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DIARY

Book 437

September 1 - 3. 1941

Book Page

Appointments and Resignations

Blanton, Catherine: Pat Harrison's special
assistant on Senate Finance Committee - appointed
to Internal Revenue Bureau - 9/2/41

437

49

-BBlanton, Catherine
See Harrison, Pat
Business Conditions
Haas memorandum on situation for week ending
August 30, 1941

146

-C-Canada

See Wheat

-DDefense Savings Bonds
See Financing, Government

-FFinancing, Government

Indian Service, Department of Interior: Sale of
$10 million of securities discussed at 9:30

meeting - 9/2/41
"Excess Reserves, Credit Controls, and Treasury
Financing" - Haas memorandum - 9/2/41

a) Discussion by HMJr, Haas, Bell, Stewart,
Bernstein, Murphy, and White - 9/3/41
1) Charts

b) Discussion by HMJr, Currie, Bernstein,

Ransom, Goldenweiser, Stewart, Viner, Haas,

Murphy, Bell, and White - 9/4/41:
See Book 438, page 4

c) Discussion by HMJr, Ransom, Goldenweiser,

Stewart. Viner, Sproul, Bell, White, Haas,

and Murphy - 9/10/41: Book 439, page 224
1) Preliminary conference of Treasury
group and memorandum on which they

agree: Book 439, pages 217 and 220

d) Discussion by HMJr, Morris, Haas, Stewart,
White, and Bell - 9/22/41: Book 443, page 1
1) Proposed press release: Book 443, page 28

12

82

205

272,etc.

- F - (Continued)
Financing, Government (Continued)

Book Page

Defense Savings Bonds:

Lexington, Massachusetts, Minute Man: Presentation

to daughter of designer of replica used in

present advertising discussed by HMJr and
Young (Governor, Federal Reserve Bank of Boston) 9/2/41

437

53

Treasury Glass House at Rockefeller Plaza, New

York, displeasing to HMJr; 14th Street his
first choice and 23rd Street his second 9/2/41

63

Daily sales for August
Prize-winning posters - Museum of Modern Art 9/2/41

137.138.139
140

Conference; present: HMJr, Graves, and staff 9/3/41

France

289

a) Report from mail-order division
b) Status of State organizations

335
338

See War Conditions: Foreign Funds Control

-GGermany

See War Conditions
Gold

See War Conditions

-HHarrison, Pat

Blanton, Catherine (Harrison's special assistant
on Senate Finance Committee): Appointed to
Internal Revenue Bureau - 9/2/41
Highway Act of 1941, National Defense

49

History prepared by General Counsel's office 9/2/41

74

-IInflation
See Speeches by HMJr

Interior, Department of
Indian Service: See Financing, Government

-JJapan

Sec War Conditions: Gold

-NBook

National Defense Highway Act of 1941

Page

History prepared by General Counsel's office 9/2/41

437

74

Neumann, Emanuel (Emergency Committee for Zionist

Affairs)

See Palestine

-0Office of Civilian Defense
Gaston appointed Treasury liaison representative 9/3/41

357

Oil

See War Conditions

-PPalestine
Report on present situation by Emanuel Neumann

(Emergency Committee for Zionist Affairs) -

9/3/41

353

a) Copy of memorandum sent to Welles

354-A

Paul, Randolph

"Redesigning Federal Taxation"

68

Petroleum

See War Conditions: Oil
Post-War Planning

British Empire--American cooperation: White
memorandum on McDougall-Bruce (Australian

representatives in Washington and London) plan 9/2/41

142

Price Control
See Speeches by HMJr

Procurement Division
See War Conditions: Lend-Lense for delay complaints
-RRevenue Revision

See reaction to 6% profit limit proposal in
HMJr's speech in Boston on inflation:
Speeches by HMJr

"Redesigning Federal Taxation" by Randolph Paul
1941 Revenue Bill changes as approved by Senate
Finance Committee - 9/2/41
Henderson (Leon) correspondence with Congress on
joint returns discussed by HMJr and Henderson 9/3/41

See War Conditions

69

281

-SSilver

68

- S - (Continued)
Book

Page

437

188

Speeches by HMJr

Inflation:

Draft 1 of speech to be given to Boston
Advertising Club - 9/3/41
Draft 2 - 9/4/41: See Book 438, page 92
112
438,
3 - 9/4/41:
FDR's suggestions - 9/5/41: Book 438, page 215
Draft 4 - 9/5/41: Book 438, page 216
Reading copy as taken to Farm for review:
.

M

Book 438, page 237

a) Changes: Book 438, page 358
Leon Henderson-Miss Elliott comment: Book 438,
page 270

Draft incorporating changes agreed upon by
HMJr and Kuhn - 9/8/41 Book 439, page 6
Final reading copy - 9/9/41: Book 439, page 104
a) Mutual Broadcasting System stations
carrying speech: Book 439, page 135
Press comment - Merillat reports Book 440,
page 215 - 9/12/41; Book 442, page 246 9/19/41; Book 445, page 84 - 9/26/41;
Book 447, page 304 - 10/3/41
Mail resume' (Mrs. Forbush): Book 441,
page 3 - 9/15/41; Book 442, page 184 9/18/41; Book 447, page 309 - 10/3/41
Stabilization Agreements
Resume of to date - Cochran memorandum - 9/3/41.

362

-TThailand

See War Conditions: Gold
U-

Unemployment Relief

Work Projects Administration for week ending
August 20, 1941

158

U.S.S.R.

See War Conditions
United Kingdom

See War Conditions: Military Planning
-

War Conditions

Airplanes:
Shipments to United Kingdom and overseas commends -

British Air Commission report - 9/1/41

1

American airplanes in United Kingdom: White resume'
of reports brought back from United Kingdom 9/3/41

349

- W - (Continued)
War Conditions (Continued)
Exchange market resume' - 9/2-3/41
Export Control:

Book Page
437

166,384

Exports of petroleum products, scrap iron,
and scrap steel from United States to Japan,
Russia, Spain, and Great Britain, week

ending August 30, 1941
Foreign Funds Control:

162

France:

French Government payments allowed Foley-Pehle memorandum - 9/2/41

57

Germany:

Propaganda films discussed by HMJr and
Breckenridge Long - 9/3/41

339

Gold:

Thailand National Banking Bureau of Ministry
of Finance and Yokohama Specie Bank conclude

agreement for purchase of 25 million baht
in Japanese gold - 9/1/41

4

Lend-Lease:

White, Harry D.: To be Treasury liaison officer 9/2/41

a) Acknowledgment by Phillips - 9/3/41
Mack and HMJr discuss continued complaints of
delay - 9/3/41
a) Discussion on September 4, 1941:

141

347
179

See Book 438, pages 57 and 86
b) Greenbaum-HMJr conversation:
Book 438, page 194

c) Stettinius conference on speeding up:
Book 439, page 143
d) Mack memorandum - 9/10/41:
Book 439, page 322

e) HMJr's report to FDR - 9/12/41:
Book 440,page 188

f) Lord Beaverbrook thanks HMJr for reducing
time for completing purchases - 9/12/41:
Book 441, page 331

g) Greenbaum-Mack conference - 9/18/41:
Book 442, page 89

h) Charts showing time necessary to fill
orders from inception of program 10/27/41: Book 454, page 260

Military Planning:

War Department bulletins:

Italy in the Present War - 9/1/41

Through Sun and Sandstorm to Sollum - 9/3/41
Reports from London transmitted by Campbell Oil:

9/2-3/41

Pipe line - Southeastern Pipe Line System - a
proclamation - 9/3/41

7

388

168,386

360

Post-War Planning:

British Empire--American cooperation: White

memorandum on McDougall-Bruce (Australian

representatives in Washington and London) plan 9/2/41

142

- W - (Continued)
War Conditions (Continued)
Purchasing Mission:

Vesting order sales - 9/2/41

Silver:
Breakdown of purchases by sources: Cochran
memorandum - 9/3/41
U.S.S.R.:

American Mission personnel - 9/3/41

Book Page
437

144,145

356
361

Wheat

Surplus Canadian wheat discussed in memorandum 9/2/41

56

a) Discussion with FDR and Mrs. FDR in

connection with cost of living

26

b) Possible answer to Canada prepared by

Treasury but not sent to FDR - 9/12/41:

See Book 440, page 179

White, Harry D.

To be Treasury liaison officer in Lend-Lease 9/2/41

a) Acknowledgment by Phillips - 9/3/41
Work Projects Administration
See Unemployment Relief

141

347

A23

MEMORANDUM
FROM

British Supply Council in North America

TO

Mrs. Henrietta Klotz

Compliments ofE.N. Gray

1

STATEMENT NO. 30

AIRCRAFT SHIPPED TO U. K. & OVERSEAS COMMANDS

By Sea

week ended
DESTINATION

ASSEMBLY POINT

U. K.

U. K.

esapeake U. K.

U. K.

Iracobra

August 9. 1941

By Air
week ended

August 30, 1941

5

XD

6

-

AS

ston III U.K.

U. K.

7

-

ston III M.E.

Port Sudan

9

-

DED

dson III U.K.
ALS

sh Air Commission
mber 1, 1941

U.K.

-

22

27

22

2

Bangkok

Dated September 1, 1941

Test of. cologram, which vas received by
the British Embassy in Washington from
the evition-Legation in Bangleck.

First.
Luang Pradist's action received unanimous Cabinet

approval on Saturday but later the Prime Minister and
certain pro-Japanese element: in the Cabinet began to

criticize him for being too unyfielding. Japanese Minister
the same day saw Nai Direck (new Minister for Foreign

Affairs) and asked for negotiations to be reepened and as
a result a meeting was held yesterday morning in Pounter's
palace at which the Presier, Luang Pradist, Nai Vanich,
Nai Direck, Japanese Minister and Mr. One were present.

Straight sale of 23 million tionle worth of gold was
arranged on basis of one fine ounce equals 35 United States
dollars and one pound sterling equals 4.03 United States

dollars equals 10 ticals 60 satangs. transport of the gold
to Bangkok is at option of Minister of Finance, who asks
for 13 million ticals worth immediately, remainder to
remain earmarked in Bank of Japan. Cost of transport to
be

3

be paid by Yokohama Specie Bank but repayable to Yekohama

Specie Bank by Currenty Department within the limit of

20 Satangs per one pound sterling worth of gold. Parties
to the agreement are Yokohana Specie Bank and That National
Banking Bureau acting for Currency Department. Nenorandum

containing the engagement to deliver the gold in Bangkok
at option of Thai Minister of Finance is signed by Luang
Pradist and the Japanese Minister on behalf of his Governsent. I welcome the agreement as thereby Luang Pradist

has strengthened his position of opposition to you blee,

while it must lead to a certain detente in political
tension here.

4

C

0

P

CONFIDENTIAL

CONFIDENTIAL

Y

ENT Mics Cha,

PARAPHRASE

A telegram dated September 1, 1941 from the

American Legation at Bangkok reads substantially as
follows:

According to an announcement in the local press
of August 28, the Yokohama Specie Bank and the National

Banking Bureau of the Ministry of Finance have concluded
an agreement providing for the purchase by the National
Banking Bureau of Japanese gold to a value of twenty-five

million baht. Effective the date of the signature, August 26,
the agreement will remain in operation until December 31,

1941 and is subject to alteration, termination or prolongation provided the parties to the agreement give their

consent. A substantial part of the gold, or perhaps all of
it will, at the discretion and upon the request of the
Finance Minister of Thailand, be shipped to Bangkok where

it will constitute a portion of the currency reserve.
In this connection, the best authority has disclosed that the

shipment of gold to the extent of baht thirteen million is
being asked for at once. The Japanese are to be given
baht currency in an amount equivalent to the value of the

gold for purchases of rubber, tin, rice and other
commodities. A credit up to baht twenty-five million has
been

5

-2been established at the Bangkok branch of the Yokohana

Specie Bank and as it is needed it will be drawn upon.
The previous bank loan was used up on August 16, (see

Legation's telegram no. 389, August 2, 4 p.m.). The
Japanese immediately demanded that the Thai Government

extend a loan of twenty-five million baht secured by gold
earmarked in Japan under conditions which made it virtually

impossible for the currency to be brought to Thailand. This
demand was made through R. Ono, Japanese financial expert,

supported by the Japanese Minister Futami. Mr. Ono is reported
to be a former Vice Minister of Finance and now adviser
to the Japanese Finance Ministry. He has been in Thailand since

June. The Thai Finance Minister, Luang Pradist, did not
accept the Japanese demands but as a counter-proposal sug-

gested that the loan of baht ten million be renewed without
change of terms and that an additional laan of baht twentyfive million be made, to be secured by gold which would be

shipped to Thailand. The Thai Finance Minister's insistance
that the gold be shipped made the Japanese furious. The
Japanese pointed out that the Thai Government trusted

Great Britain and the United States with the custody of gold;
they made vigorous representations to the Prime Minister

accusing Imang Pradist of being an obstructionist. The
Prime

6

-

Prime Minister, however, remained firm and the Japanese
in the end agreed to sell the gold on the terms demanded

by the Thai Government. This represented a victory for
the conservative elements in the Thai Government. The

outstanding leader of these conservative elements is
Luang Pradist.

Copy:wec:hbr:9-9-41

?

NO OBJECTION TO PUBLICATION IN SERVICE JOURNALS

MILITARY INTELLIGENCE DIVISION

TENTATIVE LESSONS BULLETIN

WAR DEPARTMENT

No. 152

Washington, September 1, 1941

0-2/2657-235

NOTICE

The information contained in this series of bulletins
will be restricted to items from official sources which are
reasonably confirmed. The lessons necessarily are tentative
and in no sense mature studies.
This document is being given an approved distribution,

and no additional copies are available in the Military Intelligence Division. For provisions governing its reproduction,

see Letter TAG 350.05 (9-19-40) M-B-M.

ITALY IN THE PRESENT WAR

SOURCE

This is the third and last of a series of three bulletins
based on translations of connected articles written by a German
war correspondent and published in separate issues of the Militar
Wochenblatt, a semi-official periodical distributed to the German
army.

This bulletin, which describes the Italian loss of Western
Cyrenaica, is a continuation of the articles published in Tentative

Lessons Bulletins Nos. 150 and 151.

As this account was written from the German point of view
and was intended to bolster friendly feeling between the Axis
partners, propagandistic tendencies should not be overlooked, parti-

cularly with regard to the size of the forces opposing the Italians.

NO OBJECTION TO PUBLICATION IN SERVICE JOURNALS

-1-

8
NO OBJECTION TO PUBLICATION IN SERVICE JOURNALS

ITALY IN THE PRESENT WAR

After taking Tobruk, General Wilson counted upon Italian resistance at Derna, the next important settlement. Actually, however,
Marshal Graziani had decided to occupy a more favorable defensive position which had been prepared west of the town, on the eastern part of
the plateau of Barca. Only combat outposts were left behind in Derna.

For three days these fulfilled their delaying mission against the

foremost groups of pursuing Britons, before yielding the town on
January 30. They then withdrew to the main position, which ran south-

ward from Cirene.

British advance detachments reached Apollonia on the 31st and

established contact there with a British force estimated at several

divisions. Attack seemed very difficult, especially since the terrain

was unfavorable for the British armored units. Obviously, however,

the position could be held only if it were not turned on the south
side. If it were, the defender could be cut off from his sole rear

communication leading along the coast, via Bengasi, to Tripoli, and he
would then share the fate of the defenders of Bardia and Tobruk. The
Italian command was not willing to take this chance, and it had,
therefore, already prepared to evacuate Bengasi. It meant to hold out
east of that town only so long as that could be done without endangering the 10th Army. General Tellera, the Commander-in-Chief, accordingly had sent the armored unit at his disposal - one brigade - to the

road junction at E1 Mechili with orders to protect the right flank,
correctly anticipating that the Britons would send forces toward that
junction.

This unit encountered enemy tanks on January 31, and threw
them back. During the next two days, however, superior British armored

units arrived, and the Italians were obliged to retreat to Bengasi.
Some of these British units followed them over this route, but the
majority pushed toward the southwest in an effort to cut off the
Italians and prevent their reaching the coast road. These British

armored units advanced in two columns; one armored brigade went by way

of Soluch; and the other group, consisting of armored units, artillery,
and motorized infantry, crossed the desert at top speed, further south.
Both ran into retreating Italians on February 5, for as soon as General
Tellera had received news of the fall of E1 Mechili, he had given orders
to quit the defense of the Barca plateau and to move back along the
coast road. The attacking Britons, therefore, were able to march into
Cirene on February 3 after slight resistance, in the form of a delaying
action, from the Italian rear guards. On the 4th, the van of the 10th
Army set out to the south from Bengasi; the other troops followed in a
long column. The British armored units, having reached the vicinity
of the Italian route of march after a 30-hour advance over difficult
NO OBJECTION TO PUBLICATION IN SERVICE JOURNALS

-2-

9
NO OBJECTION TO PUBLICATION IN SERVICE JOURNALS

terrain, were able only to harass the enemy on February 5. The advance
elements of the 10th Army, about 7,000 men, were therefore able to

continue their southward retreat after repelling a few flank attacks,
and they eventually reached Tripolitania without further contact with
the enemy.

By the morning of the 6th, the British, on the other hand, had
received such reinforcements that they were able to advance seriously
to the attack. Their armored brigade at Soluch was the greatest danger
to the Italians. At 10 o'clock therefore, General Tellera ordered his
armored brigade to counterattack. Of the 100 M-13 tanks which took the
field, including the one in which the General himself was, only 14 were
left when the battle ended in the evening. The Italian machines were
not strong enough to withstand those of the British in the individual
duels which developed. But the latter also had suffered heavy losses:
one of their armored regiments left the field with only six machines
not disabled. General Tellera had been mortally wounded in the course
of the battle, and his place had been taken by General Bergonzoli, although the latter had been seriously ill in Bengasi since his adventurous
escape from Bardia,

The sacrifice of the tanks had not brought the desired relief
to the retreating Italian column. The area to the sea was so narrow
that the rear of the column had been affected; its forward elements had
been held up by the English southern column. On its two flanks a serious
division in the units had developed, and the command had lost control of
the situation. A battalion of the English rifle brigade had spread out
for a distance of five kilometers across the coast road, down to the sea.
Three times in the course of the night the Italians attempted to break
through; desperate calls for help went out from the battalion, and antitank guns, tank mines, and reinforcements were sent to its assistance.
Nevertheless, the situation was extremely grave on the morning of the
7th when General Bergonzoli put his total forces into action, including
the 34 tanks which were still serviceable, and ordered a fresh attempt to
break through. The Italians smashed in along a rather wide front and,
according to statements of English officers, fought brilliantly. However, they did not succeed in breaking through, and at 10:30 o'clock,
after a three-hour battle which nearly exhausted their ammunition,
Bergonzoli gave the order to surrender. He and five other generals were
taken prisoner.

Not until after this victory did the English approaching from

the north move into Bengasi. Mobile troops made a vain attempt to reach
the Italians who had retreated southward; but the latter, by traveling
via Agedabia along the southeast tip of the Gulf of the Great Syrte,
which cuts deep into the land, finally reached E1 Agheila.

The British depicted this last battle as a tremendous victory:
NO OBJECTION TO PUBLICATION IN SERVICE JOURNALS

-3

10
NO OBJECTION TO PUBLICATION IN SERVICE JOURNALS

they claimed to have taken 18,000 prisoners, and then reported that
that brought the total captures since the beginning of the offensive
to 130,000 men and much equipment. The possession of Bengasi harbor,

which, it was said, was suited for cruisers and light fighting forces,
as well as for a supply base for fighting forces, was emphasized as
being just as important for the control of the Straits of Sicily as
was the possibility of using the Italian airfields in Cyrenaica. That
a severe blow had indeed been dealt the Italian Army was acknowledged
by Mussolini in his speech before the Fascist Army units on February

23. In that speech he said: "The 10th Army was completely overrun;
Air Fleet 5 was almost literally sacrificed." He was, however, able
rightly to add that this defeat did not shake Italy, but simply added
to her determination. The contributions thus far made by the mother
country to North Africa had been large. From October 1, 1937, to
January, 1941, 14,000 officers and 327,000 men had been sent to Africa
for the 5th and 10th Armies, with their ten divisions of white and
native troops. These men had been equipped with 1,924 guns, 15,386
machine guns, 779 tanks, 9,585 landgoing vehicles and 4800 other motor
conveyances.

Upon his own request, Marshal Graziani was relieved as Chief
of the General Staff of the Army, Governor General and Commander-inChief in Libya, and Commander-in-Chief of Air Fleet 5. General Porro
also gave up his command. Graziani's former subordinate, General of
the Army Garibaldi, succeeded him in North Africa.

At the last, the Italian troops had fought against great
superiority. Three British armored and motorized divisions, three
Indian, three Australian, and two New Zealand divisions, Polish and
French units, and three additional divisions in Palestine as reserve,
opposed the Italians, without mentioning the men who had seen action
in East Africa, 120,000 in the Sudan and 100,000 in Kenya.*
The English now had to decide how they were to employ these

forces in the future. They probably had the original intention of
continuing the attack on into Tripolitania in order to drive the
Italians entirely out of North Africa. This was never done. It is

not yet known whether or not it was concern over the territory which
had first to be traversed on the way to Sirte, and which was without
water for a stretch of 400 kilometers, that deterred the British from

carrying out this intention. The trip to the Near East at the end of

February by the Chief of the Imperial General Staff, General Dill, and
by Foreign Minister Eden, seems to have decided the British to make a
halt in Cyrenaica. General Wilson, the commander of the Army of the
Nile, was appointed Governor of Cyrenaica. His troops were to take
.

The size of the British force is considerably exaggerated. G-2.
NO OBJECTION TO PUBLICATION IN SERVICE JOURNALS

--

11
NO OBJECTION TO PUBLICATION IN SERVICE JOURNALS

over the defense against Tripolitania in the region of El Agheila, The
British drive stopped, then, at its halfway mark, and troops were removed for use elsewhere.
The Italian strongholds which were still holding out in the
desert south of Cyrenaica, under these circumstances, could no longer
be maintained. The Oasis of Kufra had been held for 35 days by Captain
Colonna; he had pushed forward offensively against English and French
attacks until February 23, by which date the Oasis was entirely en-

circled. In the forenoon of March 1 he was forced to capitulate and
to surrender to the Free French. Giarabub gave in only on March 21,
after a four month's resistance and after the wounding of its heroic

commander, Lieutenant Colonel Castagna. In March, the British forces
there had been strengthened more and more, and finally, just before the

English rule in Cyrenaica collapsed, the defense of this isolated post,

which had been 80 courageously maintained although it rarely saw an
Italian airplane overhead, was broken.

The results in eastern Cyrenaica encouraged the British to

undertake attacks upon Italy itself. During the early part of the night

of February 10, parachute jumpers landed in Southern Italy in an effort
to destroy an important water conduit; but they were soon rendered
harmless. Shortly thereafter, a fleet unit coming from Gibraltar under
Vice-Admiral Sir J. Somerville - the battleships Malaya and Renown: the

cruiser Sheffield: the airplane carrier Ark Royal: and other ships -

appeared before Genoa one overcast day and bombarded the city in a sur-

prise attack, killing 144 and wounding 272. England believed her
domination of the sea was so complete that she fixed a blockade area in
the central Mediterranean, thinking she could prevent communication
between Italy and North Africa. But she was soon to experience bitter
disappointments. After Grand Admiral Raeder had met with the Italian
Under-Secretary of State, Admiral Riccardi, at Merano, on February 13
and 14, the Sheffield steamed into Gibraltar severely damaged by
Italian fliers. The Suez Canal was blocked repeatedly for long periods
by successful German air attacks. The uncertainty of the communications
indispensable to the British position in the Near East WAS clearly
shown.

NO OBJECTION TO PUBLICATION IN SERVICE JOURNALS

-5-

12
September 2, 1941
10:00 a.m.

GROUP MEETING

Present:

Mr. Cochran

Mr. Bell
Mr. Haas

Mr. Foley
Mr. Thompson
Mr. Kuhn

Mr. Blough
Mr. Gaston

Mr. Sullivan

Mr. Schwarz
Mr. Graves

Mr. White

Mrs. Klotz

H.M.Jr:

Well, it is nice to see you all here. I

never worried less about the Treasury. Well,
Herbert, what did you do that was wrong?

Gaston:

Let's try to approach it from the other
direction.

H.M.Jr:

Is everything all right?

Gaston:

I think everything is under control. There is
a little matter which Dan will be interested
in this morning, this transaction that I
spoke about of the Indian Service of the

Department of Interior, trying to sell ten

million of securities. Bill Heffelfinger
can tell you all about it.
Bell:

He did.

Gaston:

We are just sitting back waiting. I think they
have a right to demand them if they come back

13

-2-

and insist on it.
Bell:

I think they have been sold and I think the

brokers are calling this morning as to when

they can get delivery. I have an idea we
will have to let them go.
Gaston:

I think that goes both ways. I think they have

Bell:

Yes, I think they have gone short.

H.M.Jr:

Well, you might write a very strong letter for
me to sign to Harold Ickes saying it mustn't

been sold twice.

happen again.

Bell:

I think we can show them where they are
losing money.

H.M.Jr:

Well, we just can't have agencies going off

on their own like that. I don't care how
strong you make it.

Bell:

All right.

Gaston:

This was a slick salesman for this brokerage

house who just came around and high pressured

them into it.

Bell:

Yes. Well, he knew better because he has
been in to see me a number of times and I
told him to stay away from the agencies,

that they all operate through the Treasury

and we operate through the Federal Reserve
Bank of New York, and we favor no brokers.
H.M.Jr:

You can make it a little caustic by saying

you are surprised Harold Ickes was taken in
by a Fuller Brush man. Well, you take care

Bell:

of it and I will sign it. Make it good.
All right.

14

-3H.M.Jr:

What else?

Gaston:

There is this matter that Dan is also

interested in of this censorship bill

prepared by the Navy, under which we are
to have Army and Navy military censors

in case of emergency. The only way they
have approached us is informally, but the
only way they have approached us formally

is asking your approval on that section

of the bill that relates to the Coast Guard,

which would enable them to detail Coast
Guard officers on the same basis as they

detail Navy officers to censor. I have
prepared a letter for you stating that

you don't approve it because you think

military censorship is the wrong kind of a
censorship, so I think you may want to
consider that before -H.M.Jr:

Well, have you written it?

Gaston:

Yes, I have a memorandum.

H.M.Jr:

Well, I had better read it, hadn't I?

Gaston:

I think you had.

Bell:

May I see a copy of it, Herbert?

Gaston:

Yes, surely.

H.M.Jr:

Anything else?

Gaston:

Nothing else.

H.M.Jr:

Herbert, talking on that, "Short-wavers
give big news tips; Government listeners
learn of German plan to march into

Russia.
Well, that is Fly's outfit, isn't
it?

Gaston:

Fly?

15

-4-

H.M.Jr:

Yes.

Gaston:

Well, I suppose they are talking about Fly.

H.M.Jr:

Well, anyway, if there is such a thing, I

would like Kamarck to be put in touch with
the man, if there is anything like that around,
please.

Gaston:

There is a broadcast listening service that

H.M.Jr:

Kamarck?

Gaston:

Yes.

H.M.Jr:

Military is what he is interested in.

Gaston:

There has been nothing so far of any interest.

H.M.Jr:

Well, let Kamarck take a look at it for me.

listens to short-wave and standard broadcasts.
In Europe it is mostly short-wave and they
are sending out short summaries of the highlights.
I am getting a copy and have arranged to
have Mr. Kuhn put on for copies. They have
been doing it for some time.

Do you know who he is?
Gaston:

I don't think so. I have heard his name. He
is in Harry White's shop, isn't he?

H.M.Jr:

Yes, but the work he does --

Gaston:

Oh yes, I know.

H.M.Jr:

I mean, what he does for me has nothing to do

with Harry White's shop. Is that right,
Harry? I mean, it is two separate things.

Gaston:

Yes, surely.

H.M.Jr:

He works for me direct.

16

-5Gaston:

Like the Captain?

H.M.Jr:

Like the Captain used to, only better.
All right?

Gaston:

Yes.

H.M.Jr:

Well --

Foley:

I haven't been back long enough to find out
what did or didn't happen while I was away.
I came in on the Capitol Limited this morning
and I went home and came right down.

White:

He doesn't want to know whether you have been
back long enough, he wants to know whether you
have been away long enough. (Laughter).

Klotz:

And I am not leaving the room.

H.M.Jr:

Everything go off all right?

Foley:

Everything went off very well, thank you a
lot.

H.M.Jr:

Were you at the ranch all that time?

Foley:

Practically all the time. I flew from the

ranch yesterday and got into Chicago around
noon time and came down on the Capitol

Limited last night.

H.M.Jr:

I won't ask you any questions about your work.

Foley:

All right.

H.M.Jr:

John?

Sullivan:

We are going over the bill this morning at
eleven. It will be introduced tomorrow
morning.

H.M.Jr:

You leave any time you want to.

17

-6Sullivan: I have plenty of time.
H.M.Jr:

Merle, I didn't read - I okayed that Mexican
release but I didn't read it anywhere.

Cochran:

Well, the President of Mexico gave his

message yesterday to Congress but he decided

not to go into details so the State Department
hasn't been obliged to give out anything as
yet, so it may come later but so far there is
nothing. What is in that envelope, Canadian
money?

H.M.Jr:

Not very much. See what you can do with it,
please.

Cochran:

All right. So that release may not be given
out until after the thing is signed and no date

has been fixed yet, but they think it will
still be before the fifteenth, which is the

Mexican anniversary.

The Ecuadorians were in and talked once or

twice since you left and sent in a formal
request but there is no rush on that. We
have had some exchange messages with Fox

and all of us are working on that now. It is
rather complicated. It is freezing and
stabilization together.

H.M.Jr:

I would like you to prepare for me a thumbnail
sketch, if possible not more than one page,

just where, for instance, the stabilization
loan with China stands, our stabilization loan

with Argentina, where does that stand? Have
they used any money and so forth? And from
now on I would like to have it once a month,
you see.
Cochran:

All right, sir.

H.M.Jr:

I mean, if somebody asks me, has China used

18

-7any of the money, I wouldn't know. Has
the Argentine? And then we have got that
gold agreement with Brazil, haven't we?
Cochran:

Yes, we have that.

H.M.Jr:

But any one - just on the stabilization or
the gold.

Cochran:

I keep a table of those. I can give you a
summary each week.

H.M.Jr:

From now on, once a month, you see, and then

if - write it so that if I want to send it
to the President and Mr. Hull, I could.

Cochran:

All right, sir.

H.M.Jr:

But keep it to one page. I mean, anything

that we are doing with any country on money.

Cochran:

All right, sir.

H.M.Jr:

And before it comes to me, would you let

White look at it and if he has any additions
or subtractions - let him look at it and go
over it before it comes to me. Do you want
to see it before it comes to me, Dan?

Bell:

Not necessarily.

H.M.Jr:

All right. But if you would let White look
at it, but I would like you to prepare it for

me, Merle.
Cochran:

All right. Then we had a request from London
a couple of days ago in regard to any negotiations
here by the RFC with Russia, where the British
thought it might help them. So I asked Mr.
Gaston's approval to have the Department of
State refer the inquiry to Mr. Jones and we
have had nothing with the Russians since you

left. We have finished that arrangement that

19

-8we made that day. There has been no Russian
gold shipment since you went away.
H.M.Jr:

Well, that three million that came in that
same day, did we get that?

Cochran:

No, that had been sold to Chase Bank.

H.M.Jr:

That is all right. I didn't think we would.
Does your office handle the daily purchases
of silver, too?

