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DIARY

Book 613

March 1 - 5, 1943

Book

Page

Africa, North
See Occupied Territories
Airplanes
See Lend-Lease: United Kingdom

Altschul, Frank

See Post-War Planning
American Red Cross

See Foreign Funds Control: France
Appropriations, Treasury Department
Senator George thanked for appearance before Appropriations
Committee in connection with Division of Tax Research,

Office of Legislative Counsel, and Foreign Funds Control 3/3/43

613

262

Paul resume of Senate Appropriations Committee - 3/9/43:
See Book 617, page 315

Taber insists on cut; HMJr suggeste strategy - 3/24/43:
Book 619, page 3

a) Gamble memorandum on results of HMJr's strategy 3/27/43: Book 620, page 71

-B- Board of Economic Warfare

Minutes for meetings January 28 and February 11 - 3/2/43..
a) Discussion of

247

1) Report of Committee on Gold Mining

2) Enemy oil position
3) Axis blockade running
Minutes for meeting held February 25 - 3/6/43:See Book 614.
page 36

a) Discussion of shipping to other American republics

Bone, Homer T. (Senator, Washington)

See Potomac Electric Power Company
Brooklyn, New York
See Revenue Revision

Business Conditions
Haas memorandum on situation, week ending February 27. 1943 3/1/43

38

-0Canada

United States dollar reserves - report of committee appointed
China

to consider on policy decisions arrived at - 3/2/43

204

$20 million transferred to account of Central Bank of China
for purchase of bank notes and relative materials -

3/2/43
Correspondence

Mrs. Forbush's mail report - 3/5/43

253

358

-D- Book

Page

613

124

Doughton, Robert L. (Congressman, North Carolina)

HMJr's conversation with after Doughton's return from

hospital - 3/2/43

-EExchange Stabilisation
See Post-War Planning

-FFinancing, Government

Public Debt Act: Senate will consider before House 3/2/43

a) Congressman Sabath--HMJr conversation - 3/2/43
b) FDR given progress report - 3/24/43: See Book 619,

124,130,132
190

page 111

War Savings Bonds:

Treasury Order setting up War Finance Committee and

National Director discussed by Treasury group 3/1/43

1

(Copy of Order 48, pages 19 and 185)
a) Robbins (General Sales Manager, General Foods)
to be Director
1) Evaluation by HMJr
b) State organizations to communicate with
Washington through presidents of Federal Reserve

16

Banks

c) War Savings organization to continue as usual
d) Press release - 3/3/43
e) Clarification message on method of operation
for Federal Reserve Bank presidents - 3/6/43:

256

Book 614, page 15

Luncheon conference of Federal Reserve presidents 3/1/43

a) Eccles memorandum on Treasury war financing
organization
Marshall (General George) asked to talk at luncheon

for publishers on March 20 - 3/1/43
a) Gaston and HMJr discuss

b) Letter sent to publishers - 3/2/43

c) See HMJr's letter to Stimson: Book 618, page 17
Conference: present: HMJr, Bell, Haas, Murphy, Tickton,
and Lindow - 3/2/43
a) Cash position estimate to be re-examined because
of withholding tax
b) Estimates on savings in Commerce and Securities

and Exchange Commission discussed by Harold Smith
and HMJr - 3/2/43

1) HMJr would like estimating done in Treasury
only

23

24

26
28

187,189

91

104

- F - (Continued)
Financing, Government (Continued)
War Savings Bonds (Continued)
Open Market Committee meeting - 3/2/43
a) Message to presidents of Federal Reserve Banks

Book

Page

613

150
181

b) Message to State Administrators of War Savings

183

Conference; present: HMJr, Robbins, Buffington, Bell,

311

Army and Navy to be asked for list of relatives to

315

Staff

Graves, and Haas - 3/5/43

speak on bond drives - 3/5/43
Budget: Resume of present situation by Thompson -

51

3/1/43

Foreign Funds Control

France: American Red Cross to be paid $1,050,000 to finance
purchase and shipment of 300,000 food parcels to French

prisoners of war - 3/1/43

67

France

See Foreign Funds Control

-HHobler, Atherton W.
Richard Rothschild-HMJr conversation concerning connection

with War Bond drive - 3/2/43

133

-I
International Stabilisation
See Post-War Planning
LLand Army, Women's
See United Kingdom

LaRoche, Chester J. (Young and Rubicam)

Discusses with HMJr possible connection with War Bond drive 3/5/43

Lend-Lease

Report for week ending February 27, 1943 - 3/2/43
March 13, 1943 - 3/16/43: See Book 616,

318

202

page 342

March 20, 1943 - 3/23/43: Book 618,
page 276

March 27, 1943 - 3/30/43: Book 621.
page 92

U.S.S.R. : Soviet Protocol - copies to be sent to executives

of Soviet Protocol Committee and Major General J. H. Burns -

3/5/43
United Kingdom:

Aircraft despatched, week ending February 23, 1943 -

British Air Commission report - 3/1/43

(See also Book 614, pages 294 and 296 - 3/2/43;
and Book 615, page 119 - 3/6/43)

373

65

- L - (Continued)

Book

Page

Lend-Lease (Continued)

United Kingdom (Continued):
Federal Reserve Bank of New York statements showing
dollar disbursements, weeks ending February 17 and

February 24, 1943 - 3/3/43, 3/5/43
Gold and dollar assets, February 1943 - 3/4/43
Lincoln Electric Company - Cleveland, Ohio
Tax Liability: Taft (Senator, Ohio)--Paul conference
reported to HMJr - 3/5/43
a) Paul resume of meeting with Lincoln: operation of

613

264,375
294

348

company discussed

-MMarshall, General George C.
See Financing, Government: War Savings Bonds

-NNorth Africa
See Occupied Territories
0-

Occupied Territories
Interdepartmental Committee to decide questions of policy
concerning personnel to follow and take over from Army:
Draft of Executive Order presented by Welles at Cabinet
meeting - 3/4/43
a) Discussed at 9:30 meeting - 3/5/43
North Africa:
Reports of Purchases for Rehabilitation Program:
February 1943 - 3/1/43
March 1-7, 1943 - 3/8/43: See Book 614. page 291
8-14, 1943: Book 616, page 244
15-21, 1943: Book 618, page 217
22-28, 1943: Book 620, page 285
Committee to deal with various monetary and financial
questions: Discussion of letter to State Department
concerning, written by White, which HMJr does not wish
to send - 3/2/43

a) Copy of letter

b) Welles--HMJr conversations

c) "Committee of Combined Boards of Civilian Affairs"
Set-up described by White to HMJr - 3/5/43
"Yellow seal" currency - $40 million-plus:
Collection of and return to United States discussed at
9:30 meeting - 3/5/43
Expenses - allocation of between British and French forces
discussed at 9:30 meeting - 3/5/43
Office of Economic Stabilisation
Minutes of Board meeting - 3/5/43
a) Discussion of
1) 48-hour week

2) Food situation

270
304

62

113
123

118,128
303

302
302

346-A

-P-

Book

Page

Paul, Randolph

For speech delivered before National Council of Jewish
Women at Academy of Music, Brooklyn, New York, see

Revenue Revision
Post-War Planning

Stabilization Fund of United and Associated Nations:
State Department asked to send copies to list of
nations (attached) - 3/1/43
International Exchange Stabilisation: Frank Altschul's

613

suggestion and memorandum thereon prepared by Treasury -

3/2/43
Potomac Electric Power Company

Bone (Senator, Washington)--Treasury correspondence
concerning Government account with - 3/5/43
Public Debt

73.75.340
222,240

353

See Financing, Government

-RRevenue Revision

Pay-as-you-go Taxation: Paul speech delivered before
National Council of Jewish Women at Academy of Music,
Brooklyn, New York

34

a) Not good enough to send to Cabinet members, etc.
3/1/43

33

b) HMJr tells Blough he didn't like Paul's speech 3/13/43: See Book 616, page 90

Ruml's counsel tells Sullivan Ruml will make statement
urging taxpayers to file on March 15 - 3/2/43
Salaries of $67,000 and over (income groups, 100 largest

taxpayers, 10 largest taxpayers, etc.) and effect of

Rum1 plan: Memorandum prepared for FDR - 3/4/43

195

274,286,287

a) FDR-Paul conversation - 3/11/43: Book 615, page 295

1943 bill-House Ways and Means Subcommittee completes:
347

Paul memorandum - 3/5/43

Robbins, William M. (General Sales Manager, General Foods)
See Financing, Government: War Savings Bonds
Rubicam, Raymond (Young and Rubicam)

Richard Rothschild and HMJr discuss connection with
War Bond Drive - 3/2/43
Rubicam-HMJr conversation - 3/2/43
Rubicam's negative decision explained to HMJr by Robbins 3/5/43

135

140

313

Rubicam-EMJr correspondence - 3/8/43: Book 614, page 266
-S--

Silver

Silver Purchase Act: Treasury 1944 Appropriation amendment preventing expenditure of any part of for
carrying out provisions of Silver Purchase Act discussed
in correspondence with McCarran (Senator, Nevada) 3/1/43

56

- S - (Continued)

Book Page

Stabilization, Exchange
See Post-War Planning

Stabilization Fund
Extension discussed by HMJr, Bell, Sullivan, Gaston. White,

and O'Connell; Henry III present - 3/5/43

613

328

-T'Taft, Robert (Senator, Ohio)
See Lincoln Electric Company
Taxation
See Revenue Revision

Treasury Department Appropriations
See Appropriations, Treasury Department

-UU.S.S.R.
See Lend-Lease

United Kingdom
See Lend-Lease

Women's Land Army report sent to Mrs. FDR from Treasury
Attache Casaday, London - 3/5/43
a) Letter to Casaday - 11/18/42: See Book 620, page 78
-WWar Savings Bonds
See Financing, Government
Women's Land Army

See United Kingdom

380

1

March 1, 1943
10:50 a.m.

FINANCING

Present: Mr. Bell
Mr. Thompson

Mr. Graves
Mr. Gaston

Mr. Buffington
Mr. Odegard
Mr. Gamble

Miss Eiliott
Mrs. Kiotz

H.M.JR: This, gentlemen, is the proposed order
as far as Washington is concerned. (Copies of Treasury
Department Order distributed - copy attached.)

When anybody is ready, I will be glad to hear
comments and suggestions.

MR. ODEGARD: I should think George Buffington,

Harold Graves, and Dan Bell are the people that ought
to comment on this order.

H.M.JR: I am just waiting.
MR. BUFFINGTON: Is this committee advisory, or

does it function with each organization under the
direction of the committee here in Washington?

H.M.JR: Let me expound. I will put it in its
worst light. The way I visualize this thing, the flow
of authority is the Secretary of the Treasury first,
strangely enough, and then Mr. Bell second, and then

that man, third, and that would be the order.

2
2-

MR. BUFFINGTON: I wasn't thinking about authority
as much as I was the function of the members of that
committee with these respective organizations which,

to date, are still operating organizations in the
district.

H.M.JR: I can answer that one. My understanding

is this, that for the April drive in the districts -

let's say the policy is laid down, whatever it is, and
then Mr. Robbins, general sales manager for General

Foods, will issue the directive to the president of
the Federal Reserve Bank in whatever district - in all
districts - and he, in turn, will issue the directives
for his district to the combined forces of the Treasury
in his district; and the thing would come back in reverse, in the same way.

If somebody on the Victory Fund Committee wasn't
satisfied, and wanted to communicate with Washington, he

would do it through the president of the Federal Reserve
Bank, through Mr. Robbins, to Mr. Bell, to me; and then
we would call a meeting of this committee, and we will

take it up and discuss it.

Does that clarify it?
MR. ODEGARD: Communication between the field, say

the War Savings organization, for example, State adminis-

trators, or the Victory Fund organization, the executive

managers - communication with them from Washington would

always be by way of the presidents of the Federal Reserve

Banks?

H.M.JR: For this April drive.
MR. ODEGARD: And not directly?

H.M.JR: Leaving pay-roll deduction completely out-

side, as I understand it. Is that right?
MR. BELL: Yes, that is right.

3

-3H.M.JR: The president of the Federal Reserve will
have nothing to do with pay-roll deduction.
MR. GRAVES: I think you have to leave other things
outside. We have a great many things that require
supervision in the War Savings organization that I

don't think you intend shall be put under the direction
of the presidents of the Federal Reserve Banks. For
instance, the school work that is going on, and the
work that is done by our colored groups. I can think
of a good many activities that we are undertaking to

supervise which go far beyond pay-roll savings, and which,
it seems to me, should continue to be supervised outside
the direction of the Federal Reserve bank presidents.

MR. GASTON : I think that is all possible within
the scope of that order. It would be a matter of con-

venience and arrangement between you and Robbins, for
instance, to be discussed in committee and decided what
things--

MR. GRAVES: I was speaking with reference to the
statement just made that it was everything except pay-

roll savings.

H.M.JR: I didn't think of schools, but in the
order - where is the order that goes to the field?
MISS ELLIOTT: May I ask a question right here that
Mr. Gaston has introduced? I thought this means that

this committee which will sit in an advisory capacity
with this director, would be the committee where these
details would be settied, and that that committee would
have the authority.

MR. GASTON: It would be settled by the director
after discussion with the members of the committee.
MISS ELLIOTT: There has to be someone, but I mean,

that might be the place where these things would be

ironed out - the relationship between the activities as I understand it, which necessarily have to continue.

4

-4-

Take the women's program, for example; there are innumerable things that are going on, and if they were

stopped dead in their tracks - now, they will assist,
and It will be contributory to the April drive, but
will they go on as they are going? Those are details
which I thought from this (indicating Treasury Department Order) that that council would protect and see
they were properly carried out to safeguard the director
from making a mistake.

H.M.JR: Get the order to the field.
MR. BELL: It isn't ready.
MISS ELLIOTT: The question Mr. Graves brought up

is very important because if we send an order out which
gives the impression to the administrators that every-

thing is to stop except pay-roll savings, it would be
confusion confounded. But if they know that those things
are contributory to the April drive in the selling of
E Bonds, it will go on.
H.M.JR: Well, maybe the thing could be changed

when the order goes to the field. I can only tell you
what is in my mind. What I am trying to do is this:
I am trying to amalgamate these two activities as far
as the Treasury goes in Washington. I mean, what I am
doing is - as I say, I am going to put my worst foot

forward on all of this, so at least there can be no
possible misunderstanding. Heretofore both of the things
naturally came under me, but Bell paid very little attention to War Savings - largely Victory Fund. What I am

doing under Bell and myself is bringing in a new person
who will have his own assistant, and I am creating a
council; and I am superimposing them on both of these
organizations so that they will be amalgamated, certainly
as far as Washington is concerned, and as far as the field
is concerned for the April drive.

In other words, what I want to get out of both

organizations for the April drive, is the best that both
can give to sell this basket of securities.

5

-5I also want to continue the best in War Savings and
encourage them as much as possible to continue the best

that they have. Why should I want to kill it? Quite

the contrary; I have spent too much time and given too
much of my health - as have many of you - to try to

kill it.

MR. GASTON: Better reasons than that, too. I

think it is fundamental that it has to be continued,
whatever happens.

H.M.JR: Right. And all of my instincts are for

that. We have never had a council here, and we have
never had a general staff that passes on these things.

The council sets the policies and then these directives
go out. That is what I am trying to do.
here.

MR. GRAVES: I thought it was best to bring it up
H.M.JR: Bring up anything and everything.

In fairness to myself, I haven't ducked anybody's
question. The only question I ducked was the one you
(Buffington) asked me, and I said I would answer that
Monday. Wasn't that right?
MR. BUFFINGTON: Yes.

Mr. Secretary, will this field memorandum or directive make clear that the executive managers are to no
longer come in here direct, but come through the Federal
Reserve presidents? I think harold and I will both be
in that position unless that is made clear.
The normal place - they have been doing it for months -

is call in here directly. I think that should stop; it

should go through the president, and the president communi-

cate.

H.M.JR: I think it should, but I don't think that

should be in a public statement. We are drafting here
a statement for the press.

6

-6-

MR. GAMBLE: If it should be in a statement, that
stops some programs from going through. For example,

if you tell the State administrators they are to go
through the reserve presidents, with the exception of
pay-roll savings, for the month of April - take a retail

problem which might conceivably be of great help in

this; the president of the Federal Reserve isn't going

to know anything more about it than he knows of the

problems in North Africa. He is going to be so weighted
down with details that he won't have time to run the
April drive.
MR. BELL: That is what we did - told them the War

Savings organization will continue as usual during this
period in pay-roll activities and any stamp promotions.
MR. GAMBLE: I know, but you are now going a step

further and saying - I am only raising the question for

the good of the cause, I am not quarreling with anybody

about it - I don't think you want to shut off all these
things. You certainly are going to if you funnel it
through the president of the Federal Reserve Bank for

the month of April. He won't have time to answer his

mail.

MR. ODEGARD: You will unless the Federal Reserve

bank president at that level simply says, "Sure, go on
with that; I want that continued," and lets it go at
that. If he undertakes then to decide that he doesn't

want this kind of activity continued, or that kind of
activity continued, then I assume it is up to him to say
so.

MR. GAMBLE: My point is, Peter, that I think it is

a little premature to make any open and shut decisions
with respect to the Federal Reserve business in the

district. I think you can do it in Washington all right.

7

7

H.M.JR: I am trying to be as practical as possible.
Let's take some retail thing. The head of War Savings
bonds of Illinois comes in and says, "Now, Mr. Young, we

have got a battleship. The 'Chicago' is just getting
under way." We are handling this completely, let's say,
in the War Savings Staff. Nothing is said in this

memorandum, but do you want us to continue?" And the

chances are nine to one that he will say yes.

On the other hand, if I don't give them the veto
power for the April drive, he may find something that
will cut right across what he wants to do.
I think - Ted, if you think I am wrong, come back
at me - I think he should have the veto power, then
this fellow can come in - if I was the president of the
Federal Reserve, I would say, "All right, Mr. Collins,
what is your program? Please go ahead with that - don't
bother me.

But I think he ought to have the veto power as to
whether he wants a battle ship drive - let's say the

battleship drive was scheduled for the first of April.
He would say, "Please hold it until after the 12th."

You have got a department store thing, with all the

advertising. He will say, "I do" - or "I don't want it."
I think he should have the veto power, just so these
things don't cut across each other.

MR. GAMBLE: My only fear is that in this short
period of time you are dropping a job in the laps of
the Federal Reserve bank presidents they won't fully comprehend by the time this drive is over, let alone make

an intelligent decision.

8

-8-

H.M.JR: Ted, you are right, and there will be some
real blunders made, but these fellows have asked for the

responsibility, and I can't give it to them if I don't

also give them the veto power for the April drive.

Now, I will make it perfectly clear to the War Bond
people that on anything they are not satisfied with they
can file a protest, which will come to me through
channels.

MR. GAMBLE: Wouldn't it be much better for the

April drive for you or this committee, or the sales
director, to say in a way that everybody is going to
understand, what all these activities - how they shall
head up, what they will point to for the April drive,

and give the Federal Reserve bank president the authority
to stop any of them that might come to his attention

that he doesn't like. I am not objecting to his veto
of them; I am objecting to stopping all of our people
until they have cleared through someone who isn't going
to have time to clear them all.
H.M.JR: Get out a pencil and paper and see what

you can put down.

MR. GAMBLE: That is something that Mr. Bell should
discuss with the Federal Reserve presidents while they
are here.

H.M.JR: Put something down on paper. All I am

trying to do is - there is no use I'm rebuilding this

thing, which I am doing, and superimposing a new skipper
between Bell and myself and these two organizations which I am doing - and an advisory council to this man,

on which I intend to sit when there is anything impor-

tant.

9

-9I might just as well say this thing here, that what
I am going to recommend to him, if it is agreeable to

Odegard, is that Odegard go back to the very important
work which he did when he first came here, of advising
with me on propaganda and policy, and relieve him of
administrative responsibility which he took on and
didn't want, and did to help me out.
MR. ODEGARD: It would be wonderful for me.

H.M.JR: And Mr. Gaston told me this morning he
wants Mr. Odegard to assist him in the job which he is

doing. I would like Odegard to be on there, completely
free of administrative responsibility, and as our New
England conscience and a little dash of Ohio. (Laughter)
MR. GASTON: And Minnesota. (Laughter)
MR. ODEGARD: You know I have always said that my

best function was a jiminy cricket.

H.M.JR: Is that synonymous with a kibitzer? (Laughter)
MR. ODEGARD: Conscience.

H.M.JR: I might as well do these things face up.
If he is smart, which he is, I think he will welcome

that suggestion.

But there is no use saying to these presidents of
the Federal reserve banks, "I am looking to you in each
of the twelve districts," and then immediately making

it possible for them to say, "If it hadn't been for
such-and-such a thing cutting across, we would have

made a success."

10

- 10 MR. GAMBLE: We don't want that either, Mr. Secretary.

Not only the authority, but the responsibility - when you
give authority, you should give responsibility. We are

just as interested in that-

H.M.JR: That telegram is there, and there are two
separate orders. The one is for the Washington adminis-

tration, which, quite frankly, I feel - I mean, instead
of trying to cut the dog's tail off in inches, I might
just as well lop it off and get it settled so we can all
get down to work. I know how much everybody in the room

is disturbed. You add that all together, and that is how

much I have been disturbed.

It is very difficult, particularly working with you
fellows and being friends with all of you, and all of you
having done this on my personal invitation, and so forth,
and so on. I would like to get the thing settled, not
just for the April drive, but as far as Washington is
concerned, let's settle it.
I don't think that anybody in this room here is in
disagreement with that. Do you think so, Harold?
MR. GRAVES: No.

H.M.JR: We might just as well get this thing settled.
MR. GRAVES: One thing - I think the point I raised
is a little simpler than it has been made to seem. As an
illustration, Miss Elliott is constantly sending out
suggestions to the women's organizations. They now go

through our State administrators. I should suppose that
it would not be advisable or necessary to accomplish what
we are after here to send such things as that through the

presidents of the Federal Reserve Banks to be disseminated
by them down to the--

H.M.JR: I shouldn't think so.
MR. GRAVES: So there are certain kinds of things

that relate only very remotely to this fund-raising operation in April, which, in my opinion, ought to follow the
old channels.

11

- 11 H.M.JR: Well, Harold, you as a former Bureau of

Efficiency man, know that the way to start is to have the
thing completely sewed up, and then let this board make
exceptions as they go along.

MR. GRAVES: Herbert, I think, gave the answers to

all of that.

MR. GASTON: These are concrete matters to be taken

up at the first meeting of this committee.

H.M.JR: But the first thing is to sew it up tight,

and then make exceptions as you go along.

MR. GRAVES: I think we can do it all right.

MISS ELLIOTT: I think in view of that, it is very

important not to pick out any one function of the War
Savings S+aff and mention it in this, because I think

that is where the confusion will come. I think it is a
great deal better not to mention pay-roll savings in the
telegram, but to let it be understood and work that out
later. I think the moment you mention that in the telegram it seems to exclude everything else. It is going

to make the people in the States feel that everybody is
stopped in his tracks.

Then the pay-roll savings people will begin to say,
"How far can we help in this if everything we are doing
is stopped?" So if you don't mention pay-roll savings
in the telegram but let the details be worked out with
the sales manager and the council, it won't be confusing.

That is the only thing I see in it that will be confusing.
MR. BELL: We should put in here a sentence that
there may be activities now carried on by the War Savings

Staff which will be desirable to keep outside--

MISS ELLIOTT: I wouldn't say anything about it.
The moment you say it, they will send a lot of telegrams
back, and there will be confusion in the States which don't
understand it. It should be worded in such a way that the

12

- 12 sales manager and the people who are going to advise with
him understand what the Secretary means, and that is the
important thing.

MR. BELL: Then we should tell the presidents of
the Federal Reserve Banks that they will have to consult
with the Staff as to what should continue.
MISS ELLIOTT: They don't know all these details
anyhow, and they will have to be explained to them anyway.
MR. GASTON: You are setting up here a committee to

direct the April drive, and I think that is made very
plain. I agree with Miss Elliott's suggestion, that if
you strike out this one sentence here, it is more logical
and more comprehensive and a better telegram.

H.M.JR: I think she is right.
MR. GASTON: Then you have a plain, clear directive

that they are coordinated for the purpose of this April

drive under the head of the Federal Reserve Bank.

H.M.JR: Then if there are no exceptions, it doesn't
raise the question in their minds-MR. GRAVES: That is right.

H.M.JR: Is it pay-roll savings? Is it women's

activities? Is it schools? They will take it for

granted that those are out until they hear to the contrary.

MR. GRAVES: There would be unless we are careful,

and I think nobody intends to stop what we are doing,

for instance, in the schools.

MISS ELLIOTT: What we are doing, Mr. Graves, in the
schools and in the women's committee and the labor committee,

the Negro section, the farm section, is going to help. That
will be our contribution, and intensifying that activity
will sell more bonds, you see. But we won't get in each

13

- 13 -

other's way if this council and sales director advise
on where there is conflict. It seems a very simple
thing then.

MR. GRAVES: I think it can be very readily worked

out in this committee so that it will be satisfactory to
everybody.

MR. ODEGARD: If that sentence concerning pay-roll

savings were taken out and also, I should think, in view
of the general - in addition to the sentence concerning
pay-roll savings in this telegram it would seem to me
also logical to take out references to organized labor

and women's groups, because that again raises the question
as to inclusion and exclusion, because the sentence above

it says, "In every possible instance these" - that is
referring to the activities already going ahead - "should
with the approval of the Treasury War Finance Committee
be tied into the forthcoming campaign. It infers that
they will continue unless some other action is taken. I

would see no objection to those two sentences being taken
out.

MR. BELL: The Secretary particularly wanted labor
mentioned in this telegram.
Now, you remember, the suggested draft you got from

Allan Sproul expanded that word. He said that business,
finance, labor, agriculture, and women's groups will be
integrated in every productive way in preparation for
and during the April drive. He expanded it to include
business, finance, labor, agriculture, and women's groups,

which seems to me important.

MISS ELLIOTT: But when you say War Savings Staff

you say all of that.

MR. BELL: Yes, but the Secretary - this is to be

made public, and he particularly wanted to stress some

of these things, particularly labor, agriculture, and

women's groups.

H.M.JR: If they are going to list them all, I don't

think it is necessary.

14

- 14 MR. ODEGARD: I wouldn't list any of them.
MR. GAMBLE: That is my question - I would leave
them all out.

H.M.JR: I think they are right.
MR. BELL: All right.
H.M.JR: Now, where are we?
MR. THOMSPON: The question of the order.

H.M.JR: It is the so-called Washington order. Is

there any question about that?

Mr. Robbins hasn't seen either of these. Does
anybody have any question on the Washington order?

Have you read it, Harold?
MR. GRAVES: Yes, sir.
H.M.JR: Do you have any suggestions?

MR. GRAVES: I think it is all right.
H.M.JR: Who has any suggestions on what I call the

Washington order? Would that be made public?

MR. GRAVES: I think not.

MR. BELL: Yes, I think it ought to be made public.
MR. GRAVES: We have never made any such things

public.

MR. THOMPSON: Yes, we generally have publicized

orders of that type. I think this should be.

MR. GASTON: I think you are talking about two
different things. We want a release as soon as the man
comes on the job. We want a press release, and it will
be based on this order.

15

- 15 H.M.JR: Paraphrasing it?
MR. GASTON: Yes.

MR. BELL: This is really an amendment to your

circular, which is a public document. But as a press

release, it is all right with me. Sooner or later it
will get out if you don't put something out. It will
be in George Riley's column or Jerry Kluttz' column.

MR. GRAVES: I assumed there would be an announcement

of the scheme of management of the financing.

H.M.JR: I think there has to be, because it will

leak out anyway. Any suggestions?
MR. ODEGARD: No.

H.M.JR: Ted?
MR. GAMBLE: No, sir.
H.M.JR: George?
MR. BUFFINGTON: No, sir.

H.M.JR: Miss Elliott?
MISS ELLIOTT: No, sir.

H.M.JR: Then the Washington order is all right.
The other one is going-MR. BELL:
will have to be revised.
H.M.JR: But we don't have to show the Washington

order to the Federal Reserve Bank presidents. That is
our business, but naturally Robbins has to see that. I
think you are going to like Robbins. I would like to
say this about his training - he has got very much the
same sort of training as a military person has. He has

worked in a very strict organization where everything is
on an organizational basis. He is accustomed to taking

16

- 16 orders from the top, and giving them and having them
accepted. He doesn't pretend to know anything other

than selling, and that has been his life. I am staking

my reputation on this move, just as he is staking his
reputation on coming in and trying to sell something
which he has never sold before.

Right from the beginning I have always said that I
think there is something - a sixth sense of a salesman -

whether it is a bond or whether it is a barrel of flour,

you have to know how to sell.

With your full cooperation, time will tell whether
I am right or wrong. I hope I am right - I have got to
be right. But we are all human. One thing about the
man is, he is not cocksure; that isn't his attitude.
We will see. He is forty-one.
MR. ODEGARD: He is an Amherst man? (Laughter)

H.M.JR: Yale.
MR. BUFFINGTON: When is he coming in?

H.M.JR: He is supposed to show up at one o'clock.

Until he shows up at one o'clock, I am not definite.
He went up to talk with his people. He went to the Hill
School and then he went to Yale.

MR. ODEGARD: He is an associate of Clarence Francis,

isn't he?

H.M.JR: Yes. Incidentally, Mr. Francis' attitude is that

whatever he has, personally or anybody he can get, is

at our disposal for this drive.
Do you know Francis?

MR. ODEGARD: He is an Amherst man; I know him.

H.M.JR: I hope you like him.
MISS ELLIOTT: Mr. Secretary, may I ask this one
question here. The sales manager is to be given the

17

- 17 -

barrel of flour that he is to sell, the securities and
the types of securities. In other words, as I understand
this, he is to come here as your director for this
general sales effort, but he isn't to decide on what kind
of flour he is selling?
H.M.JR: No, Mr. Bell and I decide that. I don't

know how to compare it, but anyway, we decide what the
thing is.
MR. BELL: We decide what we are going to produce,
and he
sells it.

H.M.JR: And we also manufacture it.
MISS ELLIOTT: In other words, if anyone should
have the fear that he might not completely understand

War Savings, and so forth - but he isn't to decide
whether War Savings are to be sold or not. That is a
Treasury policy.

H.M.JR: No, the Treasury policy is laid down, as
I said the other day, and I say again, I don't care what

kind of stuff - there is still a place for the volunteer
plan. I mean, I think we have to continue it, just as
long as there are any savings left in the pockets of the

people.

For those of you who didn't see it in yesterday's

New York Times magazine section, they got some Englishman

to write an article on how to lick inflation - go out -

what do you call it, allotment - where you appropriate
the money?

MR. BELL: Quotas.
H.M.JR: No.
MR. ODEGARD: Expenditure rationing.

H.M.JR: Expenditure rationing. They recommend it
from England. Then Fortune magazine has come out for it,
too.

18

- 18 MR. ODEGARD: Spendings tax.

H.M.JR: I mean the spendings tax.
MR. BELL: Not expenditure taxing.
H.M.JR: I mean the spendings tax.
MR. GASTON: You want to look out for that.
MR. ODEGARD: They say the spendings tax is politically impossible, although very good, and therefore we

ought to have a sales tax - general sales tax. (Laughter)

H.M.JR: The point that I am getting - I haven't
changed one iota. The only place I have changed is that
I feel that the impact of the job of doing the selling on
the people who are here now is so terrific that I have to
strengthen my hands, and that is what I am doing.

But as to my philosophy or my ideas or what I started
with when I came here, or my attitude, it hasn't changed
one iota. But I am simply strengthening my hand on the
sales end.

Certainly my attitude on labor, the colored people,
schools, or the volunteer plan, or anything else, is
just the same as it always was, but I have to have help.

I can't take it alone, and neither can Mr. Bell. I don't

think the other people here in the room can, either.
That is my opinion. You may disagree with me, but that

is my opinion. At the top side of this organization I
am strengthening it. If 1 am wrong, I am wrong, but I
hope I am right. That is the whole thing.

19

TREASURY DEPARTMENT ORDER NO.

There is hereby created in the Treasury Department a United
States Treasury War Finance Committee under the direction of an

Assistant to the Secretary, who will serve as Chairman of the
Committee and will function with the operating title of National
Director of Sales. Other members of the Committee shall consist
of the Assistant to the Secretary in charge of the War Savings
Staff, the Assistant to the Secretary in charge of the Victory

Fund Committees, and such other member or members as may be desig-

nated by the Secretary of the Treasury. The Committee will act
in an advisory capacity to the National Director in the formulation and execution of plans for the sale of Government securities.

The National Director shall formulate plans for the sale
of Government securities and shall supervise the execution of
such sales programs as may be determined upon with the approval

of the Secretary of the Treasury.

The National Director is authorized to deal directly with

the Federal Reserve Banks as fiscal agents of the United States
in all matters relating to the promotion of sales of Government
securities, and in that connection he shall have full authority

to utilise all facilities of the War Savings Staff and Victory

Fund Committees, coordinating their respective activities as he
may direct.

