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" •' . UdfiASy OF'THE FEDERAL .i-SEfiVE BASK OF CLEi'S!.'.' -U-5 BOARD OF ^GOVERNORS OP THE FEDERAL RESERVE SYSTEM • - - / ; - April 2, 1946 . E&S ric -43 r . - , Gr • -A 7 .2 ; - / ' - .... Retail Instalment Credit at Furniture, Household Appliance, and Tgwelry Stores • February ^946 Instalment'accounts outstanding at- jewelry stores ;de: clined "by'about the usual seasonal amount in February, while those at furniture- stores showed a co'nt-raseaso'nal rise- In comparison with a year .ago, jewelry store .accounts receivable were up 13-per cent, on* those at furniture stores 14 per cent.' Household ap-_ pliance storfe accounts outstanding.at the end of the month were unchanged Lt the level of the two preceding months, and w e r e " above the' ycar-agc volume for the second successive month. _ . ... The*February collection ratio on instalment accounts fcr household appliance stores remained at the high January level of 52 per cent. Jewelry ond furniture store .collection . ratios declined one point tc 5! pbr oont nnd>,4 P i r cent,' respectively. Collection ratios for the .three kinds of retail outlet continued above those for the corresponding date last year . Instilment Accounts Outstanding aha Collection Katies !Accounts outstanding at end of month Doceiiiber 31, 1959 = 100 . I ! TT ^T.nj^Vr.1 A Household Jewelry, Furniture appliEiiice stores • stores • stores J;: on th Collection ratios 1/ Furniture stores Household appliance' stores Jewelry stores 22 22 26; 26 26 26 29. 52 63 •36 37 3151 54 ,28 • 30 '50. 31 31/ 32 • 5434. ,49 55 ' 32 36 ' • 36 .40 43 .42: . 48 49 .52 51 46 29 28 • 52 50 53 33 . 31 51 .30 .31 35; 46: 'iBii-: 'January „' • February . Mai'c1; -ATiri: ' . / July" • "August September Oct:.uer Ncy ai .torDec jr.ibsr 44 ; 42 41 41% .42 : 42 - . 42 ' •' -41 / 4Z . 45 45... .46; 56 52 53. 49';. 47 45 , 44 • ' 45 . 44 45.: 49' 71.'- - 6 . 7 7 -6 6 5 5 '5 5 5 • 5 5 S3. 23 . " 25 "24 23 24 24" "26-- 24 . 23 -"1945-, / " January .. Fytrua-ry ' .-.riril * ' -June • - July • August ; * September October * • N:Ver:ber • - - Decbriber194i 44 ; 45"" -42 ' 4'/' 42 42 42 " 41 . "42 ' 44 4 4 4 4 4 4 / 4; ' : 5 50 62- , 55 51 - 49 . 50 . 50 ' • 48 46 : 45 """45 - 48 ° 75 -; . Rl 21 ; 24 22 25 .2.3 24 • '23 23 • 27, •27 • 24 • '-January' February -p 48 49 ; • 5 5 • 67. . ; 52 52 52. 25-' 24- 52 51 l/- - I:,st8l::Jn^ collections durin; month is per cent-'of accounts outstanding at ~ beginning of month. / -. WNV13/J13 J: )$HV8 3A«3S3UJf«303d % M« % 6 h **i