Cochran: Yes, sir.
H.M.Jr:

Well, I would also like that on silver we have
bought, how much we bought from Canada during
August or Mexico.

Cochran:

By the month?

H.M.Jr:

Yes.

Cochran:

All right.

H.M.Jr:

You might give it to me for two months in this
case, for July and August, and then from now

on once a month.
Cochran:

All right. I have just one memorandum I think
you ought to see. It is from Coyne on the
Canadian proposition of taking U.S. securities.
It is rather a good memorandum. I have sent

copies to Mr. White and Mr. Bell. That is all.

H.M.Jr:

Did you go to the Laurentians?

Kuhn:

Yes, sir.

H.M.Jr:

Where were you?

Kuhn:

Up at a place called St. Donat.

20

-9H.M.Jr:

How far was that?

Kuhn:

Eighty miles north of Montreal. It was very
cold. We stayed about a week.

H.M.Jr:

Four blankets?

Kuhn:

Four blankets, fire in the cabin night and

morning.
H.M.Jr:

Eighty miles north of --

Kuhn:

Right up in the woods.

H.M.Jr:

We weren't near there.

Kuhn:

There is a settlement seven miles north and

then after that there is nothing to the
North Pole. It is very swell.
H.M.Jr:

No radio?

Foley:

It is cold out in Wyoming, too. Cold and

rainy.
Kuhn:

Couldn't even get the Treasury Hour.

H.M.Jr:

I got it, and I got off a telegram too. Have

you heard about It?
Kuhn:

H.M.Jr:

I heard about it.

It is all right. They snapped back - that

Eddie Cantor hour was wonderful. His take-off
on that opera was amazing. It was amazing.
Kuhn:

Did you know that those --

H.M.Jr:

But no more of that Oboler. It is out. How
they can keep using - I don't want to get

started now - a fellow like Oboler when you
have got a man like Carl Carmer ready to do a

21

- 10 -

play, is just beyond me.
Kuhn:

Do you know that they are the number one hour
in the country, number one program?

H.M.Jr:

Incidentally, Howard Dietz - I called up to
tell him because I wanted to talk to Eddie
Cantor and I want to write him a letter.
He wants to come down and see me.

Kuhn:

Howard Dietz?

H.M.Jr:

Yes.

Kuhn:

I spoke to you about that before you left.

H.M.Jr:

Does he have to be there Wednesday night?

Kuhn:

I think they are going to postpone that
hearing in the Senate which has got Howard
Dietz so worried. That is what he wants to
see you about.

H.M.Jr:

No, he told me he had a proposal. Is that

Kuhn:

Well, he said before you left that he was
very anxious to see you --

H.M.Jr:

Here is the point. I have got to listen to

what he wants to see me about?

the Hour and if I have got to talk to him,

couldn't I do the whole thing Wednesday

night?
Kuhn:

Shall I ask him if he can come down?

H.M.Jr:

Yes, see.

Kuhn:

He is very worried, though, about the Wheeler
investigation of the movies.

22

- 11 -

H.M.Jr:
Kuhn:

H.M.Jr:

I don't want to talk to him about it.
I think that is what he has in mind.
I want to talk to him about the next program
but I can't devote two evenings to this, so
if he wants to come down and you and Harold
are available.

Kuhn:

At your house?

H.M.Jr:

Yes. We will do it Wednesday night. But
I don't want to devote two evenings to it.

Kuhn:

I will get him on the phone.

H.M.Jr:

I can't devote two evenings to it. Incident-

ally, this is my idea of what a good program

should be (referring to clipping). This is "The Man Who Came to Dinner - what is his

name? This is Alexander Woolcott. That is
my idea of a good program. And on the train
last night was a representative of Time and
I told him I wanted to see Henry Luce and
he said he would arrange it and let you know
when Luce could come down. I want to talk to
Luce about this dramatized news and why they

gave it up, the possibility of their doing it
for us for fifteen minutes.

Schwarz:

The March of Time program?

H.M.Jr:

Yes.

Kuhn:

I have a memorandum on that.

H.M.Jr:

I want to know why they gave it up. What is

Kühn:

the name of the man that represents them?
Belair.

H.M.Jr:

Yes, Felix.

23

- 12 -

Gaston:

Does he work for them?

Schwarz:

Yes.

H.M.Jr:

He and Harry Hopkins had it hot and heavy

last night. We went in afterward. Harry
over. God, the way they talked to each other

wanted some milk and crackers. Belair came
was an eye opener for me.
Gaston:

Felix is a scrappy little fellow.

H.M.Jr:

The way Hopkins talks as soon as he leaves
the President and the language they used was

amazing. I haven't heard language like

that since I left prep school.

Gaston:

Colloquial?

H.M.Jr:

No, more prep school.

Blough:

You have asked for a report on the dismissal
compensation set-up. I have it ready today.

H.M.Jr:

Wonderful. That goes up to the house. I have
asked Mr. Sullivan each day now to give me an

up to the minute report on the tax bill so
I can send it to the President each day. It
is quite interesting. George?
Haas:

Here is the report on Savings Bonds.

H.M.Jr:

How up to the minute is this?

Haas:

To the twenty-ninth. There are a couple of

other things that could hold if you are in a

hurry.
H.M.Jr:

I don't know. George, I am putting you and

Harry White on notice - you may have gotten

it - and Bell, at ten-fifteen tomorrow morning
the whole question of excess reserves and

24

- 13 -

and money in circulation and all the rest of
that stuff, you see, and would you at the
very first meeting invite Goldenweiser or
le t him come on the second meeting?
Haas:

I would say the second.

Bell:

Do you expect to have several meetings to
discuss it?

H.M.Jr:

Well, I want to devote enough time until I

make up my mind what I want to do because

Herbert Gaston told me he had a telephone call
from Eccles that he didn't want us to do

any long term financing until he could talk

about the excess reserves. They may want to
raise them. Then within two days I read the

whole story by Miss Sylvia Porter in the

New York Evening Post. She had the whole

story. She said, "Of course you can't tell

what is going to happen, because Mr. Morgenthau

is on vacation," but she had the whole story that
Gaston wrote me about.

Gaston:

There is some reference to it in Ted Goldsmith's

Haas:

letter this morning, too.
It is also in Standard Statistics.

H.M.Jr:

I would like to first satisfy myself. Jake

Viner will be here Thursday and I have asked
Walter Stewart to come down particularly.

He will be here tomorrow. I would like to
sort of go to school on the whole thing,

money and circulation, and maybe the second

day after I have satisfied myself we might

have Currie.
White:

And the Federal Reserve Board.

H.M.Jr:

Tomorrow morning I want to spend just as much

time on it as possible. If we are going to

25

- 14 to any financing I have got to make up my

mind, Dan, you see, so let's first thrash
out this excess reserve. So if you two men
could get together and let us have some

charts - didn't I send word to you, George?
Haas:

Yes, I have a memorandum which you can have

H.M.Jr:

No, we will do it tomorrow.

Bell:

Iorwould
do it in your own shop first for a day
two.

H.M.Jr:

All right. You have got a memorandum?

Haas:

Yes.

H.M.Jr:

Who has seen it?

Haas:

Nobody has seen it except my own shop.

H.M.Jr:

Well, let White see it and let Bell see it,

tonight if you want it.

will you please?

Haas:

Yes.

Bell:

I think the bankers are pretty much against
Eccles on that thing, on his program, the ones
with whom I talked. They say don't let Eccles
get away with this reserve business.

H.M.Jr:

I figured if we settled it in our own minds
in Treasury this week we could decide on

financing next week. Is that all right?

Bell:

We are all right on financing. We can wait
until the end of September.

White:

I think that subject can be well re-examined
periodically.

H.M.Jr:

Well, I would like to - I would like to spend
enough time on it this week so I am satisfied
in my own mind which way to go.

Bell:

All right.

Haas:

The other thing, Mrs. Gardner Means--

26

- 15 White:

Caroline Ware.

Haas:

Wanted ten thousand copies of this "cost-ofliving" chart. I think you should see it before we do it.

H.M.Jr:

Yes.

Now coming down on the train last night, Mrs.
Roosevelt went after the President on cost of
living, so I piped up and told them about my
prepared talk, and, among other things, I was
going to recommend bringing wheat from Canada

and sugar from Cuba, and he said, "Well, how
can you bring in the wheat from Canada? and

I said, "You have got the authority to do it
by lowering the tariff.' If You could lower it
fifty percent. You might figure if he lowered
it fifty percent, would that take care of a

forty percent differential or not. I don't
know, but you can figure it very quickly. He
said, "I am for it.'

White:

The differential is just the duty, forty-two
cents.

Gaston:

You can bring it in free as cattle feed.

H.M.Jr:

Can I?

Gaston:

If you certify that there is a drought and need

H.M.Jr:

Get all those things together, the cattle feed

for feed.

and the duty.
White:

How soon do you want to look at a first draft

of your statement? It will have to be redrafted
because there are several things that have
occurred since.

H.M.Jr:

I will tell you in a minute.
Harold, you got my message or somebody got my

27

- 16 message about going to Boston to speak.
Graves:

I didn't get your message. I was going to ask

you.

H.M.Jr:

I sent a message out of my office. Did it go

Kuhn:

I never saw it.

H.M.Jr:

to your office, Kuhn?

I said I would talk - this was the message I would talk in Boston to the Advertising Club.
They were checking up - only if I could give

my price talk. If they didn't want me to talk
on prices, I wouldn't come.

Klotz:

You said that before you went away.

Graves:

Yes, I got that before you went away.

H.M.Jr:

What happened?

Graves:

I don't think that they have specified any
subject. I have assumed that you are at liberty
to speak--

H.M.Jr:

You said they wouldn't want me if I came up
there on prices.

Graves:

Well, I felt that it might have been more in
keeping with that--

H.M.Jr:

Did you give them that message?

Graves:

No, I didn't think it was necessary. If you

wanted to talk about that 'it seemed it was

perfectly proper for you to do that.
H.M.Jr:

Harold, get in touch with them this morning and
ask them do they want me to talk on prices.

What was that date?

28

- 17 -

Sullivan: The ninth.
Graves:

A week from tonight.

H.M.Jr:

If they do, I will come up and talk on prices,

and then we will have to begin to go to work on
the speech right away.

Schwarz:

Ted Goldsmith this morning says, "Secretary
Morgenthau may express his views on the entire

inflation question in an address he has tentatively agreed to make before the Advertising
Club of Boston on September 9." (Laughter)

Bell:

There it is.

White:

I feel somewhat as Harold does. I am not sure would you reconsider whether it is appropriate
to ask them whether they will listen to you on
condition you speak on prices? They have asked

you to talk.

Graves:

They did not specify subjects.

White:

Nothing you talk about to that crowd will make

H.M.Jr:

Bigger than what?

Sullivan:

Price control and inflation will make a bigger

a bigger hit than this.

hit with them than any other Treasury subject

you could speak about.
Bell:

When is your Bankers' speech?

H.M.Jr:

End of the month. You are satisfied?

Sullivan:

Oh, that is the place. I agree with Harold
that I wouldn't submit it to them.

White:

It is a little bit peculiar to say, "I will
talk to you if you let me talk on prices."

29

- 18 H.M.Jr:

I don't care how Harold handles it. In his

usual diplomatic, suave way, he can handle it
any way he wants, but I am ready to go up and

talk on the ninth.

Graves:

Suppose we let it go at that. They didn't
specify the subject.

H.M.Jr:

All right. Do I get a radio hookup?

Graves:

Yes, it is my understanding. That is what they
said at the time they gave you the invitation.

H.M.Jr:

Well, between you and Ferdie, let me know during
the day.

Graves:

I will.

White:

A little publicity as to the subject which you
will talk ab out--

Gaston:

Out of courtesy to them, I would simply call
up and tell them what you are going to talk
about.

H.M.Jr:

Now that I know the President will go along have you got a draft of the speech?

White:

We have got a draft, but in the last two weeks -

oh, not a draft of that speech, no. It was a

draft of the statement. But we can revamp that;

and if that is going to be your subject, it

won't take long to prepare a speech.
H.M.Jr:

When could you have something for me?

White:

How long would you want to talk? About a half hour?

H.M.Jr:

No, I never like to talk more than fifteen

minutes.
White:

Well, I should think we could have - you name

30

- 19 the day and hour and we will have it.
H.M.Jr:

Nine o'clock tomorrow morning.

White:

We will have a draft.

Gaston:

One-half of what you have got. Twenty-four
hundred words. Eight pages.

H.M.Jr:

No one listens to you on the radio more than
fifteen minutes.

Gaston:

That is twenty minutes, what I said to Harry,

H.M.Jr:

Well, I go a hundred and twenty words, and then

twenty-four hundred words.

you have got to multiply it by fourteen because

you have got to allow for announcements.
Gaston:

Twenty is better.

H.M.Jr:

But you can't get twenty minutes.
That would be fifteen.

Graves:
Gaston:

You would have to use fifteen, that is right,
for the radio.

Graves:

Or thirty.

White:

I understand Mr. Kuhn will have the responsi-

H.M.Jr:

Mr. Kuhn will have the responsibility. We
will start at nine tomorrow morning. Just get
your boys sort of oiled up.

Graves:

I suppose that it would be possible in making
a speech on that subject to bring the Defense
Savings Bonds strongly into the picture?

bility. I will help him.

31

- 20 H.M.Jr:

Oh, sure, because the fact that if this thing
is going to go up and we know - how can I in
honesty ask people to invest in a fixed asset?

Graves:

Well, the sale of bonds in itself is a deterrent

H.M.Jr:

And the other thing, talking in New England,

to--

if you people - if you want to just say here,
if you people will bring in a sentence of this,
George, "You people of New England, you buy 80

many million dollars worth of grains a year
for cattle and shipping feed and it runs into
the millions." Get it from the New England the Department of Agriculture. "You people
here in New England, of all the places in the
United States, realize what it means." In
discussing it last night with Hopkins, he
said, "Aren't you going to say something about
increasing production? and I said, "Well, sure.

That is the purpose of bring the grain in, in
order to increase production." The President
liked it. Mrs. Roosevelt was crazy about my
speech. She said she hoped I would give it.

Find out about - I think if I keep myself on
fifteen minutes, Ferdie, I ought to get a
coast-to-coast "hiccough" - pickup.

Sullivan:

You will get a kickback. (Laughter)

White:

This speech will have to be different, I take
it, from the statement, in phraseology if not
in major content, from the statement you were
going to give before the Senate Committee,
because it comes before that.

H.M.Jr:

Oh yes, but Harry, I can say the things there
that you people were worried about. I can talk
to the American housewife there.

White:

Yes, that is right.

32

- 21 H.M.Jr:

I can talk to the American housewife. I can
talk to the advertising men, after all, who
mold public opinion, "and it is up to you men
who mold public opinion through your advertising copy, if you want any business after this
thing is over, and if you don't want to go
through and - look at the advertising lineage,

where it went to in '33. Now you men whose
bread and butter depend upon advertising lineage,

take a look at it. If you don't want another
slump in advertising lineage, which is all

hooked up with this thing, you had better get
busy and do something."

That is down their alley.
"If you take a look at the advertising lineage

in '33" - if you can give it that kind of a

flair, you can cut out some of Ferdie's perora-

tion.
Kuhn:

That is the place for peroration. (Laughter)

H.M.Jr:

All right?
I have one other thing. Philip Young has
written you a letter asking for a copy of a
British report which he does not receive. It

Haas:

is made up by the British Commission themselves,

and we have five copies which are distributed,
but he does not get a copy.
(Secretary held telephone conversation with
Mr. Biggers.)

H.M.Jr:

I am glad you brought it up. From now on get
out of doing the work for the British Purchasing unless we need it for the Committee which
Harry handles for me. But I don't see why we
should run those statistics, you see.

Haas:

All right.

33

- 22 H.M.Jr:

I mean, it costs a lot of money. Why shouldn't
they do the statistics and furnish them to us?

Haas:

We get some money for doing it, you know. It

H.M.Jr:

That is a little different.

Bell:

Where do you get the money, if it isn't Treasury

isn't done on Treasury money, except what has
been appropriated for that purpose.

money?
Haas:

Well, the Bureau of the Budget gave us fifty
thousand dollars to do this job and Congress

added it to our regular appropriation.
Bell:

It is still Treasury money.

Haas:

Well, but we would lose it if we had to turn it
back.

White:

You are supposed to be spending it?

Haas:

Well, we are.

White:

Then you wouldn't lose it.

H.M.Jr:

What does Philip Young want?

Haas:

This is a report which we do not make up. It

comes from the Purchasing Commission to us and

we handle the distribution of it. All we have
to do is ask the British Purchasing Commission
for another copy.

White:

It is useful information, and if that is the
only way--

Haas:

As soon as we stop it, I think you will find out

we need it.
H.M.Jr:

Tell Philip Young to go to the British Purchasing

34

- 23 Commission.
Haas:

You wanted to centralize it before.

H.M.Jr:

Ask them if it is agreeable to them.

Haas:

Oh yes, they would be willing.

H.M.Jr:

Well, that is all right. O.K.?

Haas:

Yes.

Schwarz:

The only ripple in your absence was some
comment by the Chicago Tribune on your flying

and the use of oil. I called it to Herbert's
attention.

H.M.Jr:

Use of what?

Schwarz:

Gasoline and oil.

H.M.Jr:

I didn't know, but Mrs. Roosevelt told me
about it. They said we used three planes.

Schwarz:

The Tribune didn't say three.

Gaston:

It said a Navy plane. I thought it was useless
to quibble about a Navy plane.

H.M.Jr:

To go where?

Gaston:

To go to Montreal.

Schwarz:

We agreed, considering the source, that it
would only prolong their viewpoint.

H.M.Jr:

She said that some paper had run it that we
used three planes to go to Montreal.

Schwarz:

Somebody might well have picked it up and improved on it.

35

- 24 H.M.Jr:

Is that all they said?

White:

I wouldn't give it a second thought.

Schwarz:

They tried an editorial to put you up against
Harold Ickes, that he was trying to save oil
and you were using it. It died a natural death.

H.M.Jr:

It is all right with me.

Schwarz:

I thought you would like to see this American

H.M.Jr:

I also saw the--

Schwarz:

Seagrams this morning?

H.M.Jr:

Yes.

Federation of Labor booklet.

White:

A whiskey ad?

H.M.Jr:

You let Harold get out of the office a couple
of weeks and look what happens.

Graves:

That is pretty bad.

H.M.Jr:

O.K.?

Schwarz:

That is all.

H.M.Jr:

Harry?

White:

You asked, apparently, Mr. McDougall and Mr.

Bruce, the Australian representatives in

Washington and London, to prepare a memorandum

on the raising of post war standards of living.
They have prepared a memorandum and I have

digested it, but they want to discuss this

with you.
H.M.Jr:

I am not going to discuss it. I have met this
fellow McDougall and he bores me to death, and

36

- 25 -

I am not interested in post war at this time.
I am interested in - if I have got to be
interested - I met him at lunch over at I had to go to lunch at Wickard's, and he
talked and talked, and he is one of these
star-gazing fellows, and you can add it to
your responsibilities.
White:

Well, I just have a page summary of what he

H.M.Jr:

All right. It doesn't interest me. I have got

said.

too many things to do to win the war before we
talk about what we are going to do afterward.

Gaston:

It seems to me that that committee of Wallace's
is apparently wanting to concentrate. The
thing he seemed to think important was this

organization for discussion of the future
economic set-up after the war.

H.M.Jr:

Well--

White:

This might well be turned over to them as part

H.M.Jr:

To--

White:

To your committee.

H.M.Jr:

That is right.

White:

And that would be a way of disposing of it
as far as the Australians are concerned so
they wouldn't want to take it up with you
further.

H.M.Jr:

Is there any reason why I shouldn't write
David Lawrence a letter of thanks for a very
nice article he wrote about what I did for

of their material.

airplanes?

37

- 26 Foley:

No, I don't see any reason.

Gaston:

If it is critical of the other people, I don't

Schwarz:

No, no, it is a straight-out praise of the
job of starting production and expansion
early. I think he would like it.

H.M.Jr:

O.K.

think you should do it.

Incidentally, you know, I really think it is
outrageous that Treasury lets these people
go two months without pay. I think it is
terrible.
Thompson:

Hasn't Crawford got his money?

H.M.Jr:

No. His Civil Service is cleared, but he

hasn't got his money. The man he works for
sent for him and told him he has got his
Civil Service, and here for two months he hasn't
got any money.

Thompson:

They assured me a month ago he would be paid
that day.

H.M.Jr:

If you don't mind my saying it, I think where

I raise a question like that, it ought to be

followed by him, and everybody else in the same

boat, and I would like a report tomorrow.
Thompson:

H.M.Jr:
Thompson:

was told he was paid that day.
Well, whoever you relied on can't be very

efficient.

Commissioner Johnson personally telephoned up

here.
H.M.Jr:

I don't ask much - I am not only talking about

--

38

- 27 -

this man but two or three hundred others. It

puts them in the hands of loan sharks and
Thompson:

everything else. I think it is terrible.
It is worse than terrible. It is inexcusable.

I just don't understand it.

Thompson:

I think it is inexcusable, that whole group.
I had a report that his Civil Service had

H.M.Jr:

That cleared, but there are at least three

H.M.Jr:

cleared.

hundred men and women in that group.
Thompson:

Well, there are only two in his particular

H.M.Jr:

But that whole group was held up. You told
me there were two or three hundred.

Thompson:

In the whole emergency relief.

H.M.Jr:

But have they got their money?

circumstances.

Thompson: Yes.
H.M.Jr:

But are they being paid. You don't know.

Thompson:

Yes. I would have heard of it.

H.M.Jr:

You didn't hear of this. Do that for me.
Don't be too sure. I think that is inexcusable.

Thompson:

It is.

H.M.Jr:

He is not complaining, because he borrows from

his sisters so he is all right, but some other
fellow who doesn't have a sister would be in a

bad spot.

39

- 28 Thompson:

I was amazed.

H.M.Jr:

Harry?

White:

There are two or three items you might want
to know about with respect to British LeaseLend activities during the two weeks.

One relates to the Vimalert purchases in the

War Department which you asked Mr. Gaston to

investigate as to price.

H.M.Jr:

He told me about it. I know. It is my

understanding that we didn't say yes or no.
Gaston:

I made that very plain to Brown. I thought
the investigation of price was perfectly use-

less for reasons I t h ink you will understand.
This is stock they bought back in 1919. No-

body can say what it is worth today. It would
cost very much more to reproduce it than the

price they are charging for it. They have
made a relatively modest increase. I don't

know whether it was to pay an attorney's fee
or what for, but anyway, it wasn't an unreason-

able increase, in view of helfact --

White:

Well then, you also possibly told them that
the War Department still wouldn't pay the
additional amount, and the British couldn't
wait, so they bought it out of outside funds.

Gaston:

H.M.Jr:

Yes, that is right.
In order to save time here, if there is anything
outstanding, put it on a sheet of paper.

White:

All right, the two other items I will.
Here is a paper on two developments in the Far
East which would more or less bring you up to
date on a number of things going on there
and in the Treasury.

40

- 29 H.M.Jr:

All right.
And the way that person briefed those letters
of Coe's was very good. Somebody briefed

Coe's letters for me.

Klotz:

While you were away.

White:

We have got a different batch.

H.M.Jr:

The same thing on Lend-Lease.

White:

All right. And on that memorandum that Merle
referred to, with respect to the Canadian posi-

tion on their dollar exchange, it is of interest
to know that the Treasury is the only Depart-

ment of four agencies in the Government who
do not feel concerned about Canadian foreign
exchange. The rest of them are very much con-

cerned, and there is a good deal of discussion
and investigation and so on going on. But
this memorandum supports us. In fact, they

have so little concern about their foreign
exchange position that they are advancing
that as the reason why they are not going to

pursue their suggestion to you or their discusion
of selling their American investments.
H.M.Jr:

Can I interrupt you a minute?

Bell, who is responsible in the Treasury for
going over the monthly budget for the French
Embassy here in Washington?

Bell:

The French Embassy? So far as the Foreign
Funds control, that comes under Foley,
John Pehle.

Foley:

John Pehle.

H.M.Jr:

Who reviews their expenditures? They are supposed
to give us an itemized statement.

41

- 30 Foley:

John Pehle.

H.M.Jr:

Well now, you haven't had time, but the Tribune
Story, you see, that you ought to get hold of,
which ran yesterday and the day before, accuses
them of spending money to do undercover work,

you see, and I am sure I will be asked that and it mentions the Treasury specifically, that
we give them the money to do this thing.
Foley:

They are under a license.

H.M.Jr:

Well, but let's say that we give them a
million dollars a month. I don't know. Now,
as they are supposed to give us --

Foley:

An itemization before they get the next million
as to how they spent the last.

H.M.Jr:

You and Pehle had better come in here at about

ten minutes of three prepared to tell me about
it before my press.
Schwarz:

Do you want to see the press today? This is
Tuesday.

H.M.Jr:

Oh.

Schwarz:

The President will have his at four o'clock.
But you will be asked Thursday morning.

Foley:

I will get your (Schwarz') memorandum on it
for tomorrow morning.

H.M.Jr:

Well, there won't be a nine thirty, but get
it in to my hands. In this case, give it to
Mrs. Klotz, will you?

Foley:

Sure.

H.M.Jr:

But read those two stories.

Foley:

All right.

42

- 31 H.M.Jr:

I wouldn't wait. I would hit it this

morning, so we might want to ask the Tribune

on the thing for tomorrow morning. I wouldn't

wait.

Schwarz:

All right, if Chick will get me the stories.
I will get them right to you.

H.M.Jr:

Because I like to get those things --

Foley:

When they are hot.

H.M.Jr:

Find out who reviews their expenditures.

Gaston:

Is it really the Embassy expenditures? They

Foley:

are drawing money to make purchases for shipment

to Martinique. That also comes into the picture.

H.M.Jr:

But that is something the State Department
approves.

Gaston:

Oh, yes.

H.M.Jr:

You might want to bring up the whole thing
at your meeting.

Foley:

I don't know whether we have one today or not.

H.M.Jr:

Anyway, get the Tribune story and Herbert says
the Martinique thing, and I never did understand
the Martinique deal.

Gaston:

And then there is oil being bought at the Virgin Islands for those trans-Atlantic voyages.

They are getting their supplies at St. Thomas.
That is the general cargoes that go to Martinique.

H.M.Jr:

You had better get the whole story.

Schwarz:

It would be better today than tomorrow, Mr.
Secretary, because the French Ambassador is

43

- 32 holding a press conference at four o'clock

today in order to try to explain it, and that
will revive the story in tomorrow's papers.

H.M.Jr:

You had better get the whole thing.

Bell:

One story said they had unlimited funds to
spend for this Nazi propaganda. This fellow
is pretty good.

Schwarz:

Ansel Talbert.

H.M.Jr:

I am sorry, Harry, did I interrupt you?

White:

No, I was through.

H.M.Jr:

Harold?

Graves:

I think Mr. Gaston has told you that General
Burns and Phil Young gave him --

H.M.Jr:

That bothered me, but I controlled myself and

I didn't blow up. I have confidence in Cliff

Mack.

Graves:

Yes. Mr. Gaston called on Cliff for a memorandum explaining that apparent lag in the work
over there, and he has suggested that I give
you the statement with Mr. Mack's explanation.

H.M.Jr:

Well, I would let Mack fight it out with them,
you see.

Graves:

He is apparently taking it up with them.

H.M.Jr:

And tell Mack while he is doing it, to get
me a couple of good cases where he has been

sitting around waiting for them, you see.

Graves:

Yes, sir.

H.M.Jr:

O.K.

(Mr. Sullivan left the conference).

44

- 33 Gaston:

Mack is straightening it up with Oscar Cox.

H.M.Jr:

Well, give me a couple of good cases. That

will
be easier than sitting around waiting
for them.
Graves:

He has got a hundred million dollars in that
figure of allocations on which he is waiting
for requisitions from OPM. Whether there is
any fault there, I wouldn't know.

H.M.Jr:

Sure, he can take care of himself. What else?

Graves:

I have nothing.

H.M.Jr:

How about a meeting Wednesday at three to go --

Graves:

Tomorrow at three?

H.M.Jr:

Yes.

Klotz:

No, you gave somebody else that time.

H.M.Jr:

Then make it three fifteen. Not to rush it,
we will make it three thirty, Graves' crowd.

White:

Incidentally, Mr. Mack and I have been talking
about that allocation, and we have both agreed

that he needed much more study and information
before he would meet their requirements, so
that he has been keeping me informed as well.
H.M.Jr:

I am sure it is a statistical one and not an
operating one.

Graves:

I think so.

H.M.Jr:

But anyway, three thirty, Harold.

Graves:

Yes, sir.

H.M.Jr:

All right?

45

- 34 Graves:

All right.

H.M.Jr:

Bell?

Bell:

We sold a billion and thirty-seven million
dollars' worth of tax notes in August.

H.M.Jr:

Was that the result of the telegrams?

Bell:

Yes. We got telegrams up to Saturday's busi-

ness, and it is a billion and thirty-seven
million. That is seven hundred sixty million,
I think, on your daily.

H.M.Jr:

August 29 says nine hundred eighty-seven.

Bell:

Well, you have got one more day and you probably

H.M.Jr:

What is it now?

Bell:

A billion and thirty-seven million.

won't get them all credited for the daily.

(The Secretary held a telephone confersation
with Mr. Young, President of Boston Federal
Reserve Bank).

H.M.Jr:

After all, since Henry Wallace has had his
picture taken putting on a cotton sock,

at least I can climb up on that statue
and grab its foot.

Schwarz:

It is a big foot.

H.M.Jr:

All right, Harold.

Graves:

Would you want to do a thing like that?

H.M.Jr:

Would I?

Graves:

Yes.

H.M.Jr:

Would you let me?

46

- 35 Graves:

I would.

White:

It would take you at least an hour to go to

H.M.Jr:

How long did it take Paul Revere? (Laughter)
I saw the story and somebody said that this

Lexington and back, even with a motorcycle cop.
man was saying something about comparing

himself - the man who designed the engine

that flew Lindbergh across the ocean, that he
never got any more publicity than Paul Revere's
horse did, and he says, "Who knows the name

of Paul Revere's horse?" After all, he carried
him. Well, you fellows can think that over.

Graves:

All right. May I ask who you were talking to?

H.M.Jr:

Governor Young of the Federal Reserve Bank of

Klotz:

He is so serious about it.

H.M.Jr:

He is always serious. You can't be in the Fed-

Boston. All right?

eral Reserve System for twenty-five years
and have a sense of humor. (Laughter)

All right, Harold.
Graves:

All right.

H.M.Jr:

I think that is wonderful on the tax notes.
Are you going to say anything about it in
tomorrow's papers?

Bell:

Can, if you want to. It would be the daily
tomorrow, and not a billion thirty-seven, but
close to a billion.

H.M.Jr:

Let's give out a littl e something tonight.

Schwarz:

Do we have a breakdown by denominations?

We have had a lot of questions.

47

- 36 Haas:

About a week from today you will have it.

H.M.Jr:

Give out something tonight for tomorrow morning's papers.

Bell:

We can give out a billion and thirty-seven
million if you want to, Chick, that is the amount
we got.

H.M.Jr:

Is that the amount?

Bell:

Yes, sir.

H.M.Jr:

All right.

Bell:

It won't show up exactly like that on the daily
because some of the transcript won't be in,

but it will be close to that.

H.M.Jr:

I would give it out.

Bell:

Our balance will be about a billion nine fifty
or sixty at the close of business Saturday.
That is pretty healthy.