The National Director will report to the Secretary through
the Under Secretary.

Secretary of the Treasury.

UNTraja

20

March 1st
Financing

(In millions)

Balance at beginning

Feb.

Mar.

Apr.

6,024

3,984

3,976

May

12,199

June

July

8,735

7,653

Borrowings:

Certificates (net)

- 12,000

-

600*

-

-

-

500*

-

-

Drive

2,000

1,000

800

800

800

800

1,000

Tax notes

700

600

600

600

600

600

Treasury bills (net)

800

1,000

800

800

1,000

Trust funds, etc.

600

100

150

400

15

150

3,700

2,500

14,350

3,100

4,415

2,350

3,984

3,976

12,199

8,735

7,653

3,259

Savings bonds

Balance at end

*) Excludes maturing issues of $1,588M in February and $1,506M in May.

February 15, 1943.

600

CONFIDENTIAL

21

UNITED STATES SAVINGS BONDS as SERIES E

Comparison of February sales to date with sales during the

same number of business days in January 1943 and December 1942

(At issue price in thousands of dollars)
:
:
1
3
8

9

10
11

12
13

15
16

17

18
19

20

22

23
24
25
26

:

6

:

5

one

February

December

:

:
4

:

2

sales

January

:

february 1943

daily

Cumulative sales by business days
:

Date

February

February as

:percent of January

$ 6,746

$ 6,746

$ 12,810

$ 4,116

15,068
5,470
25,646
31,917
31,665

21,814
27,284
52,930
84,847
116,513

15,621
31,021
47,128
69,173
101,696

8,605
18,647
58,337
74,984

121,408

139.6
88.0
112.3
122.7
114.6

34,296
27,345
23,033
21,784
24,713
22,325

150,809
178,154
201,187
222,972
247,684
270,009

137,214
174,074
219,267
275,292
299,033
334,496

133,295
151,152
164,759
203,423
220,903
272,959

109.9
102.3
91.8
81.0
82.8
80.7

28,187
27,345
19,160
37,181
21,249
28,709

298,196
325,541
344,701
381,882
403,131
431,840

368,901
399,974
442,974
467,638
482,446
521,869

288,488
311,252
336,100
361,359
379,266
424,982

80.8
81.4
77.8
81.7
83.6
82.7

41,100
23.344
16,608
32,316
38.398

472,939
496,283
512,890
545,207
583,605
633,572

555,213
577,518
619,257
654,194
680,776
715,030
756,439
814,928

443.065
459,751
478,693
532,891
580,925
604,479
664,588
725.777

85.2
85.9
82.8
83.3
85.7

27

49.967

-

-

Total for the month

-

633,572

Office of the Secretary of the Treasury,
Division of Research and Statistics.

52.7%

-

-

77.7

March 1, 1943.

Source: All figures are deposits with the Treasurer of the United States on account
of proceeds of sales of United States savings bonds.
Note:

Figures have been rounded to nearest thousand and will not necessarily add

to totals.

CONFIDENTIAL22
UNITED STATES SAVINGS BONDS - SERIES F AND G COMBINED

Comparison of February sales to date with sales during the

same number of business days in January 1943 and December 1942

(At issue price in thousands of dollars)
:

daily

:

:

:

sales

February

:

ebruary 1943
1

$

3
5

6

8

9

10
11
12
13

15
16
17

18
19

20

22
23
24
25
26
27
-

December

January

:

Date

Cumulative sales by business days

806

$

$ 2,716

806

3,036
6,137
14,820

$

197

:

February

February as

:percent of January
29.7%

320.2
184.0
190.3
261.9
219.0

8,915
1,570
16,907
20,067
16,842

9,720
11,290
28,198
48,264
65,106

18,428
29,726

3,214
17,161
29,464
46,986

10,420
16,629
8,698
9,579
12,654
8,371

75,526
92,154
100,852
110,431
123,086
131,457

47,612
63.556
91,679
115,896
129,017
149,603

49,858
59,434
65,085
79,359
86,495
101,924

158.6
145.0
110.0
95.3
95.4

8,928
8,604
7,932
7,909
6,470
10,795

140,385
148,989
156,921
164,831
171,301
182,096

167,385
181,245
198,750
220,263
227,892
248,246

109,644
114,789
126,443
132,909
140,901
154,352

83.9
82.2
79.0
74.8
75.2
73.4

10,303
5,734
4,646
13,590
19,948
17,307

192,398
198,132
202,778
216,367
236,316
253,623

271,851
285,143
302,286
327,084
340,664
367,657
396,137
425,516

166,429
174,682
182,536
203,052
222,629
233,807
256,539
288,392

70.8
69.5
67.1
66.2
69.4

-

Total for the month

-

253,623

Office of the Secretary of the Treasury,
Division of Research and Statistics.

527

87.9

-

59.6

March 1, 1943.

Source: All figures are deposits with the Treasurer of the United States on account
of proceeds of sales of United States savings bonds.
Note: Figures have been rounded to nearest thousand and will not necessarily add
to totals.

23
OFFICE OF

THE SECRETARY OF THE TREASURY

Luncheon Guests - 3/1/43
Chairman Eccles
Federal Reserve Presidents:

W. W. Paddack. Boston

Allan Sproul. new york
Alfred H. Williams Phila
m.g. Fleming Richmond Cleveland

Hugh Leach .
W S. mc Larin for Atlanta
Chester Davis, St. Louis

CS. young Chicago
J. n. Peyton, minniapolis
H.
G. billert.
deedy Kansas
R.R.
Dallas City
com a. Day. San Francisco
w.m. Robbins

DWBell
Graves

Buffington

24

Submitted by

Mr. Ecoles

March 1, 1943
TREASURY WAR FINANCING ORGANIZATION

Responsibility of Federal Reserve System:
The Federal Reserve System has a direct and inescapable responsi-

bility to contribute to the successful financing of the war. It must see
to it that the reserve funds are available which will make possible the
continued purchase of Government securities in the tremendous amounts

required by the war effort.

At the same time, as the responsible agency for the control of
credit policy, it is incumbent upon the Federal Reserve System to develop
by every means the widest possible distribution of Government securities
outside the banking system. Only by reducing to the minimum the amount
of Government securities which must be purchased by the banks, can it dis-

charge its obligation to reduce the inflationary pressure of wartime
financing and to promote post-war economic stability.
The interest of the Federal Reserve System in the kind of organization set up to sell Government securities is, therefore, a mandatory in-

terest which is an integral part of its responsibility for credit policy.
If the sales organization is equal to the task of selling the largest pos-

sible amount of Government securities to non-bank investors, the credit
policy of the Federal Reserve System may be an effective part of the antiinflation program of the Government. If the sales organization is not
equal to its task, the Federal Reserve System will be forced into a credit
policy which invites inflationary developments.
Permanent Organization:

The Federal Reserve System has advocated the organization of a

single national committee for the sale of Government securities which would

mobilize the national spirit in support of financing the war, and financing
it in the right way, just as it is now mobilized in support of the military
effort and the production program. The System believes that this organization can be most effective, and thus public spirit most readily developed,
if the principal Treasury borrowing is concentrated in two or three large
campaigns each year. At the national level, such a program has suggested
a national director of all sales of Government securities and a national
publicity program in scale with the job to be done and directed toward
promoting the sale of all Government securities, particularly during the
periodic drives.

25

-If the Secretary of the Treasury, to whom the National Director will be directly responsible, should establish a Policy Committee
as distinguished from an Operating Committee, it is suggested that the

Chairman of the Board of Governors and one Federal Reserve Bank President be included in its membership.

As we work from the April setup toward a permanent form of

organization, the aim should be to drop the use of the term "Victory

Fund Committee" and "War Savings Staff", leaving only the U. S. Treasury War Financing Committee to occupy the field. This new organization

should be built on the existing organizations using those parts of each
which can best be assimilated. The Presidents of the Federal Reserve
Banks, as Chairmen of the War Finance Committees in their respective

districts, would have sole executive responsibility for the district
sales organizations. The new organization would be concerned first

with periodic drives for funds but, presumably, a division of the

organization would carry on a continuous educational campaign to pro-

mote national thrift and an extension of the payroll savings program.

26

March 1, 1943
2:10 p.m.
HMJr:

Hello.

Operator:

General Marshall has not returned from lunch, but

HMJr:

Thank you.

they expect him any minute.

Operator: Right.

2:33 p.m.
HMJr:

Gen.George

Hello.

Marshall:

Hello, Mr. Secretary. General Marshall.

HMJr:

Fine. How are you, General?

M:

Fine, thank you.

HMJr:
M:

HMJr:

I wonder if I can get a little help from you.
What is it you'd like?
Well, on the 20th of March, which is a Saturday,
at the suggestion of Mike Cowles of O.W.I., I'm
inviting the ten leading newspaper publishers to
come in here for the day to ask them whether they
won't help me with other publishers for our April
War Bonds drive

M:

HMJr:

M:

HMJr:

Yes.

and Cowles made the suggestion, and I thought

it was an excellent one, that as a drawing card
we'd like to suggest that you'd come in and talk
to these gentlemen off-the-record a little bit
before lunch and then have lunch with us. Do you.
What - this was on March 20, Saturday?

Yes. He said you did such a beautiful job with the
editors that he' d like to see you do this again
with these publishers. These are the representative
(cont.)

27

-2HMJr:

(cont. )

publishers of America. We're picking the

ten leading ones.

I see, I see. Well, I tell you, if I'm here
I'll be very happy to do it. I - I'd rather

M:

expected to be on the West Coast, and I can't

tell yet.

HMJr:
M:

HMJr:

M:

Well

If I'm here and I can just go into it informally,
I'11 be glad to do it.
Could I say this, in the letter, that if you
are here you'll do it?
Yes.

HMJr:

And if for any reason that you're not, you'd send

M:

Yes.

a substitute?

M:

Is that all right?
Yeah, that's all right.

HMJr:

I'd like to use you as a drawing card.

M:

Oh, well, I don't know as I'm a drawing card,

HMJr:

Well, I'm ever so much obliged.

M:

All right.

HMJr:

And that's - hello?

HMJr:

but I'11 be very glad to do that.

28

March 1, 1943
2:44 p.m.
Operator:
HMJr:

Herbert

Mr. Gaston.
Herbert?

Gaston:

Yes.

HMJr:

I spoke to General Marshall

G:

Yes.

HMJr:

and he said that if he was here he'd be
glad to come over at noon and talk to these
people off the record and then stay for lunch.

G:

Fine.

HMJr:

If he's not here, he will give us a substitute.

G:

Uh huh.

HMJr:

So that there can be no misunderstanding, I

would say in the letter that General - that if

General Marshall is in Washington
G:

HMJr:

G:

HMJr:

Yes.

he will come over and talk informally off

the record to them.
Yes, yes.

If for any reason that he's not here, he - he'11
be glad - he'll send a - a substitute.

G:

Yes.

HMJr:

Because I don't want them, you know, to feel,
well

G:

Yes.

HMJr:

....I got them here under false - so if those
letters would be ready tomorrow, I'd be glad to
sign them.

29

-2-

Well, the only - the idea was - Mike Cowles' sug-

G:

HMJr:

gestion was that it be not a letter but a telegram.
Well, look - listen, I don't agree with Mike Cowles.
We sent a telegram to these Congressmen to come in
and Harry Byrd wanted to know why did we telegraph
them.

Uh huh.

G:

HMJr:

And I think if it's on my stationery, over my signature, it's more impressive than a telegram.
Yeah, all right.
We can send it air mail.

G:

Yeah.

HMJr:

And - and they sent telegrams 80 far in advance.

HMJr:

G:

Why does he have to telegram and throw the money
away?

G:

Well, it's just the old idea that a telegram gets
more attention than a letter, but I - I - I think

rather - I think you're right, after all.

HMJr:

Well, I'm not - I'm not going to telegraph them

G:

Yes. Yes, I - in talking it over with Peter, I

and throw the money away.

may want to suggest some changes to include a few

HMJr:

G:

HMJr:

prominent publishers instead of this - instead of
the Hearst and Gannett people. Wouldn't you think
that was all right?
You wouldn't put in - you'd leave Hearst and
Gannett out?

Why, I don't see any particular need for them.
Both Hearst and Gannett are very friendly to me
personally.

G:

Uh huh. Well, we can....

HMJr:

I can stomach them better than I can Roy Howard.

30

-3Yeah,

G:

I

know. I'm m wondering if we ought not to

get - well, what about men like - well, Peter

Odegard suggested men like Arthur Sulzberger and
Joe Pulitzer and James M. Cox.

HMJr:

Well, Herbert, I - it's all right - that's all

right with me, if you'll talk it over the phone

with Cowles, will you?

Yeah, and I'11 - yeah, sure, I'11 bring in - I'll

G:

HMJr:

bring in the letters tomorrow.
And I think that Frank Knox should be invited.

G:

Yes, Peter also suggested - well, he suggested

HMJr:

No, no, no.

Mowrer rather than Knox.

G:

Do you think Frank Knox? He's Secretary of the
Navy. You see, he wouldn't come as a publisher.

HMJr:

Oh, well then - then

G:

Paul Mowrer is - is his - is editor.

HMJr:

Well, he's a good man. He's a good man. Talk
it over with - and you'll have to talk it over
with -- 80 that he knows what's going on and
from the beginning

G:

on

with Robbins. Hello?

HMJr:
G:

Is he here?

HMJr:

He's here. He's in with Bell now.

G:

Yeah. All right. I - I'd better let Mike Cowlee

HMJr:

Yeah.

G:

Yes.

HMJr:

Yeah.

at least know of any changes we make in the list.

31

- -4 -

G:

HMJr:

G:

All right.
But I'd like to get it out - well, , it's either I either got to do it tomorrow or not till Friday.
I see. Well, I think that we ought to send them
tomorrow then, because these days they need two
weeks to get reservations.

HMJr:

All right.

G:

Yeah.

HMJr:

Right.

G:

March 12 is the date.

HMJr:

20th is the date I told

G:

I mean.

HMJr:

20th.

G:

Yes, March 20th.

HMJr:

April 12 is the date we start the drive.

G:

Yes, March 29 is the date, yes.

HMJr:

Yeah.

G:

Yeah.

HMJr:

Yeah.

G:

Right.

HMJr:

Okay.

G:

All right.

32

Paul's office was preparing these letters,
and we have notified them that the
Secretary changed his mind about sending
them.

33

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION
DATE

March 1, 1943
TO

Mrs. Klotz

FROM

Secretary Morgenthau

I have just read this speech by Randolph Paul

that he delivered last week, and after reading it I
have decided that I don't want to send it around to
the Cabinet or the heads of the other agencies. It
isn't good enough.

34

TREASURY DEPARTMENT

Washington

(The following address by Randolph E. Paul, General Counsel

for the Treasury, is scheduled to be delivered before the

Forum on World Affairs arranged by the Brooklyn Section of
the National Council of Jewish Women in the Academy of
Music, Brooklyn, N. Y., at 11:15 a. M., Eastern War Time,
Kednesday, February 24, 1943, and is for release upon

delivery at that time.)

PAY-AS-YOU-GO TAXATION

I had the opportunity of participating in your Forum a year ago,
and it was with genuine pleasure that I accepted your chairman's invitation to join you again this year.

Some of you will recall that last year I discussed with you the
Government's critical need for raising $9 billion in additional taxes.
Today the Government's revenue needs are even more critical.

The reason is not far to seek. While our war effort has been
greatly intensified during the past 12 months, the strain upon our

economy has been correspondingly aggravated. Immediately after Pearl
Harbor we were spending for war at the rate of $2 billion a month.
Our war expenditures have now reached the rate of $6-1/2 billion a

month. In the next fiscal year average monthly expenditures will top
$8 billion. In. early 1942 our revenue goal, as set forth by the
President, was an additional 09 billion. Today our sights are set by
the President's budget message for an additional 016 billion of collections. This.increase is necessary to raise annual collections to

$50 billion. I review these figures deliberately. It is only in the
light of these urgent revenue necessities that I can intelligently

approach my subject of this morning -- pay-as-you-go taxation.

At the outset of my discussion, I want to make it clear that the

Treasury is in complete agreement with the objective of putting our
tax system on a pay-as-you-go basis. Indeed, the Treasury has been
recommending pay-as-you-go taxation for a long time. Congress has been
awake to the same need for a long time. Public interest has not lagged
far behind and has recently acquired great momentum. Today the question
is not whether we should have pay-as-you-go taxation, but how we shall
get to such a system.

The growing interest in this subject is very natural. The income

tax reaches ten times as many people today as it reached five years
ago, and the rates are higher than they have ever been in American
35 - 48

35

-2history. Under the existing method of income tax payment the tax for
any year is paid in four installments during the following year.
Paying in quarterly installments is obsolete for an income tax which
is imposed on millions of individuals who base their budgeting on
weekly, semi-monthly, or monthly pay checks. Paying in the year
following receipt of income is likewise obsolete when the tax is
imposed on millions of people whose incomes fluctuate violently from
one year to another, and who may have no income when the tax has to

be paid.

To meet the needs of these millions of people we need a system

which will collect income taxes bit by bit as the income is earned.

We need a system which will collect the taxes on 1943 income in 1943,

and which will to a large extent collect it out of each paycheck.
This is the heart of pay-as-you-go taxation. This is what we need to
make the income tax a more flexiblo instrument in combating inflation.
This is what the taxpayer needs to make the payment of the income tax

convenient. Most of us arc agreed up to this point. Differences of

opinion center upon the question: How can we get such a system started?
You may ask the question: Why not start the system by collecting
1943 taxes in 1943? This would mean that in 1943 we would pay taxes on
1943 income and also taxes on 1942 income. This we might do without

difficulty if rates were lower than they are. Indeed, our pressing

revenue necessitics are a strong argument for doing so. However, it
must be recognized that many of our taxpayers failed to accumulate funds
out of 1942 income for the payment of tax on that income. The level of

rates is such that considerable hardship might result from paying in full
two years' taxes out of 1943 income, particularly in the case of those
taxpayers whose incomes will have declined in 1943.

One plausible solution that has been offered is to forgive taxes
on 1942 income. Why not let bygones be bygones, it is argued, and forget
about taxes on 1942 income? Since in 1943 an individual will be paying
a tax on his 1943 income, why require him to pay a tax as well on his
1942 income? Why not skip a year's taxes?

This solution has deceptive appeal. Most of us are human enough
to be pleased at the prospect of escaping tax on one year's income.
The appeal is deceptive because over a period of years the Government

has to raise a given amount of taxes; either the same people will have
to pay the same amounts despite the forgiveness or the forgiveness will
require that some pay more and others pay less. If we cancel a year's
taxes in getting to a pay-as-you-go system, the important-question is:
How will that affect individual taxpayers, and who will pay the additional taxes we need?

36

-3While the effect of forgiveness on an individual's tax payments is
not felt until his income declines or ceases, it has a significant

immediate effect on his economic status. The amount of taxes cancelled
represents an immediate addition to the taxpayer's wealth. This addition,
which would depend on his income in 1942, varies widely from individual

to individual. Cancellation would not improve the position of the

individual who had no income in 1942 and was not subject to tax.
A married person without dependents with a net income of $2,000 would

gain'$140 if the entire were cancelled. If he had a net income of

$100,000, he would gain $64,000. If he had a net income of $1,000,000,
he would gain $850,000.

The cancellation of taxes on 1942 income would in effect wipe out
much of the tax increases imposed* to finance the war. In the case of
a person with a $2,000 net income, it would wipe out 77% of the tax
increases imposed in the last three years. At the $100,000 level, the
amount*forgiven equals 102 percent of these tax increases and at the
$1,000,000 level, 320 percent.

Another way to judge the effect of cancellation on the individual's
economic status is in terms of the income he has left after taxes. This
is the amount he may spend or save each year. For the individual with

$2,000 income the forgiven tax would be the equivalent of less than one
month's income. For the individual with a $100,00 000 income, the forgiven

tax would be the equivalent of almost two years' income after taxes. In
the case of a million dollar income, the forgiveness of a year's taxes

would add to the taxpayer's wealth at one stroke as much as he could add

in nearly 6 years by saving every dollar he had left after paying taxes

and spending nothing.

Is it reasonable to suppose that certain individuals can gain

while nobody loses? Can we add to the wealth of one taxpayer the
equivalent of 6 years' income after taxes without being obliged as a
consequence to impose additional taxation on other taxpayers? I think
we all know enough about arithmetic to know that this is impossible.
When some people get something from the Government other people must

pay for it.

We can see this by turning to the question of how we can get the
additional revenue that we so badly need, if we cancel 1942 taxes.

We will, of course, have to raise income tax rates. But, it may be

asked, what difference does it make whether we raise additional revenue
by collecting the taxes we have already imposed or by cancelling these
taxes and imposing others? There are two important ways in which our

choice of method will affect the distribution of the tax burden. In
the first place, if we cancel 1942 taxes, the additional revenue will

be raised solely on the basis of the incomes of 1943 and subsequent
years without regard at all to the 1942 income. Those who had substantial

37

4-

income in 1942, but who receive little or no income in 1943 and subsequent years, will contribute much less to the war costs than those
whose position is reversed. In the second place, and more important,
rates on the higher incomes are already so high that they can
scarcely be increased sufficiently to make up for the amount of 1942

taxes forgiven. The greater part of any increase in tax rates will
have to fall on taxpayers in the low and middle income groups. It is
not difficult to recover the taxes forgiven at the bottom, but it is
practically impossible to recover from the top income the amounts
they would be forgiven.

These are the reasons why it has not been possible for the

Treasury to recommend to the Congress the complete cancellation of

taxes on 1942 incomes. It has not been possible for the Treasury
to recommend legislation which will benefit a few at the expense of
the many.

In discussions of this problem some consideration has been given

to partial cancellation of 1942 taxes. In so far as such par tial

cancellation bostows benefits on substantially all taxpayers, and
distributes those benefits among taxpayers equitably, some of the objections to complcte cancellation do not apply. The revenue which

would be lost by the Government could be made up by increased taxation

from substantially the same individuals who benefited by cancellation.

In conclusion, let me restate in exact terms the issue involved

in forgiveness of taxes on 1942 incomes. There is no issue between
the Treasury and taxpayers. There is an issue between different tax-

payers. It concerns their share of the tax burden. We have to maintain
our revenues. Indeed, we are laced with the necessity of raising additional revenue in E time of national peril. Should we forgive taxes

on persons who had 1942 incomes when we shall be obliged to increase
greatly the taxes to be paid out of the incomes of 1943 and subsequent
years? The decision we make on this question will determine to a con-

siderable extent who will pay this increase in taxes.

38

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION

CONFIDENTIAL

DATE March 1, 1943

Secretary orgenthau

TO

FROM

Mr. Hang

Subject:

The Business Situation,

Week ending February 27, 1943
Summary

Price control: The effect of increasing pressure from surplus

funds of individuals became more evident last week, as
retail buying continued unseasonally heavy, commodity prices
made further noticeable gains, and stock prices rose to new
highs on a broadened volume of trading.
Commodity prices: Legislative developments were a factor in
the increased buying activity in commodity markets last
week. Senate passage of the Bankhead bill and House committee

approval of the new Brown bill to include labor costs in the
parity formula, helped raise wheat and cotton prices to the

highest levels since 1929.
Stock prices: Trading activity and prices reached new highs

for the current rise during the past week. Railroad stock
prices led the upturn with an advance of 7 percent. Despite
their recent gains, however, railroad stocks continue to
sell far below levels attained in previous periods of high
business activity, and at an extraordinarily low priceearnings ratio.

Consumer buying: Despite a decline from the previous week,
department store sales in the week ended February 20 were
still unseasonally high and 32 percent above 1942 levels.
Sales in the Dallas and Kansas City districts ran 70 percent
and 64 percent respectively above the corresponding week
last year.

Industrial production: Further gains in munitions output
carried the FRB adjusted index of industrial production in
January to a new peak at 200. This compares with 197 in
December, and with 167 in November 1941 before our entry
into the war.

39

-2Inflationary tendencies becoming more apparent

The war-time tendency of consumers to bid competitively
for dwindling supplies of goods and commodities has become

distinctly evident lately. Meanwhile, the increasing volume
of surplus purchasing power of individuals is being reflected
in a growing interest in the stock market as an outlet for
investment funds. These tendencies were high-lighted last

week by advances to new highs in commodity prices, featured

by a sharp rise in grain prices, by additional evidence of
unseasonal expansion in department store sales, and by
broadening activity in the stock market at rising prices.

Legislative developments pointing toward higher prices for
farm products, and public unéasiness over rationing developments, have been major influences in the new wave of commodity
buying, while the unexpected declaration of a $2 dividend by
Southern Railway on Tuesday touched off a volume of buying in
railroad securities, which broadened to encompass a wide list
of stocks.

Commodity prices were pushed upward as traders interpreted
Senate passage of the Bankhead bill, banning use of Government

payments in computing farm product ceilings, as further confirmation of the farm bloc's power to override Administration
efforts to stabilize prices. Approval by the House Banking
Committee of the newly-introduced Brown bill to include all
farm labor costs in computing parity was an additional bullish
influence. In consequence, the Dow-Jones index of futures
commodity prices, which is heavily weighted by wheat, cotton,
and corn, rose to a new record high, and Moody's index of cash
commodity prices reached its highest Jevel in 14 years.
(See Chart 1.)

Stock prices at new highs
A new wave of stock buying got under way last week as

railroad securities responded sharply to the first dividend

payment on Southern Railway common since 1931. The timing and

amount ($2) of the dividend declaration were unexpected, and
induced heavy buying of railroad securities followed by renewed
buying of other stocks. By Thursday, trading had expanded to
the second highest level of the year at 1,800,000 shares, and
225 stocks made new highs for 1942-43. The Dow-Jones averages

of industrial and utilities stocks touched new highs since

1941, while the railroad average was at a new high since 1940.
(See Chart 2.) However, the net advance for the week in the
industrial average was less than 2 percent.

40

-3Railroad stock prices lag behind earnings
Although railroad stock prices last week rose about
7 percent, this relatively large percentage gain partly
reflects the recent low levels of the Dow-Jones railroad
average. At the end of the week the average was still
only 32.06, as compared with a 1937 high of 64.46 and a
1929 high of 189.11.

Despite the marked improvement in railroad earnings
since the outbreak of war, railroad stock prices have shown

only relatively moderate gains, and continue to sell at

extraordinarily low price-earnings ratios. This is strikingly
shown in Chart 3. It will be noted that while net railway
operating income in 1942 soared 27 percent above the 1925-29

average, railroad stock prices were only about one-fifth as
high as in the 1925-29 period, and after the recent gains
are still only about one-fourth as high.
Among other factors, this low price level reflects the
belief of investors and speculators that the current large
earning power of the railroads is but a temporary war-time
development, to be followed by further deterioration in the
long-term railroad outlook due to the inroads of competing
forms of transportation. Concern over the outcome of pending
demands for wage increases and rate reductions has probably
also contributed to the earlier lagging tendencies of railroad stock prices.
Factors underlying market rise

While the impact of dividend resumptions and debt
reductions is apparently bringing about a somewhat more

optimistic appraisal of railroad stocks, factors of a broader
nature underlie the upward trend of stock prices in general
during recent months. Among those most frequently cited are
the following:
(1) Increased confidence over military developments

and the ultimate defeat of the Axis.
(2) Fear of inflation.
(3) More conservative political trends.
(4)
Increase in the money supply and the piling up
of funds exerting pressure for investment.
Consumer buying still heavy
Although consumer buying has fallen off somewhat from
the peak reached in the second week in February, department

store sales have continued to run far above year-earlier levels.

Thus despite a drop of 13 percent from the previous week,

41

-4department store sales in the week ended February 20 were

still 32 percent above the corresponding week last year.
(See Chart 4.) Moreover, the Dallas and Kansas City districts
again showed much wider gains, with increases of 70 percent
and 64 percent, respectively.
Preliminary reports indicate that sales continued at a
fast pace last week, although the volume of advance buying
apparently showed some further slackening. Near the end of
the week Dun and Bradstreet estimated that nation-wide retail
sales were running from 22 percent to 26 percent above the

corresponding week in 1942. Boom sales volumes were reported

in food, apparel and other textile items. Heavy buying of

women's clothing featured the recent upsurge in department
store sales.

Uncontrolled farm products continue to lift price level
Wholesale prices of basic commodities spurted upward last
week following Congressional action to increase agricultural
prices. The BLS index of 28 basic commodities was carried up
0.3 percent for the second successive week. (See Chart 5.)
The index of 7 uncontrolled commodities advanced 1.1 percent
from the week before, and has risen 11 percent since November.

The rise was led by grains, principally flaxseed, wheat and corn.
Cotton prices again advanced sharply, reaching a new 14-year

high.

Wheat prices also were at their highest levels in 14 years.
Added stimulus to the rise was afforded by the announcement of
an upward revision of maximum prices for flour milled from soft
red winter wheat. This is likely to result in higher ceiling
prices for crackers, biscuits, and pastry. The new flour
ceiling is the equivalent of a wheat price of $1.60 a bushel
(slightly above parity) for No. 2 soft red winter wheat in
Chicago and St. Louis.

With prices of soft red wheat above parity, the OPA
announced at the end of the week that a ceiling will shortly
be placed on this type of wheat at approximately the present

market level.

In the week ended February 20, the BLS all-commodity index

of wholesale prices continued to rise gradually, advancing
0.3 percent. The index at 102.4 stands 36.5 percent above
the pre-war level of August 1939.

42

-5Outlook for pork supplies in 1943
Now that Federally-inspected slaughter of hogs has been
reported for the entire year of 1942 and the number of hogs

on farms at the beginning of 1943 is known, it is evident
that total hog slaughter in 1942 was less than generally expected.
An increase of average live weight, however, partially offset
the deficiency in numbers, so that total pork production was
only 2.4 percent less than the Department of Agriculture's
goal. The less than anticipated production may be ascribed
not only to compliance with the Government's request that hogs
be fed to heavier weights, and withholding of more stock for
breeding purposes, but also to a smaller than estimated spring
pig crop in 1942.

An increase in the pork production goal of 28 percent
has been called for in 1943. If the 1943 pork production goal

is reached, total pork supplies available for civilians will be
at least as large 8.8 in 1942, but will be substantially less
than the amount civilians would buy if they could get it.

Hog slaughter this year, however, has not started auspiciously.
Secretary Wickard estimates a decrease in meat supplies reaching
commercial markets, chiefly diverted to black markets, equivalent

to 10 to 20 percent of total slaughter.

The diversion of hog supplies from usual commercial
channels actually became apparent in the final quarter of 1942,
and in January Federally-inspected slaughter was 20 percent off
from last December and 7 percent from January a year ago. The
Department of Agriculture has expected much larger marketings
of hogs in February and March, but Federally inspected slaughter
in February was probably no more than 10 percent greater than
in February last year.

Sharp decline in Federally-inspected civilian supplies
Federally-inspected pork supplies available to civilians,
however, are likely to amount to only half as much as in 1942,

since all Government-procured supplies must come from Federally-

inspected plants. A substantial decline in the civilian supply
of this class of meat occurred last year. To the extent that
metropolitan areas and thickly-populated defense sections are
dependent on meat entering interstate commerce (Federally-

inspected), more serious dislocations in distribution may occur
this year.

A partial offset is the probability of a diversion of

a larger than usual proportion of commercial hog slaughter to
Federally-inspected plants. Since passage of the Fulmer Act,

which, for the duration of the war, permits plants not ordinarily
doing an interstate business to have Federal inspection, the

43

-6number of plants receiving such inspection has increased
20 percent. In December, however, these additional 135 plants
slaughtered only 2.8 percent of Federally-inspected hogs and

6.4 percent of the cattle.

Feed and labor shortages affect hog production

Two factors likely to keep hog production under the 1943
goal are shortages of labor, and shortages of protein feed,
especially tankage. A greater supply of labor would be
particularly effective at farrowing time. When huge production
is involved, a fractional increase in the average number of pigs
saved per litter could add millions of hogs to the aggregate
crop.

Government wheat is perhaps the cheapest hog feed at

present, and since hogs require less protein feed with wheat
than with corn, feed wheat supplies are of growing importance
as supplies of protein feeds tighten. The outcome of the
Congressional debate on making an additional 100 million
bushels of CCC feed wheat available at 85 percent of parity
of corn will therefore have considerable bearing on hog

production. An indication of the effect of this wheat on

feed prices was seen recently, when the Department of Agriculture
index of feedstuff prices advanced 1.6 percent immediately
following the suspension of sales of CCC feed wheat.
Some recent food developments

Several Government measures have been taken in the past

week to increase our food and feed supplies and their equitable
distribution:

(1) Retail price ceilings have been placed on 7 fresh
vegetables, in addition to potatoes and onions, which have recently
been important factors in the rise in food costs;
(2) Wheat marketing quotas have been suspended, and

restrictions on planting of wheat have been removed;
(3) As part of a nation-wide emergency program, the

Department of Agriculture has offered to buy dairy cattle in
the Washington milkshed and other areas to prevent herd
liquidation because of rising feed and labor costs;
(4) A milk price increase to producers in the Washington
market, which would result in a one cent a quart rise to
consumers, has been recommended to the industry by the Department
of Agriculture. This is being vigorously protested by dairymen
as too low.

