Statements and Speeches of Edward M. Gramlich

1998

• February 27, 1998 - Monetary rules : the Samuelson Lecture : remarks before the 24th annual conference of the Eastern Economic Association, New York, N.Y. (345.3K)

• March 6, 1998 - Capital budgeting : remarks before the President's Commission to study capital budgeting (66.7K)

• April 29, 1998 - Improving the consumer price index: Testimony before the Subcommittee on Human Resources of the Committee on Government Reform and Oversight, U.S. House of Representatives (100.7K)

• June 3, 1998 - Statement before the Subcommittee on Social Security, Committee on Ways and Means, U.S. House of Representatives (126.3K)

• July 17, 1998 - Reforms in the Truth in Lending Act and the Real Estate Settlement Procedures: Testimony before the Subcommittee on Financial Institutions and Regulatory Relief and the Subcommittee on Housing Opportunity and Community Development of the Committee on Banking, Housing and Urban Affairs, U.S. Senate (72.9K)
  Governor Gramlich presented identical testimony before the Subcommittee on Financial Institutions and Consumer Credit and the Subcommittee on Housing and Community Opportunity of the Committee on Banking and Financial Services, U.S. House of Representatives, July 22, 1998

• July 22, 1998 - Reforms in the Truth in Lending Act and the Real Estate Settlement Procedures: Testimony before the Subcommittee on Financial Institutions and Consumer Credit and the Subcommittee on Housing and Community Opportunity of the Committee on Banking and Financial Services, U.S. House of Representatives (221.4K)
  Governor Gramlich presented identical testimony before the Subcommittee on Financial Institutions and Regulatory Relief and the Subcommittee on Housing Opportunity and Community Development of the Committee on Banking, Housing and Urban Affairs, U.S. Senate, July 17, 1998

• September 9, 1998 - Social Security reform: Testimony before the Committee on Finance, U.S. Senate (80.7K)

• September 15, 1998 - World Capital Flows: Let's Fix the System, Not Abandon It: Remarks at the Carnegie Bosch Institute, University Center at Carnegie Mellon, Pittsburgh, Pennsylvania (116.3K)

• September 17, 1998 - The United States: How to Deal with Uncovered Future Social Security Liabilities. Remarks at the Brooklyn Law School, Brooklyn, New York (321.4K)

• November 6, 1998 - Examining Community Reinvestment: Remarks at Widener University, Chester, Pennsylvania (167.8K)

1999

• February 9, 1999 - The budget surplus and social security: testimony before the Committee on Finance, U.S. Senate (35.8K)
  Governor Gramlich presented identical testimony before the Committee on Ways and Means, U.S. House of Representatives, on February 23, 1999

• February 23, 1999 - The budget surplus and social security: testimony before the Committee on Ways and Means, U.S. House of Representatives (98.0K)
  Governor Gramlich presented identical testimony before the Committee on the Budget, United States Senate, Washington, D.C., January 28, 1999

• March 8, 1999 - Small business access to capital and credit : remarks at the Federal Reserve System research conference on Business Access to Capital and Credit, Arlington, Va. (105.1K)

• March 25, 1999 - On H.R. 3150, the Bankruptcy Reform Act of 1998: testimony before the Committee on Banking, Housing and Urban Affairs, United States Senate (170.9K)

• April 22, 1999 - A stabilization policy strategy : remarks before the Wharton Public Policy Forum series, Philadelphia, Pennsylvania (145.9K)
  Governor Gramlich presented an identical speech at the Jerome Levy Economics Institute, Bard College, Annandale-on-the-Hudson, New York, April 23, 1999

• April 23, 1999 - A stabilization policy strategy : remarks at the Jerome Levy Economics Institute, Bard College, Annandale-on-the-Hudson, New York (57.9K)
  Governor Gramlich presented an identical speech before the Wharton Public Policy Forum series, Philadelphia, Pennsylvania, April 22, 1999

