. Home: 8 Shoreview Road, Port

Washington, N. Y. Office: 2 East 23rd Street, New York,
N. Y.

He has just turned in to his publisher a book on the

Department of Justice.

242

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION
DATE

Secretary Morgenthau
FROM

March 15, 1943

Frances McCathran
CONTROVERSIAL ISSUES BEFORE CONGRESS

1. Post-War Planning - President Roosevelt in a conference
yesterday with 6 Senators approved the "general objectives"

of a resolution sponsored by Senators Hatch, Ball, Hill,
and Burton. Originally scheduled to be introduced in the
Senate on Tuesday but probably deferred for further discussion between the White House and its sponsors, the
call for Senate approval of United States

resolution initiative would in creating permanent United Nations organizaa

tion to: (1) form temporary governments for nations as
they are recaptured from the Axis; (2) provide food and
other relief for these nations; (3) create some definite
arbitration mechanism to settle future disputes; (4) form
an international police force to ensure, by force if necessary, that no nation will in the future disturb the peace
of the world. Perhaps most significant is the fact that
the Senate, which has the power to ratify peace treaties,
in backing this resolution would place itself on record as
approving some form of international cooperation, instead last

of blocking all such proposals as they did after the
tion, however, while approving the broad objectives of
plan is said to be debating the advisability of causing a
detailed discussion of the ways and means of international
cooperation in Congress where it might set off prematurely
fireworks from isolationists, anti-Administration this groups,
etc., on American foreign policy. As if proving

war in refusing Wilson's League of Nations. The Administra- this

Administration caution is not without reason, Senator lead- Wheeler

has already placed himself against the resolution as

ing to "a strong, bitter fight which would divide the nation phrase,

when it ought to be united, il and, adding the old stock

said that he was definitely opposed to all "entangling

alliances. If

2. Tax: Pay-As-You-Go - Despite Chairman Doughton's voiced

support of the House Ways and Means tax plan, it apparently

243

is drawing fire from all sources. A Republican caucasus
today will line up minority support behind the Administrationopposed Ruml Plan, and there were indications of a move to
unite Democrats behind the Robertson Plan which, since it
calls for forgiving taxes on incomes up to $2,000, might
draw support as a compromise between the Committee and the
Ruml methods. Consequently, Representative Robertson has

indicated that he may call for another vote in the House

Ways and Means Committee on his proposal, which is said to
have received Treasury endorsement. Doughton, however, who
considers the Committee proposal a more effective way of

combatting the Ruml threat, indicated it would reach the
House late this week or the early part of next week.

3. Farm Labor - The Bankhead Bill to defer farm laborers from

the draft is expected, at least by its author, to reach a

vote tomorrow. However, Senator O'Mahoney, whose substi-

tute measure was turned down, predicted that the bill would

face "trouble" in the Senate. "Farmers don't want this bill
at all," he added. "They don't want to be considered
draft dogers and that is what the public is likely to consider them if it becomes law." Similarly, Senator Tydings
in a radio address said he thought the President would veto
the measure if it is sent to him.

244

SECRET

TREASURY DEPARTMENT
PROCUREMENT DIVISION
WASHINGTON

OFFICE OF THE DIRECTOR

March 15, 1943

MEMORANDUM TO THE SECRETARY:

Supplementing report to you of March 8, 1943, the
purchases against the North African Rehabilitation Program
from March 8, 1943 to March 14, 1943, totaled $137,814.57,

or a total of purchases for the program thus far of
$20,029,986.24.

Attached is report giving status of shipping against
these purchases.

The money value of the piece goods secured from the

Work Projects Administration is not included in the
purchases shown to date as the value has not yet been

established. Purchases have been completed for all requisitions received to date against this program; however, new
requisitions will be forthcoming which, when purchased

will show an increase in cargo available for shipment.

PORVICTORY

BUY

When

A.A. Walsh
Deputy Director of Procurement

SECRET

SHIPPING REPORT AS OF MARCH 13, 1943
245

Tonnage

Commodity

New & used clothing
Cotton piece goods

Shoes, boots & soling

Refined sugar
Raw sugar

Powdered milk
Tea

Matches

Copper sulphate
Drugs

Books & booklets
Nails
Lamp chimneys

Newsprint

Shipped to Date
From U. S. A.
2013.75
5859.5
211.25
4196.5

Cordage & twine

Cotton thread
Chemicals

Cotton hose

Under Load

At Port

47.75

4676.25

30

1166

1593

106

451

1084.75

6.067
2

100

22

5

17

201

472

.044

.045
2

225

29.25
163.5
25.5

5

11.75
72.5
9

40
71

301
14
9

1000 Each

Phonograph records
Tooth brushes

.75
7

Wash basins

Storage batteries
Tires, tubes & tape
Parts for autos,
tractors & harvesters
Tin plate

To Port

139

119.5
171.5
381.75

Nipples, bottles, eye cups
Spark plugs

On Hand at Port
Waiting Vessels

Tonnage

En Route

1545

Printers ink

Mach. finished book paper

Tonnage

Tonnage

2

47

175.75
56

845

141

203

SECRET

-2246

Tonnage

Shipped to Date
From U. S. A.

Commodity

Coal cutters

Tonnage

Under Load

At Port

Tonnage

On Hand at Port
Waiting Vessels

Tonnage

En Route

To Port

12

Fullers earth

71

36.5

Wire rope

52.5

Pig iron

60

60

Shoe tacks

15

Babbitt metal

53.5

Steel

260

95

Horse shoes & nails
Gelatin
Paint Pigments
Asbestos sheet packing
Glycerine
Calcium carbide

101
1

1.5

11

2

12.75
247
27

Scrap rubber sheeting

67

Sheet copper
Brass rods
Files
Bone glue

30
45
33

.25

Saws

Totals

21,438.862

1,637.794

2,739.75

2,551.25

247

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION

DATE March 15, 1943.
TO

Secretary Morgenthau

FROM Herold Mager

Intelligence Report 66 (3-12-43) contains matter that
should be of interest to you:

(1) Channels to the Public. Most Americans rely on the

radio as their primary means of gaining news about the war.
They believe the Government gets its message across best through
announcements over the radio rather than advertisements in the
newspapers, posters in public places, or advertisements in
magazines and printed booklets. A ratio of about seven to three
people interviewed said that broadcasts give them a clearer
picture than newspapers of what is going on. (Pages 4 and 5)
(2) Manpower. The nation's manpower problem stems from
the fact that the armed forces in 1943 are being expanded from
6 to 11 million and that some 3 to 5 million more workers must
be found for war industries and millions more recruited into

agriculture. While a majority of the people are aware of the
existence of an acute manpower problem, there is little of that
sense of urgency about the situation which inclines people to

support vigorous measures and to make necessary personal adjust-

ments. A wall of prejudice against the employment of aliens,

Negroes, and women, a reluctance on the part of self-employed
people who in many cases have spent years in building up their

businesses to shift into war work, and a feeling that a shift
to war employment may "freeze" workers to their jobs for the
duration, have all contributed to the unwillingness of many

people to shift into war work on their own initiative. An
interesting fact that may have significance even for our fiscal
program, however, is the willingness of people to make while sacrifices

If others are compelled to make them, too. In a word,

people are reluctant to do the right thing voluntarily because sacri-

they feel others may hold back, they are willing to make
fices where the Government applies a course of action affecting

all the people. (Pages 8-14)
(3) Attitudes toward Peace Planning. While most Americans formula,
appear to be persuaded that isolationism is an outmoded international

they are far from happy about the alternative of

248

-2cooperation. Fifty-five percent of a national sample inter-

viewed in January approved of beginning now to plan the peace
terms, and in two recent surveys 63 percent endorsed the idea

of United States participation in a world organization of
nations. There is no assurance, however, that any specific
proposal would receive this much public interest.

People displayed a generous willingness to help stricken

nations, after the war, even if it meant further rationing here

at home. But ignorance of such things as economic interdependence
and vague fears of foreign competition made them shy away from

close, permanent ties with the rest of the world. No more than
40 percent favored lowering trade barriers after the war, and
only 13 percent favored a relaxation of immigration restrictions.
(Pages 18 and 19)

249

INTELLIGENCE REPORT 3-12-43 66

CONFIDENTIAL

OFFICE
WAR

COPY No. 7
Henry Morgenthau, Jr.

CONTENTS

PRESS AND RADIO COMMENT OF THE WEEK

Page I

Allied air raids on Germany were widely hailed as preparing an invasion. These, added to the Bismarck Sea
triumph and good news from Russia and Africa, made the

commentators optimistic. But they remained highly critIcal of the Administration at home.
POPULAR REACTIONS

CHANNELS TO THE PUBLIC

Page 4

Radio is regarded by most of the public as the most effective means through which they can be reached by the

Government. But it doesn't reach all economic levels
equally.
INTERPRETING THE NEWS

Page 5

Two-thirds of the public would welcome regular radio
talks about the war by a Government official. Elmer
Davis is most frequently mentioned as the appropriate
spokesman; news about the fighting is what people are
most eager to hear.
DEVELOPING SITUATIONS
MAN POWER - A REVIEW OF THE PROBLEM

Page 8

Although there Is deep concern over the farm labor

shortage, in the late fall only a third of the Ameri-

can people were aware of the industrial manpower prob-

Iem. There was still widespread opposition to the employment of allens, Negroes and women. Only half of
all non-war workers said they were willing to shift
into war jobs, and only 15 per cent had actually looked
for such jobs. Information is needed to acquaint the
public with manpower needs.

THE "DANGER OF BOLSHEVISM" CAMPAIGN

Page 15

Information about the trend of recent social and economic developments in the Soviet Union appears to be

the best ammunition with which to counter Hitler's
"Danger of Bolshevism" campaign. At the same time,
renewed emphasis should be put on the fact that the
real threat to the American way of life comes from the
Nazis.
ATTITUDES TOWARD PEACE PLANNING

Page 18

Sixty-three per cent of a nationwide cross section Interviewed In February endorsed the Idea of U. S. par-

ticipation in a world organization of nations. But

Americans appear far from happy about the necessity of
forming close, permanent ties with other nations. Much
of their thinking about the post-war world is vague and
unrealistic.

A summary of investigation and analysis

conducted for certain OWI officials, Issued for OW I and the interest of other
members of the Government.

The period covered by this report is the
week of March 3 through March 9, except

where otherwise specifically stated.

PRESS & RADIO COMMENT OF THE WEEK
Continued good news from the African and Russian battlefronts, persistent
allied bombing raids over Germany and the destruction of a Japanese convoy
in the Bismarck Sea combined to keep commentators exceedingly cheerful about

the progress of the war. Their principal anxieties stemmed from domestic
problems.

The round-the-clock raids stirred the greatest optimism. They were generally considered effective, both in disrupting German production and in
undermining German morale. A number of comments pointed out with obvious

satisfaction that the raids were greater than any ever made on England by
the Luftwaffe.

Many of the news interpreters regarded the raids as a prelude to an allied
invasion of the continent. The Kansas City Star, for example, said that,
"This round-the-clock campaign represents an absolutely indispensable pre-

liminary but not an end in itself The foundations of a second front are
being laid with a bang which can be heard from one side of Europe to the
other."

With the raids as a stimulus, a few newspapers renewed their exhortations
for the speedy opening of a second front. The Richmond Times-Dispatch de-

clared that, "The time to strike in the West is before the withdrawing eastern armies of the Wehrmacht can consolidate their position and dig in."
The news that American planes in the southwest Pacific had totally destroyed
a Japanese convoy with virtually no loss to themselves was hailed as a

-1-

brilliant and stunning triumph. There was general agreement that the action had upset Japanese plans for landings in Australia or fresh offensive
action elsewhere.

Much of the discussion of this engagement centered around the battleshipplane controversy. Most of those who commented on it considered the vic-

tory additional evidence of the superiority of land-based aircraft. The
Rochester Democrat and Chronicle made a representative comment on this
score: "American land-based planes under General Douglas MacArthur's command did more than break up the Japanese so-called armada.. They made

plainer the lesson that without strong air support warships are no match
for a strong land-based air force."
Despite this general satisfaction with events abroad, commentators continued

to be extremely critical of the Administration's handling of manpower, production and fiscal problems at home. As to the proper courses to be pursued respecting each, the critics were in considerable disagreement among
themselves.

In regard to the manpower problem in particular, discontent tended during

the week to gather in clusters of opposition to specific measures. The
Bankhead Bill was opposed on the grounds that it was class legislation and

that it used Selective Service as a punishment. The Austin-Wadsworth Bill
was attacked with the charge that no real proof of its need had been established. Manpower Commissioner Paul McNutt's recent order deferring farm

workers was criticized as inadequate or discriminatory. Yet each of these
measures had its proponents.

-2-

The impatience of the press with the Administration manifested itself most
vehemently in assaults upon the Office of War Information. Much comment
supported Representative John Taber's denunciation of the cartoon pamphlet

on the life of President Roosevelt. The isolationist papers snarled at
OWI with especial intemperance. Their view that Elmer Davis has been caught

picking the pocket of the public to reelect F.D.R. for a fourth term has
beer: echoed more moderately in some of the conservative papers.

INDIA

The uneventful ending of Gandhi's fast evoked increased discussion of Indian aspirations for independence. There was a good deal of pleading for
some British concession or gesture of good-will.
Some commentators criticized the Indian leader for complicating the situation by his stubborness; and a few cautioned against any American inter-

ference in Britain's affairs. But a number applauded the suggestion of
the New York Times that "... while concessions made under duress may in-

vite rout, concessions made voluntarily, and from strength, can earn gratitude and good-will." There is a prevailing hope that happier Anglo-Indian

relations will develop.

PRESS AND RADIO COMMENT OF THE WEEK reports the main currents of edi-

torial opinion because they indicate the ways in which events are being interpreted to the American public. Based on leading qualitative, metropolitan

dailies and major network commentators, it constitutes a

not a quantitive, evaluation of cur nt editorial influence.

-3-

)

POPULAR REACTIONS
CHANNELS TO THE PUBLIC

Most Americans rely on the radio as their primary means of gaining news

about the war. In a ratio of about seven to three, they say that broadcasts give them a clearer picture than newspapers of what is going on. It
is not surprising, therefore, that most of them regard radio as the most
effective instrument through which the Government can reach the public as
a whole.

Channels of communication were ranked in the following order in response
to a question posed to a national sample in February:
WHEN THE GOVERNMENT WANTS TO TELL THE PEOPLE SOME WAY

IN WHICH THEY CAN HELP WIN THE WAR, WHICH ONE OF THESE
DO YOU THINK GETS THE MESSAGE ACROSS BEST?

1. Announcements over the radio
2. Advertisements in the newspapers

3. Posters in public places

4. (Advertisements in magazines
(Printed booklets

It should be noted that the choices offered to the public by this question
compared radio announcements with newspaper and magazine advertisements,

rather than with news stories or expository articles. The comparison,
therefore, is between methods, rather than between media. Like all ques-

tions involving an order of preference, it fails to bring out the valuation
which people put upon their second or third choices. Many people may have

felt that all these channels should be employed by the Government in different or supplementary ways.

-4-

The question seemed to refer, moreover, to brief messages, of announcement,

rather than of explanation. The spoken word undoubtedly has serious limitations in conveying an understanding of complicated ideas or of an involved
program.

It should be remembered, also, that radio does not reach all segments of

the population equally. Radio receiving sets are not owned by all families
in the lower income brackets. A study recently conducted by Life Magazine

discloses that, while all families at the top of the income scale have
radios in their homes, 22 per cent of those at the bottom are without radios.
These low income homes, besides, tend more than others to have their radios

out of working order. Unlike the homes of wealthier people, they generally
have only a single receiving set and lack the funds with which to keep it
in repair. The following table shows the percentage of homes with and with-

out radios, in working order and laid up, at different economic levels:
Homes Without

Homes With Radios

Radios
In

Level
High

A

B

C

D

Low

E

TOTAL

All

Laid

Homes

Total

Working
Order

100.0
100.0
100.0
100.0
100.0

100.0
100.0
98.3
93.2
78.2

100.0
100.0
97.3
89.0
70.5

7.7

1.2
6.8
21.8

100.0

91.9

88.1

3.8

8.1

Up

-

-

Economic

1.5
4.2

INTERPRETING THE NEWS

A large part of the American public feels a need for interpretation of the

news it receives about the war. In fact, half the people in the national

-5-

sample interviewed by the Bureau of Intelligence in February expressed a

preference for analysis, as compared with straight reporting of events.
WHICH DO YOU PREFER TO LISTEN TO ON THE RADIO -STRAIGHT NEWS BROADCASTS OR COMMENTATORS (THAT IS,
PEOPLE WHO EXPLAIN OR GIVE THE MEANING OF THE NEWS)?

Straight news

41%

Commentators

50

Don't know

9

About a third of those questioned said that they listened to news comment

between 15 minutes and a full hour on an average day. A sprinkling of
peculiarly devoted followers declared that they listened for more than an
hour daily.

About two-thirds of the whole sample voiced approval of interpretive talks
about the war by some Government official.
DO YOU THINK IT'S A GOOD IDEA FOR SOME ONE GOVERNMENT
OFFICIAL TO MAKE REGULAR RADIO TALKS TO THE PEOPLE
ABOUT THE WAR?
Yes

68%

No

25

Don't know

7

The dominant desire was for information about the fighting. Apparently
the public would welcome some authoritative assessment of the news stories

which come from the battlefronts. In addition, a significant minority expressed a wish for official discussion of domestic news and post-war problems.
Elmer Davis was considered the appropriate Government spokesman by a plu-

rality among those who desired regular radio talks of this sort. The Bureau
asked those who endorsed the idea: "Who do you think would be a good

-6-

person to make these talks?" Mr. Davis was named by ten per cent of the

whole sample. Vice President Wallace was next in line, with four per cent
of the total. Messrs. Nelson, Jeffers and Ickes received scattered votes.
And a few people spontaneously mentioned Wendell Willkie and Herbert

Hoover. About a third of all the people interviewed expressed no preference,
although they favored having the talks made by someone in the Government.

All of the people who expressed approval of the idea were then handed a
list of names and asked to indicate a preference among them:
HOW ABOUT ANY OF THE (OTHER) PEOPLE ON THIS LIST?
Nelson

17%

Jeffers

10

Davis
Wallace

28
15

Ickes

8

None

7

Don't know

10

At the time the interviewing was conducted in mid-February, very few Americans had any expectation that Elmer Davis would undertake regular broad-

casts to inform the public about war developments:
DO YOU HAPPEN TO KNOW WHETHER THE GOVERNMENT IS ACTU-

ALLY PLANNING TO HAVE ONE OF THESE OFFICIALS GIVE REGULAR RADIO TALKS?

Yes, they are
No or don't know

7%

93

It is significant in this connection that only about a fourth of the public
was aware that the Office of War Information is the Government agency responsible for keeping the American people informed about the war. Threefourths of the people interviewed were unable correctly to name the agency

charged with this duty.

-7-

DEVELOPING SITUATIONS
MANPOWER - A REVIEW OF THE PROBLEM

A tremendous informational task looms ahead if the manpower problem is to be

solved on a voluntary basis. Numerous Bureau of Intelligence surveys indicate that people's understanding of the problem is highly fragmentary. In
some cases because of conflicts between statements but to a far larger ex-

tent because of wishful thinking and mistaken interpretations put upon statements, many people are confused about the Government's present policy and

apprehensive about the future. There is little of that sense of urgency
about the situation which inclines people to support vigorous measures and
to make necessary personal adjustments.

This year the armed forces are being expanded from six million to 11 million.
Some three to five million more workers must be found for war industry and
millions more recen ited into agriculture.
Awareness of the Problem

It is only the shortage of farm workers which is generally appreciated.
Eighty-six per cent of a national cross section interviewed by the Bureau
between October 22 and November 6 were aware of the farm labor shortage.

In contrast, only a third recognized that manpower was a real problem for
war plants:
FROM WHAT YOU'VE HEARD, DO YOU THINK WAR PLANTS IN THIS
COUNTRY CAN GET ALL THE WORKERS THEY NEED NOW?

HOW ABOUT FARMERS IN THIS COUNTRY? DO YOU THINK FARMERS
CAN GET ALL THE WORKERS THEY NEED NOW?