H.M.Jr:

You see, that was the reason we dropped the
notes from two hundred to one hundred.

Bell:

The bills, you mean.

H.M.Jr:

Knowing that this stuff would come up, so, you
see we therefore dropped it from two hundred
to one hundred, knowing we would have this tremendous working balance, and that is the explanation why we dropped from two hundred a week
to a hundred a week.

Bell:

Do you want to continue that? You remember

we just made the decision with respect to
one hundred million.

H.M.Jr:

Sure, we will go back from two hundred to one

hundred --

48

- 37 Bell:

Wipe out those three issues?

H.M.Jr:

Sure.

Bell:

National Defense expenditures took quite a

jump this month, up to a billion and forty-

two million. This is the 28th. They will
probably go a little over a billion one, which
is a hundred and sixty million dollars increase
in a month. That is pretty good. That is
all I have.
Thompson:

The President approved a retirement extension
for Captain Edwards.

H.M.Jr:

Did he?

Klotz:

Good.

Thompson:

We will have to get him reinstated.

H.M.Jr:

What is it for, Mrs. Klotz or Colonel Jenkins?

Klotz:

A combination.

Gaston:

What happened about Edwards?

Thompson:

He had resigned to go to the State Government

out in Arizona, and that blew up so that he

wanted to come back, and we reinstated him and
then got him an extension.
H.M.Jr:

That is something.

Klotz:

He lost out on the State job and he was out in

H.M.Jr:

And the President approved it?

Thompson:

Yes.

H.M.Jr:

Wonderful. I couldn't get him a post office,

the cold.

but I can get him an extension.

49
- 38-

Thompson:

Miss Catherine Blanton, who was a special

assistant to Pat Harrison on the Finance
Committee, was in and wanted to see you.

I talked to her, and she said the Senator
had told her that in case anything happened
to him he would like her to come to you and

ask you to place her in Treasury. I have
found a place for her in Internal Revenue,

where she wants to go.
Foley:

She is a very capable person.

Gaston:

Very good.

Thompson:

Mr. Helvering is very glad to get her.

H.M.Jr:

If we are going to do it, I would like to do

Bell:

Did she accept the salary?

Gaston:

Yes, she was getting forty-two hundred and

H.M.Jr:

I will say it is good. Well, if she is going
to do it, let her come in and see me. If it

it, so arrange for her to come in and see me.

the best we could give her was thirty-eight,
which I think is very good.

is all fixed, she can come in --

Thompson:

Well, the papers are going through.

H.M.Jr:

Well, when they are ready let me do it myself.

Klotz:

You ought to get it all clear before.

Thompson:

The whole staff apparently is personal to the

Bell:

Except Johnson.

H.M.Jr:

She was with him when he was the head of the
Speakers' Bureau when Al Smith ran for President.

Chairman.

That goes back that far.

50

- 39 Thompson:

She is a very nice woman. We have the moving

Gaston:

They are still hammering while this meeting is

picture room all ready except the chairs, and
they are definitely promised this week.
going on.

Thompson:

Yes, they said that would be through last

H.M.Jr:

Anybody got any afterthoughts?

Cochran:

Just one thing. You read about this ferry

Friday.

from Montreal that went down? One of the

bombers.

H.M.Jr:

No, I didn't. Another one?

Cochran:

Yes, sir.

Schwarz:

It is only missing now, isn't it, Merle?
Well, they are reporting it to relatives.

Cochran:

It doesn't give the names.

H.M.Jr:

Which way were they coming?

Cochran:

Going from Montreal.

H.M.Jr:

O.K.

51
September 2, 1941
10:30 a.m.
Operator:
HMJr:
John

Go ahead.

Hello.

Biggers:

Mr. Secretary

HMJr:

Yeah.

B:

John Biggers.

HMJr:

Good morning.

B:

Good morning to you. I was at a meeting presiding at a meeting when your call came
through, and I was unfortunately unable to
leave.

HMJr:
B:

HMJr:

Yes.

I just wanted to tell you that I have a desire
to stop in and see you for a few moments before
I leave on this British mission
Good.

and get the benefit of your over-all

B:

guidance if you could spare me those moments.
HMJr:

B:

I can spare you the moments. I don't know how
much guidance, but I'm always glad to see you.
Well, you've handled that problem and studied

that problem from its inception

HMJr:
B:

Uh huh.

and I'd like to get a few words of wisdom
from you if I may.

HMJr:

Well

B:

When would suit you, sir?

HMJr:

Well

52

-2B:

Would there be time tomorrow?

HMJr:

Yeah. How about three o'clook tomorrow after-

B:

That would suit me fine if I may come over.

HMJr:

Be glad to see you.

B:

Thank you, sir.

noon?

53
September 2, 1941
10:50 a.m.

HMJr:

Hello.

Operator:

Governor Young in Boston.

HMJr:

Right.

Governor Roy
Young:

Hello.

HMJr:

Hello.

Y:

Hello. Mr. Secretary?

HMJr:

Yes.

Y:

Young speaking in Boston.

HMJr:

How do you do?

Y:

They tell me you're coming up here on Tuesday,
the ninth.

Y:

That's what I'm thinking about.
Well, I'd be happy if you'd use the bank here
as your headquarters. We'11 give you an office
and everything you want for yourself.

HMJr:

Oh, well, that's terribly nice. I think I'11

HMJr:

just get up there in time to talk.

Y:

Oh, you won't get up until the evening?

HMJr:

No.

Y:

Well, I'm a little sorry about that, because
I think I have an opportunity for some real
publicity - something that I wanted to talk
over with you when I was down there.

HMJr:

Publicity on what?

Y:

On the defense bonds.

54
-2-

HMJr:

Oh.

I'11 give you the story in a minute, and you
can probably turn me over to one of your publicity
men to see whether there's any value in it or

Y:

not.

HMJr:

Go ahead. Shoot.

Y:

There's a woman lives out here at Stockbridge

HMJr:

Yeah.

Y:

and the banker out there wrote me, and she's
the daughter of the man that designed that statue

that's out at Lexington that's

HMJr:

Yeah.

used in all your defense diagrams.

Y:

HMJr:

Yes.

Y:

And she wondered whether it was possible for

HMJr:

you to autograph one of the posters for her.

Well, she's written to me about that, and I think
we did it; and she's written also to Mrs. Roosevelt,
and Mrs. Roosevelt said in her Monday column she's

giving her a big write-up today.

Y:

Yeah.

HMJr:

Either today or

Y:

Well, what I had in mind - if you could come up

here a little ahead of time, we could run out

to Lexington and have you make the presentation
out there with the movie people and the whole

thing. That'11 go all over the country, and I
thought it was a pretty good idea.

HMJr:

Well, let me talk to my folks about it and see
what they say.

Y:

Lexington is only out a short ways. You can get

55
-3-

out there in twenty minutes, you know.
HMJr:
Y:

I see.

A half hour at the outside, and the whole thing
could be taken care of, and I could have the
banker bring her down there and be there.

HMJr:

Well, what

Y:

That's something that would get in the movies

HMJr:

Y:

HMJr:

and go all over the country, and I think, be
real helpful to you.
Should I climb up on top of the statue and
shake him by the hand?

That's right. Yeah, we'll do all of that.
Okay. Well, I'll talk it over with my boys,
and we'll see.

Y:

Yeah. All right.

HMJr:

And I'm glad you're thinking along those lines.

Y:

Yeah. All right.

HMJr:

Thank you.

Y:

Good-bye.

56
Surplus of wheat in Canada

The wheat surplus in Canada for export and carryover for
the current year is estimated by the U. S. Departmentin of
Agriculture at 498,000,000 bushels. Stocks of wheat
Canada are at a record high level.
Import duties and quotas on Canadian wheat

The importation of milling wheat from Canada is subject
to (1) an import duty of 42 cents a bushel, which was raised
to that level in April 1924 under the flexible provision of
the Tariff Act of 1922, and (2) an import quota of 795,000
bushels proclaimed by the President under Section 22 of the
Agricultural Adjustment Act of 1933, amended and re-enacted,
which became effective May 29, 1941.

The importation of feed wheat from Canada (unfit for
human consumption) is subject to an import duty of 5 percent
under the trade agreement with Canada effective January 1,

1939. (The full rate is 10 percent.) The amount of feed
agreement, but in practice it is restricted by Canadian

wheat which may be imported is not limited under the trade
licensing, which has held imports of such wheat to 3,237,000
bushels during the year ended June 30, 1941. The amount of
milling wheat imported during that period (almost entirely
from Canada) totalled 165,000 bushels.
The President may have authority under Section 318 of
the Tariff Act of 1930 to reduce the import duty on wheat.
The Act provides that whenever the President shall by
proolamation declare an emergency to exist, he may authorize
the Secretary of the Treasury to permit "the importation

free of duty of food, clothing, and medical, surgical, and
other supplies for use in emergency relief work." This
provision was invoked by the President on July 25, 1941 to
remove the import duty on forage for livestock to aid livestock producers in the northeastern drought states.
Feed shipments into New England

No data are available that would indicate how much feed

grain is shipped into the New England area. It is of interest, however, that one large farmers' organization in that

area, the Eastern States Farmers' Exchange of Springfield,
Macsachusetts, handled $18,000,000 worth of feed in 1940, almost entirely brought in from other States and ground or

mixed at its mill at Buffalo, New York.

57
TREASURY DEPARTMENT
INTER-OFFICE COMMUNICATION

DATE September 2, 1941
TO

Secretary Morgenthau

FROM Messrs. Foley and Pehle

FRENCH GOVERNMENT PAYMENTS ALLOWED BY FOREIGN FUNDS CONTROL

SUIMARY

1. The Treasury has been granting licenses permitting the
monthly expenditure of $91,000 for French diplomatic

and consular expenses in the United States and $120,000
for similar expenses of the French Government in Latin
America. In view of all the circumstances these amounts
were not unreasonable.

2. The Treasury has been guided by the views of the State
Department in licensing French Government payments,

including its views as to the reasonableness of the

amounts involved.

3. The Treasury polices the expenditures made by the French

Government insofar as is possible under the restrictions
imposed by the State Department.

4. The more significant advantages accruing to the French
under the freezing control are not the payments allowed
for diplomatic and consular expenses in the Western
Hemisphere but the substantial amounts allowed for the

purchase of goods to be sent to North Africa, and the

$100,000 a month allowed to the French for governmental
payments within China.

A. French Diplomatic and Consulate Expenses in the United States

The monthly amount originally allowed the French for this

purpose was $105,700. This amount was regarded by the State and
Treasury Departments as a reasonable amount under all the

( circumstances. However, in May 1941, confidential information
was received through the American Embassy in Rio de Janeiro,

Brazil, concerning a circular telegram sent to all French diplomatic

58

missions in the Western Hemisphere. The substance of this telegram
was that the French missions in the Western Hemisphere had not
been drawing the full amount available under various licenses, and
that in the future the missions should withdraw the entire amount
of their monthly allotment and with any unused portion build up
reserve funds sufficient to enable the missions to be maintai ned for
as long as one year without the use of additional frozen funds.

In view of this information the monthly licenses issued

to the French Government for their expenses in the United States
were reduced from $105,700 to $91,000 which represented the average

wi thdrawals per month prior to the receipt of the circular telegram.
The licenses in question require the banks at which the various
Embassy and consular accounts are maintai ned to submit monthly

reports with respect to the transactions in such accounts. It has
been difficult to obtain these r eports because of the lack of
cooperation of the French who have at times protested to the Depart-

ment of State. Nevertheless, the Treasury is insisting upon the
reports being filed and examines such reports in order to police
insofar as possible the expenditures made under the licenses.

It should be kept in mind, however, that in a number of ways
dollar funds may accrue to the French other than through the Treasury
licensing system. For example, one of the items referred to in the
Herald-Tribune story was to the effect that a French official had
accepted dollar funds and arranged to have the franc equivalent paid

in France. The result of such transactions is to make free dollars
available to the French. Of course, such transactions constitute

violations of the Executive Order. We propose to have this phase of

the matter investigated after clearing our action with the State

Department.

B. French Diplomatic and Consular Expenses in Latin America

The monthly amount originally allowed the French for this
purpose was $161, 300. In view of the circular telegram mentioned

above, this amount was reduced in June 1941 to $120,000 per month.
For the month of June there was also deducted the amount of $77,000,

which, through confidential sources, it was learned the French had
on deposit in Uruguay. At the same time a letter was sent to the
Department of State by Mr. Foley as Acting Secretary requesting
that the French authorities be requested to submit promptly a

written statement of all funds in Latin America available to the

French Government or French diplomatic and consular missions, such

59

statement to include local currency as well as dollar funds. It

was also suggested that the French authorities be advised by the
State Department that the funds available to them under license
are to be drawn upon only to the extent necessary to meet the
current expenses referred to in such licenses and that the French
authorities be requested to submit to the State Department by the
15th day of each month a definitive statement of the amounts drawn
under license during the previous month in the United States and
the Western Hemisphere, specifying the embassy, legation, or
consulate by which each portion of such funds was used and
containing a definitive statement that the amounts transferred to
each such mission were actually needed and used for the normal
expenses of such establishment during the month in question, over
and above the amounts available through fees and other commissions

earned by such establishment, and all other sources of income.
Although we understand certain requests were made by the State
Department pursuant to the Treasury's suggestion, the French

Government apparently has made no reply to the State Department

with respect to the information requested.

Furthermore, very recently Ambassador Caffery has

reported that a courier arrived in Rio de Janeiro from Vichy with

$1,000,000 in American currency which he turned over to the French
Embassy in Rio de Janeiro as an emergency fund for French missions
in Latin America. We have also learned that the French Embassy in

Rio de Janeiro has available the milreis equivalent of $385,000.
In view of the above, and with the acquiescence of the State Department, the Treasury has not renewed for September the license

authorizing expenditures by the French for their diplomatic and

consular establishments in Latin America.

C. French Possessions in the Western Hemisphere
Since January 1941 a monthly sum of approximately $800,000
has been made available to the French Government out of their

frozen funds here, for purchases of goods to be sent to Martinique,

Guadeloupe, and French Guiana. A similar arrangement makes available $25,000 per month for goods sent to St. Pierre and Miquelon.
To some extent these funds are replenished through shipments of

local produce from such areas to the United States, and the shipment of gold from French Guiana to Brazil. The Treasury obtains
detailed reports on the purchases made under such licenses. In

addition the State and Navy Departments have observers in Martinique
to insure that none of the goods are reexported.

60

-4D. China

At the specific request of the Department of State who
advised us that the matter had been cleared with the President,

the Treasury has since March 1941 allowed $100,000 per month to
be remitted to China out of French Government funds in the
United States. We are advised these amounts are needed for
French governmental expenditures in China, but we have no informa-

tion as to the exact nature of the use to which such funds are
put, nor as to the advantage, if any, accruing to the United

States under such arrangement.

E. North Africa

At the specific request of the State Department, who had
negotiated the matter with French and British Governments, there
has been made available to the French Government approximately

$7,000,000 for the purchase of certain specified commodities to

be sent to North Africa. The Treasury did not participate in
these negotiations and has merely at the written request of the

State Department issued the necessary licenses to effectuate such
arrangement. We have recently been advised that such arrangement
is to be placed on a yearly basis, under which approximately

$12,000,000 of goods will be sent quarterly to North Africa.
F. Madagascar and Indochina

Special arrangements have been set up designed to facilitate
the export to the United States of rubber from Indochina, and
graphite and mica from Madagascar, in return for goods to be sent
to such areas and other concessions.

G. Havas News Agency

From time to time, at the request of the State Department,
the Treasury has issued licenses allowing payments for the
expenses in the United States and in Latin America of the Havas
News Agency. There has been some disposition on the part of the

State Department to curtail these expenditures, but until recently
payments of were still being allowed, each at the specific request
the State Department.

Johnson

61

September 2, 1941
12:04 a.m.
Francis
Biddle:
HMJr:

Yes, sir.

I'm back at my desk, and I want to tell you

how delighted I am.

B:

Good.

HMJr:

Also my Mrs.

B:

(Laughs) Well, you're both - you were both

HMJr:

two of the originators of the idea, I think.
Well, I'11 take a teensie-weensie credit.

B:

Well, you certainly deserve more than that.

HMJr:

Well, it's grand to have you there now.

B:

Well, it'11 be bully to - it'11 be bully to
be with you.

HMJr:

I look forward with lots of pleasure to have

a crusader over there.

B:

How's that pleasant Island of Mount Desert?

HMJr:

Pardon?

B:

How's Mount Desert? Was it nice?

HMJr:

I wasn't at Mount Desert. We were up in
Canada.

B:

Oh, you were up in Canada. I see.

HMJr:

Yes.

B:

Lot of rain?

HMJr:

Rain and very cold.

B:

Uh huh. Henry.

HMJr:

Yes.

63
September 2, 1941
2:30 p.m.
HMJr:

I saw an announcement that you were having
the Treasury Glass House at Rockefeller
Plaza.

Harold
Graves:
HMJr:

G:

HMJr:

G:

HMJr:

Yes.

Well, I'm very disappointed that they're
holding it there. That's a long way from
Fourteenth Street and Twenty-Third, the way
I suggested it.

Yeah. Well, I don't know about it. I'11
I mean, that's the place where they sell the
most precious jewelery and it's a high price
fur retail to people on Fifth Avenue.
Yes.

Those aren't the kind of people I want to

reach.
G:

HMJr:

Well, I'11 look into it.
I'm very much disappointed. I said Fourteenth
Street was my first choice, and Twenty-Third

was my second.
G:

Yeah.

HMJr:

Now they go to Rockefeller Plaza.

G:

HMJr:

Well, I'11 look into it and
Well, tell whoever did it that I'm very much
displeased.

G:

Yes. Maybe we can move it or put it in
another.

HMJr:

Well, they're opening it tomorrow, I think.

G:

Oh, they are?

64

-2HMJr:

Ithere
think- whatever
you'll findhisthat
that is the man up
name is

G:

Patterson.

HMJr:

Yeah.

G:

Yeah. Well, I'll look into it.

HMJr:

Will you?

G:

And I'll at least pass on your message.

HMJr:

Yes. You tell him that that isn't the kind
of thing that

G:

You bet.

HMJr:

It's a little bit of a foyer - they're not

going to have people come in there. I mean,

they re not the kind of people I want to

attract anyway.
G:

Yeah. Well, I'll look into it.

HMJr:

Thank you.

G:

Yes, sir. Good-bye.

65

September 2, 1941
3:10 p.m.
HMJr:

Grace

Hello.

Tully:

Hello. Mr. Secretary

HMJr:

Talking.

T:

Mr. Secretary, now I took that up, and that

HMJr:

Yes.

T:

He should have been there.

HMJr:

Yes.

T:

was a mistake, and, of course, he should have
been notified.

But, however, the President doesn't think he
should call him but he thinks Pa should call

up and apologize to him. Is that all right
with you?

HMJr:
T:

That would be entirely all right.
You think that'11 handle it all right? Because
he - the President said, "of course, he should
have been there. If He said, "I don't know why
he wasn't. Then I said, "Well, he was told
not to come."

HMJr:

I.

T:

And then he said, "Well, I don't know who

told him not to come," . and I said, "Well, I

guess Pa must have."
HMJr:

Well, you know I didn't suggest that the
President should call. That was just, you
know

T:

No. But I said, "Do you want to call him?"
And he said, "Well, I don't think I should
get into it." After all, you know it was
Pa's job to do it.

66

-2HMJr:
T:

HMJr:
T:

HMJr:
T:

HMJr:
T:

That's right.

So
that we'll let Pa handle it, so I will tell
Pa to call Mr. Gaston
Well, I.

and tell him that he's very sorry, that

he should have notified him to be here.

Well, didn't the President feel badly?
Huh? Yes. He said, "I don't know why he
wasn't here."

Well, I think it's up to Pa to call him.
Yes. I do, too. Well, all right. When - Pa's
probably out - I don't know whether he's back
from lunch, but as soon as I get in touch with

him I'm going to explain it to him
HMJr:
T:

Ever 80 much obliged.

and then ask him to call Mr. Gaston and
explain it to him and make some apology to him

for not doing it.
HMJr:

Yeah. What's the news about Miss LeHand?

(

A from
Supreme Court of the United States

67

Washington. D.C.

Sepa 7x

CHAMBERS OF

JUSTICE FELIX FRANKFURTER

dran Henry :

/ know that your
days ought to Countries an

lead of 36 bours 1 and
yet his to vihuman as w
suggest that Son find twice
bread the Eu closed paper

I want to lee you about

in an that soon after we
get ba all - -which his be
Early act week

In the fretent Lute z the
boned ho me- let alone one

with
sour
can
have bad a good are But

for due Say
Som
wifebad
taking
days.
you some
Each he
/Is

68

Redesigning Federal Taxation

By RANDOLPH E. PAUL

VE RI
TAS

REPRINTED FROM

HARVARD BUSINESS REVIEW
WINTER, 1941

REDESIGNING FEDERAL TAXATION
BY RANDOLPH E. PAUL
"Faith is a fine invention

obsolescence and military vacillations,
preclude precise estimate, and dictate

For gentlemen who see;

But microscopes are prudent
In an emergency!"

a range estimate of from $5,500,000,000

to $8,000,000,000. This sum may be

Emily Dickinson

I

compared with less than $1,000,000,000

N these hard, critical days the words
of a New England poet may be full

of Army and Navy expenditures in the
Government fiscal year 1940. At the
very least we shall, therefore, have to
increase our annual governmental expenditures by $4,500,000,000 when
our military plant is completed. Probably the increase will be nearer $5,000,-

of salutary suggestion. They may
be applied to the whole kaleidoscopic
international situation. They may be
addressed as well to the fluctuating national scene, including the problem of
financing national defense. The necessity of paying for continuing to live in a
civilized society will put an indescriba-

000,000.2 And these sums may be
underestimates.

Such necessities bring incalculable
problems. To what extent shall such a
program be financed by borrowing? To
what extent shall it be financed by taxation? What is necessary to adapt our
Federal tax system to the inevitable

ble strain upon our tax system. In
such an emergency, shall we trust to

blind faith, or shall we add to our
faith as Americans the prudent use of
microscopes?

The vaguenesses of preliminary discussion have recently been clarified by
concrete figures on the subject of financing national defense. The total cost of
the projected expansion of military and
naval plant, exclusive of maintenance,
has been crudely estimated at between
$16,000,000,000 and $18,000,000,000.
These figures are sufficiently challenging, even for twentieth century threshholds of sensation. They mean that the
United States must pay the equivalent
of the asset value of eighteen General
Motors corporations as the price of adequate defense. But even more arresting
are the estimates of annual maintenance
and operation cost of the new military
plant when completed. Here many im-

strain of providing its share of the necessary funds? Questions of such staggering
importance need calm, objective, non-

partisan discussion. Our wisdom will
depend upon our detachment. If there

is too much heat, there may be too
little light. And there cannot be too

much light upon a problem that will be
with us for so long a time. For we have
not only the financial problem of building up defense during the next few years,

ponderable factors, such as airplane

but also the vital long-run questions of
post-defense fiscal policy in connection
with the problem of permanent cost of
maintenance and operation of an extended military plant.
Whether many are right in their assertion that we may borrow freely with-

"Exploring the Financing of National Defense and

son, 21 Savings Bank Journal 46 (October, 1940):

Richard V. Gilbert, 21 Savings Bank Journal 9

Its Economic Consequences," 21 Savings Bank Jouron 8 (October, 1940).

(October, 1940). It is not a simple task to spend

1 This is about the sum which may be spent in the
fiscal year 1941 for increased plant. Leon Hender-

money.
143

Printed is U. A.

Harvard Business Review

144

out undue risk need not be debated
now; we have no other choice for the
moment. Ultimately we shall have to
deal with this question as a matter of

assume that our existing system may
raise the requisite revenue under an
economy stimulated to produce a national income of from $90,000,000,000
to $110,000,000,000, the question re.
mains whether its burden is equitably
distributed. Only wishful

long-run policy. And we shall also have
to decide whether to increase our taxes.

The problem is, however, far larger
than a question of increased taxation. It
may well be that taxes should be used
moderately until we have achieved a
full utilization of our resources. It may
also be that pressures of national morale
will require us quickly to increase tax
rates beyond the levels achieved by the

in taxation,

claim be that it is. Even apologists equity will

may a roguish thing; but it has some
principles. It rebels at a palpable failure

to reach available revenue, which in
turn passes avoided burdens to others.

It protests, with equal vehemence,
against inflexible attitudes which exact
their pound of flesh without discrimina-

two revenue acts of 1940. However
these questions may be answered, the
grim necessity of a searching re-analysis
of our existing tax system is knocking

tion. The quality of mercy should not
be strained even in the field of taxation.
And a tax system must keep reasonably
abreast of economic realities; it cannot

hard at the door. That necessity will
merely be emphasized by any further

live in an ivory tower apart from a

increase in taxes. The crucial question

changing world which it is supposed to

is with us even if increased national

serve.

revenues save us from the necessity of

increasing rates: To what extent and
how shall our tax system be redesigned
to meet an unprecedented emergency?
A tax system engaged in the task of

exacting from 8% to 10% of the national income, on top of a state and
local exaction of about 10% must be
a sound tax system. Apart from its usefulness for nonfiscal ends, taxation is
but a method of raising revenue to defray the expenses of government, and
of fairly distributing the burden among

those who must bear it. Even if we

, See Guy Greer, "Arming and Paying for It," 181
Harper's Magazine 650, 653 (November, 1940); E. A.
1940);
Goldenweiser,
21 Savings Bank Journal 12 (October,

.Gilbert.
cit.,Emile
PGilbert,
45;op.Greer,
cit., 652
cit., p. 13. op. pp. 650,

ber, 1940).Despres, 21 Savings Bank Journal 30 (Octo-

The central thought in the accepted definition of

taxes is that they are an exaction of See
Lote of

& Company,

69.295
Butler,
297 259
U.S. 61 Bull
v.
U.S. 247,
Chicago, Thomas United States v M. Callaghan Cooley, Taxation sovereignty. 1924). (4th pp. ed. 61,

Central United and States, Peninsular (1935): (1936): Florida

R.R. Co. v. Remolds, 183 U.S.

Defects of the Tax System

General principles do not usually de-

cide concrete cases, but to judge a
tax system it is necessary to adopt some

point of departure in terms of basic
theory. There is considerable debate
among our leading economists upon the
question whether the chronic depression

which has characterized our national
economy is caused by a lack of balance

between the disposition to save and
available investment outlets, or has some
471, 475 (1902).

1 Justice Stone, dissenting in Great Northern Railway
Co. v. Weeks, 297 U.S. 135, 155 (1936); Felix Frank-

furter, Mr. Justice Holmes and the Supreme Court
(Cambridge, Harvard University Press, 1938), p.

42.

See Greer, op. cit., pp. 650, 653. See also 21 Sauings Bank Journal 8 (October, 1940).
Justice Holmes, dissenting in Lochner v. New York,
198 U.S. 45, 76 (1905): "Holmes, Letter to Dr. Wu.
June 16, 1923," Justice Oliver Wendell Holmes, His
Book Notices and Unollected Letters and Papers. Edited

by Harry C. Shriver (New York, Central Book
Company, 1936), pp. 164-165.

Redesigning Federal Taxation
less obvious cause, the elimination of
which would in turn eliminate idle savings as a depressing factor. 10 Within

the limits of a short article it is not

145

the defects of our tax system," for
fails to deal adequately with many of
it

its problems. Unreasonable corporate
accumulations are a common phenomenon.12 The provision penalizing unrea-

possible to explore the validity of many
available statistical studies on this sub-

sonable corporate accumulations has

ject or to appraise the significance of
controversies. The discussion of proposed changes in our tax structure in

been found completely wanting, because
taxpayers have successfully argued that
they may pile up surpluses for the myth-

this article is premised on the belief that
some reduction of stagnant savings by

taxation and by their reintroduction
into the income stream through expenditures is desirable, and that a reduction

within certain limits can be accomplished without having unintended restrictive effects more than offsetting the
desired advantages.

What specifically is the matter with
our tax system? If one could be Congress,

what would one do to improve it? Tax
talk needs to be on such a brass-tack
level. Tax questions can rarely be answered with smooth generalities. Exact
descriptions and bills of particulars will
be a refreshing change from most tax
talk. And they are a prime requisite of
constructive tax discussion. They are
the trees that make the forest, which
incidentally must always be kept in view
as forest.

It is not difficult to be specific about

ical rainy day of the unpredictable future, or that they may in the same sort
of future go into a new business in the
manner of the White Knight, who kept
a bee hive on his horse because he might
some day wish to keep bees. 13 We have

for years supinely failed to seek reexamination of a five-to-four decision of
the Supreme Court of another day that
stock dividends are not constitutionally

taxable. Only comparatively recently

have we ventured to tax some stock
dividends, and we still shy at an attempt

to tax common stock dividends upon
common stock where only common stock

is outstanding. In spite of recent decisions of the Supreme Court, legitimate
wholesale avoidance of income and estate taxes may be accomplished by the
use of trusts at the cost of a relatively

low gift tax. We do not try, in the

manner of the more realistic British,
to cut under this whole problem by

10 Cf. the different points of view as represented in

York, Columbia University Press, 1940), p. 17.

H. G. Moulton, G. W. Edwards, J. D. Magee, and

But I hesitate to make this complaint, since so much
of the complexity springs from a desire to be fair to

Cleona Lewis, Capital Expansion, Employment, and

Economic Stability (Washington, The Brookings
Institution, 1940); National Bureau of Economic
Research Publications, No. 34, Commodity Flow and

Capital Formation by Simon Kuznets, and No. 35,
Capital Consumption and Adjustment by Solomon
Fabricant (New York, The Bureau, 1938); "Papers
and Proceedings of the Fifty-first Annual Meeting of

the American Economic Association," 29 American

taxpayers. See Robert B. Eichholz, "Should the
Federal Income Tax Be Simplified?," 48 Tale Law
Journal 1200 (May, 1939). Much complexity not
attributable to this cause originates in the legislative
desire to prevent tax avoidance.
11 See Greer, op. cit., pp. 650, 660.
11 See Final Report of the Committee of the National
Tax Association on Federal Taxation of Corporations,

Economic Review 1-60 (Supplement, March, 1939);

National Tax Association, Proceedings (1939).

Alvin H. Hansen, "Progress and Declining Popula-

14 As an example of this saving, it may be noted that

tion," 29 American Economic Review 1 (March,

a gift of $10,000 from an estate that will amount to
slightly more than $1,000,000 at the death of the
donor avoids a prospective estate tax of $3,520 by

1939); An Economic Program for American Democracy

by Seven Harvard and Tufts Economists (New York,
The Vanguard Press, 1938).

paying a gift tax of only $165. This example as-

11 Our Federal tax system is also unduly compli-

cated. It now comprises more than 100 taxes

sumes that the donor has used the $40,000 exemption, but has made no other gifts. It also ignores the

Mabel Newcomer, Taxation and Fiscal Policy (New

$4,000 exclusion.

