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• E. 10 • • • • • FEDERAL • • RESERVE • statistical • reI ease~p ~,'-t ~\~ \.:-l. ~~\-\\' \) \_\~\\~~~\'\\. ~t_S r~ ~,,;::..\J \.~~\_ \;'.(,\'·;~· FINANCE RAlES AND OTHER TERMS ON SELECTED TYPES OF CONSUMER INSTALMENT CREDIT EXTENDED BY MAJOR FINANCE COMPANIES (NOT SEASONALLY AOJ US TED) L 01 ' 1976 IBR.AR't' RIL JUN ? ~'' ]9?s ....... ~- Qlf~E ~~~~-----------------------------------------------~--------------------------------------------------------~---11 II II PERIOD II I! PERSONAL LOANS MOBILE HOME CREDIT II II II"OTHER CONSUMER GOODS" 1/ C.RE Oil II 1-------------------------------11I1--------------------------------1 AVERAGE I AVERAGE I I1--------------------------------1 I AVERAGE I AVERAGE I II AVERAGE I AVERAGE I I I FINANCE I AMOUNT I AVERAGE II FINANCE I AMOUNT I AVERAGE I I FINANCE I AMOUNT I AVERAGE II RATE I FINANCED I MATURITY II RATE: I FINANCED I MATURITY II RATE I FINANCED I MATURITY IICPER CENTll (DOLLARS)! (MONTHS) IICPER CENT)! (DOLLARS)! (MONTHS) IHPER CENHI CDDLLARS)I (MONThS) -------------------------------------------------------------------------------------------------------------------II I 1974 HAY AUGUST NOVEMBER 1975 FEBRUARY MAY AUGUST NOVEMBER 1976 FEBRUARY I I I I I I I I I I I I I I I I 20.54 21.11 1,207 ... 1,202 35.6 35 .. 1 I I I I 13.08 7,142 120.8 18.90 439 21.7 I 13.60 7,608 122.6 19.49 436 20.4 t ' I .... 20.72 36.9 21.09 1,309 21.13 1,317 36.6 I I I I I I 13.57 7,715 121.9 19.63 468 21.5 13.43 8,162 122.6 19.66 475 21.3 t 13.18 8,210 122.8 19.58 476 21.1 I ----------------------------------------------------------------~--------------------------------------------------- 1/ EXCLUDES AUTOMOBILES, RECREATIONAL VEHICLES, AND MOBILE HOMES NOTE: THE DATA SHOWN IN THIS TABLE ARE COMPILED FROM A QUARTERLY SURVEY CONDUCTED BY THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM. FOR MOBILE HOMES AND "OTHER CONSUMER GOODS," THE DATA COVER CONTRACTS PURCHASED BY FINANC.E COMPANIES, PRIMARILY FROM RETAIL OUTLETS; FOR PERSONAL LOANS, THEY COVER SECURED AND UNSECURED LOANS HADE DIRECTLY BY FINANCE COMPANIES FOR HOUSEHOLD, FAMILY, OR OTHER PERSONAL EXPENDITURES. RATES ARE AVERAGE CUSTOMER FINANCE RATES REPORTED ON AN ANNUAL PERCENTAGE RATE BASIS AS SPECIFIED IN THE FEDERAL RESERVE BOARD'S REGULATION l (TRUTH-IN-LENDING). AVERAGE AMOUNT FINANCED STAll STICS DO NOT INCLUDE PRECOMPUTED F !NANCE ChARGES. AVERAGE RATE AND MATURITY DATA ARE PER DOLLAR FINANCED.