-8-

Farmers

Can get all the help they need
Cannot get all the help they need
Not ascertainable

9%

War Plants
57%

86

33

10

5

The spottiness of the manpower problem -- and particularly of industrial
labor shortages -- may account for the failure of the public to recognize
that millions of additional workers will be needed in war plants. The geographic distribution of war contracts has, of course, been quite uneven.
It is hardly surprising that many people in areas remote from war produc-

tion centers are unaware of the national picture.
Meeting the Industrial Shortage
The employment of aliens, Negroes and women, and other measures for meeting

the industrial labor shortage, attract no more than lukewarm public support. Many of the measures encounter prejudices and resistance which only
a strong sense of urgency, now lacking, could overcome.

Only three people in ten of those interviewed this fall approved of employ-

ing aliens in war plants:
SHOULD ALL WORKERS IN WAR INDUSTRIES HAVE TO BE CITIZENS

OF THIS COUNTRY, OR DO YOU THINK IT IS ALL RIGHT TO HIRE
SOME PEOPLE WHO ARE NOT CITIZENS?

Citizens only
Some not citizens
Don't know

66%
31
3

Fifty-six per cent of this same sample approved of the employment of Negroes
in war jobs. But this undoubtedly included many persons who assumed Negroes
would be given only menial work.

9-

A-hopeful aspect of the matter is that people accustomed to working with
Negroes were far more inclined to favor their employment than people who did
not work with them:

91 per cent of the people who worked in
places which did hire Negroes, in contrast to
24 per cent of those who worked in places

which did not . said their establish-

ment should employ Negroes.

Thirty-five per cent of all the people in the sample, and 55 per cent of the
southerners, felt that Negroes should not have an equal opportunity with

whites to get good jobs. It is possible that the fear that Negroes will be
given good jobs is greater in plants not yet employing them. But even when

allowance is made for this, the figures suggest that the prejudice against
working with Negroes sometimes vanishes once people have had the experience.

So far as the employment of women is concerned, people distinguish sharply
between mothers and childless women. Seventy-one per cent of the sample

recognized the need for women without children in war industry. But only
14 per cent believed there was any need for mothers to take jobs. Men workers in low-paying non-war jobs were reluctant to concede that even childless women were needed in the labor force; they evidently regard women as a

threat, and special efforts may be needed to change their attitude.
On the part of women themselves, there was a sharp difference in willingness to accept employment between those who had children and those who did

not. For example,

- 10 -

42 per cent of the childless women in the
sample 20 to 34 years of age, but only
16 per cent of the mothers in this age span...
were willing to take war jobs.

The women with children specifically indicated that the necessity of providing for them constituted the greatest barrier to the acceptance of paid em-

ployment. If mothers are to be recruited into the labor force in large
numbers -- and they constitute a very large proportion of the women not now

working -- it is clear that adequate provision will have to be made for the
day care of young children.

Another important aspect of the industrial labor problem is the willingness
of non-war workers, male and female, to shift into war work. About half
the people in the sample who, according to their own appraisal, were in
work not connected with the war effort expressed a willingness to take war
jobs.

Understandably, self-employed people, who in many cases have spent years

in building up their businesses, were most reluctant to shift into war work.

Length of service, satisfaction with pay and extent of occupational skill
all appeared to exert some influence on people's attitudes toward changing

jobs. The importance of protecting the seniority privileges of older work-

ers is indicated by the fact that
49 per cent of those with more than three
years of service in their present companies, but only

31 per cent with three years or less

showed resistance to changing jobs.

- 11 -

Fifty-one per cent of the people who were satisfied with their present pay,
but only 36 per cent of those who were dissatisfied, were hesitant about
getting into war work. Professional, managerial and skilled workers were

far more reluctant to give up their present pursuits than less skilled
workers.

There is, of course, a considerable difference between willingness to take
war work and an active impulse to seek such work. Only 15 per cent of those
not employed in work connected with the war effort had actually applied for
war jobs. Many of the rest may have been blocked simply by their ignorance
of how to seek war employment. Only about a third of the sample knew that
they could go to the USES for advice and help in changing jobs.
The manpower stabilization plans which have been put into effect in a number

of war centers may deter some workers from shifting into war work. Studies
made by the Bureau in Detroit and Louisville indicate that many persons er-

roneously regard these plans as "job freezes." Particularly if they are
doubtful about changing jobs to begin with, non-war workers may hesitate to

shift into employment they feel they will have to keep for the duration.
Increased emphasis on the permissive aspects of manpower stabilization plans

is clearly indicated.
Compulsion

Despite the unwillingness of many people to shift into war work on their own
initiative, three-fifths of the October - November sample approved of the
Government moving workers from non-war to war work; in this area, as in

others, people are evidently more willing to make sacrifices if others are

- 12 -

compelled to make them, too.
RIGHT NOW, DO YOU THINK THE GOVERNMENT SHOULD
TAKE SOME OF THE PEOPLE OUT OF JOBS NOT CONNECTED WITH THE WAR EFFORT AND PUT THEM TO WORK
IN WAR INDUSTRIES?
Yes

61%

No

16

Depends

14

Don't know

9

The compulsory recruitment of farm workers was viewed with even more favor:
NEXT SPRING OR SUMMER, DO YOU THINK THE GOVERNMENT WILL PROBABLY HAVE TO TAKE SOME OF THE
PEOPLE NOT ALREADY CONNECTED WITH THE WAR EFFORT
AND PUT THEM TO WORK ON FARMS?
Yes

83%

No

7

Don't know

10

Apparently there is a disposition to accept drastic federal controls over
manpower. But the full cooperation of workers can be enlisted only if two

conditions are met: (1) they must be convinced of the reality of the crisis and the need for mobilization; (2) they must feel assured that manpower

control will be equitably and efficiently administered in such a manner as

to safeguard labor rights.
The Information Task

Despite the readiness of a majority for compulsion, it seems clear that the
urgency of the manpower crisis is not generally appreciated. Whether the
Government is going to resort to a labor draft or depend upon voluntary
cooperation, further emphasis upon the shortage of war workers is clearly
indicated. Campaigns are needed both in war production centers -- to speed

- 13 -

recruitment of women and conversion of non-war workers -- and in areas which

have relatively little war production. It is these areas, where additional
workers are most likely to be found, which are least exercised about the
present situation.
The development of a sense of urgency about expanding the labor force will
itself do much to break down present resistance toward the employment of
aliens, Negroes and women. It must be hammered home that America needs the

skill of all its people. In addition, however, specific campaigns are required to overcome the prejudices which now slow the absorption of millions
of needed workers into the labor force.

Information, of course, cannot do the whole job. The difference in attitude toward working with Negroes between those who now work with them and

those who do not suggests that the best line of attack for getting more
Negroes into war industry might be through strict enforcement of present

fair employment practice rules. Similarly, informational efforts to induce mothers to accept employment will be futile if no provision is made

for the day care of young children. And information alone cannot solve the
.housing problem in numerous war production centers.

Information can help to break down prejudices. It can make people aware
of the desirability of accepting wartime employment and tell them how to go

about it. Finally, information can prepare people for the tight manpower
situation which looms ahead. Without defending any particular manpower mo-

bilization scheme, it should be possible to make the American people realize

that dislocations and stringencies are inevitable during a period when 11

- 14 -

million men are needed in the armed forces and faras and factories are
straining to meet unprecedented production goals.
(This summary covers only the high spots of the
Bureau's studies of manpower problems. For additional

information see the following issues of the Intelligence

Report: #56, "Manpower Shortages and Absenteeism" and

"Manpower Stabilization in Detroit"; #57, "Manpower Mobilization"; #59, "Manpower Conversion"; #60, "Recruitment of Women"; #62, "Farm Labor"; #63, "Manpower Sta-

bilization in Louisville." See also, "The Public Looks

at Manpower Problems," Surveys Division memorandum #43.)
THE "DANGER OF BOLSHEVISM" CAMPAIGN

Hitler's efforts to split Russia from her western allies with his "danger
of Bolshevism" theme have already achieved some success. As pointed out in
Intelligence Report #63, the present Red Army offensive has aroused an

undercurrent of anxiety in this country. Even the continuing comment in
the media warning against distrust of Russia is a testimonial to the ex-

istence of that distrust.
The current anxiety is a product of deep-seated and long-standing hostility toward Russia among many sections of the public. And this hostility,
in turn, is to a large extent a carry-over from past ignorance and misconceptions. German propaganda, as usual, has simply exploited an existing

situation.
To those people who know little about the social structure of the Soviet

Union, that country connotes, not only a violent revolutionary threat to
our economic system, but destruction of the values of Christian civilization, dissolution of the family, free love and atheism. Even some of the
repugnance felt for Nazi Germany is transferred to Russia; for Germany --

- 15 -

which has avowedly discarded numerous Christian values -- for a long period
was linked with Russia by many prominent writers and commentators.
Although Bureau surveys indicate that many Americans are hungry for infor-

mation about Russia, relatively few people are acquainted with the trend

of recent social, political and economic developments in that country.
There is widespread ignorance of the extent to which the Soviet Union has
changed in recent years. Trotsky's exile and the Moscow trials were widely
reported in American media. But the significance of these events was dis-

cussed, for the most part, only in periodicals and books of distinctly
limited circulation. Few Americans are aware of the recent trend in Russia
toward a policy of national reconstruction and toward a system of rewards

in accordance with individual ability. It is not generally known that,
within the framework of a communist economy, a steadily growing amount of

authority and responsibility has been granted plant directors, managers,
engineers and "specialists."
The ideological shifts which accompanied these changes are perhaps even

less generally understood. Yet these include many developments which would
tend to create sympathy for the Soviet Union among Americans, such as the

partial institution of tolerance in place of intransigent atheism; and the
modification of previous lax divorce laws and strengthening of the family.
It would be unrealistic to deny the real and important differences between
communism and western democracy. But it should be possible to reduce
groundless fears about Russia simply by acquainting Americans with recent de-

velopments in that country and thus eradicating the false and dated impressions upon which those fears, in part, depend.

- 16 -

The task will be facilitated if an attempt is made simultaneously to show
the American people that the real threat to the American social and economic system comes from the Nazi regime itself. Further emphasis is needed

on Elmer Davis' point that the Nazis themselves are guilty of all the

things they attribute to the Russians.
This can be demonstrated either through reference to Germany's foreign
propaganda or to the trend of developments within Germany. It is German,
not Russian, propaganda which concentrates on the shortcomings and inevi-

table demise of capitalism. It is German propaganda which harps on the

subject of plutocrats.
Germany has pursued what Americans mean by "Bolshevization" as a matter

of deliberate policy. The area of free enterprise is being constantly
narrowed. The urban middle class is being wiped out.
Moreover, the resentment of the German masses against the striking and
growing inequality among various groups has compelled the Nazis to en-

gage in a diverting propaganda against western capitalism. Popular dissatisfaction may eventually compel them to go even further than they have

yet with the "National Bolshevik" policy, which is still kept alive among
certain groups in the party.
Hitler's bold lies about the danger of Russian Bolshevization of Europe
depend for their success upon ignorance of Germany and the Soviet Union

alike. The antidote to them, clearly, is authoritative and up-to-date
information.

- 17 -

ATTITUDES TOWARD PEACE PLANNING

Most Americans appear to be persuaded that isolationism is an outmoded

formula. But they are far from happy about the alternative of international
cooperation. Torn between fear and hope, they show little consistency in
their approach to post-war issues, and the opinions they express are often

held with little conviction. They appear reluctant to approach the problems
of the peace concretely and realistically.
Fifty-five per cent of a national sample interviewed in January approved of
beginning now to plan the peace terms. In two recent surveys, sixty-three
per cent endorsed the idea of U.S. participation in a world organization of
nations. There is no assurance, however, that any specific proposal would
receive this much public support.
About three-fourths of the people favored complete disarmament of the enemy

and U.S. participation in a world police force as means of safeguarding
the peace. These proposals contain a strong punitive appeal, however, and
some of those who favored policing may have been thinking in terms of American domination of the post-war world.

People displayed a generous willingness to help stricken nations after the
war. Seventy-eight per cent approved of extending such help even if it
meant further rationing here at home. But ignorance of such things as
economic interdependence and vague fears of foreign competition made them

shy away from close, permanent ties with the rest of the world. No more
than 40 per cent favored lowering trade barriers after the war, and only

13 per cent favored a relaxation of immigration restrictions.

- 18 -

People were more disposed to favor planning for domestic economic recon-

struction. But a large minority was opposed to increased government con-

trol of business.
In general, the similarities of opinion among groups were considerably
more marked than the differences. But well educated people were more like-

ly than the less well educated to have a definite viewpoint, particularly
on abstract issues, and they were somewhat more internationally minded.

(These findings summarize a Special Intelligence Report, Attitudes Toward Peace Planning, issued

by the Bureau of Intelligence on March 6 and available to authorized individuals upon request.)

- 19 -

250

1

COPY NO

13

NOTOTO Be TRADSUITTED
FRITISH MOST Secret

9

U.S. secret

fift

OPTEL NO.84

Information receivedup to 0700 15th March, 1943. .
S

1. NAVAL.

A convoy of 20 ships from North Russia has arrived in home waters.
Issiordey one of H.N. Minesweeping Trawlers WILE sunk by mine off SUFFOLK. Twenty-

eight of crew rescued. On afternoon 14th twenty-four lifeboats, presum-bly from
Merchan nt Ship, were sighted by ircraft 600 miles south-east of FREETOWN. H.M

Ships are saarching for survivors.
2. MILITARY.
/

TUNISIA. 13th. In the extreme north we launched a small attack,
which what partially successful, against the high ground east of TAMERA. Further
south our patrols blew up an communition dump north of GOUBELL T. & small scale
mony attack 3 miles north BOUVARADA W&L repulsed.
3. AIR OPERATIONS.

WESTERN FRONT. 14th. Escorted Whirlwind Bomboro attacked airfields
nt OHEREOURG and ABEEVILLE. In Fighter sweaps enemy casulties tro, on two; ours
four missing.

14th/15th. Following aircraft despatched - Seamining 13, Intruders

9. All returnad safely. Out of 18 anomy aircraft operating, about 11 crossed the
coast. One WHO destroyed. Some bombs were dropped on TYNESIDE

and in the shopping centre of SUNDERLAND. Five persons reported killou.
MEDITER/UNZAN. 13th/14th. follingtons and Naval Albacores

attacked a convoy in the Sicilian Channel. One 6,000 ton ship, believed carrying
amountion, was torpedood and blem up and two other ships were severely damaged.

TUNISIA. 12th/13th. 11 Wellingtons bombod Tunia Docks. 13th.

Bomber operations in north and central sectors cancelled oning to weather. In
the south, casucities on sweeps and other oparations were - enemy, four two, four;
ours, ton missing.

251

March 16, 1943
10:15 a.m.

FINANCING

Present: Mr. Bell

Mr. Robbins
Mr. Graves

Mr. Buffington

Mr. Gamble
Mr. Odegard

Miss Elliott

Mrs. Klotz

H.M.JR: Let me concentrate on this organization.
I have had from my standpoint a very satisfactory talk
with Harold Graves. I told Harold that this morning we
were going to settle the organization, and that I wanted

him and Gamble and Odegard and Miss Elliott to come in

here in a few minutes and listen to what the proposal is.

He said quite frankly that if, in his opinion, the

War Savings organization is going to be destroyed there

is no use of his being around here - he didn't say it in
so many words - because he can't take it. So he is

going to come and tell me this afternoon whether he can

go through this April drive or not.

If he feels in his own mind that this thing is

going to be destroyed, then he doesn't want any part
of
it.

On the other hand, if he feels it is going to be
safe, he would like to make his contribution. I told
him how important it was that he be a part of this drive,
but that if he honestly couldn't go along with it I
didn't want him to go along with it.
The man has given me everything any person could

give, and he has ruined his health in doing it. So I

am very much in his debt.

I think we will have these people come in now, and
we will go over this whole thing and see how they feel
about it.

252

-2MR. ROBBINS: Well, now, sir, if we are to move

along the lines of this rough sketch, there are two

very key people; one of them being Coyne, with whom
have not talked, and without whom this concept would

we

really have quite a bit of difficulty.

H.M.JR: I don't think you need Coyne in this

morning's session.

.

MR. ROBBINS: The other will be Ted Gamble.

H.M.JR: He will be here.
MR. ROBBINS: He is very important.

H.M.JR: Yes. I meant Gamble and Buffington. I

overlooked them. I don't think, at this stage--

MR. ROBBINS: Do you think we are safe in assuming

that Mr. Coyne will say, "That is fine; I will work
that way," or are we up against another--

H.M.JR: No, it is a little bit different with Coyne.
MR. BELL: I think he is all right, but then, I

wouldn't be absolutely sure.

H.M.JR: Have him come in.
MR. ROBBINS: We also have not had Mr. Houghteling.

H.M.JR: Again, I am not worried.
MR. ROBBINS: I am not worried about him either.

H.M.JR: I am not worried about Houghteling.
MR. ROBBINS: I haven't spent any time on that.

H.M.JR: We will, today. As far as Houghteling is
concerned, he isn't worried about organization. These
other people are worried about organization.

253

-3(Mr. Graves, Mr. Gamble, Mr. Buffington, Miss Eiliott,

and Mr. Odegard entered the conference.)

H.M.JR: Who wants to explain this Tuesday morning
plan?

MR. BELL: Mr. Robbins will have to explain it; he

has the chart.

MR. ROBBINS: I think everybody here knows - Peter,

you weren't in our midst yesterday, but all the rest of
us were very busily engaged in trying to put together a
proper organization plan for the operation of our interests

here for the April drive.

We started out with a concept of organization which,
in the minds of some of the people who have been on this
much longer than I, embraced some changes which they

conscienciously and sincerely did not think were sound
changes.

After a day and a night of it, we have finally

developed what might be called a compromise plan and we

want to show you that plan and we want to explain the
nature of the compromises which have now come to our

thinking.

Now, in order to make it clear what we are attempting to do with this program, Let me explain it this way.

All of us are familiar with the fact that here in Wash-

ington the War Savings Staff organization was a completely

integrated organization. It embraced the four really

broad sections, as you show them on your chart, all
heading in to Sloan.
Those sections include the Advertising Department,

call that other

the Special - or

whatever the Administrative you Department, department that Interests had the

program and planning section - I don't know what you

called it.

254

-4MR. GRAVES: We had no such department as that.

National Organization is probably what you mean, under
Mr. Houghteling.

MR. ROBBINS: That is right.
MR. GRAVES: That was not a planning department;

it was a department which dealt with organizations

at the national level.

MR. ROBBINS: That is right, but they did have a
certain, should we say, specialized interest group
gathered together under Mr. Houghteling's leadership,
because I remember four distinct parts and your field
office was your fourth.

In starting in planning for the April drive our

first move - and we have already succeeded in that was to find a person under whose leadership we could put

all the advertising. That is, all that was in ar Savings

and all of the work, George, that was going on in your
department which could be related to advertising, tying

in to Peabody. Peter, as you and I think, your relationship there is more or less - I don't know how to describe
it - as special advisor, or consultant and associate of

Peabody as he works out his advertising programs. I
think that we had that more or less agreed upon between

us, that you wanted to be in but not in the line, in a
consulting, advisory, and associate capacity.
MR. ODEGARD: I understood that.

H.M.JR: I take it that was agreeable?
MR. ODEGARD: It was entirely agreeable, Mr. Secretary.

I talked with Mr. Peabody only for fifteen minutes, but I

gathered that he was going ahead on the basis of plans
that had been laid and was not going to undertake any

revolutionary changes in policy, which I think is wise;
and I told him that I would be happy to help him in any
way that I could.

255

-5-

MR. ROBBINS: Now, most of that actually has been

accomplished. In other words, Peabody is here; Harold,
you have already instructed Sloan to transfer those
interests; and George, you have already done the same

thing. So that part of it has been picked out of the

War Savings and correlated under one leadership.

Now there are two other broad classifications of
work that remain in the War Savings organization. They
might be, for simplicity of understanding, described as
the field operation, which is presently under the leadership of Mr. Coyne, who reports to Sloan, who reports to
you (Graves). And there is everything else - if you
want to take it that way.
Everything else embraces all the activities that
Mr. Houghteling has done, and I think that would also
embrace the things that Miss Eiliott has done.
MR. GRAVES: No, she is in the field division,
under Mr. Coyne.

