Full text of E.4 Automobile Credit : August 29, 1979

The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.

•

•

•

•

•

•

•

•

FEDERAL RESERVE

•

statistical release

FOR JMME:OUTE RlLUU
AUGUST 29o 1979
AUTOMOBILE tkEDlJ -

NEW-tAR

MAY 1979

lN~lALMENT LOAN MATURITIES AT
IPU8LIS~D MID~ONTH OF EACH

COMMERCIAL BANKS
QUARTERI

--------~----------------------------------------------

TOTAL LOANS

I
PURotASE:O PAPER
II
DIRECT LOANS
II
PJktiNT OF COMTRACTS MAOk OURJN!; 1 - - - - - - - - - - - - - - 1 1 - - - - - - - - - - - - - - 1 1 MONTH WITH MATURITIE$ OF 1
I
197&
I
1979
I
1979
II
1978
I
1919
1919
II
19lb
I
HAY
I
FEB.
I
MAY
II
MAY
I
FEB.
MAY
II
MAY

--------·-----------8.7
21.9
69.4

30 MONTHS'OR LESS
31-36 MONTHS
OVER 36 MONTHS

-----------------------------------------

-------------.-....---

II

7.9
21o1
71.0

1979
MAY

1979
F-EB.

---------- --------------

II

II

18. ~
46.1
35.4

II
II

11.8
39.3
42.9

II

12.0
28.2
59.11

13.0
37.<t
49.0

II
II

AUTOKI111LE: CREDlT AT FINANCE COJoPANIE$ - MAY 1979

C.llEOIT I:XU:NOED

--

_.___.__

AVE:kA~E AMOUNT FINANCED
AVI:RA~k ~lNANCE: RATE

---------------------------

----

NEll CARS
II
I
1-----NOT SEASONUASONALLY
SEASONALLY
II
I
I
ALLY ADJUSTED
AI)JUSTED
ADJUSTED
II
I
I
1----------1--------11-----I 1918 I 1'11'1 I 1979 I 1911 I 1979 I 1979 II 1978 I 1919 I
I MAY I FEB. I MAY I MAY I FEB. I MAY II MAY I FI:Bo I

____________________
($1

tit

AVERAGE MATURITY CMONTHSt
PERCENTAGE WITH NATURlTltSI
OVER 44 MONTH~
)1-ltl MfiNTHS
LIVER ~6 IUJNTHS
31-36 MONThS
30 MONTH$ OR L£5$
~5-30 MONTH~

24 MONTHS Oil LISS
AVERAGI LOAN-TD-YALUE AATIOfltl
PERCENT~Gt WITH L/V RATIOSI
I
OVl:ll 1101
I
101-1101
I
91-100,
I
901 OR LESS
I

5, 5111
13.251
I
42.71
I
44! .61
17.~1

I
28 olll
11.~ I

I
I
I
88.01
I
4.51
21.'11

lo.OI

37.&1

5o814l
Uo33l
I
44.01
I
~3.51

u.u

I
25.01
8.01
I
I
I
90.01
I
4.31
~" .81
~o.41

36o3l

I

5o494l
Uolll
I
42.81
I
43.31
17.91
I
a olll
JO .51
I

I
I
89.01
I
4.51
22.71
311.01
35.01

I
88.01
I
4 ..41
21.51
35 _,.I
38.51

5o905l
u. 511
I
44.11
I
~-21

u.u

I
21.71
10.6 I

I

---------------------

NqTII

5o819l
u.301

I
<U.91
I
55.41
u.2 I
I
22 • ., I
... 41
I
I
I
90.01
I
•• 51
23.31
36.61
35.71

5t887ll
13.401
I
44.ZI
I
57.71
11.21
I
21.31
9.71
I
I
I
89.01

I

4o4l
22.41
l7 .oil
35.611

---

PJNANC. RAH:S Ut AIIINUAL PUClfiTAIOI IUTIS AS IPICIPUD IY ltlrOULATION l

3o134l
17.801

I

32.61
I
I
I
U.71
39.'il

I
22.71
18.91
I
96.61
I
14.11
26.31
30.~

I

2'ioo2l

-------

USED CARS

NOT :OEA:OONI
ALLY AUJUSTED
I
1-------197'1 I 1978 I 1979 I 1979
MAY I MAY I FE:Bo I MAY

---------3o536l
11.921
I
34.51
I
I
I
41.61
41.91
I
8.71
1.51
I
96.01
I
9o5l
25.81
33.71
30.91

ITitUTH-IN-LINDIIItGJ •

3of>lOI
18.041

I

34.31

I
I

I

41.'11
42.-'l
I
loll
7.61
I
94.61
I
8.91
23.81
34.71
32.71
AVEitAGt

3 olf>21
17 of>81
I
33.01
I
I

I

20.21
41.51

I
21.81
16o5l
I
91.01
I
14.81

21.11
30.31
27.91

AM~J PlNA~ID e•tLUDt~ PRECOMPUTED fiNANCE CHAit~tSo
DATA ON AVtRAGI MATURITY AND LOAN-TD-VALU! RATIO
CONE fROM D.fF~RENT ki:PORT FORMS THAN THI: MATURITY AND lOAN-lu-VALUE DISTRIBUTIONS. FOR USED-c.AR LOANS 1 THE
4VERAGt STATISTICS COVEll ALL USED-tAR LOANS AND THE PERCENTA~ DISTRIBUTIONS APPLY ONLY TO CARS LESS THAN


THREE YEARS OLO.


.

3of>10I
17.581
I
)~.21

3of>42
17.91
34.7

I

I

I
44.91
42.31
I
6o6l

•·11

I
95.01
I
9.41
;t!1.3l
33.91
n ... l

. 43.0
43.4
, .• 4
6.1
95.0
9.4
24.5
34.8
~1.3