Harvard Business Review

146

capital gains from any tax at all because

abolishing husbands' and wives' privilege of filing separate returns. Although
the Supreme Court has unshackled us
from several supposed Constitutional
limitations, we continue a statutory ex-

of our statutory rule that the estate of
the owner of the appreciated property
may take value at the date of death as
the basis of the property. Finally, the

emption of income from state and munic-

estate, income, and gift taxes are wholly
without integration. 17

ipal securities; and in so doing we
provide a haven from the sweep of the
surtax, with the result that a constantly
growing mass of tax-exempt securities is
seriously endangering the system of the
progressive income tax. Life insurance

While we thus make the mistake of
being tender-minded, we also disregard
William James's advice by being tough-

hearted. Our tax statutes are full of
discriminations. The existing situation

remains for the initiated a manifold

with respect to consolidated returns cries

instrument of tax avoidance. We have

out for further study. We now permit

no adequate provisions to prevent escape

such returns for excess profits tax purposes, but not for income tax purposes.
If there is any plausible reason for this
differentiation, no one has stated it on
any available record. The tax effect of
mortgage transactions, from the standpoint of the capital loss provision and
the bad debt provision, is a morass of

from the estate tax by means of inter
vivos gifts which are in fact, if not in
synthetic legal theory, in contemplation

of death. The estate tax is flagrantly
avoided by the instrumentality of special
powers of appointment. 15 We discrim-

inate against earned income, such as
salaries, and against unearned income,
such as dividends, by continuing in effect an unduly low tax on capital gains 16

And the angel of death saves many
" Erwin N. Griswold, "Powers of Appointment
and the Federal Estate Tax," 52 Harvard Law

metaphysics. 18 Our rules of res judicata,

every year a more important subject, are
completely archaic. 19 The statute is inexcusably harsh with respect to personal
Act of 1940 we now tax long-term gains at a 15%
rate as against a top surtax of 75% which with the
normal tax totals 79% This seems to the writer too

Review 929 (April, 1939).

14 See Gerhard Colm. "The Revenue Act of 1938,
5 Social Research 255 (September, 1938). This is, of
course, a highly controversial point. Opinion ranges

over a wide latitude from the advocacy of complete

elimination of any capital gain tax to contentions
that such gains should have no immunity. See Arthur

H. Kent, "The Case of Taxing Capital Gains, The

great a differentiation.
17 Among the many minor blunders in our tax acts

may be mentioned (1) the extension of the right to
deduct for income tax purposes the market value
of gifts made to religious, charitable, scientific, and
educational institutions, (2) the failure to make the
basis of property to be used by the distributees of an

Case for Taxation,' 7 Law and Contemporary Problems

estate conform to the valuation allowed under

194 (Spring, 1940): Godfrey N. Nelson, "The Case
of Taxing Capital Gains, The Case against Taxa-

Section 811 (j) of the Internal Revenue Code, and
(3) the extension of the right to deduct for estate

tion," 7 Law and Contemporary Problems 208 (Spring,
1940). See also George O. May, Twenty-Fire Years

such claims may not be enforceable against par-

of Accounting Responsibility (New York, American
Institute Publishing Co. and Price, Waterhouse &
Co., 1936). Vol. 2, p. 144; Henry C. Simons, Per.

tax purposes claims against the estate, even though

ticular assets of the estate, such as insurance.
Randolph E. Paul, "Life Insurance and the Federal
Estate Tax," 52 Harvard Law Review 1037, 1072

sonal Income Taxation (Chicago, University of Chicago

(May, 1939).

Press, 1938), p. 148; Robert Murray Haig, "Tax-

is Randolph E. Paul and George S. Allan, Studies

ation of Capital Gains," Wall Street Journal, March

in Federal Taxation, Third Series (Cambridge, Harvard University Press, 1940), p. 296.
19 See Erwin N. Griswold, "Res Judicata in Federal
Tax Cases," 46 Yale Law Journal 1320 (June, 1937);
Randolph E. Paul and Philip Zimet, Selected Studies

23, 25, 29. April 2, 8, 13, 1937: Roy Blough and

W. H. Hewett, "Capital Gains," contained in
Studies in Income and ealth (New York, National Bu-

reau of Economic Research, 1938, Vol. 2. p. 191):

on Gains, 1938 the

of

Committee National Tax Capital Association Conference, Apart Report from

general 10% increase effected by the first Revenue

in Federal Taxation, Second Series (Chicago, Callaghan

and Company, 1938), p. 104.

Redesigning Federal Taxation
holding companies where dividends
canThe statute has no
distributed.
be
not

provision for such intelligent generosi-

147

true in relation to our election of substantial consumption taxes instead of
taxes upon savings.

ties as a credit on account of dependents
between the ages of nineteen and twenty-

Our tax system is now overloaded
with consumption taxes. In the fiscal

one years, or a limited deduction for

year 1940 our consumption taxes totaled

personal medical expenses.

Consumption, Income, and Estate Taxes
Even if we corrected ourselves in these

respects, we should fall short-far short
of the goal of a sound tax system. For

$1,813,000,000, or about 33% of our
total receipts, as compared with $1,210,000,000 in 1929. These taxes have been

increased by the first Revenue Act of
1940, and it is probable that consump-

experience, which is the best teacher of

tion taxes will reach the unprecedented
total of $2,240,000,000 in the fiscal year
1941. A recent TNEC study26 demonstrates the effect of these consumption
taxes. Families with incomes of $500 and
under, pay taxes amounting to 25% of

all. The use of taxes, with incidental

their total income. Families with in-

and even nonfiscal motives, is sanctioned

comes from $500 to $10,000 pay between

our existing system is conceived in vacuo.
Our predominant philosophy is the shop-

worn notion that taxation is for revenue

only. Such a philosophy contradicts

by precedents as old as our Constitu-

tion.24 Whether we like it or not, we

know that every tax is in some measure
regulatory, since it interposes 'an economic impediment to the activity taxed

as compared with others not taxed."
But we hesitate to view our tax system
as part of an entire economy. We act
upon the charming fiction that its only

function is revenue raising, when we
know that our choice of taxes affects

18% and 20%. In the lowest income

families the process is to take money out
of one of their pockets and to put it back
into the other pocket.
Regressive consumption taxes provide
the easiest administrative way of raising

revenue. But they are primarily a levy
on the poor, violating the first canon of

progressive taxation, the principle of
ability to pay. 27 In addition, and in

terms of "things and results, their

our whole economy. This is particularly

effect on our economy may be extremely

The same situation exists under the discarded

Macmillan Company, 1934); Alfred G. Buchler,

undistributed profits tax where there has been an
impairment of capital. Helvering v. Northwest Steel
Rolling Mills, Inc., decided by the Supreme Court,

"Regulatory Taxation," 17 HARVARD BUSINESS
REVIEW 138 (Winter, 1939); Chester T. Crowell,
"Taxation Not for Revenue," 176 Harper's Magazine

21 See John M. Maguire, "Capitalization of Periodical Payments by Gift," 34 Harvard Law Review 20,

89 (December, 1937). See also St. Louis Poster
Advertising Co. v. St. Louis. 249 U.S. 269 (1919),
justifying a high tax to discourage billboards

49 (November, 1920).

14 Sonzinsky V. United States, 300 U.S. 506, 513 (1937):

" An exception is our Federal estate tax, which is
avowedly for the purpose of wealth redistribution

Pacific American Fisheries v. Alaska, 269 U.S. 269, 277

November 12, 1940.

See remarks of Congressman (later Vice President)

Garner in 65 Congressional Record 3122 (1924);
remarks of Congressman LaGuardia (now Mayor of
New York City) in 75 Congressional Record 6678
of President Roosevelt,

June in H.R. 74th

(1932). 19, 1st See 1935, also quoted Message Rep. No. 1681,
Cong.,
Sess., CB 1939-1, Part 2, p. 642.

See Gerhard Colm, "Full Employment Through

(1925).

20 Gerhard Colm and Helen Tarasov, Who Pays the

Taxes? Monograph No. 3. Temporary National
Economic Committee (1940).

27 Henry S. Dennison, Lincoln Filene, Ralph E.
Flanders, and Morris E. Leeds, Toward Full Emplayment (New York, Whittlesey House, McGrawHill Book Company, Inc., 1938), p. 215; Newcomer,
op. cit., pp. 22, 37, 39, 40.

Tax Policy?,' 7 Social Research (November, 1940).
14 See Robert Murray Haig, "Taxation," 14 Encyclo-

2. Oliver Wendell Holmes, Collected Legal Papers
(New York, Harcourt, Brace and Company, 1920),

paedia of the Social Sciences 533 (New York, The

p. 282.

148

Harvard Business Review

damaging, because they seriously affect
the incomes and welfare of all persons,
including taxpayers in the upper brackets. Any form of taxation
takes money out of somebody's
pocket and entails some decrease in expenditures of that person. Taxation diverts
funds from the taxpayer to the Government.

The expenditure of these funds by the
Government in general merely replaces expenditures by individuals and business firms,
and does not add to the stream of national
income and thus to the volume of employ-

ment. Only in the event that taxes divert
to the Government funds which would
otherwise be hoarded can tax-financed
expenditures have a net expansive effect
upon the income stream and the volume of
employment.

Consumption taxes, including such
mass luxury taxes as the taxes upon
tobacco and gasoline, should be a last
resort in a modern tax system. 30 There
may come a time-such time has come

in Great Britain-when consumption
taxes will have to be used to curtail the
production of peacetime commodities. 31

The primary function of consumption
taxes should be to control production,
not to raise revenue. With unemploy-

moderately high income groups and,

as a practical matter, upon corporations. 32 While taxes on moderately high

incomes have some repressive effects
upon investment and thus upon employment, they operate to reduce idle

savings. From the standpoint of the
whole economy, they are therefore
much more desirable than consumption
taxes, which reduce the spending power

of individuals in the lower brackets.
And even if the supply of goods available
to consumers must be reduced because
of the requirements of national security
and defense, it is more than ever necessary that the sacrifices should be borne

by those whose consumption can be
reduced without impairment of health
or efficiency. Full employment provides

no justification for regressive taxation
for the purpose of raising revenue.

If we look at our tax problems without the pressure of interest in our own
personal pocketbooks, what is the true

situation? Our existing individual income taxes, even under the rates of the

first Revenue Act of 1940, and even
including state taxes, 33 are insignificant
compared with British income taxes under the rates proposed in the new British
budget. The effective rate for a married

ment at present levels it looks as though
it will be a long time before this country
has to adopt Goering's slogan of guns,
not butter, unless bottlenecks intervene.
But as if this were not true, we are using
consumption taxes to raise revenue when
we should be holding them in reserve to

person with no dependents having a
fully earned income of $3,000 a year is
21.9% in Great Britain and only 1.5%
in combined United States Federal and
New York State income taxes. In other

act as a control upon production. The

words, such a person pays $658 in Great

effect is to repress the expansion of the
economy. We thus take two steps forward, and then one step backward. What
we should do is finance less by consumption taxes and more by taxes upon the

Britain and only $45 in the United
States. A person with an income of

" Gilbert, op. cit., p. 13.
34 Dennison, Filene, Flanders, and Leeds, op. cit.,

p. 237. A case may be made for the gasoline tax
upon
the ground that it proportions highway cost
to use.
11 Gilbert, op. cit., pp. 36, 46; Jerome Frank, Speech

$10,000 pays $3,621 in Great Britain
and only $854 in the United States. The
same story holds until we reach the high
before the Army Industrial College, April 8, 1940.
## As to the taxation of corporations see, however,
comments in note 35.

33 The single British tax is heavier than the combined Federal and state taxes in the United States
Newcomer, op. cit., p. 23.

Redesigning Federal Taxation
brackets or the corporate field. Many
corporations, particularly corporations
with high earnings in the period from
1936 to 1939, will be relatively immune
from the excess profits tax imposed by
the Second Revenue Act of 1940. On

the other hand, corporations with low
invested capital and low earnings during

this period will be unduly penalized.
New corporations, the growth of which
it may be desirable to encourage, may
also be handicapped.
In the estate tax field we have no such

taxes as are imposed by the British. The
United States taxes a net estate of $50,000 before exemptions at the effective
rate of 0.44% Great Britain taxes such

an estate at the rate of 6%. A United
States net estate of $100,000 pays a tax
rate of 4.6% as against a British tax of

10.8% The pendulum does not swing
the other way until we reach extremely
large estates when, finally, our estate
taxes do become larger than the British
taxes.

To the extent that they are unsuccessful at avoidance, persons in the upper income brackets pay their share of
taxes. The middle and moderately high

149

pay more than their share, with the result that the need for relief is increased.
Such a tax program is fantastically un-

realistic. Redistribution of the load is
essential both from the standpoint of

equity and in terms of economic consequences. Certainly the solution of our un-

employment problem depends in large
part upon intelligent action in this direction. And a relatively heavier burden of
income, estate, and gift taxation in the
middle and moderately high brackets
may be the only thing that will save our
savings.

Space is not available to discuss further deficiencies of our tax system and
their more ephemeral remedies. We have
given little thought to the whole subject
of incentive taxation, 36 and the use of
taxation as an instrument of economic
control. Much can be said in favor of a
flexible rate schedule which would rise
along with, but at a faster rate than, the
level of productive activity measured by
the indexes of the Federal Reserve Board

and the Bureau of Labor Statistics.
And, finally, Mr. Keynes has suggested
to his countrymen an ingenious plan for

financing war. Unfortunately Mr.

income groups do not. And the poor

Keynes has called his plan "radical."

14 It may be that in the upmost brackets our income

ST Greer, op. cit., pp. 650, 657-658. See Gerhard

taxes are at the point of diminishing returns. The
answer to this question is clusive; the subject needs
more study than has been given to it.

" Many advocate the virtual elimination of our
impersonal corporate taxes. The elimination of

Colm, 21 Savings Bank Journal 47 (October, 1940),

suggesting that the absence of a flexible tax upon

consumption in a period of full mobilization of
productive forces is "like driving a high speed motor

car equipped only with an old hand brake." See

these taxes, except possibly the excess profits tax,

also Dennison, Filene, Flanders, and Leeds, op. cit.,

may be highly desirable, but so far none of the

p. 9.

substitutes offered seems workable. See Facing the

Tax Problem (New York, Twentieth Century Fund,
1937), pp. 164, 307; Dennison, Filene, Flanders,
and Leeds, op. cit., p. 233; Greer, op. cit., pp. 650,

The difficulty is that we do not know long in
advance when a state of practically full employment

will be reached. It is probable that expansion may

business may be induced to employ certain practices

be limited by a lack of facilities or of workers of
specific skill at a time when there are still some
millions unemployed. Such a limitation may then
be removed by the construction of new facilities
and the training of skilled workers which will
permit further expansion until a new ceiling is
reached. Such are the questions leading to the
flexible tax policy proposal. See Gerhard Colm,

beneficial to labor and industry as a whole by giving

Fiscal Policy and Recovery (New York, National Tax

corporations conforming to such practices some
reduction in tax. The hearings were held until the

Conference, 1940).

660.

14 For a detailed discussion of incentive taxation,

see Gerhard Colm, "Full Employment Through
Tax Policy?," Social Research (November, 1940). On
November 21, 1938, a Senate finance subcommittee

began a series of hearings to explore the idea that

middle of December, 1938.

24 John Maynard Keynes, How to Pay for the War
(New York, Harcourt, Brace and Company, 1940).

Harvard Business Review

150

Such nomenclature may be enough to

Asinofsense; it

condemn the plan in some quarters.
radical a matter any invidious fact, the plan rather is not

should be called far-reaching. It is a

combination of an income tax and forced
loan, or, as Mr. Keynes later termed it, a
delayed payment of wages. A contribu-

tion, fairly high in relation to total

that will stand in peril of complete
disappearance. It is as clear as anything

may be in these opaque times that an
undue burden of consumption taxes will
halt, and perhaps break, our national
economy. It will prevent the economy
from rising to meet the emergency. The
rest of the story will be increased unemployment and the hardship for the
many that goes with undue deflation.
This is the real threat to the capitalistic
system. The part of wisdom in such an

income, is levied. Part of the contribution is regarded as a bank credit to, or
loan by, the taxpayer, to be evidenced
by securities repayable in installments
after the termination of the war. The

emergency is graceful acceptance of the
inevitable and an intelligent control over

proportion of the total contribution cred-

what is only difficult. As an English-

ited to the taxpayer and repayable to
him is in inverse ratio to his income. The
higher the income, the lower is the portion credited and repayable. 39 Certainly

it is worthy of serious consideration
whether such a plan would be adaptable, with modifications, to conditions
which may later arise in this country."

man, who knew America better than
many Americans know their country
today, observed in another less event-

ful century, "To yield a little may be
prudent, for the tree that cannot bend
to the blast may be broken.'
The final point may be one of attitude.
In taxation there is always a school of

thought which cloaks timidity in the
Conclusion

garb of further research necessities. Some

It is not easy for those who pay to
swallow a heavy dose of increased taxation. Medicine that does good is rarely
pleasant to take. But friends of the capitalistic system should not act like pro-

testing children when their most vital
interests are at stake. If they refuse to
accept the requisite dose of income,
estate, and gift taxes, their own interests
will suffer more than any other interests.

For it is they that have the financial
stake in the capitalistic system. If they

will not consent to a balanced use of
consumption taxes and taxes on savings,

it will be their savings, not the savings
of those who pay consumption taxes,
" Jerome Frank, Speech before the Army Industrial

nal Mr. has also
See also 21

a the war,
but this is
so-called and

College, capital 52 (October, April levy 8, after 1940. 1940). Keynes Savings suggestion Bank urged Jour-

not inherent in that

should independent be of considered the Keynes Plan, plan.

40 John Maynard Keynes, "The United States and
the Keynes Plan," New Republic, Special Section,

will urge "finicky limitations" and "doctrinaire formulas" drawn from the general language of the Constitution "as
a means of circumscribing the discretion
of legislatures in the necessarily empir-

ical process of tapping new revenue or
But
stopping new devices for evasion.
we cannot be Constitutional pedagogues

when emergency calls for action; nor
can we be too hot for absolute certainties when delays have dangerous ends.
At such a time we may do better to call
upon our Constitution's larger spirit and
true theory, which is experiment. 43 The
eventualities of intelligent experiment
are unlikely to be as perilous as those
inherent in paralysis.
p. 156 (July 29, 1940).
" James Bryce, The American Commonwealth (New

York, The Macmillan Company, 1910), Vol. 1.
p. 274.

" Felix Frankfurter, Law and Politics (New York,
Harcourt, Brace and Company, 1939), p. 78.
" Justice Holmes, dissenting in Abrams v. United
States, 250 U.S. 616, 630 (1919).

69
September 2, 1941
MEMORANDUM FOR THE SECRETARY

Subject: Changes in the Revenue Bill of 1941 as
approved by the Senate Finance Committee
over the Bill as passed by the House of

Ths

Representatives.

Revenue change

(In millions of dollars)
1. Individual income tax.

332.4

(a) Exemptions reduced from $800 for
single person and $2,000 for
married person to $750 and $1,500,
respectively.

(b) Rates revised to integrate the
defense tax,

(c) Optional simplified tax schedule
provided for persons with gross
income of $3,000 or less.

(d) Privilege of filing on basis of

community property eliminated.
(e) Alimony and separate maintenance
payments are to be taxed to the
beneficiaries.

2. Corporation income and excess profits tax + 71.8
(a) Rates revised to integrate the
defense tax and round the normal
+ 19.0
tax rates upward.
(b) Surtax rates increased from 5% on
surtax net income not in excess of
$25,000 and 6% on surtax net income
in excess of $25,000 to 6 and 7%,
respectively.

+ 120.5

(c) Special 10% excess profits tax
eliminated.

(d) The exemption for corporations engaged in mining certain strategic
metals which was eliminated by
the House is restored.

- 67.7

70

-2Revenue change

(In millions
of dollars)
38.4

3. Capital stock tax.
Allowed annual valuation instead of
valuation every three years.

5.7

4. Estate and gift tax.
Rates revised to integrate the defense
tax.

5. Manufacturers' and retailers' excise

19.3

taxes.

Distilled spirits.

.7

The rate on brandy is increased to be

the same as on other distilled spirits.
9.4

Wines,

Rates on still wine increased from 8,
24 and 50 cents per gallon to 10, 35
and 65 cents per gallon with corresponding changes in artificially
carbonated wines, sparkling wines
and liqueurs.

.3

Sporting goods

Artificial lures, baits and flies
eliminated from base.

19.2

Electrical appliances.
Base expanded to include gas and

oil appliances.

.1

Photographic apparatus

Unexposed motion picture film for use
in making news reels is exempted.
Washing machines

Base revised to include household
type.

+

5.0

71

-3Revenue change

(In millions
of dollars)
5. Manufacturers' and retailers' excise
taxes (continued)

Soft drinks.

-

22.6

Tax eliminated.

Electric light bulbs

8.0

10 percent of manufacturers' sale
price.

6. Miscellaneous taxes.
Admissions

65.2
37.8

(a) Eliminate exemption of less than
10 cents.

(b) Increase rates from 1 cent for

each 10 cents to rates graduated
from 1 cent if the amount charged

is not over 10 cents to 15 per-

cent of the amount charged over

50 cents.

(c) Exemption of admissions to agricultural fairs and to certain
concerts conducted by civic or

community membership associations

eliminated by the House, are
restored.

Telephone, telegraph, radio and cable

facilities

(a) On telegraph, cable or radio
messages a flat tax of 10 percent of the amount charged is
substituted for the graduated
rates of 5 cents for each 50 cents,
where charge 16 more than 24 cents.

2.3

72

-4Revenue change

Telephone, telegraph, radio and cable

(In millions
of dollars)

facilities (continued)
(b) The rate for certain classes of
leased wires (including teletypewriters or talking circuit
special service) are increased
from 5 to 10 percent.

(c) Burglar and fire alarm services
and news ticker services furnishing general news similar to public press service are exempt from
the leased wire tax subject to
the 5 percent rate.
Telephone bill.

43.6

The rate is increased from 5 to
10 percent.

Bowling alleys and billiard and pool
tables.

.7

The rate is reduced from $15 to $10
per annum.

Coin operated amusement and gambling
devices

+

1.0

(a) The rate on pinball and other

similar machines is reduced from

$25 to $10 per annum.

(b) The rate on slot machines is

increased from $25 to $200 per

annum.

Radio broadcasting,

-

12.5

-

1.7

The tax is eliminated.
Outdoor advertising

The tax 18 eliminated.

73

-5Total excise and miscellaneous taxes.

$ + 84.5 million

Net revenue change.

+ 456.0

Revenue under House bill.

3,216.4

Revenue under Senate Finance Committee

bill.

3,672.4

NOTE: It is anticipated that the Committee on conference

may act (1) to restore the tax on soft drinks,
(2) to restore the special excess profits tax
of 10 percent, and (3) to remove the excess
profits tax exemption of corporate profits from
the mining of certain strategic metals, thus
upholding the provisions of the House Bill in
these respects.

74

TREASURY DEPARTMENT
INTER-OFFICE COMMUNICATION

DATE September 2, 1941.
TO

FROM

Secretary Morgenthau
General Counsel

For Your Information

On the morning of August 7, 1941, at your request,
this office prepared a summary of Senate action on the
President's veto of the National Defense Highway Act of
1941 (S. 1580), a digest of the veto message, and a
statement for your use in press conference supporting the
veto which had been overridden by the Senate. As you no

doubt recall, the House that afternoon narrowly sustained
the President's veto.

On August 11, 1941 a substitute bill, S. 1840, bearing the same title,was introduced in the Senate. The new
bill has passed the Senate, and on August 18 was referred
to the House Committee on Roads, where it is now pending.

The principal objection to the previous bill in the
veto message was that the appropriation authorized to cor-

rect critical deficiencies in strategic highways could be
spent only under the state-apportionment-by-population

provisions of the Federal Highway Act. The President had

75

-2-

requested $25,000,000 for this strategic highway work

to be available without the apportionment restriction.
Although the previous bill had increased this amount

fivefold, the President felt that necessary flexibility
in the use of the moneys could not be had under the

restriction.
The new bill authorizes the use of a $25,000,000
sum unrestricted by apportionment requirements and also
authorizes a $100,000,000 sum subject to apportionment

restrictions. The other objections in the veto message
have been substantially met in the new bill.

It is apparent that the Senate in the new bill has
attempted to meet the President's objections, while at
the same time retaining as much as possible of the pork

barrel feature of the vetoed bill.
Attached is a memorandum comparing the provisions

of the new bill with those of the vetoed bill in more
detail.

9,77

76
Memorandum on S. 1840, new defense highway

bill designed to meet the objections in the

veto message on previous bill, S. 1580.

On August 11, 1941 S. 1840 was introduced in the

Senate to substitute for S. 1580, "Defense Highway Act
of 1941", which had been vetoed by the President and
which veto was narrowly sustained by the House. The

new bill bearing the same title and short title (Defense Highway Act of 1941) is designed to obviate the

objections of the President to the previous bill as outlined in the veto message. The new bill has passed the
Senate and on August 18 was referred to the Committee
on Roads in the House.

The President objected to the authorization of
$125,000,000 for strategic highway work because of the

requirement of apportionment in the use of the funds in
a manner delineated by section 21 of the Federal Highway

Act. The new bill carries the same authorization but requires apportionment of only $100,000,000 with the remaining $25,000,000 to be expended for the purposes of

the bill without the restriction of said section 21. It

77

-2-

is to be noted in this respect that the original recommendation of the President was for a $25,000,000 sum. The

new bill, therefore, adopts this recommendation but also
adopts the sum meeting the approval of the two Houses in

their original passage of the previous bill. The new bill
provides that these funds shall become available (after
appropriation) upon approval in the same manner as is

normally followed under the Highway Act (U.S.C., Sup. V,

title 23, sec. 21a). The President in his veto message
had objected to the procedure provided in the previous

bill which permitted the incurring of an obligation of
the Federal Treasury without further review by the executive or legislative branches of the Government. This
objection would appear to be met by the last-mentioned
addition.

The amount provided in the new bill for access roads
has been reduced as compared with the previous bill from
$150,000,000 to $100,000,000 which latter amount is that
which the President had originally recommended.

78

-3The section of the previous bill which had author-

ized the use of portions of the funds for off-street
parking facilities, to which the President had expressly
objected, has been deleted in the revised bill.
Under the previous bill authorization was given to
use not exceeding $25,000,000 to reimburse the several
states for emergency repairs made necessary by Army ma-

neuvers. The new bill authorizes reimbursement for such
damage without express limit on amount but modifies the

procedure to make it conform with that followed in making
whole other claimants against the Government. The previous

bill had authorized the Commissioner of Public Roads to
make reimbursement. Under the revised bill the Commissioner

is authorized to determine the amount of the claim and thereafter to certify to Congress for payment out of subsequent
appropriations.

The revised bill modified the language of the previous

bill as regards the detail of employees as students at technical institutions at the expense of the Federal Government
by limiting the number of such detailed employees to ten in

79

-4-

any fiscal year. The objection of the President apparently was directed to the unlimited authorization to detail employees as students.

The provision in the previous bill authorizing a
recall of retired employees, notwithstanding provisions
of the Civil Service Retirement Act and other laws, has

been deleted from the revised bill.
In most other respects the language of the revised

bill is identical with that of the previous bill. There
is one change in phraseology which might be mentioned.

In sections 4 and 5 the wording of the revised bill authorizes appropriations during the continuance of the
emergency declared by the President on May 27, 1941 for

carrying out the purposes of the respective sections.
The language of the previous bill appears to me to have
been subject to the construction that performance of the

functions (development of flight strips and carrying out
advance engineering surveys) should be limited to the

continuance of the emergency rather than that the au-

thority to appropriate should be so limited. The

80

-5desirability of this change of phraseology is, I think,

obvious. In section 4 of the revised bill, authority
is granted for the construction of "flight strips",
whereas the previous bill referred to "experimental

flight strips". The change is not explained in the
Senate committee report.

It would appear that the Senate by this new bill
has attempted to meet the objections outlined in the
President's veto message, while at the same time re-

taining the pork barrel features of the previous bill.

81
EXECUTIVE ORDER

ALENDING EXECUTIVE ORDER NO. 8771 OF JUNE 6, 1941

ERTITLED, "AUTHORIZING 100 UNITED STATES COL-

MISSION TO TAK- OViR CERTAIN FOREIGN PERCHANT VESSELS"

By virtue of and pursuant to the authority vested in me
by the act of Congress entitled, "An Act to authorize the

acquisition by the United States of title to or the use of
dolestic or foreign merchant vessels for urgent needs of
commerce and national defense, and ior other purposes", approved June 3, 1941 (Public Law 101, 77th Congress), Execu-

tive Order No. 3771 of June o, 1.41 entitled, "Authorizing
the United States Aaritime Commission to Take Over Certain
Forei,n Lerchant Vessels" is hereby amended so that the

provisions thereof shall be applicable to any or all foreign
merchant vessels, including all appurtenances thereto as

described in said order, lying icle in waters within the
jurisuiction of the United States, including the Philippine
Islands and the Canal Zone, at any time after June 0, 1941
and up to and including June 50, 1942.

FRANKLIN D. ROOSEVELT

THE WHITE HOUSE,

September 2, 1341.

Prepared by: Mr. Barnett
Mr. Foy
Mr. Murphy

82

Mr. Haas

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION

DATE September 2, 1941
TO

FROM

Secretary Morgenthau
Mr. Haas

Subject: Excess Reserves, Credit Controls, and Treasury
Financing

SUMMARY

This memorandum is prepared at the request of Mr.
Gaston made following a telephone call which he
received from Chairman Eccles while you were away.

A copy of Mr. Gaston's memorandum to you summarizing
his conversation with Chairman Eccles is attached hereto.

Chairman Eccles asks that the Treasury conour with
the Reserve Board in raising reserve requirements

to the present statutory limits and in requesting
from Congress a further increase in such limits.
He recognizes that such action will depress the
market for Government securities, but believes it
necessary in order to combat inflation. He urges
therefore, that long-term financing be deferred

until after the announcement of such a program in
order that both the Treasury and the Reserve Board
may be spared any accusation of bad faith.
Excess reserves now amount to about $5.0 billions,

a decrease of $1.9 billions since the all-time high
reached on October 23, 1940. Barring changes in

official policy or the import of substantial amounts
of gold from Russia, total reserves appear likely to
fluctuate within a narrow range for the next year or
80. Any further decrease in excess reserves, therefore, is likely to come only from an increase in

required reserves due to continued deposit expansion.

83
Secretary Morgenthau - 2

Such transformation of excess reserves into deposits

-- at a ratio of about $5 of deposits to $1 of ex0688 reserves -- would be inflationary, rather than
deflationary,
in its implications.

While the immediate effect of raising reserve require-

ments is to increase interest rates, its stated objective is to combat inflation. This objective would
be achieved in some degree by the mere psychological
effect of the increase. In order to be of permanent

value as an anti-inflationary measure, however, an
increase in reserve requirements must result in squeezing some borrowers out of the market. This would be

done by making borrowing more expensive and 60 causing
the Government and the defense industries to compete

with other borrowers on a price basis. This naturally
leads to the question of whether an increase in interest rates is the best method of squeezing non-essential borrowers out of the market.
A consideration of this question leads to the conclusion that the direct exclusion of non-essential bor-

rowers from the market would be preferable to exclusion

by rate competition. Selective credit controls -- such
as control of consumer credit, of housing credit, of

new capital issues, of stock exchange loans, and of
bank loans for non-defense purposes -- appear, therefore,
to be superior to the general credit control proposed

by Chairman Eocles.

It is consequently suggested that you should not conour
in Chairman Eccles' request that you join with the
Reserve Board in recommending an increase in reserve
requirements. In such a case there seems to be no
reason to defer long-term Treasury financing beyond
the time when it would otherwise be advisable.