MR. ROBBINS: Well, now, with relationship to
everything else, my best thought at the moment is that

I would like to lift out the purely field function from

its place in what has heretofore been the War Savings

organization, and lift it out bodily, and leaving behind
those - or leaving at least up to this point - those

things which are not operational in character and taking
the field direction, stimulation and channel of communication with the forty-eight States which it has been and

is still - lifting that entire function out of what was
previously the War Savings organization. Now, the reason
would like to lift that field function - and my definition of the field function is a little bit different from
the present concept of field function - the reason I
would like to lift it is because if the Secretary is
I

going to hold me responsible for the activities of this
combined effort, I would like to have that field function
report to my office. That means that my office would then
be a clearance point prior to action or the issuance of
instructions to the field organization.

256

-6Now, my concept of the field organization is not
exactly that which has heretofore been reflected on the
War Savings chart because I find - and Miss Elliott's

interests are characteristic of this observation - I
find that in the field organization, certain things

have been classified as operational, whereas I would classify
them as more planning and programming.

I think, for example, of Miss Eiliott in that connec-

tion. She was, as you say - and I do now remember - she

was part of the field organization. I would not consider
that I am transferring when I say the field organization
as a unit out of what has heretofore been War Savings;

I would not consider that I would transfer any of those
functions - the Houghteling functions, the Elliott
functions, and any other planning functions. I would
leave them intact as a counterbalancing organization with

the advertising and promotional, which would be on the
other side.

I would lift Coyne and I would lift Coyne's regional -

six, I think there are-MR. GRAVES: Five.
MR. ROBBINS:

regional division managers, if you

want to call them that - what did you call them?

MR. GRAVES: They are associate field directors.
MR. ROBBINS: I would lift those people under Coyne's

leadership over to report to my office rather than to re-

main as part of the War Savings Staff.

That would leave behind a group of people who would
be the planners - the program people - and who would con-

tinue to function in their present fields of activity,
except that they would make their actions effective
through the field organization rather than being part

of the field organization.

257

-7-

Now they are the same people, and Mr. Coyne would

be the same man - Mr. Coyne would still have his five
associate directors and Mr. Coyne would still function as
a line of clearance serving the planners who would thus be

left in the planning block on the chart.

Now, on the other hand, from the Victory Fund point

of view, we have already transferred - this is a small

organization - we have already transferred out the advertising people and turned them over to Peabody. I guess

that is one man - is it, or two ?
MR. BUFFINGTON: Two.

MR. ROBBINS: They will henceforth be part of the
advertising department.
That leaves George and Bob Hobbs, who now have a

field operation - an operation which having been lifted

out of the Victory Fund, is the parallel of the field

operation which was lifted when Coyne would be lifted
out of the war Savings.
Now we come to the question of whether or not we

can or should attempt to have one field organization or
two field organizations.
Well, if we answer that question by saying there

to answer the of

should be field organization, we are, in effect,

attempting
one
range
ultimate
destinies at the
War
Savings
andlong
Victory
Fund.
Nonefeel
of us
moment that it would be wise to attempt to put those two
field organizations together because it would seem to

cast the die for the future further ahead than any of
us feel would be safe at this time.

So therefore my concept of that is that we will have
reporting to my office two field organizations, one

headed by Coyne and one headed by George. They would

operate as line field clearance, two-way channels of
communication, stimulation, conveying of plans and programs out to the field, and they would, we would hope,

258

-8work very closely and cooperatively together at the Washington executive level. And we would hope that that would

be a natural thing because of the fact that certain

decisions have already been made and those decisions
will probably not be changed.

One primary decision has been made, and that is that
the presidents of the Federal Reserve have been told

that for the April drive they are the bosses within
their own territory.

Now, therefore, I visualize the relationship between
Buffington and Coyne as being - both tying in to my office both operating field organizations. I would hope that
Buffington ultimately would have some assistants in this
job, perhaps dividing the Federal reserve Bank contacts
among those assistants - we know that Coyne has his five
assistants at the moment. Those same men would operate

in their five geographical areas.

From Mr. Coyne's point of view there would evolve

a definite responsibility to tie in the Federal Reserve
president on all matters that are going on in the Mar
Savings field organization of the forty-eight States

in such a way that they are constantly posted, so
they know what is going on. They are in the stream, but
not necessarily for those things which are routine and
which must be continued as part of the regular operation
of War Savings would they be expected to sit in review
of those programs. Any program, however, which was

distinctly part of the April campaign would of necessity
have to have their approval before it could be considered

official within their Federal Reserve region. That is
simply a manifestation of a decision already made.

So therefore Coyne would have to feel responsible
for and perhaps - for these presidents - and perhaps
the easiest way to understand that would be to say that

when Coyne, in his duty, has to activate any or all of
the forty-eight State agents, he sees to it that - and
feels responsible for - he sees to it that the Federal
Reserve president is notified coincident with the issuance

259

-9of such instructions, and that his office is always
informed about what is going on; and if the activity

under consideration is specifically designed to be a part
of the April campaign, that the Federal Reserve presi-

dent's office is respected to the extent that he can
actually have a refusal on such parts of the activity.

Buffington, on the other hand, will not be concerned

in his field sales activity so much with the forty-eight

State administrators, but by the same token, inasmuch as

practically everything that Buffington will handle will
be incidental to the forthcoming campaign, there will
frequently be parts of such programs, I imagine, which

will, of necessity, have to be further carried out by

the joint organizations which have already been brought
into existence, on down to the county and community
level.
So I would think that George would have to be sure

that if the subject of his activity involved fanning on

down through to lower levels to make it effective, that

such suggestion and idea would be part of any communica-

tion that he might send out to the Federal Reserve
presidents in those instances.

To see this thing in a picture - which is a very

crude picture because my very nice pictures of yesterday
have been somewhat abused, I might say-- (Laughter)
H.M. JR: What is the word you used? (Laughter)
MR. ROBBINS: I said "abused." (Laughter)
H.M.JR: "Abused"?

MR. ROBBINS: Maybe that is a bad word - at least
changed--

MR. BELL: Mutilated. (Laughter)
MR. ROBBINS: I have drawn up a very rough picture
here.

260

- 10 -

I have two more points. I have lifted the women's
activities from the place where they previously were as
part of the field organization, and I have hooked them
with the top line. We think the women's activities cut
across all phases of our work, whether it is a pay-roll
plan with millions of women on pay-roll clock numbers,
whether it is an advertising plan which would hit the
women's market - no matter what it is. Also, the large
percentage of the money of the nation is now controlled
by women. It seemed to me that that should be isolated
and made a part of the general staff operations, so that
we are sure that all of the things we do have a proper
twist from the women's point of view.
Likewise, in Mr. Houghteling's case, he is our
ambassador to certain broad national interests, primarily
Labor, and therefore I have lifted him out of the planning
department, so to speak, and would look to him to be a
special counselor and advisor in all matters of our bond
campaign which relate to the Labor problem, and perhaps

to the Negro and foreign problem. I am not quite able
to go the whole way through on my thinking there. At any
rate, he would be a specialized individual, as would
Miss Elliott with our women's interests.
So my picture now becomes a relatively simple one,

and it is simply this: I don't know whether you can see

it from this (indicating rough draft of chart, retained

by Mr. Robbins). It is the picture we had yesterday that
most of you have seen. There is Mr. Peabody (indicating)
with his Advertising Department, which is already a
reality - that is, advertising and promotion.
Here (indicating) would be, I hope, Mr. Graves and
Mr. Gamble, and Peabody would have you, Peter, as his
special consultant. Mr. Graves and Mr. Gamble on the
Planning Department - plans and programs.

Here (indicating) would be Miss Elliott with her
women's interests; the Labor interests here (indicating)

with Mr. Houghteling, and these two national sales channels
of stimulation, two-way communication with the field.

261

- 11 -

I have shown under Buffington, four spots. If we

could find four qualified individuals, I would rather
imagine that it might ultimately be helpful if we had a
strong man contacting each of the Federal Reserve Banks.

We show here (indicating) Mr. Coyne's five field

men who are already in existence, and down below we

show the twelve federal Reserve Districts and the fortyeight States.

Mr. Coyne would be admonished very strongly not to
play any mashie shots over the Federal Reserve presidents
but he would be equipped with a channel of communication
which would make realistic and prompt action possible.
The plans which are developed cooperatively with the

advertising at this point, are cleared here (indicating)
and put down whichever channel is the proper channel.
MR. ODEGARD: I understand the women's division

and Mr. Houghteling's division would have no administra-

tive responsibility at all. That is, the administration
of the policies that might be evolved at this level would
be the responsibility of Mr. Coyne and Mr. Buffington.
MR. ROBBINS: Administration - wait a minute--

MR. ODEGARD: The actual administrative supervision.
MR. ROBBINS: These are operating offices and they go-MR. GAMBLE: Your only communication to the field
is through one of those departments.
MR. ODEGARD: Would Miss Elliott, for example, send

direct communication to women's committees in the fortyeight States; and would Mr. Houghteling, for example, send
direct communications to Labor representatives in the fortyeight States; or would Miss Elliott send those communications through Mr. Coyne and through Mr. Buffington?

MR. ROBBINS: In the first place, if Miss eiliott

wanted to communicate with the field, I would be the point
of clearance, you see.

262

- 12 -

MR. ODEGARD: The reason I asked that is because--

MR. ROBBINS: Let me follow that through for you.

If Miss Elliott wants to communicate with the field,

her plan or program or idea for communication would be

cleared with me before release. Now, it is not my idea
to submerge leaderships or personalities here at all,

and I would hope that we can always keep open the channels
of communication from any and all parts here on informa-

tion and advice, perfectly clear. But when it comes to

a determined action after such advices have been exchanged
whether personally through the Coyne or Buffington organi-

zation, who might bring back ideas, or whether by correspondence with any person in the field who can contribute,
or by trips to the field to observe and bring back - when
it comes to a determined action, then that would be
approved here before it is released down the line.

Now, I don't really care - and I am perfectly sincere

about this - whether we sign those communications "United
States war Finance Committee, by Miss eiliott"- by Mr.
Houghteling, or by somebody else, and thus maintain our

personal identification with our section or special
interests here; but I do care that no instructions from
Miss Elliott or Mr. Houghteling, or from any of the
planners, from any of the advertising group - if they

are instructions and are telling people to go some place
and do something - I don't want them to come through but

one source.

MR. ODEGARD: Could we take a concrete illustration,
Mr. Robbins, just a minute? Suppose you have a pay-roll

savings drive in the steel industry, or the shipping

industry, and so on, would you follow that through on the
chart?

MR. ROBBINS: In the first place, there would be
somebody in the Planning Department who would be looking

after the pay-roll savings angle from washington. A lot
of those pay-roll savings drives of that kind are purely
sectional and they would probably originate sectionally.

263

- 13 -

MR. GAMBLE: None of them have originated sectionally,

at the present time. All of them have been national, in
part at least. They have all been directed from here.
MR. ROBBINS: All right, if they are all directed

from here that makes it very simple. I imagine that some

of the thinking in that field was original in the field
and there may be--

MR. ODEGARD: A good deal of it has been within the

States - within local organizations, but not regionally.

MR. ROBBINS: I didn't say regional, I said original
out in the States.
MR. ODEGARD: How?

MR. ROBBINS: In the first place, somebody has to
decide there is to be something done in the pay-roll
field, and the people who are studying pay roll here would
be the natural ones to whom we would look for such an
idea. They would then create a program - a plan of action
which would develop over in the Planning Department.
Now, that plan would then, because it motivates our

field organization, be cleared with my office. After ap-

proval or change, or otherwise, when it was approved we

would have to get action in the field.
Now, the normal way to get action in the field is to
put it to Mr. Coyne, who has the field organization that
has simply been lifted out of a point in the old Mar
Savings, over to a point here (indicating), thus automatically putting my office between the idea and its
execution. He would motivate it right down to the States any or all of the States - where it would be made
effective.

But at the same time, if it were distinctly a part
of the April drive, and in any event, I think, he would

feel responsible for seeing to it that the Federal Reserve

264

- 14 -

presidents and their executive managers would know what

is going on. I would hope that each of them has two,
one that has been drawn because of his qualifications
from what used to be the Victory Fund and one because

of his qualifications from what used to be the War
Savings.

MR. BUFFINGTON: How would they be advised?

MR. ROBBINS: Simply by a copy of the communication

that instructed the State to put the pay-roll savings

plan in.

MR. GAMBLE: You are looking beyond April now on

that, because they won't have them by April.

MR. ROBBINS: Some of them have them already.

MR. GAMBLE: I know, they are the executive managers,

but some of them are not going to have this dual organization which will be necessary for them in order to properly
disseminate this information.
MR. ROBBINS: They are not going to disseminate, but

receive it - know what is going on in the field. Coyne
would go direct to the Oregon State administrator if it

was an Oregon shipyard pay-roll savings program, and San
Francisco, at the same time, would hear about it and would
know what was going on, and that it would come out of

Washington in this form and that this was the plan.

MISS ELLIOTT: May I ask a question? Isn't this
the main thing here that you are talking about - to get
a clearance through your office of the plans that Mr.
Buffington with his existing organization in the States
for Victory Fund, and Mr. Coyne - I think where you are
confusing us is talking about lifting out the Coyne

organization. You are really not lifting it out at all.

What you are saying is the Coyne organization will go on
as it is functioning now with the same state chairmen,
with the same field force, with the same organization,
but will report back to you what is going on.

265

- 15 -

MR. ROBBINS: No, they will report to me that they

will not do anything in line of instructing the field for
action without clearance with my office.

MISS ELLIOTT: Clearance back through your office.

Then I can't see where there is any vast difference

there if it works that way. The way I got this thing,

the whole Coyne organization will function just exactly
as it is functioning now except with a matter of clearance
of policy.
MR. GAMBLE: No, not the way Mr. Robbins has explained

it, at any rate.

MISS ELLIOTT: Let me take my own organization-MR. ROBBINS: You would report direct to me.

MISS ELLIOTT: All right, but on the other hand, if
the Coyne organization functions - remember, there is a

women's committee in every State working in that organiza-

tion - all right, would that cut me off completely from
functioning with forty-eight women's organizations? In
fact, some of them are already in operation now as a
result of the meetings you have been holding over the
State, functioning within this.

MR. ROBBINS: You want to get your women's committees

into action.

MISS ELLIOTT: They are already in action.
MR. ROBBINS: That is right, but the way you get
women's committee in action is first decide what
your kind of action you want; and secondly, you and I that will

sit down and decide whether we are in agreement

that is good action, or that it is timely, or that it
is part of or completely out of the April drive.
MISS ELLIOTT: If you do that I wouldn't agree to

because that would take the women's organizations
that, in forty-eight States completely out and they wouldn't
know how to operate.

266

- 16 -

MR. GAMBLE: It does that with every operation.
MISS ELLIOTT: They wouldn't know this, in that case.

What I am trying to do is not to do anything - not to

break down anything in operation. Let's take Pennsylvania if this should happen then we would have to go back to
Pennsylvania and say to Mrs. Pease, who is already operating
now with this program after your Philadelphia meeting,
under the direction of Mr. Ludiow, as we worked - and is

in action there, you see. They are already at work. Well,
now, that same pattern will just obviously and very
naturally be followed by any women's organization within
the forty-eight States, no matter what kind of setup we

get here in Washington.

You might say, "Miss Elliott, I am taking you out
of the field agency and putting you up here," in a
position where I thought you said I was to sit and plan
with the group to see where the women's division could
assist with this whole thing, and then the field organization under Mr. Coyne in the War Savings Staffwould go on.

Well, now, if on the other hand, you mean that I
am to set up an entirely different procedure and say to
the women of the country, "Pull completely out from
under these war Savings Staff organizations and work

over here as a separate unit, according to plans which
I work out with Mr. Robbins, that would be confusion
confounded in every State in the Union.
MR. ROBBINS: I am not making myself clear on that
because-

MISS ELLIOTT: Unless it is what I said first, it
is obliged to be that.
MR. ROBBINS: I don't think that is right, Miss

Eiliott.

H.M.JR: Let me see if I can explain it to Miss
Eiliott. What we are trying to do here is this. Let's
go back to yesterday. Yesterday we had an organization

267

- 17 -

where there would be one person under Mr. Robbins who

would be in charge of the sales people, both over War
Bonds and over Victory Fund; their contact going first
under Mr. Buffington, and from Buffington direct to the
twelve presidents of the Federal Reserve.
Now, they listened to you people all day yesterday,
and after listening to you they have come to the conciusion that for this April drive we would keep the "ar
Savings sales organization intact. However, instead of

the War Savings sales organization - I will call it by

the name of Coyne - instead of Coyne going up through
Sloan and Sloan to Graves, Coyne will now go directly

to Robbins. Now, he will continue to function as he

has in the past, with this exception: For the April drive,
when his people in the field on the State level get a
directive from us, the directive will go first from
Robbins to Coyne and also from robbins to the twelve
Reserve bank presidents, and it is Coyne's job to see

that those things are executed in the forty-eight States.

Is that right?

MR. ROBBINS: That is right, except for one point
there, sir. The plan having been cleared, Coyne's
organization will disseminate the plans - rather than
have four or five or six separate organizations here
disseminating the plans - down to the State administra-

tors and through the State administrators, just as it
has in the past, out to the people who do the job. At

the same time, Coyne will have to put the Federal Reserve

presidents on his mailing list so that the plans that he
is disseminating for action at the State level are always
known at the Federal Reserve level.
H.M.JR: You see --

MISS ELLIOTT: Clearance isn't bothering me. It

is operation on the State level that is bothering me in
this.

H.M.JR: What they could do is another way, if they

wanted to do it, but I don't think - supposing you said,

268

- 18 -

"All right, we will leave War Savings just the way it is

for April and everything they do has to clear through

Mr. Robbins" and then from Mr. Robbins I would leave

all of you just the way it is. Would that make you any

happier?

MISS ELLIOTT: I think it would function better

that way. I think if the thing remained intact just as
it is, so that there wouldn't be that confusion of
shifting from one to another, I think it would be a
clearer operation. I thought in following Mr. Robbins that

the question of having Mr. Buffington here with his Victory
Fund Committee, Mr. Coyne with the field staff as it is,
and then with them clearing out any difficulties or
differences that might come in plans that went out to the
two agencies, that that would clear - you see, I have

thought of this all along as an integrating thing, to disturb as little as possible the machinery that is now in
operation, but just make an integration of it to avoid
overlapping or duplication or conflict, but not to confuse the people on the State level by pulling them out.

For example, Mr. Robbins' plan would pull the women

within the State level completely out from under their
State administrators and put them over here.
H.M.JR: No.

MR. ROBBINS: No, not at all. Who does Mr. Coyne
normally communicate with when he operates?

MISS ELLIOTT: The State administrators.
MR. ROBBINS: If his channel of communication is

through the State administrators, why wouldn't it go-MISS ELLIOTT: The plan is just to keep the whole

thing intact, not pulling it out at all. Just as the

Secretary has said, here is the war Savings Staff, they
are working on pay-roll savings, they are working in the
women's division, they are working in Labor, they are
working in this whole business. All right, now we are

269

- 19 -

not going to upset that machinery at all, go ahead; the
only difference being that Mr. Coyne and those at the
head of these will clear through you and through those
banks.

MR. ROBBINS: It is almost that if you just finish
it with just one sentence. Instead of Mr. Coyne report-

ing to what has heretofore been the War Savings Staff,
he would report to me.

MISS ELLIOTT: It is still the War Savings Staff,

but in addition, there is someone through whom they clear

and not disturb the internal organization of the thing

at all. It seems to me it is a very simple thing that

way, and still get the clearance that is necessary.

MR. ROBBINS: Yes, the net of it is that Coyne - as
the advertising has been lifted out and now reports to

Peabody; so the field organization is lifted out and now
reports to me.

H.M.JR: Robbins, don't you think - let's just take
a fresh look at this thing for a minute. We have got the
advertising out; that is settled - certainly we don't
want to disturb that.
Supposing we said for this April drive we would leave
the Washington War Savings organization as it is. The

only difference is that we wouldn't pull Miss Eiliott out,
and we wouldn't pull Houghteling out; just leave that as
it is and leave Mr. Graves where he is and Mr. Gamble

where he is, as Mr. Graves' deputy. And simply say to
Graves, "Now look, for now until the April drive is through
the War Savings organization, minus advertising and promo-

tion" - anything that you do will have to clear through
Robbins, and so forth and so on. But not pull out the
women, and not pull out Houghteling; just leave it as it
is.

MR. ROBBINS: I am not so concerned about Houghteling.

270

- 20 -

H.M.JR: Just leave it as it is; not call it a

planning section, other than it will plan for war Savings

Bonds and any planning you may want to do on the over-all
we will do in a small executive committee, not to exceed
maybe five people.
MR. ROBBINS: From my point--

H.M.JR: And then give - I think you will find the

people here in the room will be much happier for this
April drive, and you will get more out of them, and it

isn't terribly important.

