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•
LIBRARY OF THE FEDrRAt- .
RESERVE BANK OF CttVrxA,"!
'•I L { t ) BOARD OF '.GOVERNORS .OF THE FEDERAL RESERVE SYSTEM
---
'March. 5* 19U&
R&S r i c - 1(2
G,17.2
1
H
-
Retail/Instalment Credit
.
~
a t F u r n i t u r e , Househol^Applianoe, and Jewelry S t ore s
"
January J 9 4 6
-v
.
.
. I n s t a l m e n t accounts o u t s t a n d i n g a t f u r n i t u r e anti^jewelry s t o r e s
showed abotit t h e u s u a l seasonal decrease i n January, and were aroimd t e n
per cent h i g h e r than. a > a r , e a r l i e r .
Household appliance s t o r e accounts
• r e c e i v a b l e remained a t t h e December l e v e l , and .we're, l a r g e r than, a year
ago f o r t h e f i r s t time s i n c e January . W .
•
.
At household a p p l i a n c e s t o r e s t h e January c o l l e c t i o n r a t i o
.reached a new high of
5U'per
cent, w h i l e ' a t f u r n i t u r e s t o r e s t h e r a t i o
was unchanged .at t h e December l e v e l of 2U p e r c e n t . " Colleotidns a t
•jewelry s t o r e s during January were 32 per cent o ^ i n s t a l m e n t accounts
outstanding at the beginning of the month.
*
,
.
.
Instalment Accounts Outstanding and Collecticn Ratios
'Accounts .outstanding at end of month
| , "
December
, 1939 ~ 1°°
Household"
Jewelry
Furniture
appliance
stores .
- Moiltl;
Collection ratios, l/
Furniture
stores. .
20
20
January
February
March
25.23.
"31
' 31
34
26
28
26
26
28 .
. 30
31.
31
29-.
24
32
2k26
2k-
33
f
37
39
. 49
21
23.
35
32
36
36
4o
. 23
23.
27 .
27
24.-
42
48
-49"
52-.
51
48. '
36
23
.1*5
• 55 <
.22
22
.
25
.24/
23
August
ptemDer
Jewelrystores
22
22
68 *
D.eienroer
"household
"appliance
.stores
3k
.
January •
February '
.March
April
Kay
' June
'
-'July'
."August " ,
• September
- October •
November
-^Deceinbej-
January?/
1
U2
-1+2;
- 4 2 -•
- 8
if
46:
'-'50
4
4
4
4
4'
h-
4
k
4
k
62
55-
21-'
2k'
2 2 ..
49
50
50
48
46
45
45
8
-I
=
,
•
5k
'2k.
-UB
-
p/ - Preliminary^
k y
.;
2928
• 32
30
33
33
, 31
31
30
31.
r35
46
32
JC
—
mi3Ati3$3¥ i v m a i
• 1 / I I n l t e l r a e n t - c S l . l e c t i o n s d u r i n g m o n t h as- p e r o e S « d t i ^ £ n t Z J W t a n d m g a t
"" . beginning of month.
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