44

7-

Dairy problems in the New York area are becoming more

difficult. A serious milk transportation crisis is reported
88 developing in the New York milkshed owing to curtailment

in the number of motor tank trucks available, resulting from
competition by other markets, from difficulties in getting
parts, and in complying with Government orders. Butter
receipts have been seriously curtailed since the recent ceiling
price order of the OPA. According to the trade, the order
failed to allow adequate margins for the jobbers and distributors
who buy from the primary receivers and sell to the retail trade.
Farm foodstuff prices continue to rise
Substantial advences in farm prices for most farm products
occurred in the month ended February 15, particularly for truck
crops and fruits. The index of average farm prices, however,
was statistically reduced 2.2 percent because of a drop in the
index of tobacco prices, occasioned by a shift in marketings
from higher-priced to lower-priced types of tobacco.
Increases in feed and seed prices, coupled with steady to

higher prices for other goods bought, lifted the index of prices
paid by farmers 12 percent. The net result was a decline of
4 points in the computed ratio of prices received to prices
paid. Thus the farm price index in February stood at 111 percent
of parity, as compared with 115 percent in January.
Industrial production at new high

Further gains in munitions output during January raised
the FRB adjusted index of industrial production for the month
to a new peak at 200. This compares with 197 in the previouse
month and with 167 in November 1941 just before our entry into
the war. (See Chart 6.) Non-durable goods output in January
decreased slightly, but the decline was less than seasonal,
while lower output of crude petroleum and anthracite coal caused
a slight recession in the adjusted index of minerals production.
The transportation equipment (including shipbuilding and
aircraft) and machinery components of the index continued to
pace the rise in January. The output of these two major
industrial groups during the month was 560 and 347 percent,
respectively, of the rate of output in 1935-39. At these
greatly expanded levels the industries mentioned were accounting
for well over one-third of aggregate industrial production. It
thus becomes apparent that the transition of these particular
industries to a peace-time basis will cause some of the most
serious dislocations and pose some of the most difficult problems
of the post-war era.

COMMODITY PRICE INDEXES IN U.S.
Daily
1 1942

15 22 29 5 12

SEPTEMBER
19

1943

OCTOBER

26 ,

NOVEMBER

16.............
23 x

DECEMBER

24

17

10

28

21
14

26

5

25

2

AUGUST

JULY

FEBRUARY

16

8

18

PER

CENT
GENT

WOODY

DON-JONES
264
94

261
93

258
92

255
91

252

brown

245

2

90

89

246

243

Commod 1 ty Futures
(Dow-Jones)

M

240

237
85

M

NJN

234

84

231
83

Moody' Index

228

in U.S.

82

225
at

222
80

219
79

216
78

213
77

210
76

million
75

12

$

SEPTEMBER

8

1

"

4

1942

19

26

3

29

10

17

24
31

OCTOBER

7

22

14

NOVEMBER

21

28

5

15

AUGUST

12

19

DECEMBER

26

2

25

JULY

9

18

16

JANUARY

23

30

6

207

13

20

27

FEBRUARY

1943

Office of the Secretary of the Treasury
Division Research and Statistics

P -148-J

STOCK PRICES, DOW-JONES AVERAGES
HOLLARS

30 Industrial Stocks

Railroads
20 Ballroads

Utilities

Volume of Trading

RAILROAD EARNINGS AND STOCK PRICES
1925-29-100

1930

'31

32

'33

'34

'35

'36

'38

'37

'39

'40

'41

'42

'43
PERCENT

PERCENT

120

120

100

100

Net Railway Operating Income
(Class I Reilroads)

80

80

60

60

40

40
Latest Figure
Feb.27

20

20

Railroad Stock Prices
(Dow-Jones Average)
o
O

1930

'31

Office of the Secretary of the Treasury
Division of Research and Indiction

'32

'33

'34

'35

'36

'37

'38

'39

'40

'41

'42

'43

P-253

Chart 4
48

DEPARTMENT STORE SALES
1935 -39-100, Unadjusted
JAN

MAR.

FEB.

APR

MAY

JUNE

AUG.

JULY

SEPT.

OCT.

NOV.

DEC.

PERCENT

PERCENT

Weekly
280
280

260
260

240

240

220

220

200

200

180

180

160

160

1943

1942

1941
140

140

120

120

100

100

80

80

60

111
JAN

III

und
FEB.

MAR.

Office of the Secretary of the Treasury
Division Research and Statistics

111

III
APR

MAY

JUNE

JULY

AUG.

SEPT.

OCT.

NOV.

60

DEC

C-390 B

MOVEMENT OF BASIC COMMODITY PRICES
1943

1942

PERCENT

PERCENT

August -1939-100

210

210

205

205

200

200

9 Uncontrolled Commodities

195

195

190

190

185

185

180

180

175

175

28 Commodities
170

170

165

165

4

160

160

19 Controlled Commodities

LLIBILLE

155

MAR

MAY

SEPT.

JULY

JAN.

NOV.

1942

155

MAY'

MAR

1943

PERCENTAGE CHANGE DEC. 6. 1941 TO FEB. 19 AND FEB. 26,1943
PERCENT

PERCENT

"Hage ALEX

9 Uncontrolled

19 Controlled
+45

+45

Commodities

+40

+40

.35

+35

Commodities

49
Corn 35/X

+30

+30

Lord 28 -x

Montey 1738
.25

+25

+20

+20

"Roan Part
Cotton 21 6 3

Shelloe 18.1%

+15

+15

Lood U.IX

Print Cloth Tax
Sugar 693

+10

+10

Cottonesed

Zinc ...
oz Change

5

Notes Sak

5

In. Rubber
Coffee Copper

o

o

St Scrap.dom

St Scree up

in

Cocoa .

-5

5

What Topa-31X

Talko-4.1x
Burlap 43X

10

Dec.
1941

Feb. 19
1943

Feb.26
1943

-10
Dec. 6
1941

Feb.19
1943

Feb.26
1943

#20 Controlled - # Uncontrolled previous to June 26
Office of the Secretary of the Treasury
Develop of Penearch and Material

P-244-20

Chart 5

Division & Research and Statistics

C-349-A

Office of the Secretary of the Treasury

1942
D

J

S

D

90

1940

1941

1939

MAMJJASONDJFMAM

J

1943

90

100

100

110

110

120

120

130

130

140

140

150

150

160

160

170

170

180

180

190

190

PERCENT

PERCENT

1943

1942

1941

1940

1935-'39=100, Seasonally Adjusted

F.R.B. INDEX OF INDUSTRIAL PRODUCTION

1939

51

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION

DATE March 1, 1943
TO

SECRETARY MORGENTHAU

FROM

MR. THOMPSON

The situation with respect to the War Savings Staff's

1944 budget is as follows:-

1944 ESTIMATES

As originally submitted to

the Bureau of the Budget, - $11,881,048

Reduction by the Budget Bureau, - - 2,581,048
Estimate as approved by Budget and

submitted to Congress, - - $ 9,300,000

Substantially all of this Budget cut
was the direct result of informal testimony presented to the Budget Bureau by

subordinate officials and employees of

O.W.I., who stated that in their opinion

the War Savings Staff's 1944 program of
posters, pamphlets, booklets, radio, and
motion pictures should be curtailed.
Specifically, the O.W.I. recommended

to the Budget that the Staff's estimate

be reduced as follows:
Posters,

Recommended Reduction
$190,000
620,000
260,000
800,000
-

Pamphlets,

Booklets,

Mats and Electros,

-

Radio Programs,

Motion Pictures,

-

-

-

-

58,800

180,000

Total O.W.I.
Reduction, - -$2,108,800

52

-2In addition to these O.W.I. reductions, the Budget Bureau made a further
cut of
Total reduction by Budget
Bureau,

$ 472,248
- $2,581,048

In its letter dated November 27,

1942, (copy attached) the Department
formally protested the Budget Bureau's
reduction.
No change was made as a result of

the Treasury's protest, and the esti-

mate, as submitted to Congress, was in
the reduced amount of

The House Committee on Appropria-

tions reduced the estimate to

- $9,300,000
- $7,700,000

On February 11th, the Treasury wrote to

Senator Hayden, Acting Chairman, Senate Sub-Committee,

protesting the action of the House in reducing certain
Treasury items. A copy of the Department's protest
covering the $1,600,000 reduction in the War Savings

Staff's item is attached. On February 17th Mr. Graves
appeared before the Senate Committee and urged the

restoration of the amount of the reduction.

The Treasury Bill is still pending before the Senate

Sub-Committee on Appropriations. I am advised that it
will probably be reported to the Senate on Wednesday or
Thursday of this week. In accordance with your request,
copies of our protest letter have been furnished

Mr. Biffle, Secretary to the Majority in the Senate.
Mr. Biffle has promised to do everything possible to
assist us in having the items restored.

the
Attachment

53

November 27, 1942

The Director,
Bureau of the Budget.
Sir:

Receipt is acknowledged of your letter of Novem-

ber 19th, advising the Treasury of its appropriation

allowances as approved for inclusion in the 1944 Budget.
In accordance with your request, schedules of obligations

have been revised to reflect the allowances as listed.

The Treasury feels compelled formally to protest the
reduction of $2,581,048 in the estimate submitted for the
War Savings Staff, under the indefinite appropriation
"Expenses of Loans, Act of September 24, 1917, as Amended

and Extended". This reduction, which is stated to have

been made on the basis of information obtained from the

Office of War Information, will result in substantial

curtailment of the Treasury's 1944 program for the promotion of sales of War Savings Bonds.

Upon taking up the matter with the Office of War
Information, this Department learned that the persons
upon whose testimony the Bureau of the Budget had relied
in curtailing this program were subordinate employees of
O.W.I., who are not regarded, either by the Treasury or
by O.W.I.'s Director of Domestic Operations, as being

qualified to pass final judgment, in behalf of O.W.I.,
on the scope of the Treasury's War Savings promotional
activities.

54

-2The Treasury shares with the Bureau of the Budget
an earnest desire to promote the sale of War Savings
Bonds under a program that is economical as well as

efficient. It has always been and will continue to be.
the aim of the War Savings Staff to conduct this campaign at the lowest possible cost consistent with
complete fulfillment of the Government's purpose.
This Department cannot, however, acquiesce in a

reduction in the funds estimated as necessary for this
campaign where such reduction might result in serious
impairment of an activity generally regarded as essen-

tial to the War effort. The Treasury is not at this

time urging restoration of the $2,581,048 or any part
thereof to its 1944 appropriation estimate for inclu-

sion in the Budget, but will be willing to wait until

the War Savings Staff has had the benefit of three or
four months' experience under its reduced appropriation.
At that time it will be possible to appraise more
accurately the effect of the Budget reduction, and we

shall then take the opportunity, if the situation warrants,
to request your approval of a deficiency estimate.
Very truly yours,
(SIGNED) W. N. THOMPSON

Administrative Assistant
to the Secretary.

ABSTRACT FROM TREASURY'S PROTEST LETTER

OF FEBRUARY 11, 1943, TO SENATOR HAYDEN,
ACTING CHAIRMAN, SENATE SUB-COMMITTEE ON APPROPRIATIONS.
BUREAU OF THE PUBLIC DEBT

Appropriation: "Expenses of Loans, Act of September 24,
1917, as amended and extended."

Page 12, lines 14 and 15, strike out "$57,000,000" and substitute
$58,600,000".

The amount of the Budget estimate under the indefinite appropria-

tion "Expenses of Loans, Act of September 24, 1917, as amended and extended" was $58,600,000. This amount was reduced by the House, upon
the recommendation of the Committee on Appropriations, to $57,000,000.
The Department recommends the restoration of the amount of this reduction.

The appropriation "Expenses of Loans" is available for two purposes:
First, expenses in connection with the administration of the public debt,
including the costs of manufacture, issue, registration, and redemption of Government securities, and the accounting therefor; and, second,
the expenses of promoting the sale of War Bonds and Stamps, through the

War Savings Staff.

The Budget estimate for administrative expenses was $49,300,000,

and for the nar Savings Staff, $9,300,000. The reduction made by the
House was in the latter item, for which only $7,700,000 was allowed.
This is by comparison with $12,000,000 allowed for the same purpose
for the fiscal year 1943.
The reduction was made on the ground that excessive quantities of
advertising and promotion material were being sent to newspapers (House
Committee Report, p. 11) and that savings amounting to the $1,600,000
might well be made in expenditures for printing and binding.
It was pointed out in the hearings before the House Committee on
Appropriations (pp. 236, 265, 274-6, Hearings) that the Budget Bureau
reduced the estimate for the War Savings Staff for the fiscal year 1944
from $12,000,000 to $9,300,000; and that this reduction was chiefly applied
to the printing and binding item, which the Budget Bureau reduced from
$5,300,000 for 1943, to $2,888,144 for 1944, in anticipation of savings which it was supposed could be made by the Department. The
further reduction of $1,600,000 made by the House in the printing and
binding item apparently overlooked this previous reduction in the same
item by the Budget Bureau. Such an additional reduction could not be effected without seriously impairing the work done by the War Savings Staff

in promoting the sale of War Savings Bonds, and it is urged that the full

amount included in the Budget estimate be allowed.

55

56

MAR 1. 1943

ity dear Senator:

I have your letter of February 26, 1943, relative to

an amendment to the bill H.R. 1648 Making appropriations

for the Treasury and Post Office Departments for the fiscal
year ending June 30, 1944, and for other purposes, which
provides:

"No part of any money appropriated by this

Act shall be used, directly OF indirectly, during

the fiscal year 1944, for the purchase OF procure-

ment of silver under the provisions of the Silver
Purchase Acts, namely, the Act of June 19, 1994,

and the Act of July 5, 1939, or. for the carrying
out of any of the provisions of said Silver Purchase

Acts.

The above amendment was not advocated or sponsored

before the House Committee on Appropriations by me nor by any

other representative of this Department.

The Treasury is studying the effect which the amendment
to the Treasury Appropriation Bill might have on the present

operations of the Department. It appears that although the

amendment would not have the effect of repealing either the

Silver Purchase Act of 1994 or Section 4 of the Act of
July 6, 1939, it would have the effect of hampering - and perhapa even preventing - the carrying out of many of the provisions of both of these Acts. Thus, many of the functions of
the Bureau of the Mint in acquiring and handling silver, and
of the Bureau of Engraving and Printing in issuing silver
certificates, are paid for out of the Treasury appropriation.
So too are the salaries of some of the people engaged in
administering the operations of the Silver hets.

Orig. file returned to

Mr. Thompson's office.

By Messenster Bread

4xg

57

-2I do not believe that I can answer your question
whether this type of provision is desirable in an appropri-

ation bill. The choice of a technique for enacting legis-

lation seems to me to be one with which Congress alone is

concerned. As in the past, this Department will carry out

the provisions of statutes enacted by the Congress irrespective of the form they may take.

Very truly yours,
(Signed) H. Morgenthan, Jr.

Secretary of the Treasury

Honorable Pat McCarran,
United States Senate,
Washington, D. C.

LCA #RB:EMB/nlf

2-27-48

United States Senate
COMMITTEE ON APPROPRIATIONS

February 24, 1943
MISS

EVERARD

Hon. Henry Morgenthau, Jr.

Secretary of the Treasury
Washington, D. C.

Dear Mr. Secretary:

You will recall that when the bill, H.R. 1648 (Making
appropriations for the Treasury and Post Office Departments for the
fiscal year ending June 30, 1944, and for other purposes, was before

the House of Representatives, an amendment was adopted which purported

to affect the continued acquisition of silver under the Silver Pur-

chase Act. The language of that amendment, to be found on page 3,

line 19 et seq. of the bill, is as follows:

"No part of any money appropriated by this Act shall

be used, directly or indirectly, during the fiscal year 1944,

for the purchase or procurement of silver under the provisions
of the Silver Purchase Acts, namely, the Act of June 19, 1934,

and the Act of July 6, 1939, or for the carrying out of any of
the provisions of said Silver Purchase Acts."
I have carefully examined the testimony taken by the House

Appropriations Committee in connection with this bill, but I am unable
to find any record made by you, or by any of your associates, advocating or sponsoring the above language which is now contained in your

regular appropriation for the fiscal year 1944. Of course you have
very candidly repeated your stand with respect to this matter, in that
you would be perfectly content to have all silver legislation abolished.
Consequently, I am prompted to ask two questions; namely,
1-

Did you advocate or sponsor the so-called Cellar Amendment
to H.R. 1648 before the House Committee on Appropriations?

(a) Did you or your associates make any study whatever of
the effect which this language would have upon your

regular operations, and if so what is that effect?

2- In your opinion, should legislation of the character contained in this amendment be properly included in an

appropriation bill, or do you believe that legislation

on an appropriation is undesirable?

2/24/43

Mr. Morgenthau, page 2,

Inasmuch as hearings before the Senate Committee on

Appropriations on this measure are about to be concluded, I
will very much appreciate an early reply to the foregoing questions in order that we may complete consideration of H.R. 1648.

Thank you for your courtesy in this matter.
Respectfully,

Lat Mc Carran

60

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION
DATE

TO

Secretary Morgenthau

FROM

Frances McCathran

March 1, 1943

CONTROVERSIAL ISSUES BEFORE CONGRESS

Controversial issues before Congress this week continue

to range from "A to Z", including such a wide variety of
subjects as taxes, spending, the many-faceted problem of manpower, farm parity, etc., and running through them all the red
flag of divergence with Administration policy. In the House

Ways and Means Subcommittee drafting pay-as-you-go legislation,
members torn between the Ruml Plan and Administration opposi-

C

tion to complete cancellation of 1942 taxes, are said to be
considering a 19 or 20% withholding tax and to have temporarily
dropped discussion of "forgiveness". Threats have been made
by Republicans, rallying behind the Ruml proposal, to relieve
the harrassed Committee of further responsibility and to force
vote on this plan without further ado in the House. In the

Byrd Committee on Non-Essential Expenditures, Government spending

will again be questioned this week in an inquiry from "top to
bottom on the workings and expenditures of agencies set up
under the RFC. It was rumored, too, that liquidation of the
HOLC had been tentatively agreed upon in the Committee. On
one phase of the debated manpower issue, Capt. Eddie Ricken-

backer will be asked to testify before the House Naval Affairs
Committee on a rider to a naval personnel bill which would
require all Navy contractors to report to draft boards the names
of employees remaining away from work without cause. If passed,
this would be a start in a great drive against "absenteeism"
in war plants. Labor would again be put on the spot in the
Hobbs Anti-Racketeering Bill which will be considered by the
House Rules Committee early this week. An overall manpower

draft, too, was given an additional spur in Secretary Stimson's
letter to Chairman Reynolds of the Senate Military Committee
endorsing the Austin-Wadsworth Bill to draft both men and women
for war factories and farms. But there was no indication that
WMC McNutt, who with Labor Secretary Perkins bore the brunt
of Congressional criticism last week, had changed his views on
his voluntary program. Nor was there any indication that the
Farm Bloc would cease their demands for farm labor exemptions
.rom the Army, as Senator Bankhead predicted early passage of

61

his bill granting deferment to those in agricultural occupations. Furthermore, passage last week of another Bankhead
bill to prevent the exclusion of any subsidy payment in computation of farm parity was described by Mark Sullivan this
morning as a major drive on the part of Congress to preserve
the "integrity of the legislative branch" Old Administration
supporters joined in the sweeping vote of 78 to 2, he said, not
necessarily because they believed in the provisions of the bill,
but to nullify the Administration order, which Congress claims
had no authority, placing subsidies in the parity formula.

Divergence between Congressional and Administrative farm policy,
however, involves more than a struggle for power but a basic

difference in idea as well. Pending in the House now are bills,
also opposed by the Administration as inflationary, to include
farm labor costs in farm price ceilings.

61

his bill granting deferment to those in agricultural occupations. Furthermore, passage last week of another Bankhead
bill to prevent the exclusion of any subsidy payment in computation of farm parity was described by Mark Sullivan this
morning as a major drive on the part of Congress to preserve
the "integrity of the legislative branch" Old Administration
supporters joined in the sweeping vote of 78 to 2, he said, not
necessarily because they believed in the provisions of the bill,
but to nullify the Administration order, which Congress claims
had no authority, placing subsidies in the parity formula.
Divergence between Congressional and Administrative farm policy,
however, involves more than a struggle for power but a basic
difference in idea as well. Pending in the House now are bills,
also opposed by the Administration as inflationary, to include
farm labor costs in farm price ceilings.

62 L
TREASURY DEPARTMENT
PROCUREMENT DIVISION
WASHINGTON

OFFICE OF THE DIRECTOR

March 1, 1943

SECRET
MEN ORANDUM TO THE SECRETARY:

Supplementing my report to you of February

22, 1943, the purchases against the North African
Rehabilitation Program from February 22, 1943, to

February 28, 1943, totaled $297,461.01, or a

total of purchases for the program thus far of
$20,032,789.89.

Attached is report giving status of
shipping against these purchases.

Director of Procurement
Statement C. LiftCon E. Mack

FOR VICTORY

T
BUY

SHIPPING REPORT AS OF MARCH 1, 1943

83

SECRET
Commodity

New & used clothing
Cotton piece goods
Shoes, boots & soling
Refined sugar
Raw sugar

Powdered milk
Tea

Matches

Copper sulphate
Drugs

Books & booklets
Nails
Lamp chimneys

Newsprint

Tonnage

Shipped to Date
From U. S. A.

Cordage & twine

Cotton thread
Chemicals

Cotton hose

Under Load

At Port
1813.25

119.5
171.5
191.75

231.25

1222

198
451

1848

3913

6.067
2

100

22

5

17

305

210

90

67

.044

.045
2

225

5

19

22

2

234

15.25

19

75
71

258.2
13.75
9

1000 Each
.75

Wash basins

7

Spark plugs

Parts for autos,
tractors & harvesters
Tin plate
Coal cutters

To Port

1545

Phonograph records
Tooth brushes

Tires, tubes, & tape

En Route

4196.5

Nipples, bottles, eye cups

Storage batteries

On Hand at Port
Waiting Vessels

Tonnage

106

109

150

Tonnage

170

301

1654
3398

Printers ink
Mach. finished book paper

Tonnage

2

47
65

46

28

150
12

222
946

-2-

SECRET

Tonnage

Shipped to Date

From U. S. A.

Commodity

Tonnage

Under Load

At Port

Tonnage

On Hand at Port
Waiting Vessels

Tonnage

En Route

To Port

71

Fullers earth

89

Wire rope

120

Pig iron

15

Shoe tacks

Babbitt metal

54

270

Steel

15

Horse shoes & nails

Gelatin
Paint pigments
Asbestos sheet packing
Glycerine
Calcium carbide

Totals

86

1

8

2.5
2

13

247

16,108.612

4,941.294

2,418.45

2,634

65

BRITISH AIR COMMISSION
1785 MASSACHUSETTS AVENUE
WASHINGTON. D. c.
TELEPHONE HOBART 9000
EASE QUOTE
FERENCE NO

With the compliments of British Air Commission
who enclose Statement No. 74 - Aircraft Despatched
- for week ended February 23, 1943.

The Honourable Henry #orgenthau, Jr.
Secretary of the Treasury
WASHINGTON, D. C.

March 1, 1943.

MOST SECRET

STATEMENT NO.74

Aircraft Despatched from the United States
Wook Ended February 23. 19/3
TYPE

DESTINATION

ASSEMBLY
POINT

BY

BY

SEA

AIR

FLIGHT DELIVERED
FOR USE IN CANADA

BREWSTER

U.K.

U.K.

U.K.

Canada enroute
Gander enroute
Bernuda enroute
Bernuda enroute

5

Berauda

CONSOLIDATED

1

U.K.

1

U.K.

U.K.

7

Liberator C.R.V.
Liberator C.R.V.
Catalina 1B
Catalina IV

1

CURTISS

Kittyhawk

Middle East

Port Sudan

6

DOUGLAS

Boston III A

U.K.

Dakota I

U.K.

18

Canada enroute
Canada enroute

2

GLENN MARTIN

Baltimore III A Middle East

11

Middle East

LOCKHEED

U.K.

Freetown

2

West Africa

Canada enroute

1

1

Hudson VI
Hudson VI
Ventura

Canada

Canada

Canada

Canada

India

Bombay

FAIRCHILD

Cornell PT 26

24

VULTEE

Vengeance

3

Total

Movements Division,

British Air Commission.
February 27th, 1943.

14

44

25

67L
MAR 1. 1943
35400

My dear Mr. Secretary:

Pursuant to your letter of February 20, 1943.
this Department is issuing the necessary directive
license under Section 5(b) of the Trading with the
enemy Act. authorizing and directing the French
American Banking Corporation to pay from the account
of the Paierie Generale Aux Etats Unis to the
American Red Cross the sum of $1,050,000 for the
purpose of financing the purchase and shipment of
300,000 food parcels to French prisoners of war.
I am also advising the Chairman of the
American Red Cross of the Treasury's action in
this matter.

Very truly yours,
(Signed) H. Morgenthau, Jr.

Secretary of the Treasury

The Honorable,

Orig. file returned direct to
Paul's office

The Secretary of State.

Sausellin
envelope marked "Strictly
Conf
JWPehle:cwh 2-26-43

68

MAR 1. 1943

35400

Dear Mr. Davis:

Reference is made to a letter from this
Department of November 10, 1942, concerning the
payment out of blocked French Government funds to
the American Red Cross of certain sums covering
expenses in connection with the purchase and

shipment of food packages for French prisoners of

war.

Pursuant to the recommendation of the

Secretary of State, this Department is issuing
the necessary directive license under Section 5(b)
of the Trading with the enemy Act, authorising
and directing the French American Banking
Corporation to pay from the account with it of
the Paierie Generale Aux Etate Unis to the

American Red Cross, the sum of $1,050,000 for
the purpose of financing the purchase and shipment

of 300,000 food parcels to French prisoners of war.
Very truly yours,
(Signed) H. Morgenthau, Jr.

Secretary of the Treasury

Orig. file returned direct to
Paul's office

Mr. Norman H. Davis,
Chairman,

American Red Cross,

Washington, D. C.

JWPehle:cwh 2-26-43

By

Messenger

Seurious

envelope marked strietty
Conf

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION
DATE

FEB 27 1943

Secretary Morgenthau
Randolph Paul

Attached is a letter from Cordell Hull

of February 20, 1943, strongly recommending that
the Treasury Department issue a directive license
to the French American Banking Corporation in
New York to transfer from an account of the French
Government the sum of $1,050,000 to be paid to
the American Red Cross for the purpose of financing
the purchase and shipment of 300,000 parcels of
food to be sent to French prisoners of war.
As you know, both the Fighting French

organization and the North African authorities are
in favor of the resumption of these shipments.
The Department of State feels that such shipments
should be made "For humanitarian reasons, as well
as for reasons of an important political nature **II
Under the circumstances it is recommended

that the necessary directive be issued. Please
indicate below if you are in agreement.
There are also attached proposed letters
to the Secretary of State and to the Chairman of
the American Red Cross, for your signature.

RST
Approved:

Mynothan

cc:Shmilt,
toxFild
husfford, aarons, Thiem
jup. secret
70
SECRETARY or STATE

DEPARTMENT OF STATE
WASHINGTON

reply refer to

February 20, 1943

My dear Mr. Secretary:

Prior to the rupture of relations between the United
shipment from this country of supplemental supplies in the
form of meet at a rate not to exceed 500 tons a month
consigned to the International Red Cross for distribution
States Government and the French Government at Vichy the

among French orisoners of war in German custody was permitted under an arrangement between the British and United
States Governments. Such shipments were financed from

blocked French Government funds in this country, the necessary licenses submitted by the French Embassy having been
issued from time to time by the Treasury Department, at
the request of this Department.
Upon the severance of Franco-American relations, the
shipment of supplies financed from official French funds
ceased. Except for a small number of food parcels paid
for by private French relief societies, no supplies have
been sent to these prisoners of war from this country
since that time.

The plight of these orisoners of war, numbering one
million sixty-three thousand according to recent information from reliable sources, 1e serious. French North
Africe WAS the primary source of supplemental supplies
for these prisoners of war prior to the occupation of that
area by American and British forces. Supplies are no longer
available from that area for this purpose. Consequently,
with the flow of suppliee virtually cut off from the United
States and entirely cut off from French North Africa,
these prisoners are dependent solely on the rations
furnished
The Honorable
DRYICTORY

BUY

Henry Morgenthau, Jr.,

Secretary of the Treasury.

71

-2-

furnished them by the detaining Power. These rations

are not considered to be sufficient to prevent serious
physical deterioration of these prisoners.
For humanitarian reasons, as well 88 for reasons of
an important political nature, the Department of State is
of the opinion that the shipment of subplemental supplies
from this country to French prisoners of war should be

resumed and maintained on a continuing basis. Moreover,
it should be mentioned that the French Government accords
free use of its railroad and mail facilities for the
transport of supplies to American and United Nations

orisoners in transit through France. The use of these
facilities may be denied if the United States Government
takes & position which prevents the dispatch of supplies
to French prisoners of war. The American Red Cross will
soon be in A position to supply 100,000 standard food
percels per month which might be sent to these orisoners.
The distribution of these parcels would be limited, in 80
far as possible, to those prisoners who are kept in base

camos and who are not performing work of a nature prohibited
by the Geneva Prisoners of War Convention of 1929.
As noted above, the French Government, prior to the
severance of relations, financed the purchase and shipment

of supplies for these prisoners from its blocked funds in
this country. I am convinced that at the present time a
French Government which was at all responsive to the will
of the French people would wish to continue financing the
purchase and shipment of supplies for these prisoners in

the same manner. Under present circumstances, however, in
order that French Government balances in this country
might be employed for this purpose, it 18 necessary for
the Treasury Department to issue a directive under
Section 5 (b) of the Trading with the Enemy Act, as amended,
to the New York office of the French American Banking Corporation. I strongly recommend that the Treasury Department do
issue such a directive. The first such directive license
should authorize and direct the New York office of the
French American Banking Corporation to pay, transfer, or
withdraw, from appropriate accounts of the French Government
the sum of $1,050,000, to be paid to the American Red Cross
for the ourpose of financing the purchase and shipment of
300,000 parcels. This will permit the American Red Cross
to make arrangements for shipments on a temporary basis for
a three-month period, pending the receipt and evaluation
of additional information from which it may be determined
whether

72'

-3-

whether the arrangement should be continued. All parcels
shipped by the American Red Cross under this arrangement
will be consigned to the International Red Cross in Geneva
for distribution by that organization. The shipment of
food in bulk is not contemplated. The Department will
advise you further as additional sums are required by the
American Red Cross to carry out the program.

The Department of State will take such steps as it
may deem appropriate in an endeavor to protect the interests
of American citizens or corporations which act in pursuance
of and in reliance on the Governmental directive herein
outlined.

Sincerely yours,

Condreestrice

73

March 1, 1943.

Dear Cordell,

Pursuant to arrangements agreed upon by representatives of
the State Department, Treasury Department, and other interested

agencies, copies of the draft proposal for a Stabilisation Fund of

the United and Associated Nations have been given to the representatives in Washington of the governments of the United Kingdom,
China and Russia several weeks ago. It was also agreed that copies
should be submitted, after a lapae of a week, to the other United
and Associated Nations. Mr. Berle and Mr. Pasvolsky have informed
us that you are in accord with that procedure.

I - enclosing a copy of the letter of transmittal which I

should like to send to the Ministers of Finance of the appropriate
countries. I understand that the enclosed draft has been approved
by Mr. Berle and Mr. Pasvolsky except for the last sentence in
paragraph 2. This last sentence is added in response to a request
made by the British Treasury officials that we include in our

letter of submittal a reference to their study of the problem.

I as appending a list of countries which seen to us to be the
appropriate ones to receive a copy of the draft proposal. You will
note that France and Argentina are not included in the list and that
the Government of India is included. The representatives of the
British Treasury approved the inclusion of India. Should you wish
to have any alteration made in the list, we shall of course do so.

When you approve of this letter, I shall send it with the
draft proposal to the Ministers of Finance of the countries indicated.
Sincerely,
(Signed) Henry Morgenthau, Jr.

Secretary of the Treasury.
The Honorable Cordell Hull,

Secretary of State.
Enclosures

HDW dmh

2/26/43.

3/1 - Sent by Special Messenger from

Chief Clerk's Office - 10:00 M.