MR. ROBBINS: From my point of view, it is pretty
important.

H.M.JR: Why? They can't send out any orders; they
can't do anything that doesn't clear through your office.
MR. ROBBINS: I don't want to find myself exactly

in that position, and therefore I want to have the

field
under
the
my
office
operating
immediate
contact
of
rather than operating as part of another organization

channels of communication between washington and the

which removes it from that immediate contact.

H.M.JR: It only removes it by one person.
MR. GAMBLE: It could very easily become a serious

bottleneck for the whole operation.
H.M.JR: What could?
MR. GAMBLE: It can very easily become a serious
bottleneck.

H.M.JR: What I am saying-MR. GAMBLE: No, what you are saying makes sense.

I think this is a bottleneck. I think we will be fussing

around with an organization by the time the April drive
will be half over, and still be talking about procedures
and methods.

271

- 21 -

MR. GRAVES: There is one thing that has got to be
thought about when you think about moving Mr. Coyne
over under Mr. Robbins. We have an organization of

about nine hundred people in the field and a substantial
part of Mr. Coyne's time is given to the routine of
administration that naturally would be involved in an

organization of that size. There is the matter of

hiring people and attending to supplies, equipment, office
space, and so on.

Now, that is something that I have given supervision
to personally, and to do what Mr. Robbins is proposing is
going to involve him in what you might call administrative

routine that he couldn't avoid. He has to accept that
responsibility if he is going to have this force report-

ing directly to him. I don't think that that is going to

be employing Mr. Robbins' time to advantage if you are
going to sew him up a certain number of hours a day with

that kind of business.

I think Mr. Robbins is probably unaware of the tremendous amount of detail that is involved in Mr. Coyne's
operation.

Mr. Coyne has a staff over there, I suspect, of
fully twenty-five people, large groups of whom are en-

gaged in handling correspondence with the field about
necessary details of operation.

Mr. Robbins' day isn't going to be long enough, in
my opinion, for him to clear the things that Mr. Coyne's
department is constantly doing; especially when you add

to that the fact that Miss Eiliott would be reporting

directly to Mr. Robbins, and Mr. Houghteling reporting

directly to Mr. Robbins. I think, as Mr. Gamble just

suggested, that you have in that a bottieneck that would

be fatal to the efficient operation of this program.

MR. GAMBLE: You have another serious thing; you have

blocked all your so-called sales departments in which you
have shut them off entirely from the salesmen.

272

- 22 -

Under this operation these people - this is not a

planning committee - the pay-roll savings organization

in Washington is not a planning organization; it is a
sales organization. Our farm operation is not a planning
operation; it is a direct sales operation. The same
thing is true of our retail operation, and you shut them
off.

In a matter of a few minutes, Mr. Secretary, anything having to do with those departments in the field,
in April, one of us can clear with Mr. Robbins, and Mr.
Robbins can approve it or reject it.

H.M.JR: This is the way I am thinking. I have
listened to everybody. I don't know where Bell stands.
We never at any time said that we would settle let's be very frank - the fate of the war Savings organi-

zation before the April drive. Is that right?
MR. ROBBINS: That is right.

H.M.JR: Until we go through the April drive we are
asking both to cooperate shoulder to shoulder, and
after the April drive is over, we would then settle the
fate of the War Savings. That has been the position.
Now, what I think is this - so that you can make
time and get the best out of the war Savings people in
this room - I think that one person - and I hope that
person will be Mr. Graves - would say, "All right, I

will guarantee you, Mr. Robbins, one hundred percent
cooperation." Look at Graves, you don't see him.
(Graves nodding)

MR. GAMBLE: You can have that from everyone.

H.M.JR: "I will guarantee you a hundred percent

cooperation. Nothing will go on, nothing new will take
place or in any way conflict - nothing to set back your
April drive - that you personally won't have a chance
to say yes or no to. I will get behind your damned old
April drive and give you what is left of me. (Laughter)

273

- 23 -

Now, I will guarantee Harold Graves personally. If

Harold Graves says to you that he will give you everything
he has got, he will do what he has done for me.
MR. ROBBINS: I am not worried about that, sir.

H.M.JR: Yes, but it is terribly important. Then

these people will all settle down and go to work, and

they are a damned good organization. Now, the important

thing was to get this publicity and advertising centralized,
which I have. The other things which they have are the
things which you know I need; some of them will be useful

in the April drive and some won't. The main thing is that
anything that is useful you will get, and anything that
may cross you up, Harold Graves will see to it won't
cross you up. Is that right, Harold?
MR. GRAVES: That is right.
H.M.JR: And this mass of detail which you would have
to master and can't master between now and the 12th of

April, will go on functioning the way I have built it,
stone by stone. I know it; it is a good organization; it
is a loyal organization. If Harold Graves says he will
deliver, he will deliver; and you need not worry about it.
If he says he will check everything and clear everything
with you, he will do it, because that is the way he is

built. I just don't think you have time, and I don't
think it is necessary, to go beyond.

Then Bell and Graves and you (Robbins), and your
advertising man, Peabody, and Buffington, and I would

meet as often as is necessary and settie the policy.

I wouldn't bring in the people I had intended to
bring in at this time, which was Miss Miliott and Gamble
and Odegard; I wouldn't bring them in from now until the
April drive is over, because they would have to say what
they think to Graves, and Graves would have to reflect

what they think. I had intended to bring them in, but
I wouldn't bring them in.

274

- 24 MR. GRAVES: I would like to say that

H.M.JR: I have said a lot. Now, Harold, you can
talk for yourself.
MR. GRAVES: Mr. Robbins, Mr. Buffington, and I

made a plan like that - put it on paper, and initialed
it.
MR.. ROBBINS: That is right.
MR. GRAVES: I supposed at the time that we were

making the plan that would control through the April
drive, and it was just as you (the Secretary) have
stated it now, that we would leave things intact through
the April drive, and that the things that are now in
the War Savings organization that are not related to the
April drive would go on under the system and organization
and procedure that we have now in effect. Anything that
was contemplated or proposed in the War Savings organiza-

tion that had to do with the April drive I would clear

with Mr. Robbins before any instructions were given to
our field people.
That is a written memorandum. Mr. Robbins wrote it.

If you have not seen it, I think that you should.
MR. ROBBINS: I think the Secretary has seen it.
H.M.JR: I would like to refresh my memory. How

can I get it?
MR. GRAVES: I have a copy in my office.

MR. ROBBINS: It is just as brief as that.
MR. BELL: I don't think it is so important where
Miss Elliott and Mr. Houghteling fit into this chart.
Miss Elliott would still remain with Coyne as she is now;
and Mr. Houghteling would remain in the organization. I
think it is very important that Mr. Robbins' line of
authority be kept clear in this whole drive in order to
avoid confusion. The person who directs that side of

275

- 25 -

the field organization has to be on the line with the

person who directs the field organization on the other
side, which is Buffington.
MR. ODEGARD: It seems to me that this kind of a
solution would, from Mr. Robbins' point of view, be much

preferable to a solution that involves difficult administrative matters such as this would inevitably involve.
Now whether this might be the type of organization

you wanted to go into at the end of the April drive is
another matter. I think that could be--

MR. ROBBINS: I can answer that quickly. It isn't.
MR. ODEGARD: Then I think the problem of serving

as a coordinator between the type of organization he has
here now would be facilitated if he reduced the number

of people that you had to deal with, that report directly

to you. If you had Mr. Buffington on the one hand and
Mr. Graves on the other, it seems to me that would be an
easier operation for you than if you had Mr. Houghteling,
Miss Elliott, Mr. Coyne, and Mr. Peabody, and all the

rest of them reporting directly to you.

MISS ELLIOTT: I think, Mr. Secretary, that what you
have said serves to coordinate what exists, and yet adds

to it - a central direction so that there wouldn't be any

overlapping or confusion in what I thought we were trying

to get at in the December drive. It does, I think, simplify the thing that worried me about this after I got to

thinking about it yesterday, and that is that as complicated

a thing as has been proposed would upset all over the
country thousands of people who have got to work in this

thing if we make it a success.
The reason I said to you yesterday, Mr. Robbins you said you expected to be in the field most of the
time - is that if you undertook the kind of operation
that you have there, it would take every minute of your
time here, and then some, to get it in shape in time for
the extra drive and function.

276

- 26 MR. ROBBINS: I am very strong for delegation of
authority, and what we are talking about here is simply
whether or not the sales manager of the War Savings Staff
is going to report to me or report elsewhere. The people
who are going to handle this campaign are the most important single factors that we have to work with now that we
have our advertising coordinated.
The net of all that I am recommending here is that
the people who will be responsible for motivating the
human activities in this campaign - those people in
Washington - should tie into my office.

Now, the delegation of authority that would go to
Coyne in his new responsibility, to George Buffington

in his responsibility, and to others, would be a very
definite and real thing. In other words, I haven't any
idea of not vesting these people with authority enough

to operate in a very realistic way. It is just a question
of whether a sales manager should tie in with my office

or tie in some other place. It is just that simple in

my mind.

H.M.JR: Well, it isn't that simple; it isn't that

simple at all. You ought to after today forget about

organization and be thinking of creating new ideas and
generating, and so forth, and so on. Then if Cleveland
jumped the traces, you could go out to Cleveland and
get them back into the traces, and so forth, and so on,
but generating ideas.

Now, what we are really doing - let's call a spade

a spade - when you take Coyne out and leave the War

Savings, and you have Miss Elliott in on a line directly
to you, and Houghteling, there is nothing left of War
Savings; it is an empty shell as far as Washington goes.

There is nothing left of it, and it is finished. I never

planned that I would do that at this stage, and I never
intimated to you that I would. As far as the War Savings
Washington Staff is concerned, it is just an empty shell.
These people here in the room naturally resent it. If
were in their shoes I would, too, and you can't get the
I

277

- 27 -

best out of them for the April drive if that is what is
happening to War Savings. If you were in the same thing
and were put into the thing that Harold Graves has done
for over two years, you would feel the same way. I hope
you would be as loyal to me as he is en he sees what
is happening.

Now we all have said that when the April drive was
over everybody would take a fresh look at it.
Am I in any way changing anything that I have said

to you? No. You still are - direct authority flows from
me, to Bell, to you. It is in writing. Nothing has been
changed down to the president of the Federal Reserve Bank.
All that I am suggesting this morning is that instead of
taking Coyne out and instead of taking Miss Elliott out,
that this organization which has how many employees
throughout the country?
MR. GRAVES: About thirteen hundred.

H.M.JR: Thirteen hundred employees - and instead

of trying to get them so upset that they won't do you any
good and you have a disgruntled group throughout this
whole drive - if Harold Graves will say to you, "Robbins,
you have my loyalty and my support; I will underwrite

it" - and in the final analysis whether the drive is a
success or not it will all fall on me because one failure
on any issue and I am through. I have always said that.

The first time I fail in a drive I em through, because I
can't say whether we do have rubber or whether we don' t

have rubber, or whether the Ford plant is turning out
bombers or whether it isn't - I can't go through constantly
bluffing like other organizations do - or whether we do
have canned food or not. People know it. So every time
I go into a drive it is table stakes, so nobody takes the

risk on the thing that I do.
My advice, after listening to this thing for days,
is that you take my suggestion - if Harold will give you
his word-

278

- 28 MR. GRAVES: I will.

H.M.JR: Let it rest this way throughout the April

drive, holding Harold entirely responsible and having
contact only with Harold. That doesn't mean that you

can't send for Coyne as often as you want or take Coyne

with you on a trip or do anything else that you want to.
But Harold Graves organization is responsible, and by

gawd, it is up to him to deliver it enthusiastically.
Is that right, Harold?
MR. GRAVES: That is right.
H.M.JR: That is my recommendation.

MR. ROBBINS: Well sir, now as far as the arrange-

ment that we had suggested here with reference to lifting
Miss Elliott and Houghteling out of what we have chosen

to call on this chart "planning," that is not of any con-

sequence.

H.M.JR: I would leave it alone.
MR. ROBBINS: That doesn't need to be--

H.M. JR: I would leave them alone.
MR. ROBBINS: And that was not on the original

chart, as you recall, that I submitted. I penciled that
in as we talked.

H.M.JR: I have seen so many charts.

MR. ROBBINS: I penciled these in, so they were all
down there. That doesn't bother me a bit because it
wasn't a part of my original thought.
MR. ODEGARD: I haven't seen that chart.
MR. ROBBINS: There is only one in existence because

I wasn't sure of it.

I haven't any reservations on that whatsoever as
far as Mr. Houghteling and Miss Elliott are concerned,

279

- 29 -

and originally I hadn't conceived it as being quite the
way it now turns out.

As far as the operation of the field organization

is concerned, there are two focal points in Washington

for the two separate activities that have gone on in the
field. Of course, I am going to line up behind your
decision. That goes beyond a question of doubt. But I

don't think of it as a destructing factor. I do think
of it as a constructive move. I believe in it or I
wouldn't recommend it. I think it is right, and I think
that I will have more effective harness to work in if
the sales managers and the operating people with the

field tie into my office direct.

MR. GAMBLE: I would like to ask Mr. Robbins a

question. Do you understand what the retail program is -

how it operates? Do you understand how the farm program
operates, and do you understand thoroughly how the pay-

roll savings operates?
that.

MR. ROBBINS: Of course I don't understand any of
MR. GAMBLE: How could you decide that you are going

to set these people off in an organization chart? I

don't think they should be set up in some organization
chart until everybody understands what their functions
are. It is a very serious move to the War Savings
organization, and something might go beyond repair if
you let it go along for another six or seven weeks and
just decide you are going to render inactive some organization because you don't understand it. Take Mr. Houghteling ninety percent of Mr. Houghteling's work is done under the
pay-roll savings organization here. Without discussion
with anybody here you separate them into two points of the
country.

H.M.JR: That is me. Both Miss Elliott and Houghteling
are me - that is me.
MR. ROBBINS: That wasn't a part of the original

plan. As a matter of fact, Ted, I don't care which way
that goes. It would be better for the immediate present
if that shouldn't be changed, and I had so recommended
originally.

280

- 30 -

H.M.JR: Could I read this out loud just to refresh
my memory?

(Reading "Memorandum of Agreement of Tentative Operat-

ing Plan - Headquarters Organization, copy attached.)

"1. Mr. Graves will continue to operate in direct

contact with members of the War Savings organization on

all matters of current operation which are not specific
part of the April campaign. On matters pertaining to the
campaign, Mr. Graves will see to it that no policy
decisions or specific instructions are issued until

proper clearance has been made with the President of the
Federal Reserve District concerned."

I might say here, "Until Mr. Graves has cleared

with Mr. Robbins.

MR. ROBBINS: That was right under the gun, sir,
upon my arrival. We had to get something out.

H.M.JR: May I say - if I just changed that, would

that be agreeable to you?

MR. GRAVES: Yes, indeed.

H.M.JR: "Are issued until proper clearance has
been made with Mr. Robbins." Is that all right?
MR. GRAVES: Perfectly.

H.M.JR: Would that be all right with you?
MR. ROBBINS: Yes. I think that comes in later.

H.M.JR: "2. Mr. Buffington will continue to operate
directly with the Executive Managers or the President of
the Federal Reserve Banks on all matters relating to the

Victory Fund activity. His authority to continue operations is clear on all matters except those involving
major policy which should be cleared with WMR prior to
action."

281

- 31 -

I think that has to be cleared up a little bit. I

don't think that is the way you want it now.

"3. Both Messrs. Graves and Buffington will not only
clear matters of policy with WMR but will take whatever
steps are necessary to keep his office informed during the

transition period.

If necessary, that could be spelled out, but that is
a mouthful, and that should come first. I think that
should be paragraph one.

"4. Messrs. Graves and Buffington will clear back

and for th between themselves to preclude confusion or
conflict of operating instructions between Washington and
the Federal Reserve Banks Presidents' office.

"5. WMR will, at all times, keep both Messrs. Graves
and Buffington intimately advised on any decisions made

or instructions issued from his office direct to the Federal
Reserve Banks Presidents' office.

"6. Field Organization. All persons in the Headquarters organization who contact the field, either

personally or by correspondence or phone, should exercise

particular care at this time to make no decisions with
any member of either organization which should be referred
to the Federal Reserve President for handling. In general,
matters of this nature will be concerned with (a) all the
activities of the Victory Fund Committee relative to the
Victory Drive and (b) special activities of the War Savings
Committee relative to the Victory Drive. A good rule -when in doubt, clear with the Federal Reserve President."
I would say a good rule is, when in doubt clear with

Mr. Robbins.

MR. ROBBINS: That was our agreement, and it is

still our agreement. That is the way we are operating at
the moment.

H.M.JR: Well, Robbins, the more I think of it and

the more I see how time is running against you, how you

282

- 32 have a tremendous responsibility, knowing these fellows,
having lived with them and gone through trials and tribula-

tions, and to make your job possible, that is what I
recommend to you. I think you will find that everybody
in this room will settle down and go to work.

MR. ROBBINS: Do you realize just what you are saying

to me, sir, from my point of view?

H.M.JR: I think so.
MR. ROBBINS: As I see it, you are saying that it is
your recommendation that the direction of the people
who will operate on this drive shall be otherwise than
through my office, and I will be held responsible.
H.M.JR: No, I am not saying that.
MR. ROBBINS: That is what I see in that, sir.

H.M.JR: No. What I am saying to you is this: I

am saying to you - having taken the advertising thing

out - I am saying to you this, and I will say it over

and over again until it is clear in my own mind and
clear in yours, that the advertising thing - you remember
when you came to me on Thursday or Friday first with this

chart that I said, "That is all right, but I have to tak e
time on the other stuff." Do you remember?
MR. ROBBINS: That is right.

H.M.JR: What I am saying is this: You haven't
got the time to master all the details between now and

the 12th of April; you can't do it.
MR. ROBBINS: That is right.

H.M.JR: You have to trust somebody; you have to

trust a number of who will deliver to you the things
which
to
be
to
you
and will that nothing
are guarantee going people helpful in the in organization the April drive will

in any way come in conflict. Harold has to see that

283

10

- 33 people like Trounstine and Moore in Ohio have to get

back of this thing and be good, or anybody else. It is

up to him to phone them or jump on a train and go out
there and see that they be good. He is giving you his

word - and me - that he will work for you enthusiastically,
delivering his sales organization which he has built.
You haven't even talked to Coyne. We don't even know

whether Coyne can deliver. But he can deliver if harold

tells him to.

Now, the only difference in what we are saying is
this, that when it gets down, instead of your working

directly with Coyne, you work with Coyne once removed.
MR. ROBBINS: Really twice removed.
H.M.JR: Once removed.
MR. ROBBINS: Graves to Sloan to Coyne.

H.M.JR: Well, we will cut Sloan out. As far as I

am concerned, they could fire Sloan today.

MR. BELL: Really looking to Harold as the administrator, rather than Coyne.
MR. GRAVES: Actually Mr. Sloan has an administrative
assignment over there. I have my contacts with Mr. Coyne

through Mr. Gamble usually, with reference to all of our
field operations outside of the administrative routine.
H.M.JR: But Harold, Mr. Robbins is very much inter-

ested in the field organization. All right, whenever he

is ready, you and Coyne can come down and sit in with
him as long as he wants you to.

MR. GRAVES: I suggested that to Mr. Robbins days
ago, that he should assemble Mr. Coyne's group and become
acquainted with them and find out what they do.

H.M.JR: The thing that is worrying me - am I asking
you to tak e a responsibility which is unfair because I
am putting Coyne's present boss between you and him?

284

- 34 MR. ROBBINS: Coyne is just a name to me.

H.M.JR: Well, the sales organization.
MR. ROBBINS: I would like to have the sales organization

report to me.

Now, if for the sake of efficiency - or, at least
for the sake of lack of confusion - it is finally decided
that it is best all around not to do that, then so it

will be.

H.M.JR: Well, Robbins, I have to say these things
publicly.
MR. ROBBINS: That is right, and I want to say all
of mine publicly, too.
H.M.JR: I am correct in saying that these people
here, if you will adopt my suggestion - Miss Elliott,
Gamble, Odegard and Graves - they each can talk for

themselves - if he goes through will he get your enthusiastic
support that way?

MISS ELLIOTT: He certainly will.

