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• • • • • • • • • • ~.) __F_E_D_E_-R_A_L_..._R_E_S_E_R....V_E__s_.t_a_ti_s_t_ic_a_l_r_e_l_e_a_s_e_._ ...... LIBRARy ,__ ce. 120 101 . . . r· _t;. ') '} . IMMEJiiN!'BJ ~~E FEBRU~~iC~~-- 19'19~ ~"~F:cfi~ FOR FINANCE RATES AND OTHER TERMS ON SELECTED TYPES OF CONSUMER INSTALMENT CREDIT EXTENDED BY MAJOR FINANCE COMPANIES CNOT SEASONALLY ADJUSTED) ------------·------------4-~----------------------------------------------------------------------------------------- PERIOD II II II II PERSONAL LOANS II MOBILE HOME CREDIT II"OTHER CONSUMER GOODS" 1/ CREDIT II II II ll--------------------------------ll--------------------------------ll-------------------------------11 AVERAGE I AVERAGE I II AVERAGE I AVERAGE I II AVERAGE I AVERAGE I II FINANCE I AMOUNT I AVERAGE II FINANCE I AMOUNT I AVERAGE II FINANCE I AMOUNT I AVERAGE II RATE I FINANCED I MATVRITY II RATE I FINANCED I MATURITY II' RATE I FINANCED I MATURITY IICPER CENTll CDOLLARSJI CMONTHS) IICPER CENTJI CDOLLARSll CMONTHS) IICPER CENT)f CDOLLARS)f CMONTHS) ' ' ---------------------------------------~-----------------------------------------------------------~---------------- l 1977 FEBRUARY MAY AUGUST NOVEMBER 20.75 20.32 20.41 20.68 1,496 1,544 1,549 1' 493 40.3 44.4 43.9 42.8 13.59 13.65 13.55 13.54 8,607 8,997 9,506 9,586 124.7 126.2 127.6 129.0 19.17 18.85 19.19 19.64 511 532 571 636 21.9 22.9 23.9 25.7 20.38 20.29 20.53 20.86 1t621 1' 645 1, 534 1,487 44.8 47.4 46.3 44.8 13.46 13.50 13.40 13.37 9,519 10,006 10,574 9,896 128.8 129.1 .132.6 132.5 19.19 18.90 19.43 18.62 564 585 682 590 24.8 25.4 27.5 25.3 1978 FEBRUARY ~fAY AUGUST NOVEM&ER ------~-------------------------------------------------------------------------·-----~----------------------------- 1/ EXCLUDES AUTOMOBILES, RECREATIONAL VEHICLES, AND MOBILE HOMES NOTE: THE OAT.( SHOWN IN THIS TABLE ARE COMPILEO'FROM A QUARTERLY SURVEY CONDUCTED BY THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM. FOR MOBILE HOMES.AND •oTHER CONSUMER GOODS," THE DATA COVER CONTRACTS PURCHASED BY FINANCE COMPANIES, PRIMARILY FROM RETAIL OUTLETS; FOR PERSONAL LOANS, THEY COVER SECURED AND UNSECURED LOANS MADE DIRECTLY BY FINANCE COMPANIES FOR HOUSEHOLD, FAMILY, OR OTHER PERSONAL EXPENDITURES. ~ATES ARE AVERAGE CUSTOMER FINANCE RATES REPORTED ON AN ANNUAL PERCENTAGE RATE BASIS AS SPECIFIED IN THE FEDERAL RESERVE BOARD'S REGULATION Z CTRUTH-IN-LENDINGJ. AVERAGE AMOUNT FINANCED STATISTICS DO NOT INCLUDE PRECOMPUTED FINANCE CHARGES. AVERAGE RATE AND MATURITY DATA ARE PER DOLLAR FINANCED.
@FedFRASER