74

My dear Mr. Minister:

I am sending for your examination a preliminary draft of a
Proposal for an International Stabilisation Fund of the United
and Associated Nations. This draft was prepared by the technical
staff of the United States Treasury in consultation with the
technical experts of other departments of this Government.
The document is sent to you not as an expression of the

official views of this Government but rather as an indication of
the views widely held by the technical experts of this Government.
I hope you will examine the draft and submit it for critical study

by the technical experts of your Ministry and your Government.
After you and your experts have had opportunity to study it, you
may wish to send one or more of your technical experts to
Washington to give me your preliminary reaction to the draft
proposal, and to discuss with our technical experts the feasibility of international monetary cooperation along the lines
suggested therein, or along any other lines you may wish to
suggest. We are informed that the technical experts of the
British Government have also been studying the question, and will
doubtless make their views available.

It seens to me that the enclosed draft proposal points the
way to an effective means of facilitating through cooperative
action the maintenance of international monetary stability and

the restoration and balanced growth of international trade. It
is my hope that as a result of unofficial discussions involving

no commitments, we may find a sufficient area of agreement to
warrant proceeding on a more formal basis.

Very truly yours,

Secretary of the Treasury.

HDW :dmh

2/24/43.

75

United Nations
Commonwealth of Australia
Kingdom of Belgium

United States of Brasil

Dominion of Canada

Kingdom of Iraq
Grand Duchy of Luxemburg

United States of Mexico
Kingdom of the Netherlands
New Zealand

Republic of Costa Rica

Republic of Nicaragua

Republic of Cuba

Republic of Csechoslovakia
Dominican Republic

Republic of E1 Salvador
Kingdom of Greece

Republic of Quatemala

Kingdom of Norway
Republic of Panama

Republic of Poland
Union of South Africa
United States of America
Kingdom of Yugoalavia

Republic of Haiti

Republic of Honduras
Government of India

Associated Nations

Republic of Bolivia

Republic of Colombia

Republic of Chile
Republic of Equador
Iran

Republic of Paraguay
Republic of Peru
Oriental Republic of Uruguay
United States of Venesuela

76

STRICTLY CONFIDENTIAL
MEMORANDUM

A Stabilization Fund
of the

United and Associated Nations

It is still too soon to know the precise form and magnitude of postwar monetary problems. But it is certain that we shall be confronted with
the task of dealing with three inseparable monetary problems: to prevent
the disruction of foreign exchanges, to avoid the collapse of some monetary

systems, and to facilitate the restoration and balanced growth of international trade. Clearly, such e formidable task can be successfully handled
only through international action.

The creation of instrumentalities adequate to derl with the inevitable
post-wer monetary problems should not be postponed until the end of hostil-

ities. It would be ill-advised if not, dangerous to leave ourselves unpre-

pared at the end of the war for the difficult task of international monetary
cooperation. We should begin now to devise an international monetary

agency, for the task is certain to take many months at loest. Specific and
practical proposals must be formulated by the experts and must be carefully

considered by the policy-sheping officials of the various countries. In
each country acceptance of a definitive plan can follow only upon legislstive or executive action. And even when 0 plan is finally adopted, much
time will bc consumed in gathering personnel and in establishing an organiza-

tion before an international institution for monetary cooperation can begin
effective work.

There is another imnortant reason for initisting now concrete discussions of specific proposels. A plan for international monetary

77

-cooperation can be a factor in winning the war. It has been suggested, and
with much cogency, that the task of assuring the defeat of the Axis powers
would be made easier if the victims of aggression, actual and potential,

could have greater assurance that a victory of the United Nations will not
mean in the economic sphere a repetition of the exchange instability and
monetary collapse that followed the last war. That assurance should be
given now. The people in all of the United Nations must be encouraged to
feel themselves on solid ground. They rust be given to understand that a

victory of the United Nations will not usher in another two decades of
widespread economic disruption. The people must know that we at last

recognize the fundamental truth that prosperity, like peace, is indivisible.
One of the appropriate agencies to deal with international economic
and monetary problems would be an international stabilization fund wi th
resources and powers adequate to the task of helping to achieve monetary

stability and to facilitate the restoration and balanced growth of international trade. A proposal drafted by American technical experts is
appended. The draft presents only the essential elements of an international

stabilization fund. The provisions of the proposal are in every sense
tentative, intended as a basis for discussion and exchange of views.
Obviously, there are many details that have been omitted and that can be

better formulated after there is agreement on the general principles.

It is recognized that an international stabilisation fund is only one
of the instrumentalities which may be needed in the field of international
economic cooperation. Other agencies are also nooded to provide capital

78

-3 for post-war reconstruction and development, to provide funds for

rehabilitation and relief, and to promote stability in the prices
of primary international commodities. There is a strong temptation
to embrace within a single international agency the responsibility
for dealing with these and other international economic problems.
We believe, however, that international economic institutions can
operate more effectively if they are not burdened with important but
extraneous duties for which they have not been devised and for which

they are unsuited. For example, the highly specialized nature of
international monetary stabilization and the provision of long-term
capital would seem to call for separate institutions each designed

to deal with its distinct problems.
It should be emphasized that the appended draft deals only with

an international stabilization fund. It is anticipated that there
will also be submitted for consideration a preliminary draft of a proposal for an international agency whose function will be to provide

capital for reconstruction and development. It is hoped that the
appended draft will call forth from the experts of the United Nations,

critical comment and constructive suggestions. It is our belief that
a workable and acceptable plan can emerge only from the joint efforts
of the United Nations.

Washington, D. C.
January, 1943.

79

STRICTLY CONFIDENTIAL
V#

U. S. Treasury Department
January, 1943

Preliminary Draft of
Proposal for aStabilization
United and Fund
Associated Nations
I. Composition of the Fund
1. The Fund shall consist of gold, currencies of member
countries, and securities of member governments, which
shall be used for the purpose of stabilizing the values
of the currencies of member countries with respect to
each other.

2. Each of the member countries shall be given a quota
which shall represent its participation in the Fund; 1.e.,
the basis for its purchase of foreign exchange in the
Fund and its undertaking to provide assets to the Fund.
The aggregate quotas of the member countries shall be the

equivalent of at least $5 billion.

3. The quota for each member country shall be determined by
an agreed upon formula. The formula should give due

weight to the important factors relevant to the determination of quotas, e.g., a country's holdings of gold and
foreign exchange, the magnitude of the fluctuations in its
balance of international payments, and its national
income.

Each member country shall provide the Fund with 50 percent

of its quota on or before the date set by the Board of

Directors of the Fund on which the Fund's operations are
to begin,

4.

The initial payment of each country consisting of 50 percent of its quota shall be 12.5 percent in gold, 12.5
percent in local currency, and 25 percent in its own
(1.e,, government) interest-bearing securities. However,
any country having less than $300 million in gold need
provide initially only 7.5 percent of its quota in gold,
and any country having less than $100 million in gold
need provide initially only 5 percent of its quota in
gold, the contribution of local currency being increased
correspondingly. A country may, at its option, substitute

gold for its local currency or securities in meeting its
quota requirement.

5. The member countries of the Fund may be called upon to
make further provision toward meeting their quotas at
such times, in such amounts, and in such form as the
Board of Directors of the Fund may determine, provided

that all countries shall meet their quotas pro rata,
and provided that a four-fifths vote of the Board shall

be required for subsequent calls to meet quotas.

6. Changes in the aggregate or proportionate quotas of

member countries shall be made only wi th the approval

of a four-fifths vote of the Board.

80

V#
-

II. Powers and Operations
The Fund shall have the following powers:

1. To buy, sell, and hold gold, currencies, bills of exchange, and government bonds of member countries;

to accept deposits and to earmark gold; to issue its
own obligations and discount or offer them for sale
in member countries; and to act as a clearing house
for the settling of international movements of
balances, bills of exchange, and gold.
All member countries agree that all of the local currency
holdings shall be free from any restrictions as to their
use. This provision does not apply to abnormal war
balances acquired in accordance with the provisions of
II-9, below.
2. To fix the rates at which it will buy and sell one member's
currency for another, and the rates in local currencies

at which it will buy and sell gold. The guiding principle
in the fixing of such rates shall be stability in exchange

relationships. Changes in these rates shall be made only
when essential to correction of a fundamental disequilibrium, and only with the approval of four-fifths of member
votes.

3. To sell to the Treasury of any member country (or
stabilization fund or central bank acting as its agent)

at a rate of exchange determined by the Fund currency of
any member country which the Fund holds, provided that:
a. The foreign exchange demanded from the Fund is required to meet an adverse balance of payments on
current account with the country whose currency is
being demanded.

b. The not acquisition by the Fund of the currency of any
member country shall not exceed during the first year
of the operation of the Fund, the quota of that
country; it shall not exceed during the first two years
150 percent of such quota; and thereafter it shall not
exceed 200 percent of such quota; except that upon
approval by the Board of Directors, the Fund may purchase any local currency in excess of these limits,
provided that:
1.

The country whose currency is being acquired by
the Fund agrees to adopt and carry out measures
recommended by the Fund designed to correct the

disequilibrium in the country's balance of pay-

ments, or

11. It is believed that the anticipated balances of

payments of the country whose currency is being
acquired by the Fund are such as to warrant the
expectation that the excess currency holdings of
the Fund can be disposed of within a reasonable
time.

81

V#
3

C.

When the net acquisition by the Fund of any local currency exceeds the quota for that country, the country
shall deposit with the Fund a special reserve in
accordance with regulations prescribed by the Board of
Directors.

d. A charge at the rate of 1 percent per annum payable in
gold shall be levied against any member country on the
amount of its currency in the Fund in excess of the
quota of that country. Abnormal war balances acquired by the Fund shall not be included in the computed balance of local currency used as a basis for
the above charge.

6. When the Fund's holdings of the local currency of a
member country exceed the quota of that country, upon
request by the member country the Fund shall resell to
the member country the Fund's excess holdings of the

currency of that country for gold or acceptable foreign

exchange.

4. The right of a member country to purchase foreign exchange

from the Fund with its local currency to the amount of its

quota for the purpose of meeting an adverse balance of payments on current account is recognized, subject to the

limitation in II-7, below.

5. With the approval of four-fifths of the member votes, the
Fund in exceptional circumstances may sell foreign exchange to & member country for its local currency to

facilitate a transfer of capital, repayment or adjustment
of a foreign debt, including debts already in default,
when in the judgment of the Board such a transfer is desirable from the point of view of the general international
economic situation.

6. When the Fund's holdings of any particular currency drop
below 15 percent of the quota of that country, and after
the Fund will have used for additional purchases of that
currency,

a. Gold in an amount equal to the country's contribution
of gold to the Fund, and

b. The country's interest-besring obligations originally
contributed,

the Fund has the authority and the duty to render a report
to the country embodying an analysis of the causes of the

depletion of its holdings of that currency, a forecast of

the prospective balance of payment in the absence of
special measures, and finally, recommendutions designed to
increase the Fund's holdings of that currency. The member of the country in question should be a member of the

Fund committee appointed to draft the report. This report
should be sent to all member countries and, if deemed
desirable, may be made public.

Member countries agree that they will give immediate and
careful attention to recommendations made by the Fund.

-4-

V

7. Whenever it becomes evident to the Board of Directors
that the demand for any particular currency is proceeding
at a rate which gives early promise of exhausting the
Fund's holdings of that currency, the Board of Directors
of the Fund shall inform the member countries of the
probable supply of this currency and of a proposed method

for its equitable distribution, together with suggestions

for helping to equate the anticipated demand and supply
for the currency.
The Fund shall make every effort to increase the supply
of the scarce currency by acquiring that currency from

the holdings of member countries. The Fund may make
special arrangements with any member country for the
purpose of providing an emergency supply under conditions
appropriate and acceptable to both the Fund and the

member country.

The privilege of any country to acquire an amount of

other currencies equal to or in excess of its quota
shall be limited by the necessity of assuring an appro-

priate distribution among the various members of any
currency the supply of which is being exhausted. The
Board of Directors shall determine the apportionment
of sales of such scarce currency, and in such apportionment it shall be guided by the principle of satisfying
the most urgent needs from the point of view of the

8.

general international economic situation, and it shall
consider the special needs and resources of the particular countries making the request for the scarce currency.
In order to promote the most effective use of the
available and accumulating supply of foreign exchange
resources of member countries, each member country

agrees that it will offer to sell to the Fund, for its

local currency or for foreign currencies which it needs,
all foreign exchange and gold it acquires in excess of

the amount it possessed when joining the Fund. The
Fund may accept or reject the offer.

To effectuate this objective each member country agrees
to discourage the unnecessary accumulation of foreign

balances by its nationals. The Fund shall inform any
member country when, in its opinion, any further growth
of privatcly-held foreign balances appoars unwarranted.
9. To buy from the governments of member countries, abnormal

war balances hold in other countries, provided all the
following conditions are met:

a. The abnormal war balances are in member countries
and are reported C.S such (for the purpose of this
provision) by the member government on date of its
becoming a member.

V#

5-

b. The country selling the abnormal war balances to the
Fund agrees to transfer these balances to the Fund
and to purchase back from the Fund 40 percent of
them with gold or such free currencies as the Fund
may wish to accept, at the rate of 2 percent a year
beginning not later than three years after the date
of transfer.
C. The country in which the abnormal war balances are
held agrees to transfer those balances to the Fund,
and to purchase back from the Fund 40 percent of them
with gold or such currencies U.S the Fund may wish

to accept, at the rate of 2 percent a year beginning
not later than 3 years after the date of transfer.

d. A charge of 1 percent, in each case payable in
gold, shall be levied against the country selling
its abnormal war balances and against the country in
which the balances are held. In addition a charge
of 1 percent payable in gold shall be levied annually
against each of them on the amount of such balances
remaining to be repurchased.

e.

If the country selling abnormal war balances to the
Fund asks for foreign exchange rather than local
currency, it must need the foreign exchange for
the purpose of meeting an adverse balance of pay-

ments not arising from the acquisition of gold or
the accumulation of foreign balances or other
capital transactions.

f. Either country can, at its option, increase the

amount it repurchases annually. But, in the case
of the country which sold abnormal war balances to
the Fund, not more than 2 percent per annum of the
original sum taken over by the Fund shall become

free, and only after 3 years shall have elapsed
since the sale of the balances to the Fund.

g. The Fund shall be Efte to dispose of any of its holdings of abnormal war balances in the form of free
funds after the 23 year period is passed, or sooner,
provided
1.

11.

its holdings of the free funds of the country
in which the balances are being held fall
below 15 percent of its quota; or
the approval is obtained of the country in
which the balances src held.

h. The country in which the abnormal war balances are
held agrees not to impose any restrictions on the

use of the installments of the 40 percent portion
gradually to be repurchased by the country owning
such balances.

83

84

V#
-

1.

The Fund on its part agrees not to sell the abnormal

war balances acquired under the above authority,

except with the permission, or at the request of the
country in which the balances are being held, but
the Fund can invest these balances in regular or
special government securities of that country. The
Fund shall be free to sell such securities in any
country provided that the approval of the issuing
government is first obtained.

J. The Fund shall determine from time to time what
shall be the maximum proportion of the abnormal war
balances it can afford to take over under this
provision.
Abnormal war balances acquired under this provision

shall not be included in computing the amount of
foreign exchange available to member countries
under their quotas.

10. To buy and sell currencies of non-member countries, but
shall not be authorized to hold such currencies beyond
sixty days after date of purchase, except with the
approval of four-fifths of the member votes.
11. To borrow, at such rates U.S the Fund may recommend, the

currency of any country, provided four-fifths of the

member votes approve the terms of such borrowing.

12. To sell member-country obligations owned by the Fund

provided the representative of the country in which
the securities are to be sold approves.

To use its holdings to obtain rediscounts or advances
from the central bank of any country who se currency
the Fund requires.

13. To invest any of its currency holdings in "short-term"
securities -- commercial or government -- of the country
of that currency provided four-fifths of the member votes
approve, and provided further that the approving votes
include that of the Board representative of the country
in which the investment is to be made.

14. To lend to any member country local currency from the
Fund for one year or less up to 75 percent of the
currency of that country held by the Fund provided such

loan is approved by four-fifths of the number votes. A
country borrowing such funds shall pay interest to the

Fund at a rate to bc determined by the Board.

15. To make a service charge of 1/4 percent or more on all
exchange and gold transactions.

To levy upon member countries a pro rata share of the
expenses of operating the Fund, payable in local currency,
not to excced .1 percent pcr annum of the quota of each
country. The lovy may be made only when the earnings of

85

V*

the Fund are inadequate to meet its current expenses

and only with the approval of four-fifths of the member
votes, and only to the extent necessary to meet its
current expenses.

16. The Fund shall deal only with or through
a. The governments of member countries.

b. The central banks or fiscal agencies of those
countries (and then only 1 th the consent of the
member of the Board representing the country
in question); and

C. Any international banks owned predominantly
by member government ts.

An exception to the above limitation is that the

Fund may, with the approval of the member of the
Board representing the government of the country

concerned, sell its own securities, or securities

it holds, to the public or to institutions of

member countries.

III. Monetary Unit of the Fund
The monetary unit of the Fund shall be the Unitus (UN)
1.
consisting of 137 1/7 grains of fine gold (equivalent
to $10 U.S.). The accounts of the Fund shall be kept
and published in terms of Unitas.
2. The value of the currency of each member country shall
be fixed by the Fund in terms of gold or the Unitas
and may not be altered by any member country without
the approval of the Fund.

3. Deposits in terms of Unitas accepted by the Fund from
member countries upon the delivery of gold or Unitas

credit to the Fund shall be transferable and shall

be redeemable in gold or the currency of any member

country at the rate established by the Fund.
4. No change in the value of the currencies of member
countries shall be permitted to lter the value in
gold or Unitas of the assets of the Fund. Thus, if
the currency of a participating country should depreciate (in terms of gold or the Unitas), that country
must deliver to the Fund an amount of its local currency
equal to the decreased value of that currency held by

the Fund. Likewise, if the currency of a particular

country should appreciate the Fund must return to
that country an amount (in the currency of that country)
equal to the resulting increase in the gold or the
Unitas value of the Fund's holdings. The same provisions shall also apply to the securities of member
countries held by the Fund. However, this provision
shall not apply to currencies acquired under II-9
(abnormal war balances).

86

-8-

V*

IV. Management

1. The administration of the Fund shall be vested in a

Board of Directors. Each government shall appoint a
director and an alternate, in a manner determined by

it, who shall serve for a period of three years subject
to the pleasure of their government. Directors and

alternates may be reappointed.

In all voting by the Board, the director or alternate

of each member country shall be entitled to cast a
number of votes to be agreed upon. The distribution
of voting power shall be closely related to the quotas
of member countries, although not in precise propor-

tion to the quotas. An appropriate distribution of

voting power would seem to be the following: Each
country shall have 100 votes plus 1 vote for the equiv-

alent of each $1 million of its quota.

Notwithstanding the approved formula for distributing
voting power, no representative shall cast more than
one-fourth of the aggregate votes regardless of the
quota of his country. All decisions, except where
specifically provided otherwise, shall be made by a
majority of the votes cast.
2. The Board of Directors shall select a Managing Director
of the Fund and one or more assistants. The Managing
Director shall become ex officio a member of the Board
and shall be chief of the operating staff of the Fund.
The Managing Director and the assistants shall hold

office for two years, shall be eligible for reelection,

and may be removed for cause at any time by the Board.

The Managing Director of the Fund shall select the
operating staff in accordance with regulations established by the Board of Directors. Members of the staff
shall be available upon request of member co untries
for consultation in connection with international
economic problems and policies.

3. The Board of Directors shall appoint from among its

members an Executive Committee to consist of not less
than eleven members. The Chairman of the Board shall
be Chairman of the Executive Committee, and the

Managing Director of the Fund shall be ex officio
a member of the Executive Committee.

The Executive Committee shall be continuously available

at the head office of the Fund and shall exercise the
authority delegated to it by the Board. In the absence
of any member of the Executive Committee, his. alternate
shall act in his place. Members of the Executive Committee shall receive appropriate remuneration.
4. The Board of Directors may appoint such other committees
as it finds nccessary for the work of the Fund. It may
also &ppoint advisory committees chosen wholly or
partially from persons not regularly employed by the
Fund.

87

-9-

V#

5. The Board may at any meeting, by a four-fifths vote,
authorize any officers or committees of the Fund to
exercise any specified powers of the Board. Such
powers shall be exercised only until the next meeting of the Board and shall be exercised in a manner
consistent with the general policies and practices

of the Board.

The Board of Directors may not delegate, except to the
Executive Committee, any authority which can be exer-

cised only by a four-fifths vote.
6. The Board, by a four-fifths vote, may establish regu-

lations governing the operations of the Fund, and the
officers and committees of the Fund shall be bound

by such regulations.

7. The Bourd shall hold one annual meeting and such
other meetings as it may be desirable to convone.
On request of member countries casting one-fourth

of the votes, the chairman shall call a meeting of

the Board for the purpose of considering any matters
placed before it.

8. A country failing to meet its obligations to the Fund
shall be declared in default and may bc suspended during the period of its default provided a majority of
the member votos so decide. While under suspension,
a country in default shall bc denied the privilezes

of membership but shall be subject to the same obligations as any other member of the Fund. When a country
has been in default and under susponsion for two years
it shall automatically be dropped from membership in
the Fund.

Any country may withdraw from the Fund by giving notice

to that effect and its wi thdrawal will take effect

two years from the date of such notice. During the
interval between notice of withdrawal and the taking
effect of the notice, such country shall be subject
to the some obligations as any other member of the

Fund.

A country which is dropped, or which withdrews, from
membership shall have returned to it an amount in its
own currency equal to its contributed quota, plus other
obligations of the Fund to the country, and minus any
sum duo from that country to the Fund. Any realized
losses of the Fund may be deducted pro rata from the
contributed quota to be returnc to the country dropped
or thdrawing from membership. The Fund shall have
five years in which to liquidate its obligation to such
country. When any country withdraws or is dropped from

the Fund, the rights of the Fund shull be fully safe-

guarded.

9. Not profits earned by the Fund shall bc distributed in
the following manner:

a. 50 percent to reserves until the reserves are

equal to 10 percent of the aggregate contributed

quotas of the Fund.

88
V#

- 10 b. 50 percent to be divided each year among the mem-

bers in proportion to their quotas. Dividends
distributed to each country shall be paid in its
own currency or in Unitas at the discretion of
the Fund.

V. Policies of Member Countries
Each member country of the Fund undertakes the following:

1. To maintain by appropriate action exchange rates
established by the Fund on the currencies of other
countries, and not to ulter exchange rates except
with the consent of the Fund and only to the extent
and in the direction approved by the Fund. Exchange
rates of member countries may be permitted to fluctuste within C specified range fixed by the Fund.
2. To abandon, as soon C.S the member country decides

that conditions permit, all restrictions and controls

over foreign exchange transactions (other than those
involving capital transfers) with other member countries,

and not to impose additional restrictions without the

approval of the Fund.

The Fund may make representations to member countries

that conditions are favorable for the abandonment
of restrictions and controls over foreign exchange
transactions, and each member country shall give consideration to the representations of the Fund.
3. To cooperate effectively with other member countries
when such countries, with the approval of the Fund,
adopt or continue controls for the purpose of regulating international movements of capital. Cooperation
shall include, upon recommendation by the Fund, measures
that can appropriately be taken:
G. Not to accept or permit acquisition of deposits,
securitics, or investments by nationals of any
member country imposing restrictions on the transfor of cripital except w1 th the permission of the
Government of that country and the Fund.

b. To make available to the Fund or to the Government of any member country full information on
all property in the form of deposits, securitics
and invostments of the nationals of that member
country; and

C. Such other measures as the Fund shall recommend.

4. Not to enter upon any now bilateral foreign exchange
clearing arrangements except with the approval of the
Fund.

89

V#

- 11 5. To give consideration to the views of the Fund on any
existing or proposed monetary or economic policy,
the effect of which would be to bring about sconer
or later a serious disequilibrium in the balance of
payments of other countries.

6. To furnish the Fund with all information it needs for
its operations and to furnish such reports as it may
require in the form and at the times requested by
the Fund.

7. To adopt appropriate legislation or decrees to carry
cut its undertakings to the Fund and to facilitate
the activities of the Fund.

90
NOT TO BE RE-TRANSMITTED
COPY NO.

13

BRITISH MOST SECRET
U.S. SECRET

OPTEL No. 68

Information received up to 7 A.M., 1st March, 1943.
1. MILITARY

TUNISIA. 26th. Further details of enemy attacks reported yesterday
indicate that the main thrusts developed in area SIDI NZIR and south of MEDJEZ EL
BAB where enemy reached MEDJEZ EL BAB-EL AROUSSA Road. Enemy tanks made some pro-

gress southwards down road but were halted north of EL AROUSSA. 7 enemy tanks

destroyed. Fe lost one Churchill.
27th. Enemy attacks continued but successfully held at all points
Road MEDJEZ EL BAB-LL AROUSSA cleared except one small sector. High ground 5 miles

south east MEDJEZ EL BAB also retaken. We have captured some 800 prisoners.
2. AIR OPERATIONS

WESTERN FRONT. 28th. Mosquitos carried out low level attack on
Diesel Engine Works at HANGELO and armanont works near LIEGE. Escorted Whirlwinds
bombed MAUPERTUS airfield.

28th/1st. 454 aircraft despatched - ST. NAZAIRE 437 (5 missing) sea

mining 5, RUHR 3, leaflets 4 (1 missing) Intruders 5. Preliminary reports indicat
large fires started in ST. NAZAIRE docks. Visibility good and crows claim operation very successful.

TUNISIA. 26th/27th. Wellingtons and Halifaxes dropped 45 tons of
bombs on GABES Landing Ground. 10 aircraft were set on fire and others were
damaged.

27th. 407 fighter and fighter bomber sorties flown. Transport,
anti-aircraft guns and 3 landing grounds in forward area effectivoly attacked.

Enomy casualties 1, nil, 2. Allied 9, nil, 7. 5 escorted M.E. 109's bombed one
of our landing grounds 3 miles south of MEDENINE without damage.

SICILY. 28th. Malta Spitfires successfully raided COMISO airfield,
a power station near SYRACUSE and railway objectives at POZZALLO.

91

March 2, 1943
9:30 a.m.
FINANCING

Present: Mr. Bell

Mr. Haas
Mr. Murphy

Mr. Tickton

Mr. Lindow

H.M.JR: All right, Mr. Bell, where do we start?
MR. BELL: As I told you this morning, we have to
re-do our cash position estimate because of spreading
these tax receipts over the year rather than over the
two quarters.

I think we might just discuss for a few moments
the basket - types of securities.

H.M.JR: That is what I would like to do.
MR. BELL: I don't think there is any question but
what we ought to have a certificate; a two-percent bond,
and a two-and-a-half-percent bond; savings bonds E, F,
and G; and tax notes.

As I told you this morning, we are having some

difficulty with the certificate because there is a
certificate of a billion and a half dollars maturing on
May 1.

H.M.JR: We went over - no, excuse me. We did
eight hundred something in February on E, F, and G.
MR. BELL: Eight hundred and eighty - something

like that.

We are down for a billion. We lost money on savings

bonds, tax notes, and on revenue.

92

-2-

H.M.JR: How much were the tax notes?

MR. BELL: Five hundred and some million, I think.
MR. MURPHY: I have three hundred twenty-nine

through the twenty-sixth. It doesn't mean anything.
MR. BELL: I think we are - it is seven hundred

million - I think a hundred and sixty million short,
but we also had a reduction in expenditures, so on
net we are only off in balance about a hundred and

thirty million dollars.

H.M.JR: That is wonderful.
MR. BELL: Along the middle of the month we adjusted

our balances to take care of the shortages of receipts
in February. We could see we weren't getting them, so
we cut about three hundred million out of our estimates
and we were still short a couple of hundred million.

On this certificate that is maturing May 1, we

could pay it off in cash, but I am afraid if you do that
everybody would sell the maturing certificate to the Fed

and go into the one that is open in the drive. That might
make as much as four or five billion maturing next April.
That would be bad.

H.M.JR: Very bad.

MR. BELL: I am inclined to think that maybe we

just ought to have a certificate issue along about April
20 outside of the drive for the purpose of refunding
that May 1. As we go along we are going to have more

certificates, and we are going to run into this problem
every time we have a drive.

H.M.JR: What do you mean by "outside of the drive"?
MR. BELL: Just announce what is in the drive and

then say that there will be a certificate issue on April

20 for the purpose of refunding the May 1 - for paying

93

-3off the May 1 certificate - and not let it be in the

basket.

I haven't discussed it with George and these
gentlemen.

MR. HAAS: That is the way we had it originally.
MR. BELL: You had it April 28, 29, and 30. That
would be too close unless you allotted--

MR. HAAS: I think on this big certificate, if we
are going to get the funds we are talking about, that that
certificate will be that big - in other words, including a
little over two billion to the banks and then the amount of
corporate funds will raise it over four.
MR. BELL: This would even make it bigger.
MR. HAAS: Yes.

MR. BELL: If you got the same as in December, you

would have the certificate issue of three, eight - three
billion seven. You add a billion and a half on refunding, and you get five billion.

H.M.JR: I read this report hastily. This information

that the SEC always gets out annoys me terribly. It
always comes at the wrong time. Did they show it to you?
that.

MR. BELL: They did at first. I didn't see it after
MR. HAAS: They sent it to Dan. There were two

things to do. One was to tell them to kill it. I

didn't think they could do that. I thought one bad
thing was rubbing it in that the Treasury was not getting these funds. I asked them to cut that sentence
out, and they said that they would.
MR. LINDOW: They did.

94

4-

H.M.JR: Is there anything new in there?
MR. LINDOW: In the SEC figures?
H.M.JR: Yes.
MR. LINDOW: They make some studies of these personal

savings. The method they used is to take corporation
figures and then they can isolate the remaining amount of
savings in the form of currency and bank deposits which
are held by individuals. Nobody has done that except

them. All we know to start with is that currency and

bank deposits have gone up by a certain amount during
the period. We don't know who got them. They make an
estimate of how much went to corporations and then the
remainder is assumed to have gone to individuals, and
that is new information.

MR. BELL: The figures are higher than they have

been at any time before.

H.M.JR: What do you call that section over there?

(Indicating)

MR. MURPHY: The Trading and Exchange Division puts

it out, I think.

=

H.M.JR: It really ought to be over here.
MR. HAAS: That is just one aspect of it. A much

more extensive job is done in the Department of Commerce.

I mean, if you are going to start collecting--

MR. LINDOW: The Commerce Department estimates the

total personal savings, but they do it by a residual

method. They figure up how much income everybody got
and how much they spent, and then they say the rest had
to be saved, but theymake no attempt to check that savings

figure by finding out how it was saved.
The SEC furnishes corroboration of that figure by
working up the savings figures by sources of savings:

95

-5currency, bank deposits, purchases of Federal securities,
and so on. Commerce could verify their figures in a

similar way, but haven't done it. As a matter of fact,
there is quite a lot of confusion about it because

Commerce and SEC don.t agree on a lot of things.

H.M.JR: Could that be transferred by Executive
Order?

MR. BELL: If you determined that it is something

working in the war effort - tied in with the war effort.
I really think it belongs in the Department of Commerce.

H.M.JR: I don't agree with you. What would you
think if I just, on an informal basis, called up Harold
Smith and asked him to look into that?
MR. BELL: I don't think it would do any harm.

H.M.JR: Let me ask him. It annoys me. It is the

Finance Section over in Commerce and one in--

MR. BELL: It is the Finance Section of the Foreign
Division of Foreign and Domestic Commerce.

MR. LINDOW: The particular unit that makes the

estimates I was referring to is the National Income

Unit in the Bureau of Foreign and Domestic Commerce.

MR. MURPHY: Milton Gilbert is the head of it.

MR. HAAS: Isn't it true that there is more than one

group? They don't even agree among themselves.

MR. LINDOW: Commerce has two different groups,

and they don't agree. They will put out the same figure -

supposed to be - and it is different, It is really almost

scandalous, I think, that they haven't gotten together on
some of those things.

MR. BELL: To go on with the drive, we had planned,

after a talk with you the other day, that first we would

96

-6have an offering on April 5, but now we contemplate that
we would offer to the banks - open the drive on April 12,
and in the opening of the drive we would offer to the

banks a seven-eighths percent certificate for two billion
dollars and then, at the end of the drive, April 28, 29,

and 30, we would open the two percent bond, which would

have been in the drive all through the period, to the

banks for two billion dollars just like we did in

December.

H.M.JR: But the two percent would be a little longer,
would it, than last time?
MR. BELL: In the 50-'52's.
MR. HAAS: It would be three months longer or
six months longer.
MR. MURPHY: Rouse suggested that it be made exactly

the same length from issuance as the last one. That
would make it a September, '50-'52. That appears rather

rich. I wouldn't have any particular objection to it

being rich. It could easily be extended to December or
even to March.

MR. BELL: '53?

MR. MURPHY: '51-'53. But if our story is that
we are going to maintain a given pattern of rates, of
course they will thin that down - that apparent premium -

fast enough. I think there is a lot to be said for
accepting Rouse's suggestion.

H.M.JR: Just put it ahead three months?
MR. MURPHY: Six months. It has been six months

since we offered one, Mr. Secretary. We put one out

last in October, and this will be six months further
ahead.