H.M.JR: Will you stop fussing? (Laughter)
MISS ELLIOTT: Yes, sir. The only thing you are
doing, Mr, Secretary - Mr. Robbins said a moment ago that
he couldn't do all this; he would have to delegate
authority - you are advising him to delegate authority
to the person here who has the whole thing set up to go-H.M.JR: Will you stop fussing?
MR. GAMBLE : This is wholly impersonal, Mr. Secretary;

this is to help Mr. Robbins do his job.
H.M.JR: I know, but we are being personal.
MR. GAMBLE: You know, a hundred percent support -

I will be delighted.

285

- 35 -

H.M.JR: Maybe it is an unfortunate word, but if
it is done this way will you fellows turn yourselves
inside out?

MR. GAMBLE: One hundred percent.

H.M.JR: How about you, Peter?

MR. ODEGARD: It goes without saying, Mr. Secretary.

H.M.JR: You can't buy that. You can't buy that
stuff. You as a sales manager - the thing that you want
is loyalty and enthusiasm. The thing that you get in an
organization - it is like confidence in the Federal

credit. If you have it, it is wonderful; it is phantom.
If you lose it, you never get it back. If these people

will all pitch in and help you from now on, and take my

word - I who have had ten years in Washington, and enjoyed

a reputation as having run the Treasury well - I don't
think it is immodest to say so - we have a loyal crowd.
If these four people will say, "We will do everything we
can to help you, if you are a smart fellow you will
grab it. And I wouldn't let another one of them squawk.
MR. ROBPINS: I am not a bit worried, sir, about
that angle.

H.M.JR: I want to be fair. I have invited them to
come here, but, my heavens, enthusiasm and loyalty and

desire to go through with the thing and make this thing

go as against something on a piece of paper and a chart,
when everything has to clear through you and you have
complete veto power - I don't see what else you want in

the three weeks you have to get ready. This is for April.

What happens after April - no pledges - new deal - reexamine everything.

MR. ROBBINS: Your decision, sir, is what we are
here to get.

H.M.JR: All right, do you want me to decide it?

286

- 36 MR. ROBBINS: You have to, because, after all, sir,
you are not going to convince me against a philosophy of
operation, even at the sacrifice of being a little bit
misunderstood at this time.

H.M.JR: Well, let me put it this way: If

I

decide, can I count on your enthusiasm?

MR. ROBBINS: You certainly are going to get my

enthusiastic support. I think you know that.

H.M.JR: I am asking each person because it is a

free country, thank God. That is what we are fighting
for.

MR. ROBBINS: Sure it is. I will work on this basis

to the best of my ability. I don't think I will give you

as effective a job as I would if I had my sales contacts
tying into me. I am not going to change my philosophy,

sir. I have been doing this kind of work for eighteen
years. It is one thing I know and understand, whether I
know about pay-roll savings or whether I don't.
Now I am going to work it your way. You are going

to decide it, and I am going to do my level best to turn
in a good performance. Don't worry about that. I hope
it will be at least pointed upstream when you catch me.

H.M.JR: All right.
How about Mr. Bell?
a

MR. BELL: I think it will work if Harold will get
little closer to his field organization so that he can

keep in contact and keep his hands on that.
MR. GRAVES: As to that, Mr. Robbins should feel

free at any time to contact Mr. Coyne directly or
Mr. Coyne's people. I think it will do everybody good

if he will do that.

MR. ROBBINS: That is right, and it is only the hours
and minutes in the day that would preclude that.

286

- 36 MR. ROBBINS: You have to, because, after all, sir,
you are not going to convince me against a philosophy of
operation, even at the sacrifice of being a little bit
misunderstood at this time.

H.M.JR: Well, let me put it this way: If

I

decide, can I count on your enthusiasm?

MR. ROBBINS: You certainly are going to get my

enthusiastic support. I think you know that.

H.M.JR: I am asking each person because it is a

free country, thank God. That is what we are fighting
for.

MR. ROBBINS: Sure it is. I will work on this basis

to the best of my ability. I don't think I will give you

as effective a job as I would if I had my sales contacts
tying into me. I am not going to change my philosophy,

sir. I have been doing this kind of work for eighteen
years. It is one thing I know and understand, whether I
know about pay-roll savings or whether I don't.

Now I am going to WO rk it your way. You are going

to decide it, and I am going to do my level best to turn
in a good performance. Don't worry about that. I hope
it will be at least pointed upstream when you catch me.

H.M.JR: All right.
How about Mr. Bell?

MR. BELL: I think it will work if Harold will get
a little closer to his field organization so that he can

keep in contact and keep his hands on that.

MR. GRAVES: As to that, Mr. Robbins should feel

free at any time to contact Mr. Coyne directly or
Mr. Coyne's people. I think it will do everybody good

if he will do that.

MR. ROBBINS: That is right, and it is only the hours
and minutes in the day that would preclude that.

286

- 36 MR. ROBBINS: You have to, because, after all, sir,
you are not going to convince me against a philosophy of
operation, even at the sacrifice of being a little bit
misunderstood at this time.

H.M.JR: Well, let me put it this way: If I

decide, can I count on your enthusiasm?

MR. ROBBINS: You certainly are going to get my

enthusiastic support. I think you know that.

H.M.JR: I am asking each person because it is a

free country, thank God. That is what we are fighting
for.

MR. ROBBINS: Sure it is. I will work on this basis

to

the best of my ability. I don't think I will give you

as effective a job as I would if I had my sales contacts
tying into me. I am not going to change my philosophy,

sir. I have been doing this kind of work for eighteen
years. It is one thing I know and understand, whether I
know about pay-roll savings or whether I don't.
Now I am going to WO rk it your way. You are going

to decide it, and I am going to do my level best to turn
in a good performance. Don't worry about that. I hope
it will be at least pointed upstream when you catch me.

H.M.JR: All right.
How about Mr. Bell?

MR. BELL: I think it will work if Harold will get
a little closer to his field organization so that he can
keep in contact and keep his hands on that.
MR. GRAVES: As to that, Mr. Robbins should feel

free at any time to contact Mr. Coyne directly or
Mr. Coyne's people. I think it will do everybody good

if he will do that.

MR. ROBBINS: That is right, and it is only the hours
and minutes in the day that would preclude that.

287

- 37 -

H.M.JR: Again I have to say this thing in front of
a half a dozen people. You in your turn have got to get Harold, you have to take the initiative from now on in
the sense that if you see something is going wrong don't

wait until I find it out or until Robbins finds it out.

You see what I mean? Do you know what I am talking about?

MR. GRAVES: I think I do.
H.M.JR: And if something is wrong in War Bonds,
or something is wrong anywhere in the field, you take

the initiative first to try to lick it. If you can't

lick it, you bring it to Robbins' attention.

MR. GRAVES: I have brought to Mr. Robbins' attention,

the instances that I think you are thinking about.

H.M.JR: Yes, but first try to lick it; save him

that. Second, again you and Buffington have got to get
much closer. You had better go out and get drunk first

together tonight. (Laughter)

MR. BUFFINGTON: I disapprove of drinking. (Laughter)

H.M.JR: This is one question that you fellows had
better go out and get to know each other on and get a

little closer - quit this kind of - you know, as though
the other fellow smelled a little bad. (Laughter)
MR. GRAVES: I would like to make a speech on that
point.

H.M.JR: Stop sniffing at each other like 8 couple

of dogs. (Laughter)

MR. GRAVES: I think people have probably told you

that Mr. Buffington and I have been unfriendly.
H.M.JR: I can use my own eyes.
MR. BUFFINGTON: Maybe we haven't been very

communicative - maybe that is the answer.

288

- 38 MR. GRAVES: Let me make my speech. I read a

letter the other day written by Mr. Nicholas, our
administrator in Colorado, to his deputy, a Mr.

Kemper, after the Federal Reserve meeting at Kansas

City. I think you know him.

H.M.JR: That is right. There are three Kempers

who are brothers.

MR. GRAVES: This is the Kemper whom I think you
met at your meeting.

H.M.JR: The two brothers were there.
MR. GRAVES: A Mr. Kemper told someone who told
Mr. Nicholas that it was now a matter of common knowledge

that Mr. Buffington and I have been squabbling and fighting for months to get control of the Treasury finance

organization. He had more to say, but that is the significant point just now.

Now, as a matter of fact, Mr. Buffington and I
have, as far as I recall, never had a cross word.
MR. BUFFINGTON: I don't recall any, no.
MR. GRAVES: And I don't think you could find anybody
who would report to you that I have been heard saying

unkind things about Mr. Buffington. It has never been
reported to me that Mr. Buffington has ever been heard

saying an unkind thing about me. Yet, this rumor or
belief apparently exists all over the United States,

and I think you believe it, that Mr. Buffington and I
have been--

H.M.JR: Yes.
MR. GRAVES:

engaged in fisticuffs and quarrels.

H.M.JR: Not fisticuffs, but icy stares. (Laughter)
MR. GRAVES: No, I wouldn't accept that.

289

- 39 H.M.JR: Well if I am wrong, it makes what I am

asking that much easier.

MR. GRAVES: It would be easy. I wanted to say
that in front of these people because--

H.M.JR: Well, Harold, if I am wrong it makes it
that much easier. When you are through I would like to
say something, unless Buffington wants to say something.
MR. BUFFINGTON: I know Jim Kemper of the Commercial

Bank of Kansas City. Is he the one you refer to?
MR. GRAVES: I don't know.

MR. BUFFINGTON: I haven't seen him since I have

been in the Treasury, so that wouldn't--

H.M.JR: The point I am making is this: I invited

Robbins in. We are all more or less strangers to him.
He has taken us on good faith. His reputation is at
stake; and his company's reputation is at stake. We are
at war, and this is the President of the United States
the way I look at it he does me a great compliment. He
-

isn't interested in my drive; he takes it for granted
we will deliver. He has other things to do which he

thinks are more important. So that is all the more reason

why we have to make good, because this is one front where

we can't bluff the people, we can't fool them. They know;
and if we fail here, nothing would be such a boon or
assistance to the Axis as the United States Treasury

failing.
After all, we are not only financing ourselves,

gentlemen, but we are financing practically the entire

United Nations.

Now I personally will give Mr. Robbins from now

until this drive is over the maximum of my time. He

has first call on my time. I will have lots of ideas.

I will be annoying him, suggesting this thing and that
thing, and so forth, and so on, but just saying we will

290

- 40 cooperate isn't enough. We have to be aggressive. We
have to go two-thirds of the way to meet him.
If something is going wrong, because we are old-timers

and we know it first, we have to take the initiative and
bring it to his attention. Where we can lick the things

without bothering him, so much the better. Your (Graves')
organization at present is confused and has its tail down

under its legs on account of all this discussion, and

they don't know where they are going. Just as soon as
it is humanly possible you have to get them on their feet,
raring to go and with their tongues hanging out, finding
out what they can do to make this drive a success. As
I say, everybody should make it just as easy for everybody

else as possible. Let's for heaven's sake forget that

one person belongs to an organization of one name and one

belongs to another. We all belong to the United States;

we are all Americans, all out to beat the Axis. That is
our job.

As far as I am concerned, I have made my decision.

It is for better or worse. I think it is on the plus
side. If this War Savings crowd with its thirteen

hundred employees and their several hundred thousand

volunteers now are going to get enthusiastically back

of this it is a real contribution.

MR. ROBBINS: All right, let's go to work.
H.M.JR: Let's go to work.

291
COPY

March 4, 1943

Memorandum of Agreement of Tentative Operating Plan Headquarters Organization
1.

Mr. Graves will continue to operate in direct contact

with members of the War Savings organization on all matters of

current operation which are not specific part of the April campaign. On matters pertaining to the campaign, Mr. Graves will

see to it that no policy decisions or specific instructions are

issued until proper clearance has been made with the President
of the Federal Reserve District concerned.
2.

Mr. Buffington will continue to operate directly with the

Executive Managers or the President of the Federal Reserve Banks

on all matters relating to the Victory Fund activity. His authority

to continue operations is clear on all matters except those involving major policy which should be cleared with WMR prior to
action.

Both Messrs. Graves and Buffington will not only clear
matters of policy with WMR but will take whatever steps are
necessary to keep his office informed during the transition
3.

period.

Messrs. Graves and Buffington will clear back and forth
between themselves to preclude confusion or conflict of operating

4.

instructions between Washington and the Federal Reserve Banks

Presidents' office.

WMR will, at all times, keep both Messrs. Graves and
Buffington intimately advised on any decisions made or instructions
issued from his office direct to the Federal Reserve Banks

5.

Presidents' office.

Field Organization. All persons in the Headquarters
organization who contact the field, either personally or by
correspondence or phone, should exercise particular care at this
time to make no decisions with any member of either organization
which should bc referred to the Federal Reserve President for
handling. In general, matters of this nature will be concerned
with (a) all the activities of the Victory Fund Committee relative

6.

to the Victory Drive and (b) special activities of the lar Savings

Committee relative to the Victory Drive. A good rule -- when in
doubt, clear with the Federal Reserve President.

J

292

March 16, 1943
2:51 p.m.
HMJr:

Hello.

Roy Blough: This is Roy Blough.
You don't mean it.
HMJr:
B:

(laughs) I'm sorry, I was on the other phone.
Mr. Paul wanted to clear with you or check 1 th
you on a matter the Committee is considering,
namely, to allow exclusion of $3,500 income for
service pay of people in the armed forces. In
other words, a man' 8 service pay would be not
included in his income for tax purposes, up to
$3,500.

HMJr:

B:

HMJr:

No, I - I'm not for that. Hello? But I'll tell

you what I am for. Hello?
Yes.

And I can't get anywhere with you people, but I

wish you would tell the Committee. I believe that
a man or woman in the armed services who was - who
died in battle - see?

B:

Yes.

HMJr:

Hello?

B:

Yes. I get it.

HMJr:

That their family should not have to pay any income
tax that year.

B:

Yeah. Uh huh.

HMJr:

And I wish you'd tell them 80.

B:

All right.

HMJr:
B:

HMJr:

But I'm not for the other.
You're not for the other?
No. Any man or woman who died in battle, their family
should not have to pay the residue of their tax.

B:

On the year in which he died?

HMJr:

Yeah. Well, of course - it's - well, I - I would

say this, that I would cancel any taxes that he owes.

-B:

Yeah. Uh huh. Uh huh. Any income tax.

HMJr:

Any income tax that he owes should be canceled.

B:

Yeah.

HMJr:

Now, I'd really like the Committee to know where

I stand on this.

B:

Well, I'11 tell Mr. Paul that.

HMJr:

Yeah.

B:

HMJr:

Thanks.

Sullivan's against me on that, but I - I - I'm

definitely for it.

B:

Uh huh.

HMJr:

I mean, you take a man for instance that went in

B:

Yes.

HMJr:

B:

293

the army this year or last year, and he' 8 killed
and the whole thing falls on his family, and I

think it's terrible.

That is you'd - you would forgive the tax whether
it was on income outside or inside or any place.

HMJr:

I'd just - anything that he owes the Government when

B:

Yeah.

HMJr:

Not if he dies in bed from the chicken pox.

B:

Yeah, uh huh.

HMJr:

But if he dies from - from - in action

B:

that man dies in battle.

Yes.

that the taxes that he owes the Government are

HMJr:

canceled.
B:

Yeah. All right, I'll pass that along.

HMJr:

Okay.

B:

Thank you.

294

March 16, 1943
3:19 p.m.
HMJr:

Lord

Hello.

Halifax:

Hello. Is that Morgenthau?

HMJr:

Yes.

H:

This is Halifax.

HMJr:

Yes.

H:

So sorry to bother you after - after we said

goodbye to you after your good lunch.
HMJr:
H:

HMJr:
H:

Didn't the strawberries agree?

(Laughs) They were all right, yes.
(Laughs) I see.
Look here, I was telephoning to you for
Anthony Eden, who'd had to go off.

HMJr:

Yes.

H:

But the moment he dropped back here, he found

a telegram from the people in London

HMJr:
H:

Yes.

about our old friend, the rate of the

French franc in North and West Africa.

HMJr:

Oh, my !

H:

You know.

HMJr:
H:

HMJr:
H:

HMJr:

Yes, I thought the President settled that.
Well, I wanted to tell you.
Yes.

The President, as you know, some time ago
sent a telegram to Winston.
Yes.

-H:

to tell him to get it settled with the Free

French and to get them to pull their rate up

to two hundred, as the other people had pulled

down from three hundred to two hundred.
HMJr:
H:

HMJr:

Yes.

And this is a long thing from him to say that
he's failed
Oh.

that he's done his best.

H:

HMJr:

Oh.

H:

Well now, what I wanted to ask you was would

the President really wish to be troubled with

that? Because, 1f so, I suppose Eden could speak
to him when he' 8 seeing him again tomorrow, or,

if the President didn't wish to be troubled with
it and if you were the unfortunate person to be

troubled with it, I wondered whether some time whether I - I might pass the P.M.' 8 telegram
along to Phillips and tell him to come and - and
have a talk with you at your convenience. Eden
is bunged up today and tomorrow, and then goes

up to New York.
HMJr:

Well, is he going to see the President tomorrow?

H:

Seeing him tomorrow.

HMJr:

Well, I think he better ask him, in the first

H:

Yes.

HMJr:

instance

and then if the President said, "Well, take

that up with Henry"
H:

Then pass it along.

HMJr:

Then pass it along.

H:

Highto. I'11 tell him to sound the President

HMJr:

I think so.

first.

295

296

-3H:

Right. Right. That's all I wanted to know.
Thank you 80 much.

HMJr:

Thank you.

H:

Again, many thanks for your good lunch.

HMJr:

Well, we - I enjoyed it. I

H:

(Laughs)

HMJr:

I'm sorry it

H:

Well, we will

HMJr:

We - we see each other so seldom.

H:

Well, we'll all meet again.

HMJr:

Right.

H:

Goodbye. Thank you 80 much.

297

March 16, 1943
5:13 p.m.
HMJr:

Operator:

Hello.
Go ahead.

Randolph
Paul:

Hello.

HMJr:

Yeah.

P:

Yeah, this is Randolph.

HMJr:

My God ! You sound - are you as dead as you
sound?

Well, we had a - no, I'm - I'm pretty good, but
we had a terribly snappy session. I didn't

P:

know whether you wanted me to come in and tell

HMJr:

you about it, or
Well, I do, but I just got a man here now, a

very important man, and then I got a couple
of fellows across the hall in the Chart Room.

HMJr:

Well....
And I'll - I'11 - be about five or ten minutes.

P:

Well, do you want to call me?

P:

HMJr:

I'11 call
Will you let me know, and I'll - I would like to
come in and tell you about it if you
I'd like to hear about it.

P:

Okay.

HMJr:

Right.

HMJr:
P:

298*

March 16, 1943

Meeting of Cabinet Group Subcommittee on

Dollar Position of United Nations
In Mr. White's Office
March 16, 1943
12:00 noon

Present: Messrs. Acheson and Feis of State Department
Messrs. Knollenberg and Cox of Lend-Lease
Mr. Coe of B.E.W.

Mr. Neff of War Department

Mr. White, Miss Kistler and Miss Nielsen of
Treasury Department

The problem of the repayment of the British R.F.C. loan was the first
topic of discussion. It was decided that it would be bad policy to have the
loan repaid so long as lend-lease assistance is sizeable. Mr. White read a
letter from Mr. Knollenberg stating that Mr. Cox and Mr. Stettinius think
repayment would have serious repercussions in Congress in connection with
Lend-Lease appropriations. Mr. Acheson agreed, and pointed out, that repayment would raise the question as to whether or not the British should liquidate
the securities. Mr. Neff was to inform Mr. White of the War Department's
attitude after discussing the matter with Mr. Patterson. Mr. White said he
would inform the Secretary as soon as he heard from Mr. Neff.
The problem of the United Kingdom's gold and dollar balances was then
considered. According to the latest report, British balances amounted to
$1,080 million on February 27, 1943. This figure, however, did not take account

of $40 million of registered sterling held by U.S. residents and convertible
into dollars on demand and $190 million of sterling carrying specific rights
of conversion into gold. Mr. White explained the nature of these demand liabilities, pointing out the similarity between the registered sterling accounts
and the private British balances in this country which are not counted as part
of Britain's available dollar resources. There was considerable discussion
concerning the appropriate treatment of these liabilities for purposes of implementing the policy on Britain's dollar exchange reserve. No decision was
reached.

A number of suggestions were made for reducing Britain's current U.S.
dollar receipts. Among them are:

(1) Limitation of lend-lease assistance to Sterling Area countries;
(2) The extension of reciprocal aid to include
(a) Public purchases of raw materials,
(b) Army and Navy purchases within the Sterling Area,
(c) Pay for troops abroad,
(d) Certain imports now being made on private account.

