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• • • • • • • FEDE-RAL • RESERVE • • statistical • .I .~ release £:171 i fiNANCE RATES AND OTHER TERMS ON SELECTED TY~ES QF CONSUMER INSTALMENT CREDIT EXTENDED BY MAJOR FINANe.£ COM~ANIES (NOT SEASONALlY ADJUSTED) II II II II II II PERSONAL LOANS MOBILE HOME CJII.EOIT II II•OTHER CONSUMER II GOOD~" 1/ CRtDIT ll----------------~------------~--tl--------------------------------ll-------------------------------11 AVERAGE I AVERAGE I II AVERAGE I AVERAGE I II AVERAGE I AVERAG~ I PERIOD 1975 II FINANCE I AMOUNT I AVERAGE II FINANCE I AMOUNT I AVERAGE II FINANCE I AMOUNT I AVERAGE II RATE I FINANCED I MATURITY I I RATE I FINANCED I MATURITY II RATE I FINANCED I MATURITY IICPER CfNTll CDOlLARS)f (MONTHS) IIIPtR CE:NTJI CODLLARSII (MONTHS) IICPER CENT)! CDOllARS)I (MONTHS) II I NliVEM&i:R a.o9 36.6 13.43 1976 fEBRUARY MAY AUGUST NOVEMBER 21.13 1,317 ~O.J.9l 20.86 1,433 1,418 36.7 37.4 37.5 21.23 1,369 3&.8 13.18 13.35 13.59 13.64 l\177 FEBRUARY MAY 20.75 20.32. 1,496 1,544 40.3 44.4 13.59 13.65 I I I I I I I I I I I I I I I I I 8,162 8,210 8tl94 8,44.1 8,750 lt607 &,997 122.8 122.7 124.2 123.3 124.7 l26.Z I I I I I I I I I I I I II II II iI II I I I I 19.66 19.58 19.37 19.51 19.57 19.17 l& .as ' I I I I I I I I I I I I 475 21.3 476 21.1 22.9 22.4 Sll 525 529 511 532 22.~ 21.9 22.9 1/ EXCLUDES AUTOM081L~S, RECR~ATIONAL VEHICLES, AND MOBILE HOMES NQTEI THE DATA SHUWN IN TH1S TABLE ARE COMPILED fROM A QUARTfRLY SWRVEY CONOUCTfO BY THe BOARD Qf GuVERNORS Of THt FEDERAL RESERVE SYSTEM. FOR MOBILE HOMES AND •OTHER CON~UMER ~QIDS,• THE DATA COVER CONTRACTS ,URCHASEO BY fiNANCE COMPANIES, PRIMARILY FROM RETAIL OUTlETS; FOR PERSONAL LOANS, THEY COVER SECURED AND UNSECURED LOANS MADE DIRECTLY 8Y FINANCE COMPANIES FOR HOUSEHOLD, FAMilY, OR OTHER PERSONAL EXPENfJ :!JURES. RATES ARE AVERAGE CUSTOMfR FINANCE RATES REPORTED uN AN ANNUAL PERCENTAGE RATE BASIS AS SPECifiED IN THE FEDERAL RESERVf BOARD'S t\E"ULA110N 1 CTRUTH-lN-LENDlNGt. AVI:RAGE AMOUNT FlNANCEO STATISTIC~ DO NOT INCLULE PRECOMPUTED FINANCE CHARGES. AVERAGE RATE AND MATURITY DATA ARE P~R DOLLAR FlNANCEO.
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