I. Chairman Ecoles' Proposal
On August 22, Chairman Eccles called Mr. Gaston to express

his hope that the Treasury would offer no long-term securities

in September or at any time up to December, but that such new
money 8.8 might be required in the meantime should be procured
by means of Treasury bills. A copy of Mr. Gaston's memorandum

Secretary Morgenthau - 3

84

to you summarizing his telephone conversation is attached
hereto. Mr. Gaston requested us to consult with members of
the staff of the Board of Governors concerning Chairman
Ecoles' proposal and to prepare a memorandum to you.
Chairman Eccles' reasoning is as follows:

The present level of Government bond prices 1s justified
only by the existence of a large volume of excess reserves.

It is desirable in the interest of the control of inflation

that this volume of excess reserves be reduced sharply. He
would like to have the Treasury conour with the Reserve Board

in increasing reserve requirements up to the present statutory limits and in asking Congress to increase these limits,
thereby giving the Reserve System authority to increase reserve
requirements yet further. These actions would probably cause
a substantial decline in the bond market. He is particularly
concerned about this decline in the case of the two new longterm taxable issues, as he believes that the tax-exempt issues
and all short-term issues can take care of themselves. He 1s
very anxious, therefore, that no new long-term taxable issues
be put out at the present level of the market. To do 80 at
this time, and shortly thereafter to take the action which he

considers necessary with respect to reserve requirements, would,
he believes, subject both the Treasury and the Reserve Board to

justifiable accusations of bad faith.

Chairman Ecoles' views appear to present the following

questions:

(1) Is it desirable to increase reserve requirements
at this time?

(2) If this is not desirable, should any alternative
measures be taken?

(3) If reserve requirements are to be raised, should

long-term financing be postponed until such action

has been taken or at least recommended to Congress
by the Reserve Board and the Treasury?

(4) Could the Treasury finance itself for some months
entirely by short-term borrowing, as suggested by
Chairman Eccles?

last two questions
present much the easier problems and
may The
be considered
first.

85
Secretary Morgenthau - 4

Action of the character proposed would be likely to cause
a substantial decline in the market. The Treasury would,
therefore, be open to a justifiable accusation of bad faith
if it should undertake long-term financing while contemplating
joining in such a recommendation.

Financing Treasury needs for the next few months exolusively by short-term issues would appear to present no special

difficulties, except that most of the securities 80 sold would

go into commercial banks and 80 would result in increasing bank

deposits. Such an increase could be easily justified, however,
if it were merely the first step in a program which would result in the long run in the sale of fewer, rather than more,
securities to commercial banks.

It would seem, on the other hand, if you do not propose

to concur with the Reserve Board in recommending an increase

in reserve requirements, that there is no need for postponing
long-term financing longer than might be indicated by the other
factors in the situation.
The advisability of adopting Chairman Eccles' specific
suggestions with respect to current financing operations, therefore, turns upon the broader question of the advisability or
inadvisability of concurring with the Reserve Board in their

proposal to increase reserve requirements.

II. The Present Situation with Respect
to Excess Reserves

Excess reserves amounted, on August 27, to $5.0 billions.

This is a decrease of $1.9 billions since the all-time high

reached on October 23, 1940. The factors accounting for this
decrease are shown in the following table:

86
Secretary Morgenthau - 5

Factors Accounting for Decrease in Excess
Reserves, October 23, 1940, to August 27, 1941

(In billions of dollars)
Factors absorbing excess reserves:

Increase in money in circulation

Increase in Treasury cash and deposits
in the Federal Reserve Banks
Increase in required reserves
All other

1.7
.5
.8
.4

3.4

Factors creating excess reserves:

Increase in monetary gold stock
All other
Decrease in excess reserves

1.3
.2

1.5
1.9

It will be observed from the above table that total reserves declined during this period by only $1.1 billions --

the remaining $0.8 billions of the decline in excess reserves
being caused by an increase in required reserves resulting
from deposit expansion during the period.
About $0.7 billions of the decrease in total reserves was
caused by an increase in Treasury deposits and other more or

less non-recurring factors. The remaining $0.4 billions of
the decrease was caused by the excess of the increase in money
in circulation over the increase in monetary gold stock. The

movements of these two factors are likely to dominate future
movements in total reserves for some time to come.

As nearly as can be estimated -- barring changes in of-

ficial policy, or the import of substantial amounts of gold from
Russia -- total reserves appear likely to fluctuate within a
relatively narrow range for the next year or 80. This means

87

Secretary Morgenthau - 6

that any further substantial decrease in excess reserves is
likely to come only from an increase in required reserves due
to continued deposit expansion. Such a decrease in excess

reserves would, of course, be inflationary, rather than deflationary, in its implications, as it would mean that some
of the previously existing excess reserves had been transformed into deposits - at a ratio of about $5 of deposits

to
$1 ofthe
excess
reserves
- and had 80 moved one step further
toward
spending
stream.
III. Probable Consequences of an Increase
in Reserve Requirements

The objective of raising reserve requirements is to assist
in preventing inflation. The immediate effect of such an increase would be to reduce the available supply of bank credit
and 80 to make banks less ready to lend and to purchase securi-

ties. It might also incline many of them to sell securities

already held. This would be especially true as an increase in
reserve requirements would hit the New York City banks the
hardest and other banks are inclined to follow the lead of the
New York City banks in handling their security portfolios. 1

The following table indicates the distribution by classes of
cities of excess reserves on June 25, 1941, and the amounts
to which they would be reduced if reserve requirements were

increased to the present statutory limits:

Excess Reserves if
:Actual Excess Requirements
Increased
Reserves

to Statutory Limits

(In millions of dollars)
1,976
Central reserve cities 2,612

Reserve cities
Country banks

Total

1,750

1,398

869

684

5,231

4,058

The above table makes no allowance for withdrawals of

inter-bank balances incident to increasing reserve requirements. The staff of the Board of Governors estimates
that such withdrawals would not exceed $75 millions.
(This footnote continued on next page)

1

88
Secretary Morgenthau - 7

An increase in reserve requirements would consequently
increase interest rates and put down bond prices. This was
agreed to by all members of the staff of the Reserve Board
with whom the matter was discussed.

The extent of the increase in interest rates -- and de-

crease in bond prices -- would depend upon the character of

the action taken and is difficult to predict. An increase in
requirements to the present statutory limits, coupled with a
definite assurance that no further increase was contemplated,
might have very little market effect. A contemplated increase

in requirements above thepresent statutory limit, however,
would be bearish to an indeterminate degree depending upon its
impact upon banker psychology. An increase in reserve require-

ments sufficient to reduce excess reserves below $1 billion
could very easily put new long-term borrowing on a 3 percent
basis and put down the price of the new taxable 2-1/2's of
1956-58 by as much as 10 points. (This is about the same as
the average decline in the prices of long-term Treasury bonds

between the high reached in June 1939 and the low after the
outbreak of the war.)

An increase in reserve requirements would also put down

sharply the prices of all outstanding partially tax-exempt

securities. It is true, of course, that such securities, be-

cause of their growing scarcity, would have a better chance
of staging a recovery than would taxable securities, the supply
of which is being constantly increased, but such a recovery
might be a matter of years.

If reserve requirements were raised substantially, it

would also probably be necessary to start new series of savings
bonds at substantially higher rates than those now being offered and to refund into such new series many of the outstanding
bonds which would be presented for cash redemption in order to
take advantage of the higher rate. It might even be necessary
(for reasons of public morale) to make the higher rates retroactive on savings bonds already sold.
(Footnote 1 continued from preceding page)
If reserve requirements were increased to 25 percent above
the present statutory maximum, the excess reserves of central
reserve city banks would have been reduced as of June 25 to about

$712 millions and the aggregate reserve deficiency of all banks
having reserve deficiencies would have been about $600 millions.
Since June 25, the date to which the above figures apply,
aggregate excess reserves of all member banks have decreased
about $241 millions.

89
Secretary Morgenthau - 8

Increasing the cost of borrowing to the Government would

not in itself help solve the problem of inflation. It should

be considered rather as a disadvantage of the proposed method
of attack and should be weighed against its supposed advantages.

The first benefit in the fight against inflation likely

to be derived from increasing reserve requirements is psycho-

logical. Increasing reserve requirements is a traditional
method of combating the inflation incident to business booms
and its use at the present juncture would probably be interpreted as a token of sincerity. The announcement of such a
policy might tend, therefore, to dampen speculation in the
commodity markets.

Such a psychological advantage would be short-lived, however, unless the increase in requirements had more fundamental
consequences also. The primary consequence of the increase

would be, as we have seen, a stiffening in interest rates.
This stiffening would apply to all borrowers -- governmental
and non-governmental essential and non-essential alike. It
would be effective in controlling prices, however, only as it
actually reduced borrowing and hence spending. In order for
the action to be effective, some borrowers would have to be
squeezed out of the market. The Government and the defense
industries would not be among the borrowers so squeezed out.
They would have to pay whatever rate was necessary in order

to obtain the requisite credit. This leads naturally to the

question of whether an increase in rates is the best method
of squeezing non-essential borrowers out of the market. This
is the fundamental problem of the relative desirability of
general VS. selective credit controls and will be considered
in the next section.

IV. Relative Merit of General and Selective
Credit Controls in the Present Situation

It is the purpose of all credit controls to reduce borrow-

ing and hence spending, and so to restrain price increases
judged to be undesirable. Credit controls may be classified

as general and selective.

General credit controls operate by causing an all-around
scarcity of lendable funds, thereby putting a general pressure
on all borrowers to reduce their borrowings and hence their
spendings. General credit controls to be effective must bring

Secretary Morgenthau - 9

90

about an increase in the rate of interest, since it is through

such an increase that general pressure is brought to bear upon
borrowers. An increase in member bank reserve requirements is

a general credit control. Open market operations (selling

Government securities) by the Federal Reserve Banks constitute

another.

Selective credit controls operate by wholly or partially
existing supply of lendable funds. In this way, total borrowing -- and hence total spending -- is cut down without any
necessity for a rise in the rate of interest. Selective credit
controls already in operation consist of some limitation of
stock market borrowing (by means of margin requirements) and
some limitation of consumer credit. Other selective controls
which might be availed of at the present time would be limitation of housing credit, restriction of new capital issues, and
restriction of bank loans for other than national defense purshutting out a given class of borrowers from access to the

poses.

The relative appropriateness of the application of general
or selective credit controls to any situation showing evidences
of incipient inflation, depends upon the character of the situa-

tion. If a more or less uniform contraction of borrowing all
along the line is desired, general credit controls are more
appropriate. If, on the other hand, it is desired to contract
borrowing only in certain fields, selective controls are indicated. It is, of course, by no means barred that the appro-

priate remedy for some situations might be the application of
both
general and selective controls of varying degrees of intensity.

The present situation appears to call for the application
of special and not general controls. The reasons for this conclusion are simple. The application of general controls would
place a pressure (reflected by higher interest rates) upon borrowers all along the line. There are two very important classes
of borrowers, however, who will not contract their borrowings a
cent under this pressure, nor is it socially desirable that they
should. These borrowers are the Federal Government and the
national defense industries. Between them, they will probably
account during the current fiscal year for at least three-quarters
of total borrowing,
they will
have to pay whatever rate is
necessary
to secure and
the needed
funds.
The pressure engendered by general credit controls, there-

fore, can be effective only with respect to the remaining

91

Secretary Morgenthau - 10

borrowers who together will probably account for not over
one-quarter of total borrowing. Even these borrowers furthermore, under present incipient boom conditions, will be very
hard to discourage by means of rate increases. The net effect

of applying stringent general credit controls at the present
time, therefore, would be to increase greatly the cost of borrowing to the Federal Government and to the national defense
industries, in order to effect a relatively small contraction
in borrowing for other purposes. Mild general credit controls
would have a less drastic effect on interest rates, but by the
same token, would be even less effective in combating inflation
since it is only through the medium of an increase in interest
rates that general credit controls are able to effect reductions
in borrowing and spending.

Selective credit controls, on the other hand, may be conis desired. Borrowing may be wholly or partially blooked out
in these areas, thereby increasing the proportion of the total
supply of funds available to the Government and the national
defense industries. This seems more desirable than tightening
credit conditions generally and forcing the Government and other
centrated solely on those areas of the economy where contraction

defense borrowers to compete on a price basis for an expanding

proportion of a limited supply of credit. The use of selective

credit controls might be compared in this respect to the present
policy of prohibiting the use of aluminum for pots and pans and
80 permitting its purchase for national defense purposes at a
moderate price. The use of general credit controls could, by
the same token, be compared with a policy of out-bidding the pot
and pan industry for the available supply of aluminum. Either
policy might be made to result in a diversion to defense needs
of any given proportion of the total supply of aluminum -- but
at very different costs.
V. Conclusions

It appears that selective, rather than general, credit
controls should be relied upon for use in the present situation.
Such controls will be more effective in checking inflation and

may be applied without increasing the cost of borrowing to the
Government and the defense industries.

Selective controls are already being applied to stock
market loans and to consumer credit. Stock market loans at the
present time constitute no problem. If at some time in the

92
Secretary Morgenthau - 11

future they should give signs of doing so, the existing con-

trole should be tightened as much as necessary. The Reserve
Board has just commenced the regulation of consumer credit.

The initial regulations are very mild and will have to be
tightened very considerably if the volume of such credit is
to be substantially reduced.

Other fields in which selective credit controls may be

necessary are housing, new capital issues, and bank loans for
other than national defense purposes.

Housing credit could be reduced very substantially by the

application of selective controls. At the present time the

expansion of such credit is being actually promoted by advertising campaigns by the FHA and other agencies.

New capital issues do not present an important problem at
the present time, but should be regulated by selective controls

when and if they do.

Perhaps the most fruitful and immediate -- as well as the
most complex -- field for the operation of selective credit controle is that of non-defense loans by banks. Member bank loans
expanded by $2.8 billions during the fiscal year 1941 -- a great
deal of which must have been for non-defense purposes. If this
expansion 18 in whole or part undesirable -- a necessary premise

for the adoption of general credit controls -- some attempt should
be made to get at it directly. The British have attempted to do
this and their success in this regard has been an important factor
in accounting for the low rate at which they have been able to
finance the war. British banks have been instructed to relax
their standards for defense borrowers, but to exercise rigid control over all credit for non-defense purposes. As a result,
despite the increase in loans for defense purposes, total "Advances" of the London Clearing Banks have declined by about L126

millions since the beginning of the war, and an equal sum has
consequently been placed at the disposal of the Government without
an increase in bank deposits.
If, as suggested above, you should decide not to conour with
the Reserve Board in a recommendation to raise reserve requirements, there would appear to be no necessity to defer long-term

financing longer than might be indicated by factors in the situation other than the proposed increase in reserve requirements.

93

COPY
August 22, 1941.
MEMORANDUM

TO:

FROM:

Secretary Morgenthau
Mr. Gaston

Marriner Eccles called me today to say that he
was leaving tonight to be gone for three or four weeks
and he would like to give us his thoughts on September
financing, if there should be any, a subject on which
he had not had an opportunity to talk to the Secretary
although he had mentioned it briefly to Mr. Bell.
Mr. Eccles hopes there will be no long term securities offered in September or at any time up to December,
but that such new money as we may require may be procured by means of bills. H1s reason was that the

market today is based on a large volume of excess reserves.
There are few long term taxable bonds outstanding. The

two issues out are both selling on a two per cent yield
basis. If there should be any new long term financing in
September it would naturally be priced at near today's
market. This would mean in effect freezing of the present
situation. By that he meant that our hands would be

tied as to any action to change reserve requirements. We
have not yet used the present power to increase reserves,
which amounts to about a billion and a quarter. He thinks
Federal Reserve should consider with the Treasury an in-

crease in the reserve requirements up to the limit of
existing power. Not only should this be done before any
new long term securities are issued, but he thinks that
the Treasury and the Federal Reserve should join in saying that it seems advisable to get further powers for

increasing reserve requirements and that both these things
should be done 80 that the market can absorb their effect
before any new long term securities are put out. Otherwise he thinks the Administration, including the Federal
Reserve as well as the Treasury, would be open to charges
of bad faith.

Copy to:

Mr. D. W. Bell

94

September 2, 1941

MEMORANDUM FOR THE SECRETARY:

Pursuant to your instructions the attached
report on the subject of dismissal compensation
has been prepared and is respectfully submitted
by an informal committee consisting of Messrs.
J. J. O'Connell, Henry Murphy, George Eddy, and
Roy Blough.

for the committee

95

MEMORANDUM ON DISMISSAL
COMPENSATION

Treasury Department
September 2, 1941

96

MEMORANDUM ON DISMISSAL COMPENSATION
Summary

1. A dismissal compensation or severance wage

plan at this time would contribute to serving two
needs:

(a) The need to defer expenditure of
part of the country's current money income as

a partial solution of the inflation problem,
and

(b) The need to make provision for maintaining purchasing power in the post-war period
when there is danger that many workers in all

kinds of industries will be laid off.

2. Investment of dismissal compensation reserves in government securities would furnish the
Treasury with funds to meet defense deficits. However, the fiscal problem of the government would be

only temporarily improved thereby since when the
benefit payments were made, additional revenue or
borrowing would be necessary to meet such payments.

3. No dismissal compensation plan now in operation includes the features necessary to be of substantial help in meeting the inflation problem. However, the plan by that name, drawn up by Professors
J. Douglas Brown and Everett D. Hawkins, while it has
not been tried anywhere, appears to be a reasonably

workable proposal.

4. The main features of the plan as modified in
this report include:

(a) Collection of payroll taxes during the
defense period, totaling 5 percent initially,
the tax to be eliminated at the end of the
emergency defense period.

97
- 11 (b) The tax to be imposed primarily on
employees but also on employers. Specifically,
it is suggested that employers pay the tax on

the first $10 a week of each employee's wages
and that the balance of the tax be deducted
from the employee's wages.

(c) Workers covered to comprise those
included in the old-age and survivors' insurance
system, plus railroad employees, plus Federal
Government employees, totaling approximately
50 million workers.
(d)

Contributions by employers and

employees to be set up in individual reserves
for the account of each worker; each worker to

get back his entire reserve at the time of dia-

missal in the post-defense period or subsequently
whether or not he has been dismissed.
(e) Each worker's reserves to be available
to him in personal emergencies even during the
defense period.

(f) Reserves to be invested in accounts
like savings accounts kept by the Social Security
Board, paying 2 percent interest, the proceeds
to be turned over to the Treasury.

5. At the suggested rate of 5 percent the anticipated collections for calendar 1942 are $2.8 billion.
If collections continued at this rate for three years
they would total over $8 billion, which amount should
have substantial effects both during the period of
collection and when redistributed in the post-defense

period.

6. In a few days the Social Security Board is

expected to make proposals for developing and expand-

ing the social security program. If these proposals
are adopted the payroll taxes for social security
will increase from 5 percent to 10 percent, in which
case a further additional 5 percent rate for dismissal
compensation might be too heavy for acceptance at this
time. To some extent the Social Security Board's

98

- 111 proposals would accomplish the results sought to be
achieved by dismissal compensation. For these reasons
it seems highly desirable to work out a full agreement

with the Social Security Board. The desirability of

discussions with the Board is increased by the fact
that under the suggested plan of dismissal compensation
the individual reserve accounts would be kept by the

Board.

7. Administering dismissal compensation would
involve considerable expense but if coverage is
limited as suggested there should be no unusually

difficult administrative problems.

8. Opposition to dismissal compensation may be
expected to be vigorous and to arise from both labor
spokesmen and employers. Opponents will probably
point out that to a considerable extent the plan involves neither dismissal nor compensation but in large
degree provides a form of deferred income or compulsory

saving. However, dismissal compensation is likely to
be more acceptable, at least to workers, than deferred
income or compulsory saving because of the partial
employer contributions and because it is related to

the hazard of dismissal. Its probable greater
acceptability 18 the principal advantage of dismissal
compensation over a plan for deferred income.

9. The danger of inflation is 80 great that the

problem should be attacked on many fronts. A plan of
dismissal compensation would not be the whole answer

to the inflation problem but it would contribute
importantly to its solution. Either dismissal com-

pensation or some other plan similarly withdrawing
purchasing power from the wage-earning group (with
provision for subsequent reimbursement) should be
adopted and put into operation promptly.

99

MEMORANDUM ON DISMISSAL COMPENSATION

Contents
Page

I. Introduction
1. Nature of dismissal compensation
2. Distinction from unemployment insurance and forced savings.

II. Critique of dismissal compensation

1. Usefulness for inflation control
2. Effects on post-defense deflation.
3. Ability to meet needs of workers
4. Relation of dismissal compensation
to the legislative program of the
Social Security Board.
5. Equity
6. Constitutional problems.

7. Administrative problems.
8. Problems of public acceptance.
9. Financing benefit payments
III. Provisions of a dismissal compensation
plan

1. The Hawkins plan
2. Coverage

3. Type of benefit payments
4. Time and occasion for disbursement
5. Handling the reserves.
6. Employer vs. employee contributions.
7. Rates of contribution and aggregate
total of reserves.
Appendices

1

1

3

5

50
9

10

11
13
14

14

15
16

17
17

18
21

23

24
25

27

31

I. Compulsory dismissal compensation

in foreign countries.
II. Proposals for dismissal compensation in the United States

32

36

100

MEMORANDUM ON DISMISSAL COMPENSATION

***

I. Introduction
1. Nature of dismissal compensation
Strictly speaking the terms "dismissal compensation" and "severance wages" cannote a type of special

payment made by an employer to an employee at the time

the latter is permanently laid off, the payment being
made in liquidation of the legal and moral rights of

the worker to his job. Dismissal compensation plans
of this kind are reported to have been used by some
500 employers in the United States and are required
in one form or another by the laws of several foreign
countries as an alternative to serving notice on

employees before discharge. The employer under these
arrangements pays the whole compensation. No tax
features are involved and reserves may or may not be

kept. Legislation requiring this kind of dismissal

compensation would operate to strenghthen workers' job
rights and increase economic security, but would have

little 1f any fiscal significance or effect on inflation.
The name "dismissal compensation" has been applied

also to a quite different plan developed by Professors
Douglas Brown and Everett D. Hawkins. This plan,

with suggested modifications, involves the following
principal features:
(a) The plan would cover all those covered by
the present old-age and survivors' insurance
and railroad retirement systems, and Federal
employees other than those in the armed
would be involved.

forces. Approximately 50 million persons

(b) A Federal payroll tax (suggested as 5 percent of payrolls) would be collected during

the period of the defense emergency, part to
be paid by the employers and part to be

deducted from wages.

101

-2(c) After the end of the defense emergency
period, an employee who was permanently
laid off or discharged without cause would
receive (with interest) the amounts

collected both from his wages and from
his employer with respect to his employment.

(d) For a person not laid off after the end of
the defense emergency, the amounts collected
(with interest) with respect to his employment would eventually be paid to him, the
payment to take place perhaps after largescale dismissals had ended (or perhaps

before that time.)

The present memorandum is concerned with this plan

and possible variations of it. Several points should
be noted in connection with the plan:

(a) The plan involves large-scale tax collections during the emergency period, amounting
to possibly $2.8 billions a year, and largescale benefit payments thereafter. It thus
has important fiscal significance.
(b) To the extent that the collections are from

employers, the benefit payments are correctly
referred to as compensation. To the extent
that collections are deducted from employees'

wages, the benefit payments are not compen-

sation but rather deferred wages, and constitute a type of compulsory saving.

(c) The plan has no insurance elements. Every
worker would receive the tax collections
(plus interest) with respect to his employment whether they were large or small and
no one would receive more than that.

(d) The benefit payments would be closely related
to dismissal only during the immediate postdefense period. Eventually every worker with
respect to whose employment taxes were paid
would receive the benefit payments whether
or not he was dismissed.

102

-3 (e) The plan would not be limited to defense

industries. In an earlier proposal,
Professor Brown suggested that the plan
apply to defense industries, but this was

later seen to be impractical (since employment in defense industry is impossible of
workable distinction from other related
employment) and inadequate (since largescale dismissals are anticipated in other
than defense industries.)

(f) The reserve funds would presumably be
borrowed by the Treasury in the same manner
as social security funds. When disbursements took place, other sources of revenue
or additional borrowing would be required.
2. Distinction from unemployment insurance and forced
savings.

Dismissal compensation differs in important respects from other plans proposed to achieve the same or
similar objectives.
(a) Distinction from unemployment insurance.
Dismissal compensation resembles unemployment

insurance in that both are compulsory plans in-

volving the collection of taxes with respect to

employment, both involve benefit payments to
workers, and benefit payments under both are
brought into operation by the loss of employment.
There are, however, very important differences.
The duration of payment of unemployment insurance
depends on the worker remaining unemployed; dismissal compensation is paid when he is permanently

laid off regardless of whether he continues to be

unemployed or not. Unemployment insurance is

operated on the insurance principle, that is, some

workers may never receive any benefit payments
because they are never unemployed, while others
may receive many times the amounts of taxes collected

with respect to their employment; dismissal compensation does not operate on the insurance principle

103

-4and every worker eventually gets back all of
the taxes paid with respect to his employment.
Minor differences are that unemployment insurance payments are made in a series of weekly
payments over the period of unemployment while
dismissal compensation possibly would be paid
in a lump sum. For the most part unemployment
insurance taxes are borne by the employer;
under the dismissal compensation plan as large
a share as was feasible would be collected as
a deduction from the wages of the worker.
Unemployment insurance 18 a permanent plan
while dismissal compensation would be imposed

to meet the needs of a particular period of time,
namely the period of defense emergency when the
danger is inflation and the immediate postdefense period when the danger is depression
and personal hardship. The benefit payments

under old-age, survivors, and proposed disability

insurances are dependent not on dismissal or even
unemployment but on retirement, death of wage

earner, or physical disability respectively.

The fiscal effects are, however, somewhat more
similar to those of dismissal compensation than
this would suggest, since the benefit payments
under these types of insurance would be greater
during depression periods than during prosperity
periods. For example, retirements are much
higher when persons over age 65 are unable to
find work.

(b) Distinction from forced savings.
As previously indicated, dismissal compensation involves forced saving insofar as a portion of the worker's wage is withheld during the
defense emergency period and is paid to him after

the end of the period. It differs, however, from

forced saving in several respects:
(1) Under forced saving there would be no

employer contribution such as 18 contemplated under dismissal compensation;

104

-5(2) Under forced saving the timing of
the repayment would have nothing to
do with dismissal, which might be of
importance fiscally since dismissals
would in general indicate or forecast

the depression while the repayment of
forced savings might be made at a time
when they would cause an inflationary
boom;

(3) Under forced saving the deductions
would probably be made from interest,

rents and other payments besides wages;
under dismissal compensation taxes
would not be imposed on such payments

since the problem of "dismissal" does
not arise with respect to stockholders,
bondholders, real estate owners and

other suppliers of capital in the same
sense at least as it does for wage
earners.

II. Critique of dismissal compensation

1. Usefulness for inflation control
Although dismissal compensation was conceived and

developed as a form of protection and security to
workers, its principal significance as a plan of compulsory and general application during this period is
in connection with its possible value as a method of
restraining or controlling inflationary price movements.
The national defense program is creating a dangerour price situation. Fuller employment and higher

wage rates are expanding consumer incomes. At the same

time, increasing proportions of the nation's productive
efforts are being concentrated on the production of
defense commodities. The production of civilian

commodities is increasing less rapidly and in some
areas is being curtailed. In consequence, consumer
demand for civilian goods is rapidly outrunning the

supply. Prices are rising and positive steps are rerequired to interrupt the inflationary tendencies.

105

-6As part of a concerted attack on this problem,
means must be found for reducing or temporarily withholding the income which otherwise is available to
consumers for expenditure on civilian goods and
services.

The amount of reduction in purchasing power

which must be effected in the interest of the price
situation cannot be stated in precise terms. Moreover, it will vary as the defense program progresses.
There is no doubt, however, that even under conditions
prevailing today, the curtailment of consumer purchasing power must be of an annual magnitude of sev-

eral billion dollars, if it is to help appreciably in
retarding price inflation. Likewise, there is no

doubt that much of its burden must fall on those
deriving their income primarily from wages - the
laboring population with relatively low incomes. The
bulk of consumer purchasing power is in their hands.
The Federal tax program and the defense savings

program are in part directed to these ends. The tax
program diminishes the supply of purchasing power
currently in the hands of consumers and the savings

program not only diminishes the immediate supply of
purchasing power but at the same time provides a
reservoir of purchasing power to be used at some time

in the future.

The tax program and the savings program, however,

are not sufficient. They fail to take sufficient

quantities of purchasing power away from those in the
low income groups. The bulk of the national income
and large portions of the increased income resulting
from the defense program are concentrated in the low
income groups - those who save little and pay no
direct taxes to the Federal Government, but represent

the bulk of the population. The supply of purchasing
power in the hands of consumers cannot be effectively
curtailed until the purchasing power of the low income
groups is curtailed.

106
-7

The present price situation appears to call
for some type of a plan by which an appreciable

deduction from workers' wages can be made. Such a

plan would not be the whole answer to the inflation

problem, but the same may be said of each of the
other proposed remedies taken by itself. The problem
of inflation must be attacked on all fronts if it is
to be successfully solved.

Any proposal for a tax deducted at the source
extending down to the lowest paid class of workers

probably ought to be accompanied by some proposal

for the repayment of these deductions in the future.
There are three reasons for this conclusion: (1) Such
a promise is probably psychologically necessary in
order to secure the enactment of the tax at all;
(2) the earnings of the lowest paid classes of workers
do not constitute a suitable tax base under normal
conditions, 80 that a tax levied on them during an
emergency period might very well be refunded for
equitable reasons alone; and (3) the refunding of the
tax will contribute substantially both to the solution
of important social problems and the problems of
individual workers at the close of the armament boom.

Any tax levied upon employees must probably be
accompanied by a tax upon employers in order to make

it psychologically acceptable. A tax upon employers
presents special difficulties, however, and would not
be nearly as effective dollar-for-dollar in combating
inflation as a tax on employees. The tax on employees,
therefore, should be made as large relative to the tax
upon employers as is practicable.

The extent to which an employer tax would reduce
the amount of purchasing power available for cor.sumer's
goods would depend upon its incidence. Part of the
tax would indirectly fall on the Federal Government

since it would reduce liability for income and profits
taxes. If the balance of the tax were absorbed entirely

by the employers, without forward shifting through
increased prices or backward shifting through reduced

wages, the reduction in consumer's purchasing power
and especially in consumer's expenditures would not be
appreciable.

107
8-

If the tax on employers were shifted forward
through price increases, it would affect purchasing
power in the same manner as inflation. In the case
of producers working on cost-plus-fixed-fee defense
contracts, the tax would probably be shifted forward
to the government. The tax would be passed forward

through higher prices in areas where a scarcity of

commodities has developed or where monopolistic con-

ditions tend to prevail.

If the tax were shifted back through lower

wages the effect on purchasing power would be the
same as in the case of a direct tax on employees.

The tax would tend to be shifted back to labor in
areas where labor was ineffectively organized and no
labor scarcity has developed. This would also tend
to be the indirect effect in cases where the payment
of the tax by the employer served as an effective
argument against demands for wage increases.

A tax collected from employees would have more

direct effects. Such a tax would be deducted from

the earnings of the employees and would reduce their
immediate purchasing power. The net effect on purchasing power, however, might be less than the full

amount of the tax in that the pressure for wage increases might be greater and more extensive use

might be made of consumer credit facilities.

Although taxes based on wages but assessed

against employers would indirectly effect some reduc-

tion in purchasing power, they are distinctly inferior
to employee taxes from the point of view of the inflation problem. For that reason the relative importance

of employee taxes should be kept at a maximum.