H.M.JR: I had forgotten.

97

-7-

Do you mean to say it will be six months between

those?

MR. MURPHY: We used a one and three-quarters in

our last drive. Now we are using a two, and there is
some thought that perhaps we might alternate between
one and three-quarters and two, feeling the way along

as to which is the most popular.

H.M.JR: I have to refresh my mind. That is what I

am trying to do this morning.

MR. HAAS: By the way, Dan, Rouse likes the two-

percent bond and the certificate.

H.M.JR: You know, we set a deadline for ourselves
yesterday, that on or before the 10th of March we would

settle this bond thing. So we have until-MR. BELL:

next Thursday, I think.

H.M.JR: The 12th is Friday. I said on or before

the 12th we would let them know. That gives us the
rest of this week and next week. We ought to beat that

deadline.

MR. BELL: I hope we do it the first of the week.
H.M.JR: I don't think you can, not with me being
away for a couple of days. You ellows won't make up
your minds an way. (Laughter) You can't do it by Monday.

Well, maybe you can; we will see.

MR. BELL: The other security is the two-and-a-halfpercent bond which would be extended a little beyond the

63-'68 - or was it '64-'69? You had '65-'70 at one time.
MR. HAAS: We are not so choosey, except we would

rather have a longer call period. We suggested '60-'70

and '65-'75.

98

-8H.M.JR: You always do that. (Laughter)
MR. MURPHY: If the payment of death provision is

added, it is hard to evaluate what that is worth, but
the bond would be pretty rich unless it was extended

or given a long call period.

H.M.JR: Now what will happen is, they will do
that and then say, "Wouldn't you give that privilege to

the outstanding ones too?"

MR. BELL: That will be the next.

H.M.JR: But I don't think we should.
MR. MURPHY: That would be an argument in favor of

adding some such provision as a long call period to
offset the payment of dea th provision in part. It would

make the bonds appear - reduce the pressure to make it
retroactive.

MR. BELL: There is another question up in connection

with the two and a half percent bond, and that is the
denomination. Last time we stopped at five hundred. There
have been some requests to go down to a hundred.

H.M.JR: I have no objection to that this time where

we have the two organizations together.

Incidentally, did you start that press business?
MR. BELL: Yes, they are working on it now.

MR. HAAS: We have a little apprehension on it for a
different reason - about dropping the denomination down.
I think it would be unfortunate if any particular salesmen
or group of salesmen would attempt to sell people in

low incomes the two and a half percent bond, because your
main reason which you gave to Congressional committees
for putting out a type of bond such as the E bond was

that you didn't want to have a bond market such as in the

last war. It could very easily happen if these two-and-a-

halfs are pushed and the E's overloaded, and it is my

99

-9-

feeling - I guess we are all in agreement on this - that
a person should first be sold his limit of E bonds. Now,

that may not be the case; it may or may not be the case
if you cut the denomination down to a hundred dollars. It

could be handled all right if they were specifically
instructed that way.

MR. BELL: You have the same situation only to a
lesser degree in the five-hundred-dollar denomination.
That doesn't mean that a man has to buy five thousand
dollars of E bonds before he buys that.
H.M.JR: Have you men dropped the pressure to drop

F and G's?

MR. BELL: For the drive. We think it would-be bad
to terminate F and G's, which are quite the best bonds
in the series, just before the drive. But we think maybe

you might give consideration to it right after the drive.
H.M.JR: If you are going to have that, then I wonder whether you want to drop this new two and a half to
a hundred dollars. It will be in conflict with the E,
F, and G's.

MR. BELL: Executive managers say - a few of them
do - that there is a demand for a coupon bond because

many individuals throughout the country don't want a
registered security. They would have to come to the
Treasury and get it redeemed. They are willing to take
a chance on the market rather than, if they do want to

redeem it, take a reduction in the principal.

H.M.JR: That is not a hundred - that doesn't

describe the hundred-dollar one.

MR. BELL: I don't think there is much to the
argument.

H.M.JR: That is not the hundred-dollar fellow.
That is the hundred-thousand-dollar fellow.

100

- 10 MR. HAAS: He might be buying a hundred-dollar
bond. (Laughter)

H.M.JR: But the man who is buying a hundred-dollar
bond is buying it because he wants to help, and whether

it is registered or coupon or something else-MR. HAAS: I think he should be taken care of in the
type of the security sold him.

MR. MURPHY: I think the hundred-dollar fellow more
than the hundred-thousand-dollar fellow is apt not to
understand and to be irritated by the cutback in value
on the G bond.

H.M.JR: They have to buy the G in preference to

the F?

MR. MURPHY: I am speaking now of the - of course,

the F is a different choice. The small person I am speaking of who has a small amount of bonds and who wants

income is apt to think of par as par and to be irritated

if he should cash the bond and only get ninety-seven. He
is apt to be more irritated than the man buying in large
blocks who understands why the cutback is made.

H.M.JR: Supposing he buys the hundred-dollar coupon

bond and it goes to ninety-six. Is he going to be irritated?
(Laughter)

MR. MURPHY: Yes.

MR. BELL: Irritated, period. (Laughter)
H.M.JR: I am open to argument, but it just seems
to me that you may be making your basket too big, that
is all. As we go along, we can see how much pressure
there is for that. It also means more pieces of paper.

MR. BELL: I think the Federals will argue - not
strongly - but they will suggest the hundred dollar
denomination. I am sure Rouse will.

101

- 11 MR. HAAS: He did yesterday, and I think George

Buffington is interested in it, and Fleek is interested
in it. That is what bothers me a bit. I think they are
liable to push it in preference to the E. That deals

with a thing which to date you have avoided. You have

avoided having these small income people have a market bond

in order to prevent the situation that happened after
the last World War.

H.M.JR: That is right. We have to protect them.
What else have you got?

MR. BELL: I think for a moment we might discuss
the Treasury bill program and excess reserves. We had

quite a discussion of it yesterday with this group and

Mr. Rouse. The present excess reserves run around about

a billion eight, and last night I think New York had about
a hundred and eighteen million.

Mr. Haas and his group feel rather strongly that

there should be more excess reserves, particularly
New York and Chicago.

H.M.JR: They are running true to form again, and
I am with them on this one. (Laughter)
MR. BELL: He doesn't feel that the banks will subscribe to an amount of Government securities in excess
of the excess reserves, and I think in December we had
about two and a half billion dollars of excess reserves
and we got subscriptions of about a hundred and thirtyfive percent?

MR. MURPHY: On the one- and-three-quarters-percent

bond we only had subscriptions up to about ninety percent;
and on the seven-eighths, a hundred and thirty-five.
MR. BELL: Mr. Rouse says that he can't keep excess
reserves in the New York and Chicago markets. If you
put them in there, the banks will immediately go out and

try to invest them. What he runs up against is competition

102

- 12 -

with the banks in trying to invest their funds. But
he is willing to shoot for a range of two to two and a
half billion dollars in excess reserves by the time the
April drive comes around. He says that if he finds too
much competition, he will call for a conference and
come down and discuss it with us as to what we should

do. But he will shoot for the two to two and a half
billion. I think everybody agreed that that would be the
best procedure.

H.M.JR: He ought to have at least two and a half
billion excess reserves. We talked two and a half last
time; it ought to be two and a half to three now. Talk

a little bit two and a half.

MR. BELL: That is what we had last time. They did

a pretty good job of holding it, too.
H.M.JR: This time talk two and a half to three.
You say that is what I want, see?

MR. BELL: Anyway, he said he would come down and

discuss it.

H.M.JR: The more securities out, the more reserves

you have to have, don't you? Talk two and a half to

three. If you talk two to two and a half, you will slip.

They are all traders, you know.

MR. BELL: You are telling me! (Laughter)
HM.JR: What else, Mr. Bell?

MR. BELL: This is just a minor thing that we will

have to work out among ourselves. We discussed the ques-

tion of what we should do to the dealers in the next drive.
You remember the last time they were classified as individuals, and they came in and bought about nine hundred

million dollars worth of securities, of which only a hundred million, or thereabouts, were the two and a half's. So
approximately eight hundred million of the securities that
we classified as individuals went into - as far as we

103

- 13 know, they went into banks - most of them did.

H.M.JR: It was very useful, wasn't it?
MR. BELL: Yes, very useful. That is what Bob
Rouse says. He said, "Don't forget they sold a billion
dollars' worth of bonds for you."

In the February certificate issue we again classified

them as individuals and gave them a preferred allotment,
although there one class of subscriptions we did police
and cut down about twenty-five percent.

H.M.JR: I believe in policing, but I wouldn't be
too stiff about not letting them subscribe.
(The Secretary held a telephone conversation with
Mr. Harold Smith, as follows:)

104
March 2, 1943
9:45 a.m.

HMJr:

Operator:

Hello.

Mr. Smith is on his way to the office. They

HMJr:

expect him shortly.
Well, let me know when he gets in.

Operator:

Right.

9:59 a.m.
HMJr:

Harold

Hello.

Smith:

Hello. How are you this morning?

HMJr:

Fine. How are you?

8:

Fine.

HMJr:

I'd like to raise a point with you on an

informal basis before we write you anything,
see?

S:

HMJr:

Okay.

I don't know whether you've noticed in the
paper, but quarterly the S.E.C. gets out some
figures on savings

S:

HMJr:

Yeah.

and then the Department of Commerce gets

out some, and they don't jibe with the S.E.C.
and my boys - they tell me there re two
different divisions in the Department of
Commerce, neither of which jibe with each
other.

S:

HMJr:

Uh huh.

And it's upsetting to us in our preparations
for financing. Now there isn't much we can

do about it, but I'd like to raise the point,
(cont.)

105

-2HMJr:

(cont. )

in view of the difficulty -- and increasing
difficulty -- of our financing each time, what
would you think - there are only in each case
two or three people involved
Yeah.

S:

HMJr:

of - of bringing those into the Treasury
Uh huh.

S:

HMJr:

and - 80 that all estimates on savings and
80 forth would be in a central place under our
statistics here, you see?
Uh huh.

S:

HMJr:

Because it does - it sort of gets us out of our
stride. Commerce does it, I think, once a
month and the other

The S.E.C. must do it very irregularly, I - I
suppose, because I hadn't noticed it until here

S:

about a month ago.

HMJr:

Yeah. But - but there are three different
sections getting the stuff out, none of which
agree with each other.

Uh huh.

S:

HMJr:

And then they write a lot of articles - we're
getting too much or too little, you know, and
all that business. It gives the newspapers a
chance to hang a controversial issue on.

S:

Yeah. Well, I'11 try and see what I can do

about it. I'll get some of the boys here looking at it. I think there's - there's more
involved than a relatively few people.

HMJr:

Yeah.

S:

But I would think we could somehow or other

HMJr:

get it under control.
Well, because I was thinking, as I say, I - I
don't want to, you know, send a memorandum over,
and I don't want any fight over it, I mean.

106

-3Yeah.

S:

HMJr:

I'd like you to look at it with the thought

S:

Yes.

HMJr:

.... of centering it here in the Treasury.

S:

Yeah.

HMJr:
S:

HMJr:

And if you would take a look at it, and then
I'11 do that.
and then give me a ring?

I'11 do that. I expect Commerce is going to

S:

holler pretty - holler pretty loud about that,
but at any rate

HMJr:
S:

HMJr:

Well, we thought

we'll do the best we can with it.
under the - under the War Powers Act, it's....
Uh huh.

S:

HMJr:

after all it's financing - 95% of our money
is to finance the war.

S:

Yeah, yeah.

HMJr:

It's an irritating thing because the papers always

S:

HMJr:
S:

use it, frankly, to - to criticize

Yeah.

the Administration for not doing something else.
Yeah. Okay. You send - you send your memorandum

over, and I'11 see what I can do about it.

HMJr:

You - you would like a memorandum?

S:

Well, that'11 be all right, or I can look into

it on the basis of this telephone conversation.
But I thought you were

107

4-

HMJr:

No, I

S:

you had something more on it.

HMJr:

I'd rather keep it until you - I'd like -

if you'd have - do what you say, have a couple

of your boys look at it
S:

Yeah.

HMJr:

Then if you think it's worthwhile, we'll be glad

S:

Yes. Okay. Fine.

HMJr:

And - hello?

S:

Yes.

HMJr:

to send a memo.

And George Haas - if - if your men want anything,
that they get in touch with George Haas.

S:

Okay.

HMJr:

Thank you very much.

S:

You bet.

108

- 14 -

H.M.JR: He says it is not as easy as it sounds,
but he will have a couple of his boys get into it and look

at it. If they get a memorandum, it is circulated all
over, and it becomes a fight. If we don't get it, they

will say that the SEC or Jesse Jones licked us.

Yesterday 'Donnell wrote a long article in the
Washington Herald about how Herbert Lehman and Stettinius

were having a knock-down, drag-out fight. I don't know

whether they are or not, but if I write this thing and
we don't get it, then they will say, Jesse Jones licks
Morgenthau, or "SEC licks Morgenthau." It is not that
important. He wanted me to send him a memoran dum. I

said no, because he would send it right over to the other
two bureaus - my memorandum.

MR. BELL: I don't think he would do that. I think

he would have somebody investigate it first.

On the dealers, Bob Rouse feels that what you have

to do is control them in the drive, but not to hamstring
them, because they were helpful in distributing the

securities the last time.

H.M., JR: I agree. Don't hamstring them, but police
them.

MR. BELL: The only other thing is that if Congress

passes the pay-as-you-go bill we might eliminate series A
tax notes.

H.M.JR: Did you see what they reported out? Instead
of doing a straight twenty percent - they can't do anything

simple. I suppose they figure they can't knock the
victory tax out because they will hurt George's feelings

so they run around the block three times and come out with
a twenty percent deduction at the source.

If you add and subtract about four times to get your

result instead of doing it once - but it is not bad, you
see.

109

- 15 -

MR. BELL: They didn't come out with a cancellation,
did they?
H.M.JR: No.

MR. BELL: It sort of automatically works that way,
though.

H.M.JR: No, they said to leave that until we took
up the tax bill. They said, "We want the people to pay
their March 15 and June 15 tax. We will start with the
deduction of twenty percent at the source on the first
of July, and the other question we will take up when we

take up the tax bill." That is what I got.

MR. BELL: I don't know, the paper sort of indicated--

H.M.JR: I read Cooper's statement. It is not bad,

because the thing that Paul was the most afraid of was

that we wouldn't get a deduction at source - that they

would put the Kuml plan through without the deduction at
the source. What he was fighting for was the deduction at

the source. If we get that on the statute, we can do the
other much easier.

it.

MR. BELL: But they did include the victory tax in

H.M.JR: Yes, they left it in.
MR. BELL: Left it on the books, I mean.

H.M.JR: As I understand it, yes.
MR. BELL: Instead of making it twenty-two or
twenty-three percent and absorbing the whole thing.

H.M.JR: This gives me a little understanding of the
thing. Keep feeding it to me.
MR. HAAS: May I mention one other thing that Dan

overlooked? I think it is one of the most important

110

- 16 -

things; it is not a detail. I think it is very important
in this drive to indicate to the people who are handling
it to get a large part of your funds from individuals.
In other words, in the December drive they got the money,

but it was a cream-skimming job. If you are going to ask

outside the banks for, say, ten billion dollars, I think

it would be very much worth while that you break the ten
down and say of that ten you want about three billion two
hundred million from individuals, and indicate that you

want a real house-to-house job on the thing. I think

if you don't do that you will be criticized.
H.M.JR: Yes, I am glad you raised that point. I
want to raise one in this room here. I don't see how
you can escape having a quota.

MR. HAAS: I don't either.
H.M.JR: I know Dan doesn't agree with me. You take
Cleveland - they ought to have a quota. Their quota ought
to be for the banks and the whole business, and so much

for individuals; and until we get a quota, I just don't

think we can function.

MR. HAAS: We have done some work, by the way, with

groups on it.
H.M.JR: So whenever you are ready, I am ready to

listen to it. I just don't see how you can have a drive

and not have a quota.

MR. MURPHY: In respect to the bank subscriptions,

Mr. Secretary, I think the question of a quota and the
question of an adequate supply of reserves is rather interconnected in a way which makes a bank quota rather

undesirable. I am very much in favor of the quota outside
of the banks.

The relationship between a quota and excess reserves

of the banks, I think, was best indicated in a conversation we had with Johnson, who is on the Quota Committee
for the Federal reserve System.

111

- 17 -

They had a proposed quota for banks. We questioned
whether it was necessary, and Johnson, in the course of

a rather factual statement, said it probably wasn't
necessary now, but that if excess reserves should decline,
then a quota for banks would be necessary; and that is
about the true relationship between the questions.

H.M.JR: Henry, it is broader than that. What I

am thinking of is, if the drive is thirteen billion or

fifteen billion - according to the wealth of the population is the way you decide, isn't it?
MR. HAAS: Income that is flowing in.

H.M.JR: All right. New York gets twenty or thirty

percent.

MR. BELL: They don't get the income, do they?

H.M.JR: whatever it is-MR. BELL: They subscribe to thirty-five percent of
the securities and I wouldn't want to take that away
from New York on any quota basis, because I think you

might not get the total you are after.

MR. HAAS: The Secretary is thinking of quota in
the normal sales thing. The banks could be separated
out. You don't need quotas for individual banks.
H.M.JR: I am thinking - say, "All right, New York, you
raise three; Chicago, you raise two; Cleveland, you

raise one" - in those districts. Then after having set

that, you can break it down as to how much for the banks
and how much for individuais. Otherwise, what I am fear-

ful of is that New York will pull the main oar and some of

these other districts just won't do the job. I don't
think that it will keep New York from going over its
quota. I think they will do it anyway.

I wish you fellows would think about it, and this
new man, Robbins, certainly ought to get in on that.
will be gone for two days.

I

112

- 18 -

MR. HAAS: We have done some work on this.
H.M.JR: Do some more.

MR. LINDOW: Could I add a word on this individual

quota, Mr. Secretary? We had ten billion, say, for nonbanking sources listed as our goal. Our thought was
that we ought to break it down into about three or four

categories, individuals, say, three billion or three bil-

lion two, as we had in the sources of funds memorandum,
and a certain amount for corporations other than banks
and insurance companies, based on the amount of funds
that they are accumulating, then the insurance companies
and mutual savings banks in one group, perhaps.

Unless we break it down into those three or four

groups, we are afraid that they won't go after the individual money enough. They may get the non-banking money,
but it isn't the current accumulation of individual funds.
We want to get at those individual savings as they accumu-

late in order to do the most successful job.

H.M.JR: The individuals are the first objective.
MR. LINDOW: Yes.

MR. BELL: I hate to see you put an amount on those

individuals. I think it will look bad if you don't get
it.

MR. HAAS: This is internal.

MR. BELL: It can't be; you spread it among fortyeight States and twelve Federal Reserve Districts.

113

March 2, 1943
10:25 a.m.

NORTH AFRICA

Present: Mr. Bell

Mr. White

(Letter addressed to Mr. Hull handed to the Secretary
by Mr. Bell, copy attached.)
H.M.JR: Have you (White) seen this letter?
MR. BELL: He wrote it.

MR. WHITE: If I wrote it, I saw it. (Laughter)
MR. BELL: It is the one to the State Department

on that committee.

MR. WHITE: Yes, I thought it might be a good thing

to send. It is not important. I don't feel strongly

about it.

H.M.JR: I won't sign this thing.
MR. WHITE: I wouldn't be bothered with either one
of them.

H.M.JR: I wouldn't sign it.
MR. BELL: The meeting is this afternoon, isn't it?
MR. WHITE: Yes.

MR. BELL: Why not? It is a good record. I think
we have got to be in on these committee meetings - some

of them - whether they are run the way we think they
ought to be or not, because there are going to be a lot
of things that will be discussed that we have to be in on.

114

-2H.M.JR: I am perfectly willing to call up the
Acting Secretary, who is Mr. Welles - Mr. Hull isn't
here - and tell them how I feel.
MR. WHITE: That would be better.

H.M.JR: I think it is all darned nonsense.
MR. WHITE: That would be better.

MR. BELL: How about just letting Harry go and not
answer any of the letters?
MR. WHITE: What we will do is, we will just send
somebody so we will be cooperating. All Feis is asking--

MR. BELL: This is the first meeting today.
MR. WHITE: We don't have to answer the letter.
We can just send somebody.

H.M.JR: What meeting is there this afternoon?
MR. WHITE: That is a new committee which they have

formed.

H.M. JR: I would like to tell Welles that I think
it is all damned nonsense. They have an over-all committee.
MR. WHITE: And these ought to be subcommittees.

MR. BELL: We agree with that a hundred percent.
We told Feis that.
H.M.JR: What?

MR. WHITE: Feis said he agreed.

H.M.JR: And now they are setting up a separate

committee.

Is there a letter from Mr. Hull to me?

115

-3MR. WHITE: No, Feis to Bell.
MR. BELL: Following his conference with us.
H.M.JR: Are you in agreement we should be one

committee?

MR. BELL: Absolutely.
MR. WHITE: An over-all committee and subcommittees.

There must be subcommittees.

H.M.JR: I would like to tell that to Welles.
MR. BELL: I have no objection to that. We told it
to Feis. I think Feis agrees with us.
MR. WHITE: He did say that he agreed.
H.M.JR: They they come along--

MR. BELL: It is an internal thing.
MR. WHITE: They make the thing very difficult. For

example, we had this meeting yesterday to discuss--

H.M.JR: Excuse me - is the first meeting this

afternoon?

MR. WHITE: Yes.

MR. BELL: I think somebody ought to go to that
meeting.

H.M.JR: I agree.
MR. WHITE: We told them we would participate, but

we didn't like it.

H.M.JR: I will do it by telephone.
MR. WHITE: They listen and agree with you, and
just go ahead.

116

-4-

H.M.JR: That is their policy. They agree with you
and then do what they want.

MR. BELL: I really can't understand how this other

committee was created; and everybody is on the committee
except the Treasury.
MR. WHITE: Then you get an invitation from somebody

who is not even on the committee which says that if the
Treasury wants to go--

H.M.JR: It is Finletter who is the head?
MR. WHITE: Yes.

H.M.JR: What is it called? North Africa-MR. WHITE: It used to be called the North African
Economic Board. Now it is something else; they have
just changed the name.

MR. BELL: It has been changed to cover all occupied

territories.

MR. WHITE: Don't you remember he definitely said,

"This is only concerned with North Africa"? I said,
"That is what you are going to start in with, then the
first thing you know you are going to expand into all
areas." That is exactly what they are doing. They
changed the name so it would apply to all.

H.M.JR: Is this thing of Feis' competing with
Foreign Exchange?

MR. WHITE: Monetary matters - finance.

MR. BELL: Economic matters where it gets into the

fiscal.

117

-5-

(The Secretary held a telephone conversation with
Mr. Welles, as follows:)

118

March 2, 1943
10:32 a.m.

HMJr:

Operator:
HMJr:
Summer

Hello.
Summer Welles.

Hello.

Welles:

Good morning, Henry.

HMJr:

How are you, Summer?

W:

HMJr:
W:

HMJr:

I'm fine, thanks.
You're Acting Secretary, aren't you?
That's right.
Good. Sumner, I didn't want to put this in

a letter. The boys wrote a letter but I
didn't want to sign it - to the Secretary of

State. You've got a committee over there
which I think Mr. Finletter heads on economic
matters affecting South Af.. - South - North
Africa

W:

HMJr:

Well, he has to do with strategic materials.
And we're not on that committee. Now they're
now setting up today a committee just to take
up the question of money and so forth, and

which Feis is the head of. It's an entirely
separate committee.

W:

Uh huh.

HMJr:

Now I'm perfectly willing to let Harry White

W:

Yes.

HMJr:

But personally, I think that if they're going to

go over and sit there as an observer.

treat monetary matters it ought to be a sub-

committee of the whole, and there are so many

financial things that I think the Treasury
ought to have a representative on it.
W:

Yes.

119

-2HMJr:

And - 80 that if when - if when something
comes up - because when it goes wrong, it
comes in our lap anyway.

Yeah.

W:

HMJr:

And we've had numerous instances where we've

had to dig out after the damage has been done.
But to have a separate committee and which Feis

is the head of to treat with just financial
matters, I can't see it.

Well

W:

HMJr:

And I just wanted to bring it to your attention.
I'm not going to fight about it. It's not worth
fighting over.

W:

Uh huh.

HMJr:

And White will go this afternoon

W:

HMJr:

Well, I'll take it up immediately, Henry.
As I said....
And I think you're quite right.

W:

HMJr:

W:

HMJr:

But to have an overall committee - and when
everything that you do touches us, you know?

Yes. You're speaking now specifically about

this Strategic Materials Committee, is that it?
No, as I understand it, it's a sort of general
economic committee in which all the agencies
are represented - I - to me it's represented as
the Finletter Committee.

W:

Uh huh.

HMJr:

And everybody's on it except the Treasury.

W:

I see. I'11 take it up immediately and find
out.

HMJr:

But, as I say, I - I'm not going to fight about
it. I was just going to bring it to your
attention and then

120

-3W:

Well from what you tell me you're absolutely

HMJr:

Yeah. Okay.

W:

I'11 take care of it.

HMJr:

Thank you.

W:

All right, Henry. Goodbye.

right. I fully agree with you.

121

-6-

MR. BELL: It is done.

H.M.JR: Now, the difference with Welles is that
when he says he will take care of it, he does.

MR. BELL: If he will talk to Feis, I think Feis
will agree that it ought to be one over-all committee
doing the whole job.

H.M.JR: You don't agree on that?
MR. WHITE: I don't know whether you made it clear
that there should be an over-all committee in which these
should be subcommittees.

H.M.JR: I think so; I got the point over. I mean,
if there is going to be a separate committee, then it

should be in the Treasury.

MR. BELL: I question whether Finletter should head
the over-all committee.
MR. WHITE: I mean, this should be another committee
which should be an over-all committee; these committees

are all right as subcommittees,

H.M.JR: Well, I am sorry; I just couldn't sign the

letter.

Treasury Department

122

Division of Monetary Research
Date March 2, 1943 194

To: Note for Files:
Secretary Morgenthau said he would

(not send this, but would speak orally to
Acting Secretary of State Welles - which
he did.
H.D.W.

MR. WHITE

Branch 2058 - Room 2141

123

by dear Mr. Secretarys

We have a letter from Mr. Feis dated February 26, 1943, regarding
the formation al a committee so deal with various montary and financial

questions on North Africa.

It appears from this letter that Mr. Fels regards the group now
working - certain North African economic questions as pection - of
a Combined Committee for Earlin Africa. He proposes that a committee

8 monetary and (insucial questions be formed as seption two of a can

bined Committee for North Africa. This pattern of organization quite legical 11 as the - the there is formal a general Combined

Committee for North Africa and other compled areas - which all
interested departments would be represented w responsible officials,
and as which only the more important semsple and financial policy
questions would be discussed. was 1 Combined Committee acting
at a policy-naking level, there would be a sound basic for sectional

committees, including the two Mr. Feis programes, asking as sub-conmittoes, to which would be referred various matters for recommendation

as to action, or for final action in matters involving no important

policy questions. Under such - arrangement, each sectional comition
could function most effectively ss as had as its chairman the representative of the department principally encerned with the work of
the particular sectional committee.

In the montine, the Treasury will send a representative to the
moting of the proposed motion two called by mr. Feis. Honoyer, 10
is our vice that this section, as well as other medicinal committees,
can operate effectively along the proposed lines only 12 16 is is

fact a sub-consittee of a Combined Committee for North Africa and
other occupied areas as which important economic and financial policy
questions are considered, and on which all interested departments are
represented.

Sincerely yours,

Secretary at the Treasury
The Heberable

The Secretary of State.
EHB/Jm 3/1/43

124
March 2, 1943
11:04 a.m.

John

Sullivan:
HMJr:

with Mr. Doughton, and he's talked with

Mr. McCormack
Yeah.

....and apparently the bill will be on the floor

S:

a week from tomorrow or a week from Thursday.

HMJr:

Yeah.

S:

Mr. Doughton has no objections to our attempt-

HMJr:

Yes.

S:

I thought if you approved I'd go right over now

ing to have that moved in the Senate first.

and see Senator George.

HMJr:

S:

HMJr:
S:

Don't you think that would be the smart thing
to do?

Yes, I do, sir.
Well, I - I would follow through on that.
I'11 - I'11 do that right away, and then report
when I get back.

HMJr:
S:

You and Joe.

That's right. Mr. Doughton would like to speak
to you a moment.

HMJr:

Cong.Robert

I'd like to talk to him.

Doughton:

Hello, Henry.

HMJr:

Hello, Bob.

D:

How are you?

HMJr:

Oh, I'm all right. How are you?

125

-2 Pretty good. I appreciated your letter and you

D:

sent me that copy of proceedings out there the

day we had the broadcast.
HMJr:

Yeah.

I got it out at the hospital. You mentioned you'd
be glad to drop in and see me, and which I appreciate, but I'm back here. If you'll drop over here
any time - if you want to see a man that's well,

D:

HMJr:
D:

up and agoin', I'm here.
Well, you - well

I didn't have any trouble out there, Henry, only I

just had two major operations, and - about double
pneumonia and two transfusions of blood and complete
paralysis

HMJr:

Otherwise

D:

....in a week, and come back and have gained two

HMJr:
D:

pounds and a half. How do you like that?
Well, I - I wish I was half as good a man.

(Laughs) The newspapers have made you think I'd

had all those troubles, you know.

HMJr:

Yeah, I wish I was half as good a man.

D:

(Laughs) No, I - I just went out for a check-up.

I'm all right.

HMJr:

Well, that's good.

D:

You

HMJr:

You sound fine. Well, I hope to see you soon.

D:

Yeah, I'11 be glad - well, we - we'll push up
this matter all we can, but it don't look like
now, under the order - they think that it ought
to come up next after Lend-Lease, next Monday

which - next week which we'll expect that Monday,
and about - somewhere from Tuesday to Thursday

they think they can get it up, and we'11 look

right after it.

126

-3HMJr:

D:

Well, but you think it would be all right to

let George push it over on the other
If he wants to do it, there'11 be no - no objection on my part. Of course, now I'm not handling

it. His has handled it.

HMJr:

But there'd be no objections.

D:

Not by me.

HMJr:

Well, wouldn't you just as leave have the bill

D:

HMJr:
D:

come over with no rider on it?

(Laughs) Well, now that - that's a matter that
I wasn't figuring to say anything about. I'd
rather it had never been put on it.
Well, that's the
As far as I'm concerned, they - they've changed
them on the amendment, you know, changed to a
substitute and knocked my bill out.

HMJr:

Yeah.

D:

When they knocked my bill out, I declined to

HMJr:

Right.

D:

I - let somebody else handle it - someone - I

report it.

didn't want to report something - handle some-

thing that I'd tried to prevent.

HMJr:
D:

No.

So Disney's handling it, but I'm trying to
prevent delay and get it up so it can be considered as early as it can. I'11 look after
I'm looking after that, and Disney's before

-

the Rules Committee now about his rule, and I
think you can safely count on the House being
ready to take some action on it by the middle
of next week. Whatever the Senate does between
now and then, well, there'11 be no - any - no
objections raised by me.

127
-

HMJr:

Okay.

D:

All right. Come over.

HMJr:

Thank you.

D:

Goodbye.

00-Mr. Bell

128

Mr. White

March
2, 1943
11:11 a.m.

HMJr:

Operator:
HMJr:

Hello.
Go ahead.

Hello.

Summer

Welles:

Henry?

HMJr:

Yes, Summer.

When you spoke to me a little while ago, I
was a little bit confused on this committee
I didn't know exactly what committee you

W:

had in mind. I now find clearly what the
situation is.

HMJr:

Yes.

W:

Both of the committees that you mentioned

HMJr:

Yes.

W:

have to do solely with North Africa

and I would like to request you, if you

will be good enough to do so, to appoint a
representative of the Treasury Department to
sit on Section 1, which 18 what you called
the Finletter Committee.

HMJr:

Yes.

W:

And I find that the other committee, which

Mr. White will attend this afternoon, will
practically be entirely under the control
and supervision of the Treasury. But it
would be useful, I think, to have a Treasury
representative on the other section of the
committee as well.

HMJr:

W:

Well, that's what we thought, and the boys
here thought that this -- what do you call
this committee that meets this afternoon?
It's Section No. 2.

129

-2HMJr:

Well, that - that really ought to be a sub-

W:

Yeah.

HMJr:
W:

committee of No. 1.

That's what they were trying to explain to me.

Yes, well, that's a question of organization.
At their first meeting this afternoon, they can
work that out.

HMJr:

Yes.

W:

But I'd be grateful if you'd appoint your repre-

HMJr:

On Section No. 17

W:

Yes.

HMJr:

All right. That's very fast action.

W:

HMJr:

sentative on Section No. 1 as well.

All right, Henry.
It's hard to keep up with all these committees.

W:

Yes, I should-say so.

HMJr:

And we'll be glad to cooperate.

W:

Well, I think - thanks a lot, Henry. 1 think
that will work out fine now.