299
Division of Monetary

-2-

Research

It was also suggested that title to British stockpilesin the United
States of such things as wool and diamonds and to British interests in war
plants located in this country might be transferred to the U.S. Government.
With reference to the exclusion of certain items from lend-lease, Mr. Cox
felt that such a procedure would be too inflexible. Mr. Knollenberg, on the
other hand, raised the possibility of following the same policy with the
United Kingdom that we are using with the Union of South Africa; that is, to
extend only as much lend-lease assistance as is compatible with a $1 billion

balance. Mr. Feis pointed out that it would be relatively easy to refuse to export

such things as tobacco under credit lend-lease.

While Mr. Cox felt that it would be more difficult to obtain raw materials

from the United Kingdom as reciprocal aid than it would be to refuse to lend-lease
certain items, he thought such reciprocal aid would have great political value.
He suggested that perhaps a procedure could be established to send the British
the bill in dollars for the goods purchased as is done by the Army officers in
the field. Mr. Coe pointed out that on a number of individual contracts the
British might object to taking them over because of very high prices contracted
for by this Government.

It was agreed that the placing of Navy and Army purchases abroad under

reciprocal lend-lease would make only a small contribution to the required reduction in British dollar receipts. It was the consensus of opinion that outright payment of our troops by a foreign government would be an undesirable

policy.

It was suggested that a solution to the procedural problems might be
found in the British Government setting up a fund of sterling for the use of

the U.S. Government. The fund would be drawn on for a number of war purposes

including perhaps the pay of the troops. Mr. White thought that one difficulty

of handling the problem by means of a sterling fund was that this method is apt
to arouse more opposition on the part of the British than other procedures which
might be worked out. It would have the great disadvantage of making the purpose
of the proposal very clear. Mr. Cox felt that the success of such a method would the
depend on the kind and size of the fund. He agreed that a fund as large as
proceeds of British sale of lend-lease food would probably meet with opposition.
He also raised the problem of the disposition of the balance remaining at the
end of the war. Another disadvantage of this procedure would be that it would
emphasize the dollar sign in lend-lease.
There was considerable discussion of the magnitude of the action which
would have to be taken to keep the British balances within the range receipts decided

upon. Mr. Coe pointed out that the British estimate of U.S. dollar Mr. Cox
from Empire exports to the United States is $360 million per year.

suggested that a breakdown of this figure, as well as of U.S. Government ex- to

penditures in the Sterling Area for all purposes, would be a prerequisite
the determination of which if any of these payments could be put under reciprocal
lend-lease.

300

Division of Monetary
Research

3--

Mr. White agreed that this would be desirable and promised to see what

were available. Mr. Coe pointed out that British-anticipated gross dollar
receipts of the British Empire for the first quarter of the year are $295
million. Mr. White remarked that this would indicate a desired reduction in

data

dollar accumulations of from $500-$700 million annually.

Mr. White indicated two arguments the British might use against reduction

of their net dollar receipts: Firstly, that their balances do not exceed $1
billion because of the $230 million of demand gold and dollar liabilities held
against their dollar assets; and, secondly, that no allowance had been made for

their increasing sterling liabilities. Mr. White also insisted that if measures

were to be taken to reduce British balances by more than $50 or $100 million a
year, it would be necessary to have the approval of the Cabinet and the President,
and that the magnitude of the reduction must be made clear to them.
Mr. White then reviewed the steps to be taken in connection with Canada's
balances. He said that a letter stating that Canada's balances were excessive
would be written to the Joint War Production Committee and that the letter
would be sent around to be initialled.

301

Pending Matters on Dollar Position of Lend-Lease Countries

The official gold and U.S. dollar reserve of both Canada and the

United Kingdom are $70-$80 million higher than the maximum decided upon

as reasonable for these two countries. The outlook is for a continued
rise in those holdings unless deliberate action is taken to interrupt
the trend.

1. The United Kingdom

As of February 27, 1943, the British Government held $1,080 million
of gold and U.S. dollars, exclusive of the $105 million of Belgian gold,
as follows:
(In millions)
Gold

U.S. dollar balances
Total

$ 911
169

$1,080

This represents a rise of $150 million since January 1, 1943. The
rise has occurred despite the transfer of over $160 million of U.S. dollars
to Canada during this period. The increment is more than accounted for
by an increase in British gold holdings which in turn presumably reflects
the receipt of South African gold under a special gold transfer providing
for repatriation of 140 million of U.K.-held South African securities.
The British balances are thus $80 million higher than the maximum
figure agreed upon in the report to the President and unless steps are
taken to interrupt the current trend, they are expected to increase by
roughly $130 million per quarter during the remainder of 1943 or to about
$1.5 billion on December 31, 1943.

There are three problems concerning the British dollar position which
should receive the immediate attention of the Interdepartmental Committee.
They are

a. Treatment of Britain's gold and dollar demand liabilities.
The British claim that non-residents hold $190 million of
sterling carrying specific rights of conversion into gold and $47
million of registered sterling convertible into dollars on demand.
They assert that these liabilities are a specific claim on $237
million of gold and dollars and accordingly must be deducted from

their current holdings to arrive at a figure showing their avail-

able gold and dollar reserve.

302

--

Division of Monetary
Research

This suggestion was first made by the British in January of

this year. It is logically the first item to be considered.

First, the amount of these demand liabilities are almost certain
to increase. Secondly, whether or not Britain's current balances
exceed the maximum decided upon depends on the decision given to

this question.

b.

Acceleration of Repayment of the Loan Received by the British
from the R.F.C.

The British have asked if there is any objection to their repayment of the $360 million still outstanding on the loan extended by
the R.F.C. last summer. A total of $390 million has been received
by the British from the R.F.C., of which $30 million has been repaid.
The terms of the agreement provide for repayment of the loan over a

period of fifteen years.

At the meeting on March 2, 1943, the Interdepartmental Committee
was unanimous that, if immediate repayment is agreed to, the amount
expended for this purpose would have to be considered as part of

Britain's available gold and dollar reserve. The decision as to

whether or not to recommend repayment was held over pending further

study of the possible adverse political repercussions in this country.
(A review of the R.F.C. Loan to the British Government is appended).

2. Canada's U.S. Dollar Position.
The Canadian Government's gold and U.S. dollar reserve has increased

$100 million since the turn of the year or to about $420 million. This

is $70 million more than the $350 million upper limit agreed upon for
Canada's U.S. dollar exchange reserve. According to the latest information
we have received, Canada's reserve is expected to rise to about $490 million
on June 30, 1943, or to a figure $140 million higher than the maximum decided upon.

a. Steps Taken to Implement the Decision on Canada.

We have informed Mr. Currie of the current situation and outlook
and have discussed with him the procedure he wishes us to follow

in this matter. The Treasury has also requested the latest information from the Canadian Government on their gold and dollar position.
Dr. Clarke is expected in Washington shortly and is believed to be
bringing the information with him.

303
Division of Monetary

-3-

Research

b. Proposed Maritime Commission Contract for $200 Million of Ships.
The Maritime Commission has under consideration a contract for

$200 million of ships, of which $100 million are of the Liberty type

and are to be used by the United States and $100 million are for
lend-leasing to the United Kingdom. It is our understanding that the
Maritime Commission would be perfectly willing to have these ships
sold directly to the United Kingdom.

It seems to us that the question of whether or not the United
States Government should sign the contract for these ships is a
matter for Mr. Charles E. Wilson of the Joint War Production Committee
and his colleagues to decide. The Treasury will inform him of the need
for action and the estimated amount by which Canada's dollar receipts
will have to be curtailed as soon as up-to-date information is received from the Canadian Government.

3. Other Lend-Lease Countries.

The current status of Treasury requests for financial information from
the various lend-lease countries is shown in the second attachment.

Attachments.

304

Feb. 26, 1943
Mr. White

Miss Kistler
Subject:

R.F.C. Loan to the British Government

1. A balance of about $360 million is still owned by the British Government
to the R.F.C. on the loan authorised in July 1941.
Total amount paid to the British Government
by R.F.C. on the loan
Deduct the amount repaid, about
Balance due from the British Government to
R.F.C

$ 390 million
30 .

$ 360 .

2. Repayment of the balance of the loan would release $500 million of
British-owned assets which have been lodged with the R.F.C. as collateral against
the loan. These assets are as follows:
U.S. securities
Direct investment in the United States

$ 205 million
295 .

In addition, it would release and make available to the British Government the
earnings of United States branches of British insurance companies with net assets
worth $200 million. The earnings of these branches are assigned to the R.F.C.
to amortise the loan.
3. The British Government estimates that, February through June 1943, their
gold and dollar balances will increase about $190 million or from about $992 million
on January 31, to $1,180 million on June 30.
Repayment before June 30 of the balance due to the R.F.C. would more than

wipe out this expected increase. On the basis of the British figures, it would

lower the British-anticipated gold and dollar holdings on June 30, 1943, to $820
million or about $170 million less than on January 31.

TMK:r1 2/26/43

copied:rl 3/15/43

305

Status of Requests for Information on
Dollar Position of Lend-Lease Countries
A. Countries from which we have received information in answer to recent
requests.
Norway

In addition, we have received a memorandum from the Greek Government

in exile and periodic reports from the United Kingdom and Canada.
B. Countries from which we have requested information but have not yet received replies.
Belgium

Fighting France
Netherlands

Australia
New Zealand

C. Countries from which information has not yet been requested.
China
Egypt

Ethiopia
Iceland
India
Iron
Iraq
Luxenbourg

South Africa
Turkey
U.S.S.R.
Yugoalavia

Latin American countries

TMK:rl 3/15/43

loouse

Chairman Doughton's original income tax payment plan
Chairman Doughton's original payment plan provides

current collection at source from wages and salaries at
rates sufficient to pay the normal tax and basic 13 percent
surtax. The remaining tax would be collected currently in
quarterly installments, The tax on 1942 incomes would be
at 1941 rates and exemptions, cancelling the balance of the
1942 tax. The 1942 liabilities would be collected over a
two or three year period.
1. Collection-at-source on wages and salaries would

begin on July 1, 1943, at a rate sufficient to cover basic
liability of 6 percent normal tax and 13 percent surtax.

Those with income from other sources and with incomes from

wages and salaries subject to a higher (than 13%) surtax
rate would make full quarterly payments on their current
income with final settlement at the end of the year.
Installments paid in 1943 would be credited to 1943 liabil-

ities (under one version).
2. The difference between tax liabilities on 1942

income under the 1942 rates and exemptions and the 1941
rates and exemptions would be cancelled. Under Mr. Doughton's

plan the unpaid 1942 liabilities would be paid over two or
three years.

Mr. Jere Cooper suggested that the above plan be

modified as follows:

1. That the liability on 1942 income remaining after

the cancellation suggested by Mr. Doughton be spread over

a five-year period; and
2. That the prepayment of these 1942 liabilities be

encouraged by discounts ranging from 10 percent if paid
by March 15, 1944, to 2 percent if paid by March 15, 1948.

March 16, 1943

306

307

Congressman Robertson's income tax payment plan and
modification
The payment plan proposed by Congressman Robertson pro-

vides current collection of the normal tax and basic 13 percent surtax through withholding at source from wages and
salaries and through quarterly statements from other income.
Any remaining tax would be paid in the following ear in
the same manner as the income tax is collected under existing law. The normal and basic surtax for 1942 would be
cancelled to facilitate transition to the plan without
doubling up payments. (Under a modification of the plan,
not proposed by Mr. Robertson, taxpayers would be given
discount for volunterily becoming current also on the
a

balance above the normal basic surtax.)

1. The plan would divide individual income tax liabilities into two parts, the great bulk payable currently and
the remainder payable in the year following the receipt of
income, The amount paid currently would be a "basic tax"
of 19 percent (the 6 percent normal tax plus the surtax at
the first bracket rate of 13 percent) on all taxable income.
2. The basic tax would be payable currently by collec-

tion-at-source in the case of wages and salaries and by
quarterly payments accompanying simple quarterly income
statements in the case of other types of income. The basic
tax on 1942 individual income would be cancelled. This
would avoid doubling up of payments. That part of the first
two 1943 quarterly payments (on 1942 incomee), corresponding
to the basic tax of 19 percent, would be credited against

1943 liabilities. Collection-at-source at a rate sufficient

to collect the basic tax on wages and salaries would begin
on July 1, 1943. Two corresponding quarterly payments for
income not subject to collection-at-source would be made
during the second half of 1943.
3. The balance of the tax above the basic tax would
be payable in the year following receipt of income as under
existing law.
4. A modification of the plan, which was discussed
with the Subcommittee, would involve giving a discount of
10 percent for prompt and full payment of the balance above
the basic tax to taxpayers who made full payment on March 15
and agreed to keep fully current thereafter. The option
could be exercised in March of any one year and the discount
would be applied to the balance above the basic tax on the
income of the preceding year.
March 16, 1943

308

The Ways and Means Committee income tax payment plan

The Ways and Means Committee's plan provides collection-

at-source on wages and salaries, to be credited against tax
liability on the preceding year's income. The present method
of paying the tax liability on the preceding year's income in
four installments would be retained. Voluntary prepayment

would be encouraged by smell discounts.

1. Collection-at-source on wages and salaries would

begin July 1, 1943, at a 20 percent rate. This rate would

cover the Victory tax, the 6 percent normal income tax; and

the surtax at the first bracket rate of 13 percent after

allowance for exemptions and average deductions. The amounts

collected-at-source would be credited against the income tax
liability of the preceding year, and any balances remaining,

against the liability of the current year.

2. Taxpayers with income other than wages and salaries,
and taxpayers with wages and salaries subject to higher
(than 13%) surtax rates, would continue to pay the tax on
the preceding year's income in four quarterly installmente as
under present law. Taxpayers would be allowed to offset
against such quarterly installments, amounts estimated to
have been currently collected-at-source from wages and
salaries.

3. The plan involves no forgiveness of taxes. However,
to encourage texpayers to become more current, taxpayers
would be allowed a discount for voluntarily paying their

taxes currently. After all prior year's liabilities had

been discharged, taxpayers would be allowed discounts for
prepayment of taxes on current year's income, ranging from
4 percent on amounts paid before March 15 of the current year
to 1 percent on amounts paid before December 15 of the cur-

rent year. A similar discount of 2 percent would be allowed
on amounts collected-at-source, to the extent that such
amounts were used to discharge the current year's tax liability rather than that of the preceding year.

March 16, 1943

309

COMMENTS ON PAYMENT PLANS

Chairman Doughton's original plan

Approximately 7 million taxpayers would be made fully
or substantially current through complete forgiveness of
their 1942 taxes due to the fact that the 1941 exemptione

were higher than the 1942 exemptions. The amounts cancelled

for the remaining taxpayers would be a larger percentage of
tax in the lower brackets than in the higher brackets,
although the rate of tax cancelled would be greater above
$60,000 net income than below that point. Thirty-two million
taxpayers would have 1942 liabilities spread over two or
three years (five years in case of the Cooper modification),
which would require sending bills and making collections
until these amounts were paid. Taxpayers in the top brackets

would have to pay taxes amounting to more than 100 percent

of their current income in the transition years while 1942
taxes were being liquidated. The amount of tax cancelled
would be approximately $3.7 billion out of $10 billion.
Congressman Robertson's plan

Nearly 90 percent (approximately 39 million in 1943)
of all taxpayers would be made fully current and 99 percent
at least three-fourths current. Under the suggested modification, taxpayers not made current could become current by
exercising the option of paying up back taxes less a small
discount. Unless they became current in this manner, approx-

imately 5 million taxpayers would pay the "basic liability"

on any year's income currently and the balance in the
following year. For more than 4 million of these the amount
payable in the following year would be less than $90. The
amount of tax cancelled would be approximately $7.6 billion

out of $10 billion.

Ways and Means Committee plan

This plan would improve the present system since it
would not, however, be a pay-as-you-go plan in any but a
very minor sense. There would be no tax cancellation and
no enforced doubling up of payments. Only persons not sub-

introduces collection at source for the income tax. It

ject to tax in 1942 and beginning after July 1, 12"3 to
receive wages and salaries within the first surtax bracket

would be completely current without any doubling up of payments. Taxpayers could become current voluntarily but only

310

-2by paying three years' taxes (1942, 1943 and 1944) in two
years (1943 and 1944). The discount allowed for other
taxpayers who pay currently amounts approximately to
interest at 3 percent per annum. Confusion may arise
because some taxpayers will be paying currently while
most taxpayers pay the preceding year's liability.

March 16, 1943

House311
MEMORANDUM FOR THE SECRETARY

3/16/43

New York Times Editorial, "Pay-Re-you-go:
Yes and No", March 16, 1943

Today's New York Times editorial, as the 25 others
published since the first of the year, supports the principle of the Ruml plan and in doing SC makes inaccurate

and incomplete statements of the Treasury's position. It
makes no mention of the Treasury's mejor objection: that
the Ruml plan would in effect shift part of the war tax

burden from the few at the upper-end of the income scale
to the many at the middle and the lower end, and from old
to new taxpayers.

The principal points of the editorial, with our

comments thereon, follow:
1.

unless the basic principle of the Ruml

plan is accepted, the achievement of pay-as-you-go taxes

this year will be impossible. A pay-as-you-go plan can,
in fact, be achieved only to the extent that the basic
Ruml principle is adopted.
Pay-as-you-go can be achieved without can-

cellation. It is not imperative that pay-as-you-go
be complete or that it be achieved in full this

year. It can be achieved by doubling up, with postponement of 1942 taxes where absolutely necessary.
The real issue in the controversy is not doubling
up versus cancellation. It is rather whether the
additional revenue that we must have shall be obtained (a) by first cancelling a year's taxes and
then raising rates, or (b) by speeding up the collection of taxes already imposed so that taxes on
two year's income are collected in one year. The

latter method, with postponement to prevent extreme
hardship would achieve pay-as-you-go without can-

cellation although not fully during the current year.

2.

"The objections that the Treasury has brought

against the Ruml plan will not bear scrutiny. The plan

would not reduce by a dollar the revenues of the Government this year."
The Treasury has not argued that the Ruml

plan would reduce current receipts. In fiscal

312

-2year 1944, Treasury receipts would amount to $10.1

billion under present law and to $11.6 billion
under the Ruml plan. This increase is the result
of the rising level of incomes. However, the
Treasury has stated the obvious fact that if all
taxes on incomes received in 1942 are cancelled,
the Government will eventually lose revenue.

3. "The Treasury contends that the Ruml plan would be
This argument is clearly fallacious."

'inflationary. I

The Treasury has said that the Rum1 plan would

tend to have an inflationary effect. Those taxpayers who set aside reserves for taxes out of their

1942 incomes were in effect current by the end of
1942. They are now setting aside reserves for taxes
on their 1943 incomes. If 1942 taxes are cancelled,
the reserves available for the payment of those taxes
would be freed for spending or saving. In the upper
brackets, the amount of funds released would be large,
especially in relation to income normally remaining

after taxes. Under the inevitable stress of war,
taxpayers would certainly spend more.

4. "The great merit of the Ruml plan is that it is

simple, that it would put every taxpayer immediately on a
pay-as-you-go basis, and that it would treat every taxpayer

alike."

The Ruml plan is simple only insofar as concerns

forgiveness. Its operation as a collection device

would be extremely complex. Taxes paid in any one
year would be determined by incomes received during
the two preceding years. Tax payments in 1944, for
example, would consist of a tentative tax based on
1943 income, together with an adjustment for overpayment or underpayment during 1943. In two-thirds
of the cases incomes fluctuate substantially from

year to year. In these cases, the adjustment required

under the Rum? plan would add to the complexities of
the income tax payment system.

Taxpayers with stable incomes and taxpayers

substantially All of whose tax liability is col-

lected-at-source would be on a pay-as-you-go basis.

313

-3In most of the cases this would be the result of
collection-at-source and not of the Ruml plan.
The Ruml plan would bestow unequal benefits

on individuals and therefore cannot be said to

treat every taxpayer alike. It would bestow
the greatest benefit on those best able to pay
and the smallest benefit on those least able to
pay. About 60 taxpayers with million-dollar
incomes in 1942 would each receive a benefit of
at least $854,000. The benefit to a person with

a $100,000 net income would be about $64,000; to
one with a $10,000 income, about $2,150; and to
one with $2,000, only $140. Those who had no

income in 1942 would receive no benefit at all.