The relative merits of taxes for dismissal compensation, forced saving and social insurance in
restraining inflation depend in part on the methods
of imposing the taxes, Social insurance taxes would
probably fall on both employers and employees, as would
taxes for dismissal compensation. Since the coverage
would be substantially the same, the relative effect

108

-9would depend largely on the relative proportions
coming from employer and employee. Taxes for forced
saving, however, would fall entirely on the worker
and not at all on the employer (in his capacity as an
employer). Moreover they could be extended to include
all kinds of income payments and thus reach a wider
area. Accordingly forced saving would appear to be

the most effective of the three for inflation control.
2. Effects on post-defense deflation
The tax collections for dismissal compensation

would cease upon the conclusion of the emergency

defense period, as designated by Presidential proclamation or in some other suitable manner. The

restraint on inflation would thereupon cease, as it

should, assuming that the proclamation coincided with
the beginning of the readjustment period. Furthermore,
as dismissals from defense and other industries took
place the benefit payments would start on a large scale.
These payments would help to maintain purchasing power
at a time when the decline in employment was reducing

it. The effect would thus be to soften the impact of

the depression and maintain a higher level of business
than would otherwise prevail.

The timing of tax elimination and benefit payments might not be as perfect as the above paragraph
would indicate. A boom might conceivably follow the
end of the defense period, as it did in 1919 and if
the end of the emergency was declared at that time,
taxes might be eliminated and benefit payments begun

at a time when inflation control was still necessary.

Dismissals in defense industries might be followed by
new jobs elsewhere during the boom, 80 that the plan
could work out quite opposite to the intention. If the
payments made later to all workers who had not been

dismissed were substantial in amount and came during
a boom period they might accentuate the boom. Perhaps

a more likely situation would be one where it was
desirable to pay the benefit payments to all workers
just before the downswing of business, which would
require abandoning dismissal as the test of benefit

payment.

109
- 10 Although dismissal compensation might thus not

contribute effectively to ameliorating the post-defense
deflation
and
the probabilities are greatly
in favor of
itsdepression,
being effective.
Forced saving could also be made effective during
the post-defense period, but substantial administrative
discretion would be required in determining when the
tax should be dropped and the savings made available
to the taxed savers.

Unemployment insurance benefit payments would be

effective in maintaining purchasing power in the
post-defense period since payments would be closely
related to unemployment. The other social insurances
such as old-age insurance and the projected disability

insurance would be less effective since while the increase in benefit payments during depression periods

would be substantial it would not be as great as in
the other methods. Furthermore, the social insurance
tax rates would presumably remain at high levels during
the depression period thus maintaining the deflationary
effects in a period when the desire was to overcome

deflation rather than to restrain inflation.
3. Ability to meet needs of workers

The deductions from wages to meet dismissal com-

pensation would constitute relatively little burden

for those families with increased wage and salary
incomes during the defense emergency period, but
families which had no additions to income might find
the burden a grievous one, especially as costs of
living increased. This burden, however, would be felt
under any other plan which took taxes out of this income level, as in the case of increased social security
taxes. Compulsory saving might be adjusted by exempting the very lowest income, thus to some extent avoiding the hardship.
Some provision would undoubtedly be made in dismissal compensation for making the tax funds available
to families passing through some acute need for funds,
even during the defense emergency period. Similar
provision could be made in the case of compulsory

110
- 11 savings. A provision of this kind would not be in
harmony with unemployment insurance or old-age and
survivors insurance, or even with disability insurance, except to the extent that acute family needs
for funds would in many cases arise out of situations

under which benefits would be paid by these insurances.
During the period when dismissal compensation

benefits were being paid at dismissal, many family
needs would be met through the benefits. Cash, for
example, would be available to move the family to a
job in a different city. Unemployment insurance
would be supplemented. Per dollar of benefit payments, however, the needs met would not be as great
as in the case of unemployment insurance since many
people would receive benefits who were not in any

particular need, especially in the case of the benefit

payments made to persons who were not dismissed.

4. Relation of dismissal compensation to the legislative program of the Social Security Board
The steps that might be taken to reduce the purchasing power in the hands of the working population
through the dismissal compensation plan are in part

affected by the Social Security Board's legislative

program for the current year. A draft memorandum,
with a letter from the Chairman dated August 22, 1941,
has been received from the Social Security Board, which
recommends drastic changes in the Social Security program. It is understood that the memorandum is in-

tended to be presented to the President shortly after

Labor Day.

The Social Security Board is proposing that the
present payroll taxes totaling 5 percent, which are
scheduled to increase to 7 percent in January 1943,
be advanced to 8 percent in January 1942. The Board
also suggests that an additional 2 percent contribution
be levied on workers while the defense program 18

carried out. The net effect of these rate changes
increase the payroll taxes from percent

(4 on and 1 percent on

would
percent
be to employer
percent
employee)
5 on to
10 percent
(5 percent
on employer
and
5
employee).

111

- 12 The Social Security Board's proposal contem-

plates the establishment of a single national social
insurance system. The scope of Federal old-age and
survivor's protection and the unemployment insurance
system would be expanded and combined. Federal aid
to the States for public assistance purposes would
be increased and liberalized.

With respect to old-age and survivor's insurance,

the Board is recommending:

(a) The extension of payroll taxation and
coverage to farmers, agricultural labor,
domestic service workers, employees in
non-profit institutions, government
employees, business men and non-covered

groups;

(b) The broadening of the insurance program
to include cash benefits for unemployment
due to temporary disability and permanent

disability and cash hospital benefits.

With respect to unemployment insurance, the Board

is recommending:

(a) The liberalization of benefits with a view
to improving the protection afforded those
who under existing laws are disqualified
from benefits after a few weeks and to
those whose protection is now inadequate;

(b) The extension of payroll taxation and
coverage to all wage workers;

(c) The conversion of the present Federal-State
unemployment insurance system to a straight
Federal system.

The Board is recommending the consolidation of

all social security programs into one national security
system to provide for a more uniform program, including the collection of one social security contribution
in lieu of the present separate taxes. In this connection, it is also recommending that the collection of
taxes and the administration of benefits be placed

under one agency.

112
- 13 The Board estimates that if all of its recommen-

dations, including broadened coverage and higher tax

rates for the entire social security system, are
adopted, total payroll tax collections during the
four-year period 1942-1945 (including those under

present law) will amount to $12 billion.

The Board's proposals, like a system of dismissal

compensation, would affect income from wages and would

apply primarily to the working population. Moreover,
the adoption of either plan would automatically reduce
the likelihood of the enactment of the other unless a
compromise were worked out between the two.

5. Equity
Although the objectives sought through dismissal

compensation are of such importance that some deficiency

in equity can be justified, it 18 important that equity

be promoted to the greatest possible extent. The
suggested dismissal compensation plan does not appear
to contain serious inequities among workers. The
covered groups would be required to make temporary

sacrifices not imposed on others. An offsetting consideration, however, is that these groups would receive
the contributions of the employer. The payment of
interest on the funds 18 not a significant point since
even voluntary savers would receive the interest.
The maintenance of the equity to employees requires, however, that the purchasing power of the funds
when they are actually paid shall not be substantially
lower than at the time the tax was imposed. Otherwise
the groups which were not subject to the dismissal
compensation plan would have an advantage in the higher
purchasing power of their money.
Employers who were deriving no benefit from defense

and were struggling to maintain the solvency of their
businesses despite the impact of priorities, the
destruction of foreign trade and other factors would
be hit unusually hard by the part of the tax applying
to the employer. Some may in fact be driven out of
business.

113

- 14 The forced saving plan might be more widely
spread and might be more adequately cushioned with

exemptions and other special features to reduce to
a minimum the hardship and inequities caused by the

levy. The social insurances would be subject to the
same criticisms as dismissal compensation, perhaps
to an even greater degree.

6. Constitutional problems

No study of possible constitutional difficulties

has been made in preparing this memorandum. It is
suggested that dismissal compensation 18 not likely

to be held unconstitutional, but that since the

insurance principle is not applied the Supreme Court
decisions on social insurance may not necessarily
apply. Forced savings would be subject to greater
doubt in this connection than dismissal compensation,
since there is no direct relation of forced savings
to the protection of the working population.
7. Administrative problems

A number of administrative difficulties would
sation. The collection of the tax should involve no

undoubtedly be met in a system of dismissal compen-

new problems, since the bases are the same as those
employed in existing taxes and deductions, except as
the division of the tax between employer and employee

was not uniform for all employers, as suggested in the

discussion of the detailed provisions of the plan.

Keeping the reserve accounts should likewise
present no new problems although the magnitude of the
task would add greatly to the number of employees

required to keep the present social security accounts.

The provisions for payment to workers who have
personal financial emergencies during the defense
period would involve problems of checking and investi-

gation. This would require a staff the magnitude of

which would depend on the number of applications for

payment.

114

- 15 In the post-defense period, certifications by
employers could be the basis for the payment of
benefits. Since all employees would eventually
receive their reserves, incorrect certifications,

although undesirable, would be much less harmful than
if such were not the case.

The final distribution to all employees with
unusual difficulties. In all aspects of the plan,

reserves not used up by dismissal should involve no

however, it should be clearly recognized that the
keeping of individual accounts for some 50 million

people would be a matter of substantial expense.
8. Problems of public acceptance

At the present time there appears to be no considerable sentiment in favor of dismissal compensation.
Mr.William Green, President of the American Federation
of Labor, testifying before the Tolan Committee on

Defense Migration, recommended the study of a supplementary system of contributory dismissal wages in
defense employments to overcome disadvantages of the
temporary nature of such employment. This proposal

would appear to have little in common with the one
described in this memorandum.

It is not known what attitude labor organizations

would take towards a dismissal compensation plan, but

it may be expected to be hostile. The publications of
the C.I.O. appear not yet to recognize the dangers of

inflation, expressing the belief that sufficient

increases in goods can readily be effected. Furthermore, labor organizations may be expected to insist
on all or a major share being borne by employers,
while as previously indicated the inflationary problem

makes it desirable to place the bulk of the tax on the

workers. Employers, on the other hand, would object
vigorously to increased payroll taxes.

If the plan is to be made acceptable it might be
feasible to start from the benefits side. Members of
labor organizations as well as other people are not
likely to be impressed much with the importance of

115
- 16 paying part of their own wages to prevent inflation
even though they may give intellectual assent to
the danger of inflation. Strong emphasis on the

advantages of having the additional purchasing power
at the end of the defense period might be persuasive.
The attitude towards compulsory savings seems

entirely hostile where the matter has been considered
at all, except among academic circles. It may be
questioned whether compulsory savings would have any
chance of acceptance unless and until it became
apparent that the only alternative was to impose the
tax with no repayment whatever.

Dismissal compensation should thus have a less

difficult job of being publicly accepted than forced
savings, although the task in either case appears

formidable.

Social security expansion might have a somewhat

easier time in securing public acceptance. The Board

is suggesting extension of benefits to include disability. The hazard of disability is one of the very
great fears of laboring people. They might be willing
to accept substantially increased tax burdens if
protection against this hazard were to be provided.
Increased unemployment insurance would probably bring
insistence on financing by the employer after the
fashion of the present unemployment insurance plan
in the bulk of the States.
9. Financing benefit payments
As soon as collections for the dismissal compen-

sation reserves are stopped the plan will result in
net cash expenditures. Nominally the outpayments
will comprise merely a change in the form (but not
amount) of the public debt, but the Treasury will have
to raise cash nevertheless. The problem of securing
cash for dismissal compensation may be complicated by

possible simultaneous large-scale redemptions of savinge bonds, withdrawals from the social security reserves, discharge allowances to the armed services,
a public works program, and other expenditures.

116

- 17 III. Provisions of a dismissal compensation plan
1. The Hawkins Plan
A program of compulsory dismissal compensation
has been worked out by Professor Everett D. Hawkins of

Mt. Holyoke College, under the supervision of Professor
J. Douglas Brown of Princeton University, who have
studied the problem for a number of years. Their progran may be summarized as follows:

(a) Coverage at least as broad as the present
Old-Age and Survivors Insurance and Railroad Retirement Systems, with voluntary

participation in the plan open to everyone.
(b) A special discharge allowance for men in
the armed forces.

(e) Contributions at the rate of 5 percent of

payrolls by employees and an additional 5
percent by employers. Both contributions

are limited to the first $3,000 of each
individual's yearly earnings.
(d) Alternative plans are presented for handling the reserve funds, though the differences are superficial. One uses Social

Security accounts, the other defense COMpensation stamps and bonds.

(e) Each individual's funds to be withdrawable
at any time for personal emergencies.

(f) Contributions to cease at the close of the
defense program.

(g) For one year thereafter, an employee permanently discharged to obtain as much of the
reserve accumulated in his account as he
desires.

(h) After one year following the close of the
defense program employees to obtain all of
their reserves at will.

117
- 18 This Hawkins program, with a few modifications,
seems to be as serviceable a plan for dismissal compensation as we can devise. The only important change
which we would recommend is in the rate of contribu-

tion. A full 5 percent of payrolls levied upon employers (in addition to 5 percent of payrolls levied

upon employees) seems unfair to employers. Other minor
changes recommended are the coverage of Federal Government employees and a somewhat more flexible, discre-

tionary plan for releasing funds after the war. The

payment to men discharged from the armed forces is not
taken up in this paper, as their pay seems too low to
warrant compulsory contributions, and the Government
should not be made to set aside reserves now for postwar payments.

The following sections discuss the reasons for

adopting each of the major features of the recommended
program.

2. Coverage

Factors to be considered in planning the coverage
of the proposed dismissal compensation plan include the
following:

(a) Protection for as many people as possible
who are in danger of being dismissed after
the armaments boom.

(b) Release of funds after the boom in as
large volume as feasible, in order to
forestall a general business depression.

(c) Inclusion of a sufficient number to acoumulate a reserve big enough to constitute
a substantial but equitable sterilization
of purchasing power.

(d) Exclusion of classes of individuals whose
coverage would lead to too many abuses
and create excessive administrative difficulties.

118
- 19 -

(e) Desire to regulate use of individuals'

and business income to the smallest
degree consistent with dealing with the
inflation problem successfully.

Although the suggestion is supervicially plausible,
upon closer study it seems wrong to attempt to limit the
plan to employees in defense production. Some plants
are wholly on defense work, but a great deal of the production going into armaments is inseparably mixed with
other production. Furthermore, a post-defense depression
would no doubt affect civilian industry to a considerable
extent. Persons who lose jobs in civilian production
would seem to require as much protection as those in defense plants. In addition to these social considerations,
the purpose to defer consumer expenditure calls for as
broad coverage as possible. Accordingly, all groups

within the limits of the fourth and fifth points cited
above should be included.

The widest practical coverage seems to be those
now included in the Old-Age and Survivors Insurance
benefits, plus individuals covered by Railroad Retirement
benefits, plus employees of the Federal Government. All
these groups are already covered by some formal plan in-

volving payroll collections and benefits. The problems

of extending the coverage should not be imposed on a
dismissal compensation program, which will have a hard
enough time winning support. However, as soon as other
classes are brought into the Old-Age and Survivors system,
they should also be included in the dismissal compensation plan.

The principal classes excluded at least temporarily

from the above recommendation are:

(a) domestic servants,
(b) agricultural employees,
(e) the self-employed,
(d) employees of State and local governments, and
(e) those receiving income other than wages and
salaries.

119

- 20 Among
reasons for the exclusion of these classes
are the the
following:

(a) The difficulties of determining domestic
servants' wages (both cash and the value
of other income) and of enforcing contributions under the dismissal compensation
plan by either employers or employees

appear to be excessive. Treasury offi-

eials who have studied the problem with
a view to extending present Social Seourity benefits prediot that a very high
percentage of evasion would occur.

(b) The same factors which favor the exclusion
of domestic servants apply to the case of
agricultural employees. Furthermore, a
considerable proportion of agricultural
employees are normally transients or move

from farm to farm in one locality. "Dis-

missals* are so frequent that sizeable
reserves could not be built up.
(c) The self-employed, believed to number 11
or 12 million, two-thirds of whom are

farmers and the remainder proprietors and
professionals, are essentially employers
rather than employees. Consequently, the
contributions levied upon both employers
and employees would have to be paid by
the same persons for their own account.
Their possible "dismissal" by themselves
would be paradoxical. The problem of

enforcement would also be difficult.

(d) Constitutional objections would be raised
against requiring employees of State and
local governments to contribute. Still

stronger objections would be raised against
requiring employer contributions from State

and local governments.

(e) No vestige of a dismissal is possible in
the case of stockholders, bondholders,
landlords, patent owners, etc. It would

- 21 -

120

seem an excessive stretching of the
meaning of the term to require deductions
from income from these sources on the

grounds that it was to provide dismissal

compensation. The question should be
considered, however, whether the accumu-

lation of reserves of purchasing power
should be required only of those who
receive wages and salaries, who can be
dismissed, rather than of those receiving
income of all kinds.

The Hawkins plan recommends that facilities be
arranged to permit accumulation of reserves by those
excluded from the compulsory plan on the same basis as
those covered. However, a 2g percent savings account
with severe limitations on withdrawal has no advantages
over the purchase of Savings Bonds. There seems little

point in making voluntary participation in the plan

possible 80 long as Savings Bonds are on sale at present
terms.

3. Type of benefit payments
With respect to employees the purpose of dismissal
compensation 18 similar to the purpose of unemployment
insurance. Both essentially are to protect employees

against unemployment. Dismissal compensation is a lumpsum payment paid at once upon being discharged for no

fault of the worker (though it 18 sometimes paid in

instalments), regardless of when the employee finds

another job. In the present plan, even those who are
not discharged will sooner or later receive the same
pro rata payments as those who are discharged. This
feature is discussed below. Unemployment insurance payments, on the other hand, begin after a waiting period,
continue in weekly amounts while the worker remains both
out of work and willing to work, and stop when the worker
gets another job or exhausts the payments allowed, which
is 16 weeks at the most and less in a good many cases.
So far as economically meeting post-war needs of
discharged workers is concerned, the unemployment insurance type of payment seems more suitable than

121

- 22 dismissal compensation. Payments would not be made to

those who obtain other jobs right away or to those who
are not discharged. At the same time, larger aggregate
payments would be made to those who are out of work for

many weeks.

One of the most important questions to be decided

in formulating a dismissal compensation plan that will
be helpful to this country under present circumstances
is the structure of the reserves to be accumulated.
The choice lies between a single pooled reserve intended
to pay dismissal compensation only to those who are discharged after the emergency, on the one hand, and, on
the other, reserves for each covered individual which

will be available to that individual at some time whether

he is discharged or not.
The number of persons who will be discharged after
the emergency cannot be predicted with any reliability.
The period of their unemployment before obtaining new

jobs 18 equally uncertain. Neither the length of the

present armament boom nor the country's success in preventing a post-war depression can be more than guessed

at. The impossibility of estimating the exact need,

however, may not be a major consideration.

Assuming the serviceability of some intelligent
estimate of the number that will be dismissed, a much

smaller total reserve will, of course, be required to

pay dismissal compensation of any given size only to
those dismissed rather than to accumulate savings of

equal size for all individuals covered by the plan.
The larger the aggregate reserve to be accumulated,
the greater the contribution of the proposal to the
problem of preventing inflation.
If dismissal compensation is limited to those who

are discharged, many workers--probably a majority--will
pay contributions (assuming that some contributions are
obtained from employees) who will not receive dismissal

compensation. Their contributions will be paid to other
workers. It seems bad public policy to tax all workers,
including many in poorly paid jobs, in which there may

be little danger of dismissal and still less chance of
receiving an increase in income as a result of the

122

- 23 defense effort. Some of the proceeds of such taxes
would be transferred to those who have received the
much higher average incomes in defense industries
and who may or may not be out of work for long after
war orders drop.

Perhaps a still greater objection to lump-sun
payments on an insurance reserve basis, paid exclusively
to those who are discharged, lies in the abuses such a
system would be subject to. There would be a strong
incentive to workers to be discharged and to employers
to discharge their employees. Workers would want their
employers to discharge them in order to obtain these
payments, particularly if they were hopeful that they
could obtain another job or perhaps even the same job.
Existing compensation plans have not been subject to
this danger because payment came out of employers' own

pookets. There would be no restraint in obtaining payments for workers out of a Government reserve. Many
employers would be eager to obtain payments for their
employees by collusive dismissals.

In order to avoid transfers from one worker to
another, and in order to secure the accumulation of a

larger aggregate reserve during the present boom, only
the form of dismissal compensation recommended above,

i.e., individual reserves for each worker which he will
obtain sooner or later regardless of whether or not he
is discharged, can be recommended.

4. Time and occasion for disbursement
To some extent, the employee welfare aspects of

the proposal are in conflict with the deferment-of-

income aspects. Provision of maximum protection of the
employee would allow his reserve to be drawn upon more
or less whenever desired. Dismissal during the emergency
boom, unemployment, removal to a different location,
sickness, and other personal emergencies at any time

after the inception of the plan would all call for the

release of the individual's reserve. Expenditure of
reserves, during the defense period, however, rune
counter to the effort to prevent inflation.

123
- 24 It is recommended that the occasions upon which
an individual's reserve may be drawn upon should be

narrowly limited during the defense period. A list
of the detailed conditions upon which reserves would
be released while contributions are still required
should be drawn up in consultation with specialists in
the administrative problems of social security.
Whether individuals' reserves should be made avail-

able for expenditure swiftly or slowly after the emerstances of that period. These cannot be predicted with
any certainty. Consequently, some flexibility of control

gency period is past depends upon the economic circum-

of the release of the reserves should be provided.

At the end of the last war prices continued upward
for 20 months after the Armistice. It would obviously
be undesirable to add the purchasing power of all the
accumulated reserves to a volume of expenditure that was
already excessive. On the other hand, employees would
object to having their reserves bound up too rigidly.
After the war emergency, individuals needing their
reserve funds should be given access to them upon easier
conditions than during the defense period regardless of

the general economic situation. All restrictions should
be removed when increased consumer buying in general is
economically desirable. It may turn out that all reserves be released even before dismissals become general,
in order to try to nip the depression in the bud.
5. Handling the reserves
The reserve to be accumulated under the proposed

dismissal compensation plan is not intended to be a
medium of long-term saving. Rather it is intended to
conform in time to the period of the armament boom and
the beginning of a period when increased consumer expenditures are desirable for general economic reasons.

These considerations seem to make present defense savings

bonds an inappropriate medium for investment of the individual reserves. Savings bonds do not mature for 10 years,

which may be longer or shorter than the life of the dismissal compensation reserves, and they bear very low

124
- 25 rates of interest if redeemed within a few years.

The investment, furthermore, of odd amounts of contributions would cause much inconvenience and expense
for the issue of stamps and bonds to each individual.
It therefore seems advisable that dismissal compensation reserves be run in a manner similar to sav-

ings bank accounts. Individuals covered by the plan

would receive passbooks in which contributions and
deductions would be entered. Master accounts would be

kept by the Social Security Board. Interest could be

computed on a flat percentage basis. Release of funds

could be handled through the same channels by which
savings bonds are redeemed.

An interest rate of 21 percent, the same as now
paid on the Social Security trust funds and Series F
and G savings bonds, seems appropriate.

6. Employer VS. employee contributions
Dismissal compensation, in the voluntary schemes

existing in this country and in the few compulsory
schemes in foreign countries, has been paid by employers.
The principal exceptions have been the voluntary dismissal compensation plans organized, collected, and paid
by trade unions. The following considerations, however,
militate against collecting contributions exclusively
from employers:

(a) Payments into the dismissal compensation
reserve will constitute a business expense

and will reduce profits subject to income
and excess-profits taxes.
(b) A business tax levied on the basis of payrolls is less equitable than other business
taxes. It affects unequally employers using
different proportions of labor and paying
different rates of wages. A substantial
additional tax levied on the basis of payrolls would no doubt cause many firms to
retire from business.

125
- 26 -

(o) To curb inflation, part of the mass of

income received by those below or at the
bottom fringe of the income tax brackets
must be syphoned off at least temporarily.

(d) If the burden of paying for a large dis-

missal compensation reserve can equitably
and financially be placed on

it seems
collection
an
outright
for
its
repayment
employees.
The
seems
principally as a means employee

Business
should
be
as
as
Resort
compensation reserves
some
contributions

repayment to high a preferable and device by tax individual the may acceptable becomes feature without government such justly to necessary as of make providing income be dismissal to making required. to appropriate employees. this employers, taxes when

method must be found of obtaining considerably larger transfers of purchasing power
from those with low incomes. Rather than a
heavy non-repayable tax on those whose incomes are below socially desirable minima,
it seems preferable to devise a plan whereby

they will suffer only temporary deductions
from their income, all deductions to be

repaid with interest when goods may be
supplied to consumers in greater abundance.

(e) The increase in labor costs of production

occasioned by employer contributions would

in many cases lead to higher prices. The
unit price of many defense contracts would
no doubt be raised. The cost of the employer contributions in those instances
would therefore fall back upon the Govern-

ment. In the case of civilian goods, higher
prices would contribute to the price rise
already in progress, thereby aggravating
the inflation problem.

(f) Levying the cost of dismissal compensation
solely upon employers would amount to an
increase in wages and salaries obtained by

- 27 -

126

direct Government insistence. Such a
policy would be interpreted by some as
an encouragement to labor to demand still
higher wages on their own account and as
an additional indication that the Government is hostile to employers and business

in general. The wage increase, further-

more, would be smallest in the low-wage
brackets and highest in the wage brackets
which are already excessive.

Despite these reasons against requiring contributions
by employers, it seems necessary to require such contri-

butions at least on a small scale. This is in order to
justify the title, dismissal compensation, as ordinarily

understood to comprise contributions by employers, and in
order also to make the plan more acceptable to employees.
Employers' contributions should be kept as low as possible.
A number of arrangements may be devised to provide diplomatically for a combination of modest employer contribu-

tions and substantial employee contributions. It is

doubted that an airtight argument can be found for any
particular arrangement. The following, however, seems
a generally satisfactory compromise:
Employers to be required to pay the dismissal compensation contributions at the
desired percentage on the first $10 of
weekly wage or salary of each individual

covered by the plan. Contributions levied

upon individuals' wages and salaries above
$10 to be paid by employees and deducted

from their pay. The upper limit of income
subject to dismissal compensation contributions is discussed in the following seotion.

7. Rates of contribution and aggregate total of reserves
If the contribution base is the first $3,000 of each
covered individual's pay per year, each percent of the

contribution rate will, it is estimated, bring in a total
of $560 million in 1942. If the base is not limited to
the first $3,000 but extended to all wages and salaries
of individuals covered, the total is estimated at $580
million per year.

- 28 -

127

The rate of contribution which can desirably be
levied
seems to be the resultant of the following considerations:

(a) Size of the individual reserve as a propor-

tion of each worker's recent earnings, which
it would be desirable to have accumulated by
the time the armament boom ends to tide him
over the readjustment period.

(b) Size of levy which the public will accept
under the name of dismissal compensation.

(o) Contraction of payrolls, even though temporary,
which workers can equitably be asked and will
be willing to accept for all accounts, whether
for dismissal compensation, old age, unemployment insurance, or what not.

(d) Restriction of consumer expenditures which
is necessary in order to keep total consumer
spending down to the available supply of
goods at uninflated prices.

(e) Amount of additional payroll taxes which can
equitably be levied on employers.

(f) The Treasury's need for funds.
(g) Magnitude of purchasing power desired to
be released in the post-defense period.
The 5 percent tax on payrolls levied upon employers
(matching an equal contribution by employees) as recommended in the Hawkins plan, seems much too severe. On

the other hand, a combined collection rate of less than

5 percent seems inadequate both from the point of view

of neutralizing current income and from the point of
view of protecting workers in a post-war slump. A
combined 5 percent rate on the first $3,000 of wages
for the proposed coverage would produce, it is estimated,
$2.8 billion in 1942. The reserve of each individual
would naturally amount to 5 percent of his wages (up to
$3,000, if this limit is adopted) for each year during
which contributions are collected. Assuming a wage of
$1,500 a year, the reserve would be $150 after two years,
$225 after three years, etc.

128
- 29 A 5 percent rate seems a judicious compromise

among the various conflicting interests.

The recommendation to halt contributions when the
defense or war period ends seems to require no discussion.

The suspension might be made dependent upon a Presidential

proclamation.

The question whether or not to make the contributions

applicable to the first $3,000 of wages only or to what
ever wage or salary is received however high has arguments
on both sides of approximately equal weight. At least
three factors favor adoption of the $3,000 ceiling:
(a) Present unemployment insurance and old-age

and survivor benefit taxes apply only to
the first $3,000 of income.
(b) Incomes above that level are well within

the income tax range and may be expected
to be regulated through that medium.

(e) Some people consider it incongruous that

high-salaried officials should be paid
compulsory "dismissal compensation. It
is thought that they should provide for

unemployment out of voluntary savings.
It should be remembered, however, that
benefits under this plan are supported by
each employee's contributions, above some
minimum employer contribution, so that no

charity is involved in allowing payment
based on high incomes. The Treasury's
interest is to accumulate as large reserves
as possible.

There may be legal difficulty in applying the in-

come tax to amounts deducted from income at the source
and required to be segregated in unused reserves for an

indefinite number of years. Although Social Security
old-age payroll deductions are subject to income tax,
there may be strong objection if payroll deductions are
carried up into the very high brackets. The dismissal
compensation deduction might constitute so large a part
of the income left after Federal and State income taxes
in the highest brackets that the courts would sustain
objections to it.

129

- 30 Arguments in favor of carrying the dismissal

compensation base beyond $3,000 are:

(a) It would increase the size of reserve to

be accumulated out of current money income.

(b) The public might accept the idea of payroll
deductions more willingly if they knew that
it was being applied uniformly.
(o) If present and prospective taxes impose what

may be assumed to be a fair share of the
burden of financing defense upon all parts
of the income range, then an additional
burden to be placed on the low-income bracket
should be countered by an at least equal increase of the burden upon incomes above $3,000.

130
- 31 -

APPENDICES

131

- 32 Appendix I
Compulsory Dismissal Compensation in
Other Countries

More than twenty-five countries 1/ have adopted
legislation relating to the compensation of employees
separated from an established employment connection.
However, in several of these countries the legislation
appears in fact to be an effort to protect employees
against exceptionally unjust treatment by requiring
a short period of advance notice before an employee

is discharged. Thus thirteen countries 2 legally
require advance notice of dismissals or compensation
in lieu of notice. The notice required, however,
rarely exceeds two weeks except in the case of
employees of long standing.

In three countries, 3/ provision is made for the
enforcement of agreements to pay dismissal compensation
secured by collective bargaining or those arising out
of established custom. In eight countries, 4/ employers are compelled to pay compensation when permanently
1

Argentina, Australia, Bolivia, Brazil, Bulgaria,

Chile, China, Colombia, Dutch East Indies, Ecuador,
Finland, France, Guatemala, Haiti, Honduras,
Hungary, Italy, Japan, Mexico, Panama, Peru,
Portugal, Rumania, Salvador, Spain and Spanish
Morocco, Turkey, Uruguay, and Venezuela. Several
countries under German occupation have been omitted
from this discussion as uncertainties now surround

the operation of their labor legislation.

2

Argentina, Bulgaria, Chile, China, Dutch East Indies,
Finland, Guatemala, Haiti, Honduras, Portugal,

Rumania, Salvador, and Spanish Morocco.
3

4

Australia, France and Spain.
Bolivia, Chile, Colombia, Hungary, Italy, Panama,

Peru and Turkey.

132
- 33 discharging certain classes 1 of employees.