HMJr:

Thank you.

W:

Many thanks. Goodbye.

HMJr:

Goodbye.

130 L
March 2, 1943
11:51 a.m.

John

Sullivan:

on this whole matter, but I just wanted
to report to you that I found Senator George

in a meeting of the Senate Finance Committee.

He was at first unwilling to act on this

until it had been passed by the House, but he
conceded there wasn't any legal objection, and

he finally agreed - but if he could call

another meeting of his committee, he'd get
them together. He said that Senator Vandenberg
had expressed the desire to be present if
there were any further discussions on this

measure, but he's going to try to get them together, and if there is no objection he will

bring it out first.

HMJr:

S:

Well, I think that we did - I think we accomplished something this morning.

oh, I think 80 too. Now neither one of them
raised the question that we're going to have
- that we may have to answer before we get
through

HMJr:

Yes.

S:

and that is, do we want this debt bill
even if the repeal of the salary ceiling is

on it?
HMJr:
S:

Well, you might ask'Jimmy Byrnes about that.

Well, I'd made up my mind this morning that if
they asked me, I - I said that I'd have to
refer them to him. Now do you want me to ask
him?

HMJr:

Yes.

S:

Right.

HMJr:

I wish you would.

S:

Do you want me to report?

HMJr:

Yes.

131

-2-

S:

HMJr:

Right.
Thank you.

132

MEMORANDUM

March 2, 1943.

TO:

The Secretary

FROM:

Mr. O'Connell

TLS

Mr. Sullivan

Pursuant to your instructions, we called on Chairman
Doughton this morning and, as we advised you over the
telephone, he communicated with Mr. McCormack who informed

him that the Public Debt Act would be taken up next week
immediately after the Lend Lease Bill. He expected that
the Public Debt Act would reach the floor on either the
10th or the 11th of March.

After talking with you, we went to the Senate Finance

Committee where we talked with Senator George. The Senator

first appeared to be unwilling to act on this measure until
the House had acted, but he stated that there seemed to be

no legal objection to the Senate acting first. He then

said that Senator Vandenberg had asked to be present if
there was to be any further discussion on the Public Debt
Act and Senator George stated that he was not present at
the meeting this morning.

Before we left, Senator George agreed to try to get
his Committee together again and stated that if his Committee
was agreeable he would bring it out on the Floor as soon as
possible. We told him we would very much appreciate his
expediting this matter because, al though it might later
have to go to conference, we felt that we would save about
a week.

133
March 2, 1943
1:00 p.m.

HMJr:

Richard

Hello.

Rothschild:

Hello, Mr. Secretary?

HMJr:

Speaking.

R:

I have some of this information. I think it's

what you want.

HMJr:

Go ahead.

With regard to "Mr. H"....

R:

HMJr:

"H"?

R:

Mr. Hobler.

HMJr:

Yes.

This is the story: He's a man of about fiftyfive -- I don't know if you want this - it's
part of the picture - I think I'd better give
it to you

R:

HMJr:

Well, how old is he?

R:

He's a man of about fifty-five

HMJr:

Yes.

R:

six foot three, a big, husky fellow. He
used to be a football player, I understand,
in his college days.

HMJr:
R:

Yes.

He was with Irwin and Waisey, a big advertising
agency, for some time, and later with the Pet
Milk Company.

HMJr:
R:

HMJr:

Yeah.

He's a brusque, domineering sort of person
and some people say, rather opinionated
Yes.

134

-2

R:

with the result that for awhile there was
quite a turnover in his organization

HMJr:

Yes.

.... in his personnel - people who couldn't get

R:

along with him and 80 on.

HMJr:

Yeah.

R:

As far as....

HMJr:

Hello?

R:

....are concerned

HMJr:

I - they interrupted us a minute. I didn't hear

what you said.

R:

I say as far as his ability

HMJr:

Yes.

R:

and experience are concerned, it's more largely

in the marketing field than in the actual advertising and copy work.

HMJr:

Yeah.

R:

He's not a writer himself. He's more of a sales-

man type, and he has specialized in the marketing

angles, which are related, of course, to advertising
and merchandising.

HMJr:
R:

Yeah.

I understand, incidentally, he had a heart attack
a few years ago, but has been all right since then.

HMJr:

I see.

R:

Now that's the - the agency, of course, stands
among the best,

HMJr:

Yes.

R:

You know that part of it.

135

-3HMJr:

Yes.

Now the other man is a - is really just the

R:

opposite type of person.

HMJr:

Yes.

He was with N. W. Ayer for some time. I understand he was not with Lord & Thomas. I - I had
that wrong. I think I told you Lord & Thomas.

R:

HMJr:

Yes.

R:

It was N. W. Ayer, and later with the F. Willie
Armstrong Agency, both of them very large, of
course.

HMJr:

Yes.

R:

There are those who say that his present agency

HMJr:

Yes.

is the biggest in the - in the country.

It's always a question of whether their building
is higher than J. Walter Thompson or Lord &
Thomas or whatever it is, but at any rate, they're

R:

among the three biggest.

HMJr:

Yeah.

R:

He's a great writer himself. He's a fine person,
a relaxed, humane sort of a person, I understand.

HMJr:
R:

Yes.

He's not a speaker, but is one of the really - is is thought of as one of the great creative minds
in advertising.

HMJr:

Yeah.

R:

His - there's an interesting thing recently, which

we happened to be interested in. They ran a
series of advertisements in some of the magazines
on this divide and conquer strategy of Hitler

HMJr:

Yes.

136
-

in which they stressed the way in which
various things have been used by that propaganda,
including anti-Semitism and so on - a very friendly
series of ads.

R:

HMJr:

Yes.

HMJr:

I just give you that for - for general background.
A friendly series.

R:

Very friendly, yes.

HMJr:

Good.

R:

Now as to their politics, I don't know whether
you re interested in that

R:

HMJr:
R:

HMJr:

Well, I think that
but all advertising men, I suppose, take the
protective coloration of big business
Yeah.

HMJr:

and of the two, I should say that Rubicam was
probably the more liberal.
More liberal.

R:

Now the - the main account or one of the main

R:

accounts of Rubicam is General Foods

HMJr:

Yes.

as you know.

R:

HMJr:
R:

I know.

They have most of the - of the General Foods

accounts, and a whole long list of other accounts -

Borden, American Can, Gulf 011, Johnson & Johnson,
Metropolitan Life, Westinghouse, Packard and 80 on

and so on. I don't imagine you re interested in

all
HMJr:

No, I have this agency list book.

137

-5-

R:

What's that?

HMJr:

I have this book.

R:

You have the Standard Register?

HMJr:

Yes.

R:

Well, that gives it all.

HMJr:

Yes.

R:

Now does that give you the kind of a picture that
you wanted?

HMJr:

Yes. Well, I would say the second man sounds
pretty good.

The second man is -- of the two -- is certainly

R:

the better.

HMJr:

Right.

And is spoken very highly of by everybody. I've
known him only by reputation, and I've just tried
to follow down some of these specific points.

R:

HMJr:

Right.

He' a a very - he's evidently a very high caliber
person, liberal basically, and a great creative
mind in - in advertising.

R:

HMJr:

Well, thank you 60 much. If I want any more, I'11
call you.

R:

All right, Mr. Secretary.

HMJr:

I hope I didn't bother you too much.

R:

No, no, it's all right. It - it was not difficult.

HMJr:

Thank you very much.

R:

Right.

HMJr:

Goodbye.

138

March 2, 1943
2:01 p.m.
HMJr:

Operator:

Hello.

Mr. Callahan.

HMJr:

Hello.

Vincent
Callahan:

Yes, Mr. Secretary.

HMJr:

Callahan?

C:

Yeah.

HMJr:

These tickets, they have more trouble with
them. This

I know it.

C:

HMJr:

C:

HMJr:
C:

Mademoiselle DeVecchi called up Mrs.
Morgenthau. Where were the tickets?

I left them at the - or rather, Commander
Stephens did, at the Raleigh.
Well, they were never called for.
Well, I just found out that Toscanini
was taken 111.

HMJr:
C:

HMJr:
C:

HMJr:

C:

HMJr:

C:

Yeah.

And we left them for Walter Toscanini at his
instructions.
Yeah, well, he never showed up. Well, now...
Well, he stayed with his father.
Well, can you call up Mademoiselle, or whatever they call her, DeVecchi?
Yes, sir.
And find out what disposition she wants to
make of the tickets?

Do it right away, sir.

139

-2HMJr:

And - 80 they don't want the box empty, but

it - it's up to them to do something.

C:

Well, I'11 take care of it.

HMJr:

Well, the tickets are on the way over to you.

C:

All right, sir.

HMJr:

But get both Walter Toscanini and - but first

get Madame DeVecchi - I don't know whether she's
in

HMJr:

DeVecchi, oh, I know it.
I don't know whether she's in Washington or

C:

Well, I'll find her.

HMJr:

Well, now can I leave it with you?

C:

Yes, sir, I'll take care of it.

HMJr:

And when the matter is cleared, will you -

C:

C:

HMJr:
C:

where - where she 16.

supposing you call me back.

All right, sir.
The tickets are on the way over.
Okay, sir.

140
March 2, 1943
2:09 p.m.

HMJr:
Raymond

Rubicam?

Rubicam:

Yes.

HMJr:

This is Henry Morgenthau, Jr.

R:

Yes, sir.

HMJr:

How are you?

R:

Fine, thank you. I hope you are.

HMJr:

I'm all right. I hate to disturb anybody who's

on a holiday in Arizona, because I know what it
means.

Well, but I'm pretty lucky to have it.

R:

HMJr:

Good. Mr. Rubicam, we're setting up a new sort
of group here in the.

R:

Mr. Morgenthau, I'm sorry,I don't quite hear
you now.

HMJr:

Can you hear me now?

R:

Yes, I do.

HMJr:

We're setting up a new sales organization in

R:

Yes.

HMJr:

the Treasury on our War Bond financing

and Mr. Robbins is starting with us as of

yesterday as general sales manager in charge of
the whole works.

R:

You mean Bill Robbins of General Foods?

HMJr:

That's right. He'11 be in my office in a

R:

Yeah.

minute.

141

-2-

HMJr:

And he wants to get the best advertising man
in America to come down here and help him. And
he and I both want you.

R:

I see.

HMJr:

And both the Advertising Council and O.W.I.

R:

Yes.

HMJr:

are - are very anxious that you do it.

I hesitated to call you, knowing that you had
gone out there for a six weeks' holiday, but

the - your friend said it was all right to call

you.
R:

It is. It's perfectly all right, sir.

HMJr:

Now what I'd like to do is this - Robbins is

across the desk and he can pick up the phone

and talk to you

Yeah.

R:

HMJr:

and then what I hope you would do would be

to get on a night plane and come in here and

let us have a talk.
R:

Uh huh. Well, here's the thing, Mr. Morgenthau.

HMJr:

Yeah.

R:

It isn't - I don't mind in the least having the
holiday interrupted

HMJr:

Yeah.

but the trouble is that LaRoche, who is my

R:

chief helper in Young & Rubican.
HMJr:
R:

Yes.

....has just left for six months with the

Advertising Council
HMJr:

Yeah.

142

-3....and that left us so short-handed

R:

HMJr:

Yeah.

that I had decided that I had to stay there.
Now I wasn't going to stay out here six weeks on
a holiday, I was going to do some business. I

R:

was going to be here about three weeks

HMJr:

Yes.

and then go on and do some business on the

R:

coast, where we've got two offices, and in
Chicago.

HMJr:

Yeah.

Then. I was going back to Young & Rubican and stick

R:

pretty close to there for six months until LaRoche
got back from the Council, and then see if I
couldn't find a war job.

HMJr:

Yeah.

R:

Now that was about the plan, you see?

HMJr:

Well, of course, the war upsets all of our plane.

R:

That's true. That's absolutely true.

HMJr:

Let me have Robbins talk to you a minute.

R:

Yeah, all right.

HMJr:

He's right here.

R:

Well, thanks for calling.

HMJr:

Well, I - I (talks aside: Underneath, just lean
back.)

W. M.

Robbins:

Hello, Ray.

R:

Hello, Bill.

Robbins:

How are you, my boy?

R:

I'm all right. How are you?

143

4

Robbins:

Well, I'm just fine.

R:

I understand you're starting a new job tomorrow.

Robbins:

That's right.
Or today - which is it?
Well, it's probably today, Ray.

R:

Uh huh.

Robbins:
R:

Robbins:

This situation, as far as I'm concerned, has been
developing here for a matter of - well, really
for a matter of couple months
Yes.

R:

Robbins:

while I was on the advisory committee to the

Secretary.

R:

Yeah.

Robbins:

And little did I think in those days that I would
be the one to find myself in the middle of it.

R:

Uh huh.

Robbins:

Now, Ray, the way I - the way I think at this
moment, what I need is - I need somebody who, in
the first place, knows this advertising game the

way I know you do, and in addition to that, if it
were possible to have somebody who also knows me.

There are just two important spots down here, Ray,

one is the organizing on the distributive side
because, after all, what we' ve got is a selling

job. It isn't a financial job.

R:

Yeah.

Robbins:

And the other one is the harnessing of some

R:

Yeah.

Robbins:

Now I know and you know too that the best adver-

eighty to a hundred million dollars worth of
advertising to get behind this campaign.

tising brains in this country are going to be

none too good on that size and that scope of a
job.

144

-5Yeah.

R:

Robbins:

I, of course, knew that Chet was serving on the
Council and I weighed that one very heavily,
and before the Secretary and I talked about this

plan I was pretty sure that if I went to you I

wouldn't be embarrassing you from the Y. & R.

point of view, although of course, you know that
better than I do.
Yeah.

R:

Robbins:

But, Ray, my goodness, my fellow, if Bill Robbins
ever needed anybody to help him, this is the
moment.

R:

Uh huh.

Robbins:

We're going to have an opportunity such as seldom

has existed, 60 far as I'm concerned, in my
knowledge of Washington.
Yes.

R:

Robbins:

The Secretary, as you know, is sitting right
across the desk from me, but I must say frankly,
Ray, that he's given - given me a directive on
this work that leaves no doubt about the fact
that the authority will be commensurate with

the responsibility, and that is wonderful. Now
there are just two jobs in this thing, Ray, that
are of prime importance. I'm not a bit hesitant
to say that I can do the organizing and the promotional side of it.

R:

You say you are what?

Robbins:

I'm not a bit hesitant to say that I can do the

R:

Yeah.

Robbins:
R:

organizing and promotional side of it.

But when it comes to harnessing this advertising
job, I need you and I need you terribly.

Well, Bill, you see - you see, I'm - I'm not
so sure that you need me as much as you need
a younger man who is right in the thick of
creative work, a man like Ted Wheplier, for
instance.

145

-6Robbins:

Well

I mean, have you thought about that?

R:

Robbins:

Well, I have thought about that, and - and the
way I've figured it out is this. You know how
we re set up at General Foods....
Yeah.

R:

Robbins:

that the - the promotional and creative men
who are working on - on specifically that type
of assignment

Yeah.

R:

Robbins:
R:

Robbins:

one here, for example, might be on the farm

market
Yeah.

another one on the mass market, which is the

professional group and those who don't fall into
any ready classification.

R:

Yeah.

Robbins:

Another one perhaps even on Government employees,

R:

You have product promotion managers, 80 to speak.

Robbins:

That's right. Now I need a manager for the

wherever they may be located.

managers.
R:

Uh huh.

Robbins:

I need a Ralph Starr Butler and Charlie Mortimer

R:

Robbins:

wrapped into one, do you see?
I see.

In other words, this job is - is a team job where

two people, one who's going to probably ride
the planes and take care of the organizational
work and the general directional work, and the
other one who 8 going to take care of the creative
side of harnessing a hundred million dollars
worth of advertising.

146

-7-

R:

I see.

Robbins:

And it - that isn't a one-man job. That's an

R:

Yeah. Well, Bill, this does upset all calcula-

organization job.

tione, but as Secretary Morgenthau said, the war
upsets plans. What - you know about Chet leaving

for six months full-time on the Council?

Robbins:

Yes, I know that.

R:

You know about our promoting Brockway?

Robbins:
R:

Yes, I knew, and I was delighted.
And you know about all the - the personnel
troubles that we - that we are bound to have in
Young & Rubican

Robbins:

Yeah.

and I felt that we were all needed there for

R:

the six months that Chet was away, see? And - so
what I was going to do was come back from here
and devote myself to Young & Rubicam during his
absence, and then after his absence get - find
another war job, see?
Robbins:

Well, I - I know, Ray, and I could understand how
that may be the case. As I visualize this in
terms of size and scope, what we're going to try
to do is to sell the American public and the
banking institutions of the country somewhere
between $60 and $75 billion dollars worth of
securities in less than 365 days.

R:

Yeah.

Robbins:

It's mass marketing such as - well, it's a dream
in mass marketing, and it's got to be done
through the service of volunteer sellers on the

firing line.

R:

Robbins:

Yeah.

Now that organization part of it, Ray, I - I'm
just, I think, going to be perfectly at home
with it

147

-8Yeah.

R:

Robbins:

but harnessing of this advertising and the the direction and dividing of that task among
specialists well qualified, I think I need not
a - not a creative man, as you described him, but
an organizing executive
Yes.

R:

Robbins:

who knows that profession.

R:

How about - where 18 Tommy in the picture, Harold

Robbins:

Well, Tommy did a good report for us, and he's -

Thomas? Is he still there?

he's back at his job, I guess, although I'm
going to use him in a - in a more or less consulting way right along here for some time.
He is going to be there?

R:

Robbins:

I don't think he will be here full time unless
plans should change. I hadn't anticipated that
at the moment.

R:

Yeah. Well, now what do you suggest that I do?

Robbins:

Well, the Secretary will be out of town for the

R:

Yeah.

Robbine:

next two or three days

and what I would like you to do is to get in

the same room with me somewhere, even if I have

to meet you in neutral territory. I'd rather

meet you here at the time you could talk to the
Secretary or meet you here, say, Thursday coming - being here Thursday and Friday - the
Secretary will certainly be back either Thursday
or Friday.

R:

He will. Uh huh. Well, you - I should talk

Robbins:

oh, yes.

R:

Well, suppose - this is what, Monday?

with you and with him?

148

-9Robbins:

That's right. No, this is Tuesday.

R:

Say that I meet you there Friday.

Robbins:
R:

Robbins:

All right.
Is that all right?
No, that - that's fine, Ray. I'm going to go

to work now to really find out what my inheritance is here in the Department.

R:

What - your what?

Robbins:

What my - the people - to learn to know the

people who have been associated with this work

prior to the time I have arrived.

R:

Robbins:

Yeah.

And I will be much better equipped to give you
the detail of the background and the tasks
which have been done by the group that you

would inherit in a supervisory capacity.

R:

That's nice.

Robbins:

Yeah.

R:

Robbins:

Well, suppose I come down there and talk it
over anyway, Bill.

Well, Ray, I'm - I'm delighted if you will.
I feel confident that if you do, you're going

to see the size and the scope of the task and
the - and the opportunity to serve your
country which hasn't been equaled, 80 far as

Yes, hello?

Operator:

Yes, sir.

HMJr:

Mrs. Spangler?

)

I'm concerned, in my life anyway -- and if
you need any help, Ray, on priorities in
transportation, I'11 be glad to fix that up
for you. Hello? Hello? Hello? (Talks
aside: He's gone. Did - was that black-out..

149

- 10 Operator:

Yes, sir.

HMJr:

He was out off.

Operator:

No, he's still on here.

Robbins:

Hello? Hello?

I don't want to rest on that one six months'
effort.

R:

Operator:

oh, Ray, I - we've been out off here for quite
a - a minute or so. Where did you drop my
conversation? Hello? Hello?
The phone's gone out of - hello? Hello?

R:

Yes.

Operator:

Hello? Hello? Hello? Hello?

Robbins:

Hello?

Operator:

Operator:

Yes, sir. Can you hear
Well, I guess we're out off again.
Well, I couldn't hear you. I thought the phone

HMJr:

No, the phone's not out of order.

Operator:

Oh. Well, just a minute. There he is.

Robbins:

Yeah, hello, Ray.

R:

Why, on the priority - hello?

Robbins:

Yes, Ray.

R:

On the priority, if I need

Robbins:

Robbins:

went out of order.

(remainder of conversation not recorded)

150

March 2, 1943
3:00 p.m.

(Meeting Held in Mr. Bell's Office)

FINANCING

Present: Mr. Bell

Mr. Robbins

Mr. Buffington
Mr. Haas

Mr. Murphy
Mr. Eccles

Mr. Sproul

Mr. Rouse
Mr. Ransom

Mr. Goldenweiser

Mr. John Williams
Mr. Evans
Mr. Paddock

Mr. Piser

MR. BELL: The Secretary is going to be a few

minutes late.

Marriner, do you think it will be well to go over
the figures first or wait until he comes in? Maybe we
should discuss the issues.

MR. ECCLES: What figures do you mean?

MR. BELL: Did you do anything this morning you
would like to discuss?

MR. ECCLES: No, we didn't this morning. It was
an organization meeting. Yesterday we discussed the
financing - yesterday afternoon after we went back from

here.

The discussion we had was based upon the tentative
report that we got from Piser and from Bob Rouse, who
had been over here, so that we had the information they

151

-2could give us as to what the Treasury was thinking about,
and we discussed that. We discussed the total amount
that possibly - the maximum that ought to be raised,
and discussed the types of issues and the part the banks
should play and the part the non-banking investors
should play. We discussed all of those aspects of the
problem. The question of quotas was discussed. We
had about a two-hour discussion.
MR. BELL: Maybe I had better give you the figures
to start out with, and see where we stand.
We came out of February with a balance of three

billion eight hundred and eighty-two million. That is

within about a hundred million of what we contemplated.
And we estimate that we will go out of March with about

two billion three. That is assuming that we go forward
on our present Treasury bill program of raising the

weekly offerings a hundred million on the 17th, making
two hundred million new money in each week.

In April we would have to have about thirteen billion
dollars in addition to the normal receipts from savings
bonds, tax notes, and Treasury bills, which means a

total of about fifteen billion dollars public debt receipts during the month of April. On that basis we would

go out of April with eleven billion and a quarter.

In May we would have our savings bonds, tax notes,
and the regular Treasury bills again, and we would go

out of May with seven billion two hundred and fifty

million dollars.

Then around June 1 we ought to have a two billion

dollar certificate issue in order to take up the billion

dollar maturities on June 15; which, together with the
savings bonds, tax notes, and Treasury bills, would allow
us to go out of June with six billion six hundred million.
And if we had no further financing other than the regular
stuff such as savings bonds, tax notes, and so forth, we
would go out of July with two billion one hundred million
dollars. We could have the next drive around the early
part of August.

152

-3-

MR. SPROUL: May I ask - what do you go out of
April, and out of May with?

MR. BELL: We go out of April with eleven billion
and a quarter, and out of May with seven billion and a
quarter.

MR. ECCLES: How many new bills are included in
those figures?

MR. BELL: That contemplates two hundred million
dollars of new money each week straight through the
period.

MR. ECCLES: Of course, you have taken into account--

MR. BELL: I will say up to July 21, I think it is,
when you reach a billion dollars, isn't it, Henry?
MR. MURPHY: I think so.

MR. BELL: There we will make it Level out.
MR. ECCLES: There, of course, you contemplate your

tax receipts for June in that?

MR. BELL: Yes, surely. We are going through an
uncertain period in March. We just don't know what is
going to happen to our tax receipts in March.
MR. GOLDENWEISER: How high do your bills go?

MR. BELL: A billion dollars a week at the end of
July. This means raising it to eight hundred million on
March 17, through nine hundred million on April 21, I

think it is, and a billion dollars a week either June
or July. I have forgotten.
MR. PISER: I think it is June 15. The middle of
June, I think.

153

-4MR. BELL: That is probably right.
MR. SPROUL: What is your allowance on the savings

bonds, tax notes, in April?
MR. BELL: What is what?
MR. SPROUL: How much do you estimate on savings

bonds, tax notes, in April, which would be in addition to

the thirteen billion?

MR. BELL: Eight hundred million for savings bonds,
six hundred million for tax notes, and eight hundred
million on Treasury bills - new money.
MR. ECCLES: Eight hundred million for what?
MR. BELL: For savings bonds.
MR. ECCLES: That is each month?

MR. BELL: Yes. He asked me just for April.
MR. SPROUL: So your total on April would be a

little over fifteen billion?

MR. BELL: That is right.
MR. PISER: What figure for income tax collections
were you using in March? Have you written that down?

MR. BELL: Yes, we have written it down. Just keep

it within the family. We don't want this thing to get
out and have it affect the market like it did once before.
No, I haven't got the breakdown - the total revenue in
March is four billion seven hundred million.
That includes miscellaneous taxes, also.
MR. ECCLES: That is about what - a billion and a
half less than--

MR. BELL: That is a billion and a half dollars less
than we had in this picture in February.

154

-5MR. ECCLES: That is due, of course, to getting
only quarterly payment from all taxpayers instead of
the full payment from a lot of them.

MR. BELL: That is due to late filing and probably
throwing such a burden on the collectors that they won't
get rid of it in March; and there won't be as many full

payments this time as there have been in the past.
MR. ECCLES: To the extent it is only a delay due

to the collectors being swamped, it will come in in
April, of course.
MR. BELL: That is right, but to the extent that

it is spread over the quarters, it will come in in the

next fiscal year, which will be September and December.

When it comes in in June it doesn't hurt us.

We think these receipt estimates are the minimum

and that we ought to get those and are likely to get
more than those. That would just help our balance that
much, going into April.
We have been thinking some about increasing Treasury

bills a little more, or a little faster, instead of

waiting until June until you get the billion. We

thought maybe you might jump it earlier to nine hundred

million, say, before April 1.

MR. ECCLES: We discussed that quite fully yesterday,
Dan, and we were unanimously opposed to it. That is,

we didn't favor it. That was for these reasons.

MR. BELL: Are you in favor of going with the

present program?

MR. ECCLES: We want to recommend that we increase

it a hundred million on the 17th of March. In other

words, continue to put out two hundred million of new
bills. There seems to be nothing to be accomplished by
making it three hundred million.

155

-6-

You don't need the money at the moment, it isn't
going to put any excess reserves into the market at
all, the Open Market Committee is now purchasing more

new bills than are being offered each week, we are getting
more bills now than you are offering; so that merely to
increase it just means that you offer them to the market
and we buy them immediately back the next day - all you
offer and more. We are already getting that many, so

it doesn't result in reserves at all. We feel that the

banks - the New York banks--

MR. BELL: Why doesn't it, if you are buying?
MR. ECCLES: Because there are only--

MR. BELL: Do you go into something else?
MR. ECCLES: No, New York and Chicago don't have

excess reserves today and they won't keep them. If

they buy the bills they merely buy them to sell to us.

They don't have the reserves, and to the extent they had
the reserves they would keep the bills and wouldn't
show any excess reserves. New York and Chicago--

MR. BELL: What do they do with the excess reserves

you provide as a result of having purchased the bills?
MR. ECCLES: They don't have the reserves.

MR. BELL: You provide them when you purchase the

bills.

MR. ECCLES: No, because they don't sell us the-MR. BELL: You say you are buying two hundred million
a week. What becomes of those reserves you created as a
result of those purchases?
MR. ECCLES: We are not creating any. The reserves
would go down two hundred million a week if we didn't

buy the bills. They would be short. They are selling us
the bills to prevent a deficiency in reserves.

156

-7-

All we are doing is holding the thing where it
is and not putting any excess in the picture at all.
MR. BELL: Did you discuss the volume of excess

reserves that we ought to have for the April drive?
MR. ECCLES: We don't feel we should have any

specific volume. We don't think that it is possible to

operate - as long as you have got a bill-buying program,
that is going to determine the volume. We feel that there
is no way of giving either New York or Chicago reserves
-

or as far as that is concerned, giving the country re-

serves; that in looking at excess reserves you have got
to consider the total amount of bills they have got.
There are too many of them today - not too many of

them, but most of the banks realize that bills are the
equivalent of excess reserves.

MR. BELL: That is just the New York and Chicago

banks?

MR. ECCLES: No, it isn't; that is all your reserve
cities. Maybe not country banks, but certainly all of
your banks in all of your reserve cities.
MR. SPROUL: There are two billion of bills in
reporting banks outside of New York and Chicago.
MR. BELL: But your banks outside of the New York

and Chicago districts are not taken into the increase,

are they?

MR. ECCLES: The only ones that are-MR. BELL: Yesterday was an unusual day. You had

the highest volume of bid - you had a billion four,
almost.

157

-8MR. ECCIES: Take the last month, and the bill holdings of New York and Chicago have been declining, although

there is - the Treasury has been putting out two hundred
million new bills each week, so that New York and Chicago
have not only taken none of the new bills, but have
actually reduced some of the bills that they held in
order to keep even their reserves. The country has increased - the banks of the country and some investors
outside of banks - have increased their holdings in

bills, but the bulk - practically all, as a matter of

fact, of the new bills that have been offered have been
taken by the Fed, so that we would expect them to increase
to three hundred million - that we would be taking three
hundred million a week instead of two. If you increased

it to four, we would be taking four instead of two.

You are not going to put them into the market; we

take them.

MR. BELL: The Secretary has a feeling that there

ought to be at least two and a half billion in the

market when the April drive comes off.

MR. ECCLES: We don't know how to get it there.

MR. SPROUL: Does he disregard entirely the billion

eight of bills in New York, the four hundred million of
bills in Chicago, and the nearly two billion in the

reporting number of banks in other parts of the country?

For instance, New York, talking about having a two and a

half billion of excess reserves, no longer is in accord
with the situation. It just doesn't keep money idle.
We have encouraged them, educated them, and gotten them

not to.

MR. BELL: These are just a few situations. He feels
that all these banks have a nice feeling when they have
extra cash lying around and they are much better customers.
MR. ECCLES: How are you going to give them the ex-

cess reserves?

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MR. BELL: That is up to you. We could lower reserve requirements. That is one very effective method.
MR. ECCLES: We could lower reserve requirements

until we run out of soap, which would be about the end

of the year, or before. Of course we are not favorable
to reducing reserve requirements.

MR. SPROUL: That is just New York and Chicago.

In the rest of the country, the excess reserves are
already in existence. You have substantially over two
and a half billion of funds which are excess reserves.
MR. BELL: Including the bills, you mean?
MR. SPROUL: But leaving out the bills which are
held outside of New York and Chicago, if you assume that
the banks outside of New York and Chicago don't know
how to use them as actual reserve funds in case of need.
MR. BELL: How far would those bills have to decline
in volume before the banks would refuse to consider them
as excess reserves? There must be a point along the
line some place.

MR. ECCLES: I think that the banks would figure

those bills as excess reserves - that is, banks that
consider them at all. There may be some little banks
that don't understand the fact they can sell them, but
certainly the huge majority of banks realize that they
can offer those bills to the Fed and get their money
immediately and have the option to buy them back the

next day. So I would say that they consider all of the
bills they have as the equivalent to excess reserves.

MR. SPROUL: It is just an alternate method of
borrowing from the Reserve Banks, which they prefer to do,
and they can do it at a reduced rate. They can borrow

from us at the three-eighths, or the equivalent of it,
but it hasn't any of the draw-backs, in their minds, of
borrowing. So the banks know what they are doing, and
know how to use it, and are not thinking of any lower

limit on their holdings of bills.

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MR. RANSOM: There is a joint policy set up over
months to do that very thing.

MR. BELL: Educate the banks to go into bills for
that purpose. It hasn't gone down to the grass roots
very much.

MR. ECCLES: It has.
MR. RANSOM: They have so much excess reserves they

don't know what to do with them. If you have the right
sort of selling campaign you will reach them.

MR. ECCLES: Where the excess reserves don't exist
is where the banks and the money centers will not permit

them to exist because they buy the bills. Bills to them
are their excess reserves, and at the grass roots there
is no problem. You have the excess reserves.

MR. BELL: But they are not investing those, either.
They have gotten to the point where they are going to
stick on those.

that.

MR. ECCLES: But there is nothing we can do about

MR. SPROUL: They may be waiting for a two percent
bond. (Laughter)

MR. BELL: Or a two and a quarter. (Laughter)
MR. SPROUL: I wouldn't mention that. (Laughter)
MR. ECCLES: Dan, you have this other feature that

I think we should consider. When bills were offered in
January, although the excess reserves of the banks was

under two billion dollars, the subscriptions that were

put in for bills was around six billion. I think that

the idea of subscribing for the amount of the excess
reserves is pretty largely a thing of the past with most

of the banks, due primarily to the fact that they hold
bills, and secondly, the fact that they understand the

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operation of the war loan account now; that they can subscribe and put the credit in the war loan account, and
then sell to the Fed as they need to as the war loan
account is drawn out of.