The value of a person's income is the amount remain-

ing after tax. To treat everyone "alike" would seem

to mean increasing that amount proportionally. The
forgiveness under the Ruml plan increases the income
after taxes more in an extreme degree for the person
with large income than for the person with small income.
5. "It has been proposed by the Treasury and in Congress

that, for example, only the first $2,000 of surtax net income
be 'forgiven' - that is, be put on a pay-as-you-go basis.
This is to accept the Rum1 principle up to $2,000."
The Treasury has not made such a proposal. It

has concurred in the suggestion that to facilitate
the shift to pay-as-you-go, taxpayers be forgiven
an amount of tax equal to 19 percent of their total
taxable income. This would provide equal treatment
to all taxpayers and in about 90 percent of the cases

would avoid doubling up.

March 16, 1943

314 v

TREASURY DEPARTMENT
INTER-OFFICE COMMUNICATION

A

DATE March 16, 1943
TO

FROM

Secretary Morgenthau
Randolph Paul

Late Saturday afternoon, Congressman Dirksen of

Illinois (Republican) called at my office at the suggestion of a mutual friend, George Bowden, a Chicago

lawyer, who is opposed to the Ruml plan. I explained
to the Congressman our objections to the plan in some

detail. At the end of the discussion, we turned to

the political aspects of Republican solidarity. I
said that I was not a politician and did not know much
about such things, and I wondered that the Republicans
picked such an issue. Congressman Dirksen seemed some-

what impressed throughout the course of the conference.
Later, I told Cooper what had happened, and he said that
Dirksen was one of the best debaters on the Republican
side.

kg

315

TREASURY DEPARTMENT
INTER-OFFICE COMMUNICATION

M

DATE March 16, 1943
TO

FROM

Secretary Morgenthau
Randolph Paul

I think it would be very difficult to get some of

the richest men in the country to come out with a public
statement against the forgiveness of their last year's

tax liability. Even if they are against the Rum1 Plan,

they will dislike coming out in front. I found this to

be true of Leffingwell, with whom I talked a couple of
hours trying to persuade him to express in a public way
the remark in his letter to the President that the Ruml
Plan was a phony".
I imagine Rockefeller may have been poisoned by
Beardsley Ruml--they are friends.

If we could get a public statement from a number of

rich men, I am not sure as to its effect. I have talked

with Gaston on this point, and we both feel so uncertain
about the public opinion effect of such a statement, that

we are inclined to advise against it. However, I think
this point is academic, because I don't think we could
get it.
Incidentally, some weeks ago, in line with your
thought, I tried to get George Harrison to come out

against the Ruml Plan. I found he was for it.

in

316

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION

DATE March 16, 1943
TO

FROM

Secretary Morgenthau
Peter H. Odegard

I have talked with Mr. Gaston about getting some of the
richest men in the country to make public statements against the

forgiveness of last year's taxes. I personally have reservations
concerning the use of such statements assuming we could get them.

In the first place, we would almost certainly throw ourselves
open to the objection that such rich men are not typical of the
rank and file of taxpayers and that, therefore, what they say can

have little or no significance for the rest of the American
people. Such statements might indeed have a boomerang effect.
The New York Times, Herald Tribune and other papers which have

been plugging the Ruml Plan might use them to prove that their
major concern has always been for the small income receiver and

not for the rich and powerful.
The whole discussion of forgiveness has no relevance except

in connection with the adoption of some plan for putting taxpayers on a current basis. As you know, the Ruml Plan is dubbed
not the "Ruml Forgiveness plan" but the "Ruml pay-as-you-go plan."

This being so, it can be argued that these rich men are poor
witnesses since they are probably able to make provision for

317

their taxes in advance anyway. They would, therefore, not be
unduly burdened by a system designed to put taxes on a current

basis even without relief from accumulated liabilities. This
would not be true of the individual of modest income who is
typically unable to pay taxes from accumulated savings.

318

TREASURY DEPARTMENT
INTER-OFFICE COMMUNICATION
DATE

TO

FROM

March 16, 1943

Secretary Morgenthau
Randolph Paul

I have before me a speech made by Marriner Eccles,

March 11, 1943. In it, Marriner takes a sound position
on the need of additional taxes. He advocates a high

withholding tax, the closing of loopholes, etc. I am
sorry that he found it necessary to add:
"If we fail to absorb enough spending

power through the medium of income taxes,

based as they are on ability to pay - if we are
not willing to impose income taxes comparable
to those in Canada and Great Britain - then I
can see no practical alternative except resort
to the sales tax which can best be applied at
the retail level. It has been estimated that
an 11 per cent rate might be expected to yield

about $5 billions, if food and other items are

not exempted."

the

319

March 16, 1943.

Honorable Herbert Gaston,

Assistant Secretary of
the Treasury.

Mr. W. M. Thompson,

Administrative Assistant
to the Secretary.

Mr. T. F. Wilson,
Director of Personnel.
Gentlemens

You are hereby designated to serve as a Committee
on Deferment of the Treasury Department, established
pursuant to Executive Order No. 9309 of March 6, 1943.

The Committee, subject to the conditions set

forth in the Executive Order, shall (1) prepare for
my approval a list of "key positions"; (2) make all

requests for selective service occupational deferments
and prepare and submit such requests to local selective
service boards in accordance with selective service regu-

lations; (3) make requests for selective service reclassifications from 3-A to 3-B; (4) grant releases to employees
to enter the armed forces voluntarily in a commissioned
or enlisted status; and (5) perform such other functions
as are prescribed by the Order.
Very truly yours,
(Signed) H. Mergenthan, Jr.

Secretary of the Treasury.

Copy in Diary

320
EXECUTIVE ORDER
9309

CONTROLLING GOVERNMENT REQUESTS FOR THE SELECTIVE
SERVICE DEFERMENT OF FEDERAL EMPLOYEES

By virtue of the authority vested in me by the
Constitution and statutes (including the Selective

Training and Service Act of 1940, as amended) as

President of the United States, and in order to
further the prosecution of the var by conserving and
most effectively utilizing manpower and by systema-

tiring the handling of necessary selective service

occupational deferment of employees in the Executive
branch of the Federal Government, it is ordered as
follows:
I. LIMITATIONS ON RIGHT TO REQUEST OCCUPATIONAL
DEFERMENT

1. No agency shall request the selective service
deferment of any employee on occupational grounds

except in accordance with the provisions of this Order.
No employee shall initiate a request for his own deferment on occupational grounds or advocate the making

of such a request on his own behalf

2. No such request shall be made unless it is
determined, in the manner herein provided, that the

employee's civilian services are essential in that the
loss thereof would substantially impair activities

essential to the war effort (including necessary supporting activities and the maintenance of the national health,

safety, and interest). In determining whether such an

employee's services are thus essential, consideration

shall be given to all relevant factors, including the
actual effectiveness of the employee, the difficulty of
replacing him, his age, his qualifications, his assignment to duties outside the continental United States and

the length of his service in the position he occupies or

in positions with comparable duties.

3. No such request shall be made for a period
longer than is deemed to be absolutely necessary nor for
a period of more than six months.
II. ESTABLISHMENT OF COMMITTEES

1. The Chairman of the War Manpower Commission

(hereinafter referred to as the Chairman) shall designate
with the approval of the President a chairman and two
members of a War Manpower Commission committee to be
known AB the Review Committee on Deferment of Government

Employees (hereinafter referred to as the Review
Committee). Such Committee shall be subject to the
supervision and direction of the Chairman.
2. The head of each agency shall designate a
Committee on Deferment of Government Employees (herein-

after referred to as an Agency Committee), of three to
five members possessing a comprehensive view of the needs

of the agency. For the purposes of this Order the

Government of the District of Columbia shall be deemed to
be an agency. Each Agency Committee shall be subject to
the supervision and direction of the head of the agency.

321

3. When authorized by the Review Committee, the head
of any agency may also designate regional committees when-

ever the number and geographical distribution of the
personnel of the agency make such action desirable. Within
their respective areas such regional committees shall have
the authority and responsibility of an Agency Committee;
and as used in this Order the term Agency Committee" shall
include a regional committee established under this section.
III. DESIGNATION OF KEY POSITIONS

1. Ench Agency Committee, with the approval of the
head of the agency, shall submit to the Review Committee

for its approval a list of those positions in the agency

deemed necessary to carry out activities essential to the

war effort or to necessary supporting activities. All

such positions approved by the Review Committee shall be
known as "key positions." The Review Committee, either
on its own motion or upon recommendation made by the Agency
Committee and approved by the head of the agency, may revise

the list of key positions of that agency as conditions

warrant.

2. Kev positions shall be limited to positions

involving serious difficulty of replacement because a

scarcity of available qualified personnel exists and

because any incumbent of the position must have had, in
order to perform the duties effectively, an extended period

of training or specialized experience. The designation of

key positions shall be further governed by the following

criterial

a. The work is of a responsible administrative,
executive, or supervisory character in activities directly
related to the war effort, or to the essential maintenance
of orderly government (including the maintenance of the

health, morale, and security of the nation): or
b. The work is a part of the actual production,
transportation, or handling of war materials, equipment,
or commodities, or of the maintenance or operation of war
equipment, or of the transportation of war personnel: or
C. The work is of a professional, semi-professional,
or highly specialized character. requiring extended training. in an occupation where a known scarcity of manpower

exists: or

d. The work usually requires male employees because

of peculiar circumstances or requisite physical abilities,
including the occupations of seamon, investigatory agents,
forest rangers, border patrolmen, prison guards, and other
comparable occupations wherein replacement within necessary

age limits is difficult.

IV. REQUESTS FOR DEFERMENT

1, In accordance with the provisions of this Order,
and subject to the limitations set forth in Part I hereof,
an Agency Committee may. in cases not covered by the
Replacement Schedule procedure set forth in paragraph 5 of

this Part, prepare and submit to the appropriate local
selective service board A request for the occupational
deferment of a. Any employee of the agency who occupies a kev

position and whose civilian services are essential within
the meaning of Daragraph 2 of Part I hereof.

322

b. Any employee of the agency not occupying a key

position whose civilian services are essential within the

meaning of paragraph 2 of Part I hereof. if unusual and
special circumstances, such as the employee's unique fitness

for the work or unique familiarity with a specific project
in the course of completion make such deferment request
necessary. No request for deferment shall be made under
this subparagraph except with the prior specific approval
of the Review Committee.

2. Subject to the conditions set forth in this Order,

the Agency Committees shall make all requests for selective
service occupational deferment of employees of their
respective agencies, and shall prepare and submit such
requests to local selective service boards in accordance

with selective service regulations.

3. In preparing the prescribed selective service
form for submitting a request for occupational deferment
to the local selective service board, the Agency Committee
shall enter on such form the words "Government Request,
and shall also indicate thereon the name of the agency and

the subordinate part thereof in which the registrant is

employed.

4. In any case in which a Government request for
deferment is denied by a local selective service board,
the Agency Committee concerned shall at once file an
appeal from such action. The appeal shall stay the induc-

tion of the employee affected until final decision in the

case,

5. The Chairman, upon his own motion or upon recommendation made by an Agency Committee and approved by the

head of the agency. shall determine, after consultation
with the Review Committee, those manufacturing, servicing,
operating. and transporting activities of an agency or
part thereof with respect to which deferment problems can
be best met through use of manning tables and replacement

schedules. He shall thereupon direct the head of the
agency concerned to prepare and use, with respect to those
activities or organizations, manning tables and replacement schedules, in accordance with the regulations
prescribed by the Chairman. Such agency or part thereof

shall thereafter be exempt from the provisions of Part III
of this Order (providing for the designation of key

positions) and the provisions of this Order governing the
making of requests for deferment of employees to the
extent and in the respects provided in the regulations of
the Chairman,
V. VOLUNTARY ENTRANCE INTO ARMED FORCES

1. Unless an Agency Committee has requested or
would request deferment of an employee under this Order,

the agency, upon his request, shall grant him a release
to enter the armed forces voluntarily in a commissioned

or enlisted status.

2. If an Agency Committee has requested or would
request deferment of an employee under this Order, the
agency shall deny him such a release unless it is
determined that:

a. The employee is likely to be assigned to active

combat service: or

323

b. The employee's skills and ability probably will
be utilized equally or more effectively in the armed
forces.

3. In the case of an employee who is in a deferred
classification, or who is not subject to induction, for reasons unrelated to his occupation, such A release shall be
granted or denied without regard to such reasons, in accordance with the provisions of paragraphs 1 and 2 of this Part,

4. When an Agency Committee denies release of an
employee, such action shall upon his request be reviewed by
the Review Committee. The Agency Committee shall be notified

of the final decision, and if the denial is affirmed, such
committee shall immediately notify the employee's local
selective service board.

VI. DEPENDENCY - - OCCUPATIONAL RECLASSIFICATION

Agency Committees may make requests for the selective

service reclassificstion from Class III-A to Class III-B of
employees other than those engaged in occupations designated
by the Chairman as non-deferable. Such requests shall be
made in accordance with standards, to be prescribed by the
Chairman, for determining the relationship of employees'

activities to the war effort, which standards shall conform,
as nearly as may be, to the standards applicable to such

reclassification in the case of persons not in the Federal
service.

VII. GENERAL PROVISIONS

1. Under regulations to be prescribed by the Chairman,
the Agency Committee in each agency shall supervise the
preparation and maintenance, on a current basis, of adequate

statistics on the selective service status of its male employ-

ees, and on related matters. which shall be summarized and
reported to the Review Committee at periodic intervals.

2. Hands of agencies shall issue special instructions
to insure that an employee will immediately report through
proper channels any change in his selective service status

or the receipt of notice to report for induction.

3. Each agency shall plan and carry out an orderly program of replacement and training occasioned by the entry or
prospective entry of employees into the armed forces. on the

basis of the information provided for in paragraph 1 of this
Part of this Order.
4. The Chairman shall from time to time make recommenda-

tions to the Director of the Bureau of the Budget, based on
information and experience acquired in the administration of

this Order, for the effective utilization of the services of

Government employees with respect to the conservation of manpower.

5. Under repulations to be prescribed by the Chairman,
the several agencies shall submit to the Review Committee periodic Review

reports concerning all action taken under this Order. The
Committee shall currently review such reports and shall consult
with Agency Committees with respect to any departures from this
Order. The Review Committee may also designate representatives
to attend meetings of Agency Committees. Such representatives such

shall at all times have full access to all records of

Committees.

324

-6. The Chairman shall report to the President, at
intervals of not more than three months, with respect to

the administration of this Order and shall make recommends-

tions to the President with respect to such modifications
of this Order as he may deem advisable.

7. The Chairman may suspend the authority of any
Agency Committee to submit requests for deferment if the
Agency Committee submits requests in violation of this

Order.

8. A request for deferment of an employee may be
cancelled by the Review Committee if it determines that the
request was made in violation of this Order.

9. The Chairman shall furnish copies of this Order
to all local selective service boards.
10. The Chairman may delegate any of his duties and
powers under this Order to any officer or employee of the
War Manpower Commission and may utilize the services of any

Federal officer, employee, or agency.

11. The Chairman shall prescribe such regulations as
may be necessary to carry out the purposes of this Order,

including such additional criteria for the designation of

key positions as he may deem necessary.

FRANKLIN D. ROOSEVELT

THE WHITE HOUSE

March 6, 1943

House

-325

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION

DATE March 16, 1943.
TO

FROM

Secretary Morgenthau
Harold Mager

HM

Here is the U.P. article on the post-war that
I prepared for you. It has the approval of the

committee you appointed for the purpose and was

released to the press by Mr. Gaston. I thought you
might be interested in reading the original, and

having it for your files.

326

The Treasury Prepares for Post-War Problems

There can be no hard and fast boundary line between

the policies necessary for winning the war and those for
winning the peace. The character of our problems in the
post-war period will be determined in large measure by the

plans, and especially the activities, we undertake today. .

War policies that also contribute to the solution of post-war
problems are better policies, therefore, than those that do
not.

Our present struggle against wartime inflation is a
signal example of the contribution that can be made by a

policy designed for winning of the war to the winning of the
peace. Fiscal and non-fiscal measures designed to prevent

inflation will aid us in winning the war -- by forestalling
a ruinous rise in the cost of living, by keeping down
Government costs, by encouraging production and not speculation,

327

-2by maintaining the public debt within manageable bounds.
By the same token, however, these very wartime measures are

contributing greatly to the prevention of post-war deflation
with its attendant chain of personal tragedy, economic chaos,
and social unrest.

Taxes provide another case in point. At a time when
about sixty cents of every dollar of income earned in the
country is represented by Government purchases of tanks, ships,

and planes, it is impossible to exaggerate the Government's

needs for additional revenues. It cannot be stressed too
often also how vital these additional revenues are for appor-

tioning the costs of the war fairly and equitably, preventing
rises in the cost of living, and maintaining morale. Yet,

it is not the contribution of taxes to the more effective
prosecution of the war that is alone involved; it is also the

328

-3beneficent effects of increased taxes today on the world of
tomorrow. Wartime taxes mean we pay for the war once and

for all now; wartime borrowing means we postpone the final

redistribution of the costs of the war until the post-war
future. By taxing ourselves to the utmost today, when few
civilian goods are available for purchase anyway, we reduce
by so much the taxes we will have to impose on ourselves
tomorrow, when plenty of goods will be available for purchase.

Finally, we have the case of wartime borrowings. While

the Treasury's policy is to tax more and borrow less, it is
impossible, let alone desirable, to finance the gigantic
costs of this war from taxes alone. Government borrowings

are therefore necessary. The policy of the Treasury has been

to raise as large a proportion of the borrowed funds it re-

quires from individuals, fiduciaries, trusts, and corporations

329

-4rather than from the banks; to borrow old money rather than

new money. This policy, like the others, has a dual purpose.
Its wartime purpose is to match the diversion of our production from peacetime to wartime use by corresponding diversion
of our income and savings from peacetime to wartime use,

thereby contributing to the prosecution of the war by seeing

that our production and financial gears mesh smoothly. Its
peacetime purpose is to provide the American people with a
backlog of savings that will come in good stead indeed when

once again the sword is beaten into the ploughshare. The fact

that at the present time there are over 50 million investors
in War Bonds, and 25 million participants in payroll savings

plans alone, is an eloquent tribute to the contribution that wartime financing is making to the solution of post-war problems.
It would be easy to exaggerate, however, the contribution

330

-5of wartime financing to the solution of post-war problems.

This I have no intention of doing. The fact is that the war,
in spite of all that we may do now, will leave us heir to a
host of problems long after the guns have ceased firing and
the world has settled down to the quiet pursuits of peace.
These problems are by no means insoluble; nor are they so

intractable or laden with heavy forebodings as some present-day
Cassandras would have us believe. To their solution, however,

we will have to bring intelligent insight and sympathetic
understanding.

I can raise here only one of the domestic problems that

will face us in the post-war period -- the problem of the
debt. By the end of June, 1944, we will have a federal debt

of something like 210 billion dollars. The mere servicing of
this debt will involve interest payments of between 4 and 5

331

-6-

billion dollars -- approximately equal to the total receipts
of the Federal Government in 1936. And if the war continues
beyond the middle of 1944, the debt of course will continue
to mount.

While an internal debt, such as ours will be, serves
neither to enrich nor to impoverish a nation -- the taxes
raised to service the debt being restored to the people by
way of interest payments -- it does raise a number of serious
problems. I can do no more than pose them.

There will be the problem of what kind of taxes to
employ to service and repay the debt. This will be important

because it will involve a possible redistribution of the costs
of the war among individuals. It will also involve the impact
of taxes on investment, consumption, and, therefore, the

national income. The magnitude of the debt will likewise

332

-7affect the Government's freedom of action and raise problems

in regard to banking and currency policy. Above all, a debt
as large as we are likely to have will make it more imperative
than ever that reasonably full employment with a high national
income be preserved in the post-war period. Otherwise, it

is not difficult to contemplate how oppressive the burden of
debt might easily become.

The magnitude of the Government's fixed obligations

together with its current revenue requirements in the post-war

period will raise other problems relating to the tax system.

The principle of ability-to-pay must be preserved. It should
be possible, however, to go beyond the present techniques
for measuring personal taxpaying ability toward a more accurate
concept of net income giving more adequate recognition to
expenses incurred in securing our income and variations in

333

-8the cost of providing a basic living standard. The post-war
period may require a substantial reorientation in our business
and consumption taxes. It will undoubtedly involve active

effort to avoid international double taxation and better
integration of the Federal tax system with those of State
and local governments. While we will want to shun taxes that
hinder business enterprise, we will also want to employ the

tax system to its utmost as an instrument for stimulating
business enterprise in areas required by the public interest.
Finally, we will have the problem of making certain that our
taxes do not place unnecessary compliance problems on taxpayers

or entail unnecessary public expense.
These are but a few of the post-war problems suggested

by our prospective debt.