• April 27, 1999 - Remarks before the Wharton public Policy Forum Series, Philadelphia, Pennsylvania (403.6K)

• June 16, 1999 - A policy in Lampman's tradition: the Community Reinvestment Act : remarks at the second annual Robert J. Lampman Memorial Lecture, University of Wisconsin, Madison, Wisconsin (173.4K)

• June 19, 1999 - Remarks at the Second Annual Robert J. Lampman Memorial Lecture, University of Wisconsin, Madison, Wisconsin (553.3K)

• July 21, 1999 - Financial privacy issues: testimony before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, U.S. House of Representatives (84.9K)

• September 15, 1999 - Remarks before the BusinessLINC and Small Business Technical Assistance Conference, Washington, D.C. (77.4K)

• September 17, 1999 - Remarks before the Electronic Payment Symposium, the University of Michigan, Ann Arbor, Michigan (130.8K)

• November 4, 1999 - Consumer credit in the 21st century: remarks before the 25th anniversary conference of the Credit Research Center, McDonough School of Business, Georgetown University, Arlington, Virginia (93.8K)

2000

• January 13, 2000 - Inflation targeting: remarks before the Charlotte Economics Club, Charlotte, North Carolina (162.0K)

• March 7, 2000 - CRA and financial modernization : remarks before America's Community Bankers, Government Affairs Conference, Washington, D.C. (84.0K)

• March 13, 2000 - Social Security in the twenty-first century : remarks at the Leon and Josephine Winkelman Lecture in Gerontology, University of Michigan School of Social Work, Ann Arbor, Michigan (155.7K)

• April 14, 2000 - Predatory lending : remarks at the Fair Housing Council of New York, Syracuse, New York (82.8K)

• April 17, 2000 - The digital divide : remarks at the Community Reinvestment Act Conference, San Francisco, California (79.2K)

• April 20, 2000 - Investment and saving : remarks at the University of Oregon, Eugene, Oregon (193.7K)

• May 24, 2000 - Predatory lending practices: testimony before the Committee on Banking and Financial Services, U.S. House of Representatives (137.9K)

• November 21, 2000 - Financial literacy : remarks for the Georgia Consortium for Personal Financial Literacy fall conference, Federal Reserve Bank of Atlanta, Atlanta, Georgia (76.1K)
  Prepared text; appearance canceled.

• December 6, 2000 - Subprime lending, predatory lending : remarks at the Community and Consumer Affairs Department Conference on Predatory Lending, Federal Reserve Bank of Philadelphia, Pennsylvania (80.3K)

2001

• February 20, 2001 - The productivity growth spurt in the United States : remarks before the International Bond Congress, London, U.K. (184.5K)
  Governor Gramlich presented identical remarks at the Commonfund Forum 2001, Orlando, Florida, March 11, 2001

• March 11, 2001 - The productivity growth spurt in the United States : remarks at the Commonfund Forum 2001, Orlando, Florida (70.3K)
  Governor Gramlich presented identical remarks before the International Bond Congress, London, U.K., February 20, 2001

• March 23, 2001 - Tackling predatory lending : regulation and education : remarks at Cleveland State University, Cleveland, Ohio (141.6K)
  Governor Gramlich presented identical remarks at the Neighborhood Reinvestment Corporation luncheon, Raleigh, North Carolina, March 26, 2001

• March 26, 2001 - Tackling predatory lending : regulation and education : remarks at the Neighborhood Reinvestment Corporation luncheon, Raleigh, North Carolina (54.1K)
  Governor Gramlich presented identical remarks at Cleveland State University, Cleveland, Ohio, March 23, 2001

• April 5, 2001 - Research in the policy process : remarks at the Community Affairs Research Conference of the Federal Reserve System, Washington, D.C. (88.5K)

• April 19, 2001 - Social security reform in the twenty-first century : remarks at the 24th Frank M. Engle lecture in economic security, the American College, Bryn Mawr, Pennsylvania (173.6K)