Six countries 2/ have adopted legislation requir~

ing dismissal compensation which embraces all wage
and salaried employees. In Bulgaria, however, long
service records are required and the compensation is
low. 3/ Mexico has the simplest system of compensation requiring the payment of three months' compensa-

tion to all workers. Bankrupt companies are required
to pay only one month's wages. Venezuela requires
the payment of one-half a month's salary for each
year of service and limits the maximum compensation
to six months' salary. In Brazil employees must
receive one month's pay for each year of service.
Except in Turkey and Hungary, these provisions
apply to salaried employees; in Turkey, manual

1

workers are entitled to fifteen days' pay for

each year of service over five. In Hungary
commercial employees with more than five years
service receive one month's pay for each three

years of service with a maximum compensation of

one year's salary. In Italy, salaried employees
who have been employed over five years receive
one-half a month's salary for each year of ser-

vice when discharged. In Peru, similar employees
of three months' standing are compensated at the

same rate. In Bolivia, Colombia, Chile and

Panama the rate of compensation is about one

2

month for each year of service. In Panama the
minimum service requirement is ten years, however.
In the latter three countries the compensation
provisions are related to retirement systems.
Brazil, Bulgaria, Ecuador, Mexico, Uruguay and

Venezuela.
3

Employees having five years continuous service
receive one month's pay; those employed ten years
receive two months' pay.

133
- 34 The plans having greatest value for an examination of methods of providing an assurance of compensation for displaced workers on a nationwide basis

are those establishing special funds for these payments. In Uruguay, the employer must make a special
contribution to the pension fund equal to one month's
salary or wages for each three years of service of
the discharged employee up to a maximum of three
months' compensation. The Fund then pays the dismissed employee one-half a month's pay each month

until the employer's contribution has been exhausted,
or until the worker secures a new job. Since workers
are denied compensation if they refuse suitable employment, the system is in fact a form of unemployment
insurance.

Japan and Ecuador have established funds which

are elements of retirement systems. In Ecuador, the
employer is required each year to set aside one
month's pay in a fund which cannot be alienated or
transferred. When employment is terminated the
employee is entitled to this reserve, unless he gave
inadequate notice or was discharged for cause. This
fund 18 also used as the basis of pensions for aged
employees.

In Japan the legislation is more intricate and

excludes salaried and professional employees. Three
funds are established:

(1) A compulsory savings fund of two percent
of annual wages to be deducted by the
employer from the pay of the worker;

(2) A leaving allowance fund into which the

employer must pay an amount equal to two
percent of wages plus an amount determined

by the authorities of not more than three
present additional depending upon profit
rates, and

(3) A dismissal allowance fund made up of any
unclaimed balances in the leaving allowance fund.

134
- 35 When an employee dies or leaves the service he

or his heirs are entitled to his savings out of the

first fund plus interest. He is also entitled to

his balance in the second fund if he complies with
established regulations. It has been ruled that an
employee who quits without reason having less than

three years of service should not be entitled to any
be reduced to one-third of his balance if he leaves
without reason after three years service. Finally,
an employee dismissed through no fault of his own is
entitled to twenty days' wages if he has service of
one but less than three years and to thirty-five
days' wages if he has over three years of service.

payment from the second fund. His compensation can

However, the employer is only required to pay these

latter sums if there is sufficient money in the dis-

missal allowance fund. The employer may continue in
operation any plan providing more adequate compensation

than the standards established by the law. He is also
offered the alternative of setting aside about 3-1/3
percent instead of from 2 to 5 percent of wages, and
on separation paying a leaving allowance of twelve
days' wages for each year of service plus dismissal
allowances of twenty and thirty-five days' pay.

- 36 -

135

Appendix II

Proposals for Dismissal Compensation in
the United States
Such dismissal compensation programs as are

actually in effect in the United States have for the

most part been introduced by private enterprises.
Over five hundred companies have reported that they
have established the policy of making payments, in

excess of wages due, to men who are permanently dis-

charged. However, it is difficult to use this data

as a measure of the extent of the acceptance of the

practice of compensating employees permanently separated
from established employment connections since the rate

of payment in many cases suggests that this policy is

little more than a substitute for a short period of
advance notice prior to discharge. In general, the
possibilities of voluntary adoption of this practice
by private enterprises seem to be confined to large
corporations, producing commodities in which wages

constitute a relatively minor element of the total

cost and in fields in which there is little price
competition.

A few States have enacted legislation to insure

adequate notice prior to dismissal but none have made
provision for compensation when an employment connection is severed. The closest approach to the recom-

mendation of this policy is found in some of the legislation suggested to carry out programs of unemployment
insurance.

There appears to have been no formally introduced
Federal legislation embodying the general application
of the principle of payment of dismissal compensation.
The Wheeler-Crosser Bill introduced in March 1936 would
have required the railroads to compensate employees
displaced as the result of consolidations. However, of
in May 1936, the railroads agreed to a schedule not
compensation for such employees which included only of
liberal payments on discharge in proportion to years

136
- 37 service, but also allowances for traveling expenses for
transferred employees and the assumption by the railroads of losses in the value of employees' property
arising out of such transfers.
Numerous proposals for compulsory dismissal com-

pensation have been advanced by individuals. Shortly
after the World War, Royal Meeker, Commissioner of
Labor Statistics, and Professor Edward Ross of the
University of Wisconsin urged that two weeks' pay be
given displaced workers and began a succession of suggestions by students of labor problems. Before the
enactment of Social Security legislation Governor Draper
of the Board of Governors of the Federal Reserve System,
who was then an officer of Hills Brothers Company, suggested a scale of payments varying with service and
ranging from one month's pay for those having service

records of six months to five years, to six months'

pay for those employed more than twenty years. When
the Economy Act of 1933 was introduced, President Green

of the American Federation of Labor sponsored a bill
providing dismissal compensation for displaced Federal
employees of one year's service and later in the same
year endorsed dismissal compensation for all workers.

In 1935, the Federal Communications Commission suggested

that any employees discharged as a result of a projected

merger of Western Union and Postal Telegraph receive

compensation. In testifying before the T.N.E.C., Philip

Murray, then Chairman of the Steel Workers Organizing
Committee, proposed dismissal compensation and the organi-

zation itself subsequently ratified resolutions urging
percent of their earnings over a ten-year period or a
the payment to permanently discharged workers of ten

minimum of $500 to those who have worked less than ten
years.

On Basis of Issue Price

(In thousands of dollars)
Post Office

August 1941
1

2

5

6

7

8

9

11

Series E

Series E

Series F

Series G

Total

Series E

Series F

Series G

Total

$ 1,467

$ 3,296

$ 1,163

$ 7,586

$ 12,045

$ 4,763

$ 1,163

$ 7,586

$ 13,512

1,500

3,030

726

6,101

9,857

4,530

726

6,101

11,357

3,606
1,278
1,810
1,789
1,812
1,492

4,376
2,822
4,195
3,475
3,069
3,195

1,892

10,092
7,334
10,752
5,636
3,362
4,101

16,361
11,084
16,103
9.763
7,430
8,255

7,983
4,099
6,005
5,264
4,881
4,688

1,892

10,092
7,334
10,752

19,967
12,362
17,912
11,552
9,242
9,747

2,683

3,686
2,281
3,491
2,833
2,876
2,140

1,187

4,308
4,908
2,949
4,594
2,972
2,914

9,181
7,676
7,079
8,124
6,415
5,418

6,370
3,153
4,921
4,079
4,261
3,159

1,187

3,534
1,629
3,191
2,585
3,496
2,143

1,099

4,266
2,986
4,058
4,779
4,001
3,731

8,899
5,082
7,802
8,010
8,126
6,364

5,866
2,398
4,685
4,125
4,869
3,380

1,099

680

1,379
1,414
1,438
1,172

2,660
2,153
2,941
2,579
3,046
2,157

702

3,475
4,931
5.526
2,580
3,989
5,753

6,815
7,579
9,110
5,909
7,785
8,612

4,873
3,126
4,321
3,993
4,484
3,329

$ 40,725

$ 76,878

$ 20,318

$127,685

$224,881

$117,603

12

873

13

16

1,430
1,246
1,385
1,020

18

2,333

14
15

19

768

20

23

1,495
1,540
1,372
1,236

25

2,213

21
22

26
27

28
29

30

Total

All Bond Sales

Bank Bond Sales

Bond Sales

Date

973

928

1,156
652
999
958

488
639
697
566

365

466
554
646

628
489

496
643
749
750

928

1,156
652
999

958

5,636
3,362
4,101

4,308
4,908
2,949
4,594
2,972
2,914

11,865

4,266
2,986
4,058
4,779
4,001
3.731

11,232
5,850
9,296
9.550
9.498
7,600

702

3,475
4,931
5,526
2,580
3.989
5,753

9,028
8,553
10,490
7,322
9,223
9,784

$ 20,318

$127,685

$265,606

488
639
697

566
365

466

554
646
628
489
680
496
643
749
750

Office of the Secretary of the Treasury, Division of Research and Statistics.

September 2, 1941.

Source: All figures are deposits with the Treasurer of the United States on account of proceeds of sales of
United States Savings Bonds.

Note: Figures have been rounded to nearest thousand and will not necessarily add to totals.

8,549
8,509
9,370
7.799
6,437

CONFIDENTIAL
UNITED STATES SAVINGS BONDS

Comparative Statement of Sales During
June, July, and August, 1941
On Basis of Issue Price

(Amounts is thousands of dollars)

$

$

$

:

- 7,041

- 1,517

- 41,813

- 13,636

$314,527

-$76,526

$27,605

:

:

:

$

Series G - Banks

117,603
20,318
127,685

145,274
27,359
169,498

Total

$265,606

$342,132

32,988

Office of the Secretary of the Treasury, Division of Research and Statistics.

:

42,757

61,729

ever

July

July
ever

#

- 27,671

94,717

Series F - Banks

$

102,517
28,876
183,134

$ 40,788

Series 1 - Total

$

$ 9.770

$ 50,558

:

:
$

-$ 9,833
- 17,839

$ 40,725
76,878

Series E - Post Offices
Series I - Banks

July

over
June

$ August

$

1

$

June

:

July

July

:

$

$

: August

August
ever

Percentage of Increase
or Decrease (-)

:

Item

or Decrease (-)

:

Amount of Increase

Sales

June

- 19.46
- 18.8

24.0%

- 19.0
- 25.7
- 24.7

41.7

53.4

- 5.3
- 7.4

22.46

8.8%

September 2, 1941.

Source: All figures are deposits with the Treasurer of the United States on account of proceeds of
sales of United States Savings Bonds.
Note: Figures have been rounded to nearest thousand and will not necessarily add to totals.

CONFIDENTIAL

139

UNITED STATES SAVINGS BONDS

Sales since May 1, 1941, by Months
On Basis of Issue Price

(In thousands of dollars)

August

Total

:

:

July

:

:

:

:

$

June

:

:

:

:

May

:

:

:

Item

$

$ 42,836

$ 40,788

$ 50,558

$ 40,725

$ 174,908

Series E - Banks

57,745

61.729

94,717

76,878

291,068

Series E - Total

100,581
37,817
211,420

102,517
28,876
183,134

145,274
27,359
169,498

117,603
20,318
127,685

465,976
114,370
691,738

$349,818

$314,527

$342,132

$265.606

$1,272,083

Series I - Post Offices

Series F - Banks
Series G - Banks

Total

Office of the Secretary of the Treasury,
Division of Research and Statistics.

September 2, 1941.

Source: All figures are deposits with the Treasurer of the United States
on account of proceeds of sales of United States Savings Bonds.
Note: Figures have been rounded to nearest thousand and will not

necessarily add to totals.

140 9/0/41
MUSEUM OF MODERN ART'S PRIZE-WINNING POSTERS

BUY
AMERICA
UNITED STATES DEFENSE
SAVINGS BONDS STAMPS

By John C. Atherton, Ridgefield, Conn.
$500 first prize winner.

By Joseph Binder, New York, N.Y.
$250 second prize winner

a shunclu AMER

st
STA

JY A SHARE

IN

AMERICA

SAVINGS BONDS

DEFENS

IS

& STAMPS

BONDS &

By Hugh Donnell, West Reading, Connés
$50 prize winner.

By Clara Fargo Thomas, New York, N.Y.
$50 prize winner.

HOUSTA

141

September 2, 1941.

Memorandum for Mr. Bell
Mr. Gaston
Mr. Foley
Mr. Graves
Mr. Kuhn
Mr. Cochran
Mr. Haas
Mr. Sehwars
Mr. Mack

For your information the Secretary has designated

Dr. H. D. White to be the Treasury's liaison officer for
all matters of Land-Lease arrangements and of the British

dollar position.

(SIGNED)

W

Administrative Assistant
to the Secretary.

NMS1TE

Home
142

TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION

DATE September 2,1941

Secretary Morgenthau

TO

FROM

Mr. White

Subject: British Empire - American cooperation on problems
of post-war reconstruction
Mr. McDougall and Mr. Bruce, Australian representatives

in Washington and London, respectively, submit memoranda on

U.S.A. - British Empire collaboration to raise post-war
standards of living. This done at request of Secretary
Morgenthau made at August 7 luncheon given by Secretary

Wickard.

Mr. Bruce wants to discuss this with Secretary
Morgenthau.

The Proposal

In spite of a large school of thought to the contrary,
the U.K., the Dominions, and the U.S.A. ought to begin now
not only to define peace aims but to lay the basis for their
practical realization as promptly as possible after the war.

This for two reasons:

1. Without such planned cooperation the economic dis-

locations of the war will result in wide-spread post-war
depression and economic rivalries.

2. If definite peace plans were made now it would
hasten allied victory by
(a) sustaining the morale of our own peoples,
(b) weakening the morale and will to resist of
Axis peoples (must be coupled with increasing
military pressure of course),
(c) giving new hope and will to resist to conquered
peoples.

The President's "four freedoms" represent the best
statement of the peace ideal yet given. For practical and
psychological reasons we should begin by concentrating on
"freedom from want," and within that area on securing an
abundance of food for all.

143
2-

Division of Monetary
Research

1. Large groups of people in all our countries have

never been free from want, especially as regards food. This
will constitute an understandable highly popular objective.
2. "Optimum" diet ie a known factor and easily within
our joint productive capacities.
3. Increased food production would help solve postwar agricultural problem, would bring about rational balance

of specialization,
countries.

diversification, etc. in the cooperating

4. Would stimulate international trade.
This program of a general world movement toward increased

consumption would cost considerably but far less than indirect
cost of having no program. (McDougall, Australian Legation,
to Secretary Morgenthau, August 8, 1941).

Chauncey

144

TREASURY DEPARTMENT
INTER-OFFICE COMMUNICATION
DATE

September 2. 1941

Secretary Morgenthau

TO

Mr. Cochran

FROM

STRICTLY CONFIDENTIAL

Official sales of British-owned dollar securities under the vesting order
effective February 19. 1940:
No. of Shares
Sold

$ Proceeds of
Shares Sold

Nominal Value
of Bonds Sold

$ Proceeds of

35,000
34,000

27,440
30,164

500

550

1,000
8,000
Nil

611

5,575

554,947

78,500

64,340

279,344,141

44,954,716

36,948,241

45,033,216

37,012,581

27

6,470
9,220
1,320

28

669

29

1,605

168,401
250,953
69,022
31,900
34,455

100

216

AuR. 25
26

30

19,384

Bonds Sold

Nil

Sales from

Feb.22, 1040 to
Aug. 23, 1041

9.774.873-1/2

Total

279,899,088

9.794.257-1/2

7 units sold

Aug. 30

Aug. 18 - Aug. 23

16

$

26

"

Feb.22, 1940 to
Aug. 30, 1941

.
2

Total

"

Aug. 18 - Aug. 30

6 rights sold

Aug. 25
26

8

$

234

160
166

July 24 to Aug. 23 55,291
July 24 to Aug. 30

42
$

9

55,457

H.M.P.

$

242

102,203

$ 102,445

145

TREASURY DEPARTMENT
INTER-OFFICE COMMUNICATION
DATE

September 2, 1941

Secretary Morgenthau

TO

STRICTLY CONFIDENTIAL

Mr. Cochran

FROM

Official sales of British-owned dollar securities under the vesting order

effective February 19, 1940:

Aug. 25
26
27

28
29

$ Proceeds of
Shares Sold

$ Proceeds of

168,401
250,953
69,022
31,900
34,455

27,440
30,164

Bonds Sold

550
611

5,575

Nil

216

30

Total
195,841
281,117
69.572
32,511
40,030
216

554,947

64,340

619,287

279,344,141

36,948,241

316,292,382

279,899,088

37,012,581

316,911,669

Sales from

Feb.22,1940 to
Aug.23,1941
Total

Feb.22,1940 to
Aug.30,1941

proceeds of non-vested securities sold
Aug. 18, 1941 to Aug. 23, 1941
$ proceeds of non-vested securities sold
Sept. 1, 1939 to Aug. 16, 1941
$ proceeds of non-vested securities sold
Sept. 1, 1939 to Aug. 23, 1941

316,911,669

300,000

232,000,000
232,300,000

232,300,000

549,211,669

GRAND TOTAL

Aug. 18 - Aug. 23
Total Aug. 18-Aug. 30

7 units sold

26

2

6 rights sold

Aug. 25
26

16

$

2

.

Aug. 30

42

$

8

$

234

160

166

July 24 to Aug. 23

55,291

July 24 to Aug. 30

55,457

$

242

102,203

$ 102,445

146
TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION

CONFIDENTIAL

DATE September 2, 1941

Secretary Morgenthau

TO

FROM

Mr. Haas

Subject:

The Business Situation,

Week ending August 30, 1941
Summary

(1) The general price level continues to move higher.

The BLS all-commodity index in the week ended August 23 rose

0.4 point to 90.0. This is the highest point reached by the
index since April 1930, and the rise since mid-August 1939,
shortly before the war began, now amounts to 20.6 percent.

(2) Featured by conspicuous strength in fats and oils,
basic commodity prices rose last week. Wheat and cotton prices
gained despite the President's veto of the bill freezing
Government owned stocks of cotton and wheat. Cotton prices
were aided by persistent reports of serious boll weevil damage.
(3) The New York Times index of business activity in the
week ended August 23 again rose slightly, advancing to 131.1
from 130.9 in the previous week. However, Barron's index of
business activity declined for the fourth consecutive week,
with the index dropping to 137.6 from 138.8 in the previous
week.

(4) The FRB index of industrial production for August is
expected to show little or no change from the July level. The
July figure of 162 compares with 111 in April 1940, the low
reached shortly before the start of the defense program, and
with the August 1939 pre-war figure of 104.

(5) According to a mid-year survey of the American Iron

and Steel Institute, steel ingot capacity of the industry was
increased 2,000,000 net tons in the first half of the year to

a total of 86,149,000 net tons. The schedule of maximum prices
for steel scrap as fixed by OPACS is reported to have broken

down. Full priorities control for iron and steel scrap is
said to be imminent.

-2-

147

Commodity prices still rising
After leveling off for one week, the BLS all-commodity
index resumed its extended rise in the week ended August 23
and advanced 0.4 to 90.0. This is the highest point reached
by the index since April 1930, and the rise from mid-August

1939, shortly before the outbreak of the war, now amounts
to 20.6 percent. Seven of the 10 major commodity groups advanced. The only groups to show declines were textile products and metals and metal products. Furthermore, the
declines in these groups were very slight and reflected the
imposing of price ceilings on burlap and tin by OPACS.

Rise in basic commodities led by fats and oils
Basic commodity prices moved higher in the week ended
August 29 and the BLS index of 28 commodities advanced 0.9

percent to a new high, nearly 53 percent above the level
prevailing in August 1939. Although the BLS index of 11
import commodities rose fractionally, the advance in the
combined index was principally due to strength in domestic
commodities. (See Chart 1.)

The feature of the rise in domestic commodity prices
was the extension of the previous week's gains in cottonseed

oil, lard, and allied commodities of the fats and oils group.
(Refer to Chart 1, lower section.) As a result of the ad-

vances that had occurred, Price Administrator Henderson issued

an order late Thursday forbidding purely speculative trading

in fats and oils. The order stated that the prohibition was
not to apply to futures trading for hedging purposes nor to
purchases and sales in the course of recognized manufacturing or
distributing functions. While the order apparently was aimed
at forward buying of actual fats and oils rather than at trading on the futures markets, traders were confused by the order.
As a result, futures trading in cottonseed oil and lard in the
leading markets was suspended on Friday pending clarification
of the order, and some unsettlement was felt in other commodity

markets.

Wheat and cotton rise despite veto of freezing bill
In addition to the fats and oils group, cotton and wheat
moved higher during the week. At the beginning of last week
the President's veto of the bill freezing Government owned
stocks of cotton and wheat was announced. This action apparently had been fairly well discounted, since both wheat

and cotton rallied after short sell-offs following the

-3-

148

announcement, and wheat actually closed the trading session
with a slight gain. Subsequently, assurances by Department

of Agriculture officials that the veto would not be a signal

for immediate release of the Government owned stocks helped

prices. Cotton prices also received support during the week

from persistent reports of serious boll weevil infestation.
An additional factor, interpreted bullishly, was an increase
in the cotton parity price to 16.74 cents, as compared with
16.49 a month earlier.

The Department of Agriculture last week raised the sugar
quota by 996,000 tons to a total of 9,003,000 tons. This aotion was taken in order to bring in part of the reserve supply
held in Cuba, when it was learned that refiners faced a
shortage of raw sugar by next month.

Futures index at new high
The Dow Jones index of commodity futures moved up last

week and reached the highest point since April 1937. (See
Chart 2, dotted line.) By the middle of last week the index
had risen no less than 64 percent above the low point touched
in August 1940, and 68 percent above the pre-war level of

August 1939. Moreover, out of the 11 commodities comprising

the index, trading has been suspended in silk and rubber while

a price ceiling 1s in effect on hides. Trading in sugar

futures was suspended around the middle of August but was

resumed last week.

Despite the continued rise in prices of basic commodities,
the volume of trading in the futures markets shows no real
evidence of a growing speculative boom. After expanding sub-

stantially in the first week in August, the volume of futures
trading as reported by the Journal of Commerce fell off sharply
in the succeeding 2 weeks. (Refer to Chart 2.) The principal
factor in the decline was the sharp contraction in grain
trading. Last week, the volume of trading showed a moderate

increase.

Weekly business indexes show divergent trends

The New York Times index of business activity in the

week ended August 23 showed a fractional gain for the second
consecutive week and rose 0.2 to 131.1. However, the index

is still 2.2 points below the recent peak reached in the
fourth week in July. (See Chart 3, top section.) Moreover,
Barron's weekly index of business activity continued its

149

downward drift for the fourth straight week and dropped 1.2
to 137.6. This index now shows an aggregate decline of
3.4 points from its recent peak.

Some evidence of a leveling off in business activity
is seen in freight carloadings, which are still under peak
levels reached earlier in the summer. (Refer to Chart 3,
lower section.) The recent trend of freight carloadings has
led some observers to prediot that the fall peak in traffic
will be short of earlier expectations. However, on the basis
of normal seasonal factors, a further expansion in carloadings

of about 10 percent should occur between the third week in
August and the early part of October.

Although a number of automobile producers have been
turning out 1942 model cars for several weeks, volume pro-

duction in the industry as a whole has not yet gotten under
way. Production during the past week declined about 6,000
units to 40,000, which 18 the lowest point reached this

year. (Refer to Chart 3, middle section.) Due to the holiday, production during the current week will probably continue at a low level but a definite rise in production is
expected to get under way next week.

FRB index for August expected around July level
Present indications to the Federal Reserve Board are

that the FRB index for August will show little or no change
from the level reached in July. The index of 162 for that
month, representing a 5-point gain over June, compares with
a low of 111 in April, reached shortly before the inauguration of the defense program, and with an August 1939 pre-war
figure of 104. The FRB index is shortly to be reported on a
revised basis, to reflect defense production more adequately.
Steel production capacity increased
To take account of the expansion in steel production
facilities made in the first half of 1941, the American
Iron and Steel Institute recently completed a mid-year
survey of steel capacity, thus departing from the usual
practice of rating the industry only once a year. As a

result of the findings of the survey, the industry's rated

production capacity,as of June 30, 1941, was raised approximately 2,000,000 tone, to a total of 86,149,000 net tons.
Moreover, the figures covering weekly steel operations
since the beginning of July have been revised to conform

-5-

150

to the new base figure. The result has been to lower
previously reported operating rates by about 2 points. On
the new basis, steel operations last week were scheduled
at 96.5 percent of capacity as compared with 96.2 percent

in the previous week. During the current week, despite the
holiday,
are scheduled
(Refer tooperations
Chart 3, middle
section.) at 96.3 percent of capacity.
Steel scrap priorities order impends
The schedule of maximum prices for steel scrap fixed
by OPACS is reported to have broken down. It is said that
in some instances in the Pittsburgh area actual prices have
exceeded ceiling prices by as much as $6 per ton. As a re-

sult of the violations of the price schedule and the

chaotic conditions prevailing in the scrap market, defense

officials have indicated that iron and steel scrap will soon
be put under full priorities control. Furthermore, Price
Administrator Henderson has said that as soon as the priorities order is effective he will use every power of the
Government to enforce the price schedule. He is also said
to have emphasized the fact that there would be no change

in the general level of scrap prices although some adjustments might be considered. Meanwhile, figures recently
released by the Institute of Scrap Iron and Steel revealed
that scrap consumption in the first 7 months of 1941 ran
42 percent above the corresponding period of 1940.

Priorities and materials shortages causing dislocations

With the full force of the recent priorities order on

steel due to be felt in September, many small metal working plants engaged in non-defense work are greatly concerned
over the outlook for continued operations. Scarcity of such
strategic materials as aluminum, zinc, nickel and copper
have already caused difficulties, and now lack of steel
supplies loome up as an additional problem. In discussing
the situation created by priorities and the diversion of such
materials as steel to defense work, the Iron Age anticipates
the likelihood that many hundreds of small plants in Ohio,
Pennsylvania and other industrial states will close down or

restrict operations. In recognition of the priorities unem-

ployment problem, as well as with a view to speeding defense
production, the OPM council announced a short time ago that
the Army and Navy had agreed upon drastic revisions in pur-

chasing policies to facilitate the spread of sub-contracting
throughout industry.

-6-

151

Further dislocations of non-defense business are likely
to result from a new broad priorities order issued last week
by OPM. This order, entitled "Priorities Regulation Number 1",
extends to all materials or equipment the same kind of preferential treatment for defense orders previously accorded to
such items as pig iron and steel. Under the provisions of the
order, all manufacturers, producers, and distributors are required to accept defense orders, with a few limitations, even
if this will delay or prevent deliveries on non-defense orders.
Further expansion in shipbuilding program

The steel industry has been under particularly heavy
pressure to turn out plates and other types of steel needed
in the vastly expanded shipbuilding program. Despite the

high priorities ratings accorded to this steel, the Maritime
Commission recently stated that emergency ship construction
was being slowed up due to lack of steel. The Commission
stated that there were 10 shipways on which keels could be
laid if steel companies had met the expedited schedules of
the shipyards.

Shipbuilding activity has been rising almost without
interruption since the beginning of 1939, although the largest
part of the rise has occurred since the middle of last year.
Thus, by July 1941 the FRB seasonally-adjusted index of shipbuilding activity had risen to 478 from 189 in July 1940.
(See Chart 4, upper section.)

Due largely to the awarding of very large contracts for
ship construction earlier this year, merchant vessels under
contract or construction by August 1 had already risen to
883 vessels totaling 5,400,000 gross tons, an increase of
nearly 4,000,000 gross tone since the corresponding date in
1940. (Refer to Chart 4, lower section.) Furthermore, since

the figures mentioned cover only ships built to American Bureau

of Shipping Classification, they do not include 62 vessels
totaling 428,000 gross tons, nearly all of which are being

built for Great Britain.

On top of the very heavy naval and merchant shipbuilding
program already under way, the Maritime Commission during the

past week indicated that plans for the construction of no less
than 566 additional merchant ships had reached the contract

stage. Orders were given for 66 of the ships, and specifications for the remaining 500 will depend upon availability of

materials. In addition to the orders for ship construction,

152

-7contracts were also awarded for 23 of the 48 additional
shipways which are to be built under this newly enlarged

phase of the shipbuilding program.
Employment and payrolls at new highs

Both factory employment and payrolls have continued to
expand, and in July reached record high levels. Total nonagricultural employment rose to a new high of 39,240,000, an
increase of 3,785,000 over July 1940. Despite the overall
rise in employment, substantial declines occurred in the
aluminum ware and die casting industries, due to lack of
materials. Significant shortages of materials also were
reported in the silk and rayon, hardware, electric household
appliance, plumbing supply, heating equipment, radio, nonferrous metal and cork products industries. The increase in
factory employment and payrolls over the previous month and

over July 1940 are shown in the following table:
July 1941

June 1941

July 1940

Factory employment
(BLS, 1923-25 = 100)

130.5

127.6

103.2

Factory payrolls

152.5

152.0

98.2

(BLS, 1923-25 = 100)

New orders index again lower

Despite an increase in textile buying, our index of new
orders declined 4 percent in the week ended August 23. (See
Chart 5.) New orders for steel dropped to 105 percent of
capacity from 125 percent in the previous week, while orders
for products other than steel and textiles declined moderately.
This drop in our index of new orders was the fourth consecutive
decline from the recent peak reached in the fourth week in July.

MOVEMENT OF BASIC COMMODITY PRICES

Domestic and Imported
AUGUST 1939-100

PER

Weekly Average

CENT

PER

PER

CENT

CENT

PER

CENT

Daily

165

165

150

150

160

160

// Imported

140

140

Commodities

11 Imported
Commodities

155

155

150

150

145

145

130

130

17 Domestic
Commodities
120

17 Domestic
Commodities

M

o

J

A

F

J

D

$

J

J

1940

M

A

J

N

o

S

A

NMAY

1941

7

M

14

.

"

12

5

135

100

100

.

140

JUNE

24

140

2

110

110

JULY

.

120

16

"

AUG

1941

Percentage Change for Individual Commodities August 1940 Low to August 22 and to August 29. 1941
Tellow 14292

PER

17 Domestic Commodities

CENT

PER

CENT

Cottonseed Oil 137.0%

II Imported Commodities

*120

*20

"Lord 1038X

-100

Coffee 9822
Shelloc 96 62

+100

Cocoo 457%

Hogs 464%
.80

Cotton 73.0%

.80

Burlap 729%

Print Cloth 693X
Resin 642X
.60

Wheat 610 x

.60

.40

Butter 35.8%
Barley 353%
(Leed 232X

.40

wides 534%
Wool 5/91
Sugar 418%
+Flaxteed 350%

Corn 177X

Steers 175%

Silk 2102

Zinc 151X

.20

Mubber2021

+20

Copper 11 BX

Steel Scrap dem

Steel Scrap exp 27%
o

Aug 1940
Low

Aug: 22 Aug 29

J. 30%

8.72

.0
Aud 1940
Low

Aug 22 Aug 29

135
10

SEPT

A

VOLUME OF TRADING AND FUTURES PRICES
PERCENT

CONTRACTS

(PRICES)

THOUSANDS

Sales of Futures Contracts and
Dow Jones Index of Futures Prices
76

24

68
20

60
16

PRICES

1924-26 100

52
12

NUMBER OF CONTRACTS

DAILY AVERAGE
44
8

mm/

36

4

1111
26

..

