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— : 7 8 •- LiBFSMY OF THE FEDERAL RESEFZ @ { GF C L E M S ' )7 6 " b o ^ ' O ? GeviBoRsTS'^ffi'FB!1)EEAL' HBilEvsr sfsiEM: GA7.2: '. ' '• . . ' ' : February 6, 1947 ' Retail Instalment,. Credit •it.Furniture, Household'Appliance, and Jewelry. Stores — Deceiver' 1940 . Instalment accounts'outstanding at furniture stores, which have • " ' ^ increased steadily since the first of the yb*r/rose further in December. At the .end of the year they were nearly oiie-third'l?ighcr. than' on December 31', 1945. Jewelry store accounts receivable showed somewhat: more than the usual seasonal expansion, and at the end of December were higher than for any other month en ^ record. Amounts outstanding at household appliance' stores continued to.gain, . and were well above the low level prevailing a year ago. The December collection: ratio for jewelry stores increased eight points to 42 per cent, while for household appliance stores the ratio remained unchanged at the November level. Collections djiring December at furniture stores were 26 per cent of instalment accounts outstanding at the first of the month, - one point less-than in November. V ] : LIBRARY - Feb B 8 45 AM '47 ^ I ^ t a g r u n t s 2 - Outstanding-and Collection Ratios, Accounts- outstanding at end of month Col lection ratios.l/ December 31, 1939 = 1 0 0 ...v. Household • Jewelry Household Furniture Jewelry Furniture; appliance: applicnce - stores • stores stores... stores .stores '45. 4.8 5 5 - • /- 24 . . 23 . 71 " / 44 43 '42, 42 42 42/ 42 "',41/ 42 44 * 46. ; 5-o- 4 ^ 4. 4 4 '4. 4 4 4 4 4 4 5 48, 49. - 50:' ' 51,52. ;-.53-53 • 55 55 , • 57 5 5 5 5 6 6 7 . 8 9 r9 10 11 . GO' '66- - " . . / - ' 21 24. 22 23 23 .24 23 23 27 27 24 34 ' 49 35 • 32 '36 36 40 ... 43 42 - 48 49 52 •51 * 48 28 32. 30 33 " 33 31 31 30 31 .35 46 ' ' 55 51, 49 50 , 5Q 48 46' 45 45 " 48 76. - 37 .39 . : • . •'-• . .. ' . ' - ' -52 25. 68, . - 52 ' 24 63^ -54 27 61 28 . . 56 62, 55 • ' ' 27 ' . . 63 . • 55 26 .65 ' 56 - .26. 65 ' . 55 - '26 66 . . 66 ' ' . . 52 25 r52 - 27. 68 ' 48 " . 2.7 ; 48 126 32 29.32 32 -34 33 32 33 31 32 34 42 -p - Preliminary. '• r —Revised1/ Instalment collections during i«onth as per cent of accounts outstanding at beginning of month, ' -