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' I ' • • n s # Y O F m m m m . - .. R E S E R V E B A W f T F M a W i j lj BOARD or GOVERNORS .or 1HB iEDBRAL RESERVE SYSTEM / Retail Instalment Credit ' ' at Furniture, Household Appliance;, and Jewelry Stores . Octobe^ 1945 . ' ' • Instalment- ncooutits-ou^stiding at furniture stores increased by more, than the usual seasonal amount-in Octobdr. while those at " household appliance and jewelry stores remained at the level of the preceding month. ' At the end of the month,, furniture store accounts receivable were above the year-ago volume for the first 'time since April, .Jewelry store accounts outstanding on October Sl-were about the same as on the corresponding date last year,-. Collections on instalment .accounts increased during October "at furniture, household appliance, ,nd jewelry stores. , Furniture and household appliance store collection ratios each increased four points • ' to reach new high level, of 27 p e r c e n t And 53 per cent.-respectively. At jewelry stores collections during the month vjere.33 per cent^of in' Stalment accounts outstanding at the beginning- of the month. • • Instalment Accounts Outstanding ^nd Collection Ratios Accounts- outstanding f11 end of month • - ' De'oerber 31, 1959 = 100 Household Jewelry Furniture pppli«nce stores' '"stores. stores . 'Month Collection ratios Furniture stores Household .rvpplirvncestores• xj Jewelry stores •" "1943 ' September " Cctoberl^oi ember . December 48 -48 47 48 11 10 21 - 21 22 23 45 46. -50 ' 68 15 13 22 2322 • 33: 37 39 ' 55 . -1944: . J-nu^ry Frbrurry r-ch - - . "Anr i 1 June ' j-.-iv A-U£USt ; , So p ter.be r -October Nover.ber - J Deb-snber 42 41 41' 42 •42 42 41 42-' 43 - t 45 •4 S •- 7 " . • . 7. 6 6 -5 5 5 5 5 5 5 56 52.. 53 • 49... 47 .45 44 -.43 . 44 45 49.71., 22 20-. 22 " - 20 -23 23 25 . 24 23 .24. '24 -26 26-' 26 . 28 29 32 . 33 .26 : 39. 24 . 23 31: 31 34 2.8 30 .30 31 .31 32 34 34 49" 1345 Jmu-nry V February 'rV-rch ^pril i: ? r . June -. , July.; August. September October " 'jl/ 62 -5551 49 \ • 50 . . 50 48" 46 45 ' 45 / 43 ' 42 . 42 42 42 • >2. : 4i 42 ' 44 . 29 ' ' 35 ' 21 ' 28 - 32 21. .. •" ' 32 36- ' ' 24 30 . 36 - ' 22 33 • 40 23. 33 ... • 43.. . . .123 • 31 - 42 ' .24 " 31 • 23.. - " , -43 . ; r30 . r49 " 23 -33 53 ^ .27" . Instalment collections during nenth r^s-per cent' of recounts outstanding rxt beginning of month. » " r 5 / ? £l>.Ml " hiui n WH8IJ $ 030