0
D

N

o
A

,

M

1 941

CONTRACTS
THOUSANDS

J

CONTRACTS
THOUSANDS

Volume of Trading in Grains, Cotton, and Other Commodities
NUMBER OF CONTRACTS. DAILY AVERAGE
14

14

12
12

10
10

8

b

W

GRAINS*

runt

6
4

COTTON
OTHER

2
0

C
D

1940
. BEGINNING JANUARY 1941 INCLUDES SOYBEANS

Office of the becretary of the Treasury

- - - Statement

P 212

a

SELECTED BUSINESS INDICES
BUSINESS ACTIVITY
Seasonally Adjusted
Eat Normal 100

PER

CENT

130
141

120
40

110
39

100

90

N Times
80

JAN

MAY

MAR

STEEL INGOT PRODUCTION
Per Cent of Capacity

PER

CENT

NOV.

SEPT.

JULY

AUTOMOBILE PRODUCTION
U.S. and Canada

CARS

THOUSANDS
150
40

100

41

125
40

41

100

80

39
75

60

39
50

40
25

Word's fet

Amer and Inet
MAR

JAN

0

20

MAY

JULY

NOV

SEPT.

MAR MAY JULY SEPT NOV.

JAN

FREIGHT CAR LOADINGS
CARS

CARS

Total

THOUSANDS

Merchandise L.C.L and Misc.

THOUSANDS

.40

900
500
4

800

40

41.

400

700
39.

39-

600
300
500

Am Ry Asan

Am Ry Assn
400

JAN

MAR

MAY

Office of the Secretary of the Treasury
Division of Research and Statistics

JULY

SEP

NOV

200

JAN

MAR

5
MAY

JULY

SEPT

NOV

C-404-3

SHIPBUILDING ACTIVITY
1939

1942

194 1

1 940

PER

PER

CENT

CENT

F.R.B. INDEX OF SHIPBUILDING

450

1935 - '39 = 100, ADJUSTED

450

400

400

350

350

300

300

250

250

200

200

150

150

100

100
M

1939

M

N

J

S

S

J

M

M

M
J

1940

N
S

M

N

S

J

1941

M

1942

J

GROSS TONS

GROSS TONS

MILLIONS

MILLIONS
MERCHANT VESSELS UNDER CONSTRUCTION
OR CONTRACT *

6

6

5
5

4

4

3
3

2

2

1

1

0

0

M

1 939

$

1 940

J

1 9 41

N

$

1 942

J

EXCLUDES VESSELS NOT BUILT TO AMERICAN BUREAU OF SHIPPING CLASSIFICATION

Office of the Secretary of the Treasury

Dividen of - and State

C - 403

F

INDEXES OF NEW ORDERS
Combined Index of New Orders and Selected Components

PERCENTAGE

POINTS
250
290

260
260

270
270

260
260

250
250

240
240

230
230

N
220
220

210
210

Total combined Index)
1936 100
200
200

190
190

180
180

170
170

160
160

150
150

U

140

140

130
130

120
120

110

110

W

100

100

90

90

N

so

Total excluding Steel and Textiles

80

70

70

MMM

60

so

50

40

Steel Orders
30

20

Textile Orders
10

0

1939

940

15?

-

Chart 5
CONFIDENTIAL

158
TREASURY DEPARTMENT
INTER OFFICE COMMUNICATION

DATESEPTEMBER 2, 1941

TO

FROM

Secretary Morgenthau
Mr. Haae

Off

During the week ended August 20, 1941, Work Projects
Administration employment increased 1,000 to 1,043,000 persons.
This figure compares with 1,036,000 persons employed at the
end of July.

Attachments

159
WORK PROJECTS ADMINISTRATION

Number of Workers Employed - Weekly

United States

Week ending
1941

February 5
February 12
February 19
February 26

Number of Workers

(In thousands)
1,892
1,893
1,885
1,867

March 5
March 12
March 19
March 26

1,806
1,764
1,736
1,708

April 2
April 9
April 16
April 23
April 30

1,662

May 7
May 14
May 21
May 28

1,519
1,497
1,474
1,464

June 4
June 11
June 18
June 25

1,442
1,423
1,410
1,368

July 2
July 9
July 16
July 23
July 30

1,172
1,030
1,016
1,025
1,036

August 6
August 13
August 20

1,041
1,042
1,043

Source: Work Projects Administration.

1,634
1,607
1,586
1,560

160
WORK PROJECTS ADMINISTRATION

Number of Workers Employed - Monthly
United States

1939

Number of Workers
( In thousands)

January
February
March

April
May

June

July
August
September

October

November
December
1940

January
February
March

April
May

June

July
August
September
October
November
December
1941

January

February
March

April
May

June

July

Source: Work Projects Administration.

Monthly figures are weekly figures for the latest
week of the month.

They include certified and noncertified workers.

2,986
3,043
2,980
2,751
2,600
2,551
2,200
1,842
1,790
1,902
2,024
2,152
2,266
2,324
2,288
2,092
1,926
1,665
1,701
1,691
1,704
1,779
1,821
1,878

1,895
1,867
1,708
1,560
1,464
1,368
1,036

16:
WORK PROJECTS ADMINISTRATION
Number of Workers Employed
United States
Monthly W.P.A. Employment

Weekly W.P.A. Employment

-

42

WILLIONS WILLIONS

1940

1942

1941

MAY was SEPT. NOV, 4004 MAR MAY - ACCTof- /
MORRERS

23

WORKERS WORKERS
2.7

MORELAS

2.4
2.6
3.2
3.2

2.5

2.5

2.4

2.4
2.8
2.3

2.8

2.3

2.2

2.2

2.4

2.

2.4

2.1

2.0
2.0

1.5

2.0 1.9
2.0

1.8

1.0

1.7
1.7

1.0
1.4

1.6
1.6

1.5
1.5

1.
1.2
1.4

1.4

1.3

1.3

1.2

.8

1.2

1.1

1.0

is

.8

0

1935 1936

1937

1938

1939

1940

1941

JAN

'42

MAR.

MAY

JULY

1940

STAP

NOV.

JAN

MAR

MAY

24

1941

TOPID

NOV.

1.1

1.0

.8

MA

JM

1942

SOURCE: WORK PROJECTS ADMEINISTRATIONN

Z - 221 - c

- States

Office of the Secretary of the Treasury

162

EXPORTS OF PETROLEUM PRODUCTS, SCRAP IRON AND SCRAP STEEL

FROM THE UNITED STATES TO JAPAN, RUSSIA, SPAIN, AND GREAT BRITAIN
AS SHOWN BY DEPARTURE PERMITS GRANTED

Week ended August 30, 1941
JAPAN

RUSSIA

SPAIN

GREAT BRITAIN

PETROLEUM PRODUCTS

Fuel and Gas 011 (including
Diesel 011)

--

--

--

---

82,600 Bbls.

711,000 Bbls.

Crude -

Blended or California
High Octane Crude*
All Other Crude

---

--

90,000 Bbls.

Gasoline -

Gasoline A**
Gasoline B*

All Other Gasoline

----

--

238,260 Bbls.
75,000 Bbla.

---

423,000 Bbls.
1,100,000 Bbls.

Lubricating oil --

424 Bbls.
48,109 Bbls.

--

---

--

--

--

--

--

--

Number 1 Heavy Melting Scrap

--

--

--

6,373 Tons

All Other Scrap

--

--

--

2,943 Tons

Aviation Lubricating 011***
All Other Lubricating 011
Tetraethyl Lead***

"Boosters", such as IsoOctane, Iso-Hexane, or
Iso-Pentane

--

35,500 Bbls.

--

SCRAP IRON AND SCRAP STEEL

Office of the Secretary of the Treasury, Division of Research and Statistics.
September 2, 1941.
Source: Office of Merchant Ship Control, Treasury Department.

Any material from which by commercial distillation there can be separated
more than 3 percent of aviation motor fuel, hydrocarbon or hydrocarbon
mixture - President's regulations of July 26, 1940.
Aviation Gasoline.

As defined in the President's regulations of July 26, 1940.

(CONFIDENTIAL)

163
C

PARAPHRASE

0

P

Y

A telegram of September 2, 1941 from the American

Consul at Kunming reads substantially as follows:
The Chinese authorities are reported in the Kunming
press to have opened the Yunnan-Burma Highway to unrestricted

transportation of commercial goods of sixteen classes.
This measure was said to have been taken at the request
of the Government of Burma. The goods affected are

chiefly cereal foods, cotton and cotton products, metals,
machine tools, cement, petroleum products, chemical

materials, medicine, salt, hemp sacks, communications

and electrical materials, (?), and articles for schools.
Between Ipinglang and Lufeng, a little more than
one hundred kilometers from Kunming, there occured

a landslide which delayed traffic five days. One-way
traffic is temporarily moving as the road was repaired
on August 30.

FE: JD:NHS
9-5-41

Copy bj 9-8-41

164
DEPARTMENT OF STATE

Washington

In reply refer to
EA 840.51 Frozen Credits/3255

September 2, 1941

The Secretary of State presents his compliments to
the Honorable the Secretary of the Treasury and
transmits a copy of telegram No. 341, received on
August 28, 1941 from the American Consulate General

in Beirut, concerning the release on August 26 by

Free French authorities of British and Palestinian
assets blocked by the decree of December 13, 1940.

Enclosure:

From Consulate General,

Beirut, No. 341.

165
0

0

P

Y

GRAY

KD

Beirut
Undated

Rec'd. August 28, 1941
11:25 a. m.

Secretary of State,
Washington.
341.

Decree issued August 26 by Free French authorities

releases British and Palestinian assets blocked by
decree of December 13, 1940, the text of which was
transmitted to the Department with report dated December 23,
1940.
ENGERT

WSB

eh:copy
9-3-41

166

TREASURY DEPARTMENT
INTER-OFFICE COMMUNICATION

DATE September 2, 1941
Secretary Morgenthau

TO

FROM

CONFIDENTIAL

Mr. Cochran

Registered sterling transactions of the reporting banks were as follows:
Sold to commercial concerns
Purchased from commercial concerns

£103,000
£123,000

Open market sterling was again quoted at 4.03-1/2, and there were no reported
transactions.

The discount on the Cuban peso narrowed to 1/2% this afternoon, the best rate
for that currency in more than three years, The advance was attributed to the
prospect of an expansion in Cuban sugar shipments to this country under the recently
increased quota. Today's announcement that a hearing would take place next week on
reduction of our Cuban sugar tariff was also an important factor.

In New York, closing quotations for the foreign currencies listed below were
as follows:

Canadian dollar

10-9/16% discount

Argentine peso (free)

.2374
.0505
.5800
.2070
.2765
.4425

Brazilian milreis (free)
Colombian peso
Mexican peso

Venezuelan bolivar
Uruguayan peso (free)

In the undficial exchange market in Shanghai, the yuan was quoted at 4-3/44,
representing a decline of 9/324 from the quotation of August 30. The sterling-dollar
cross rate worked out to 4.05-3/8, off 1-3/84.
We purchased $1,125,000 in gold from the earmarked account of the Bank of
Mexico.

No new gold engagements were reported.

In London, spot and forward silver were again fixed at 23-1/2d and 23-7/16d
respectively. The U.S. equivalents were 42.67 and 42.55.

The Treasury's purchase price for foreign silver was unchanged at 35. Handy
and Harman's settlement price for foreign silver was also unchanged at 34-3/4*.

167
2-

We made six purchases of new production silver totaling 870,000 ounces under

the Silver Purchase Act, all of which was bought for forward delivery. of this

amount, 600,000 ounces came from Peru, and 270,000 ounces from Honduras.

The Federal Reserve Bank's report of August 27, listing deposits of banks in
Asia with the New York agencies of Japanese banks, showed that such deposits totaled
$56,224,000, an increase of $12,000 since August 20. Also reported were selected
items from the statement of the Yokohana Specie Bank's New York Agency. The latter's

principal dollar liabilities to and dollar claims on Japanese banks in Asia stood as
follows on August 27:

August 27

Liabilities: Deposits for Japan and Manchuria
Deposits for China
: U.S. Treas. Bills, comm. paper, etc
Claims

: Loans

: Other - mainly Jap. import bills

Change from
August 20

$41,302,000
9,788,000
25,721,000

+ $ 31,000

$18,397,000
8,368,000

- 228,000
+ 785,000

+ 3,000
- 119,000

CONFIDENTIAL

168
British Embassy,
Washington, D.C.,
September 2, 1941.

PERSONAL

AND SECRET

Dear Mr. Secretary,

I enclose herein for your personal
and secret information a copy of the latest
report received from London on the military
situation.
Believe me,

Dear Mr. Secretary,

Very sincerely yours,

The Honourable

Henry Morgenthau, Jr.,
United States Treasury,
Washington, D.C.

169

COFY OF TELEGRAM FROM LONDON DATED AUGUST 31,
1941

On 26th off West coast of Crete British
S/M sank an enemy motor vessel estimated at 10,000
tone.
2.

Sues Canal is open.

3.

A Soviet destroyer has out one moored mine

entrance to White sea.

Deusalion on arrival at harbour reported two

4.

attacks 27th by two Italian torpedo bember aircraft. All
torpedoes and bombs missed and she shot down one of the

bombers during the second attack.
German advance south of Leningrad proceeding.
5.

If it continues grave danger of city being out off from
Russian forces to the South.
6.

Royal Air Force 29th/30th Frankfurt. 100 tens

H.E. and 9,000 incendiaries dropped on East Harbour and

railway centre. Mannhaim. 45 tons of H.E. and 9,000
incendiaries dropped. Many fires reported some of which
were large. One N.E. 110 was probably destroyed by a
Wellington.
7.
30 th. Four coastal command Hudsons scored one

hit on a 3,000 ton ship off Norway three of them are
missing.
8.

Middle East 28 th/29 th. Twenty-six Wellingtons

from Egypt bombed two aerodromes near Athens. At one four

hangers were hit, two caught fire and several aircraft on
the ground are believed destroyed. At the other one OF more
hangare were demolished and fires caused in adjacent woods.
9.1

170
9.

29th/30th. 96} tons of H.E. and incendiaries

dropped on Tripoli (L) Harbour. One merchant vessel of
8,000 tone and another of 5,000 tons set on fire and a
third of 5,000 tons blow ups petrol dump exploded and
extensive fires caused in dook area. A torpedo aircraft
is believed to have hit an 8,000 ton enemy merchant ship

off east sicily.
10.

30 Elenhaims attacked 2 ammunition factories

in Sieily and made six direct hits on power house of
both factories; damage considerable.
11.

German Air Force. Tobruk 27th. 40 dive

bombers attacked and sank one ship. One enemy aircraft
shot down and three others probably destroyed.
BRITISH EMBASSY,

WASHINGTON, D.C.,
SEPTEMBER 2, 1941.

CONFIDENTIAL
Paraphrase of Code Cablegrem
Received at the War Department

171

at 1:25 P.M., September 2, 1941
London, filed: 5:35 P.M., September 2, 1941.

1. British Air Activity Over the Continent.
a. Right of August 31-September 1. A total of 180 tens of
HE and 22,200 incendiaries were dropped as follows: Cologno, 90
tons HE, including 5 - 4000 pound bombs, and 6800 incendiaries)

Essen, 8 tone of HE and 3400 incendiaries searchlights in the
area of Cologne, 6 tons of HE, Boulogne, 6 tone HE, secondary
targets 70 tons HE and 12,000 imcendiaries.

b. Day of September 1. A total of 417 fighters were played as follows: 183 in the protection of shipping, 127 on
interception patrols, 80 on offensive operations, and 27 on

special missions. 12 Blenhains were dispatched to attack airdromes in France but abandoned their mission because of unfavorable weather.

c. Night of September 1-2. 4 bembers were engaged in sea

mining off Great Belt. 54 bembers were dispatched to attack
Cologne.

2. German Air Activity over Britain.
a. Day of August 31. 10 reconnaissance aircraft were ployed.

b. Night of August 31-September 1. 10 fighters, 10 reconnaissance aircraft and 40 long range bombers were used.

C. Day of September 1. Defensive fighter patrols were
maintained. Reconnaissance of shipping was carried out. A small
sweep was made over East Kent and an unidentified aircraft flow

CONFIDENTIAL

CONFIDENTIAL

172
over Plymouth.

d. Right of September 12. Raids were carried out in the
area of Newcastle and Middlesbrough. There was also some as-

tivity against shipping off the northeast coast.
3. Aircraft Lessee Reported.

a. British leases. 1 Spitfire and its pilot were lost
and 2 Spitfires damaged on September 1. During the night of

September 1-2, 1 bember failed to return from the raid Cologne.

b. Axis losses. During the night of September 1-2, 1 Ju-88
and 1 He-111 were shot deve ever England by Beaufighters.

4. British Air Activity, Other Theaters.
a. Mediterranean Theater. 16 Wellingtons attacked airdromes at Calate and Maritan, dropping 18 tens of bembs.

5. Axis Air Activity, Other Theaters.
&. Middle Basters Sheater. 14 enery aircraft attacked Part
Said and Alexandria during the night of August 30-31. Reyal Air

Force aircraft were able to make two interceptions. The results
of these have not been reported.
LEE

I. B. # 23 , 9/2/42, 4:00 P.M.
Distributions
Chief of the Army Air Forces
State Department (2)
War Plans Division

Office of Naval Intelligence (2)

B.S.
G-3

A.C.

03,3 ANE

O. E. E.

Record Section

Intelligence Branch

- Secretary of Treasury
A.S.W.A.

Section File
Collection Section

CONFIDENTIAL

RESTRICTED

0-2/2657-220; No. 482

173

M.I.D., W.D. 11:00 A.M., September 2, 1941
SITUATION REPORT

I.

Eastern Theater.

Ground: German troops hold six small bridgeheads on the eastern bank of the Dnepr River below Kiev. These bridgeheads from south

to north are as follows: Opposite Berislav, opposite Nikopol, Zaporozhye, opposite Dnepropetrovsk, opposite Cherkassi, opposite Kanev.
The German drive southeastward from Gomel in the direction of Kharkov made moderate progress on August 29.
The mechanized spearhead divisions of the German

armies leading the drive, reached Voronezh on the Bryansk-Kiev railroad, and the north bank of the Seim River, twelve miles northeast of
Konotop.

Farther to the northwest, a German infantry column
has reached an area fifteen miles northeast of Chernigov. Tc the south-

west of Chernigov, a German column has established a small bridgehead on
the east bank of the Dnepr.
Russian counterattacks continue on the Yartsevo--Ros-

lavl-Bryansk front.

To the east of Velikie Luki, & German Army has reach-

ed and occupied Toropetz.

The battle on the Leningrad front continues.
Strong German forces (at least ten divisions) advancing from Novgorod in a northeaterly direction have seized a forty-mile
stretch of the Moscow-Lenin_rad railroad.
In the direction of Leningrad, the advance down the
railroad has reached Tosno, a town 35 miles southeast of the city.
Advanced German mechanized units pushing north and

northeastward from the Moscow-Leningrad railroad, have reached the

Leningrad-Yaroslavl railroad at two points. Berlin claims privately

that the important railroad station of MGA was captured on August 29.

Berlin also reports privately that a strong Russian

group has been encircled to the north and northeast of Luga.
II.

Western Theater.

Air: Cologne was bombed by night and a heavy sweep over the
invasion coast this morning was reported.
Newcastle was the objective of a heavy German raid.

III.

Middle Eastern Theater.
Ground: There have been minor skirmishes at Tobruk, and some

Axis artillery fire along the front near Sollum.
Air: Heavy bombing of Tobruk by a hundred Axis planes was reported by the British.
RESTRICTED

174
September 3, 1941
8:35 a.m.
Mr.

McConnell:

Mr. Morgenthau?

HMJr:

Talking.

Mc:

McConnell.

HMJr:

Hello, McConnell.

Mc:

Well, how are you?

HMJr:

Okay.

Mo:

The apple boxes

HMJr:

Yes.

Mc:

Shipped Saturday night in NKP-19346.

HMJr:

In what?

Mc:

In car NKP.

HMJr:

N.

Mc:

NKP.

HMJr:

KP

Mc:

19346.

HMJr:

19346.

Mc:

Yeah. And I'm putting our traffic man at
Buffalo on it to see where it 18. It should
have been there before now.

HMJr:

Well, your man told Arthur Hoose it was only
being loaded Tuesday.

Mc:

Well, there's something cock-eyed there somewhere.

HMJr:

Well, the whole thing's been cock-eyed.

175

-2Mo:

Yeah. Well, I

HMJr:

I was promised some boxes by Babcook by the

Mc:

fifteenth of August.
Yeah. I understand that they wouldn't let

HMJr:

Well, but.....

Mc:

..... to pack these boxes.

HMJr:

Well, it's just ordinary business courtesy to

Mc:

Why absolutely. There's no question on that.

HMJr:

What?

Mc:

I'm

HMJr:

I mean, you take better care of a regular

Mc:

them stop on a defense contract there

let me know that

farmer.

(Laughs) Yeah. Well, my ears are red on
this, and I'm doing everything now to move

that car in there. I didn't know anything
about it until it came in yesterday.
HMJr:

Well, it went out Saturday, you say?

Mc:

Well, they the report is Saturday night

and they gave me the car number. Now, if
they ve

HMJr:

Well, I don't think it left there that night,

Mo:

Yeah.

HMJr:

because Hoose talked Tuesday morning

to your manager at Crown Point, and he
said he was only loading it Tuesday.

Mc:

of this week?

HMJr:

Yes. So I don't believe they shipped it
Saturday.

176

-3Mc:

Yeah. Well that was - Tuesday was yesterday.

HMJr:

Yeah.

Mc:

Well, there's something wrong there somewhere.

HMJr:

No, I don't believe they shipped it Saturday.

Mc:

Uh huh. Well, I'm going to find out. That's

HMJr:

the report up there.

No, because Hoose called up yesterday morning I don't know the name of your manager at Crown

Point - and talked to him

Mo:

HMJr:

Yeah.

and reported to me that the car was only
being loaded yesterday.

Mc:

Uh huh.

HMJr:

I wish - I really - I'm getting kind of tired

Mo:

Well, I'm not trying to kid you.

HMJr:

Yeah.

Mo:

If my information is wrong, I'm being kidded,

of being kidded on the thing.

too.

Mc:

Well, I can only go by what Arthur Hoose - the
message that I got from him.
Well now, Arthur's handling it down there, huh?

HMJr:

Yes.

HMJr:

Mc:

Well, we'll try not to bother you on it, and I'll
get that car in there if we have to put a truckload in there for you.

HMJr:

Well, of course, that's what they said originally.

Mc:

Yeah. I don't understand what's happened there.

177
4

HMJr:

They said originally they'd send me part of
it by truck by the middle of August so we could

make up the boxes, and the rest would be there
within a couple of weeks.
Mc:

Yeah, well

HMJr:

And I've never had.

Mc:

HMJr:

Mc:

HMJr:

Mc:

you're not half as mad as I am.
And I never had any message and I took it for
granted when Babcook said it'd be so that it
would be 80 and I could forget about it.
Yeah, well you should have been able to.

But here we are starting McIntosh, were in
greenings, peaches - I've got to pay locally
twenty cents a box and I can't get them.
Uh huh. Well, if we can get them in there
today, will it take care of you?

HMJr:

Well, it'11 help like hell.
Yeah. (Laughs) All right.
But I'd really like a telegram from you. I'd

Mc:

Yeah. All right. I'11 report definitely

HMJr:

Well, either telephone or telegraph, because

Mc:

Yeah. All right, Mr. Morgenthau.

HMJr:

Thank you.

Mc:

(Laughs) As I say, you aren't half as mad
as I am about it.

HMJr:

Well, I want the boxes and I'm terribly

HMJr:
Mc:

like to know; because - whether the car really
left there yesterday.
where the thing is before the day is over.

I'm really - it's got me all bothered.

178

-5disappointed in the GLF.
Mc:

Yeah, uh huh.

HMJr:

Okay.

Mc:

Yeah. All right.

HMJr:

Thank you.

179
September 3, 1941
8:50 a.m.

Clifton
Mack:

Good morning, Mr. Morgenthau.

HMJr:

Is this Cliff Mack?

M:

Yes, sir.

HMJr:

Good morning.

M:

Good morning.

HMJr:

Cliff, I've been hearing all this stuff
about these various complaints that you

fellows don't get out the orders fast enough.

M:

Yes.

HMJr:

But I don't believe it. I think - personally,

M:

Yes.

HMJr:

Now, are you going to be able to get that

I think it's just some more of this blanketyblank statistics.

straightened out?

M:

Yes, I am. We're - I've talked to people over

there at Lend-Lease since that report went out

HMJr:

Yeah.

and I told them that that report didn't

M:

give a complete picture
HMJr:

Yeah.

that it didn't identify a lot of the

M:

money which 18, in effect, frozen.
HMJr:

Yeah.

M:

that we have these orders running over
a period of time

HMJr:

Yes.

180

-2....and until we get allocations from OPM

M:

HMJr:

Yeah.

....We're - our hands are tied. We just can't

M:

make a purchase.

HMJr:

M:

Well, now, what I was thinking was this. There's
a new Director of Purchase, isn't there?
Yes, there is.

HMJr:

What's his name?

M:

MacKeachie.

HMJr:

MacKeachie. And if you could get together
the facts, I'd like to send for MacKeachie
and have you over here and let's sit down -

I'd like to sit down with the two of you.

M:

Very good.

HMJr:

If you could sort of list your troubles.

M:

Yes, I'd be happy to.

HMJr:

You see?

M:

Yes.

HMJr:

The trouble is with MacKeachie's office, is

M:

Yes.

HMJr:

Who else?

M:

Well, MacKeachie has taken over Nelson's

it?

job.
HMJr:

Yeah.

M:

Then the primary difficulty has been in this

priority situation.
HMJr:

Who would that be?

181

-3M:

Well, that now is Nelson.

HMJr:

Well, why couldn't I ask Nelson and MacKeachie

M:

Well, very good.

HMJr:

and you?

Well, get the stuff ready; and as soon as
you're ready to shoot, let me know and I'11
ask the two of them to come over.

M:

All right, sir, I'11 sure do that.

HMJr:

Well now, let me just say this now. Wait a

M:

Yes.

HMJr:

What?

M:

Yes, I'm quite sure I could.

HMJr:

Or is that crowding you too much?

M:

HMJr:
M:

HMJr:

minute. Could you be ready - could you be
ready by three o'clock Thursday?

No. I'11 be ready by that time.
What?

I'll be ready by that time, yes, sir.
Well, I tell you what I'm going to do. I'11
ask MacKeachie and Nelson to come here at

three o'clock

M:

HMJr:

Very good.

.....on Thursday, and you be ready - should

we have anybody like Philip Young or anybody?
M:

Well, I think that might be a good idea if
Phil Young came over, yes, sir.

HMJr:

Or General Burns.

M:

Well, I think Phil Young is better. He has a
better picture than General Burns does.

182
4HMJr:
M:

HMJr:

Philip Young.

Yes, sir.
Three o'clock, and I'11 invite them and I'11
tell them what it's about and you be ready
to state your story.

M:

Very good.

HMJr:

You see?

M:

All right, sir.

HMJr:

And don't be afraid to call a spade a spade.

M:

No, that's perfectly all right. I'll be happy
to do it because I think it's all - I think
it's a situation that Nelson and MacKeachie
and the rest will understand that has to do
with allocations of materials for a long term
period.

HMJr:
M:

HMJr:

Does Oscar Cox appear in this at allt
I don't believe he does. He's always very
helpful, because I think he's about the most
capable fellow they have over there.
Well, I'11 ask him to come, too.

M:

Very good.

HMJr:

And then you be ready to state your subject.

But don't - I mean, tell them - just put it

to them, how the hell can you buy if you don't

get the clearances.
M:

Well, that's it.

HMJr:

What?

M:

That's it. I'm trying now to work out a
plan that I think will be the answer to it,
and that is to get authority to make purchases
according to the period of time that is

183

-5-

specified. In other words, if the British

want zinc requirements for six months
HMJr:

Yeah.

1f we could place an order for six months

M:

and get clearance from OPM on that basis, then
the whole transaction 18 complete.
HMJr:

Well, be ready to state the thing and take

M:

Well, of course.

HMJr:

See?

M:

Yes. I can well understand that.

HMJr:

M:

this attitude, if we can't do it reasonably,
we'd rather not do it at all.

And have a little memorandum for me that I
can sort of follow you on, you see?

Yes, sir, I'11.....

HMJr:

To put on my desk.

M:

Fine.

HMJr:

Three o'clock Thursday.

M:

All right, sir.

HMJr:

Thank you.

184
September 3, 1941
9:00 a.m.

RE PRICE CONTROL

Present:

H.M.Jr:

Mr. White
Mr. Kuhn

I thought you (White) ought to go to that

meeting with Wallace.
White:

Yes, and if you don't want me to be late I
will have to leave in a couple of minutes.
There are two things I would like to speak
of. At ten-fifteen you have a meeting on

inflation. I would very much like, if it
is agreeable to you, to have one of my

assistants who knows -H.M.Jr:

The answer is yes.

White:

...at least as much as I do on the subject here.

I.M.Jr:

At least he will be half-baked on the subject,
then.

White:

That is right.

H.M.Jr:

The answer is yes.

White:

The name is Mr. E. M. Bernstein. He is a
professor of the University of North Carolina
and has been with me a long time.

H.M.Jr:

We won't hold that against him.

White:

Secondly, Ferdie and I talked this matter of
the draft over briefly and he has done all

the work. This is the first time I have seen

the draft. I glanced over it hurriedly. My

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-2impression is that I think on the basis of
this, on a second draft, and it doesn't
include many of the things we both agreed
you would want in the changes, the second
draft which we could have ready and I

could work on the whole afternoon, it will

be very close to what you want.
H.M.Jr:

He is getting diplomatic.

Kuhn:

He is all right.

H.M.Jr:

He thinks it is a wonderful draft and by
afternoon we can really fix it up and make
it good.

White:

No, it is a nice job and he did it all

Kuhn:

This is nineteen minutes. It is too short.

himself.

There are three or four ideas that are
missing from it and ought to be put in.
That is what I think Harry means.

White:

And there are one or two things --

H.M.Jr:

Where are the charts of Haas'?

White:

I haven't seen them.

H.M.Jr:

What else do you want to get over?

White:

Just those two things. All right?
Yes. I think that you ought to go to these

H.M.Jr:

meetings when I can't go.
White:

And I have a few things to suggest for them.

I will tell you about them but there is

nothing - merely suggestions of what they may
investigate.

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-3-

H.M.Jr:

What?

White:

Well, there is one on - there is - the
Italians still keep an important airline
running from Italy to Brazil and it has

immense propaganda value and it is used in

Spain.
H.M.Jr:

The Condor Line.

White:

I was wondering whether they might not want to

investigate the possibilities of telling

Spain that we may curtail the supply of oil
to them unless they stop refueling that
plane because if they don't stop refueling
it they can continue to go. Merely to
explore it.
H.M.Jr:

That is all right What else?

White:

This Swiss - we have got some evidence that

the Swiss are being used very, very - are
very useful to the Germans. I know that

he is related. I thought it might be

delicately suggested that the subject might
be explored by a sub-committee.

H.M.Jr:

Well now, not through frozen funds, are
they, being used?

White:

No.

H.M.Jr:

How are they being used?

White:

Oh, their orders are giving them - their

factories are giving them tremendous supplies

and they are utilizing the country just as
though it was part of theirs.

H.M.Jr:
White:

That is all right.
That is it. Then there is a third item that
slips my mind at the moment but it is of no

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-4more importance than that.
H.M.Jr:

When you come back give me one page. (4-5-41)

White:

I will do that.

H.M.Jr:

All right, Harry.
(Mr. White left the conference).

Kuhn:

I don't know about using the charts at this
Boston thing.