• June 11, 2001 - National saving and treasury debt : remarks before the American Bankers Association, Stonier Memorial Address, Washington, D.C. (176.6K)
  Governor Gramlich presented identical remarks before the Money Marketeers of New York University, New York, June 12, 2001

• June 12, 2001 - National saving and treasury debt : remarks before the Money Marketeers of New York University, New York, New York (70.6K)
  Governor Gramlich presented identical remarks before the American Bankers Association, Stonier Memorial Address, Washington, D.C., June 11, 2001

• June 20, 2001 - Saving by low- and moderate-income households : remarks to the National Savings Forum, Washington, D.C. (90.9K)

• August 3, 2001 - Infrastructure and economic development : remarks at the Texas Trade Corridors New Economy Conference, San Antonio, Texas (78.1K)

• October 23, 2001 - Preparing for CRA 2002 : remarks before the CRA and Fair Lending Colloquium, Boston, Massachusetts (106.5K)

• November 8, 2001 - Promoting and sustaining home ownership : remarks before the Local Initiatives Support Corporation's (LISC) Home Ownership Summit, Washington, D.C. (96.2K)

• November 30, 2001 - Asset prices and monetary policy : remarks at the New Technologies and Monetary Policy International Symposium, Bank of France, Paris, France (159.8K)

2002

• January 18, 2002 - Predatory lending : remarks before the Housing Bureau for Seniors Conference, Ann Arbor, Michigan (84.0K)

• February 20, 2002 - Consumption and the wealth effect : the United States and the United Kingdom : remarks before the International Bond Congress, London, U.K. (130.6K)

• March 1, 2002 - Lending to lower-income households: remarks before the National Community Reinvestment Coalition 11th annual conference, Washington, D.C. (91.3K)

• March 7, 2002 - Macroeconomic policy in recessions -- and other times : remarks at the Conference on Combating Recessions, Ford School of Public Policy , University of Michigan, Ann Arbor, Michigan (157.7K)
  Governor Gramlich presented identical remarks at the Economic Department Lecture, Lake Forest College, Chicago, Illinois, April 12, 2002

• April 8, 2002 - CRA at Twenty-Five: Remarks at the Consumer Bankers Association's 2002 Community Reinvestment Act Conference, Arlington, Virginia (78.5K)

• April 12, 2002 - Macroeconomic policy in recessions -- and other times : remarks at the Economic Department Lecture, Lake Forest College, Chicago, Illinois (57.1K)
  Governor Gramlich presented identical remarks at the Conference on Combating Recessions, Ford School of Public Policy , University of Michigan, Ann Arbor, Michigan, March 7, 2002

• May 2, 2002 - Financial literacy: remarks at the Financial Literacy Teacher Training Workshop, University of Illinois at Chicago, Chicago, Illinois (109.3K)

• July 5, 2002 - Introductory remarks before the International Research Forum on Monetary Policy, European Central Bank, Frankfurt, Germany (88.7K)

• October 16, 2002 - The methodology of benefit-cost analysis : remarks at the Werner Sichel economics lecture-seminar series, Western Michigan University, Kalamazoo, Michigan (184.7K)

• November 7, 2002 - Remarks at the Federal Reserve Bank of Cleveland Conference, "Livable Communities : linking community development and smart growth," Cincinnati, Ohio (78.1K)

2003

• January 4, 2003 - Conducting monetary policy : remarks at a joint meeting of the North American Economic and Finance Association and the Allied Social Science Association, Washington, D.C. (120.5K)

• April 24, 2003 - Loan guarantee programs : remarks at the National Economists Club, Washington, D.C. (143.9K)

• June 13, 2003 - Community economic development: remarks at the Northwest Side Community Development Corporation 20th anniversary luncheon, Milwaukee, Wisconsin (48.8K)

• August 18, 2003 - Remarks at the 25th anniversary of the Neighborhood Reinvestment Corporation and the NeighborWorks System, Washington, D.C. (86.2K)