334

-9In the immediate post-war period there is a strong

probability that the reconversion of industry from wartime
to peacetime uses, the development of new industries, the
satisfaction of the accumulating demand for peacetime consumers' goods, the need for capital replacements which are

anticipated in the ample depreciation and depletion reserves
now accumulating, and the satisfaction of at least minimum

demands from abroad for relief and rehabilitation will

constitute collectively an effective buffer to a possible
post-war depression. The huge backlog of post-war purchasing
power exemplified in our own War Bonds is indeed added assur-

ance in this respect.

These factors making for industrial revival are by no
means free of certain dangers, however. It took us months

to mobilize our peacetime industries for war; it will take

335

- 10 -

months in turn to complete the process of industrial de- -

mobilization for peace. What this involves for the American

people is fairly clear. It means that we must reorient our
wartime ways of doing things, our wartime weys of buying and

living, not all at once, but gradually; it means we must be
on our guard against post-war inflation in the same way that

today we are on guard against wartime inflation. An intemperate buying-spree immediately upon the termination of

the war might have precisely the same effect as that at the

close of the last war, when the cost of living spiraled
upward 29 percent between November 1918 and June 1920. We

must not permit war weariness and a desire to return to

"normalcy" to rob us of the very fruits of victory. This
will not happen if the demobilization of wartime habits of
spending and saving proceeds at the pace of our industrial
demobilization.

336

- 11 -

But we must look beyond the period of transition from
war to peace, to the period when our peace economy will once

more be reestablished to perform its normal functions. The

outlines of that longer period are not as clearly defined
as we should like them to be. To some extent, however, we

are shaping the character of that longer period by the plans,

and especially the activities, we are now undertaking. By
its constant, unrelenting emphasis upon the necessity for
more taxes, more saving, and more sacrifice, the Treasury
is today laying the basis for a more prosperous and durable

peace. The same policies, moreover, will give the Treasury
in the post-war period that freedom of action and that

flexibility of maneuver so vital for coping with unforeseen
developments bound to arise.

337

- 12 The war has opened our eyes to the unimagined pro- -

ductivity of Industrial and Agricultural America. Wartime
shortages of peacetime goods and services have not blinded

us to the enormous potentialities for abundance in our

dynamic industrial society. It is precisely this unexampled
capacity to produce, shorn of its fetters, upon which the
future welfare and prosperity of our people ultimately
depend. If in the peace to come we realize the potentialities
for abundance inherent in our great productivity and do not

permit our precious resources to lie idle in stagnant pools,

we have little to fear as a nation. The promise of plenty
exists today; the fact of plenty waits on the morrow.
-00o-

338

OFFICE OF LEND-LEASE ADMINISTRATION
FIVE-FIFTEEN 22d STREET NW.
WASHINGTON D.C.
E R. Stettinius, Jr.

March 16, 1943

Administrator

MEMORANDUM

To:

The Honorable Henry Morgenthau

From:

E. R. Stettinius, Jr.

Subject:

Executive Reports

Transmitted herewith, for your informa-

tion, are copies of the Executive Reports
on lend-lease operations, as of February 28,
1943.
7

Attachments

339
CONFIDENTIAL

Executive Report No.
Office of Lend-Lease Administration
STATEMENT OF ALLOCATIONS, OBLIGATIONS AND EXPENDITURES

OF FUNDS APPROPRIATED TO THE PRESIDENT
Monthly Report as of Feb. 28, 1943
(Thousands of Dollars)
Appropriation Category

Adjusted

Appropriations

Cumulative to February 28, 1943
Allocations
Obligations
Expenditures

Ordnance and Ordnance Stores

$ 2,026,400

1,780,081

$1,588,551

$ 959,366

Aircraft and Aero. Material

2,732,125

2,710,540

2,614,769

1,667,832

844,281

752,711

645,917

2,417,544

2,203,191

1,790,560

1,130,399

360,776

360,776

331,197

181,547

Production Facilities

1,109,414

1,109,414

1,029,691

767,232

Agric. and Indust. Commodities

7,384,558

7,113,777

4,959,783

3,758,843

Servicing, Repair of Ships, etc.

531,470

505,634

370,085

318,974

Services and Expenses

970,432

457,815

224,049

187,064

20,000

18,660

16,599

16,276

$18,397,000

$17,012,599

$13,571,201

$9,468,139

Tanks and Other Vehicles

Vessels and Other Watercraft

Misc. Military Equipment

Administrative Expenses
Total

Procuring Agency

Adjusted

Limitations

480,606

Cumulative to February 28, 1943
Allocations

Obligations

Expenditures

6,413,012

5,908,838

5,481,833

$3,848,909

Navy Department

3,238,169

3,084,394

2,338,366

1,227,148

Mar. Com. and War Shipping Admin.
Treasury Department

2,154,238

1,863,145

1,511,875

1,304,884

3,189,481

2,809,670

2,082,344

1,262,622

Department of Agriculture

3,382,100

3,329,771

2,141,910

1,810,096

20,000

16,781

14,873

14,480

$18,397,000

$17,012,599

$13,571,201

$9,468,139

War Department

Other

Total

Funds for freight and other necessary charges are not included in obligations.
"THIS DOCUMENT CONTAINS INFORMATION AFFECTING THE NATIONAL DEFENSE OF THE UNITED STATES
WITHIN THE MEANING OF THE ESPIONAGE ACT, U.S.C. 50; 31 AND 32. THE TRANSMISSION OR THE
REVELATION OF ITS CONTENTS IN ANY MANNER TO AN UNAUTHORIZED PERSON IS PROHIBITED BY LAW."

340 3
CONFIDENTIAL
Executive Report No. 2

Office of Lend-Lease Administration

STATEMENT OF LEND-LEASE AID
Monthly Report as of Feb. 28, 1943
Thousands of Dollars)
Cumulative to

Type of Aid

Feb. 28, 1943
Goods Transferred

Servicing, Repair of Ships, etc.

Month of

Jan. 31, 1943

February

January

$7,830,860

$7,175,057

$655,803

$627,378

311,914

291,709

20,205

25,812

879,890

869,794

10,096

34,315

552,050

544,558

7,492

- 9,507

57,079

53,536

3,543

3,923

$1,800,933

$1,759,597

$ 41,336

$ 54,543

$9,631,793

$8,934,654

$697,139

$681,921

Rental of Ships,

Ferrying of Aircraft, etc
Production Facilities in U. S.

Miscellaneous Expenses

Total Services
Total Goods and Services

Data on Goods Transferred include value of goods procured from lend-lease appropriations

to the President and to the Army and Navy.

N.B. This report excludes data on the value of Goods in Process. At August 31, 1942,
the amount from appropriations to the President was $1,360,195,000, comprised of the
items "Articles Awaiting Transfer or Use" and "Articles in Process of Manufacture." It
is not possible to determine the value of Goods in Process from appropriations to the

Army and Navy.

Type of Aid
Goods Transferred

Servicing, Repair of Ships, etc.

Cumulative to February 28, 1943
Br. Empire

China

U.S.S.R.

Other

Total

$6,030,536

$129,529

$1,535,274

$135,521

$7,830,860

263,110

1,123

30,399

17,282

311,914

648,802

13,079

126,799

91,210

879,890

Rental of Ships,

Ferrying of Aircraft, etc.
Production Facilities in U. S.

Miscellaneous Expenses

Total Goods and Services

-

-

720

38,893
-

-

-

1,188
-

-

16,278
-

552,050
57,079

$9,631,793

"THIS DOCUMENT CONTAINS INFORMATION AFFECTING THE NATIONAL DEFENSE OF THE UNITED STATES

WITHIN THE MEANING OF THE ESPIONAGE ACT, U.S.C. 50; 31 AND 32. THE TRANSMISSION OR THE
REVELATION OF ITS CONTENTS IN ANY MANNER TO AN UNAUTHORIZED PERSON IS PROHIBITED BY LAW.

341

CONFIDENTIAL

Executive Report No. 3

Office of Lend-Lease Administration
DETAIL OF ARTICLES TRANSFERRED
Monthly Report as of Feb. 28, 1943
( Thousands of Dollars )
Cumulative to February 28, 1943
Br. Empire

U.S.S.R.

China

Other

Total

Ordnance (Excl. Ammunition)

324,686

14,674

48,207

40,441

428,008

Ammunition and Components

620,528

22,030

194,117

14,879

851,554

Aircraft

612,605

37,193

345,043

20,175

1,015,016

Aircraft Engines, Parts, etc.

316,309

3,152

9,895

1,414

330,770

Combat Vehicles

440,856

922

213,412

14,871

670,061

Non-Combat Vehicles

205,646

25,445

165,160

8,081

404,332

Watercraft and Parts

533,759

447

52,307

8,017

594,530

Agric. Products (Foodstuffs)

1,051,746

-

127,580

2,010

1,181,336

Agric. Products (Excl. Food)

266,670

41

514

503

267,728

Machinery

246,770

3,809

84,770

601

335,950

Metals

423,133

8,374

146,266

923

578,696

Petroleum Products

361,211

3,012

18,007

626,617

10,430

129,996

23,606

790,649

6,030,536

129,529

1,535,274

135,521

7,830,860

.

Miscellaneous Material
and Manufactures
Total

382,230

-

"THIS DOCUMENT CONTAINS INFORMATION AFFECTING THE NATIONAL DEFENSE OF THE UNITED

STATES WITHIN THE MEANING OF THE ESPIONAGE ACT, U.S.C. 50; 31 AND 32. THE TRANSMISSION OR THE REVELATION OF ITS CONTENTS IN ANY MANNER TO AN UNAUTHORIZED PERSON
IS PROHIBITED BY LAW."

342

SECRET

TREASURY DEPARTMENT
PROCUREMENT DIVISION
OFFICE OF THE DIRECTOR

WASHINGTON

March 16, 1943

MEMORANDUM TO THE SECRETARY:

There is submitted herewith the operating
report of Lend-Lease purchases for the week ended
March 13, 1943.

The equipping of the Russian Fishing Fleet
is progressing rapidly and deliveries are being made
according to schedule. This Fleet must be equipped
and be ready for the fish run beginning May 15, 1943.

CliftonProcurement
of Mack
Director

States E.

POR VICTORY

BUY

UNITED
STATES

WAR
BONDS
STAMPS

SECRET

LEND-LEASE
TREASURY DEPARTMENT, PROCUREMENT DIVISION

STATEMENT OF ALLOCATIONS, OBLIGATIONS (PURCHASES) AND
DELIVERIES TO FOREIGN GOVERNMENTS AT U. S. PORTS

AS OF MARCH 13, 1943

(In Millions of Dollars)

Allocations

tions (Requisitions)
Requisitions Cleared

Russia

China

Expenses

$2916.9

$1544.7
(1444.7)

$1066.1

$102.9

$4.6

(1066.1)

(102.9)

$198.6

(4.6)

(198.4)

$1342.8
(1333.2)

$ 917.3
(910.7)

$ 41.2
(41.1)

$ 866.9
(865.3)

$ 41.1
(41.1)
$ 41.1
(41.0)
$ 17.2
(17.6)

$2349.2

(2331.9)

for Purchase

$2266.3
(2255.1)

$1311.1

Obligations

$2126.7

(Purchases)

$1227.8

(2106.1)

(1216.0)

$ 811.3
(803.5)

Deliveries to Foreign

$ 934.8
(931.5)

$ 707.2
(704.9)

$ 200.0
(198.6)

Governments at U. S.
Ports#

Miscellaneous &

U. K.

(2816.7)

Purchase Authoriza-

Administrative

Total

(1302.5)

Undistributed

-

-

$4.3

(4.1)
-

-

$ 47.9
(46.9)
$ 47.2
(46.2)
$ 42.2
(41.5)
$ 10.4
(10.4)

*Deliveries to foreign governments at U. S. Ports do not include the

tonnage that is either in storage, "in-transit" storage, or in the

port area for which actual receipts have not been received from the
foreign governments.

Note: Figures in parentheses are those shown on report of March 6, 1943.

344

SECRET
EXPLANATION OF DIFFERENCES.

The decrease of $400,000 in Chinese transfers
represents material turned over to the War Department.

345

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION
DATE
TO

FROM

Secretary Morgenthau
Frances McCathran

March 16, 1943

CONTROVERSIAL ISSUES BEFORE CONGRESS

1. Tax: Pay-As-You-Go - In a conference yesterday, House
Democratic leaders, including Representatives Rayburn,
McCormack, Doughton and Disney decided to support unstintedly the House Ways and Means Committee tax plan, which provides

for no abatement but includes a 20% withholding tax. The
Republican caucus scheduled for yesterday to line up support
for the Ruml Plan, however, was postponed until Thursday
because of a long debate in the House which finally ended
in the approval of a joint resolution authorizing the
Commodity Credit Corporation to sell 100,000,000 more bushels
of wheat for feed.

Federal Draft Deferments - The Treasury Department, which
now has only two employees deferred on the basis of occupation, the Civil Service Commission, and the Government
Printing Office, were complimented yesterday by a House

Military Affairs Subcommittee for the few requests they have
made for occupational deferments for their personnel. This
committee, which is investigating occupational deferments
in government agencies, recently made public the case of

the former OPA General Counsel David Ginsburg, whose deferment was requested by ex-Price Administrator Leon Henderson.

3. Dollar Devaluation - Not an open controversial issue in
Congress yet but obviously slated for debate in the next
few months, is the question of continuing the President's
power to reduce the gold content of the dollar and continuing the Treasury's Currency Stabilization Fund, both of
which expire on June 30. Chairman Somers of the House
Coinage Committee said he had already been requested by

Assistant Secretary of the Treasury Sullivan to introduce
legislation for the extension of both functions.
4. F.S.A. - The Farm Security Agency, still licking its wounds
from recent Congressional criticism, was complimented

346

yesterday by Representative George Outland as making some

genuine contributions to the war effort by providing loans
to small farmers who otherwise might have lost their farms,
increasing production, providing housing, and arranging
temporary immigration for Mexican workers. Previously
Secretary Wickard had heard the House Appropriations Committee accuse the agency of applying the check-off system
of collecting dues from government-recruited farm workers,
but said he had not heard of it before and didn't know it
to be true. FSA has also received criticism for its
"social reforms" which are said to involve minimum regulations for wages, housing standards and sanitary facilities,
Putting teeth in Congressional opposition, a bill, sponsored
by Representative Dirksen and expected to be considered
by the House today, provides that none of a 26.1 million
dollar agricultural appropriation, part of which would be
used for financing the recruiting of a farm labor force
under the direction of the FSA, be used for any of their
so-called "social reforms." Specifically, the bill says
that none of this money shall be used: "To fix, regulate,
or impose minimum wages or housing standards, to regulate
hours of work, or to impose or enforce collective bargaining
requirements of union membership with respect to any agricultural labor exempted" under the fair labor standards
act or the National Labor Relations Act.

341

March 16, 1943

Copies to:

Mr. D. W. Bell
Mr. Gaston
Mr. Paul
Dr. Haas

Dr. White

o

348

EXECUTIVE OFFICE OF THE PRESIDENT

OFFICE FOR EMERGENCY MANAGEMENT

OFFICE OF ECONOMIC STABILIZATION
WASHINGTON D.C.

March 16, 1943
F. BYRNES
Director

My dear Mr. Secretary:
The Economic Stabilization Board will meet

on Friday, March 19, at 11:00 A. M. (Cancelled) 12th meeting
We shall discuss a war model program for

the consumer goods industries. Mr. Nelson will be
present to discuss the subject; Mr. Brown has also
submitted a memorandum, copies of which will be
distributed to members of the board.
Sincerely yours,

James Bymmer
Honorable Henry Morgenthau

Secretary of Treasury
Washington, D. C.

PORVICTORY

BUY

WAR
STAMPS

0

349

THE CRISIS IN THE CONTROL OF PRICES

By: Alvin H. Sunsen

In the calendar year 1943 we face the crucial test in the program

we have undertaken to stabilize the cost of living and to prevent chootic price
developments in our economy. Already 1942 proved a severs test. The Prec-

ident's price stabilisation program in April, supplemented by the October

action to close serious gaps, succeeded in steaming the inflationary tide
which was rapidly developing at the beginning of the year. We must now firely

hold the cost of living where it is.
We are reaching a crucial test this year for various reasons. On
the one side, the large stocks of consumers' goods built up in 1941 and early
1942 are now rapidly being drawn down under the pressure of sustained heavy

purchases by communis. On the other side, the income is still expanding
partly by the continued rapid increase in employment in the military forces
and industry combined. Young people, old people, woman, and self-employed

persons are being added to the labor force. Working hours are being increased

with time and half for over-time. There is than going on a triple expension
of income through increased employment, increased hours, and overtime pay.

In some cases costs will impinge upon prices, necessitating . judicious use

of subsidies in order to hold the price ceilings. These developments force
us to face up to a serious problem.

I do not think one can state too esphatically the plain fact that
we have reached a fresh crisis in the program of price control. We are in
great danger from the pressures arising from all sides. The urgently necessary

rationing and the direct controls are not pleasant, but they are necessary

bulwarks against the inflationary spiral. The test of denocracy is selfdiscipline in a great crisis. We can and must meet the test.

35
D

2If we are to hold the fort in 1943, we shall have to strengthen
our defenses at every point and resist policies that unnocessarily increase
the flow of money income. life shall have to withdraw purchasing power through
rigorous taxation and through compulsory and voluntary saving. We shall have

to extend rationing controls rapidly. We must rigorously hold the price
ceilings.

We must not 1st the cost of living rise. Once that dike is broken

the flood gates all around will open. Then the spiral. The rise in the
cost of living leads to wage increases, increased cost to the government for
war contracts, increased outpouring of government funds, unrestrained increase

in the flow of income, and thence again to an increase in the dest of living.
No economy in the world is more vulnerable to the destructive

effects of price inflation than our own. Our population, by far more than
made populations elsewhere, has accumulated vast savings in insurance funds,

in government bonds, and in savings deposits. The wiping out of mass savings,
in an economy such as ours would strike at the foundations of our social

stability. No know from past experience the destructive effect of price inflation and subsequent disastrous deflation upon employment and income.

Violent price instability and the chaotic conditions following therefrom
would doos all reasonable prospects of a stable and prosperous post-ner world.
The test of our capacity to reach a full-employment economy in the post-sar

is now upon us. If we cannot prevent inflation during the war, there is Little
hope of reaching the stabilised, full-employment economy which we are eagerly

hoping and planning for in the past-war period.

351
02

12

COPY NO

13

PM

NOT TO BE RE-TRANSMITTED
BRITISH MOST SECRET
U.S. SECRET
OPTEL NO.86.

MAR

945

Information received up to 7 a.m. 16th March.
1. NAVAL.

Ar. escoste convoy of 4 ships was attacked by our light craft
this morning off the Dutch Coast. One ship was torpedoed and probably another.
EDDYSTONE lighthouse was bombed and machine-gunned yesterday, art of the

lantern lons being destroyed. One of H.M. Destroyors was attacked by 12

Bombors East of TRIPOLI (L) yesterday. Two, possible three, aircraft were
destroyed. One of H.M. Destroyers is taking 800 survivors from 21,500 ton
Merchant Ship refere d to an Option 76.3 o FREETOWN. Other H.M. Ships are
continuing the search.
2. MILITARY.

RUSSIA. The Russians report that they have renowed their attacks
in the STARAYA RUSSA area and that south of LAKE ILMEN pressura is being
maintained.
3. AIR OPERATIONS.

WESTERN FRONT. 15th. 11 escorted Vontures bombod an airfield in
BRITTANY.

15th/16th. 25 onomy aircraft approached the North-cast coast, of

which 10 came inland. Fighters destroyed 3 and anti-aircraft 1.
TUNISIA. 17 Mitchells bombed enomy positions in the MARETH area.
Eight Heinkel bombers approached BONE. One of them was destroyed and probably
three others.
CIGILY. 13th/14th. Liberators bombod NAPLES through cloud.

BURMA. 14th. 73 Sortics were flown against enomy objectives,
mostly in the AKTAI area.

12th/15th. Nine dellingtoar bombed the relate at
MANDALAY.