But there has been a lot of education in the use of
the war loan account and, as I say, in the use of bills.
So I am not concerned about the need of excess reserves

in this financing.
In the first place, you only need reserves for the
portion that is to be taken by the banks. If the banks
were not included in this drive at all, which is according

to our recommendation that they shouldn't be - we have
recommended right along that the pattern should be changed

and we still feel that way about it; but we have understood the Treasury has made up its mind that it wants

to include the banks, so although it is contrary to our
recommendation, our views haven't changed any on the

question. We hope that we will get to the point.

MR. BELL: The Secretary liked the December pattern,

and it worked right well. It has gone out all over the
country that the #pril drive will be larger than the
December drive, and you can't make it larger unless you
include the banks. The banks add impetus to it. We

think it does a lot of good.

MR. ECCLES: The Treasury, of course, has the final
say in the matter, but we are unanimous in feeling that

it is a wrong pattern to pursue, and sooner or later it
will get you in trouble.
MR. BELL: What did you say? (Laughter)

MR. ECCLES: That sooner or later you will get into
trouble - you will have to change it.
MR. BELL: Haven't we been in nothing but trouble?
(Laughter)

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MR. ECCLES: It is our view that if the banks were

not involved at all at this time, and if it was merely
a drive to get money from the public - that we pay no
attention to the question of reserves - it would be
getting money that is already in existence into securities.
Of course, then the financing that the banks would

do, they would have to make up whatever additional amount

you needed. The first place to get money is from the
public. You could concentrate and emphasize that, that
the banks would take only what had to be taken after you
had gotten all you could from the public. Then you
would do your bank financing in between these drives.

At that time you would have to see to it that the
banks had sufficient reserves to take what securities
were left for the banks to take. Of course, as long
as you put this whole thing together we will have to
see to it that there are sufficient funds to enable the
banks to take that part of the securities that are going
to be alloted to them.
As I understand it, you are going to advise the
banks the amount they are expected to take of the total
amount that will be offered, just as you did in December.

MR. BELL: That is right.
MR. ECCLES: So that we would have to see to it that
the banks took their allotment - the amount that was
expected of them.

Now, in December you had less bills out and less
bills held by the banks, and the mechanism of the posted
rate was much newer than it is now. So today you have,

if you take into account the bills held by the banks,

you have a much larger excess reserve now than you had
in December.

You have to add the total outstanding bills held

by the banks to the actual excess reserves to measure

the banks' ability to purchase securities.

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MR. BELL: Rouse did pretty good in December holding

that two and a half level. He had a hard time for a few
days.

MR. ROUSE: I would have enjoyed shooting you once

or twice. (Laughter)

MR. ECCLES: I wouldn't be willing to commit
again on two and a half.

MR. HAAS: I said to Bob, "You are doing the impossible.

(Laughter)

MR. BELL: I think we can pass excess reserves-MR.HAAS: I think, Marriner, on this whole business

that you may be right in April, but I don't think you can
be sure of it, so I don't think you can afford to take

any risk on it, so why not put some reserves in equivalent
to the amount of each offering? One of these days you

will get some statistics that will prove you are right
but I haven't seen any yet.

MR. RANSOM: One of these days you will be out of
excess reserves, and then what are you boys going to do?
MR. SPROUL: We have been proving ourselves right

by experience, which is better than statistics. (Laughter)
MR. BELL: We will want to discuss the excess reserves
again, probably, before April 12.
MR. RANSO M: I am quite sure of it. (Laughter)
MR. BELL: So we can pass those, for the time being.

Let's discuss the basket, tentatively. What have
you been thinking off I suppose the certificate-MR. ECCLES: Well, that is another question. We

think that a certificate is a bad instrument to include
in the basket for the public, that it isn't something
that needs to be sold.

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- 14 -

It is oversubscribed and as long as we are maintaining the pattern of rates, you are merely selling something
that can be turned back to the Fed at a profit immediately.
That is what happens to the certificates.

We feel that to let people meet their obligations
to take Government securities merely by taking certificates is not doing a selling job, that you can finance
the whole war on certificates and bills if you want that
kind of financing, but we think that if you are getting
into a selling job you ought to sell them. not a money

market instrument, but something that has a longer maturity
and something that you don't just have to resell them

again in another year if they should hold it that long.

We feel that to pile up certificates now only means
that in a year from now the volume of your maturities

will be increasingly larger - will be large, in any case but they will be possibly larger than they need to be
at a time when the amount of financing that you have to

do is still very much larger than at the present; so

you will have a refunding operation on top of you to the
extent that we continue to rely as much as we are on
these short securities, at a time when you need to borrow
even more than you are now borrowing - considerably more.

MR. BELL: I don't quite get it, because you are

not in favor of additional bills, and yet I think we all
agreed that we had to increase our short day-to-day debt
as we increase our total debt, in order to give the money

market flexibility. It has to have room to move around
in. If you clamp down on both sides, where are they
going to get them?

MR. RANSOM: Like a merchant selling merchandise to

a customer he knows will return it. Selling it to the
banks you have a very different situation.

MR. ECCLES: That is why we think that bank thing
should be separated from the non-bank, that the certifi-

cate and the bill is money market paper - that is bank

paper.

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MR. BELL: But there are a lot of individuals that
apparently want them and they are taking them for tax
purposes in preference to the tax notes. Why deprive
them of that?

MR. ECCLES: They will take them in preference to

taking a lot of this other stuff if you include them in
your basket for this drive.
MR. BELL: I question that.
MR. ECCLES: They will take-MR. BELL: You can't make up a man's mind as to what

he wants. You can't push him into a security he doesn't

want.

MR. ECCLES: We were just looking at what the

Canadians did in their last drive. They offered two
securities, one due in '56 - a three percent bond -

and one due in '46 - a one and three-quarters percent

bond. That is all. They offered the two of them. They

sold outside of the banks over nine hundred million of them,

nearly a billion dollars.

For us to do the same thing in proportion to our
resources we would do approximately fifteen billion.
Now, there were no short securities and none sold to the
banks, and their tax program is very substantially more
than ours.

I merely mention that by comparison with the kind
of a job they are doing and the kind of a job that seems
to me we have got to, sooner or later, begin to do.

But the financing with short securities is the easy road
and will only get us - lead us into trouble nine months
or a year from now, as the problem gets bigger. I don't

mean to say that we shouldn't increase the short dated

securities. We are going to have to increase them in
order to enable the banks to provide for the currency
that is going out - expansion of currency - and in
order, likewise, to provide reserves for the banks to

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- 16 -

take what they - in order for the Federal Reserve to provide the banks with what they need to take.

But I do think that whether we, at this time or not,
exclude the certificate, we should think in the future
financing of excluding certificates from a popular drive,
and likewise separate the bank financing from it.

I think it is too late, at this time, to do either.

I think you have to get this money. I think you have to
get it the easiest way; and I think that because of the
fact that we are so close to the problem, that it is
about all we can do.

But we do want to stress what is the importance,
between now and the next drive, of thinking about some
of these changes which we think are fundamental if you
are going to get a successful financing program.
MR. BELL: What would you think about financing on

certificates and letting them pile up like they did in

the last war and then have a drive and pay them off?
MR. ECCLES: What do you mean, Dan?

MR. BELL: You sell your certificates to the banks

and have them mature at a date when you are going to have

the next drive, and as the money comes in from individuals

and corporations, you retire those certificates.

MR. ECCLES: I think it is a grand way to do - it is
a good way to do.

MR. BELL: During the last war we sold certificates

every week, bunched them in an area, and then had a
Liberty Loan drive; when the money came in, we paid those
off.

MR. HAAS: I don't think we disagree with Marriner
on his position. It depends on what funds are being

sought in this particular drive. The certificate was
suggested to absorb corporate funds.

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- 17 -

Now, you can't sell a corporation a two and a half
percent bond; they are not interested. It seems to me
it is a question of whether you want to leave those
funds idie or put them into short securities. That was
the main purpose for that.

If you just want to go for individuals in the #pril

drive, do you think we can work up - what kind of a

figure - we were thinking of a little over three billion
dollars for individuals.
MR. ECCLES: I don't believe we can do that now,

George. If you are going to go for fifteen billion -

and I want to say a word about that in a minute - even

if you are going to go for fourteen billion, you possibly
would have to include the certificates either in the
drive or at the end of the drive. We had thought of

this as a program. I will see if I can state it.

You would increase the bills on the 17th another
hundred million, making two hundred million of new money;
that would give you about a billion during the month of

April in bills. There are five weeks coming due in April,
so you would get a billion dollars in bills. Then on
the opening day of the drive make available to the banks

the two percent bond - not the certificate, but the
bond - up to two billion dollars in two percent bonds on
the opening day. Leave that open for, say, three days.

Then the drive would start on the 12th and would
continue through - unless some reason developed during
the drive - would continue through Saturday, May 1.
That would give the three full weeks. There would then
be offered to the public the two percent bond, the two

and a half percent bond - and we were all, I think, with

the exception of one - the presidents and the Board favored
reducing the two and a half percent bond to a hundred

dollar denomination - every one of the presidents felt
that it was something they should try to sell - get the

more popular acceptance of that security as a coupon
issue rather than a registered issue.

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- 18 -

If it was reduced to a hundred dollars, they
thought they could sell some of them, but they felt they

should start at least to get a wider distribution of

that security.

There would, of course, be the E Bond and the F and

G's. We feel that in the case of the F and G Bonds, to
change just before this drive, with nothing to take their
place, would possibly be a mistake. We feel that although
there is some disadvantage in having them - they possibly
should be discontinued - they should be in this drive.
When the organization has had a chance to get more per-

fected than it is today - the selling organization-MR. BELL: We agree with that.

MR. ECCLES: Then there would be the tax notes -

that is, the C note. We understand the A and the B
notes would be excluded and, of course, properly so.

MR. BELL: If we get something through Congress they

would pretty automatically go out.

MR. ECCLES: That is right, but we think that the

C note should - there is a bigger market for that if a
selling job is done and if the merits of that were
pointed out to corporations - its liquidity and its advantage - a good many more of those could be sold.

They would possibly take the place of the certificate if the certificate was not available. Most of the
purchasers would purchase those in lieu of a certificate

if the certificate wasn't available at the time.

There was the thought - and I don't know, we didn't

discuss it long - I don't believe the feeling was unanimous - that if a certificate is eliminated from the
basket that a note - a one and a quarter percent note -

might take its place. That note would fall due in
December '45?

MR. PISER: September.

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- 19 -

MR. ECCLES: That would--

MR. BELL: The note will come back, George.
(Laughter)

MR. ECCLES: That would be a little better investment piece of paper - a little less of a money market

piece of paper than a bill. It is still too short to
suit me, but it may be, until we get a better selling
organization and get farther down to the grass roots
where we can get more of the kind of money we want,
that we should include it.

MR. BELL: Do you think that the corporations and
others 'outside of the banks that have been taking the

certificates would go for the note, too?

MR. ECCLES: Some of them would. It would take a

little better selling job. You would have to sell them.
Of course, the certificate has been a very profitable
thing for them. A lot of them have learned they can

buy that certificate and wait until it has run for four
months, sell it, and buy some more, and get one and a

quarter percent for four-months paper. That is the

difficulty with the certificate.

It really provides for the purchaser not only cash
but it enables him to get one and a quarter percent on

his daily balances. These corporations, some of them, are
wise to that. They are going to become more wise to it.
We have provided a perfect mechanism to use money that
otherwise has no use.

MR. BELL: You got pretty good use out of it.
MR. ECCLES: They are going to buy certificates,

I think. They are going to buy certificates as long as

we maintain this pattern of rates, and the three-eighths rate
on bills, and we give them seven-eighths on one-year

certificates. I think you are not going to be able to
give the market enough certificates to keep them from
immediately going to a premium.

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- 20 -

That is one reason I don't like to see us using a
lot of selling effort, make people feel they are doing
their patriotic duty merely when they buy certificates.
We are doing them a favor to sell them certificates.
That is the point of view we have of it.
MR. BELL: You would rather see them take tax notes?
(Laughter)

MR. ECCLES: But you have three years on the tax

notes, and they will use them to pay their taxes if they
haven't the money. If they have the money, they will
hold them. That is exactly what would happen. I think
that is a proper use for that kind of paper.
But there was this thought, that at the end of the
drive you offer certificates - not determine before

what amount - but say that you would make an offering

of certificates to the public - the banks and all include that in your maturity - you have a billion and
a half falling due on the first of May - certificates and that you refund those and increase the amount to

whatever amount you want to, reserving the right to fix
that at the time.
MR. BELL: When would you do that, the 20th or
the 22nd of April?
MR. ECCLES: You would have to either do it on the

20th or the 22nd of April, or you would have to take
up the billion and a half at the end of the month and

sell, say, three billion or four billion of certificates
to refund the billion and a half. That is, take up the
billion and a half and get your new money the last of
April, making the funds available on the 10th of May.
But that would be included in the May drive, you see.

It would take care of the refunding as well as give
you such new money as you wanted, and instead of making

that certificate available only to the banks, you would

also offer it to the public.

(The Secretary entered the conference.)

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- 21 -

MR. BELL: We have been over the figures, Mr. Secre-

tary, and the latest estimates show that we will go into
April with about two billion three, and that the drive
in April ought to be around thirteen billion, to which,
if you add the normal public debt receipts from tax bills,

savings bonds, and Treasury bills during the month, would

amount to about fifteen billion dollars of public debt
receipts during that month.

H.M.JR: What makes us fall off so in the receipts,
Mr. Bell? (Laughter)
MR. BELL: I don't know.
H.M.JR: The chairman of the Federal Reserve Board
in New York sent me a message via his attorneys. I am

serious now. At eight or eight-fifteen on the night

of March 15, he will be very glad to say something about

paying your income tax if I would ask him to - eight or
eight-fifteen on the night of March 15. (Laughter)
MR. SPROUL: He sent you that message through his
attorneys?

H.M.JR: Yes.

MR. SPROUL: That is RandolphPaul's firm. I can't

tell whether it is my director or my ex-director who has
caused all this trouble with the income tax. (Laughter)
MR. BELL: Anyway, you are involved. (Laughter)

H.M.JR: I sent word that if he wanted to help America
pay the taxes he could say it now and two or three times
between now and the 15th, but not wait until eight p.m.

I just wanted to let you know. We will add it to the

quota of New York. (Laughter)

MR. SPROUL: Everyone else is trying to add to our
quota, too. (Laughter)
MR. ECCLES: He has had a couple of tough days.

MR. BELL: Then if we had another issue of certificates or some other offering the latter part of May for

171

- 22 -

two billion dollars in order to pay off the June maturi-

ties - a little over a billion - we would go out of
June with six billion six hundred million, and out of

July with two billion one hundred million, just before
the next drive, which we contemplated for August.

When you came in we were discussing the types of

securities. Mr. Eccles was just going over what they had
discussed over at the Board. They thought a two percent
bond ought to be in the basket, and that it ought to be
opened the first three days to the banks; the two and a
half percent bond with a one hundred dollar denomination;
E, F, and G's, tax notes; and a one and a quarter percent
note. They thought we should keep the certificates for
the latter part of the month, offering enough to refund
the May 1 maturity, plus maybe some additional cash.

I was going to ask if you meant to put the seveneighths percent certificate in the basket, also?
MR. ECCLES: No. We don't think it is - as I said,
we think that is a money-market instrument and it is
something that is a favor to people to let them have,
because it is nothing that needs to be sold to them.

It is of such short duration that to sell it just means
you are piling up a lot of maturities when your financing
is going to be increasingly large; and I think we ought
to, in these drives, keep away from the certificates to
the public. Let them come in when they are offered and
get their pro rata of them just like the banks would;

but it is too easy - I think it makes it too easy for a
selling organization to be able to fill its quota with
certificates. They ought to sell something that is really
going to stay for a little while.
MR. BELL: He doesn't like us to sell these certificates and have the corporations hold them for a few months
and then come to the Federal and turn them in.
MR. ECCLES: Or the banks. What happens in the case

of the certificate, you see - a seven-eighths certificate,
as long as we maintain this pattern, say, three-eighths
on a ninety-day bill or seven-eighths on a one-year

certificate - as that certificate drops down to, say,

eight months, the basis of the pattern goes up to a premium

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- 23 -

so that the holder of it can sell it and get the seven-

eighths for four months, plus the premium, which yields
about one and a quarter; so he gets that for four months'
paper.

They are getting wise to that and buying these
certificates and when we up the premium they get seven-

eighths and sell them. So it is doing them a favor

instead of them doing - discharging what seems to me to

be their duty and obligation to the Government to take
something of a different form than a certificate.
We need the certificates as we need the bills, for
money market paper. We need them 80 as to provide some-

thing for the Federal reserve System to buy in order to

offset the currency that is going into circulation - in
order to provide reserves - which is a very different
functioning of it - it seems to me - than to sell them to
the public during the drive.
I would make them available at the end of the drive
and let everybody come in and subscribe to them and then

pro rate them to everybody - filling subscriptions in

full up to a hundred thousand and prorating the balance.
MR. BELL: well, I always have liked the one and

a quarter percent note, but I was just a little afraid

that the people who have been educated to buy the certificates will now not go into the note, and we might have

a little difficulty with them.

I wondered if it wouldn't be better to have the
certificate in the drive and have the note outside of
the drive, say, June 1 or maybe July. You may need some
more money then.

MR. ECCLES: What would you do in the case of the May
1 maturity?

MR. BELL: That has been one of the hurdles we have

had a hard time getting over. Bob came to the conclusion

it was a roll-over and have to offer it outside of the
drive for a billion and a half along about the 22nd.
MR. ECCLES: It is confusing.

173

- 24 MR. BELL: Very, but I think we are going to have

it all the way along the line. If we get more certifi-

cates out we are going to meet it every time.

MR. ECCLES: If you didn't offer the certificates
during the drive - include them at that time - you

wouldn't announce at the beginning how many certificates

you are going to offer at the end of the drive, merely
say that there is a billion and a half maturing at that

time, and that would be increased to some undetermined

amount. That leaves you a leeway there. If you got what
you wanted during the drive with a very small increase,

you can increase it a little. On the other hand, if you

wanted to increase it a substantial amount, you could.

You have that certificate at the end of the drive,
the leeway, and you are holding the banks to take whatever amount you need, letting also those corporations, Dan,
that would not take anything else, come in at that time,
but they would only get a pro rata then.
MR. BELL: Well, in order to do that you would have
to - you might have another situation like you had in
February where you would have six billion dollar subscriptions--

MR. ECCLES: That is all right; that is fine. I

would sooner have that than the opposite.

MR. BELL: I think there is an advantage in offering
only one certificate during the drive. I would hate to
see it confused by two.

Well, we have just about covered the basket. The
only other thing we discussed was the question of increas-

ing the Treasury bills mainly for the purpose of providing

more excess reserves in the market before the drive.
H.M.JR: Was there an enthusiastic reception?
(Laughter)

MR. BELL: I never saw such enthusiasm - almost
unanimous in the Board. (Laughter)

H.M.JR: Insisting on four billion? (Laughter)

174

- 25 MR. BELL: Yes. We said we didn't want any more

than two and a half. (Laughter)

MR. ECCLES: Allan, I made a speech. If there is
anything more to be said on that, I leave it up to you.
(Laughter)

H.M.JR: Is this the new executive committee?
MR. SPROUL: Yes.

MR. BELL: Marriner made a speech for about ten

minutes, but the answer was no. I told them that I
thought we ought to discuss that subject again after
March 15 - after the tax payments.

We will keep the two hundred million dollars of
new money--

H.M.JR: A total of how much?
MR. BELL: A total of two hundred million new money;
making eight hundred million March 15.

H.M.JR: I thought you were going to raise it to a
billion.
MR. BELL: That is what we discussed in order to get

some reserves, but they didn't like that.
MR. ECCLES: But that doesn't give you reserves. If

it did, that would be another story. It doesn't give

you reserves for this reason: The two hundred million new
money you are getting each week now - the Fed is buying
more bills than that every week. What is happening today

is that you offer seven hundred million of bills a week,

and we are getting over two hundred million of them.

H.M.JR: If you people will do at least as well as
you did during the last drive, keep it right around two
and a half--

MR. ECCLES: I want to discuss that, because I am
not willing personally to make a commitment on some fixed

175

- 26 -

amount of reserves. I want to discuss that with you before
the drive, giving you the reasons - we discussed that a
little with the committee and we-H.M.JR: I have to break this committee in. (Laughter)
MR. ECCLES: We feel they are part of the full committee,

so they have been broken in for a long while. It is nothing

new to them.

We don't feel that the Treasury has given the consideration that is deserved to the bill program that was
inaugurated here last year, whereby the banks - we have a

posted rate where the banks can sell bills to the Reserve
Banks; that is, the member banks can sell bills to the Reserve Banks, and buy them back. They are using that, and
they won't hold any reserves. They buy bills with any
reserves they have, and as they need reserves, they sell
bills, so that in considering your excess reserves you have
to consider the total amount of bills that they own.
New York and Chicago and most of the reserve city
banks immediately buy bills now with any reserves they
have, because those bills are the same to them as reserves.

I think you have to take into account those bills - the
bills held by the banks. So if you will study the operation, you will find that to those banks they are excess
reserves. So the excess reserves aren't merely the bi llion
and a half or the two billion that they appear to be, but

it is that, plus the bills. Most of that excess reserve

that is shown is held by the small banks that already have
the excess reserves.

The place where there is very little or no excess

reserves is in the money market banks, and there is no
way you can give those reserves to those banks because
they immediately will invest the reserves. When you say
that we want to give them so much reserves, it is a very

difficult job to know how to give them the reserves if
they won't hold them.

MR. BELL: I think it is something we have to discuss.

176

- 27 MR. ECCLES: You have to study that bill situation that operation - and look at that in connection with the
consideration of the excess reserves picture.
MR. BELL: I was wondering, Mr. Secretary, if you
want to go over with this group anything on the issues
again.

H.M.JR: Not today.
MR. BELL: I mean before your announcement next
week.

H.M.JR: Yes.

MR. BELL: They will have to be fittedinto the market.
H.M.JR You mean before we settle it?
MR. BELL: Yes.

H.M.JR: Yes, I think if it is convenient - is
Wednesday a good day?

MR. SPROUL: A week from tomorrow, yes.

MR. ECCLES: I have agreed to go out to Chicago

for - I have to be there Thursday. I guess I will have

to go Wednesday night to be sure to get there. I would
like to see it Tuesday instead of Wednesday, if you can--

MR. BELL: All right, if that is all right with you.

(The Secretary)

MR. ECCLES: Sometimes there is a little carry-over.

I think if you had it Tuesday you might want to wait-H.M.JR: Eleven o'clock Tuesday. That gives you
an extra day.

MR. ECCLES: I think I would like to have that,
because in the past we have always needed an extra day.

177

- 28 -

MR. BELL: I think it would be nice if we could

get it out right after that, either Tuesday night or
Wednesday morning.

MR. ECCLES: With reference to the total amount -

that is the only thing that we haven't discussed or

mentioned. Our group, the Board and the presidents,
were unanimous in feeling that we should not go more

than fourteen billion. I would say there was a considerable number who felt thirteen billion should be
the top of what we should try to get in April.

MR. BELL: You mean the total public debt receipts

in April should be that figure?

MR. ECCLES: That is right.
MR. BELL: You are including savings bonds?
MR. ECCLES: The whole thing.

MR. BELL: Treasury bills?
MR. ECCLES: The whole thing. It would be better
to do that and then fill in between then and August or
September - or whatever period you decided the next finan-

cing - with your certificates or with bills or bank financing
that was needed in between. We felt it would be better to go
after thirteen billion and then maybe get fourteen or fifteen
than to--

H.M.JR: I thought you were going to give me the same
argument that you did last time.
MR. ECCLES: Separate it?

H.M.JR: No, the full amount.
MR. BELL: They do want to separate it.
MR. ECCLES: We did. We just made a speech here

before you came in that I won't repeat. Our argument

178

- 29 -

for feeling it should be separated - but it is too - the
thing, as I said, is decided now, and we don't want to

make--

H.M.JR: I don't want to say - between now and

Tuesday I want to work on it a little bit.

MR. ECCLES: Yes. I thought in order to report
our discussions it was necessary to mention the views
with reference to the full amount for your consideration.
MR. SPROUL: That ties up with the consideration, too,

of a certificate and a note. If you are going to stretch
this out to the uttermost limit, then the salesmen would
look with more favor on the certificate, although feeling
that the note is the sounder piece of paper to finance

with; but if you pull in the limit of your drive to what
you think is a better figure related to the possibility
of non-bank financing, then the note would be a safe
piece of paper to use.

MR. ECCLES: That is right. We would prefer, however,

to see the certificate - money raised by an offering of
certificates - in between the drives for such amount as
may be needed instead of including the certificate in
the drive, except at the end of the drive on the refunding.
H.M.JR: We want time. I think if we go at it Tuesday
and settle it Tuesday and Wednesday that certainly ought to
give the salesmen and the printers and the advertising men
plenty of time.
MR. ECCLES: Well, Dan, does that cover the thing?

MR. BELL: I think that covers it pretty well. In the

meantime we will be in touch with you, and it will be pretty
well jelled by Tuesday, I think. We will get down to dates
and terms.

MR. ECCLES: I would like, then, as you develop the

program, that you advise me, and I will get in touch with

the other members of the committee. I will keep them advised

and get the benefit of their views as this thing is developing so if we come down Tuesday it won't all be new to them.

179

TREASURY WAR FINANCING ORGANIZATION

Responsibility of Federal Reserve System:
The Federal Reserve System has a direct and inescapable responsi-

bility to contribute to the successful financing of the war. It must see
to it that the reserve funds are available which will make possible the
continued purchase of Government securities in the tremendous amounts

required by the war effort.
At the same time, as the responsible agency for the control of
credit policy, it is incumbent upon the Federal Reserve System to develop
by every means the widest possible distribution of Government securities
outside the banking system. Only by reducing to the minimum the amount
of Government securities which must be purchased by the banks, can it discharge its obligation to reduce the inflationary pressure of wartime
financing and to promote post-war economic stability.
The interest of the Federal Reserve System in the kind of organization set up to sell Government securities is, therefore, a mandatory in-

terest which is an integral part of its responsibility for credit policy.
If the sales organization is equal to the task of selling the largest pos-

sible amount of Government securities to non-bank investors, the credit
policy of the Federal Reserve System may be an effective part of the antiinflation program of the Government. If the sales organization is not
equal to its task, the Federal Reserve System will be forced into a credit
policy which invites inflationary developments.

Permanent Organization:

The Federal Reserve System has advocated the organization of a
single national committee for the sale of Government securities which would

mobilize the national spirit in support of financing the war, and financing
it in the right way, just as it is now mobilized in support of the military
effort and the production program. The System believes that this organization can be most effective, and thus public spirit most readily developed,
if the principal Treasury borrowing is concentrated in two or three large
campaigns each year. At the national level, such a program has suggested

a national director of all sales of Government securities and a national
publicity program in scale with the job to be done and directed toward
promoting the sale of all Government securities, particularly during the
periodic drives.

From m. ache
March 2,1943

member

180

-2-

If the Secretary of the Treasury, to whom the National Director will be directly responsible, should establish a Policy Committee
as distinguished from an Operating Committee, it is suggested that the

Chairman of the Board of Governors and one Federal Reserve Bank President be included in its membership.

As we work from the April setup toward a permanent form of

organization, the aim should be to drop the use of the term "Victory

Fund Committee" and "War Savings Staff", leaving only the U. S. Treasury War Financing Committee to occupy the field. This new organization

should be built on the existing organizations using those parts of each
which can best be assimilated. The Presidents of the Federal Reserve
Banks, as Chairmen of the War Finance Committees in their respective

districts, would have sole executive responsibility for the district
sales organizations. The new organization would be concerned first

with periodic drives for funds but, presumably, a division of the

organization would carry on a continuous educational campaign to pro-

mote national thrift and an extension of the payroll savings program.

181
Been 278

Under Secretary
Expenses of Loans

March 2, 1943

and Executive Managers, Vietory
Fund Committees
To Presidents, Federal Reserve Banks:
Boston, Mass.
New York, N. Y.

Philadolphia, Pa.
Cleveland, Ohio
Richmond, Va.

Atlanta, Ga.

Chicago, III.

St. Louis, Mo.
Minneapolis, Minn.
Kansas City, Mo.
Dallas, Texas

San Francisco, Celif,

The second big drive of the Treasury war financing easpaign will take

place in April. It is essential to the success of this drive that the
Treasury use the combined services of the Var Savings Staff and the

Victory Fund Committee in the sale of all Government securities.

To promote the integrated efforts of the two organisations during
the drive, there has been created in the Treasury Department a United
States Treasury War Finance Committee, under the direction of Mr. W. M.

Robbins, Assistant to the Secretary, who will serve as Chairman of the

Committee and will function with the operating title of National Director
of Sales. Other members of the Committee will be the Assistant to the
Secretary in charge of the War Savings Staff, the Assistant to the Secretary
in charge of the Victory Fund Committee, and such other member or members
as may be designated by me.

are

The Federal Reserve Bank Presidents/- asked to serve as
chairmen of similar committees in their respective districts. Members of
each district committee will include representatives of the War Savings

182

-2Staff in each State and of the Victory Fund Committee.
The Committee in Washington will act in an advisory capacity to the

National Director in the formulation and execution of plans for the sale
of Government securities and the committees set up in the Federal Reserve

Districts will likewise act in an advisory capacity to the Presidents of
the Federal Reserve Banks, who will act as chairmen of such committees

with full authority and responsibility in their respective districts to
direct the drive. The National Director of Sales is authorised to deal
directly with the Federal Reserve Banks as Fiscal Agents of the United
States in all matters relating to the promotion and sale of Government

securities and in this connection he has full authority to utilise all
facilities of the War Savings Staff and the Victory Fund Committee, coordinating

their respective activities as he may direct.
To ensure the success of the forthooming drive it is necessary that
all national publicity, including press stories, radio announcements,
newspapers, periodicals, outdoor and motion picture advertising, be enlisted
in the joint endeavor, and include wherever possible the continuous promotion

activities of the War Savings staff. Every function of the two organisations
will be integrated in every productive way in preparation for and during
the April Campaign. All issues of Treasury securities to be offerred,

including R bonds, will be available to all forces taking part in the drive.

It will be appreciated if you will see that all workers in your
organisation are welded into this combined effort under the direction of
the Presidents of the Federal Reserve Banks.

(Signed) 11. Morgenthau, Jr.
H. MORGENTHAU, JR.

DVBINLE

Secretary of the Treasury

183
Been 278

Under Secretary
Expenses of Loans

March 2, 1943

TO: All State Administrators and/or Chairmen, War Savings Staff

The second big drive of the Treasury war financing campaign will

take place in April. It is essential to the success of this drive that the
Treasury use the combined services of the War Saviage Staff and the Victory

Fund Committee in the sale of all Government securities.

To promote the integrated efforts of the two organisations during
the drive, there has been created in the Treasury Department a United States
Treasury War Finance Committee, under the direction of Mr. W. M. Robbins,

Assistant to the Secretary. who will serve as Chairman of the Committee

and will function with the operating title of National Director of Sales.
Other members of the Committee will be the Assistant to the Secretary in
charge of the War Savings Staff, the Assistant to the Secretary is charge
of the Victory Fund Committee, and such other member or members as may be
designated by me.

The Federal Reserve Bank Presidents have been asked to serve as

chairmen of similar committees in their respective districts. Members of
each district committee will include representatives of the Var Savings
Staff in each State and of the Victory Fund Committee.
The Committee in Washington will act in an advisory espacity to the

National Director in the formulation and execution of plane for the sale

184

-2of Government securities and the committees set up in the Federal Reserve

Districts will likewise act in an advisory capacity to the Presidents of
the Federal Reserve Banks, who will act as chairmen of such committees

with full authority and responsibility in their respective districts to
direct the drive. The National Director of Sales is authorised to deal
directly with the Federal Reserve Banks as Fiscal Agents of the United
States in all matters relating to the promotion and sale of Government

securities and in this connection he has full authority to utilise all
facilities of the Var Savings Staff and the Victory Fund Committee,
coordinating their respective activities as he may direct.
To ensure the success of the forthcoming drive it is necessary that
all national publicity, including press stories, radio announcements,
newspapers, periodicals, outdoor and motion picture advertising, be
enlisted in the joint endeavor, and include wherever possible the continuous

promotion activities of the Var Savings Staff. Every function of the two
organisations will be integrated in every productive way in preparation
for and during the April Campaign. All issues of Treasury securities to

be offered, including E bonds, will be available to all forces taking part
in the drive.

It will be appreciated if you will see that all workers in your
organisation are welded into this combined effort under the direction of
the Presidents of the Federal Reserve Banks.
(Signed) H. Morgenthau, Jr.
H. MORGENTEAU, JR.

Secretary of the Treasury
DUBPHLE

185
THE SECRETARY OF THE TREASURY
WASHINGTON

March 2, 1943.

TREASURY DEPARTMENT ORDER NO. 48.

