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' U B I M E m FEDERAL
BARK OF CLEVELAND
. "
L { £ BOARD OF GOVERNORSNOP
Tffir'FE.DEEEL RESERVE iYSTEI,
•I Xkfst
GOVERNORS
V
•.
.
.
''
O c t o b e r 2., , 1945
R&S ri-c
"37
• R e t a i l ,1nstaliiient C r e d i t
,
a t F u r n i t u r e , . * Household A p p l i a n c e , a n d J e w e l r y S t o r e s
A u g u s t 1945
I n s t a l m e n t " a c c o u n t . s o u t s t a n d i n g a t j e w e l r y and f u r n i t u r e s t o r . e s
showed a b o u t t h e u s u a l s e a s o n a l d e c l i n e ! i n , A u g u s t , whi-le -those a t h o u s e - h o l d a p p l i a n c e s t o r e s r e m a i n e d a t t h e l e v e l of t h e p a s t s e v e n m o n t h s .
I n c o m p a r i s o n w i t h A u g u s t 3 1 , 194.4, a c c o u n t ' s r e c e i v a b l e of f u r n i t U r e '
s t o r e s were i n a b o u t t h e same volume a i d ' t h o s e ' o f
nine per cent h i g h e r .
. .'
jewel-ry s t o r e s w e r e '
-
C o l l e c t i o n s on i n s t a l m e n t a c c o u n t s d u r i r i g A u g u s t i n c r e a s e d
somewhat a t h o u s e h o l d " a p p l i a n c e s t o r e s - , and t h e . c o l l e c t i o n r a t i o r o s e
s i x p o i n t s t o a - n e w h i g h of 48 p e r cent.'., At^ j e w e l r y s t . o r e s t h e c o l l e c t i o n r a t i o o f 32. p e r c e n t was one p o i n t h i g h e r t h a n i n J u l y , w h i l e a t
furniture stores
c o l l e c t i o n s amounted" t o 23 p e r c e n t of i n s t a l m e n t & c - ^
c o u n t s o u t s t a n d i n g on t h e , f i r s t of A u g u s t .
-
- -
2
-
I n s t a l m e n t Accounts O u t s t a n d i n g and C o l l e c t i o n R a t i o s
KCcounts-
o u t s t a n d i n g a t end of month
December 3 1 , 1939 = 100
<»
Kousehold:
Jewelry
Furniture
appliance
stores ' s t o r e sstores
.50
48
48;
47
.48.
19
17
15 .
IS11
10
. -
±2
. 42.
42
.42
41
r
l/
Furniture
stores
•
' .62
.
55 _• .
51 c
4.9 "; ' .
50
50 ;
'48:
.
7
Jewelry
stores
21
21
21
22
23
. •- 22
34
3433
37
39
55
20 "
'20
23.
23. .
25 .
24 .
23
24'24
2G '
24
23
22
31
31
34
^ :
49
71 '
4
4
4 .
4
'
4
4
4
4
'Household
appliance
stores
22
22 '
/ 21' "
22 .
23
. •22.-
56.;
52
53 .
49 .
47 :
4 5 •44 '
43
. 44r
4241"
41 '
42
42
42
41
-42
. "43.
'4-5•48'
43 •
46 : '
45 ,
45- '
46
•'
50,
' 68 ' ' .
V
Collection ratios
,
:
26
26
28
29
•32
33
36
37
.35
.35
21
•
" • 32
'2i;
•36
24
- " '36
22
• ' 40
23
,
43
23
.r42
24
48
23 ;
'
28
30 .
30
•21.
. 3.1
32
. 34
- 34
49
• \
'29
28
32
-- 30
. . '. 3 3
33
. 31
- "
"
32
Revised.
.
I n s t a l m e n t c o l l e c t i o n s d u r i n g m o n t h a s p e r c e n t of a c c o u n t s o u t s t a n d i n g a t
" • b e g i n n i n g of m o n t h .
.
•
h
AdVHan.
100
@FedFRASER