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j - A b o a r d - o f governors df t h e f e d e r a l r e s e r v e , system . November 1 , 1944 R&S r i c r 26 t -' ' at Furniture, ^ Sent'embfer 3:944' . . • • . \7 f u r n i t u r e store's increased s l i g h t l y . ' the third ? . -- - Instalment accounts outstanding, at s t o r e s a t t h e end 'of S e p t e m b e r g a i n e d •' j e w e l r y and h o u s e h o l d a p p l i a n c e at the J e w e l r y , August; l e v e r , w h i l e tSoso_at. stare accounts receivable, for c o n s e c u t i v e month, were o n l y f p ^ ' p o r dent l e s s t h e n a y e a r ' e a r l i e r , • ; W h i l e at f u r n i t u r e and h o u s e h o l d a p p l i a n c e s t o r e s t h e a m o u n t s o u t s t a n d i n g d e d i n e d ' 1 ' 2 p e r ' , c e n t a n d 67 p e r . c e n t , r e s p e c t i v e l y , o v e r . tht,. / i a _ p-ii d T h e S e p t e m b e r collection ratio at household appliance s t o r e s 111creased t w o o 6 i n t s from t h e h i g h August level t o 3,4 p e r c e n t , b u t a t : f u r n i t u r e s t o r e s ' i t ' w a s unchanged a t 2 4 p e r cent. retail outlet w@re • substantially above Collections increased a t t h o s e . r e c o r d e d - i n S e p t e m b e r 1943.^ jewelry s t o r e s d u r i n g September, amounting t o 3 2 p e r c e n t of instalment accounts' w i t h - 5 1 p e r cent for- August'. Collection r a t i o s for b o t h k i n d s o f o u t s t a n d i n g . o n - t h e " f i r s t o f t h e month a s compared . , I n s t a l m e n t A c c o u n t s O u t s t a n d i n g ar.d C o l l e c t i o n K a t i o s a c c o u n t s , - o u t s t a n d i n g a t end o : inontti D e c e m b e r 5 1 , 1959_= 100 Household Jewelry' Furniture appliance stores • stores stores • Collection- ratios, l/, Furniture stores Household appliance stores Jewelry stores 1 # % Auajst . . " September October. . Xoveriber December ... 64 59 : 54 50 45 80 .76 7.0 68 • 64" 63 63 79 lo 16 18 &• ' - Jan4-ry' February . ','srcb . - ,-prir. ::ey: J-Juv Juiv.; A u g u s t '• September October' ::07ef'b&r Decenber- 41 36 33 23 26 25 19 17 15 13 11 10 64 -cD 57 , 57 ' 55 55 • 51 50 .48 4Er 4-7" 48. 55 58. 53 - • 5L-; 49 48 45 45 . 45. • 40 -50.. 68. 25 26 50 31 45 14 15 . 15 15- • 36 16 18 18 ::.'0 H ' 2.1 " 21 .81 . 22 23 22 .17 "17 . is .20 22 zlv £'2-. ' 23 6 r-;3 22 • • . 31 30. - -. 30 •31' -* . 53 •'• ••. 33 • 34 ' . 34 33 . 37 .'"39 55 ' . ' - 1344Ja-nu^ry February -.I'irci. ' ' Atril' - i'-ay • . J u-ne -" - . ' v u i y .. : Av-uEt vSeptember •- 4 4 "4? " . ' - ' 41 • 42-42 ' 42 r r4V ' --kevis?-d. •I-/ I n - s t a L r . e - t -?:; l l e c t i c n s • > ' . b e v r i n r i n r o*; r . o n t l i . •55- • 52 . .53 49 : 47 45 44 43 20-20 . • ?3 . 25 '24.-,. ^23. 24 •£3.' urinrr u o n t h a s / p e r cent of - r - 22 22. 26 ,26 26 * 28 29; . r52: 34 - . ' 3 1 '• 31 . 34 28 30 30 31-. r 3 1 32 . :s o u t s t ? m d i n g a t