There is hereby created in the Treasury Department a United
States Treasury War Finance Committee under the direction of an
Assistant to the Secretary, who will serve as Chairman of the

Committee and will function with the operating title of National
Director of Sales. Other members of the Committee shall consist
of the Assistant to the Secretary in charge of the War Savings
Staff, the Assistant to the Secretary in charge of the Victory
Fund Committees, and such other member or members as may be desig-

nated by the Secretary of the Treasury. The Committee will act
in an advisory capacity to the National Director in the formulation and execution of plans for the sale of Government securities.

The National Director shall formulate plans for the sale
of Government securities and shall supervise the execution of
such sales programs as may be determined upon with the approval

of the Secretary of the Treasury.

The National Director is authorized to deal directly with
the Federal Reserve Banks as fiscal agents of the United States
in all matters relating to the promotion of sales of Government
securities, and in that connection he shall have full authority

to utilize all facilities of the War Savings Staff and Victory

Fund Committees, coordinating their respective activities as he
may direct.

The National Director will report to the Secretary through
the Under Secretary.

Secretary of the Treasury.

FORDEFENSE

BUY
UNITED

powers

186

The Secretary
TREASURY BILLS

Amount offered

Bids tendered

Mar, 3

Feb. 24

Feb. 17

Feb. 10

$700 M

$700 M

$700 M

$700 M

1,395

1,114

1,054

1,042

Low rate

.277%

.297%

.257%

.237%

High rate

.376

.376

.376

.376

Average rate

.369

.374

.373

.372

Amount in New York

$234 M

$438 M

$413 M

$445 M

149

76

58

60

43

36

71

51

274

150

158

244

Amount in Chicago

Amount in San Francisco

Amount in balance of country

DWB

March 2, 1943

187

March 2, 1943.

The attached letter was sent to the following
persons:

Mr. Roy W. Howard,
230 Park Avenue,
New York, N. Y.

Mr. Frank E. Gannett,

Rochester Times Union,
Rochester, New York.

Mr. Roy Roberts,

President, American Society of Newspaper Editors,
Kansas City Star,
Kansas City, Missouri.

Mr. J. S. Knight, Vice President,

American Society of Newspaper Editors,
Miami Herald,

Miami, Florida.

Mr. E. H. Abels,
National Editorial Association,
The Outlook,
Lawrence, Kansas.

Mr. A. C. Hudnutt,
President, Inland Daily Press,
Chronicle-Telegram,

Elyria, Ohio.

Mr. S. R. Winch, President,

Pacific Northwest Newspaper Association,
Oregon Journal,
Portland, Oregon.

Mr. O. G. Andrews, President,
New England Daily Newspaper Association,
New London, Connecticut.

188

-2Mr. J. D. Gortatowsky,
General Manager, Hearst Publications,
959 - 8th Avenue,
New York, N. Y.

Mr. Charles P. Manship,
President, Southern Newspaper Publishers,
State-Times and Advocate,
Baton Rouge, Louisiana.

Mr. Walter M. Dear, President,

American Newspaper Publishers Association,
Jersey Journal,

Jersey City, N. J.

Mr. E. S. Friendly,

Advertising Council,
New York Sun,

New York, N. Y.

Mr. Linwood I. Noyes,

Advertising Council,
The Globe,

Ironwood, Michigan.

Mr. Cranston Williams, Executive Secretary,
American Newspaper Publishers Association,
370 Lexington Avenue,
New York, N. Y.
Governor James M. Cox,

Chairman of the Board,

Atlanta Journal,
Atlanta, Georgia.

Mr. Arthur H. Sulzberger,
President, New York Times,
New York, N. Y.
Mr. Roy D. Moore,
President, Brush-Moore Newspapers,

State Administrator, War Savings Staff,
Cleveland, Ohio.

Mr. Paul Scott Mowrer,
Editor, Chicago Daily News,

Chicago, Illinois.

189

March 2, 1943.

My dear Mr. Gannett:

I am anxious to discuss with a few of the
outstanding leaders in the newspaper field the im-

mediate problems we face in war financing and to ask

their advice on public relations phases.

It is my earnest hope that you will consent

to be one of a small group to come to Washington to
meet with me on Saturday, March 20, for this purpose.
A conference in my office is planned for the morning

and this is to be followed by a luncheon in the

Treasury building.

General Marshall has promised me that if he

is in Washington that day he will join us at noon

and talk to us on the military situation. If he is

compelled to be absent another officer will substitute

for him.

I earnestly hope it will be possible for you

to attend and to give me your counsel. Will you be

good enough to wire me your reply?

Sincerely yours,

Secretary of the Treasury.

Mr. Frank E. Gannett,
Rochester Times Union,
Rochester, New York.

190

March 2, 1943
4:02 p.m.

HMJr:

Hello.

Operator:

Congressman Sabath.

HMJr:

Hello.

Cong. Adolph
Sabath:

Hello, Mr. Secretary.

HMJr:

Hello, Mr. Congressman. How are you?

S:

Oh, they keep me jumping each and every way.

Disney wants a rule and I couldn't hold him

off any longer, and I'm going to start to
have hearing on it tomorrow.

HMJr:

Good.

S:

I didn't want to do it until they - someone
told me that you wanted the bill out.

HMJr:
S:

HMJr:
S:

Yeah, let - let's get it out.
Well, you know, I'm not wedded to that amendment of his.

Well, neither am I but
Is there a chance that you might be able to do
something with it on the other side?

HMJr:

On the Senate?

S:

Yeah.

HMJr:

Yes, there's a very good chance that they'11
pass that out, and we asked Mr. Doughton and
he said it was agreeable to him if it came
over from the Senate.

S:

Yeah.

HMJr:

Now that just happened this morning.

S:

Oh, well, that's the reason I'm finally giving
hearing this morning. I thought if I hold it
off

191

-2HMJr:

Yes.

for a few more days, I might get them to
agree to take off that amendment or bring in
a rule that wouldn't make that amendment in

S:

order.

HMJr:

Yeah.

S:

But it's hard to do.

HMJr:

Well now, Senator, we....

S:

The main thing is to get it out and get it on
the other side, is it?

HMJr:

No, I didn't make myself clear. They have a

S:

Yeah.

HMJr:

debt limit bill in the Senate

.... without any rider to it.

S:

Yes.

HMJr:

And we asked Congressman Doughton this morning,

would it be agreeable to him if the Senate
passed that bill and had it come over to the
House?

S:

Yeah.

HMJr:

And he said, "Yes."

S:

Well, now he would then try to move to substi-

HMJr:
S:

HMJr:
S:

tute the Senate bill for the House bill.
I take it that's what he would do.

Well, that would be all right.
I - I would take it that's what he would do.

All right. You know, what I - I didn't want to
pass the damn thing in the form that it is.

HMJr:

Now

192

- -3 -

but in view of conditions, I might as well

S:

let loose.

HMJr:

But now Senator George said he would try to get

S:

Uh huh.

HMJr:

it out and get it through the Senate

and then it would come over to the House.

S:

Uh huh.

HMJr:

Well, now - then there still would be time to sub-

S:

Yes, yes, because I will not file the rule right

stitute that bill, wouldn't it?

away anyway.

HMJr:

Okay.

S:

of the bill - rule.

HMJr:

S:

HMJr:

I'11 give them a hearing and I'll postpone filing

And then, in the meantime, we'll put the pressure
on the Senate to try to get it through the Senate.

All right, all right. I wanted to know whether
the report I got is all right that you want action.
Now if - if you want to know anything about it,
John Sullivan will watch it for me for the next
couple of days.

S:

All right.

HMJr:

You know John.

S:

Yeah.

HMJr:

Okay?

S:

I didn't want to trouble you.

HMJr:
S:

HMJr:

No, no, I
I don't trouble you on any of those things, only.
No, I - you're doing me a favor.

193

-4S:

You know what I mean, I.

HMJr:

No, you're doing me a favor.

S:

I was manoeuvering to kill that damn amend-

ment.
HMJr:

Yeah. In fact, I was going to call you up, but
I didn't feel - I didn't know whether you
I nearly know what
the President and you gentlemen want

S:

Well, that's not necessary.

HMJr:

Yeah.

S:

HMJr:
S:

HMJr:
S:

HMJr:
S:

and I'm following that course
Well....

to the best of my ability.
this is - you - you got what the play is now.
Yeah. I understand it now.

And you think that's all right.
I think that's all right, yes. You know, ten of
the Democrats in the Ways and Means Committee

voted against it.
HMJr:

Yeah, yeah.

S:

But this fellow, Disney, with four others joined
with the Republicans and put it over.

HMJr:

Yeah. Okay.

S:

All right, Mr. Secretary.

HMJr:

Thank you so much.

S:

Don't mention it.

TO:

message from Beorge

Mr. Paul is in new york-

His mother critically ill

He may be back tomorrow

marking as the condition

will Come to a head "shortly
the Sub Committee au Waye

and means is working an
technical
problems
dealing
with Current
collections

on incomes other than wages

and palaries
Do you want Beough

to report later in the
day
?.
0950
3/2/45

From: Mr. Fitsgerald

195

MEMORANDUM

March 2, 1943.

TO:

The Secretary

FROM: Mr. Sullivan

JLS

The following is a transcript of my telephone conversation with Mr. Rudick, a partner of the law firm of Lord, Day

and Lord, counsel for Beardsley Ruml:

JLS: I have been thinking that matter over. As I understood
the proposal, Mr. Ruml in his speech in San Francisco
at 8:15 on March 15th, if we desired, wanted to urge

people to file their returns.

R:

That's right.

JLS: Well, the way we feel about it is this. We think that
we're practically on the verge of a taxpayers' strike.

We think that the present confusion has resulted from
his plan and other plans and that he is largely respons-

ible for the situation that exists today.

R:

I think that's so.

JLS: Frankly, with the two taxing committees urging taxpayers

to file their returns and pay their quarterly install-

ments promptly a month ago today, we sort of wonder why
he hasn't made some statements before now, and we think

that to wait until 15 minutes before the deadline is a
little too late. If he does want to help why does he
wait until the last minute? He made two or three
speeches last week.

R:

Yes, but they weren't on the radio.

JLS: He's made ten or fifteen speeches in the last month,
hasn't he?

R:

Not quite that many but he's made quite a few. He's made
half a dozen anyway, but they haven't been broadcast.

196

-2JLS: That doesn't make any difference. They were carried in
the Press.
R:

Here's what he has in mind. His idea is - a lot of
people who haven't filed by March 15th will get scared.

They will think they are criminals if they haven't filed

on time and what he thought he might try to get across is

even if they haven't filed on time they ought to file anyway. The penalties are not horrible. Something like that.
JLS: Well, if he wants to help us he ought to get something
out right away. As far as that other statement is concerned, we wouldn't consider that in the nature of help.
R:

He hasn't got any time on the air between now and
March 15th.

JLS: He hasn't had any difficulty in getting his ideas into

the Press. I do not see why he should wait until broadcasting to be helpful to us.

R:

You' re going on the air tonight?

JLS:

That's right.

R:

Well, I'll give him a ring to see if there is anything
he can do before the 15th of March and then I'll give

you a ring back.

Subsequently, Mr. Rudick phoned back and made the following

statements:
R:

Mr. Sullivan, I just talked with Ruml. He is leaving

tomorrow night for Vancouver, but I am going to meet with
him tomorrow morning and he is going to try to get up a
statement to the Press which will emphasize the point
that people should pay and file their returns because
no matter what happens that's what they have to do.

JLS: That's right.
R:

He wants to help.

JLS: Okay.
R:

He will issue a statement to the Press tomorrow.

197

TEX.

JAMES DAVES PA.

BASLEY N.C.

CHAMP CLARK. MO.
FLOOD SYRD VA.
GERRY, R.L

HENNY CABOT LODGE
JOHN A. DANAMER CONN.

ROMERTATAFY,OHIO

United States Senate
COMMITTEE ON FINANCE

SUFFEY. PA
BROWN

HERRING IOWA

March 2, 1943

KINSON COLD.

H.

My dear Henry:

You will let me thank you for your
letter of February 24th and for the recording
of our recent joint radio broadcast on the
subject of taxation.
I am very much pleased to have the

record and appreciate your thoughtfulness in
sending it to me.

With kindest regards, I am
Sincerely yours,

Haccin George
Honorable Henry Morgenthau

The Secretary of the Treasury
Washington, D. C.

2 W. 8 0

198

March 2, 1943

Dear Eleanor:

Elinor and I want to thank you
and the President for that most unusual First Day Cover. We were both
very sorry to have missed the birthday

dinner.

I wish you would inform the Presi-

dent that the first time I go to New

York I expect to buy him a birthday

present.

Again thanking you, I remain,

Affectionately yours,
(Signed) Henry

Mrs. Franklin D. Roosevelt,

The White House,
Washington, D.C.

Delivered by Secret Service Agent
3/2/43.

File in Diary

Copy to mis m

199
THE WHITE HOUSE
WASHINGTON

February 23, 1943.

the the
Deargill
Elinor:
Both the President and I
were so sorry that his absence made

it impossible for us to have the
usual birthday dinner.
Under separate cover I am
sending you the remembrance he had

planned to give you at the dinner.
Affectionately,

Thann

200

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION
DATE

TO

Secretary Morgenthau

FROM

Frances McCathran

March 2, 1943

CONTROVERSIAL ISSUES BEFORE CONGRESS

1. Tax: Pay-As-You-Go - A 20% withholding tax was "tentatively

approved" yesterday by the House Ways and Means Subcommittee

on pay-as-you-go legislation. Questions of tax forgiveness
and how to put persons who derive their income from sources
other than regular salaries on a current basis were postponed for later discussion. As the plan now stands, however, taxpayers would be required to pay the first two
installments on 1942 income as usual, and the last half of
1943 taxes collected through the withholding tax starting
on July 1. This tentative approval by the Subcommittee
has reportedly increased support for the "half and half"
version of the Ruml plan.
Manpower - The sharply debated manpower issue received no

clarification yesterday in the conflicting views of two

Administration members on the overall manpower draft bill.
Although Secretary of War Stimson endorsed the AustinWadsworth Bill, WMC McNutt, while not referring directly

to the bill, announced that he stood pat on the voluntary

method. Denied funds by Congress for his U.S. Employment
Service, through which agency he is transferring workers to

war industries, McNutt stated his intention of going ahead
with the job despite an already noticeable turnover in the
USES personnel as a result of lack of funds for increasing
their salaries. Meanwhile, Senator Murray, denouncing the
total lack of ability" of the Manpower Commission, urged
President Roosevelt in a letter to handle all manpower
problems through the creation of a new division in the
Department of Labor which would, of course, result in the
liquidation of the Commission under its present setup. Four
members of the Senate Appropriations Subcommittee on Manpower were also reported ready to recommend Congressional

limitation of the size of the army whose increasing figures
have been blamed as a cause of the nation's diminishing

manpower in the factories and on the farms. Furthermore,

201

passage of the Bankhead Bill to defer farm workers is still
definitely predicted by the Farm Bloc, despite opposition of
the Army voiced in a letter by Undersecretary of War

Patterson who claimed such deferment would "deplorably

disrupt" the armed forces. Industrial labor, whose high

wages drain manpower from the farms, according to Senator
Theodore F. Green, even more than the army, came in for

B.

more criticism yesterday in two bills designed to curb
strikes. Senator Byrd introduced a bill requiring local
draft boards to review the status of all strikers in war
industries, and Senator Connally proposed the creation by
the President of a new board with final authority to investigate and adjust wages in plants taken over by the Governments
The Farm Issue - Receiving criticism of its subsidy payments
under the AAA, purchases under the CCC, the social reforms
of FSA, and its lending program under such agencies as
the RACC, as well as denunciation of government limitations on

agricultural production, the Department of Agriculture is
facing Congressional attacks on all fronts. As more Congressmen appear to be rallying behind the Farm Bloc's slogan
of "fair prices" for the farmer, Representative Voorhis,
supporting the Pace Bill to include farm labor costs in
parity computations, answered Secretary Wickard's claim that
the bill is inflationary with, "You know as well as I do,
the real control against inflation has got to be taxation."
Allred Appointment - Opening hearings before the Senate
Judiciary Committee on the President's appointment of

James V. Allred to the Fifth U.S. Circuit Court of Appeals,
Senator Overton, whose own record is said to be none too

clean, charged the nomination violated "the spirit if not
the letter of the Hatch Act". A bitter debate is expected
today on the matter, led by the Louisiana delegation who
claim the judgeship rightly belongs to their state and
that the President appointed Allred as "a political payoff"
for running in the primaries against Senator O'Daniel in
Texas last year.

ote - Walter Lippman's column entitled this morning, "The

Ghost of Thaddeus Stephens" (page 9, Washington Post)
discusses Congressional antagonism (especially Republican)

to the Administration.

202

TREASURY DEPARTMENT
PROCUREMENT DIVISION
WASHINGTON

OFFICE OF THE DIRECTOR

SECRET

March 2, 1943

MEMORANDUM TO THE SECRETARY:

There is submitted herewith the operating report
of Lend-Lease purchases for the week ended February 27,
1943.

As a result of a recent conference I had with
Colonel Robert W. Johnson of the Smaller War Plants,

steps are now being taken to locate representatives of

the Procurement Division in the field service so as to
coordinate with the Smaller War .Plants representatives

in asking the utmost distribution of war purchases.

Procurement
Director CILATON of E.
Mark Mack

you
PORVICTORY

BUY

SECRET

LEND-LEASE

TREASURY DEPARTMENT, PROCUREMENT DIVISION

STATEMENT OF ALLOCATIONS, OBLIGATIONS (PURCHASES) AND
DELIVERIES TO FOREIGN GOVERNMENTS AT U. S. PORTS

AS OF FEBRUARY 27, 1943

(In Millions of Dollars)
Administrative

Total

U. K.

Russia

China

Allocations

$2716.6

$965.8

$58.5

$4.6

(2703.2)

$1423.1
(1408.2

(962.9)

(58.5)

(4.6)

Purchase Authoriza-

$2320.1

$1329.4

$909.8

$41.6

-

tions (Requisitions)

(2296.7)

(1314.6)

(901.7)

(41.6)

-

Requisitions Cleared

$2226.2

$1290.0

$855.7

$41.6

for Purchase

(2218.8)

(1283.7)

(855.5)

(41.6)

Obligations

$2092.4

$1215.7

$796.8

$41.5

(Purchases)

(2080.2)

(1204.4)

(796.6)

(41.5)

Deliveries to Foreign

$ 918.7
(907.8)

$ 697.2
(691.9)

$193.4

$17.8

-

(17.6)

-

Governments at U. S.
Ports*

(188.6)

Expenses

Miscellaneous &

Undistributed
$264.6

(269.0)
$ 39.3
(38.8)
$ 38.9
(38.0)

-

$4.1

(4.0)

$ 34.3
(33.7)
$ 10.3

( 9.7)

*Deliveries to foreign governments at U. S. Ports do not include the

tonnage that is either in storage, "in-transit" storage, or in the

port area for which actual receipts have not been received from the
foreign governments.

Note: Figures in parentheses are those shown on report of February 20, 1943.

204

March 2, 1943.

Report to the President on Policy Decisions
Relating to Canada's U.S. Dollar Reserve
A committee consisting of representatives of the
Department of State, Treasury and War, the Office of LendLease Administration, and the Board of Economic Warfare,
undertook to consider the following two problems relating
to Canada.

1. The appropriate level of theU.S. dollar exchange
reserve for Canada in the light of the Hyde
Park Arrangement for assistance to Canada.

2. The Hyde Park policy of continuing to lend-lease
to the United Kingdom component parts obtained
in the United States for Canada and required for
the execution of British contracts in Canada.
Recommendations made in this report are based on the

recognition that one of the purposes of the Hyde Park Arrangement is to assure Canada sufficient U.S. dollar exchange to
facilitate vigorous prosecution of the war. They are made
on the assumption that our arrangements with Canada should
be so conducted as to maintain Canada's gold and dollar
balances at a level consistent with the above objective.
Canada's U.S. Dollar Position
As of January 1, 1943, the Canadian Government held $319

million of gold and U.S. dollars as follows:

(In millions)
$ 155

Gold

U.S. dollar balances
Total

164

$ 319

205

-2Canada has used $224 million of proceeds from net sales
of U.S. securities and other investments to Americans since

the outbreak of the war. But during this same period she has
repatriated Canadian securities held in the United Kingdom to
a value of over $600 million and has lent the British Government $630 million in addition to the $900 million gift.
Practically all of the drain on Canada's gold and dollar

balances took place during the first two years of hostilities
1.6., before the effects of the Hyde Park Arrangement became
apparent. Transactions consummated in pursuance of the Hyde
Park Arrangement made a net contribution of $418 million to
Canada's U.S. dollar resources by the close of 1942.

Current expectations are for a continued rise in Canada's
holdings of gold and U.S. dollars. According to present
estimates they will rise $172 million during the current
six-month period or to almost $500 million by June 30, 1943.
This would mean that by the close of June, Canada will have
lost only about $100 million of her pre-war dollar exchange
resources as compared to an improvement in her sterling

position of over $1 billion.

In view of these facts, it was deemed advisable to reexamine Canada's U.S. dollar position and our policy of
financial assistance.
The Canadian Proposal as to a Reasonable Reserve

The proposal was made to the Canadian Ministry of Finance
that a range for Canada's U.S. dollar exchange reserve be
established and the financial accounting between the Governments
of Canada and the United States be so conducted as to main-

tain the reserve at the agreed-upon level. The proposal met

with the approval of the Canadian Government, and at the

request of the Treasury, Dr. Clarke, Deputy Minister of

Finance for Canada, submitted the following suggestions:

206

-3 1. Consideration be given to agreeing upon a range
of $400-$430 million.

2. All U.S. dollar receipts from the net sale of
securities in the United States be considered
outside this reserve to be utilized to retire

maturing or callable securities payable in U.S.
currency.

3. "Can-ex" requisitions be discontinued. These requisitions are for materials which are lend-leased

to the United Kingdom but which are actually exported to Canada and turned over to the Dominion
Government for use in that country. They are
designed to compensate Canada for expenditures
made in the United States for those materials used
in the manufacture of munitions and equipment for

Great Britain which lose their identity through
the process of production.

The reasons presented by the Canadian Government for

the range suggested are Canada's vulnerable international
trading position, heavy external debt largely owed to the
United States, and desire for adequate foreign exchange
resources in the immediate post-war period.
The Conclusions of the Subcommittee

1. The range suggested by the Canadian Government

would be difficult to defend in view of the

following considerations:
a. The minimum figure suggested is higher than
the U.S. dollar exchange reserve of Canada
at the outbreak of war. This amounted to
$390 million--$260 million of gold and dollars
held by the Canadian Government and $130

million of U.S. dollar balances held by
private Canadian residents in excess of

minimum working needs.

207

4

b. A liquid reserve of $400-$430 million is

substantially more than Canada needs to prose-

cute the war. A liquid reserve of $300-$350
million appears to be ample for this purpose.
C. The $600-$1,000 million range decided upon

for the United Kingdom would make it difficult
to justify a range of $400-$430 million for

Canada.
2.

It does not seem inappropriate to permit Canada to

repay Canadian Government obligations payable in

U.S. dollars out of proceeds from net security
sales. Such an arrangement would prevent further
impairment of Canada's capital position vis-a-vis
the United States.

3. The Canadian Government's suggestion that materials
supplied to Canada and charged to the United Kingdom
under lend-lease be limited to those goods which

retain their identity through the process of pro-

duction seems a reasonable one. Such a limitation
would involve a U.S. dollar exchange loss to Canada

of less than $20 million. A loss of this magnitude

could easily be repaired, possibly in more acceptable

ways.

Recommendations

1. It is recommended, in the light of present circumstances,
that appropriate action be taken to maintain Canada's
gold and U.S. dollar balances at not less than about
$300 million and not more than about $350 million,
and that the Secretary of the Treasury keep the Chairman of the American Section of the Joint War Production
Committee informed as to the size of these balances
and the magnitude of action needed to be taken by
U.S. Government procurement agencies, through the

cancelling of orders, the placing of orders and/or
the making of advance payments, to maintain these
holdings within the above. limits.

208

-

2.

It is recommended that for the present, Canada's net
U.S. dollar proceeds from security sales be considered outside her U.S. dollar exchange reserve
provided they are to be used within a year to redeem
maturing or callable securities payable in U.S.
currency and provided further there is no substantial
relaxation of Canada's foreign exchange control nor

a significant modification of her import policy without prior consultation with this Government.

3. It is recommended that materials supplied to Canada
and charged to the United Kingdom under Lend-Lease

be limited to those goods which retain their identity
through the process of production.

Vice President

Secretary of Treasury

Secretary of State

Lend-Lease Administrator

Secretary of War

If you approve of these recommendations we shall be

glad if you will so indicate below.

The White House
Approved:

209

Report of Subcommittee on the Question of an
Appropriate U.S. Dollar Exchange Reserve for Canada
The Cabinet-Group Subcommittee on the Dollar Position of the United
Nations, met on January 13 and January 27, 1943, to consider the following two questions relating to Canada:

1. The appropriate level of the U.S. dollar exchange reserve
for Canada in the light of the Hyde Park Arrangement for
assistance to Canada.

2. The Hyde Park policy of continuing to lend-lease to the
United Kingdom component parts obtained in the United

States for Canada and required for the execution of British
contracts in Canada.

Recommendations made in this report are based on the recognition
that one of the purposes of the Hyde Park Arrangement is to assure

Canada sufficient U.S. dollar exchange to facilitate vigorous prosecution
of the war. They are made on the assumption that our arrangements with
Canada should be so conducted as to maintain Canada's gold and dollar

balances at a level consistent with the above objective.

The immediate origin of these problems is a proposal discussed by
the top-ranking members of the Canadian-U.S. Joint War Production Com-

mittee for revising the procedure of exercising control over Canada's
U.S. dollar receipts.

Under an understanding reached in July 1942, between the Treasury
and other U.S. Government agencies placing contracts in Canada, all large
contemplated Government contracts are called to the attention of the
Treasury. It was hoped in this way to avoid an undue increase in Canada's

U.S. dollar receipts.

Under the proposed procedure, instead of considering Canada's need

for U.S. dollars as one factor in deciding whether or not to place a
particular contract in Canada, joint Canadian-U.S. control will be exercised over Canada's U.S. dollar receipts through a flexible allocations
procedure by shifting deliveries of finished munitions, particularly
deliveries of British-type munitions, which comprise the bulk of Canada's

war production, from the account of one government to the account of

another, according to the desired effect on Canada's U.S. dollar position.

No change in the volume or composition of war production in Canada
is contemplated, merely a change in the bookkeeping involved and the

currency in which payments are made. It is hoped that this revision of
procedure will permit the exercise of closer and more immediate control
over Canada's U.S. dollar position.

210

-2A prerequisite to the successful operation of the above plan is

an agreement between the two Governments as to the appropriate level
of U.S. dollar exchange reserves to be maintained by Canada.
Canada's U.S. Dollar Position
As of January 1, 1943, the Canadian Government held $319 million of
gold and U.S. dollars as follows:

(In millions)
Gold

155

U.S. dollar balances

164

Total

$ 319

This represents a reduction of $72 million in Canada's available
gold and U.S. dollar balances since the beginning of war.
Canada has used $224 million of proceeds from net sales of U.S.
securities and other investments to Americans since the outbreak of the
war. But during this same period she has repatriated Canadian securities
held in the United Kingdom to a value of over $600 million and has lent
the British Government $630 million in addition to the $900 million gift.

Practically all of the drain on Canada's gold and dollar balances

took place during the first two years of hostilities-i.e. before the

effects of the Hyde Park Arrangement became apparent. Transactions
consummated in pursuance of the Hyde Park Arrangement made a net con-

tribution of $418 million to Canada's U.S. dollar resources by the

close of 1942.

Current expectations are for a continued rise in Canada's holdings

of gold and U.S. dollars. According to present estimates, they will rise
$172 million during the current six-month period or to almost $500 million

by June 30, 1943. This would mean that by the close of June, Canada will
have lost only about $100 million of her pre-war dollar exchange resources
as compared to an improvement in her sterling position of over $1 billion.
In view of these facts, it was deemed advisable to reexamine Canada's

U.S. dollar position and our policy of financial assistance.

(There is appended a more detailed review of changes in Canada's U.S.

dollar position since the outbreak of war.)

The Canadian Proposal as to a Resonable Reserve

The Canadian Ministry of Finance has given its approval to the suggestion of establishing a range for Canada's U.S. dollar exchange reserve
and of maintaining the reserve at the agreed-upon level. At the request
of the Treasury. Dr. Clarke, Deputy Minister of Finance for Canada,
submitted the following suggestions:

211

-31. Consideration be given to agreeing upon a range of
$400-$430 million.

2. All U.S. dollar receipts from the net sale of securities
in the United States be considered outside this reserve

to be utilized to retire maturing or callable securities
payable in U.S. currency.

3. "Can-ex" requisitions be discontinued. These requisitions
are for materials which are lend-leased to the United
Kingdom but which are actually exported to Canada and
turned over to the Dominion Government for use in that
country. They are designed to compensate Canada for expenditures made in the United States for those materials used in
the manufacture of munitions and equipment for Great Britain

which lose their identity through the process of production.

The Canadian-suggested maximum and minimum figures are explained

in terms of the following origins:
1.

The lower figure approximates the sum of the $260 million
of gold and U.S. dollars held by the Canadian Government
in September 1939 plus the $130 million of private Canadian
U.S. dollar balances requisitioned and used up by the
Dominion Government in the early months of the war.

2. The higher figure represents the sum of $319 million, the

amount of gold and dollars held by the Canadian Government
on December 31, 1942, and $119 million, the net increase in

Canada's debtor position vis-a-vis the United States since
July 1, 1941, about the time the implementation of the Hyde
Park Arrangement was undertaken.

The considerations which the Canadian Government brought forward

as basis for Canada's need for a liberal U.S. dollar reserve are
summarized below:

1. Canada's international trading position is highly vulnerable,
due to (a) the importance of foreign trade in the national
economy, and (b) the preponderance of agricultural and raw

materials in her export trade.

2. Canada has heavy external debt, owed largely to the United
States, and involving fixed interest and dividend payments
to Americans of $200-$250 million gross per year.
3. Canada may require foreign exchange resources to meet postwar reconstruction needs.

212

-44. Canada will desire to restore parity of exchange between the
Canadian currency and the U.S. dollar, to eliminate various
restrictions on trade and other international transactions,
and to maintain a liberal commercial policy.
The Conclusions of the Subcommittee

1. The range suggested by the Canadian Government would be diffi-

cult to defend in view of the following considerations:

a. The minimum figure suggested is higher than Canada's U.S.

dollar exchange reserve at the outbreak of war. This
amounted to $390 million - $260 million of gold and

dollars held by the Canadian Government and $130 million
of U.S. dollar balances held by private Canadian residents
in excess of minimum working needs.

b. A liquid reserve of $400-$430 is substantially more than
Canada needs to prosecute the war. A liquid reserve of
about $300 to $350 million appears to be ample for this
purpose.

C. There appears to be no justifiable basis for special treat-

ment of Canada's post-war needs. The United States is the
only country which does not have a highly vulnerable balanceof-payments position and whose foreign exchange resources

do not appear to be inadequate to meet currently-anticipated
post-war requirements.

d. The $600-$1,000 million range decided upon for the United

Kingdom would make it difficult to justify a range of
$400-$430 million for Canada.

2. The Canadian Government's request that net proceeds from security sales be considered outside the reserve would prevent

further impairment of Canada's capital position vis-a-vis
the United States. This would be the result whether the net

proceeds were allowed to accumulate or whether they were used,
as seems to be contemplated by the Canadian Government, to

retire maturing or callable securities payable in U.S. currency.
It does not seem inappropriate to permit Canada to repay
Canadian Government obligations payable in U.S. dollars out

of proceeds from net security sales.

3. The Canadian Government's suggestion that materials supplied
to Canada and charged to the United Kingdom under lend-lease

be limited to those goods which retain their identity through
the process of production seems a reasonable one. Such a

limitation would involve a U.S. dollar exchange loss to
Canada of less than $20 million. A loss of this magnitude
could easily be repaired in more defensible ways.

213

-5Reco mendations

1. It is recommended, in the light of present circumstances,
that appropriate action be taken to maintain Canada's gold
and U.S. dollar balances at not less than about $300 million
and not more than about $350 million, and that the Secretary

of the Treasury keep the Chairman of the American Section
of the Joint War Production Committee informed as to the size
of these balances and the magnitude of action needed to be
taken by U.S. Government procurement agencies, through the

cancelling of orders, the placing of orders and/or the making
of advance payments, to maintain these holdings within the
above limits.

2. It is recommended that for the present, Canada's net U.S.
dollar proceeds from security sales be considered outside
her U.S. dollar exchange reserve provided they are to be used
within a year to redeem maturing or callable securities payable in U.S. currency and provided further there is no substantial relaxation of Canada's foreign exchange control nor
a significant modification of her import policy without prior
consultation with this Government.
3. It is recommended that materials supplied to Canada and charged
to the United Kingdom under Lend-Lease be limited to those goods
which retain their identity through the process of production.