• September 4, 2003 - Economic and financial education: remarks at the Georgia Summit on Economic and Financial Education, Federal Reserve Bank of Atlanta, Atlanta, Georgia (88.4K)

• October 1, 2003 - Maintaining price stability : remarks at the Economic Club of Toronto, Toronto, Ontario, Canada (170.9K)

• October 9, 2003 - An update on the predatory lending issue : remarks at the Texas Association of Bank Counsel 27th annual convention, South Padre Island, Texas (97.6K)

• November 14, 2003 - Remarks at a meeting on rental housing hosted by the John D. and Catherine T. MacArthur Foundation, Washington, D.C. (142.4K)

2004

• February 25, 2004 - Budget and trade deficits : linked, both worrisome in the long run, but not twins : remarks ... Euromoney Bond Investors Congress, London, England (84.8K)
  Governor Edward M. Gramlich presented identical remarks at the Los Angeles Chapter of the National Association for Business Economics Luncheon, Los Angeles, California, on March 31, 2004, and at the Isenberg School of Management Seminar Series, Amherst, Massachusetts, on May 14, 2004

• March 26, 2004 - The Board's modeling work in the 1960s : remarks at the Federal Reserve Board Models and Monetary Policy Conference, Washington, D.C. (76.2K)

• March 31, 2004 - Budget and trade deficits : linked, both worrisome in the long run, but not twins : remarks at the Los Angeles Chapter of the National Association for Business Economics Luncheon, Los Angeles, California (84.9K)
  Governor Edward M. Gramlich presented identical remarks at the Euromoney Bond Investors Congress, London, England, February 25, 2004, and at the Isenberg School of Management Seminar Series, Amherst, Massachusetts, on May 14, 2004

• May 14, 2004 - Budget and trade deficits : linked, both worrisome in the long run, but not twins : remarks at the Isenberg School of Management Seminar Series, Amherst, Massachusetts (200.5K)
  Governor Edward M. Gramlich presented identical remarks at the Los Angeles Chapter of the National Association for Business Economics Luncheon, Los Angeles, California, on March 31, 2004, and at the Euromoney Bond Investors Congress, London, England, February 25, 2004

• May 20, 2004 - Workplace financial education : remarks at the second meeting of the Financial Literacy and Education Commission, Washington, D.C. (70.1K)

• May 21, 2004 - Subprime mortgage lending : benefits, costs, and challenges : remarks at the Financial Services Roundtable Annual Housing Policy Meeting, Chicago, Illinois (156.7K)

• June 24, 2004 - Reducing budget deficits : remarks at the Concord Coalition Budget and Fiscal Policy Conference, Washington, D.C. (129.4K)

• August 12, 2004 - Rules for assessing social security reform : remarks at the Retirement Research Consortium Annual Conference, National Press Club, Washington, D.C. (78.6K)

• September 10, 2004 - Introductory remarks at the 30th anniversary of the Neighborhood Housing Services of America, Washington, D.C. (67.7K)

• September 16, 2004 - Oil shocks and monetary policy : remarks at the Federal Reserve Bank of Kansas City, annual economic luncheon, Kansas City, Missouri (195.5K)

2005

• March 2, 2005 - The importance of raising national saving : remarks at the Benjamin Rush Lecture, Dickinson College, Carlisle, Pennsylvania (187.9K)

• April 21, 2005 - A first step in dealing with growing retirement costs : remarks at Widener University, spring 2005 Banking and Finance Lecture, Chester, Pennsylvania (218.9K)

• May 17, 2005 - Regulation Z (Truth in Lending Act): Testimony before the Committee on Banking, Housing, and Urban Affairs, United States Senate (185.3K)

• May 26, 2005 - The politics of inflation targeting : remarks at the Euromoney Inflation Conference, Paris, France (133.0K)

• June 3, 2005 - HMDA data and their effect on mortgage markets : remarks to the National Association of Real Estate Editors, National Press Club, Washington, D.C. (116.3K)