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iJBRARV OF IKE FEDERAL .E S E E m m npfiBEAm. IJL < . BOARD" OF GOVERNORSP^r TiiE FEDERAL RESJ&VJ1 SYSTEM- — A u g u s t R & S '.3JL^..19j5A.^i j-ric - 2 4 S e t k i i instalment Credit-' , %. a t F u r n i t u r e , Household A p p l i a n c e , arid Jewelry S t o r e s :' J u l y 1944 I n s t a l m e n t acco.upts o u t s t a n d i n g - - .. -£' . . . ' • ' #1: ... . a t f u r n i t u r e . a n d household-; a p p l i - ance s t o r e s a t t h e end o f > l y (showed l i t t l e c h a n ^ f r o m t h e p r e c e d i n g month, wili'le' those- a t j e w e l r y s t o r e s 4 e c l i n e d * ' s l i g h t l y . Tpmyared w i t h t h e ;Volume o u t s t a n d i n g on t h e c o r r e s p o n d i n g d a t e < l ^ t y e a r , a c c o u n t s r e c e i v a b l e ; on J u l y 3l' were down f o u r per cent: a t j e w e l r y - ' s t o r e s , 18 g e ^ c e n t a t f u r n i t u r e s t o r e s , a n d 7 4 p e r c e n t - a t h o u s e h o l d a p p l i a n c e s t p r e s » y . C o l l e c t i o n s on ' i n s t a l m e n t a c c o u n t s d u r i n g . J u l y were well-maintained a t b o t h household a p p l i a n c e anji j e w e l r y s t o r e s , r e s u l t i n g in c o l l e c t i o n ; r a t i o s - , f 29 per cent and' 31 p e r . c e n t * r e s p e c t i v e l y . - A t ' f u r n i t u r e , s t o r e s , < c = U e c - " ti'ons d u r i n g ' t h e month were 2 3 ' p e r c e n t of instalment.' accounts, o u t s t a n d i n g a t t h e beginning of t h e month, somewhat bel.ow the. l e v e l of t h e two p r e c e d i n g months but one p o i n t higher t h a n i n ' J u l y 1943. •• , . ^. I n s t a linen t Ac c ounts Out s t a n d i n g -and Co l l e c t ion Rat i.o s .Month Accounts o u t s t a n d i n g a t end of month December 31, 1939 = 1 0 0 Household Jewelry -Furniture appliance stores • stores stores Collection r a t i o s l/ F u r n i t u r e . : Household appliance . stores stores Jewelry stores . 1-942 " June • . J u l y ' .. August. September . October -November'December; - . 9 1 •" 85 • 80 ' • 76 73 70 69 / 77 71. 64 59 54 5,0 46 . . . 81 73 - ee : 64 . 63 . 63 79 . 14 "14 * ' .16.;... ' lfc -18 • • . 18 . * ' : 17 17 is. : "20 •• 22. 22 13 - 22 • 13. 25 13 ' 14 . " 30 15. V . .31 ' 15 45 ;15 2 6 : • 1943 January ' -S4 February» 60 'March 57 57 . April.' 55 -. -May - • 53 June' - July 51 • -50 August • 48 • September' •48 October ' -47 •* N ovember "December ' .48 41 36 32 29 26 B 23 . 19 ' 17 15 13 . 11 ' 10. 65 58 53 51 . 49 48 ' 46 45 45 . 46 50 68 . . . . 2 1 * . :• si: , .30 • 30 ' .31 " 33 . 33 , 34 • 34. . 33 ' • 37 39 55 • " , . 22 22 . 21 22 : 23 - , 2 - 2 -• . 16 16 ; is 18 . . . 20 21 .21 21 •21' 22. 23 - 22 - 1944 " % : :. 4 4 ^ v January F e b r u a r y . • r . 42March" ; 4i- ;P • 41 April 42 . % May 42June • 42 e =: 'July ' - 8 . 7 7, . 6 . # : 5 5 ... 56 ' 52 . 53 49 - • - 47 . . , . ' 4 5 - 44, V ' . 20 . 20 , - 23 23 25 * r 24 < - 23. 22 ^ 22 26 26 . - 26 . 28 29 , 31 • 31 34 '. 28 •. 30 .30 . 31 r - Revised.. l / . I n s t a l m e n t c o l l e c t i o n s d u r i n g month as per c e n t of a c c o u n t s o u t s t a n d i n g - a t ""beginning .of month. .
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