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LIBRARY OF THE FEDERAL RESERVE BAE O F C l E M i i ' U . i. BOARD .OF G 0 W H 0 R s j 0 F THE FEDERAL RESERVE SYSTEM (j 9imf ^ C> " - • ' '' •' * "* " ' "* * • December 4* 1946 ,- " "* •'* • - R e t e l l Jnstalffient Credit, at- F u r n i t u r e , H o u s e h o l T l p ^ i a n c e / a n d J e w e l r y S t o r e s ' - Octob€3px 1946 •, Instalmezit a c c o s t s O u t s t a n d i n g : a t f u r n i t u r e stores'showed , a b o u t t h e u s u a l s e a s o n a l r i s e i n October, and a t t h e e n d of t h e month were • • '30 per cent l a r g e r t h a n a year e a r l i e r , Jewelry" s t o r e a c c o u n t s . r e c e i v a b l e . i n c r e a s e d s l i g h t l y ' i n October,, w h i l e t h o s e • ' a t h o u s e h o l d a p p l i a n c e s t o r | s r e n a i n e d a t t h e . l e v e l of t h e p r e c e d i n g m o n t h . The amount o u t s t a n d i n g 8n - October 31 a t j e w e l r y s t o r e s showed a g a i n 'of n e a r l y o n e - h a l f - over a y e a r a g o , and a t h o u s e h o l d a p p l i a n c e s t o r e s , , c o n t i n u e d w e l l above l a s y y e a r ' s volume• • ; * ' . ."J C o l l e c t i o n s on i n s t a l m e n t a c c o u n t s i n October i n c r e a s e d a t f u r n i t u r e , j e w e l r y , aid household a p p l i a n c e . s t o r e s . The October c o l l e c t i o n , r & t i o f o r f u r n i t u r e s t o r e s ' r o s e two,points t o 27 per "6ent^ while t h a t f o r h o u s e h o l d . a p p l i a n c e s t o r e s was unchanged a t 52 p e r c e n t , The j e w e l r y s t o r e c o l l c c t i o n r a t i o was 32 p e r c e n t a s compared w i t h 31 per c e n t m September,' - • ' - . * Instalment. Accounts O u t s t a n d i n g c-nd C c l l o c t i o n / R a t i o s _ c c t i n t s o u t s t a n d i n g a t e n d o f • month D e c e m b e r 5 1 , 1 9 3 9 = 1 0 0 - t . . __ Month H c u s y;hh o l d appliance Furniture stores •September • October• Ivc'venbor '"~Doc.er.;ber . " 42' • • 43' •i 5 - . ' 4 8 - Ecusehold appliance stores Furniture stores - Jewelry storos. *§ 37 -1 71 52 34 54 49 36 20 l/ Jewelry stores 33 24". 44 45.. 5 5 -5 5 ' Collection ratios 3^ 1545" • January ". Fob'ru&ry jlarch April. ' . Juno July \ . A u g u s t - -1 "September • October i;oventer - . -De c-3r.be r 44 43 ' 42 42' . 42 42; - ' 42' «i l ^ 44 - 45 "50 4 4 4 4' . 55'.5i' : 49.,' 50 50-.. 48 4C . 45 •" 4z 4" 4 4 5 45 43 . 7 6, 5 5 ' 5 5 6 C 7 8 ri3 63 6162C3 cs; G5 • 66". 29 - ' 35. • : . 28 32 32 36 ' 30 36 : 33 -. 4 0 .33 43 • • 31 42 31 v 46 30 49.. . 31 • 52 . : 35 • -51 -- - 4 6 ' •. 4.6 ' 21' 21 24 22" 23 23 ' . ' - / • . 24 23 -23; 27 27 24'; -104£./January . - February " -iv.arch . April..; " r--,Y . June " July, A u g u s t . •' September. ' October p p 1/ " • ' • ' - -- 4G 45; 50 £1 52 "3 53 55 * 55 57 '• ' ' r ' ' . ' "1 . 66 ; 67 . 9 9 ' "25 27 32 29 . 32 32 " r34 rS5 . 52 . "54 . 56 " , 5 5 ... 55 - • • 56. • .» 55 . -• 52 52 • rB2 33 - 31 32 JC Revised. XKVg 3AW3S]y IVWaegy P r o l i r a ijc r y . - . Instalment c d i e i g g r g mgntjg^ s per-cont beginning 25 • 24- :27 23-. 27 2o • 26 . 26 - AMVMin of a c c o u n t s . o u t s t a n d i n g a t